State Consumer Disputes Redressal Commission
M/S R K Industries vs United India Insurance Co Ltd on 1 August, 2023
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vihy la[;k%&54@2019 02- izdj.k ds la{ksi esa rF; bl izdkj ls crk;s x;s gSa fd vihykFkhZ jkds'k dqekj tSu eSllZ vkj-ds-b.MLVªht ds uke ls fdjk.kk] vukt] vkW;y] cht bR;kfn dk O;oLkk; ns'k ,oa fons'k esa djrk gS] ftlus vizkFkhZ la[;k 2 ls fnukad 04-04-2012 dks izhfe;e nsdj vkWy fjLd doj os;j gkml Vw os;j gkml ,suh os;j bu oYMZ vksiu ejhu ikWfylh yh Fkh] ftlds vksiu doj uacj xxxxx200007 FksA mDr ikWfylh ds vuqlkj izkFkhZ ds }kjk fons'kksa dks fu;kZr fd;s tkus okys leLr fdjk.kk] vukt] vkW;y] cht bR;kfn dk izkFkhZ ds tks/kiqj fLFkr xksnke ls fudyus ds ckn xzkgd ds xksnke rd igqapus ds njE;ku fu;kZr fd;s tkus okys eky esa dksbZ Hkh izdkj dh {kfr gksus dh n'kk esa {kfr dh iwfrZ vizkFkhZx.k }kjk dh tk;sxhA 03- mDr ikWfylh ds varxZr izkFkhZ us tfj;s fcy uacj 140 fnukad 30-12-2012 dks 20 Vu ewaxQyh ¼400 IykfLVd ds dV~Vs izfr dV~Vs 50 fdyksxzke½ lh-vkbZ-,Q] gsiksx a ] fo;ruke dks fu;kZr djus gsrq ewU/kM+k iksVZ ls f'kiesaV djus ds fy;s lM+d ekxZ ls vius tks/kiqj fLFkr xksnke ls xka/kh/kke ds fy;s Vªd la[;k vkj-ts- 07 th-ch- 4654 ls tfj;s fcYVh la[;k 322 fnukad 01-01-2013 dks lejkFky jksM dSfj;j ls jokuk dhA 04- fu;kZr fd;s x;s eky izs"k.k dh lwpuk vizkFkhZ la[;k 2 dks fcy ds lkFk ns nh xbZA ftlds ifj.kkeLo:Ik vksiu doj la[;k xxxxx200007 esa ls ,d ejhu izek.k i= la[;k xxxxx349 tkjh dj fn;k x;k rFkk izhfe;e ds :Ik esa 1]084@&:i;s vksiu doj ikWfylh la[;k xxxxx200007 esa tek jkf'k esa ls dkV fy;s x;sA 05- fnukad 01-01-2013 dks ik;yk ls nks fdyksehVj igys fl./kjh jksM ij mDr Vªd isM+ ls Vdjkdj nq?kZVukxzLr gks x;k ,oa mlesa vkx yx xbZA Vªd MªkbZoj us utnhdh iqfyl pkSdh esa tkdj ?kVuk dh lwpuk nh] ftl ij pkSdh vf/kdkjh us izkFkhZ ls laidZ dj ?kVuk ds ckjs esa tkudkjh nhA bl ij izkFkhZ us VªkaliksVZ ekfyd dks bl nq?kZVuk dh lwpuk nh ,oa rRi'pkr~ izkFkhZ vkSj Vªd ekfyd ekSds ij igqaps rks ns[kk fd Vªd dk dqN fgLlk ty x;k Fkk vkSj Vªd esa rdjhcu 30&40 dV~Vs vk/ks tys gq;s iM+s Fks rFkk ckdh dk eky xk;c FkkA eSllZ vkj-ds-b.MLVªht cuke ;qukbZVM s bf.M;k ba';ksjl sa dEiuh fyfeVsM ,oa vU;
