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[Cites 6, Cited by 0]

Karnataka High Court

M/S Carreg Commodities Pvt Ltd vs M/S Pnb Housing Finance Limited on 8 February, 2024

Author: M.Nagaprasanna

Bench: M.Nagaprasanna

                                                -1-
                                                             NC: 2024:KHC:5386
                                                         WP No. 29028 of 2023




                           IN THE HIGH COURT OF KARNATAKA AT
                                        BENGALURU

                        DATED THIS THE 8TH DAY OF FEBRUARY, 2024

                                          BEFORE
                        THE HON'BLE MR JUSTICE M.NAGAPRASANNA
                        WRIT PETITION NO. 29028 OF 2023 (GM-RES)


                      BETWEEN:

                         M/S CARREG COMMODITIES PVT LTD
                         REGISTERED UNDER COMPANIES REGISTRATION
                         ACT 1956
                         CORPORATE ID NO US1101KA2010PTCO58013
                         HAVING OFFICE AT NO 16 62 1
                         OMABTHUKERE ULLA
                         MANGALORE 575020
                         ALSO AT
                         SY NO 72/1A
                         THARETHORA COCOUNT GARDEN
Digitally signed by      NANTHROOR TO PUMPWEL ROD
PADMAVATHI B K
                         MAROLI VILLGE, MAGNALORE
Location: HIGH
COURT OF                 D K 575005
KARNATAKA                REP BY ITS DIRECTOR
                         MR JACITNHA PRASAD PANICKER
                         W/O DR PRASAD PANICKKER
                         AGED 56 YEARS
                         R/AT EMPRESS
                         KADRI TEMPLE ROAD
                         KADRI, MANGALURU 575002.
                                                        ...PETITIONER
                      (BY SRI. A.P. NARAGANI, ADVOCATE FOR
                                 -2-
                                                NC: 2024:KHC:5386
                                            WP No. 29028 of 2023




      SMT. RAKSHITHA P.,ADVOCATE)

AND:

      M/S PNB HOUSING FINANCE LIMITED
      BRANCH OFFICE AT 2ND FLOOR
      KUSHE SADAN, K R RAO ROAD
      KODIBAIL, NEAR PVS CIRCLE
      MAGNALORE 575003

      ALSO AT
      NO 05
      MATHRU SHREE ARCADE
      100 FEET ROAD
      BTM 2ND STAGE
      BANGALORE 560076
      REP BY ITS THE MANAGER.
                                            ...RESPONDENT
(BY SRI. FRANCIS XAVIER.,ADVOCATE)


       THIS WP IS FILED    UNDER ARTICLES 226 AND
227    OF   THE    CONSTITUTION       OF   INDIA    PRAYING
TOQUASH      THE    E-AUCTION    SALE      NOTICE       DATED
11/12/2023 OF THE PETITION SCHEDULE PROPERTY ON
28/12/2023                 BEARING                        NO.
PNBHEF/PSN/20/MNLR/DEC/FY             2023-24      OF     THE
PETITION    SCHEDULED     PROPERTIES        PRODUCED       AT
ANNEXURE-B ISSUED BY RESPONDENT.

       THIS PETITION, COMING ON FOR PRELIMINARY
HEARING IN 'B' GROUP, THIS DAY, THE COURT MADE
THE FOLLOWING:
                                  -3-
                                                    NC: 2024:KHC:5386
                                                 WP No. 29028 of 2023




                         ORDER

The petitioner is before this Court seeking the following prayers:

"a. Issue a writ of certiorari to quash the E-Auction sale notice dated 11.12.2023 of the petition schedule property on 28.12.2023, bearing No. PNBHFL/PSN/20/MNLR/DEC/FY: 2023-24 of the petition schedule properties produced at Annexure-B. b. Grant any other writ, order or direction as this Hon'ble Court deems fit and proper reliefs as this Hon'ble court deems fit and proper under the circumstances of this case."

2. The petitioner is in default in repayment to the first respondent every time when the Bank seeks to initiate proceedings either under Section 14 of the Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 or put the property to sale. It is -4- NC: 2024:KHC:5386 WP No. 29028 of 2023 the habit of the petitioner to approach this Court and this Court showing sympathy or misplaced sympathy in every matter has granted interim order of stay. Because of the interim order of stay the sale does not take place. The conditions so imposed while granting the interim order of stay are blatantly violated in all the cases. After such violation and the date of sale getting over, the petitions are withdrawn. These dubious methods are adopted by the borrower.

3. The details of the writ petitions filed by the petitioner are produced by the learned counsel for the petitioner which are as follows:

Sl.
Case No. Description Date of Page No. Disposal Nos.
                        Challenged
                        the measures Dismissed
01    WP                initiated      on          2-8
                        under     S.14 6/7/2022
      No.3341/2022      of the Act in
                        Cmis
                        No.90/2021
                              -5-
                                          NC: 2024:KHC:5386
                                       WP No. 29028 of 2023




                       dated
                       20/9/2021

                                     Dismissed
                       Challenged    as     the
02   WP                the      sale office     9-11
                       notice dated  objections
     No.14991/2022     27/7/2022     are    not
                                     complied.
                       Challenged    Dismissed
03   WP                the      sale as         12-
                       notice dated withdrawn
     No.24364/2022     7/12/2022                14

                       Challenged    Dismissed
04   WP                the      sale as        15-
                       notice dated withdrawn
     No.12101/2023     14/6/2023               17

                       Challenged    Dismissed
05   WP                the      sale as        18-
                       notice dated withdrawn
     No.16367/2023     10/8/2023               19

                       Challenged   Dismissed
06   SA 477/2023       the measures as        20
                       initiated    withdrawn
                       under
                       SARFAESI
                       Act

                       Challenged   Pending
07   Crl.P.5823/2022   the measures for         21
                       initiated    hearing
                       under S.138
                       of N.I.Act
                                 -6-
                                                 NC: 2024:KHC:5386
                                           WP No. 29028 of 2023




4. The learned counsel for the respondent would add that they are not only before this Court but repeated petitions are filed before the Debt Recovery Tribunal. Now, in this petition, this Court, on 21.12.2023, had passed the following order:
"Heard the learned counsel for the petitioner.
Issue emergent notice to the respondent.
No coercive steps shall be taken over the property of the petitioner subject to the condition that the petitioner would pay 30% of the amount in due to the Bank within 6 weeks from today, in the following manner:
(i) 15% of the amount shall be deposited within 3 weeks from today.
(ii) The remainder i.e., 15% shall be deposited within 3 weeks, thereafter.
(iii) Any deviation in paying the aforesaid amount within the timeline as stipulated hereinabove, even at the first instance, would entail vacation of the interim order and would also run the risk of dismissal of the petition itself.

List the matter on 06.02.2024."

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NC: 2024:KHC:5386 WP No. 29028 of 2023

5. This Court was to dismiss the matter with exemplary costs. Then the petitioner indicates that a memo for withdrawal is filed in this case as well. The withdrawal of the petition is ninth in the series. Therefore the petition is dismissed as withdrawn with a caution that if the petitioner would repeat such stance of filing petitions and withdrawing the same, the coercive arm of law would get unleashed against the petitioner. Since the petitioner is a borrower and has suffered, this Court is holding its hands in not imposing exemplary costs upon the petitioner.

With the aforesaid observation, the petition stands dismissed as withdrawn.

Sd/-

JUDGE NV List No.: 1 Sl No.: 24