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Karnataka High Court

Sri Jacob S/O G L Nathan vs The Oriental Insurance Co Ltd on 4 March, 2010

Author: D.V.Shylendra Kumar

Bench: D.V.Shylendra Kumar

IN1}flEHKH{COURT(H?KARNHhM&AAT BANGALQRE

DATEB THIS THE 4TH DAY OF MARCH. 2ej1ofjCL*wT_

PRESENT

THE HON'BLE MR JUSTICEDV__SHYL.  ENbRA§§'_:;t3TMAR'    V

AND

THE HON'BLE MR JUSTICE, _K N  '

M.F.A. No 452O'.T§f..2oo6._L1g:_x{jT-%T  "
BETWE. EN: '. ' A' i

1. SR1. JACOB _ 
s/0. G.1.._NATI%IA1\I_,:'~. V  1 
AGED:AB.Q'_UT fI?O  ' 

2.  T 
   
AGED,  €s4_YEARS;' '

BOTH  RESI_D'I.N.I'-3r AT NO.E-6,
SRIRA\/1A1'JAGAF{l*,;.HAL POST,
V 1 _VAIRPOIV§I'V ROA'I),"°
 BANGALORE«~}'7.
T   2  '''''  ...APPELLAN'I'S

  "(BY s;a,i£GUR;.:DEvA PRASAD, ADVOCATE)

 D3».  AT

  X 1. THETLORIENTAL INSURANCE co. LTD.

"REGIONAL OFFICE, N044/45,

*  LE0 COMPLEX, DAVY'S BUILDING,

RESIDENCY ROAD CROSS,
BANGALORE- 1,
BY ITS REGIONAL MANAGER.





2. MR. NARAYANASWAMY.
KAVAK NO.3010, 137" MAIN,
HAL 2ND STAGE, INDIRANAGAR.
BANGALORE438.

(BY SR1. PB. RAJU, ADVOCATEMFOR R.-~''1';v--tf.F: '-
M/S. GUI-IA ASSOCIATES;'ADVS,,'--AND_  

..     _

SRI. SHIVAKUMAR, ADV.     

THIS MFA FILED ws 17343} VOif"1\3fXI_VVVA_CT
AGAINST THE JUDMENT"*=_2=LND AWARD 'DATED
05.09.2005 PASSED IN MV_C_'NQ.'1_»807 ONVTHQEJ FILE
OF THE MEMBER';'~~..«MA;CT," -.CQ'UR'I' OF' "SMALL
CAUSES, M.AYOHA~LI.,   _ *  BANGALORE
(SCCH.NO.20}, DISMISSI_NG" 'F§~IE._ 'C.'['gA__I_M PETITION
FOR COMPENS:'\TIO§.\¥C""'Q * ; 

't'?iFA'»;'fV4fii():'I\1i1V.1'_\1'G 0N"'F0R HEARING THIS
DAY,K.N--n  'ARAYANA J., DELIVERED THE
FOLLOWING:'  0  

0»jJEDGMENT

  'aggpeal fiied under Section 173 of Motor

0  _Ve_'1_;ie1eS"'Act::"_'{f0r Short '1VI.V. Act') is directed against the

jut%gm.ef1t~.eind award dated 05.09.2005 passed by the

 ..MACT;*¢IE3anga10re {SCCH--20) in MVC N01807/2000

""._VCi'iS1'".iA1iSSing the Said claim petition filed by the

 " - 'etppellants/claimants.



2} The appellants as parents of deceased

Lawrence Jacob filed claim petition under SectionV.~?___66

of the M.V. Act seeking compensation of Rs. ;

for the death of Lawrence Jacob inter alia  it

that on 30.01.1997 at about 3;3o--p.n§-,.  the V

deceased was proceeding on his[rn'o_tor cyc_1e'~ .bea"1i_ng*

registration N0.C.A.Z 2714;  clheckpost
Crossing, the car bearing registration No0."iVIE'r{ 2030
driven by its driver it   negligent manner

dashed against: '-his  pg 0'  a result, he

sustained  left leg and other parts
of theibody, 'ahdA:.0:.'in01rn.ediately he was shifted to the

hospital, where' he treated as inpatient for several

.  .  While thveminjured was still under treatment, he

   petition seeking compensation for the

per__sonal_inji1ries suffered by him in the accident in

 pgquestion, in MVC No.3434/9'7. However, when the said

0' --..petition was still under consideration before the

 is ._..Tribunal. the injured Lawrence Jacob died on

09.01.2000 after haxdng undergone amputation of his



4
left leg below the knee on 0906. i999. According to the

claimants, the death of their son Lawrence Jacob was
due to the injuries sustained by him in the accident.

Upon the death of Laurence Jacob, the claim petition

filed by him was withdrawn by his 

independent claim petition namely the "

petition came to be filed seeking compensation. 'i'ot..,c§iie:a .9

death of the deceased Lawrence Jacob';  

there is loss of dependency onl'a_ccoi,1ntllo'f  death and
that they are also entitled for  spent by them
towards the treatmer1t...:'Qfc   had been

injured in the acC¢:dentl;'~ala.__l'''--- ' '

3]  lc_1aiI_Ii vjletition wa.s contested by the

 «.  'ofthe o'ffen_di.:ig Car interaiia on the ground tha.t

' the deceased was not due to the injuries

's.aidlto ho;x;¢ been sustained by him in the motor vehicle

accident, therefore, the claimants are not entitled for

» a'rlij»,?.i compensation. 



7

consequential injuries sustained by the rider of the
motor cycle. The documentary evidence produced by the

claimants further establishes the prolonged treatment

undergone by the deceased right from the date4VoTf~_th.e_

accident almost up to the date of his death.

9] The discussion made-iby'*--theVVVi'n'f'it it

its judgment at Para--8 clearllji«V_i:uAdicatles.vAM'.that "

deceased Lawrence Jacob'--..VfiW'as "undead "eoVn.tiVnuojus
treatment from the date of alrnost  to the

date of his death. Inalspite'  the Tribunal

proceeds to .tlIeVV__claitr1ants have failed to prove
that the death of rdeceafised was due to the injuries
sustained   in thezlmotor vehicle accident.

    of the judgment under appeal

  the following two aspects said to be

en'z.ergi_;1g,i?orn the evidence weighed very much in the

  Lthe teamed member of the Tribunal to come to

it *..Vthe...'A"conc1usion that the death was not due to the

 V. ,_..acc1'.denta1 injuries.

 



8

i} The considerable interval from the
date of the accident till the date of
death of the deceased.

ii) Lack of medical evidence pin--pointing
the death as a result of the injuries 
suffered by the deceased in the" 
accident.   '

11) The conclusion appears to be on  V'

misreading and misappreciatio_n""ofothe evidence on 
record. The medical evidence. on rec'ord~. _ciearl3{
establishes that, in the accident the V' d.eceased""sV1iffered

fracture of left fronto ;.parietal----b:one',"gclosed'fracture of

the   "of..uf)per third and middle
third Va-nd"_.i'racture of the both bones

of the  .1eg.._ 4l"Eh'e'.:_"..'evidence on record further

 g_ est:-tblis_hes that though the injured took treatment in

 ' immediately after the accident and he

underweiity surgery for correction of the fractures,

 infection set in all along and due to the infection, his

 V. ldeftieg iivas amputated on 09.06.1999, still the infection

iemained and almost lead him to death. According to

it "the evidence of the Doctor, the death of the deceased



9

was due to multiple organ infection and cardiac failure.
The infection which began during the course of the
treatment to the injuries suffered by the son of the

claimants in the accident persisted all  3,

complicated the treatment and in spite of  _

best medical attention, the injured did   u

within about 7 months the,reafter;»  .A

succumbed being unab1Ve'._t0 its-cover Kfrcrn theft

consequences. Even assumingf'that_Vtherewas a cardiac
arrest, again it is attribiitablfe to  on account of

i1'lj11I'i€S'.""--v.j;h€1'€fi£1'€, '=the_'Tribunal is not justified in

holding that not due to the injuries but

for otherxrneasons, 'I'_he«.._conclusion of the Tribunal is

.~ . A ob3«i~%:).usiA and con'trary.v

    wgoing through the evidence on record,

orA1e._jcoiiid_;s'ay that the death of the deceased was only

 due totlie injuries sustained by him in the accident and

  for any other reason. In this View of the matter, the

if   ._finding of the Tribunal is perverse and contrary to the

evidence on record and is the result of improper



10

appreciation and misreading of the evidence on record

and therefore it is liable to be set aside.

i3) Accordingly we hold that the claimants have

proved that their son Lawrence Jacob died on account

of injuries sustained by him in the motor""vey";i_clei2'»_it 

if Ar?' i.

accident that occurred on 30.01.1997   

they are entitled for compensation  thebwrier'
insurer of the offending vehicle.

