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[Cites 13, Cited by 0]

Gujarat High Court

Jay Jawan Construction Company vs Western Railway & on 12 February, 2016

Author: Akil Kureshi

Bench: Akil Kureshi

                   O/IAAP/79/2015                                              ORDER




                  IN THE HIGH COURT OF GUJARAT AT AHMEDABAD

                    PETN. UNDER ARBITRATION ACT NO. 79 of 2015
         ==========================================================
                  JAY JAWAN CONSTRUCTION COMPANY....Petitioner(s)
                                     Versus
                        WESTERN RAILWAY & 1....Respondent(s)
         ==========================================================
         Appearance:
         MR.CHIRAG K SUKHWANI, ADVOCATE for the Petitioner(s) No. 1
         MR RAVI KARNAVAT, ADVOCATE for the Respondent(s) No. 1 - 2
         ==========================================================

                 CORAM: HONOURABLE MR.JUSTICE AKIL KURESHI

                                      Date : 12/02/2016
                                        ORAL ORDER

1. The petitioner seeks appointment of an arbitrator to resolve  the   disputes   between   the   petitioner   and   the   respondents  respectively. 

2. Brief   facts   are   as   under.   The   petitioner   -   a   partnership  firm,   was   awarded   work   of   construction   of   road   under­ bridge   by   the   Railways   in   connection   with   Viramgam­ Samakhiyali   Doubling   project.   The   work   was   issued   in  June   2013   and   had   to   be   completed   by   11.3.2014.   The  petitioner  had deposited a sum of Rs.4.34 lacs by way of  Earnest   Money   Deposit     and   by   way   of   performance  guarantee,   the   petitioner   had   given   irrevocable   bank  guarantee of Rs.30,00,512/­. During the execution of such  work,   disputes   surfaced   between   the   petitioner   and   the  Railways.   Since   the   petitioner's   request   for   release   of  security   deposit     and   return   of   bank   guarantee   was   not  entertained   by   the   Railways,   the   petitioner   filed   Special  Page 1 of 14 HC-NIC Page 1 of 14 Created On Thu Feb 18 00:53:36 IST 2016 O/IAAP/79/2015 ORDER Civil Application No.10893/2014. Such petition came to be  disposed   of   by   order   dated   5.8.2014   in   which   the   Court  directed   the   Railways   to   decide   the   representation   of   the  petitioner. Thereupon the Railway authorities wrote to the  petitioner on 20.8.2014 and asked the petitioner to attend  the   office   to   explore   all   possibilities   to   resolve   the   issues  raised   in   the   said   petition.   It   is   undisputed   that   the  representative   of   the   petitioner   firm   remained   present   on  22.8.2014. The petitioner gave two letters to the Railways.  In first such letter he stated as under :

"In   reference   to   above,   our   Special   Civil   Application  No.10893 of 2014 filed before the Honourable High Court  of   Gujarat   at   Ahmedabad,   we   are   ready   to   withdraw   our  Special Application filed before the Honourable High Court,  if  our  dues  like  Earnest  Money  Deposit  and  Performance  Guarantee submitted to Railways against above mentioned  work   are   released   immediately.   We   will   not   go   for   any  arbitration for that."

3. In the second letter, he had stated as under :

"In   reference   to   above,   our   Special   Civil   Application  No.10893 of 2014 filed before the Honourable High Court  of   Gujarat   at   Ahmedabad,   we   are   ready   to   withdraw   our  Special Application filed before the Honourable High Court,  if  our  dues  like  Earnest  Money  Deposit  and  Performance  Guarantee submitted to Railways against above mentioned  work   are   released   immediately.   We   will   not   go   for   any  arbitration  for that. This may be treated  as full and final  settlement with the Railways for the subject work."

4. In view of personal  meeting between  the representative of  the petitioner partnership firm and the Railway authorities  Page 2 of 14 HC-NIC Page 2 of 14 Created On Thu Feb 18 00:53:36 IST 2016 O/IAAP/79/2015 ORDER and   two   undertakings   that   the   petitioner   gave   to   the  Railways on 22.8.2014 under letter dated 12.11.2014, the  Railways   released   the   EMD   of   Rs.4.34   lacs   and   also   the  performance bank guarantee for a sum of Rs.30,01,000/­  and   conveyed   that   "Please   note   that   on   release   of   your  EMD & PG, your all claims towards above mentioned work  are   treated   as   settled."     The   petitioner   thereafter,   on  14.11.2014 issued a legal notice to the Railways and raised  the   claim   of   Rs.90,01,536.77   towards   loss   of   profit,   with  interest, contending that the petitioner reserved its right to  claim   loss   of   profit   in   Special   Civil   Application   No.  10893/2014 since such petition was filed only for release  of EMD and performance of bank guarantee.

