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[Cites 5, Cited by 0]

Bangalore District Court

Neethakumar vs Magma Hdi General Insurance Co Ltd on 16 January, 2025

KABC020119932019




   BEFORE MOTOR VEHICLES ACCIDENT CLAIMS
          TRIBUNAL, BENGALURU CITY
                  SCCH-17

  Present:   Sri. KANCHI MAYANNA GOUTAM B.A.L, LL.M.,
                       Member, MACT
                       XIX ADDL. JUDGE,
                       Court of Small Causes,
                       BENGALURU.

       Dated this the 16th day of January - 2025

 MVC No.4246/2019 C/w 4245/2019 & 2749/2019

             Parties in MVC No.4246/2019

Petitioner     :     Miss. Neetha Kumar
                     D/o Bhanukumar Krishnan,
                     Aged about 28 years,
                     R/at: Thripunithura S O
                     Ernakula, Kerala State 682301.

                     (By Sri. R H Deshpande, Adv.,)
                          Vs.

Respondents    :     1. Magma HDI General Ins. Co.
                     No.36, 2nd floor, Minerva Circle,
                     J C Road, Bangalore 560027.

                     (By Sri. S Krishna Kishore, Adv.,)
   SCCH-17                      2     MVC No. 2749/19


                    2. Sinivas H
                    (Since is died represent by his Lrs)

                    2(a) Sri Hanumanthappa
                    R/at House No.3, 4th cross,
                    Parvathi nagar, Laggere,
                    Bangalore 560058.

                    2(b) Smt Gowramma
                    W/o Hanumanthappa,
                    R/at House No.3, 4th cross,
                    Parvathi nagar, Laggere,
                    Bangalore 560058.

                    (By Sri. Rakesh H D, Adv.,)

             Parties in MVC No.4245/2019

Petitioner      :    Anil Kumar K @ Anil K Nair
                     S/o Krishnan Nair,
                     Aged about 37 years,
                     No.649, Vishwarinilaya,
                     1st Indiragandhi street,
                     Near Madonna School,
                     Udayanagara, Dooravani nagara,
                     Bangalore 560016.
                     (By Sri. R H Deshpande, Adv.,)

                         Vs.
Respondents    :    1. Magma HDI General Ins. Co.
                    No.36, 2nd floor, Minerva Circle,
                    J C Road, Bangalore 560027.
                    (By Sri. S Krishna Kishore, Adv.,)
   SCCH-17                       3     MVC No. 2749/19


                     2. Sinivas H
                     (Since is died represent by his Lrs)

                     2(a) Sri Hanumanthappa
                     R/at House No.3, 4th cross,
                     Parvathi nagar, Laggere,
                     Bangalore 560058.

                     2(b) Smt Gowramma
                     W/o Hanumanthappa,
                     R/at House No.3, 4th cross,
                     Parvathi nagar, Laggere,
                     Bangalore 560058.

                     (Party in person)

            Parties in MVC No.2749/2019

MVC 2749/2019    :   Vinciraj N C
                     S/o Chellam N A,
                     Aged about 34 years,
                     R/at: No.311,
                     Fern Saroj Apartment,
                     7th cross, L B Shashthri nagara,
                     Vimanapura, Bangalore 560017.

                     (By Sri. R H Deshpande, Adv.,)

                               V/s
Respondents      :   1. Magma HDI General Ins. Co.
                     No.36, 2nd floor, Minerva Circle,
                     J C Road, Bangalore 560027.

                     (By Sri. S Krishna Kishore, Adv.,)
   SCCH-17                               4     MVC No. 2749/19


                            2. Sinivas H
                            (Since is died represent by his Lrs)

                            2(a) Sri Hanumanthappa
                            R/at House No.3, 4th cross,
                            Parvathi nagar, Laggere,
                            Bangalore 560058.

                             2(b) Smt Gowramma
                             W/o Hanumanthappa,
                             R/at House No.3, 4th cross,
                             Parvathi nagar, Laggere,
                             Bangalore 560058.

                             (By Sri. Rakesh H D, Adv.,)


                 COMMON JUDGMENT

       The petitioners filed these petitions U/Sec.166 of the

Motor Vehicles Act claiming compensation for the injuries

sustained by them in a road traffic accident that occurred

on 30-04-2015.

       2. The petition averments in brief are as under:

       On 30-04-2015 at about 4.30 a.m., the petitioners

were    occupants      of     the    Innova   Car    bearing       No.

KA.41.A.2699     and        were    proceeding   from   Bangalore

towards Manipal on NH-75 K G circle, S C road and when
   SCCH-17                         5    MVC No. 2749/19


they      reached     near      Dandiganahalli      village,

Channarayapattana taluk, the driver of the said Car

driven the same at high speed, in a rash and negligent

manner, lost control over the vehicle, same is turtle to the

left side of the road and hence accident is caused. Due to

the impact the petitioners in all the cases fell down and

sustained head and other grievous injuries.

       Immediately after the accident, the petitioner in

MVC 4246/2019 was shifted to SSM hospital, Hassan

wherein first aid treatment was given and shifted to Fortis

hospital, Bangalore, wherein the petitioner was admitted

as inpatient and underwent surgery for which the

petitioner has spent more than Rs.3,50,000/- towards

medical and other allowances.

       At the time of accident, the petitioner was hale and

healthy, working as a copy supervisor at Ogilvy and

Mather India Pvt Ltd., and earning Rs.1,00,000/- per

month. Due to the accidental injuries, the petitioner is
   SCCH-17                         6     MVC No. 2749/19


not able to continue with the work and lost earning

capacity.

     After the accident, the petitioner in MVC 4245/2019

was shifted to SSM hospital, Hassan wherein first aid

treatment was given and shifted to Manipal hospital,

Bangalore, wherein he was admitted as inpatient for

which he has spent more than Rs.3,50,000/- towards

medical and other allowances.

      At the time of accident, the petitioner was hale and

healthy, working as a Director at Ogilvy and Mather India

Pvt Ltd., and earning Rs.1,20,000/- per month. Due to

the accidental injuries, the petitioner took the bed rest for

the period of 4 months and lost his earnings during this

period.

     After the accident, the petitioner in MVC 2749/2019

was shifted to SSM hospital, Hassan wherein first aid

treatment was given and shifted to Fortis hospital,

Bangalore, wherein he was admitted as inpatient for
   SCCH-17                          7   MVC No. 2749/19


which he has spent more than Rs.3,00,000/- towards

medical and other allowances.

      At the time of accident, the petitioner was hale and

healthy, he was a director at Ogilvy and Mather India Pvt

Ltd., and earning Rs.1,50,000/- per month. Due to the

accidental injuries, the petitioner was at bed rest for the

period of 4 months and now also he is taking treatment

as an out patient and lost his earnings.

     The respondent No.1 is the insurer and respondent

No.2 being the insured of the Innova Car bearing No.

KA.41.A.2699 are jointly and severally liable to pay the

compensation to the petitioners.

     3. After service of notices the respondent No.1, 2(a)

and 2(b) have appeared through their respective counsels

and filed their respective written statements.

