State Consumer Disputes Redressal Commission
Sohan Lal Khatkar vs The Oriental Insurance Co.Ltd. & Anr. on 27 August, 2015
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i{kdkjksa ds vf/koDrk vihykFkhZ dh vksj ls Jh lquhy dqekj catkjs] vf/koDrkA mRrjoknh dzekad&1 dh vksj ls Jh vfer xk;dokM+] vf/koDrkA mRrjoknh dzekad&2 dh vksj ls Jh vks- ih- vxzoky] vf/koDrkA vkns'k fnukad% @08@2015 }kjk%&ekuuh; U;k;ewfrZ Jh vkj- ,l- 'kekZ] v/;{k vihykFkhZ@ifjoknh us ;g vihy /kkjk&15 miHkksDrk laj{k.k vf/kfu;e] 1986] ds varxZr ftyk miHkksDrk fookn izfrrks"k.k Qksje] fcykliqj ¼N0x0½ ¼ftls vkxs laf{kIr esa ^^ftyk Qksje** lacksf/kr fd;k tk,xk½ ds ifjokn izdj.k dzekad&56@2009 lksguyky [kVdj fo:) fn vksfj;aVy ba';ksjsal daiuh fyfeVsM }kjk 'kk[kk izca/kd ,oa ,d vU; esa // 2 // ikfjr vkns'k fnukad&06-09-2014 ftlds }kjk vihykFkhZ@ifjoknh ds ifjokn dks fujLr fd;k x;k gS] ls nqf[kr gksdj izLrqr fd;k gSA 02- ftyk Qksje ds le{k vihykFkhZ@ifjoknh dk ifjokn laf{kIr esa bl izdkj jgk gS fd vihykFkhZ@ifjoknh] mRrjoknh dz-2@vukosnd dz-2 'kk[kk nhidk foLrkj ifj;kstuk [knku ua-&1 esa deZpkjh gS vkSj orZeku esa Hkh dk;Zjr~ gSA vihykFkhZ@ifjoknh dk mRrjoknh dz-2@vukosnd dz-2 us mRrjoknh dz-1@vukosnd dz-1 ls chek djk;k Fkk tks fd fnukad&16- 10-1999 ls fnukad&15-10-2009 dh vof/k ds fy, Fkk ftldk ikWfylh dzekad&45@2000@00257 gSA fnukad&11-09-2007 dks nksigj 3-45 cts ds yxHkx vihykFkhZ@ifjoknh tc [knku ua-&1 esa dk;Z ij Fkk rks nq?kZVukxzLr gks x;k Fkk ftldh lwpuk izkstsDV ds lqj{kk vf/kdkjh dks fn;k Fkk vkSj vihykFkhZ@ifjoknh dks mRrjoknh dz-2@vukosnd dz-2 }kjk viksyks vLirky fcykliqj bZykt ds fy, Hkstk x;k FkkA bZykt ds nkSjku vihykFkhZ@ifjoknh dh ckabZ vkWa[k iwjh rjg ls Bhd ugha gks ldk vkSj fpfdRlk vf/kdkjh }kjk 40 izfr'kr fodykaxrk dk izek.k&i= fn;k x;kA vihykFkhZ@ifjoknh iwjh rjg ls viuh vkWa[kksa ls ns[k ugha ikrk gS vkSj mls dk;Z djus esa rdyhQ dk lkeuk djuk iM+ jgk gS vkSj chek 'krksZa ds vuqlkj vihykFkhZ@ifjoknh 2]50]000@&¼nks yk[k ipkl gtkj :Ik;s½ {kfriwfrZ ikus dk vf/kdkjh gS ijUrq mRrjoknh dz-1@vukosnd dz-1 chek daiuh }kjk mDr {kfriwfrZ dh jkf'k vihykFkhZ@ifjoknh dks iznku ugha fd;k x;k blfy, vihykFkhZ@ifjoknh dks ifjokn ykus dh vko';drk iM+h gSA vr% vihykFkhZ@ifjoknh dks ifjokn&i= esa of.kZr vuqlkj vuqrks"k fnykbZ tkosA 03- mRrjoknh dz-1@vukosnd dz-1 fn vksfj;saVy ba';ksjsal daiuh fyfeVsM }kjk fyf[kr dFku izLrqr djrs gq, ;g vfHkopu fd;k x;k gS fd vihykFkhZ@ifjoknh ftl chek ikWfylh ds rgr {kfriwfrZ jkf'k dh ekax dj jgk gS ml ikWfylh 'krksZa ds vuqlkj nq?kZVuk dh lwpuk chek // 3 // diauh dks 15 fnu ds Hkhrj fn;k tkuk vfuok;Z gksrk gSA vihykFkhZ@ ifjoknh }kjk nq?kZVuk dh lwpuk fnukad&31-10-2008 dks nh xbZA tcfd nq?kZVuk fnukad&11-09-2007 dks ?kfVr gqbZ gSA bl izdkj yxHkx 01 o"kZ 01 ekg Ik'pkr~ lwpuk nh xbZ gS tks fd ikWfylh 'krksZa dk ?kksj mYya?ku gS rFkk ftl ikWfylh ds rgr jkf'k dh ekax dh tk jgh gS og ikWfylh nq?kZVuk fnukad dks izHkkoh ugha FkkA chek daiuh }kjk mDr ikWfylh dks fnukad&08-03-2002 dks fujLr dj fn;k x;k gS vkSj chek daiuh fdlh izdkj ls mRrjnk;h ugha gSA vihykFkhZ@ifjoknh ;g lkfcr ugha dj ldk gS fd mldh vkWa[k dh jks'kuh iw.kZ :is.k tk pqdh gSA chek 'krksZa dh dafMdk&x ds vuqlkj tks {kfr gksuk crk;k tk jgk gS og 'krksZa ds v/khu vkPNkfnr ugha gSA chek 'krksZa ds vuqlkj ;fn ,d vkWa[k dh T;ksfr iwjh rjg pyh tkrh gS ftldk okil vkuk vlaHko gks] ,slh fLFkfr esa 50 izfr'kr jkf'k ns; gksxh ijUrq vihykFkhZ@ifjoknh ds izdj.k esa ,slk dksbZ lk{; ugha gS ftlls Li"V gks fd vihykFkhZ@ifjoknh dh ,d vkW[k dh T;ksfr iwjh rjg ls pyh xbZ gks tcfd Lo;a vihykFkhZ@ifjoknh }kjk izLrqr nLrkost ls izekf.kr gksrk gS fd ek= 40 izfr'kr fodykaxrk vkbZ gS blfy, Li"V gksrk gS fd f'kdk;rdrkZ dh vkWa[k esa 100 izfr'kr fodykaxrk ugha gS vkSj blfy, vihykFkhZ@ifjoknh fdlh izdkj dh {kfriwfrZ ikus dk vf/kdkjh ugha gSA vr% vihykFkhZ@ifjoknh dk ifjokn lO;; fujLr fd;k tkosA 04- mRrjoknh dz-2@vukosnd dz-2 ,l- bZ- lh- ,y- }kjk fyf[kr dFku izLrqr djrs gq, ;g vfHkopu fd;k x;k gS fd mRrjoknh dz-2@ vukosnd dz-2 daiuh vf/kfu;e ds rgr ,d jftLVMZ laLFkk gS tks vius fu;ksftr deZpkfj;ksa ds dY;k.k ds fy, mRrjoknh dz-1@vukosnd dz-1 ls dfFkr xzqi turk ilZuy ba';ksjsal ikWfylh fnyk;s tkus esa lg;ksx iznku fd;k Fkk blfy, ikWfylh ds rgr mRrjoknh dz-2@vukosnd dz-2 dk dksbZ mRrjnkf;Ro ugha gSA mRrjoknh dz-2@vukosnd dz-2 }kjk // 4 // mRrjoknh dz-1@vukosnd dz-1 ls dksbZ deh'ku ;k ykHk ugha fy;k x;k gS vkSj mRrjoknh dz-1@vukosnd dz-1 ds izfrfuf/k ;k ,tsaV ds :Ik esa dk;Z ugha fd;k gSA mRrjoknh dz-2@vukosnd dz-2 ds fu;ksftr deZpkfj;ksa ds laca/k esa xzqi turk ,DlhMsaV ikWfylh tkjh fd;k gS tks fd fnukad&16-10-1999 ls 15-10-2009 dh vof/k ds fy, Fkk blfy, mRrjoknh dz-1@vukosnd dz-1 ikWfylh 'krksZa ds foijhr vkpj.k ugha dj ldrk gSA mRrjoknh dz-1@vukosnd dz-1 ikWfylh dh 