5. In  response  to  such  letter  of  the  petitioner,  the  Railways  under   communication   dated   7.1.2015   asserted   that   the  petitioner   had   accepted   the   release   of   EMD   and  performance   bank   guarantee   towards   all   dues   arising  under work order and that therefore, no question of loss of  profit   could   be   raised.   It   was   also   conveyed   that   the  petitioner had not done any work at the site   nor applied  for   extension   though   reminded   twice.   There   was   thus   a  clear   breach   of   contract   on   part   of   the   petitioner.   The  petitioner   thereupon   issued   notice   dated   15.5.2015  activating   arbitration   clause   giving   30   days'   time   to   the  Railways to respond.

6. Under   such   circumstances,   this   arbitration   petition   has  been   filed.   The   prayer   for   appointment   of   arbitrator   is  opposed by the Railways on two counts. Firstly, according  to   the   Railways   the   arbitration   clause   envisages  Page 3 of 14 HC-NIC Page 3 of 14 Created On Thu Feb 18 00:53:36 IST 2016 O/IAAP/79/2015 ORDER appointment of arbitrator only after completion of work. In  the  present   case,   since   the  work   was   not  completed,  the  petitioner cannot resort to arbitration. Important and more  fundamental objection of the Railways is that the petitioner  had   accepted   release   of   EMD   and   bank   guarantee  document by way of full and final settlement of all claims.  The petitioner had specifically agreed that it will not resort  to   arbitration   for   raising   any   further   claim.   Having   so  agreed,   it   was   not   open   for   the   petitioner   to   reopen   the  issues.

7. Learned   counsel   for   the   petitioner   vehemently   contended  that   the   petitioner   had   at   no   point   of   time   given   up   the  claims of damages in the form of loss of profit on account  of default attributable to the Railways. He submitted that  even after giving the declarations  dated 22.8.2015, it was  always open for the petitioner to approach the legal forum  and   any   agreement   to   the   contrary   would   be   void.   He  submitted   that   the   petitioner   had   never   accepted   the  security deposit  and release  of bank guarantee  by way of  full   and   final   settlement   of   all   the   claims   arising   out   of  work order. He relied on the following decisions :

1)   R.L. Kalathia and co. v. State of Gujarat  reported in  AIR 2011 Supreme Court 754.
2)    A.V.   M.   Sales   Corporation   v.   Anuradha   Chemicals  Private Limited reported in (2012) 2 Supreme Court Cases 
315.

3)    Ambica   Construction   v.   Union   of   India  reported   in  (2006) 13 Supreme Court Cases 475.

            4)    Sugam   Constrcution   (P)   Ltd.   v.   Ahmedabad   Urban 



                                          Page 4 of 14

HC-NIC                                 Page 4 of 14      Created On Thu Feb 18 00:53:36 IST 2016
                 O/IAAP/79/2015                                               ORDER




            Development Authority and others  (SCA    No.104/2012, 
            order dated 5.4.2013)


8. On   the   other   hand   learned   counsel   for   the   Railways  opposed   the   petition   contending   that     the   petitioner   had  given   up   all   the   claims   while   accepting   the   release   of  security   deposit   and   the   performance   bank   guarantee.  Only   on   such   condition,   the   same   were   released   as   is  clearly   borne   out   from   the   letter   of   the   Railways   dated  12.11.2014. He would also refer to reply dated 7.1.2015 of  the Railways to the legal notice issued by the petitioner in  which   the   Railways   had   multiple   disputes   with   the  petitioner.

