Section 19(k) in Insurance Regulatory and Development Authority of India (Non-Linked Insurance Products) Regulations, 2019
(k)In case of surrender of the group policy, other than fund based group policies, the insurer shall give an option to the individual members of the group, on such surrender, to continue the policy as an individual policy and the insurer/intermediary if any, shall continue to be responsible to serve such members till their coverage is terminated.
