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[Cites 11, Cited by 0]

Bangalore District Court

Sri. T. Chandra Shekaraiah vs Sri. V. Thimmaiah on 16 March, 2022

  IN THE COURT OF THE XII ADDL. CHIEF METROPOLITAN
                MAGISTRATE, BENGALURU


          Dated: This the 16th day of March 2022

     Present     : Sri Siddaramappa Kalyan Rao, B.A., LL.B.,
                   XII Addl. Chief Metropolitan Magistrate,
                   Bengaluru.


                  CC.No.23756 of 2017

COMPLAINANT/S:           Sri. T. Chandra Shekaraiah.,
                         S/o. Late Thammaiah.,
                         R/at. No.231,
                         BHEL Mini Colony,
                         3rd Main, Pipeline,
                         T.Dasarahalli,
                         Bengaluru-560 057.

                         (Represented by
                         Sri. G.Ravikumar, Advocate)

                         - Vs -
ACCUSED:                 Sri. V. Thimmaiah,
                         S/o. Late Venkatappa,
                         R/at. No.44, 6th Cross,
                         Balajinagar,
                         Mallathalli Main Road,
                         Bengaluru - 560 056.

                         (Represented by
                         Sri. Adinarayanappa., Advocate)

Offence                   Under Section 138 of Negotiable
                          Instruments Act
Plea of the accused       Pleaded not guilty

Final Order               Convicted

                           ******
                                 2
                                                        CC.No.23756/2017




                     JU DG ME N T

        This complaint is filed under section 200 of Cr.P.C for

the offence punishable under section 138 of Negotiable

Instruments Act. 1881.




        2.   The brief facts of the complainant case is
that:

        Accused is the family friend of complainant, hence, in

view of said relationship, during the first week of January

2016 accused approached the complainant and requested

for hand loan of Rs.4,00,000/- for his dire necessities.

Hence, upon request of accused, complainant paid a sum

of Rs.4,00,000/- by way of cash on 15/01/2016. At the

time of borrowing the said amount, accused has assured to

complainant to repay the entire loan amount in the month

of December 2016.         When complainant demanded to

accused for repayment of amount in the month of

December 2016, accused requested time till June 2017 on

the ground of demonetization. Finally, accused issued a

post dated cheque bearing No:711705 dated 29/06/2017
                                3
                                                          CC.No.23756/2017



for a sum of Rs.4,00,000/- drawn on Corporation Bank,

Mahalakshmi Layout Branch, Bengaluru-86 in favour of

complainant. When the complainant presented the said

cheque     through   his    Banker   State   Bank    of    India,

Yeshwanthpur Branch, Bengaluru, it was dishonoured for

the reasons "Non-CTS cheque RBI stopped these cheques

in 2013 itself only" on 03/07/2017.



     3.    Thereafter, complainant having no other choice

got issued legal notice to the accused on 25/07/2017

through RPAD and it was duly served on the accused on

26/07/2017. The accused has sent an evasive reply notice

on 02/08/2017. Hence, the present complaint is filed on

31/08/2017.



     4. After filing of the complaint, this court has taken

the cognizance of offence under section 138 of N.I Act and

registered a Private complaint. After recording the sworn

statement of the complainant, this court has registered the

criminal   case   against    the   accused   for   the    offence

punishable under Section 138 of Negotiable Instruments
                                4
                                                       CC.No.23756/2017



Act.    Summons issued to the accused.          The accused

appeared through his counsel and enlarged on bail. There

afterwards, plea of accusation was read over and explained

to accused in the language known to him and he pleaded

not guilty and claims to be tried.



       5.   When the case was posted for recording of

statement of the accused under section 313 of Cr.P.C., the

accused has denied the entire incriminating evidence

appearing against him.       The accused is examined as

D.W.1, and got marked 7 documents in support of his

defence.


       6.   In order to prove the case, the complainant is

examined as PW-1 and got marked the documents from

Ex.P.1 to Ex.P.14.



