State Consumer Disputes Redressal Commission
Rajesh Kumar vs The New India Insurance Co.Ltd. on 11 December, 2017
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If you wish to give any clarification is this regard it is wel come. mijksDr i= ds Ik'pkr~ vukosnd chek daiuh }kjk fnukad&18-01-2016 dks ifjoknh dks jftLVMZ i= ds ek/;e ls ;g lwfpr fd;k x;k fd On // 4 // the observation of your above mention OD claim file management has decided that your claim is to be settled as total loss on net of salvage basis. You are requested to submit following documents on urgent basis for early settlement of your claim- Original copy of policy, NOC from financer, Copy of cancel cheque, concent letter for salvage. vukosnd chek daiuh }kjk ,d rjQ tgka ifjoknh dks lkYost ds vk/kkj ij Dyse lsVy djus dk izLrko fn;k Fkk ogha okgu ds Qk;usalj VkVk eksVlZ Qk;usal daiuh fyfeVsM dksjck dks ,d i= fy[kdj ;g tkuuk pkgk fd ou VkbZe lsVyesaV ds fy, bl ij vkids }kjk ,u- vks- lh- fn;k tkuk vko';d gS] vr% vki viuh vkÅV LVsafMax M~;wt dh x.kuk dj ;g crkosa fd vkidks fdruh jkf'k Hkqxrku djus ij vkids }kjk ,u- vks- lh- tkjh fd;k tk;sxk ftl ij VkVk EkksVlZ Qk;usal fyfeVsM daiuh dksjck }kjk fnukad&02-02-2016 dks vukosnd chek daiuh dks ;g tokc fn;k x;k fd This has reference to your offer and the subsequent discussion you had with us for settlement of our outstanding dues in cases of Rajesh Kumar. In this connection, we are agreeable to accept Rs. 17,81,500/-(Seventeen lac eighty one thousand five hundred only) as one time settlement (OTS) towards full and final settlement of contract No. 5001629016 provided the entire amount of Rs. 17,81,500/- is paid by you on or before 25.02.2016. "After receiving said amount from your end, we will hand over the NOC to the customer directly." vukosnd chek daiuh }kjk fnukad&14-03-2016 dks iqu% ,d jftLVMZ i= Hkstdj ;g dgk x;k fd We are in receipt in of original policy document no. 4602003115014767 issued by us for the package insurance of above vehicle. We observe that 20% No Claim Bonus is given but while confirming the same form previous insurer Oriental Insurance Co.
