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[Cites 9, Cited by 11]

Himachal Pradesh High Court

M/S Himachal Co­Operative Non ... vs Shri Raj Kumar Mittal And Another on 20 November, 2018

Author: Sureshwar Thakur

Bench: Sureshwar Thakur

        IN THE HIGH COURT OF HIMACHAL PRADESH              SHIMLA OMP No. 175 of 2018 in CS  .

No. 22 of 2018 Reserved on: 2.11.2018 Decided on : 20.11.2018                                                                                                                                             M/S   Himachal   Co­operative   Non   Agriculture   Thrift   and Credits Society Limited .....plaintiff/non­applicant.  

Versus Shri Raj Kumar Mittal and another ....Defendants/applicants. 

Coram:

The Hon'ble Mr. Justice Sureshwar Thakur, Judge.
Whether approved for reporting?1  Yes.
For the plaintiff/non­applicant: Mr. B.C Negi, Sr. Advocate with  Mr. N.K Bhalla and Mr. Dalip K  Sharma, Advocates.
For the defendants/applicants: Mr. P.S Goverdhan, Advocate. 
                                                                                                                                           
Sureshwar Thakur, J This order will dispose of an application, cast under the   provisions   of   Order   37   Rule   3   (5)   of   the   Code   of   Civil Procedure,   as,   moved   before   this   Court,   by   the defendants/applicants(hereinafter   referred   to   as   the 1 Whether reporters of the local papers may be allowed to see the judgment?
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"defendants"), wherethrough, they seek hence leave to defend .
the   summary   suit,   instituted   by   the   plaintiff/non­applicant (hereinafter referred to as the "plaintiff").

2. The   plaintiff   has   instituted   the   instant   suit,   cast under   the   provisions   of   Order   XXXVII,   of   the   Code   of   Civil Procedure,   seeking   there­through,   the,   recovery   of   suit amount.   An   averment   is   embodied   in   the   plaint,   qua   the plaintiff   being   a   duly   registered   co­operative   Society, registration   whereof,  is,  entered  at  Sr.   No.  687,    in  the  apt records,  maintained by the Registering Authority concerned.

The   plaint   has   been   instituted   by   the   duly   authorized representative   of   the   society.   The   suit   has   been   drawn,   on, anvil   of   cheque   bearing   No.   644525   of   6.11.2016,   drawn   on State Bank of India, Solan, embodying therein a sum of Rs.

47,00,000/­, cheque whereof, upon, its presentation before the Bank concerned, was refused to be honoured, on account of "

Drawer sign not as per mandate". Photocopy of the Cheque is appended with the plaint as Annexure P­3.  In sequel thereto, the   apt   statutory   notice   was   served,   upon,   the   defendants.
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Notice   whereof,   is,   borne   in   Annexure   P­5,   and,   upon   the .
defendants   not   meteing   compliance   thereto,   a   complaint embodied, in Annexure P­6, was, instituted before the Court of Judicial   Magistrate,   Ist   Class,   (II),   Solan.   Clause   (a)   of Paragraph 5 of the plaint, details the amount(s) taken as loan,

3. to by the defendants, from the plaintiff.

Succinctly,   the   dishonored   cheque   borne   in Annexure   P­3,   is,   espoused   to   be   carrying   hence   sum(s)   of money   arising,   towards   a   legally   enforceable   debt.     The plaintiff,   through   the   instant   plaint,   cast   under   the   afore provisions,   has,   upon   Annexure   P­7,   Annexure   whereof comprises a notice issued by the defendants, hence, reared a vehement   contention,   before   this   Court,   (i)   that   the   recitals borne   therein,   being,   readable   as   admission(s)   of   the defendants,   vis­a­vis,   issuance,   of,   the   afore   dishonored negotiable instrument, borne in Annexure P­3, being towards a legally enforceable debt, hence, a verdict rather summarily decreeing   the   plaintiff's   suit   being     pronounced,   upon,   the plaintiff.

