Section 3(13)(b) in United Bank of India (Employees') Pension Regulations, 1995
(b)refund within thirty days after expiry of the said period of sixty days, the entire amount of bank's contribution to Provident Fund and interest accrued thereon received on retirement together with a further sum equivalent to fifty six per cent of the said amount of bank's contribution to the Provident Fund and interest thereon received on retirement.