(4)In sub-section (1), "₹ 200000" shall be substituted for "₹ 20000" in the case of any deposit or loan where—(a)such deposit is repaid to a member by a primary agricultural credit society or a primary co-operative agricultural and rural development bank; or(b)such loan is repaid by a member to a primary agricultural credit society or a primary co-operative agricultural and rural development bank.