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[Cites 8, Cited by 0]

Delhi High Court

Indiabulls Housing Finance Limited vs Ambience Projects And Infrastructure ... on 23 March, 2021

Author: C. Hari Shankar

Bench: C.Hari Shankar

                          $~
                          *     IN THE HIGH COURT OF DELHI AT NEW DELHI
                                                     Reserved on: 10th March, 2021
                                                 Pronounced on: 23rd March, 2021

                          +     OMP (I) (COMM) 29/2021
                                INDIABULLS HOUSING FINANCE LIMITED..... Petitioner
                                             Through: Mr. Rajiv Nayar and Mr.
                                             Maninder Singh, Sr. Advs. with Mr.
                                             Dheeraj Nair, Ms. Anjali       Anchayil,
                                             Ms.     Avni Sharma, Ms. Vishrutyi Sahni,
                                             Mr. Prabhas Bajaj, Advs.

                                                               versus

                                AMBIENCE PROJECTS AND INFRASTRUCTURE
                                PRIVATE LIMITED & ORS.              ..... Respondents
                                              Through: Mr. Sandeep Sethi, Sr. Adv.
                                              with Ms. Ruby Singh Ahuja, Mr. P. K.
                                              Agarwal, Mr. Vishal      Gehrana,   Mr.
                                              Ashutosh P Shukla, Mr. Utkarsh Maria,
                                              Mr. Sidhant Kumar Marwah, Ms. Tannya
                                              Sharma, Advs. for R-1

                                CORAM:
                                HON'BLE MR. JUSTICE C.HARI SHANKAR

                          %                   JUDGEMENT


                          1.    The petitioner Indiabulls Housing Finance Ltd ("IHFL") has
                          invoked the jurisdiction of this Court under Section 9 of the
                          Arbitration & Conciliation Act, 1996 ("the 1996 Act"). The prayer
                          clause in the petition reads thus:
                                "In view of the aforesaid facts and circumstances and the
                                grounds pleaded above, it is respectfully prayed that this
                                Hon'ble Court may be pleased to:

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                                      a)      direct the Respondent Nos. 1-11 to deposit the
                                     total outstanding amount of INR 14,38,44,59,993
                                     (Indian Rupees One Thousand Four Hundred Thirty
                                     Eight Crores Forty Four Lakhs Fifty Nine Thousand
                                     Nine Hundred and Ninety Three only) as of January
                                     21, 2021, along with pending TDS of INR
                                     16,58,51,625 (Indian Rupees Sixteen Crores Fifty
                                     Eight Lakhs Fifty One Thousand Six Hundredand
                                     Twenty Five Only) due and payable under eighteen
                                     loan agreements entered into with the Petitioner
                                     (collectively, "Loan Agreements") with the Registrar
                                     of this Hon'ble Court;

                                     b)     alternatively, an injunction against the
                                     Respondent Nos. 1 and 12- 26 from selling,
                                     transferring, alienating, creating any third-party rights
                                     or interests in or dealing with the properties furnished
                                     as security to the Petitioner for securing the loans
                                     aggregating to INR 1327,36,92,800 (Rupees One
                                     Thousand Three Hundred Twenty Seven Crore Thirty
                                     Six Lakh Ninety Two Thousand and Eight Hundred
                                     Only), being the disbursed amounts under the Loan
                                     Agreements, pending conclusion of the arbitration
                                     proceedings; and

                                     c)     an injunction restraining the Respondent No. 1
                                     from making any payment to any third party or inter se
                                     transferring any funds and assets between its group I
                                     associate companies, and/or providing any financial
                                     assistance, directly or indirectly, to meet the
                                     obligations of any of the Respondent No. 1 's
                                     promoters, directors, personal or corporate guarantors,
                                     pending conclusion of the arbitration proceedings;

                                     d)     an injunction restraining the Respondent No. 1
                                     from making any payment to any third party or inter se
                                     transferring any funds andassets between its
                                     group/associate companies, and/or providing any
                                     financial assistance, directly or indirectly, to meet the
                                     obligations of any of the Respondent No. 1 's
                                     group/associate companies (including but not limited
                                     to Ambience Private Limited) or their promoters,
                                     directors or personal I corporate guarantors, pending
                                     conclusion of the arbitration proceedings.
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                                        e)     grant ex-parte ad-interim relief in terms of
                                       prayers (a)- (d);

                                       f)    award reasonable costs of this petition; and/or

                                       g)    pass such other or further orders as this Hon'ble
                                       Court may deem fit and proper in the facts and
                                       circumstances of the case."


                          2.    Mr. Rajiv Nayar and Mr. Maninder Singh, learned Senior
                          Counsel, appear for the petitioner and Mr. Sandeep Sethi, learned
                          Senior Counsel appears for the respondents.          Mr. Sethi opposes
                          issuance of notice in the petition, whereas Mr. Nayar and Mr.
                          Maninder Singh seek issuance of notice and grant of ad interim relief
                          as sought in prayer (e) in the petition, in terms of prayers (c) and (d)
                          thereof. Arguments were limited, therefore, to this aspect.


                          3.    I am not examining, therefore, whether, prima facie, any case
                          for directing deposit of any amount, by any of the respondents, as
                          prayed in prayer (a) in the petition, is made out or not. The arguments
                          before me were restricted to the prayer to injunct, ad interim and
                          pending decision of the Section 9 petition, Respondent No. 1
                          Ambience Projects & Infrastructure Pvt Ltd ("APIPL") from making
                          any payment to any third party, or to any of its own sister concerns. I
                          propose to consider, therefore, only whether a case is made out, by the
                          petitioner, for granting ad interim relief in terms of prayer (e) read
                          with prayers (c) and (d).




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                           Facts


                          4.        IHFL advanced the following loans, under 18 Loan
                          Agreements, to APIPL and other co-borrowers, who are also
                          respondents in the present petition:


                           Date of Agreement     Borrowers                         Loan
                                                                                   Amount (₹)
                           28th November, 2018 (1)     APIPL                       165,00,00,000

                                               (2)     Raj Singh Gehlot
                                               (3)     Rockstar Buildcon Pvt Ltd
                             th
                           28 November, 2018 (1)       APIPL                       20,54,00,000
                                               (2)     Raj Singh Gehlot
                                               (3)     Vijeta Properties Pvt Ltd
                           28th November, 2018 (1)     APIPL                       154,46,00,000

                                             (2) Raj Singh Gehlot
                                             (3) Vijeta Properties Pvt Ltd
                             th
                           28 November, 2018 APIPL                                 245,00,00,000

                           28th November, 2018 APIPL                                55,00,00,000
                           29th June, 2018     (1) APIPL                           148,00,00,000

                                                 (2)   Rockstar Realty Pvt Ltd
                               th
                           28 November, 2018     (1)   APIPL                       25,10,86,600
                                                 (2)   Hitech Towers Pvt Ltd
                           28th November, 2018   (1)   APIPL                       25,10,86,600
                                                 (2)   Rockstar Realty Pvt Ltd
                           28th November, 2018   (1)   APIPL                       25,10,86,600
                                                 (2)   Caitriona Towers Pvt Ltd
                           28th November, 2018   (1)   APIPL                       25,10,86,600
                                                 (2)   Bigboss Realty Pvt Ltd
                           28th November, 2018   (1)   APIPL                       25,10,86,600
                                                 (2)   Greentech Colonizers Pvt
                                                       Ltd
                           28th November, 2018 (1)     APIPL                       25,10,86,600
                                               (2)     SupervalleyBuildtech Pvt
                                                       Ltd
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                            11th        September, (1)    APIPL                     95,00,00,000
                           2020                   (2)    Rockstar Realty Pvt Ltd
                           28th        November, (1)     APIPL                     25,10,86,600
                           2018                   (2)    Master Buildwell Pvt Ltd
                           28th        November, (1)     APIPL                     25,10,86,600
                           2018                   (2)    Ambience Power Projects
                                                         Pvt Ltd
                           29th June, 2018        (1)    APIPL                     14,25,00,000
                                                  (2)    Bigboss Realty Pvt Ltd
                           11th        September, (1)    APIPL                    180,00,00,000
                           2020
                                                  (2)    Bigboss Realty Pvt Ltd
                               th
                           11          September, (1)    APIPL                     170,00,00,000
                           2020
                                                   (2)   Hitech Towers Pvt Ltd


                          5.        The "Borrowers", under the Loan Agreements, were APIPL and
                          its co-borrowers, identified in the above table. The Loan Agreements
                          provided for securing the loans by guarantees as well as by
                          hypothecation and pledging of assets. The Borrowers, guarantors,
                          hypothecators, pledgors and mortgagors were parenthesized as
                          "obligors" under the Loan Agreements.           Clause 2.1 of the Loan
                          Agreements made the obligors jointly and severally liable to pay the
                          borrowed dues to the lender. Clause 3.1.1 required the borrowers to
                          repay the entire loan with interest to the lender, as per the Repayment
                          Schedule annexed to the Loan Agreements.            Non-payment of the
                          borrower's dues, or any part of, by the due date, was an "Event of
                          Default", under Clause 12.1.1 of the Loan Agreements. Additionally,
                          Clause 12.1.9 (b) deemed an Event of Default to have occurred "if
                          there is a failure in business, commission of an act of bankruptcy,
                          general assignment for the benefit of creditors, if the Obligor(s)
                          suspend(s) payment to any creditors or threatens to do so, in the
                          petition in bankruptcy of, by, or against the Obligor(s) is filed or any
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                           petition for winding up of the Obligor(s) is filed and not withdrawn
                          within 30 days of being filed". Clause 12.2 empowered the Lender,
                          i.e. IHFL to, if an Event of Default occurred, cancel/recall the loan,
                          without any notice to any of the Obligors. Upon such recall of the
                          loan, Clause 12.2 rendered the Obligors liable to pay/repay,
                          immediately, the Borrowers' Dues. IHFL was entitled, in such event,
                          to enforce or forfeit any part of the Security, whereby the loan was
                          secured. Clause 15 of the Loan Agreements provided for "Cross
                          Liability", and read thus:
                                "15.   CROSS LIABILITY

                                Notwithstanding anything to the contrary contained in any
                                agreement(s), the Obligor(s) expressly accept(s) and agree(s)
                                that if a breach/default/event of default occurs under any
                                agreement(s) (including the Loan Documents) between (a) the
                                Obligor(s) and/or any group entity/entities/associate company
                                of the Obligor(s) and (b) the Lender and/or any of the
                                Relevant Entities, then such a breach/default/event of default
                                under such agreement(s) shall also be an Event of Default
                                under the Loan Documents and vice versa and then in such an
                                event the Lender and/or any of the Relevant Entities shall,
                                without prejudice to any of its/their specific rights under each
                                of the agreements, be absolutely entitled to exercise all or any
                                of its/their rights (including Loan recall) under any of such
                                agreements (including the Loan Documents) at the sole
                                discretion of the Lender and/or the Relevant Entities."


                          6.    Various securities were provided by third parties (who were,
                          therefore, "obligors" under the Loan Documents), to secure the loan
                          extended to APIPL. Of these, the petitioner is concerned, in the
                          present case, only with (i) three deeds of hypothecation executed by
                          APIPL on 23rd July, 2020, 30th September, 2020 and 30th September,
                          2020, hypothecating the receivables from the "Project Creations"

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                           project at Sector-22, Gurugram, and (ii) the securities provided by
                          Respondents 12 to 26.


                          7.    On or around 13th November, 2018, a petition, under Section 7
                          of the Insolvency and Bankruptcy Code, 2016 ("the IBC") was filed,
                          against Ambience Private Ltd ("APL"), which was a sister concern of
                          APIPL, before the National Company Law Tribunal ("the NCLT"), by
                          an entity known as Vistra ITCL (India) Ltd ("Vistra"). As the said
                          petition was not withdrawn within 30 days of its being filed, the
                          petitioner asserts that an "Event of Default", within the meaning of
                          Clauses 12.1.9(b) and 15 of the Loan Agreements, had occurred, as
                          APL was an Obligor thereunder.


                          8.    The petitioner further alleges that, in respect of 15 of the 18
                          Loan Agreements, there was default in repayment, by Respondents 1
                          to 11, of the total amount of ₹ 45.05 crores, for the months of October,
                          November and December, 2020. As a result, 18 Loan Recall Notices
                          dated 5th January, 2021 were issued by the petitioner to the borrowers
                          in each of the Loan Agreements (which included APIPL in each case),
                          recalling the loans and, consequently, demanding payment of the
                          entire outstanding principal and interest within seven days of receipt
                          of the Loan Recall Notices.      It was alleged, in the Loan Recall
                          Notices, that, on the proceedings, initiated against APL by Vistra
                          under Section 7 of the IBC before the NCLT not being withdrawn
                          within 30 days of their institution, an Event of Default, within the
                          meaning of Clauses 12.1.9 (b) and 15 of the Loan Agreements, had
                          occurred. The amount of outstanding loan repayable was specified, in
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                           each Loan Recall Notice, along with the quantum of interest and TDS
                          accrued thereon. In default, the addressees, in each of the Loan Recall
                          Notices (cumulatively Respondents 1 to 11) were informed of the
                          intention of the petitioner to proceed against the security/securities,
                          including mortgaged properties and receivables, provided under the
                          Load Documents.


                          9.    On 30th September, 2020, Respondents 1 to 11 paid the
                          outstanding principal amounts of the loan advanced by the petitioner,
                          along with interest, due as on 31st August, 2020.


                          10.   It is alleged that, thereafter, from October 2020 onwards,
                          Respondents 1 to 11 again defaulted in payment, in respect of 16 of
                          the 18 Loan Agreements. As a result, according to the petitioner, as
                          on 21st January, 2021, Respondents 1 to 11 have become liable to pay,
                          to the petitioner, principal and interest totally ₹ 1438,44,59,993/-,
                          along with TDS of ₹ 16,58,51,625/-. This, in essence, constitutes the
                          summum bonum of the dispute between IHFL and the respondents, the
                          arbitrability of which is not disputed by the respondents.


                          11.   Cause of action as pleaded:


                          11.1 The petitioner asserts, as the cause of action for invoking
                          Section 9 of the 1996 Act, the developments in the proceedings
                          initiated by Vistra against APL before the NCLT under Section 7 of
                          the IBC and in the appeal preferred therefrom. Raj Singh Gehlot (a
                          director of APL and APIPL) appealed, against the order dated 21st

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                           December, 2020, of the NCLT, admitting the Section 7 petition of
                          Vistra, to the National Company Law Appellate Tribunal ("NCLAT").
                          That appeal is presently pending. On 18th January, 2021, Raj Singh
                          Gehlot submitted, before the NCLAT, that a settlement had been
                          worked out between Vistra and APL, towards the satisfaction of
                          which APIPL had paid ₹ 50 crores to Vistra. The remaining dues of
                          Vistra, it was further submitted by Mr. Gehlot, would be paid by 31st
                          March, 2021. The NCLAT, therefore, adjourned the appeal to 6 th
                          April, 2021. Simultaneously, the NCLAT restrained the Committee
                          of Creditors of APL from taking any further steps. IHFL submits that
                          it was also a member of the Committee of Creditors of APL, but was
                          not impleaded as a party in the proceedings before the NCLT or the
                          NCLAT, nor was made privy to the settlement between Vistra and
                          APL. It was only thereafter, under a Memorandum of Understanding
                          (MoU) dated 14th January, 2021, that IHFL claims to have received a
                          copy of the said settlement. The settlement, contends IHFL, provides
                          for payment, by APIPL and/or Raj Singh Gehlot, of the outstanding
                          debt of Vistra, of ₹ 135 crores, on or before 31 st March, 2021. The
                          upfront payment of ₹ 50 crores, submits IHFL, demonstrates the
                          obvious intent, of APIPL, to pay the balance amount of ₹ 135 crores,
                          as well, in accordance with the terms of the Settlement Agreement.


