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Karnataka High Court

The Manager The New India Assurance Co ... vs Smt Shanthamma on 12 July, 2010

Bench: K.Bhakthavatsala, Ravi Malimath

IN THE HIGH COURT OF KARNATAKA AT BANGALORE
DATED THIS THE 12" DAY OF JULY 2010 

PRESENT

THE HON'BLE DR. JUSTICE K:.'B'HAI<T.H';Av£\T§P§L!'\  

AND

THE HON'BLE MR.JuSTICfiET.RAv.I 'MALIOI\?:_Afi.-ix 3

MISCELLANEOUS FIP$T--?§PF:EAl:.'_PxiC5';'--1j1$88 OF 2005 (MV)
MISCELLANEO_uS_ FIRST"APPE_Ex_L;"N'O.26V7Q" OF 2006 (Mv)

IN MFA  0- 

BETWE N " - . 7'

 

The New India AsSI,rFauI.Ce---.C0. Ltd.,
Bagalur Mah.SiOfl,_II F§.00T~,"
Dodédapet, K0I"a.rV.

 *  _ POHCV I510.6,72I0'1/3.1.100/00464.

 '   Its Sr.D|v:sI0naI Manager,
 New 'II"Id"|'E*._F\SSL£~¥'EinC€ Co. Ltd.,

Divi'Si0nai'~()_ffEF1Ce ~ XI,
Tower Block', 4"' Floor,
UnIty..B'CsI!dIng, J.C.R0ad,

 _eaeLngaiVor'e -- 560 002. ...APPELLANT

 -.A('By_'iSrI M.Naraynappa, Advocate)



AND

1. Smtshanthamma
Aged about 49 years.

2. Kum.Munirathnamma
Aged about 22 years. 

3. Kumshobamma
Aged about 19 years.

4. Kum.Sunithamma
Aged about 16 years,_

No.1 is the widow and !\_E'os'.>2.tC»' 4_  .
are the chiidren of ia.t.e._Narayana"Fteddyf
No.4 is min_or.,a Repgby .th'eir..rr1~ot-her" and
natural G_u3.ardg1a'n_i i\i.o'..1 and ail are 
R/o Gan'dod_ahaiii',__ Kyasa~~m_bai'i'a Hobii,
Kuppalpalya. Post, Ba.n'gar.pAetd Ta§u k.

5. Sri 'B.R_ahar1*%'at.hu!la'S/o...T..At:du| Basheed,
Age'd_ab.ou't 38.$/eaii'S_,'<,' " 
R/o Alid€FiSOlT§}et*g' ,_  _ i A
Robertstoénpete H'obi~i,, K..--.f3.F
C.;'w"ne.r of Passe'nge'r Bus Hearing
.fR'egnu, sup.KAéo5=2.875(JIBs)
A  A  ...RESPONDE|\£TS

 fiied under section 173(1) of MV Act,

against theiguidgment and award dated 22.08.2005 passed
in M"tIC."-No.24/2001 on the file of the Civil Judge (Sr.Dn.) &

.~.._*-.iViemb'e,r,'i~Add|. MACT, K.G.F., awarding compensation of
R3Vi.a14_,95}OOO/-- with interest @ 6% PA. from the date of
* the petition tilt the date of deposit.



IN MFA NO.267O OF 2O06(I91\3/)-
BETWEEN

1. Shanthamma W/o Naarayana reddy
Aged about 49 years.

2. Sunithamma D/o Narayanareddy
Aged about 16 years.
R/at Gondodahaili Kyasambailila   '1' 
Kuppalapaiya Post   " '

BangarapetTaluk.  _  ...APPEL.LAi\IT$ V

(By Sri A.S.Shi\/areddy and §rr:,:tV.bKaipana_Ff.'\i.', Advocates)

1. B.Rahamathuila

S/o T./kbduI;f.Basheetfffi-1.aj'or 
R/Va     
R1.obertso':ipet Hob!i_,KV__ _ '

2. The Manager V .
The New V-India Assurance Co. Ltd.,
._"":Bagaiu_r Mah'3§0.n.,w
 1 1'" 1":-"l0_or,_ Docfdapet,

' ~.KoVi.,a'r'r. '

".3. "'rtMunirVatbar3amma

"'««._Ag,ed about 22 years.

