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Gujarat High Court

Punamchand Devchand vs Bharuch Textile Mill Limited on 7 February, 2017

Author: Rajesh H.Shukla

Bench: Rajesh H.Shukla

              C/FA/3478/2012                                                             JUDGMENT



             IN THE HIGH COURT OF GUJARAT AT AHMEDABAD

                               FIRST APPEAL  NO. 3478 of 2012

         FOR APPROVAL AND SIGNATURE: 
          
         HONOURABLE MR.JUSTICE RAJESH H.SHUKLA      :    Sd/­
          
         =======================================================

         1  Whether Reporters of Local Papers may be                                     NO
            allowed to see the judgment ?

         2  To be referred to the Reporter or not ?                                      NO

         3  Whether  their  Lordships  wish   to  see   the 
            fair copy of the judgment ?                                                  NO

         4  Whether this case involves a substantial 
            question of law as to the interpretation 
            of   the   Constitution   of   India   or   any                              NO
            order made thereunder ?

         =======================================================
                    PUNAMCHAND DEVCHAND....Appellant(s)
                                   Versus
               BHARUCH TEXTILE MILL LIMITED....Defendant(s)
         =======================================================
         Appearance:
         MR SHASHWAT SHUKLA, ADVOCATE for the Appellant(s) No. 1
         MR HARSH N PAREKH, ADVOCATE for the Defendant(s) No. 1
         =======================================================

          CORAM: HONOURABLE MR.JUSTICE RAJESH H.SHUKLA
          
                            Date : 07/02/2017

                                       ORAL JUDGMENT

1 As   it   is   First   Appeal,   R   &   P   was   ordered   to   be  called for and the matter has been taken for final  hearing with the consent of both sides.


         2    The   present   appeal   is   directed   against   the 




                                           Page 1 of 21

HC-NIC                                   Page 1 of 21     Created On Sun Aug 13 10:43:52 IST 2017
              C/FA/3478/2012                                                         JUDGMENT



impugned   judgment   and   order   passed   in   Special  Civil Suit No.61/2005 by the Additional Sr. Civil  Judge,   Bharuch   dated   31.08.2012   dismissing   the  suit filed by the appellant­plaintiff. 3 The facts of the case briefly narrated and stated  as under:­ 3.1 The   plaintiff   is   a   partnership   firm   duly  registered  under   the  Indian  Partnership  Act,  1932   and   doing   business   of   shroff   and  commission agent. The defendant is a Company  registered under the Companies Act, 1956. It  is averred that the defendant­company as and  when   needed   financial   assistant   used   to  approach   the   plaintiff­firm.   The   defendant  company   approached   in   the   year   2002   and  presented the cheque in question. The cheque  was   duly   signed   by   the   authorized   signatory  and,   hence,   the   plaintiff   firm   have  discounted   the   cheque   and   paid   the   cash  amount   on  the  said   date.   It  is   also  averred  that   the   defendant   has   also   signed   the  discount   voucher   duly   stamped.   However,   the  defendant   company   had   requested   not   to  deposit the cheque and, therefore, it was not  Page 2 of 21 HC-NIC Page 2 of 21 Created On Sun Aug 13 10:43:52 IST 2017 C/FA/3478/2012 JUDGMENT deposited.   However,   when   the   defendant  company failed to make the payment, suit came  to   be  filed   for  recovery   of  the   amount   from  the defendant company. It is also stated that  the   defendant   company   presented   the   cheque  for   encashment   on   09.05.2002   and   because   of  the action arose.

