State Consumer Disputes Redressal Commission
M/S S.G. Sales Corporation vs The New India Insurance Company Ltd. on 22 July, 2022
jktLFkku jkT; miHkksDrk fookn izfrrks"k vk;ksx] t;iqj vihy la[;k %& 06@2021 eSllZ ,l0th0 lSYl dkWiksZj's ku] tfj;s lk>snkj Jh fueZy dqekj jkBh iq= Jh xksiky jkBh] 202] uothou dkWEiysDl] LVs'ku jksM] t;iqj 302006 vihykFkhZ@ifjoknh cuke nh U;w bf.M;k ,';ksjsUl dEiuh fyfeVsM] tfj;s ofj"B {ks=h; izcU/kd] thou T;ksfr] ,y0vkbZ0lh0 fcfYMax] lqHkk"k uxj 'kkWfiax lsUVj] t;iqj 302016 izR;FkhZ@foi{kh le{k % ekuuh; Jh vrqy dqekj pVthZ] dk;Zokgd v/;{k ekuuh; Jh 'kSysUnz HkÍ] lnL;
mifLFkr %& vihykFkhZ@ifjoknh vf/koDRkk Jh nsosUnz eksgu ekFkqj izR;FkhZ@foi{kh vf/koDrk Jh _f"kiky vxzoky fu.kZ; fnukad 22 tqykbZ] 2022 }kjk Jh vrqy dqekj pVthZ]dk;Zokgd v/;{k 01- vihykFkhZ@ifjoknh us izR;FkhZ@foi{kh ds fo:) ;g vihy fo)ku ftyk miHkksDrk fookn izfrrks"k vk;ksx] izFke] t;iqj ds ifjokn izdj.k la[;k 852@2006 eSllZ ,l-th- lSYl dkWiksZjs'ku cuke nh U;w bafM;k ,';ksjsl a daiuh fyfeVsM esa ikfjr vkykSP;
fu.kZ; fnukad 25 uoEcj] 2020 ds fo:) izLrqr dh gSA 1 jktLFkku jkT; miHkksDrk vk;ksx] t;iqj vihy la[;k 6@2021 02- la{ksi esa izdj.k ds rF; bl izdkj gS fd izkFkhZ@ifjoknh dh vksj ls fnukad 3-7-2006 dks izLrqr ifjokn ds vuqlkj ifjoknh us vizkFkhZ@foi{kh chek daiuh ls vk;kr ds ckcr ejhu iksfylh ua0 33120004@00016 ¼vof/k fnukad 24-10-2004 ls fn0 10-10- 2005½ yhA ifjoknh dk cSadkad ls vk;kr fd;k gqvk eky f'ki ,e0oh0 ^^feysuk^^ fcy ua0 MCyw th BkkCD 4166096 fnukad 24-10-2004 gSA mDr tgkt jokuk gksus ds ckn fnukad 6-11-2004 dks flaxkiqj esa [kjkc gks tkus ds dkj.k vkxs pyk] blfy;s tgkt ds ekfydksa us chek daiuh@ekfydksa ls fuosnu fd;k fd os dkxksZ ds fgr esa tujy ,ojst ,oa lkYost pktsZt dh nsaA ifjoknh dks lwpuk nh fd og 17 izfr'kr tujy ,ojst ,oa lkYost flD;ksfjVh o 1 izfr'kr ,ojst pktZ rFkk lqlaxr nLrkostkr dh izfr;ka ns] tks leLr nLrkostkr fnukad 31-12-2004 rd tgkt ds ekfydks@ ,MtLVlZ&gsEcxZ&teZuh&flaxkiqj ds ikl igqapus Fks] ftldks igqapkus dh ftEesnkjh foi{kh dh FkhA ifjoknh us mDr leLr dkxtkr fnukad 10-12-2004 ¼vusDpj 1@izn'kZ 1½ ds lkFk foi{kh ds dk;kZy; esa nsdj jlhn izkIr dj yh] fdarq blds ckotwn foi{kh us nLrkostkr o tujy ,ojst ,oa lkYost flD;ksfjVh vkfn lacfa /kr LFkku ij