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[Cites 7, Cited by 0]

Bangalore District Court

Sanu Ganda @ Sono Bai Gand vs Sri.Mohan Priya Borewells on 15 October, 2015

                              1                         SCCH-1
                                          MVC No.340/15 & 341/15
   BEFORE THE MEMBER PRL.MOTOR ACCIDENT CLAIMS
              TRIBUNAL AT BANGALORE
                   (S.C.C.H. - 1)

        DATED THIS THE 15th DAY OF OCTOBER 2015

        PRESENT :        SRI H.P.SANDESH, B.A.L., LL.B,
                           MEMBER, PRL. M.A.C.T.

       M.V.C. No. 340/2015 C/w. M.V.C.No.341/2015


 PETITIONERS         :      Sanu Ganda @ Sono Bai Gand
(in MVC 340/15)             @ Sanu Gound
                            W/o. Late. Dhanasingh Gound @
                            Lachhaman Gand
                            @ Dhanasing Ganda
                            Aged about 45 years
                            Residing at:
                            Kukurkuan Village,
                            Jodinga G.P/ Town,
                            Raighar P.S.
                            Nabarangpur District,
                            Odisha State.



PETITIONERS          :      Dhanu Gound @ Dhanu Ganda
(in MVC No.341/15)          @ Dhanu Gond
                            S/o. Ghasia Ganda,
                            Aged about 51 years

                            Residing at:
                            Kua Village,
                            Jodinga G.P./Town,
                            Raighar P.S.,
                            Nowrangapur District,
                            Orissa State.

                            (By Sri.G.C.Rajesh, Advocate in
                            both the cases)


                     -Vs-
                                       2                         SCCH-1
                                                  MVC No.340/15 & 341/15
RESPONDENTS               :      1.       Sri.Mohan Priya Borewells
in both the cases                         No.11-12, 2nd Main Road,
                                          3rd Cross, Chamarajpet,
                                          Bangalore - 18.

                                          (R.C.Owner of Borewell Lorry
                                          Reg.No. KA-01-D-9257)

                                          (By Sri.Umesha R. Adv.,)

                                 2.       The Oriental Insurance Co.
                                          Ltd.,
                                          Policy issuing office at
                                          DO.V, Bengaluru,
                                          No.1, Shankara House,
                                          RMV Extension,
                                          Mekhri Circle,
                                          Bangalore - 80.

                                          Policy
                                          No.421500/31/2014/3483
                                          Valid from:
                                          01/12/14 to 31/01/15

                                          (By Smt.Prathima V. Adv.,)

                                 ********

                       COMMON JUDGMENT


      These two petitions are arising out of the same accident and

therefore, they are disposed off by this common judgment.



      2.      These petitions are filed under Section 166 of the of

the   Motor    Vehicles   Act,    1989      seeking   compensation     of

Rs.25,00,000/- each in both the petitions for the death of deceased

Santhuram Gound in MVC No.340/2015 and Kailash @ Gobilash
                                      3                             SCCH-1
                                                     MVC No.340/15 & 341/15
in MVC No.341/2015 respectively, who died in the road traffic

accident which took place on 23.12.2014.


      3.       Brief facts of the cases are that:-

      It is the cases of the claimants that, both the deceased

persons were traveling in Borewell Lorry bearing Reg.No.KA-01-D-

9257 from Kanakapura side towards Hunasanahalli Village as per

the direction of employer i.e., Mohanapriya, Borewells Proprietor

on 23.12.2014 at about 12.00 p.m. and when they reached near

Maraladoddi      Village,   Kodihalli-Hunasanahalli       Road,   Kodihalli

Hobli, Kanakapura Taluk, Ramanagara District, at that time,

driver of the said Borewell Lorry has driven the Lorry without

observing any traffic rules and regulations in rash and negligent

manner endangering to human life and he has lost control of speed

and as a result, the Lorry was toppled and caused the accident and

due to the impact of the said accident, these two persons have

sustained head injuries and ultimately succumbed to the injuries

on the spot.

