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Bangalore District Court

Smt. N. Sukanya Devi vs Smt. Sheela @ Sheela Suresh on 18 March, 2015

IN THE COURT OF THE XXII ADDL.CHIEF METROPOLITON
           MAGISTRATE, BANGALORE CITY

             Dated this the 18th day of March 2015

  PRESENT: SRI. NAGARAJEGOWDA.D, B.Com., LL.B.,
                XXII Addl.C.M.M., Bangalore City.

               JUDGMENT U/S 355 OF Cr.P.C.


   Case No.                 :      C.C No. 25364/2014


   Complainant              :      Smt. N. Sukanya Devi,
                                   W/o. Nanjappa,
                                   Aged about 69 years,
                                   R/at; No.293, 2nd 'H' Cross,
                                   3rd Block, 3rd stage,
                                   Basaveshwar Nagara,
                                   Rajaji nagar,
                                   Bangalore-560079.

                                (By Sri. Nagaraju & Ramesh S.D. Adv.)


   Accused                  :      Smt. Sheela @ Sheela Suresh.
                                   W/o. Suresh, Occ: Teacher,
                                   Aged about 50 years,
                                   R/at. No. 138,
                                   Venkateshwara Nilaya,
                                   Ist Floor, Ist Cross,
                                   Karnataka Layout,
                                   Mahalakshmi puram,
                                   Bangalore. 50.

                                (By Sri. M.K.Venkataramana., Adv.)
                                  2               C.C.No. 25364/2014

      Date of Institution            :    05/09/2014

      Offence complained of          :    U/s 138 of N.I.Act.

      Plea of the accused            :    Pleaded not guilty.

      Final Order                    :    Accused is acquitted.

      Date of Order                  :    18.03.2015.




      The complainant filed the private complaint u/s 200 of

Cr.P.C alleging that, the accused person has committed an offence

punishable u/s 138 of N.I.Act.


      2. The brief facts of the complaint averments reads as
under:-

       As per Ex.P6 complaint, the complainant contended that

the accused is known to this complainant for several years and

the accused was residing near Vani School, Basaveshwar nagar,

Bangalore and accused used to complainant to complainant

building for performing tuitions for 3rd standard to 7th standard,

during that time, complainant and accused came in contact with

each other.   The accused was facing some financial problems.

Hence, she approached and requested the complainant for hand

loan of Rs 5,00,000/- in order to meet the immediate financial and

domestic expresses and to clear debts on various occasions. Due
                                  3                C.C.No. 25364/2014

to close friendship and cordial relationship, the complainant

agreed for the same and paid said loan amount of Rs. 5,00,000/-

to accused on 3 occasions by way of cash Rs. 2,50,000/- on

25/3/2009, Rs. 1,00,000/- on 7/5/2010 and Rs. 1,50,000/- on

16/7/2012     the accused duly acknowledged the receipt of the

same and she further promised and agreed to repay the said hand

loan amount till such time accused has agreed to pay interest on

the said amount.    The accused availed loan from complainant's

husband also. In the month of May 2014 the complainant was in

need of urgent funds to clear her commitments, as such the

complainant has requested the accused to repay the loan amount

of Rs. 5,00,000/- in order to discharge accused legal liability, the

accused has issued a cheque bearing No. 602191, dt: 20/05/2014,

for a sum of Rs. 5,00,000/-, drawn on Central       Bank of India,

Kamalanagar Extension, Bangalore, in favour of the complainant

and also assured the complainant that she will maintain sufficient

balance in her account and on presentation of said cheque for

encashment and same will be honoured.      As per the assurance of

accused, the complainant presented the said cheque through her

Banker 'The Rajajinagar Co-operative Bank Ltd.,' Basaveshwar

nagar Branch, Bangalore, but the said cheque is returned unpaid

with endorsement to that effect 'Account closed,' on 28/7/2014.
                                     4                  C.C.No. 25364/2014

The complainant brought to the notice of accused, but the accused

did not respond properly. Hence, the complainant without no the

alternative except got issued legal notice dt: 13/8/2014 through

RPAD to the address of the accused, The Legal notice sent to the

accused returned with shara intimation delivered " Not claimed" on

19/8/2014. The accused deliberately refused to receive the notice

and did not repaid the loan amount.            Thus, the accused has

committed an offence punishable under Sec. 138 of N.I. Act and

punish    the   accused    in   accordance     with   law   by   awarding

compensation to the complainant in the interest of justice and

equity.


