State Consumer Disputes Redressal Commission
Life Insurance Corporation Of India & ... vs Shri Suresh Kumar Bhalothia on 22 May, 2010
jkT; miHkksDrk fookn izfrrks"k vk;ksx] lfdZV cSap ua0 03 jktLFkku] t;iqj Appeal No. 53@2010 Life Insurance Corporation of India & Ors.
Vs. Shri Suresh Kumar Bhalothia le{k%& ekuuh; Jh fou; dqekj pkoyk] ihBklhu lnL;A ekuuh; Jh dSykk lks;y] lnL;A mifLFkr%& vihykFkhZx.k dh vksj ls Jh jkedY;k.k 'kekZ] ,MoksdsVA izR;FkhZ dh vksj ls Jh xksfoUn 'kekZ] ,MoksdsVA fnuakd % 22-05-2012 jkT; vk;ksx]lfdZV cSap ua0 03] jkt- }kjk& ;g vihy fo}ku ftyk eap] >qU>quw ds fu.kZ; fnukad 20-11-2009 ds fo:) izLrqr gqbZ gSA laf{kIr rF;ksa ds vuqlkj ifjoknh us lqj{kk dh n`f"V ls viuk ,d chek ,d yk[k :i;s dk fnukad 28-03-1997 dks vihykFkhZx.k ls djok;k FkkA ifjoknh Hkkjrh; lsuk esa dk;Zjr FkkA fnukad 01-12-2005 dks rkycsgV jsyos LVsku ij mlds lkFk nq?kZVuk gqbZ ftlesa og IysVQkeZ ls uhps fxj x;k vkSj mldk nka;k iSj ?kqVus ls ij rd dV x;k vkSj mls 90 izfrkr rd LFkk;h Disability gks x;hA ikWfylh dh 'krksZas ds vuqlkj nq?kZVuk fgrykHk Hkh ns; Fkk ijUrq chek dEiuh us mls nq?kZVuk fgrykHk ugha fn;k ftlds fo:) ;g ifjokn izLrqr fd;k x;k tks fo}ku ftyk eap us Lohdkj dj fy;kA vihy ds nkSjku~ fo}ku vf/koDrk vihykFkhZ us gekjk /;ku ikWfylh dh 'krZ 10B dh vksj vkdf"kZr fd;k gS ftlds vuqlkj nq?kZVuk fgrykHk ml fLFkfr esa ns; gksrs gSa tcfd dksbZ Hkh viaxrk LFkkbZ gks vkSj bl izdkj dh gks fd og O;fDr viuk dksbZ Hkh dke /ka/kk ugha dj lds vkSj viuh dksbZ vkthfodk ugha dek ldsA bl 'krZ ds iSjk la[;k 2 dh vksj mUgksaus gekjk /;ku vkdf"kZr fd;k gS ftlesa fd nksuksa vk[kksa dh jkskuh pys tkus] nksuksa gkFkksa ds dV tkus] nksuksa ikoksa ds dV tkus o ,d gkFk rFkk ,d iSj ds dV tkus dks LFkkbZ viaxrk dh Js.kh esa ifjHkkf"kr fd;k x;k gSA bl fcUnq ij mUgksaus ekuuh; jk"Vh; vk;ksx ds izdj.k fjfotu isfVku ua0 2017@2007 Hkkjrh; thou chek fuxe cuke izdkk pUnz okys ekeys dk voyEc izLrqr fd;k gSA mUgksaus II (2010) CPJ 30 (NC) Hkkjrh;
thou chek fuxe cuke [ktkuflag ekeys dk Hkh ,d voyEc izLrqr fd;k gS rFkk blh vk;ksx }kjk ikfjr vihy ua0 106@2008 esa ikfjr fu.kZ; dh izfr Hkh izLrqr dh gSA blds foijhr izR;FkhZ ds ;ksX; vf/koDrk dk ;g rdZ gS fd ifjoknh dh ,d Vkax ?kqVus ds ij rd dV x;h gS vkSj mls 90 izfrkr LFkkbZ viaxrk gSA geus nksuksa i{kksa ds rdksZa ij fopkj fd;k gSA DykWt 10B ds vUrxZr nq?kZVuk fgrykHk ds lEcU/k esa tks 'krsZa crkbZ x;h gSa vkSj ftudk foospu LFkkbZ viaxrk ds fcUnq ij ekuuh; jk"Vh; vk;ksx o ekuuh; mPpre U;k;ky; us fd;k gS] mls ns[krs gq;s ge fo}ku ftyk eap dk ;g fu.kZ; fLFkj ugha j[k ldrsA LFkkbZ viaxrk dh tks ifjHkk"kk DykWt 10B esa nh x;h gS rFkk tks U;kf;d foospu mudk fofHkUu fu.kZ;ksa esa gqvk gS] ml fLFkfr esa ge ;g vihy Lohdkj ;ksX; le>rs gSaA ,d Vkax dk dVuk ikWfylh dh 'krZ 10B esa LFkk;h viaxrk dh Js.kh esa ugha ekuk x;k gS] ;|fi ;g fofp= izrhr gksrk gS] fdUrq ge ekuuh; mPpre U;k;ky; ,oa ekuuh; jk"Vh; vk;ksx dk vuqlj.k djus ds fy, ck/; gSa vr% ,rn~}kjk vihy Lohdkj dh tkrh gSA fo}ku ftyk eap dk ;g fu.kZ; vikLr fd;k tkrk gSA dSykk lks;y fou; dqekj pkoyk lnL;
ihBklhu lnL;