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[Cites 13, Cited by 0]

Bangalore District Court

M/S. Margadarsi Chits (Karnataka) Pvt. ... vs Dr. V. Narayana Swamy on 23 January, 2016

 IN THE COURT OF THE XXVII ADDL. CHIEF
METROPOLITON MAGISTRATE, NRUPATHUNGA
         ROAD, BENGALURU CITY.

        Dated this the 23rd day of January-2016

                    :: PRESENT ::
     SRI. MALLANAGOUDA, B.Com., LL.B.,
       XXVII Addl. C.M.M., Bengaluru City.

                C.C. NO. 15113/2015
                          &
                C.C. NO. 15114/2015

COMPLAINANT:

   M/s. Margadarsi Chits (Karnataka) Pvt. Ltd.,
   No.21 and 22, 1st Floor,
   Krishna Towers, 3rd Main Road,
   Gandhinagar, Bangalore-560 009,

   Represented by its Foreman &
   Branch Manager
   Sri. K.N. Ramesha.

   (Rept. by Sri. B. Veeranna. Adv.)

                         V/S

ACCUSED:

   Dr. V. Narayana Swamy,
   S/o Sri. Venkatappa,
   Managing Director,
 Common Judgment               2                     C.C.15113 &
                                                     15114/2015


     M/s. Vagus Super Specialty Hospital Pvt. Ltd.,
     No.6, 7 & 8, 4th Main,
     18th Main, Malleshwaram,
     Bangalore - 560 003.

     (Rept. by Sri. K.S. Sreekantha. Adv.)


OFFENCE COMPLAINED OF             :   U/Sec. 138 of Negotiable
                                      Instruments Act.


PLEAD OF THE ACCUSED              :   Not guilty.


FINAL ORDER                       :   Accused is convicted

DATE OF ORDER                     :   23-01-2016



                                            (MALLANAGOUDA)
                                             XXVII Addl.CMM.,
                                               Bengaluru.
                            ***


            :: COMMON JUDGMENT ::

     Since the complainant and accused in both the cases

are one and the same, it is decided to write common

judgement in respect of both the cases.


2.   In both the cases complainant has filed the complaint

against the accused under Section.200 Criminal Procedure
 Common Judgment               3                  C.C.15113 &
                                                  15114/2015


Code for the offence punishable under Section.138 of

Negotiable Instruments Act.


3.   The brief facts of the complainant's case are as under:


     The complainant is a Company, registered under

Companies Act, having its registered office at Manipal

Center, Dickenson Road, branches at Gandhi Nagar and

Basaveshwara Nagar, Bangalore, complainant is in the

business of promoting and conducting chits under Chit

Funds Act represented by its Foremans and Branch

Managers, accused is the Managing Director of M/s. Vagus

Super Specialty Hospital Pvt. Ltd. One Rame Gowda. K.A.

is the close relative of the accused and he is also one of the

Director of the said Hospital, the said Rame Gowda. K.A.

has subscribed to a number of chits with the complainant

company and he has became defaulter in all his chits,

accordingly complainant company has filed number of cases

against the said Rame Gowda and his sureties including his

brother K.A. Suresh and his father K.R. Anjaneya Gowda
 Common Judgment               4                  C.C.15113 &
                                                  15114/2015


and his family members and his relatives. At the time of

taking prize money the said K.A. Rame Gowda has given

property papers of M/s. Vagus Super Specialty Hospital

Building as security and he assured that in case of default in

paying chits amount complainant is at liberty to attach the

said building and sell the same, when K.A. Rame Gowda

became defaulter complainant company has filed money

recovery suit before the Deputy Registrar of Chits - North

and Central Zone, in all those cases complainant has filed

Interim applications seeking attachment before judgment of

the hospital building, even after service of notice the said

Rame Gowda has failed to pay the amount, hence order of

attachments before judgment were confirmed and made

absolute, accordingly complainant company has informed

the jurisdictional Sub-Registrar regarding attachment of the

hospital building, after that after getting the awards in the

said cases complainant has filed Execution Petition before

the City Civil Court, Bangalore, in which they sought for sale

of the property of Rame Gowda i.e., Hospital building, the
 Common Judgment                5                   C.C.15113 &
                                                    15114/2015