      4.       It is further case of the Petitioners that, soon after the

accident the dead body of both the deceased persons were shifted

to Rajarajeswari Hospital, Bangalore, wherein, post mortem was

conducted and bodies were handed over to the Petitioners and they

have shifted the body to their native place and conducted
                                   4                         SCCH-1
                                              MVC No.340/15 & 341/15
obsequies ceremonies and they spent an amount of Rs.2,00,000/-

each respectively.

      5.    It is also their case that, on account of due to sudden

demise of these persons, the family of the Petitioners have lost

bread earning member of the families and the deceased persons

were hale and healthy and they were earning Rs.15,000/- p.m. as

a Helper-cum-Coolie at Mohana Priaya Borewells, Bangalore and

they were contributing their entire income to the family.

      6.    The Petitioner in MVC No.340/2015 is the mother of

the deceased and Petitioner in MVC No.341/2015 is the father of

the deceased and both of them have lost their care taker sons and

family of the Petitioners were ruined on account of death of these

deceased.

      7.    The Police after receiving the complaint have registered

case and investigated matter and filed charge sheet against the

driver of the Lorry for the offences punishable under Sec.279, 337,

304(a) of IPC and the first Respondent is the owner of the Lorry

and the second Respondent being the Insurer of the said Lorry and

both are jointly and severally liable to pay compensation as

claimed in the petitions with interest.


      8.    In pursuance of these claim petitions, this Court has

issued notices against both the Respondents and both the
                                  5                              SCCH-1
                                                  MVC No.340/15 & 341/15
Respondents have represented through counsels and filed their

objection statements.

      9.    The   1st   Respondent   in     the   objection   statement

admitted the averments made in column No.22 and also admitted

deceased persons were traveling in borewell Lorry and they were

employed and they were getting salary of Rs.15,000/- p.m. as

Helper-cum-Coolie in their company. It is also contended that, the

1st Respondent has spent an amount of Rs.50,000/- by way of

cash towards funeral and transportation charges of the dead body

and admitted alleged accident took place due to on account of rash

and negligent driving of driver of the Lorry and vehicle was insured

with 2nd Respondent and policy was in force and if there is any

liability, the 2nd Respondent has to indemnify the same and prayed

the Court to dismiss the claim petitions.

      10.   The 2nd Respondent in the objection statement has

contended that, petition is not maintainable and averments made

in para No.1 to 22 are not admitted however, admitted the

issuance of policy and liability if any, is subject to terms and

conditions of the policy. It is further contended that, the driver of

the offending Lorry was not having valid and effective driving

licence to drive the Lorry on the date of the accident and insured

also did not possess the valid FC, RC and valid permit and thereby

he has violated the terms and conditions of the policy.
                                 6                          SCCH-1
                                             MVC No.340/15 & 341/15
      11.   The 2nd Respondent further contended that, they have

issued Insurance Certificate cum Policy Schedule GCCV-Public

Carriers other than Three Wheelers Package Policy and as per the

policy seating capacity is 1+1, which is meant for the driver and

driller of the vehicle and admitted as per the complaint and other

police records there were 7 persons inclusive of deceased persons

and they were proceeding in the said vehicle as un-authorized

passengers and hence, insured has violated the terms and

conditions of the policy and therefore, the 2nd Respondent is not

liable to pay compensation amount and hence, petitions ought to

be dismissed as against the Respondent No.2.

      12.   The Respondent No.2 has also contended that, the

deceased persons were traveling in Borewell Lorry and petitioners

have to prove that, they were traveling in the Lorry, employed with

the 1st Respondent and also Petitioners have to prove their age and

also their occupation and they have to produce the documents to

prove age and occupation of the deceased persons. It is further

contended that, compensation claimed by the claimants in both

the petitions is fanciful, exorbitant and it is only an attempt to

make unlawful gain.