     The respondent No.1 insurance company has filed

its written statement by admitting the issuance of policy

to the Innova Car bearing No. KA.41.A.2699.           It is
      SCCH-17                          8         MVC No. 2749/19


contended that there is no compliance of Sec.134(c) and

158(6) of MA Act. Further it has denied the cause and

manner of accident by contending that the accident was

not caused due to the fault of the driver of the Innova

Car bearing No. KA.41.A.2699, but when he tried to avoid

the accident with a vehicle coming in the opposite

direction, he took left turn of the vehicle and in that

process the vehicle fell on the left side of the road and

caused the accident. Further has denied the income and

avocation of the petitioners.        It is contended that the

driver of the Innova Car bearing No. KA.41.A.2699 was

not having valid and effective DL at the time of the

accident and also the said car was not holding valid

permit and FC at the time of accident. The compensation

as    claimed   by     the   petitioners   is    highly   excessive.

Accordingly, respondent No.1 prays to dismiss the

petition against it.
   SCCH-17                           9      MVC No. 2749/19


      The respondent No.2 was the owner of the alleged

offending    Innova Car bearing No. KA.41.A.2699 and in

lieu of the death of respondent No.2 as per order dated

17-04-2023 the LR's of respondent No.2 were brought on

record.

      In MVC 4246/2019 the respondent No.2(a) and 2(b)

were appeared and filed objections to the main petition by

contending that the petition filed by the petitioner is not

maintainable and also denied the entire contents of

petition filed by the petitioner.       The respondent No.2(a)

and   2(b)   also   contended   that      they   have   lost   the

respondent No.2 who is their son and in their old age they

are struggling for their livelihood. The respondent No.2

who is their son has the full knowledge about the

accident and the Innova Car bearing No. KA.41.A.2699.

Hence prays for dismissal of the petition.
   SCCH-17                            10   MVC No. 2749/19


        In MVC No.2749/2019 and in MVC No.4245/2019

no objections were filed by the respondent No.2(a) and

2(b).

        4.    On the basis of rival contention, the following

issues have been framed :

        ISSUES IN MVC No.4246, 4245 and 2749/2019

        1.    Whether the petitioners proves that,
              they have sustained grievous injuries
              due to the actionable negligent
              driving of Car bearing Reg No.
              KA.41.A.2699 by its driver, in RTA
              took place on 30-04-2015 at about
              4.30 a.m on NH-75 road, Dandigana-
              halli, C R Patna Taluk?

        2.    Whether the petitioners are entitled
              for compensation? If so at what rate?
              From whom?

        3.    What order or award?


        5.   As per order dated 27-09-2024 by considering

the same cause of action, MVC No.4245/2016 and

2749/2019 were clubbed with MVC 4246/2019 for

common trial from the stage of respondent evidence.
   SCCH-17                        11      MVC No. 2749/19


     6. In order to prove the claim petition, the petitioner

in MVC No. 4246/2019 is examined as PW.1           and got

marked the documents at Ex.P1 to 8. On the other hand

the assistant secretary of KSTA is examined as RW.1 and

got marked the documents at Ex.R1 to R9 and the official

of 1st respondent insurance company is examined as

RW.2 and got marked the documents at Ex.R10 & R11.

     The petitioner in MVC No. 4245/2019 is examined

as PW.1 and got marked the documents at Ex.P1 to 13

and also examined DR. S A Somashekar as PW.2 through

them Ex.P14 & P15 were got marked.

     The petitioner in MVC No. 2749/2019 is examined

as PW.1 and got marked the documents at Ex.P1 to 21.

Two witnesses were examined as PW.2 & 3 and got

marked Ex.P22 to 28.

     7. Heard the arguments and perused the material

evidence that are available on record.
   SCCH-17                        12    MVC No. 2749/19


   8. My findings on the above issues are as under.

    ISSUES IN MVC. 4246, 4245 and 2749/2019

            Issue No.1    :     In the affirmative;
            Issue No.2    :     In the affirmative
            Issue No.3    :     As per the final orders
                                for the following:-

                   : R E A S O N S:

     ISSUE NO.1 IN ALL THE PETITIONS:

     9.     The petitioners to prove their claim have

produced certified copies of FIR, complaint, spot mahazar

along with sketch, IMV report, wound certificate and

charge sheet which are marked at Ex.P1 to 6.

     10. On perusal of Ex.P1- FIR is registered on the

basis of Ex.P2 first information given by one Jagadish.

The said Jagadish is also an inmate of the car and

injured in the said accident.     In the Ex.P2 the first

informant being the injured and eye witness alleged the

rash and negligent driving by the driver of Innova Car

bearing No. KA.41.A.2699 and stated that the driver of
   SCCH-17                         13    MVC No. 2749/19


Innova Car bearing No. KA.41.A.2699 while trying to

overtake the ahead going vehicle has lost his control and

turtle the vehicle by which they got injuries.

     11. After the registration of FIR the IO has

conducted the spot mahazar and rough sketch as per

Ex.P3 and on perusal of the rough sketch it is found that

the accident spot is in the left edge of the road and it

shows that the driver of Innova Car bearing No.

KA.41.A.2699 tried to over take the ahead going vehicle

from the left side and thereby lost his control. The Ex.P4

is IMV report where major portion of the Innova Car

bearing No. KA.41.A.2699 has got severe damages.         No

other vehicles are involved and got damaged in the

accident. The accident spot is on the left side of the road,

which once again evidentiates the negligence of driver of

Innova Car bearing No. KA.41.A.2699.

     12.    In a claim for compensation under Section 166

of Motor Vehicles Act, 1988, the claimant is to prove the
   SCCH-17                        14    MVC No. 2749/19


incident only on preponderance of probabilities and the

standard of proof beyond reasonable doubt is not

required as held by Hon'ble       Supreme Court in the

decision reported in 2011 SAR (CIVIL) 319 Kusum and

others V/s Satbir and others.


     Further the Hon'ble Supreme Court in case of

Bimla Devi and others v. Himachal Road Transport

Corporation and others (2009) 13 SCC 530, wherein it

is held that, it was necessary to be borne in mind that

strict proof of an accident caused by a particular bus in a

particular manner may not be possible to be done by the

claimants. The claimants were merely to establish their

case on the touchstone of preponderance of probability.

The standard of proof beyond reasonable doubt could not

have been applied.


     13. The Ex.P6 charge sheet is came to be filed on

the driver of Innova Car bearing No. KA.41.A.2699,

thereby it can be infer that the IO has opined that the
   SCCH-17                          15   MVC No. 2749/19


negligence is on the part of driver of Innova Car bearing

No. KA.41.A.2699 after the detailed investigation.

     At this juncture, I would like to quote the following

judgment wherein it states that;

     2009 ACJ 287 ( National Ins. Co. V/s.
  Pushparama and others), wherein it is held that,
  Certified copy of the criminal court records such as
  FIR, recovery and mechanical inspection of the
  vehicle or documents are of sufficient proof to
  reach the conclusion that the rider was negligent.
  Proceedings under Motor Vehicles Act are not akin
  to proceedings in a Civil Court. Hence, strict rules
  of evidence are not required to be followed in this
  regard.