// 5 // Ltd. Korba we found that there was a claim under previous insurance policy 193300/31/2015/5370. (As confirmed to us). Pl. clarify why the above fact was not disclosed at the time of taking insurance. The salvage value of the above vehicle Rs. 5,00,000/-(with documents) and Rs. 4,00,000/- (without document) is assessed by the independent surveyor after taking into consideration the present market scenario. We are not in a position at present to deviate form the same and accept the salvage value of the accidented vehicle no. C.G. 12 S/4719 at Rs. 3,00,000/- as quoted by M/s Siddhivinayak Coal Carriers Pvt. Ltd. Korba on your behalf. bl izdkj Lo;a chek daiuh us ;g izLrko ekuk Fkk fd nq?kZVukxzLr tys gq, okgu dk lkYost osY;w 3]00]000@&¼rhu yk[k :Ik;s½ gksrk gSA bl rjg dqy chek jkf'k esa vxj 3]00]000@&¼rhu yk[k :Ik;s½ ?kVk Hkh fn;k tkos rks Dyse dh 'ks"k jkf'k&27]00]000@&¼lRrkbZl yk[k :Ik;s½ ifjoknh dks chek daiuh }kjk fn;k tkuk FkkA ifjoknh }kjk vukosnd chek daiuh dh lHkh ckrksa ,oa izLrkoksa dks ekuus ,oa lgefr iznku djus ds ckotwn Hkh fnukad&21-07- 2016 dks ifjoknh dk nkok ;g dgdj [kkfjt dj fn;k x;k fd **vkids }kjk gekjh daiuh ls chek ikWfylh izkIr djus ds iwoZ vksfj;saVy ba';ksjsal daiuh fyfeVsM ls fnukad&18-08-2014 ls 17-08-2015 rd dh vof/k ds fy, chek djk;s tkus vkSj chek ds Ik'pkr~ mDr okgu ds Lo;a {kfr nkok ds laca/k esa nkok izLrqr djus vkSj nkok dk 17 twu 2015 dks nkok lsVYM@fujkd`r djus ds Ik'pkr~ Hkh vkius uks Dyse cksul ds rgr okgu ds chek izhfe;e esa 20 izfr'kr dh NwV voS/kkfud <ax ls feF;k izR;k[;ku djrs gq, izkIr dh xbZ Fkh tks fd chek ikWfylh dh 'krksZa dk mYya?ku gSA vr% vkids }kjk fnukad&27-09-2015 dks gqbZ mDr okgu dh // 6 // nq?kZVuk fnukad&28-09-2015 dks lwfpr Lo;a {kfr nkok vLohd`r fd;k tkrk gS** tcfd mDr laaca/k esa ifjoknh }kjk igys gh vukosnd chek daiuh dks crk fn;k x;k Fkk vkSj chek daiuh }kjk tks izhfe;e jkf'k crkbZ xbZ Fkh og jde ifjoknh }kjk tek fd;k x;k gSA ;fn vuksond chek daiuh }kjk izhfe;e dh jkf'k c<+kdj ekax dh tkrh rks og izhfe;e jkf'k ifjoknh vo'; tek djrkA ifjoknh dh vksj ls esllZ flf} fouk;d VªkaliksVZ daiuh ds }kjk ,d i= fnukad&13-08-2016 dks ,oa ifjoknh }kjk ,d i= fnukad&16-08-2016 dks izsf"kr djrs gq, izdj.k esa iqu% fopkj fd;s tkus dk fuosnu fd;k x;k ftl ij chek daiuh ds fMohtuy vkWfQl ,oa jhtuy vkWfQl }kjk ifjoknh ds nkos dks Lohdkj fd;s tkus ;ksX; ikrs gq, ifjoknh ds Dyse ds Hkqxrku ij lgefr ntZ djrs gq, Dyse gsrq fjde.M fd;k x;k Fkk fdUrq l{ke inkf/kdkjh }kjk mls vLohd`r dj fn;k x;k ysfdu fdu vk/kkjksa ij Dyse jsiqfM,V fd;k gS] ;g fcYdqy Hkh mYys[k ugha fd;k gS tks fd vukosnd chek daiuh dh lsok esa deh dks nf'kZr djrk gS ftlds dkj.k ifjoknh dks ;g ifjokn ykus dh vko';drk iM+h gSA vr% ifjokn&i= esa of.kZr vuqlkj vuqrks"k fnykbZ tkosA 03- vukosnd dh vksj ls fyf[kr dFku