vihy la[;k%&54@2019 06- nq?kZVuk dh fyf[kr lwpuk izkFkhZ ds }kjk fnukad 07-01-2013 dks vizkFkhZ la[;k 2 dks ns nh xbZA nq?kZVuk dh fyf[kr lwpuk iqfyl Fkkuk eaMksj] ftyk tks/kiqj dks fnukad 10-01-2013 dks izkFkhZ ds izfrfuf/k ds }kjk nh xbZ] ftlds vk/kkj ij izFke lwpuk fjiksVZ 11@2013 tkjh dh xbZA izkFkhZ }kjk nkos dh tkap gsrq vUos"kd Jh ch-ds-eksnh dks fu;qDr fd;k x;k] ftUgsa leLr nLrkost izkFkhZ ds }kjk miyC/k djok;s x;sA iqfyl Fkkuk] eaMksj] tks/kiqj }kjk vafre fjiksVZ fnukad 28-10-2013 dks is'k dh xbZ] ftldh lR;kfir izfrfyfi Hkh vizkFkhZ la[;k 2 dks izkFkhZ }kjk nh xbZA vUos"kd Jh ch-ds-eksnh }kjk fnukad 08-10-2013] 07-12-2013 ,oa vafre Lej.k ds :Ik esa fnukad 26-03-2014 dks fyf[kr i= izkIr gq;s] ftl ij fnukad 09-01-2014 dks fyf[kr i= ds ek/;e ls lwpuk;sa vUos"kd dks miyC/k djokbZ xbZ vkSj izfrfyfi vizkFkhZx.k dks izsf"kr dj nh xbZ rFkk iqu% leLr tkudkjh izkFkhZ }kjk fyf[kr i= fnukad 11-07-2014 ds }kjk Hkh vizkFkhZx.k dks vkSj vUos"kd dks miyC/k djok nhA 07- izkFkhZ vius Dyse dh jkf'k 16]28]400@&:i;s ikus ds fy;s nks o"kZ ls yxkrkj pDdj yxk jgk gS] ijarq dbZ Lej.k i= vkSj bZ&esYl izsf"kr djus ds ckotwn Dyse dk Hkqxrku ugha fd;k x;kA bl ij ,d fof/kd uksfVl fnukad 16-09-2014 dks vizkFkhZx.k dks Hkstdj 15 fnu esa nkos dh jkf'k dk Hkqxrku djus dk fuosnu fd;k x;k] ftl ij vizkFkhZ la[;k 2 us fnukad 20- 11-2014 dks fyf[kr i= ls izkFkhZ dks tokc fn;k vkSj nkos ls lacaf/kr vfrfjDr lwpuk;sa ekaxh tks fnukad 05-01-2015 dks vizkFkhZ la[;k 2 ds ;gka tek djok nh xbZ] vr% uqdlku dh jde 16]28]400@&:i;s] ekufld osnuk vkSj ihM+k ds 2]51]000@&:i;s ,oa ifjokn O;; jkf'k 31]000@&:i;s fnyk;s tkus dh izkFkZuk dh xbZ gSA 08- vizkFkhZx.k dh vksj ls tokc bl vk'k; dk izLrqr fd;k x;k gS fd ikWfylh la[;k xxxxx349 fnukad 07-01-2013 dks 16%56 cts ls izHkkoh FkhA pwfa d f'kdk;r esa of.kZr eky ikWfylh ds izHkko esa vkus ls iwoZ ,oa ikWfylh esa doj ugha gksus ds dkj.k Dyse ns; ugha gSA ikWfylh dh 'krksZa ds vuqlkj eky Hkstus ij ikWfylh ysuk vkSj eky Hkstus dh rqjra tkudkjh chek daiuh dks nsuk vfuok;Z Fkk] ysfdu f'kdk;rdrkZ }kjk fnukad 30-12-2012 vkSj 01-01- 2013 dks u rks dksbZ ikWfylh yh xbZ vkSj uk gh eky Hkstus dh dksbZ lwpuk eSllZ vkj-ds-b.MLVªht cuke ;qukbZVM s bf.M;k ba';ksjl sa dEiuh fyfeVsM ,oa vU;
