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Bangalore District Court

R.V.Satish Chandra vs Mr.S.Rajendra Naidu on 21 September, 2015

IN THE COURT OF THE XXII ADDL.CHIEF METROPOLITON
                MAGISTRATE, BANGALORE CITY

          Dated this the 21st day of September, 2015

   PRESENT: SRI. NAGARAJEGOWDA.D, B.Com., LL.B.,
               XXII Addl.C.M.M., Bangalore City.

                 JUDGMENT U/S 355 OF Cr.P.C.

                       C.C.No.11361/2014


Complainant             :   R.V.Satish Chandra
                            S/o. Late R.C.Vardamanaiah
                            Aged years, No.230,22nd cross,
                            6th block, Jayanagara,
                            Bangalore-82.

                            (By Sri.N.Sukumar Jain, Adv.)

                      V/s.
Accused                 : Mr.S.Rajendra Naidu
                           S/o Kuppa Naidu
                           Major, Royal Residency, No.101,
                           6th Main, Hanumagiri,
                           Nandakumar Layout,
                           Bangalore-560 001.

                            (By Sri.L.S.Krishne Gowda, Adv.)

Date of Institution         23-9-2013.

Offence complained of       U/s 138 of N.I.Act.

Plea of the accused         Pleaded not guilty
Final Order                 Accused is Acquitted
Date of Order           :   21.09.2015.
                                        2                       C.C.No.11361/2014



        The complainant filed the private complaint u/s 200 of

Cr.P.C alleging that, the accused person has committed an offence

punishable u/s 138 of N.I.Act.


                           REASONS


        The brief facts of the complainant case is as follows:-


   2.      Accused    is   a    builder    .   He    borrowed     a   sum    of

Rs.15,00,000/- on 20-03-2013 from the complainant for his

construction activities. As such, the accused has issued a cheque

bearing No.006418 dated 20-6-2013 of Andhra Bank,Uttarahalli

Branch,     Bangalore, for a sum of Rs.15 Lakhs in the name of

complainant      which     is   duly   signed       by   the   accused.     The

complainant presented the said cheque                    on 25-7-2013 for

encashment through his banker Karuru Vysya Bank, Isro Layout

branch, Bangalore . But the said cheque is returned unpaid with

an endorsement to that effect "Funds insufficient" as per the

Memo dated 26-7-2013. The complainant has issued legal notice

dated 6-8-2013 through his advocate, calling upon the accused to

pay the cheque amount . The notice sent by RPAD was served to

the accused . The accused has refused to receive the legal notice

inspite of intimation by the postal authority and thus accused

committed the offence punishable u/s. 138 of NI Act and punish
                                       3                    C.C.No.11361/2014



the accused in accordance with law, in the interest of justice and

equity.


      3. The accused appeared before this court and contest this

case by denying the entire case of complainant at the time of

recording of Plea of Accusation .          In order to prove the case of

complainant, he adduced his oral evidence as PW-1 by way of

affidavit   and got marked Ex.P1 to Ex.P10 and examined one

witness as PW-2 and through him got marked Ex.P6(a) and these

PW-1 and 2 have been fully cross examined by the accused

counsel and thus complainant closed his side evidence.


      4. There afterwards, the accused examined u/s.313 of

Cr.P.C. in which, he totally denied the entire case of complainant .

He in support of his denial, lead his oral evidence as DW-1 on

Oath . At the time of cross-examination of PW-1, the accused

counsel got marked Ex.D 1 to Ex.D4 and at the time of leading

chief examination of DW-1 got marked Ex.D5 to Ex.D8 and this

DW-1 has been fully cross-examined by the complainant counsel

and thus closed his side defence evidence.


      5.     I   have   heard   the       arguments   of   Ln.counsel   for

complainant on merit. In support of his contention, complainant

counsel submitted written arguments by narrating the facts and
                                  4                 C.C.No.11361/2014



circumstances of the case and also relied on the following

decisions reported in : AIR 2009 SC page 386 and (2010)11

Supreme Court Cases page 441. Accordingly, he prays for

convicting the accused in accordance with law.


     6. In support of the case of accused, the Ln.counsel for

accused submitted written arguments by narrating the facts and

submits that accused has given rebuttal evidence to the case of

complainant. In support of his contention, he too also relied on

the following decisions reported in: Criminal Appeal No.2482 of

2014, Crl.A.No.1522 of 2014 on the file of Hon'ble Supreme Court

of India , 2011(5) KCCR 4223 and 2010(5) KCCR SN 435. Hence,

prays for acquittal of the accused in accordance with law.




