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Delhi District Court

Smt. Rajni Gupta vs The Delhi Union Of Journalists on 12 October, 2018

 Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.


                IN THE COURT OF SH. ARUN SUKHIJA,
ADDITIONAL DISTRICT JUDGE - 07, (CENTRAL DISTRICT)
                         TIS HAZARI COURTS, DELHI.


SUIT NO.:­ 286/2017
UNIQUE CASE ID NO.:­ 610482/16



IN THE MATTER OF :­

        Smt. Rajni Gupta
        Wife of Shri Sanjay Gupta
        37/71, Punjabi Bagh,
        New Delhi­26.                                                   ....Plaintiff


                                           VERSUS

1.      The Delhi Union of Journalists
        Cooperative Group Housing Society Ltd.,
        B­5, Sector 14, Extension,
        Rohini, Delhi.
        Through its Secretary

2.      Shri K.B. Vishwkarma,
        President,
        B­83, Pandara Road,
        New Delhi.

3.      Dr. Mrs. Swati Arora,

Suit No. 286/2017                                                                    Page 1 of 45
  Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.


        Vice President,
        18/9 W.E.A. Karol Bagh,
        New Delhi.

4.      Sh. Rameshwar Dass,
        Son of Sh. Ram Chander,
        R/o A­738, Shastri Nagar,
        Delhi.

5.      Sh. Sumer Chand Jain (Since deceased)
        Through his LRs

        A)      Smt. Santosh Jain,
                W/o Late Sh. Sumer Chand Jain,
                Ramji Nikunj, Flat No.A­22,
                B­5, Sector 14 Extension,
                Rohini, Delhi­85.

        B)      Sh.  Arun Kumar Jain
                S/o Late Sh. Sumer Chand Jain,
                Ramji Nikunj, Flat No.A­22,
                B­5, Sector 14 Extension,
                Rohini, Delhi­85.

        C)      Ms. Usha Jain,
                D/o Late Sh. Sumer Chand Jain,
                Ramji Nikunj, Flat No.A­24,
                B­5, Sector 14 Extension,
                Rohini, Delhi­85.

6.      Dr. Mrs. Vimla Dhiman,
        Treasurer,
        Flat No. A­19, Ramji Nikunj,

Suit No. 286/2017                                                                    Page 2 of 45
  Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.


        B­5, Sector 14 Extension,
        Rohini, Delhi­85.

7.      Dr. Ms. Rama Mehta,
        H­189, Vikas Puri,
        New Delhi.                                                      ....Defendants


                 SUIT FOR RECOVERY OF RS. 10 LAKH
                        INCLUDING INTEREST

Date of institution of the Suit                                         : 04/06/2004
Date on which Judgment was reserved                                     : 06/09/2018
Date of Judgment                                                        : 12/10/2018



                                       JUDGMENT

By way of present judgment, this court shall adjudicate suit for recovery of Rs.10,00,000/­(Rs. Ten Lakhs Only) alongwith interest filed by the plaintiff against the defendants.

CASE OF THE PLAINTIFF AS PER PLAINT Succinctly   the   necessary   facts   for   just   adjudication   of the present suit, as stated in the plaint, are as under:­ (1) The   defendant   no.1   is   a   co­operative   society   having   been incorporated   under   the   Societies   Act   w.e.f.   28.5.1971.   The business of defendant no.1 was to construct houses for their Suit No. 286/2017                                                       Page 3 of 45 Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.

members   after   acquiring   business   of   the   society   they   were accepting fixed deposits from members as well as public.

(2) On   18.4.96,   the   plaintiff   gave   cheque   no.   279290   for Rs.50,000/­   drawn   on   Union   Bank   of   India,   Punjabi   Bagh, New Delhi to defendant no.1, to be kept in fixed deposit in the name of plaintiff.   Another Cheque no. 279291 dated 4.9.96 for Rs.50,000/­ drawn on Union Bank of India, Punjabi Bagh, New  Delhi  was   also   given   later  on.   A  receipt  no.   101  dated 21.5.96 was given to the plaintiff after receiving the cheques. The   receipt   was   signed   by   Smt.   Vimla   Dhiman,   defendant no.6,   who   was   treasurer   of   defendant   no.1   at   the   relevant time.    The  amount kept  under fixed  deposit  was  to   become due on demand.

(3) Later on, the plaintiff deposited a sum of Rs.4,00,000/­ with the defendant as detailed below:­ Sr. No. Date Cheque No. Amount

1. 1.8.96 279296 60,000/­

2. 22.8.96 279298 20,000/­

3. 5.11.96 279299 25,000/­

4. 19.11.96 279300 20,000/­

5. 16.1.97 316623 30,000/­

6. 31.1.97 316624 50,000/­

7. 6.2.97 316625 45,000/­

8. 8.2.97 316626 5,000/­

9. 5.3.97 316627 50,000/­

10. 15.3.97 316628 45,000/­

11. 25.3.97 316629 40,000/­

12. 1.4.97 316630 10,000/­ Total 4,00,000/­ Suit No. 286/2017                                                       Page 4 of 45 Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.

All   cheques   were   drawn   on   Union   Bank   of   India,   Punjabi Bagh,   New   Delhi.     As   such,   the   plaintiff   deposited   a   total amount   of   Rs.   Five   lac   with   defendant   no.1   which   was   to remain   as   deposit   with   defendant   no.1   till   demand.     On deposit, defendant no.1 was to pay interest at the rate of 18% per   annum   which   rate   is   much   below   the   lending   rate   by scheduled banks on loan given for the business purposes to businessmen.

(4) The   plaintiff   demanded   the   amount   vide   letter   dated 22.3.2003   but   the   defendants   gave   a   wrong   reply   alleging therein that defendant no.1 could not accept the fixed deposit from public as per rules of the society and no amount is there with respect to the plaintiff in books of defendant no.1 which plea is false to the knowledge of office  bearers of defendant no.1 and also stands falsified from FDR dated 21.5.96.

(5) The defendants no. 2 to 7 have been arrayed in the present suit   as   they   are   either   present   office   bearers   or   were   office bearers at the time when the amount was deposited.   These persons   in   collusion   with   each   other   appears   to   have manipulated the account of the society i.e. defendant no.1 to show that no amount has been deposited by the plaintiff and the amount given by the plaintiff has either been embezzled by them or is shown to have been paid by them to the society in   their   personal   accounts.     All   these   persons   having manipulated the account so as to deprive the plaintiff or his Suit No. 286/2017                                                       Page 5 of 45 Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.

rightful   claim   so   they   have   been   arrayed   as   a   party   in   the present suit.

(6) The amount due is Rs. Five lakh on account of principal and interest at the rate of 18% per annum which is much more than Rs. Five lakh, but the plaintiff claims only Rs. Five lakh as interest in the present suit. So, in all the suit is being filed to   recover   Rs.   10   lakh.     As   the   amount   was   given   to   the defendants as deposit, so limitation will start from the date of demand i.e. 22.3.03 when notice of demand was given and as such the suit is within time.

A   legal   notice   dated   25.8.03   was   also   got   served through   counsel   Sh.   M.K.   Bansal   on   all   the   defendants   to which   the   defendants   gave   a   wrong   reply   that   there   is   no amount lying to the credit of the plaintiff in the account books of the defendants.  Hence, the present suit.

CASE   OF   THE   DEFENDANTS   NO.   1,   3,   4,   5   AND   6   AS   PER WRITTEN STATEMENT Summons were issued to defendants no. 1, 3, 4, 5 and 6 and they have filed their joint written statement in the present case. Succinctly, the case of the aforesaid defendants is as under:­ 

(i) The   suit   of   the   plaintiff   is   based   on   absolutely   false   and fabricated   story.     The   plaintiff   has   concealed   the   material facts from this Court.

(ii) The plaintiff has claimed to have deposited a sum of Rs. 5 Lakhs   with   the   defendant   no.1   as   "fixed   deposit"   and Suit No. 286/2017                                                       Page 6 of 45 Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.

claiming   Rs.5   Lakhs   as   interest   but   nowhere   in   the   entire plaint,   it   has   been   disclosed   that   what   was   the   period   of deposit and what was the rate of interest.   The attention of this Court is drawn to the letter dated 22.3.2003 in which the   plaintiff   has   referred   to   her   letter   dated   22.1.03   and required the defendant no.1 to reply "Whether the amount in question is lying in the society as a deposit or against the membership."   Similar are the averments in the letter dated 22.1.2003,   therefore   intentionally   and   deliberately,   the plaintiff has not filed the said letter before this Court.   The plaintiff is liable to be prosecuted under Section 340 Cr.P.C.

(iii) The   suit   of   the   plaintiff   is   hopelessly   barred   by   limitation.

The   present   suit   has   been   filed   to   harass   the   defendants, otherwise, knowingly, there is no cause of action for filing the present suit.

(iv) The   suit   of   the   plaintiff   is   based   upon   self   contradictory pleas.  The deposits, if any, made by the plaintiff, as alleged, are against the law.  Defendant no.1 is a co­operative society, works   through   a   duly   elected   managing   committee   and   is government   by   Delhi   Co­operative   Societies   Act,   1972   and Rules framed thereunder, therefore, the present suit of the plaintiff   for   recovery   is   liable   to   be   dismissed.     Earlier, defendant no.2 was the President of the defendant no.1 and was   managing   the   affairs   of   the   defendant   no.1   in   utter disregard of the rules, regulations and bye­laws of the society Suit No. 286/2017                                                       Page 7 of 45 Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.

and the provisions of Delhi Co­operative Societies Act, 1972 and Rules 1973.  Therefore, the special general body meeting of   defendant   no.1   was   held   on   07.07.2002,   the   defendant no.2   was   removed   from   the   post   of   President   of   defendant no.1 alongwith Mr. Suresh Sharma, who was the Secretary of the society at that time and after the elections, the present managing committee was elected and taken the charge of the affairs of the defendant no.1.  Defendant no.2 challenged his removal   before   the   Financial   Commissioner,   Delhi   and   his appeal against the orders of the Asstt. Registrar was rejected vide orders dated 16.12.2003.

(v) The   appearance   before   this   Court   by   defendant   no.2   and filing   vakalatnama   as   President   of   defendant   no.1   leads   to committing   an   act   of   impersonation   and   this   court   may initiate   action   for  this   act   of   impersonation.     However,   the defendant no.2 intentionally and deliberately, did not hand­ over   the   record   of   the   society   to   the   new   managing committee. Therefore, an enquiry was held under Section 55 of the Delhi Co­operative Societies Act, 1972.   In his report, Enquiry Officer Sh. J.S. Sharma AR (Arbitration) has found defendant no.2 guilty of not handing over the record of the society to the present elected managing committee and held him   responsible.     However,   presently   no   amount   is   lying deposited with defendant no.1 in the name of the plaintiff. The Defendant no.1 has already initiated the action against Suit No. 286/2017                                                       Page 8 of 45 Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.

the defendant no.2 alongwith other office bearers under Rule 36 of DCS Rules 1973 for committing the acts detrimental to the interest and proper working of the society and were pre­ judicial to the interest of the society and its members.

(vi) The present suit of the plaintiff is bad for non­joinder and mis­joinder of necessary parties. The defendants no. 3 to 6 are neither necessary nor proforma parties.   The suit of the plaintiffs   is   liable   to   be   dismissed   as   the   same   is   barred under Section 90 of Delhi Co­op. Societies Act, 1972.   The suit of the plaintiff has not been verified properly as per law. As   per  amended  CPC,  very plaint  just  be  supported  by  an affidavit but in the present case, no affidavit in support of the plaintiff has been filed by the plaintiff.

(vii) On merits, it is stated that defendant no.1 is not a business organization   and   does   no   business.   Defendant   no.1   is   the group   of   people,   who   have   come   together   for   constructing dwelling units for themselves and got themselves registered as   Cooperative   Society   with   the   Registrar   of   Cooperative Societies.     The   said   flats   are   constructed   out   of   members contribution   and   the   defendant   no.1   is   not   authorized   to accept money from public in the form of fixed deposit.   The falsity of the claim of the plaintiff is apparent on the face of record as the plaintiff neither speaks of the rate of interest nor about the terms of deposit.  Further, there is no term of "Fixed   Deposit   due   on   Demands"   under   the   banking   laws Suit No. 286/2017                                                       Page 9 of 45 Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.

and   no   such   document   has   been   placed   on   record.     The plaintiff   has   impleaded   the   defendants   no.   3,   4,   5   and   6 unnecessarily   with   a   sole   object   to   cause   harassment   to them so that they may succumb to her illegal demand and pay money. The Defendants no. 3 to 5 is the office bearers of defendant   no.1   and   they   were   not   holding   the   office   of defendant  no.1   at  the   relevant  time.   Therefore,  question   of manipulating the records of the society i.e. defendant no.1 by them does not arise at all.  It has been denied that limitation will start from the date of demand and it has been submitted that contents are illegal and the suit of the plaintiff is barred by   limitation   and   therefore,   merits   dismissal.     Defendant no.2   had   been   the   custodial   of   the   records   and   after   his removal,   the   records   have   not   been   handed­over   to   the present managing committee.   It has been prayed  that the suit   of   the   plaintiff   may   be   dismissed   with   heavy   and exemplary cost.

CASE OF THE DEFENDANTS NO. 1, 2 AND 7 AS PER WRITTEN STATEMENT Summons were issued to the defendants no. 1, 2 and 7 and they have filed their joint written statement in the present case. Succinctly, the case of the aforesaid defendants is as under:­ 

(i) As per Sec. 93 (I) read with Section 60 of Delhi Co­operative Societies   Act,   1972,   Civil   Courts   have   no   jurisdiction   to entertain   the   present   suit.   The   appropriate   forum   for redressal of  the grievances of  the plaintiff is Registrar, Co­ Suit No. 286/2017                                                       Page 10 of 45 Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.

operative Societies, Delhi.  Neither the General Body Meeting nor the Managing Committee of the defendant no.1 society has authorized Mrs. Vimla Dhiman, defendant no.6 to treat any money received as fixed deposit.  Therefore, the action of defendant no. 6 to treat the cheque received on 21.05.1996 from a non­member like plaintiff as fixed deposit without the knowledge and approval of the Managing Committee and the General   Body   of   the   defendant   no.1   Society   amounts   to violation   of   Section   51   and   52   of   the   Delhi   Co­operative Society Act, 1972.

(ii) As   per   provisions   laid­down   in   bye­law   no.   31,   it   was obligatory on the part of defendant no. 6, who had signed as Treasurer   on   receipt   no.   101,   to   make   disbursement   in accordance with the direction of the Managing Committee of defendant no.1 Society, which was not followed by her and she   has   acted   against   the   provisions   of   bye­laws   of   the defendant no.1  society.    Receipt  no. 101  dated  21.05.1996 for   Rs.1.00   Lakh   is   purely   a   transaction   between   two individuals   i.e.   plaintiff   and   defendant   no.   6   due   to   the reason best known to them.

(iii) As   per   provisions   provided   in   bye­law   no.   31,   it   was   also obligatory on the part of defendant no.1, who has signed as Treasurer on receipt no. 101 to sign the cash book on the date of receipt of the money on the same day i.e. 21.05.1996.

Suit No. 286/2017                                                       Page 11 of 45

Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.

By not signing such entry on 21.05.1996 in the cash book, defendant no. 6 has further violated bye­law no. 31.

(iv) The present suit is not maintainable against defendants no.