      13.   The Respondent No.2 has also contended that, the

insured has not informed the details of the accident to the Insurer

as required under Sec.134(c) of the M.V.Act and violated the terms
                                  7                         SCCH-1
                                             MVC No.340/15 & 341/15
and conditions of the policy and jurisdictional Police have not

complied the mandatory provisions of Sec.158(6) of the M.V.Act

and hence, the 2nd Respondent is not liable to pay any

compensation as claimed in the petitions. The Respondent also

contended that, the Petitioner also may be directed to give an

undertaking to this Hon'ble Court that, if award is made by more

than once for the same injury arising out of the same accident,

they shall have liberty to retain the award first made and may be

directed to refund subsequent compensation granted.

      14.     The 2nd Respondent also reserves the right to defend

the case under Sec.170 of the M.V.Act, if the first Respondent fails

to contest the matter and also reserves the right to file additional

statement of objection in the changed circumstances. Hence,

prayed this Court to dismiss the claim petitions.

      15.     Based on the pleadings, this Court has framed the
following:-

                                 ISSUES

In M.V.C.No.340/2015

      1. Whether the Petitioner proves that the deceased
         succumbed to injuries in a Motor Vehicle Accident that
         occurred on 23.12.2014 at about 12.00 p.m. near
         Maraladoddi Village, Kodihalli-Hunasanahalli Road,
         Kodihalli Hobli, Kanakapura Taluk, Ramanagara Dist.,
         within the jurisdiction of Kodihalli Police Station on
         account of rash and negligent driving of the Borewell
         Lorry bearing Registration No.KA-01-D-9257 by its
         driver?
                                    8                          SCCH-1
                                                MVC No.340/15 & 341/15


      2. Whether the Petitioner is entitled for compensation? If
         so, how much and from whom?

      3. What order?


In M.V.C.No.341/2015

      1. Whether the Petitioner proves that the deceased
         succumbed to injuries in a Motor Vehicle Accident that
         occurred on 23.12.2014 at about 12.00 p.m. near
         Maraladoddi Village, Kodihalli-Hunasanahalli Road,
         Kodihalli Hobli, Kanakapura Taluk, Ramanagara Dist.,
         within the jurisdiction of Kodihalli Police Station on
         account of rash and negligent driving of the Borewell
         Lorry bearing Registration No.KA-01-D-9257 by its
         driver?

      2. Whether the Petitioner is entitled for compensation? If
         so, how much and from whom?

      3. What order?


      16.   The Petitioner in MVC No.340/2015 is examined as

PW-1 and got marked the documents Ex.P1 to 12 and also

Petitioner in MVC No.341/2015 is examined as PW-2 and got

marked Ex.P.13 to 20. The Respondent No.1 is examined as RW-1

and got marked Ex.R.1 to R.7 and second Respondent has not led

any evidence before the Court.

      17.   Based on the pleadings and the evidence available on

record, I record my findings on the above issues as under:-


MVC No.340/2015:

      1. Issue No.1     :        In the Affirmative
                                  9                         SCCH-1
                                             MVC No.340/15 & 341/15
      2. Issue No.2     :     Partly in the Affirmative
      3. Issue No.3     :     As per final order
                              for the following:

MVC No.341/2015:

      1. Issue No.1     :     In the Affirmative
      2. Issue No.2     :     Partly in the Affirmative
      3. Issue No.3     :     As per final order
                              for the following:


                            REASONS

      18. Issue No.1 in both the cases:

      It is the case of the Petitioners that, on 23.12.2014 at abut

12.00 p.m. both the deceased persons were proceeding in Bore well

Lorry near Maraladoddi Village, Kodihalli-Hunasanahalli Road,

Kodihalli Hobli, Kanakapura Taluk, Ramanagara District and at

that time, the driver of the said Lorry driven the Lorry in rash and

negligent manner and as a result, the vehicle was toppled and both

of them have fell down and sustained injuries and died on the

spot. The Respondent No.1, who appeared before the Court has

filed written statement admitting the accident and the Respondent

No.2, who is the Insurer has denied the negligence on the part of

the driver of Lorry and Respondent No.2 have not led any evidence

before the Court and in the cross-examination of PW-1 and 2, it is

suggested that, the accident was occurred due to negligence on the

part of these deceased persons and these suggestions were denied
                                  10                          SCCH-1
                                               MVC No.340/15 & 341/15
by both PW-1 and 2 and except these suggestions, there is no any

rebuttal evidence from the part of the Respondent No.2 and this

Court as to believe the version of PW-1 and documentary evidence.

