State Consumer Disputes Redressal Commission
Tata Aig Gen.Ins.Co Ltd. vs Jimit Ranjitbhai Desai on 6 March, 2021
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5|lTlJJFNL v D]/ OZLIFNL TZO[ lJwJFG JSL, zLP V[;P HLP XFCG[ ;F\E?IFPP ZH] YI[, TDFD N:TFJ[HL 5]ZFJF TYF lJwJFG OMZDGM R]SFNM wIFG[ ,LWMP *P lJJFNL v D]/ ;FDFJF/F TZO[ N,L, SZTF\ zLP V[DP H[P X[,T[ H6FJ[, S[4 OMZDG[ OZLIFN R,FJJF DF8[ CS]DT GYLP VF AFAT[ JW] N,L, SZTF lJwJFG JSL,zLV[ H6FJ[, S[4 OZLIFNL J,;F0 D]SFD[ ZC[TF CMI4 T[VMV[ J,;F0 D]SFD[ OZLIFN SZJL HM.TL CTL4 GCL S[ ;]ZT BFT[P lJwJFG JSL,zL HI]ZL:0LSXGGL TSZFZGL ZH]VFT SZTF\ GLR[GF R]SFNF p5Z VFWFZ ZFB[ K[P (1) IV (2009) CPJ 40 (SC) SONIC SURGICAL versus NATIONAL INSURANCE COMPANY lTD.
CIVIL APPEAL NO. 1560 OF 2004 DECIDED ON 20-10-2009.
(2) AIR 2000 SUPREME COURE 1930 CIVIL APPEAL NO 3021 OF 2000 SmT. Rita Devi and other - Appellant versus New India Assurance Co. Ltd. and another - Respondant BORICHA Appeal No. 1374/2014 page no. 1 to 10 5 JW]DF\ T[VM T[DGL N,L,DF\ H6FJ[ K[ S[4 p5ZMST sonic surgical (supra) GF R]SFNFDF\ HI]ZL:0LSXG V\U[ GM\WJFDF\ VFJ[, K[ S[4 VFU V\AF,F UM0FpGDF\ ,FU[,4 .g:IMZg; 5M,L;L V\AF,F BFT[YL ,LW[,4 J/TZGL DF\U6L 56 V\AF,F BFT[ SZJFDF\ VFJ[, K[4 VF TDFD ;\HMUMDF\ A|FgR VMlO; V[8,[ S[ HIF\ OZLIFNG\] SFZ6 pt5gG YI\] T[ U6JFD\F VFJ[P OZLIFNLV[ OZLIFN R\NLU- D]SFD[ SZ[, K[P T[DF\ GFDNFZ ;JM"rR VNF,T[ :5Q8 GM\W[, K[ S[4 OZLIFN R\NLU- D]SFD[ R,FJJFG\] SM. HI]ZL:0LSXG GYLP JW]DF\ V[J\] 56 GM\W[, K[ S[4 :8[8 SlDXG4 CZLIF6FG[ OZLIFN R,FJJFGL CS]DT K[P JW]DF\ N,L, SZTF\ lJwJFG JSL, zLP X[,T H6FJ[ K[ S[4 OZLIFNLGF DFT'zLG\] VFSl:DS D'tI] YI[, GYLP CSLSTDF\ lJDF S\5GLV[ V[JL TSZFZ ,LW[, K[S[4 OZLIFNLGF U]HZGFZ l5TFG[ S[g;Z CMJFYL T[VMGF D'tI] AFN T[DGF 5tGL VWDZ[,L CF,TDF\ HLJG JLTFJ[ T[D lJRFZL VZ]6FA[GGF U/[ DO,Z JL\8F/L OF\;M VF5[, V[8,[ S[ B}G SZLG[ DMT GL5HFJ[, K[P JW]DF\ JLDF S\5GL TZO[ V[JL N,L, S[4 NZ[S SL:;FD\F B}G .ZFNF5}J"S H SZJFDF\ VFJ[ K[4 T[YL OZLIFNLGM S,[.D IMuI ZLT[ GSFZJFD\F VFJ[, K[P U]HZGFZ Z6HLEF.V[ T[DGF 5ltG VZ]6FA[GG]\ .ZFNF5}J"S B}G SZ[, K[P VF AFAT[ B}GGM U]gCM GM\WFI[, K[P VFD4 OZLIFNLGF DFT'zLG\] VFSl:DS D'tI] GYL4 56 .ZFNF5}J'SG\] B}G K[P T[ ;\HMUMDF\ lJDF S\5GLV[ IMuI ZLT[ S,[.D GSFZ[, K[ VG[ T[YL T[VMGL VF V5L, D\H]Z SZL lJwJFG OMZDGM R]SFNM ZN SZJF lJG\TL SZ[, K[P (P 5|lTlJJFNL v D]/ OZLIFNL TZO[ lJwJFG JSL, zLP V[;P HLP XFC[ N,L,M SZTF\ H6FJ[, K[ S[4 V[5[,[g8GL HI]ZL:0LSXG V\U[GL TSZFZ IMuI VG[ jIFHAL GYLP SFZ6 S[4 J,;F0 BFT[ JLDF S\5GLGL VMlO; G CTLP T[ ;\HMUMDF\ GHLSGL BORICHA Appeal No. 1374/2014 page no. 1 to 10 6 VMlO; ;]ZT D]SFD[ VFJ[,4 T[YL OZLIFN ;]ZT D]SFD[ NFB, SZJFD\F VFJ[, K[P JW]DF\ N,L, SZTF\ H6FJ[ K[ S[4 5M,L;DF\ U]HZGFZ Z6HLEF.GF ;F/FV[ ,BFJ[, K[P 5FGF G\P &( p5Z VDFZ\] wIFG NMZTF\ OZLIFNL TZLS[ E]5[gN=EF. N[;F.4 S[ H[VM U]HZGFZ VZ]6FA[GGF EF. CTF4 T[D6[ 5M,L; OZLIFN GM\WFJ[, K[P JW]DF\ N,L, SZTF\ lJwJFG JSL,zLV[ VDFZ\] wIFG 5FG G\P *_ TZO NMZL H6FJ[, S[4 U]HZGFZ Z6HLTEF.V[ VFtDCtIF SZTF\ 5C[,F\ V[S DZ6MtTZ RL9'L ,B[,4 H[DF\ ,B[, S[ ccDG[ S[g;Z K[4 V[8,[ PPPPPPPPHLJ[ T[ DF8[ D[H V[GL CtIF SZL K[cc ccVG[ tIFZAFN !#v#_ JFU[ D[\ OF\;M GF\bIM K[4 T[ 5C[,F\ D[ DFZF HDF. U,]EF.G[ H6FjI\] K[Pcc VFD4 U]HZGFZ Z6HLEF. S[g;ZGL ALDFZLYL 5L0FTF CTF VG[ T[VMG[ lJRFZ VFJ[, S[4 DFZF D'tI] AFN DFZL 5tGLG[ TS,LO G 50[4 T[YL T[D6[ T[DGL 5ltGG\] U/[ DO,Z JL\8F/L D'tI] GL5HFJ[, VG[ tIFZAFN 5MT[ 56 VFtDCtIF SZ[, K[P T[ ;\HMUMDF\ lJwJFG JSL,zLV[ N,L, SZTF\ H6FJ[, K[ S[4 VF VFSl:DS D'tI] SC[JFIP 5FG G\P *) p5Z 5M,L;L XL0I], ZH] SZ[, K[ VG[ T[ 5;"G, V[;L0[g8 %,FG ;]Z1FF SJR GLR[ .gxIM0" ZSD Z]FP !54__4___qv H6FJ[, K[P T[YL lJwJFG JSL,zL T[DGL N,L,DF\ H6FJ[ K[ S[4 OZLIFNLGF DFT'zLG\] VFSl:DS D'tI] K[ VG[ J,;F0 BFT[ ;FDFJF/FGL SM. VMlO; G CMJFYL T[VMV[ S,[.DGL ZSD D[/JJF OZLIFN ;]ZT OMZDDF\ SZ[, K[P T[ ;\HMUMDF\ lJwFJG OMZD[ SZ[, C]SD IMuI VG[ jIFHAL CMI4 V5L, ZN SZJF H6FJ[, K[P T[VM T[DGL N,L,GF ;DY"GD\F GLR[GF R]SFNF p5Z VFWFZ ZFB[ K[P (1) IV (2018) CPJ 405 (NC) ROYAL SUNDRAM ALLIANCE INSURANCE CO. LTD.
versus PAWAN BALRAM MULCHANDANI, DECIDED ON 25.9.2018 (2) IV (2008) CPJ 256 ORIENTAL INSURANCE COMPANY LIMITED & ANR.
BORICHA Appeal No. 1374/2014 page no. 1 to 10
7
versus
SUKHDEV KAUR & ORS , DECIDED ON 30.5.2008.
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8. Moreover, even if it had application, in our opinion, that will not help the case of the appellant. Learned counsel for the appellant submitted that the respondent-insurance company has a branch office at Chandigarh and hence under the amended Section 17(2) the complaint could have been filed in Chandigarh. We regret, we cannot agree with the learned counsel for the appellant. In our opinion, an interpretation has to be given to the amended Section 17(2) (b) of the Act, which does not lead to an absurd consequence. If the contention of the learned counsel for the appellant is accepted, it will mean that even if a cause of action has arisen in Ambala, then too the complainant can file a claim petition even in Tamil Nadu or Gauhati or anywhere in India where a branch office of the insurance company is situated. We cannot agree with this contention. It will lead to absurd consequences and lead to bench hunting. In our opinion, the expression 'branch office' in the amended Section 17(2) would mean the branch office where the cause of action has arisen. No doubt this would be departing from the plain and literal words of Section 17(2)(b) of the Act but such departure is sometimes necessary (as it is in this case) to avoid absurdity. [vide G.P. Singh's Principles of Statutory Interpretation, Ninth Edition, 2004 P. 79] BORICHA Appeal No. 1374/2014 page no. 1 to 10 8 In the present case, since the cause of action arose at Ambala, the State Consumer Redressal Commission, Haryana alone will have jurisdiction to entertain the complaint.
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