      3. After presenting this case, this court has taken cognizance

of the offence and after recording the sworn statement of the

complainant's side, this court registered the criminal case against

the   accused   alleging   that,   she   has    committed    an   offence

punishable U/s 138 of N.I.Act. Summons issued to the accused.

The same is served upon the accused.            The accused appeared

through her counsel, enlarged on bail and she denied the entire

case of the complainant at the time of recording her plea of

accusation and case to be tried.
                                           5                  C.C.No. 25364/2014

        4.    In   support    of    the   case   of   the   complainant,   the

complainant adduced her oral evidence as PW.1 and got marked

Ex.P1 to P6 and this PW.1 has been fully cross-examined by the

accused counsel and thus, the complainant closed her side

evidence.


        5. Thereafter, the case was posted for recording statement of

accused person under Sec. 313 Cr.P.C, in which, the accused

totally denied the entire case of the complainant and in support of

their denial case, she adduced her oral evidence as DW-1 on oath

and this DW-1 has been fully cross-examined by the complainant

counsel and thus, accused closed his side evidence.


   6.        I have heard the arguments of both complainant and

accused       side counsel.        In support of case of complainant the

complainant counsel relied on the following decisions reported in ;-


   1) AIR 2010 SC 1898 Between Rangappa .Vs. Mohan.


   2) (1999) vol. 97 Kerala at page 664


   Accordingly, complainant counsel prays for convicting the

accused in accordance with law.
                                   6                C.C.No. 25364/2014

     7. In support of case of accused, the accused counsel also

relied on the following decisions reported in :-


1. Crl. A. No. 2402/14

2. 2014(2) Supreme Court cases page 241.

3. AIR 2009 SC 1518

4. 2013(2) Bankers Journal 518. Allahabad High Court

5. 2013(1) Bankers Journal 319. Bombay High Court

6. 2013 Bankers Journal 101.Bombay High Court

7. 2013(1) Bankers Journal 123. Rajastan High Court

8. 2013 Banking cases page 113 Delhi High Court

9. 2013 Bankers Journal 93. Jharkand High Court

10. 2012(2) Bankers Journal 385. Karnataka High Court

11. 2009 Bankers Journal 11 Supreme Court

12. 2008 Banking cases 370

13. 2009 Banking cases 85

14. 2012 Banking cases 119

    Accordingly, accused counsel prays for acquitting the accused

in accordance with law.


      8.   On the basis of the aforesaid facts and circumstances,

the following points arise for my consideration:
                                     7              C.C.No. 25364/2014

      1) Whether the complainant proves that, beyond all
         reasonable doubt for payment of loan advanced
         by the complainant, the accused issued a post
         dated cheque bearing No. 602191, dt:
         20/05/2014, for a sum of Rs. 5,00,000/-,
         drawn on Central Bank of India, Kamalanagar
         Extension branch, Bangalore in favour of the
         complainant, the same is dishonoured due to
         'Account closed' and in spite of issuance of legal
         notice, the accused did not reply or comply to
         the notice and thus, she has committed an
         offence punishable u/s 138 of N.I.Act?

      2) What Order?


     8. My answer to the above points are as follows:

           1) In the Negative.