9. We   may   summarise   the   relevant   facts   as   under.   The  petitioner   was   awarded   work   order   for   construction   of  Railway   under­bridge.   Soon   after   the   work   was   awarded,  disputes surfaced between the petitioner and the Railways.  Since the Railways were not releasing the security deposit  of Rs. Rs.4.34 lacs and bank guarantee of Rs.30,00,512/­,  the   petitioner   filed   Special   Civil   Application  No.10893/2014  in which  the Court directed  the Railways  to decide the representation of the petitioner.   Thereupon,  the   Railways   called   upon   the   petitioner   for   personal  negotiation   under   communication   dated   20.8.2014.  Representative of the petitioner partnership firm remained  present before the Railways authorities on 22.8.2014 and  gave two declarations. First was that if the petitioner's dues  like   EMD   and   performance   bank   guarantee   are   released  immediately,   the   petitioner   will   not   go   for   arbitration   for  that. He gave a further undertaking also on 22.8.2014 that  Page 5 of 14 HC-NIC Page 5 of 14 Created On Thu Feb 18 00:53:36 IST 2016 O/IAAP/79/2015 ORDER if   dues   like   EMD   and   performance   bank   guarantee   are  released   immediately,   the   petitioner   will   not   go   for  arbitration   and   this   may   be   treated   as   full   and   final  settlement  with  the Railways for the subject work.  It was  only   thereafter,   that   the   Railways   under   communication  dated 12.11.2014 released said two amounts and conveyed  that  all  claims  of  the  petitioner  arising  out  of  such  work  order are treated as settled. 

10. The   petitioner   having   accepted   the   release   of   EMD  and   performance   bank   guarantee   of   sizeable   amount   by  way of full and final settlement of all its claim arising out of  work order, now cannot turn around and seek to make any  further claim before any forum. It was always open for the  petitioner   to   assert   its   legal   rights,   raise   all   claims  including for release of bank guarantee and EMD. In such  a situation, it would have been open for the Railways also  to   raise   counter   claims   and   point   out   that   the   petitioner  had from the outset defaulted in carrying out the work and  had not asked for extension nor started the work. Be that  as it may, when the Railways decided to bury the hatchet  and offer the release  of the  bank  guarantee  and  EMD  by  way   of   full  and   final  settlement,   it  was   still   open   for  the  petitioner   to   refuse   to   accept   the   same   under   such  conditions.   Instead,   the   petitioner   gave   two   separate  undertakings. In first such undertaking, he stated that   if  EMD   and   bank   guarantee   are   released   immediately,   the  petitioner   will   not   approach   arbitrator   for   such   purpose.  Perhaps realising  that such language was open to disputes  in   future,   the   petitioner   gave   yet   another   undertaking   in  which he clearly stated that if the said amount/document  Page 6 of 14 HC-NIC Page 6 of 14 Created On Thu Feb 18 00:53:36 IST 2016 O/IAAP/79/2015 ORDER are  released  immediately,  the  petitioner  would  accept  the  same as full and final settlement of all claims   under the  contract.  This being a clear understanding  on part of the  petitioner and the Railways having acted on basis of such  undertaking, it would simply not be open for the petitioner  to   now   contend   that   the   petitioner   would   be   allowed   to  raise   other   claims  for   damages   due  to   loss   of   profit.  The  Railways  while  returning  the EMD  amount  and  the  bank  guarantee   documents   under   its   communication   dated  12.11.2004  conveyed  to the  petitioner  that  "on  release  of  your   EMD   and   PG,   your   all   claims   towards   above  mentioned work are treated as settled." If the petitioner did  not   agree   to   such   conditional   release,   it   should   have  refused to accept the benefits out of such order/letter. It is  by now well settled that the Chief Justice or his designate  while deciding the application for appointment of arbitrator  under   section   11   of   the   Act,   can   also   go   into   certain  optional   issues,   one   of   them   being   whether   the   claim  sought to be raised is one which has been forgone by way  of full and final settlement. Reference in this respect can be  made   in   case   of    SBP   &   Co.   v.   Patel   Engineering   and  another reported in (2005) 8 Supreme Court Cases 618. It  was held :

"39. It is necessary to define what exactly the Chief Justice,  approached   with   an   application   under  Section   11  of   the  Act, is to decide at that stage. Obviously, he has to decide  his   own   jurisdiction   in   the   sense,   whether   the   party  making the motion  has approached  the right High Court.  He   has   to   decide   whether   there   is   an   arbitration  agreement,  as defined  in the Act and whether  the person  who has made the request before him, is a party to such  an agreement. It is necessary to indicate that he can also  Page 7 of 14 HC-NIC Page 7 of 14 Created On Thu Feb 18 00:53:36 IST 2016 O/IAAP/79/2015 ORDER decide the question whether the claim was a dead one; or a  long  barred  claim that  was  sought  to be  resurrected  and  whether   the   parties   have   concluded   the   transaction   by  recording   satisfaction   of   their   mutual   rights   and  obligations   or   by   receiving   the   final   payment   without  objection.  It may  not  be  possible  at that  stage,  to  decide  whether a live claim made, is one which comes within the  purview of the arbitration clause. It will be appropriate to  leave  that question  to be decided  by the arbitral  tribunal  on   taking   evidence,   along   with   the   merits   of   the   claims  involved in the arbitration. The Chief Justice has to decide  whether   the   applicant   has   satisfied   the   conditions   for  appointing an arbitrator under Section 11(6) of the Act. For  the purpose of taking a decision on these aspects, the Chief  Justice can either proceed on the basis of affidavits and the  documents   produced   or   take   such   evidence   or   get   such  evidence   recorded,   as   may   be   necessary.   We   think   that  adoption of this procedure in the context of the Act would  best serve the purpose sought to be achieved by the Act of  expediting   the   process   of   arbitration,   without   too   many  approaches   to   the   court   at   various   stages   of   the  proceedings before the Arbitral tribunal." 

11. In case of   Union of India and others v. Onkar Nath  Bhalla and sons reported in (2009) 7 Supreme Court Cases  350, it was observed as under :

"8) In the present case, appellants made the full and final  payment of the final bill and to which respondent certified  by   signing   the   bill   without   any   protest   or   reservation. 

Respondent   with   the   intention   of   receiving   further  payments,   after   two   years,   raised   yet   another   claim   and  tried to bring up a dispute. And when the claim was denied  by   the   appellants,   respondent   requested   to   appoint   an  Arbitrator. 

9) The condition 65 of General conditions of contract IAFW­ 2249   states   that   no   further   claim   shall   be   made   by   the  Page 8 of 14 HC-NIC Page 8 of 14 Created On Thu Feb 18 00:53:36 IST 2016 O/IAAP/79/2015 ORDER contractor after submission of final bill and these shall be  deemed   to   have   been   waived   and   extinguished.   Also  condition 70 states that, all dispute between the parties to  the contract shall after written notice by either party to the  contract,   be   referred   to   the   sole   arbitration   of   a   serving  officer having degree in Engineering or equivalent. 

10) While appointing an Arbitrator under Section 11 of the  Arbitration and Conciliation Act, 1996, two things must be  kept in mind: 

i.   That   there   exists   a   dispute   between   the   parties   to   the  agreement and that the dispute is alive. 
ii.   Secondly,   an   Arbitrator   must   be   appointed   as   per   the  terms and conditions of the agreement and as per the need  of the dispute. 
11)It   is   the   specific   case   of   the   appellants,   respondent  could not have raised yet another claim, as the respondent  after   signing   on   the   final   bill   without   any   protest   or  reservation   has  waived  his   right  as  per   the   conditions  of  the contract.  The Court without  considering that whether  any   dispute   exists   between   the   parties,   could   not   have  appointed an Arbitrator. 
12) Therefore, the Court was not justified in appointing a  Retired   High   Court   Judge   as   the   sole   Arbitrator   in   the  present case." 

12. In   case   of    Cauvery   Coffee   Traders,   Mangalore   v.  Honor   Resources   (International)   Company   Limited  reported   in   (2011)   10   Supreme   Court   Cases   420,   the  Supreme   Court   after   referring   to   large   number   of  judgements   including   in   case   of  R.L.   Kalathia   and   co. (supra) held and observed as under :