       7. It is the specific defence of the accused that prior

to 2015 accused and complainant were cordial and

complainant was frequently visiting to the house of

accused for some work. At that time without knowledge of
                              5
                                                    CC.No.23756/2017



complainant, accused has taken the cheque from accused

house.    The complainant contested GP Election during

2015 at native village and there was verbal clash between

the accused and complainant, from then, accused has

stopped visiting complainant house. It is the further

defence of the accused that accused has no knowledge with

regard to possession of Ex.P.1 cheque till notice is issued

to accused on 25/07/2017.        There is no any monetary

transaction with the complainant. Hence, for discharge of

debt, accused has not issued Ex.P.1 cheque.     Hence, on

the above said grounds prays to dismiss the complaint.



     8.   Heard both sides. The counsel for complainant

and accused has filed memo along with citations. Perused

the entire oral and documentary evidence placed on record.


     9. The following points arose for my consideration:

          1. Whether the complainant proves that
             there is existence of legally recoverable
             debt as stated in the complaint?

          2. If so, whether the complainant proves
             that Ex.P.1 cheque is issued towards
                                6
                                                    CC.No.23756/2017



             discharge of legally recoverable debt by
             the accused?

           3. Whether the complainant proves that
              the accused has committed an offence
              under Section 138 of Negotiable
              Instruments Act?

           4. What order?



     10. My findings to the above points are as under:

           Point No.1 :      In the Affirmative;
           Point No.2 :      In the Affirmative;
           Point No.3 :      In the Affirmative;
           Point No 4 :      As per final order,
                             for the following:

                       REA S ON S

POINTS NO.1 AND 2:

     11.   These points are taken together for common

discussion in order to avoid repetition of facts.



     12. It is the specific case of the complainant that

accused is the family friend of complainant and hence, in

view of above said relationship accused approached the

complainant during the first week of January 2016 seeking
                                       7
                                                                CC.No.23756/2017



hand loan of Rs.4,00,000/- for his necessities. Hence, in

view of the request made by the accused, complainant paid

a sum of Rs.4,00,000/- to                 accused by way of cash on

15/01/2016. At the time of borrowing the said amount,

accused has assured to complainant to repay the entire

loan amount in the month of December 2016.                      When

complainant demanded to accused for repayment of

amount      in    the   month     of       December   2016,   accused

requested        time   till   June       2017   on   the   ground   of

demonetization. Finally, accused issued Ex.P.1 cheque

bearing No:711705 dated 29/06/2017 for a sum of

Rs.4,00,000/- drawn on Corporation Bank, Mahalakshmi

Layout Branch, Bengaluru-86 in favour of complainant.

When the complainant presented the said cheque through

his Banker State Bank of India, Yeshwanthpur Branch,

Bengaluru, it was dishonoured for the reasons "Non-CTS

cheque RBI stopped these cheques in 2013 itself only" on

03/07/2017 as per Ex.P.1(b).



     13. To substantiate the above said contention, the
                               8
                                                         CC.No.23756/2017



complainant is examined as PW-1 and has marked the

documents from Ex.P.1 to Ex.P.14.


     Ex.P.1 is the account payee cheque of Corporation

Bank,   Mahalaxmi    Layout       Branch,    Bengaluru   dated

29/06/2017     bearing   No:711705          for   a   sum     of

Rs.4,00,000/- issued to T.Chandra Shekaraiah i.e., the

complainant and it is issued by accused. Ex.P.1(a) is the

signature of the accused.          Ex.P.1(b) is the cheque

endorsement on Ex.P.1 cheque mentioning that the above

said cheque is came to be dishonoured for the reasons

"Non-CTS cheque RBI stopped these cheques in 2013 itself

only" on 03/07/2017.     Ex.P.2 is the office copy of legal

notice issued to accused dated 25/07/2017. Ex.P.3 is the

Postal receipt dated 25/07/2017.         Ex.P.4 is the Postal

acknowledgement dated 26/07/2017. Ex.P.5 is the reply

notice issued to complainant counsel dated 02/08/2017.

Ex.P.6 to Ex.P.10 are the statement of account standing in

the name of Yashaswini Traders from 01/04/2015 to

31/12/2015, 01/01/2016 to 29/02/2016, 01/03/2016 to

05/04/2016,     01/03/2016          to      27/04/2017      and
                               9
                                                             CC.No.23756/2017



01/07/2016     to    23/09/2016.      Ex.P.11    is    the     VAT

Registration certificate standing in the name of Yeshaswini

Traders   dated     30/03/2007.    Ex.P.12      is    the    Lease

agreement     dated     05/01/2015.      Ex.P.13        is      the

vakalathnama and Ex.P.13(a) is the signature of the

accused. Ex.P.14 is the plea dated 07/02/2018 and

Ex.P.14(a) is the signature of the accused.



     14. On the other hand, accused is examined as

D.W.1 and got marked Ex.D.1 to Ex.D.7 documents.


     Ex.D.1 is the salary slip issued by BBMP for the

month of August 2021 standing in the name of accused

Thimmaiah.V. where he is drawing a salary of Rs.91,683/-.

Ex.D.2 is the salary slip issued by BBMP for the month of

July 2021 standing in the name of accused Thimmaiah.V.

where he is drawing a salary of Rs.81,344/-. Ex.D.3 is the

loan sanction communication letter issued to accused by

Can Fin Homes Ltd where an amount of Rs.25,00,000/- is

sanctioned in favour of accused. Ex.D.4 is the RTC extract

of land bearing Sy.No:27 of Bhaktarahalli Village for the
                              10
                                                   CC.No.23756/2017



year 2021-22 measuring to the extent of 63.39 acres

standing in the name of Gomal. Ex.D.5 is the RTC extract

of land bearing Sy.No:23 of Mallegowdanahalli standing in

the name of Narayanamma W/o. Venkatappa measuring to

the extent of 4.20 guntas.   Ex.D.6 is the RTC extract of

land bearing Sy.No:22 of Bhaktarahalli measuring to the

extent of 15 acres and 2 guntas standing in the name of

Venkatappa.    Ex.D.7 is the RTC extract of land bearing

Sy.No:15/1A of Bhakarahalli measuring to the extent of 3

acres and 18 guntas standing in the name of Venkatappa.



     15.   To substantiate the above said contention,

complainant is examined as PW-1 and he has reiterated

the complaint averments in his affidavit evidence and he

during his cross-examination has deposed stating that he

is a B.Com degree holder and he is doing Rice wholesale

business from the last 12 years at APMC Market Yard,

Yeshwanthpur and he is the permanent resident of

Bhaktarahalli village and accused is the resident his

adjoining village. He has further deposed that accused is

childhood friend of complainant. He further deposed that
                               11
                                                    CC.No.23756/2017



he is running business in the name of Yashaswini Traders,

APMC Market Yard, Yeshwanthpur. He has denied to the

suggestion that the alleged transaction has not taken place

with accused, hence it is not shown in the IT returns.

Further, he has also denied to the suggestion that

complainant is not having financial capacity to pay an

amount   of   Rs.4,00,000/-    to   accused.   Further,   to

substantiate the above said contention, among all the

documents which have been produced by the complainant

from Ex.P.1 to Ex.P.14, on close scrutiny of Ex.P.6 to

Ex.P.10 which are the statement of account of State Bank

of India, Dasarahalli Branch, Bengaluru standing in the

name of Yashaswini Traders which is owned by the

complainant, who is the Proprietor of the said Traders, it

reveals that as per Ex.P.7 the complainant is having more

than Rs.20,00,000/- in his account as on 29/02/2016 and

in the present case it has been specifically pleaded by the

complainant that he has lent an amount of Rs.4,00,000/-

to the accused on 15/01/2016. This itself goes to show

that the complainant was having the above said amount

with him as per Ex.P.7 statement of account.
                               12
                                                         CC.No.23756/2017



     16.   Further,   on   perusal   of   Ex.P.6   to   Ex.P.10

statement of account, it reveals that the financial capacity

of the complainant is healthy. He further denied to the

suggestion that no financial transaction took place with

accused. He has also denied to the suggestion that the

signature of the accused is not appearing at Ex.P.1(a). He

has also denied to the suggestion that the accused is not

entitled to pay an amount of Rs.4,00,000/- in favour of

complainant.     Further, this court has referred Ex.P.1

cheque and Ex.P.13 and Ex.P.14 Vakalathnama and Plea

and memo of instructions to the Hand Writing Expert

opinion.   The Hand Writing Expert has opined that the

signatures marked at Ex.P.1(a)       and in comparison with

admitted signatures marked as S1 to S5 is not expressed

since executions do not afford sufficient identification data.

That means even the expert is also not able to say whether

there is any similarity with the signature appearing at

Ex.P.1(a) and at S1 to S5. Hence, to fix the authorship on

Ex.P.1(a), even the expert has also failed.        Under such

circumstances, this court has to give a finding. However, in

the present case it is not in dispute that Ex.P.1 cheque is
                              13
                                                     CC.No.23756/2017



belonging to the accused and it has been admitted by the

accused during his cross-examination. The only contention

taken by the accused is that his signature is not appearing

at Ex.P.1(a). However, he has not given any explanation as

to why Ex.P.1 cheque has come into the custody of the

complainant and he has taken a defence stating that since

accused was the close friend of the complainant and when

he was visiting to the house of the complainant for some

work, at that time accused has taken Ex.P.1 cheque from

the complainant house and he has filled according to his

convenience and has filed a false case.      If that is the

defence of the accused, then at least he could have taken

some steps such as lodging of complaint to the Police

station or else by giving representation before the Bank for

stopping the payment of Ex.P.1 cheque.



     17.     However, to    substantiate   the above   said

contention, the accused who is examined as D.W.1, he has

marked documents from Ex.D.1 to Ex.D.7 and none of the

documents are produced before the court showing that

accused has given representation to the Bank for stop
                              14
                                                     CC.No.23756/2017



payment or else not to honour Ex.P.1 cheque. Ex.D.1 to

Ex.D.7 are the salary slips, loan sanction communication

letter and RTC Extracts and the above said documents

does not come to the aid of the accused to substantiate the

above said defence of the accused that the complainant

has taken Ex.P.1 cheque.     Further, in view of the non-

giving of any proper explanation by the accused as to how

Ex.P.1 cheque has gone to the custody of the complainant,

the above said contention taken by the accused that

complainant has taken Ex.P.1 cheque cannot be believed

by this court only for the simple reason that he has not

produced any single iota of documentary evidence to show

that complainant has taken away Ex.P.1 cheque which was

kept in the house of the complainant and also in view of

the Expert also giving the opinion that he has failed to fix

the authorship as to who has signed on Ex.P.1 cheque,

even the expert has failed. However, on close scrutiny of

Ex.P.1(a) and other writings on Ex.P.1 cheque, it appears

to be of the same hand writing. Though the evidence of the

complainant has been rebutted by cross-examining PW-1

and also by leading defence evidence, the above said
                                  15
                                                         CC.No.23756/2017



defence evidence is not convincing, trustworthy and

believable.   On the other hand, the complaint averments

clubbed with the oral and documentary evidence produced

by the complainant, it reveals that Ex.P.1 cheque has been

issued by the accused towards discharge of debt is

convincing, believable and trustworthy.           Under such

circumstances the above said debt which has been

obtained by the accused is a legally enforceable debt and

moreover the accused also admits that Ex.P.1 cheque

belongs to his account.          Hence, the complainant has

proved that Ex.P.1 cheque is issued by accused in favour of

complainant for discharge of debt or liability and it is a

legally enforceable debt.        Hence, in view of my above

discussion, I answer Point No.1 and 2 in the "Affirmative".


      18. The learned counsel for accused has relied upon

the following citations:-

(i) Copy of the order passed in Crl.L.P.No:51/2017 of
Hon'ble    High   Court     of    Delhi   in   M/s.   Ceasefire
Industries Ltd V/s. State and others.

