National Insurance Co. Ltd vs Swaran Singh & Ors on 5 January, 2004
38. The inevitable conclusion therefore is that
the decision in Swaran Singh's case (supra) has no
application to own damage cases.
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1 - 2 of 2 (0.26 seconds)Polymat India P. Ltd. & Anr vs National Insurance Co. Ltd. & Ors on 1 December, 2004
18. It is also to be noted that the terms of
the policy have to be construed as it is and
there is no scope for adding or subtracting
something. However liberally the policy may
be construed, such liberalism cannot be
extended to permit substitution of words
which are not intended. (See United India
Insurance Co. Ltd. V Harchand Rai Chandan
Lal (2004 (8) SCC 644 and Polymat India (P)
Ltd. V. National Insurance Company Ltd. and
Ors. (2005 (9) SCC 174).
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