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Karnataka High Court

Sri P Anki Reddy S/O Late P C Sanjeeva ... vs The Oriental Insurance Company Limited on 6 October, 2010

Equivalent citations: 2011 AAC 577 (KAR), 2011 (1) AIR KANT HCR 350, (2011) 2 KANT LJ 614, (2011) 4 ACJ 2840, 2011 (4) KCCR SN 447 (KAR)

Bench: N.K.Patil, H.S.Kempanna

=$*'>=<3¥
IN THE HIGH COURT OF' KARNATAKA AT BANGALORE
IDATED TI--11S TH E 6"" DAY OF OCTOBER. 2010 H

PRESENT

\\E

THE HC')1\s"BLE MR. JUSTICIEE N.1<.1'>A3f';§V.1,  '   *' 

AND   

'i'}-IE', HONBLE MRJUSTICE:-H.S;KVEMPA:xim§ 

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M_F.A.N©_.'j=.04--54_;20a7.,%{MV)

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S/O I.A71'i$','. %Ij>.c;v..sz>>.4.£A\amanm.
AGED AI'3QL_ET[" £35) x*::«';A:'i2.§3'

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 « 'W',/o'»'.P.AN..K 1 REDIDY.
»  ';».(;;1a:1;';x,1'i3Qt~;'1f55 YEARS

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  AND;

I. 'I'HE ()R1TC§\I'I"/\i, INSLIIMNCEC
COEVII'AI\EY 1..,iMi'i'it3'£.).

NO. I9. 1*" I-"L001"-Z. CROSS.
CITTEIKKANNA C}/311"" " .
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SHAN KARM UTI' C OM I 'O U  I).
C I IAMARAJ 1-' PET,
BAN GALO R113 -- 560 O I 8 .

2. SUJAL CPIAKRAIEOI-{'l'I W

S / O CHA/\I{RAI'3OIQTHY

MAJOR, RLCSIDING AT

N027, NTI COLONY.

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NACEASH E'I*I'I IAAI/\LI.I.

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CLAIM I?.I4I'EA"I_TI"(Z)N FOR COEVII-'EI\ESA"['IOI\E AND SLLDKING
EN1-~'£ANc:1«:;m%:N'I' 01+' COMI'>1-'e:NsA'1'1ON_

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REGIONAL N§A;'\E/\GICI-Q.
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REGIONAI:.. OL"I<'ICI§. NO.44/<15.
LEO SHOPPING COMPLISX.
RESIDENCY ROAD CROSS.
BAI\§GALOR.I€ ~ 560 025.

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S/O PC. SANJEEVA REDDY.
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. SMT. P.JAYA1\/I MA

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NOW AGED AIBOUT 51:3 '£15-A--RS, _ _
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ACT AGAINSI' 'I'III-3 JUIf)GMI*3N'1' AND AWARI) I)A'I.'EI.)
30.11.2006 PASSECI) IN IVEVC NO4823/2001 ON 'I*II~II'«: I-~'IL§:?
OF TP-113$ Iv' AI'>I')I,. JUDGES. COURT OF SI\/EALL CAUSES.
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(SCCI~H5). AWARDING A C3OMI??"&ZNSA"1'iO.N OF ?_I2.30,'000_/A

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B ETVV {E3 E N

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AND . . . . _ .,

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*  Is'AI\IOAI.c)I'<II:: - 5~30cI 094.

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CI---IIIKKANNA CEAI-{I)I:?N. SI--I./XNKARMUTE"
CO M POU N I 3. CI IM1\I'{z\...§I'1€'I'
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f_"_M_,__....



3. P AN Kl RE-1,.) DY
S / O P C SANJPZIZVA RIIZDDY
AGED AIBOUT 61 YEARS

5. SMT P JAYAMMA
W/O I' ANKI RECDIDY
MAJOR. IN AGE.

RESI-'ONE)EN'I' NOS. 4 es; 5 ARE:
R/AT NO 43/A. I MAIN  --- _  
NEAR 3% cuoss. CI--IAIVIUNIf)I-¥ZSI-IWARI I.AYO.UTI*~~.._ 
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(I. I:3RAN(Zl"1 MANAGISR   'A 
'l"HIi1 NICVV INDIA ASSURANCE CO... "I--[l'E")..  A
UNIT NO. 67190' NO.346. _.'2'>"-553 I-'"LO'OR. . 1, A
MANAIDI COURT. 27"" CRCBSS. 
JAYANAGAR. Ill I.3I.C)Cl( 