          The evidence was led by the complainant by
          examining its authorized representative
                              16
                                                      CC.No.23756/2017



        Mr.D.N.Raju (PW-1).      The complainant
        having rested its case in both the matters
        after the said evidence, statements of the
        respondents were received under Section
        313 read with Section 281 Cr.P.C and,
        thereafter, the Metroplitan Magistrate by
        similar Judgments rendered on 03.11.2016
        pronounced acquittal.

        6. In the opinion of this court, the view taken
        by the Metropolitan Magistrate in the two
        complaint cases cannot be faulted. The
        provision contained in Section 138 of the N.I.
        Act makes it clear that it is not every return
        of a cheque unpaid which leads to
        prosecution of an offence under the said
        provision of law. For such purposes, the
        cheque must have been returned "unpaid"
        either because the amount of money
        standing to the credit of that account is
        insufficient to honour the cheque or that it
        exceeds the amount arranged to be paid
        from that account by an agreement made
        with the bank.

        7. The bank which returned the cheques
        unpaid had made it clear that the accounts
        had been blocked. It is clear that the
        complainant itself was aware that the
        accounts had been frozen in terms of
        directions by some statutory authority. In
        these circumstances, the reasons for return
        of the cheques unpaid being not what is
        envisaged in Section 138 of the N.I. Act, these
        petitions are devoid of merit and, therefore,
        dismissed.


The above said citation does not apply to the facts of the

present case since the above said citation is with regard to
                             17
                                                   CC.No.23756/2017



account blocked, whereas as per Ex.P.1 cheque, the above

said Ex.P.1 cheque has been dishonoured for the reasons

"Non-CTS cheque RBI stopped these cheques in 2013 itself

only"


(ii) Copy of Judgment passed by Hon'ble High Court of
Karnataka in Criminal Appeal No.128 of 2013 in Smt.
Deepa V/s. Smt. N. Sudha.


        7. Taking into consideration this material
        on record in view of the defence raised in
        Ex.D4, though there is no specific
        contention in the reply notice regarding the
        merger of Muscat bank and centurion bank
        with HDFC, as on the date of reply it may
        be that the respondent is unaware of the
        fact. On presentation of the complaint that
        defence was taken in the cross examination
        after getting the document at Ex.D6.
        Therefore, the mere absence of this defence
        in the reply notice has no bearing on the
        case.


The above said citation does not apply to the facts of the

present case.   The above said case is with regard to the

reply notice. However, in the present case Ex- P5 is reply

notice and in the reply notice friendship is admitted by

accused and only contends that there was no necessity of

borrowing of amount by accused, but accused has failed to
                              18
                                                        CC.No.23756/2017



give explanation as to how Ex P1 cheque has come into the

custody of complainant, hence the above said case law also

does not apply to the facts of the present case.



(iii) ILR 2008 KAR 5175 in H.R.Halappa & others V/s.

H.Devaraju.


          ON FACTS, HELD, As the plaintiff was
          not possessing any valid licence as
          required under the Act, Section 11 of the
          said Act comes into operation and the
          said Section provides that, after the
          expiry of six months from the date of
          coming into force of the said Act, no court
          shall pass decree in favour of a money-
          lender in any suit to which the Act
          applies unless the court is satisfied that
          at the time the loan or any part of it was
          advanced, the money lender held a valid
          licence. As the plaintiff did not possess a
          valid licence as required under section 11
          of the Act, the Trial Court could not have
          decreed the suit of the plaintff -
          Judgment and decree of the Lower
          Appellate Court is justified.


The above said citation also does not apply to the facts of

the present case, since in the above said citation, the

accused has not taken defence with regard to the

complainant not having a valid license under Section 11 of
                              19
                                                        CC.No.23756/2017



Money Lenders Act. No such defence is taken by accused

in this case. Hence, the above said citation does not come

to the aid of the accused.


(iv) (2013) 3 Supreme Court Cases 86 in Vijay V/s.
Laxman and another.


        Respondent's version also believed that
         there was altercation between appellant's
         father and respondent one day prior to
         date of presentation of cheque, and whole
         exercise relating to dishonour of cheque
         was to wreck vengence against respondent
         instead of utilising cheque in a business
         like manner - Held, respondent-accused by
         offering a plausible explanation in the face
         of unusual facts pleaded by appellant, was
         able to displace presumption against him -
         Hence acquittal of respondent-accused,
         confirmed.

          Debt, Financial and Monetary Laws -
          Negotiable Instruments Act, 1881 - Ss.
          118(a) and 139 - Comparative degree of
          onus of proof on complainant and drawer
          of cheque - Reiterated, per Thakur.J.
          (Supplimenting), standard of proof required
          for rebutting the presumption under
          Ss.118 and 139 of the NI Act is not as high
          as that required of the prosecution and is
          rebuttable on the preponderance of
          probabilities - Evidence Act, 1872 - Ss.4
          and 114 - Rebuttal of presumptions by
          accused - standard of proof.
                                 20
                                                     CC.No.23756/2017



The above said citation does not apply to the facts of the

present case, though the case of the complainant has been

rebutted by cross-examining PW-1 and also by leading

defence evidence, but it is not convincing and trustworthy

and on perusal of the cross-examination, it reveals that the

accused has issued Ex.P.1 cheque for discharge of debt

which has been obtained by him for the financial

necessities of the accused.



     19. The learned counsel for complainant has relied

upon the following citation:-


(i) 2010 (1) Crimes 394 (Del). of Hon'ble Delhi High
Court in Ashok Kumar V/s. Gulshan Kumar.


       "(ii) Negotiable Instruments Act, 1881 -
       Section 138 - Judgment of acquittal -
       Sustainability - Dishonoure of cheque
       established - Defence of accused that
       cheques were stolen - No stop-payment
       notice given to bank - No complaint filed
       with the police - Statutory presumption
       against the accused - Onus did not shift to
       appellants judgments of acquittal passed
       by the trial court set aside".
                             21
                                                        CC.No.23756/2017



The above said citation rightly applies to the facts of the

present case. Though the counsel for accused has taken a

defence that Ex.P.1 cheque has been taken by the accused

when he has come to the house of the complainant, he

came to know only after issuance of notice by the

complainant.    However, to substantiate the above said

contention that soon after loss of cheque by the accused,

he could have given representation to the bank for stop

payment or else he could have lodged a complaint against

the complainant with regard to taking of the cheque by the

complainant, but no steps are taken by the accused and

the above said defence taken by the accused is without any

documentary evidence.



POINT No.3:-

     20. It is the specific contention of the complainant

that accused is known to complainant and hence out of the

said friendship, accused approached the complainant

during the first week of January 2016 for hand loan of

Rs.4,00,000/-   to   meet   his   dire   necessities.     The
                                     22
                                                            CC.No.23756/2017



complainant has paid the said amount to the accused by

way of cash on 15/01/2016. In discharge of the said debt,

the accused issued a post dated cheque bearing No:711705

dated 29/06/2017 for a sum of Rs.4,00,000/- drawn on

Corporation Bank, Mahalaxmi Layout Branch, Bengaluru.

When the complainant presented the said cheque through

his Banker State Bank of India, Yeshwanthpur Branch,

Bengaluru, the said cheque was dishonoured for the

reasons "Non-CTS cheque RBI stopped these cheques in

2013   itself   only"    on    03/07/2017    as   per   Ex.P.1(b).

Thereafter, complainant issued legal notice to the accused

on 25/07/2017 as per Ex.P.2 and it was sent through

RPAD as per Ex.P.4 postal receipt and the said notice was

duly served on the accused on 26/07/2017 as per Ex.P.4

Postal acknowledgement. Ex.P.5 is the reply notice issued

by   the   accused      to    the   complainant   counsel   dated

02/08/2017.        Thereafter, the accused has not paid the

cheque amount. Hence, the present complaint is filed on

31/08/2017.
                             23
                                                     CC.No.23756/2017