30.   In   view   of   the   above,   law   on   the   issue   stands  crystallised to the effect that, in case, final settlement has  Page 9 of 14 HC-NIC Page 9 of 14 Created On Thu Feb 18 00:53:36 IST 2016 O/IAAP/79/2015 ORDER been reached amicably between the parties even by making  certain adjustments and without any misrepresentation or  fraud  or coercion,  then,  acceptance  of  money  as full  and  final settlement/issuance of receipt or vouchers etc. would  conclude the controversy and it is not open to either of the  parties to lay any claim/demand against the other party. 
31.  The  applicants  have  not  pleaded  that  there  has  been  any kind of misrepresentation or fraud or coercion on the  part of the respondents. Nor it is their case that payment  was   sent   by   the   respondents   without   any  settlement/agreement   with   the   applicants,   and   was   a  unilateral   act   on   their   part.   The   applicants   reached   the  final settlement  with  their eyes open  and instructed  their  banker   to   accept   the   money   as   proposed   by   the  respondents. Proposal itself was on the basis of clause 5 of  the   Purchase   Contract   which   provided   for   Price  Adjustment. For a period of three months after acceptance  of the money under the full and final settlement, applicants  did   not   raise   any   dispute   in   respect   of   the   agreement   of  price   adjustment.   In   such   a   fact­situation,   the   plea   that  instructions   were   given   by   the   applicants   to   the   banker  erroneously, being, afterthought is not worth acceptance.
 32. The transaction stood concluded between the parties,  not   on   account   of   any   unintentional   error,   but   after  extensive   and   exhaustive   bilateral   deliberations   with   a  clear   intention   to   bring   about   a   quietus   to   the   dispute. 

These negotiations, therefore, are self­ explanatory steps of  the  intent  and  conduct   of  the   parties   to  end  the  dispute  and not to carry it further. 

33. In R.N. Gosain v. Yashpal Dhir, AIR 1993 SC 352, this  Court has observed as under:­  "10. Law does not permit a person to both approbate and  reprobate.   This   principle   is   based   on   the   doctrine   of  election   which   postulates   that   no   party   can   accept   and  reject the same instrument and that "a person cannot say  Page 10 of 14 HC-NIC Page 10 of 14 Created On Thu Feb 18 00:53:36 IST 2016 O/IAAP/79/2015 ORDER at one time that a transaction is valid and thereby obtain  some advantage, to which he could only be entitled on the  footing that it is valid, and then turn round and say it is  void for the purpose of securing some other advantage." 

34.   A   party   cannot   be   permitted   to   "blow   hot   and   cold",  "fast  and loose"  or "approbate  and  reprobate".  Where  one  knowingly accepts the benefits of a contract or conveyance  or   an   order,   is   estopped   to   deny   the   validity   or   binding  effect on him of such contract or conveyance or order. This  rule is applied to do equity, however, it must not be applied  in a manner as to violate the principles of right and good  conscience. (Vide: Nagubai Ammal & Ors. v. B. Shama Rao  & Ors., AIR 1956 SC 593; C.I.T. Vs. MR. P. Firm Maur, AIR  1965   SC   1216;  Maharashtra   State   Road   Transport  Corporation v. Balwant Regular Motor Service, Amravati &  Ors., AIR 1969 SC 329; P.R. Deshpande v. Maruti Balaram  Haibatti, AIR 1998 SC 2979; Babu Ram v. Indrapal Singh,  AIR   1998   SC   3021;  Chairman   and   MD,   NTPC   Ltd.   v.  Reshmi  Constructions,  Builders  & Contractors, AIR  2004  SC   1330;  Ramesh   Chandra   Sankla   &   Ors.   v.   Vikram  Cement   &   Ors.,   AIR   2009   SC   713;   and   Pradeep   Oil  Corporation   v.  Municipal   Corporation   of   Delhi   &   Anr.,  (2011) 5 SCC 270). 

35. Thus, it is evident that the doctrine of election is based  on   the   rule   of   estoppel­   the   principle   that   one   cannot  approbate   and   reprobate   inheres   in   it.   The   doctrine   of  estoppel   by   election   is   one   of   the   species   of   estoppels   in  pais  (or equitable  estoppel),  which  is a rule in equity.  By  that   law,   a   person   may   be   precluded   by   his   actions   or  conduct   or   silence   when   it   is   his   duty   to   speak,   from  asserting a right which he otherwise would have had. 

36.   In   the   facts   and   circumstances   of   the   case,   as   the  respondents   resorted   to   clause   5   of   the   Purchase  Agreement   dated   28/6/2008,   regarding   price   adjustment  and   the   offer   so   made   by   the   respondents   has   been  accepted   by   the   applicants   and   agreed   to   receive   a  Page 11 of 14 HC-NIC Page 11 of 14 Created On Thu Feb 18 00:53:36 IST 2016 O/IAAP/79/2015 ORDER particular   sum   offered   by   the   respondents   as   a   full   and  final   settlement,   the   dispute   comes   to   an   end.  The  applicants cannot take a complete somersault and agitate  the   issue   that   the   offer   made   by   the   respondents   had  erroneously been accepted." 