                          12.   If this is permitted to take place, contends IHFL, it would
                          "grossly undermine the ability of" APIPL to make payments to IHFL
                          under the Loan Agreements. "Similarly", asserts the petitioner, the
                          assets of Respondents 12 to 26, provided as security in terms of the
                          Loan Agreements were at risk of being sold off/transferred/alienated
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                           or encumbered for the purpose of making payments under the MoU or
                          otherwise to fulfil debts of APIPL or of its group companies,
                          including APL. This would result in inability, of the petitioner, to
                          recover the amounts due and payable to it by Respondents 1 to 11,
                          which would, in turn, result in the arbitration proceedings, yet to be
                          initiated between the petitioner against the respondents, being
                          rendered abortive even before they commence. Recourse to Section 9
                          of the 1996 Act, according to the petitioner, became necessary owing
                          to the following order, passed by the NCLAT in the appeal of Raj
                          Singh Gehlot on 18th January, 2021:


                                "It is submitted by Mr. Gopal Jain, Senior Advocate that the
                                settlement has been worked out and in terms of settlement, 1st
                                tranche of ₹ 50 crores has been paid by the Appellant to
                                Respondent No. 1. This factual position is subscribed to and
                                admitted by Mr. Arun Kathpalia, Senior Advocate
                                representing Respondent No. 1. It is submitted that the
                                balance dues have to be cleared by 31st March, 2021. In view
                                of the same, a joint request has been made for adjournment of
                                the appeal to 1st April, 2021. Since IRP is not in attendance,
                                let notice be served upon him through electronic mode to
                                appear on file status report in regards to CIRP.

                                Learned counsel for the Appellant season disallowed to file
                                Terms of Settlement. Respondent No. 2 (IRP) may file a
                                status report in regard to the status of the CIRP.

                                Let the matter be fixed on 6th April, 2021.

                                Meanwhile, Committee of Creditors will not proceed ahead
                                till next date."


                          IHFL has candidly disclosed the fact that it has also sought
                          impleadment in the appeal of APL, pending before the NCLAT, and
                          has moved an application, in the said proceedings, for a direction to
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                           Vistra to return, forthwith, the amounts paid by it under the MoU, as
                          well as to restrain Raj Singh Gehlot and Vistra from taking any further
                          steps in accordance with the MoU. Inasmuch as the petitioner is not
                          seeking any remedy, from this Court, in respect of the MoU, the
                          petitioner contends that the present Section 9 proceedings are
                          maintainable.


                          13.   As these aspects constitute the justification for the invocation,
                          by the petitioner, of the jurisdiction vested in this Court by Section 9
                          of the 1996 Act, I deem it appropriate to reproduce, in extenso, paras
                          57 to 64 of the present petition, thus:
                                "57. The. Petitioner's apprehension is based on certain
                                recent actions taken by the Respondent No. 1 and Mr. Raj
                                Singh Gehlot. The Petitioner has recently come to know that
                                Mr. Raj Singh Gehlot (who is the director of Ambience
                                Private Limited and the Respondent No. 1) had filed an
                                appeal against the order of the Hon'ble Adjudicating
                                Authority dated December 21, 2020 commencing the
                                corporate insolvency resolution process of Ambience Private
                                Limited ("Appeal"). The Appeal is currently pending before
                                the Hon'ble National Company Law Appellate Tribunal
                                ("Appellate Tribunal"). On January 18, 2021 when the Appeal
                                was listed for hearing before the Hon'ble Appellate Tribunal,
                                it was submitted by the counsel for Mr. Raj Singh Gehlot that
                                a settlement had been worked out with the financial creditor,
                                Vistra ITCL (India) Limited who had filed the petition under
                                Section 7 of the Code against Ambience Private Limited. It
                                was submitted that in terms of the settlement an amount of
                                INR 50 crores (Rupees Fifty Crores) had been paid by the
                                Respondent No. 1 to Vistra ITCL (India) Limited. It was
                                further submitted that the remaining dues would be paid by
                                March 31, 2021 and in light of the same, the parties were
                                jointly seeking an adjournment of the Appeal to April 1, 2021.
                                In light of these submissions, this Hon'ble Appellate Tribunal
                                adjourned the hearing of the Appeal to April 6, 2021. The
                                Hon'ble Appellate Tribunal also stayed the committee of
                                creditors of Ambience Private Limited ("CoC") from taking
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                                any further steps till such date. The Hon'ble Appellate
                               Tribunal has not accepted the settlement nor has it passed any
                               directions in respect of the settlement.

                               58.    The above reliefs were sought from the Hon'ble
                               Appellate Tribunal without the CoC (of which the Petitioner
                               is a member) or the financial creditors of the Ambience
                               Private Limited (including the Petitioner), being made a party
                               to the proceedings. Nor was the private settlement between
                               Mr. Raj Singh Gehlot and Vistra (ITCL) India Limited
                               brought to the notice of the CoC for its approval under the
                               provisions of the Code.

                               59.    The Petitioner has since received a copy of the
                               aforesaid settlement under a memorandum of understanding
                               dated January 14, 2021 (" Settlement MoU").

                               60.    The Settlement MoU has been entered into, inter alia,
                               for the withdrawal of the petition filed by Vistra (ITCL) India
                               Limited under Section 7 of the Code against Ambience
                               Private Limited. Under the terms of the Settlement MoU, Mr.
                               Raj Singh Gehlot has agreed, purportedly on behalf of the
                               Respondent No. 1, that the Respondent No. 1 and / or Mr. Raj
                               Singh Gehlot would pay the outstanding amount of INR
                               135,00,00,000 (Rupees One Hundred and Thirty Five Crores)
                               owed to Vistra ITCL (India) Limited. As part of this, the
                               Respondent No. I has already made a payment of INR 50
                               crores to Vistra ITCL (India) Limited.

                               61.     The Petitioner submits that the Respondent No. I has
                               already defaulted in its payments to the Petitioner. If the
                               resources of the Respondent No. 1 are utilised to make
                               payments to Vistra ITCL (India) Limited or other creditors of
                               group companies of the Respondent No. 1, it would grossly
                               undermine the ability of the Respondent No. 1 to make
                               payments to the Petitioner under the Loan Agreements, which
                               it is contractually obliged to do.

                               62.    The Petitioner apprehends that similarly the assets of
                               the Respondent Nos. 12-26 which have been provided as
                               security in terms the Loan Agreements are at risk of being
                               sold off / transferred / alienated or encumbered for the
                               purpose of making payments under the Settlement MoU or
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                                 otherwise towards other debt obligations of the Respondent
                                No. 1 or the obligations of the group companies of the
                                Ambience group or their directors, promoters or personal /
                                corporate guarantors.

                                63.    If this happens, the Petitioner will not be able to
                                recover the amounts due and payable to it by the Respondent
                                Nos. 1-11 and the arbitration proceedings to be commenced
                                by the Petitioner against the Respondents shall be rendered
                                infructuous as a result.

                                64.     For the sake of completeness, it is submitted that the
                                Petitioner has filed an application seeking impleadment in the
                                Appeal proceedings before the Hon'ble Appellate Tribunal.
                                The Petitioner has also filed an application seeking directions
                                to: (i) Vistra ITCL (India) Limited to return the amounts
                                already paid to it under the Settlement MoU to Vistra ITCL
                                (India) Limited and / or Mr. Raj Singh Gehlot; and (ii) Mr.
                                Raj Singh Gehlot and Vistra ITCL (India) Limited to not take
                                any further steps under the Settlement MoU. Therefore, the
                                Petitioner is not seeking any relief in respect of the Settlement
                                MoU from this Hon'ble Court."
                                                                            (Emphasis supplied)


                          14.   After the present petition was filed, the Supreme Court, vide
                          order dated 23rd February, 2021 in Civil Appeal 717/2021 (Indiabulls
                          Housing Finance Ltd v. Raj Singh Gehlot) has stayed the order,
                          dated 18th January, 2021, of the NCLAT. The order of the Supreme
                          Court reads thus :

                                "1.    Permission to file the appeal is granted

                                2.      The appeal arises from an order of the
                                National Company Law Appellate Tribunal dated 18
                                January 2021. Mr. Shyam Divan, learned senior
                                counsel appearing on behalf of the appellant has highlighted
                                the following facets of the case:

                                       (i)  On 21 December 2020, the National
                                       Company Law Tribunal admitted the application
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                                      filed against the Corporate Debtor and initiated
                                     the Corporate Insolvency Resolution Process;

                                     (ii)  Following the admission of the application, the
                                     IRP was appointed;

                                     (iii) The      Committee    of     Creditors   was
                                     constituted some time prior to 15January 2021,
                                     which is evident from the e-mail (Annexure A-2)
                                     dated 15January 2021 by the IRP convening the first
                                     meeting of the Committee of Creditors on 20 January
                                     2021;

                                     (iv) After the admission of the application, a
                                     Memorandum of Settlement was arrived at on
                                     14 January 2021 between the first respondent
                                     and second respondent; and

                                     (v)    The agenda to the notice (page 62 of the paper
                                     book) would indicate that the claim of the appellant to
                                     the extent as acknowledged has been quantified at Rs
                                     840 crores (representing 44% of the dues), while the
                                     claim which is due to the second respondent
                                     is quantified at Rs 297 crores (representing 15.4%
                                     of the dues).

                               2.      Mr. Shyam Divan has submitted that having due
                               regard to the provisions of Section       12A     of    the
                               Insolvency and Bankruptcy Code 2016, once the
                               application has been admitted under Sections 7, 9 or 10, as
                               the case may be, withdrawal of the application can be made
                               by the applicant with the approval of a 90% voting share of
                               the Committee of Creditors, in such manner as maybe
                               prescribed. Regulation 30A provides for the manner
                               in which the withdrawal can take place. Section 12A was
                               enforced with effect from 6 June 2018. Regulation 30A has
                               been enforced with effect from 25 July 2019.

                               3.     Apart from the above provisions, reliance has also
                               been placed on Rule 8 of the Insolvency and Bankruptcy
                               (Application to Adjudicating Authority) Rules 2016, under
                               which the adjudicating authority may permit withdrawal of an
                               application on a request made by the applicant
                               before its admission. Consequently, it has been urged
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                                 that the private settlement which was entered into
                                between the first and second respondents is contrary
                                to the express provisions of the IBC and may even
                                amount to a preferential transaction within the prohibition
                                contained in Section 43.

                                4.     In view of the above submissions, issue notice,
                                returnable in three weeks.

                                5.     Till the next date of listing, the following ad-interim
                                order is issued:
                                       (i)     The impugned judgment and order of the
                                       NCLAT dated 18 January 2021 in Company Appeal
                                       (AT) (Insolvency) No 6 of 2021 shall remain stayed;
                                       and

                                       (ii)    In terms of the application for additional interim
                                       reliefs, there shall be a direction restraining the first
                                       and second respondents from taking any steps under
                                       the Memorandum of Settlement dated 14 January
                                       2021."


                          15.   Detailed arguments were advanced by learned Senior Counsel,
                          as already noted hereinbefore. Written submissions have also been
                          filed by the petitioner and Respondent No 1 - against whom, alone,
                          prayers (c) and (d) of the petitioner are directed. Mr. Sandeep Sethi,
                          learned Senior Counsel for APIPL, prays that the petition be
                          dismissed.   Mr. Nayar and Mr. Maninder Singh, learned Senior
                          Counsel for IHFL pray, per contra, that ad interim protective relief, in
                          terms of prayer (e) in the petition, read with prayers (c) and (d), be
                          granted.


                          16.   As submissions were advanced, by both sides, only qua prayers
                          (c) and (d), read with prayer (e), and the remaining prayers in the
                          petition have yet to be addressed, issue notice, returnable on 7th May,
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                           2021.     Notice is accepted by Mr. Vishal Gehrana on behalf of
                          Respondent No 1. Let notice be issued to the remaining respondents
                          by all modes, including dasti wherever possible. Counter-affidavits, in
                          response to the petition, be filed within a period of four weeks from
                          the date of pronouncement of this order, with advance copy to learned
                          counsel for the petitioner, who may file rejoinder thereto, if any,
                          within 2 weeks thereof.


                          Rival contentions


                          Initial submissions of Mr. Rajiv Nayar and Mr. Maninder Singh


                          17.     On behalf of the petitioner, Mr. Nayar and Mr. Maninder Singh
                          contend thus:


                                  (i)   As many as three Events of Default have occurred in the
                                  present case. The first Event of Default was occasioned by the
                                  failure, of Respondent Nos. 1 to 11, to repay the loan, in
                                  accordance with the Loan Agreements, for the months of
                                  October, November and December, 2020. The second Event of
                                  Default occurred when, despite the expiry of 30 days from their
                                  institution, the proceedings initiated by Vistra against APL
                                  under Section 7 of the IBC, in the NCLT, were not withdrawn.
                                  The third Event of Default resulted on the failure, of
                                  Respondent Nos. 1 to 11 to comply with the request for
                                  repayment of the loan, as contained in the Loan Recall Notices
                                  dated 5th January, 2021, within the period of seven days
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                                provided therein. Mr. Nayar submits that, in the concluding
                               sentence of the opening paragraph of its response dated 12th
                               January, 2021, to the said Loan Recall Notices (which reads as
                               under), APIPL had admitted the occurrence of the Event of
                               Default :
                                      "We have gone through your notices and find that your
                                      notices have been issued for wholly malafide intent
                                      and ulterior motives in order to put us and all our
                                      companies under great stress and pressure in order to
                                      yield to your nefarious designs in order to part with
                                      valuable assets to you and/or your nominee. There has
                                      been no default committed by these Companies till
                                      date and they continue to service the Loan Accounts in
                                      terms of the repayment schedule under the Loan
                                      Agreements. Your malice is apparent on the face of it
                                      as you have issued notices without referring to any
                                      Event of Default and basing the same on the ploy of
                                      event of default under Clause 12 read with Clause 15
                                      of your loan documents. Not only that you have issued
                                      notices to even those companies including M/s Sara
                                      Estates Pvt. Ltd. and M/s Alankar Apartments Pvt.
                                      Ltd. which have not been Borrower or Co-
                                      borrower/Obligors, in any of your loan accounts. We
                                      may also point out that your malice with the intent to
                                      ruin our business is evident from the fact that you did
                                      not allege that 30 days have passed since the filing of
                                      the petition by Vistra ITCL for the last about 2 years
                                      and now suddenly got issued the above notices. You
                                      could exercise this option in August 2019 when the
                                      CIRP was ordered to be initiated."
                                                                         (Emphasis supplied)


                               (ii)   APIPL could not be permitted to transfer its monies to its
                               sister concerns or other associated companies or, for that
                               matter, any other entity, to liquidate the debt owed by such
                               other entity to a third party, while its liability, towards the
                               petitioner, remained outstanding.       As Mr. Maninder Singh
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                                 expressed it, the corporate freedom enjoyed by APIPL could
                                not extend to dissipation of its assets and monies in favour of
                                others, while its creditor, i.e. IHFL, remained unpaid.


                                (iii)   IHFL was apprehensive that, if APIPL were permitted to
                                do so, it would not be left with any resources, in case the award
                                was ultimately in favour of IHFL.


                          Submissions of Mr. Sandeep Sethi, in response


                          18.   Mr. Sethi submits, in response to the arguments of Mr. Nayar
                          and Mr. Maninder Singh, thus:


                                (i)     The present petition amounts to gross abuse of the
                                process of law. IHFL has filed, seeking similar reliefs,
                                        (a)   a proceeding under Section 7 of the IBC against
                                        APIPL,
                                        (b)   an application seeking impleadment in the appeal,
                                        preferred by APL against the order dated 21st December,
                                        2020 before the NCLAT and
                                        (c)   in the said appeal, an application, seeking
                                        directions to Vistra to return, to APIPL, the amounts paid
                                        by it to satisfy the debt of APL to Vistra and to Raj Singh
                                        Gehlot and Vistra not to take any further steps under the
                                        MoU dated 14th January, 2021.