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4. When notice was served, upon the, defendants, the .

instant   application,   cast   under   the   provisions,   of,   Order   37 Rule   3(5)   of   the   Code   of   Civil   Procedure,   stood   instituted before this Court, by the defendants, wherethrough, they seek leave   of   the   Court,   to,   defend   the   suit,   and,   obviously espousals' contrary to the ones embodied in the plaint, stand reared therein. In paragraph 2 of the afore OMP, a contention is reared qua some borrowings, being made by the defendants, from   the   plaintiff   society,   and,   the   entire   borrowings   being liquidated,   by   the   defendants,   and,   also   disclosures   rather holding   concurrence,   with,   the   afore   averment,   hence,   also occur   in   the   apt   statement,   of,   account   prepared   up   to 31.3.2016. A further averment is borne therein qua liquidation of   the   loan   amount   being   made,   either,   through   RTGs   or through cheques, hence, per se, the defendants contest, that, the apt liquidation not occurring through cash payments.   A denial is borne in afore OMP qua the amount embodied in the cheque aforesaid, being, not realizable, from, the defendants, ::: Downloaded on - 27/11/2018 22:55:46 :::HCHP ...5...

hence,   the   suit   being   not   maintainable,   for,   its   being   hence .

summarily decreed.

5. A   contention,   vis­a­vis,   the   suit   being   not maintainable,   within,   the   ambit,   of,   Section   72   of   the Himachal   Pradesh   Co­operative   Societies   Act,   1968,   is,   also reared,   conspicuously   qua   the   condition   set­forth   therein, remaining un­complied with, by, the plaintiff. Further more, the afore dishonored cheque, is, contended by the defendants to be a part of a series of blank security cheques, issued, by the defendants, to, the plaintiff before March, 2016. Moreover, it is also   contended,   that,   the   issuance   thereof   being   under pressure   standing   exerted,   upon,   one   Raj   Kumar   Mittal,   by one   Chander   Pal,   Secretary   of   the   Society.   Also   the   details occurring on the back side of the cheque, are, averred to be made   by   the   plaintiff,   as   such,   the   cheque   is   alleged   to   be forged.  A cheque in addition, from one amongst, the series of blank   cheques,   and,   carrying   a   sum   of   Rs.   9   lacs,   stands contended   to   be     presented   for   encashment   by   M/S   A.R Associates, of which one Raj Kumar, is, stated to be a partner.

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Moreover,   the  defendants also aver, in, the afore OMP, qua .

forbidance being made upon one Chander Pal , from, making misuse   of   certain   blank   cheques,       A   notice   is   stated   to   be issued on 10.6.2016, whereunder, a request for returning, the, security cheques, was made.     However, it is further averred instant summary suit.

r to that the plaintiff failed to do so, rather, he has instituted the

6. The  plaintiff   meted  reply   to the  application,  and, contended that given the averments, made, in the summary suit,   and,   with   the   afore   rendered   admission,   of,   the defendants,   rather   renders   the   suit   amount,   to   be   an undisputed   claim, and, with the extant summary suit being backed, by an apparent statutorily holistic purpose, and, also with the instant suit, hence satiating, all thereof apt statutory ingredients,(i) thereupon the espoused leave being granted to the   defendants,   would   rather   render   the   afore   holistic statutory purpose hence being defeated. 

7. In opposition to the statement of account, appended with the application, the, plaintiff has appended with its apt ::: Downloaded on - 27/11/2018 22:55:46 :::HCHP ...7...

reply, hence Annexure R­1, annexure whereof, comprises the .

statement   of   account   appertaining,   to,   the   period   from 1.4.2015 to 31.3.2017, wherethrough, rather ,the, disclosures borne in the prior thereto statement of account, ending up to 31.3.2016, hence stand negativated.

8. The   defendants   while   meteing   rejoinder   to   the reply furnished by the plaintiff, contended, that Annexure R­1 appended with the reply to the afore OMP, is, bereft of any vigor, and, is a false document.