City Civil Court of Bangalore has issued sale warrants for

sale of the Hospital building, when complainant and court

officials had gone to hospital building to affix the sale notice,

accused being the Manager and close relative of Rame

Gowda has requested the complainant not to affix the court

order and he assured that he would come to complainant

office and verify the complete outstanding chits dues of

Rame Gowda and settle all his cases, accordingly the said sale

notice was not affixed on the hospital and sale warrants are

not executed, after that on 06-03-2015 accused visited

complainant's office and verified the details of chits

pertaining to Rame Gowda. K.A. and all other chits of his

relatives names of Basaveshwara Nagar and Gandhi Nagara

Branch of complainant company, after verifying the details

he under took to pay Rs.40,00,000/- and Rs.25,00,000/- to

clear the dues of K.A. Rame Gowda infavour of Gandhi

Nagar and Basaveshwara Nagar Branches of complainant

company respectively and he has agreed to pay another

Rs.1,51,500/- towards chit in the name of Chandrakala in
 Common Judgment               6                  C.C.15113 &
                                                  15114/2015


Basaveshwara Nagar Branch, in all he has agreed to pay

Rs.66,51,500/-, accordingly he has issued letter of under

taking to complainant company dated: 06-03-2015 and he

issued two cheques bearing No.085821 and 085822 for

Rs.40,00,000/- and Rs.26,51,500/- both dated: 25-03-2015

drawn on IDBI Bank, Ashwath Nagar Branch, Bangalore for

payment    of dues     infavour   of   Gandhi    Nagar    and

Basaveshwara Nagar Branches of complainant company

respectively, subsequently as per the request and instructions

of the accused complainant company has presented those

cheques to bank for encashment but both the cheques are

dishonoured and returned with an endorsements as

'Payment stopped by the drawer', after dishonour of the

cheques complainant got issued notice dated: 23-04-2015

calling upon the accused to pay the cheques amount but the

said notices are returned with an endorsements as 'Refused',

even after issuance of said notice also accused has not paid

the cheques amount to complainant. Therefore, accused has
 Common Judgment                7                  C.C.15113 &
                                                   15114/2015


committed the offence punishable under Section.138 of

Negotiable Instruments Act.


4.   After his appearance before this court, accused has

pleaded not guilty for the offence under Section.138

Negotiable Instruments Act. Hence, the trial has been

conducted against him for the said offence.


5.   On the basis of the above facts, following points have

arisen for my consideration:


                         POINTS
                      C.C.15113/2015

     1.    Whether     complainant     proves     beyond
     reasonable doubt that to pay the amount due by
     K.A. Rame Gowda infavour of complainant
     company accused has issued cheque bearing
     No.085821, dated: 25-03-2015 for Rs.40,00,000/-
     drawn on IDBI Bank, Ashwath Nagar Branch,
     Bangalore, but when complainant has presented
     the said cheque to bank for encashment the same
     is   dishonoured     and      returned     with   an
 Common Judgment             8                  C.C.15113 &
                                                15114/2015


    endorsement as 'Payment stopped by the
    drawer', after that complainant got issued notice
    dated: 23-04-2015 to accused, but the said notice
    is returned with an endorsement as 'Refused',
    even after issuance of notice also accused has not
    paid the cheque amount to complainant. Thereby
    the accused is liable for conviction for the
    offence   punishable    under    Section.138    of
    Negotiable Instruments Act?

    2.   What order?

                       POINTS
                    C.C.15114/2015

    1.   Whether     complainant    proves     beyond
    reasonable doubt that to pay the amount due by
    K.A. Rame Gowda and amount due by him in
    respect of chit obtained in the name of one
    Chandrakala, accused has issued cheque bearing
    No.085822, dated: 25-03-2015 for Rs.26,51,500/-
    drawn on IDBI Bank, Ashwath Nagar Branch,
    Bangalore, but when complainant has presented
    the said cheque to bank for encashment the same
    is   dishonoured    and     returned     with   an
    endorsement as 'Payment stopped by the
 Common Judgment              9                 C.C.15113 &
                                                15114/2015


     drawer', after that complainant got issued notice
     dated: 23-04-2015 to accused, but the said notice
     is returned with an endorsement as 'Refused',
     even after issuance of notice also accused has not
     paid the cheque amount to complainant. Thereby
     the accused is liable for conviction for the
     offence   punishable    under    Section.138   of
     Negotiable Instruments Act?