     21. In this regard, it is relevant to peruse Section

138 of the Negotiable Instrument Act, which reads as

under:-

      "Dishonour of cheque for insufficiency,
     etc., of funds in the account.--Where any
     cheque      drawn   by    a    person    on    an
     account maintained by him with a banker for
     payment of any amount of money to another
     person from out of that account for           the
     discharge, in whole or in part, of any
     debt or other liability, is returned by the bank
     unpaid, either because of the amount            of
     money standing to the credit of that
     account is insufficient to honour the cheque or
     that it exceeds the amount arranged to be paid
     from that account by an agreement made with
     that bank, such person shall be deemed
     to     have committed an offence and shall,
     without prejudice to any other provision        of
     this Act, be punished with imprisonment
     for      [a term which may be extended to two
     years], or with fine which may extend to twice
     the amount of the cheque, or with both:



     22. Provided that nothing contained in this section
shall apply unless--

          a)       the cheque has been presented to the
                   bank within a period of six months
                   from the date on which it is drawn or
                   within the period of its validity,
                   whichever is earlier;

          b)       the payee or the holder in due course of
                   the cheque, as the case may be, makes
                                 24
                                                        CC.No.23756/2017



                      a demand for the payment of the said
                      amount of money by giving a notice; in
                      writing, to the drawer of the cheque,
                      [within thirty days] of the receipt of
                      information by him from the bank
                      regarding the return of the cheque as
                      unpaid; and

             c)       the drawer of such cheque fails to
                      make the payment of the said amount
                      of money to the payee or, as the case
                      may be, to the holder in due course of
                      the cheque, within fifteen days of the
                      receipt of the said notice.



      23. Explanation.--For the purposes of this section,

"debt of other liability" means a legally enforceable debt or

other liability.



      24. On going through the said provision of law, it is

clear that in order to establish and to prove the fact that

the accused has committed an offence under section 138

of    N.I.Act,     the essential requirements i.e., legally

recoverable debt, issuance of the cheque, presentation of

the   said   cheque    within    the   stipulated   period   for

encashment, the dishonour of the said cheque and the

issuance of the legal notice within the stipulated period
                                 25
                                                           CC.No.23756/2017



calling upon the accused in making         the     payment      of

the    said      cheque    amount    is   within the stipulated

period are to be proved by the complainant.



       25. On going through the facts and circumstances of

the case, it is clear that the accused has issued Ex.P.1

cheque bearing No:711705 dated 29/06/2017 for a sum of

Rs.4,00,000/- but the said cheque is dishonoured for the

reasons "Non-CTS cheque RBI stopped these cheques in

2013    itself   only"    on   03/07/2017.       Thereafter,   the

complainant has issued legal notice through his advocate

as per Ex.P.2 on 25/07/2017 and the said notice is sent to

the accused as per Ex.P.3 postal receipt and the said

notice is duly served on the accused on 26/07/2017 as per

Ex.P.4 Postal acknowledgement. The evidence placed on

record shows the failure of the accused to pay the above

said cheque amount within stipulated period as per section

138(c) of the Act. The present complaint has been filed on

31/08/2017 which is well within the period of limitation.

In view of this, the complainant has satisfied the entire

requirements of section 138 of N.I.Act.
                                 26
                                                                 CC.No.23756/2017




        26. On   going      through       the   entire    oral     and

documentary      evidence    and     as    observed      supra,     the

complainant has proved the existence of legally recoverable

debt and issuance of cheque towards discharge of the said

debt and also issuance of the legal notice within stipulated

period and the failure of the accused to make payment of

the said cheque amount within stipulated period. Under

such circumstances, I hold that the complainant has

clearly proved the existence of legally recoverable debt and

also the issuance of cheque towards the discharge of said

debt.



        27. When the complainant proved that accused has

issued Ex.P.1 cheque towards discharge of his liability and

is liable to pay the money as provided U/Sec.138 of N.I.Act.

The accused can be punishable with imprisonment for a

term which may be extended upto 2 years or with fine

which may be extended to twice the amount of the cheque

or with both. The accused is liable to pay the cheque

amount of Rs.4,00,000/- in discharge of his liability in
                                27
                                                             CC.No.23756/2017



favour of complainant.        Hence in view of my above

discussion, I answer Point No.3 in "Affirmative".