  Sbobamma

"r-Aged about 21 years

Respondent No.3 and 4 are residing
Gondodahaili, Kyasambaila Hobii,



Kuppaiapolya Post,
Bangarpet Taluk. _..RESPONDENTiS

(By Sri M.Narayanappa, Advocate for R2,
Sri V.M.LaE<shmipathi, Advocate for R3 & R4,
R1-Notice dispensed with)

This MFA is filed under sec.'ti»oVn'"1?3"--.(1}< 

against the Judgment and award d»ateaj'h23£.Or8.2005 'passed

in MVC.E\io.24/2001 on the file of the__Ci'v_i| Judge{Sr'~.Dn.'}--~.&'~_
Member, Addi. MACT, KGF, '«partiy'~..aiiowing'uthe, ciaim , *

petition for compensation an"du"seeking---._eh.h_anc'ement of
compensation.  ~  *

These appeais  C3:.»|V'i'V.  giil'-tearing this day,
Dr.K.Bhai<thavatsaia 3., de-Eiverfed :the,_fo.l_I.ow'ij_ng:-

Avppgae,'"ih*I,;iY1Vi=A_"11883/zoos and MFA 2670/2006
fiied   and the claimants (mother
and siste'r___oif_tVhe_ respectively, are directed

agaip:s'tt*one anddtheisame judgment and award dated

 .AZ2..(:)8.2i(}AOS.4vA:r*nade in MVC No.24/2001 on the fiie of the

itCigvhiiijodg'e»--(S*ir;'"i§n.)/Additional MACT at Kolar.

"  We have heard common arguments and

tyriocteea to dispose off these appeals by this common

it Wjudgment.

!

L



3. Sri.Narayanappa, learned Counsel appearing

for the Insurance Company submits that the decea4sve_d-yvas

traveliing on the roof--top of the bus and 

deceased had violated Section _1;3__ (2)0of~.:t_ij,e°'~:i~{i*oto.ru 0'

Vehicles Act but the tribunai has not  they co'ntrE'o:ut--to"i'i,:_:

negligence on the part of thle"'-d_eceas.e'd to 't,:he{fiex,tVer$t of 

50%. He aiso submitsfithat thye4_l:t:r'il:)_unal erlreidlin deducting
only 1/3" instead of S03/;5.ol'-.--,,of the deceased
bachelor towards his  the point of
contributory.-»  cited the following
decisiorvfiyVrywliihyup A   .t  . . .

 -.  "1179 (Sn'it.Mayamma Vs.

0' ._y4Sri.S'i.dd'aiah"'a_ndVanother)

 ILli=2.oo3 i:<ZAR 3602 (Smt.Shivloela and others

 Karnataka State Road Transport

 " Co_rp.oration)

 iii)"  2000 KAR 4416 (Gulam Khader & another

vs. United India Insurance Co. Ltd., & another)

 4. Learned Counsel appearing for the claimants

"submits that Ul:deceased was the only son and the



mother and unmarried three sisters were dependent upon

the deceased. It is submitted that the decea_sed-.,,_:w.as

earninag Rs.10,000/-- per month from 

sericulture and vending milk but the t_ribun'ai"i1.;a,g. 7fi'>'<ed _th_,e 

income of the deceased at 

Therefore, she submits thatithe com'pr--:nsavti'o.;f.~_..(113V 

enhanced. On the point ofnegligence,
she submits that  the driver of
the bus was  e><amine"d":.t:o:  was any
negligence    Therefore,
 fixed on the deceased.
She  c-.it'ed.VvSt'h¢"-ioi!Q'w'i.ng--decisions.

i)'«    India Assurance Co Ltd.,

,,J_'a\fash'ree and others)

  2004 KAR 962 (NWKRTC vs. Devamma

,,, .. ti" others)

"'fIi_R 2000 KAR 612 (United India Insurance Co

 
" Ltd., vs. Doddapapaiah and another)

S  She also cited a decision reported in 1987 AC] 561

it "(Gujarat State Road Transport Corporation, Ahrnedabad

L



Vs. Ramanbhai Prabhatbhai and another) on the point that
the Sisters depending upon the brother of the fa'rnii~y_:'ia_re

entitled for compensation.

5. We have perused the reco:rds:'of7t.he.'trib'unsa_!¢.'~=:i;_*é

6. It is the case of   the mother
and three sisters aVg"e.d'_ab_ou:_t  and 13 years
respectively that-the  aged about
28 years,  from agriculture,
sericu|\tUEeV--'....V.V:ia; ii;   The deceased
Jayararna-_i'edVdyV'.ifnet  accident that occurred on
 andV"di'ed.»--4'::"f»h4eV.'.deceased Jayararnareddy was

tra,.~1§eiiing on V'the:Vroof:---top of the bus bearing Registration

i from" Mulbagai towards Bethamangaia.

 'Diner'Av!'tifai__wa'sV..the driver of the bus. It is stated that on

acccun'-tgotirush inside the bus, the driver and conductor of

 1he_bus told the deceased Jayaramareddy and others to sit

 the top of the bus and when the bus was proceeding

it "near Bangaru Thirupathi Circie (euttahalii) and due to rash

L/



and negligent driving of the bus by its driver on high

speed, the bus hit a branch of baniyan tree and as.a_ir.es~ult

of which, the deceased Jayaramareddy 

injuries and on the way to t_h,e_hos.p'ita'l----,i7~he-1 djed,.u

Therefore, the claimants have filed a;fclar'im'ipetitionhndiieirsi

Section 166 of the Motor Ve_hi--cles  1983'ajradsoiuugvhtH»

compensation in ail arnounting__4_l:tti..:Rs..._}0,l§Q;%é/f€v«fifrom the
owner and insurer of 'Ev|1"'r,'3zv:";')LJ&".i,i'|   _

The   e><--parte. The
insurenof,  statement denying the
avermieints  and sought for dismissal of
the sarneilu    the written statement, the

Insirravnce Con'rpany has taken the contention in pleadings

. tgriatgtheideceased was travelling on roof top of the bus and

  deceased had violated Section 12.3 (2) of

Motor V,eh':cuies Act, 1988 and the Insurance Company was

  "notliahlle to pay the compensation.

L



7. The tribunal framed an issues on the point of
negligence, whether the Insurance Company proves that

there was a violation of Section 123 (2) of Motor Veh--i.c!es

Act, 1988 and therefore, it was not liable 

compensation and on the point of 'A

compensation.

8. The Insurance Com,_panv"'has taker} rperrnission 

to contest the case on all the  by an application
under Section 170 of' M'_ototAVl'\r'ehviVlc'3eps Act, i988. In
support of the case of,,,t,h:ie..,cla__iniants,"tinged-V"mother of the

deceased -Javarairtaéregdédvl"got"herself examined as PW--1

besides e*xaunlii,nin'g."o.ne.:'Cshandrashekar as PW--2 and got

 marked  One l<.Chidambaram has been

 .e}<ar_nin,ed.%a.sV"RW~1. The tribunal after hearing arguments,

.peru.s'ing"ev.id'e'nvce and material on record has answered

--V Issue .N"os.'ifand 3 in favour of the claimants holding that

 "f,t'iiet-claimants established that the accident occurred solely

 id-uleflto rash and negligent driving of the bus in question

it "and as a result of which, the deceased sustained grievous

L.



_'_§_O_

injuries and died and the Insurance Company failed to

prove that the deceased Jayaramareddy vio|ated_4vSV_ec_tl~on

123 (2) of Motor Vehicles Act, 1988 and th_e{e'i¢"i=ej',;--:.tiie_f_

Insurance Company was liable to pay the'co"mur;ensatiVont.. 

The tribunal determined compen':..atio"n..:of'=F§s;i';95ll3r€)gO)5e_:

and awarded the same along"i_iv'i't_h costs and i*nteiwt.estyV@~36% 

per annum in favour of they___c'l'a».ir_na_nts .ai'~.«d:V_aga5inst the
owner and Insurance Con'l'ipai-iy.{.g'}'h"i"sfjisg"impugned in both

the appeals.
9, ____  addressed by the
learnecl._CounseiV.fori:the"partie-st, we formulate the following

points   
   tribunal is justified in holding that
 -t:he__deceased Ilayaramareddy died solely due to
 and negligent driving of the bus by its

"driver?

"   Whether the quantum of compensation
awarded by the tribunal is adequate or

otherwise?

L/.



-11..

10. POINT No.1: At the very outset, it must be

mentioned that the claimants have not made the.V_dr_4i'v.er

and conductor of the bus in question as part._ie's"td---_tiiE3_x'.

