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[Cites 42, Cited by 0]

Delhi District Court

Cbi vs . (1) Surender Kumar Kaushik on 21 April, 2018

      IN THE COURT OF Dr. KAMINI LAU: SPECIAL JUDGE 
            (PC ACT): CBI­01: CENTRAL DISTRICT:
                 TIS HAZARI COURTS: DELHI

CC No.: 02/2012
CNR No.: DLCT01­000845­2012
Registration No.: 532304/2016 

CBI                 Vs.             (1)     Surender Kumar Kaushik 
                                            S/o Late Laxmi Chand 
                                            R/o D­183, Karampura,
                                            New Delhi 
                                            (Convicted)

                                   (2)      Smt. Santosh Kaushik
                                            W/o Sh. Surender Kumar Kaushik
                                            R/o D­183, Karampura,
                                            New Delhi 
                                            (Convicted)


RC No.:                            24(A)/ 2010
Police Station:                    CBI/ ACB/ EW/ New Delhi
Under Sections:                    Section 109 Indian Penal Code read with 
                                   Section 13 (2) read with 13 (1) (e) of the 
                                   Prevention of Corruption Act, 1988.

Date of Institution:               21.06.2012
Judgment Reserved on: 11.04.2018
Judgment Delivered on: 21.04.2018


JUDGMENT:

(1) The accused  Surender Kumar Kaushik, the then Junior Engineer in Municipal Corporation of Delhi and his wife Smt. Santosh CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 1 of 364 Kaushik were sent up to face trial for the offences under Section 109 Indian Penal Code read with Section 13 (2) read with 13 (1) (e) of the Prevention of Corruption Act, 1988  since they and their family members   were   found   in   possession   of   the   assets   to   the   tune   of Rs.84,37,204.03p  which   is   about  51.36%  disproportionate   to   his known   sources   of   income   and   for   which   he   cannot   satisfactorily account.  

Brief Facts/ Case of the prosecution:

(2) The present case was registered on 31.05.2010 on the basis of source information to the effect that the accused Surender Kumar Kaushik who had joined service in Municipal Corporation of Delhi on 19.02.1986   amassed   disproportionate   assets   to   the   tune   of Rs.43,12,405/­  from   his   known   sources   of   income   which   he   cannot satisfactorily account for. The accused Surender Kumar Kaushik was born on 20.01.1961 comes from a moderate background and his father Sh.   Laxmi   Chand   was   working   as   Supervisor   in   Folding Department in Swatantra Bharat Mill (sister concern of DC) and took   VRS   in   the   year   1990.     Sh.   Laxmi   Chand   had   expired   on 13.03.1996 and his wife Smt. Raj Kishori (mother of accused Surender Kumar  Kaushik)  had  expired on 14.02.2008.   The accused has  one brother   namely   Sh.   Ravi   Kaushik   and   one   sister   namely   Promila Sharma who are having their own independent sources of income.  The accused married  Smt. Santosh Kaushik  D/o Sh. Shiv Kumar Sharma CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 2 of 364 in the year 1986 and the couple has two sons i.e. Pulkit Kaushik and Hardik Kaushik and one daughter Divya Kaushik.  At the time of filing of the charge sheet, Sh. Pulkit Kaushik had completed the bachelor of Engineering from Manav Rachna College of Engineering, Faridabad;

Hardik   Kaushik   was   studying   in   Hansraj   Model   School   and   Divya Kaushik was doing B.E. in Surajmal Institute of Technology, Janakpuri, Delhi. During investigations, the accused revealed that his father Sh. Laxmi Chand Kaushik was running parallel business of property dealer and his wife Smt. Santosh Kaushik was having separate incomes from the properties.  The accused also revealed that his father in law Sh. Shiv Kumar   Sharma   had   retired   from   the   post   of   Superintendent   in Education Department, Delhi and his brother in law Sh. Lalit Narayan is   having   separate   business   of   property   dealer.     Investigations   also revealed   that   Smt.   Raj   Kishori   was   dependent   upon   the   accused Surender Kumar Kaushik. 

(3) As per the allegations, the check period has been taken as 19.02.1986   (date   of   joining)   to   01.06.2010   (i.e.   the   date   of conducting search).  It has been alleged that the assets of the accused at the beginning of the check period i.e. on or before 19.02.1986 was Rs.45,600/­;   the   total   moveable/   immovable   assets   acquired   by   the accused Surender Kumar Kaushik in his name, in the name of his wife Smt.   Santosh   Kaushik   and   in   the   name   of   his   sons   Pulkit   Kaushik, Hardik   Kaushik   and   Divya   Kaushik   during   the   check   period   i.e. 19.02.1986   to   01.06.2010,   were   worth  Rs.1,33,37,440/­;   the   assets acquired during the check period comes to  Rs.1,32,91,840/­; the total CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 3 of 364 income   of   the   accused   and   his   family   members   was   found   to   be Rs.1,64,24,435.63p; the expenditure incurred by the accused and his family members was  Rs.1,15,69,799.66p  and the likely savings of the accused was found to be Rs.48,54,635.97p.  As per the allegations, the investigations revealed that the evidences collected confirmed that the accused Surender Kumar Kaushik while working as Junior Engineer in the MCD during 1986 to 2010 was found in possession of assets to the tune of  Rs.84,37,204.03p  in his name and in the name of his family members which was disproportionate to his known sources of income which he could not satisfactorily account for.  The investigations further revealed that most of the immovable properties acquired during the period 19.02.1986 to 01.06.2010 were in the name of Smt. Santosh Kaushik W/o S.K. Kaushik who was actively helping him in all the financial transaction and there is no satisfactory explanation for the disproportionate   assets   acquired   by   her   husband   in   her   name. According to the prosecution, the evidence and the documents collected during   investigations   established   that   the   accused   Surender   Kumar Kaushik  (A­1)   has   amassed   assets   which   are  disproportionate  to   his known sources of income for which he could not satisfactorily account for and has committed the offence punishable under Section 13 (2) read with Section 13(1)(e) of Prevention of Corruption Act, 1988 and his wife Smt. Santosh Kaushik has abetted and facilitated her husband to commit offence of criminal misconduct defined under Section 13 (1) (e) of Prevention of Corruption Act, 1988  punishable under  Section 13 CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 4 of 364 (2)  of  the said  Act  and hence she has  committed  the offence under Section 109 of Indian Penal Code read with Section 13 (2) read with 13 (1) (d) of the Prevention of Corruption Act, 1988.  It is the case of the   prosecution   that   the   sanction   for   prosecution   in   respect   of   the accused Surender Kumar Kaushik has been obtained.  

CHARGES:

(4) Order on charge was passed by the Ld. Predecessor of this Court on 16.07.2014 pursuant to which charges under  Sections 13(e) punishable under Section 13 (2) of the Prevention of Corruption Act, 1988  was settled against the accused Surender Kumar Kaushik (A­1) whereas   charges   under  Section   109   Indian   Penal   Code  read   with Section 13 (1) (e)  and  Section 13 (2) of Prevention of Corruption Act, 1988 were settled against the accused Smt. Santosh Kaushik (A­2). (5) Before coming to the testimonies of individual witnesses, the   list   of   documents   admitted   by   the   accused,   the   details   of   the witnesses examined by the prosecution as well as the defence and the documents proved by them are hereby put in a tabulated form as under: 
List of witnesses examined by the prosecution and defence:

 Sr.    Witness        Name of Witness                             Description
 No.     No.
1.      PW1          Ms. Kiran Dabral            Official Witness  ­ Additional Commissioner,
South Delhi Municipal Corporation. 2 PW2 Ms. Sudha Kapoor  Official   Witness  ­   Officer,   Punjab   National Bank, Fire Station, Rajender Nagar Branch, New Delhi CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 5 of 364 Sr. Witness Name of Witness Description No. No. 3 PW3 Sh. HariKisan Gupta  Official Witness ­ Company Secretary, Oswal Chemical and Fertilizers Limited 4 PW4 Sh. Neeraj Bali  Public Witness  who had sold the  properties bearing   Plot   No.   A­83   &   A­84,   Sector­07, Palam Extension, New Delhi to the accused  5 PW5 Sh. Vinod Kumar  Official   Witness  ­   Clerk   in   Record   Section, Sharma  MTNL, Rajouri Garden, New Delhi 6 PW6 Sh. Salil Kumar  Official Witness  ­ Assistant Manager, Delhi Stock Exchange, 7 PW7 Smt. Anjana Rastogi  Official   Witness  ­   Asstt.   Manager   at Najafgarh   Road   Branch   of   State   Bank   of India, New Delhi
8. PW8 Sh. Narender S. Bedi  Official   Witness  ­   Co­ordinated   in   Hans Hyundai at 69­1A, Moti Nagar, New Delhi
9. PW9 Sh. H.C. Doria  Official Witness  ­ Sr. Manager, UCO Bank, Punjabi Bagh Branch, New Delhi 10 PW10 Sh. Dinesh Sharma  Official   Witness  ­   Head   Clerk,   MCD (Engineering Department), Town Hall, Delhi 11 PW11 Sh. Neeraj Pant  Official   Witness  ­   LDC,   MCD   (Building Department),   (West   Zone),   Rajouri   Garden, Delhi 12 PW12 Sh. Dharmender  Official Witness  ­ Tax Assistant in the office Kumar  of Commissioner of Income­Tax, Delhi­5, at C.R. Building, ITO, New Delhi 13 PW13 Sh. T.A. Menon  Official Witness  ­ UDC in the office of Sub­ Registrar­III, Asaf Ali Road, New Delhi 14 PW14 Sh. Sunil Kumar  Official Witness  ­ UDC in the office of Sub­ Registrar­I, Kashmere Gate, Delhi 15 PW­5 Sh. B.K. Puri  Official   Witness  ­   Assistant   Labour Commissioner,   District   West,   Labour Department 16 PW16 Ms. Payal Sethi  Official Witness ­ Commercial Officer, Office of   DGM,   BSES,   East   Punjabi   Bagh,   New Delhi.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 6 of 364 Sr. Witness Name of Witness Description No. No. 17 PW17 Sh. Rajender Singh  Official   Witness  ­   Inspector,   Income   Tax, Ward­25, D­Block, Vikas Bhawan, New Delhi 18 PW18 Sh. Bhupender Singh  Official Witness ­ Income Tax Officer, Ward­ 41, Mayur Bhawan, New Delhi 19 PW19 Sh. Hemraj  Official   Witness  ­   Motor   Vehicle   Inspector, Transport Department, GNCTD, South West District, Palam Zone, Janakpuri, New Delhi  20 PW20 Sh. S.R. Singhal  Official   Witness  ­   MLO,   North   Zone,   Mall Road, Transport Department, Delhi.  21 PW21 Sh. P.N. Arora  Official Witness ­ Chief Corporate Officer of Akash   Institute,   I.I.T.­J.E.E.,   at   plot   No.   4, Sector­11, Akash Tower, Dwarka, New Delhi 22 PW22 Sh. K.M. Ved  Official Witness  ­ U.T.I. Assets Management Company   Limited,   as   Vice   President, Vigilance Cell, at Mumbai 23 PW23 Sh. Naveen Kumar  Official   Witness  ­   Businessman   into manufacturing   of   'Bindi'   at   J­21,   Udyog Nagar, Peeragarhi, New Delhi  24 PW24 Sh. Manish Nayyar  Official Witness  ­ Businessman ­ Contractor having Office at 16­46, Subash Nagar, New Delhi 25 PW25 Sh. Rajeev Malhotra  Public   Witness  ­   Property   Dealer,   at   Fun Cinema, Moti Nagar, New Delhi  26 PW26 Sh. Surender Kumar  Public Witness  ­ Sub­broker of M/s. Adinath Narang  Capital   Services   Ltd.,   having   office   at   10, Paschim   Enclave,   Near   Peeragarhi   Chowk, Delhi 27 PW27 Sh. Tarif Singh  Public   Witness  ­   Businessman   ­   Bricks Supplier,   in   the   name   of   Vishal   Bhatta   at Bahadurgarh, Jhajjar Road, Village Dabodha 28 PW28 Sh. S.R. Aggarwal  Official   Witness  ­   Agent   for   Post   Office Agency Work 29 PW29 Sh. Arjun Kumar  Official Witness ­ Director, L.R. Builders Pvt.

                                                 Ltd., New Delhi




CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                             Page No. 7 of 364
  Sr.    Witness        Name of Witness                              Description
 No.     No.
30      PW30         Ms. Kanupriya               Official   Witness  ­   Relationship   Manager   in
                     Aggarwal                    ING Vysya Bank in the Wealth Management
                                                 Division
31      PW31         Ms. Dhiraj Chhabra  Official   Witness  ­   Administrative   Officer   in

Branch 129, Moti Nagar, LIC, New Delhi 32 PW32 Sh. Naveen Kumar  Official   Witness  ­   Employee   at   5E,   Rani Sharma  Jhansi   Road,   Jhandewalan   Extension,   New Delhi 33 PW33 Sh. Jhaggar Singh Official Witness  ­ Public Relation Officer at GPO, New Delhi 34 PW34 Sh. Bhagmal Singh  Official   Witness  ­   Account   Officer,   MTNL, Rajouri Garden, New Delhi 35 PW35 Sh. Surender Singh  Official   Witness  ­   Office   Assistant   in Narwal  Maharaja   Surajmal   Institute   of   Technology, C­4, Janakpuri, Delhi 36 PW36 Sh. Sanjay Sharma  Official   Witness  ­   Manager,   Legal   Cell, ICICI   Bank,   NBCC   Place,   Pragati   Vihar, New Delhi 37 PW37 Sh. Arun Sharma  Official   Witness  ­   Branch   Manager   at Satellite   Branch   of   LIC,   at   Lajpat   Nagar, Delhi  38 PW38 Sh. Lalit Narain  Public   Witness   -  Brother   of   the   accused Sharma  Santosh   Kaushik   and   Property   Dealer   at Village Pooth Kalan, Delhi.

