Section 4(f) in Canara Bank Officer Employees' (Discipline and Appeal) Regulations, 1976
(f)Save as provided for in (e) above, reduction to a lower stage in the time scale of pay for a specified period, with further directions as to whether or not the officer will earn increments of pay during the period of such reduction and whether on expiry of such period the reduction will or will not have the effect of postponing the future increments of his pay;