                                IHFL, contends Mr. Sethi, cannot be allowed to move two
                                different fora, seeking the same relief. In fact, contends Mr.
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                                Sethi, the petitioner is merely seeking to derail the proceedings
                               before the NCLAT, and stifle the Settlement MoU from
                               fructifying.     Having failed to obtain any relief from the
                               NCLAT, against the MoU dated 14th January, 2021, Mr. Sethi
                               submits that the petitioner is misusing the legal process, to
                               obtain the same relief from this Court. Copies of the petition
                               filed by IHFL against APIPL under Section 7, IBC, the
                               impleadment application filed by IHFL in the appeal preferred
                               by APL against the order dated 21st December, 2020 of the
                               NCLT, and the application for directions, filed by IHFL in the
                               said appeal, have also been provided along with the written
                               submissions. These documents, I may note, have not been
                               called into question by learned Senior Counsel for the
                               petitioner.


                               (ii)   No Event of Default, within the meaning of Clauses 12
                               and 17 of the Loan Agreements, has occurred. Vistra is not a
                               creditor of APL.       The contention that Vistra had filed a
                               bankruptcy petition against APL before the NCLT is also
                               denied.       These aspects, however, it is acknowledged, are
                               pending in the appeal of which the NCLAT is presently in
                               seisin. Even during the period October 2020 till 5 th March,
                               2021, contends APIPL, ₹ 90,358,324/- has been credited to the
                               petitioner IHFL, from the Escrow Account.




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                                (iii)   IHFL had never raised any issue of occurrence of any
                               Event of Default, under the Loan Agreements, when Vistra had
                               petitioned the NCLT, against APL, under Section 7 of the IBC.


                               (iv)    The money agreed to be repaid to Vistra, in the
                               proceedings before the NCLT/NCLAT, was only the principal
                               amount of ₹ 135 crores, invested by Vistra in APIPL, against
                               the total dues of Vistra of ₹ 296 crores admitted in the CIRP
                               proceedings.     This refund was not being made out of the
                               receivables from the "Ambience Creacions" residential housing
                               project, at Sector 22, Gurugram, out of which the loans
                               extended by the petitioner to APIPL and other respondents, was
                               to be serviced as per the Loan Agreements. Mr. Sethi invited
                               my attention, in this context, to Clause 2 of the Settlement
                               MoU, which read thus:
                                       "The Promoter through Ambience Projects &
                                       Infrastructure Private Limited (SPV) have accordingly
                                       caused to deposit the amount of INR 50,00,00,000/-
                                       (Rupees Fifty Crores), the First Tranche Payment, on
                                       14.01.2021 & 15.01.2021 by way of RTGS to the
                                       account of Vistra ITCL. The said amount of INR 50
                                       Crores shall be utilised by Vistra ITCL towards

                                              a.     INR 43,85,43,110/- against redemption
                                              of debentures issued by Ambience Projects &
                                              Infrastructure Private Limited (SPV); and

                                              b.     INR 6,14,56,890/- against repayment of
                                              the unsecured loans extended to Ambience
                                              Projects & Infrastructure Private Limited
                                              (SPV)."




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                                   APIPL contends that no debtor could be directed not to
                                  liquidate its debt, to its creditors, or to prioritise one creditor
                                  over another.


                                  (v)     The Loan Agreements, too, did not require APIPL to
                                  liquidate its dues to IHFL, before paying its other creditors.


                                  (vi)    Even after the alleged Event of Default, IHFL advanced
                                  loans, to APIPL and its group companies, to the tune of ₹ 445
                                  crores, over a period of two years, during which no issue of
                                  occurrence of any Event of Default, under the Loan
                                  Agreements, was ever raised by IHFL.           This casts serious
                                  doubts regarding the bona fides of the present petition.


                                  (vii) The jurisdiction of the Court under Section 9 of the 1996
                                  Act, was to be exercised in spare and exceptional cases. The
                                  principles governing exercise of the said jurisdiction was
                                  analogous to those applicable to Order 38 Rule 5 of the CPC.
                                  Reliance has been placed, in this context, on the judgment of
                                  the Supreme Court in Raman Tech & Process Engineering Co.
                                  v. Solanki Traders1 and of this Court in Natrip Implementation
                                  Society v. IVRCL Ltd2, BMW India Pvt Ltd v. Libra
                                  Automotives Pvt Ltd3 and of the High Court of Bombay in
                                  Nimbus Communications Ltd v. B.C.C.I.4



                          1 (2008) 2 SCC 302
                          2 2016 SCC OnLine Del 5023
                          3 (2019) 261 DLT 579
                          4 2012 SCC OnLine Bom 287
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                                (viii) IHFL was guilty of suppressing material facts, as it had
                               not filed, before this Court, the petition, under Section 7 of the
                               IBC, preferred by the petitioner IHFL against APIPL, the
                               application filed by it for impleadment in the appeal of APL
                               against the order dated 21st December, 2020, of the NCLT, or
                               the application filed by it, in the said appeal, seeking directions.


                               (ix)   The loan Agreements envisaged repayment of the loans
                               out of the receivables from sale of the apartments to be
                               constructed in the "Ambience Creacions" residential housing
                               project, at Sector 22, Gurugram, as well as other projects. For
                               this purpose, three deeds of Hypothecation dated 23 rd July,
                               2020, 30th September, 2020 and 30th September, 2020, already
                               stood executed in favour of the petitioner, hypothecating the
                               receivables from the Ambience Creacions project. They were
                               also secured by securities provided by Respondent Nos. 12 to
                               26.    A tabular statement of the said securities has been
                               provided, by Respondent No. 1 with its written submissions,
                               and is also annexed as Annexure A to this order. The sum total
                               value of the securities, points out Mr. Sethi, is in the region of ₹
                               4563 crores, which is far in excess of the petitioner's exposure.
                               Mr. Sethi points out that there is no plea, in the petition, that the
                               security is deficient or insufficient to secure the petitioner's
                               exposure, or that its value has diminished at any point of time.
                               Mr. Sethi has invited my attention, in this context, to the
                               definitions of "receivables" and "said properties", in sub-
                               Clauses (xxi) and (xxiii) of Clause 1.1, Clause 2.1 (b) and

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                                Clauses 2.2 and 2.3 of the Loan Agreements, which provided
                               thus:

                                       "1.1 Definitions

                                                                *****

                                              xxi. "Receivables" means the entire sale
                                              proceeds, advance, allotment money, rent, lease
                                              rentals, license fees, security deposit(s) and/or
                                              other receivables received or to be received (on
                                              and from the date of this Agreement) by, inter
                                              alia, the Obligor(s) from all the concerned
                                              persons, including the buyer(s),transferee(s),
                                              allotee(s), lessee(s), sub-lessee(s), developer(s),
                                              tenant(s) and/or licensees of the Said Properties
                                              and/or any portion or unit thereof and/or any
                                              other properties as mutually agreed between the
                                              Lender and the Obliger(s), from time to time,
                                              pursuant         to       any        application(s),
                                              agreement(s),document(s) and/or contract(s)
                                              for, inter alia, sale, transfer, allotment,
                                              assignment       development,      lease,sub-lease,
                                              renting and/or license of the Said Properties
                                              and/or any portion or unit thereof and/or
                                              anyother properties as mutually agreed between
                                              the Lender and the Obligor(s).

                                                                    *****

                                              xxiii. "Said Properties" means the properties
                                              as mentioned in Schedule III hereunder.

                                                                    *****

                                       "2.1   Loan Amount

                                                                *****

                                       b)     Hypothecation


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                                      The Borrower(s) shall cause the Hypothecator(s) and
                                     the Hypothecator(s) shall agree, to the satisfaction
                                     ofthe Lender, to hypothecate, encumber, charge,
                                     pledge and/or assign (by way of Security) the
                                     HypothecatedAsset(s) in favour of the Lender. The
                                     Borrower(s) shall cause the Hypothecator(s) to
                                     promptly submit withthe Lender (if so requested by the
                                     Lender) all the original documents of the Hypothecated
                                     Asset(s) duly endorsing the lien/hypothecation in
                                     favour of the Lender. The Obligor(s) shall forthwith
                                     deposit or shallcause to be deposited the Receivables
                                     directly in an escrow account(s) (and to no other
                                     account) as may bestipulated/agreed by the Lender and
                                     shall forthwith execute escrow agreement(s) in a form
                                     satisfactory tothe Lender with respect to deposit of the
                                     Receivables into the escrow account(s) and transfer of
                                     amountsinto the Lender's specified bank account(s) on
                                     the     Due     Date(s).     The     Receivables     shall
                                     beutilized/transferred       in     a      manner        as
                                     approved/instructed by the Lender in writing from time
                                     to time. It ishereby clarified that in case of shortfall in
                                     the escrow account(s), payment default(s) by the
                                     Obligor(s)and/or occurrence of an Event of Default,
                                     the Obligor(s) is/shall be under an obligation to pay
                                     from anysource so as to pay the amount(s) payable in
                                     accordance with the Loan Documents to the Lender.
                                     TheObligor(s) undertake to forthwith issue irrevocable
                                     instructions (in a format acceptable to the Lender) to
                                     allthe concerned persons for deposit of the Receivables
                                     only in the escrow account(s) and obtain confirmations
                                     in this regard (and forthwith provide a copy thereof to
                                     the Lender) from all suchperson(s).The Obligor(s)
                                     shall not give any instruction(s) to the escrow agent(s)
                                     and the escrow agent(s)shall not in any circumstance
                                     act on any instruction(s) of the Obligor(s). The
                                     Borrower(s) undertake to, andthe Borrower(s) shall
                                     cause the other Obligor(s) to, irrevocably appoint the
                                     Lender as its attorney byexecution of a Power of
                                     Attorney for collection of Receivables (in the form and
                                     substance satisfactory tothe Lender) in favour of the
                                     Lender for, inter alia, collection of the Receivables
                                     from all the concernedpersons. The Borrower(s)
                                     further, agree that such power(s) would be power(s)
                                     coupled with interest and therefore irrevocable."
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                                                                   *****

                                     2.2    Security and additional Security

                                     To secure, to the satisfaction of the Lender, the
                                     fulfillment of all the obligations of the Obligor(s)
                                     under theLoan Documents including payment of the
                                     Borrower's Dues and other amounts by the Obligor(s)
                                     to theLender under the Loan Documents, the
                                     Borrower(s) hereby undertake(s) to forthwith create,
                                     and/or shallcause the Obligor(s) to forthwith create, (a)
                                     such Security in favour of the Lender as mentioned in
                                     the LoanDocuments (including those mentioned
                                     hereunder) and (b) such other additional Security of
                                     adequate value(to the satisfaction of the Lender), if the
                                     Lender so requests from time to time for any reason(s)
                                     whatsoever including due to inadequate value (in the
                                     opinion of the Lender) of any Security and/or the
                                     Lender's righton any Security getting adversely
                                     affected in any manner pursuant to, inter alia,
                                     injunction/stay/order/freeze/attachment of any Security
                                     or any part thereof. The Borrower(s) shall, and/or shall
                                     cause the Obligor(s) to, (a) forthwith execute and
                                     register, if required, appropriate Security Documents
                                     and other agreements/deeds relating thereto (in a
                                     format acceptable to the Lender) and (b) take/obtain a
                                     written no objection certificate ("NOC") from the
                                     Lender prior to, inter alia, any application(s),
                                     agreement(s),document(s)            and/or      contract(s)
                                     for/of/relating to, inter alia, sale, conveyance, transfer,
                                     lease, possession,sub-lease, rent, leave and license,
                                     negative lien, assignment, development, lien, charge,
                                     third party rights/interests, allotment and/or
                                     encumbrance (in any manner) of the Security (and/or
                                     any portion/unitthereof). Unless otherwise mentioned
                                     in the Loan Documents, the Borrower(s) further
                                     undertake that it shall. and shall cause the Obligor(s)
                                     to, forthwith execute the Security Documents and
                                     create                   the                  first-ranking
                                     mortgage/charge/pledge/hypothecation             (in      a
                                     mode/manner acceptable to the Lender)over
                                     theSecurity in favour of the Lender before or at the
                                     time of entering into this Agreement. Any failure
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                                      /delay inexecution of the Security Documents and
                                     creation of the Security as aforesaid shall be an Event
                                     of Defaultunder the Loan Documents. The Borrower(s)
                                     shall, and/or shall cause the Obligor(s) to, execute/to
                                     issue aPower of Attorney authorizing/empowering the
                                     Lender to, inter alia, allot, sell, transfer, lease, sub-
                                     lease,assign, mortgage, encumber, construct and/or
                                     develop the Security (and/or any part/unit thereof)."

                                                                 *****


                                     2.3    Security Cover

                                     The Borrower(s) shall , and/or shall cause the
                                     Obligor(s) to, maintain the Security Cover as stipulated
                                     inSchedule I hereunder at all times during the validity
                                     of the Loan Documents ("Security Cover"). For
                                     thepurposes of calculating the Security Cover, only the
                                     value of the immovable properties ("Said Immovable
                                     Properties") mortgaged in favour of the Lender to
                                     secure, inter alia, the Group Borrower's Dues shall
                                     betaken into consideration. If at any time during the
                                     continuance of this Agreement, the Lender is of
                                     theopinion that the value of the Said Immovable
                                     Properties has become inadequate to maintain the
                                     SecurityCover, then whether or not the Lender
                                     advising the Obligor(s) to that effect, within two days
                                     the Borrower(s) shall forthwith provide and furnish
                                     and/or shall cause the Obligor(s) to forthwith provide
                                     andfurnish to the satisfaction of the Lender, either cash
                                     or such other Security (acceptable to the Lender) to
                                     thesatisfaction of the Lender to make good the shortfall
                                     in the Security Cover so as to maintain the
                                     SecurityCover at all times. The Lender shall be entitled
                                     to make a call for additional Security to the
                                     Borrower(s) ifthe Security Cover is not maintained and
                                     the Borrower(s) shall be bound to forthwith (within
                                     two days)provide/create additional Security to the
                                     satisfaction of the Lender. Without prejudice to the
                                     otherprovisions of the Loan Documents, the Lender
                                     shall have the right to recall the Loan/Borrower's Dues
                                     inpart or in full or exercise other rights under the Loan
                                     Documents including sell, transfer, dispose
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                                       of,encumber and/or deal with the Security, or any part
                                      thereof, in any manner if the Security Cover is
                                      notmaintained.

                                      The value of any Security shall be calculated by a
                                      valuer acceptable to the Lender or as deemed fit by the
                                      Lender. The cost of valuation of any Security shall be
                                      borne only by the Obligor(s) and the same shall be for
                                      with payable. Further, the valuation of the Security
                                      shall be done as and when required by the Lender and
                                      in any case, the Obligor(s) will provide the valuation
                                      of the Security (as aforesaid) at least once in afinancial
                                      year."

                               (x)    Under the Loan Agreements, the receivables, upon which
                               IHFL had a charge, were deposited in an Escrow Account, in
                               accordance with the Escrow Agreement dated 24th July, to
                               which IHFL, M/s Indiabulls Commercial Credit Ltd, APIPL
                               and the Punjab and Sind Bank, were parties. These amounts
                               stood directly appropriated by the petitioner under Clause
                               2.1(b) of the Loan Agreements from time to time. There was
                               no allegation of diversion of any amounts from the said Escrow
                               Account. The receivables and immovable properties mortgaged
                               in favour of the petitioner were valued at ₹ 4563.29 crores. The
                               petitioner's exposure, which was to the tune of ₹ 1327crores
                               was, therefore, more than adequately secured. No case for
                               passing any protective orders under Section 9 of the 1996 Act,
                               therefore, existed. In this context, Mr. Sethi referred to various
                               covenants of the Escrow Agreement dated 24th July, 2020.


                               (xi)   In any event, in view of the order, dated 23 rd February,
                               2021, whereby the Supreme Court has stayed the order dated
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                                 18th January, 2021, of the NCLAT and, accordingly, execution
                                of the Settlement MoU, the very basis for filing the present
                                petition has ceased to exist. No urgent or imminent threat,
                                requiring protective interlocutory measures by this Court, could
                                be said to exist.