Claim Petition nor examined thern...to__ estab'lish7_':t.ha'tthey' 

permitted the deceased 3ayarama.recE'dy.:'to'=tra\}e! 'doth--..«t'i;1e:

roofwtop of the bus. PW--1, the-~.n1othAerV:of. therdVece.ased is

not an eyewitness to the acciV_dein»t,_ 'She hasonlyideposed
that she came to kn'o\;~i}T.aboui.t;.accident when the
deceased was4_i'retur;;.i'/'/\1'§_}~..itoi" .th.e'  after seliing
vegetab|es:.£${.ia.cr.i<e._t, ifjetc.  she has further
deposed thatVtiiem-..dece'a.se*d was earning Rs.10,000/-- per

month from a!!_ sou

  Chandrashekar has deposed on oath

HbefhorevVtr*iVe§CduEt that on 13.08.2000, after the completion

g of  'Vpersonai work, he boarded the bus to reach his

 \"/iiiaia._gei<oIiur and at that time, one Jayaramareddy came

'heat the bus to board but the bus was full and the

uwiconductor and cieaner of the bus asked Jayaramareddy

L



40412-

and other passengers to sit on the top of the bus and

accordingly, the deceased and others went on the_4.roie.f:¥itop

of the bus and when the bus reached 

Thirupathi Circie (Guttahaiii), theiciriyer to'oi<-ear.gd'e:i/iagtion  

towards right side. At that time,V'i.ban'i'yan tr,e_e,' wh'i'c:i:i..__wia3A

situated on the side of the roia'd._,_hit 2J'ayVaramia;re.ddy,VV 

and others heard the sound.V___4_i:Vinnin1.e»diatheist,iguthevibus was
stopped and noticed "thiatg  had sustained
bieeding injurie_s*a_nd he' t'a'k«e,n f5:e.t.hamangaia in the
same bus   iji-iiC3'i"-iiihiospitai, he died.

'£A2.--. '  is the Senior Assistant of
the Insura4_nc.e_ He has deposed on oath before

the«.iCou~rt that was authorised to give evidence in the

»c'a.s'e. i.§¢§ie4:"'rias deposed that since the deceased was

H'tra\1ieiiving."_'i-.0i'i;'V"vthe roof--top of the bus, the Insurance

Co.r'npa*VnVy"is not iiabie to pay compensation as per Section

  12-3_  of the Motor Vehicle Act. He denied the contention

 the claimants that the conductor and cieaner of the bus

'permitted the deceased and others to sit on the top of the



_;_4M

roof--top of the bus. The evidence of PW--2 that the driver

and conductor of the bus permitted the deceased tofitriaivel

on the roof top of the bus is not sufficient to  .

deceased was not responsible_...and _t'he're--:'jw'as"_no 

contributory negligence on the "part'"o'f 'L»he= _dec'e:a-sgei:1.;_:

There was negligence on th_e"---part "of thef'f.dec_ea.sVed3 on --. "

account of traveling on the Agr_o:oftopV»_t_gof ftheshgugggffiand the
same is in violation ofVS"ectiorAi. Motor Vehicles
Act, 1988 and the_refo:re',"'f*i$£inVg' the part of
the driver   ii';-lllcoinltfrary to the facts on
record  rendered by Division
Benches ofthfivsltfjotirt,»'r'e.oo'*:ted' in ELR 2003 KAR 1179 and

ILR 2003"i<.A%R_3iS'QfiV.*V.:  'held that the accident occurred

 duetoy contribfutory/_ negligence on the part of the driver as

 »we--li__as.:_dece:a'sed must be fixed in the ratio of 50:50. The

.tritJunal 'eTr_redg::.'i'n holding that there was no negligence on

 the44"par't_of"the deceased while travelling on the rooftop of

 tfl'i'e~-._busN. Therefore, we answer the point formulated for

Aogurflconsideration in favour of the Insurance Company and

Magainst the claimants.

\/



-15..

13. POINT N0.2:-- The claimant No.1 is 45 years.

The deceased was 28 years and he died as a h»a.cn..el0.r.

Though, 'rt is stated that the deceased 

Rs.10,000/-- per month, there is__,no_evidence::'_p.ia'ced.,  

record. Ex.P7 stands in the name-of c_i'air'na'i:t N.o".i.' ..Ex..'P.vE;:

is sale receipt dated 02.01.1'9i9_9.,,V TheV-acci.d_eh.t¢.§c--:.i.r.reid on

13.08.2000. The clairnants  producnediany such
bill from Mulbagal  the deceased
was earning,4!§'s.._E§,000/3riser' sericulture.
Keeping   years old and he
died  ,,e\.r.e:ri~~._h'a-'had worked as a Coolie, he
could haire  per month. Whereas the

trit:u::n'ali'~ has.' the income of the deceased at

r 1V,5.00,/--.,oe.r__month, in our view, it is on the lower side.