1, 2 and 7 because they cannot be held responsible for the individual   act   of   defendant   no.   6,   which   is   against   the provisions of bye­laws of the society.   In fact, the name of defendants no. 1, 2 and 7 should be deleted from the memo of parties as they have been kept in dark by both plaintiff and defendant no. 6 from the date of issue of the first cheque to the date of issue of the last cheque.   The defendant no.1 society cannot be held responsible for refund of any money received   by   an   individual   member   from   an   unauthorized person due to the following provisions of its registered bye­ laws:­

(a) Bye   law   no.   30   provided   that   "The   powers and   duties   of   the   Secretary   shall   be   as follows:­ "30 (3) To prepare all receipts, vouchers, and documents by the rules or the bye­laws of the "Committee;

Which   shows   that   by   preparing   receipt No.101 Defendant no. 6 (Mrs. Vimla Dhiman) has also violated bye­law No. 30 (3).

30   (4)   To   sign   on   behalf   of   the   society   and conduct its correspondence.

Suit No. 286/2017                                                       Page 12 of 45

Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.

Which also shows that by signing receipt No. 101, Defendant no. 6, Mrs. Vimla Dhiman has further violated Bye­law No. 30 (4)."

(b) Bye   law   No.   45   states   that   "All   documents creating a charge or obligation on the society shall be signed by the President or Secretary and Treasurer of the society......"

Which   shows   that   receipt   No.   101   does   not create   any   charge   or   obligation   on   the Defendant   society   as   it   has   not   been prepared,   sign   and   issued   as   per   above mentioned   bye­laws   of   the   Defendant   (No.1) Society.

(c) Bye­law No. 45 further lays down that .......

"All important documents of the society shall be Sealed with the society's Seal."

(d) As the receipt No. 101 dated 21.05.1996 do not   conform   to   the   above   provisions   of   the Registered bye­laws of the Respondent (No. 1) society, it cannot be held responsible for any money   illegally   and   unauthorizedly   paid   by plaintiff to a member of the defendant society who   has   prepared   and   signed   a   receipt without any legal authority.

(v) The defendant no. 6 is further guilty of misusing the receipt book   of   the   respondent   (no.1)   society   for   individual   and illegal transaction.

(vi) In the parawise reply, defendants no. 1, 2 and 7 have stated that   actually   defendant   no.1   has   been   registered   under Suit No. 286/2017                                                       Page 13 of 45 Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.

Bombay   Co­operative   Societies   Act   (later   on   Delhi   Co­ operative Societies Act, 1972).     Nomination papers filed by defendants no. 3 to 6 had been rejected for being incomplete and due to other infirmities.   As per Section 31(5)(a) of the Delhi Co­operative Societies Act, 1972, defendant no. 6 was disqualified for election as she had already held the office of treasurership   continuously   during   two   consecutive   terms before 02/02/2002.   Defendant no. 6 and plaintiff had kept defendants   no.   1,   2   and   7   in   dark   about   the   transactions held   between   them   from   01.08.1996   to   01.04.1997   and about  the  issue  of  receipt  no.  101  dated   21.05.1996.   The respondent   (No.   6)   Mrs.   Vimla   Dhiman   is   in   a   position   to comment   on   the   table   given   in   para   no.3   of   the   plaint, because she may have  received and deposited the cheques issued by the plaintiff and only she knows in whose name she has credited amounts of such cheques in the cash­book and from whose written sanction and under which provisions of   the   Delhi   Co­operative   Societies   Act,   1972,   Delhi   Co­ operative   Societies   Rules,   1973   and   registered   Bye­laws   of the respondent (no.1) society.

(vii) The   receipt   no.101,   dated   21.05.1996   does   not   mention anything about the rate of interest.  As the transaction took­ place between defendant no. 6 and the plaintiff on individual basis and in violation of the provisions of the bye­laws no. 51 and  52  mentioned  above,  defendant  no. 1 is not obliged to Suit No. 286/2017                                                       Page 14 of 45 Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.

pay the principal amount as well as interest.

(viii) Defendants no. 2 and 7 do not know about the alleged wrong reply sent to the plaintiff by an unauthorized person because Managing   Committee   and   General   Body   Meetings   of   the defendant   no.1   (Society)   had   never   authorized   anybody   to send   reply   to   the   letter   dated   22.03.2003   of   the   plaintiff. However, defendant no.2 sent a letter dated 27.06.2002 to defendant no. 6 and asked for records to verify the allegation made earlier to letter dated 22.03.2003.

(ix) An application under Order 1 Rule 10 (2) CPC has been filed on 16.08.2004 for adding three more defendants as they are proper and necessary party.  Only the defendants No. 3 to 6 and three more persons mentioned in the application dated 16.08.2004   can   throw   light   on   the   disbursement   of   the money given by the plaintiff to the defendant no. 6 through cheques from 01.08.1996 to 01.04.1997.  Defendant no. 6 is solely   responsible   for   accepting   for   Rs.5,00,000/­   from   the plaintiff in violation of the DCS Act, DCS Rules and bye­laws of   the   defendant   no.1   society.     Therefore,   defendant   no.   6 alone is liable to pay the amount deposited by the plaintiff and interest, as decided by the Court and not defendants no. 1, 2 and 7.   As per Section 31 of the Registered bye­laws of the respondent (No. 1) Society the treasurer shall take charge of all moneys received by the society.

Suit No. 286/2017                                                       Page 15 of 45

Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.

(x) The   plaintiff   is   said   to   have   given   12   cheques   from 01.08.1996   to   01.04.1997,   she   has   sent   letter   dated 22.03.2003   which   seems   to   have   been   replied   by   an unauthorised   person.     She   further   sent   legal   notice   dated 25.08.2003   which   also   seems   to   have   been   replied   by   an unauthorized   person.     The   legally   elected   managing committee and validly called General Body meeting had not authorized   anybody   to   send   the   reply   to   both   the   above mentioned   communications.     As   per   Rule   48   of   Delhi Cooperative Societies Rules 1973,the treasurer shall keep or cause to be kept all the books of accounts and vouchers and shall prepare or caused to be prepared annual profit and loss account, receipt and disbursement account and the balance sheet.  

REPLICATION AND ISSUES Plaintiff   has   filed   the   replication   to   the   Written Statement of defendants no. 1, 3, 4, 5 & 6 and Written Statement of defendants no. 1, 2 & 7 controverting the allegations/ contentions in the written statements of the abovesaid defendants and contents of the plaint have been reiterated and reaffirmed. 

From the pleadings of the parties, following issues were framed vide order dated 30/03/2005:­

1) Whether the suit is barred by limitation? OPD­1, 3, 4, 5 & 6

2) Whether the suit is barred under section 90 of the Delhi Co­operative Societies Act, 1972.

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Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.

3) Whether the plaint has not been properly verified as per law? OPD­1, 3, 4, 5 & 6

4) Whether the suit is bad for non­joinder and mis­joinder of necessary parties? OPD­1, 3, 4, 5 & 6

5) Whether the suit is barred under section 93(i) read with sec.60   of   the   Delhi   Co­operative   Societies   Act,   1972? OPD­1, 2 & 7

6) Whether   the   plaintiff   is   entitled   to   a   decree   for   sum   of Rs.10 Lakhs against the defendants? OPP

7) Whether the plaintiff is entitled for any interest if yes at what rate and for which period? OPP

8) Relief.

Initially,   issues   no.   1,   2   and   5   were   treated   as preliminary issues but vide order dated 17/01/2007 passed by the Ld.   Predecessor   of   this   Court,   the   Court   has   held   that   the   said issues are mixed questions of facts and law and can only be decided after adducing of the evidence by the parties at the final stages. EVIDENCE OF THE PLAINTIFF AND DOCUMENTS RELIED UPON BY THE PLAINTIFF Plaintiff  has  led  her  evidence  and  examined  herself  as PW­1, who has filed her evidence by way of affidavit wherein she reiterated and reaffirmed the contents of the plaint and relied upon the following documents :­ Suit No. 286/2017                                                       Page 17 of 45 Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.