     2.   What order?


6.   In support of its case, in C.C.15113/2015 complainant

examined one witness as P.W.1 and got marked documents

at Ex.P1 to 14 on its behalf. On the other hand, accused

examined himself and one witness as D.W.1 and 2 and got

marked documents at Ex.D1 and 36 on his behalf. In

C.C.15114/2015 complainant examined himself as P.W.1 and

got marked documents at Ex.P1 to 11 on its behalf. On the

other hand, accused examined himself and one witness as

D.W.1 and 2.


7.   Heard arguments.
 Common Judgment               10                 C.C.15113 &
                                                  15114/2015


8.   My findings on the above points are as under:

     Point No.1:       In the Affirmative

     Point No.2:       As per final order, for the following:


                        REASONS

9.   POINT NO.1: It is the case of the complainant

company that accused is Managing Director of M/s. Vagus

Super Specialty Hospital Pvt. Ltd., one K.A. Rame Gowda is

relative of the accused and he is also one of the Director of

the said Hospital. The said Rame Gowda became the

subscriber of chits run by the complainant company, but

subsequently the said Rame Gowda became defaulter in

paying installments of the said chits, accordingly complainant

company has filed cases against Rame Gowda and his

relatives, in which award has been passed by the concerned

Deputy Registrar of chits, after that complainant company

has filed execution petition before City Civil Court,

Bangalore, in which the court ordered for sale of the hospital

building which was mortgaged by Rame Gowda and court
 Common Judgment              11                C.C.15113 &
                                                15114/2015


officials went to the Hospital Building to affix the sale

notice, at that time being Managing Director of the Hospital

and close relative of said Rame Gowda accused came

forward to verify the accounts and settle the dues of said

Rame Gowda, accordingly on 06-03-2015 he visited Gandhi

Nagar Branch and Basaveshwara Nagar Branch of

complainant company and agreed to pay Rs.40,00,000/- and

Rs.25,00,000/- in respect of amounts due by Rame Gowda

towards chits of Gandhi Nagara Branch and Basaveshwara

Nagar Branch respectively, accused has agreed to pay

another Rs.1,51,500/- to Basaveshwara Nagara Branch for

the chit subscribed by accused himself in the name of one

Chandrakala, accordingly accused has issued cheques bearing

No.085821, dated: 25-03-2015 for Rs.40,00,000/- and

No.085822, dated: 25-03-2015 for Rs.26,51,500/- drawn on

IDBI Bank, Ashwath Nagar Branch, Bangalore respectively,

but when complainant has presented those cheques to bank

for encashment the same are dishonoured and returned with

an endorsement as 'Payment stopped by the drawer', after
 Common Judgment               12                 C.C.15113 &
                                                  15114/2015


that complainant got issued notices to accused, but the said

notices are returned with an endorsement as 'Refused', even

after issuance of notices also accused has not paid the

cheques amount to complainant. Therefore, accused has

committed the offence punishable under Section.138 of

Negotiable Instruments Act.


10.   During evidence P.W.1 in C.C.15113/2015 and P.W.1

in 15114/2015 namely K.N. Ramesh and Govinda Rao. G.

have filed their affidavits as chief-examination, in which they

once again restated the facts alleged in the complaints as

discussed above. In cross-examination they stated in detail

about transaction of Rame Gowda and they denied

suggestions regarding obtaining cheques in question through

one Ramamurthy who is working as Manager of the Hospital

and the said cheques and blank letterheads were given to said

Ramamurthy for making use of the same for payment of

salary of the hospital staff and some other purpose.
 Common Judgment              13                 C.C.15113 &
                                                 15114/2015


11.   The complainant has produced documents like

cheques, bank endorsement, notice copy etc.


12.   On the other hand accused deposed that he is one of

the Director of Vagus Super Specialty Hospital Pvt. Ltd., but

Dr. Rame Gowda is having more shares in the hospital, he is

running the same, they obtained loan of Rs.14,00,00,000/-

from S.B.I. for running Hospital, the said Rame Gowda is

looking after the finance matters of Hospital, when bank

declared the Hospital as NPA he made efforts to save the

Hospital by paying Rs.3,00,00,000/- to Bank, at that time as

the bank blocked the S.B.I. account of the Hospital, they

opened another account in IDBI Bank, he used to hand over

the blank cheques to accounts Manager Ramamurthy for

making use of the same for paying salaries of the Hospital

staffs and supplier's bills and blank letterheads to said

Ramamurthy for preparing blood reports and insurance

processing, he has not at all visited any branch of the

complainant company on 06-03-2015, on that day he was
 Common Judgment               14                 C.C.15113 &
                                                  15114/2015


completely busy in surgeries, he has not at all under taken to

pay the amount due by the Dr. Rame Gowda infavour of

complainant company, officials of complainant company

have colluded with Rame Gowda and Ramamurthy created

the documents by obtaining his signed cheques and

letterheads from Ramamurthy. In cross-examination he

admitted about his close relationship with Rame Gowda and

Ramamurthy but he denied suggestions regarding issuance of

cheques in question for payment of amount due by the

Rame Gowda.