izLrqr djrs gq, ;g vkifRr fd;k x;k gS fd ifjoknh us iz'uk/khu okgu VkVk Qk;usal daiuh ls _.k izkIr dj dz; fd;k gS ,slh n'kk esa VkVk Qk;usal daiuh vko';d ,oa fgrc} i{kdkj gS ftlds vHkko esa orZeku ifjokn izFke n`"V;k fujLr fd;s tkus ;ksX; gSA ifjoknh }kjk vius Vhij okgu dz-&lh-th-12 // 7 // ,l@4719 dk fnukad&18-08-2014 ls 17-08-2015 dh vof/k ds fy, vksfj;saVy ba';ksjsal daiuh fyfeVsM ls yh xbZ ikWfylh dz-& 193300@31@2015@5370 ds v/khu chek vof/k ds nkSjku okgu dk Lo {kfriwfrZ nkok dz-&193300@31@2015@000508 fnukad&21-11-2014 dks {kfrxzLr gksus ds laca/k esa mRiUu gqvk ftldk ,fLVesV ifjoknh }kjk 50]000@&¼ipkl gtkj :Ik;s½ dk izLrqr fd;k x;k ftlds laca/k esa losZ;j }kjk vkadfyr {kfr dh jkf'k&25]980@&¼iPphl gtkj ukS lkS vLlh :Ik;s½ dk Hkqxrku ifjoknh dks fnukad&17-06-2015 dks fd;k x;k gSA ifjoknh us vius Vhij okgu dz-lh-th- 12,l@4719 dk 30]00]000@&¼rhl yk[k :Ik;s½ ?kksf"kr dj mldk fnukad&18-08-2015 ls 17-08-2016 dh vof/k ds fy, O;kid chek] chek ikWfylh dz-& 460200@31@15@01@00004767 ds rgr vukosnd ls djk;k Fkk vkSj mls 20 izfr'kr uks Dyse cksul dk ykHk iznku fd;k x;k FkkA vukosnd chek daiuh dks tc bl ckr dh tkudkjh gqbZ fd ifjoknh us mDr okgu ds iwoZ chek vof/k esa okgu dks dkfjr Lo{kfr ds ,ot esa 25]980@&¼iPphl gtkj ukS lkS vLlh :Ik;s½ fnukad&17-06-2015 dks izkIr dj fy;k gS ,slh n'kk esa chek ikWfylh esa mYysf[kr 'krksZa ds rgr nkok ns; uk gksus ij gh nkos dk lehphu fujkdj.k djrs gq, mldh fyf[kr lwpuk i= fnukad&21-07-2016 ds ek/;e ls ifjoknh dks nh xbZ FkhA ifjoknh ds chfer okgu ds fnukad&27-09-2015 dks nq?kZVukxzLr gksus dh lwpuk izkIr gksus ij vukosnd chek daiuh us fujisUnz flag losZ;j ,oa ykWl vlslj dks okgu dk LikWV losZ djus gsrq funsZf'kr ,oa vf/kd`r fd;k Fkk ftldk LikWV losZ fjiksVZ fnukad&07-10-2015 dh Nk;kizfr // 8 // layXu gS rFkk Jh vkuan eksgu xksLokeh dks okgu dk QkbZuy losZ djus gsrq vf/kd`r ,oa funsZf'kr fd;k x;k Fkk ftldk QkbZuy losZ fjiksVZ fnukad&15-11-2015 dh Nk;kizfr layXu gSA vukosnd chek daiuh }kjk lsok esa dksbZ deh ugha dh xbZ gSA ifjoknh] vukosnd ls dksbZ vuqrks"k izkIr djus dk vf/kdkjh ugha gSA vr% ifjoknh dk ifjokn lO;; fujLr fd;k tkosA 04- ifjoknh dh vksj ls vius i{k leFkZu esa Lo;a dk 'kiFk&i= rFkk vukosnd }kjk ifjoknh dks izsf"kr i= fnukad&08-12-2015 ,oa 18-01-2016 dh Nk;kizfr] VkVk eksVlZ Qk;usal fyfeVsM }kjk vukosnd dks izsf"kr i= fnukad&02-02-2016 dh Nk;kizfr] vukosnd }kjk ifjoknh dks izsf"kr i= fnukad&09-02-2016] 14-03-2016 dh Nk;kizfr] nkok fujLrh i= fnukad&21-07-2016 dh Nk;kizfr] esllZ flf}fouk;d dksy dsfj;lZ izkbZosV fyfeVsM }kjk vukosnd dks izsf"kr i= fnukad&13-08-2016 dh Nk;kizfr] ifjoknh }kjk vukosnd dks izsf"kr i= fnukad&123-08-2016 dh Nk;kizfr rFkk vukosnd }kjk ifjoknh dks izsf"kr i= fnukad&13 twu 2017 dh Nk;kizfr izLrqr fd;k gSA 05- vukosnd chek daiuh dh vksj ls vius i{k leFkZu esa nhid mekys eaMy izca/kd dk 'kiFk&i= ,oa vukosnd }kjk czkap eSustj] vksfj;saVy ba';ksjsal daiuh fyfeVsM dks izsf"kr i= dh Nk;kizfr ¼vuqyXud ,u,&1,½] nkok Hkqxrku dUQesZ'ku dh Nk;kizfr ¼vuqyXud ,u,&2½] vksfj;saVy ba';ksjsal daiuh fyfeVsM }kjk tkjh chek ikWfylh dh Nk;kizfr ¼vuqyXud ,u,&3½] vukosnd }kjk tkjh chek ikfylh dh Nk;kizfr // 9 // ¼vuqyXud ,u,&4½] vukosnd }kjk ifjoknh dks izsf"kr i= fnukad&21-07- 2016 dh Nk;kizfr ¼vuqyXud ,u,&5½] izkFkfed losZ fjiksVZ fnukad&07- 10-2015 dh Nk;kizfr ¼vuqyXud ,u,&6½] QkbZuy losZ fjiksVZ fnukad&15-11-2015 dh Nk;kizfr ¼vuqyXud ,u,&7½ izLrqr fd;k gSA 06- ifjoknh dh vksj ls milatkr gksus okys fo}ku vf/koDrk Jh 'kkSdr vyh dk rdZ gS fd ifjoknh okgu Vhij dzekad&lh-th- 12 ,l@4719 dk iathd`r Lokeh gS ftls VkVk Qk;usal daiuh dksjck ls Qk;usal djokdj dz; fd;k Fkk vkSj mDr okgu dks dz; djus ds Ik'pkr~ Qk;usal daiuh }kjk chek djk;k x;k Fkk tks fd vksfj;saVy ba';ksjsal daiuh fyfeVsM ls chfer Fkk vkSj mDr chek ikWfylh ds volku ds ckn ifjoknh }kjk vius okgu dk vU; 9 okguksa ds lkFk chek vukosnd ls djk;k Fkk vkSj iz'uk/khu okgu fnukad&18-08-2015 ls ysdj fnukad&17- 08-2016 rd ds fy, chfer Fkk tcfd vksfj;saVy ba';ksjsal daiuh fyfeVsM ds ikl fnukad&18-08-2014 ls fnukad&17-08-2015 dh vof/k ds fy, chfer FkkA tc vukosnd ls okgu dk chek djk;k x;k rks vukosnd ds laHkkxh; dk;kZy; ds fodkl vf/kdkjh Jh lqczr ljdkj ,oa ,d vU; vf/kdkjh Jh foosd xqIrk dks mDr laca/k esa tkudkjh nh xbZ Fkh rc muds }kjk dgk x;k fd mls ge ckn esa ns[k ysaxs] vHkh chek tkjh dj jgs gSa vkSj iz'uk/khu okgu dk 30]00]000@&¼rhl yk[k :Ik;s½ dk chek fd;k x;k Fkk ftldk izhfe;e Hkh vnk fd;k x;k Fkk vkSj mDr ikWfylh fnukad&18-08-2015 ls 17-08-2016 rd dh vof/k ds fy, vkPNkfnr FkkA fnukad&27-09-2015 dksk okgu fQly dj nwljs okgu ls // 10 // Vdjk x;k Fkk vkSj ftlls okgu esa vkx yx xbZ Fkh vkSj okgu iw.kZr% ty x;k Fkk ftldh lwpuk chek daiuh dks nh xbZ Fkh vkSj chek daiuh }kjk losZ;j fu;qDr fd;k x;k Fkk ftlds }kjk {kfr dk vkadyu fd;k x;k Fkk vkSj vukosnd }kjk i= fnukad&18-01-2016 ds }kjk nLrkost dh ekax fd;k x;k Fkk vkSj nLrkost izLrqr fd;k x;k FkkA vukosnd dh vksj ls ifjoknh ls dgk x;k Fkk fd ;fn ifjoknh 17]81]500@&¼l=g yk[k bD;klh gtkj ikap lkS :Ik;s½ ysuk pkgrk gS rks mls og Hkqxrku djus dks rS;kj gS mlds ckn Hkh jkf'k dk Hkqxrku ugha fd;k x;k gS vkSj fnukad&14-03-2016 dks jftLVMZ i= Hkstk x;k vkSj ;g mYysf[kr fd;k x;k Fkk fd 20 izfr'kr uks Dyse cksul fn;k x;k vkSj iwoZ ds chek daiuh ls jkf'k izkIr dj fy;k x;k gS] ijUrq nkos dks fujkd`r ugha fd;k x;k] tcfd chek daiuh ds losZ;j us {kfr dk vkadyu 27]00]000@&¼lRrkbZl yk[k :Ik;s½ lkYost dkVus ds ckn fd;k Fkk vkSj feF;k izR;k[;ku ds vk/kkj ij nkos dks fujLr dj fn;k x;kA vukosnd chek daiuh dk mDr d`R; lsok esa deh dks n'kkZrk gS vkSj blfy, ifjoknh dks ifjokn ykus dh vko';drk iM+h gSA vr% ifjoknh dks ifjokn&i= esa of.kZr vuqlkj vuqrks"k iznku dh tkosA 07- vukosnd dh vksj ls fyf[kr rdZ izLrqr djrs gq, ;g vk/kkj fy;k x;k gS fd bl izdj.k esa pwafd iz'uk/khu okgu dk Qk;usal djok;k x;k gS vkSj blfy, Qk;usal daiuh vko';d i{kdkj gS vkSj mlds vHkko esa ifjokn fujLrh ;ksX; gSA ifjoknh us iwoZ esa vksfj;saVy ba';ksjsal daiuh fyfeVsM ls okgu dk chek djk;k Fkk vkSj ftldh jkf'k uks Dyse // 11 // cksul ds :Ik esa izkIr fd;k Fkk vkSj mDr okgu {kfrxzLr gqvk Fkk ftlds laca/k esa fnukad&21-11-2014 dks ifjoknh us vksfj;saVy ba';ksjsal daiuh fyfeVsM ds le{k okgu dh Lo{kfr dk nkok izLrqr fd;k Fkk vkSj mlds ,ot esa fnukad&17-06-2015 dks vksfj;saVy ba';ksjsal daiuh fyfeVsM ls 25]980@&¼iPphl gtkj ukS lkS vLlh :Ik;s½ dk Hkqxrku izkIr dj fy;k Fkk vkSj bl rF; dks ifjoknh }kjk fNik;k x;k gS vkSj vukosnd chek daiuh ls 20 izfr'kr uks Dyse cksul dk vuqfpr vkfFkZd ykHk izkIr dj fy;k gS tks fd chek ikWfylh esa mYysf[kr 'krZ dk mYya?ku gS vkSj pwafd ifjoknh Lo;a us chek 'krksZa dk mYya?ku fd;k gS blfy, og fdlh izdkj dh {kfriwfrZ izkIr djus dk vf/kdkjh ugha gSA vr% ifjoknh dk ifjokn fujLr fd;k tkosA 08- geus ifjoknh ds fo}ku vf/koDrk dk rdZ Jo.k fd;k rFkk vukosnd dh vksj ls izLrqr fyf[kr rdZ dk ifj'khyu fd;k rFkk vfHkys[k dk Hkh ifj'khyu fd;k x;kA 09- tgka rd vko';d i{kdkj dk laca/k gS] ifjoknh us ;g vfHkopu fd;k gS fd mlus okgu dks VkVk Qk;usal daiuh dksjck ls Qk;usal djokdj dz; fd;k Fkk vkSj iwoZ chek VkVk Qk;usal daiuh }kjk gh djk;k x;k Fkk tks fd vksfj;saVy ba';ksjsal daiuh fyfeVsM dksjck ls djk;k x;k Fkk ftldh vof/k fnukad&18-08-2014 ls 17-08-2015 rd ds fy, FkkA pwafd ifjoknh us ;g ifjokn okgu ds nq?kZVuk esa {kfrxzLr gksus ds vk/kkj ij izLrqr fd;k gS vkSj ,slh fLFkfr esa Qk;usal daiuh dsoy mfpr i{kdkj gSA vko';d i{kdkj og gksrk gS ftlds vHkko esa izHkkoh // 12 // vkns'k