                          19.   Mr. Sethi submits, therefore, that the petition deserves to be
                          dismissed at the outset.


                          Rejoinder Submissions of Mr. Nayar and Mr. Maninder Singh


                          20.   Rejoining to the submissions advanced by Mr. Sethi, Mr. Nayar
                          and Mr. Maninder Singh contend thus:


                                (i)    There was no connection, save and except by virtue of
                                the MoU dated 14th January, 2021, between the IBC
                                proceedings initiated by Vistra against APL and the present
                                proceedings. As such, no concealment could be alleged, against
                                the petitioner, for not having placed, on record, all the details of
                                the proceedings pending in the NCLT and NCLAT. The cause
                                of action, for the petitioner to invoke the Section 9 jurisdiction
                                of this Court, was the execution of the Settlement MoU dated
                                14th January, 2021, whereby and whereunder APIPL agreed to
                                liquidate the dues of APL to Vistra. If this arrangement had not
                                been accepted by APIPL, learned Senior Counsel contended
                                that the petitioner would have had no grievance, as the
                                proceedings before the NCLAT/NCLT were essentially
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                                   between Vistra and APL. It was not open, however, to APIPL
                                  to, in the said proceedings, transfer monies to APL, when its
                                  loans against the petitioner were still outstanding. Mr. Nayar
                                  has also relied on the judgment of the Supreme Court in S.J.S.
                                  Business Enterprises (P) Ltd v. State of Bihar5, to contend that
                                  suppression could be alleged only if material facts were
                                  concealed.


                                  (ii)    The availability or adequacy of the securities, provided in
                                  respect of the loans advanced by IHFL to APIPL and its co-
                                  borrowers, could not detract from the right of IHFL to seek,
                                  under Section 9, securing of the obligation of APIPL to repay
                                  the loan. Reliance was placed, in this context, on S. Nazeer
                                  Ahmed v. State Bank of Mysore6, Bihar State Electricity
                                  Board v. Gaya Cotton & Jute Mills Ltd7and China & South
                                  Sea Bank Ltd v. Tan8.


                                  (iii)   APIPL could not be allowed to pay creditors of other
                                  companies, including those of APL, before liquidating its dues
                                  to its own creditor, i.e. IHFL.


                                  (iv)    The amounts received in the Escrow Account had been
                                  duly adjusted while issuing the Loan Recall Notices dated 5 th
                                  January, 2021.



                          5 (2004) 7 SCC 166
                          6 (2007) 11 SCC 75
                          7 1976 SCC OnLine Pat 66
                          8 (1989) 3 All ER 839
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                                 (v)    The security of ₹ 4563 crores, cited by APIPL, was
                                common security for all loans advanced by IHFL to the
                                Ambience group, which were 34 in number, of which only 18
                                form subject matter of the present proceedings.


                                (vi)   Besides, IHFL's right to recover the loan amounts from
                                APIPL was independent of its right to proceed against the
                                securities.


                                (vii) Intervention had been sought, by IHFL, in the NCLT, in
                                his capacity as a creditor of APL, in respect of loans secured by
                                separate loan agreements. APIPL was, therefore, needlessly
                                seeking to confuse the two proceedings. That apart, the right to
                                move the Court under Section 9 co-existed with the remedies
                                available under Section 7 of the IBC.


                          Consideration and Analysis


                          21.   Even as per IHFL, the primary cause of action, which prompted
                          it to approach this Court by way of the present proceedings under
                          Section 9 of the 1996 Act, was the order dated 18th January, 2021, of
                          the NCLAT, which permitted payments to be made in terms of the
                          Settlement MoU. This order, admittedly, stands stayed by the
                          Supreme Court, vide order dated 23rd February 2021 in Civil Appeal
                          Diary No 4231/2021 (renumbered, thereafter, as Civil Appeal
                          717/2021). Before proceeding further, it would be appropriate to
                          view, in perspective, therefore, the proceedings before the NCLT,
                          NCLAT and the Supreme Court.
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                           IBC proceedings


                          22.   Section 7 of the IBC entitles any and all financial creditor(s) to
                          apply to the adjudicating authority - i.e. the NCLT - for initiating of
                          the CIRP against a corporate debtor when a default has occurred.
                          "Default" is defined, in clause (12) of Section 3, as "non-payment of
                          debt when whole or any part or instalment of the amount of debt has
                          become due and payable and is not paid by the debtor or the corporate
                          debtor, as the case may be".


                          23.   In IB-1600/ND/2018, instituted by Vistra (as the Financial
                          Credit) against APL (as the Corporate Debtor) before the NCLT under
                          Section 7 of the IBC, Vistra pleaded that
                                (i)     APL had approached the INDIAREIT Fund Scheme-IV
                                in 2011, representing that it had won a bid to acquire three land
                                parcels situated in Gurgaon,
                                (ii)    in view of this representation, Vistra, as trustee to the
                                INDIAREIT Fund Scheme, executed a Share Subscription cum
                                shareholders agreement whereunder the INDIAREIT Fund
                                Scheme agreed to invest ₹ 134,95,61,340/- in APIPL, which
                                was a Special Purpose Vehicle (SPV) of APL, to fund the
                                construction and development of a residential and commercial
                                project,
                                (iii)   after Vistra had already invested ₹ 200 crores in APIPL,
                                APL sought for additional funding, which resulted in disputes
                                between Vistra and APL in 2015,
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                                 (iv)   when the dispute could not be resolved, Vistra called
                                upon APL, on 6th September 2016, to repay the invested amount
                                of ₹ 200 crores with interest,
                                (v)    the dispute was referred to conciliation, resulting in a
                                Settlement Agreement dated 7th April 2017 between APL and
                                Vistra, and
                                (vi)   APL, however, defaulted in payment of the amounts
                                payable by it under the Settlement Agreement.


                          24.   Accepting these pleas, and rejecting those advanced by APL in
                          opposition thereto, the NCLT, vide order dated 21st December 2020,
                          admitted the application of Vistra and appointed an Interim
                          Resolution Professional (IRP), to oversee the affairs of APL.


                          25.   Company Appeal (AT) Insolvency No. 06 of 2021 was
                          preferred (referred to, hereinafter, as "Company Appeal 6/2021"),
                          against this order, by Raj Singh Gehlot, Director of APL and APIPL,
                          before the NCLAT.


                          26.   During the pendency of the appeal, Vistra and Raj Singh
                          Gehlot, entered into the MoU on 14th January 2021, proposing
                          settlement of the dispute between Vistra and APL on the following
                          terms (the "parties" being Vistra and Raj Singh Gehlot):

                                "1.     The Parties agree that the disputes between them can
                                be resolved if the Promoter and/or Ambience Projects &
                                Infrastructure Private Limited (SPV) agree and undertake to
                                make the Principal Outstanding sum of INR 135,00,00,000/-
                                (Rupees One Hundred and Thirty Five Crores) under the
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                                Settlement Agreement/Arbitral Award to Vistra ITCL in the
                               following manner:

                                     a.     INR 50 crores on the date of signing of the
                                     present MoU (First Tranche Payment);

                                     b.     Transfer of a floor/apartment in an apartment
                                     complex situated in Panchsheel Park, New Delhi-
                                     110017 at measuring 500 sq. yds on or before 31
                                     March 2021 in favour of Piramal Fund Management or
                                     its nominee (said "Property")

                                     c.    The balance INR 85 crores on or before 31
                                     March 2021 (Balance Payment).

                               2.      The Promoter through Ambience Projects &
                               Infrastructure Private Limited (SPV) have accordingly caused
                               to deposit an amount of INR 50,00,00,000/- (Rupees Fifty
                               Crores), the first Tranche payment, on 14.01.2021 and
                               15.01.2021 by way of RTGS to the account of Vistra ITCL.
                               The said amount of INR 50 Crores shall be utilised by Vistra
                               ITCL towards

                                     a.     INR 43,85,43,110/- against redemption of
                                     debentures issued by Ambience Projects &
                                     Infrastructure Private Limited (SPV); and

                                     b.     INR 6,14,56,890/- against repayment of the
                                     unsecured loans extended to Ambience Projects &
                                     Infrastructure Private Limited (SPV).

                               3.     In acknowledgement of the above payment terms set
                               out at Clause 1 and receipt of first Tranche Payment, Parties
                               agree to keep the Appeal pending before the Hon'ble NCLAT
                               in abeyance till the expiry of the Balance Payment., i.e.
                               31.03.2021, and also consents to make a joint request to the
                               Hon'ble NCLAT to stay the operation of the Order
                               21.12.2021[sic] till 31.03.2021 and adjourned the proceedings
                               to 01.04.2021 or any day thereafter subject to the convenience
                               of the Hon'ble NCLAT.

                               4.     Parties agree and covenant that the present MoU is
                               signed on a without prejudice basis, Vistra ITCL shall have
                               the right to continue contesting the Appeal in the event the
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                                Balance Payment and conveyance of said Property is not
                               made on or before 31 March 2021. In the event, the Balance
                               Payment is not made on or before 31 March 2021 and the said
                               Property is not conveyed in favour of Piramal Fund
                               Management or its nominee on or before 31 March 2021, the
                               stay on the Order shall be vacated and it shall become
                               operated without any action on part of any of the Parties and
                               original Outstanding Amount (less the amount received under
                               this MoU) will be reinstated;

                               5.     Vistra ITCL and Promoter, the Parties, hereby
                               expressly agree and covenant that upon successful completion
                               of the Balance Payment and conveyance of the said Property
                               in favour of the normal Fund Management or its nominee, the
                               present MoU shall have the effect of a full and final
                               settlement agreement of all claims of Vistra ITCL under the
                               Settlement Agreement/Arbitral Award. No. claim / demand /
                               due shall survive thereafter against any of Ambience Private
                               Limited and/or Ambience Projects & Infrastructure Private
                               Limited and/or the Promoter. Vistra ITCL shall, on
                               completion of the Balance Payment and conveyance of the
                               said Property in favour of Piramal Fund Management or its
                               nominee:

                                     a.    Return/transfer all Investor Securities and
                                     Unsecured Loans to Promoter/Promoter Group Entities

                                     The terms "Investor Securities" and "Unsecured
                                     Loans" shall have the same meaning as assigned under
                                     the Settlement Agreement/Arbitral Award;

                                     b.    Withdraw all claims, suits, execution and
                                     proceedings in respect of the Settlement
                                     Agreement/Arbitral Award including but not limited
                                     to:

                                            i.    The Petition against Ambience Private
                                            Limited CP (IB) 1600 of 2018;

                                            ii.    The Execution/Enforcement proceedings
                                            filed by Vistra ITCL against Ambience Private
                                            Limited, the Promoter and Ambience Projects
                                            & Infrastructure Private Limited before the
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                                                 Hon'ble Delhi High Court in OMP (ENF.)
                                                (Comm) 200/2019;

                                         c.     shall     instruct     its   representatives,
                                         lawyers/counsels to take appropriate steps/action
                                         including making representation to the Courts,
                                         NCLAT and NCLT to reflect the above commercial
                                         understanding between the parties."


                          27.      Consequent on the execution of the above MoU on 14th
                          January, 2021, the NCLAT passed the order, dated 18th January, 2021,
                          reproduced in para 11 supra which, according to IHFL, has
                          necessitated filing of the present petition, invoking Section 9 of the
                          1996 Act.

                          28.      On the same day, i.e. 18th January, 2021, IHFL filed an
                          application, before the NCLT, against APIPL, under Section 7 of the
                          IBC. The case set out, in the said application, is identical to that set
                          out in the present petition under Section 9 of the 1996 Act. This is
                          apparent from the Synopsis filed with the application, which reads as
                          under:
                                   "The Financial Creditor is a housing finance company
                                   regulated by the National Housing Bank. The Financial
                                   Creditor is India's second largest housing finance company
                                   and provides housing finance including home loans.

                                   During the period from November 2017 to June 2018, the
                                   Financial Creditor entered into various loan agreements with
                                   the Corporate Debtor and its group companies, under which it
                                   provided financing to such entities for the construction and/or
                                   development of housing/residential projects. The details of
                                   the various credit facilities extended to the Corporate Debtor,
                                   which are more particularly described in the Application are
                                   summarized below:

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                                      a.     In November 2017, the Financial Creditor
                                     entered into 2 loan agreements dated November 28,
                                     2017 under which it agreed to provide loan facilities of
                                     up. to Rs. 300 crores to the Corporate Debtor; and

                                     b.     In June 2018, the Financial Creditor entered into
                                     a loan agreement dated June 29, 2018 under which it
                                     agreed to provide loan facilities of up to Rs. 148 crores
                                     to the Corporate Debtor and Rockstar Realty Private
                                     Limited;

                               The aggregate loan amount sanctioned vide the above loan
                               agreements is Rs. 448,00,00,000 (Rupees Four Hundred and
                               Forty Eight Crores only) and the aggregate loan amount
                               disbursed is Rs. 327,25,00,000(Rupees Three Hundred
                               Twenty Seven Crore Twenty Five Lakhs Only).

                               The above loan facilities were secured by way of security,
                               personal guarantees as well as corporate guarantees issued by
                               the Corporate Debtor or its group companies.

                               In addition to the above loan agreements, the Financial
                               Creditor has extended other loan facilities to the Corporate
                               Debtor by way of other loan agreements. The aggregate
                               amount sanctioned under the abovementioned loan
                               agreements is Rs. 1135,86,92,800 (Rupees One Thousand
                               One Hundred and Thi1iy Five Crores Eighty Six Lakhs
                               Ninety Two Thousand Eight Hundred Only) whereas the
                               aggregate amount disbursed is Rs. 1000,11,92,800 (Rupees
                               One Thousand Crores Eleven Lakhs Ninety Two Thousand
                               Eight Hundred Only).

                               On December 13, 2018, a petition under Section 7 of the
                               Insolvency and Bankruptcy Code, 2016 ("Code") was filed
                               against one of the group companies/associate companies of
                               the Corporate Debtor, Ambience Private Limited ("APL") on
                               or around November 13, 2018 and was not withdrawn within
                               30 days of its filing. Accordingly, an Event of Default
                               occurred in terms of Clause 12.1.9(b) read with Clause 15 of
                               each of the Loan Agreements, and the outstanding amounts
                               under the Loan Agreements became due and payable.

                               Since the Event of Default continued to persist with the
                               commencement of insolvency resolution process against APL
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                                  being ordered by the Hon'ble National Company Law
                                 Tribunal by order dated December 21, 2020, the Financial
                                 Creditor issued Loan Recall Notices dated January 5, 2021
                                 under Clause 12.2 of each of the Loan Facilities to the
                                 Corporate Debtor by courier and email recalling the Loans
                                 and demanding payment within 7 days thereof.

                                 The Corporate Debtor, and the co-borrowers, failed to make
                                 payment of the outstanding amounts till date. Instead, on
                                 January 12, 2021 , the Corporate Debtor and other group
                                 companies of the Corporate Debtor issued a reply, denying
                                 any liability to make payment of the outstanding amounts.
                                 Therefore, another default occurred on January 12, 2021
                                 when the Corporate Debtor failed to make payment of the
                                 outstanding amounts. The outstanding principal amount and
                                 interest as on January 16, 2021 are as follows:

                                 Outstanding principal: Rs.292,35,01,216/- (Rupees Two
                                 Hundred Ninety Two Crores Thirty Five Lakh One Thousand
                                 Two Hundred and Sixteen Only)

                                 Interest: Rs.10,67,77,891/- (Rupees Ten Crores Sixty Seven
                                 Lakhs Seventy Seven Thousand Eight Hundred and Ninety
                                 One Only).

                                 Given the persistent default of the Corporate Debtor, the
                                 Financial Creditor has strong reasons to believe that the
                                 Corporate Debtor is not financially solvent, being unable to
                                 pay its debts. Therefore, the Financial Creditor is filing the
                                 present Application against the Corporate Debtor.


                          No effective orders have, however, been passed, by the NCLT, on this
                          application, till date.