           2) As per final Order,

For the following:



                                 REASONS

      9. POINT NO.1: In support of the case of the complainant,

she adduced her oral evidence as PW-1, filed by way of affidavit, in

which, she reiterated the contents of complaint and got marked

Ex. P1, is the cheque alleged to be issued by the accused and

identified the signature of the accused as Ex.P1.a. This issuance

of cheque in favour of complainant has been disputed by the

accused stating that the alleged cheque has been misused by the

complainant. Further got marked Ex.P-2 is the endorsements
                                  8                C.C.No. 25364/2014

issued by the Banker stating that Ex.P1 cheque is dishonoured

due to 'Account closed' normal re-.    Ex.P-3 is the copy of legal

notice, this notice has been sent to the accused as per Ex.P4 the

RPAD receipt, this legal notice does not contain the signature of

complainant. Ex.P-5 is the postal cover i.e., the RPAD notice sent

to the accused is returned with postal endorsement in the backside

of cover Door locked, intimation delivered, out of station, returned

to sender etc., But the    contention of complainant is that the

accused has not claimed the legal notice deliberately etc., because

the accused is denying the receipt of legal notice. Ex.P6 is the

complaint is under dispute.



    10. The accused has denied the entire case of complainant.

In support of her denial, she lead her oral evidence as DW1 on

oath, in which, she has stated that she is residing in the

neighboring   of complainant's house and the grand children of

complainant namely Varshini, and their friends children Gowri and

Guru used to come to her house for the purpose of taking tuitions

in the year 2012-13.    She admitted that Ex.P1 cheque and the

signature found on the cheque at Ex.P1a is belong to her. But the

contents of the Ex.P1, cheque is not belongs to her.      The said

cheque was misplaced when she was kept in her purse in order to
                                 9                  C.C.No. 25364/2014

pay water bill. Till today she has not paid an amount of Rs. 1 lakh

to any body through cheque. Her second daughter Sunitha went to

foreign for the purpose of education in the year 2011 and her

husband is working as Manager in State Bank of India, he was

retired during the year 2014 and at the time of his retirement, he

is getting salary of Rs. 80,000/- P.M. and hence she has not in

need of obtaining any loan from complainant during the year 2011-

12 for the purpose of her daughter's education. She denied that

during the year 2013 in order to send her daughter to foreign for

education purpose, she obtained hand loan of Rs. 5,00,000/- from

this complainant and for repayment of said loan amount, she

issued the Ex.,P1 cheque, same is dishonoured etc., She came to

know about the alleged cheque in question is misplaced, when she

was closed down her account in the Bank. Hence, she prays for

acquittal from this case in accordance with law.



    11. As per the defence taken by the accused, the accused

counsel cross-examined PW1. In the cross-examination of PW1

she has stated that for the purpose of education of daughter of

accused and also to send her to foreign, the accused obtained loan

amount of Rs. 5,00,000/- from this complainant. Further in order

to show that she had so much of amount with her, she has not
                                10                C.C.No. 25364/2014

produced any documentary evidence and this accused          is not

belongs to her community or caste and her husband was an

employee of NGEF Factory and now retired from the factory and

he is not getting any pension and she was paid Rs. 5 lakhs hand

loan to accused, same is drawn from her bank account i.e., from

the Rajajinagar Co-operative Bank Ltd., on 25/3/2009 amounting

to Rs. 2,00,000/- and from Basaveshwar nagar co-operative Bank

of Akkipet she with drawn Rs. 1,50,000/- on 16/7/2012 and from

the State Bank of India Basaveshwar nagar Branch, on 6/5/2010

she has withdrawn Rs. 1 lakh and in order to show that she

withdrawn said amounts from her Bank accounts, she has not

produced any documentary evidence and the alleged amount has

been paid to this accused containing Rs. 1000/- and Rs. 500/-

denomination notes, but she admitted that the contents of Ex.P1

cheque and the signature found on the said cheque are in different

ink and different handwriting and the alleged cheque has been

given to this complainant by this accused about 4 P.M. when she

was taking tuitions at her terrace and she do not know how much

she is having as Bank balance in her Bank account and accused

agreed to repay the said amount with interest at the rate of 2%

P.M., but there is no documents taken place between them

regarding interest and she denied that the accused second
                                 11                 C.C.No. 25364/2014

daughter Sunitha    is not at all went to foreign for education

purpose in the year 2013, but she went in the year 2011 and she

denied the entire contention of the accused in her further cross-

examination except denial to the case of accused in order to prove

the alleged guilt of the accused, prima-facie the complainant has

not produced any documentary evidence to show that she has

withdrawn so much of amounts from her Bank account and same

has been paid to accused by way of cash. Hence, on the basis of

the aforesaid facts and circumstances of the case, case of

complainant crates doubtful whether she really lent huge amount

of Rs. 5,00,000/- to the accused by way of cash.