The Petitioners have relied upon FIR, Mahazar, Sketch as Ex.P.1 to

3 and Charge Sheet as Ex.P.6 and I have already pointed out that

even   documentary    evidence    has   not   been   denied   by   the

Respondent No.2, though disputed negligence and there is clear

allegation against the driver of the Lorry that, due to his negligence

the accident was occurred and Sketch as Ex.P.3 also has not been

disputed and it clearly disclosed that, the vehicle was toppled and

there was a curve in the road and the driver would have driven the

vehicle in a slow manner and Police have also after investigation

have filed charge sheet in Ex.P.6 and when the owner has admitted

the negligence was on account of the driver of his Lorry, then

Court has to accept the version of PW-1 and documentary evidence

available before the Court. Hence, I answer Issue No.1 in both the

cases in the affirmative in the absence of rebuttal evidence.

       19. Issue No.2 in both the cases:-

       MVC No.340/2015:

       The Petitioner in MVC No.340/2015, who is none other than

mother of the deceased and she has reiterated the averments of the

petition that, her son was working as Helper-cum-Coolie and he

was earning Rs.15,000/- p.m. and the Petitioner has relied upon
                                   11                         SCCH-1
                                               MVC No.340/15 & 341/15
Inquest Report and P.M.Report as Ex.P.4 and 5 and also produced

Aadhar Card, Election ID Card of both deceased and the claimant

as Ex.P.8 to 10 and also produced Embalming Certificate and

Cause of Death Certificate as Ex.P.11 and 12. In the cross-

examination of PW-1, she admits that, she has not produced any

documents     to   show   that   she   has   spent   an   amount     of

Rs.2,00,000/- for cremation, transportation and other incidental

expenses. She says that, deceased is her younger son and she has

not produced Ration Card. It is suggested that, she is aged more

than 55 years and the said suggestions was denied and she says

that, her elder son is aged about 30 years and also she admits

that, she has not produced any documents to show that, her son

was working in Borewell and it was suggested that, he was working

at borewells at the time of the accident. It is important to note that,

the owner has been examined as RW-1 and in his evidence he

admits the employment and also he says that, the deceased was

working as Helper-cum-Coolie and he was drawing salary of

Rs.500/- per day and he has produced the vehicular documents

and he claims that, there were 8 employees working in the said

borewell and he only sent the labourers on the date of accident and

he was making weekly payment as Rs.500/- per day and they were

working from last 1 year. He says that, he has produced the

documents to show that he was proprietor of Mohan Priya Bore
                                 12                         SCCH-1
                                             MVC No.340/15 & 341/15
wells and he admits that, he has maintained records regarding

employer and he can produce the same before the Court and he

admits that, while digging bore wells 8 persons service is required

and he used to visit the spot. He admits that, he has not produced

any documents to show that how many workers have worked on

the date of the accident and on the date of the accident their

people went to dig borewell at Maraladoddi and he says they have

maintained details of work in respect of date of accident also and

he can produce the details of the same before the Court. It is

suggested that, these two deceased persons were not working with

him and hence, he is not having any documents and the said

suggestions was denied. He says that, he was making payment by

cash and he was making weekly payment and he used to take note

of working days while making the payment.