13.   During arguments learned counsel for complainant has

argued that as the accused admitted about the fact that

cheques in question are belongs to him and signatures in the

cheques are also belongs to him, as per Section.139 of

Negotiable Instruments Act it is necessary to presume that

accused has issued cheques in question for payment of

legally dischargeable debt accused has not at all produced any

proper evidence to rebut the said presumption, admittedly
 Common Judgment               15                  C.C.15113 &
                                                   15114/2015


cheques are dishonoured with endorsements as 'Payment

stopped by drawer', after that complainant has complied all

other conditions of Section.138 of Negotiable Instruments

Act, after that also accused has not paid the cheques amount

to complainant, therefore accused is liable for conviction for

the offence punishable under Section.138 of Negotiable

Instruments Act.


14.   On the other hand counsel for accused has submitted

his oral arguments and he filed written arguments also. In his

arguments learned counsel for accused has contended that as

the complainant has failed to produce evidence to show

about existence of legally dischargeable debt and as the

Hospital is not made as party complaint is not maintainable,

hence, accused is entitled for acquittal. In support of his said

arguments he has relied upon the following judgements:

        Judgment of Hon'ble High Court of Bombay

              Criminal Appeal No.715/2003
                  Girish Kantappa Shetty
                            V/s.
                   State of Maharashtra
 Common Judgment             16                 C.C.15113 &
                                                15114/2015


          Negotiable Instruments Act, 1881 - S.118,
    138 and 139 - Evidence Act, 1872 - S.114 &
    111A Order of Ld Magistrate is under challenge
    - Appeal against acquitted - Appellant is orig.
    Complaint - Cash regarding dishonour of
    cheque - Accused issued cheque to the
    complainant - cheque dishonoured and return
    with the memo of 'Payment stopped' - Notice
    issued by the complainant - Failure of accused -
    Reply complainant u/S.138 of the Act filed by
    the complainant - Facts and Conditions
    necessary for drawing presumption u/S.138 of
    the Act - Accused admitted about presentation
    of cheque - Accused denied about issued of
    cheque to the complainant and alleged that his
    cheques were stolen from HD office and
    misused by the complainant - No rejoinder from
    complainant - In reply of notice also accused
    stated that his cheques were stolen which is
    misused by the complainant - No particular
    about the loan, given by the complainant -
    Rebuttal - Appeal dismissed.
                           ***

      Judgment of Hon'ble High Court of Bombay

                   2001 Cri. L.J.4457

          Bhikhabhai Ranchhodbhai Makwana
                         V/s.
             State of Gujarat and another.

          Negotiable Instruments Act (26 of 1881) -
    S.138 - Criminal P.C.(2 of 1974), S.397 -
    Dishonour of cheque - Appeal against acquittal
    - Petitioner filing case under S.138 of Negotiable
    Instruments Act - Accused acquitted by
 Common Judgment             17                 C.C.15113 &
                                                15114/2015


    Appellate Court - Appellate Court holding no
    privity of contract established between petitioner
    and accused respondent - So also no liability
    past, present or future proved - Acquittal
    proper.
                            ***

    Judgement of Hon'ble High Court of Bombay
            LAWS (BOM) - 2007-11-17

              Ramakant Ramchandra Dalvi
                        V/s.
                 Rashmi Raju Mhatre

          Ss.138 of Negotiable Instruments Act
    (1881) - In the instant case the matter is
    regarding to challenge the order of acquittal -
    On the ground that if some of Rs.6 lakhs was
    advanced as a hand loan to accused and accused
    issued a cheque for Rs.5 lakhs as security -
    Cheque was dishonoured when presented -
    There was no evidence - To satisfy the court -
    Held, in acquitting accused - Is possible - Thus
    no interference is required.
                            ***
    Judgement of Hon'ble High Court of Bombay
               LAWS (BOM) - 2008-4-43