     12. The complainant counsel also cross-examination DW1, in

the cross-examination accused admitted during the year 2012 this

complainant and accused are neighbors and at that time she was

working as teacher in Florence school, but she denied that after

the closure of classes, she used to take tuition in the terrace of

complainant, she denied that the legal notice issued to accused is

returned with shara 'Not claimed' and she intentionally failed to

take notice etc., But she admitted that one Jayanna filed a cheque

bounce case against her before the 13th ACMM Court, Bangalore

and she used to pay water bill to the concerned authorities
                                       12                   C.C.No. 25364/2014

sometimes by way of cheque some times by way of cash. In order

to show this fact she has not produced any documentary evidence

except denial to case of complainant, the accused also failed to

produce any documentary evidence to show that she used to pay

water bill by way of cheque etc.,            But it is the duty of the

complainant to prove her case beyond all reasonable doubt, but

she failed to do so.



        13. In support of the contention of the case of complainant,

the learned counsel for complainant vehemently argued before this

court that for discharge of legal liability, the accused has issued

the cheque in question, same is dishonoured due to 'Account

closed' intentionally without having sufficient funds in her account

accused has issued the Ex.P1 cheque in question in favour of

complainant and closed her account and in support of his

contention the complainant counsel relied on the decisions

reported in ;-


   1.         AIR 2010 SC 1898 Between Rangappa .Vs. Mohan.

             B-Negotiable Instrument Act (26 of 1881),S. 138-Existence

        of    legally   recoverable   debt   or   liability-   is   matter   of

        presumption U/s. 139 NI Act.
                                   13              C.C.No. 25364/2014

   2) (1999) vol. 97 Kerala at page 664K.I.George .Vs. Mohd.

Master.


   There is presumption under Sec. 139 of N.I. Act that unless the

contrary is proved, the holder of cheque received the cheque for the

nature referred to in section 138 for the discharge in whole or in

part of any debt or liability. The presumption available under Sec.

139 can be rebutted by the accused by adducing evidence. So the

burden of proof is on the accused and the evidence available on

record will have to be appreciated by bearing in mind the above

fact regarding burden of proof.


    Held, also that was for the accused to rebut the presumption

available under Sec. 139 of the Act and to establish that the case

set up by him regarding the issuance of the cheque is true. The

trial court had taken a wrong approach in appreciation of the

evidence on the assumption that it was for the appellant to prove

that the cheques were supported by consideration.


   Accordingly, the learned counsel for the complainant, prays for

convicting the accused in accordance with law.



   14.    In support of the defence taken by the accused, the

learned counsel for accused vehemently argued before this court
                                      14           C.C.No. 25364/2014

that the accused never issued the alleged cheque in question for

discharge of legal liability, but the alleged cheque has been mis-

used by the complainant and filed this case etc., and in support of

his contention the learned counsel for accused, relied on the

following decisions reported in :-


         1. Crl. A. No. 2402/14 ) In the unreported decision of

Hon'ble Supreme Court in Criminal Appeal No. 2402/2014

between     K. Subramanai .Vs. K. Damodara Naidu, where in its

held as under:

         " On the assumption that the presumption under Sec. 139

of the NI Act would enure to the benefit of the complainant only if

he proves his financial capacity and on the contrary the trial court

had for reasons recorded found that the accused has rebutted the

presumption by placing cogent evidence that there was no legally

recoverable debt or liability."