ugh igqapk;s] rks tujy ,ojst ,oa lkYost flD;ksfjVh fnukad 31-12-2004 dks c<+kdj 17 izfr'kr ds LFkku ij 50 izfr'kr dj fn;s ftldh lwpuk foi{kh ds ikl Hkh lh/ks Fkh o ifjoknh us Hkh foi{kh ds ;gka dbZ fyf[kr i= fn;s vkSj dgk fd 33 izfr'kr tujy ,ojst ,oa lkYost flD;ksfjVh foi{kh vnk djs]a fdarq foi{kh us vnk ugh dj] mYVs ifjoknh dks nks"k nsus yxkA 03- vkxs ifjokn ds en ua0 6 ds vuqlkj foi{kh ds nks"kkjksi.k djds le; ikl djus ds dkj.k ifjoknh us lh/ks gh tujy ,ojst ,oa lkYost flD;ksfjVh 4]16]368 :0 dh jkf'k Hkst nh o bl jkf'k ds Hkstus ds i'pkr~ ifjoknh dks mDr vk;kfrr eky izkIr gks x;kA rRi'pkr~ ifjoknh us foi{kh ls mldh lsokvksa esa ?kksj ykijokgh ds dkj.k 4]16]368 :0 dh jkf'k dh ekax dh o vf/koDrk ds }kjk uksfVl Hkh fHktok;kA foi{kh ds }kjk] ifjoknh dks viuk Dyse 2 jktLFkku jkT; miHkksDrk vk;ksx] t;iqj vihy la[;k 6@2021 fu/kkZfjr izi= esa izLrkfor djus gsrq dgus ij] ifjoknh us fnukad 29-4-2005 dks izLrqr dj fn;k] fdarq foi{kh us Dyse dks fnukad 11-5-2005 ¼vusDpj 5½ ls fujLr dj fn;kA bl izdkj foi{kh us ykijokghiwoZd nLrkost vius ikl j[ks] tcfd izkFkhZ }kjk fnukad 10-12-2004 dks gh foi{kh dks izLrqr dj fn;s] tks fnukad 31-12- 2004 ls iwoZ tgkt ds ekfydksa ds ikl igqapk;s tk ldrs Fks] baVjusV vFkok bZ&esy ls Hkh nLrkost rqjar fHktok;s tk ldrs FksA bl izdkj ifjoknh us foi{kh ls mDr 4]16]368@&:- tujy ,ojst ,aM lkYost flD;ksfjVh dh vfrfjDr jkf'k] 4]00]000 :- gtkZus o 37]473@&:- C;kt] dqy 8]53]841 :0 18 izfr'kr C;kt lfgr fnyokus dh izkFkZuk dh gSA 04- foi{kh chek daiuh dh vksj ls fnukad 4-9-2006 dks izLrqr tokc ifjokn dh izkjafHkd vkifRr;ksa ds vuqlkj] ifjoknh us Dyse izkFkZuk i= QeZ eSllZ ,l-th-lsYl dkWiksZjs'ku ds }kjk izLrqr djus ls Lora= :i ls fof/kd O;fDr dh rkjhQ esa] u vkus ds dkj.k miHkksDrk dh laKk esa ugh vkus ls] iks"k.kh;rk ds vHkko esa [kkfjt gksus ;ksX; crkrs gq,] ;g vafdr fd;k gS fd ifjoknh QeZ dks foi{kh chek daiuh dh vksj ls chek vof/k fnukad 24-10-2004 ls fnukad 10-10-2005 rd ejhu bEiksVZ iksfylh vksiu doj la0 3312000400016 tkjh dh x;h FkhA ifjoknh@chfer dh vksj ls fnukad 24-10-2004 dks cSadkWd&FkkbZysaM ls vk;kr djus dk fMDysjs'ku fnukad 3-12-2004 dks foi{kh chek daiuh ds ;gka izLrqr fd;k FkkA mDr fMDysjs'ku ds laca/k esa mDr eky fnukad 24-10-2004 ls f'ki ¼eFkqHkwe½ ls vkuk crk;k x;kA foi{kh chek daiuh dh vksj ls fu;ekuqlkj izek.k i= tkjh fd;k x;k] fdarq foi{kh chek daiuh dks feyh lwpuk ds eqrkfcd chfer vk;kfrr eky mDr of.kZrkuqlkj f'ki es]a u vkdj f'ki ¼feysuk osly½ ls vkuk izdV gqvk] fdarq f'ki ds uke ifjorZu ds laca/k esa dHkh ifjoknh QeZ }kjk chek daiuh dks lwpuk ugh nh x;hA mDr f'ki ¼feysuk osly½ leqnz esa Hkkjh eky <ksus esa mi;qDr ugha FkkA ifjoknh QeZ }kjk crk;h dfFkr {kfr flaxkiqj fLFkr {ks= esa gksuk izdV gqvk 3 jktLFkku jkT; miHkksDrk vk;ksx] t;iqj vihy la[;k 6@2021 gS] ,slh fLFkfr esa esjhVkbZe varjjk"Vªh; izpfyr dkuwu dks ns[krs gq, ifjokn bl eap esa iks"k.kh; ugh gSA mDr ejhu chek lafonk ds rgr chek daiuh dh ftEesnkjh fdlh Hkh vk;kfrr ;k fu;kZfrr chfer eky dh lqj{kk dh drbZ ugh gksrh gS] blds lqj{kk ;k O;o/kku ;k vU; izdkj ls ns[kjs[k dh lEiw.kZ ftEesnkjh e; ;k=k ds e/; gksus okys [kpsZ chfer Lo;a dh gksrh gSA fu;ekuqlkj doj gksus okyh {kfr dh lhek rd chfer chek daiuh ls fjbEclZesaV ¼iquHkZj.k½ djok ldrk gS] bl laca/k esa ejhu chek izek.k i= dh lqlaxr 'krZ la0 2 fuEu o.kZukuqlkj gS%& This insurance covers general average and salvage charges, adjusted or determined according to the contract of affreightment and/or the governing law and practice, incurred to avoid or in connection with the avoidance of loss from any cause except those excluded in Clauses 4, 5, 6 and 7 or elsewhere in this insurance.; mDr f'ki ds ikuh esa Mwcus ij f'ki Lokeh }kjk tujy ,ojst dh ?kks"k.kk dj chfer dks lgh le; ij lwfpr dj fn;k Fkk o eky dh dher ds vk/kkj ij 17 izfr'kr uqdlku dh lhek rd dh jkf'k chfer dks vfoyac tek djkus gsrq funsZf'kr fd;k x;k Fkk] ,slh fLFkfr esa chfer@ifjoknh QeZ dk ;g loZFkk nkf;Ro Fkk fd og f'ki Lokeh }kjk ?kksf"kr mRrjnkf;rk dh lhek rd dh jkf'k@flD;ksfjVh dh jkf'k dk f'ki Lokeh dks visf{kr rjhds ds vuqlkj Hkqxrku dj nsuk pkfg, Fkk ,oa rnqijkar ckn Hkqxrku og e; izek.k i= foi{kh chek daiuh ds lacfa /kr dk;kZy; esa baMes uhfQds'ku ds fy, chfer }kjk fu;ekuqlkj viuk Dyse izLrqr fd;s tkuk visf{kr Fkk] fdarq chfer chek lafonk dks HkyhHkkafr tkurs gq, vius mDr nkf;Ro dh iwfrZ ls tkucw>dj foeq[k jgk o f'ki Lokeh }kjk chfer ds izfr fu/kkZfjr {kfr ds mRrjnkf;rk dks foi{kh chek daiuh }kjk vnk;xh ds fy, vuko';d ncko Mkyrk