'krksZa ds foijhr dksbZ vk/kkj ugha ys ldrk gS rFkk ikWfylh esa nf'kZr 'krksZa ds vuq:Ik dkexkj dh e`R;q vFkok nq?kZVuktfur pksVksa ds fy, ikWfylh jkf'k ds Hkqxrku dk mRrjnkf;Ro mRrjoknh dz-1@vukosnd dz-1 dk gS rFkk mRrjoknh dz-1@vukosnd dz-1 dks ikWfylh fujLr djus dk vf/kdkj ugha gSA mRrjoknh dz-1@vukosnd dz-1 rFkk mRrjoknh dz-2@vukosnd dz-2 ds Jfed izfrfuf/k;ksa ds chp eseksjsaMe vkWQ vaMjVsfdax fnukad&06-09- 1999 dks gqvk Fkk ftlds rgr 10 o"kksZa ds fy, ,l- bZ- lh- ,y- esa dk;Zjr~ Jfedksa dh nq?kZVuk ij {kfriwfrZ gsrq chek fd;k tkuk r; gqvk Fkk vkSj mDr eseksjsaMe vkWQ vaMjVsfdax dh 'krZ ds vuqlkj ;fn mldh 'krZ esa fdlh izdkj dk ifjorZu djus dh vko';drk mRiUu gqbZ rks ,l- bZ- lh- ,y-] chek daiuh ,oa Jfed izfrfuf/k;ksa ds chp cSBd dj fd;k tkosxk vkSj blfy, chek daiuh fdlh Hkh izdkj dh ikWfylh dh 'krksZa ij ifjorZu eseksjsaMe vkWQ vaMjVsfdax fnukad&06-09-1999 dh mDr 'krksZa ds vuqlkj vius eu ls ugha dj ldrk Fkk vkSj blfy, chek daiuh dks ,di{kh; :Ik ls ikWfylh fujLr djus dk vf/kdkj ugha FkkA vihykFkhZ@ ifjoknh] mRrjoknh dz-2@vukosnd dz-2 ls dksbZ vuqrks"k izkIr djus dk vf/kdkjh ugha gS blfy, mRrjoknh dz-2@vukosnd dz-2 ds laca/k vihykFkhZ@ifjoknh dk ifjokn fujLr fd;k tkosA 05- vihykFkhZ@ifjoknh dh vksj ls vius i{k leFkZu esa ftyk Qksje ds le{k lfVZfQdsV vkWQ ba';ksjsal (Annexure-1)] ,DlhMsaV baDok;jh // 5 // fjiksVZ (Annexure-2)] turk O;fDrxr nq?kZVuk chek Dyse QkeZ (Annexure-
3)] chek daiuh }kjk vihykFkhZ@ifjoknh dks izsf"kr i= fnukad&27-01- 2009 (Annexure-4)] viksyks gkWfLiVy fcykliqj dk fMLpktZ lejh (Annexure-5 to 7)] ftyk vLirky dksjck }kjk tkjh izek.k&i= (Annexure-8)] fpfdRlk lsok i=d rFkk jksxh dY;k.k lfefr bafnjk xka/kh ftyk fpfdRlky; dksjck dk fizlfdzI'ku dh QksVks dkih izLrqr fd;k gSA 06- mRrjoknh dz-1@vukosnd dz-1 dh vksj ls vius i{k leFkZu esa ftyk Qksje ds le{k turk O;fDrxr nq?kZVuk chek ikWfylh dh QksVks dkih izLrqr fd;k gSA 07- mHk;i{k }kjk izLrqr nLrkosth lk{; ds ifj'khyu Ik'pkr~ ftyk Qksje us vihykFkhZ@ifjoknh ds ifjokn dks fujLr fd;k gS ftlds fo:) ;g vihy gSA 08- vihykFkhZ@ifjoknh dh vksj ls milatkr gksus okys fo)ku vf/koDrk Jh lquhy dqekj catkjs dk ;g rdZ gS fd vihykFkhZ@ifjoknh ,l- bZ- lh- ,y- mRrjoknh dz-2@vukosnd dz-2 ds ;gka dk;Zjr~ Jfed Fkk vkSj mRrjoknh dz-1@vukosnd dz-1 ls ikWfylh izkIr fd;k x;k Fkk tks fd fnukad&16-10-1999 ls 15-10-2009 dh vof/k ds fy, FkkA fnukad&11-09-2007 dks [knku esa dk;Z djrs le; vihykFkhZ@ifjoknh nq?kZVukxzLr gqvk Fkk vkSj ftlls mls pksaVsa vkbZ Fkh vkSj mls bZykt ds fy, viksyks vLirky fcykliqj esa HkrhZ fd;k x;k FkkA vihykFkhZ@ifjoknh dks 40 izfr'kr fodykaxrk gqbZ Fkh ftldh iqf"V esfMdy cksMZ }kjk fn, x, izek.k&i= ls gksrk gS ijUrq ftyk Qksje us ml nLrkost ij fo'okl u dj =qfViw.kZ fu"d"kZ fudkyk gSA vihykFkhZ@ifjoknh ds ck,a vkWa[k dh jks'kuh 100 izfr'kr pyh xbZ gS vkSj ck,a vkWa[k ls ugha fn[kus ds ckn fu;e ds vuqlkj iwjs 'kjhj esa 30 izfr'kr fodykaxrk vkSj ckabZ Åaxyh esa 10 izfr'kr fodykaxrk bl izdkj // 6 // 40 izfr'kr fodykaxrk vkbZ gS ijUrq ckabZ vkWa[k dh jks'kuh iwjh rjg ls tk pqdh gS vkSj blfy, chek 'krksZa ds vuqlkj vihykFkhZ@ifjoknh {kfriwfrZ jkf'k izkIr djus dk vf/kdjh gS ijUrq ftyk Qksje us mDr rF;ksa dks vuns[kk djrs gq, vkns'k ikfjr fd;k gSA ftyk Qksje }kjk ikfjr vkyksP; vkns'k fLFkj j[ks tkus ;ksX; ugha gSA vr% vihykFkhZ@ifjoknh dh vihy Lohdkj fd;k tkos vkSj ftyk Qksje }kjk ikfjr vkyksP; vkns'k vikLr fd;k tkosA 09- mRrjoknh dz-1@vukosnd dz-1 dh vksj ls milatkr gksus okys fo)ku vf/koDrk Jh vfer xk;dokM+ dk ;g rdZ gS fd ftyk Qksje }kjk ikfjr vkyksP; vkns'k fof/k lEer gSA vihykFkhZ@ifjoknh ;g lkfcr ugha dj ldk gS fd mlds ck,a vkWa[k dh jks'kuh iw.kZr% tk pqdh gS vkSj 'kr&izfr'kr fodykaxrk gS rFkk mRrjoknh dz-1@vukosnd dz-1 }kjk dfFkr ikWfylh dks fnukad&08-03-2002 dks fujLr fd;k tk pqdk gS vkSj ikWfylh vfLrRo esa ugha FkkA ,slh fLFkfr esa vihykFkhZ@ifjoknh fdlh izdkj dh {kfriwfrZ ikus dk vf/kdkjh ugha gSA vr% vihykFkhZ@ ifjoknh dh vihy fujLr fd;k tkosA 10- mRrjoknh dz-2@vukosnd dz-2 dh vksj ls milatkr gksus okys fo)ku vf/koDrk Jh vks- ih- vxzoky dk rdZ gS fd vihykFkhZ@ifjoknh] mRrjoknh dz-2@vukosnd dz-2 dk deZpkjh Fkk vkSj ikWfylh izkIr fd;k x;k Fkk vkSj ikWfylh 'krksZa ds vuqlkj vihykFkhZ@ifjoknh {kfriwfrZ jkf'k izkIr djus dk vf/kdkjh gSA vr% vihy Lohdkj djrs gq, ftyk Qksje ds vkns'k dks fujLr fd;k tkosA 11- geus i{kdkjksa ds fo)ku vf/koDrkx.k dk rdZ Jo.k fd;k rFkk ftyk Qksje ds vfHkys[k ,oa vkyksP; vkns'k dk Hkh ifj'khyu fd;kA // 7 // 12- vihykFkhZ@ifjoknh us vius ifjokn&i= dh dafMdk&2 esa ;g crk;k gS fd vihykFkhZ@ifjoknh] mRrjoknh dz-2@vukosnd dz-2 ls chek djk;k Fkk tks fd fnukad&16-10-1999 ls 15-10-2009 dh vof/k ds fy, Fkk vkSj mDr vof/k ds e/; laiw.kZ fjLd dOgj mRrjoknh dz-1@vukosnd dz-1 ogu dj jgk FkkA mRrjoknh dz-2@vukosnd dz-2 us Hkh