1. Photocopies of two cheques bearing no. 279290 and 279291 as Mark­A and Mark­B.

2. Original receipt no. 101, dated 21/05/19969 qua FDR issued by defendant no.1 as Ex.PW­1/1.

3. Photocopies   of   12   cheques   bearing   no.   279296,   279298, 279299, 279300, 316623, 316624, 316625, 316626, 316627, 316628, 316629 and 316630 as Mark­C to Mark­N.

4. Original   certificate   issued   by   Union   Bank   of   India,   Punjabi Bagh Branch, dated 22/01/2003 as Ex.PW­1/2.

5. Letter dated 22/03/2003 issued by the plaintiff as                    Ex.PW­1/3.

6. Reply to notice dated 28/03/2003 as Ex.PW­1/4.

7. Rejoinder dated 30/04/2003 as Ex.PW­1/5.

8. Legal notice dated 25/08/2003 as Ex.PW­1/6.

9. Original courier receipts as Ex.PW­1/7 (Colly.).

10. Reply   dated   01/09/2003   filed   by   defendant   to   notice   as   Ex.PW1/8.

11. Statement of account and income tax return duly certified by CA as Ex.PW­1/9 (Colly.).

12. Copy   of   complaint   lodged   with   EOW,   Delhi   Police   dated 22/03/2006 as Mark­O.

13. Photocopies   of   three   receipts   as   well   as   ledger   account   of Savitri Baluni and Lakshmi Kant as Mark­P to Mark­R and

14. Photocopies of Bye laws of the Society as Mark­S. Suit No. 286/2017                                                       Page 18 of 45 Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.

Plaintiff has also examined Sh. Sanjay Gupta as PW­2, who has filed his evidence by way of affidavit and relied upon the same documents as relied upon by the plaintiff.

Plaintiff has also examined the summoned witness Sh. Bhupender Singh, Special Assistant, Union Bank of India, Punjabi Bagh, Central Market, New Delhi as PW­3, who proved on record account opening form of the plaintiff and a letter issued by AGM dated 28/03/2016 as Ex.PW­3/A (Colly.).

Plaintiff has also examined the summoned witness Sh. Ganga Prasad, Head Peon, Oriental Bank of Commerce, East Patel Nagar Branch, New Delhi as PW­4, who proved on record copy of ledger/   statement   of   account   of   defendant   no.1   as   Ex.PW­4/A (Colly. running into 13 pages).

EVIDENCE   OF   THE   DEFENDANTS   AND   DOCUMENTS   RELIED UPON BY THE DEFENDANTS On   the   other   hand,   the   defendant   no.1   examined   Sh. Ramesh   Saini,   President   of   defendant   no.1,   who   has   filed   his evidence   by  way   of   affidavit   wherein   he   reiterated   and   reaffirmed the contents of the written statement filed by the defendant no.1. (The witness was cross­examined by Ld. Counsel for the plaintiff on several   dates   i.e.   16/12/2017,   03/01/2018,   20/01/2018, 07/02/2018 and 24/03/2018. Thereafter, the matter was listed on 28/04/2018. On 28/04/2018, adjournment was sought on behalf of   defendants   No.   1,   3,   4,   6   and   LRs   of   defendant   no.5   on   the ground that D1W1 is admitted in the hospital. Thereafter, matter was   listed   on   24/05/2018.     On   24/05/2018,   adjournment   was Suit No. 286/2017                                                       Page 19 of 45 Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.

sought   again   on   behalf   of   defendants   no.   1,   3,   4,   6   and   LRs   of defendant no.5 on the ground that D1W1 is operated upon and still not  well.     Thereafter,   matter  was   listed  on   07/07/2018.     No   one appeared on 07/07/2018 on behalf of defendants no. 1, 3, 4, LRs of defendant no.5, defendant no. 6 and consequently, DE was closed on that date).

It is also relevant to mention here that the defendants no. 2 and 7 have also not led any evidence.

ISSUE WISE FINDINGS:

ISSUES NO.2 AND 5
2) Whether the suit is barred under section 90 of the Delhi Co­operative Societies Act, 1972.
5) Whether the suit is barred under section 93(i) read with sec.60   of   the   Delhi   Co­operative   Societies   Act,   1972?

OPD­1, 2 & 7 Issues   No.2   and   5  are  interrelated   and   inter­ connected   to   each   other   and   accordingly   they   are   decided together.

In   order   to   decided   the   present   issues   it   is   apt   to reproduce   Sections   90,   93   and   60   of   the  Delhi   Co­operative Societies Act, 1972:­ "Section 90 Notice necessary in suits No   suit   shall   be   instituted   against   a   co­ operative   society   or   any   of   its   officers   in respect of any act touching the business of the society   until   the   expiration   of   three   months Suit No. 286/2017                                                       Page 20 of 45 Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.

next after notice in writing has been delivered to   the   Registrar   or   left   at   his   office,   stating the   cause   of   action,   the,   name,   description and place of residence of the plaintiff and the relief   which   he   claims,   and   the   plaint   shall contain a statement that such notice has been so delivered or left."

"Section 93 Bar of Jurisdiction of court (1)   Save   as   provided   in   this   Act,   no   civil   or revenue   court   shall   have   any   jurisdiction   in respect of
(a) the registration of a co­operative society or its by­laws or of an amendment of a by­law;
(b) the removal of a committee;
(c) any dispute required under section 60 to be referred to the Registrar; and
(d) any matter concerning the winding up and the dissolution of a co­ operative society. (2) While a co­operative society is being wound up, no suit or other legal proceedings relating to   the   business   of   such   society   shall   be proceeded   with   or   instituted   against,   the liquidator   as   such   or   against   the   society   or any   member   thereof   except   by   leave   of   the Registrar and subject to such terms as he may (3)   Save   as   provided   in   this   Act,   no   order, decision   or   award   made   under   this   shall   be questioned   in   any   court   on   any   ground whatsoever"
"60. Disputes which may be referred to arbitration.
1. Notwithstanding anything contained in any law for the time being in force, if any dispute touching the Suit No. 286/2017                                                       Page 21 of 45 Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.
constitution, management or the business of a co­ operative   society   other   than   a   dispute   regarding disciplinary   action   taken   by   the   society   or   its committee   against   a   paid   employee   of   the   society arises ­ a. Among   members,   past   members   and   persons claiming   through   members,   past   members   and deceased members or b. Between   a   member,   past   member   or   person claiming   through   a   member,   past   member   or deceased member and the society, its committee or any officer or any officer, agent or employee of the society or liquidator, past or present, or c. Between   the   society   or   its   committee   and   any past committee, any officer, agent or employee, or any past officer, past agent or past employee or the nominee, heirs or legal representatives of any   deceased   officer,   deceased   agent,   or deceased employee of the society, or d. Between the society and any other co­operative society,   between   a   society   and   liquidator   of another society or between the liquidator of one society and the liquidator of another society.
Such   disputes   shall   be   referred   to   the Registrar   for   decision   and   no   court   shall   have jurisdiction   to   entertain   any   suit   or   other proceedings in respect of such dispute.
1. For   the   purposes   of   sub­section   (1),   the   following shall   be   deemed   to   be   disputes   touching   the constitution:   management   or   the   business   of   co­ operative society, namely ­ Suit No. 286/2017                                                       Page 22 of 45 Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.
2. A claim by the society for any debt or demand due to it from a member or the nominee, heirs or legal representatives   of   a   deceased   member,   whether such debt or demand be admitted or not.
3. A   claim   by   surety   against   the   principal   debtor where   the   society   has   recovered   from   the   surety any amount in respect of any debt or demand due to   it   from   the   principal   debtor   as   a   result   of   the default of the principal debtor, whether such debt or demand is admitted or not.
4. Any dispute arising in connection with the election of   any   officer   of   a   society   other   than   a   society mentioned in sub­section (1) of section 31.
5. If any question arises whether a dispute referred to the   Registrar   under   this   section   is   or   is   not   a dispute   touching   the   constitution,   management   or the business of a co­operative society, the decision thereon of the Registrar shall be final and shall not be called in question in any court.
6. Notwithstanding   anything   contained   in   the Limitation   Act,   1963,   but   subject   to   the   specific provisions made in this Act, the period of limitation in   the   case   of   a   dispute   referred   to   the   Registrar under sub­section (1) shall ­ a. When  the dispute relates  to the recover of any sum   including   interest   thereon   due   to   a   co­ operative   society   by   a   member   thereof,   be computed from the date on which such member dies or ceases to be member or the society.
b. Save   as   otherwise   provided   in   sub   clause   (iii), when the dispute relates to any act or omission on  the part of any of the parties referred to in Suit No. 286/2017                                                       Page 23 of 45 Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.
clause (b) or clause (c) of sub­section (1), be six years from the date on which the act or omission with reference to which the dispute arose, took place.
c. When   the   disputes   relates   to   a   co­operative society which has been ordered to be wound up under   section   63   or   in   respect   of   which   an administrator has been appointed under section 32, be six years from the date of the order issued under section 63 or section 32, as the case may be.
d. When the dispute is in respect of an election of an officer of a co­operative society other than a society   referred   to   in   sub­section   (1)   of   section 31,   be   one   month   from   the   date   of   the declaration of the result of the election.
e. The period of limitation in the case of any other dispute   except   those   mentioned   in   the   forgoing clause which are required to be referred to the Registrar under the last preceding section shall be regulated by the provisions of Limitation Act, 1963,   as   if   the   dispute   was   a   suit   and   the Registrar a civil court.
f. Notwithstanding   any   thing   contained   in   clause
(a)   and   (b),   the   Registrar   may   admit   a   dispute after the expiry of the period of limitation, if the applicant   satisfies   the   Registrar   that   he   had sufficient   cause   for   not   referring   the   dispute within such period and the dispute so admitted shall be a dispute which shall not be barred on the   ground   that   the   period   of   limitation   has expired.
Suit No. 286/2017                                                       Page 24 of 45

Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.

The Ld. Counsel for the Plaintiff has argued that the suit of the Plaintiff is not barred under the provisions as has been cited by   the   Defendants   in   their   respective   written   statements   as   the provisions of Section 93 (1) read with Section 60 of The Delhi Co­ Operative Societies Act, 1972 do not prohibit the Plaintiff from filing the suit against the Defendants and the suit of the Plaintiff does not fall   into   any   of   clause   of   Section   93   of   The   Delhi   Co­Operative Societies Act, 1972. The provision of Section 90 of  The Delhi Co­ Operative Societies Act, 1972 is not applicable or puts any embargo on   the   Plaintiff.   The   Plaintiff   had   already   issued   the   legal   notice dated 25/08/2003 prior to institution  of the present suit against the Defendants and the present suit has been filed on 04/06/2004 and as such, the provision, as cited, does not apply in the present case and likewise, Section 60 of the said Act is also not applicable in the present suit as the present dispute is not covered under any of clauses of Section 60 of the said Act.

The   contesting   defendants   have   filed   written submissions and submitted that  notice was admittedly not sent to the   existing   President   of   the   defendant   no.1   and   therefore,   there was   non­compliance   of   the   Section   90   of   the   Delhi   Co­operative Societies Act, 1972.

The  perusal of the  Exhibit PW­1/3, it reveals  that the Notice was given to The President/Secretary/Treasurer of defendant No.1 Society at the address of the Society and the same was not given to any individual but the same was given to defendant No.1.

Suit No. 286/2017                                                       Page 25 of 45

Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.

In the said Notice, the Plaintiff submitted that the Society even fails to   reply   whether   the   amount   was   kept   as   deposit   or   against   the membership. The said Notice was also duly replied by the Secretary of defendant No.1 vide Exhibit PW­1/4 and he has taken the stand that   the   record   of   the   Society   was   available   with   unauthorized possession of defendant No.2 and there is not even a single paisa outstanding   with   defendant   no.1   and   there   is   no   provision   of keeping members on waiting list for enrollment or to accept loan or fixed deposits from non­members. The Plaintiff has also relied upon the following communications:­

1. Ex­PW­1/5 Rejoinder dated 30/04/2003 to said reply sent by  plaintiff.

2. Ex­PW­1/6  Legal notice dated 25/08/2003 sent by plaintiff   through counsel.

3. EX­PW­1/8­Reply to legal notice sent by defendants.

The basic purpose of giving notice to defendant No.1 or to   the   Society   was   to   give   intimation   and   information   that   the Plaintiff would knock the doors of the court of law, if the defendant No.1/co­operative Society would not address to the grievance of the litigant/Plaintiff in this case. The Plaintiff has taken considerable measures   before   approaching   the   Court   and   sufficient   intimation and information was given to defendant No.1. Considered from any view point, the plaintiff has sufficiently made compliance of Section 90 of the said Act.

Suit No. 286/2017                                                       Page 26 of 45

Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.

Admittedly,   the   defendant   No.1   through   Secretary contended that the Plaintiff is not the  member of defendant no.1 and the Plaintiff has also contended that Plaintiff is not the member of defendant No.1 Society. The onus was upon the defendants to prove that suit is barred under Section 90 and 93 of the Delhi Co­ operative   Societies   Act,   1972   but   defendants   have   failed   to discharge the said onus. The contention/submission of the Plaintiff is   correct   that   none   of   the   clauses   of   Section   93   or   Section   60 debars/prohibits the Plaintiff from filing the present suit. 

Considering the facts and circumstances of the present case the suit is neither hit by Section 90 or 93 of the said Act and the present suit is very much maintainable in the eyes of law.

Accordingly,   from   the   discussions   made   hereinabove, the issues no.2 and 5 are decided against the defendants and in favour of the Plaintiff. 

ISSUE NO.1

1) Whether the suit is barred by limitation? OPD­1, 3, 4, 5 & 6 ARGUMENTS OF PLAINTIFF (1) The Ld. Counsel has argued and filed written submission and submitted   that   the   Hon'ble   Court,   vide   its   order   dated 17/01/2007, while deferring the decision on the preliminary issues has held that in the bye laws there is the provision to borrow loans for running the business of the society and to Suit No. 286/2017                                                       Page 27 of 45 Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.

arrange   its   repayment.   It   is   further   held   that   Smt.   Vimla Dhiman was treasurer of Defendant No. 1 when the receipt of Rs. 1,00,000/­ was issued by her on behalf of the Defendant No. 1. It was further held that the point of limitation which in given circumstances of the case has become a mixed question of   law   and   facts   and   therefore   cannot   be   decided   without inviting evidence from the parties and as such the preliminary issues in that regard cannot be disposed off as a preliminary issues. 

(2) The suit of the Plaintiff is well within the limitation and has to be governed by Article 22 of the Limitation Act as the Plaintiff has   raised   the   demand   for   the   first   time   on   22/03/2003 through EX­PW­1/3 and again on 25/08/2003 through legal notice   EX­PW­1/6   and   the   cause   of   action   to   file   the   suit arose on 22/03/2003. As per  provision of  Article 22 of  The Limitation   Act,   the   limitation   for   filing   the   suit   for   money deposited   under   an   agreement,   that   shall   be   payable   on demand, is 3 (three) years and will start from the day when the demand is made and as such the suit of the Plaintiff is well within limitation as the Plaintiff has made the demand on 22/03/2003 and the present suit was filed on 04/06/2004. Moreover,   the   issue   of   limitation   was   held   to   be   a   mixed question of law and facts and the Defendants were directed to lead   the   evidence   to   prove   that   the   suit   of   the   Plaintiff   is barred   by   the   limitation   but   the   Defendants   had   failed   to Suit No. 286/2017                                                       Page 28 of 45 Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.

discharge the onus on the said issue rather the Plaintiff has proved that the present suit is well within the limitation.