     Hence, by relying on the said precedent and in the

absence of rebuttal evidence and denial in respect of

police documents marked at Ex.P1 to 6, this court is of

the opinion that the accident has happened due to the

rash and negligent driving of the driver of Innova Car

bearing No. KA.41.A.2699.
   SCCH-17                        16     MVC No. 2749/19


     14. In support of these documentary evidence, if we

perused the oral evidence of the petitioners on this point,

even though the respondent No.1 cross-examined the

petitioners, nothing been elicited to disbelieve the case of

the petitioners in respect of negligence of driver of Innova

Car bearing No. KA.41.A.2699. The Ex.P6 charge sheet

also supports the view of this court, as the charge sheet

filed for the offence punishable under Sec. 279, 337 &

338 of IPC against the driver of Innova Car bearing No.

KA.41.A.2699.

     15. Immediately after the accident the petitioner in

MVC 2749/2019 admitted to the hospital and as per

Ex.P5 marked in MVC 2749/2019 the petitioner has got

grievous injuries. In the same way, after the accident the

petitioner in MVC 4246/2019 admitted to the hospital

and as per Ex.P6 marked in            MVC 4246/2019 the

petitioner has got grievous injuries. After the accident the

petitioner in MVC 4245/2019 admitted to the hospital
   SCCH-17                            17        MVC No. 2749/19


and as per Ex.P4 marked in MVC 4245/2019 the

petitioner has got simple injuries. These documents along

with contents of charge sheet establishes that the

petitioners in all the cases have got injuries in the said

accident.

        16. The learned counsel for the respondent No.1

vehemently argues that there is an inordinate delay of 3

days in lodging the FIR and the same cannot be brushed

aside    lightly,   instead   has   to    be    construed     as   a

circumstance showing that the case is an afterthought

and the offending vehicle is implicated in the case even

though it is not involved in the accident and the accident

was not caused by the negligence of the alleged offending

vehicle. But not every delay would move this court to

view the case of the petitioners doubtfully. Because there

might     be   genuine   circumstances         that   could   have

contributed to the delay. In fact only if the delay is left

unexplained the same needs to be viewed seriously. No
   SCCH-17                               18    MVC No. 2749/19


doubt in the facts of this case, the accident occurred on

30-04-2015 at about 4.30 a.m., but the FIR was lodged

on 01-05-2015 at about 7.30 p.m., and hence it is

evident that the FIR is lodged after 3 days of occurrence

of the accident. But the informant in the Ex.P2 first

information it is stated that soon after the accident the

inmates of the car who were injured initially shifted to

SSM hospital, Hassan and thereafter shifted to Fortis

hospital for treatment. As such the complaint is lodged

belatedly.   In   this   regard    if    we   verify   Ex.P2    first

information statement was taken by the police in the

Fortis hospital, Bangalore on 01-05-2015 itself.               Along

with this the wound certificates produced by the

respective petitioners shows that on 30-04-2015 at about

9.15 a.m they have admitted in Bangalore Fortis hospital

for treatment with the alleged history of RTA on

30-04-2015. These documents supported the case of the

petitioner regarding the occurrence of accident.                The

endeavor of the injured           usually will be getting the
   SCCH-17                                19       MVC No. 2749/19


treatment to the injuries than thinking about the legal

formalities.

      Perhaps the Hon'ble Supreme Court in the case of
Ravi v. Badrinarayan and others reported in AIR
2011 SC 1226, has observed thus:

            "The purpose of lodging the FIR in motor accident cases
     is primarily to intimate the police to initiate investigation of
     criminal offences. Lodging of FIR certainly proves factum of
     accident so that the victim is able to lodge a case for
     compensation but delay in doing so cannot be the main ground
     for rejecting the claim petition. In other words, although
     lodging of FIR is vital in deciding motor accident claim cases,
     delay in lodging the same should not be treated as fatal for
     such proceedings, if claimant has been able to demonstrate
     satisfactory and cogent reasons for it. There could be variety of
     reasons in genuine cases for delayed lodgment of FIR. Unless
     kith and kin of the victim are able to regain a certain level of
     tranquillity of mind and are composed to lodge it, even if there
     is delay, the same deserve to be condoned. In such
     circumstances, the authenticity of the FIR assumes much more
     significance than delay in lodging thereof supported by cogent
     reasons.

     If the court finds that there is no indication of
     fabrication or it has not been concocted or engineered to
   SCCH-17                            20      MVC No. 2749/19


      implicate innocent persons then even if there is a delay
      in lodging the FIR, the claim case cannot be dismissed
      merely on that ground."
                                     (Emphasis supplied by me)

     In the judgment reported in 2011 ACJ 911 between

Ravi V/s. Badrinarayan and others, wherein it is held as

follows;

           "18. The cumulative effect of the
           aforesaid events clearly established
           that accident had taken place on
           7.10.2001 at about 8.30 in the
           morning on account of rash and
           negligent reversing of the truck by
           driver    Badrinarayan,   owned    by
           Respondent No. 2, Prahlad Singh.
           Under these circumstances, it cannot
           be said that delay in lodging the FIR
           could have proved fatal to the claim
           case filed by Ravi.
           19. Narration of the aforesaid events
           would show the bonafides of Suresh.
           As mentioned herein above, a
           consistent stand has been taken right
           from the beginning till the lodging of
           the FIR. The chronological events
           narrated    herein    above    inspire
           confidence and it does not smack of a
           concocted case which has been filed
           against the driver and the owner of
           the vehicle only with an intention to
           get compensation.
 SCCH-17                        21     MVC No. 2749/19


      20. It is well-settled that delay in
      lodging FIR cannot be a ground to
      doubt the claimant's case. Knowing
      the Indian conditions as they are, we
      cannot expect a common man to first
      rush to the Police Station immediately
      after an accident. Human nature and
      family responsibilities occupy the
      mind of kith and kin to such an extent
      that they give more importance to get
      the victim treated rather than to rush
      to the Police Station. Under such
      circumstances, they are not expected
      to act mechanically with promptitude
      in lodging the FIR with the Police.
      Delay in lodging the FIR thus, cannot
      be the ground to deny justice to the
      victim. In cases of delay, the courts
      are required to examine the evidence
      with a closer scrutiny and in doing so;
      the contents of the FIR should also be
      scrutinized more carefully. If court
      finds that there is no indication of
      fabrication or it has not been
      concocted or engineered to implicate
      innocent persons then, even if there is
      a delay in lodging the FIR, the claim
      case cannot be dismissed merely on
      that ground.
      21. The purpose of lodging the FIR in
      such type of cases is primarily to
      intimate    the   police    to    initiate
      investigation of criminal offences.
      Lodging of FIR certainly proves factum
      of accident so that the victim is able to
      lodge a case for compensation but
 SCCH-17                       22    MVC No. 2749/19


      delay in doing so cannot be the main
      ground for rejecting the claim petition.
      In other words, although lodging of
      FIR is vital in deciding motor accident
      claim cases, delay in lodging the same
      should not be treated as fatal for such
      proceedings, if claimant has been able
      to demonstrate satisfactory and
      cogent reasons for it. There could be
      variety of reasons in genuine cases for
      delayed lodgment of FIR. Unless kith
      and kin of the victim are able to regain
      a certain level of tranquility of mind
      and are composed to lodge it, even if,
      there is delay, the same deserves to be
      condoned. In such circumstances, the
      authenticity of the FIR assumes much
      more significance than delay in
      lodging thereof supported by cogent
      reasons.
      22. In the case in hand, the Claims
      Tribunal as well as the High Court,
      committed     grave   error  in  not
      appeciating the mental agony through
      which Suresh was passing, whose son
      was severely injured.
      23. In the light of the aforesaid
      discussion, we are of the considered
      opinion that the MACT as well as High
      Court committed error in coming to
      the conclusion that lodging the FIR
      belatedly would result in dismissal of
      the claim petition".
   SCCH-17                       23       MVC No. 2749/19


     Hence the delay of 3 days, in the light of reasons as

mentioned in the Ex.P2, complaint and wound certificate

it cannot be considered as inordinate.