jgkA chek lafonk dh 'krZ l[;k 16 dks Hkh mYysf[kr fd;k x;k gSA 05- vkxs tokc ifjokn dh izkjafHkd vkifRr ds pj.k la[;k 8 ds vuqlkj ifjoknh@chfer dh vksj ls 17 izfr'kr uqdlku dh lhek rd f'ki ekfyd }kjk fn;s x;s funsZ'kksa dh ikyuk fu/kkZfjr 4 jktLFkku jkT; miHkksDrk vk;ksx] t;iqj vihy la[;k 6@2021 vof/k esa ugh dj] Lo;a gh dksrkgh cjr dj] vfHkdfFkr vf/kHkkj tks uqdlku esa 33 izfr'kr Fkk] vius mij izHkkj ds :i esa vkeaf=r fd;k] tcfd chfer@eky Lokeh }kjk izFker% vnk fd;k tkuk vko';d o visf{kr gksrk gS] rnqijkar chek daiuh esa Dyse izLrqr dj] ,sls vnk 'kqnk uqdlku dks iquZHkj.k chek daiuh ds }kjk izahfliy vkWQ baMes fuVh ds rgr chfer@eky Lokeh }kjk djok;k tk ldrk gS] bl izdkj dfFkr vfrfjDr vf/kHkkj Lo;a chfer }kjk gh vkeaf=r fd;k x;k gS] ftlds fy, foi{kh chek daiuh dks ftEesnkj ugh Bgjk;k tk ldrk gSA mYys[kuh; gS fd foi{kh chek daiuh dh vksj ls chek lafonk ds rgr f'ki ekfyd ds }kjk vf/kjksfir 17 izfr'kr dh lhek ckcr Hkqxrku dj fn;k x;k gS] vU; dksbZ mRrjnkf;Rkk foi{kh chek daiuh dh drbZ ugha curh gSA 06- vkxs tokc ifjokn ds enokj tokc esa mDr rF;ksa dks izk;% nksgjkrs gq, foi{kh chek daiuh }kjk tujy ,ojst o lkYost flD;ksfjVh 17 izfr'kr lh/ks gh f'ki Lokeh dks vnk fd;s tkus dh ftEesnkjh gksus ls bUdkj fd;k gS vkSj ;g vafdr fd;k gS fd ifjoknh viuh Lo;a dh vlko/kkuh o nks"k dks foi{kh chek daiuh ij e<dj voS/kkfud jkf'k ,saBuk pkgrk gSA 33 izfr'kr vfrfjDr tujy ,ojst o lkYost flD;ksfjVh dh jkf'k Lo;a ifjoknh }kjk gh vnk dh tkuh Fkh] bl laca/k esa foi{kh chek daiuh dh fdlh xyrh ds dkj.k ifjoknh dks jkf'k vnk djus ds rF; ls bUdkj fd;k gS vkSj ;g vafdr fd;k gS fd ifjoknh viuh ftEesnkjh dks foi{kh chek daiuh ij Fkksius ds fy, ,sls dkYifud o Hkzfer rF; vafdr fd;s gSA ifjoknh dksbZ Hkh jkf'k ;k C;kt fdlh Hkh :i esa izkIr djus dk vf/kdkjh ugh gSA ifjoknh dk ifjokn e; gtsZ [kpsZ [kkfjt djus dh izkFkZuk dh x;h gSA 07- ;ksX; vf/koDRkk vihykFkhZ@ifjoknh us deksc's k vihy eheks esa n'kkZ;s rF;ksa dks rdksZ ds :i esa nksgjk;k ,oa U;kf;d n`"VkUr
m)~fjr fd;sA
01. II (2015) CPJ 429 (NC) Amira Foods (India) Ltd. & Anr. Vs. National Insurance Co. Ltd.
02. II (2020) CPJ 364 (NC) Susheela Bai Pandey Vs. National 5 jktLFkku jkT; miHkksDrk vk;ksx] t;iqj vihy la[;k 6@2021 Insurance Company Ltd. & Anr.