BANGALORE -- 560'"0.__1 I

7. P RAEVII REDDY @ I>IéAI§/I'I I-<Ie:"i)I')Y_: 

S/Q IQ. I5';v.NAC1:{.__I-HELDDY' "

RAM K]S1---:10I2I£j(2()_I;QNY _

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 U/S I73(1} OF MV ACT. AGAINST TI-~II£
JU'I.')u(}IiCM.IfIN~T: AND AWARD IL)/-\'I'I53ITJ 30.11.2006 PASSIIZIID IN
IvIv'C':A¥c;--..;gI9'e:I"7 /2001 ON 'I'IlI.:Z I'%'II..II:Z 01? TI IIEIC IV AI)I.)I-'I'IoI\IAI,

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 jg,/\I..I;Q_.wII\':c; 'I'I:---II_:»; CI.Al.:\/I I--'I£'I"l'I'ION 1"C.)I'"{ CO1.V1I"Ifi£NSATIOE\'
 T 'I/mI:'.? $1-«-:I«:I«:II\IG I«:I\II~IAI\=.(:I«:MI%:I\I'I' FOR COiV§PI£NSA'I"IO'I\E.

  1v;?.F.A.I\¥o.1o454/2007

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ORIIiN']'1\I. INSUI-{x'\N(,'I£ ($0.. IfI'I)..

NO. 15-9/1. I53' FLO {. 3""" (III-{()SS.
w'_"__"____"____,.,,.__---J

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[BY SRI.A.N.I'iRISI1N/\ S\-W-\:\/1'3" - /\I_')V..é] 

(J

CITTIIKKANNA GARI7)IEN.

SHAN K./\R§\/I UTI' CO  PO U N I").
CI"IA.I.\/1/-\}32/\(} I--3 III'.

BA.NC:]\I,ORE§ ~« 4.

NOW' I-{I-'II'RIZSI£N'}'IEZ§') BY ITS
REG IONAL MANAGER.
ORII §N'IY-\I. INSURANCIC CO LTIfi)..
RIEZGIONAI. OI"I~'ICIC. N044/45.
LI:IC) SHOI"'I'ING COMI'LI'CX.,
RIC-S11.) If§NCY ROAD CI--{USS}.
I{3./'\§.\lGX\I,C)I'{I*Z ~ 560 0233.

AND

'L4

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W/O 1...,/x'1"1«: MURA1,,{M.OI----IA'L\3 ' _

NOW AGEI.) A1_3o1;"1*--:a%:'3y1'-:_s  ' , A 
NO 668. awlcrzoss. 14"-% mA?;N 
J.1>. a\m<_:A1-a...r.1 1-->1-----IAs~;--Iw:.,.."- V  ' 

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NOW AC} I31.) AI'":'>OU"I" (31 YEARS

SMT P J./\W-X1'/il\/IA
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NOW .r"\(T}I£I) 1-'\.l:.:'} ' "I" 56 YISz'\RS

  

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4. In reply to iiiie c:(')i1i',<;?I'"1t.i(;)i1 I'C',_£.-_§E:1i'diI'}g the i'iXi1'ig of (YOi'1{Il'ibL1t()Fy riegligeiice on the riders of _Ei:2r)i_.}1.'*%fij¢é"V veh.ic1es._ both the c0u1'1s<::} z2:}3})ea11"iizg for 1.h>("4'~~C1E?1i:i'i7.E}1111$" ~ submitted t1'iai., the 'i'i'ibz.i11a11 xvzisg ~}1.isf.i'i'ic{%._iii 'i7i_;<'i1iig_L 'if_id_c} CIIUYC liability on that ()ffETi1C.EiVI'ig"\r'C1UC:]€ I'.}']f3"é1 <:cVicie1i1§: iii q1:.es1.ioi1 (_)(?('.L11'TCd due 120 the i"Ers_}'} 3111:} i'i-e:g}ig"c1iiiI:§ c.I1'iving of the 0i'i"enc1ing V€1'1i(TVKi_fiEF411d"_t11iCT'é'§.%3_i*€.."~iF116 quesiicm oi"