     17. The    respondent    No.1   insurance   company

examined its official as RW.2 but the evidence of RW.2 in

respect of negligence cannot be considered as he is not

an eye witness and also his evidence is on the basis of

police documents which shows the negligence of the

driver of Innova Car.

     18. As per well settled principle of law, the standard

of proof in the claim petition like the present is

preponderance of the probability. There are no grounds

to disbelieve the case of petitioner in the absence of

rebuttal evidence. All the materials available on record

leading to show that, petitioners have sustained injuries

in the accident took place which is caused by the driver

of the the Innova Car bearing No. KA.41.A.2699 which

belonging to respondent No.2. There is no reasons to
      SCCH-17                     24    MVC No. 2749/19


discard the evidence of petitioners on the point of

negligence of the driver of     Innova Car bearing No.

KA.41.A.2699. In the claim petition like present one strict

proof is not necessary but preponderance of probabilities

is    sufficient. Accordingly, issue No.1 answered in the

affirmative.

       ISSUE NO.2 IN MVC NO.4246/2019:

       19. As already held herein above, the petitioner

has proved that she has sustained injuries in RTA which

is caused by respondent No.1. Hence, the petitioner is

entitle   for   compensation.   Now    the   quantum     of

compensation is to be ascertained on different heads.

       20. The petitioner has produced wound certificate

as per Ex.P6 which shows that the petitioner sustained

three injuries, which are grievous in nature. The

petitioner has not examined the doctor who treated the

petitioner at the time of accident. Without the evidence of
   SCCH-17                            25     MVC No. 2749/19


doctor, it is not possible to believe that, the petitioner has

sustained disability due to grievous injuries.

       21. According to the petitioner she was working as

Copy Supervisor at Ogilvy and Mather Ind Pvt Ltd and

was earning Rs.1,00,000/- p.m. To prove her avocation

and income, the petitioner has neither produced any

documents nor lead any evidence to show that after the

accident during the laid up period the petitioner has not

got any salary.

      22. While determining the compensation this court

has to look into the pain and sufferings, medical

expenses,      diet,   food,   nourishment,      attendant   and

conveyance charges and loss of amenities and enjoyment

of life that the PW-1 has suffered, which are discussed

herein below:

   (A) TOWARDS PAIN AND SUFFERINGS:

   The    petitioner     has    relied    upon    Ex.P.6-wound

certificate,   which make it crystal clear that PW-1 has
   SCCH-17                       26     MVC No. 2749/19


sustained 3 grievous injuries. Hence keeping in mind the

injuries mentioned in wound certificate, it can be said

that the petitioner must have undergone some amount of

physical pain and sufferings, for which, an amount of

Rs.75,000/- can be held to be just and proper

compensation under this head.


   (B)   TOWARDS      DIET,    FOOD,     NOURISHMENT,
ATTENDANT AND CONVEYANCE CHARGES:

   As already observed the Ex.P-6, makes it amply clear

that the petitioner underwent treatment for the injuries

sustained by her. During the said period the petitioner

might have taken assistance from others and taken diet

food. On consideration of the injuries sustained by the

petitioner this Tribunal is of the opinion that it is

just and proper to award an amount of Rs.40,000/-

under this head.

   (C) TOWARDS LOSS OF FUTURE EARNING CAPACITY
ON ACCOUNT OF PERMANENT DISABILITY:

   It is necessary to note that the loss of future earning
   SCCH-17                         27     MVC No. 2749/19


capacity cannot be presumed and has to be proved with

cogent evidence. But interestingly the petitioner though

claims that she is unable to do any work and has become

disabled but she has not put in any efforts to prove the

disability by examining the doctor, who treated her. In

fact she has not even produced the disability certificate

issued by competent authority. In the absence of any

such material piece of evidence, it is very difficult for this

Court to assess the disability and thereby assess the loss

of earning capacity due to disability. This makes it clear

that the petitioner has not suffered any permanent

physical disability. At the time of cross-examination also

the PW.1 admitted that she has left the earlier job and

joined the new company from which she is getting more

salary and other benefits.

      In the judgment reported in 2020(4) KCCR 2621

between Sri Nandish K. V/s United India Insurance Co.

Ltd. & another wherein it is held that no compensation

could be awarded towards the loss of earning capacity if
   SCCH-17                        28      MVC No. 2749/19


physical disability do not effect claimant's capacity to

work.

     In this case at the time of cross-examination the

petitioner stated that she is joining new job and going to

get more salary and other benefits. No expert evidence is

also available to hold that the petitioner sustained

physical permanent disabilities.      The answers given by

the petitioner in MVC 4246/2019 evidentiates that the

petitioner is continued in the service and no disability is

caused which effects her earning capacity. Hence, this

court has no option but to hold that the petitioner has

not suffered any permanent physical disability which has

resulted in reduction of her salary and hence she is not

entitled for any compensation under this head.


   (D) TOWARDS LOSS OF INCOME DURING LAID UP
PERIOD:
   The petitioner has not made out any evidence or

grounds to hold that she sustained the loss of income

during the laid down period. Even though it is argued
   SCCH-17                        29    MVC No. 2749/19


that the petitioner has not got salary during the laid up

period as she was working in the private company, no

evidence is adduced in this regard. Hence, in the absence

of any evidence, petitioner is not entitled for any

amount under the head of loss of income during laid

up period.


   (E)   TOWARDS       LOSS      OF   AMENITIES       AND
ENJOYMENT OF LIFE:

   The petitioner admitted to the hospital for the injuries

sustained by her, which might certainly have deprived

her of the basic comforts and enjoyment. Therefore, it is

just and proper to award him a reasonable sum of

Rs.40,000/- under this head.

     To sum up the above discussion, the petitioner is

entitled for compensation under the following

Towards pain and sufferings      -    Rs.       75,000/-

Towards diet, food,              -    Rs.       40,000/-
nourishment, attendant and
conveyance charges
Towards loss of future earning   -              NIL
   SCCH-17                          30     MVC No. 2749/19


capacity
Loss of income during laid up      -             NIL
period
Towards loss of amenities          -    Rs.     40,000/-

                 Total             -    Rs.    1,55,000/-



      Issue No.2 in MVC 4245/2019;

      23. As already held herein above, the petitioner

has proved that he has sustained injuries in RTA which

is caused by respondent No.2. Hence, the petitioner is

entitle    for   compensation.    Now    the   quantum      of

compensation is to be ascertained on different heads.

