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Karnataka High Court

National Insurance Co Ltd vs C Yadhukumar on 4 February, 2011

Author: B.Sreenivase Gowda

Bench: B.Sreenivase Gowda

IN THE I-IEGE-1 CIGURT OF' KARNATAKA AT BANGALORE

DATEI) TZHIS T}-{E 04W DAY OF FEBRUARY. 2<}1j

BEFGRE

'I.'HE 1--ION'BLE MR.JUSTICE B.s:?e}3E:1wf1vé;S E' 't%f{Q§E'§3_A 

M.F.A. N0.5670/200?%%'V[MV*(:}%%%  

M.F.A. NO. 1 1722L'/'.2007 " 

IN M.F.A. N05670/2oo*:2' .;(m'--é*)§

B'EITVV.F3 EN

NATIONAL INSLERANCTZ CO- LTf)'" §
S1'.MAF<KS' :aQ;;»m.  :>._0--.II1 ' 
'1"'1~iROUGH_ YES' RE:g;:QN;r31;~« QF1a*:'_cE;,
NO' 1 44';~1sLr4E31=1.am;I»a. <:.Qi\.m;E,><;
M . G. ROAD, BAN GA:-_\oR:a:-«:.56«9'001
REP BY ITS=i)B313U'£TY 3:v_1A:\{,¢;G£«:I~2
Em.z;aR:3§+:NA Magi':-»1Y*

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.. 55 ;'<'--:;_ i,A'.I'1~*-3 L €=m1»§.Kzx:A.r»~3
* 7R,f_O.«'T'€®.285. 51?: CROSS

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{BY SRE C?'£§xNI}§€AS«I'iE}{AI{ R1 AIR--'. FOR M/ S. LA\-7*Ft"E:RS
NETY}

THIS .I\/EFA FILED UES 1'?3{1) OF' .l\«'i"v' ACT' 
'§}'iii JUDGEVEEENT AND A\:\r'ARD f3A.'.I'{iD:22f 

PASSEIID EN Ft-"i\:"C l'€O.2¢1»E38f2{3(}5 ON "§'}*1EI F'ILE O§?"~TI~'!~j£EZ___§g'XFI_A' 
ADDL. JUDCEE, MFJMBEIR, MACK', ME7F'ROPOLF£AN _AE{EEA".""-T '

BANGAL€)R:E, {sec}-144), AWARDING COMf?E.§§€S5\TEQN' QB'-«

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PA, F-'ROM 'rIa1£:1)A':*I': OF }>z:'mf:0N:j1';L:,A§<;aA;.1:;;xT§@.§L__ " ' _ I

IN M.§1A. NO.1_."£?'22f2007 (mic)

B BTW P; EN

SR} C YADHUKUMAR V
33 YEARS   '
S,/O LATE L c1;£:}<~}§;-312x}-1; _. V   
R/AT NCL285, 150  Rom). Sim CRGSS
PRAMODH E410L§3iN'(}I._LA'{§3_U'?£',_ _  ' '
NAYANDANAir§A-'£..i1'V«;V '   ._  
MYSO RE "'Rx:>.A%1f:, B}éj3§§'GAJ,g{}RE: "-  V  

 _   1.  --  APPELLANT

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3.J.Kra:sHNAJ:_'mcs§ A£)VS. FOR Mg/S, MWYERS mm

         

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Miiik E'ILE',}fi} LL18 "§173(§} GE?' MV AC'? A£§A§NS"FV-"§_E"{ E
31} DGMEI'€'i' ANII} é'C\;'\-';'3,.RI} IT}A'I'E£EI}: 22.12.2006 PASEQED 

  

E'v'IK?'C NO. 2498,39.-005 ON 'I"§~1E1 E31,,-{ii OF' 'E"I~'IIT   L.-.,
JUI.}C}i%Z§ COUWE' OF SMALL CEXUSES. M.E:ME3E:iR;' ' '«f1?i:'--X,_(Z'ET, 

ME%3'I'ROE¥'C}£.1'.1"iAN A£2£«:;x. 1a3;xNGm,,oI2::: gsc;:}rm,<;:;- : 1 '
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COE\rEP§%ZE;'$SA'F10'N AND SE§E%IKENC3 ' %;m.§;Ic:::zx::;?:.2;~;'1" 

COM E-'EN SAT} ON".