                          29.    Apart from this, IHFL filed 2 applications in Company Appeal
                          6/2021, preferred by Raj Singh Gehlot against Vistra. One application
                          sought permission for IHFL to implead itself in the appeal, and the
                          second application sought interim directions.         It was specifically
                          averred, in the impleadment application, that APL had defaulted in
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                           payment of its dues to IHFL, following which IHFL had recalled all
                          loans extended to APL in terms of the loan agreements and that, after
                          having, thereafter, liquidated the loans for the months of August and
                          September, 2020, APL had taken defaulted in repayment of the loan
                          on 30th September 2020. In the applications seeking directions, para
                          12 read thus:
                                "The Applicant is seeking certain directions from this
                                Hon'ble Appellate Tribunal in respect of the January Order
                                since the Applicant apprehends that the Appellant may seek
                                setting aside/withdrawal of the corporate insolvency
                                resolution process already initiated against the Corporate
                                Debtor on the basis of the purely private settlement between
                                the Appellant and the Respondent No.1. This is clear from
                                the terms of the Settlement MoU, which are annexed with this
                                Application. The Appellant has already caused a group
                                company of the Corporate Debtor, Ambience Projects and
                                Infrastructure Private Limited ("APIPL") to make a payment
                                of INR 50 crores to the Respondent No.1 under the Settlement
                                MoU. It is submitted that APIPL is already defaulted on
                                payments to the Applicant, and any such payment would lead
                                to further defaults, affecting its liability to make payments to
                                the Applicant. Thus, the Applicant is being hit with a double
                                whammy, on account of the default of the Corporate Debtor
                                and that of APIPL (who defaults are being further
                                worsened)."
                                                                              (Emphasis supplied)

                          Following on the above averments, the prayer clause, in the
                          application for directions, preferred by IHFL before the NCLAT in
                          Company Appeal 6 of 2021, read, inter alia, thus:
                                "In light of the facts and circumstances as stated hereinabove,
                                it is most respectfully prayed that this Hon'ble Appellate
                                Tribunal may be pleased to:

                                       a.    modify the order dated January 18, 2021 of this
                                       Hon'ble Appellate Tribunal in the captioned Appeal to
                                       omit/exclude the state granted in respect of the

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                                        proceedings of the Committee of Creditors of the
                                       Corporate Debtor;

                                                              *****

                                       d.     direct the Respondent No. 1 to return the
                                       amounts already paid to it under the memorandum of
                                       understanding dated January 14, 2021 between the
                                       Appellant and the Respondent No. 1 ("Settlement
                                       MoU") to Ambience Projects and Infrastructure
                                       Private Limited and/or the Appellant..."


                          30.    It is an admitted position that no substantial orders been passed,
                          by the NCLAT, in either of the above applications filed by IHFL
                          before it.


                          31.    In the meanwhile, the Supreme Court, on 23rd February, 2021,
                          passed the order in Civil Appeal No. 717/2021, preferred by way of
                          challenge to the order dated 18th January, 2021 of the NCLAT,
                          reproduced in para 13 supra. The matter now stands adjourned, by
                          the Supreme Court, to 6th April, 2021 .


                          32.    In view of the submission, of the respondent, that, with the
                          passing of the above order by the Supreme Court on 23 rd February
                          2021, the justification for seeking ad interim relief, by the petitioner,
                          did not survive, I had listed this matter on 15th March, and again on
                          19th March, 2021, on request of the Counsel for the parties, for
                          instructions as to whether they would prefer to await the outcome of
                          further proceedings in the Supreme Court. However, learned Counsel
                          for the petitioner requested the Court, on 19th March, 2021, to decide
                          the prayer for ad interim injunction.
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                           33.    From the above sequence of proceedings in the NCLT, the
                          NCLAT and the Supreme Court, two issues arise; firstly, as to
                          whether the petitioner has been guilty of concealment, from this
                          Court, of material facts and, secondly, as to whether the filing of
                          applications, by the petitioner, before the NCLAT, for impleadment in
                          Company Appeal 6/2021, and for directions, restraining Vistra and
                          APL from enforcing the MoU dated 14th January, 2021, impacts the
                          maintainability of the present petition under Section 9 of the 1996
                          Act.


                          34.    I am inclined to hold, on both the issues, in favour of the
                          petitioner and against the respondent.


                          35.    On the first issue, I am not persuaded to agree with Mr.
                          Sandeep Sethi that there has been wilful or material concealment of
                          relevant facts, from this Court. While it is true that the petitioner has
                          not placed, on record, the applications, filed by it, in Company Appeal
                          6/2021 pending before the NCLAT, the fact of filing of the said
                          applications, and the prayers contained therein, have been candidly
                          disclosed in para 64 of the petition, already reproduced hereinabove.
                          No concealment of material facts can, therefore, be laid at the door of
                          the petitioner.


                          36.    Qua the 2nd submission, regarding the impact, of the
                          proceedings in the NCLT and NCLAT, on the present petition, I am
                          unable to agree with the submission, of Mr. Nayar and Mr. Singh, that
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                           the applications, filed by IHFL in Company Appeal 6/2021 imperil, in
                          any manner, the present petition under Section 9 of the 1996 Act. No
                          authority, supporting such a proposition, has been brought to my
                          notice. Mr. Nayar and Mr. Singh have submitted, categorically, that
                          IHFL was entitled, in law, to simultaneously prosecute its applications
                          before the NCLAT in Company Appeal 6/2021, and the present
                          proceedings under Section 9 of the 1996 Act. This, to me, appears to
                          be an unexceptionable proposition. Indeed, it was necessary for IHFL
                          to, in the first instance, seek vacation of the order dated 18th January,
                          2021, of the NCLAT, before approaching this Court by the present
                          petition under Section 9. Else, a legitimate objection could have been
                          raised to the effect that, having accepted the order dated 18th January,
                          2021, IHFL was estopped from moving this Court, seeking directions
                          which would effectively interfere with the said order, thereby
                          accepting the order before one forum and questioning the order before
                          another. The order dated 18th January, 2021 having been passed by
                          the NCLAT, IHFL, as an entity claiming to have been affected,
                          adversely, by the said order, therefore, justifiably moved the NCLAT,
                          seeking impleadment in the proceedings and vacation of the order.
                          (When I use the word "justifiably", I do not intend to pronounce on
                          the merits of IHFL's application before the NCLAT, which would
                          have to be appreciated and addressed by the NCLAT itself.)


                          37.   The remedy under Section 9 of the 1996 Act is sui generis, and
                          is intended to afford interim protection, against arbitral proceedings
                          being frustrated.    That remedy is available to any party to an
                          arbitration agreement, and cannot be denied on the ground that,
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                           seeking relief which would result in the same consequence, the party
                          had moved the NCLAT. Besides, the nature of the two proceedings
                          are entirely different. The application of IHFL, before the NCLAT, is
                          for vacation of the order, dated 18th January, 2021 and, consequently,
                          for a direction, to Vistra and APL, not to act on the MoU dated 14th
                          January, 2021.    The application before this Court is for interim
                          protection, on the ground that arbitrable disputes has arisen between
                          the parties and that, if APIPL were to make payments to APL, in
                          accordance with the MoU dated 14th January, 2021, it would render
                          APIPL incapable of honouring any award, which may come to be
                          passed in favour of IHFL at a subsequent point of time. The mere fact
                          that, in either case, IHFL is effectively seeking an interdiction against
                          implementation of the MoU dated 14th January, 2021, cannot non-suit
                          IHFL, in the present proceedings, which are, clearly, otherwise
                          maintainable in law.


                          38.   The case of IHFL, before me, is that the MoU dated 14 th
                          January, 2021, if implemented, might adversely affect the ability of
                          APIPL to liquidate its debt to IHFL, which might, in turn, frustrate the
                          arbitral exercise. For this, Section 9 of the 1996 Act (or Section 17,
                          once the arbitral proceedings commence), is unquestionably the
                          provision to be invoked. The order, dated 18th January, 2021, of the
                          NCLAT, adjourned the proceedings to enable the parties to proceed in
                          accordance with the MoU. Variation, modification or vacation of this
                          direction had to be necessarily sought either before the NCLAT itself,
                          or in appeal. Both remedies have been availed by IHFL. That cannot,


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                           however, disentitle the petitioner to prosecute its cause under Section
                          9 of the 1996 Act.


                          39.      The submission of Mr. Sethi that, by the present proceedings,
                          IHFL is abusing the legal process, and is effectively seeking to
                          interfere with the order dated 18th January, 2021, of the NCLAT is,
                          therefore, prima facie misconceived. In fact, the order dated 18th
                          January, 2021 merely adjourns the proceedings, recording the fact that
                          the MoU, dated 14th January, 2021, stood executed, as well as the
                          manner in which payments were to be made under the said MoU.
                          IHFL, as a member of the Committee of Creditors of APL has,
                          however, been disentitled, by the NCLAT, from participating in the
                          said exercise, and the grievance of IHFL, in that regard, cannot be
                          characterised as misconceived. Even for this reason, too, therefore,
                          IHFL cannot be faulted for having moved the present petition, before
                          this Court, invoking its jurisdiction under section 9 of the 1996 Act.


                          40.      The present petition is not, therefore, prima facie, rendered
                          non-maintainable, because of the proceedings pending in the NCLAT,
                          or the participation of IHFL therein. Even so, those proceedings do
                          impact the entitlement, of the petitioner, to relief in the present
                          petition, as the discussion hereinafter would disclose.


                          41.      This Court has, in its earlier decisions in Avantha Holdings
                          Limited v. Vistra ITCL India Ltd9, observed that, apart from the
                          existence of a prima facie case, balance of convenience and

                          9
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                           irreparable injury, the applicant seeking injunctive relief under
                          Section 9 of the 1996 Act has also to necessarily establish that, were
                          such a relief not to be granted, the arbitral proceedings would stand
                          frustrated. In the case of a pure money claim, as in the present
                          instance, therefore, it is not enough for the Section 9 applicant to say:
                          "The respondent owes me money. The dispute is arbitrable. Please
                          secure the amount or grant other protective interim directions."
                          Rather, he would have to say: "The respondent owes me money. In
                          case interim protection is not granted, my claim would stand
                          frustrated, even before I could obtain relief under Section 17, from the
                          Arbitral Tribunal. Interim protection is, therefore, necessary, so that
                          the arbitral proceedings are not rendered futile."


                          42.   Has IHFL bridged this chasm?


                          43.   Admittedly, even as per the averments in the petition, the
                          "apprehension" of the petitioner is based on the developments in the
                          Section 7 proceedings, initiated by Vistra against APL in the NCLT.
                          According to the petitioner - and as per the submissions orally
                          advanced by Mr.Nayar and Mr. Maninder Singh - the execution of the
                          MoU on 14th January, 2021, and the passing of the order, by the
                          NCLAT on 18th January, 2021, justify the prayer for interim
                          protection, under Section 9 of the 1996 Act. The specific averment in
                          this regard, to be found in Para 61 of the petition is that "if the
                          resources of (APIPL) are utilised to make payments to Vistra ITCL
                          (India) Ltd or other creditors of group companies of the Respondent
                          No. 1, it would grossly undermine the ability of the Respondent No. 1

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                           to make payments to the Petitioner under the Loan Agreements, which
                          it is contractually obliged to do." Para 62 goes on to voice the
                          apprehension that "similarly the assets of the Respondent Nos. 12-26
                          which have been provided as security in terms of the Loan
                          Agreements are at risk of being sold off/transferred/alienated or
                          encumbered for the purpose of making payments under the Settlement
                          MoU or otherwise towards other debt obligations of (APIPL) all the
                          obligations of the group companies of the Ambience group or their
                          directors, promoters or personal/corporate guarantors" and that "if this
                          happens, the petitioner will not be able to recover the amounts due
                          and payable to it by the Respondent Nos 1-11 and the arbitration
                          proceedings to be commenced by the Petitioner against the
                          Respondents shall be rendered infructuous as a result."


                          44.   To my mind, on the face of it, these assertions are woefully
                          insufficient to maintain a prayer for interim protection, under Section
                          9 of the 1996 Act. No particulars, of the manner in which the making
                          of payments, to Vistra, by APIPL, would "grossly undermine the
                          ability" of APIPL to make payments to IHFL, are forthcoming. No
                          basis for the "apprehension" that the assets of Respondents 12 to 26
                          are at the risk of being sold off/transferred/alienated is, either,
                          provided in the petition. (This aspect is, strictly speaking, not relevant
                          for the present order, as Mr. Nayar restricted his prayer for ad interim
                          relief to a restraint, against APIPL, from making payments to APL or
                          to any other creditors or group companies.) How, even if payments
                          were to be made by APIPL to APL, or to Vistra, towards satisfaction
                          of the MoU dated 14th January, 2021, the arbitral proceedings relating
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                           to the present dispute would be rendered infructuous, is also not
                          apparent either from the pleadings or from the material placed on
                          record. There is no averment, in the petition, that, if APIPL were to
                          make further payments to APL, or to Vistra, it would be rendered
                          financially incapable of liquidating its debts towards IHFL -
                          assuming, that is, that these dues are found to be payable in the
                          arbitral proceedings, which are yet to commence.


                          45.   While it is true that, in a given case, Section 9 of the 1996 Act
                          may be invoked even on a mere apprehension, that apprehension has
                          to be real and substantial. It is always necessary for the Court to bear
                          in mind the fact that the 1996 Act is intended to promote the arbitral
                          institution, and the arbitral process, and not to enable courts to give
                          interlocutory injunctions, even before arbitral proceedings commence,
                          save and except in the rare and deserving cases. It is only, therefore,
                          where it is practically, or otherwise, impossible to obtain succour from
                          the arbitral process that, even prior to the process being set into
                          motion, the Court affords "interim protection". The importance of the
                          use of the word "protection", in Section 9, cannot be undermined.
                          The intent of the provision is to protect the party to the arbitration
                          agreement, who intends to invoke the agreement, from frustration of
                          its claim, even before the arbitral Tribunal is able to address itself to
                          it. Where, therefore, no case, manifesting such urgency, as would
                          require the Court to step in at any incipient stage, even before the
                          arbitral process is set in motion, is made out, no relief can be provided
                          to the Section 9 applicant.


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                           46.        This Court has, in its judgement in Avantha Holdings9,
                          observed thus, in this context:
                                     24.     Section 9 of the 1996 Act contemplates "interim measures,
                                     etc.", by the Court. The expression "etc.", used at the end of a
                                     definition clause has been held, in several decisions, to be required
                                     to be interpreted noscitur a sociis and ejusdem generis (the latter
                                     principle applying where the words, preceding the word "etc.",
                                     constituted a genus, and the former principle applying more
                                     universally, in all cases), the words preceding it.1 Measures, put in
                                     place by the Court, in exercise of the jurisdiction vested by Section 9
                                     has, therefore, to be in the nature of "interim measures". "Interim
                                     reliefs", held the Bombay High Court in Bank of Maharashtra v. M.
                                     v. River Oghese10 AIR 1990 Bom 107, "are granted to serve the
                                     temporary purpose of protecting the plaintiff's interest so that the suit
                                     is not frustrated".

                                     25.     The Court, while exercising its power under Section 9 of the
                                     1996 Act, has to be acutely conscious of the power, vested in the
                                     arbitrator/arbitral tribunal, by Section 17 of the same Act. A reading
                                     of Section 9, and Section 17, of the 1996 Act, reveals that they are
                                     identically worded. The "interim measures", which can be ordered
                                     by the arbitral tribunal, under Section 17, are the very same as those
                                     which can be ordered by the Court under Section 9. It is for this
                                     reason that sub-section (3) of Section 9 proscribes grant of interim
                                     measures, by the Court, consequent on constitution of the arbitral
                                     tribunal, save and except where the Court finds that circumstances
                                     exist, which may not render the remedy, under Section 17, to be
                                     efficacious. The Court, while exercising jurisdiction under Section 9,
                                     even at a pre-arbitration stage, cannot, therefore, usurp the
                                     jurisdiction which would, otherwise, be vested in the arbitrator, or
                                     the arbitral tribunal, yet to be constituted. The Court is also required
                                     to ensure that Section 9 is not employed, by litigants, who feel that it
                                     is easier to obtain interim relief from a Court, rather than from an
                                     arbitrator or arbitral tribunal, to forum shop. Left unchecked, Section
                                     9 is easily amenable to such misuse. While, in an appropriate case,
                                     the Court must not hesitate in ordering "interim measures", under
                                     Section 9, in judging whether a particular case is "appropriate" or
                                     not, the Court is required to do some tightrope walking. While the
                                     principles, to be borne in mind, while examining whether a case for
                                     ordering interim measures, under Section 9, exists or not, the same
                                     as those which govern Order 39 of the Civil Procedure Code, 1908,

                          10
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                                    i.e. the existence of a prima facie case, the balance of convenience
                                   and the possibility of irreparable loss or prejudice, were interim
                                   relief not to be granted, apart from the consideration of public
                                   interest, evolved by later decisions, chiefly in Ramniklal N. Bhutta
                                   v. State of Maharashtra11 and Raunaq International Ltd. v. I.V.R.
                                   Construction Ltd.12.

                                   26.     That said, the mere satisfaction of these criteria does not, ipso
                                   facto, make out a case for ordering interim measures under Section
                                   9. Additionally, the Court is also required to satisfy itself that the
                                   relief, being sought under Section 9, cannot await the constitution of
                                   the arbitral tribunal, or the appointment of the arbitrator, and the
                                   invocation, before such arbitrator or arbitral tribunal, of Section 17.
                                   Emergent necessity, of ordering interim measures is, therefore, an
                                   additional sine qua non, to be satisfied before the Court proceeds to
                                   grant relief under Section 9 of the 1996 Act. While passing orders
                                   under Section 9, therefore, the Court is required to satisfy itself that
                                   (i) the applicant, before it, manifestly intends to initiate arbitral
                                   proceedings2, (ii) the criteria for grant of interim injunction, which
                                   apply to Order 39 of the CPC, stands satisfied, and (iii)
                                   circumstances also exist, which renders the requirement of ordering
                                   interim measures an emergent necessity, which cannot await a
                                   Section 17 proceeding, before the arbitrator, or arbitral tribunal. In
                                   assessing whether such an emergent necessity exists, or not, the
                                   Court would, essentially, have to satisfy itself that failure to order
                                   interim measures, under Section 9, would frustrate, or would render
                                   the recourse, to arbitration - which is yet to take place - futility.

                          Referring, thereafter, to the judgements of the Supreme Court in
                          Adhunik Steels v. Orissa Manganese & Minerals (P) Ltd13, Arvind
                          Constructions v. Kalinga Mining Corporation14, Firm Ashok
                          Traders v. Gurmukh Das Saluja15 and of this Court in Olex Facas
                          Pvt Ltd v. Skoda Export Co. Ltd16, the judgement goes on to hold
                          thus:


                          11 (1997) 1 SCC 134
                          12 (1999) 1 SCC 492
                          13 (2007) 7 SCC 125
                          14 (2007) 6 SCC 798
                          15 (2004) 3 SCC 155
                          16 AIR 2000 Del 161
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                                      The categories of "interim measures", which could be
                                     directed under Section 9, stand specifically delineated in the
                                     provision itself. The Court can, under Section 9(i) appoint a
                                     guardian for the purposes of arbitral proceedings, (ii) direct
                                     preservation, interim custody or sale of the goods which are
                                     subject matter of the arbitration agreement, (iii) secure the
                                     amount in dispute in the arbitration, (iv) direct detention,
                                     preservation or inspection of any property or thing which is
                                     the subject matter of dispute in arbitration, or as to a breach
                                     any question may arise therein, (v) grant interim injunction or
                                     appoint a receiver and (vi) grant such other interim measure
                                     of protection as may appear to the court to be just and
                                     convenient. The ambit of sub-clause (ii)(e) of sub-section (1)
                                     of Section 9, which empowers the Court to grant "such other
                                     interim measure of protection as may appear to the court to be
                                     just and convenient"-specifically the ambit of the expression
                                     "just and convenient"-constitutes subject matter of the
                                     following enunciation of the law, by Banumathi, J. (as she
                                     then was), speaking for the High Court of Madras, in V.
                                     Sekar v. Akash Housing17:

                                              "The purpose of Section 9 is to provide an interim
                                              measure of protection to the parties to prevent the ends
                                              of justice from being defeated. Section 9(2)(e) vests
                                              the Court with the power to grant such interim
                                              measures of protection as may be just and convenient.
                                              The jurisdiction under the "just and convenient" clause
                                              is quite while in amplitude, but must be exercised with
                                              restraint. Interim measures are to be granted by the
                                              Court so as to protect the rights in adjudication before
                                              the arbitral tribunal from being frustrated. It does not
                                              allow the Coach the discretion to exercise on
                                              restrained powers and frustrate the very object of
                                              arbitration."


                          47.        The case set out in the petition, and persuasively vocalized
                          before me by learned Senior Counsel, even at its highest, cannot, in
                          my view, make out a case for pre-arbitral interlocutory interdiction
                          under Section 9 of the 1996 Act, being based, as it is, entirely on

                          17
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                           presumption, conjecture, and apprehensions devoid of requisite
                          factual support.


                          48.   In fact, the very basis of the premise, in the present case,
                          appears to be misconceived. Repeated emphasis was made, during
                          arguments, that APIPL should not be allowed to make any payment to
                          anyone, including its group companies and other creditors, before it
                          liquidates the debt due to IHFL.


                          49.   There are, in my view, two fundamental fallacies in the
                          submission. Firstly, there is, as on date, no debt due from APIPL to
                          IHFL. At best, IHFL only has a claim against APIPL. That claim
                          cannot be equated with a debt simplicitor. The entitlement, of IHFL,
                          to the amount claimed is, admittedly, dependent on IHFL succeeding
                          in its stand that APIPL had committed Events of Default under the
                          Loan Agreements. APIPL, for its part, denies the allegation. I am
                          unable to concur with Mr. Nayar, when he submits that, in the
                          communication dated 12th January, 2021, in response to the Loan
                          Recall Notices issued by IHFL, APIPL admitted the occurrence of the
                          Events of Default. The mere comment, in the said communication,
                          that IHFL could have exercised its option in August 2019, when the
                          CIRP was ordered to be initiated cannot, in my view, be read as an
                          unequivocal admission, by APIPL, of the occurrence of any Event of
                          Default. No case, therefore, for any direction, to IHFL, to prioritise
                          the said claim over all other payments which it may seek to make to
                          any other entity, can be said to exist. At this stage, it cannot be
                          presumed that the claim of IHFL would necessarily succeed. The

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                           claim is, in any event, inchoate, and cannot, therefore, be accorded
                          greater priority over other payment which APIPL may seek to make to
                          any other creditor or its own group companies.


                          50.   Secondly, the law does not recognise any such concept of
                          "priority of debts", where the creditors are private parties. There is no
                          principle, known to law, which can compel APIPL to liquidate, in the
                          first instance, the debt due to IHFL - assuming, arguendo, that any
                          such debt exists - before making any payment to any other party.
                          Learned Senior Counsel for the petitioner have not been able to draw
                          my attention to any decision, enunciating such a principle. It is not as
                          though APIPL is prioritizing unsecured, over secured, debts. No such
                          case has, moreover, been either pleaded or pressed before me. I find
                          substance, in the submission of Mr. Sandeep Sethi, that, in the
                          absence of any covenant in any of the Loan Agreements requiring
                          APIPL to refrain from making payments to any other entity before it
                          liquidates the claims of IHFL, it is for APIPL to decide how to
                          manage its financial affairs. Section 9 of the 1996 Act cannot be used
                          as a vehicle to impose, on a private commercial entity, a mandamus,
                          regarding the manner in which it should deal with its monies. Nor can
                          it be used, in my view, as a basis for any direction, to a party, to
                          prioritise one debt over another. All that can be done under Section 9,
                          is to grant interim protection, subject to the Section 9 applicant
                          making out a case that, were such protection not to be granted, its
                          claim may be frustrated at a later point of time. At the cost of
                          repetition, it merits emphasis that IHFL has not placed once scintilla
                          of material, on record, from which the Court could draw the inference
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                           that, were APIPL to effect payments under the MoU dated 14th
                          January, 2021, the claim of IHFL against APIPL would stand the
                          danger of being frustrated. A mere apprehension is expressed in that
                          regard.   That, however, in my view, is insufficient to galvanize
                          Section 9 of the 1996 Act into action.


                          51.   Mr. Sethi has, moreover, pointed out those securities, in the
                          form of immovable property, valued in excess of ₹ 4563 crores, stood
                          provided by Respondents 12 to 26. This, submits Mr. Sethi, is far in
                          excess of IHFL's exposure in the present case which, even as per the
                          petitioner, was in the region of ₹ 1327 crores. The interests of the
                          petitioner, therefore, submits Mr Sethi, stand more than adequately
                          secured. In response, all that Mr. Nayar has submitted is that the
                          security of ₹ 4563 crores was in respect of all loans advanced to the
                          Ambience group. The petitioner has itself provided, with the petition,
                          a tabular representation of the various securities provided, against the
                          loans advanced by IHFL (Annexure A to this judgement). When one
                          works out, from the said tabular statement, values of the securities,
                          provided against each of the loans, the following position emerges:




                            Date      of Borrowers                   Loan Amount Total
                            Agreement                                     (₹)    Amount
                                                                                 with respect
                                                                                 to security
                                                                                 furnished
                                                                                 (in ₹ crores)

                            28th November, (1)   APIPL               165,00,00,000 1760
                            2018                                                   +1662.50
                                                                                   +807.18
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                                               (2)   Raj Singh Gehlot                    +168.20
                                              (3)   Rockstar Buildcon                   +109.97
                                                    Pvt Ltd                             = 4507.85

                            28th November, (1)      APIPL                 20,54,00,000 1760
                            2018                                                       +1662.50
                                                                                       +807.18
                                              (2)   Raj Singh Gehlot                   +168.20
                                              (3)   Vijeta   Properties                +109.97
                                                    Pvt Ltd                            = 4507.85

                            28th November, (1)      APIPL                 154,46,00,000 1760
                            2018                                                        +1662.50
                                                                                        +807.18
                                              (2)   Raj Singh Gehlot                    +168.20
                                              (3)   Vijeta   Properties                 +109.97
                                                    Pvt Ltd                             = 4507.85

                            28th November, APIPL                          245,00,00,000 1760
                            2018                                                        +1662.50
                                                                                        +807.18
                                                                                        +168.20
                                                                                        +109.97
                                                                                        = 4507.85

                            28th November, APIPL                          55,00,00,000 1760
                            2018                                                       +1662.50
                                                                                       +807.18
                                                                                       +168.20
                                                                                       +109.97
                                                                                       = 4507.85

                            29th June, 2018   (1)   APIPL                 148,00,00,000 1760
                                                                                        +1662.50
                                                                                        +807.18
                                              (2)   Rockstar Realty Pvt                 +168.20
                                                    Ltd                                 +109.97
                                                                                        = 4507.85

                            28th November, (1)      APIPL                 25,10,86,600 1760
                            2018                                                       +1662.50
                                                                                       +807.18
                                              (2)   Hitech Towers Pvt                  +168.20
                                                    Ltd                                +109.97
                                                                                       = 4507.85


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                             28th November, (1)    APIPL                   25,10,86,600 1760
                            2018                                                       +1662.50
                                                                                       +807.18
                                            (2)   Rockstar Realty Pvt                  +168.20
                                                  Ltd                                  +109.97
                                                                                       = 4507.85

                            28th November, (1)    APIPL                   25,10,86,600 1760
                            2018                                                       +1662.50
                                                                                       +807.18
                                            (2)   Caitriona     Towers                 +168.20
                                                  Pvt Ltd                              +109.97
                                                                                       = 4507.85

                            28th November, (1)    APIPL                   25,10,86,600 1760
                            2018                                                       +1662.50
                                           (2)    Bigboss Realty Pvt                   +807.18
                                                  Ltd                                  +168.20
                                                                                       +109.97
                                                                                       = 4507.85

                            28th November, (1)    APIPL                   25,10,86,600 1760
                            2018                                                       +1662.50
                                                                                       +807.18
                                            (2)   Greentech                            +168.20
                                                  Colonizers Pvt Ltd                   +109.97
                                                                                       = 4507.85

                            28th November, (1)    APIPL                   25,10,86,600 1760
                            2018                                                       +1662.50
                                                                                       +807.18
                                            (2)   SupervalleyBuildte                   +168.20
                                                  ch Pvt Ltd                           +109.97
                                                                                       = 4507.85

                            11th September, (1)   APIPL                   95,00,00,000 1760
                            2020                                                       +1662.50
                                                                                       +807.18
                                            (2)   Rockstar Realty Pvt                  +168.20
                                                  Ltd                                  +109.97
                                                                                       = 4507.85

                            28th November, (1)    APIPL                   25,10,86,600 1760
                            2018                                                       +807.18
                                           (2)    Master      Buildwell                +168.20
                                                  Pvt Ltd                              +109.97
                                                                                       = 2845.35
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                             28th November, (1)      APIPL                25,10,86,600 1760
                            2018                                                      +807.18
                                           (2)      Ambience Power                    +168.20
                                                    Projects Pvt Ltd                  +109.97
                                                                                      = 2845.35

                            29th June, 2018   (1)   APIPL                14,25,00,000 1760
                                                                                      +1662.50
                                                                                      +807.18
                                                                                      +168.20
                                              (2)   Bigboss Realty Pvt                +109.97
                                                    Ltd                               +55.44
                                                                                      +55.44
                                                                                      = 4618.73

                            11th September, (1)     APIPL                180,00,00,000 1760
                            2020                                                       +1662.50
                                                                                       +807.18
                                                                                       +168.20
                                              (2)   Bigboss Realty Pvt                 +109.97
                                                    Ltd                                = 4507.85

                            11th September, (1)     APIPL                170,00,00,000 1760
                            2020                                                       +1662.50
                                                                                       +807.18
                                              (2)   Hitech Towers Pvt                  +168.20
                                                    Ltd                                +109.97
                                                                                       = 4507.85



                          52.   It is apparent, from a bare glance at the above table, that each of
                          the loans, advanced by IHFL to APIPL and its co-borrowers, stands
                          secured by securities valued far in excess of the loan amounts. The
                          mere fact that each security may secure more than one loan does not
                          detract from the fact that all loans stand adequately secured. IHFL
                          has not chosen to aver, or contend, that the values of the securities
                          have diminished in any manner. For that matter, no plea, that the
                          securities are insufficient, either, figures, either in the pleadings or in
                          the arguments addressed at the bar. This, additionally, serves to

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                          discountenance the "apprehension", expressed by IHFL, that, were
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                           interim protection, as prayed, not granted, the arbitral proceedings
                          may stand frustrated.


                          53.   Learned Senior Counsel Mr. Nayar and Mr. Maninder Singh
                          pressed, into service, the principle that the right of the creditor, to
                          proceed      against     the     principal     debtor,      and      the
                          pledgors/guarantors/obligors, is independent. As a proposition of law,
                          there is no gainsaying this legal position. As such, contends learned
                          Senior Counsel, the existence of adequate securities, pledged by
                          Respondents 12 to 26, is no fetter to the right of IHFL to proceed
                          against APIPL, or seek protective measures against APIPL, qua the
                          amounts owed by it to IHFL.


                          54.   This submission, in my view, really begs the issue, and
                          proceeds by overlooking the fundamental position that Section 9 of
                          the 1996 Act is not a provision for recovery of amounts due to the
                          applicant. The question is not, therefore, whether the rights of IHFL,
                          to proceed against APIPL, and against the other entities who have
                          provided securities for the loans advanced to APIPL, exist
                          independently, or not. What has to be seen is whether, when the loans
                          advanced to APIPL stand more than sufficiently secured by the
                          securities provided against the said loans, even if by third parties, a
                          situation justifying pre-arbitral interim measures of protection, within
                          the meaning of Section 9 of the 1996 Act, can be said to exist. In my
                          view, the answer has necessarily to be in the negative.