                   Sayeeda Iqbal Vakil
                          V/s.
                Javed Abdul Latif Shaikh

          Section.138 of Negotiable Instruments Act
    (1881) - Section.378 of Criminal Procedure
    Code (1973) - In the instant case the matter is
    regarding appeal against acquittal and dishonour
    of cheque in which it was decided by the court
 Common Judgment            18               C.C.15113 &
                                             15114/2015


    that as view taken by Magistrate that there was
    absence of documentary evidence to establish
    and affirm the factum of advance of loan is a
    reasonable and possible view and therefore no
    interference should be made and application for
    leave to appeal should be rejected.
                           ***

    Judgement of Hon'ble High Court of Bombay
            LAWS (BOM) - 2007-8-20

                  Rajesh Vasantlal Shah
                           V/s.
                   Jay Prakash P.Sheth

          S.138 of Negotiable Instruments Act
    (1881), S.378(4) - Criminal Procedure Code -
    (1973) - In the instant case the matter is
    regarding the appeal against the order of the
    acquittal - The plea of the accused is that
    complainant unable to show that his wife had
    handed over shares to accused for selling - The
    plea of the accused is that cheque was stolen
    from office - And not issued by him - Police
    complaint was filed - Held the order of the
    Dismissal of the complaint is proper - Thus no
    interference is required.
                            ***

                  ILR-2005 KAR-2911

                        Saftarsab
                           V/s.
                  B. Allaiah @ Allappa

     (C) Negotiable Instruments Act-1881 -
    Section.20 - Incohate Stamped Instruments -
 Common Judgment             19                  C.C.15113 &
                                                 15114/2015


    Held - The provision makes it clear that a holder
    in due course is entitled to recover the sum
    which was originally intended to be paid to a
    bonafide holder - It is only a bonafide holder for
    value who is protected - If the holder had taken
    the note for some other purpose other than for
    consideration, the maker of the note is entitled to
    deny such transaction.
                            ***

    Judgement of Hon'ble High Court of Bombay
            LAWS (BOM) - 2009-11-9

               Shivshankar B. Chaudhary
                          V/s.
                 State of Maharashtra

          Negotiable Instruments Act (1881), S.138 -
    Dishonour of cheque - Acquittal of accused -
    Challenge to - Applicant original complainant -
    Applicant admitting the difference in ink in the
    body of the cheque and signature - In view of
    this aspect, held, the case of the accused that
    blank cheque was taken from him under threats
    (Dadgiri), for which no consideration was
    mentioned by him, stands to reason.
                           ***

    Judgement of Hon'ble High Court of Bombay
           LAWS (BOM) - 2008-10-158

                    Patricio D'Souza
                           V/s.
                     Oscar D'Souza

         S.138 S.139 of Negotiable Instruments Act,
    1881 - In the instant case where the cheque got
 Common Judgment              20                 C.C.15113 &
                                                 15114/2015


    dishonour - Conviction by Magistrate - Sessions
    Court setting aside order of Magistrate - On
    ground that - The evidence submitted by the
    complainant is not in support of his complaint -
    Thus complainant totally failed to support his
    complaint - So no interference with Sessions
    court order.
                           ***

                     1995 Cri.L.J.560

                Shri Taher N. Khambati
                         V/s.
    M/s. Vinayak Enterprises, Secunderabad & Others

          Negotiable Instruments Act (26 of 1881),
    S.138 - Dishonour of cheque - Complainant -
    Creditor advancing certain sum and obtaining a
    signed blank cheque from debtors with a view to
    make use of it, as a threat for realization of
    amount - Cheque cannot be said to be issued
    voluntarily for discharge of debt or legal liability
    - Provisions of S.138, not attracted. Negotiable
    Instruments - Dishonour of cheque -
    Complainant - Creditor advancing certain sum
    to debtor and obtain a signed blank cheque with
    a view to make use of it, for realization of
    amount - Cheque not issued voluntarily for
    discharge of debt - Provisions of S.138 not
    attracted.
                           ***


    Judgement of Hon'ble High Court of Bombay
            LAWS (BOM) - 2008-4-56

                   Nandkishore Mehra
 Common Judgment            21               C.C.15113 &
                                             15114/2015