3.2 However in response to the summons and notice  of   the   suit,   written   statement   came   to   be  filed   at   Exh.13   contending   that   the   suit   of  the plaintiff is not maintainable as no cause  of   action   has   arisen.   The   suit   of   the  plaintiff   is   barred   by   limitation   as   mis­ joinder   and   non­joinder   of   the   parties.   It  has been contended that the plaintiff has not  produced   necessary   evidence   of   registration  of   the   firm   and   is   not   holding   the   license  under   the   Money   Lenders   Act.   It   is   denied  that   the   defendant   company   is   facing  financial   crises   and   had   approached   the  plaintiff   company   resulting   in   the  transaction as stated above. It is contended  that   it   is   not   true   that   the   defendant  company   had   given   cheque   of   Central   Bank   of  Page 3 of 21 HC-NIC Page 3 of 21 Created On Sun Aug 13 10:43:52 IST 2017 C/FA/3478/2012 JUDGMENT India   dated   09.05.2002   of   Rs.10.00   lacs  signed   by   the   authorized   signatory   of   the  defendant   company   and   it   was   discounted   as  alleged.   It   is   specifically   contended   that  the   management   of   the   company   consists   of  Managing   Director  and  Director  and  employees  of   the   defendant   company   is   not   falling  within the category of management. It is also  contended   that   the   defendant   company   is  likely to file criminal complaint against the  related persons for any such steps taken for  the company.

3.3 Therefore, the Court below framed the issues  and proceeded with the trial.

3.4 On the basis of the appreciation of material  and   evidence,   the   Court   below   dismissed   the  suit   which   led   to   filing   of   the   present  appeal   on  the  grounds   stated   in  the   memo   of  appeal.

4 Heard   learned   advocate,   Shri   Shashwat   Shukla   for  the   appellant   and   learned   advocate,   Shri   Harsh  Parekh for the respondent.

