State Consumer Disputes Redressal Commission
Vishram Saini vs National Insurance Company Limited on 14 October, 2024
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Vishram Saini Age S/o Shri Ranglal, 30 Years, Caste- Saini Resident
Sikandra, Tehsil- Sikrai District, Dausa.
-Appellant/Complainant
Versus
1- National Insurance Company Limited Branch Office Opp. Pannu Petrol
Pump, Near Bank Of Baroda, Jaipur Road Dausa, Tehsil and District
Dausa, Rajasthan Via Branch Manager.
2- National Insurance Company Limited Regional Office, Seema Bhawan,
NBCC Center, in front of Bharat Petroleum, Sahakar Marg, Jaipur,
Rajasthan, Regional Manager.
-Respondents/Non-Complainants
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vihy la[;k&207@2023 04- fo}ku ftyk miHkksDrk vk;ksx us mHk;Ik{k dh cgl lqudj ,oa lk{; vfHkfyf[kr djds mHk;i{k ds vfHkopuksa ,oa lk{; ds vk/kkj ij vkyksP; fu.kZ; ikfjr fd;k] ftlls O;fFkr gksdj vihykFkhZ@ifjoknh ds }kjk ;g vihy izLrqr dh xbZ gSA 05- vihy ij cgl fo}ku vf/koDrk mHk;i{k lquh xbZ ,oa i=koyh dk voyksdu fd;k x;kA 06- ;ksX; vf/koDrk vihykFkhZ@ifjoknh us deksc's k vihy eheksa ds rF;ksa dks rdksZa ds :Ik esa nksgjkrs gq;s izeq[k :Ik ls rdZ fn;k gS fd Lohd`r rkSj ij iz'uxr ekeys esa ifjoknh us lkekU; ,DlhMsaVy ba';ksjsal doj ds vykok batu izksVsD'ku doj Hkh ys j[kk Fkk ,oa bl gsrq izR;FkhZx.k@foi{khx.k chek daiuh us vihykFkhZ@ifjoknh ls vfrfjDr izhfe;e Hkh izkIr fd;k Fkk] bu ifjfLFkfr;ksa esa ftl izdkj dfFkr rkSj ij vihykFkhZ@ifjoknh ds chfer okgu esa nq?kZVuk ugha gksdj lkekU; :Ik ls vksojghfVax ds dkj.k batu ds lhy gks tkus dk Dyse ikWfylh dh 'krksZa ds varxZr ns; gksuk ugha crk;k x;k gS] og lgh Bgjk;s tkus ;ksX; ugha gSA muds vuqlkj oLrqr% vihykFkhZ@ifjoknh dk Dyse Lohdkj fd;s tkus ;ksX; gS] vr% vkyksP; fu.kZ; dks vikLr fd;k tkosA 07- ;ksX; vf/koDrk izR;FkhZx.k@foi{khx.k chek daiuh us bu rdksZa dk dM+k fojks/k djrs gq;s vihykFkhZ@ifjoknh }kjk yh xbZ ikWfylh dh 'krksZa ,oa voLFkkvksa esa batu doj gksus ij Hkh mlh voLFkk esa batu lhtj dk Dyse ns; gksuk crk;k gS tcfd ,slh voLFkk fdlh nq?kZVuk ds dkj.k ?kVh gksA muds vuqlkj fo}ku ftyk miHkksDrk vk;ksx us ikWfylh dh 'krksZa ,oa voLFkkvksa ds varxZr lgh rkSj ij Dyse ns; ugha gksuk crk;k gS] vr% vkyksP; fu.kZ; esa vihy eheksa esa n'kkZ;s vk/kkjksa ij dksbZ gLr{ksi laHko ugha gSA 08- geus nksuksa i{kksa ds rdksZa ij euu fd;k ,oa leLr vfHkys[k dk voyksdu fd;kA 09- chek lafonk ds ekeyksa esa fof/k dh ;g fLFkfr fufoZokfnr gS fd miHkksDrk vk;ksxksa dks chek ikWfylh dh 'krksZa dks ;Fkk:Ik vFkkZr~ ftl izdkj vU; okf.kfT;d laO;ogkjksa dh 'krksZa dks ns[kk tkrk gS] mlh izdkj ns[kuk vko';d gS ,oa lkekU;
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1. Engine and/or engine parts arising out of water ingression due to flood/ inundation resulting in hydrostatic lock.
2. Engine and/or engine parts and/or gear box parts and/or differential parts arising by engine seizure and/or gear box/ differential failure due to leakage of lubricating oil directly caused by an accidental external impact on the engine/gear box/ differential.
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