"mE:s:a: APPI-%:AI_.S COM.'!.'iV'G 02%?' $012 0v;2;'£::A:st§2S wig  _

DAY, '1'm«: COURT £}I§LI'\.-'E'R£§[)  :«'c;:1;1J:;~.\:*v.2i1;\T3a;f_f,;;'w..  " 
   A
A5; thescf: appeag  a common
jtidgmeni. ami"fi§¥z1rq:;¢__(2f   ilhCy are heard

t<>gfei;her ai:_C1 :f1_'§.$+:p(>.S§'::d4 i::§ffbjf----*;:his=_<t<:311:1m031 judgmenf;.

27'.  " 4E"<:~1"_  €jtc)"':1v<;%:'1iéstnce§ the parE:i.e5~; are

zxxtferzfcéci t.«:§"~«.:1S*é':h<::y A2,;.V1*%;~*,'«:"~x'L:?3;{'c>,:.°:'s2<"} to in fhfi ciaim ;_;~&*.'€'.it:1ic>::a

" V'  _,?:>ef%:.if~:: 2,?-?1s:£'ribii:'1a;E--;« "

Q' -  3; '  bz*i€:'f f:g::céi.s r.:}f the cizasge;

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A f E':€}%:'§1;<é an hiss mz}E:a:::°z':32'<éEi: ?r.}<::ar§:'1g i'@§§£s;%,r21i..:i_<}:1 Na.

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Ii{A--_£ 1-3839 CE:11'13€ "from beéhimi in 21 reash ;s1_r.1<:i

negiigresni. m21_1:11':e3r etmci €iaShcé(i against, his n1(3t.:3r'<?.3:?c.1<L%-.VV

As 21 rr§:su3.i'., the c:':13.in'121}:1t. :+;L1.:9,t'.ai11<~:<:i injuriesg¥*£er1.§i{:;"hé'-T *

fiied 3. Ciaim pet.i€;:In:m befom  "B21ug211{:1"§:':»és:=:é:ki:1gV..

C(}1'I".1p€'E1S£:1'{Zi()I] of RS.35,Q0,OOA:UV[

awarded him a C0nape11sat.ii5'n:"'of ';V'v}it«h

§.nt.eres€'. at 6% p.21.

4,. Aggzifizved 55,!  q4u'21i:11;L1m«V:flVf C0r11p€nsa.t,ior1

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1\E(;:aE:'>6'7"(Z}«/V'f2';O(V3'7 _S.?§&ki'r1§'-»..fsdu<:tion of compexmatiozz

a.nd *:;h§ t{%i.ajvn":a1i'1t< *.h§€::3 flied MFA N0.1E72f2./200?

 ':~3.eé'i:in§;:j V't;?'{'}lh'£3.I}.€1?€i'1i.f"fi', I",tf'. of Compensation'

 E3. '  jA:§,i Eh€E"f;'r ES :19 <iispu%'.<: ::<3ga;"d§':1g;

 {.>{:£tur'reI:c€ sf 21<:<::idem:., ziegiigemte zsmé Eiabiiiijg 0f the

,,,,4V_A':':"::;sfi,:'€:' 9:" the: <3§f€:1~:"Ei1::g 'w3§1i<';E€. that imiy point. that

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gg,



"wE%:e:{_I'1er the": c::<.>m§:>cr1":sz11:i¢m awarcieci
by the '£"1'i}:J1_.1m';11  j1,:.si' zmd 1'€:as3c>:':ab.1e or

(1063 it 02:11? £331." redL1_{?%i:i:>11 or (3115€iI}(3f;?1"I1{;'f}'1fI?"V."~.._

6, After Ii1(;éar1':1g the learned 

a.ppe.¢;1ri:1g for the p.em':iess and p€rL1sir1g_ 

and award of the T1'ibu:12:1, I 2133": of jiA}f:<§ --TVi'«:=:x§v'---i:_h'3'$,%._'.t:h:3»A

cornperasatiion a.wa.:rd:3d by th-r::. T1'ibU._1'l'E11, £s5:(j'1*:..;i:h.,<:§ 1(::ixI«::*.':' . L

side and it is deserved to be chi'-h 2m..ced¢ "'  

7. This c>1e1in1ant.  'SL1s.i«a:i:1€:fc1__ T{,he "following

21)': " Corfipiimiciv4f'1*21§:"t.':_3r<: medial nmlleoius of left:

'  emkiei-_ A _ 
b) La_rgeV d.cgI.0vi~:ig wound over z1.r11'€ric;:' chest
1 ' "  W21}! _a5§:i_i1::1 §a1";.d Shf}L11Ci€I' Eef: $id<:~.
 E  Deg1ai?""1:;j§«" wotmd ox-'c*:r left: <;*rib0w' with
 '   sixposcéd mt.1sc_:Ie:s
T " Z?".i";egC:'it}j1:'e sf Sfifélptiia ieft.
_    "_"_?'iE3__r12:;:c:L*.'h2'.;e2;} picxuss injury icfi: sgideé
'  E} V. . Fegiiiali. <.iegE<>ving irgfziry <;v<:;" i<:~:§'i: mgm<;§ib§<:/>,
égj}  _ Ear bbuiéi 3:1}? 121'}; wii;;}:. §z:}s5s Sf part: of ear

 *-._"nE."'Ir_:::: irzjzzrizésé s;us,«;i:aim=:d by the {T:§é1iEI}£1§2fI Elffi

 'W--':;:*».?:'§i<~?z'n: §§"{}§E"£ figs': w0:,::1<:.§ <j%eri.ii'i<:22:£,{% E;<;.E?'m?, §iiss<:h:a..:"g.:€

 'V.§2.;>:m":_1.a:"}r §:1x,?'«--é%. :f::<%{E_:::<:t2%E {%<'-,fi:§f'E<:é2§:e:: €Z};',§3--$1

€,}%4E_§ §_}Ei?§fi'§'.£.'§' s3;§§g;:s .%i:>a;§3'--~E L Ezjzéé :*s?i§:;s:'",s:'%i_ Eixi-3» 312:. §:':§;sa?;'.§<%:':§

a". 5,
.. 2



bills ELX.P--14»  15. CT $02111 E7lx.P~2E3, DARE Sctan 

29, X--rays EZx_.P~30_. irases s,;h:2<-3:: EZx.P~3.'3 and szJp';3.<}_:rt,€:i

by (33211 {W-'id€'fI':(?{? of the €:1:g1ima11E'. and <:ic:><::i'€3:<i"; "wh.(:3' : '

€éxa.mir1ed as PW:~;~} emd 2 rc%£§;g§Téc:i:.§V€;é1fgf.  f'W_»2,v--.i.l1é%v..

d0e:*;t0:' who tireateci the <_:121ir:t13.}'1:'{:'.__I:1}>,2_-§:~A.  i'h21i. f:hé'~.

ctiainmnt. xavas e1cimim:cE on 
'Vi?-1'1 an hiSm1'3:' Of J.'(11'T:'\i4""}':'V:  tigvfi-3:1'at.ioz'1
on 23.02_2005 1'or   of ieft ankle
and the:   :~3<::'rew and
"'0u1'*dSfaL§§;iiV1'a and elbow were
dcb1'id:§:d,__fz1{:§éVVV$11tz1red and ear wound
was déT:e«r;:c}e=:d  was-2. d0r1<:*.. He L1:1de:nVem;

a:1(}fi',her n1 fa1j§:§rV{:>pe:*;;1t:ié:$n an 24.92.2005 and, wounds;

4, ,.,_,0Vm9':(:1;§2farx<% d 21I"£(i""C:'§b(f)X&' were cmxercd by 3km g;r:~>.fting

'3%£;Li..§"{;v§j <;%a ;7. E:{>:1*s:'<::rse 1"€iVC":I'S€ flap wen; dc)m: fie xaras

"'a".*,§2i1fV:1'«;VV?é?%v£1_c£:if;1§;'iii.é:{i 0:": 23.66.2865 dnlfizig vafhicih ha

:4;IKE-é;t:°w%:€:'1?:«*"§3121sE;i<t: s§urg;::::"}r €113»? 'rig§uii 821%' imriixgg whidi

 ;;f€?€:&1ss€%~--* E}? {E{}§§V€E°:~'.§§:*: r€v<?:°s;::: %i'.:_.2:'1:":£:i and <:§e::>5:a::::r<3 <3?

