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Krishna Bhagya Jala Nigam Ltd vs G. Harischandra Reddy And Anr on 10 January, 2007

10.4 Hon'ble High Court of Delhi has laid down that the interest should not be awarded at unreasonably high rate and it should not be excessive. In the present case the defendants even before issuance of summons had made the payment of principal amount to the plaintiff for which plaintiff has got the suit amended only for the interest amount. The legal notice dated 01.09.2011 Mark C was issued to the defendants to pay the amount within seven days. The suit was filed on 02.07.2012. In the circumstances of the case, the plaintiff is held entitled to Suit No.613455/16 M/s. Smat Forms Vs. Integrated Diseases Surveillance Project (IDSP) & Ors. Page 10 of 21 interest for the period and at such rate which was wrongfully withheld by the defendants in view of citation titled M/s. Sangat Printers Pvt. Ltd. vs M/s. Wimpy International Ltd. on 17 January, 2012 the Hon'ble High Court of Delhi at New Delhi in RFA No.657/2003 which is as follows:­ "6. Though, learned counsel for the respondent/defendant has not argued one aspect with respect to the interest, I however feel in the facts and circumstances of the case, the appellant/plaintiff ought not to be granted interest at 24% per annum for the pre­suit period and at 18% per annum pendente lite and future as claimed by the appellant/plaintiff. I may note that the Supreme Court in the recent catena of judgments reported as Rajendra Construction Co. v. Maharashtra Housing & Area Development Authority and others, 2005 (6) SCC 678, McDermott International Inc. v. Burn Standard Co. Ltd. and others, 2006 (11) SCC 181, Rajasthan State Road Transport Corporation v. Indag Rubber Ltd., (2006) 7 SCC 700, Krishna Bhagya Jala Nigam Ltd. v. G.Harischandra, 2007 (2) SCC 720 & State of Rajasthan Vs. Ferro Concrete Construction Pvt. Ltd (2009) 3 Arb. LR 140 (SC) has held that the Courts should be alive to the change of interest regime, and Courts should reduce the unnecessary high rates of interest, especially considering the long pendency of litigation.
Supreme Court of India Cites 6 - Cited by 316 - Full Document

State Of Rajasthan & Anr vs M/S. Ferro Concrete Construction ... on 22 April, 2009

10.4 Hon'ble High Court of Delhi has laid down that the interest should not be awarded at unreasonably high rate and it should not be excessive. In the present case the defendants even before issuance of summons had made the payment of principal amount to the plaintiff for which plaintiff has got the suit amended only for the interest amount. The legal notice dated 01.09.2011 Mark C was issued to the defendants to pay the amount within seven days. The suit was filed on 02.07.2012. In the circumstances of the case, the plaintiff is held entitled to Suit No.613455/16 M/s. Smat Forms Vs. Integrated Diseases Surveillance Project (IDSP) & Ors. Page 10 of 21 interest for the period and at such rate which was wrongfully withheld by the defendants in view of citation titled M/s. Sangat Printers Pvt. Ltd. vs M/s. Wimpy International Ltd. on 17 January, 2012 the Hon'ble High Court of Delhi at New Delhi in RFA No.657/2003 which is as follows:­ "6. Though, learned counsel for the respondent/defendant has not argued one aspect with respect to the interest, I however feel in the facts and circumstances of the case, the appellant/plaintiff ought not to be granted interest at 24% per annum for the pre­suit period and at 18% per annum pendente lite and future as claimed by the appellant/plaintiff. I may note that the Supreme Court in the recent catena of judgments reported as Rajendra Construction Co. v. Maharashtra Housing & Area Development Authority and others, 2005 (6) SCC 678, McDermott International Inc. v. Burn Standard Co. Ltd. and others, 2006 (11) SCC 181, Rajasthan State Road Transport Corporation v. Indag Rubber Ltd., (2006) 7 SCC 700, Krishna Bhagya Jala Nigam Ltd. v. G.Harischandra, 2007 (2) SCC 720 & State of Rajasthan Vs. Ferro Concrete Construction Pvt. Ltd (2009) 3 Arb. LR 140 (SC) has held that the Courts should be alive to the change of interest regime, and Courts should reduce the unnecessary high rates of interest, especially considering the long pendency of litigation.
Supreme Court of India Cites 18 - Cited by 262 - R V Raveendran - Full Document

State Bank Of India vs Shri Umanath Ganpat Nadkarni And Others on 9 April, 1999

10.5 It is own case of the plaintiff that he has received Rs.4,70,657/­ from the defendants on 13.06.2012. The suit was filed on 02.07.2012. No rate of interest is mentioned over invoice filed on record. Hence the plaintiff is held entitled to interest only for the period due since the 15 days thereafter from the receipt of invoice. The nature of transaction was commercial between the parties. Hence keeping in view the lower rate of interest since last few years the plaintiff is held entitled to pre­suit interest against the defendants @ 6 % p.a. The plaintiff is also held entitled to pendente lite of future interest on due amount at the same rate. However it is against public policy to grant interest on interest. The relevant citation is reproduced here as under :­ "State Bank Of India vs Shri Umanath Ganpat Nadkarni And ... on 9 April, 1999 Equivalent citations: 1999 (3) BomCR 696

Rajendra Construction Company vs Maharashtra Housing & Area Development ... on 12 August, 2005

In Union Bank of India v. M/s. Noor Dairy Farm and others (supra), the learned Single Judge of this Court has held that the Supreme Court has observed in the case of Corporation Bank v. D.S. Gowda and another (supra), that in the case of agricultural loan the bank cannot charge compound interest at 3 months or half yearly rests. It was further held that in view of the said decision of the Apex Court, it is not permissible for the Banks to charge interest at half­yearly rests in case of agricultural loans and in such cases there is no scope for claiming compound interest with periodical rests.
Supreme Court of India Cites 19 - Cited by 186 - C K Thakker - Full Document

Corporation Bank vs D.S. Godwa on 20 June, 1994

In Union Bank of India v. M/s. Noor Dairy Farm and others (supra), the learned Single Judge of this Court has held that the Supreme Court has observed in the case of Corporation Bank v. D.S. Gowda and another (supra), that in the case of agricultural loan the bank cannot charge compound interest at 3 months or half yearly rests. It was further held that in view of the said decision of the Apex Court, it is not permissible for the Banks to charge interest at half­yearly rests in case of agricultural loans and in such cases there is no scope for claiming compound interest with periodical rests.
Supreme Court of India Cites 16 - Cited by 147 - A M Ahmadi - Full Document

Shri Mahadev Rama Bhonsle & Others vs Central Bank Of India & Another on 5 October, 1996

20. As regards the third question, it is clearly covered by the decision of the Division Bench of this Court in the matter of Mahadeo Rama Bhonsle and others v. Central Bank of India and another (supra). It has been clearly held therein that the amount of interest is to be calculated on the principal sum only and not the principal sum plus the interest accrued till the filing of the suit. The decree as far as it awards the interest on the total sum of Rs. 1,03,088/­ which includes interest on the amount till the date of filing of the suit has to be modified so as to restrict the same to the principal sum of Rs. 95,000/­ only. In other words, the appellant shall be entitled for interest at the rate of 15.5% per annum for a period from 30­6­1992 till 23­11­1992 on the total sum of Rs. 95,000/­."
Bombay High Court Cites 7 - Cited by 21 - R K Batta - Full Document
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