5 Learned   advocate,   Shri   Shukla   referred   to   the  material and evidence from the R & P including the  Page 4 of 21 HC-NIC Page 4 of 21 Created On Sun Aug 13 10:43:52 IST 2017 C/FA/3478/2012 JUDGMENT observations   made   in   the   judgment   and   also  deposition of the witnesses. He pointedly referred  to   Exh.61,   evidence   of   Shri   Sunil   Saini   and  submitted   that   the   Court   below   has   committed   an  error   in   believing   the   execution   of   the   cheque  signed by the office of the respondent­Company. He  submitted   that   the   court   below   has   proceeded   on  the assumption. He submitted that the presumption  could have been made as provided under Section 118  of   the   Negotiable   Instrument   Act.   He   referred   to  the   provision   of   Section   118   of   the   Negotiable  Instrument Act. He also submitted that though the  defendant has denied the execution of the cheque,  no   other   contention   has   been   taken.   He   also  referred to the affidavit at Exh.28  on behalf of  the   appellant­original   plaintiff   and   submitted  that the affidavit of the plaintiff has supported  the   averments   in   the   plaint.   He,   therefore,  submitted that the discussion about the pleadings  is   erroneous   and   the   test   would   be   whether   the  defendant is prejudice. He submitted that variance  in   the   plaint   and   the   poof   is   always   fatal.   For  that purpose, he has referred  to and relied  upon  the judgment of the Hon'ble Apex Court in case of  Page 5 of 21 HC-NIC Page 5 of 21 Created On Sun Aug 13 10:43:52 IST 2017 C/FA/3478/2012 JUDGMENT Gian   Chand   and   Brothers   &   Anr.   Vs.   Rattan   Lal   @  Rattan   Singh,   reported   in  (2013)   2   SCC   606,  Paragraph No.27. He has also referred to judgment  of the Hon'ble Apex Court in case of Celina Coelho  Pereira   (Ms)   &   Anr.   Vs.   Ulhas   Mahabaleshwar  Kholkar   &   Ors.,   reported   in  (2010)   1   SCC   217,  Paragraph No.26. Learned advocate, Shri Shukla has  also   referred   to   Exh.66   and   other   documentary  evidence   to   support   his   contention   that   the  presumption could have been made referring to the  provision   of   Negotiable   Instrument   Act   read   with  Section 58 of the Evidence Act. He submitted that  the   Court   below   has   failed   in   not   raising  presumption and calling the appellant­plaintiff to  prove by necessary evidence and thereby dismissing  the   suit.   Learned   advocate,   Shri   Shukla   has  referred   to   and   relied   upon   the   judgment   of   the  Hon'ble Apex Court in case of Bharat Barrel & Drum  Manufacturing   Company   Vs.   Amin   Chand   Payrelal,  reported in  (1999)  3 SCC 35, Paragraph No.12 and  in   case   of  Mallavarapu   Kasivisweswara   Rao   Vs.  Thadikonda Ramulu Firm & Ors., reported in  (2008)  7   SCC   655,   Paragraph   Nos.17   to   22.   He   also  referred to and relied upon the judgment in case  Page 6 of 21 HC-NIC Page 6 of 21 Created On Sun Aug 13 10:43:52 IST 2017 C/FA/3478/2012 JUDGMENT of  Tarmahomed   Haji   Abdul   Rehman   Vs.   Tyeb   Ebrahim  Bharamchari,   reported   in  345   Indian   Law   Reports  (1950).   Learned   advocate,   Shri   Shukla   has   also  referred   to   and   relied   upon   the   judgment   of   the  Hon'ble Apex Court in case of  S. Gopal Reddy Vs.  State   of   A.P.,   reported   in  (1996)   4   SCC   596,  Paragraph   No.29   to   emphasis   his   submission   about  the   presumption   under   Section   47   of   the   Evidence  Act. He, therefore, submitted that the judgment of  the   Court   below   dismissing   the   suit   of   the  plaintiff based on the cheque is erroneous and the  presumption should have been made on the basis of  the cheque and suit ought to have been decreed. 6 Per contra, learned advocate, Shri Parikh referred  to the plaint  and submitted that the averment in  the plaint itself is vague. He pointedly referred  to   the   averment   in   the   plaint   that   it   is   not  stated   on   which   date   the   money   was   given.   He  submitted   that   the   cheque,   which   is   referred   to,  is of the year 2002 presented on 06.05.2005 beyond  the   period   of   validity.   He,   therefore,   submitted  that the claim which is sought to be made based on  the stale cheque after the expiry of the validity  period, could not be believed and, therefore, the  Page 7 of 21 HC-NIC Page 7 of 21 Created On Sun Aug 13 10:43:52 IST 2017 C/FA/3478/2012 JUDGMENT suit   has   been   dismissed.   He   further   emphasized  that   if   the   cheque   was   presented,   it   could   have  returned with memo of the bank, which is also not  produced. Learned advocate, Shri Parikh submitted  that averments in the plaint are made without any  supporting   document   or   evidence.   