Q' .E":':;:E.§§_%?afi '§'§a;'}5;  <i<:}:':.:2 2'5x:'*:{,'§ a§s;~.;<,: T:'€;?§E'"§{T}i;'£%;§ £2? aatriéw §1°{i;§::



«$2:

7
1

1<:=:f'£, a..:1k1e was d()E'1f;?. Furtheitx". E3*W~2, sitaicd that dm:
to the e1be:>\=-'9 said i:1ju:'i€<s and f1"s.{:i:L,1res, the <:121.i;n.21:1.t_

is szifftéring from paizl and stii"fm3ss over Ifift: sh:;ru.1_C1€1'

emd E€:*:ft. sxiila. pain and sxmiling ox-"€%r left  
and siiifinezss {war Eeft eibow. "xx-'e21km3ss {if-._l€%fiis'V.sh'af1sCE
with ina.bi1iE§; to iift weights L1sir1§,>;..é€::ft. ha-i:1CI,"  V
of ieft: thumb with r€3.su1tam:7..1d_iffi£;i1£i,§5' iii'- .A

vehictle, difficuity to use thsiaf hands'-..f0r w<:)rks 

difficult: to operate: {?L"3II1;_)i,I"{i(31*v._!§17:{Ti,(I1 fcai" fi§_'1fVE:"i,'$E.j:1.'1V!g::VV€j'!{:.:)!E€Vbt'Sg

$111? or Walk longer' ciistancfi __fa;1VV*1'ci:_ squat:f:i1*1«gva11dE sitting

crass :1_<2g§{:sd, "i'r;s.s"~sf'*.sé17;_ss.t;icm over liaft hand. He

assessed '*t1f1<:: cE£Vs2115£V1'it§,:*:""§3i1<'430% is the left. 1<:»wcr Eimb,

 60%.§§sft§'~upps.:"'Eissb  is 45% is this whsie b{)<:Ey*,

._8.._*.j{Zfs':1_sidsring the r1za.*:.ure of izzjzxries,

Ris7.?'€}§G{}3€}'?V-3%} }ia;ivs.rCi{éd by {ha-: T :"°i§:;2z.2:121§ fi:.swa3*<is 'pain
'V_21E1<§ sa.:f:f::§rin.g' is an USES Eowtzér side ans ii; is dessrvsd is
 " f£.és§121:2;<?:sé{§: ':33; Rs,:':%€},{%{){}g' M smi 1% aw:/}s"'{£

  Rs9E§Q§§§§flf~ §.."::'§_{.is§* {his htfzsgé.



Q. 'I'Er1€ <':12>.1im2u'1i. E12153 pxnducfted meciicai biiis

£01" R53. 1.38.928/--. "1'he: Tribzmai wit:ho1.1%. m)t,i«::ir1g_._t:hat.

thcz-é ctlaimémi. wags; 1"<:im"b'L1:'sed 21 $511111 01'  1 

from his €:II1pE0y<:tr as admiU;',€:d by himself  t.hé:v ::-:x}t>SS'T V'

~::X21mi13a¥.icm. has awarded a ,',%§L>i>i'i1"' of  1AT.'E«??"'.D'0Q/VL¥--V'

{awards 'mfidittal expeizfssesgs'. C(}fiS.id€Fiflg3f",h€' sé1Iné'~_

and aft.<:~:r decimtéting   ESV

1"eiIr1bL1rs3ed to the (:§é:§§1<3_21r1"i: f:f{)m,_his-.§:mp10§rér, 21 sum
of Rs.97,000/- _is a1wva.rci'€:d 'i*<V)_\:L{3.':'é;;i':~,:V"1i1;3.c:1'ic:ai expenses-:.'

as against  1.  : é§.w$i1*déd'  the Tribunai.
EU.  treairsd as inpatient. for re:

pfificd af 2": _1<i2zj_§.:-5 in Eifijzxshéékzxi" Hs:>s_pit2>.1, Bangalare.

€3<§:1Sir3'£:rif:A52; t4heVV§i€:érai4ioI§ of t.re:.21t.me:m';;, Rs.20,00()/«w

 ;w;%;1:?{}€%(:i--A  the Tribunal i:1§)\>ve1.1°c:1ss '§11<:idé:%ntai

e§s.{';f::-€:1s$%::é§. ~':-suztéi 21$ {§€}E'1"v'Efi},721I1(3€:. 1'301::t'is;hn1em;. and

  éiffzfifliiéiiié. ctizelrgéésg isi; jzxagi. zmci p1'0p€:r and ihsrre ES FIG

' s;<?.¥{:~";>a=t etéiithsér far I°€,<7iz.:é%£:E{3:: £22" €::'1E12ma':€m::=::'1§. :.::1<£e:':' iihia

' §71€iéi€_§.





1.

