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Considering   the   aforesaid   facts   and   circumstances   of   this   case,   this   writ   petition   is   allowed.   The   respondents   are   directed   to   ensure   that   the   payment   towards   the   Group   Insurance   in   accordance   with   the   policy   entered   into   and   agreed   should   be   released   and   paid   to   the   petitioner   within   a   period   of   three   months from the date of receipt of a copy of this order. They shall   also   consider   payment   of   statutory   interest   in   accordance   with   law."  

15. In compliance of the directions passed by this Hon'ble Court in  W.P.(S)   No.   2379   of   2007,   vide   order   dated   17.09.2007,   respondents  considered the claim of the petitioner and pass a reasoned order. Perusal of the  reasoned order would reveal the Oriental Insurance Company had came up  with   a  time   frame   that   old   claims  should   be   intimated   by   15.08.2003   and  accordingly the claim of the deceased husband of the petitioner was informed  to   the   Insurance   Company   vide   letter   dated   16.08.2003.   As   the   Group  Insurance Policy was taken from Oriental Insurance Company Ltd., it is said  that the  Insurance Company has the sole discretion to decide  the claim. In  pursuant   to   the   directions   of   this   Hon'ble   Court,   the   respondents   have  forwarded the claim of the petitioner recommending to settle the claim in his  favour to the Insurance Company and the matter is pending at their end. 

20.  Respondent/Insurance Company, the Oriental Insurance Co. Ltd.,  CBO­I,Ranchi   had   issued   one   insurance   policy   vide   Policy   No.  332201/48/POL/2000/MIG/87   to   M/s   Central   Coalfields   Ltd,   Darbhanga  House, as Group Personal Accident Policy (GPAI) for the Executives and, Non­ Executives employees of C.C.L. for the period of 31.3.2000 to 30.03.2001 with  certain terms and conditions. Apart from the standard terms and conditions of  the   Personal   Accident   Insurance   Policy   (Group)   the   Oriental   Insurance  Company/insurer   and   Central   Coalfields   Ltd.   (CCL)/insured   entered   into   a  Memorandum of Understanding (in short M.O.U) in connection with Group  Accident Insurance Policy for the Executive and Non­Executive employees of  C.C.L. for the period of one years ie. From 31.03.2000 and 30.03.2001 for  coverage of risk of their employees as per the terms and conditions of the said  M.O.U. which is a part of the insurance policy. As per the standard terms and  conditions of the (GPAI policy condition­1) all the accidental death should had  been intimated to the Insurance Company within one calendar month. In the  instant   case   though   the   C.C.L.   authorities   received   death   intimation   of   the  deceased employee, late  Sitan  Gpoe  through his wife/petitioner  within   one  month   (approx)   but   the   C.C.L.   forwarded   it   to   the   Oriental   Insurance  Company on 14.08.03/16.08.03 (after 3 years one month from the date of  accidental death), and was received by O.I.C. Ltd. on 18.8.2003.