         2. 2014(2) Supreme Court cases   page 236. Between John

K.Abraham. Vs. Simon C. Abraham and another. Where in it is

held :


         Debt, Financial and Monetary Laws-Negotiable Instruments

Act 1881-Ss. 118, 139 and 138-Dishonour of cheque- Drawing
                                  15               C.C.No. 25364/2014

presumption under S. 118 R/w. 139- Prerequisites for, when

cheque is for repayment of a loan/advanced money- Proof required

on the part of complainant-Held, in order to draw presumption

under S. 118 R/w. 139, burden lies on complainant to show; (i)

That he had the requisite funds for advancing the sum of

money/loan in question to accused, (ii) that the issuance of cheque

by accused in support of repayment of money advanced was true,

and (iii) That the accused was bound to make payment as had

been agreed while issuing cheque in favour of complainant- In

present case, complainant not aware of the date when substantial

amount of Rs. 1,50,000/- was advanced by him to appellant-

accused - Respondent complainant failed to produce relevant

documents in support of the alleged source for advancing money to

accused- Complainant also not aware as to when and where the

transaction took place, for which the cheque in question was

issued to him by accused- Complainant also not sure as to who

wrote the cheque and making contradictory statements in this

regard- In view of said    serious defects/Lacuna in evidence of

complainant, judgment of High Court reversing acquittal of

accused by trial court, held, was perverse and could not be

sustained- Acquittal restored.
                                     16                  C.C.No. 25364/2014



3. AIR 2009 SC 1518 (M/s. Kumar Exports vs. M/s

Sharma Carpets)


           "Presumption that cheque was for discharge of

debt/liability-Rebuttal of-Need not be by proof of defence

beyond reasonable doubt."




      4. 2013(2) Bankers Journal 518. Allahabad High Court

between Hazi Bhhoore Hussain Ansari .Vs. State of U.P. & anr.

where in its held as under:

    Negotiable Instruments Act, 1881. Sec. 138 and 139- Dishonor

of cheque- presumption under Sec. 139- complainant not filed any

agreement of sale alleged to have been executed by accused in her

favour- Complainant failed to discharge her initial burden to

prima-facie, establish that accused had issued dishonoured

cheque for discharge in whole or in part of any debt or other

liability- Presumption U/s. 139 not applicable- Magistrate failed to

consider    important   aspects     of   matter   and    wrongly    taken

cognizance    on   complaint   of    complainant    against     accused-

Impugned order not in conformity with entire ingredients of Sec.

138 of NI Act- Order illegal and set aside.
                                   17                C.C.No. 25364/2014

      5. 2013(1)    Bankers Journal 319. Between Ramesh .Vs.

Eknath & anr. Bombay High Court, where in its held as under:

      Negotiable Instruments Act, 1881.Sec. 138- Dishonor of

cheque-Appeal against acquittal- Apparently that when said

cheque given, there was no legally enforceable liability and right to

receive money not accrued in favour of complainant- complainant

specifically agreed that he had no correspondence with him as to

giving intimation to accused persons to receive crop cultivated by

him- No case of complainant that he had cultivated crop and

delivered it to accused persons and thus was entitled to receive the

sale proceeds of said crop from accused persons- Nothing found to

interfere in said judgment of acquittal.


      6. 2013 Bankers Journal 101. Bombay High Court between

Smt. Shobha .Vs. Gajanan. Wherein it is held:


      (a) Negotiable Instruments Act 1881, Sec. 138, 139-

Dishonour of cheque- Appeal against acquittal- Defence evidence

probable-   Reasonable    doubt   created   about   genuineness     of

prosecution case- accused denied transaction, that he never issued

cheque in the sum of Rs. 1 lac- Accused defended the proceeding

son ground that he had given blank cheque duly signed to A2-

accused entered in defence after he put up his defence in
                                      18                    C.C.No. 25364/2014

statement under Sec. 313 Cr.P.C., -Explanation of accused held

reasonable-No perversity or un reasonableness in impugned

judgment and order-View of trial court held probable under

circumstances-       No    interference    required   in   appeal     against

acquittal.


