Section 44(1)(b) in The Khadi And Village Industries Commission Employees (Pension) Regulations, 1984
(b)If an employee of the Commission dies while in service after completing five years qualifying service, the amount of death-cum retirement grauity shall be equal to 12 times of his emoluments or the amount determined under clause (a), whichever is higher and it shall be paid to his family in the manner indicated in sub-regulation (a) of Regulation 45: