Leave granted in all the matters.
INTRODUCTION
2. Whether renewal of a mediclaim policy on payment of the amount
of premium would be automatic ... Civil Appeal @ SLP (C) 1534/2006
7. Respondents No.1 obtained the mediclaim policy from the
appellant in April, 1995 and renewed annually upon payment
appellant herein and his wife Smt. Alka Bose, took out a
mediclaim insurance policy from the respondent United India Insurance
Company (hereinafter referred ... respondent insurance company
requesting for renewal of his existing mediclaim policy. On 7.3.1996, the
insurance company declined to renew the mediclaim policy
medical treatment, in accordance with the policy of insurance(hereinafter called `` mediclaim'`).
2. The respondent is in the business of Insurance. The petitioner ... agents/employees allegedly represented to petitioner that he should take an Individual Mediclaim Policy to cover his health. On a pointed query from petitioner that
facts in a nutshell are that the appellant had sought an
overseas mediclaim policy B (hereinafter referred to as “mediclaim
Signature Not Verified
Digitally signed ... company prior to the consideration of his request for issuance of a
mediclaim policy. On his medical examination, the report categorically
noted that the appellant
already received a sum of Rs.1,50,000/-
through his contractual Mediclaim policy. The appellant claimed that
this ought to have been deducted from ... amount of money which has been received by the injured from
Mediclaim will not be taken into consideration at the time of assessing
the final
setting off the amount obtained by the claimant
under a separate 'Mediclaim policy' in connection with the same
injuries sustained in a road ... considered is whether reimbursement of the medical expenses
under a 'Mediclaim policy' is liable to be set off from the amount
of compensation
observed that the
amount received by the claimant under the Mediclaim
policy will not come in the way of claiming medical
expenses. But however, another ... observed that the amount claimed by the
claimants under the Mediclaim policy will have to be
deducted while awarding damages under the heading of
medical
diseases contracted by the petitioner No.2 during the period of mediclaim policy, which was renewed from time to time, and not to load ... premium, as was sought to be done, and to renew the mediclaim policies of the petitioner No.2 and 3.
2. All the matters relate
with freedom to decide whether they should or should not renew a mediclaim policy. This contention has no merit for the simple reason that despite ... control and regulation of rates, advantage, terms and conditions."
17.3 The Mediclaim Insurance Scheme, which was framed by the GIC, was a scheme approved
payments in respect of claims made by the petitioners under their Mediclaim Policies along with interest thereon and, (ii) to renew the Mediclaim Policy ... petitioner No.1 (Shri Ashok Kumar Dhingra) had taken the following Mediclaim Policies as indicated in the table below:-
S.No. Policy No. From
