Seema & Ors. vs Hdfc Ergo Gen Ins Co Ltd & Ors. on 6 January, 2023
13. The Bombay High Court in Amita wd/o Prakash Madavi and Others v.
New India Assurance Co. Ltd., Nagpur and Another reported as 2016 SCC
OnLine Bom 180 also held that Section 3(1)(b) of the Act excludes the
contingency where death or permanent total disablement occurs as a result of an
accident. Relevant excerpt from the said decision is reproduced hereunder: