State Consumer Disputes Redressal Commission
United India Insurance C/O. Neeraj ... vs Rohitash Saini S/O. Arjun Lal Saini on 21 April, 2026
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cuke jksfgrk'k lSuh o vU;
4- 1986&2007 CONSUMER dUT;wej 12384 ¼NS½ us'kuy ba';ksjl sa daiuh fyfeVsM cuke ljnkj xqjehr flag fu.kZ; fnukad 24-03-2004 5- ekuh; mPPre U;k;ky;& vihy ¼flfoy½ uacj 6075&6076@ 1995 ;qukbZVsM bf.M;k ba';ksjsl a daiuh fy- cuke ,e-ds-ts- dkWjiksjs'ku fu.kZ; fnukad 21-08-1996 6- 1986&1999 CONSUMER 4781 ¼NS½ nh ;wukbZVsM bf.M;k ba';ksjsl a daiuh fy- cuke eSllZ ,e-ds-ts- dkWjiksjs'ku rFkk eSllZ ,e-ds-ts- dkWjiksjs'ku cuke nh ;wukbZVsM bf.M;k ba';ksjsl a da-fy- o vU; fu.kZ;
fnukad 21-08-1996 10- mHk; i{k ds rdksZa ij euu fd;k rFkk i=koyh izLrqr nLrkostkr ,oa vihyk/khu fu.kZ; dk /;kuiwoZd ifj'khyu fd;k x;k A 11- mHk; i{kksa ds e/; ;g fufoZokfnr gS fd iz'uxr okgu fnukad 04-01-2019 ls 03-01-2020 rd dh vof/k ds fy, chfer Fkk ,oa ;g nq?kZVuk chfer vof/k esa fnukad 14-12-2019 dks 6-30 ,,e ij fnlk ikyuiqj xqtjkr gkbZos ij ?kfVr gqbZ gS A ;g Hkh fufoZokfnr gS fd ?kVuk dh lwpuk vizkFkhZ chek daiuh dks rqjUr ns nh x;h gS ftl ij chek daiuh }kjk LikWV losZ;j Jh /kuat; lh-f=osnh fu;qDr fd;k x;k gS ftlus ?kVuk ds nks fnu i'pkr fnukad 16-12-2019 dks LikWV losZ fd;k gS] ftldh fjiksVZ fuEu izdkj gS%& 1- BUMPER: Front Bumper was found badly crushed and broken.
2- FRONT SHOW & CABIN: Both side Show Panels and Center Grille with their inner shields were found badly pressed, crushed and broken and their outer Grilles were broken. RHS Wheel Housing and Footrest were found bent and Wheel Arch was broken. LHS Wheel Housing and Footrest were found badly crushed and Wheel Arch was broken. W/S Frame and Wiper Panel were found badly crushed and broken. LHS Door and Widow Panel were found badly crushed and broken. RHS Door and Window Panel were found bent, dented and misaligned.
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Cabin Roof was found badly crushed and broken from front and LHS portions. Cabin Back Wall was found badly bent and pressed from LHS portion. LHS Flooring was found pressed. Engine Box was found badly bent. Inside Bonnet was found broken. Cabin Shock Absorbers were found bent.
3- LOAD BODY: - Rear Load Body was found heavily impacted and badly damaged. Front Panel was found badly pressed and broken. LHS Body Panels were found broken from front portion. Trailer Chassis was found misaligned. Turn Table was found heavily impacted and misaligned.
4- GLASSES: - W/S, LHS Quarter Glass, LHS Door Glass, LHS Window Glass, LHS Mirror and Back Wall Glass were found broken.
5- CHASSIS :- (No. MAT447220C3K29974 - Physically checked) both long members were found bent from various portions. Towing cross member was found pressed.
6- SUSPENSION: - Front and Rear both side Leaf Springs and Shock Absorbers were found impacted, bent and misaligned.
7- FRONT AXLE: Front Axle and both side Stub Axles were found heavily impacted and bent.
8- FUEL FEED SYSTEM: Fuel Tank was found dented. Fuel Pipes were found cut. F.I. Pump and Filters were found impacted.
9- ENGINE ASSLY. :-( No. 1803221K63296717 - Physically not visible) Engine was found heavily impacted and pushed backward. 0il Chamber was found dented. Turbo charger was found impacted and it's hose was broken. Air Cleaner was found impacted. Engine Mountings were found broken.
10- TRANSMISSION SYSTEM: - Clutch Housing and Gearbox Housing were found impacted.
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11- PROPELLER SHAFTS: Impacted.
12- DIFFERENTIAL HOUSING :-(No. not visible) Impacted 13- DEAD AXLES: All impacted.
14- COOLING SYSTEM: - Intercooler, Radiator, Hose Pipes, Shroud and Fan were found broken. Water Pump was found impacted.
15- AIR TANK & VALVE: - Intact.
16- WHEEL PLATES: - Front both side Wheel Plates were found bent. Rear (Differential) LHS. Outer Wheel Plate was found badly bent. Rear other Wheel Plates were found impacted.
17- TYRES: - Front LHS Tyre (Apollo) was found dislocated and cut. Rear (Differential) RHS Outer Tyre (Apollo, No. C09038705018 was found cut. Rear (Differential LHS both tyres (Vikrant) were found brushed and cut.
18- EXHAUST SYSTEM: - Exhaust Manifold was found impacted. Exhaust Pipes and Muffler were found bent and dented.
19- STEERING ASSLY. - Steering Wheel and Shaft were found bent, Steering Gearbox (Make: ZF, No. 01484 09/12) was found impacted and damaged. Lower Linkages were found bent and misaligned. Power Steering Pipes and Oil container were found broken. 20- DASHBOARD:- Dashboard was found badly crushed.
Meter Panel was found broken. Meters were found impacted and disturbed 21- CONTROLS: - A, B, C Pedals and Gear Liver were found bent.
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22- BRAKES: - Brake Foot Valve was found impacted. Front and Rear Brake Pipes were found cut. Front and Rear both side Boosters were found impacted. 23- SEATS: - All damaged.
24- ELECTRICAL EQUIPMENTS: Both Batteries (Local) were found broken. Both side Head Lights and Indicator Lights were found broken. RHS Wiper Arm was found bent while LHS Wiper was not fitted. Horn, Combination Switch, Fuse Box and Wiper Motor were found broken. Starter was found dislocated and damaged. Alternator was found impacted and damaged. All possible care has been taken to note down the visual accident damages, inspected on insured vehicle at spot of accident. Even if any item is missed, you may take a suitable decision looking to cause and nature of accident at the time of finalization of claim.
REMARKS:
1. Nobody was injured in above accident.
2. The others vehicles, involved in the accident were a Truck & a Trailer. The Truck had run away soon after the accident. The parked Trailer No. TN.30.BV.6888 had sustained damages at it's right side.
3. The incident was not reported at Police Station till my visit at spot.
4. The cause of accident tallies with above damages.
5. All original vehicular documents are to be checked.
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