vihy la[;k%&54@2019 chek daiuh dks nh xbZ] vr% lsok esa dksbZ deh ugha gksus ds dkj.k ifjokn [kkfjt fd;s tkus ;ksX; gSA 09- ;g Hkh crk;k x;k gS fd losZ;j dh fjiksVZ ls lkfcr gksrk gS fd ifjoknh }kjk Hksts x;s eky dh lwpuk mÙkjnkrk dks ugha nh xbZ FkhA f'kdk;rdrkZ }kjk feyhHkxr dj >wBk Dyse izLrqr fd;k x;k gSA ifjoknh dh ,-ih-Mh- ,MokbZl ls ;g Li"V gksrk gS fd ikWfylh la[;k xxxxx349 fnukad 07-01-2013 dks 16%56 cts ls izHkko esa vkbZ Fkh] ftl ckcr izhfe;e mlh fnukad dks vksiu doj la[;k xxxxx200007 ls dkVk x;k Fkk] pwafd ikWfylh ds izHkko esa vkus ls iwoZ gh eky Hkst fn;k x;k Fkk] vr% chek daiuh dh dksbZ ftEesnkjh ugha curh gSA f'kdk;rdrkZ }kjk VªkaliksVZj ls feyhHkxr dj mijksDr dwVjfpr nLrkost cuk;s x;s gSaA mUgsa nq?kZVuk dh tkudkjh fnukad 07-01-2013 dh nh xbZ Fkh] tcfd nq?kZVuk fnukad 01- 01-2013 dks gqbZ Fkh vkSj ml le; ikWfylh vfLrRo esa ugha FkhA izkFkhZ }kjk losZ;j dks nLrkost fdLrksa esa miyC/k djok;s x;s] vr% ifjokn [kkfjt djus dh izkFkZuk dh xbZ gSA 10- vihykFkhZ us ;g vihy bu vk/kkjksa ij izLrqr dh gS fd mls nq?kZVuk dh tkudkjh pkSdh vf/kdkjh us fnukad 05-01-2013 dks nh xbZ] bl ij os ekSds ij x;s FksA fnukad 05-01-2013 dks 'kfuokj ,oa fnukad 06-01-2013 dks jfookj gksus ds dkj.k chek daiuh ds ;gka vodk'k Fkk] ftl dkj.k fnukad 07-01-2013 dks chek daiuh dks lwpuk nh xbZ] vr% lwpuk nsus esa dksbZ nsjh dkfjr ugha dh xbZ gSA ;g fd losZ;j dh fjiksVZ esa Hkh nq?kZVuk dh rkjh[k 05-01-2013 vafdr gSA vizkFkhZx.k us vius tokc esa nq?kZVuk dh lwpuk nsjh ls fn;s tkus dk dFku ugha fd;k gSA blds ckotwn eap us fcuk fdlh vk/kkj ds] rF;ksa dks xyr le>rs gq;s chek daiuh esa nsjh ls lwpuk fn;s tkus dks vk/kkj ekuus esa Hkwy dh gS] vr% vkns'k vikLr fd;s tkus ;ksX; gSA 11- izkFkhZ }kjk vksiu ejhu ikWfylh e; 'krksZa vkSj viotZuksa ds vkt rd izkFkhZ dks miyC/k ugha djk;s x;s gSa] u gh fo}ku ftyk eap ds le{k izLrqr dh gS] vr% vihy Lohdkj fd;s tkus dh izkFkZuk dh xbZ gS vkSj mls Dyse dh jkf'k fnyk;s tkus dh izkFkZuk dh xbZ gSA eSllZ vkj-ds-b.MLVªht cuke ;qukbZVM s bf.M;k ba';ksjl sa dEiuh fyfeVsM ,oa vU;
vihy la[;k%&54@2019 12- i=koyh ij miyC/k nLrkostkr dk voyksdu fd;k x;k] ftlesa Invoice-And-Packing List esa fcy la[;k 140 fnukad 30-12-2012 ds tfj;s eky Hkstuk crk;k x;k gSA blesa lejkFky jksM dfj;j dh fcYVh la[;k 322 ds tfj;s 400 dV~Vs vkj-ds-b.MLVªht] tks/kiqj ls vkj-ds-b.MLVªht] xka/kh/kke dks fnukad 01-01-2013 dks Hksts x;s FksA Invoice-And-Packing List esa fcy la[;k 140 fnukad 15-01-2013 ds tfj;s 1]520 dV~Vs Hkstuk crk;k x;k gSA QkWeZ ,l-Mh-,Q uacj xxxx8700 fnukad 15-01-2013 esa fcy dk uacj 140 ,oa fnukad 15-01-2013 fy[ks gq;s gSaA vusDlpj lh&1 esa fcy uacj 140 fnukad 15-01-2013 vkSj 1]520 twV ds dV~Vs 50 fdyksxzke izR;sd dk rF; fy[kk x;k gS] tks pkj daVsulZ ds tfj;s fo;ruke Hkstk x;k gSA fcy vkWQ ysfMax dh izfr i=koyh ij miyC/k gSA lfVZfQdsV vkWQ vksfjtu esa 1]520 twV ds cSXl dk gokyk gSA ijs"k.k ds fooj.k dk izek.k i= i=koyh ij miyC/k gS] ftlesa 1]520 cSXl dk mYys[k gSA Weight And Quality Certificate fnukad 05-02-2013 miyC/k gSA vihykFkhZ }kjk fd;k x;k Dyse fnukad 25-04-2013 dk i= i=koyh ij miyC/k gSA Dyse ds lac/a k esa fy[ks x;s i= fnukad 05-01-2015 dh izfr Hkh miyC/k gSA 13- i=koyh ij vUos"kd Jh ch-ds-eksnh dh fjiksVZ fnukad 11-12-2014 miyC/k gS] ftlesa ;g fu"d"kZ fudkyk x;k gS fd nkosnkj us ;g lkfcr ugha fd;k gS fd tc eky ty x;k Fkk vFkok pksjh dj fy;k x;k Fkk rks 1]520 cksfj;ksa dk consignment fnukad 23-01-2013 dks fdl izdkj ls daVsuj esa LV¶M djok;k x;kA ;g Hkh ik;k x;k fd nkosnkj us fnukad 30-12-2012 dks tks/kiqj ls xka/kh/kke Hksts x;s eky dh ?kks"k.kk ugha dh gS] tcfd eky esa gq;s uqdlku dh lwpuk fnukad 07-01-2013 dks nh xbZ gS] tks vkx vkSj pksjh dh ?kVuk gksus ds ckn nh xbZ gS] tcfd chek daiuh dk nkf;Ro eky dks tks/kiqj Hkstus ls gh 'kq: gks x;k FkkA nkosnkj us ;g Hkh lkfcr ugha fd;k gS fd MªkbZoj@Vªd ds ekfyd 20 esfVªd Vu ewaxQyh dks csp fn;k gS vkSj bl laca/k esa iqfyl dh pktZ'khV Hkh muds le{k izLrqr ugha dh gSA i=koyh ij ikWfylh lfVZfQdsV k xxxxx349 dh izfr izLrqr dh gS] ftlesa mls fnukad 07-01-2013 dks 16%56 cts ls izHkkoh gksuk crk;k x;k gSA iqfyl pkyku dh izfr Hkh i=koyh ij miyC/k gS] ftlds voyksdu ls nf'kZr gksrk gS fd iqfyl eSllZ vkj-ds-b.MLVªht cuke ;qukbZVM s bf.M;k ba';ksjl sa dEiuh fyfeVsM ,oa vU;