(3) Mr. Ramesh Saini, Advocate who is representing Defendants no.   1,   3,   4,   6   and   LRs   of   Defendant   no.   5   have   produced himself as a witness on behalf of the Defendant No. 1 society, being   its   President   and   deposed   as   D1W1.   However,   no evidence has been led by other defendants. The onus to prove the   issue   No.   1   was   put   upon   the   Defendants   but   the Defendants  did   not  lead   any  evidence   to   discharge  the   said onus   nor   the   Defendants   rebutted   the   presumptions   and evidence as led by the Plaintiff and the entire evidence of the Plaintiff   is   unimpeachable.   On   01/07/2016   the   Defendant was   directed   to   lead   their   evidence   on   30/08/2016.   On 20/01/2017 the Defendant No. 1 filed the evidence of DW­1 by  way  of   Affidavit.   That  after  seeking  various   dates   by  the Defendants No. 1, 3, 4, 5 & 6, DW­1 was cross examined on 16/12/2017, 03/01/2018, 20/01/2018, 07/02/2018 and on 24/03/2018   and   thereafter   DW­1   did   not   appear   for   his further cross examination and hence, this Hon'ble Court vide its   order   dated   07/07/2018   has   closed   the   Defendant evidence.   The   Defendant   No.   7   has   closed   her   evidence   on 01/07/2016.

(4) That   apart   from   the   submission   made   hereinabove,   the Plaintiff   is   relying   upon   the   following   judicial   pronouncents Suit No. 286/2017                                                       Page 29 of 45 Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.

which have  been delivered on the aspects the Limitation  by Hon'ble High Court of Delhi:­

1. Shri   Satish   Kumar   V/s     Smt.   Reena   Bhoumik,     RFA   No.­ 684/2006, Decided on 18/04/2012 (Para No. 5 and 6)

2. Ravi Sahni  V/s Pomesh  Sahni CM(M) 683/2016, Decided on 20/07/2016 (Para No. 9) ARGUMENTS OF DEFENDANTS NO.1 AND 3 TO 6  The   plaintiff   as   well   as   her   husband   both   are   highly educated persons and both have stated in their cross examination that the amount was paid to the society i.e. defendant no.1 not to the   individual  defendants  in   the  year  1997  and  the   demand   was raised in the year 2003 i.e. after 5 years to Sh. R.B. Vishwkarma defendant no.2 at his residential address. Hence, the plaintiff has taken the starting point of Limitation from the date of the notice i.e. from 2003 not from the date of last payment i.e. 1997 and never produced any kind of evidence before the Hon'ble Court in trial that the   suit   of   the   plaintiff   is   not   time   barred   hence,   the   suit   of   the plaintiff   is   time   barred   and   deserved   to   be   dismissed   with   heavy cost.

FINDINGS OF THE COURT The case of the Plaintiff in the Plaint is that the amount was   given   to   defendant   No.1   through   Cheques   for   Fixed   Deposit. For   the   purpose   of   proving   her   case   the   Plaintiff   has   examined herself and other witnesses. The documentary evidence specifically Exhibit   PW­1/3,   it   reflects   that   Plaintiff   herself   was   not   aware Suit No. 286/2017                                                       Page 30 of 45 Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.

whether   the   defendant   No.1   had   kept   her   amount   as   deposit   or against the membership. The Secretary has replied vide Exhibit PW­ 1/4 and had denied both the claims of Plaintiff including the receipt of   the   amount.   The   Plaintiff   has   relied   upon   Exhibit   PW­1/1   in order to substantiate the claim that the amount was paid for Fixed Deposit   and   the   said   Fixed   Deposit   was   not   for   any   fixed   period thus   the   same   can   be   considered   as   simple   deposit.   It   is   not disputed that Defendant No.6 was the treasurer of defendant No.1 at the time of issuance of PW­1/1. The onus to prove the issue was upon the defendant No.1, 3 to 6 but they were not able to show that under which Article of the Schedule of the Limitation Act the suit of the Plaintiff falls and the same is time barred. Even if the Plaintiff was confused whether the amount was kept by defendant No.1 as Fixed Deposit or against membership but in both the cases it can be considered that the same was deposit with defendant No.1 and even if it is considered as Loan to defendant then also there is no fixed period of repayment of Loan. It is apposite to reproduce Article 22 of the Schedule of The Limitation Act:­ THE SCHEDULE (PERIODS OF LIMITATION) [See sections 2(j) and 3] FIRST DIVISION--SUITS Description of suit  Period of limitation Time from which  period begins to  run  Suit No. 286/2017                                                       Page 31 of 45 Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.

22.  For money  Three years.  When the  deposited  demand is  under an  made. 

agreement  that it shall  be payable  on demand,  including  money of a  customer in  the hands of  his banker  so payable. 

If the suit of the Plaintiff is considered as deposit before defendant No.1 then the time would run to begin from demand is made in view of the aforesaid Article. The defendant No.1 has not been able to bring any document that prior to Legal Notice dated 22/03/2003­Exhibit   PW­1/3,   the   Plaintiff   has   demanded   the amount   from   defendant   No.1.   Even   if   the   amount   paid   by   the Plaintiff is considered as Loan and when there is no fixed  period then also the Limitation period would start to begin from the date of demand and not from the date of Loan.

It is apposite to mention here the ratio of the judgment dated 10/04/2012 passed by Hon'ble High Court of Delhi, in the matter   of   Shri   Satish   Kumar   versus   Smt.   Reena   Bhoumik   (RFA No.684/2006) and the judgment dated 02/03/2012 passed in the Hon'ble High Court of Delhi, in the matter of Sh. Virender Kumar Jain versus M/s. Alumate (India) Pvt. Ltd. (RFA No. 153/2004). In terms of the second judgment, the Hon'ble High Court in para no. 5 Suit No. 286/2017                                                       Page 32 of 45 Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.

has held that once the loan which would be repayable on demand, the limitation period will be three years from the date of demand and not from the date of loan. Similarly, in the first judgment, the Hon'ble High Court has held that if the loan has been advanced for one year or two years or three years, the limitation period would start   from   the   elapse   of   the   said   years   and   not   from  the   date   of loan. 

Considered from any view point, the suit of the Plaintiff is   well   within   period   of   Limitation.  Accordingly,   from   the discussions   made   hereinabove,   the   issue   no.1   is   also   decided against the defendants and in favour of the Plaintiff.  ISSUE NO.3

3) Whether the plaint has not been properly verified as per law? OPD­1, 3, 4, 5 & 6 The defendants no.1 and 3 to 6 have taken the stand that the suit of the plaintiff has not been verified properly as per law   and   further   as   per   amended   CPC,   very   plaint   just   be supported by an affidavit but in the present case, no affidavit in support of the plaint has been filed by the plaintiff.

The   onus   to   prove   this   issue   was   upon   defendants no.1   and   3   to   6   but   they   have   failed   to   point   out   how   the verification   is   not   in   accordance   with   law.     The   perusal   of   the record   reveals   that   the   Plaintiff   has   filed   the   detailed   Affidavit alongwith   the   Plaint.   Otherwise   also   it   is   settled   law   that   it   is mere   irregularity   and   the   same   is   not   fatal   to   the   case.   The Suit No. 286/2017                                                       Page 33 of 45 Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.

provision   of   Section   99   of   CPC   also   caters   such   an   argument. Accordingly,   from   the   discussions   made   hereinabove,   the   issue no.3 is also decided against the defendants and in favour of the Plaintiff. 

ISSUES NO.4, 5, 6 AND 7

4) Whether the suit is bad for non­joinder and mis­joinder of necessary parties? OPD­1, 3, 4, 5 & 6

5) Whether the suit is barred under section 93(i) read with sec.60   of   the   Delhi   Co­operative   Societies   Act,   1972? OPD­1, 2 & 7

6) Whether   the   plaintiff   is   entitled   to   a   decree   for   sum   of Rs.10 Lakhs against the defendants? OPP

7) Whether the plaintiff is entitled for any interest if yes at what rate and for which period? OPP Issues   no.4,   6  and   7  are  interrelated   and   inter­ connected to each other and accordingly they are decided together.

ARGUMENTS OF DEFENDANTS NO.1 AND 3 TO 6

(1) The plaintiff stated in para no.1 of the affidavit that business of the defendant no.1 was to construct the houses for their members after acquiring the business of the society. Further, they were accepting fixed deposit from the members as well as public but in her cross examination she stated that she had made the last payment in the year 1997 and she had raised the demand by way of legal for refund of the deposits in the year   2003   but   she   does   not   remember   the   exact   date   and Suit No. 286/2017                                                       Page 34 of 45 Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.

month on which she raised demand she again stated that her husband was looking after the matter.  Again stated that she had not paid any payment except two cheques and the same had   been   paid   towards   fixed   deposit   and   the   defendant assured her as and when the same would be demanded by her the same will be refunded on her demand with interest at the   rate   of   18%   per   annum   to   her.   Again   said   that   the defendant had only issued a receipt which is Ex.PW1/1 except this   they  never  issued   any  receipt  against  the   payment  but the same was paid through cheques again stated that she has not   filed   any   document   except   Ex.PW1/1   to   show   that   the amount has been  invested in  FDR  @ 18% per annum.  It is also   stated   that   she   does   not   remember   as   to   who   had prepared the receipt Ex. PW1/1 and no FDR agreement was executed between her and the defendant.   It was also stated that   she   demanded   her   money   back   from   the   defendant   in 2003 i.e. after 5 years from the last deposit.

In   cross   examination   by   the   counsel   for   the defendant   no.   7,   she   stated   that   the   amount   was   paid   by Plaintiff  in   the  name   of   the  society  and  not  in  the   name  of individual office bearers of the society and again stated that Rs. 2,50,000/­ were received by her at the time of granting the conditional bail to Smt. Vimla Dhiman.

(2) Sh.   Sanjay   Gupta   PW   2   stated   that   he   is   a   chartered Accountant and again stated that the payment was made in Suit No. 286/2017                                                       Page 35 of 45 Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.

1997 and the demand was raised in the year 2003 and also stated that the notice was not sent to the existing president of the society.  It was sent to R.B. Vishwkarma/ defendant no.2 at his residential address and also stated that they had not issued the notice to Smt. Vimla Dhiman at the address of the society   and   also   stated   that   who   told   him   about   the   Fixed Deposit scheme of the society but he had met Vimla Dhiman 2­3   more   persons   sitting   in   the   office   but   he   does   not remember the names.

(3) Both   the   witnesses   stated   in   their   statement   that   no agreement for FDR executed between them and the defendant no.1   society.     Hence   the   defendant   no.   1   never   done   the business   of   constructing   the   houses   after   having   any   FDR from   any   of   the   member   or   the   public   person.     Even   the plaintiff statement is still contradictory some where she stated that the amount was given as FDR and some where she stated that the amount was paid to be a member of the society. (4) The suit of the plaintiff is deserved to be dismissed being bad for   non­joinder   and   mis­joinder   of   the   necessary   parties   as neither the defendant no.1 was made party through it existing president nor any of the defendant were made party being the office   bearers   of   the   defendant   no.1.     It   is   admitted   by   the plaintiff and her husband i.e. PW1 and PW 2 that they made the   party   as   individual   not   being   the   office   bearers   of   the defendant no.1.

Suit No. 286/2017                                                       Page 36 of 45

Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.

(5) That there is no evidence on record that the amount was given to   the   defendant   no.1   as   FDR   or   for   be   a   member   of   the society   defendant   no.1and   the   suit   of   the   plaintiff   is completely   time   barred   hence   the   same   is   deserved   to   be dismissed.

ARGUMENTS OF PLAINTIFF  That   the   Plaintiff   in   her   evidence   categorically   deposed   that the Defendant No. 1 Society had received the amount from the Plaintiff towards the FDR and also issued a receipt EX­PW­ 1/1. 

 It has been further deposed that the Plaintiff was assured that the amount kept under fixed deposit was to become due on demand   or   will   be   refunded   on   her   demand   as   and   when raised for the same. 

 It has further been proved that the amount of Rs. 5,00,000/­ (Rupees Five Lakh) which had been paid to the Defendant No. 1   Society   through   cheques,   had   duly   been   debited   in   the Account of the Plaintiff and the same was proved by placing the   reliance   of   a   certificate   issued   by   Union   Bank   of   India which is EX­PW­1/2 and the amount of the said cheques had been credited in the Account of Defendant No. 1 Society and the same is also corroborated with the record EX­PW­4/A as produced by PW­4 and hence it is proved that the amount was received   by   the   Defendant   No.   6   being   the   treasurer   of   the Suit No. 286/2017                                                       Page 37 of 45 Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.

Defendant   No.   1   Society   and   the   same   had   duly   been deposited in the Account of the Defendant No. 1 Society. 

 The Plaintiff further deposed that the amounts were paid to Defendant No. 6 who received the said amounts on behalf of the Defendant No. 1 Society. 

 It has been also deposed by the Plaintiff that the Defendant No.   1   had   to   pay   the   interest   @   18%   per   annum   on   her deposits. 

 The Plaintiff has proved that she had raised the demand for refund of the amount as deposited by her vide her letter dated 22/03/2003   which   is   EX­PW­1/3   but   no   amount   was refunded   by   the   Defendants   and   she   further   proved   that before institution of present suit she got a legal notice dated 25/08/2003 issued through  her Counsel to  be served upon the Defendants which is EX­PW­1/6. 

 The Plaintiff had further proved that the amount which was deposited with the Defendants had duly been accounted for in her income tax return which is EX­PW­1/9. 

 The   Plaintiff   has   further   deposed   that   she   had   lodged   the complaint dated 22/06/2006 against the Defendants with the EOW cell Delhi Police, the copy of the same was marked as Mark­ O.  Suit No. 286/2017                                                       Page 38 of 45 Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.

 It   is   further   deposed   by   the   Plaintiff   that   not   only   the Defendant accepted the fixed deposit from her but also from some   other   person   namely   Smt.   Savitri   Baluni   and   Sh. Laxmikant and produced the photocopy of the receipts issued to them which is a Mark­ P­R.   It   is   further   deposed   that   the   Defendant   No.   1   society   was authorized to accept loans in any form such as deposits etc. and   was   responsible   for   its   repayment.   The   Managing Committee of the society had the power to decide the terms on period for and rate of interest  at which deposits were to  be received and to arrange for the payment of such deposits and to support the said deposition the plaintiff has relied upon the document   Mark­S,   being   a   copy   of   the   Bye   Laws   of   the Society.   The   said   documents   were   also   filed   by   the Defendants. 

 It is further deposed by the Plaintiff that she had received a sum   of   Rs.   2,50,000/­   through   banker   cheque   bearing   No. 567376 dated 14/05/2007 drawn upon State Bank Of Indore, Rohini Branch, Delhi from Defendant No. 6, as she has lodged a   complaint   Mark­O   and   an   FIR   was   registered   against   the Defendant No. 6 and others.

The   Plaintiff   was   cross­examined   at   length   by   the Counsel   for   the   Defendants   but  nothing   substantial   has been brought out   in cross­examination   of the   Plaintiff   rather   the Suit No. 286/2017                                                       Page 39 of 45 Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.

Plaintiff firmly reiterated her examination in chief. The Defendant even did not give any suggestion regarding their defence as raised in their written statement nor they have given any suggestion that the Defendant No. 1 Society did not receive any amount from the Plaintiff in its Account nor any suggestion has been given to PW­1 and   PW­2   that   the   suit   of   the   Plaintiff   is   barred   by  limitation   or barred   by  the   provisions   of   Delhi  Co­Operative   Housing  Societies Act, 1972. There is no denial on the part of the Defendants that the Plaintiff did not pay or deposit the amount with the Defendant No. 1 Society.

PW­2, the husband of the Plaintiff,  has also deposed on the same line as deposed by the Plaintiff and corroborated the plaintiff and he has also been cross examined at length on behalf of the   Defendants   but  nothing substantial   has   been brought out in cross­examination of the PW­2 rather the PW­2 firmly stood on his examination in chief.