POINT No.4:-

     28. In the result I proceed to pass the following:

                              ORDER

Acting under Section 255(2) of Cr.P.C., the accused is hereby convicted for the offence punishable under Section 138 of N.I. Act.

Accused is sentenced to pay a fine of Rs.4,00,000/- (Rupees Four Lakhs Only) for the offence punishable under Section 138 of N.I. Act. The same shall be paid by the accused within a period of 30 days from the date of this order.

Out of the said fine amount, a sum of Rs.3,90,000/- (Rupees Three Lakh Ninety Thousand Only) has been awarded to the complainant as compensation under Section 357 of Cr.P.C.

In default of payment of fine amount, the accused shall undergo simple imprisonment for 6 (Six) months.

28

CC.No.23756/2017 The rest of Rs.10,000/- (Rupees Ten Thousand Only) is ordered to be adjusted to the State as fine.

                     The        cash        surety   amount       of
              Rs.4,000/-        already       deposited   by    the

accused on 07/02/2018 is forfeited to the State.

Office is directed to supply copy of Judgment to the accused free of cost forthwith.

(Dictated to the Stenographer on computer, print out taken by her is verified, corrected and then Pronounced by me in the Open Court on this the 16th day of March 2022).

(Siddaramappa Kalyan Rao) XII Addl. Chief Metropolitan Magistrate, Bengaluru City.

AN NE XU RE List of witnesses examined on behalf of the complainant:

PW.1 : Sri. T. Chandra Shekaraiah.
List of documents exhibited on behalf of the complainant:
Ex.P.1                      :      Cheque.
Ex.P.1(a)                   :      Signature of the accused.
                               29
                                                       CC.No.23756/2017



Ex.P.1(b)               :     Endorsement on the back side
                              of the cheque.
Ex.P.2                  :     Legal notice.
Ex.P.3                  :     Postal receipt.
Ex.P.4                  :     Postal acknowledgement
Ex.P.5                  :     Reply notice.
Ex.P.6 to Ex.P.10       :     Statement of accounts.
Ex.P.11                 :     VAT Registration certificate.
Ex.P.12                 :     Lease agreement.
Ex.P.13                 :     Vakalathnama.
Ex.P.13(a)              :     Signature of the accused.
Ex.P.14                 :     Plea.
Ex.P.14(a)              :     Signature of the accused.


List of witnesses examined on behalf of the accused :
DW.1 : Sri. V. Thimmaiah.
List of documents exhibited on behalf of the accused :
Ex.D.1 and Ex.D.2 : Salary slips of the accused of August 2021 and July 2021. Ex.D.3 : Loan sanction letter. Ex.D.4 to Ex.D.7 : RTC extracts of the accused.
XII Addl. Chief Metropolitan Magistrate, Bengaluru City.
30
CC.No.23756/2017 Date:16/03/2022 Complainant - RCR Accused - A Judgment Judgment pronounced in the open court vide separate order) ORDER Acting under Section 255(2) of Cr.P.C., the accused is hereby convicted for the offence punishable under Section 138 of N.I. Act.

Accused is sentenced to pay a fine of Rs.4,00,000/- (Rupees Four Lakhs Only) for the offence punishable under Section 31 CC.No.23756/2017 138 of N.I. Act. The same shall be paid by the accused within a period of 30 days from the date of this order.

Out of the said fine amount, a sum of Rs.3,90,000/- (Rupees Three Lakh Ninety Thousand Only) has been awarded to the complainant as compensation under Section 357 of Cr.P.C.

In default of payment of fine amount, the accused shall undergo simple imprisonment for 6 (Six) months.

The rest of Rs.10,000/- (Rupees Ten Thousand Only) is ordered to be adjusted to the State as fine.

       The    cash        surety    amount      of
Rs.4,000/-     already       deposited   by    the

accused on 07/02/2018 is forfeited to the State.

Office is directed to supply copy of Judgment to the accused free of cost forthwith.

XII A.C.M.M., Bengaluru.