vihy la[;k%&54@2019 fjiksVZ fnukad 10-01-2013 dks xkSrepUn lu~ vkWQ Lo- Jh daojyky tkfr xqysPNk tSu }kjk ntZ djkbZ xbZ gS] ftlesa ;g fy[kk gS fd mUgksua s lejkFky jksM dSfj;j ds ekfyd Jh efgjke ls laidZ dj xkM+h uacj vkj-ts-&07&th-ch-&4654 ds tfj;s fnukad 01-01-2013 dks eky Hkjokdj ml Vªd ds MªkbZoj jkeLo:Ik dks lqiqnZ fd;k FkkA mDr eky dks tfj;s pkyku la[;k 380] fcy la[;k 140 ,oa fcYVh la[;k 322 ds lkFk Vªd Mªkboj jkeLo:Ik dks daVsuj Hkjus ds fy;s xka/kh/kke fLFkr canjxkg ij Hkstus gsrq lqiqnZ fd;k Fkk] ysfdu xkM+h ekfyd vkSj Mªkboj us Vªd esa Hkjs 20 Vu ds eky dks chp jkLrs esa gh csp fn;k vkSj xkM+h esa 30&40 dV~Vksa ds lkFk vkx yxk nh vkSj fcuk fdlh dks lwpuk fn;s xkM+h dks tyrh gqbZ voLFkk esa NksMd + j ekSds ls Qjkj gks x;kA bl ij izkFkhZ dks iqfyl }kjk fnukad 05-01- 2013 dks lwfpr djus ij mlus efgjke ls laidZ dj iqfyl }kjk nh xbZ lwpuk ls voxr djk;kA bl ij efgjke us Mªkboj dks Qksu fd;k rks mlus crk;k fd xkM+h esa vkx yx xbZ gS vkSj mlds vlyh nLrkost ty x;s gSa vkSj oks MqIyhdsV isij fudyokus ds fy;s chdkusj vkj-Vh-vks vkWfQl vk;k gSA xkM+h ds vanj Mªkboj }kjk viuk vkijkf/kd d`R; Nqikus gsrq tkucw>dj vkx yxkbZ xbZ gSA xkM+h esa 30&40 dV~Vksa ds tys gq;s dk eyck gh Fkk vkSj xkM+h ds ihNs okyh ckWMh vkSj Mhty VSad lqjf{kr FkkA bl vk'k; dh izFke lwpuk fjiksVZ ds vk/kkj ij vuqla/kku fd;k x;k] rks ;g ik;k x;k fd jkeLo:Ik eky dks [kqnZ cqnZ dj Vªd dks fl./kjh ds ikl ys tkdj eky lfgr tyus dk :Ik nsdj tkucw> dj tyk;k x;k gS] vr% Hkkjrh; n.M lafgrk dh /kkjk 407 ds varxZr vkjksi i= jkeLo:Ik ds fo#) izLrqr fd;k gSA 14- fo}ku ftyk vk;ksx }kjk fopkj.k gsrq nks iz'u fu/kkZfjr fd;s x;s fd vk;k ifjoknh ftl izdkj vksiu ejhu doj ds rgr le;≤ ij vius }kjk ifjogu fd;s x;s eky ds laca/k esa eky ifjogu fd;s tkus ds Ik'pkr~ ,oa fo'ks"kdj fopkjk/khu ekeys esa dfFkr uqdlku gks tkus ds Ik'pkr~ ikWfylh doj lfVZfQdsV fy;s tkus ds vk/kkj ij ;g dg dj vk;k gS fd dsoy ek= uqdlku ds Ik'pkr~ ikWfylh doj lfVZfQdsV izkIr djuk ifjoknh ds fy;s ?kkrd ugha ekuk tk ldrk] D;ksfa d Lohd`r rkSj ij ifjoknh }kjk vizkFkhZ chek daiuh ls iqu% ikWfylh doj ij ,d eq'r jkf'k vnk dj yh tk pqdh eSllZ vkj-ds-b.MLVªht cuke ;qukbZVM s bf.M;k ba';ksjl sa dEiuh fyfeVsM ,oa vU;