     (A)    TOWARDS      PAIN    AND    SUFFERINGS:      The

petitioner has relied upon Ex.P.4 -wound certificate,

which make it crystal clear that the petitioner in MVC

4245/2019 has sustained simple injury. The petitioner

stated in the petition itself that he was admitted to SSM

Hospital, wherein first aid treatment was taken and

admitted to Manipal hospital and took treatment as an

inpatient. As per the discharge summary marked at
   SCCH-17                        31    MVC No. 2749/19


Ex.P6 & P8 the petitioner sustained left hip posterior

dislocation with osteochondral fragments, Osteoarthritis

left hip and secondary to avascular necrosis.           By

considering the nature of the injuries and period he

spent to overcome the pain and other allied effects of the

accident Rs.25,000/- may be awarded to the petitioner

under this head.


     B) Medical expenses: The petitioner has produced

medical bills as per Ex.P13, amounting to Rs.17,616/-.

These bills are not disputed by the respondents and no

grounds are made out to disbelieve these bills. Looking

to the facts and circumstances of the case in combined

with the alleged injuries the petitioner is entitle for the

reimbursement of the same by rounding of the same i.e.,

Rs.17,700/-.

     C) Loss of income during laid up period: The

petitioner has stated that he was working as a Creative

Director at Ogilvy and Mather Inv Pvt Ltd., and getting
   SCCH-17                         32    MVC No. 2749/19


salary of Rs.1,20,000/- p.m. To prove the said fact the

petitioner has produced Ex.P9 appointment letter, Salary

slip at Ex.P9 and Ex.P11 Form No.16. Except producing

these documents the petitioner has not produced any

account statement to show that he was getting the salary

as mentioned in Ex.P9 & 10. The employer or the author

of Ex.P9 & P10 are also not examined before this

tribunal.   When the PW.1 is cross examined he has

admitted that the salary was used to be credited to his

account and he can produce the account statement to

prove the exact income.         But in spite of sufficient

opportunity the petitioner has not produced the said

documents to prove his avocation and income. As such

in the absence of proper evidence, it is just and

necessary to consider the notional income of the

petitioner at Rs.9,000/- p.m.

      As per the discharge summaries marked at Ex.P6

& 8 the petitioner was admitted to Manipal Hospital from
   SCCH-17                       33     MVC No. 2749/19


30-04-2015 to 04-05-2015 for 5 days and once again to

Fortis hospital from 26-01-2020 to 31-01-2020 for 5

days.    Thereafter usually the healing period has to be

considered for which in the absence of evidence, this

court is of the opinion that in total 4 months period

including 10 days inpatient period may be considered

under this head as a loss of income. So, the petitioner is

entitled for compensation of Rs.9,000 X 4 months =

Rs.36,000/- during the laid up period.

        D) Disability;- To prove the nature of    injuries

sustained by the petitioner he has examined Dr. S A

Somashekar, Orthopedic Surgeon at Bowring and Lady

Curzon hospital as PW.2, through him OPD record and

X-ray are marked under Ex.P.14 & 15.           PW.2 also

deposed that, he examined the petitioner and he has

stated that the petitioner sustained left hip posterior

dislocation     with   osteochondral     fragments    and

osteoarthritis left hip secondary to avascular necrosis.
   SCCH-17                       34    MVC No. 2749/19


According to this witness petitioner has sustained total

disability of the left lower limb at 50% and whole body

disability at 25%.

     According to the petitioner he was working as

Creative Director at Ogilvy and Mather Ind Pvt Ltd.,   The

alleged injuries and the evidence of the PW.2 doctor

reveals that the petitioner complains of pain and

difficulty in walking and climbing stairs, inability to

squat and sit cross legged. The disability caused to the

petitioner may affect on his occupation to some extent.

Hence, I hold that the petitioner sustained disability of

15% to the whole body.

     The petitioner has produced his Aadhaar card

marked at Ex.P7, as per these documents the date of

birth of the petitioner is shown as 12-09-1978. The

accident was occurred in the year - 2015. So, as on the

date of the accident the petitioner was aged 37 years.
   SCCH-17                        35    MVC No. 2749/19


     As per Sarala Verma's case, the proper multiplier

applicable to the age of petitioner is '15 '.     Hence, I

inclined to award future loss of income at Rs.9,000/- X

12 X 15 X 15% =Rs.2,43,000/- which is the total loss of

future income.

     E) FOOD, NOURISHMENT AND CONVEYANCE; As per

Ex.P6 & P8 discharge summaries, the petitioner took

treatment as inpatient for a period of 10 days. As per

discharge summaries the injuries sustained by the

petitioner are grievous in nature. By considering the

nature of the injuries and period he spent to overcome

the pain and other allied effects of the accident Hence

looking to the treatment taken by the petitioner and

injuries sustained he is entitled for compensation of

Rs.40,000/-      towards     food     and    nourishment,

conveyance.


     F) ATTENDANT CHARGES: The petitioner sustained

grievous injuries in the accident. The petitioner has spent
   SCCH-17                         36   MVC No. 2749/19


10 days in the hospital and there is no evidence or

pleading in this regard to show that the petitioner is in

need of attendant. No doubt that as per the discharge

summary marked at Ex.P8 the petitioner admitted to the

hospital after 5 years of the accident but the said

admission is also for the Osteoarthritis left hip. Hence

the said treatment is also considered. But by considering

the nature of the fracture as discussed above, it may be

considered to award attendant charges at Rs.1,000/- per

day i.e., Rs.10,000/- in total.


        G) Towards loss of amenities and enjoyment of
life:
        The petitioner admitted to the hospital for the

injuries sustained by him, which might certainly have

deprived him of the basic comforts and enjoyment.

Therefore, it is just and proper to award a reasonable

sum of Rs.30,000/- under this head.
   SCCH-17                         37     MVC No. 2749/19


     To sum up the above discussion, the petitioner is

entitled for compensation under the following

 Towards pain and sufferings      -     Rs.      25,000/-

 Towards Medical expenses         -     Rs.      17,700/-

 Towards diet, food,              -     Rs.      40,000/-
 nourishment, attendant and
 conveyance charges
 Towards loss of future earning   -     Rs.     2,43,000/-
 capacity
 Loss of income during laid up    -     Rs.       36,000/-
 period
 Attendant charges                -     Rs.       10,000/-

 Towards loss of amenities        -     Rs.       30,000/-

                Total             -     Rs.     4,01,700/-



Issue No.2 in MVC 2749/2019;

      24. As already held herein above, the petitioner

has proved that he has sustained injuries in RTA which

is caused by respondent No.2. Hence, the petitioner is

entitle   for   compensation.     Now    the   quantum      of

compensation is to be ascertained on different heads.
   SCCH-17                        38     MVC No. 2749/19


     (A)   TOWARDS    PAIN    AND     SUFFERINGS:      The

petitioner has relied upon Ex.P.5 - wound certificate,

which make it crystal clear that PW-1 has sustained

grievous injuries. The petitioner stated in the petition

itself that he was admitted to SSM Hospital, wherein first

aid treatment was taken and admitted to Fortis hospital

and took treatment as an inpatient. As per the wound

certificate and discharge summary marked at Ex.P5 & 7

the petitioner sustained head injury with fracture of right

supra orbital bone, frontal bone, left fronto parietal and

temporal hemorrhagic contusion and sub arachnoid

bleed left tentorium cerebelli. By considering the nature

of the injuries and period he spent to overcome the pain

and other allied effects of the accident Rs.75,000/- may

be awarded to the petitioner under this head.


