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Jharkhand High Court

National Insurance Company Limited ... vs Kamla Devi And Ors on 7 October, 2014

Author: D. N. Upadhyay

Bench: D. N. Upadhyay

                IN THE HIGH COURT OF JHARKHAND AT RANCHI
                               M. A. No.91 of 2013
             National Insurance Company Limited.            .......... Appellant.
                                      ­Versus­
             Kamla Devi & Ors.                              ......... Respondents.
                                        ­­­­­­
                CORAM : HON'BLE MR. JUSTICE D. N. UPADHYAY
                                        ­­­­­­
             For the Appellant          :      Mr. Amresh Kumar, Advocate
             For the Respondents        :      M/s. Anil Kumar and 
                                               Ananda Sen, Advocates 
                                        ­­­­­­
08/07.10.2014

: This   appeal   has   been   preferred   by   National   Insurance  Company Limited against the judgment and award dated dated  31st  January,   2013   passed   by   Principal   District   Judge­cum­Motor  Accident   Claim   Tribunal,   Palamau   at   Daltonganj   in   connection  with   M.V.   Claim   Case   No.28   of   2005,   whereby   the   appellant­ Insurance   Company   has   been   directed   to   satisfy   the   awarded  amount. 

The   fact,   in   brief,   is   that   a   Commander   Jeep,   bearing  Registration   No.JH­07A­4574,   was   carrying   Baratis,   including   the  deceased. When the said vehicle reached near village Barshidag  within Chandwa Police Station, it got turned turtle, as a result the  occupants, including the deceased, sustained injuries. On the way  to   hospital,   Mukteshwar   Mahto   succumbed   to   injuries.   After   the  death   of   the   deceased,   the   claimants   had   filed   application   for  grant   of   compensation   and   it   was,   accordingly,   allowed   and  hence this appeal. 

The   appellant­Insurance   Company   has   assailed   the  impugned   judgment   only   on   two   counts.   The   vehicle   was  registered as a private vehicle, but it was hired for carrying Baratis  and, therefore, the owner of the vehicle has violated the terms of  policy. Since the owner has violated the terms of policy by making  commercial use of the vehicle, the appellant is not responsible to  indemnify the liability. The next point which the appellant has raised  is   the   payment   of   interest   from   the   date   of   filing   of   the   claim  application. 

It is pointed out that the matter was pending for a long time  before Permanent Lok Adalat and the issues were framed only on  27th  July,  2011 when the matter came back to the Tribunal from the ­2­   court of Permanent Lok Adalat. 

Counsel appearing  for  the  respondents  have opposed the  prayer   and   submitted   that   the   vehicle   was   used   in   Barati   of  nephew   of   the   registered   owner   and   the   issue   has   well   been  discussed   in   Para­11   of   the   impugned   judgment.   So   far   as   the  payment   of   interest   is   concerned,   the   claimants   are   entitled   to  receive interest on awarded amount from the date of filing of the  application. 

I have gone through the impugned judgment from which it  appears that learned Tribunal has elaborately discussed the issue  with regard to use of the vehicle on hire. It is apparent from the  impugned   judgment   and   submissions   advanced   by   learned  counsel for the parties that the appellant­Insurance Company has  not led any evidence in support of its contention that the vehicle  was   plying   on   hire   at   the   relevant   point   of   time,   rather   the  appellant has based its argument on the basis of cross­examination  done   by   them.   Since   the   Tribunal   has   elaborately   discussed   the  issues, I do not feel inclined to make any interference on that issues. 

So far as the payment of interest on the awarded amount is  concerned,   it   appears   that   the   matter   was   not   pending   due   to  fault   on   the   part   of   the   appellant,   rather   the   same   was  inadvertently referred to Permanent Lok Adalat for settlement. The  matter, which was sub­judiced before a Tribunal, should not have  been sent to Permanent Lok Adalat for any conciliation and the  Permanent Lok Adalat should not have kept the record with it for  such a long period. 

Since the delay did not occur due to any fault on the part of  the   appellant,   I  feel  it   is   desirable  to   modify   the  award  and   it   is  directed   that   the   interest   @   6%   shall   be   paid   from   the   date   of  framing of the issue i.e. 27th July, 2011 till the date of final payment  of awarded amount. 

With the above modification in the impugned judgment and  award, this appeal stands partly allowed.     

(D. N. Upadhyay, J.) Sanjay/