vihy la[;k%&54@2019 FkhA blds vfrfjDr ;g Hkh fopkj.kh; gS fd vk;k ifjoknh }kjk vksiu doj gksus ds ckotwn le;≤ ij ifjogu fd;s x;s eky dh ?kks"k.kk vizkFkhZ daiuh dks fuf'pr le; ij fd;k tkuk vko';d ekus tkus ;ksX; gS vFkok ughaA 15- ekuuh; fo}ku ftyk vk;ksx bu nksuksa iz'uksa ij ifjoknh dk ekeyk udkjkRed gksuk ik;k vkSj ;g ik;k x;k fd u rks ifjoknh }kjk vius xksnke ls eky fudkyus ds rqjra ckn vizkFkhZ chek daiuh ds le{k ?kks"k.kk dh xbZ] u gh nq?kZVuk ds ifj.kkeLo:Ik gq;s uqdlku dh lwpuk vfoyEc chek daiuh dks nh xbZA fo}ku ftyk vk;ksx }kjk ;g ik;k x;k fd muds erkuqlkj ifjoknh ftl izdkj ls vius }kjk vizkFkhZ chek daiuh ls vksiu ikWfylh doj ds rgr fopkjk/khu ekeys esa fnukad 07-01-2013 dks ikWfylh doj lfVZfQdsV izkIr djus ds vk/kkj ij mDr vkKkid 'krksZa dh ikyuk djuk dg jgk gS] og lgh ekus tkus ;ksX; ugha gS] D;ksafd gekjs fouez erkuqlkj ifjoknh dk uqdlku ;fn vksiu doj ikWfylh esa 'kkfey eku Hkh fy;k tkos ,oa ;fn rdksZa dh lqfo/kk dh n`f"V ls ifjoknh }kjk ikWfylh lfVZfQdsV ugha Hkh fy;k tkrk rks Hkh mlls ;g visf{kr Fkk fd og nq?kZVuk dh lwpuk vfoyEc vizkFkhZ chek daiuh dks nsrk] tks fd ugha fd;k x;k gS vkSj bl dkj.k ifjokn [kkfjt fd;k x;k gSA 16- vihykFkhZ dh vksj ls bl ekeys esa fuEu uthjsa izLrqr dh xbZ gSa%& 1- Anjana Jewellery vs. New India Assurance Co. Ltd. and Ors.- Consumer Case No. 1094/2018, NCDRC, Decided on 21.09.2021 2- National Insurance Co. Ltd. vs Richardson & Crudas Co. Ltd., NCDRC, Decided on 02.04.2018 3- Padia Exports Pvt. Ltd. vs Bajaj Allianz General Insurance Co. Ltd. - Consumer Case No. 37/2013, NCDRC, Decided on 16.12.2013 4- New India Assurance Co. Ltd. vs Hira Lal Ramesh Chand and ors.- Civil Appeal No. 4306-4307/2003, Supreme Court, Decided on 13.06.2008 eSllZ vkj-ds-b.MLVªht cuke ;qukbZVM s bf.M;k ba';ksjl sa dEiuh fyfeVsM ,oa vU;
vihy la[;k%&54@2019 5- Gurushinder Singh vs Shriram General Insurance Co. Ltd. and ors.-Civil Appeal No. 653/2020, Supreme Court, Decided on 24.01.2020 6- Saurashtra Chemicals Ltd. vs. National Insurance Co. Ltd.- Civil Appeal No. 2059/2015, Supreme Court, Decided on 13.12.2019 17- izR;FkhZXk.k dh vksj ls bl ekeys esa fuEu uthjsa izLrqr dh xbZ gSa%& 1- National Insurance Co. Ltd. vs. Sobina Iakai (smt) and ors- Civil Appeal No. 1393/2001 and "National Insurance Co. Ltd. vs. Kerolin P. Marak (smt) and ors." Civil Appeal No. 1394/2001, (2007) 7 