     B) Medical expenses: The petitioner has produced

medical bills as per Ex.P13, amounting to Rs.51,451/-.

These bills are not disputed by the respondents and no
   SCCH-17                        39    MVC No. 2749/19


grounds are made out to disbelieve these bills. Looking

to the facts and circumstances of the case in combined

with the alleged injuries the petitioner is entitle for the

reimbursement of the same by rounding of the same i.e.,

Rs.51,500/-.

       C) Loss of income during laid up period:            The

petitioner has stated that he was working as a Creative

Director at Ogilvy and Mather Inv Pvt Ltd., and getting

salary of Rs.18,00,000/- p.a. To prove the said fact the

petitioner   has   produced     promotion       letter    dated

20-10-2013 and salary slips fo the year 2013-2014,

promotion letter dated 10-10-2014 and salary slip of the

year    2014-2015,    appointment     letter,     pay      slip,

appointment letter dated 23-04-2013 and pay slip for the

year 2013-2014 as per Ex.P9, P10, P15 to P18.            Except

producing these documents the petitioner has not

produced any account statement to show that he was

getting the salary as mentioned in Ex.P9, P10, P15 to
   SCCH-17                          40    MVC No. 2749/19


P18. The employer or the author of Ex.P9, P10, P15 to

P18 are also not examined before this tribunal. In spite of

sufficient opportunity the petitioner has not produced the

said documents to prove his avocation and income. The

bank statement or the employer is examined before this

tribunal to prove the exact income of the petitioner.    As

such in the absence of proper evidence, it is just and

necessary to consider the notional income of the

petitioner.

     The      petitioner   also   produced    Ex.P19   paper

publications, Ex.P20 copy of Cannes award letter and

Ex.P21 copy of publications made in the social media.

The petitioner also produced the copies of his degree

certificate which shows that the petitioner in MVC

2749/2019 has completed his MBA.              Admittedly the

petitioner is a MBA holder and was working in an

reputed company. The documents produced at Ex.P19 to

P21 shows the activities of the petitioner.
   SCCH-17                      41   MVC No. 2749/19


     In the reported decision in 2015 ACJ Page 2526,

in the case of HDFC Ergo General Insurance Company

V/s Lalta Devi.   As per this decision the tribunal was

considered the notional income of a student who was

perusing B-Tech,at Rs.25,000/- per month . The Hon'ble

High court of Delhi Court has observed that, even in

private section the deceased would have able to

secure a job with as salary of about Rs.26,000/-

     In another decision, in the case of United India

Insurance Company Ltd., V/s Anitha and others 2017

SCC on line Delhi 11152, the tribunal was considered

the notional income of a student who was studying 6th

semester of B-Tech (Mechanical and Automation

Engineering) at Rs.26,851/- and added 50% towards

future prospectus. This quantum is confirmed by the

Hon'ble High Court Delhi.

     In the case on hand also the petitioner is an MBA

holder.     Hence, keeping in view of the above two
     SCCH-17                          42    MVC No. 2749/19


judgments along with facts of the present case, I am of

the considered opinion is that, if the notional income of

the deceased is considered at Rs.30,000/- it would be

just compensation.

      As per the discharge summary marked at Ex.P7 the

petitioner    was    admitted   to    Fortis    Hospital   from

30-04-2015 to 04-05-2015 for 6 days. The petitioner

sustained 2 grievous injuries as per Ex.P5 wound

certificate. As per the answers given by the petitioners at

the time of cross-examination he has lost sense for nearly

3    months    and     he   regained      his   memory     and

consciousness and realized about the world. Hence the

healing period has to be considered for which in the

absence of evidence, this court is of the opinion that in

total 4 months period including 6 days inpatient period

may be considered under this head as a loss of income.

So, the petitioner is entitled for compensation of
   SCCH-17                        43     MVC No. 2749/19


Rs.30,000/- X 4 months = Rs.1,20,000/-          during the

laid up period.

     D)     Disability;- To prove the nature of     injuries

sustained by the petitioner he has examined Dr. Banu

Prakash A S, Senior Consultant, Neuro surgeon and

spine surgeon at Shreyas Clinic as PW.3, through him

clinical notes, disability certificate, neuro psychological

assessment report, CD and MRI scan are marked under

Ex.P.24 to 28. PW.3 also deposed that, he examined the

petitioner and he has stated that the petitioner has

pigmentation to left face by injury, right clavicle fracture

restricting shoulder movements, right upper limb feels

heavy, clumsy with difficult right pronation. He examined

the petitioner for assessment of disability. On the recent

MRI of the petitioner dated 23-01-2024 the PW.3 doctor

found Gliotic/Cystic encephalomalacia old hemorrhagic

residue in left temporal region consistent with post

traumatic sequelae and Small T2 hyper intensity on
   SCCH-17                            44      MVC No. 2749/19


bilateral frontal. On clinical examination the doctor also

found that the petitioner is unable to carryout his earlier

activities, difficulty to speak, stammering, creating stress

at home and work.          Further the neuropsychological

disability of the petitioner is assessed at 43.06%. As per

the PW.3 the whole body permanent disability is assessed

at 68%. In support of his assessment the PW.2 doctor

produced    Ex.P24      clinical    notes,   Ex.P25   disability

certificate, Ex,P26 neuropsychological report. On perusal

of Ex.P26 neuropsychological report the mental speed of

the   petitioner   is   impaired,     sustained   attention    is

impaired, categorical fluency - impaired, verbal working

memory - impaired, verbal learning and memory is

impaired, logical memory - impaired, visual learning and

memory - impaired.           The cognitive disability was

assessed at 26%.

      The PW.3 doctor is cross-examined at length by the

learned counsel for the respondent No.1 insurance
   SCCH-17                       45    MVC No. 2749/19


company. No doubt that the PW.3 is not a treated doctor

but assessed the disability of neurological assessment by

conducting the test of NIMHANS neuropsychological

battery (2004) head injury. Nothing been elicited to

disbelieve the case of the petitioner at the time of cross

examination of PW.3.       But when the petitioner can

answer the fact of accident in the cross-examination

whether the evidence of PW.3 regarding the cognitive and

neuropsychological disability can be considered or not

has to   be looked into.   No doubt that the petitioner's

normal life is undisturbed by the accident.   But as per

the evidence of PW.3 doctor in the complex situation the

petitioner cannot behave normally. As per the PW.3 the

petitioner behaves normal in the simple comprehensive

situation. But in the complex situations the condition of

the petitioner is impaired and the answers given by the

petitioner at the time of cross-examination also reveals

that his memory and behavior and also normal life is

disturbed by the head injury sustained by him in the
   SCCH-17                         46    MVC No. 2749/19


accident. By considering the same, for a person to lead

his life in a normal way without depending on others,

they have to behave and react normally in both normal

and complex situation. The total body disability disability

of the petitioner is assessed at 68%.   It is stated that the

petitioner was working as creative director at Ogilvy and

Mather India Pvt Ltd., To prove his nature of work the

petitioner also produced Ex.P20 award letters and

Ex.P21 copy of publications made by the petitioner in

social media.    Ex.P19 is the paper publication which

shows that the petitioner was a art director. Thus the

neuropsychological disability which is permanent in

nature, certainly effects the profession of the petitioner as

art director.   By considering the nature of the work of

the petitioner certainly the disability caused by the

injuries sustained in the accident it may effect the

working capacity of the petitioner. Hence the functional

disability of the petitioner by considering the alleged

nature of work is assessed at 100%.
   SCCH-17                       47    MVC No. 2749/19


     The petitioner has not produced any proof regarding

his age. On perusal of police and medical documents the

age of the petitioner is 34 years. So, as on the date of

the accident the petitioner was aged 34 years.