      20.   For having taking note of evidence of PW-1 and also

RW-1, it is clear that, deceased were working with the Respondent

No.1. But, Respondent No.1 says that he was making payment of

Rs.500/- per day, but he has not produced any documentary proof

for having paid the amount of Rs.500/- and he claims that he was

making weekly payment and though he admits that, he can

produce the documents regarding employment, he has not

produced any documentary proof and no doubt, the accident took

place when the Borewell Lorry was toppled and they died at the
                                  13                         SCCH-1
                                              MVC No.340/15 & 341/15
spot and the said fact cannot be disputed and regarding income is

concerned there is no material even though RW-1 admits that he

was paying Rs.500/- per day in order to substantiate his claim he

has not placed any materials before the Court and hence, for

having taken note of nature of the work and borewell instead of

taking Rs.500/- as salary per day, I have taken their income as

Rs.250/- per day and it comes to Rs.7,500/- p.m., since the

deceased is engaged in manual work of digging borewell.

      21.   The Petitioner has not produced any documentary

proof regarding age and only Election ID Card of the deceased

which is marked as Ex.P.10 disclosed his date of birth as 1994 and

hence, it is clear that he was aged about 20 years and the

Respondents have also not produced any rebuttal evidence before

the Court as against the document Ex.P.10 and Petitioner also in

the petition claims that, the deceased was aged about 21 years and

Ex.P.10 does not disclose date of birth and the accident was taken

place on 23.12.2014 and in between age group of 20 to 25, the

relevant multiplier applicable to the case on hand is 18.

      22.    In the recent judgment of Apex Court reported in

2015 AIR SCW 3105 (Munna Lal Jain and another Vs.Vipin Kumar

Sharma and others), held that - 'age of the deceased has to be

taken as multiplier and inview of the said judgment by taking his

age and considering the claimant as only one, 50% has to be
                                  14                          SCCH-1
                                               MVC No.340/15 & 341/15
deducted from his salary and inview of the principles laid down in

the judgment reported in 2013 ACJ 1403 (Rajesh Vs. Rajbir Singh),

50% has to be added as future prospects

       23.   The income of the deceased is taken as Rs.7,500/- per

month, 50% of which works out to Rs.3,750/- and thus the total

works out to Rs.11,250/-. p.m.

       24. In the recent judgment of Apex court in Sarala Varma's

case it is held that, if the deceased is a bachelor 50% of the income

has to be deducted towards personal expenses. Hence, 50% of the

income of the deceased is to be deducted for personal expenses i.e.,

Rs.5,625/- (50% of Rs.11,250/-). Thus, the annual loss of

dependency works out to Rs.67,500/- (Rs.5,625/-x12) and if we

multiply the said amount by the 18 multiplier applicable to the

case on hand, it works out to Rs.12,15,000/-, (67,500/-x18) to

which the petitioner is entitled to under the head Loss of

dependency.

       25.   The Apex Court, in the case reported in 2013 ACJ

5800   (Sanobanu    Nazirbhai    Mirza   Vs.   Ahmedbad    Municipal

Transport Service) and also in the recent judgment reported in AIR

2014 SUPREME COURT 706 (Puttamma Vs. Narayana Reddy)

awarded Rs.1,00,000/- as compensation to the family members

(children and family members other than wife) for loss of love and

affection, deprivation of protection, social security etc., and
                                  15                           SCCH-1
                                                MVC No.340/15 & 341/15
Rs.10,000/- towards cost incurred on account of funeral and

ritual expenses. Though the petitioner has produced ambulance

charge of Rs.68,000/- as Ex.P.18, it has not been proved by

adducing the evidence of author of Ex.P.18.

      26.    The details of compensation I propose to award are as
under:
         Sl.No.      Head of Compensation               Amount/Rs.
             1.   Loss of dependency                     12,15,000-00
             2.   Compensation to the family              1,00,000-00
                  members (children and
                  family members other than
                  wife) for loss of love and
                  affection, deprivation of
                  protection, social security
                  etc.
             3.   Cost incurred on account of               10,000-00
                  funeral and ritual expenses
                               Total                    13,25,000-00


      In all the Petitioner is entitled for compensation of
Rs.13,25,000/-.