vius fyf[kr rdZ esa ;g Lohdkj fd;k gS fd xzqi turk ilZuy ,DlhMsaV ikWfylh ds varxZr eseksjs.Me vkWQ vaMjVsfdax 10 o"kksZa ds fy, mRrjoknh dz-1@vukosnd dz-1 fn vksfj;saVy ba';ksjsal daiuh fyfeVsM ,oa mRrjoknh dz-2@vukosnd dz-2 ,l- bZ- lh- ,y- ds e/; fu"ikfnr gqvk Fkk vkSj ftlds vuqlkj ,l- bZ- lh- ,y- ds deZpkjh chfer FksA mRrjoknh dz- 1@vukosnd dz-1 us mDr rF;ksa dks badkj ugha fd;k gS vfirq dsoy ;g vfHkopu fd;k gS fd fnukad&08-03-2002 dks ikWfylh fujLr dj fn;k x;k FkkA vihykFkhZ@ifjoknh ds ifjokn&i= ,oa mRrjoknhx.k@ vukosndx.k ds fyf[kr dFku vkfn ds ifj'khyu ls Li"V gS fd vihykFkhZ@ifjoknh] mRrjoknh dz-2@vukosnd dz-2 ds ek/;e ls mRrjoknh dz-1@vukosnd dz-1 ls xzqi turk ilZuy ,DlhMsaV ikWfylh izkIr fd;k Fkk vkSj bl izdkj og fof/kor~ chfer FkkA 13- mRrjoknh dz-1@vukosnd dz-1 ba';ksjsal diauh dk ;g vk{ksi gS fd vihykFkhZ@ifjoknh }kjk lwpuk foyac ls fn;k x;k vkSj nq?kZVuk ds 15 fnu ds Hkhrj lwpuk nsuk pkfg, Fkk ijUrq 01 o"kZ 01 ekg ckn lwpuk nh xbZ gSA mRrjoknh dz-2@vukosnd dz-2 us ;g Lohdkj fd;k gS fd vihykFkhZ@ifjoknh mldk Jfed Fkk vkSj ikWfylh tkjh fd;k x;k FkkA ,d baDok;jh fjiksVZ vihykFkhZ@ifjoknh }kjk izLrqr fd;k x;k gS ftlesa nq?kZVuk fnukad&11-09-2007 ds 3-45 cts crk;k x;k gS vkSj bl izdkj ;g Li"V gS fd fnukad&11-09-2007 dks vihykFkhZ@ifjoknh nq?kZVukxzLr gqvk FkkA vihykFkhZ@ifjoknh }kjk nkok izLrqr fd;k x;k FkkA // 8 // 14- mRrjoknh dz-1@vukosnd dz-1 }kjk ;g crkus dk iz;kl fd;k x;k gS fd ikWfylh fnukad&08-03-2002 dks fujLr dj fn;k x;k gSA 15- New India Assurance Company Ltd. & Anr. vs. Manish Abhay Bedmutha & Anr., IV (2013) CPJ 303 (NC), esa ekuuh; jk"Vªh; vk;ksx }kjk ;g fu/kkZfjr fd;k x;k gS fd%& "21. Learned counsel for the petitioner has given three citations of the National Commission :
In the case of Ashok Jain v. Oriental Insurance Co. Ltd., I (2012) CPJ 150 (NC), wherein this Commission has observed that "it is thus clear that in cancelling the insurance policy in question, the Insurance Company needed to write to "the insured" and not to "the insured person". Perusal of the certificate of insurance shows that the State Bank of India Officers Association, Chjandigarh Circle was recorded as the "insured", whereas Adesh Kumar Jain was recorded as "the insured person". In other words, for cancellation of the policy it was sufficient for the Insurance Company to send notice only to the "insured", viz., the State Bank of India Officers Association, Chandigarh Circle. It is not in dispute that this was done by the Insurance Company. Hence, the contention of the learned Counsel for the petitioner is not valid and cannot be accepted."