                          V/s.
                  Sudhir Transport Ltd.
                           ***

    Judgement of Hon'ble High Court of Madras
            LAWS (MAD) - 2002-8-14

                      Manoharlal
                         V/s.
                    R. Sundararajan

         Negotiable Instruments Act, 1881 :: S.138
    Dishonour of cheque for insufficient, etc., of
    funds in the account.
                          ***

    Judgement of Hon'ble High Court of Bombay
            LAWS (BOM) - 2008-8-57

          Mohammad Rafeeque Abbo Backer
                       V/s.
           M. Abdulla Mohiddin Kunhi Haji

         Negotiable Instruments Act, 1881 - S.118 -
    Presumptions as to Negotiable Instruments of
    Consideration, S.139 - Presumption in favour of
    holder.
                          ***

                   2014 (2) DCR 462

                    Harvinder Singh
                         V/s.
                     State & Anr

          Negotiable Instruments Act, 1881 -
    Section 138 read with Section.141 - Vicarious
 Common Judgment            22                C.C.15113 &
                                              15114/2015


    liability - Determination of - Held - To
    determine vicarious liability complainant should
    spell out as to how and in what manner the
    accused was incharge of or was responsible to
    the company for conduct of its business - mere
    bald cursory statement in complaint is not
    sufficient.
                           ***

                  2014 (2) DCR 529

                  Gaurav Srivasthava
                          V/s.
                  State of U.P. & Anr

          Negotiable Instruments Act, 1881 -
    Section 138 - Criminal Procedure Code, 1973 -
    Section 482 - Dishonour of cheque -
    Maintainability of complaint - Held - Since,
    admitted, impugned complaint is not against the
    company, the proceedings under Section.138,
    N.I. Act cannot be sustained as against the
    applicant who is admittedly not drawer of
    cheque.
                         ***

                  2015 (1) DCR 485

                    Sanjiv Singhal
                         V/s.
                  ECE Industries Ltd.

            Negotiable Instruments Act, 1881 -
    Section 138 read with Section.141 - Criminal
    Procedure Code, 1973 - Section.482 - Vicarious
    liability - Determination - Held -
    Petitioner/Directors is neither responsible nor
 Common Judgment            23                 C.C.15113 &
                                               15114/2015


    incharge of day to day affairs of business of
    company, so is not liable for offence under
    Section.138/141 of N.I. Act - Proceedings
    against him is liable to be quashed - Petition is
    allowed.
                            ***

                   2013 (1) DCR 274

                      Lav Jhingan
                         V/s.
              State of West Bengal & Anr

            Negotiable Instruments Act, 1881 -
    Section 138 read with Section.141 - Vicarious
    liability - Ingredients for - Held - To determine
    a person vicariously liable for offence under
    Section.138 N.I. Act is necessary to provide
    concerning person should be in charge of and
    responsible for conduct of business of company
    at the relevant time.
                             ***

                   2014 (3) DCR 374

        Smt. Chabi Bhoralee @ Chabbi Bhoralee
                         V/s.
              The State of Assam & Anr

          Negotiable Instruments Act, 1881 -
    Section 138/141 - Criminal Procedure Code,
    1973 - Section.482 - Offence by company -
    Liability of Director - Held - Merely because
    one is a Director of company is not sufficient to
    make him liable under Section.141 of N.I. Act.
                           ***
 Common Judgment              24                 C.C.15113 &
                                                 15114/2015


       Judgement of Hon'ble Delhi District Court

                  Cri. Appeal No.16/10

                      Shri Anil Jain
                           V/s.
                    Shri Deepak Goyal
                           ***

      Judgement of Hon'ble High Court of Madras
             LAWS (MAD) - 2007-8-410

                       P. Snehalatha
                            V/s.
                      Victory Leathers
                            ***

15.   On perusal of the evidence of both the parties and

arguments of their counsels it appears that as rightly argued

by the counsel for complainant as per Section.139 of

Negotiable Instruments Act when accused admits that

cheques in question are belongs to him and signature in the

cheques are also belongs to him, it is necessary to presume

that accused has issued cheques for payment of legally

dischargeable debt and burden lies on the accused to rebut

the presumption. Further more in its recent judgment of

Hon'ble Supreme Court of India reported in 2015(4) KCCR
 Common Judgment              25                C.C.15113 &
                                                15114/2015