Therefore,   the  claim   is   that   the   suit   should   have   been   decreed  merely  on the basis  of the document like cheque,  which   is   stale   without   any   supporting   evidence  regarding   transaction   or   having   given   money   as  averred   in   the   plaint   itself.   He   submitted   that  though   it   is   claimed   that   the   defendant   ­company  used   to   take   advances   in   such   a   manner   by  discounted   cheque   on   voucher,   same   books   of  accounts   or   vouchers   could   have   been   produced.  Learned   advocate,   Shri   Parikh   submitted   that  admittedly no books of accounts or voucher or any  supporting   piece   of   evidence   has   been   produced  except bare word. Similarly he submitted that even  the   version   in   the   plaint   as   well   as   in   the  affidavit in support of his evidence is different  which he pointedly referred to. He submitted that  the statement has been made about the advances to  the   defendant­company   without   any   details   or  Page 8 of 21 HC-NIC Page 8 of 21 Created On Sun Aug 13 10:43:52 IST 2017 C/FA/3478/2012 JUDGMENT without any supporting evidence. He also referred  to   Exh.18   and   submitted   that   there   are   different  versions. Learned advocate, Shri Parikh submitted  that the transaction of the advances based on this  cheque is said to have taken in the year 2002 and  there   is   no   communication,   reminder   or   any  correspondence   from   2002   to   2005.   He   emphasized  that even during the trial of the suit, no books  of accounts, voucher etc. signed on behalf of the  defendant   to   support   the   claim   made   by   the  plaintiff is brought on record. He submitted that  the appellant­original plaintiff is a firm, which  would be maintaining the books of accounts and it  has not been produced, which would itself require  adverse   inference   to   be   drawn.   He,   therefore,  submitted that the plaintiff has not proved by any  corroborating   evidence   about   the   transaction   or  financial assistance to the company and merely on  the   basis   of   the   cheque,   which   is   said   to   have  been issued,  suit is filed. He submitted that it  is   required   to   be   noted   as   stated   in   the   reply  that   because   of   some   disgruntle   elements   in   the  defendant   company,   they   were   required   to   take  steps and it is contended that the cheque is not  Page 9 of 21 HC-NIC Page 9 of 21 Created On Sun Aug 13 10:43:52 IST 2017 C/FA/3478/2012 JUDGMENT signed by the authorized signatory.  7 Learned   advocate,   Shri   Parikh   submitted   that   the  books   of   accounts   of   the   defendant­Company   has  been   produced   and   the   defendant   has   placed   on  record   to   clarify   that   there   is   no   entry   with  regard   to   any   such   transaction   or   borrowing.   He  pointedly referred to R & P and cross­examination  of   the   plaintiff   and   submitted   that   it   has   been  admitted   in   the   cross­examination   that   he   cannot  say   that   it   is   signed   by   whom.   It   has   been  admitted   that   though   the   cheque   was   lying   from  2002 to 2005, no notice or letter was addressed to  the   Company.   He   has   also   admitted   that   in   the  suit, the facts about Exh.34­35 are not stated. He  also emphasized  that it has been admitted  in the  cross­examination   that   if   the   cheque,   Exh.36   is  presented after 2½ years in the bank, it would be  returned by the bank. He submitted that no memo of  the bank recording  reasons for the return  of the  cheque has been produced. He submitted that it has  been admitted that it was also not informed to the  respondent­Company about the return of the cheque.  Learned   advocate,   Shri   Parikh,   therefore,  submitted   that   in   absence   of   any   evidence,   suit  Page 10 of 21 HC-NIC Page 10 of 21 Created On Sun Aug 13 10:43:52 IST 2017 C/FA/3478/2012 JUDGMENT has   been   filed   on   such   stale   cheque,   which   is  again doubtful and, therefore, the Court below has  on appreciation of material and evidence dismissed  the   suit.   He,   therefore,   submitted   that   the  present appeal may not be entertained. 8 Learned   advocate,   Shri   Parikh   submitted   that   the  submissions   regarding   the   presumption   are  misconceived.   He   submitted   that   the   presumption  regarding cheque cannot be made when the validity  of   the   cheque   has   expired.   He   submitted   that   in  fact, the defendant has proved on the basis of the  books   of   account   that   no   such   transaction   has  taken   place.   He   submitted   that   the   defendant   had  also   filed   a   police   complaint   for   the   misconduct  of their own person.