In the case of Usha Sharma and Ors. V. New India Assurance Co. Ltd. And Ors., I (2012) CPJ 488 (NC), this Commission has held that "a perusal of the above condition would show that the Insurance Company was within the right to cancel the policy in question at any time provided the written notice are sent to the policy-holders and the balance premium for the unexpired/uncovered policy period is returned to the insured. In the present case, as per condition No.5 of the insurance policy, the policy in question was cancelled by the Insurance Company and intimation was sent to the policy holder by registered letter. Cheque of Rs.601 towards balance premium was also returned to the insured. Public notice of cancellation was also // 9 // given through newspapers and it was enough notice to the respondent regarding cancellation of the policy. Since, the policy was cancelled during the life time of the insured and due intimation was given to him along with cheque of balance premium, the Insurance Company was not liable to indemnify the complainants. Even the Hon'ble Supreme Court in the case of United India Insurance Co. v. Harcharan Chand Rai Chandan Lal, IV (2004) CPJ 15 (SC) = V (2004) SLT 876 and National Insurance Company v. Laxmi Narain Dhut, III (2007) CPJ 13 (SC) = IV (2007) SLT 102, has held that the policy is a contract between the parties and both the parties are bound by terms of contract".
In the case of Nand Kumari and Ors. V. Oriental Insurance Co. Ltd., I (2012) CPJ 357 (NC), the National Commission has held that "it is not in dispute before us that the policy could be cancelled at any time by the insurer as averred by the respondent in paragraph Nos.4 and 5 of its written version. The insured died on 22.7.2006. Policy had been cancelled by the respondent on 26.11.2000 and an intimation to the effect was sent to the insured by a registered letter addressed to him at the address given by him in the proposal form for obtaining the said policy. Intimation regarding cancellation was sent to the insured along with cheque of prorate premium drawn on Bank of India".