04. II (2022) CPJ 71 (NC) Ghanta Creative Exports Pvt. Ltd. Vs. Export Credit Guarantee Corporation of India blds vykok ;ksX; vf/koDrk vihykFkhZ@ifjoknh us fyf[kr cgl Hkh izLrqr dh ftlesa Hkh dekscs'k vihy eheks esa n'kkZ;s rF;ksa dks nksgjk;kA 08- blds foijhr ;ksX; vf/koDrk izR;FkhZ@foi{kh chek dEiuh us bu rdksZ dk fojks/k djrs gq, vkykSP; fu.kZ; dks iw.kZr% fof/k lEer gksuk crk;k ,oa fdlh izdkj ds gLr{ksi dh xqatkbZ'k ugha gksuk crk;kA 09- geus mHk; i{k ds rdksZa ij euu fd;k ,oa leLr vfHkys[k dk voyksdu fd;k A 10- bl ekeys esa Lohd`r fLFkfr gS fd vihykFkhZ@ifjoknh dk ifjokn ewyr% fo)ku ftyk miHkksDrk vk;ksx }kjk fnukad 20- 08-2010 dks fuf.kZr djrs gq, vihykFkhZ@ifjoknh dk ifjokn vLohdkj fd;k x;k Fkk ftldh vihy vihykFkhZ@ifjoknh }kjk bl vk;ksx ds le{k izLrqr dh x;h ftldk uacj 2032@2010 gksdj bl vk;ksx ls fnukad 01-02-2017 dks fuf.kZr gqvkA mDr fu.kZ; }kjk bl vk;ksx us vihykFkhZ@ifjoknh ds izdj.k dks iqu% fo)ku ftyk vk;ksx dks fuEu funsZ'k ds lkFk izfr izsf"kr fd;k x;k%& "We have heard both the Id. counsels and we feel that in order to arrive at a just decision it is necessary to find out whether it was the complainant's duty to deposit 17% of CIF Value in cash or salvage security was to be issued by the insurance company. It is also necessary to find whether the Complainant was not able to produce necessary documents before the insurance company in time. We feel that these questions can be answered after considering these documents. We would also like to give an opportunity to the insurance company to produce any documents in rebuttal. We deem it fit to remand back the matter to the Id. DCF to decide this factual issue after considering these documents.
6jktLFkku jkT; miHkksDrk vk;ksx] t;iqj vihy la[;k 6@2021 The complainant shall be returned these documents submitted in appeal to be produced before the Id. DCF. Respondent shall be given an opportunity to file evidence in rebuttal".
11- mDr fu.kZ; dh vuqikyuk esa fo)ku ftyk miHkksDrk vk;ksx] izFke]t;iqj }kjk mHk; i{k dks volj iznku djrs gq, iqu% izdj.k esa fnukad 25-11-2020 dks vkykSP; fu.kZ; ikfjr fd;k x;k tks bl vihy esa fopkjk/khu gSA 12- mHk; i{k }kjk bl vihy esa dh x;h cgl ,oa vfHkys[k ij miyC/k vfHkopuksa lk{; vkfn dks lexz :i ls ns[kus ij ge ;g ikrs gS fd bl ekeys esa vihykFkhZ@ifjoknh }kjk izeq[k :i ls mlds }kjk cSadkd ls vk;kfrr eky f'ki ,e-oh- *feysuk* ls fcy uacj MCY;w th Bkkcd 4166096 fnukad 24-10-204 ds tfj;s vk;kr fd;k x;k rFkk ftldk chek izR;FkhZ@foi{kh chek dEiuh