1. "1"ho:;*; (:i.'¢u'_111aI'1t claims to hgwe: beer: W<):"'.k;ing as am App1i(:at,i0I1 Progr21_n1m:3r zmd e21r:ai_11§g 21"é'§1',iI_i'a_i}1'u RS3.33,400/- per m<m.i:h 2.3.:-3 evi<:1€r1E, fr:?>_1i1u <:€3rti.fi(:at.e EJ;x:.P--22. in s12pp<)rt.:'edf'§1is4 <::>nj£'.£:i5:"t:§._o:1;*-E163 has pI"C}dL1Cf3d Segree (:ertifi(:a1".<%,'.__ 1VE.V_'1"eCh. _C€rtiifi{:afe,"

experienca cr:3rtifi(:at<~:, ET 1'f:i:'L1rns at E1x.P#1.'? 'fiézdvvvavaileci leave? of 2 m0:A1 ths fiom ieave:
certificatc-3    for the
ciaimanf."Vs:1,11:)f;f£%;'ifi;§    was paid salary
for '§s:::1uding the 211ic3wamt€s and other be'm:ffi.:$. 'C{)f;:~5igi§:3*i11g the same and if their 211iew3--;1nC€S is-.é'*--t.;1I;<§:1¢z. irltc) <::c>n5Edera.i'i0r1 fixctiziding 5;é:,i'a::§5; §7{§r~;{,}:1,eé"" :'.:fc~":.em1ze::1t. pexiiod, it is; just. and proper to 2:.fi:21i'C§ :3: A s§E£__:":f£' Of Rs.30,000/»» t%<}w21:"ds 105553 of imrame _»dm'i.I1;gTu§ §€31°'i{)<:i' ass e1ge1im?~;£'; Rs/«£9,600/-- awarded " _' kg}: iihif Tr£b:,::1a1E* E2. {f<::3s%:1e§::1_gg i,E1§: ifiigaéfiiiiy ;<3%;'.r.:2.é<2:i 2;}; éhe V e:§{f3{':'i§{3E" zmii 2m"§,{3z.m%;" af <ii:<::<7:(t:m'§'<3r'§: éifééi 'u_:':_1f:2;g::;;'»i:'2,s::&;s:; 10 the Ciaimant has its underge in 111$ future life, it is just and prepay "E0 awarfi a Sum czf Rs.75,GOfi/~ .:eir§;§_fr;is 393s of amenitieg' and it is awaréed . é;$ = R$.50,QG{}/ ~ awarded by the '1'r3f';:::i;1'1a:31, 13, The claimant afte:-3:' su's'i:a3i'1:i:1gV"ii:;i§:u;f§e$ §has_ *. centinued his emp_1§yme:;%€§V':A'» §i:€_r3f<:;ire;;_ififlhéyyfi is not entitled for camp-efiézggiafi head 'lass of future incozgéf the ciaimant after Vifighe said accident canngtrt' work with the same eapa(:'vii':yV"é'3 it vmuid have impact an }'-'is fu*éi,1:_9€V£:é3,re'£:rV"*éi.r1ci p-rometianal oppertunities. .. .. Ifffié:i*ei7'm°€"; fa s£iifi""éf R$.5G,€l06/- is awardad towards A V'};*s.€:rr:;fi11;<f,*'1§1§:jw:iiSab:E;}ity'. ~. 133* Thfi Earned ceunga-1 for the ifisurer .js:u"E*::s::3';i':s thai the '?r3'bu:1a§ hag committed an arm? in __éazsardiz:_g 3 321:3: af Rs,5§,Qi§§;"- iawarés "future E2 9€'~?§7i«.;:£ ',"»*§?W. agggxfi 2.3';-25:. :'£,.;,..,-74 a§§J':.J %"'.§*'§§ ' L"; . V t 8* Eéw .&§ 'Ea '?:*§;'::a*§.§§:§.§ ifi fag? amé f'§§&§s fa? griéfgmr §"§€§'%.:§%i"§§§E as g §;.§§%§'§Z§.%§§€§ $3 éfiméé; s:§§ E? flag 3% V' a:;%:;g:§f;f: ' " :s@§§%;%:§:* %?§§:§Z §§§§§§§ 333$ ézzia:-mgi, égéf §'%€&%§§% $3' & ::€3:§§ :33" z;%£:;§:§$i§::%_ fiflfiéiiéifi if $3}? 232% fififiisi ghaéé Em iaafitmgé' gig. awwéi aé' éééfi; '§"':*§%2§:a§§ 3% 2% 3&5;
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