iI1t('?I'f€1'il'1f.§ with the s2.iAi,1i@.. _i's.:- ri.«;;:»_c:a.i1m'--- £01; rior tiherc is a1":_V SVL71__13S1&:1i1VC(§Vv,'*ii"4iWI:.i'i.Q ..._p0I"iI1C1i11.i(,)1i1 01' the. (t(_)iii"z-sol £l}')p€E1l'i31g"fQl" thé' i1'i';3Ai1i'(éif»i.2ti1c1 thei'efc)i*e. they SU1)FHiH.€C1 T«h€T111~§.b}'"1""C1i.§5"3--11Q 1"l'.'1t"- _j1i<'E§_§i1ien1" and &i\-\'é1l'(.i of the "E'I:"ii3L_V1I':EZ-IL"1;l"iQ"C1Qf1"1})E3I1S£1iZi(L)11 z1wa1:rc'Ied I"1'"1E1y be f'3I'11'1'c-'iI1(',t'.(.i. ./('aft-.','~3" ._1{?i11"€f'l.11 ('mist(iIer21{.i()n of the sLib1'"1iiS-.Sio1'15 ' (,)f'HIE.'1ET{:11"iviCd (':(")L1i1sc--3} for 'éiie pai.ri"ic.9. 11110 p0i111.S that '~:i'<1ifi§C"-..1"-()1" (30l'1SiC1€l"E1IIi(')1"1 are :~ ' i)'; \V}}E','{.11Cl' the ['ixi1'1g_§ of Cont.1'ibLi1,ory r1Lég1i§_.gc1'1ctc at. 100% on the ricicr of the 0£"i'c1'1<Ei2ig_g I'1'1()§.()1"§I)i1{('? e.ii"ic'E not fixing any C01111*ibz..1i(:)1*y 11c%;_.;'liggei'1vcé on the pEIl1"T. ()i"tE":c (Ec(:c21...sc-*('.E ' 4181 ejiiiczl }.)i'<'.>;,)C1"? 2.1(:<fide1T1t'. as $0611 from the S1-{C.1.(',h }3Zx.}3'6 anti supp01'1ed by the c:c)1t1cni'.s of the 1'(,'.(Ti1'd1S of the 1')zm(:hz1narna EXP7. 'I'here.I:"(.)1'e. 1'1<)1(:ii1'1;_g 1.1"121E Lhc3:'<:'. 11c§g1i§_{t:}j1L1:._t;:"on the part ()f1'.hC c'1ec.e2':1scci also in caL:si11g_§ the e::_(_*;'tfi'(.§é1"_*x-tn; x.m?_:§ fix the Com'.ri'm.1t.0ry :'1.eg_g;1ig(r1"u1e at 39% ()1'1_~i:}".'e.. jf3;;1)'t.~..()f7-- 1".11§:"

(JICECCEISGG amci 70% on E':1'1c 13a;-'fig (3-_VI.'* 1.-he*,1'i.'d{>.'r offelidillg v€1'n'c1e. AC("oi"d.it'1g1y',» we ' _L.1A}A3'1'1@1£'1 the , L contention oft1"1e Ecamccl (:c)1.1_1i1:§c}__1"L>1j the'i';'*1.sV1_n*Qr* in part and re_jectt the c:()n'zT.c1[1'1:I<)1.')--A<)'f_lhce. c§Vt:>.§,1;1Se1 a1ppce1ri1'1g for the claimants.

'}?__ R.egart1ingap'0~i_ii't.___No.2. 'l'1"a(-',v <_)c:(.'.u1'1'<-::1T1cc of me E-1C(.'.id€1'1t and thé' réi's':.7L11t;§{'s?11.4 (.1e21t:h ofE.1'1e (1€(.'.(:21sL'd are not in ,.<1E.}'s13L;1t',c. F1..1'rt1'1c:r._ ii. not in ciisputr: that the »(1eec21za.§arcE.was,a we.-'ll (1112-1iii"icc:i c:1'1gine:e:1*iug g;r2'1c:h,.1at.c ag;ed z;1--b0':.1t 2'Q.'V."jyé:'aV1*s as on the clate of cleaxtln, possessir1g excée1}.§:f:»!; {tare-3(=.1* in s;<">i"1'\v;.11'c line 5.->;t:E.t".i1'1_a_2; salary' of ?A*A:5 i";-25(V)./-- pm a1"1(.l a1.111'n.1a.11\~' it (_t(')mc3:.~; to ?'6.E5.0(')O/- Qmci out of which if income tax and pmf<;>,s:;s'i<")1'1a"-11 flax of ?1.26.780/-- is cic(11.1(ét"e(.}. the 1"}L:'f inctomc <:mm~.:3 to ?4.88.22(")/-- 1353. He was 112110 2-11"1d 1"wa1E'.1'1y prior to 1:.h(:

accident. '}'11(:*. ('lec:<:a.~sc% was the: sole bx":-121d xx-'i1'1m=2r in M the farnily and his }.)E.1.I't'.1'1i,S were fuliy (.iC3})(')1'1dE?i'}1' on him. DLEC to his 1.i1'iE'i11'1ely (.lcz1.t'h they 1'i21\'("' lost: their so(_'ia1 and 1'i1"1'c11'1CiE11 SCCi,11'itiy zmd tho only 2.1.spi1'22xt.io11 in iii'-;i.=_ 2'-is the C1€C'.€21S('?(f1 was t:1'1ci1' only son. FL.1ifi..i1cif ii_..__(:.:*:1'i'(r*i"
f1"()m the i'c('t(..)1"(.'}s 'zE"1a1i._ U1'11'o1"I"L.i1'1e;11c1y. 1110 \.x,;Vif'(;-:V"oi"i' :l_1'e deceascsd and the (iooeas<=:d Eiatdgfiéairiiczr 'i7i_ici(i--rg_{ '-(.ii.Vo1'(:<3V"« petition by iniiiiiai (:o11sL=%i11', _"i'};'1owii"o. 1"121s_¢%,i..2i}'?et1 xvii":-:1 the doctoasccl 1'1£-k1'Ci1y for one 3"/"oj<i1' or sow.ai"1i<:i': I",i'1E:3i'(3&*1fi',(§i'. L1nfortunat.e1y due to 112.16' «.mi:.§'Li I'}(iv}Ci'$¥4Eii'1«diI1g betweeii the (loco/asetci :;-mci _il'1o \;'x.ri_iV'o;-.V filmy '"'iviz:icE..'j_..been stayii'1;.§ sep£1.if2::'t.Vve3iy._.-- V"l"{V--'.iV!'i:i.}_."}V"'_':: "«..':_i.VE"1'e§i.c.' i"eIc:\!21i'1t: i'a(ri:o1".~s imo Lto1'1side1'a'1:ii:_)1o1_Vifiivé'Aifitofliisgoii 1/31" (?i.62,740/--] um-'a1'c1s 1.11L¥',1f}i.E€1'S(311Ei.] e'x:}<.1o11scs5 of '£116 (1(',('.(;'.2:}S('.'(f§ from the aiiimzil 'fI1:LV.':€\/1VT1(:'.,v o.i'g§,l"a.r;:__ dorroased, U16'. r1ot ainoum comes to (?'4.88.22C)/A?1,62,740/--}. The ciocoa.=5o(:l Q was "c'\t(.*g(Z.;4"C-15:3.}.:)()LEf 29 yce.11:~.; anti the 2.i}'j)p1'()p1Ti&.i.i",&: mL.111'.i1.)1i<:1' 'V.f:i,i$piig;z1bl(: is ']7' as per Smla Vc;~1*1'na's (..'J:1b'C (2009. ACJ E2198} and we 1'C?-(1('.[(',1"1'I'1i1EL? the com]:)c1:1se:Ei<)i'1 p2i1ya1:)ie 1owar(.1s loss of <:ie;:)c1zcicxicty at €"55.3.i3.1_(i${)/~ (?.'3.25,480/~ X 17 11'1L11Iip '-H").
8. Hzwillg, rega1'd 10 the fzsxcts of {$10 (ruse referred to above, we deem it !"ii. to zuvartl 310.000/~ 1()w'c"11*c'1s loss of C0nsort.ium, ?i0,000/-- i:o\var(i1s loss of €StE11'.{".'. ?15.f}"(}()/-- (35,000/-- >4 (3) 1.0\vz.1_:'ds loss of §(')\='(.'. e11'1d .314i'&*.{ft.éég~1')","V. ?10,000/~ t.owa1'C1s transp01'1.ati01'1 of :"cl}41V>(i fumsral expenses. in all the C1EIjE'I1kl1'_fl"'S:. é1.;'e* e1:11iit.VE::_ifs A' co111pe1'1s_s2:1tsi<)1'1 of ?5:"3,'P'%%,l(3'Os'/' Ou'E'._<)i"* \x.*i'1ig:E"'i-,A £30"/Rf; deductted towawcls c:(mtrib:.1t.(>1jz'=_;'1eg1igc1'1cc:A,['fit wanes to ?39.04,'/12/~, which is-.. _E:1*1c z'*i(:i ;::1"é E':-.a;';»1c.ied_ compe1'1sz=11.i0n. A<:c~.c)rdingly. we.»z1'1c)(ijF§'w--»E;',if;<-2 '--i1jj~.pL.;§;_1ef(il_jL1(:1ggn1em and awzmrdpas-:e;eCE"[l:ay'v1,l:r»::; '$1'-ibL1ne1i by e1'1};12112cring the compensai':1i<'m1V ":w.\.v;;11'c1g€d. §:>_v t1'1c 'I':°ii.)t11':21i from :24..,r.-§:o",oo0/~ ?f}39.o4,712/--. The enmmced '(',.(:4)VI"1"'}pGi1Sé11',iQfiV comes 110 314.4-4.712/~ with iiflcreést. 211 6% 'Q21. I':'t$'1j11 %;r;lsict d2'1.t'c: c)f1:11<: pc1'i1.ion 1.1.11 1'CElliSE:1i.i()1"]. Fz.11'thc:r. so far as the :1ppo1'1s.i(')1'1111611E, of X1"*:'()h'ipensat:ion by 141'1t3T1'i?)1.i1}.'<,i1 in 1119 FE1Iii0 of 50:25:25 to xxégife, fathel" anti m<)t.hc=-:1' of cEc(:casc(:1 is cr01'}ctemc.c1, it (tan be S(-2631"} that 1,110 pa1*e11ts of the ciec'?(:dscc1 ewe? his ma} (:1epc11(1en1s 1'z"'1.E E"1e1' 1112.111 his w'it"c'. sélwc. the clc-éC7cz"1scé('I aml his x-'vim haci filed a (iiv01*c:c pciilion iay 11mt':.12.1i co1'1sem_ b 16 and the wife }'"1'cE(1 1'12'1I'(.H}---' s1'2.1.ycd with the (iLrc*<::;-;1s0c1 for one ycal' ai'1.0i" 11121}'1'i'dgL' zsziicl i,1"1i:;~:; 11101. not (,!isp:.i1'e.c1. The pareiiis are (1c1')i'ive(.1 0'1" t'1":eii' i'21t1.1rc 1'1()p0.=s. ~s.t03c:ie1l. 2'-ind 'fii'1a,1'1c:iz-:1 sec:L.iri1'y in life and iiewc iost i.1'1r;:~~--1r')_\<*.:__'arid' ai'feCti0n of their son 1')€',1'I1'1211'1(311Uy on '('_1r:'('t(j_':11'1i~f@.)i'_ 1.l'1C"' unliimcly de2.1.I':1"1 oi" llieir 5011 .H21\fi7l"1§§ ' I__'£".:;";_'c.l'.1"f__'f"'§'E).__ Vth_e_' peculiar and u1'1f01'1'.u11ate far:'1.s__a1nciV "C_i.1*(.:L11'11s;i:2.{i"i.r;0s offlic ctase, we hereby set: E'tSidt'. i;!'10'*«e-ippg)i't.i(.3i1:':1'j1{§i11 :';1aci(3 by the '1'ribL.m21l aiid app0if1.i_()i":_ U;:1{'. i:0_'i:;».i.1'~n_oi1'1pensatioii of ?39,0-4,712/ - ina.t:1'1€ 1'f7-'«i*.i<).':3'I' 'f;E1\'()L1I' of wife; 1"ai,1'1.0r 11d 01 1'.--i'.ieI.'_ 2I'~:>sptjfit-:..iyc 1.
10. "i?()1* t:ii€ 'I"0'.:.'_Cg0'i*;'1g§§ l'e2;1sc)i1=3. 1.0110 11181.2-11"}1' appeazits 'i'i1ed}.&by {.?ia1.i..1ne1i1'L.s and 11110 insLii'e1' are allowed in »1:):21«:rt, T1"'i«f;f',Vi'1"1~'1{U§§l'1Cd ("§()l111"n()l'1 _§1.EC1gI'11E'.1'1[I amcl award the' 'i'i'ibu1'1211 cleued 30.11.2000 in MVC N()s4.x499.7/ O.E and é§823/O1 11(;'1't_Tby n'u')c.!iI7ic=_'.d. a1\.va1i*(ii:'1gg '..jg(0§;;1n;qe1i{seiiion of %39,04.7 12/? as E-1§__j£1i1"}S1. '2'24,00.000/- a§.varci(:d by the 'E'1'i13m12il wiih i1'1t:c1'c.<3E 22:1 (5% pa. i"1'0n'1 10110 (law 01" tile pciincar; Liil ix'-=21!isai..i'(.)1"i. Out' of E.1'lI:' ssaiici 00inp0iisat'ion, wife »~ (?!tlil11ai'1T, in i.\/}'\!"(',' N('>.¢iE}97/2.-O01 is e1"1{.i111€d 110 35% L0. 3313 "I (5,600/--:_ fai"1'1<.*i' ~ first ('11;-;1i1i1e11'11'. ~$ 17 in MVC 1\Eo.4823/2C)O} c-t1n'.it'1cd to 30% Le.
?l1,7'1.,4}4/~ arld :'no1}"1vr -- Se;x't<'>1'1(.1 <t1.e;1imem1: in MVC NQ4823/200] e1'1ti1.1ed 1.0 35% Le. ?.1..3,6E3.648/# Thif i1'1surcr direcled to c.1e;:)0::si.t 1,110 _1.~.m'1»::;ini;=T» V. cc>1'11pe11s211i()n am0L1m with int'c'=;'n;':5I' wit.1'1i;'1_. 'i'u--n :11Tfivptrlis'~ from the date of rc-':(:eip1. of the ctogjy ()i'_A1f.1'1i;.saj;1é.!g111e'nt,,_ Out of the 1..ot.a1 comp§§1'1saI'i*Q1'i'=of e1we'11'deci to tile pa1"e11I.s. 35.10}O_0,000/--'---¢é.icth s3§1'1-all be investecl in tiheir i11ciiV\ri_c..ij1211~'_11g;nie5_'»i_1i'ylfixed de1:)c)sif' in zmy N'c1I",i{')11E11iS(?C§_/SC11(j.E§1--E.1.C'£i1 '1.;3a»1j11{ '''f():*'''- #1 pc:'ri<'>cE of 3 years 1*'u=:_1'1.e.1.*va}QV1L%V;ib_V1;':1»'f"u_ft'h_c:1* ~f;)eri()d of 3 years and they are c=:1':f.i'r.1"ed 4:0 "W1{ih«:i»--z';iw the interest accrued on it }')e1'i,Q_{}1iVC%z1~1}y. }I"i=1_(;j 1'e1'1j'124Li1"1i:"1g ?5.38.0£)'2/-- with i111@1'est s'31j'a}1V i3.c'rc1gs'21s¢d in 1:}'1cir f21\r()u1* in equal pmp<>1"1:io1'1 immse:Cli21f,e1'y.(§;f1V('leposi1': by 111C i.11sm'c.1'.
" ('Jig 0H.l'1c: compc1'1sa1.1o11 of 'v?1.3.b'£5.Ei5()/ -- 2:=1\.v2'11*cic-rd i';v..r«()1,z1' of the wife Le. appttllzmt'. in MFA 3451/2001. ?VL0,O0.O()(')/- wii'.1'1 pmp01'1.i0r'1a-11.0 i1'11c*resI', $112,111 be 1:61.31'. in her 1'12=11'm-3, in !"ixc:::1 ('1t'3}.)()Si1. in _ any N£1.ti()11a1iSec.i/S(:1'1edu1t;:d I'%eu11<; for 21 ])(;*.1'i(':><::l of yea'~11'$. . ,__.
I'e1'1ew'c.zl:31.e fol' z-:1 £"111'1']"1e1' :c1'io(E of :3 _\_fc2'11's witll 1.ih(::1't.y to