Since th'e."jde'ce'ased was a bachelor, as per ratio laid down

g in  i.Q00fKAR 4416 (Gularn Khader & Another vs. United

2 1ndi_a Insurance Co. Ltd. 8: Another). 50% of the income

 be deducted towards the personal and living

Vwexpenses of the bachelor. It is also stated that where

L



vm§-6---

family of the bachelor was large and dependant on the

income of the deceased, as in a case where h_4eV,}".-a's~.._a

widowed mother and large number of younger.r§_o.n¥'eVa'if--ning_'" .

sisters or brothers, the contributitmto the'famiilx/*'.ivVi'li.V  "

taken either as two--third or calcltilatjeidr.lbt/'».ado'pti'n§l'----..ui*ai?t:

method. The tribunal has d'ed'uVctedai'1/i3". 'o'a'b't'tiVe'~eaVrn3ings 

towards personal expenses o_f___the =d_eceased_._ Siince the

decision reported in  supra says that
in a case whererthue  mother and
large numbe::~.,tQ'f:'§:o:1'Jricieri'non:e§'r.f.n'i'ncjWsisters or brothers,
the contri.bu'twi.o:n::t:Q:_to be taken as 2/3"} or
by adopting  the instant case, the tribunal

has deducted ,1/x3'_"R'o.f income of the deceased on the

 gro.-ind that theV--..claimlant No.1 is the widowed mother and

»the_VcialA'n1.an,ts~.2 to 4 were dependant sisters. Therefore,

thpé'-~.coVnte"n--tioTn'of the learned Counsel for the Insurance

Compzany that the 50% of the income is required to be

  deducted towards the personal expenses of the deceased

 no water. For the reasons stated in the impugned



-17-

judgment, the tribunal has awarded compensation in

favour of the claimants as under:--

1. Loss of dependency Rs.  .

(RS.12,000 X 15)

2. Loss of expectancy  Rs; ._  -3 

3. Funeral expenses   

4 ?.__.».u

Total  

14. Since we .At;je__'_earnings of the
deceased at   after deducting
1/3'" of   expenses of the
deceaseidiyny  are entitled for a
sum  towards loss of dependency.

Since the c'l'ai.n1ant l\l'o.1"'.was 45 years old and as per the

' lfatitoalaitcl down RQSARLA VERMA & OTHERS vs. DELHI

1*RANEs:PogR'"l*'VQQRRORATION AND ANOTHER (REPORTED IN

2UQ__i3  121, we apply multiplier 14 which is

 applicalple to the age group of persons 41-«~45 and award

1' -,lcro.mypensation as underr-

L





-38-

1. Loss of dependency
(Rs.2000 x 12 x 14)

2. Loss of love and affection
3. Loss of estate
dead

Transportation of

body and funeral expenses.'

Total

' Rs.

RS.

Rs.
Rs.

RS; ,.

3,36,0ClO-~OO

H  10;;000'l400f Q  

Since we have held..tbat3~;.,'t.he'i=é':l a contributory

negligence by _the__ dec'éa's*ed Vtojjthlell'.e>tte"n't of 50%, the

claimants are"'»vent1i:t_!_ed"to __SO.F?/o offlthe Clonapensation amount

which comestto 

15."i.__I"n _tEi"e_résu'lt;'_"_.ti.ré pass the following:

ORDER

L/ if in MFA 11888/2005 and MFA 2670/2006 fixing contributory negligence on the j part ofttheéldeceased Jayaramareddy to the extent of 50% arid.__ the claimants are entitled for compensation of 1"gVs.iA;83,000/~ (i.e., 50% of Rs.3,66,000/--). The Insurance wC0mpany is directed to deposit the balance cornpensation -19- amount with the tribunal within two months from today along with interest @ 6% per annum from the_4d_ate*~.of petition till realisation. Accordingly, judgment and award are modified_.;.....T_he s_tatU'torj,r'arn'0,un.t "

of Rs.25,000/-- deposited in transmitted to the tribunal. '?'~l.C_vi"'c.osts.A"~ DS