14) No doubt, the Tiiburyilalgin its judgrrient has

not qiiantiiiedl  vicorripensation"lpayable. The perusal
of thegrecordlj all necessary inputs are

available'  record the finding regarding

 V.  q1V_ta'ntuin of con'ipen_sation. In fact, the method in which

' the ,covI_ripe'n.sation in cases involving the death occurring

linlniotot-'V-\jz*e15;ic1e accident could be assessed, is almost

 well settled. Therefore, there is no need for remitting the

 " icase to the Tribunal only for the purpose of quantifying

the compensation, though Mr. I-"KB. Raju, learned

i 



11

counsel for the insurer sought remand of the case for
such purpose.

15} According to the claimants, the deceased

was a Bar Bender by profession and he was aged

31 years and he was earning Rs.150/ -  _

substantiate this, PW.1 has examined: it

However, except the oral evidence i-oif.flvPV'J}1i...'n-oi"other; i

evidence is produced to sub'st.antiateV_ that the jdeceasledd

was earning Rs.150/-- per g he getting the
job through--out the V3.vg"g,A;rf T:/T1'ie.i"deceAase_d was an able

bodied   livelihood, so, we can
safely  _his-- per day. Since he

was' -adrnittediy" 'a bachelor, 50% of his income is

  toabe deducted towards the personal expenses

 52?; and the balance of 50% has to be

treatedv'  contribution of the faniily. Since the

 xdveceaseid was a bachelor, the age of the younger of the

i'  is required to be taken for iinding-out the

 V. ..~e.ppropriate multiplier. In this case, the age of the

mother of the deceased is shown as 58 years.

 



12

Therefore, on that basis, the appropriate muitiplier
wouid be ' 9 '. Thus, the claimants are entitled for a
sum of Rs.1,62,000/-- towards loss of dependency

(Rs.1,50OX12x9). In addition to this, the ciaimants».

also entitied for the compensation under  _

heads namely, Rs.i0,000/~ towards loss» if  

Rs.10,000/-- towards Transportationil-~-off"the'
and funeral expenses and  
love and affection.   K V f  'V

16) The clainiarits    they

have spent a's.urn_  Rs:.'3.r29_,324/« towards the medical
treatment of  the date of the accident

upto' the date of 'hisV'de'ath. As discussed earlier, the

  "had taken treatment as inpatient for severai

   piagued with infections and ultimately

 amputation, even then it appears he

 could not recover from infections and that ledihis death.

f' --..'1"h.e.refore, it is reasonable to accept the contention of

d    the claimants that they have spent huge amount for the

treatment of their son. The ciaimants have produced



13

the bills issued by the Hospital Authorities. __'_l'he

amount covered under these bills works-out 

over Rs.3,00.000/-- The claimants aiso 

spent considerable amount .towards.' coIn}feyan§;%3. 

attendant charges, etc. Taking

these factors, we are of the--opinionA"th__at~ 
are entitled to just, and  .lc'om.peni§sation.
Therefore, it is just .reaso:ii:1a;t:)l41.l¢:v*;'ltl.1f__g/fiaward a sum of
Rs.3,30,000 and other
incidental;    are entitled

for totfl--corri~plensiatioi1jtof:VRs.':'§--,v32;'000/-- .

1"'?}'_ "  appeal is allowed in part.

The j1;dgnient'and  dated passed 05.09.2005 in

~   %.g'tt3o'7/2o0o"'0t§y'lthe MACT {SCCH--20}. Bangalore.

 ldisniissing the.}~petition. is hereby set aside. The claim

pet_ition ~is0'fallowed in part by awarding compensation of

 /-- (Rupees Five Lakhs Thirty Two Thousand

 --..V'onl_ff) with interest at 8% pa. from the date of petition

gltill the date of deposit. The 15' Respondent--Insurance

/3 K .-

€-¢ 14 Company shall deposit the compensation amount with interest within six weeks from today.

Upon deposit of the compensation:"=.ajnou.nt!V"

Rs.3,30.000/~ being the medical'. anti' expenses with proportionate _i_ntere'st""'shaJ1.v-jbgi to the father (1st claimant} and"vo'at'ofVV 'amount of Rs.2,02,000/--, p axnonnting to Rs.}.O1,000/- with be paid to Claimants} the balance 50% with be kept in term _tbveVe1aimants, with liberty for thern' interest.
5 * Awartt 2dr'ai:vnbVaoeorclingly.
Sah JUDGE safe gssgg KGR*