39 PW39 Sh. Hansraj Arora  Public   Witness  ­   Owner   of   Hotel   Vaishnav Raj   Hotel   at   Gali   Mochia,   Paharganj,   New Delhi 40 PW40 Sh. Arun Kumar  Official Witness ­ Junior Engineer, Delhi Jal Jindal  Board 41 PW41 Sh. Manuj Chadha  Official   Witness  ­   Assistant   Administrative Officer   in   Manav   Rachna   College   of Engineering,   Sector­43,   Arawali   Hills, Faridabad  42 PW42 Sh. Rajesh Jain  Public   Witness  ­   Owner   of   Jewellery showroom at Karol Bagh, New Delhi, under the name and style of New Kusal Jewellers  CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 8 of 364 Sr. Witness Name of Witness Description No. No. 43 PW43 Sh. Brij Mohan  Official Witness  ­ Secretarial Officer, Oswal Paliwal  Greentech Limited (erstwhile Oswal Chemical and Fertilizer Limited), at 7th Floor, Antriksh Bhawan, K.G. Marg, New Delhi 44 PW44 Sh. Amrender Kumar  Official Witness ­ Grade­II Labour Inspector Singh  in   the   office   of   Labour   Commissioner,   5 Shamnath Marg, Delhi 45 PW45 Sh. Shailender  Official   Witness  ­   General   Manager   in Kumar  Dewan   Motors,   having   its   head   office   at Mahavir Enclave, New Delhi 46 PW46 Sh. Ved Prakash  Official   Witness  ­   Sub   Registrar   Punjabi Bagh   Sub   District,   Govt.   of   NCT   of   Delhi, Nangloi Delhi­41 47 PW47 Sh. Krishan Kumar  Official   Witness  ­   LDC,   Record   Keeper,   in the   office   of   Sub­Registrar­II,   Janak   Puri, New Delhi 48 PW48 Sh. Mahesh Dhar  Official Witness ­ Sub­Registrar Dehradun­II Dwivedi  49 PW49 Sh. Jai Malhotra Official Witness  ­ Computer Operator, Hans Raj   Model   School,   Road   No.   73,   Punjabi Bagh, New Delhi 50 PW50 Sh. Sri Ram  Official Witness  ­ Zonal Inspector, Property Tax   Department,   West   Zone,   South   Delhi Municipal Corporation, New Delhi 51 PW51 Sh. Ravi Kaushik    Official   Witness   -  Brother   of   accused   S.K. Kaushik   /   Manager,   Grand   Celebration Banquet Hall, at Pitampura, New Delhi  52 PW52 Inspector Anil Bisht  Official   Witness  ­   Inspector   in   ACB,   CBI, New Delhi  53 PW53 Inspector Brij Mohan Official  Witness  ­   Inspector   in   ACB,   CBI, Meena New Delhi 54  PW54 Sh. V. Krithivasan  Official   Witness  ­   Branch   Operation   and Services Head in ING Vysaya Bank, at Karol Bagh Branch, Delhi  55 PW55 Sh. Pawan Singh  Official Witness ­ Nodal Officer  CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 9 of 364 Sr. Witness Name of Witness Description No. No. 56 PW56 Sh. N. K. Mahajan  Official Witness  ­ Assistant Engineer (Civil), in   PWD,   in   the   office   of   M­132   Division, Tihar Jail, New Delhi 57 PW57 Sh. Rakesh Kumar  Official Witness ­ Sub­Registrar­1, Kashmere Gate, Delhi 58 PW58 Sh. Praveen Kumar  Official  Witness  -  Record Keeper  Office  of Rana  Sub Registrar - 1, Kashmere Gate, Delhi 59 PW59 Sh. Suneet Sharma  Official   Witness  ­   Dy.   Branch   Manager, ICICI Bank, Noida, Sector­18 Branch 60 PW60 Sh. Daulat Ram  Official   Witness  ­   Record   Keeper,   Sub­ Kashyap  Registrar Office­III, Asaf Ali Road, New Delhi 61 PW61 Sh. Himanshu  Official   Witness  ­   Surveyor   who   conducted Survey   of   Colony,   D­Block,   Karampura, Delhi,   carried   out   w.e.f.   03.06.2005   to 11.06.2005  62 PW62 Sh. D. C. Sharma    Official Witness ­ Assistant Director (Admn.), GPO, New Delhi  63 PW63 Sh. Hemant  Official   Witness  ­   Brought   the   summoned record   of   vehicle   bearing   registration   No. DL­2CV 0049 64 PW64 Sh. Bhim Singh  Official Witness  ­ Branch Manager, Bank of Singal  Baroda, Karampura Branch, New Delhi 65 PW65 Sh. R.M. Sati  Official   Witness  ­   Sr.   Branch   Manager,   in Bank   of   Baroda,   Karampura   Branch,   New Delhi 66 PW66 Ms. Surekha  Official   Witness  ­   Assistant   Post   Master, Bhardwaj  GPO, New Delhi 67 PW67 Sh. Roop Chand      Official   Witness  ­   Senior   Post   Master, Ramesh   Nagar,   Head   Post   Office   from February 2012 to June 2014 68 PW68 Sh. Mohan Lal  Official   Witness  ­   Sub   Post   Master   at Paschim   Vihar,   Delhi   from   31.01.2011   to 31.01.2014 69 PW69 Sh. A.K. Mahajan   Official   Witness  ­   Chief   Manager,   UCO Bank, Rajendra Place Branch, New Delhi CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 10 of 364 Sr. Witness Name of Witness Description No. No. 70 PW70 Sh. M.R.V.  Official Witness ­ General Manager in Karvy Subrahmanyam Computershare Private Ltd. 71 PW71 Sh. P.N. Kaushik     Official Witness  ­ Income Tax Officer, Ward 25 (3), Vikas Bhawan, New Delhi 72 PW72 Sh. Lalit Kumar  Official Witness ­ Chief Manager, State Bank Gupta of India, Nagajgarh Road Branch, New Delhi 73 PW73 Sh. Sunil Bhatia  Official   Witness­   Company   Secretary   at Delhi Stock Exchange 74 PW74 Mrs. Geeta Batra  Official Witness ­ Assistant Chief Accountant, GPF Section, Third Floor, Dr. S.P. M., Civic Center, New Delhi 75 PW75 Sh. Sameer Vats Official Witness  ­ Data Entry Operator, Sub Registrar Office VI­A, Pitampura, Delhi 76 PW76 Sh. Sachinder  Official   Witness  ­   Assistant   Electoral Chaudhary  Registration Officer, AC­27, Rajouri Garden, New Delhi 77 PW77 Sh. Vivek Yadav  Official   Witness  ­   LDC   office   of   the   Sub Registrar­II, Basai Darapur, Delhi  78 PW78 Sh. Surender Singh Official Witness ­ Sub Registrar­II, Janakpuri 79 PW79 Sh. Kuldeep Kumar  Official   Witness  ­   Assistant   Administrative Officer in the LIC Branch No. 129, Najafgarh Road, Shivaji Marg, Moti Nagar, Delhi 80 PW80 Sh. Mukesh Kumar  Official   Witness  ­   Assistant   Administrative Officer   in   the   LIC   Branch   No.   11E,   Kamla Nagar, Delhi 81 PW81 Ms. Shalini  Official Witness  ­ Sr. Manager in the UCO Bank, Punjabi Bagh Branch 82 PW82 Ms. Sushma Drabu  Official   Witness  ­   Director   at   Maharaja Surajmal Institute of Pharmacy 83 PW83 Ms. Neha Saxena  Official Witness ­ Manager, ICICI Bank Ltd.

Punjabi Bagh Branch 84 PW84 Sh. Ganesh  Official Witness ­ Sr. Manager in 3i Infotech Dandapani Iyer  Limited,   Tower   #5,   3rd  Floor,   International Infotech Park, Vashi, Navi Mumbai CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 11 of 364 Sr. Witness Name of Witness Description No. No. 85 PW85 Sh. Santosh  Official   Witness  ­  Computer   In­Charge   in Thankappan  M/s. Akash Educational Services Pvt. Ltd.  86 PW86 Ms. Purnima Nangia  Official Witness ­ Employee (Red.) Hans Raj Model School, Road 73, Punjabi Bagh, New Delhi 87 PW87 Sh. Ganeshi Lal  Official Witness  ­ Registrar, Manav Rachna Sagar College of Engineering, Faridabad  88 PW88 Smt. Neelima Jindal  Public Witness  who had executed a General Power   of   Attorney   in   favour   of   Smt.   Raj Kishori   in   respect   of   flat   no.   B­4,   Radha Bhawan Estate, New Circular Road, Mussorie 89 PW89 Sh. Raman Deep  Official  Witness  ­   Branch   Operations   and Singh  Service   Head,   ING   Vysya   Bank   Ltd.   Karol Bagh  90 PW90 Sh. Hitender  Official   Witness  ­   ITO   Ward­41   (5),   Civic Center, Income Tax Department, New Delhi 91 PW91 Sh. Anil Arora  Official Witness  ­ Assistant Finance Officer, BSES   Rajdhani   Power   Ltd.,   East   Punjabi Bagh, Delhi­26 92 PW92 Sh. Vikas Kumar  Official   Witness  ­   Inspector   in   ACB,   CBI, Pathak  New Delhi 93 PW93 Sh. Naveen Gandas  Official   Witness  ­   Lifter   in   Department   of Archive  Defence Witnesses:­ 94 DW1 Smt. Neelam Grover  Public Witness ­ Family friend of the accused who had given a loan to Smt. Raj Kishori 95 DW2 Sh. Sansar Singh  Public Witness ­ Family friend of the accused Hooda  on whose assurance a loan was given to Smt. Raj Kishori 96 DW3 Sh. Anand Singh  Public Witness - Brother in law of DW2 Sh.

Sansar Singh Hooda who had given a loan to Smt. Raj Kishori  97 DW4 Smt. Chitra Sharma  Public Witness  ­ Younger sister of late Smt. Raj Kishori CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 12 of 364 Sr. Witness Name of Witness Description No. No. 98 DW5 Sh. Satish Sharma  Public   Witness  -   Brother   of   Smt.   Santosh Kaushik 99 DW6 Sh. Shiv Kumar  Public   Witness  -   Father   of   Smt.   Santosh Sharma  Kaushik 100 DW7 Smt. Promila  Public   Witness  -   Sister   of   accused   S.K. Bhardwaj  Kaushik 101 DW8 Sh. Anup Nayyar  Public Witness ­ Property Dealer / Partner of Late Sh. Laxmi Chand 102 DW9 Sh. Rahul Sharma  Official   Witness  ­   Sales   Manager,   M­s.

Cantabil Retail India Ltd. Having its office at B­16, Lawrence Road, New Delhi.

103 DW10 Sh. Vikas  Official Witness ­ Single Window Operator in Oriental Bank of Commerce Karampura, New Delhi.

104 DW11 Mohd. Shahjab  Official Witness ­ Assistant Sales Manager in Axis Bank, Kirti Nagar, Branch.

105 DW12 Sh. Pradeep Kumar Official   Witness  ­   Dy.   Manager   in Mahanagar   Telephone   Nigam   Ltd.   Central Zone,   with   office   of   CGO   Complex,   Lodhi Road, Delhi.

106 DW13 Sh. Devi Prasad  Official   Witness  ­   Sr.   Assistant   in   DCM Semwal  Financial Services having its office at D­7­3, Okhla Phase­II, New Delhi­20.

107 DW14 Sh. Shailendra  Official Witness  ­ Business  Associate,  Bank Kumar Singh  of Baroda, Branch Karampura, New Delhi. 108 DW15 Sh. Nishant Saurav  Official Witness  from LIC who has brought the summoned record relating to LIC mutual fund bearing folio No. R1001088 of Smt. Raj Kishori.

109 DW16 Sh. Sudish Kumar Official Witness ­ Field Boy in Lovkush Ram Leela Committee (Regd.) having its office at 8233,   Rani   Jhasi   Road,   Near   Filimistan Cinema, Delhi­06 110 DW17 Sh. Praveen Kumar Public   Witness  who   has   identified   the signatures of his father Sh. Vijay Kumar  CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 13 of 364 Sr. Witness Name of Witness Description No. No. 111 DW18 Sh. Lalit Arora  Official Witness  ­ Public Relation Inspector (Post) at GPO New Delhi.

112  DW19 Sh.  Rajiv Kumar  Official  Witness  ­ Public Relation Inspector (Post) at the Nangloi Post Office. 

113 DW20 Sh. R.K. Vashishth  Official   Witness  ­   Assistant   Post   Master   at Ramesh Nagar, Delhi.

114 DW21 Sh. Navin Malhotra  Official Witness ­ Manager, PP Jewellers 115 DW22 Sh. Nirbhay Singh Official Witness  ­ AAO in LIC Branch 129, situated at Karampura, Delhi.

116 DW23 Sh. Avdhesh Kumar Official Witness ­ Assistant Manager in OBC Vasant Vihar New Delhi 117 DW24 Sh. Alok Kumar  Official   Witness  ­   Manager   (Facilities)   at ICICI   Securities   Ltd.   Lajpat   Nagar,   New Delhi.

118 DW25 Sh. Anup Singh  Official Witness ­ Record keeper in the office of SR­II, Kashmere Gate  119 DW26 Sh. Naveen  Official   Witness  ­   Record   Keeper   in Department of Delhi Archives, 18­A, Satsang Vihar   Marg,   Spl.   Institutional   Area,   New Delhi  120 DW27 Sh. Purushottam  Official Witness ­ Senior Manager, Syndicate Kumar Kaushik  Bank, Kirti Nagar Branch 121 DW28 Sh. Harshit Anand  Official Witness  ­ Scale­1 Officer, Punjab & Sind Bank, Jwalaheri Branch, New Delhi. 122 DW29 Sh. Hitender  Official Witness  ­ Tax Assistant in Ward 41 (5­)   Civic   Centre   Office   of   Principal   CIT, New Delhi.

123 DW30 Sh. Ramphal  Official Witness  ­ Assistant Manager in the State Bank of India, Sultanpuri, New Delhi 124 DW31 Sh. Rakesh Negi  Official   Witness  ­   Inspector   in   Income   Tax Department Circle 40 (1), New Delhi situated at Civil Centre, 17th Floor, Minto Road, New Delhi.

125     DW32         Sh. Sevajit                 Official   Witness  ­   Record   Attendant,
                                                 Department of Delhi Archives

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                         Page No. 14 of 364
      Sr.   Witness      Name of Witness                             Description
     No.    No.
126        DW33       Sh. Daulat Ram              Official Witness ­ Record Keeper in the office
                      Kashyap                     of sub Registrar­III, Asaf Ali, Road, Delhi
127        DW34       Sh. Nishant Saurav          Official   Witness  ­   Branch   Manager   of   LIC

Mutual  Funds,  25, Kasturba  Gandhi,  Marg, New Delhi 128 DW35 Sh. H. Surya Prakash Official   Witness  ­   Branch   Head,   M/s.  M.N. Dastur   &   Company   Limited,   232­B,   First Floor,   Okhla   Industrial   Estates,   Phase­III, New Delhi­110020.

129 DW36 Sh. Hitender Official Witness ­ Tax Assistant in the Office of   Principal   Commissioner,   Income   Tax­14, Civic center, Minto Road, New Delhi  130 DW37 Sh. Udit Sharma  Public Witness  who had purchased property bearing   no.   A­44   (Double   Storey),   Palam Extension   Part­I,   Sector­7,   Dwarka,   Delhi from   Smt.   Santosh   Kaushik   for   a   sum   of Rs.3,80,000/­.

List of documents admitted by the accused:

Sr. Exhibit D. No. Description of documents No. No.
1. P­1 D­4 Letter dated 25.3.10 of S.K. Kaushik to AO, MCD Town  Hall for issuance of certificate of acquirement of Property No. WZ­246/1 Uttam Nagar, New Delhi in the name of his wife.
2. P­2 D­4 Reply of letter No.HC/PR/Engg/HQ/09/S­49/2237 dated  27.07,09 to AO, Town Hall MCD Delhi.
3. P­3 D­4 Copy of Death Certificate of Raj Kishori W/o Laxmi  Chand 
4. P­4 D­4 IPR as on 31.12.08 (Property at No. Uttam Nagar,  Mundaka, Palam, Rangpuri), filed by S.K. Kaushik
5. P­5 D­4 IPR as on 31.12.08 (Property No. D­191 Karampura,)  filed by S.K. Kaushik.
6. P­6 D­4 IPR as on 31.12.08 (Property No. L.R. Complex,  Filmistan Karol Bagh, Mussoorie) filed by S.K. Kaushik.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 15 of 364 Sr. Exhibit D. No. Description of documents No. No.

7. P­7 D­4 IPR of years 2005,2006,2007, filed by S.K. Kaushik.

8. P­8 D­4 Copy of Will of Smt Raj Kishori W/o Laxmi Chand dated  08.09.2003 regd. at SR­II Janak Puri Vide No.3862 dated  23.07.13

9. P­9 D­4 Intimation regarding false compliant filed by Sh Ravi  Kaushik to Commissioner, Town Hall, Delhi dated  01.08.09

10. P­10 D­4 Compliant against Ravi Kumar Kaushik to ADC, MCD  Town Hall, Delhi on 16.04.09

11. P­11A D­4 Copy of Letter No. IC/AD­V/2008/BR/08/X/3655 dated  08.07.08 from Vigilance Deptt MCD to DC/Naj. Zone.

12. P­11B D­4 Copy of Compliant from PS Moti Nagr dt. 01.08.08

13. P­11C D­4 Copy of letter No. G­IV/Engg Deptt(HQ) to S.K. Kaushik.

14. P­12 D­4 Settlement deed dated 10.07.08 between S.K. Kaushik and others.

15. P­13 D­4 Letter No. HC/PR/Eng./HQ/09/S­49/2237 dated 27.07.09  regarding filing the Property return since 2005 (Property  at Filmistan, Mussorrie, Uttam Nagar, Palam, Mundka,  Faiz Road Karol Bagh, Karampura & Rangpuri)

16. P­14 D­4 Letter dated 24.06.09 of S.K. Kaushik to AD MCD Delhi  for filing of property return.

17. P­15 D­4 Relinquishment deed (Copy)Reg No.1721 dated 17.03.08  SR­I New Delhi between Ravi Kaushik & Smt Promila  Bhardwaj D/o Laxmi Chand.

18. P­16 D­4 GPA (Copy) between Smt Neelima Jindal & Smt Raj  Kishori W/O Laxmi Chand regarding property at  Mussorrie (Uttarakhand)

19. P­17 D­4 Will (Copy) dated 11.08.09 between Smt. Neelima Jindal  and Raj Kishori regarding Property at Mussorrie

20. P­18 D­4 Copy of Receipt dated 06.06.1097 for Rs.1,92,000/­  signed by Smt. Neelima Jindal and Raj Kishori.

21. P­19 D­4 Copy of Agreement to Sell between Smt. Neelima Jindal  and Smt. Raj Kishori 

22. P­20 D­4 Possession letter dated 01.04.95 signed by Smt Neelima  Jindal.



 CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                   Page No. 16 of 364
 Sr.     Exhibit       D. No.                         Description of documents
No.      No.
23.      P­21           D­4       Copy of Sale Deed No.5693/08 of Property at Mussoorie.
24.      P­22           D­4       Letter No. HC/PR/Engg/HQ/09/690 dated 25.05.09 from 

AO Engg Cell HQ to S.K. Kaushik.JE(C).

25. P­23 D­4 Letter No. HC/PR/Engg/HQ/09/5122 dated 24.03,09 from  AO Engg HQ to S.K. Kaushik.

26. P­24 D­4 IPR as on 31.12.2004

27. P­25 D­4 Letter No. HC/PR/Engg/HQ/04/S­49/748 dated 03.09.04  from AO Engg HQ to S.K. Kaushik regarding filing of  APR

28. P­26 D­4 Application for filing Annual Property Return

29. P­27 D­4 First Annual Property Return from 19.02.86 to December  2003

30. P­28 D­4 Copy of GPA in favour of Santosh Kaushik W/o S.K.  Kaushik of Property No. A­44 Dauble Story Palam, New  Delhi.

31. P­29 D­4 Copy of Agreement to Sell in respect of Property no. C­83 New Multan Nagar, New Delhi­56

32. P­30 D­4 Copy of Receipt of Rs.2,31,000/­ between Smt Radha  Show & Santosh Kaushik W/o S.K. Kaushik.

33. P­31 D­2 Joining report dated 19.02.86 of S.K. Kaushik JE(C)

34. P­32 D­2 Joining report dated 08.06.2009 of S.K. Kaushik JE(C)

35. P­33 D­2 Office order of joining report dated 12.06.09 of EE (Bldg) West Zone, Rajouri Garden, New Delhi.

36. P­34 D­2 Salary Certificate of S.K. Kaushik dated 23.11.83 signed  by Property Manager M/s Shah Construction Co.  Mumbai.

37. P­35 D­2 Declaration Form of appointment letter in Hindi filed by  Surinder Kuamr Kaushik JE(C) on 12.02.86.

38. P­36 D­2 Opening   page   of   the   service   book   containing   the photograph of the accused S.K. Kaushik

39. P­37 D­16 Special Power of Attorney & Deeds dated 24.09.2008  executed between S.K. Kaushik, Smt. Santosh Kaushik and M/s. Kapish Product Pvt Ltd B­47,FF Lawrance Road  New Delhi in respect of Property No. WZ­246­B/1  Najafgarh Road Uttam Nagar, New Delhi­59 CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 17 of 364 Sr. Exhibit D. No. Description of documents No. No.

40. P­38 D­23 Account Opening form of Bank of Baroda Karampura of  A/cs No.21740100014323 in the name of Santosh  Kaushik.

41. P­39 D­23 Account Opening form of Bank of Baroda Karampura of  A/cs No.21740100012673 in the name of Hardik by F&  NG

42. P­40 D­23 Account Opening form of Bank of Baroda Karampura of  A/cs No.21740100014323 in the name of Santosh  Kaushik.

43. P­41 D­23 SBI Najafgarh Road Br. Cheque No.611201 dated  28/03/03 for Rs.70,000 in favour of  Post Mater New  Delhi issued by S.K. Kaushik

44. P­41A D­23 SBI Najafgarh Road Br. Cheque No.611203 dated  30.04.03 for Rs.10,000 issued by S.K. Kaushik in his  favour (self)

45. P­42 D­23 SBI Najafgarh Road Br. Cheque No.611216 dated  25.09.04 for Rs.50,000/­ issued by S.K. Kaushik in his  favour

46. P­43 D­23 SBI Najafgarh Road Br. Cheque No.611217 dated  22.12.04 for Rs.50,000/­ issued by S.K. Kaushik in his  favour

47. P­44 D­23 SBI Najafgarh Road Br. Cheque No.611208 dated  31.01.04 for Rs.60,000/­ issued by S.K. Kaushik in his  favour 

48. P­45 D­23 SBI Najafgarh Road Br. Cash deposit slip dt. 25.09.04 for Rs.10,355/­ in favour of S.K. Kaushik through Cheuqe of  PNB Dev Nagar Branch

49. P­46 D­23 SBI Najafgarh Road Br. Cash deposit slip dt. 14.09.04 for Rs.10,049/­ in favour of S.K. Kaushik through Cheuqe of  PNB Dev Nagar Branch

50. P­47 D­23 SBI Najafgarh Road Br. Cheque No.505004 dated  28.07.05 for Rs.27,000/­ in favour of Pulkit Kaushik,  issued by S.K. Kaushik

51. P­48 D­23 SBI Najafgarh Road Br. Cheque No.505003 dated  19.07.05 for Rs.25,000/­ issued by S.K. Kaushik in his  favour CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 18 of 364 Sr. Exhibit D. No. Description of documents No. No.

52. P­49 D­23 SBI Najafgarh Road Br. Cheque No.505010 dated  22.05.06 for Rs.30,000/­ in favour of Post Master New  Delhi issued by S.K. Kaushik

53. P­50 D­23 SBI Najafgarh Road Br. Cheque No.505011 dated  24.05.06 for Rs.30,000 in favour of Pulkit Kaushik, issued by S.K. Kaushik

54. P­51 D­23 SBI Najafgarh Road Br. Cheque No.505007 dated  12.04.06 for Rs.10,000/­ in favour of Pulkit Kaushik,  issued by S.K. Kaushik

55. P­52 D­23 SBI Najafgarh Road Br. Cheque No.505016 dated  12.12.06 for Rs.48,000/­ in favour of UTI A/Cs Service  sector fund New Delhi, issued by S.K. Kaushik

56. P­53 D­23 SBI Najafgarh Road Br. Cheque No. 505014 dated  28.09.06 for Rs.25,000/­ in favour of UTI Wealth Builder  Fund New Delhi, issued by S.K. Kaushik

57. P­54 D­23 SBI Najafgarh Road Br. Cheque No.505017 dated  10.12.06 for Rs.48,000/­ in favour of UTIA/Cs ETSP New  Delhi, issued by S.K. Kaushik

58. P­55 D­23 SBI Najafgarh Road Br. Cheque No.505015 dated  11.12.06 for Rs.48,000/­ in favour of UTI A/Cs Service  sector fund New Delhi, issued by S.K. Kaushik

59. P­56 D­23 SBI Najafgarh Road Br. Cheque No.505013 dated  28.09.06 for Rs.25,000/­ in favour of UTI A/Cs wealth  builder fund New Delhi, issued by S.K. Kaushik

60. P­57 D­23 SBI Najafgarh Road Br. Cheque No.505012 dated  09/06/06 for Rs.21,840/­ in favour of Principal Hans Raj  Model School Punjabi Bagh, New Delhi, issued by S.K.  Kaushik

61. P­58 D­23 Pay­in­slip dated 8.11.07 of A/Cs10304166876  in the  name of S.K. Kaushik for Rs.96,755.28p by Axis Bank  Cheque No.24951 

62. P­59 D­23 Demand loan Pay­in­slip dated 12.07.07 of Account No.  10304166876 in the name of S.K. Kaushik for  Rs.16,532.83 deposited by S.K. Kaushik.

63. P­60 D­23 Pay­in­slip dated 01.12.07 of A/Cs No. 10304166876  in  the name of S.K. Kaushik for Rs.61,000/­ by Axis Bank  Cheque No.254299 CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 19 of 364 Sr. Exhibit D. No. Description of documents No. No.

64. P­61 D­23 Pay­in­slip dated 05.12.07 of A/Cs No. 10304166876  in  the name of S.K. Kaushik for Rs.78,000/­ by Corp. Bank  Cheque No.390637

65. P­62 D­23 SBI Najafgarh Road Br. Cheque No.505018 dated  15.02.07 for Rs.1,00,000/­ in favour of UTI Infrastructure  fund New Delhi, issued by S.K. Kaushik

66. P­63 D­23 SBI Najafgarh Road Br. Cheque No.563403 dated  02/11/07 for Rs.2,75,000/­ in favour of Raj Kishori, issued by S.K. Kaushik

67. P­64 D­23 SBI Najafgarh Road Br. Cheque No.505019 dated  15.02.07 for Rs.1,00,000/­ in favour of UTI long term  advantage, issued by S.K. Kaushik

68. P­65 D­23 SBI Najafgarh Road Br. Cheque No.563399 dated  12.07.07 for Rs.25,000/­ in favour of self, issued by S.K.  Kaushik

69. P­66 D­23 SBI Najafgarh Road Br. Cheque No.563404 dated  08.11.07 for Rs.1,10,000/­ in favour of Raj Kishori, issued by S.K. Kaushik

70. P­67 D­23 SBI Najafgarh Road Br. Cheque No.563401 dated  17.09.07 for Rs.21,000/­ in favour of self, issued by S.K.  Kaushik

71. P­68 D­23 SBI Najafgarh Road Br. Cheque No.563406 dated  08.11.07 for Rs.1,50,000/­ in favour of Raj Kishori, issued by S.K. Kaushik

72. P­69 D­23 SBI Najafgarh Road Br. Cheque No.563408 dated  07.12.07 for Rs.13,920/­ in favour of Hans Raj Model  School, issued by S.K. Kaushik

73. P­70 D­23 SBI Najafgarh Road Br. Cheque No.611214 dated  14.09.04 for Rs.10,000/­ in favour of Post Master New  Delhi, issued by S.K. Kaushik

74. P­71 D­23 SBI Najafgarh Road Br. Cheque No.563420 dated  10.05.08 for Rs.80,167/­ in favour of Principal HRMS  Punjabi Bagh, issued by S.K. Kaushik

75. P­72 D­23 SBI Najafgarh Road Br. Cheque No.116120 dated  30.07.08 for Rs.33,720/­ in favour of Income Tax, issued  by S.K. Kaushik CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 20 of 364 Sr. Exhibit D. No. Description of documents No. No.

76. P­73 D­23 SBI Najafgarh Road Br. Cheque No.116121 dated  30.07.08 for Rs.27,820/­ 

77. P­74 D­23 SBI Najafgarh Road Br. Cheque No.563411 dated  21.03.08 for Rs.3,48,000/­ in favour of Anand Singh,  issued by S.K. Kaushik

78. P­75 D­23 SBI Najafgarh Road Br. Cheque No.116121 dated  30.07.08 for Rs.27,820/­ in favour of Income Tax, issued  by S.K. Kaushik

79. P­76 D­23 SBI Najafgarh Road Br. Cheque No.116124 dated  17.09.08 for Rs.25,000/­ in favour of self, issued by S.K.  Kaushik

80. P­77 D­23 SBI Najafgarh Road Br. Cheque No.116128 dated  17.09.08 for Rs.2,00,000/­ in favour of self, issued by S.K.  Kaushik

81. P­78 D­23 SBI Najafgarh Road Br. Cheque No.563410 dated  10.01.08 for Rs.20,000/­ in favour of self, issued by S.K.  Kaushik

82. P­79 D­23 SBI   Najafgarh   Road   Br.   Cheque   No.563413   dated 28.03.08   for   Rs.5,00,000/­   in   favour   of   Lalait   Narain, issued by S.K. Kaushik

83. P­80 D­23 SBI Najafgarh Road Br. Cheque No.116127 dated  17.09.08 for Rs.1,50,000/­ in favour of self, issued by S.K.  Kaushik

84. P­81 D­23 SBI Najafgarh Road Br. Cheque No.116130 dated  18.10.08 for Rs.2,42,225/­ in favour of ICICI Securities  Ltd, issued by S.K. Kaushik

85. P­82 D­23 SBI Najafgarh Road Br. Cheque No.563415 dated  28.03.08 for Rs.1,92,786/­ in favour of self, issued by S.K.  Kaushik

86. P­83 D­23 SBI Najafgarh Road Br. Cheque No.116126 dated  08.09.08 for Rs.30,000/­ in favour of LIC of India, issued  by S.K. Kaushik

87. P­84 D­23 SBI Najafgarh Road Br. Cheque No.116125 dated  08/09/08 for Rs.30,000/­ in favour of LIC of India, Policy  No.332170517 ULIP issued by S.K. Kaushik CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 21 of 364 Sr. Exhibit D. No. Description of documents No. No.

88. P­85 D­23 Pay­in­slip dt.21.03.08 of A/Cs No. 10304166876 of SBI  Najafgarh Road in the name of S.K. Kaushik for  Rs.3,24,947/­ by Axis Bank Ch. No.309

89. P­86 D­23 Pay­in­slip dated 21.03.08 of A/Cs10304166876 of SBI  Najafgarh Road in the name of S.K. Kaushik for  Rs.3,98,440/­ by Axis Bank Rajouri Garden Ch. No.3094 

90. P­87 D­23 Pay­in­slip dated 21.03.08 of A/Cs10304166876 of SBI  Najafgarh Road in the name of S.K. Kaushik for  Rs.3,98,440/ by Axis Bank Rajauri Garden Ch. No.3094

91. P­88 D­23 Pay­in­slip dated 21.03.08 of A/Cs No. 10304166876 of  SBI Najafgarh Road in the name of S.K. Kaushik for  Rs.3,98,440/­ by Axis Bank Ch. No.3094

92. P­89 D­23 Pay­in­slip dated 21.03.08 of A/Cs No. 10304166876 in  the name of S.K. Kaushik for Rs.3,98,440/­ by Axis Bank  Ch. No.3094

93. P­90 D­23 SBI Najafgarh Road Br.Cheque No.382460 dated  23.04.09 for Rs.30,000/­ in favour of self, issued by S.K.  Kaushik

94. P­91 D­23 SBI Najafgarh Road Br. Cheque No.382461 dated  19.05.09 for Rs.80,405/­ in favour of self, issued by S.K.  Kaushik

95. P­92 D­23 SBI Najafgarh Road Br. Cheque No.382474 dated  17.03.10 for Rs.2,68,000/­ in favour of self, issued by S.K.  Kaushik

96. P­93 D­23 SBI Najafgarh Road Br. Cheque No.116131 dated  30.10.08 for Rs.50,000/­ in favour of  LIC of India, issued  by S.K. Kaushik

97. P­94 D­24 Account Opining Form of A/Cs No.02340110007358 of  UCO Bank Punjabi Bagh in the name of Smt. Santosh  Kaushi

98. P­95 D­24 Copy of Election Card IC No. DL/06/065/093606 of  Surender Kumar Kaushik R/o D­183, Karampura, New  Delhi.

99. P­96 D­24 Application for Hiring of Locker by Sh, S.K. Kaushik &  Santosh Kaushik joint in UCO Bank, Punjabi Bagh, New  Delhi CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 22 of 364 Sr. Exhibit D. No. Description of documents No. No.

100. P­97 D­25 Copy of Power of Attorney in the name of Surender  Kumar Kaushik of ICICI Bank (Account Opining Form)  A/Cs No.015501022795 & Demat A/cs No.44042268

101. P­98 D­31 Application Form S. No.203781 of Kisan Vikas Patra of  Rs.50,000/­in the name of S.K. Kaushik & Santosh  Kaushik

102. P­99 D­31 Copy of PAN Card No. AEKPK 8289B of Surender  Kumar Kaushik.

103. P­100 D­31 Copy of Election Card IC No. DL/06/065/093606 of  Surender Kumar Kaushik R/O D­183 Karampura New  Delhi.

104. P­101 D­68 Letter Dt 02.03.2012 of Surender Kumar Kaushik R/o D­ 183 Karampura, New Delhi to Sh. Vikas Kumar Pathak,  Inspector.

105. P­102 D­69 Letter Dt 02.03.2012 of Surender Kumar Kaushik R/o D­ 183 Karampura, New Delhi to Sh. Vikas Kumar Pathak,  Inspector.

106. P­103 D­85 Bank of Baroda Karampura Ch. No.164492 dated  28.03.2003 Rs.18,000/­ in favour of the Post Master, New  Delhi

107. P­104 D­85 Bank of Baroda Karampura Ch. No.547361 Dated  18.10.2008 Rs.2,00,000/­ in favour of S.K. Kaushik.

108. P­105 D­65 Letter dt 07.12.2011 of Santosh Kaushik showing the  Income of Pulkit Kaushik & Santosh Kaushik to Sh. Vikas  Kumar Pathak, Inspector.

109. P­106 D­38 Copy of ITR in respect of Financial Year 2008­2009 of  Smt Santosh Kaushik.

110. P­107 D­38 Copy of ITR in respect of Financial Year 2007­2008 of  Smt Santosh Kaushik.

111. P­108 D­38 Copy of ITR in respect of Financial Year 2006­2007 of  Smt. Santosh Kaushik.

112. P­109 D­46 Copy of Form of application for admission of Divya  Kaushik in LKG of Hans Raj Model School Punjabi Bagh, New Delhi CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 23 of 364 Sr. Exhibit D. No. Description of documents No. No.

113. P­110 D­46 Copy of Form of application for admission of Pulkit  Kaushik in Class­III of Hans Raj Model School Punjabi  Bagh, New Delhi

114. P­111 D­46 Copy of Form of application for admission of Hardik  Kaushik in Class­ LKG of Hans Raj Model School  Punjabi Bagh, New Delhi

115. P­112 D­46 Copy of Letter of S.K. Kaushik to Principal Hans Raj  Model School Punjabi Bagh, New Delhi

116. P­113 D­46 Copy of application for fee concession of Divya Kaushik  to Principal Hans Raj Model School Punjabi Bagh, New  Delhi

117. P­114 D­46 Copy of application for fee concession of Divya Kaushik  to Principal, Hans Raj Model School Punjabi Bagh, New  Delhi List of Documents exhibited by the prosecution witnesses and defence witnesses:

Sr. Exhibit No. D. No.  Details of Document  Relied upon by No.
1. Ex.PW1/A Nil Sanction Order  PW1 Kiran Dabral
2. Ex.PW2/A D­43 Seizure memo dated  PW2 Sudha  28.12.2010 Kapoor
3. Ex.PW2/B D­43 Attested copy of locker lease  PW2 Sudha  deed in favour of S. K.  Kapoor Kaushik
4. Ex.PW2/C D­43 Attested photocopy of ledger  PW2 Sudha  sheet of locker No.1591 in the  Kapoor name of S. K. Kaushik
5. Ex.PW2/D D­43 Attested copy of authority  PW2 Sudha  regarding deduction of rent  Kapoor from the account 
6. Ex.PW2/E D­43 Attested copy of account  PW2 Sudha  opening form of account no.  Kapoor 35227 CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 24 of 364 Sr. Exhibit No. D. No.  Details of Document  Relied upon by No.
7. Ex.PW2/F D­43 Statement   of   account   No. PW2 Sudha  3075000101352278   (old   No. Kapoor 35227)   in   the   name   of Surender Kumar Kaushik and Smt. Santosh Kaushik, for the period   w.e.f.   01.01.2001   to 01.11.2010
8. Ex.PW3/A D­82 Seizure memo dated  PW3 HariKisan  02.03.2012 Gupta 
9. Ex.PW3/B D­83 Letter dated 14.03.12 PW3 HariKisan  Gupta 
10. Ex.PW3/C D­83 Letter dated 19.03.2012 PW3 HariKisan  Gupta 
11. Ex.PW5/A D­51 Production cum seizure memo  PW5 Vinod Kumar  of photocopy of commercial  Sharma  file pertaining to telephone  No. 25912844 
12. Ex.PW5/B D­51 Photocopy of note sheet of  PW5 Vinod Kumar  commercial file authenticated  Sharma  by Commercial Officer namely Shri Mukund Tewari
13. Ex.PW5/C D­52 Photocopy of Installation  PW5 Vinod Kumar  details (26 pages) Sharma 
14. Ex.PW8/A D­62 Production cum seizure memo  PW8 Narender  of Sales invoice No.  S.Bedi A200102561 and one sheet of  subsidiary ledger
15. Ex.PW9/A D­24 Production cum seizure memo  PW9 H. C. Doria  certified copies of documents  (Sept 2010)
16. Ex.PW9/B D­24 Letter dated 10.08.10 PW9 H. C. Doria 
17. Ex.PW10/A D­5 Production cum seizure memo  PW10 Dinesh  of property return file of S.K.  Sharma  Kaushik
18. Ex.PW10/DX­1  D­4 Note­sheets running into seven PW10 Dinesh  to DX­7 pages Sharma  CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 25 of 364 Sr. Exhibit No. D. No.  Details of Document  Relied upon by No.
19. Ex.PW11/A D­3 Production cum seizure memo  PW11 Neeraj Pant  of Personal file of S.K.  Kaushik 
20. Ex.PW11/B D­2 Affidavit dated 01.03.2005 PW11 Neeraj Pant 
21. Ex.PW11/C D­36 Seizure memo dated  PW11 Neeraj Pant  20.06.2011 of details of salary of S.K. Kaushik for period  19.02.86 to June 2010 
22. Ex.PW11/D D­36 Details of Salary (18 pages) PW11 Neeraj Pant 
23. Ex.PW12/A D­6 Seizure memo dt. 01.06.2010  PW12 Dharmender of property & LIC etc Kumar 
24. Ex.PW12/B D­11 Search cum Observation  PW12 Dharmender memo dated 01.06.10 Kumar 
25. Ex.PW13/A D­20 Letter dated 13.10.2011 PW13 T.A.Menon
26. Ex.PW13/B D­19 Letter dated 19.10.2011 PW13 T.A.Menon
27. Ex.PW13/C D­15 Letter dated 19.11.2011 PW13 T.A.Menon
28. Ex.PW14/A D­13 Letter dated 12.10.2010 issued PW14 Sunil Kumar by the Office of Sub­Registrar­ 1 Kashmere Gate Delhi
29. Ex.PW15/A D­12 Letter dated 18.10.2011 PW15 B.K.Puri
30. Ex.PW16/A D­53 Seizure memo dated  PW16 Ms.Payal  01.11.2010 Sethi
31. Ex.PW16/B D­53 Customer details of CRN No.  PW16 Ms.Payal  2640050556 Sethi
32. Ex.PW16/C D­53 Payment Details during  PW16 Ms.Payal  period 25.05.2002 to  Sethi 14.09.2010
33. Ex.PW17/A D­39 Letter dated 01.11.2010 PW17 Rajender  Singh
34. Ex.PW17/B D­55 Letter dated 18.10.2011 PW17 Rajender  Singh
35. Ex.PW18/A D­37 Letter dated 29­09­2011 PW18 Bhupinder  Singh CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 26 of 364 Sr. Exhibit No. D. No.  Details of Document  Relied upon by No.
36. Ex.PW18/D­A to Additional Acknowledgment of Income  PW18 Bhupinder  D­D Document tax returns for the AY 1998­ Singh 99, 1999­2000, 2000­01 and  2001­02
37. Ex.PW19/A D­34 Seizure memo  PW19 Hemraj
38. Ex.PW19/B D­34 Certified copy of Registration  PW19 Hemraj file in respect of vehicle DL­ 9S V 8557 Motorcycle 
39. Ex.PW20/A D­33 Production cum Seizure memo PW20 S. R. Singhal dated 18.08.2010 of certified  copy of document in respect of Vehicle No, DL­2C V 0049  Make Hyundai Santro
40. Ex.PW20/B D­33 Certified copy of Registration  PW20 S. R. Singhal File of Car (13 pages)
41. Ex.PW21/A D­45 Letter dated 08.10.2011 PW21 P. N. Arora 
42. Ex.PW21/B D­45 Fees Details  PW21 P. N. Arora 
43. Ex.PW22/A D­26 Letter dated 28.10.2010 PW22 K. M. Ved
44. Ex.PW22/B D­27 Letter dated 07.03.2011 PW22 K. M. Ved
45. Ex.PW22/C D­28 Letter dated 20.01.2011 PW22 K. M. Ved
46. Ex.PW22/D D­29 Letter dated 01.10.2010 PW22 K. M. Ved
47. Ex.PW22/E D­75 Letter dated 02.03.2012 PW22 K. M. Ved
48. Ex.PW22/A­1 to  D­26 Statement of Account  PW22 K. M. Ved A­8
49. Ex.PW22/B­1 to  D­27 Certified copy of Statement of  PW22 K. M. Ved B­5 Account
50. Ex.PW22/C­1 to  D­28 Certified copy of Statement of  PW22 K. M. Ved C­4 Account
51. Ex.PW22/D­1 D­29 Certified copy of Statement of  PW22 K. M. Ved Account 
52. Ex.PW22/E­1 to  D­75 Certified copy of Statement of  PW22 K. M. Ved E­5 Account  CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 27 of 364 Sr. Exhibit No. D. No.  Details of Document  Relied upon by No.
53. Ex.PW23/A D­20 Photocopy of Sale Deed of  PW23 Naveen  property No. 31 bearing  Kumar  Khasra No. 1296/1144  measuring 117 square yards
54. Ex.PW24/A D­20 Photocopy of Sale Deed  PW24 Manish  Nayyar
55. Ex.PW25/A D­16 Photocopy of Sale Deed of  PW25 Rajeev  property F­265 Sudarshan  Malhotra  Park to Smt. Santosh kaushik 
56. Ex.PW26/A D­18 Sale deed of property No. 10  PW26 Surender  Paschim Vihar Near  Kumar Narang Peeragarhi Chowk Delhi
57. Ex.PW27/A D­8 Sale Deed of agricultural land PW27 Tarif Singh bearing Khasra No. 57/23,  65/3 and 65/8 measuring 1  Bigha and 10 Biswa 
58. Ex.PW28/A D­32 Application for purchase of  PW28 S.R.  Kisan Vikas Patra in joint  Aggarwal name of Geeta Devi and Pulkit Kaushik
59. Ex.PW28/B D­32 Application for purchase of  PW28 S.R.  Kisan Vikas Patra in joint  Aggarwal name of Shiv Kumar Sharma  and Pulkit Kaushik
60. Ex.PW28/C D­32 Application for purchase of  PW28 S.R.  Kisan Vikas Patra in joint  Aggarwal name of Pulkit Kaushik and  Lalit Narayan
61. Ex.PW28/D D­32 Application for purchase of  PW28 S.R.  Kisan Vikas Patra in joint  Aggarwal name of Shiv Kumar Sharma  and Divya Kaushik
62. Ex.PW28/E D­32 Application for purchase of  PW28 S.R.  Kisan Vikas Patra in joint  Aggarwal name of Shiv Kumar Sharma  and Santosh Kaushik CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 28 of 364 Sr. Exhibit No. D. No.  Details of Document  Relied upon by No.
63. Ex.PW28/F D­32 Application for purchase of  PW28 S.R.  Kisan Vikas Patra in joint  Aggarwal name of Shiv Kumar Sharma  and Divya Kaushik
64. Ex.PW28/G D­32 Application for purchase of  PW28 S.R.  Kisan Vikas Patra in joint  Aggarwal name of Shiv Kumar Sharma  and Santosh Kaushik
65. Ex.PW28/H D­32 Application for purchase of  PW28 S.R.  Kisan Vikas Patra in joint  Aggarwal name of Divya Kaushik and  Santosh Kaushik
66. Ex.PW28/I D­32 Application for purchase of  PW28 S.R.  Kisan Vikas Patra in joint  Aggarwal name of Santosh Kaushik and  Divya Kaushik
67. Ex.PW28/I­1 D­32 Application for purchase of  PW28 S.R.  Kisan Vikas Patra in joint  Aggarwal name of Santosh Kaushik and  Divya Kaushik
68. Ex.PW28/J D­32 Application for purchase of  PW28 S.R.  Kisan Vikas Patra in joint  Aggarwal name of Santosh Kaushik and  Pulkit Kaushik
69. Ex.PW28/K D­32 Application for purchase of  PW28 S.R.  Kisan Vikas Patra in joint  Aggarwal name of Divya Kaushik and  Pulkit Kaushik
70. Ex.PW28/L D­32 Application for purchase of  PW28 S.R.  Kisan Vikas Patra in joint  Aggarwal name of S.K. Kaushik and  Santosh Kaushik
71. Ex.PW28/M D­32 Application for purchase of  PW28 S.R.  Kisan Vikas Patra in joint  Aggarwal name of Lalit Narayan and  Pulkit Kaushik CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 29 of 364 Sr. Exhibit No. D. No.  Details of Document  Relied upon by No.
72. Ex.PW28/N D­32 Application for purchase of  PW28 S.R.  Kisan Vikas Patra in joint  Aggarwal name of Santosh kaushik and  Lalit Narayan
73. Ex.PW28/O D­32 Application for purchase of  PW28 S.R.  Kisan Vikas Patra in joint  Aggarwal name of Geeta Devi and Divya Kaushik
74. Ex.PW28/P D­32 Application for purchase of  PW28 S.R.  Kisan Vikas Patra in joint  Aggarwal name of Geeta Devi and Divya Kaushik
75. Ex.PW28/Q D­32 Application for purchase of  PW28 S.R.  Kisan Vikas Patra in joint  Aggarwal name of Geeta Devi and  Santosh Kaushik
76. Ex.PW28/R D­32 Application for purchase of  PW28 S.R.  Kisan Vikas Patra in joint  Aggarwal name of Geeta Devi and Divya Kaushik
77. Ex.PW28/S­1 to  D­10 Receipt of Cash PW28 S.R.  S­35 Aggarwal
78. Ex.PW28/T­1 to  D­10 Original Kisan Vikas Patra  PW28 S.R.  T­7 Aggarwal
79. Ex.PW29/A D­13 Certified copy of Sale Deed  PW29 Arjun  Kumar 
80. Ex.PW31/A D­40 Letter dated 29­10­2010 PW31 Ms. Dhiraj  Chhabra
81. Ex.PW31/B D­40 List of policies  PW31 Ms. Dhiraj  Chhabra
82. Ex.PW31/C D­40 Status Report alongwith  PW31 Ms. Dhiraj  premium paid history of LIC  Chhabra policies (46 pages)
83. Ex.PW32/A D­35 Letter Dated 22.08.2011 PW32 Naveen  Kumar Sharma  CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 30 of 364 Sr. Exhibit No. D. No.  Details of Document  Relied upon by No.
84. Ex.PW32/B D­35 Transaction statement  PW32 Naveen  between 22.08.2009 to 09­02­ Kumar Sharma  2011
85. Ex.PW32/C D­35 Transaction statement in  PW32 Naveen  annexure B Kumar Sharma 
86. Ex.PW33/A D­30 Photocopies of application  PW33 Jhagger  forms alongwth the identity  Singh document (32 pages)
87. Ex.PW33/B D­31 Copy of ledger (PPF) 5 pages PW33 Jhagger  Singh
88. Ex.PW34/A D­52 Letter dated 23.09.2010  PW34 Bhagmal  regarding information  Singh telephone 25912844 for  period September 2000 till  17.09.2010 
89. Ex.PW34/B D­52 Computer generated payment  PW34 Bhagmal  details running into two pages Singh
90. Ex.PW34/C D­51 Computer generated payment  PW34 Bhagmal  details (3 pages) Singh
91. Ex.PW35/A D­49  Production cum Seizure memo PW35 Surender  dated 12.08.2010  Singh
92. Ex.PW35/B D­49 Copy of admission form of  PW35 Surender  Divya Kaushik Singh
93. Ex.PW35/C D­49 Letter dated 10.08.2010 PW35 Surender  Singh
94. Ex.PW35/D D­50 Details of expenses of Ms.  PW35 Surender  Divya Kaushik for B. Tech  Singh Program
95. Ex.PW35/E D­50 Photocopies of documents  PW35 Surender  regarding fee structure of  Singh Divya Kaushik
96. Ex.PW36/A D­73 Letter dated 03.08.2011 Safety PW36 Sanjay  Bond Sharma 
97. Ex.PW36/B D­73 Photocopy of application form PW36 Sanjay  for safety bonds  Sharma  CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 31 of 364 Sr. Exhibit No. D. No.  Details of Document  Relied upon by No.
98. Ex.PW37/A D­66 Seizure memo dated 06.01.12 PW37 Arun  Sharma 
99. Ex.PW37/A­1 D­66 Computer generated Status  PW37 Arun  Report of policy No.  Sharma  330655375 (2pages)
100. Ex.PW37/A­2 D­66 Computer generated status  PW37 Arun  report of policy No.  Sharma  120002810 in the name of  Surender Kumar Kaushik
101. Ex.PW37/A­3 D­66 Computer generated status  PW37 Arun  report of policy No.  Sharma  110998276
102. Ex.PW38/A D­72 Seizure memo dated  PW38 Lalait  28.11.2011 Narayan Sharma 
103. Ex.PW38/A­1­21 D­72 Photocopy of 21 rent receipts  PW38 Lalait  pertaining to the rent paid by  Narayan Sharma  Smt Santosh Kaushik 
104. Ex.PW38/B D­86 Letter dated 08.11.2011 PW38 Lalait  Narayan Sharma 
105. Ex.PW38/B­1 D­86 Photocopy of certificate of  PW38 Lalait  verification of Dharam Kanta  Narayan Sharma  dated 29.06.2001
106. Ex.PW38/C D­86 Photocopy of income tax  PW38 Lalait  returns for the said period  Narayan Sharma  running into 9 pages 
107. Ex.PW39/A D­8 Receipt dated 24.02.1989 for  PW39 Hansraj  Rs.1,35,000/­ Arora 
108. Ex.PW39/B D­8 Will dated 24.02.1989 in  PW39 Hansraj  favour of accused Santosh  Arora  Kaushik in respect of half  share of property WZ/246­B­1  Killa No.21 Musatatil No. 74  measuring 115.55 sq. yds. 

Uttam Nagar 

109. Ex.PW39/C D­8 Will dated 24.02.1989 in  PW39 Hansraj  favour of Santosh Kaushik  Arora  executed by Narayan Dass CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 32 of 364 Sr. Exhibit No. D. No.  Details of Document  Relied upon by No.

110. Ex.PW40/A D­8 General Power of Attorney  PW40 Arun Kumar executed by Smt. Neelima  Jindal  Jindal in favour of Raj  Kishore dated 11.08.1997

111. Ex.PW40/B D­8 Will dated 11.08.1997  PW40 Arun Kumar executed by Neelima Jindal  Jindal 

112. Ex.PW40/C D­8 Agreement to sell dated  PW40 Arun Kumar 11.08.97 executed by Neelima  Jindal  Jindal in favour of Raj Kishori

113. Ex.PW40/D D­8 Possession letter dated 01­04­ PW40 Arun Kumar 95 executed by Neelima Jindal Jindal  in favour of Raj Kishori

114. Ex.PW41/A D­48 Production cum seizure memo  PW41 Manuj  dated 12.08.2010  Chadha 

115. Ex.PW42/A D­77 Photocopy of certificate dated  PW42 Rajesh Jain 19.01.2008 regarding  purchase of gold from Santosh Kaushik

116. Ex.PW42/B D­77 Production cum seizure memo  PW42 Rajesh Jain of documents Certificate dated 19.01.2008 

117. Ex.PW43/A D­80 Letter dated 24.02.2012  PW43 Brij Mohan  relating to details of shares  Paliwal  held by Mrs. Santosh Kaushik 

118. Ex.PW43/B D­80 Letter dated 01.03.2012  PW43 Brij Mohan  relating to details of shares  Paliwal  held by Mrs. Santosh Kaushik 

119. Ex.PW45/A D­90 Computer generated copy of  PW45 Shailender  receipt dated 14.08.2008  Kumar  issued by the RTO

120. Ex.PW46/A D­18 Certified copy of registered  PW46 Ved Prakash sale deed dated 08.12.2008

121. Ex.PW47/A D­16 Seizure memo dated  PW47 Krishan  11.07.2011  Kumar 

122. Ex.PW48/A D­17 Letter dated 12.10.2010 (2  PW48 Mahesh  pages) Dhar  CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 33 of 364 Sr. Exhibit No. D. No.  Details of Document  Relied upon by No.

123. Ex.PW48/B D­17 Sale deed dated 12.12.2008  PW48 Mahesh  executed between Neelam  Dhar  Jindal as seller and S.K.  Kaushik as purchaser

124. Ex.PW49/A D­46­ Seizure memo dated  PW49 Jai  12.08.2010 Malhotra 

125. Ex.PW49/B D­46 Letter dated 12.08.2010 PW49 Jai  Malhotra 

126. Ex.PW49/C D­46 Details of fee for the period  PW49 Jai  w.e.f. 1995 to 2011 in respect  Malhotra  of Divya Kaushik and Pulkit  Kaushik (16 pages)

127. Ex.PW50/A D­61  Production cum seizure memo  PW50 Sri Ram dated 15.09.2011 

128. Ex.PW50/B D­61 Receipt No. 557050 dated  PW50 Sri Ram 30.06.2009 of the Property  Tax name of Smt. Santosh  Kaushik

129. Ex.PW54/A D­41 Letter dated 29.07.2010 PW51 V.  Krithivasan

130. Ex.PW54/B D­41 Statement of account for the  PW51 V.  period 18.11.92 to 02.09.2009 Krithivasan

131. Ex.PW55/A D­54 Letter dated 27.07.2011 PW55 Pawan  Singh

132. Ex.PW55/B D­54 Annexure A of letter  PW55 Pawan  Singh

133. Ex.PW55/C D­54 Photographs  PW55 Pawan  Singh

134. Ex.PW56/A D­57 Letter dated 21.05.2012 PW56  N.K.Mahajan

135. Ex.PW56/B D­57 Valuation report of property  PW56  No. f­265 Sudarshan Park  N.K.Mahajan second floor New Delhi

136. Ex.PW56/C D­57 Valuation report of property  PW56  No. A­44 Palam Sector­7  N.K.Mahajan Dwarka  CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 34 of 364 Sr. Exhibit No. D. No.  Details of Document  Relied upon by No.