9 Learned   advocate,   Shri   Parikh   has   therefore  referred   to   and   relied   upon   the   judgment   of   the  Hon'ble Apex Court in case of  G. Pankajakshi Amma  &   Ors.   Vs.   Mathai   Mathwa   (D)   thr.   L.R.s   &   Anr.,  reported   in  (2004)   12   SCC   83  and   emphasized   the  observation in paragraph no.13 and submitted that  similar   contentions   about   the   transactions   were  accepted   in   absence   of   any   further   evidence.   He  has   also   referred   to   the   judgment   of   the   High  Page 11 of 21 HC-NIC Page 11 of 21 Created On Sun Aug 13 10:43:52 IST 2017 C/FA/3478/2012 JUDGMENT Court  in case of  Ramanlal  Punjalal  Shah Vs. Pari  Bhulabhai Haribhai, reported in 1994 (2) GLR 1475.  He   submitted   that   as   the   appellant­plaintiff   is  not having any licence as money landers as per the  provision   of   Money   Landers   Act,   2012,   any   such  submissions   are   misconceived.   Similarly   he  submitted   that   on   the   aspect   of   presumption   and  burden   of   proof,   it   is   for   the   plaintiff   to  establish   his   case   based   on   the   evidence   and,  thereafter,   if   it   is   proved  prima   facie,   the  burden  may shift.  He submitted  that in the facts  of   the   case,   except   bare   averments,   there   is   no  supporting evidence and, therefore, suit has been  rightly   dismissed.   Learned   advocate,   Shri   Parikh  has stated at the cost of repetition that even the  averments are not consistent inasmuch the pleading  and   the   statements   in   the   affidavit   refer   to  different   version   and,   therefore,   the   present  appeal   may   not   be   entertained.   Referring   to   the  burden   of   proof,   he   has   referred   to   and   relied  upon   the   judgment   of   the   Hon'ble   Apex   Court   in  case of Anil Rishi Vs. Gurbaksh Singh, reported in  AIR 2006 SC 1971.