   7. 2013(1) Bankers Journal 123. Rajastan High Court, between

Firm M/s. Kanahiya Lal Ghamandi Lal .Vs. Subhash, where in it is

held:


(a) Negotiable Instruments Act (26 of 1881)Ss. 138,- Dishonour of

cheque- Acquittal of accused by appellate court-Misuse of blank

cheque-Ink used for signing cheque and ink used for entering date

and amount different- Books of account not produced to prove

factum       of   loan-   Material   or    relevant   evidence      withheld-

Presumption- against accused stood Rebutted- Learned judge

certainly justified in acquitting         the accused -Legal and cogent

reasons given for acquitting accused- No illegality or perversity

found in the impugned judgment.


        8. 2013 Banking cases page 113, between Kulvinder Singh

.Vs. Kafeel Ahmed where in it is held:
                                  19                C.C.No. 25364/2014

      Negotiable Instruments Act, 1881. Sec. 138- Sec. 269-

Dishonour of cheque- Appeal against Acquittal- benefit of doubt-

Cheque issued in discharge of debt- Presumption gets dislodged

because of testimony of respondent apart from fact that petitioner

is not able to give source of such a huge amount advanced as a

loan- Benefit of this doubt rightly given to respondent by Trial

court and he is acquitted-Not a fit case to grant leave to appeal t o

petitioner.


      9. 2013 Bankers Journal 93. Jharkand High Court between

Bhaskar Gupta .Vs. State of Jharkand and Anr. Wherein it is held:


      (a) Negotiable Instruments Act 1881,Sec. 138 and 139-

Offence U/s 138- Acquittal- Respondent accused has been

acquitted on ground that the complainant has not been able to

prove the allegation beyond the shadows of all reasonable doubt-

Scope of interference with-Legally enforceable debt- Rebuttal of

presumption- Nothing brought on record to prove the case of

complainant - Accused has rightly been acquitted- Interference

with acquittal declined- Appeal dismissed.


      10. 2012(2) Bankers Journal 385. Karnataka High Court

between M.B.Rajashekar .Vs. Savithramma. Wherein it is held:
                                  20                C.C.No. 25364/2014

      (a) Negotiable Instruments Act 1881,Sec. 138 & 139-

Dishonour of cheque- presumption under execution of cheque-

Once execution of cheque is admitted a presumption arises under

Sec. 139 in favour of complainant, that said cheque was issued

towards discharge of debt or liability; presumption that arises is

rebuttable-if accused raised a probable defence, it is sufficient to

rebut presumption raised U/s. 139 of the Act- Blank cheque given

by accused to complainant's wife who promised to send her abroad

to work as domestic help in house of complainant as security-

contents of cheque being in different handwriting-Subsequently

offer of job rejected by accused but cheque not return to her-

Defence of accused held probable and acceptable- Complainant

failed to discharge the initial burden of getting a post dated cheque

as a security for repayment of loan.


      11. 2009 Bankers Journal 11 Supreme Court Between P.

Venugopal .Vs. Sri. Madan P.Sarathi .

      Dishonour of cheque- presumption- Failure to discharge-

Complainant discharge initial burden that he gave loan to

appellant- Finding of fact arrived at by courts below that appellant

failed to discharge his burden- It does not require any interference

by this Court- Question of service of notice in terms of Sec. 138
                                  21                   C.C.No. 25364/2014

proviso is again question of fact and requires no interference in

exercise of jurisdiction under Article 136 of constitution- Further,

appellant was aware about address of respondent complainant -No

case made-out for interference by this Court with impugned

judgment- Constitution of India 1950 Art. 136- Negotiable

Instrument Act (26 of 1881), S. 138, 118(a) and 139-




      12. 2008 Banking cases 371, Between M. Senguttuvan. .Vs.

Mahadevaswamy where in it is held:


(a) Negotiable Instruments Act (26 of 1881)Ss. 138, 139-

Dishonour of cheque-Presumption-Rebuttal- Presumption under

Sec. 139 need not be rebutted only by leading defence evidence,

but can be rebutted on basis of facts elicited in cross-examination

of complainant.


      13. 2009 Banking cases 85 Between         K.Narayana Nayak.