137. Ex.PW56/D D­76 Valuation report of property  PW56  No. WZ­246B Uttam, Nagar  N.K.Mahajan New Delhi

138. Ex.PW56/E D­76 Forwarding letter dated  PW56  09.03.2012 N.K.Mahajan

139. Ex.PW59/A D­63 Letter dated 06.06.2011 PW59 Suneet  Sharma

140. Ex.PW60/A D­20 Copy of sale deed  PW60 Daulat Ram  Kashyap

141. Ex.PW61/A D­12 Survey Report  PW61Himanshu

142. Ex.PW62/A D­32 Letter dated 13.03.2012 PW62 D. C.  Sharma 

143. Ex.PW63/A D­33 Certified copy of the  PW63 Hemant registration slip of Vehicle  DL­2CV 0049

144. Ex.PW63B D­33 Certified copy of fancy  PW63 Hemant Number allotment slip

145. Ex.PW63/C D­33 Certified copy of Form­20 PW63 Hemant

146. Ex.PW63/D D­33 Certified copy of Form  PW63 Hemant 21/Sale Certificate

147. Ex.PW63/E D­33 Certified copy of form 22/  PW63 Hemant vehicle identification  certificate

148. Ex.PW63/F D­33 Certified copy of  PW63 Hemant manufacturer invoice 

149. Ex.PW63/G D­33 Certified copy of sale invoice  PW63 Hemant of agency

150. Ex.PW63/H D­33 Certified copy of insurance  PW63 Hemant policy

151. Ex.PW63/I D­33 Certified copy of Form­60 PW63 Hemant

152. Ex.PW63/J D­33 Certified copy of Form  PW63 Hemant 17/Trade Certificate  CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 35 of 364 Sr. Exhibit No. D. No.  Details of Document  Relied upon by No.

153. Ex.PW63/K D­33 Certified copy of Form19 PW63 Hemant

154. Ex.PW63/DA D­33 Photocopy   of   Election   ID Card   in   the   name   of   Lalit Narain   son   of   Shiv   Kumar Sharma

155. Ex.PW64/A to  D­83 Certificate U/s 2­A of bankers  PW64 Sh. Bhim  Ex.PW64/F Book of Evidence Act in  Singh Singal Respect of A/c No.  21740100014923,  2174010007575, A/c No.  2174010007576, A/c No.  21740100012673,A/c No.  21740100004798

156. Ex.PW64/F D­89 Certified copy of statement of  PW64 Sh. Bhim  account No. 21740100014923 Singh Singal

157. Ex.PW64/G D­89 Certified copy of statement of  PW64 Sh. Bhim  account No. 21740100004798 Singh Singal

158. Ex.PW65/A D­22 Letter dated 03.08.2010 PW65 R. M. Sati

159. Ex.PW65/B D­21 Letter dated 12.08.2010 PW65 R. M. Sati

160. Ex.PW65/C D­21 Computer generated statement PW65 R. M. Sati of account No.  21740100014923 in the name  of Santosh Kaushik

161. Ex.PW65/D D­21 Computer generated statement PW65 R. M. Sati of account No. SB28105 in the name of Pulkit Kaushik

162. Ex.PW65/E D­21 Computer generated statement PW65 R. M. Sati of account Bearing No,  2174100007576

163. Ex.PW65/F D­21 Computer generated statement PW65 R. M. Sati of account Bearing No. SB  28106 in the Name of Divya  Kaushik

164. Ex.PW65/G D­21 Statement of account in  PW65 R. M. Sati respect of account No. 28106 CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 36 of 364 Sr. Exhibit No. D. No.  Details of Document  Relied upon by No.

165. Ex.PW65/H D­21 Computer generated copy of  PW65 R. M. Sati statement of account in  respect of account No.  21740100012673

166. Ex.PW65/I D­85 Letter dated 10.11.2010 PW65 R. M. Sati

167. Ex.PW67/A D­78 Details regarding 4 MIS  PW 67 Roop  account  Chand 

168. Ex.PW67/B­ D­78 Photocopies of ledger sheet of  PW 67 Roop  Ex.PW67/E all the four Account  Chand 

169. Ex.PW68/A D­67 Details regarding three  PW68 Mohan Lal  Recurring Deposit 

170. Ex.PW68/B­ D­67 Attested copies of ledger  PW68 Mohan Lal  Ex.PW68/D sheets of all RD Accounts  bearing No. 344875, 344872,  344871

171. Ex.PW69/A D­64 Details regarding account of  PW69 A. K.  Raj Kishori account bearing  Mahajan No. 6947 UCO Bank Rajendra Place 

172. Ex.PW69/B D­64 Copy of opening form of  PW69 A. K.  account No. 6947 Mahajan

173. Ex.PW69/C D­64 Copy of account opening form PW69 A. K.  of account No. 6941 Mahajan

174. Ex.PW69/D D­64 Statement of account No, 6947 PW69 A. K.  Mahajan

175. Ex.PW69/E D­64 Photocopy of ten vouchers  PW69 A. K.  relating to account no. 6947 Mahajan

176. Ex.PW69/F D­42 Details of account of Smt. Raj  PW69 A. K.  Kishori Mahajan

177. Ex.PW69/G D­42 Photocopies of six vouchers  PW69 A. K.  relating to account no. 6947 Mahajan

178. Ex.PW69/H D­42 Statement of account in  PW69 A. K.  respect of account no. 6947 Mahajan

179. Ex.PW70/A D­88 Letter dated 10.05.2012 PW70 M.R.V.  Subrahmanyam CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 37 of 364 Sr. Exhibit No. D. No.  Details of Document  Relied upon by No.

180. Ex.PW70/B D­88 Certificate under banker's  PW70 M.R.V.  Book of evidence act Subrahmanyam

181. Ex.PW70/C D­88 Statement of account  PW70 M.R.V.  Subrahmanyam

182. Ex.PW71/A D­38 Income tax return for the  PW71 P.N.  assessment year 2009­2010  Kaushik running into five pages 

183. Ex.PW71/B D­38 Covering Letter PW71 P.N.  Kaushik

184. Ex.PW71/C D­39 Income tax return for  PW71 P.N.  assessment year 2006­07 to  Kaushik 2008­09 relating to Smt. Raj  Kishori

185. Ex.PW71/D D­39 Income tax return for the  PW71 P.N.Kaushik assessment year 2007­08

186. Ex.PW71/E D­39 Income tax return for  PW71 P.N.  assessment year 2008­09 of  Kaushik Raj Kishori

187. Ex.PW72/A D­23 Letter dated 15.09.2010 PW72 Lalit Kumar  Gupta 

188. Ex.PW72/B D­23 Statement of Account  PW72 Lalit Kumar  Gupta 

189. Ex.PW72/C D­23 Statement of Account of S.K.  PW72 Lalit Kumar  Kaushik of account No,  Gupta  01190058463 for the period  from 15.03.2003 to  30.06.2010

190. Ex.PW72/D­1 D­23 FDR No. 30225635455 dated  PW72 Lalit Kumar  17.08.87 for Rs.70,000/­ in the Gupta  Name of S.K. Kaushik

191. Ex.PW72/D­2 D­23 FDR No. 30495484459 dated  PW72 Lalit Kumar  18.09.2008 for Rs.1,05,000/­ Gupta 

192. Ex.PW72/D­3 D­23 FDR No. 30495484721 dated  PW72 Lalit Kumar  18.09.2008 of Rs.2,00,000/­ Gupta  CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 38 of 364 Sr. Exhibit No. D. No.  Details of Document  Relied upon by No.

193. Ex.PW73/A D­70 Information by company  PW73 Sunil Bhatia Secretary of Delhi Stock  Exchange

194. Ex.PW73/B D­70 Certified copy of daily  PW73 Sunil Bhatia quotation dated 30.06.89 to  24.12.92 in respect of Oswal  Agro Mills Ltd.

195. Ex.PW73/C D­70 Certified copy of daily  PW73 Sunil Bhatia quotation 30.06.89 to 24.12.92 in respect of Oswal Greentech Ltd.

196. Ex.PW74/A D­74 Letter dated 10.10.2011 PW74 Geeta Batra 

197. Ex.PW74/B D­74 Copy of GPF Account No, CF­ PW74 Geeta Batra  61292

198. Ex.PW74/C D­74 Summary about contribution  PW74 Geeta Batra  and interest of the account  holder

199. Ex.PW75/A D­56 Certified copy of Power of  PW75 Sameet Vats  Attorney dated 14.05.96 vide  registration No. 7834 in Addl. 

Book IV Vol No. 86

200. Ex.PW75/B D­56 Covering letter  PW75 Sameet Vats 

201. Ex.PW77/A D­16 General Power of attorney  PW77 Vivek Yadav dated 30.09.2004

202. Ex.PW79/A D­66 Computer generated copy of  PW79 Kuldeep  status report of policy bearing Kumar  330655375

203. Ex.PW80/A D­66 Computer generated certified  PW80 Mukesh  copy of status report of policy  Kumar  bearing No. 120002810 

204. Ex.PW80/B D­66 Computer generated certified  PW80 Mukesh  copy of status report of policy  Kumar  bearing No, 110998276

205. Ex.PW81/A D­24 Certified photocopy of  PW80 Mukesh  Account opening form of  Kumar  account no, 20175 CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 39 of 364 Sr. Exhibit No. D. No.  Details of Document  Relied upon by No.

206. Ex.PW82/A D­50 Admission   slip   pertaining   to PW82 Sushma  Ms. Divya Kaushik

207. Ex.PW82/B D­50 Photocopy of fee receipt dated PW82 Sushma  24.02.2010

208. Ex.PW83/1 D­25 Letter dated 30.07.2011 PW83 Neha  Saxena 

209. Ex.PW83/2 D­25 Statement of account No,  PW83 Neha  015501022795 of S.K.  Saxena  Kaushik

210. Ex.PW85/A Additional Certificate U/s 65 B of Indian  PW85 Santosh Document Evidence Act

211. Ex.PW87/A D­47 Letter dated 07.08.2010 PW87 Sh. Ganeshi  Lal Sagar

212. Ex.PW87/B D­47 Copy of registration cum  PW87 Sh. Ganeshi  admission form of Pulkit  Lal Sagar Kaushik

213. Ex.PW87/C D­48 Photocopies of fee receipt No.  PW87 Sh. Ganeshi  133733 Lal Sagar

214. Ex.PW87/D D­48 Photocopies of fee receipt No.  PW87 Sh. Ganeshi  137360 Lal Sagar

215. Ex.PW87/E D­48 Photocopies of fee receipt No,  PW87 Sh. Ganeshi  135807 Lal Sagar

216. Ex.PW87/F D­48 Photocopies of fee receipt no.  PW87 Sh. Ganeshi  1785 Lal Sagar

217. Ex.PW88/A D­8 Affidavit executed by Smt.  PW88 Neelima  Neelima Jindal  Jindal

218. Ex.PW88/B D­8 Cash receipt  PW88 Neelima  Jindal

219. Ex.PW88/C D­8 Letter dated 24.11.2008 PW88 Neelima  Jindal

220. Ex.PW88/DX­1  Additional Copy of the receipt of Laxmi  PW88 Neelima  to DX­9 Document Chand Jindal

221. Ex.PW90/A Additional Authority letter  PW90 Hitender  Document CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 40 of 364 Sr. Exhibit No. D. No.  Details of Document  Relied upon by No.

222. Ex.PW90/B Additional Copies of ITR of Late Smt. Raj PW90 Hitender  Document Kishori for assessment year  2006­07

223. Ex.PW90/C Additional Copies of ITR of late Smt. Raj  PW90 Hitender  Document Kishori for Assessment year  2007­08

224. Ex.PW90/D Additional Copies of ITR of Late Smt. Raj PW90 Hitender  Document Kishori for Assessment year  2008­09

225. Ex.PW90/E Additional Income tax return of Santosh  PW90 Hitender  Document Kaushik for assessment year  2009­10

226. Ex.PW90/F Additional Income tax return of Santosh  PW90 Hitender  Document Kaushik for assessment year  2010­11

227. Ex.PW90/G Additional Income tax return of Santosh  PW90 Hitender  Document Kaushik for assessment year  2011­12

228. Ex.PW90/H Additional Income tax return of Santosh  PW90 Hitender  Document Kaushik for assessment year  2012­13

229. Ex.PW90/I Additional Income tax return of Santosh  PW90 Hitender  Document Kaushik for assessment year  2013­14

230. Ex.PW90/J Additional Income tax return of Santosh  PW90 Hitender  Document Kaushik for assessment year  2014­15

231. Ex.PW90/K Additional Income tax return of Santosh  PW90 Hitender  Document Kaushik for assessment year  2015­16

232. Ex.PW90/L Additional Income tax return of Santosh  PW90 Hitender  Document Kaushik for assessment year  2016­17

233. Ex.PW90/M Additional Income tax return of Santosh  PW90 Hitender  Document Kaushik for assessment year  2016­17 CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 41 of 364 Sr. Exhibit No. D. No.  Details of Document  Relied upon by No.

234. Ex.PW90/N Additional Income tax return of Santosh  PW90 Hitender  Document Kaushik for assessment year  2016­17

235. Ex.PW90/O Additional Income tax return of Santosh  PW90 Hitender  Document Kaushik for assessment year  2016­17

236. Ex.PW90/P Additional Income tax return of Santosh  PW90 Hitender  Document Kaushik for assessment year  2016­17

237. Ex.PW91/A Additional Letter addressed to the Court PW91 Anil Arora  Document

238. Ex.PW91/B D­2 Computer generated copy of  PW91 Anil Arora  electricity bill dated 26.07.17

239. Ex.PW91/C Additional Original record of electricity  PW91 Anil Arora  Document connection no. 7Z­63176 

240. Ex.PW91/D Additional Computer generated payment  PW91 Anil Arora  Document details from year 2002 to 2010

241. Ex.PW91/E Additional Meter reading details from  PW91 Anil Arora  Document year 2002

242. Ex.PW91/F Additional Meter details / status  PW91 Anil Arora  Document

243. Ex.PW91/G Additional Electricity bills from year  PW91 Anil Arora  Document 2002 to 2010

244. Ex.PW91/H Additional Certificate u/s 65B of  PW91 Anil Arora  Document Evidence Act

245. Ex.PW91/I Additional Copy of consumer request  PW91 Anil Arora  Document status 

246. Ex.PW92/A D­1 Carbon copy of FIR dated  PW92 Vikas  31.05.2010 Kumar Pathak

247. Ex.PW92/B D­2 Service Book PW92 Vikas  Kumar Pathak

248. Ex.PW92/C D­13 Letter dated 12.10.2010 PW92 Vikas  Kumar Pathak CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 42 of 364 Sr. Exhibit No. D. No.  Details of Document  Relied upon by No.

249. Ex.PW92/D D­30 Letter dated 28.07.2010 PW92 Vikas  Kumar Pathak

250. Ex.PW92/E D­38 Letter dated 25.08.2010 PW92 Vikas  Kumar Pathak

251. Ex.PW92/F D­58 Letter dated 04.08.2011 PW92 Vikas  Kumar Pathak

252. Ex.PW92/G D­59 Letter dated 24.12.2010 PW92 Vikas  Kumar Pathak

253. Ex.PW92/H D­59 Statement of account bearing  PW92 Vikas  No. 5965633 Kumar Pathak

254. Ex.PW92/I D­59 Letter dated 02.12.2010 PW92 Vikas  Kumar Pathak

255. Ex.PW92/J D­59 Letter dated 09.08.2011 PW92 Vikas  Kumar Pathak

256. Ex.PW92/K D­60 Letter dated 09.08.2011 PW92 Vikas  Kumar Pathak

257. Ex.PW92/L­1 D­71 Letter dated 12.01.2012 PW92 Vikas  Kumar Pathak

258. Ex.PW92/M D­79 Letter dated 24.02.2012 PW92 Vikas  Kumar Pathak

259. Ex.PW92/N D­87 Letter dated 02.03.2012 PW92 Vikas  Kumar Pathak

260. Ex.PW92/DX­1 D­36 Arrears of DA for period  PW92 Vikas  intervening July 1994 to  Kumar Pathak September 1994

261. Ex.PW92/DX­2 D­36 Details of Arrears of DA  PW92 Vikas  01.06.2006­ 31.03.2007 Kumar Pathak

262. Ex.PW92/DX­3 D­36 Details of Arrears of DA  PW92 Vikas  Kumar Pathak

263. Ex.PW92/DX­4 Additional Letter dated 16.08.96 PW92 Vikas  Document Kumar Pathak

264. Ex.PW92/DX­5 D­7 FDR No. NC­015971 dated  PW92 Vikas  04.01.95 Kumar Pathak

265. Ex.PW92/DX­6 D­7 Seizure memo of pro­note  PW92 Vikas  receipt dated 13.03.88 Kumar Pathak CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 43 of 364 Sr. Exhibit No. D. No.  Details of Document  Relied upon by No.

266. Ex.PW92/DX­7 D­7 Seizure memo of Nine  PW92 Vikas  certificate issued by Alp  Kumar Pathak Bachat Co­operative Thrift  and Credit Society

267. Ex.PW92/DX­8 D­7 Seizure memo of two share  PW92 Vikas  certificate issued by Delhi  Kumar Pathak State consumer co­operative  society store Ltd 

268. Ex.PW92/DX­9 D­7 Photocopy of KVP PW92 Vikas  Kumar Pathak

269. Ex.PW92/DX­10 D­7 National saving certificate in  PW92 Vikas  the name of LateSh. Laxmi  Kumar Pathak Chand for the total of  Rs.29,000/­

270. Ex.PW92/DX­11 D­7 Photocopy of Indra Vikas  PW92 Vikas  Patra  Kumar Pathak

271. Ex.PW92/DX­12 Additional Certified copy of sale deed  PW92 Vikas  Document dated 28.08.95  Kumar Pathak

272. Ex.PW92/DX­13 Additional Sale deed dated 05.10.71of  PW92 Vikas  Document plot no. 81 Indira Park  Kumar Pathak Madipur Delhi

273. Ex.PW92/DX­14 Additional Cash receipt of Rs.3,38000/­ PW92 Vikas  Document Kumar Pathak

274. Ex.PW92/DX­15 Additional Copies of Cheque bearing No.  PW92 Vikas  Document 806706, 806707 dated  Kumar Pathak 17.12.93 drawn from Punjab  and Sind Bank, Paschim Puri  Delhi

275. Ex.PW92/DX­16 Additional Copy of Sale Deed date  PW92 Vikas  Document 09.03.73 in favour of Laxmi  Kumar Pathak Chand 

276. Ex.PW92/DX­17 Additional Copy of sale deed dated  PW92 Vikas  Document 11.02.71 in favour of Laxmi  Kumar Pathak Chand in respect of plot No.  67 situated at village Singal  Pur Delhi CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 44 of 364 Sr. Exhibit No. D. No.  Details of Document  Relied upon by No.

277. Ex.PW92/DX­18 Additional Translated copy of Sale Deed PW92 Vikas  Document Kumar Pathak

278. Ex.PW92/DX­19 Additional Copy of sale deed dated  PW92 Vikas  Document 06.09.95 of property no. 27/4  Kumar Pathak Old Rajinder Nagar New  Delhi

279. Ex.PW92/DX­20 Additional Certificate of Sale Deed dated  PW92 Vikas  Document 21.08.95 of property No. 27/4  Kumar Pathak Old Rajinder Nagar New  Delhi

280. Ex.PW92/DX­21 Additional Copies of ITR PW92 Vikas  Document Kumar Pathak

281. Ex.PW92/DX­22 Additional Copy of tax return of Late Raj  PW92 Vikas  Document Kishori pertaining to year  Kumar Pathak 1998­99

282. Ex.PW92/DX­23 Additional Copy of tax return of S.K.  PW92 Vikas  Document Kaushik for the year of 2008 Kumar Pathak

283. Ex.PW92/DX­24 Additional Original copy of bill dated  PW92 Vikas  Document 19.01.2008 of Rupal Jewellers Kumar Pathak Gurudwara Road Karol Bagh  New Delhi for Rs. 2,50,990/­

284. Ex.PW92/DX­25 Additional Copy of cheque dated  PW92 Vikas  Document 21.01.2008 Kumar Pathak

285. Ex.PW92/DX­26 Additional 5 Photocopies of shares  PW92 Vikas  Document certificate of 100 units issued  Kumar Pathak by UTI in the name of Laxmi  Chand Kaushik

286. Ex.PW92/DX27­ Additional Two letters regarding share  PW92 Vikas  28 Document certificate issued by UTI in  Kumar Pathak Favour of Raj Kishori 

287. Ex.PW92/DX­29 Additional Photocopies of 18 Share  PW92 Vikas  Document Certificates issued by UTI in  Kumar Pathak the name of Laxmi chand 

288. Ex.PW92/DX­30 Additional Original dated 08.02.99  PW92 Vikas  Document containing all the details of  Kumar Pathak 1900 units of shares in the  CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 45 of 364 Sr. Exhibit No. D. No.  Details of Document  Relied upon by No. name of Smt. Raj Kishori

289. Ex.PW92/DX­31 Additional Intimation letter dated  PW92 Vikas  Document 23.08.99 issued by M.N.  Kumar Pathak Dastur on behalf of Dastur

290. Ex.PW92/DX­32 Additional Photocopy of sale deed  PW92 Vikas  Document 28.08.95in the name of  Kumar Pathak Saubhagya Madaan in respect of property No. 27/4 Old  Rajinder Nagar New Delhi

291. Ex.PW92/DX­33 D­7 Loan receipt dated 12.06.89  PW92 Vikas  executed by Indira Trading co. Kumar Pathak in favour of Smt. Raj Kishori 

292. Ex.PW92/DX­34 D­7 Loan receipt dated 28.05.89  PW92 Vikas  executed by Indira Trading  Kumar Pathak company in favour of Raj  Kishori 

293. Ex.PW92/DX­35 D­7 Original statement of account  PW92 Vikas  of A/c No. 011411 of Raj  Kumar Pathak Kishori

294. Ex.PW92/DX­36 D­7 Intimation dated 06.01.95 sent PW92 Vikas  by Bank of Baroda to Raj  Kumar Pathak Kishori 

295. Ex.PW92/DX­37 D­7 Intimation letter sent by  PW92 Vikas  Syndicate Bank addressed to  Kumar Pathak Smt. Raj Kishori 

296. Ex.PW92/DX­38 D­7 Letter dated 07.08.97 issued  PW92 Vikas  by DCM Financial Services  Kumar Pathak Ltd. To Raj Kishori 

297. Ex.PW92/DX­39 D­7 Copy of UTI monthly income  PW92 Vikas  scheme certificate No. GMIS  Kumar Pathak 1992 of 2000 units having  value of Rs.10/­

298. Ex.PW92/DX­40 D­7 Copy of FDR dated 269.97 in  PW92 Vikas  the name of Raj Kishori issued Kumar Pathak by the Siel Financial Services  Ltd for the sum of Rs. 25000/­ CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 46 of 364 Sr. Exhibit No. D. No.  Details of Document  Relied upon by No.

299. Ex.PW92/DX­41 D­7 Interest certificate of DCM  PW92 Vikas  Financial services seized from Kumar Pathak the house of accused S.K.  Kaushik

300. Ex.PW92/DX­42 Additional National Insurance co, Ltd.  PW92 Vikas  Document Policy No. 3603016103157 Kumar Pathak

301. Ex.PW92/DX­43 Additional Receipt dated 28.02.1987 in  PW92 Vikas  Document respect of payment of premium Kumar Pathak

302. Ex.PW92/DX­44 D­7 LIC Mutual Fund income  PW92 Vikas  warrant for moth of August  Kumar Pathak 1992

303. Ex.PW92/DX­45 Additional Valuation report of Jewellery  PW92 Vikas  Document from P.P. Jewellers Kumar Pathak

304. Ex.PW92/DX­46 Additional Copy of bill for Rs.11,8,476/­  PW92 Vikas  to 47 Document and Rs.6,12,223/­ Kumar Pathak

305. Ex.PW92/DX­48 Additional Five premium receipt issued  PW92 Vikas  Document by LIC  Kumar Pathak

306. Ex.PW92/DX­49 Additional LIC Mutual Fund Certificate  PW92 Vikas  Document dated 22.06.92 in the name of  Kumar Pathak Raj Kishori 

307. Ex.PW92/DX­50 Additional Original of ULIP No.  PW92 Vikas  Document 331418586, 331418587,  Kumar Pathak 331418588, 331418589,  331418592 for Rs.3,81,967/­

308. Ex.PW92/DX­51 Additional Market Plus Policies for  PW92 Vikas  Document Rs.3,80,000/­ Kumar Pathak

309. Ex.PW92/DX­52 Additional Death Claim in respect of Smt. PW92 Vikas  Document Raj Kishori Kumar Pathak

310. Ex.PW92/DX­53 Additional Counter foil issued by the  PW92 Vikas  Document bank  Kumar Pathak

311. Ex.PW92/DX­54 Additional ITR of Raj Kishori pertaining  PW92 Vikas  Document to year 1991­92, 1992­93,  Kumar Pathak 1993­94

312. Ex.PW92/DX­55 Additional Receipt of Rs.30,000/­ from  PW92 Vikas  Document Switzerland by Raj Kishori  Kumar Pathak CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 47 of 364 Sr. Exhibit No. D. No.  Details of Document  Relied upon by No.

313. Ex.PW92/DX­56 Additional Receipt of Rs.50,000/­ from  PW92 Vikas  Document Union Bank of Switzerland  Kumar Pathak

314. Ex.PW92/DX­57 Additional Copy of RC of Maruti Car No. PW92 Vikas  Document DL2C5610 in the name of Raj  Kumar Pathak Kishori 

315. Ex.PW92/DX­58 Additional Copy of cheque No. 62135  PW92 Vikas  Document dated 13.11.91 for  Kumar Pathak Rs.1,57,896/­

316. Ex.PW92/DX­59 Additional Original ITR pertaining to  PW92 Vikas  Document assessment year 1991­92  Kumar Pathak 1992­93, 1994­95

317. Ex.PW92/DX­60 Additional Copy of Novation agreement  PW92 Vikas  Document dated 01.11.2007 Kumar Pathak

318. Ex.PW92/DX­61 Additional Copies of Cheques dated  PW92 Vikas  to 63 Document 31.10.2007 for Rs.1,31,080/­ Kumar Pathak

319. Ex.PW92/DX­64 Additional Copy of Cheque dated  PW92 Vikas  Document 31.10.2007 issued by APM  Kumar Pathak GPO New Delhi

320. Ex.PW92/DX­65 Additional Copy of four Cheque for  PW92 Vikas  Document Rs.25,50,000/­  Kumar Pathak

321. Ex.PW92/DX­66 Additional Copy of cheques dated  PW92 Vikas  Document 01.11.2007 Kumar Pathak

322. Ex.PW92/DX­67 Additional Copy of 3 TDS Certificates  PW92 Vikas  Document Kumar Pathak

323. Ex.PW92/DX­68 Additional Certified copy of TDS  PW92 Vikas  Document Certificate  Kumar Pathak

324. Ex.PW92/DX­69 Additional Form No. 16 dated 13.02.90  PW92 Vikas  Document issued By Income Tax  Kumar Pathak Department regarding TDS  deducted 

325. Ex.PW92/DX­70 Additional Credit Bills dated 31.03.92 for PW92 Vikas  to 71 Document Rs.1,30,482/­ Kumar Pathak

326. Ex.PW92/DX­72 Additional Dividend Warrant issued by  PW92 Vikas  Document Bindal Agro Chem Ltd and  Kumar Pathak Oswal Chemical and  CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 48 of 364 Sr. Exhibit No. D. No.  Details of Document  Relied upon by No. Fertilizers Ltd for Rs. 4025/­  and Rs. 22,350/­