ikfjr ugha fd;k tk ldrk gS fdUrq mfpr i{kdkj og gS ftldh vuqifLFkfr esa izHkkoh vkns'k ykxw fd;k tk ldrk gS fdUrq dk;Zokgh esa lfUufgr iz'u ij iw.kZ vkSj vafre fu.kZ; ds fy, mldh mifLFkfr vko';d gSA bl izdj.k esa VkVk Qk;usal daiuh dsoy Qk;usalj gS vkSj og ifjoknh ls mlds }kjk Qk;usal dh xbZ jkf'k dks olwy djus dk gh vf/kdkjh gS vkSj ifjoknh us ;g nkok vukosnd chek daiuh ds fo:} okgu ds nq?kZVukxzLr gksus ds vk/kkj ij izLrqr fd;k gSA ,slh fLFkfr esa bl izdj.k esa Qk;usal daiuh dsoy mfpr i{kdkj gS vkSj mldh vuqifLFkfr esa Hkh izHkkodkjh vkns'k ikfjr fd;k tk ldrk gS vkSj ,slh fLFkfr esa dsoy bl vk/kkj ij fd Qk;usal daiuh dks i{kdkj ugha cuk;k x;k gS] ifjoknh ds nkos dks fujLr ugha fd;k tk ldrk gSA 10- ifjoknh dh vksj ls U;w bafM;k ba';ksjsal daiuh fyfeVsM ds }kjk izsf"kr i= fnukad&21-07-2016 dks izLrqr fd;k x;k gS tks fd ifjoknh ds nkos dks vLohdkj djus ds laca/k esa gSA mDr i= dh dafMdk&5 esa ;g mYysf[kr gS fd **vkids }kjk gekjh dEiuh ls chek ikWfylh izkIr djus ds iwoZ vksfj;s.Vy ba';ksjsal dEiuh fyfeVsM ls iwoZ df.Mdk esa of.kZr vuqlkj fnukad&18-08-2014 ls 17-08-2015 rd dh vof/k ds fy;s chek djk;s tkus vkSj chek ds Ik'pkr~ mDr okgu ds Lo;a {kfr nkok ds laca/k esa nkok izLrqr djus vkSj nkok dk mijksDr mYysf[kr vuqlkj ls vksfj;s.Vy ba';ksjsal dEiuh fyfeVsM ds }kjk 17 twu 2015 nkok lsVYM@fujkd`r djus Ik'pkr~ Hkh vkius uks Dyse cksul ds rgr okgu ds chek izhfe;e esa 20 izfr'kr dh NwV voS/kkfud <ax ls feF;k // 13 // izR;k[;ku djrs gq;s izkIr dh x;h Fkh tks fd chek ikWfylh ds 'krksZa dk mYya?ku gS] vr% vkids }kjk fnukad&27-09-2015 dks gqbZ mDr okgu dh nq?kZVuk fnukad&28-09-2015 dks lwfpr Lo;a {kfr nkok jsiqfM,V ¼vLohdkj½ fd;k tkrk gSA vkids lwpukFkZ izsf"kr gSA** 11- ijUrq vc ;g ns[kuk gS fd D;k vukosnd chek daiuh }kjk ifjoknh ds nkos dks mfpr :Ik ls fujLr fd;k x;k gS\ 12- National Insurance Co. Ltd. Vs. Harpreet Singh III (2016) CPJ 58 (NC) esa ekuuh; jk"Vªh; vk;ksx }kjk ;g fu/kkZfjr fd;k x;k gS fd%& "Where the insured is unable to produce evidence pertaining to his No Claim Bonus entitlement, he may be permitted togive a declaration in support of his No Claim Bonus- Failure of insured granting No Claim Bonusto write to previous insurer within 21 days shall constitute the breach of tariff- No communication was sent by petitioner to previous insurer- This disentitles the Insurance Company to take shelter of the plea of misrepresentation of facts on part of petitioner- However, the fact remains that respondent-complainant on basis of false declaration given to petitioner paid 25% less premium- Equity demands that bonus payable to complainant in respect of his insurance claim should be decreased by 25%- Insurance Company directed to pay to complainant 75% of claimed amount i.e. Rs. 1,18,174 with 9% p.a. interest."