9. Before proceeding to determine, the, validity of the aforesaid   submissions   addressed   before   this   Court,   by   the learned   counsel   for   the   parties,   it   is   deemed   incumbent,   to bear in mind the expostulations of law, as are enjoined to be applied   thereon,   for   hence   making   a   conclusion,   qua,   the espoused   leave   being   accordable   or   refusable.     The   trite expostulations of law, are, embodied in a judgment rendered by the Hon'ble Apex Court in Case titled as Sunil Enterprises and   another  versus  SBI   Commercial   &   International   Bank ::: Downloaded on - 27/11/2018 22:55:46 :::HCHP ...8...

Ltd.,   reported   in   (1998)5   SCC   354,  whereunder   the   Hon'ble .

Apex   Court,   has   set   forth   the   hereinafter   extracted expostulations of law:­ "4(e) If the defendant has no defence or the defence is illusory or sham or practically moonshine, the Court may show mercy to the defendant by enabling him to try to prove a defence but at the same time protect the plaintiff   imposing   the   condition   that   the   amount claimed   should   be   paid   into   Court   or   otherwise secured."

10. The   afore   expostulation   of   law   are   further elaborated   and   reiterated,   in   a   judgment   rendered,   by   the Hon'ble Apex Court in case titled as State Bank of Hyderabad versus  Rabo  Bank, reported  in  (2015)  10 SCC 521, relevant paragraphs 15 to 17 whereof are extracted hereinafter:­ "15. As regards the entitlement of a defendant to the grant of leave to defend, the law is well settled long back in the year 1949 in Sm. Kiranmoyee Dassi Vs. Dr. J. Chatterjee, AIR 1949 Cal 479, in the form of the following propositions: 

If the defendant satisfies the Court that he has a good defence to the claim on its merits, the plaintiff is not entitled   to   leave   to   sign   the   judgment   and   the defendant is entitled to unconditional leave to defend. 
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If the defendant raised a triable issue indicating that .
he   has   a   fair   or   bona   fide   or   reasonable   defence although not a positively good defence the plaintiff is not   entitled   to   sign   judgment   and   the   defendant   is entitled to unconditional leave to defend. 
If   the   defendant   discloses   such   facts   as   may   be deemed sufficient to entitle him to defend, that is to say,   although   the   affidavit   does   not   positively   and immediately made it clear that he has a defence, yet, shows such a stage of facts as leads to the inference that   at   the   trial   of   the   action   he   may   be   able   to establish   a   defence   to   the   plaintiff`s   claim,   the plaintiff is not entitled to judgment and the defendant is entitled to leave to defend but in such a case the court may in its discretion impose conditions as to the time or mode of trial but not as to payment into court or furnishing security. 
If the defendant has no defence or the defence set up is   illusory   or   sham   or   practically   moonshine   then ordinarily   the   plaintiff   is   entitled   to   leave   to   sign judgment and the defendant is not entitled to leave to defend. 
If   the   defendant   has   no   defence   or   the   defence   is illusory   or   sham   or   practically   moonshine   then although ordinarily the plaintiff is entitled to leave to sign judgment, the court may protect the plaintiff by only   allowing   the   defence   to   proceed   if   the   amount claimed  is   paid  into   court  or   otherwise  secured   and ::: Downloaded on - 27/11/2018 22:55:47 :::HCHP ...10...
give   leave   to   the   defendant   on   such   condition,   and .
thereby show mercy to the defendant by enabling him to try to prove a defence. 

16. It is also noticed that the law as enunciated above, has been followed by the Courts in several cases [See also : Santosh Kumar Vs. Bhai Mool SinghAIR 1958 SC   321,   Milkhiram   (India)   (P)   Ltd.   Vs.   Chamanlal Bros,   AIR   1965   SC   1698,   Mechelec   Engineers   & Manufacturers Vs. Basic Equipment Corpn., (1976) 4 SCC   687   and   Sunil   Enterprises   &   Anr.   Vs.   SBI Commercial & International Bank Ltd. (1998) 5 SCC 354]. 

17. An analysis of the above principles makes it clear that in cases where the defendant has raised a triable issue   or   a   reasonable   defence,   the   defendant   is entitled   to   unconditional   leave   to   defend.   Leave   is granted to defend even in cases where the defendant upon disclosing a fact, though lacks the defence but makes   a   positive   impression   that   at   the   trial   the defence would be established to the plaintiff's claim. Only in the cases where the defence set up is illusory or   sham   or   practically   moonshine,   the   plaintiff   is entitled to leave to sign judgment."