10 Learned   advocate,   Shri   Shukla   in   rejoinder   again  Page 12 of 21 HC-NIC Page 12 of 21 Created On Sun Aug 13 10:43:52 IST 2017 C/FA/3478/2012 JUDGMENT referred   to   the   papers   and   tried   to   submit   that  presumption   under   the   Negotiable   Instrument   Act  would   arise.   He   referred   to   Section   84   of   the  Negotiable Instrument Act. He also submitted that  as there was an oral contract, the cheque would be  given for the purpose of financial assistance and,  therefore,   the   execution   of   the   cheque   itself   is  sufficient   to   raise   presumption   about   the  transaction which has not been appreciated. 11 In view of these rival submissions, it is required  to   be   considered   whether   the   present   appeal  deserves consideration.

12 As could be seen from the background of the facts  which has been referred to in detail by both the  sides  referring  to R&P and other evidence,  it is  evident that the appellant­original plaintiff has  not   produced   any   documentary   evidence   in   support  of   the   so­called   transactions   with   regard   to   the  financial   assistance   or   borrowing   by   the  defendant­Company   though   it   is   claimed   to   be   a  usual   practice.   The   appellant­plaintiff   has   not  given any explanation for not producing the books  of   accounts   or   even   vouchers   to   support   the  averments   in   the   plaint.   Therefore   much   emphasis  Page 13 of 21 HC-NIC Page 13 of 21 Created On Sun Aug 13 10:43:52 IST 2017 C/FA/3478/2012 JUDGMENT given   on   the   execution   of   the   cheque   with   the  emphasis on the presumption under the provision of  the   Negotiable   Instrument   Act,   requires   to   be  considered.   Chapter   XIII   of   the   Act   provides  "Special   rules   of   evidence".   Section   118   of   the  Act   provides   "Presumptions   as   to   negotiable  instruments".   However   proviso   to   section   clearly  provides   that   whether   the   instrument   has   been  obtained from its lawful owner and from any person  in   lawful   custody   thereof.   Thus   though   the   Court  is obliged to make presumption once the execution  of   the   cheque   is   proved,   the   execution   of   the  cheque   validly   by   the   competent   person   or  authorized   signatory,   is   required   to   be  established.   The   provision   of   Section   119   to   122  referred to this aspect and though it is a special  rule   of   evidence   applicable   to   negotiable  instrument,   it   is   also   necessary   that   the  execution   of   the   cheque   or   such   instrument   is  validly   by   the   person   or   authorized   person   is  established. In the instant case, as could be seen  from   the   evidence   of   the   plaintiff   at   Exh.28  itself,   there   is   no   consistency   and   it   has   been  clearly   stated   in   the   cross­examination   that   he  Page 14 of 21 HC-NIC Page 14 of 21 Created On Sun Aug 13 10:43:52 IST 2017 C/FA/3478/2012 JUDGMENT cannot   say   who   has   executed   or   signed   the   said  cheque. Admittedly there is no stamp on the cheque  or   voucher.   There   is   no   evidence   about   other  transaction   or   earlier   transaction   though   it   is  claimed   that   it   was   usual   practice.   On   the  contrary,   it   has   been   admitted   in   the   cross­ examination   that   the   cheque   is   required   to   be  stamped and if it is not stamped, he would ask the  person   to   stamp   it.   Therefore,   when   the   cheque  executed   validly   by   the   authorized   person   of   the  Company itself is not established, which does not  bear the stamp of the Company, the plaintiff  has  failed   to   establish   even   from   other   documentary  evidence   like   books   of   account,   which   would   be  maintained in ordinary course of business. 13 Again   even   if   the   burden   is   said   to   have   been  shifted   in   light   of   the   statutory   provision,   the  defendant is said to have discharged his burden by  proving   books   of   account   that   there   is   no   such  entry   with   regard   to   the   transaction,   which   is  claimed.   Non   acceptance   of   consideration   or   a  transaction   could   be   proved   by   preponderance   or  probability   or   by   suggesting   that   it   was  improbable   or   doubtful.   In   the   fact   of   the   case  Page 15 of 21 HC-NIC Page 15 of 21 Created On Sun Aug 13 10:43:52 IST 2017 C/FA/3478/2012 JUDGMENT when admittedly the plaintiff has not stated as to  who has executed and who has signed as it was not  in the presence coupled  with the fact the cheque  does   not   bear   stamp,   very   execution   is   doubtful.  Moreover there is no entry in the books of account  produced by the defendant. It would be sufficient  to discharge the burden even if it is shifted to  the   defendant.   Moreover,   it   is   the   say   of   the  defendant,   the   respondent   herein   that   some  disgruntle   employee   may   have   played   mischief   and  they are likely to file complaint and in fact the  Police complaint has been filed. This itself would  be   sufficient   to   meet   with   the   submission  regarding the presumption regarding the Negotiable  Instrument   Act   that   it   was   not   validly   executed  negotiable instrument or cheque, which would give  rise to any presumption. In ordinary course of the  matter, it is for the plaintiff to prove his case  with   supporting   evidence.   In   the   facts   of   the  case,   as   rightly   submitted   that   though   the  averment   is   made   in   the   plaint,   there   is   no  corroborative   evidence   to   support   such   averments  in   the   plaint.   Admittedly   no   books   of   account,  voucher   etc.   have   been   produced   by   the   plaintiff  Page 16 of 21 HC-NIC Page 16 of 21 Created On Sun Aug 13 10:43:52 IST 2017 C/FA/3478/2012 JUDGMENT to   support   the   averment   in   the   plaint   regarding  the   borrower   or   financial   assistances.   Reference  made   to   Section   84   of   the   Negotiable   Instrument  Act   is   also   without   any   basis.   Similarly   the  submissions   which   have   been   made   referring   to  Section   58   of   the   Evidence   Act,   is   misconceived.  Though  the submission  has been made that no fact  is required to be proved when the parties agree to  admit,   meaning   thereby,   it   has   reference   to   the  admission   either   in   the   written   statement   or  otherwise. However in the instant case, right from  the   written   statement   and   pleadings,   there   is   no  such   admission   made   by   the   respondent­original  defendant.   On   the   contrary,   admittedly   the  appellant­plaintiff has not explained the lack of  any   communication   right   from   2002   to   2005   about  the non presentation of the cheque or such a late  presentation of the cheque after the validity. 14 Though the submissions have been made with regard  to the admission and presumption, the presumption  under   Section   118   of   the   Evidence   Act   could   be  made and, thereafter, it could be rebutted and the  presumption   would   disappear.   The   provision   of  Section 106 of the Evidence Act states  that when  Page 17 of 21 HC-NIC Page 17 of 21 Created On Sun Aug 13 10:43:52 IST 2017 C/FA/3478/2012 JUDGMENT the fact is specially within the knowledge of any  person, burden of proving that fact is upon him.  Thus in the facts of the case, the person like the  plaintiff must establish by positive evidence and  the   respondent   cannot   be   called   upon   to   give  negative   evidence.   The   Hon'ble   Apex   Court   in   a  judgment in case of Narayan Vs. Gopal, reported in  AIR 1960 SC 100 has observed, "The   burden   of   proof   is   of   importance  only   where   by   reason   of   not   discharging  the burden which was put upon it, a party  must   eventually   fail,   where,   however,  parties   have   joined   issue   and   have   led  evidence and the conflicting evidence can  be   weighed   to   determine   which   way   the  issue   can   be   decided,   the   abstract  question   of   burden   of   proof   becomes  academic."