     As per Sarala Verma's case, the proper multiplier

applicable to the age of petitioner is '16 '.    Hence, I

inclined to award future loss of income at Rs.30,000/- X

12 X 16 X 100% =Rs.57,60,000/- which is the total loss

of future income.

     E) FOOD, NOURISHMENT AND CONVEYANCE; As per

Ex.P7 discharge summary, the petitioner took treatment

as inpatient for a period of 6 days. As per discharge

summary the injuries sustained by the petitioner are

grievous in nature. By considering the nature of the

injuries and period he spent to overcome the pain and

other allied effects of the accident Hence looking to the

treatment taken by the petitioner and injuries sustained
   SCCH-17                        48    MVC No. 2749/19


he is entitled for compensation of Rs.50,000/- towards

food and nourishment, conveyance.


        F) ATTENDANT CHARGES: The petitioner sustained

grievous injuries in the accident. The petitioner has spent

6 days in the hospital and there is no evidence or

pleading in this regard to show that the petitioner is in

need of attendant. But by considering the nature of the

fracture as discussed above, it may be considered to

award attendant charges at Rs.1,000/- per day i.e.,

Rs.6,000/- in total.


        G) Towards loss of amenities and enjoyment of
life:
        The petitioner admitted to the hospital for the

injuries sustained by him, which might certainly have

deprived him of the basic comforts and enjoyment.

Therefore, it is just and proper to award a reasonable

sum of Rs.1,00,000/- under this head.
   SCCH-17                         49     MVC No. 2749/19


     To sum up the above discussion, the petitioner is

entitled for compensation under the following

 Towards pain and sufferings      -     Rs.      75,000/-

 Towards Medical expenses         -     Rs.     51,500/-

 Towards diet, food,              -     Rs.     50,000/-
 nourishment, attendant and
 conveyance charges
 Towards loss of future earning   -     Rs.   57,60,000/-
 capacity
 Towards attendant charges        -     Rs.       6,000/-

 Loss of income during laid up    -     Rs.     1,20,000/-
 period
 Towards loss of amenities        -     Rs.     1,00,000/-

              Total               -     Rs.   61,62,500/-



     25. Liability:- The respondent No.1 is the insurer

of the Innova Car bearing No. KA-41-A-2699 and the

respondent No.2 is the owner of the said car (since dead

represented by his LR's). The respondent No.1 in its

objection statement has admitted the issuance of policy to

the Innova Car bearing No. KA-41-A-2699 and the policy

was in force at the time of accident.
   SCCH-17                              50   MVC No. 2749/19


      26.    The respondent No.1 examined RW.1 the

official of RTO department who produced Ex.R2 to 7,m

certified copy of Form No.49 & 47 and Ex.R8 & 9

computerized RC and FC details. On perusal of Ex.R2 to

7 the vehicle bearing No. KA-41-A-2699 was having valid

permit on the following period and also cancelled on the

the periods mentioned therein.

  Exhibits          Period of permit            Cancelled period
   Ex.R2        07.01.2012 to 06.01.2017    The permit was cancelled
                                            with     effect    from
                                            25.02.2014
   Ex.R4        10.03.2014 to 09.03.2019    The permit was cancelled
                                            with     effect    from
                                            20.03.2015
   Ex.R6        02.05.2015 to 01.05.2020    The permit was cancelled
                                            with     effect    from
                                            28.12.2015

      By producing the said documents, the respondent

No.1 insurance company contended that as on the date of

accident i.e., on 29.04.2015 there was no valid permit for

the offending vehicle bearing No. KA-41-A-2699 as such it

cannot indemnify the liability of respondent No.2. In this

regard, the official i.e., RW.1 cross-examined by the
   SCCH-17                        51    MVC No. 2749/19


learned counsel for the petitioners.       In the cross-

examination the RW.1      answered that he was not the

author Ex.R2 to 9 and he has not produced the

application filed for the cancellation of permit.   Further

the RW.1 also answered that when the authorisation is

valid, the permit also valid and the vehicle can travel all

over Karnataka and India. But the RW.1 also answered

that if the authorisation is renewed without permit then,

the authorisation has no authenticity.      Thereby,    by

cross-examining the officials of RTO i.e., RW.1 the

petitioner has not made out any grounds to show that

there was a valid permit at the time of accident. The oral

answers of RW.1 is not sufficient to consider that there

was a valid permit for the offending vehicle at the time of

accident because, the documents produced at Ex.R2, 4 &

6 being the public documents clearly establishes that as

on t he date of accident, there was no valid permit for the

offending vehicle bearing No. KA-41-A-2699.
   SCCH-17                         52    MVC No. 2749/19


     27.    The respondent No.1 insurance company has

taken specific defence of non existence of permit to the

offending vehicle and also taken steps to prove that, the

offending vehicle has no permit at the time of accident.

     28. In this regard, in    MFA No.967 of 2017 (MV-D)

in the High Court of Karnataka at Bengaluru in between

Sri.Venkatesh   V/s    Iffco   Tokio   General   Insurance

Company Ltd., and others wherein it is held as follows;

           "The Regional Transport Officer, R.W.2
        has stated in his evidence that the bus
        did not have permit to ply on Bangalore-
        Mysore      Road     via    Kengeri     and
        Kumbalagudu Road. The owner of the
        vehicle has admitted in his cross-
        examination that the bus was plying from
        Bengaluru       to      Ramanagara       via
        Kumbalagudu. He has also admitted that
        he had no other permit than Ex.R3.
        Thus, it is clear that the bus did not have
        permit to ply on Bengaluru- Ramangara
        Road via Kumbalagudu and to put it
        simply, there was no permit to ply the
        bus at the spot of accident. Based on
        evidence on record, the Tribunal has
        rightly absolved the insurer and directed
        the owner of the offending vehicle to
        satisfy the award. The judgment of the
        Tribunal is in consonance with National
   SCCH-17                       53       MVC No. 2749/19


         Insurance Company Ltd. Vs.          Challa
         Bharathamma and others 3.


     29. Further in Civil Appeal No.2253/2018: Amrit

Paul Singh Vs. TATA AIG General Ins. Co. Ltd., (Supreme

Court). Wherein the Hon'ble Supreme Court held that in

case of absence of valid permit, the insurance company

can be directed to pay and recover.

     30. There is no dispute with regard to the issuance

of insurance policy and its validity as on the date of

accident. However the evidence of RW.1 & 2 coupled with

the contents of Ex.R2 to 9 make it evident that the Innova

car beairng No. KA-41-A-2699          was not having valid

permit as on the date of accident. But only on that

ground   the   insurance   company      cannot   disown   its

liability. In the case of Amrit Paul Singh V/s Tata AIG

General Insurance Company Ltd., and Others reported in

(2018) 7 SCC 558 the Hon'ble Apex Court has held that

even when there is violation of permit conditions, the

insurer is liable to satisfy the award with a liberty to
   SCCH-17                         54     MVC No. 2749/19


recover the same from the owner of the offending vehicle.