11. For apt application(s), of, the inherent apt nuance, of,   the   afore   expostulations   of   law,   upon,   the   competing ::: Downloaded on - 27/11/2018 22:55:47 :::HCHP ...11...

espousals   hence   reared   by   the   plaintiff,   and,   for   hence .

validating or invaliding them, rather also enjoins eruption, of, apt material personifying qua (a) an evident bonafide defence being   reared   by   the   defendants,   whereupon,   the   defendants being enjoined to be granted, the espoused leave to defend; (b) qua   the   afore   rearings   of   defence,   within,   the   afore expostulations being not a positive good defence; (c) rather the espoused   defence   being     both   a   bonafide   or   a   reasonable defence,   to   the   plaintiff's   claim,   (d),   and,   with   imminent inference(s) being ensuable therefrom qua, upon, the defence being put to trial, there being every likelihood of emergence, of evidence,  thereupon an apt inference being erectable qua  the defendants hence rearing a bonafide or a reasonable defence;

(e)   upon   the   defence   being   illusory   or   sham   or   practically moonshine,   thereupon,   the   plaintiff   being   enjoined,   to   seek leave   to   sign   the   judgment,   and,   the   defendants   being   dis­ entitled to seek leave to defend. 

12. Further   more,   even   if   the   afore   expostulations   of law,   stand   satisfied   by   the   plaintiff,   and,   when   hence   the ::: Downloaded on - 27/11/2018 22:55:47 :::HCHP ...12...

plaintiff is enjoined to be granted, leave to sign the judgment .

yet, the Court may proceed to protect the plaintiff, by allowing the defence, to proceed, yet subject, to, as a measure, of, mere clemency being bestowed, upon, the defence, comprised in the directions     being   made,   upon,   the   defendants,   to,   give   an adequate   security,   vis­a­vis,   the   suit   amount.   Within   the ambit of the afore expostulated parameters of law, this Court proceeds to determine the factum, qua, the admission, if any, of   the   defendants,   as   embodied   in   the   notice   issued   by   the defendants, rather hence, boosting a firm conclusion, that, the amount borne in the dishonored cheque, being an undisputed amount,   (i)   hence   for   obviating   the   suit   being   put   to   a procrastinated   trial, upon, the apt leave being meted to the defendants, (ii) thereupon this Court rather would proceeding to grant leave, to the plaintiff to sign the judgment, (iii) also, it is   enjoined   to   make   discernments,   from,   the   afore   rendered material   qua   whether   the   defendants   rather   satiating   the afore parameters, whereafter, this Court may proceed to grant the espoused leave to it/him/them.

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13. The most pertinent documentary evidence, existing .

on   record,   whereon   reliance   is   placed   by   the   plaintiff­non applicant, to, contend that it carries apt admission(s), of, the defendants/applicants,   is,   embodied   in   Annexure   P­7, admission   whereof   occurs,   in,   the   hereinafter   extracted   apt paragraph, borne  in paragraph 1 thereof.

"That Shri Raj Kumar Mittal my aforesaid client being partner of first two concerns and being Director of two Private Limited Companies took loan on different dates from   your   society   and   company   in   order   to   advance business of the aforesaid concerns and companies. The said loans were taken in individual capacity and also as partner of the said concerns and companies. In order to secure repayment of loans taken on different dates Shir Chander Pal Aggarwal being officials of the Society and company used to take blank cheques signed by my said client   and   without   filling   the   name   of   the   society, company or any individual. However, whatever amount is   used   to   be   taken   as   loan   was   shown   in   the   said cheques.   My   client   also   issued   blank   cheques   duly signed by him in his individual capacity from his saving account  which were handed over to Shri Chander Pal aforesaid. Further blank stamp papers duly signed by my client as partner of the aforesaid concerns and also in his individual capacity were obtained by your society ::: Downloaded on - 27/11/2018 22:55:47 :::HCHP ...14...
and   company   and   handed   over   to   Shri   Chander   Pal .
official of the society and company."

