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Central Information Commission

Mr.Anand vs The Oriental Insurance Co. Ltd. on 29 January, 2014

                   Central Information Commission
Room No.307, II Floor, B Wing, August Kranti Bhawan, Bhikaji Cama Place, New 
                                Delhi­110066
                             website­cic.gov.in

                  Appeal: No. CIC/DS/A/2013/000343/MP
 
Appellant                                 :     Shri Anand, Sonepat 
Public Authority              :     OICL, Kolkata

Date of Hearing               :     29 January 2014 
Date of Decision              :     29 January 2014
  
Facts:­ 

1. The appellant Shri Anand submitted RTI application dated  01 December 2012 before the Central Public Information Officer  (CPIO),   Oriental   Insurance   Co.   Ltd.,   Kolkata;   seeking  information  in   relation  to   the   theft   claim   of   Truck  No.  HR­ 69A­7448 through policy no.­311800/2009/24245 through total of  02 points

2. Vide   CPIO   order   dated   07   December   2012,   CPIO   furnished  the point­wise information to the appellant. Not satisfied by  the CPIO's reply, the appellant preferred  appeal to the First  Appellate Authority (FAA) dated 15 December 2012. No order has  been passed by the FAA. Being aggrieved and not satisfied by  the   above   response   of   the   public   authority,   the   appellant  preferred second appeal before the Commission.

3.   The   matter   was   heard   today   via   videoconferencing.   The  appellant   Shri     Anand   was   present   and   made   submissions   from  Sonepat.   The respondents Shri D. K. Mishra Regional Manager  and CPIO and Shri P Upadhaya, DM, CPIO were also present at  the hearing and made submissions from Kolkata.

4.    The appellant submitted that no specific information has  been   provided   till   date   regarding   the   status   of   the   pending  claim     for the theft of his truck.   The CPIO submitted that  several   communications   were   sent   to   the   appellant   seeking  original   documents   (eight   documents)   to   settle   the     theft  claim   as   per   the   rules   of   the   organization.   The   letters  (including   FAA   order)   were   sent   on   14/3/2011,   24/7/2012,  29/8/2012   (FAAO)   and   7/12/2012.   No   original   documents   were  submitted   thereafter   by   the   appellant.   Further,   an  investigation was carried out by   "Royal Associates", private  investigators,   hired   by   the   public   authority.     and   it   was  found that the appellant had sold off the truck to one of his  relatives and hence as per rule the appellant cannot claim any  insurance amount.  They also submitted that they had a copy of  a statement given by the appellant for acknowledging the  sale  of the truck in question to a relative.     However, appellant  at the hearing, has refused that any change in the name   in  the   registration   certificate   or   insurance   papers   of   the  Vehicle   has   been   done   till   date.   He   also   denied   having  received any   communications as mentioned  by the respondents  and   submitted that he had sent the   requisite documents for  sanction of his claim. The CPIO also submitted that the matter  is pending before the Consumer Forum at Chandigarh.  

5. The   Commission   has   heard   both   the   parties   in   detail.   A  perusal   of   the   FAAO   dated   29   August   2012   highlights   the  contradictory stands taken by the FAA in the present case.  In  para 2 and 4 of the FAA's letter dated August 29, 2112, the  DGM   and FAA stated that ' the   final status of the claim is  that it is outstanding' in their books and that ' no photocopy  can be provided as the claim has not been denied so far'.  In  para 3 of the same letter it has been stated that the 'final  outcome   has   been   intimated   to   Insured,   copy   of   letter   is  enclosed".   The   respondents   could   not     explain   this  contradiction   during   the   hearing.     The   CPIO   proposed   to  examine   the   case   thoroughly     on   receipt   of   the   requisite  documents. 

Decision Notice

6. The appellant will provide acknowledgement of receipt of  documents which establishes that the documents were submitted  to CPIO, OICL within 10 days. 

7. The CPIO  will intimate the  final outcome in the matter  within three weeks of receipt of the above. 

8.    The appellant is free to approach the Commission, in  case   of  non  compliance   of   the   above  directions   given   to  the  CPIO. 

 (Manjula Prasher) Information  Commissioner Authenticated true copy:

(T.K.Mohapatra) Dy.Secretary & Dy.Registrar Tel.no.011­26105027 Copy to:
1.  Mr.Anand,  S/o Shri Dharam Singh, Village Raipur, District Sonepat Haryana
2.  The CPIO The Oriental Insurance Co. Ltd.

Regional Office, 4, Lyons Range Kolkata­700001

3.  First Appellate Authority The Oriental Insurance Co. Ltd.

Regional Office, 4, Lyons Range, Kolkata­700001