ls tfj;s ejhu ikfylh ¼ifjokn esa n'kkZ;s fooj.k ds vuqlkj½ djok;k x;k FkkA mDr vk;kfrr eky ds ifjogu ds nkSjku fnukad 06-11-2004 dks flaxkiqj esa tgkt [kjkc gks tkus ds dkj.k tgkt ekfydksa }kjk chek dEiuh@ekfydks ls fuosnu fd;k fd os dkxksZ ds fgr esa tujy ,ojst ,oa lkYost pktsZt dh jkf'k nsAa bl izdj.k esa ;g Lohd`r fLFkfr gS fd izkjEHk esa ifjoknh }kjk vk;kfrr eky gsrq tujy ,ojst ,oa lkYost flD;ksfjVh 17 izfr'kr ns; Fkh mDr nj ls jkf'k ,oa ns; ,ojst pktZ rFkk lqlaxr nLrkostkr 31-12-2014 rd tgkt ekfydks@ a ,MtLVMZ & gsEcxZ & teZuh & flaxkiqj ds ikl igqWapus FksA 13- ifjoknh dh vksj ls eq[; fookn ;g mBk;k x;k gS fd mDr nkf;Ro chek dEiuh dk FkkA tc fd chek dEiuh dk ;g ekeyk gS fd ikfylh dh 'krksZ ds vuqlkj tujy ,ojst ,oa lkYost flD;ksfjVh izkjEHk esa ns; jkf'k vnk djus dk mRrjnkf;Ro ifjoknh dk Fkk uk fd chek dEiuh dk ,oa ikfylh ds vuqlkj ifjoknh viuh vksj ls mDr jkf'k vnk djus ds i'pkr~ jkf'k dk iquZHkj.k ikfylh ds vUrxZr chek dEiuh ls izkIr djus dk 7 jktLFkku jkT; miHkksDrk vk;ksx] t;iqj vihy la[;k 6@2021 vf/kdkjh FkkA mijksDrkuqlkj izkjfEHkd rkSj ij ns; 17 izfr'kr flD;ksfjVh jkf'k ifjoknh }kjk vnk ugha dh x;h eky okgd dEiuh }kjk flaxkiqj esa eky dks vkikr fLFkfr esa tgkt ls mrjokdj tujy ,ojst ,oa lkYost flD;ksfjVh dh jkf'k e; nLrkostkr ekax dh x;hA vfHkys[k ds vuqlkj 17 izfr'kr vUrr% ifjoknh dh vksj ls foi{kh chek dEiuh }kjk eky okgd dEiuh dks vnk dh x;h ,oa ifjoknh us vfHko`f)r vfrfjDr jkf'k 50&17 izfr'kr = 33 izfr'kr 4]16]368@&:- Lo;a }kjk vnk dh xbZA vfHkys[k ij izR;FkhZ@ foi{kh chek dEiuh dh vksj ls vius tokc vfHkopuksa ds leFkZu esa izLrqr ekSf[kd ,oa nLrkosth lk{; esa izn'kZ&Mh@1 efju chek dEiuh izek.k&i= e; Dykstst ,oa izn'kZ&Mh@6 ,oa izn'kZ&Mh@6, DysEl esuqvy ,oa Marine Insurance Act, 1963 dh /kkjk 66] 35 ,oa 41 izn'kZ&Mh@11 izLrqr fd;k x;kA vfHkys[k ls ;g Hkh Li"V gS fd izR;FkhZ@foi{kh chek dEiuh us izkjEHk ls gh eky okgd tgkt *feysuk* ds Lokeh dks ;g voxr djok fn;k Fkk fd 17 izfr'kr jkf'k vnk djus ,oa vko';d nLrkostkr miyC/k djokus dk mRrjnkf;Ro Lo;a vk;kfrr eky ds Lokeh ifjoknh dk Fkk ,oa chek dEiuh dk mRrjnkf;Ro mDr jkf'k ifjoknh }kjk vnk fd;s tkus ds i'pkr~ iquHkZj.k rd lhfer FkkA 14- tSlk fd geusa Åij crk;k fd bl ekeys esa vihykFkhZ@ ifjoknh us izeq[k :i ls ;g mRrjnkf;Ro izR;FkhZ@foi{kh chek dEiuh dk gksuk vfHkdfFkr fd;k gS fd mlds }kjk lqlaxr nLrkostkr chek dEiuh dks miyC/k djokus Fks ftUgsa chek dEiuh }kjk eky okgd tgkt ds Lokeh rd igqWpkus Fks lkFk gh 17 izfr'kr tujy ,ojst dh jkf'k dks c<+kus dk nkf;Ro Hkh chek