     7. It is the duty of the complainant to prove his case beyond

all reasonable doubt. Accordingly, complainant adduced his oral

evidence as PW-1 filed by way of affidavit. In which, he reiterated

complaint contention and got marked Ex.P1 cheque               and

identified the signature of the accused as per Ex.P1(a).      This

issuance of cheque in favour of complainant for discharge of legal

liability has been disputed by the accused. Further got marked

Ex.P2 is an endorsement issued by the bankers stating that Ex.P1
                                   5                       C.C.No.11361/2014



cheque is dishonoured due to ""Funds insufficient" Ex.P3 is the

copy of legal notice . This notice does not contain the signature of

the complainant except his counsel . Ex.P4 is RPAD postal

receipt. Ex.P5 is the postal cover returned with postal shara "

Intimation delivered door locked and not claimed " etc.. Ex.P5(a) is

the notice in the cover. Ex.P6 is the understanding/Memorandum

taken between the complainant and the accused. In which, the

accused undertaken to pay Rs.15,00,000/- to the complainant

with interest @ 12% from 20-3-2013 to 20th June 2013 upto the

date of repayment but these facts has not stated in the complaint

because    the   accused   has    denied   the   execution       of    this

Memorandum       stating   that   this   signature   found       on        the

Memorandum was given by the accused in a blank form and later

the complainant filled up the said Memorandum for his whims

and fancies . Further got marked Ex.P7 is the Joint Development

Agreement taken between Smt. Vimala.P. and Sri Shailesh Jain

with the accused and one Ramakrishna Naidu            with respect of

construction of Apartment. In this Joint Development Agreement,

there are various conditions put forth        in Sl.No.12 with the

Captions   BREACH     AND    CONSEQUENCES.           In     which     it    is

mentioned that,    in the event of breach of the terms of this

Agreement by either party , the aggrieved party shall be entitled to
                                   6                  C.C.No.11361/2014



specific Performance and also be entitled to recover all the losses

and expenses incurred as consequence of such breach from the

party committing the breach.          In para-13 with the caption

ARBITRATION, in which it is mentioned that, in the event of

breach of the terms of this agreement or in the even of any

differences or disputes arising between the parties in regard to

this agreement or any matter relating thereto. The same shall be

referred to and settled by Arbitration under the provisions of the

Arbitration & Conciliation Act in force".   As per the terms of Joint

Development Agreement, the complainant instead of approaching

the Arbitration for his redressel filed this case without assigning

any reasons whatsoever. Ex.P8 is the HDFC Bank Account

statement, stands in the name of complainant to show that the

complainant has made money transaction with the bankers . As

per statement, his transaction is not crossed more than

Rs.1,20,000/- . Ex.P9 is the another statement of account

pertaining to ICICI Bank stands in the name of complainant to

show that during the year, 2012, complainant made transaction

with the bankers and in this statement of account also he made

money transaction more than Rs.21 lakhs and odd. Ex.P10 is the

Value added Tax Registration certificate stands in the name of
                                    7                    C.C.No.11361/2014



complainant's wife. Further examined PW-2 Mehta. He deposed in

favour of complainant but he is not a signatory to the Ex.P6 etc..


     8. On the basis of the aforesaid documentary and oral

evidence   and   as   per   the   contents   of   the   document     the

complainant has not stated anything in the complaint . Hence,

the case of complainant create doubtful whether, he has              not

approached this Court with clean hands.




     9. The accused has denied the entire case of complainant .

In support of his denial, he lead his evidence as DW-1 on Oath .

In   which he has stated that he has not made any money

transaction with the complainant and he has not executed Ex.P6

and also issued Ex.P.1 cheque .        Ex.P6 was taken between the

complainant wife with her partner Sri Shailesh Jain. The Wife of

complainant and Sri Shailesh Jain have approached him for

construction of building hence, the Joint Development Agreement

was taken place . At the time of construction of building, he

obtained bank loan from the IDBI Bank and he was due towards

the said bank loan of Rs.13,00,000/- at that time, he issued two

D.D.s amounting to Rs.50,000/- and Rs.2,50,000/- for that,

produced Xerox copy of D.D., which are marked at Ex.D1 and
                                  8                 C.C.No.11361/2014



Ex.D2 and thereafterwards , he did not repaid the loan amount .

Hence, the said bankers have attached the building constructed

by this accused and they have seized the building project and

repaid the loan amount . Thereafterwards he completed the

building construction as per Joint Development Agreement during

the year, 2011 . Thereafterwards himself executed sale deed on

10-2-2012 , 30-7-2012 , 17-7-2012 and 25-3-2013 . For that, got

marked Xerox copy of the agreement to sell as per Ex.D5 to Ex.D8

and he has not obtained any loan amount from the complainant

and also he has not issued any alleged cheque in question for

discharge of his liability and he has not received any legal notice

from the complainant about dishonour of the cheque but the

signature found on Ex.P1 cheque and Ex.P6 document belongs to

this accused but those documents are given as a security which

were given in blank form and the wife of complainant obtained

signature on the blank paper and without returning the said

cheque and the blank paper, misused the same and through this

complainant filed this case . He is not having habit of putting his

signature on the written document by giving the long gap. Hence,

he prays for acquittal from this case.