      MVC No.341/2015:

      27.    The Petitioner in MVC No.341/2015, who is none

other than father of the deceased and he has reiterated the

averments of the petition that, his son was working as Helper-cum-

Coolie and he was earning Rs.15,000/- p.m. and the Petitioner has

relied upon Inquest Report and P.M.Report as Ex.P.13 and 14 and

also produced his Aadhar Card and Election ID Card as Ex.P.16 &
                                  16                         SCCH-1
                                              MVC No.340/15 & 341/15
17 and also produced Embalming Certificate and Cause of Death

Certificate as Ex.P.19 and 20. In the cross-examination of PW-2,

he admits that, he has not produced any documents to show that

he   has    spent   an amount    of   Rs.2,00,000/-   for   cremation,

transportation and other incidental expenses. He says that,

deceased is her younger son. It is suggested that, he is aged more

than 55 years and the said suggestions was denied and he says

that, his elder son is aged about 30 years and also he admits that,

he has not produced any documents to show that, his son was

working in Borewell and it was suggested that, he was working at

borewells at the time of the accident.

      28.    It is important to note that, the owner has been

examined as RW-1 and in his evidence he admits the employment

and also he says that, the deceased was working as Helper-cum-

Coolie and he was drawing salary of Rs.500/- per day and he has

produced the vehicular documents and he claims that, there were

8 employees working in the said borewell and he only sent the

labourers on the date of accident and he was making weekly

payment as Rs.500/- per day and they were working from last 1

year. He says that, he has produced the documents to show that

he was proprietor of Mohan Priya Bore wells and he admits that,

he has maintained records regarding employer and he can produce

the same before the Court and he admits that, while digging bore
                                  17                         SCCH-1
                                              MVC No.340/15 & 341/15
wells 8 persons service is required and he used to visit the spot. He

admits that, he has not produced any documents to show that how

many workers have worked on the date of the accident. On the

date of the accident their people went to dig bore well at

Maraladoddi and he says they have maintained details of work in

respect of date of accident also and he can produce the details

before the Court. It is suggested that, these two deceased persons

were not working with him and hence, he is not having any

documents and the said suggestions was denied. He says that, he

was making payment by cash and he was making weekly payment

and he used to take note of working days while making the

payment.

      29.   For having taking note of evidence of PW-2 and also

RW-1, it is clear that, deceased were working with the Respondent

No.1. But, Respondent No.1 says that he was making payment of

Rs.500/- per day, but he has not produced any documentary proof

for having paid the amount of Rs.500/- and he claims that he was

making weekly payment and though he admits that, he can

produce the documents regarding employment, he has not

produced any documentary proof and no doubt, the accident took

place when the Borewell Lorry was toppled and they died at the

spot and the said fact cannot be disputed and regarding income is

concerned there is no material even though RW-1 admits that he
                                  18                         SCCH-1
                                              MVC No.340/15 & 341/15
was paying Rs.500/- per day in order to substantiate his claim he

has not placed any materials before the Court and hence, for

having taken note of nature of the work and borewell instead of

taking Rs.500/- as salary per day, I have taken their income as

Rs.250/- per day and it comes to Rs.7,500/- p.m. Since the

deceased is engaged in manual work of digging borewell.

      30.   The Petitioner has not produced any documentary

proof regarding age of the deceased. In Inquest and P.M.Report at

Ex.P.13 and 14 the age of the deceased is mentioned as 26 years

and Petitioner also in the petition claims that, the deceased was

aged about 26 years and the accident was taken place on

23.12.2014. Having taken note of the age of the deceased

mentioned in medical records, the age of the deceased is 26 years

at the time of the accident and the relevant multiplier applicable to

the case on hand is 17.

      31.    In the recent judgment of Apex Court reported in

2015 AIR SCW 3105 (Munna Lal Jain and another Vs.Vipin Kumar

Sharma and others), held that - 'age of the deceased has to be

taken as multiplier and inview of the said judgment by taking his

age and considering the claimant is only one, 50% has to be

deducted from his salary and inview of the principles laid down in

the judgment reported in 2013 ACJ 1403 (Rajesh Vs. Rajbir Singh),

50% has to be added as future prospects
                                  19                         SCCH-1
                                              MVC No.340/15 & 341/15
       32.   The income of the deceased is taken as Rs.7,500/- per

month, 50% of which works out to Rs.3,750/- and thus the total

works out to Rs.11,250/- p.m.