23. In view of the above, are of the view that the petition had cancelled the policy as per Clause No.5 of the terms and conditions of the policy which had been issued in favour of respondent No.2 even giving the reasons for cancellation of the policy. Respondent No.2 did not challenge the cancellation of the policy. Respondent No.2 also failed to the inform the individual beneficiaries including respondent No.1 of cancellation of the policy and failed to refund the prorate premium sent to them vide letter dated 6.9.2006. They thus denied the opportunity to the petitioner and her husband to avail of an alternate policy, if they so desired. Petitioner's husband Dr. Abhay Bansilal // 10 // Bedmutha died on 14.10.2008. Hence, the revision petition is allowed and the order of the District Forum is modified to the extent that complaint /application of the complainant is admitted only against respondent No.2 who should pay the expenses of Rs.5,000 as also Rs.5.00 lakh with interest @ 9% per annum from the date 13.11.2006 till that period to getting the full amount. Similarly for the mental /psychological harassment the damages amount of Rs.10,000/- be given to the complainant within 30 days from the date of pronouncement of this order."
16- bl izdj.k esa ikWfylh fujLr djus dh lwpuk O;fDrxr :Ik ls vihykFkhZ@ifjoknh dks ugha fn;k x;k gSA vihykFkhZ@ifjoknh dks lwpuk fnukad&27-01-2009 ds i= ds ek/;e ls fn;k x;k gS tcfd vihykFkhZ@ ifjoknh }kjk chek daiuh ds le{k nkok izLrqr fd;k Fkk rks mlds vk/kkj ij mRrjoknh dz-1@vukosnd dz-1 }kjk ikWfylh fujLrh dh lwpuk nh xbZ FkhA bl izdkj nq?kZVuk fnukad dks ikWfylh fujLrh dh lwpuk vihykFkhZ@ifjoknh dks ugha fn;k x;k FkkA bl izdkj ftl fnu nq?kZVuk ?kfVr gqbZ ml fnu vihykFkhZ@ifjoknh chfer FkkA 17- tgka rd lwpuk foyac ls fn;s tkus dk laca/k gS] Madras Port Trust vs. Hymanshu International by Its Proprietor v. Venkatgiri (Dead) by L.R.s, (1979) 4 Supreme Court Cases 176, esa ekuuh; loksZPp U;k;ky; }kjk ;g fu/kkZfjr fd;k x;k gS fd%& "2. We do not think that this is a fit case where we should proceed to determine whether the claim of the respondent was barred by Section 110 of the Madras Port Trust Act (II of 1905). The plea of limitation based on this section is one which the court always looks upon with disfavour and it is unfortunate that a public authority like the Port Trust should, in all morality and justice, take up such a plea to defeat a just claim of the citizen. It is high time that governments and public authorities adopt the practice of not relying upon technical pleas for the purpose of defeating legitimate claims of citizens and do // 11 // what is fair and just to the citizens. Of course, if a government or a public authority takes up a technical plea, the Court has to decide it and if plea is well-founded, it has to be upheld by the court, but what we feel is that such a plea should not ordinarily be taken up by a government or a public authority, unless of course the claim is not well-founded and by reason of delay in filing it, the evidence for the purpose of resisting such a claim has become unavailable. Here, it is obvious that the claim of the respondent was a just claim supported as it was by the recommendation of the Assistant Collector of Customs and hence in the exercise of our discretion under Article 136 of the Constitution, we do not see any reason why we should proceed to hear this appeal and adjudicate upon the plea of the appellant based on Section 110 of the Madras Port Trust Act (II of 1905)."