2881 (SC), the Hon'ble Supreme Court has held that, when

admittedly cheques are belongs to accused, as per

Section.139 of Negotiable Instrument Act, it is proper to

raise presumption infavour of complainant about existence

of legally dischargeable debt and burden lies on the accused

to rebut the presumption. Here in this case though accused

denied the fact that he has agreed to pay the dues of Rame

Gowda and issued cheques and letterheads marked at Ex.P3

and P8 respectively, accused is not a common man to say

that he used to put signature on blank cheques and

letterheads, in fact he is a practicing Doctor and running

three hospitals as stated by him only. Further more though

accused contended that Rame Gowda and Ramamurthy have

colluded with complainant officials and created cheques and

letterheads, accused himself examined Ramamurthy as

D.W.2 who also deposed that now also he is working in the

same Hospital and till now accused has not at all taken any

action against the said witness for misusing of cheques and

blank letterheads allegedly given to him for some other
 Common Judgment              26                 C.C.15113 &
                                                 15114/2015


purpose which also creates doubt about truthness of the

defense of the accused. Even if complainant has not

produced documents pertaining to chit transaction of Rame

Gowda and his relatives. In cross-examination of P.W.1

counsel for accused himself suggested that after 24-03-2015

also Rame Gowda has paid some portion of money in

respect of the chits in question which goes to show that

accused has got knowledge about chit transaction of Rame

Gowda. Further more even if cheques are dishonoured with

endorsements as 'Payment stopped by drawer', accused has

not at all disclosed any thing about as to when he came to

know about the misuse of the cheques and he has not

produced copy of the intimation issued to Bank to stop

payment of the cheques amount. Further more by looking to

documents it appears that though in complaint it is stated

that notice is returned with endorsement as 'Refused', Ex.P7

acknowledgement shows that notice is received by some

persons on behalf of the accused and accused has replied

through his counsel in which it is stated that accused is not
 Common Judgment              27                 C.C.15113 &
                                                 15114/2015


the signatory of the cheque which is contrary to defense of

the accused. Further more in said reply notice accused has

not at all disclosed anything about misuse of the cheques

handed over by him to Ramamurthy. Therefore it appears

that defence of the accused that he has handed over the

blank cheques and letterheads to Manager of the Hospital

namely Ramamurthy and colluding with the Rame Gowda

and Ramamurthy complainant officials have misused the

blank cheques and letterheads appears tobe false. Therefore

accused has failed to rebut the presumption regarding

issuance of cheque for payment of legally dischargeable debt.


16.   Regarding    contention     of   the   accused   about

maintainability of the complaint for not making the Hospital

as party to the proceedings, as rightly argued by the counsel

for complainant, as the debt in question is personal

transaction of Rame Gowda, accused has issued cheques not

only as Managing Director of the Hospital but also as close

relative of Rame Gowda, the contention of the accused that
 Common Judgment               28                  C.C.15113 &
                                                   15114/2015


complaint is not maintainable for not making the Hospital as

party to the proceedings is incorrect, therefore it appears that

as there is evidence to show that accused has issued cheques

in question for payment of legally dischargeable debt, on

presentation said cheques are dishonoured and returned with

an endorsements as 'Payment stopped by drawer', after that

complainant has complied conditions of Section.138 of

Negotiable Instruments Act, after that also accused has failed

to pay the amounts involved in the cheques, therefore

accused is liable for conviction of the offence punishable

under Section.138 of Negotiable Instruments Act. However,

when the matter was posted for arguments, counsel for

complainant     has   filed   a    memo     stating   that    in

C.C.15113/2015 accused and other persons have paid

Rs.19,53,810/- and Rs.18,01,500/- in C.C.15114/2015

during pendency of the matters, it is decided to impose fine

by considering the payments made by the concerned persons

during pendency of the matters. Further more as the

transaction in question is commercial in nature, it is decided
 Common Judgment              29                C.C.15113 &
                                                15114/2015


to impose fine only to the extent of double the balance

amount of the cheques but not to send the accused to

prison. Hence, I answered Point No.1 in Affirmative.


17.   POINT NO.2: In view of my findings on Point

No.1, I proceed to pass the following:


                         ORDER

Acting under Section.265 of Cr.P.C., accused in both the cases i.e., C.C.15113/2015 and C.C.15114/2015 is convicted for the offence punishable under Section.138 of Negotiable Instruments Act.