       33. In the recent judgment of Apex court in Sarala Varma's

case it is held that, if the deceased is a bachelor 50% of the income

has to be deducted towards personal expenses. Hence, 50% of the

income of the deceased is to be deducted for personal expenses i.e.,

Rs.5,625/- (50% of Rs.11,250/-). Thus, the annual loss of

dependency works out to Rs.67,500/- (Rs.5,625/-x12) and if we

multiply the said amount by the 17 multiplier applicable to the

case on hand, it works out to Rs.11,47,500/-, (67,500/-x17) to

which the petitioner is entitled to under the head Loss of

dependency.

       34.   The Apex Court, in the case reported in 2013 ACJ

5800   (Sanobanu    Nazirbhai   Mirza   Vs.   Ahmedbad    Municipal

Transport Service) and also in the recent judgment reported in AIR

2014 SUPREME COURT 706 (Puttamma Vs. Narayana Reddy)

awarded Rs.1,00,000/- as compensation to the family members

(children and family members other than wife) for loss of love and

affection, deprivation of protection, social security etc., and

Rs.10,000/- towards cost incurred on account of funeral and

ritual expenses. Though the petitioner has produced ambulance
                                  20                           SCCH-1
                                                MVC No.340/15 & 341/15
charge of Rs.68,000/- as Ex.P.18, it has not been proved by

adducing the evidence of author of Ex.P.18.

      35.    The details of compensation I propose to award are as
under:
         Sl.No.      Head of Compensation               Amount/Rs.
             1.   Loss of dependency                     11,47,500-00
             2.   Compensation to the family              1,00,000-00
                  members (children and
                  family members other than
                  wife) for loss of love and
                  affection, deprivation of
                  protection, social security
                  etc.
             3.   Cost incurred on account of               10,000-00
                  funeral and ritual expenses
                               Total                    12,57,500-00


      In all the Petitioner is entitled for compensation of
Rs.12,57,500/-.

      36.    Interest:

      Relying upon a judgment of the Apex Court reported in 2013

AIR SCW 5375 (Minu Rout and others Vs. Satya Pradyumna

Mohapatra and others), with regard to interest at the rate of 9%

p.a. on the compensation amount, in para 13 of the judgment, the

Apex Court held that Insurance Company is also liable to pay

interest at the rate of 9% p.a. from the date of application till the

date of payment and also by following the principles laid down in

(2011) 4 SCC 481 : (AIR 2012 SC 100) (Municipal Council of Delhi

Vs. Association of Victims of Uphaar Tragedy). In view of the above
                                  21                         SCCH-1
                                              MVC No.340/15 & 341/15
judgments with regard to the rate of interest, and also it is settled

law that while awarding interest on the compensation amount, the

Court has to take into account the rate of interest of the

nationalized bank and the rate of interest at 9% cannot said to be

on the higher side. Accordingly, the petitioners in MVC No.340/15

and 341/15 are entitled to interest at the rate of 9% p.a.

      37.      Liability:

      While answering Issue No.1 & 2, it is held that the accident

has occurred on account of rash and negligent driving of the driver

of the Borewell Lorry bearing Reg. No.KA-01-D-9257. As regards

the liability to be fixed on the Respondents, admittedly the

Respondent No.2 is the insurer of the offending Borewell bearing

Reg.No.KA-01-D-9257 and the Respondent No.1 is the owner of the

same. Hence, both respondents are jointly and severally liable to

pay compensation to the petitioner. However, primary liability is

fixed on Respondent No.2- insurance company to satisfy the award

in MVC No.340/15 and 341/15. Hence, these Issues are answered

accordingly.