     10. The complainant counsel cross-examined the DW-1. In

his cross-examination , from the last 7 to 8 years , he is doing
                                    9                C.C.No.11361/2014



building construction work and Ex.P7 was the Joint Development

Agreement and as per the terms and conditions of agreement, he

issued a cheque in question and the same are dishonoured and at

the time of giving cheque and blank paper to the wife of

complainant he has not obtained any documentary evidence and

he do not know the date of Ex.P6 and the same was taken during

the year, 2012 except he has put his signature . At the time of

putting signature it was in blank form, the same has been

obtained   forcibly   from   him   and   he   completed   8   blocks

construction work and himself has spent amount for construction

of the said block, he spent Rs.1.5 Crores. To that effect, he used

to pay income tax and he has not produced any I.T.Returns of the

year 2010 to 2014. As per the Joint Development Agreement, he

paid the amount to one Shailesh Jain and Rs.13 lakhs has been

mentioned in the agreement but at the time of construction, he

obtained the loan amount from this complainant but after

completion of the Apartment, he sold some of the Apartment as

S.P.A.Holder etc.. Except total denial of contention of accused in

order to show the complainant had paid huge amount to the

accused for the purpose of construction work.


     11. As per the Chief examination of DW-1 accused counsel

cross-examined the PW-1 in which, he denied the entire case of
                                   10                   C.C.No.11361/2014



accused and he admitted that the accused is no need of money for

the purpose of construction of building and as per the order dated

7-8-2010 withdrawal of Rs.2,50,000/- and also as per the

statement of account on 28-12-2010 through Pay Order took

Rs.10 Lakhs from the account of accused but he voluntarily

stated he has not received the said amount but before the Joint

Development agreement taken place was took loan from the wife

of complainant and at the time of executing Joint Development

Agreement, there was a loan due from this accused and he denied

that himself has obtained Rs.50,000/- from the accused at the

time of executing Joint Development agreement on 9-9-2011

Rs.8,00,000/- and on 30-8-2011 Rs.3,90,000/- to the bank. But

instead of repaying the loan amount, the bankers have not issued

a   Clearance   Certificate.   These   things   are   denied   by   this

complainant and as per Ex.P7 and Ex.P8 he used to made

transaction by means of cheque but sometime he made money

transaction by means of cash and he do not know how much of

amount paid by the accused as per Ex.D1 and Ex.D2 and he has

not shown in I.T.Returns for payment of loan to the accused and

as per Memorandum of Understanding he has not put his

signature and also he has obtained signature of the witness but

he denied that Ex.P1 cheque has been issued by the accused to
                                   11                  C.C.No.11361/2014



his wife for the purpose of security . Now with the instigation of

his wife, he filled up Ex.P1 cheque and filed this case against this

accused and the legal notice sent to the accused for dishonour of

cheque is not served , the same is returned with the postal shara

"door locked" and the said endorsement has been created by

himself etc..


        12. Likewise in the cross-examination of PW-2, he got

knowledge about if any Memorandum of Understanding taken

place, both the parties should put their signature. But on Ex.P6

the complainant has not put his signature and also witnesses

addresses is incomplete in this document and as per Ex.P7 Xerox

copy of the agreement, his son is also one of the Partner . In

which he used to visit to the construction place everyday and as

per Ex.P7 agreement, there was understanding loan was existing

and also admitted that as per agreement, construction of work

was not completed during the year, 2012 but it was completed

during the year, 2012-2013 and he do not know at that time, the

said building was fetching Crores of rupees but he admitted that

he has got acquainted with the family of complainant and on the

basis    of   Ex.P6   document,   he   depose   falsely   against   the

complainant etc..
                                   12                 C.C.No.11361/2014



     13. On the basis of the aforesaid documentary evidence

adduced by both the complainant and accused , in support of the

case of complainant , the learned counsel for the       complainant

relied on the following decisions reported in :


     AIR 2009 SC page 386 ( M/s.Indo Automobiles Vs. Jai
Durga Enterprises and others) wherein it is held that,
Dishonour of cheque - notice sent to respondent through
registered post and under certificate of posting on their correct
address- must be presumed that service has been made
effective- service of notice could not found to be valid merely
because of endorsement of postal Peon, More so, when postal
peon was not at all examined-order summoning respondents -
going of on ground that notice was not served on them- liable to
be set aside.