Supreme Court Cases 786 decided on 09.07.2007 2- J.Kalaivani and ors. vs. K. Shivshankar and another- Civil Appeal No. 7211/2001, (2007) 7 Supreme Court Cases 792 Decided on 16.10.2001 3- M/s. Suraj Mal Ram Niwas Oil Mills (P) Ltd. vs. United India Insurance Co. Ltd. and another- Civil Appeal No. 1375/2003, 2010 AIR SCW 6490, Supreme Court, Decided on 08.10.2010 4- Sonell Clocks and gifts ltd. vs. New India Assurance Co. Ltd.- Civil Appeal No. 1217-1218/2017, IV (2018)CPJ 1(SC), Decided on 21.08.2018 18- izLrqr'kqnk uthjksa dk llEeku voyksdu fd;k] mHk; i{kh; cgl lquh ,oa i=koyh dk voyksdu fd;kA 19- orZeku ekeys esa 400 ewaxQyh ds dV~Vksa] fcYVh la[;k 322 ds tfj;s tks/kiqj ls xka/kh/kke ds fy;s jokuk fd;s x;s Fks rFkk vihykFkhZ ds dFkukuqlkj ik;y ls nks fdyksehVj igys fl./kjh jksM+ ij mDr Vªd nq?kZVukxzLr gks x;k vkSj mlesa vkx yx xbZA blls ;g nf'kZr gksrk gS fd nq?kZVuk jktLFkku ds iqfyl Fkkuk] eaMksj ¼tks/kiqj½ ds Fkkus {ks= esa gh gks xbZ Fkh] tks tks/kiqj ftys esa gh gSA mldh Fkkus ls nwjh cgqr vf/kd ugha gSA ;fn Vªd lkekU; :Ik ls pyrk rks og xka/kh/kke nwljs fnu 'kke dks ;k rhljs fnu lqcg gh igqap tkrk] ysfdu ?kVuk dh lwpuk vihykFkhZ us Lo;a dks fnukad 05-01-2013 dks pkSdh bUpktZ dh lwpuk ls feyuk crk;k gS rFkk izFke lwpuk fjiksVZ fnukad 10-01-2013 ntZ djkbZ xbZ gSA losZ;j dh fjiksVZ ls nf'kZr gksrk gS fd mUgsa nq?kZVuk dh lwpuk fnukad 07-01-2013 dks gh izkIr gks xbZ Fkh] blls nf'kZr eSllZ vkj-ds-b.MLVªht cuke ;qukbZVM s bf.M;k ba';ksjl sa dEiuh fyfeVsM ,oa vU;
vihy la[;k%&54@2019 gksrk gS fd bl ekeys esa nq?kZVuk dh lwpuk chek daiuh dks rks nsjh ls nh gh xbZ Fkh] lkFk gh fjiksVZ Hkh nsjh ls fn;s tkus dk tks dkj.k crk;k x;k gS] og fo'oluh; ugha gS] D;ksfa d esy] VsyhQksu] okWV~lvi ds tfj;s ;g lwpuk rqjar ikap rkjh[k ,oa mlls iwoZ dks Hkh nh tk ldrh Fkh] tks ugha nh xbZ FkhA blds vfrfjDr bl ekeys esa vihykFkhZ us ejhu vksiu ikWfylh igys ls gh ys yh Fkh] ysfdu ejhu vksiu lfVZfQdsV ?kVuk gksus ds ckn esa fnukad 07- 01-2013 dks izkIr fd;k gS] tks ml fnu 16%56 cts ls gh izHkkoh Fkk] vr% bl dkj.k ?kVuk ds le; dksbZ izHkkoh chek eky dk ugha gksus d dkj.k chek daiuh dh dksbZ ftEesnkjh bl ekeys ugha cuuk ik;h tkrh gSA 20- vUos"kd us viuh tkap