14. However,   subsequent   thereto   a   recital   occurs,   in Annexure P­7, that, certain blank cheques being handed over to   one   Chander   Pal   Aggarwal,   and,   from   one   amongst   the afore blank cheques, a cheque carrying a sum of Rs. 9 lacs, standing presented on 9.6.2016 by one Amit Aggarwal son of Chander   Pal   Aggarwal,   and,   hence   an   echoing   also   occurs therein   that   the   afore   misdemeanor(s)   of   the   son   of   Mr. Chander   Pal   Aggarwal,   rather   rendering   open   an   inference, that the cheque at hand, being one amongst the blank chques, and, it not carrying any undisputed realisable or decreeable amounts' of money.

15. Further more, reliance is placed, upon, notice borne in Annexure P­5, issued by the counsel for the plaintiff, and, served   upon   the   defendants,   conspicuously,   prior   to   the institution   of   a   complaint   under   Section   138   of   Negotiable Instruments Act, espousals borne wherein, are, in concurrence with   the   recitals,   borne   in   the   complaint,   and,   with   the ::: Downloaded on - 27/11/2018 22:55:47 :::HCHP ...15...

defendants not meteing any reply thereto, hence subsequent .

thereto exculpating echoings, as, are borne in Annexure P­7, being an afterthought, and, a sheer concoction, and, also not rendering   hence   effaced,   the,   effect   of   the   afore   sentence, occurring in paragraph 1 of Annexure P­7.

16. Nowat is to be gauged, the respective efficacy(s) of the afore submission imperatively, on, anvil of the afore apt expostulated parameters,.

17. The dishonored negotiable instrument is issued, on, 6.11.2016, and, the statement of account, appended with the the   application,   rather   appertains   to   the   period   much   prior thereto, in as much, as, qua 31.3.2016.   Consequently prima­ facie, the statement of account appended with the application, at   hand,   with   disclosure   occurring   therein   qua   no   loan amounts   yet   pending   against   the   defendants   rather   is rendered insignificant.   Also, any contest qua Annexure R­1, appended   with   the   plaintiff/non­applicant's   reply, conspicuously vis­a­vis, its authenticity may not be relevant.

Contrarily   when   it   constitutes   an   authenticated   copy   of   the ::: Downloaded on - 27/11/2018 22:55:47 :::HCHP ...16...

statement, of, account, and, when, it, hence holds proximity, .

vis­a­vis, issuance of the dishonored negotiable instrument, (i) and,   when   it   assumes   an   enhanced   aura   of   validity   given, upon, a combined reading of the apt disclosures' made therein vis­a­vis cheque borne in Annexure P­3, and, with notice borne in  Annexure  P­5, and, also, (ii) when its'  issuance occurs in contemporaneity,   vis­a­vis,   issuances   of   cheque   borne   in Annexures   P­3   and   of   notice   borne   in   P­5   (iii)   thereupon unveilings   rather   emerging   qua   inter­se   congruity   occurring inter­se all the aforesaid Annexures. 

18. Reiteratedly,   in   making   the   aforesaid   conclusion, the  factum of notice, comprised in Annexure P­5, remaining un­replied, by the respondent/plaintiff, thereupon the contents thereof, do acquire an aura of validity, (i) and, further more when it is issued in contemporaneity, vis­a­vis, statement of account,     (ii) also, thereupon all the afore annexures acquire an alike aura of sanctity. Even though, Annexure P­7 carries therewithin, the, afore extracted apt sentence, and, with the afore Annexure standing issued, on 10.6.2016, yet the effect of ::: Downloaded on - 27/11/2018 22:55:47 :::HCHP ...17...

the afore sentence, does rather avail an inference, that, certain .

borrowings, being made by the defendants, from the plaintiff, and,  for liquidation  thereof, the defendants issuing cheques, and, the amount borne in the cheques rather remaining un­ liquidated.