      38.      Point No.3 in MVC No.340/2015 and 341/2015: In

view of the discussions made above, I proceed to pass the

following: -
                                 22                           SCCH-1
                                               MVC No.340/15 & 341/15


                             ORDER

MVC No.340/2015:

The petition is partly allowed with cost against Respondents.
The Petitioner is entitled for total compensation of Rs.13,25,000/-.
Petitioner is entitled for interest at the rate of 9% per annum from the date of petition till realization.
The Respondents No.1 and 2 are jointly and severally liable to pay the compensation along with interest to the Petitioner. However, the Respondent No.2 being the insurer is liable to pay the compensation amount to the Petitioner within

2 months from the date of this order.

Out of the compensation amount so awarded, 50% with proportionate interest is ordered to be released in favour of the Petitioner and the balance amount 50% shall be invested in fixed deposit for a period of 5 years in the name of the Petitioner in any of the nationalized bank of the choice of the Petitioner. Interest on F.D. is payable on maturity.

Advocate's fee is fixed at Rs.1,000/- Draw an award accordingly.

MVC No.341/2015:

The petition is partly allowed with cost against Respondents.
The Petitioner is entitled for total compensation of Rs.12,57,500/-.
Petitioner is entitled for interest at the rate of 9% per annum from the date of petition till realization.
23 SCCH-1 MVC No.340/15 & 341/15 The Respondents No.1 and 2 are jointly and severally liable to pay the compensation along with interest to the Petitioner. However, the Respondent No.2 being the insurer is liable to pay the compensation amount to the Petitioner within 2 months from the date of this order.

Out of the compensation amount so awarded, 50% with proportionate interest is ordered to be released in favour of the Petitioner and the balance amount 50% shall be invested in fixed deposit for a period of 5 years in the name of the Petitioner in any of the nationalized bank of the choice of the Petitioner. Interest on F.D. is payable on maturity.

Advocate's fee is fixed at Rs.1,000/- Draw an award accordingly.

Original of the judgment shall be kept in MVC No.340/15 and a copy of the same be retained in MVC No.341/15.

(Dictated to the Stenographer, Computerised by her, corrected, signed and then pronounced by me in the open court on this the 15th day of October 2015) (H.P.SANDESH,) Member, Prl. M.A.C.T. Bangalore.

ANNEXURES:

Witnesses examined on behalf of the petitioners:
P.W.1 : Smt.Sono Bai Gand @ Sanu Ganda @ Sanu Gound P.W.2 : Sri.Dhanu Gound @ Dhanu Ganda @ Dhanu Gond 24 SCCH-1 MVC No.340/15 & 341/15 Documents marked on behalf of the petitioners:
Ex.P-1 :    FIR
Ex.P-2 :    Mahazar
Ex.P-3 :    Sketch
Ex.P-4 :    Inquest Report
Ex.P-5 :    PM Report
Ex.P-6 :    Chargesheet
Ex.P-7 :    Death Certificate
Ex.P-8 :    Notarized copy of Aadhar Card of deceased
Ex.P-9 :    Notarized copy of Election ID Card
Ex.P-10 : Notarized copy of Election ID Card Ex.P-11 : Embalming Certificate Ex.P-12 : Cause of Death Certificate Ex.P-13 : Inquest Report Ex.P.14 : P.M.Report Ex.P.15 : Death Certificate Ex.P.16 : Notarized of Election ID Card Ex.P.17: Notarized copy of Aadhar Card Ex.P.18: Ambulance Bill for Rs.68,000/-

Ex.P.19: Embalming Certificate Ex.P.20: Cause of Death Certificate Witnesses examined on behalf of the respondents :

R.W.1 : Sri. Venkatesh Documents marked on behalf of the respondents:

Ex.R.1: Notarized copy of R.C.Book Ex.R.2: Policy copy Ex.R.3: Notarized copy of Tax Receipt Ex.R.4: Notarized copy of FC Ex.R.5: Notarized copy of Permit 25 SCCH-1 MVC No.340/15 & 341/15 Ex.R.6: Notarized copy of National Permit Ex.R.7: Notarized copy of D.L. (H.P.SANDESH) Member, Prl., M.A .C.T. Bangalore ******