dEiuh dk Fkk vfHkys[k ij vihykFkhZ@ifjoknh viuk ;g ekeyk lkfcr ugha dj ik;k gSA tc fd gekjs mijksDr foospu esa n'kkZ;s vuqlkj izR;FkhZ@foi{kh chek dEiuh us chek ikfylh izek.k&i= ds vuqlkj fd;s x;s Dyse esa ,oa efju bU';ksjsal dh crkbZ lqlaxr /kkjkvksa ds vk/kkj ij Lo;a dk lhfer mRrjnkf;Ro vkSj vihykFkhZ@ ifjoknh }kjk tek djok;h x;h 17 izfr'kr jkf'k dk iquZHkj.k gksuk 8 jktLFkku jkT; miHkksDrk vk;ksx] t;iqj vihy la[;k 6@2021 crk;k gSA chek dEiuh us izkjEHk ls gh eky okgd tgkt }kjk vk;kfrr ifjogu fd;s tkus okys ifjoknh ds eky dks flaxkiqj esa vkikr ifjfLFkfr esa vuyksM djok;s tkus dh voLFkk esa izkjfEHkd jkf'k 17 izfr'kr ,oa nLrkostkr ifjoknh }kjk miyC/k ugha djok;s tkus ds dkj.k ifjoknh ds vkj.k ls gh 17 izfr'kr ns; jkf'k esa ls 50 izfr'kr dh gn rd vfHko`f) gks tkuk crk;k gSA 15- vihykFkhZ@ifjoknh dh vksj ls ;g Hkh elyk mBk;k x;k gS fd bl ekeys esa 17 izfr'kr jkf'k dk Hkqxrku foi{kh chek dEiuh }kjk gh vUrr% fd;k x;k bl vk/kkj ij vihykFkhZ@ifjoknh ds vius vfHkdFkuksa dh iqf"V gksuk crkrs gq, bl dkj.k ls gh foi{kh chek dEiuh }kjk 17 izfr'kr jkf'k dk Hkqxrku djuk crk;k gSA vihykFkhZ@ifjoknh ds vuqlkj oLrqr% mDr jkf'k chek dEiuh dks gh vnk djuh Fkh vr% vfHko`f)r jkf'k Hkh chek dEiuh gh HkqxrsxhA fo)ku ftyk vk;ksx ds le{k ifjoknh dh vUoh{kk ds nkSjku mHk; i{k ds vfHkopuksa ,oa lk{; ls izR;FkhZ @foi{kh chek dEiuh dk mRrjnkf;Ro ikfylh dh 'krksZ ds vuqlkj iquZHkj.k rd lhfer gksuk crk;k gSA gekjs fouez er esa bl ekeys esa dfri; fo'ks"k ifjfLFkfr;ksa esa foi{kh chek dEiuh us ifjoknh }kjk ns; jkf'k dk iquHkZj.k ugha djrs gq, lh/ks gh jkf'k vnk dh gSA 16- fo)ku ftyk miHkksDrk vk;ksx us vkykSP; fu.kZ; esa mHk;
i{k ds vfHkopuksa ,oa lk{; ds vuqlkj bl vk;ksx }kjk vius iwoZ fu.kZ; fnukad 01-02-2017 esa fn;s x;s funsZ'kkuqlkj gekjs fouez er esa iw.kZr% lgh fu"d"kZ fudkyk gS fd vihykFkhZ@ifjoknh }kjk ifjokn esa fd;s x;s vfHkopuksa esa n'kkZ;s vuqlkj izR;FkhZ@foi{kh }kjk lsok esa deh nks"k@vuqfpr O;kikj O;ogkj dkfjr ugha fd;k gSA 17- vihykFkhZ@ifjoknh vf/koDrk }kjk izLrqr U;kf;d n`"VkUrksa dk geusa llEeku v/;;u fd;k tks bl izdj.k ds rF;ksa ,oa ifjfLFkfr;ksa ij iw.kZr% ykxw ugha gksus bldk dksbZ ykHk vihykFkhZ@ifjoknh izkIr djus dk vf/kdkjh ugha gSA 9 jktLFkku jkT; miHkksDrk vk;ksx] t;iqj vihy la[;k 6@2021 vkns'k mijksDr foospukuqlkj vihykFkhZ@ifjoknh dh vihy Lohdkj fd;s tkus ;ksX; ugha gksus ls mijksDrkuqlkj vLohdkj dh tkrh gSA ¼ 'kSysUnz HkÍ ½ ¼ vrqy dqekj pVthZ ½ lnL; dk;Zokgd v/;{k @ikBd@ 10 jktLFkku jkT; miHkksDrk vk;ksx] t;iqj vihy la[;k 6@2021 11