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Manager, United India Insurance Co. ... vs Ummadi Shankunthala And Ors. on 10 August, 2004

6.       The learned counsel has also drawn attention to an order passed by the Hon'ble High Court of Andhra Pradesh in Manager, United India Insurance Co. Ltd. & Anr. Vs. Ummadi Shakunthala & Ors., [AIR 2005 Andhra Pradesh 336] in which the High Court has discussed in detail the meaning of the words, 'violent', 'external' and 'accident' and stated that the murder shall be treated as an accident. The learned counsel has further drawn my attention to the terms and conditions of the policy, saying that it had been mentioned in section 10(b) of the said policy relating to the accident benefit as follows:-
Andhra HC (Pre-Telangana) Cites 7 - Cited by 12 - Full Document

Laxami Devi vs State Of Bihar & Ors on 3 July, 2015

7.       The learned counsel argued that in clause 10 of the policy, there were five exclusion clauses (i) to (v) stated  therein, and it related to intentional self-injury, attempted suicide, civil commotion, rebellion, war or engagement in police duty etc. but the present case was not covered under any of these clauses. The learned counsel stated that the State Commission had taken an erroneous view that the accident benefit under the policy was not payable. He also argued that interest should have been allowed to the appellant from the date of death of the deceased. The learned counsel has drawn my attention to the order of the Hon'ble Supreme Court in Laxmi Devi Vs. State of Bihar & Ors. [(2015) 10 SCC 241] in support of his arguments, saying that the ratio laid down in the previous judgements should be kept in view, while taking a decision in the present case.
Supreme Court of India Cites 48 - Cited by 83 - V Sen - Full Document

United India Insurance Co. Ltd. vs Ummadi Shakunhala . on 16 January, 2014

12.     A plain reading of the conclusion arrived at by the Andhra Pradesh High Court in the above case, shows that it was very difficult to discern, whether  the intention  of the person who attacked him was only to cause injuries, or to completely annihilate him. It is also stated that from the standpoint of the victim, it was an unexpected event. The facts and circumstances of the present case also show that the deceased first went to the house of Nathu Soni from where, he was tied by a rope by the persons present there. When he tried to go and report the matter to the police station, he was killed on the road. It is, therefore, clear from the standpoint of the deceased, it was an unexpected event, otherwise he would not have gone to the house of Nathu Soni, if he had known he shall be attacked and killed.
Supreme Court - Daily Orders Cites 0 - Cited by 7 - P Sathasivam - Full Document
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