13- ifjoknh dh vksj ls ,d i= dz-&KDO/MOD/2015-16/F-346 fnukad&08-12-2015 izLrqr fd;k x;k gS tks U;w bafM;k ba';ksjsal daiuh // 14 // fyfeVsM dh vksj ls ifjoknh dks izsf"kr fd;k x;k gS vkSj ftlesa ;g mYysf[kr gS fd%& "On the observation of your motor OD claim file it is found that under the above policy 46020031140100012667 you have enjoyed 20% NCB but there is a claim reproted in the NBC certificate received from oriental insurance co. under previous policy no. 193300/31/5370 of above vehicle hence you have enjoy NCB (i.e. discount in premium) without proof hence your claim is treated as non standard and payable after deduction of 25% from the claim amount. If you wish to give any clarification is this regard it is wel come."
14- mijksDr i= ds ifj'khyu ls Li"V gS fd vukosnd }kjk iwoZ esa ifjoknh dks 25 izfr'kr jkf'k dVkSrh dj ukWu LVS.MMZ csfll ij jkf'k nsus ds fy, lgefr iznku fd;k Fkk rFkk ,d i= dzekad& KDO/MOD/2015-16/F-346 fnukad&18-01-2016 Hkh izLrqr fd;k x;k gS ftlesa Hkh ;g mYysf[kr gS fd eSustesaV }kjk fu.kZ; fy;k x;k gS fd vkids nkos dks VksVy ykWl vkSj usV vkWQ lkYost csfll ds vk/kkj ij fujkd`r fd;k tkos rFkk i= fnukad&02-02-2016 ds }kjk VkVk eksVlZ Qk;usal daiuh fyfeVsM }kjk ;g mYysf[kr fd;k x;k gS fd og jkts'k dqekj ds izdj.k esa vukosnd }kjk izsf"kr izLrko ou VkbZe lsVyesaV ds vk/kkj ij ;fn fnukad&25-02-2016 rd 17]81]500@&¼l=g yk[k bD;klh gtkj ikap lkS :Ik;s½ iznku fd;k tkrk gS rks mlds fy, og lger gSA bl izdkj Li"V gS fd vukosnd chek daiuh mDr i= ds vuqlkj {kfriwfrZ dh jkf'k Hkqxrku djus ds fy, rS;kj Fkk vkSj mlds // 15 // Ik'pkr~ fnukad&21-07-2016 ds }kjk ifjoknh ds nkos dks fujLr dj fn;k x;k tks fd vukosnd dh lsok esa deh dks nf'kZr djrk gSA 15- tgka rd ds iwoZ ikWfylh dk laca/k gS] vukosnd chek daiuh dk ;g nkf;Ro Fkk fd og ikWfylh tkjh djus ds iwoZ bl rF; dh tkudkjh izkIr djrk fd ifjoknh }kjk iwoZ esa fdlh vU; ba';ksjsal daiuh ls iz'uk/khu okgu ds laca/k esa dksbZ ikWfylh izkIr fd;k x;k Fkk ;k dksbZ nkok jkf'k izkIr fd;k x;k Fkk ;k ughaA tcfd ifjoknh ds vuqlkj Qk;usal daiuh us vksfj;saVy ba';ksjsal daiuh fyfeVsM ls tks chek djk;k Fkk og fnukad&18-08-2014 ls 17-08-2015 