     (2010)11 Supreme Court Cases page 441(Rangappa
Vs.Sri Mohan) wherein it is held that,       Held.. Presumption
mandated by S.139 includes a presumption that there exists a
legally recoverable debt or liability- However such presumption
is rebuttable in nature- Criminal trial- Proof- presumption-
Generally.

     On careful perusal of the aforesaid decisions coupled with

the case of complainant, those decisions are not squarely

applicable to the case of complainant to establish that there was

existing loan to be paid by the accused to this complainant and
                                       13                    C.C.No.11361/2014



hence, those decisions are not applicable to the present case of

complainant.


      14. In support of the defence taken by the accused, learned

counsel for the         accused submitted written arguments by

narrating facts and circumstances of the case and in support of

his contention, he too relied on the following decisions reported

in:


      Criminal Appeal No.2482 of 2014,          on the file of Hon'ble

Supreme Court of India , it is held that ... " On a consideration of

entire oral and documentary evidence the trial court came to the

conclusion that the complainant had no source of income to lend a sum

of Rs.14 lakhs to the accused and he failed to prove that there is

legally recoverable debt payable by the accused to him.


      Crl.A.No.1522 of 2014 on the file of Hon'ble Supreme Court of

India , in which it is held that... " complainant, an employee of accused

having annual saving of Rs.10,000/- claiming to have given hand loan of

Rs.5,00,000/- to the accused - could not explain source of fund- claim

not sustainable - trial court rightly acquitting the accused- appellant.


      2011(5) KCCR 4223 ( M.B.Rajashekar Vs.Savithramma) wherein

it is held. that " accused pleading that she had issued a post dated

cheque as security - also raising probable defence - it is sufficient to

rebut presumption - acquittal not liable to be interfered with.."
                                    14                    C.C.No.11361/2014




       2010(5) KCCR SN 435.( B.Girish Vs S.Ramaiah) wherein it is

held that "..... the defence of the accused was that cheque was not

issued for discharge of any debt or liability. Admittedly accused has

no capacity to pay Rs.50,000/- nor he had any savings . No

contemporary documents have come into existence. The income tax

Act requires that all transactions involving Rs.20,000/- and above

should be through Account payee cheque . The defence of accused is

highly probable . Accused has rebutted presumption u/s. 139. The

acquittal is justified.




       15. On the basis of the aforesaid decisions coupled with the

defence taken by the accused are squarely applicable to the case

of accused to that there is no existing liability towards the

complainant. It is already noted that as per the Ex.P7 Joint

Development Agreement there was a condition that if any violation

, the parties have to approach the Arbitrator under the Arbitration

Act.    But without approaching the concerned Arbitrator, the

complainant has filed this private complaint for the offence

punishable u/s.138 of NI Act is not avail to the case of

complainant. Hence, complainant has not approached this court

with clean hands. The accused has given rebuttal evidence to the

case of complainant. Hence, for these reasons, the accused is

entitled for acquittal. Accordingly, I pass the following:
                                  15                 C.C.No.11361/2014



                               ORDER

Acting u/s 265 of Cr.P.C., the accused is acquitted from the alleged offence punishable u/s 138 of N.I.Act.

Accused is set at liberty. His bail bond and surety bond shall stand cancelled.

(Dictated to the Stenographer, transcribed and computerized by her, corrected and then pronounced by me in the open court on this the 21st day of September, 2015) (NAGARAJEGOWDA.D) XXII ACMM, Bangalore city.

ANNEXURE Witnesses examined for the Complainant:

PW.1 : R.V.Sathish chandra PW.2 Mehta Witness examined for the accused:
DW-1 : Rajendra naidu List of Documents marked for the Complainant:
Ex.P1                  :   Cheque
Ex.P1a                 :   Signature of the accused
Ex.P2                  :   Endorsement
Ex.P3                  :   Legal notice
Ex.P4                  :   Postal receipt
Ex.P5                  :   Postal cover notice in it.
Ex.P6                  :   Memorandum/undertaking.
Ex.P6a                     Signature
                               16                  C.C.No.11361/2014



Ex.P7                  Joint development agreement
Ex.P8                  Statement of account
Ex.P9                  Summary of account.
Ex.P10                 Value added tax registration '
                       Certificate.



List of Documents marked for the accused:
Ex.D1 & 2 : Copies of cheque Ex.D3 &4 Andhra bank statement of account Ex.D5 Copy of Absolute sale deed Ex.D6 Copy of Absolute sale deed. Ex.D7 Agreement of sale.
Ex.D8                  Agreement of sale




                                   XXII ACMM, Bangalore.