18- mijksDr U;k; n`"Vkar ds ifjizs{; esa dsoy foyac ls lwpuk ds vk/kkj ij vihykFkhZ@ifjoknh ds nkos dks vekU; ugha fd;k tk ldrk gSA 19- vc ;g ns[kuk gS fd D;k vihykFkhZ@ifjoknh dh vkWa[k dh jks'kuh 'kr&izfr'kr tk pqdh gS vkSj og ijekusaV fMlsfcfyVh ds v/khu gS\ mRrjoknh dz-1@vukosnd dz-1 dh vksj ls turk O;fDrxr nq?kZVuk chek ikWfylh dh 'krksZa dks izLrqr fd;k x;k gS ftldh 'krZ dzekad&x esa ;g mYysf[kr gS fd **;fn ,slh pksV ds yxus ds ,d ek= vkSj lh/ks dkj.k ls 12 vaxzsth eghuksa ds Hkhrj ,d vkWa[k dh T;ksfr iwjh rjg pyh tkrh gS ftldk okil ykuk vlaHko gks ;k gkFk ;k ,d iSj dk bLrseky gksuk iwjh rjg cUn gks tkrk gS ftldk Bhd gksuk vlaHko gks rks vuqlwph esa crkbZ xbZ chekd`r iwath dh 50 izfr'kr jkf'k** izkIr djus dk vf/kdkjh gSA // 12 // 20- Life Insurance Corporation of India & Anr Vs. Khazan Singh II (2010) CPJ 30 (NC) esa ;g fu/kkZfjr fd;k x;k gS fd%& **ikWfylh ea of.kZr jkf'k dsoy LFkkbZ fodykaxrk ds vk/kkj ij gh Hkqxrku ;ksX; gksxk vkSj ;fn tks fodykaxrk gS og LFkkbZ ugha gS rc ikWfylh ds v/khu jkf'k izkIr djus dk vf/kdkjh ugha gSA** 21- Ajay Kumar Vs. Life Insurance Corporation of India I (2007) CPJ 230 (NC) esa ;g fu/kkZfjr fd;k x;k gS fd%& **;fn nq?kZVuk ds ifj.kke Lo:Ik LFkkbZ fodykaxrk vkbZ gks rHkh ikWfylh ds v/khu jkf'k Hkqxrku fd;k tk ldrk gS vU;Fkk Hkqxrku ;ksX; ugha gSA** 22- bl izdj.k esa vihykFkhZ@ifjoknh dh vksj ls fMfLVªDV gkWfLiVy dksjck ds izek.k&i= dh Nk;kizfr izLrqr fd;k x;k gS ftlesa dsoy 40 izfr'kr dh fodykaxrk crk;k x;k gSA bafnjk xka/kh ftyk fpfdRlky; jksxh dY;k.k lfefr dk ,d fizlfdzI'ku izLrqr fd;k x;k gS mlesa Hkh fotqvy fMlsfcfyVh crk;k x;k gS ysfdu mlesa ijekussaV fMlsfcfyVh dk mYys[k ugha fd;k x;k gS vkSj dsoy 30 izfr'kr fotqvy fMlsfcfyVh crk;k x;k gSA bl izdkj vihykFkhZ@ifjoknh ;g lkfcr ugha dj ldk gS fd mldh ,d vkWa[k dh jks'kuh iw.kZr% tk pqdh gS vfirq fpfdRlk izek.k&i= ls ;g Li"V gksrk gS fd dsoy ckabZ vkWa[k ds ns[kus dh 'kfDr 30 izfr'kr :Ik ls de gqbZ gS tks fd ijekusaV fMlsfcfyVh dh Js.kh esa ugha vkrk gS vkSj ,slh fLFkfr esa vihykFkhZ@ifjoknh xzqi turk ilZuy ,DlhMsaV ikWfylh ds 'krksZa ds v/khu {kfriwfrZ ikus dk vf/kdkjh ugha gSA 23- mijksDr foospuk ds ifjizs{; esa ftyk Qksje us tks fu"d"kZ fudkyk gS og iw.kZr% mfpr gS] mlesa fdlh izdkj dh vfu;ferrk ,oa voS/kkfudrk ugha gS vkSj u gh gLr{ksi dh vko';drk gSA // 13 // 24- vr% ftyk Qksje }kjk ikfjr vkyksP; vkns'k fnukad&06-09-2014 dh iqf"V djrs gq, vihykFkhZ@ifjoknh dh vihy fujLr fd;k tkrk gSA izdj.k dh ifjfLFkfr;ksa dks ns[krs gq, bl vihy dk O;; i{kdkj viuk&viuk ogu djsaxsA ¼U;k;ewfrZ vkj- ,l- 'kekZ½ ¼lqJh fguk BDdj½ ¼Mh- ds- iksn~nkj½ ¼ujsanz xqIrk½ v/;{k lnL;k lnL; lnL;
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