Accused in C.C.15113/2015 shall pay fine of Rs.40,92,380/-. Out of the fine amount Rs.40,00,000/- is ordered to be paid to the complainant as compensation and remaining amount of Rs.92,380/- is ordered to be remitted to the State Accused in C.C.15114/2015 shall pay fine of Rs.17,00,000/-. Out of the fine amount Rs.16,50,000/- is ordered to be paid to the Common Judgment 30 C.C.15113 & 15114/2015 complainant as compensation and remaining amount of Rs.50,000/- is ordered to be remitted to the State Office is directed to keep the judgment copy in both the cases.

(Dictated to Stenographer, transcribed and computerized by him, corrected and then pronounced by me in the open court on this the 23rd day of January-2016.) (MALLANA GOUDA) XXVII Addl. Chief Metropolitan Magistrate, Bengaluru.

ANNEXURE (IN C.C. 15113/2015) List of Witnesses examined on behalf of Complainant:

PW.1 : K.N. Ramesh List of Exhibits marked on behalf of Complainant:

Ex.P1 : Authorization Letter Ex.P2 : Board Resolution copy Ex.P3 : Cheque Ex.P4 : Bank endorsement Ex.P5 : Notice copy Ex.P6 : Postal receipt Ex.P7 : Postal acknowledgment Ex.P8 : Under taking Letter dated: 06-03-2015 Ex.P9 & 10 : Notice copies issued by nominee of D.R. Ex.P11& 12 : Order copies issued by nominee of D.R. Ex.P13 & 14 : Subscribers account extracts List of Witnesses examined on behalf of the defence:
Common Judgment 31 C.C.15113 & 15114/2015 D.W.1 : Dr. Narayanaswamy :
D.W.2 Ramamurthy List of Exhibits marked on behalf of defence:
Ex.D1            : Copy of Agreement of Management
Ex.D2            : Copy of Application before D.R. of Chits
Ex.D3            : Copy of Authorization Letter
Ex.D4            : Copy of Resolution
Ex.D5            : Copy of Order
Ex.D6            : Copy of Chit commencement certificate
Ex.D7            : Copy of Chit Agreement
Ex.D8            : Copy of Acknowledgement
Ex.D9            : Statement copy
Ex.D10           : Promissory Note copy
Ex.D11           : Copy of Agreement of guaranty
Ex.D12           : Copy of Surety proposal form
Ex.D13           : Copy of Legal notice
Ex.D14 to 16     : Copy of Acknowledgements
Ex.D17           : Copy of Payment voucher
Ex.D18           : Copy of Order sheet in case before D.R.
                   of Chits
Ex.D19           : Copy of Copy of Application before D.R.
                   of Chits
Ex.D20           : Copy of Authorization Letter
Ex.D21           : Resolution copy
Ex.D22           : Order copy
Ex.D23           : Copy of Chit commencement certificate
Ex.D24           : Copy of Chit Agreement
Ex.D25           : Copy of Acknowledgement
Ex.D26           : Copy of Statement copy
Ex.D27           : Promissory Note copy
Ex.D28           : Copy of Agreement of guaranty
Ex.D29           : Copy of Surety proposal form
Ex.D30           : Copy of Legal notice
Ex.D31to33       : Copy of Undelivered Postal covers
Ex.D34 & 35      : Copy of Notice of conditional
attachment issued by nominee of the D.R. of Chits Common Judgment 32 C.C.15113 & 15114/2015 Ex.D36 : Copy of O.T. Register (MALLANA GOUDA) XXVII Addl. Chief Metropolitan Magistrate, Bengaluru.
ANNEXURE (IN C.C. 15114/2015) List of Witnesses examined on behalf of Complainant:
PW.1 : K.N. Ramesh List of Exhibits marked on behalf of Complainant:
Ex.P1            : Authorization Letter
Ex.P2            : Board Resolution copy
Ex.P3            : Cheque
Ex.P4            : Bank endorsement
Ex.P5            : Notice copy
Ex.P6            : Postal receipt
Ex.P7            : Postal acknowledgment
Ex.P8            : Under taking Letter dated: 06-03-2015
Ex.P9 & 10       : Notice copies issued by nominee of D.R.
Ex.P11           : Reply notice

List of Witnesses examined on behalf of the defence:
D.W.1            : Dr. Narayanaswamy
D.W.2            : Ramamurthy

List of Exhibits marked on behalf of defence:
- Nil -
(MALLANA GOUDA) XXVII Addl. Chief Metropolitan Magistrate, Bengaluru.