Section 5(2)(c) in Jammu and Kashmir Civil Services (Medical Attendance-Cum-Allowance) Rules, 1990
(c)Expenditure incurred in such cases shall be reimbursable as under:(i)Charges for operation and drugs and other expenses like room rent etc. excluding diet as may be charged from the beneficiary by the hospital authorities.(ii)The beneficiary shall be allowed 50% of the estimated cost of the hospital charges as advance,