PW­3  also   proved   that   the   amount   has   been   debited from   the   account   of   the   Plaintiff   and  PW­4  also   proved   that   the amount which has been debited from the account of the Plaintiff had duly been credited in the Account of Defendant No. 1 Society.

That  in   view  of   the  above   said   testimonies  of  the   said PWs   and   the   documents   as   relied   by   them,   the   Plaintiff   has discharged her onus to prove the issues no. 6 & 7 and hence the Suit No. 286/2017                                                       Page 40 of 45 Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.

Plaintiff has proved that she is entitled to refund of the amount, as prayed for.

That   the   Hon'ble   Court,   vide   its   order   dated 17/01/2007, while deferring the decision on the preliminary issues, has held that in the bye laws, there is the provision to borrow loans for   running   the   business   of   the   society   and   to   arrange   its repayment. It is further held that Smt. Vimla Dhiman was treasurer of Defendant No. 1 when the receipt of Rs. 1,00,000/­ was issued by her on behalf of the Defendant No. 1.

FINDINGS OF THE COURT I am fully in agreement with the arguments of Plaintiff. The   Plaintiff   has   proved   on   record   with   cogent   evidence   that amount   of   Rs.5,00,000/­   was   paid   to   defendant   No.1   through cheques. No doubt there is contradiction whether the amount was given   as   deposit  or  against  the   membership   but  the   Plaintiff   has proved on record the said amount was paid to defendant No.1. The categorical case of the Plaintiff is that the Plaintiff is not member of defendant No.1 and similarly the defendant No.1 had categorically stated that Plaintiff is not the member of the defendant No.1. The amount has been credited to the account of defendant No.1 and the same   has   been   proved   on   record   by   the   Plaintiff   through   cogent evidence. The defendant No.1 cannot be allowed to retain the money of the Plaintiff. The manner and mode of use of the said amount by the then officials is not the concern of the Plaintiff and the same was   also   not   in   the   domain   and   control   of   the   Plaintiff.   The Suit No. 286/2017                                                       Page 41 of 45 Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.

defendant No.1 cannot enrich themselves with the riches of others i.e. there cannot be unjust enrichment. The defendants No.1 and 3 to 6 are not able to prove on record that the amount given by the Plaintiff was returned by defendant No.1 to the Plaintiff.  However, during   the   cross   examination   of   defendant   No.7,   it   has   been admitted   that   an   amount   of   Rs.2,50,000/­   was   received   by   the Plaintiff from defendant No.6 in the bail proceedings of defendant No.6. No doubt the defendant No.1 cannot retain the amount of the Plaintiff but since the Plaintiff has already received an amount of Rs.2,50,000/­, the adjustment of the said amount is required to be given.   The   Plaintiff   also   cannot   be   allowed   to   enrich   herself   by claiming the double amount. As per own admission of Plaintiff that an   amount   of   Rs.2,50,000/­  was   received   by  her   from   defendant No.6   through   banker's   cheque   dated   14.5.2007.   Accordingly,   the amount of Rs.2,50,000/­ received by the Plaintiff would be first of all   adjusted   towards   the   interest   amount   and,   if   any   amount remains from the said amount then towards Principal amount from the final decreetal amount.

QUESTION OF MIS­JOINDER AND NON­JOINDER I   am   fully   in   agreement   with   the   contention   of defendants No.1 and 3 to 6 that the office bearers of defendant No.1 cannot  be  fastened   with   personal  liability   for  any   acts   which   are purported   to   be   done   for   defendant   No.1   by   the   then   officials   of defendant No.1. The Plaintiff has not been able to lead any cogent evidence to show how the office bearers are vicariously liable. The Suit No. 286/2017                                                       Page 42 of 45 Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.

Plaintiff has not been able to bring out any cogent and documentary evidence   which   could   reflect   the   liability   of   office   bearers   of defendant No.1 and the liability could be fastened upon the office bearers   of   defendant   No.1.   The   defendant   No.1   is   an   individual entity   in   the   eyes   of   law.   There   is   not   even   iota   or   scintilla   of documentary evidence on record to show that defendants No.2 to 7 had personally bind themselves for the liability of defendant No.1. The   Plaintiff   has   not   been   able   to   demonstrate   the   liability   of defendant   No.1   either   from   oral   or   documentary   evidence.   The contention of defendants No.1 and 3 to 6 is correct that the suit is bad for mis­joinder of parties but in terms of provision of Order 1 Rule   9   CPC,   the   same   is   not   fatal   to   the   case   of   Plaintiff.   The provision   of   Order   1   Rule   9   is   reproduced   herein   for   apt understanding:­ "9. Misjoinder and nonjoinder.--No suit shall be defeated by reason of the misjoinder or non­joinder of   parties,   and   the   Court   may   in   every   suit   deal with   the   matter   in   controversy   so   far   as   regards the   rights   and   interests   of   the   parties   actually before it:

Provided   that   nothing   in   this   rule   shall   apply   to non­joinder of a necessary party."
The bare perusal of the aforesaid provision it is manifest that   no   suit   shall   be   defeated   only   on   account   of   mis­joinder   of party(s) and the suit can be defeated only on the ground of non­ joinder   of   necessary   party.   The   defendant   No.1   society   is   an independent entity in  the eyes  of  law and in  the array of parties Suit No. 286/2017                                                       Page 43 of 45 Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.
against   defendant   No.1,   it   is   categorically   written   through Secretary. Thus the defendant was required to be served through Secretary, whoever it may be at the time of receipt of the summons issued by the Court.
However, the defendants have failed to point any non­ joinder   of   necessary   party.   The   present   case   at   maximum   falls under the category of mis­joinder but by no stretch of imagination it falls   in   the   category   of   non­joinder   of   necessary   party   and accordingly it cannot be dismissed  on  this ground  in view  of  the discussions made hereinabove.
QUESTION OF INTEREST So far as the issue of interest is concerned, the Plaintiff has not been able to prove on record that there was contract of 18% of interest between the Plaintiff and defendant No.1. Furthermore, the record reveals that the payment  was made by the Plaintiff of different   amounts   from   18.4.1996   to   1.04.1997.   Section   34   CPC postulates and envisages the pendent­elite interest at any rate not exceeding 6% and future interest at any rate not exceeding the rate at which  nationalized  banks advanced  loan.  Keeping in mind the mandate of the said proposition, interest of justice would be served if   plaintiff   is   granted   simple   interest   @   6%   per   annum   from 01.11.1996   (approximately   middle   period   is   picked   up   between 18.4.1996 to 01.04.1997) till the passing of the decree and future simple interest at the rate of 9% per annum till its realization.
Suit No. 286/2017                                                       Page 44 of 45

Rajni Gupta V. The Delhi Union of Journalists Cooperative Group Housing Society Ltd. & Ors.

Accordingly,   from   the   discussions   made   hereinabove, the issues no.4, 6 and 7 is decided in the aforesaid terms.  RELIEF In view of the findings, as adumbrated above, I hereby pass the following ::­ FINAL ORDER ­::

(i) The suit of the plaintiff is decreed in favour of the plaintiff and   against   defendant   No.1   for   a   sum   of   Rs.5,00,000/­ (Rupees Five Lakhs only) along with simple interest @ 6% per annum from 01.11.1996 till the decision of this case and future simple interest at the rate of 9% per annum till its   realization.   The  amount   of   Rs.2,50,000/­   received   by the   Plaintiff   from   defendant   No.6   would   be   first   of   all adjusted towards the interest amount and, if any amount remains   from   the   said   amount   then   towards   Principal amount from the final decreetal amount.
(ii) The cost of the suit is also awarded in favour of the plaintiff and against the defendant No.1. 

Decree­sheet be prepared accordingly. 

File be consigned to Record Room after due compliance.





Announced in the open court                        (ARUN SUKHIJA)
on 12/10/2018                                      ADJ­07 (Central)
                                              Tis Hazari Courts, Delhi


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