Signature Not Verified
Digitally Signed
By:SUNIL SINGH NEGI       OMP(I)(COMM) 29/2021                                        Page 56 of 58
Signing Date:23.03.2021
15:38:16
                           55.    In view of the above, it is not necessary for this Court, at least
                          at this ad interim stage, to enter into the issue of whether any Event of
                          Default had, or had not, been committed by APIPL. Ideally, this is an
                          aspect which would have to be considered by the Arbitral Tribunal, to
                          be constituted in accordance with the Loan Agreements. Suffice it to
                          state that the ad interim request, of IHFL, for a restraint, against
                          APIPL, from making any payments, to its group companies or any
                          other entity, till it liquidates the amount forming subject matter of the
                          claim of IHFL against APIPL, cannot, prima facie, be granted.


                          Conclusion


                          56.    The prayer for ad interim relief is accordingly rejected.


                          57.    Issue notice in OMP (I) (Comm) 29/2021.           As the dispute
                          involves stakes in excess of ₹ 500 crores, it requires to be decided
                          expeditiously. Response, therefore, be positively filed within four
                          weeks with advance copy to learned Counsel for the petitioner, who
                          may file rejoinder, thereto, within two weeks thereof. List as the first
                          item for disposal at the end of the board, subject to part heard matters,
                          if any, on 10th May, 2021.


                          58.    No extension of time, for filing reply or rejoinder, would be
                          granted, and default in compliance with the above time lines would
                          result in forfeiture of the right to do so.




Signature Not Verified
Digitally Signed
By:SUNIL SINGH NEGI       OMP(I)(COMM) 29/2021                                         Page 57 of 58
Signing Date:23.03.2021
15:38:16
                           59.   Observations contained in this order are intended only to
                          dispose of prayer (e), for ad interim relief in terms of prayers (c) and
                          (d) (as was pressed during arguments by learned Senior Counsel).
                          They do not propose to express any final opinion on any of the other
                          prayers in the petition, or even on the entitlement of the petitioner, at
                          the stage of final hearing of the Section 9 petition, to the reliefs sought
                          therein.



                                                                         C. HARI SHANKAR, J.

MARCH 23, 2021 HJ Signature Not Verified Digitally Signed By:SUNIL SINGH NEGI OMP(I)(COMM) 29/2021 Page 58 of 58 Signing Date:23.03.2021 15:38:16 15:38:16 Signing Date:23.03.2021 ANNEXURE - A 1549 By:SUNIL SINGH NEGI Digitally Signed Signature Not Verified Whether the security has been provided in respect of No Security Date of security Particulars of security Estimated Security Provider Loan agreements in respect of which the security has been provided other loan of Ambience . document document provided value group companies with Indiabulls

1. Loan Agreement dated 11.09.2020 between Bigboss Realty Private Limited , Ambience Projects and Infrastructure Private Limited and IHFL for an aggregate amount of INR 180 Cr

2. Loan Agreement dated 11.09.2020 between HITECH TOWERS Ambience Projects and Project Creacions on Land DOH:- PRIVATE LIMITED, appx Rs 1760 1 DOH Infrastructure Private admeasuring 14.82 Acre Yes 30/09/2020 Ambience Projects and Infrastructure Private Limited and IHFL for an Cr.

Limited situated at Sec -22 Gurgaon` aggregate amount of INR 170

3. Loan Agreement dated 11.09.2020 between Rockstar Realty Private Limited, Ambience Projects and Infrastructure Private Limited and IHFL for an aggregate amount of INR 95

1. Loan Agreement dated 28.11.2018 between Rockstar Buildcon Private Limited and IHFL for an aggregate amount of INR 165 Cr

2. Loan Agreement dated 28.11.2018 between Vijeta Properties Private Limited and IHFL for an aggregate amount of INR 154.46 Cr

3. Loan Agreement dated 28.11.2018 between Vijeta Properties Private Limited and IHFL for an aggregate amount of INR 20.54 Cr

4. Loan Agreement dated 28.11.2017 between APIPL and IHFL for an Ambience Projects and Project Creacions on Land DOH:- aggregate amount of INR 245 Cr appx Rs 1760 2 DOH Infrastructure Private admeasuring 14.82 Acre Yes 30/09/2020 5. Loan Agreement dated 28.11.2017 between APIPL and IHFL for an Cr.

Limited situated at Sec -22 Gurgaon` aggregate amount of INR 55 Cr

6. Loan Agreement dated 29.06.2018 between Rockstar Realty Private Limited, APIPL and IHFL for an aggregate amount of INR 148 Cr

7.Loan Agreement dated 29.06.2018 between Bigboss Realty Private Limited , Ambience Projects and Infrastructure Private Limited and IHFL for an aggregate amount of INR 150 Cr (Further reduced to Rs.14.25 Cr 1 15:38:16 Signing Date:23.03.2021 1550 By:SUNIL SINGH NEGI Digitally Signed Signature Not Verified

1.Loan Agreement dated 28.11.2018 between Rockstar Realty Private Limited, APIPL and ICFL ( Further assigned to IHFL) for an aggregate amount of INR 25 Cr.

2. .Loan Agreement dated 28.11.2018 between Caitriona Towers Private Limited, APIPL and ICFL ( Further assigned to IHFL) for an aggregate amount of INR 25 Cr.

3..Loan Agreement dated 28.11.2018 between Greentech Colonizers Private Limited, APIPL and ICFL ( Further assigned to IHFL) for an aggregate amount of INR 25 Cr.

4..Loan Agreement dated 28.11.2018 between Supervalley Buildtech Private Limited, APIPL and ICFL ( Further assigned to IHFL) for an Ambience Projects and Project Creacions on Land DOH:- aggregate amount of INR 25 Cr. appx Rs 1760 3 DOH Infrastructure Private admeasuring 14.82 Acre Yes 23/07/2020 5..Loan Agreement dated 28.11.2018 between Supervalley Buildtech Cr.

Limited situated at Sec -22 Gurgaon` Private Limited, APIPL and ICFL ( Further assigned to IHFL) for an aggregate amount of INR 25 Cr.

6..Loan Agreement dated 28.11.2018 between Hitech Towers Private Limited, APIPL and ICFL ( Further assigned to IHFL) for an aggregate amount of INR 25 Cr.

7..Loan Agreement dated 28.11.2018 between Master Buildwell Private Limited, APIPL and ICFL ( Further assigned to IHFL) for an aggregate amount of INR 25 Cr.

8.Loan Agreement dated 28.11.2018 between Ambience Power Projects Private Limited, APIPL and ICFL ( Further assigned to IHFL) for an aggregate amount of INR 25 Cr

1. Loan Agreement dated 28.11.2018 between Rockstar Buildcon Private Limited and IHFL for an aggregate amount of INR 165 Cr

2. Loan Agreement dated 28.11.2018 between Vijeta Properties Private Limited and IHFL for an aggregate amount of INR 154.46 Cr

3. Loan Agreement dated 28.11.2018 between Vijeta Properties Private D&A:- Limited and IHFL for an aggregate amount of INR 20.54 Cr 26/06/2019 Land admeasuring 16.62 Acres 4. Loan Agreement dated 28.11.2017 between APIPL and IHFL for an DOH:- Prime Commercial Private situated in the revenue estate of aggregate amount of INR 245 Cr 4 DOH, D&A, MO 1662.50 Cr Yes 25/06/2019 Limted Village Nathupur, Tehsil & 5. Loan Agreement dated 28.11.2017 between APIPL and IHFL for an MOE:- District Gurgaon, Haryana aggregate amount of INR 55 Cr 26/06/2019 6. Loan Agreement dated 29.06.2018 between Rockstar Realty Private Limited, APIPL and IHFL for an aggregate amount of INR 148 Cr

7.Loan Agreement dated 29.06.2018 between Bigboss Realty Private Limited , Ambience Projects and Infrastructure Private Limited and IHFL for an aggregate amount of INR 150 Cr (Further reduced to Rs.14.25 Cr 2 15:38:16 Signing Date:23.03.2021 1551 By:SUNIL SINGH NEGI Digitally Signed Signature Not Verified

1.Loan Agreement dated 28.11.2018 between Rockstar Realty Private Limited, APIPL and ICFL ( Further assigned to IHFL) for an aggregate amount of INR 25 Cr.

2. .Loan Agreement dated 28.11.2018 between Caitriona Towers Private Limited, APIPL and ICFL ( Further assigned to IHFL) for an aggregate amount of INR 25 Cr.

D&A:-

3..Loan Agreement dated 28.11.2018 between Greentech Colonizers 24/07/2020 Land admeasuring 16.62 Acres Private Limited, APIPL and ICFL ( Further assigned to IHFL) for an DOH:- Prime Commercial Private situated in the revenue estate of 5 DOH, D&A, MO aggregate amount of INR 25 Cr. 1662.50 Cr Yes 23/07/2020 Limted Village Nathupur, Tehsil &

4..Loan Agreement dated 28.11.2018 between Supervalley Buildtech MOE:- District Gurgaon, Haryana Private Limited, APIPL and ICFL ( Further assigned to IHFL) for an 24/07/2020 aggregate amount of INR 25 Cr.

5..Loan Agreement dated 28.11.2018 between Supervalley Buildtech Private Limited, APIPL and ICFL ( Further assigned to IHFL) for an aggregate amount of INR 25 Cr.

6..Loan Agreement dated 28.11.2018 between Hitech Towers Private Limited APIPL and ICFL ( Further assigned to IHFL) for an aggregate

1. Loan Agreement dated 11.09.2020 between Bigboss Realty Private Limited , Ambience Projects and Infrastructure Private Limited and IHFL for an D&A:- aggregate amount of INR 180 Cr 01/10/2020 Land admeasuring 16.62 Acres 2. Loan Agreement dated 11.09.2020 between HITECH TOWERS DOH:- Prime Commercial Private situated in the revenue estate of PRIVATE LIMITED, 6 DOH, D&A, MO 1662.50 Cr Yes 30/09/2020 Limted Village Nathupur, Tehsil & Ambience Projects and Infrastructure Private Limited and IHFL for an MOE:- District Gurgaon, Haryana aggregate amount of INR 170 01/10/2020 3. Loan Agreement dated 11.09.2020 between Rockstar Realty Private Limited, Ambience Projects and Infrastructure Private Limited and IHFL for an aggregate amount of INR 95

1. Loan Agreement dated 11.09.2020 between Bigboss Realty Private Limited , Ambience Projects and Infrastructure Private Limited and IHFL for an D&A:- aggregate amount of INR 180 Cr Land admeasuring 5.1501 01/10/2020 2. Loan Agreement dated 11.09.2020 between HITECH TOWERS Acres and 5.31 Acre situated in DOH:- RSG Housing & Finance PRIVATE LIMITED, 7 DOH, D&A, MO the revenue estate of Village 807.18 Cr Yes 30/09/2020 Private Limited Ambience Projects and Infrastructure Private Limited and IHFL for an Nathupur, Tehsil Gurugram, MOE:- aggregate amount of INR 170 Haryana 01/10/2020 3. Loan Agreement dated 11.09.2020 between Rockstar Realty Private Limited, Ambience Projects and Infrastructure Private Limited and IHFL for an aggregate amount of INR 95 3 15:38:16 Signing Date:23.03.2021 1552 By:SUNIL SINGH NEGI Digitally Signed Signature Not Verified

1.Loan Agreement dated 28.11.2018 between Rockstar Realty Private Limited, APIPL and ICFL ( Further assigned to IHFL) for an aggregate amount of INR 25 Cr.

2. .Loan Agreement dated 28.11.2018 between Caitriona Towers Private Limited, APIPL and ICFL ( Further assigned to IHFL) for an aggregate amount of INR 25 Cr.

3..Loan Agreement dated 28.11.2018 between Greentech Colonizers Private Limited, APIPL and ICFL ( Further assigned to IHFL) for an aggregate amount of INR 25 Cr.

D&A:- 4..Loan Agreement dated 28.11.2018 between Supervalley Buildtech Land admeasuring 5.1501 24/07/2020, Private Limited, APIPL and ICFL ( Further assigned to IHFL) for an Acres and 5.31 Acre situated in DOH:- RSG Housing & Finance aggregate amount of INR 25 Cr. 8 DOH, D&A, MO the revenue estate of Village 807.18 Cr Yes 23/07/2020 , Private Limited 5..Loan Agreement dated 28.11.2018 between Supervalley Buildtech Nathupur, Tehsil Gurugram, MOE:- Private Limited, APIPL and ICFL ( Further assigned to IHFL) for an Haryana 24/07/2020, aggregate amount of INR 25 Cr.

6..Loan Agreement dated 28.11.2018 between Hitech Towers Private Limited, APIPL and ICFL ( Further assigned to IHFL) for an aggregate amount of INR 25 Cr.

7..Loan Agreement dated 28.11.2018 between Master Buildwell Private Limited, APIPL and ICFL ( Further assigned to IHFL) for an aggregate amount of INR 25 Cr.

8.Loan Agreement dated 28.11.2018 between Ambience Power Projects Private Limited, APIPL and ICFL ( Further assigned to IHFL) for an aggregate amount of INR 25 Cr

1. Loan Agreement dated 28.11.2018 between Rockstar Buildcon Private Limited and IHFL for an aggregate amount of INR 165 Cr

2. Loan Agreement dated 28.11.2018 between Vijeta Properties Private Limited and IHFL for an aggregate amount of INR 154.46 Cr

3. Loan Agreement dated 28.11.2018 between Vijeta Properties Private D&A:- Limited and IHFL for an aggregate amount of INR 20.54 Cr Land admeasuring 5.1501 26/06/2019 4. Loan Agreement dated 28.11.2017 between APIPL and IHFL for an Acres and 5.31 Acre situated in DOH:- RSG Housing & Finance aggregate amount of INR 245 Cr 9 DOH, D&A, MO the revenue estate of Village 807.18 Cr Yes 25/06/2019 Private Limited 5. Loan Agreement dated 28.11.2017 between APIPL and IHFL for an Nathupur, Tehsil Gurugram, MOE:- aggregate amount of INR 55 Cr Haryana 26/06/2019 6. Loan Agreement dated 29.06.2018 between Rockstar Realty Private Limited, APIPL and IHFL for an aggregate amount of INR 148 Cr

7.Loan Agreement dated 29.06.2018 between Bigboss Realty Private Limited , Ambience Projects and Infrastructure Private Limited and IHFL for an aggregate amount of INR 150 Cr (Further reduced to Rs.14.25 Cr 4 15:38:16 Signing Date:23.03.2021 1553 By:SUNIL SINGH NEGI Digitally Signed Signature Not Verified

1. Loan Agreement dated 11.09.2020 between Bigboss Realty Private Limited , Ambience Projects and Infrastructure Private Limited and IHFL for an D&A:- aggregate amount of INR 180 Cr Land measuring 3.9937 and 01/10/2020, 2. Loan Agreement dated 11.09.2020 between HITECH TOWERS Ambience Infrastructure 3.6562 Acres situated in the DOH:- PRIVATE LIMITED, 10 DOH, D&A, MO Developers Private revenue estate of Village 168.20 Cr Yes 30/09/2020 Ambience Projects and Infrastructure Private Limited and IHFL for an Limited Lakhnaula(Nakhnoula), Sector MOE:- aggregate amount of INR 170 82, District Gurgaon, Haryana 01/10/2020 3. Loan Agreement dated 11.09.2020 between Rockstar Realty Private Limited, Ambience Projects and Infrastructure Private Limited and IHFL for an aggregate amount of INR 95

1. Loan Agreement dated 28.11.2018 between Rockstar Buildcon Private Limited and IHFL for an aggregate amount of INR 165 Cr

2. Loan Agreement dated 28.11.2018 between Vijeta Properties Private Limited and IHFL for an aggregate amount of INR 154.46 Cr

3. Loan Agreement dated 28.11.2018 between Vijeta Properties Private D&A:- Limited and IHFL for an aggregate amount of INR 20.54 Cr Land measuring 3.9937 and 06/10/2020 4. Loan Agreement dated 28.11.2017 between APIPL and IHFL for an Ambience Infrastructure 3.6562 Acres situated in the DOH:- aggregate amount of INR 245 Cr 11 DOH, D&A, MO Developers Private revenue estate of Village 168.20 Cr Yes 05/10/2020 5. Loan Agreement dated 28.11.2017 between APIPL and IHFL for an Limited Lakhnaula(Nakhnoula), Sector MOE:- aggregate amount of INR 55 Cr 82, District Gurgaon, Haryana 06/10/2020 6. Loan Agreement dated 29.06.2018 between Rockstar Realty Private Limited, APIPL and IHFL for an aggregate amount of INR 148 Cr

7.Loan Agreement dated 29.06.2018 between Bigboss Realty Private Limited , Ambience Projects and Infrastructure Private Limited and IHFL for an aggregate amount of INR 150 Cr (Further reduced to Rs.14.25 Cr ) 5 15:38:16 Signing Date:23.03.2021 1554 By:SUNIL SINGH NEGI Digitally Signed Signature Not Verified

1.Loan Agreement dated 28.11.2018 between Rockstar Realty Private Limited, APIPL and ICFL ( Further assigned to IHFL) for an aggregate amount of INR 25 Cr.

2. .Loan Agreement dated 28.11.2018 between Caitriona Towers Private Limited, APIPL and ICFL ( Further assigned to IHFL) for an aggregate amount of INR 25 Cr.

3..Loan Agreement dated 28.11.2018 between Greentech Colonizers Private Limited, APIPL and ICFL ( Further assigned to IHFL) for an aggregate amount of INR 25 Cr.

D&A:- 4..Loan Agreement dated 28.11.2018 between Supervalley Buildtech Land measuring 3.9937 and 06/10/2020 Private Limited, APIPL and ICFL ( Further assigned to IHFL) for an Ambience Infrastructure 3.6562 Acres situated in the DOH:- aggregate amount of INR 25 Cr.

12 DOH, D&A, MO Developers Private revenue estate of Village 168.20 Cr Yes 05/10/2020 5..Loan Agreement dated 28.11.2018 between Supervalley Buildtech Limited Lakhnaula(Nakhnoula), Sector MOE:- Private Limited, APIPL and ICFL ( Further assigned to IHFL) for an 82, District Gurgaon, Haryana 06/10/2020 aggregate amount of INR 25 Cr.

6..Loan Agreement dated 28.11.2018 between Hitech Towers Private Limited, APIPL and ICFL ( Further assigned to IHFL) for an aggregate amount of INR 25 Cr.

7..Loan Agreement dated 28.11.2018 between Master Buildwell Private Limited, APIPL and ICFL ( Further assigned to IHFL) for an aggregate amount of INR 25 Cr.

8.Loan Agreement dated 28.11.2018 between Ambience Power Projects Private Limited, APIPL and ICFL ( Further assigned to IHFL) for an aggregate amount of INR 25 Cr

1. Loan Agreement dated 11.09.2020 between Bigboss Realty Private Limited , Ambience Projects and Infrastructure Private Limited and IHFL for an D&A:- aggregate amount of INR 180 Cr Land admeasuring 22 Kanals 01/10/2020 2. Loan Agreement dated 11.09.2020 between HITECH TOWERS and 1 Marla (i.e 2.75625 Acres) DOH:- Rockstar Infratech Private PRIVATE LIMITED, 13 DOH, D&A, MO situated in the village 109.97 Cr Yes 30/09/2020 Limited Ambience Projects and Infrastructure Private Limited and IHFL for an Mullahera, Tehsil and District MOE:- aggregate amount of INR 170 Gurugram , Haryana, 01/10/2020 3. Loan Agreement dated 11.09.2020 between Rockstar Realty Private Limited, Ambience Projects and Infrastructure Private Limited and IHFL for an aggregate amount of INR 95 6 15:38:16 Signing Date:23.03.2021 1555 By:SUNIL SINGH NEGI Digitally Signed Signature Not Verified

1. Loan Agreement dated 28.11.2018 between Rockstar Buildcon Private Limited and IHFL for an aggregate amount of INR 165 Cr

2. Loan Agreement dated 28.11.2018 between Vijeta Properties Private Limited and IHFL for an aggregate amount of INR 154.46 Cr

3. Loan Agreement dated 28.11.2018 between Vijeta Properties Private D&A:- Limited and IHFL for an aggregate amount of INR 20.54 Cr Land admeasuring 22 Kanals 06/10/2020 4. Loan Agreement dated 28.11.2017 between APIPL and IHFL for an and 1 Marla (i.e 2.75625 Acres) DOH:- Rockstar Infratech Private aggregate amount of INR 245 Cr 14 DOH, D&A, MO situated in the village 109.97 Cr Yes 05/10/2020 Limited 5. Loan Agreement dated 28.11.2017 between APIPL and IHFL for an Mullahera, Tehsil and District MOE:- aggregate amount of INR 55 Cr Gurugram , Haryana, 06/10/2020 6. Loan Agreement dated 29.06.2018 between Rockstar Realty Private Limited, APIPL and IHFL for an aggregate amount of INR 148 Cr

7.Loan Agreement dated 29.06.2018 between Bigboss Realty Private Limited , Ambience Projects and Infrastructure Private Limited and IHFL for an aggregate amount of INR 150 Cr (Further reduced to Rs.14.25 Cr )

1.Loan Agreement dated 28.11.2018 between Rockstar Realty Private Limited, APIPL and ICFL ( Further assigned to IHFL) for an aggregate amount of INR 25 Cr.

2. .Loan Agreement dated 28.11.2018 between Caitriona Towers Private Limited, APIPL and ICFL ( Further assigned to IHFL) for an aggregate amount of INR 25 Cr.

3..Loan Agreement dated 28.11.2018 between Greentech Colonizers Private Limited, APIPL and ICFL ( Further assigned to IHFL) for an aggregate amount of INR 25 Cr.

D&A:- 4..Loan Agreement dated 28.11.2018 between Supervalley Buildtech Land admeasuring 22 Kanals 06/10/2020 Private Limited, APIPL and ICFL ( Further assigned to IHFL) for an and 1 Marla (i.e 2.75625 Acres) DOH:- Rockstar Infratech Private aggregate amount of INR 25 Cr. 15 DOH, D&A, MO situated in the village 109.97 Cr Yes 05/10/2020 Limited 5..Loan Agreement dated 28.11.2018 between Supervalley Buildtech Mullahera, Tehsil and District MOE:- Private Limited, APIPL and ICFL ( Further assigned to IHFL) for an Gurugram , Haryana, 06/10/2020 aggregate amount of INR 25 Cr.

6..Loan Agreement dated 28.11.2018 between Hitech Towers Private Limited, APIPL and ICFL ( Further assigned to IHFL) for an aggregate amount of INR 25 Cr.

7..Loan Agreement dated 28.11.2018 between Master Buildwell Private Limited, APIPL and ICFL ( Further assigned to IHFL) for an aggregate amount of INR 25 Cr.

8.Loan Agreement dated 28.11.2018 between Ambience Power Projects Private Limited, APIPL and ICFL ( Further assigned to IHFL) for an aggregate amount of INR 25 Cr 7 15:38:16 Signing Date:23.03.2021 1556 By:SUNIL SINGH NEGI Digitally Signed Signature Not Verified D&A:-24-07- land Admeasuring 15.74 acres 2020 situated in Village Akbarpur

1.Loan Agreement dated 29.06.2018 between Bigboss Realty Private DOH:- 23-07- Barota and Jathedi, Tehsil & Armaan Buildcon Private Limited , 16 DOH, D&A, MO2020 Distt. Sonepat, Haryana No Limited Ambience Projects and Infrastructure Private Limited and IHFL for an MOE:-24-07- owned by M/s. Armaan aggregate amount of INR 150 Cr (Further reduced to Rs.14.25 Cr ) 2020 Buildcon Private Limited 55.44 Cr D&A:-24-07- Land admeasuring 12.54 acre 2020 situated in situated in Village

1.Loan Agreement dated 29.06.2018 between Bigboss Realty Private DOH:- 23-07- Akbarpur Barota and Jathedi, Greenvalley Realtors Limited , 17 DOH, D&A, MO2020 Tehsil & Distt. Sonepat, No Private Limited Ambience Projects and Infrastructure Private Limited and IHFL for an MOE:-24-07- Haryana aggregate amount of INR 150 Cr (Further reduced to Rs.14.25 Cr ) 2020 owned by M/s. Greenvalley Realtors Private Limited.

1. Loan Agreement dated 28.11.2018 between Rockstar Buildcon Private Limited and IHFL for an aggregate amount of INR 165 Cr

2. Loan Agreement dated 28.11.2018 between Vijeta Properties Private Limited and IHFL for an aggregate amount of INR 154.46 Cr

3. Loan Agreement dated 28.11.2018 between Vijeta Properties Private Limited and IHFL for an aggregate amount of INR 20.54 Cr

4. Loan Agreement dated 28.11.2017 between APIPL and IHFL for an aggregate amount of INR 245 Cr

5. Loan Agreement dated 28.11.2017 between APIPL and IHFL for an aggregate amount of INR 55 Cr Pledge on shares of Pledge on shares of Rockstar

6. Loan Agreement dated 29.06.2018 between Rockstar Realty Private Rockstar Infratech Private Infratech Private Limited held Limited, APIPL and IHFL for an aggregate amount of INR 148 Cr 18 Pledge Agreemen30-09-2020 Limited held by Shekhar by Shekhar SIngh and Surender N.a Yes

7.Loan Agreement dated 29.06.2018 between Bigboss Realty Private SIngh and Surender Singh Singh Limited , Ambience Projects and Infrastructure Private Limited and IHFL for an aggregate amount of INR 150 Cr (Further reduced to Rs.14.25 Cr )

8. Loan Agreement dated 11.09.2020 between Bigboss Realty Private Limited , Ambience Projects and Infrastructure Private Limited and IHFL for an aggregate amount of INR 180 Cr

9. Loan Agreement dated 11.09.2020 between HITECH TOWERS PRIVATE LIMITED, Ambience Projects and Infrastructure Private Limited and IHFL for an aggregate amount of INR 170 8 15:38:16 Signing Date:23.03.2021 1557 By:SUNIL SINGH NEGI Digitally Signed Signature Not Verified

1. Loan Agreement dated 28.11.2018 between Rockstar Buildcon Private Limited and IHFL for an aggregate amount of INR 165 Cr

2. Loan Agreement dated 28.11.2018 between Vijeta Properties Private Limited and IHFL for an aggregate amount of INR 154.46 Cr

3. Loan Agreement dated 28.11.2018 between Vijeta Properties Private Pledge on shares of Limited and IHFL for an aggregate amount of INR 20.54 Cr Ambience Infrastruture 4. Loan Agreement dated 28.11.2017 between APIPL and IHFL for an Pledge on shares of Ambience Developers Private aggregate amount of INR 245 Cr Infrastruture Developers Private Limited held by Surbhi 5. Loan Agreement dated 28.11.2017 between APIPL and IHFL for an Limited held by Surbhi Gehlot,Sheela Gehlot aggregate amount of INR 55 Cr Gehlot,Sheela Gehlot ,Shahista ,Shahista Gehlot , M/s. 6. Loan Agreement dated 29.06.2018 between Rockstar Realty Private Gehlot , M/s. Aman Holdings Aman Holdings Private Limited, APIPL and IHFL for an aggregate amount of INR 148 Cr 19 Pledge Agreemen30-09-2020 Private Limited ,M/s. Aman N.a Yes Limited ,M/s. Aman 7.Loan Agreement dated 29.06.2018 between Bigboss Realty Private Growth Funds Private Growth Funds Private Limited , Limited,M/s. Nutan Growth Limited,M/s. Nutan Ambience Projects and Infrastructure Private Limited and IHFL for an Funds Private Limited and M/s.

Growth Funds Private aggregate amount of INR 150 Cr (Further reduced to Rs.14.25 Cr ) Rajsheela Growth Funds Limited and M/s. 8. Loan Agreement dated 11.09.2020 between Bigboss Realty Private Private Limited Rajsheela Growth Funds Limited , Private Limited Ambience Projects and Infrastructure Private Limited and IHFL for an aggregate amount of INR 180 Cr

9. Loan Agreement dated 11.09.2020 between HITECH TOWERS PRIVATE LIMITED, Ambience Projects and Infrastructure Private Limited and IHFL for an aggregate amount of INR 170 9 15:38:16 Signing Date:23.03.2021 1558 By:SUNIL SINGH NEGI Digitally Signed Signature Not Verified

1. Loan Agreement dated 28.11.2018 between Rockstar Buildcon Private Limited and IHFL for an aggregate amount of INR 165 Cr

2. Loan Agreement dated 28.11.2018 between Vijeta Properties Private Limited and IHFL for an aggregate amount of INR 154.46 Cr

3. Loan Agreement dated 28.11.2018 between Vijeta Properties Private Limited and IHFL for an aggregate amount of INR 20.54 Cr

4. Loan Agreement dated 28.11.2017 between APIPL and IHFL for an aggregate amount of INR 245 Cr

5. Loan Agreement dated 28.11.2017 between APIPL and IHFL for an aggregate amount of INR 55 Cr Pledge on 51% shares of Pledge on 51% shares of 6. Loan Agreement dated 29.06.2018 between Rockstar Realty Private APIPL held by M/s. APIPL held by M/s. Ambience Limited, APIPL and IHFL for an aggregate amount of INR 148 Cr 20 Pledge Agreemen30-09-2020 N.a Yes Ambience Private Limited Private Limited and Mr. Raj 7.Loan Agreement dated 29.06.2018 between Bigboss Realty Private and Mr. Raj Singh Gehlot Singh Gehlot Limited , Ambience Projects and Infrastructure Private Limited and IHFL for an aggregate amount of INR 150 Cr (Further reduced to Rs.14.25 Cr )

8. Loan Agreement dated 11.09.2020 between Bigboss Realty Private Limited , Ambience Projects and Infrastructure Private Limited and IHFL for an aggregate amount of INR 180 Cr

9. Loan Agreement dated 11.09.2020 between HITECH TOWERS PRIVATE LIMITED, Ambience Projects and Infrastructure Private Limited and IHFL for an aggregate amount of INR 170 Pledge on shares of Greenvalley Realtors Pledge on shares of Greenvalley Private Limited held by Realtors Private Limited held Surbhi Gehlot,Sheela by Surbhi Gehlot,Sheela Gehlot Gehlot ,Shahista Gehlot , ,Shahista Gehlot , M/s. Aman 1.Loan Agreement dated 29.06.2018 between Bigboss Realty Private M/s. Aman Holdings Holdings Private Limited ,M/s. Limited , 21 Pledge Agreemen27-07-2020 Private Limited ,M/s. N.a Yes Aman Growth Funds Private Ambience Projects and Infrastructure Private Limited and IHFL for an Aman Growth Funds Limited,M/s. Nutan Growth aggregate amount of INR 150 Cr (Further reduced to Rs.14.25 Cr ) Private Limited,M/s.

Funds Private Limited and M/s.

Nutan Growth Funds Rajsheela Growth Funds Private Limited and M/s.

Private Limited Rajsheela Growth Funds Private Limited 10 15:38:16 Signing Date:23.03.2021 1559 By:SUNIL SINGH NEGI Digitally Signed Signature Not Verified Pledge on shares of Armaan Buildcon Private Pledge on shares of Armaan Limited held by Surbhi Buildcon Private Limited held Gehlot,Sheela Gehlot by Surbhi Gehlot,Sheela Gehlot ,Shahista Gehlot , M/s.

,Shahista Gehlot , M/s. Aman 1.Loan Agreement dated 29.06.2018 between Bigboss Realty Private Aman Holdings Private Holdings Private Limited ,M/s. Limited , 22 Pledge Agreemen27-07-2020 Limited ,M/s. Aman N.a No Aman Growth Funds Private Ambience Projects and Infrastructure Private Limited and IHFL for an Growth Funds Private Limited,M/s. Nutan Growth aggregate amount of INR 150 Cr (Further reduced to Rs.14.25 Cr ) Limited,M/s. Nutan Funds Private Limited and M/s.

Growth Funds Private Rajsheela Growth Funds Limited and M/s.

Private Limited Rajsheela Growth Funds Private Limited 11