State Consumer Disputes Redressal Commission
Branch Manager Natiosnal Ins. Co. Ltd. ... vs Smt. Rajani Gupta W/O Govindsharan Garg on 27 April, 2015
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dh chekjh vioZtu dh Js.kh esa vkrh gS] ftldh jkf'k ns; ugha gSA fo}ku ftyk eap us foi{kh ds bl dFku dks bl vk/kkj ij vLohdkj dj fn;k fd ifjokfnuh ds ikl ;g ikWfylh o"kZ 2003 ls pyh vk jgh Fkh] izR;sd o"kZ bldk uohuhdj.k gks jgk Fkk] bl dkj.k ls 'krZ la[;k 4-8 ifjokfnuh ij ykxw ugha dh tk ldrhA fo}ku vf/koDrk vihykFkhZ chek daiuh us viuh cgl esa ;g rdZ fn;k gS fd chek daiuh us o"kZ 2007 esa viuh 'krksZa esa ifjorZu dj fn;k Fkk vkSj bl ifjorZu dh lwpuk chek daiuh us ifjokfnuh dks Hkst nh Fkh rFk ml frfFk esa ifjokfnuh u;h 'krksZa ls ck/; FkhA vr% fo}ku ftyk eap dk ;g vkns'k vikLr fd;k tkosAa mUgksaus vius leFkZu esa 1645 (SC) AIR 1966% tujy ,';ksjsl a lkslk;Vh cuke~ pWkney tSu dk U;kf;d voyac izLrqr fd;k gSA bl ekeys esa ;g vfHk&fu/kkZfjr fd;k x;k gS fd U;k;ky;ksa dks vuqca/k dh 'krksZa dk vk'k; mlh rjg ls ysuk pkfg;s ] ftl rjg ls og vafdr gS] budk fHkUu vk'k; ugha fy;k tk ldrk] IV (2012) CPJ 148 (NC): Ind Swift Limited Vs. 3 New India Assurance Co. Ltd. dk voayc izLrqr fd;k gS] ftlesa ;g vfHk&fu/kkZfjr fd;k gS fd ikWfylh dh 'krksZa ls nksuksa i{kdkj ck/; gSA mUgksaus ,d vU; voayc III (2010) CPJ 5 (NC): United India Assurance Co. Ltd.Vs. Subash Chandra izLrqr fd;k gS] ftlesa ;g ekuk x;k Fkk fd ifjoknh pwfa d ,d i<+k&fy[kk O;fDr Fkk] og ikWfylh dh 'krksZa dks tkuus esa l{ke FkkA izR;FkhZ dh vksj ls fo}ku ftyk eap ds fu.kZ; dk leFkZu fd;k x;k gSA geusa nksuksa i{kksa dh cgl lquh gSA ;g rF; fookfnr ugha gS fd ;g ikWfylh o"kZ 2003 ls uohuhd`r gksrh pyh vk jgh Fkh rks ifjokfnuh dk Dyse ns; Fkk D;ksfa d o"kZ 2003 esa yh xbZ ikWfylh esa bl izdkj dh chekjh ds viotZu dk dksbZ izko/kku ugha FkkA ;g izko/kku o"kZ 2007 esa introduce gqvk ;|fi bldh lwpuk chek daiuh ds vuqlkj ifjokfnuh dks Hkst nh xbZ Fkh ijUrq ge bl rdZ ls larq"V ugha gSA pwfa d ;g ikWfylh ifjokfnuh us o"kZ 2003 esa yh vkSj mls yxkrkj 2007 rd uohuhd`r djok;h tkrh jgh] mlls fHkUu dksbZ 'krsZa ifjokfnuh ij ykxw ugha dh tk ldrhA vihykFkhZ us tks U;kf;d voyac gekjs le{k izLrqr fd;s gS] muesa Hkh ;g vfHk&fu/kkZfjr fd;k x;k gS fd ikWfylh dh 'krksZa ls nksuksa i{k 4 ckf/kr gSA o"kZ 2007 esa ;fn ikWfylh dh 'krsZa fdUgha dkj.k ifjofrZr dh xbZ gS rks mudk izHkko retrospective ugha gks ldrkA vr% fo}ku ftyk eap ds fu.kZ; esa ge dksbZ =qfV ugha ikrs gSA vihy [kkfjt fd;s tkus ;ksX; gS] tks [kkfjt dh tkrh gSA ¼ lquhrk jkadk½ ¼fy;kdr vyh ½ ¼ fou; dqekj pkoyk ½ lnL;k lnL; ihBklhu lnL;