The respondent No.2(a) & (b) in their objection has stated

that after the death of their son i.e., respondent No.2 they

are fighting to lead their livelihood and also they are in

old age.   But no evidence is placed by the respondent

No.2 (a) (b) in support of their defence. Therefore following

the ratio laid down in the decision cited supra, this

tribunal opines that it just and proper to direct the

insurer i.e., respondent No.1 to pay the aforesaid award

amount to the petitioners together with interest @ 6% p.a,

from the date of claim petition till realization of entire

award amount with a liberty to recover the same from the

respondent No.2 (a) & (b) in appropriate execution

proceedings subject to the inheritance made by them on

the estate of the deceased respondent No.2 as held in

Oriental Insurance Co.Ltd V/s Nanjappan & others,

reported in (2004) 13 SCC 224. Accordingly issue No.2 is

answered as ' In the Affirmative'.
   SCCH-17                         55     MVC No. 2749/19


     ISSUE NO.3 in all the cases:

     31. For the foregoing reasons, I proceed to pass the
following:

                      ORDER

The petitions filed by the petitioners U/s. 166 of the Motor Vehicles Act is hereby partly allowed with cost.

The petitioner in MVC No.4246/2019 is entitled for compensation of Rs.1,55,000/- (Rupees One lakh fifty five thousand only) along with interest at the rate of 6% from the date of petition till realization of the amount.

The petitioner in MVC No.4245/2019 is entitled for compensation of Rs.4,01,700/- (Rupees Four lakhs one thousand seven hundred only) along with interest at the rate of 6% from the date of petition till realization of the amount.

The petitioner in MVC No.2749/2019 is entitled for compensation of Rs.61,62,500/- (Rupees Sixty one lakh sixty two thousand five hundred only) along with interest at the rate of 6% from the date of petition till realization of the amount.

The respondent No.1 is directed to deposit the compensation amount in all the 3 cases within 60 days from the date of this SCCH-17 56 MVC No. 2749/19 order and recover the same from respondent No.2(a) & 2(b).

Considering the quantum of amount awarded to petitioners in MVC No.4246/2019 and 4245/2019, it is ordered to release the entire amount in their favour.

Out of total compensation amount awarded to the Petitioners in 2749/2019, 75% of the same to be released in favour of petitioner through E-payment on his proper identification and remaining 25% to be kept in Fixed Deposit in any Nationalized or Scheduled Bank, for a period of three years, in his name.

Advocate fee is fixed at 1,500/-. Draw up award accordingly.

Original judgment shall be kept in MVC.No.4246/2019 and copy of the same in MVC No.4245/2019 and 2749/2019.

(Dictated to the Stenographer directly on the computer, corrected by me and then pronounced in the open court on this the 16th day of January, 2025) Digitally signed by KANCHI KANCHI MAYANNA MAYANNA GOUTAM GOUTAM Date: 2025.01.25 15:41:24 +0530 (Kanchi Mayanna Goutam) XIX ADDL.JUDGE, Court of Small Causes & MACT BENGALURU.

SCCH-17 57 MVC No. 2749/19

ANNEXURE MVC No.4246/2019:

List of witnesses examined for petitioner.
PW.1 Neetha Kumar.
List of documents marked on behalf of the petitioner:
Ex.P1         FIR
Ex.P2         Complaint
Ex.P3 & 4     Spot mahazar along with sketch
Ex.P5         IMV report
Ex.P6         Wound certificate
Ex.P7         Charge sheet
Ex.P8         Notarised copy of Aadhaar card

List of witnesses examined for Respondents:
RW.1          Sri Veeranna.
RW.2          Sri Pradeep K S.

List of documents            marked         on    behalf   of   the
Respondents:

Ex.R1               Authorisation letter
Ex.R2 to 7          Form No.49 and 47
Ex.R8 & 9           RC and FC details
Ex.R10              Authorization letter
Ex.R11              Insurance policy
     SCCH-17                          58    MVC No. 2749/19


MVC No.4245/2019:

List of witnesses examined for petitioner. PW.1 Sri Anil Kumar K @ Anil K Nair. PW.2 Dr S.A. Somashekar.
List of documents marked on behalf of the petitioner:
Ex.P1 FIR along with first information statement Ex.P2 spot mahazar along with sketch Ex.P3 IMV report Ex.P4 Wound certificate Ex.P5 Charge sheet Ex.P6 Discharge summary Ex.P7 Notarised copy of Aadhaar card Ex.P8 Discharge summary Ex.P9 Letter dated 16-11-2011, 23-10-2012 Ex.P10 Salary slip Ex.P11 Form No.16 Ex.P12 Medical reports Ex.P13 Medical bills Ex.P14 OPD record Ex.P15 X-ray List of witnesses examined for Respondents:
- None -
SCCH-17 59 MVC No. 2749/19
List of documents marked on behalf of the Respondents:
Ex.R1         Letter
Ex.R1(a)      Signature of petitioner


MVC No.2749/2019:

List of witnesses examined for petitioner.
PW.1          Vinciraj N C.
PW.2          Chethan Kumar
PW.3          Dr. Banu Prakash A S.


List of documents marked on behalf of the petitioner:
Ex.P1         FIR
Ex.P2         Complaint
Ex.P3         Spot mahazar along with sketch
Ex.P4         IMV report
Ex.P5         Wound certificate
Ex.P6         Charge sheet
Ex.P7         Discharge summary'
Ex.P8         Order sheet in CC No.8/2016
Ex.P9         Promotion letter dated 20-10-2013 and salary
slip of the year 2013-2014.
Ex.P10 Promotion letter dated 10-10-2014 and salary slip of the year 2014-2015.
Ex.P11        Lap report
     SCCH-17                            60   MVC No. 2749/19


Ex.P12        OP case sheet of Chinmay hospital
Ex.P13        Medical bills
Ex.P14        Notarized copy of degree of bachelors, degree of
master of science and degree of MBA Ex.P15 Appointment letter Ex.P16 Pay slip Ex.P17 Appointment letter dated 23-04-2013 Ex.P18 Pay slip for the year 2013-2014 Ex.P19 & 19(a) Paper publication dated 05-04-2012 and relevant portion Ex.P20 Cannes award letter Ex.P21 Publications made in social media along with certificate Ex.P22 Authorization letter Ex.P23 Case sheet Ex.P24 Clinical notes Ex.P25 Disability certificate Ex.P26 Neuro psychological assessment report Ex.P27 CD Ex.P28 MRI scan List of witnesses examined for Respondents:
- None -
SCCH-17 61 MVC No. 2749/19
List of documents marked on behalf of the Respondents:
- Nil -
Digitally signed by
                         KANCHI             KANCHI MAYANNA
                         MAYANNA            GOUTAM
                                            Date: 2025.01.25
                         GOUTAM             15:41:32 +0530


(Kanchi Mayanna Goutam) XIX ADDL.JUDGE, Court of Small Causes & MACT BENGALURU.