.Vs. M.Shivarama shetty, where in it is held:


(a) Negotiable Instruments Act (26 of 1881)Ss. 118, 138, 139-

Dishonour    of   cheque-   Cheque     issued   for     consideration-

Presumption- failure to discharge burden by appellant - Cheque

issued by respondent to appellant is only as security and not for
                                   22                 C.C.No. 25364/2014

discharge of any existing debt, as on date of issuance of cheque-

Accused respondent has discharged initial onus of proof- Appellant

ha snot satisfactorily discharged burden of proof- Non-production

of pass book by appellant in relation to amount lent by him to

respondent through cheques, is fatal to case of complainant/

appellant- No good reason to interference with order of acquittal

passed by Court below.


      14. 2012 Banking cases 119, between Dilawarsinh Modubha

zala .Vs. State of Gujarat and Anr, where in it is held:


  (a) Negotiable Instruments Act (26 of 1881)Ss. 138,- Dishonour

of cheque-Acquittal by trial court- Appeal against challenging

legality- complainant a money lender holding moneylenders

Licence, advanced alleged amount to the accused as money lender-

No cogent and convincing evidence produced to indicate that

complainant advanced aggregate amount of Rs. 7 lakh as alleged

in complaint - simply because accused did not reply to legal notice,

it cannot be said that accused admitted the allegations made in the

notice- Accused was able to raise probable defence and re butted

the presumption U/s. 139 of the Act- complainant failed to prove

that cheque in question was given towards discharge of existing

recoverable debt- Trial court justified in passing order of acquittal.
                                   23              C.C.No. 25364/2014




     On the basis of the aforesaid decisions coupled with defence

taken by the accused, the accused counsel prays for acquit the

accused in accordance with law.


      13. On the basis of the facts and circumstances of the case,

primafacie the complainant failed to establish that she has paid

huge amount of Rs. 5 lakh to the accused by way of cash and

towards discharge of said legal liability the accused issued the

Ex.P1 the cheque in question, same is dishonoured due to

'Account closed' not due to 'Insufficient Funds'. Hence, the case of

complainant creates doubtful whether she really          lent huge

amount of Rs. 5 lakhs to the accused and for discharge of said

legal liability the accused issued said cheque in question, same is

dishonoured.   The aforesaid decisions relied on by the accused

counsel in support of his contention is squarely applicable to the

case on hand. The decisions relied on by the complainant counsel

is not squarely applicable to the case of complainant to prove the

alleged guilt of the accused beyond all reasonable doubt. Hence the

case of complainant creates doubtful and the benefit of doubt goes

in favour of the accused. Hence, accused is entitled for acquittal.

Accordingly, I answer point No.1 in Negative.
                                  24               C.C.No. 25364/2014




       14. POINT NO.2: For the above said reasons, I proceed to

pass the following:



                             ORDER

Acting u/s 255(1) of Cr.P.C., the accused is acquitted of the alleged offence punishable u/s 138 of N.I.Act.

Accused is set at liberty and her bail bond and surety bond shall stand cancelled.

(Dictated to the judgment writer, transcribed and computerized by her, corrected and then pronounced by me in the open court on this the 18th day of March 2015) (NAGARAJEGOWDA.D) XXII Addl. Chief Metropolitan Magistrate, Bangalore City.

*** ANNEXURE Witnesses examined for the Complainant:

PW.1 Smt. N. Sukanya Devi. Witness examined for the accused:
DW.1. Smt. Sheela @ Sheela Suresh.
25 C.C.No. 25364/2014
List of Documents marked for the Complainant: Ex.P1. Cheque Ex.P1(a) Signature of accused Ex.P2. Endorsement.
Ex.P3      Legal notice.
Ex.P4      RPAD Receipt.
Ex.P5      Unserved notice.
Ex.P6.     Complaint.

List of Documents marked for the accused:
-Nil-
XXII ACMM, Bangalore.
26 C.C.No. 25364/2014
18.03.2015 Compt.

Accd.

For Judgment Judgment pronounced in the open court (vide separate order with the following operative portion ORDER Acting u/s 255(1) of Cr.P.C., the accused is acquitted of the alleged offence punishable u/s 138 of N.I.Act.

Accused is set at liberty and her bail bond and surety bond shall stand cancelled.

XXII ACMM, Bangalore.