15 Further Section  118 of the Evidence  Act does not  mean   that   the   respondent   or   other   side   must  necessarily   show   that   the   document   is   not   valid  but other side or the defendant has the option to  ask   the   Court   to   consider   the   very   existence   of  the   document   and   the   consideration   based   on  probability. A useful reference can be made to the  observations   made   by   the   Hon'ble   Apex   Court   in  case of Bharat Barrel & Drum Manufacturing Company  Page 18 of 21 HC-NIC Page 18 of 21 Created On Sun Aug 13 10:43:52 IST 2017 C/FA/3478/2012 JUDGMENT (supra),  which   has   been   referred   to   and   relied  upon   by   learned   advocate,   Shri  Shukla.   In   fact  referring   to   the   presumption   as   well   as   the  provision of the Negotiable Instrument Act, it has  been   observed   about   the   approach   of   the   Courts.  Thus   before   the   presumption   could   be   made,  foundation has to be led with regard to the valid  execution   of   the   document   like   cheque   in   the  present   case   by   the   authorized   person   then,   such  question   could   arise   or   the   presumption   could   be  raised. In the facts of the case, as stated above,  the   plaintiff   has   failed   to   establish   and   also  failed to produce any evidence including even the  memo   of   the   bank   or   the   books   of   account   to  support the contention. Thereofre, The submissions  made   by   learned   advocate,   Shri   Shukla   about   the  burden   of   proof   and   the   presumption   are  misconceived.

16 Apart from the aforesaid aspect of merits whether  the   plaintiff   has   failed   to   prove   its   case,  elaborate   discussion   on   the   aspect   of   provisions  of provision of Money Landers Act are not made. In  fact, if it was a practice of lending money, the  plaintiff is required to establish and produce any  Page 19 of 21 HC-NIC Page 19 of 21 Created On Sun Aug 13 10:43:52 IST 2017 C/FA/3478/2012 JUDGMENT such   licence   under   the   provision   of   the   Money  Landers   Act.   Reference   could   be   made   to   the  judgment   of   this   High   Court   in   case   of  Ramanlal  Punjalal Shah (supra). Similarly as discussed, the  aspect of burden of proof would shift provided the  plaintiff   has  prima   facie  established   the   case  based on its evidence. It is well settled that the  plaintiff must prove its own case and cannot rely  upon the weakness of the evidence or the case of  the   defence.   It   is   for   the   plaintiff   first   to  stand  its on leg to support  his case, thereafter  only   the   burden   could   shift   providing   an  opportunity to other side. In other words, as the  law   of   evidence   and   the  Civil   Procedure   Code  requires for giving sufficient opportunity to the  parties   to   put   forward   his   case,   the   opportunity  to   the   other   side   to   explain   is   required   to   be  followed.   Though   the   Negotiable   Instrument   Act  providing   for   presumption   could   be   pressed   into  service,   such   document   is   required   to   be  established   to   be   genuine   and   properly   executed.  Therefore   as   discussed   above,   such   submission  relying   upon   the   provision   of   the   Negotiable  Instrument Act are misconceived.




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HC-NIC                         Page 20 of 21     Created On Sun Aug 13 10:43:52 IST 2017
               C/FA/3478/2012                                                         JUDGMENT



17 Therefore  as this Court  is in agreement with the  findings   and   conclusion   arrived   at   by   the   Courts  below, it does not call for any interference with  the   findings   of   facts   and   the   conclusion   arrive  at.

18 The   present   appeal,   therefore,   deserves   to   be  dismissed and accordingly stands dismissed.

Sd/­ (RAJESH H.SHUKLA, J.) Gautam Page 21 of 21 HC-NIC Page 21 of 21 Created On Sun Aug 13 10:43:52 IST 2017