fjiksVZ esa fu"d"kksZa ds tks rF; crk;s gSa] mlds ckjs esa tokc vihykFkhZ dh vksj ls ugha fn;k x;k gS fd vk;k mlds }kjk 520 dV~Vksa dks fnukad 23-01-2013 dks daVsuj esa LV¶M fdl vk/kkj ij djk;k x;k FkkA D;k blds fy;s vfrfjDr eky xka/kh/kke Hkstk x;k Fkk] ;fn Hkstk x;k Fkk rks fdl fcYVh uacj ls vkSj fdl ikWfylh ds varxZr Hkstk x;k Fkk] vr% ;g rF; Hkh nf'kZr djrk gS fd vuqla/kkudrkZ dh jk; esa vihykFkhZ dk Dyse ns; ugha Fkk] vr% bl dkj.k chek daiuh dks lwpuk le; ij Hkh ns nh xbZ gS] rks Hkh vuqla/kkudrkZ dh fjiksVZ ds vk/kkj ij bl ekeys esa vihykFkhZ Dyse izkIr djus dk vf/kdkjh gksuk ugha ik;k tkrk gSA 21- blds vfrfjDr bl ekeys esa eky dk Hkstus dh ?kks"k.kk Hkh vihykFkhZ }kjk le; ij ugha dh xbZ gSA eky fnukad 01-01-2013 dks Hkstk x;k gS] ysfdu bldh dksbZ fof/kor lwpuk chek daiuh dks ugha nh xbZ gSA lwpuk nsus gsrq fcy vkWQ ysfMax vkSj vU; dLVe ds nLrkost yxk;s tkuk vfuok;Z ugha gS] cfYd os rS;kj gksus ds ckn vyx ls chek daiuh dks izsf"kr fd;s tk ldrs Fks] vr% bl ekeys esa eky dh ?kks"k.kk ugha fd;k tkuk Hkh vihykFkhZ ds fy;s ?kkrd fl) gqvk gSA fo}ku ftyk vk;ksx }kjk fofu'p; ds fy;s fu/kkZfjr fd;s x;s iz'uksa ds laca/k esa i=koyh ij miyC/k nLrkostkr ds vk/kkj ij tks fu"d"kZ fudkys gS] os fof/kd vkSj rF;kRed :Ik ls lgh gSa vkSj ge muls lger gSa] vr% bl dkj.k ge bl fu"d"kZ ij igqaps gSa fd bl ekeys esa vihykFkhZ }kjk vius tks/kiqj fLFkr ifjlj ls eky fudyus ds ckn xka/kh/kke Hksts tkus dh ?kks"k.kk chek daiuh dks le; ij ugha dh xbZ gS vkSj u gh ejhu eSllZ vkj-ds-b.MLVªht cuke ;qukbZVM s bf.M;k ba';ksjl sa dEiuh fyfeVsM ,oa vU;
vihy la[;k%&54@2019 vksiu lfVZfQdsV rRdky izkIr fd;k x;k gS] vr% bl dkj.k vihykFkhZ chek daiuh ls eky esa gq;s uqdlku gsrq dksbZ {kfriwfrZ izkIr djus gsrq vf/kdkjh ugha ik;k tkrk gSA vr% vihy [kkfjt fd;s tkus gsrq ik;h tkrh gSA vkns'k vr% vihykFkhZ eSllZ vkj-ds-b.MLVªht }kjk izR;FkhZx.k ;qukbZVsM bf.M;k ba';ksjsal dEiuh fyfeVsM ,oa vU; ds fo#) izLrqr vihy [kkfjt dh tkdj fo}ku ftyk miHkksDrk fookn izfrrks"k vk;ksx] tks/kiqj izFke] tks/kiqj }kjk ifjokn izdj.k la[;k 502@2015 cmuoku ÞeSllZ vkj-ds-b.MLVªht cuke ;qukbZVsM bf.M;k ba';ksjsl a dEiuh fyfeVsM ,oa vU; esa ikfjr fu.kZ;
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