19. Since the defendants hence rear a plea, that, all the liquidations   hence   occurring   through,   cheques   or   through RTGs   mode,   and,   not   through   cash,   (i)   thereupon   when Annexure R­1 appended with the reply, does bear proximity vis­a­vis, issuance of the dishonored negotiable instrument, (ii) thereupon,   the   afore   sentence   occurring   in   Annexure   P­7, tantamounts   to   an   admission   qua   the   sums   borne   therein, being towards liquidation of outstanding borrowing, as, made by the defendants from the plaintiff.

20. Even otherwise the defendants prima­facie appear to   raise   various   submissions,   that,   certain   security   cheques being  issued  by  them  to  the plaintiff,  and,  that  the figures, and,   the   scribings   occurring   therein   being,   not,   in   his/their hands. However, the defendants did not adduce any evidence ::: Downloaded on - 27/11/2018 22:55:47 :::HCHP ...18...

qua therewith, before, the learned trial Magistrate concerned .

nor   any   disclosures   stand   made,   in   the   apt   testification rendered   therebefore, qua  the afore trite  fact,  hence  coming under contest.  The further effect thereof, is, that the espousal occurring   in   paragraph   2   of   Annexure   P­7,   qua   son   of   one Chander Pal Aggarwal, misusing a cheque for a sum of Rs. 9 lacs,   comprised   in   his   presenting   it,   before   the   Bank concerned, stands falsified, (i) besides for the reasons, that, it appertains to a period much prior to the period of issuance, of, the dishonored instruments, (ii) and,   it carrying an amount lesser than the amount borne, in, the dishonored instrument, hence,     also   diminishes   the   vigor   of   the   espousal,   of,   the defendants,   (iii)   predominantly   also   given   despite   the witnesses'   concerned,   of   the   plaintiff,   while   rendering testifications, before, the learned trial Magistrate concerned, hence   making   echoings'   qua   the   apt   statement   of   account being   available   (iv)   yet   the   the   defendants   not     making adduction(s)   thereof   before   the   Court,   whereas   the   afore adduction   of   statements   of   accounts,   would   facilitate   the ::: Downloaded on - 27/11/2018 22:55:47 :::HCHP ...19...

Court, in, drawing an inference qua the defendants' admission .

being negatived or effaced, whereupon, non­adduction thereof, gives, rather strength to the afore admission.

21. Be that as it may, for all the assigned reasons, the defendants   have   abysmally   failed,   to,   establish   qua   theirs holding   a   reasonable,   fair   and   bonafide   defence,   and,   also grossly failed, to, at this stage ,rear a ground that if the afore defence(s)   are   put   to   trial,   theirs   bringing   forth   hence evidence,   (i)   whereupon,   an   inference   may   be   drawable   of their   defence,   being   workable   or   being   genuine   or   holding sanctity, (ii) contrarily, thereupon it is to be concluded that the apt leave being refusable or unaccordable to the defendants.

22. The defendants contest qua with the apt statutory notice   contemplated in Section 72 of the Cooperative Society Act,  hence remaining evidently un­issued,thereupon the suit being   not   maintainable.   However,   the   aforesaid   contention would     gather   weight,   upon,   the   the   defendants   rather committing misconduct of criminal breach of trust, vis­a­vis, plaintiff's   funds,   and,   hence   his/theirs   misconduct   touching, ::: Downloaded on - 27/11/2018 22:55:47 :::HCHP ...20...

upon, the management and business of  the plaintiff society.

.

However the aforesaid evidence is amiss, contrarily when the defendant   is   a   loanee,   of,   undisputed   sums   of   money, thereupon,   even   when   the   statutory   notice   remained   un­ served, prior to the institution of the instant summary suit,

23. to yet, apt leave being grantable rather to the plaintiff.  

Further more, the aforesaid defence is illusory   or moonshine,   and,   further   if   given   the   afore   expostulated condition   precedents for, hence the apt leave being granted, when   remain   hence   unsatisfied,   thereupon,   the,   statutory holistic   purpose,   would   rather   be   defeated,   upon,   the   suit being put to the rigors, of,  a procrastinated trial. 

23. In   view   of   the   above,   the   application   stands disposed of. 


    20th November, 2018                            ( Sureshwar Thakur ),
    (priti)                                               Judge. 




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