13. We   may   now   refer   to   decisions   cited   by   the  petitioner :

14. In case of  R.L. Kalathia and co.(supra), the Supreme  Court held as under :

"9) From the above conclusions of this Court, the following  principles emerge: 
(i)   Merely   because   the   contractor   has   issued   "No   Due  Certificate",  if there  is acceptable  claim,  the court  cannot  reject   the   same   on   the   ground   of   issuance   of   "No   Due  Certificate". 

(ii)   Inasmuch   as   it   is   common   that   unless   a   discharge  certificate is given in advance by the contractor,  payment  of bills are generally  delayed,  hence  such a clause  in the  contract   would   not   be   an   absolute   bar   to   a   contractor  raising claims which are genuine at a later date even after  submission of such "No­claim Certificate". 

(iii)   Even   after   execution   of   full   and   final   discharge  voucher/receipt by one of the parties, if the said party able  to establish that he is entitled to further amount for which  he   is   having   adequate   materials,   is   not   barred   from  claiming such amount merely because of acceptance of the  final  bill  by  mentioning  "without  prejudice"  or  by  issuing  `No Due Certificate'." 

15. The   facts   in   the   present   case   are   however,   vitally  different.   Petitioner   had   made   a   firm   and   conscious  declaration of accepting EMD and security bank guarantee  Page 12 of 14 HC-NIC Page 12 of 14 Created On Thu Feb 18 00:53:36 IST 2016 O/IAAP/79/2015 ORDER by way of full and final claim of all claims arising out of the  work order. This was pursuant to the High Court directing  the   Railways   to   consider   the   representation   of   the  petitioner and the meeting between the Railway authorities  and   the   representative   of   the   petitioner   firm.   Thus   the  signing   of   full   and   final   settlement   was   a   conscious  decision    on  part  of  the  petitioner  after  negotiations  with  the Railways under which the petitioner benefited by way  of return  of the  security  deposit  and  the  bank  guarantee  documents. 

16. In case  of  A.V. M. Sales Corporation  (supra),  issue  pertained   to   jurisdiction   of   the   Court,   parties   having  decided to exclude jurisdiction of a particular Court. It was  in this  context  that  the  Supreme  Court  held  that   parties  cannot contract against statute and any mutual agreement  intending   to   restrict   or   extinguish   right   of   a   party   for  questioning   a right under or in respect of contract would  be void. 

17. In case of  Ambica Construction  (supra), it was held  that mere issuance of no­claim certificate would not be an  absolute   bar   against   genuine   claims.   In   the   said   case,  however,   Supreme   Court   found   that   no­claim   certificate  had   to   be   issued   by   the   contractor   after   the   work   was  finally measured up. In that case, work was still pending.  Supreme court therefore, was of the opinion that issuance  of no claim certificate  by the contractor  was  indicative  of  coercion and duress. 

18. In   case   of    Sugam   Constrcution   (P)   Ltd.(supra),  Page 13 of 14 HC-NIC Page 13 of 14 Created On Thu Feb 18 00:53:36 IST 2016 O/IAAP/79/2015 ORDER respondent  had  opposed   the   request  of   the   petitioner   for  appointment   of   an   arbitrator   on   the   ground   that   the  petitioner  having  accepted  the final  bill  without  prejudice  would be precluded from resorting to arbitration. It was in  this context  referring  to several  decisions  of the Supreme  Court,  it was held that the petitioner  had not waived  the  right to claim any further amount over and above the final  bill.   The   petitioner   therefore,   cannot   be   prevented   from  seeking arbitration. It was held that the petitioner had not  discharged   the   respondents   from   all   the   liabilities   by  merely   signing   the   final   bill   or   the   payment   receipts   by  endorsing that he is accepting such payment by way of full  and final settlement. Important point of distinction in the  said case thus was that though the petitioner had accepted  the payment of final bill, had never accepted the same by  way of full and final settlement.

19. Under   the   circumstances,   arbitration   petition   is  dismissed.

(AKIL KURESHI, J.) raghu Page 14 of 14 HC-NIC Page 14 of 14 Created On Thu Feb 18 00:53:36 IST 2016