dh vof/k ds fy, Fkk vkSj mlds Ik'pkr~ vukosnd chek daiuh ls chek djk;k x;k gSA ifjoknh us fnukad&13-08-2016 dks chek daiuh dks ,d i= fy[kk gS vkSj mlesa ;g crk;k gS fd og xr~ 30 o"kksZa ls yxHkx 250 okgu ,oa bD;wiesaV dk chek vukosnd chek daiuh ls djk;k gS vkSj blls Li"V gS fd ifjoknh izkjaHk ls gh vukosnd chek daiuh ls vius okguksa dk chek djkrs jgk gS vkSj ,slh fLFkfr esa vukosnd chek daiuh dk ;g nkf;ro Fkk fd og iz'uk/khu okgu ds laca/k esa tkudkjh izkIr djrk fd og vU; fdlh chek daiuh ls chfer rks ugha gSA 16- vukosnd chek daiuh dh vksj ls bl izdj.k esa Jh fujisUnz flag dks losZ;j fu;qDr fd;k x;k Fkk vkSj ftlds }kjk tkap fd;k x;k gS vkSj ftlesa ;g ik;k gS fd okgu ds dsfcu] yksM ckWMh] psfpl Qzse] baftu] dqfyax flLVe vkfn ty pqdk gS vkSj bl izdkj Jh fujisUnz flag }kjk tks izkjafHkd vuqla/kku fd;k x;k gS mlesa okgu tyus ls {kfrxzLr // 16 // gksuk ik;k x;k gS rFkk vukosnd }kjk izsf"kr i= ds vk/kkj ij Li"V gS fd okgu VksVy ykWl dh ifjf/k esa vkrk gSA 17- vukosnd chek daiuh }kjk Jh vkuan eksgu xksLokeh losZ;j ,.M ykWl vlslj dks losZ;j fu;qDr fd;k x;k gS vkSj mldh fjiksVZ ,usD'pj ,u,&7 izLrqr fd;k x;k gS vkSj ftlesa okgu dh {kfr dk vkadyu lkYost dkVus ds ckn 25]73]023@&¼iPphl yk[k frgRrj gtkj rsbZl :Ik;s½ fu/kkZfjr fd;k x;k gS ftldk vxj vekud vk/kkj ij (Non Standard Basis) {kfr dk vkadyu fd;k tkos rks og 19]29]767-25 ¼mUuhl yk[k murhl gtkj lkr lkS lM+lB :Ik;s iPphl iSls½ gksrk gS] ijUrq VkVk eksVlZ Qk;usal fyfeVsM ds }kjk vukosnd ds le{k tks izLrko izLrqr fd;k gS ftldk mYys[k i= fnukad&02-02-2016 esa gS mls ns[krs gq, ifjoknh ek= 17]81]500@&¼l=g yk[k bD;klh gtkj ikap lkS :Ik;s½ izkIr djus dk vf/kdkjh gS vkSj ,slh fLFkfr esa ifjoknh dks ek= 17]81]500@&¼l=g yk[k bD;klh gtkj ikap lkS :Ik;s½ fnyk;k tkuk mfpr gksxkA 18- mijksDr foospuk ds ifjizs{; esa ifjoknh dk ifjokn vkaf'kd :Ik ls Lohdkj fd;k tkrk gS vkSj ;g vknsf'kr fd;k tkrk gS fd%& 1- vukosnd chek daiuh] ifjoknh dks 17]81]500@&¼l=g yk[k bD;klh gtkj ikap lkS :Ik;s½ dh jkf'k vkns'k fnukad ls 45 fnol ds Hkhrj vnk djsxkA 2- vukosnd chek daiuh mDr 17]81]500@&¼l=g yk[k bD;klh gtkj ikap lkS :Ik;s½ ij ifjokn izLrqfr fnukad&20-07- // 17 // 2017 ls ysdj jde dh vnk;xh fnukad rd 09 izfr'kr okf"kZd C;kt dh nj ls C;kt Hkh ifjoknh dks vnk djsxkA 3- vukosnd chek daiuh] ifjoknh dks oknO;; ds :Ik esa 7]000@&¼lkr gtkj :Ik;s½ Hkh vnk djsxkA ¼U;k;ewfrZ vkj-,l-'kekZ½ ¼Mh- ds- iksn~nkj½ ¼ujsanz xqIrk½ v/;{k lnL; lnL;
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