327. Ex.PW92/DX­73 Additional 17 Dividend Warrant  PW92 Vikas  Document Kumar Pathak

328. Ex.PW92/DX­74 Additional Photocopy of Sale Deed  PW92 Vikas  Document Kumar Pathak

329. Ex.PW92/DX­75 Additional Valuation Report  PW92 Vikas  Document Kumar Pathak

330. Ex.PW92/DX­76 Additional Copy of ITR PW92 Vikas  Document Kumar Pathak

331. Ex.PW92/DX­77 Additional Sale Deed Dated 26.06.1996 PW92 Vikas  Document Kumar Pathak

332. Ex.PW92/DX­78 Additional Relinquishment Deed dated  PW92 Vikas  Document 17.12.2004 Kumar Pathak

333. Ex.PW92/DX­79 Additional Copy of Pass book of PPF  PW92 Vikas  Document account of S. K. Kaushik Kumar Pathak

334. Ex.PW92/DX­80 Additional Copy of Passbook of Sh.  PW92 Vikas  Document Jaiveer who issued demand  Kumar Pathak draft in favour of Smt. Raj  Kishori

335. Ex.PW92/DX­81 Additional Copy of General power of  PW92 Vikas  Document Attorney  Kumar Pathak

336. Ex.PW92/DX­82 Additional Letter regarding acquisition of PW92 Vikas  Document property situated in Malikpur,  Kumar Pathak Kohi @ Rangpuri bearing  Khasra No.1135 

337. Ex.PW92/DX­83 Additional Copy of Will executed by Smt.  PW92 Vikas  Document Raj Kishori in favour of  Kumar Pathak Surender Kaushik

338. Ex.PW93/A­1 D­19 Copy of sale deed dated  PW93 Sh. Naveen  17.11.1995 Gandas

339. Ex.PW93/A­2 D­19 Copy of sale deed dated  PW93 Sh. Naveen  17.11.1995 Gandas

340. Ex.PW93/A­3 D­19 Copy of sale deed dated  PW93 Sh. Naveen  17.11.1995 Gandas CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 49 of 364 Sr. Exhibit No. D. No.  Details of Document  Relied upon by No.

341. Ex.PW93/A­4 D­20 Copy of sale deed dated  PW93 Sh. Naveen  13.07.1998 Gandas

342. Ex.PW93/A­5 D­20 Copy of sale deed dated  PW93 Sh. Naveen  13.07.1998 Gandas

343. Ex.PW93/A­6 D­20 Copy of sale deed dated  PW93 Sh. Naveen  24.02.1989 Gandas

344. Ex.PW93/A­7 D­20 Copy of sale deed dated  PW93 Sh. Naveen  24.02.1989 Gandas Defence Documents:

345. Ex.DW1/1 Nil  Photocopies of Bank Passbook DW1 Neelam  Account No.03590530000005 Grover
346. Ex.DW2/A Nil  Affidavit of Sansar Singh DW2 Sansar  Hooda 
347. Ex.DW2/2 Nil  Copy of entry of passbook of  DW2 Sansar  account no.  Hooda  0477/SB/01/004351 
348. Ex.DW3/A Nil  Affidavit of Anand singh DW3 Anand Singh
349. ExDW3/1 Nil  Copy of entry of passbook of  DW3 Anand Singh account No.  672210110000824
350. Ex.DW4/A Nil  Affidavit of Chitra  DW4 Chitra  Sharma 
351. Ex.DW5/A Nil  Affidavit of Satish Sharma DW5 Satish  Sharma 
352. Ex.DW6/A Nil  Affidavit of Shiv Kumar  DW6 Shiv Kumar  Sharma  Sharma 
353. Ex.DW7/A Nil  Affidavit of Promila Bhardwaj DW7 Promila  Bhardwaj
354. Ex.DW8/1 Nil  Valuation Report  DW8 Anup Nayyar 
355. Ex.DW9/1 Nil  Authorization DW9 Rahul  Sharma 
356. Ex.DW9/2 Nil  Rent Receipt  DW9 Rahul  Sharma  CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 50 of 364 Sr. Exhibit No. D. No.  Details of Document  Relied upon by No.
357. Ex.DW10/1 Nil  Computer generated Copy of  DW10 Vikas  statement of account No.  5201211910013565
358. Ex.DW11/1 Nil  Copy of account opening form DW11 Mohd. 

of Smt. Santosh Kaushik A/c  Shehjad No. 910010018811750

359. Ex.DW11/2 Nil  Copy of Cheque No. 075749  DW11 Mohd. 

                                             dated 04.09.10 for             Shehjad
                                             Rs.3,00,000/­
360. Ex.DW12/1                   Nil         Copy of lease deed executed    DW12 Pardeep 
                                             between MTNL and Santosh       Kumar 
                                             Kaushik

361. Ex.DW12/2                   Nil         Rent Details and TDS           DW12 Pardeep 
                                             Certificate                    Kumar 
362. Ex.DW13/1­13/3              Nil         Original application forms     DW13 Devi Prasad
363. Ex.DW13/4                   Nil         Details of maturity amount     DW13 Devi Prasad
364. Ex.DW14/1                   Nil         Record of account No. 11411  DW14 Shailender 
                                             of Smt. Raj Kishori          Kumar Singh
365. Ex.DW14/2                   Nil         Record of account No. 12816  DW14 Shailender 
                                             of Santosh Kaushik           Kumar Singh
366. Ex.DW15/1                   Nil         LIC mutual fund bearing folio  DW15 Nishant 

No. R1001088 of Raj Kishori Saurav

367. Ex.DW15/2 Nil  Authorization DW15 Nishant  Saurav

368. Ex.DW16/1 Nil  Authorization DW16 Sudish  Kumar 

369. Ex.DW16/2 Nil  Letter of authorized signatory  DW16 Sudish  of Lavkush Ramleela  Kumar  Committee 

370. Ex.DW16/3 Nil  Copy of Statement of Account  DW16 Sudish  Kumar 

371. Ex.DW18/1 Nil  Copy of issue register showing DW18 Lalit Arora entry of cheque no. 565709  dated 31.10.07 for Rs.41,000/­ CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 51 of 364 Sr. Exhibit No. D. No.  Details of Document  Relied upon by No.

372. Ex.DW18/2 Nil  Certificate u/s 65B of  DW18 Lalit Arora Evidence Act

373. Ex.DW19/1 Nil  Copy of KVP No.  DW19 Rajiv  OJBB272839 for Rs.5000/­ Kumar  dated 22.04.93

374. Ex.DW19/2 Nil  Copy of KVP No.  DW19 Rajiv  O5CC635896 for Rs.10,000/­  Kumar  dated 22.04.93

375. Ex.DW19/3 Nil  Copy of KVP No.  DW19 Rajiv  01AA061144 for Rs.1000/­ Kumar 

376. Ex.DW19/4 Nil  Copy of KVP No.  DW19 Rajiv  01AA061145  Kumar 

377. Ex.DW19/5 Nil  Copies of purchase  DW19 Rajiv  application containing the  Kumar  details of seven KVP

378. Ex.DW19/6 Nil  Copies of purchase  DW19 Rajiv  application containing the  Kumar  details of three KVP

379. Ex.DW19/7 Nil  Copies of purchase  DW19 Rajiv  applications containing the  Kumar  details of two KVPs 

380. ExDW19/8 Nil  Copies of purchase  DW19 Rajiv  applications containing the  Kumar  details of two KVPs

381. ExDW19/10 Nil  Copies of purchase  DW19 Rajiv  applications containing the  Kumar  details of four Indira Vikas  Patra 

382. Ex.DW20/1 Nil  Copy of letter dated 25.10.17 DW20 R.K.Vasisht 

383. Ex.DW20/2 Nil  Copy of the record from Post  DW20 R.K.Vasisht  Office Ramesh Nagar

384. Ex.DW21/1 Nil  Valuation report of Jewellery  DW21 Sh. Navin  of Smt. Raj Kishori  Malhotra

385. Ex.DW22/1 Nil  Status report of 13 policies in  DW22 Nirbhay  the name of Raj Kishori  Singh  CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 52 of 364 Sr. Exhibit No. D. No.  Details of Document  Relied upon by No.

386. Ex.DW22/2 Nil  Status report of maturity  DW22 Nirbhay  amount of LIC Policy Singh 

387. Ex.DW22/DX1 Nil  Authorization letter dated  DW22 Nirbhay  21.10.17 Singh 

388. Ex.DW23/1 Nil  Authorization DW23 Avdesh  Kumar 

389. Ex.DW23/2 Nil  Statement of account of Ms.  DW23 Avdesh  Divya Jain bearing No.  Kumar  526020211000388

390. Ex.DW24/1 Nil  Copy of Novation agreement  DW24 Alok Kumar dated 01.11.07

391. Ex.DW24/2 Nil  Copy of TDS Certificate  DW24 Alok Kumar running 6 pages

392. Ex.DW24/3 Nil  Copy of ledger account  DW24 Alok Kumar regarding payment of rent to  Santosh Kaushik

393. Ex.DW24/4 Nil  Authorization letter  DW24 Alok Kumar

394. Ex.DW25/1 Nil  Copy of Sale deed 30.04.70  DW25 Anup Singh vide registration 3272 in  additional book No. 1 vol. 

1220 pages 52.53

395. Ex.DW25/2 Nil  Copy of sale deed vide  DW25 Anup Singh registration No. 12019 in  additional book1 vol. 1536  pages 42­44 dated 14.08.71 

396. Ex.DW26/1 Nil  Copy of relinquishment deed  DW26 Naveen vide registration No. 8676 in  additional book NO.1 Vol. 

9341 pages 116­120 dated  27.12.96

397. Ex.DW26/2 Nil  Copy of Sale deed vide  DW26 Naveen registration no. 7508  in  additional book No.1 vol 8861 pages 168­175 dated 06.09.95

398. Ex.DW26/3 Nil  Sale deed vide registration no. DW26 Naveen 10115 in additional book no. 1 vo0l 8964 pages 96­102 dated  CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 53 of 364 Sr. Exhibit No. D. No.  Details of Document  Relied upon by No. 21.11.95

399. Ex.DW26/4 Nil  Sale deed vide registration no. DW26 Naveen 6894/6849 in additional book  no.1 Vol. 8840 pages 173­180  dated 21.08.95

400. Ex.DW26/5 Nil  Sale deed vide registration no. DW26 Naveen 1302 in additional book No.1  Vol. 9069 pages 46­53 dated  13.02.96

401. ExDPW26/6 Nil  Sale deed vide registration  DW26 Naveen 4525 in additional book No/.1  9069 46­53 dated 13.02.96

402. Ex.DW26/7 Nil  Sale deed vide registration  DW26 Naveen 7650 in additional Book No.1  Vol. 8866 pages 117­124  dated 12.09.95

403. Ex.DW27/1 Nil  Copy of saving account  DW27  opening form of Raj Kishori  Purushottam  Kumar 

404. Ex.DW27/2 Nil  Authority Letter  DW27  Purushottam  Kumar 

405. Ex.DW28/A Nil  Letter of Assistant General  DW28 Harshit  Manager Punjab & Sind  Anand  Bank, Jwalaheri Branch

406. Ex.DW29/1­29/2 Nil  Certified copies of Income Tax DW29 Hitender  return of Raj Kishori for the  assessment year 204­05 and  2008­09

407. Ex.DW29/3 Nil  Record pertaining to the  DW29 Hitender  income tax return of Raj  Kishori for the assessment  year 1998­99, 1999­00, 2000­ 2001, 2001­2002, 2002­2003  and 2003­2004

408. Ex.DW29/4 Nil  Record of income tax returns  DW29 Hitender  for the assessment year 2002­ CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 54 of 364 Sr. Exhibit No. D. No.  Details of Document  Relied upon by No. 03 to 2016­2017

409. Ex.DW29/5 Nil  Covering letter  DW29 Hitender 

410. Ex.DW30/1 Nil  Computerized statement of  DW30 Sh. 

                                             account of Lalit Naryan         Ramphal 
                                             account no. 10651092282
411. Ex.DW30/2                   Nil         Computer generated copy of      DW30 Sh. 
                                             statement of account of Shiv    Ramphal 
                                             Kumar 
412. Ex.DW31/1                   Nil         Letter dated 17.10.17 duly      DW31 Rajesh Negi
                                             signed by Ms. Archana 
                                             Chaudhary Principal 
                                             commissioner of Income Tax 
413. Ex.DW31/2                   Nil         Certificate relating to         DW31 Rajesh Negi
                                             Voluntarily Disclosure 
                                             Scheme 
414. Ex.DW32/A                   Nil         Record regarding sale deed in DW32 Sevajit 
                                             respect of property bearing 
                                             Plot No. 67 Khasra No. 25/6 
                                             village Singlapur Delhi 
                                             Registered on 15.02.71 vide 
                                             registration No. 1122 Addl. 
                                             Book No.01
415. Ex.DW33/A                   Nil         Record regarding               DW33 Daulat Ram

relinquishment deed in respect Kashyap of property bearing No. 1002  and 1003 plot no. 27 to 30 at  Shivaji Street Faiz road  Naiwala Karol Bagh Delhi  registered on 17.12.04 vide  registration No. 9000 addl. 

Book No.1 Volume 11292  pages 68­76 

416. Ex.DW34/A Nil  LIC Mutual fund bearing No.  PW34 Nishant  R­0101699 to R1001088 dated Saurav 22.06.92

417. Ex.DW34/B Nil  Covering letter  PW34 Nishant  Saurav CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 55 of 364 Sr. Exhibit No. D. No.  Details of Document  Relied upon by No.

418. Ex.DW35/A Nil  Covering letter 08.02.99 DW35 Sh. H. Surya Prakash 

419. Ex.DW35/B Nil  Covering letter dated 23.08.99 DW35 Sh. H. Surya Prakash 

420. Ex.DW36/A Nil  Report   from   the   office   of DW36 Hitender Principal   Commissioner Income   Tax   has   to   the   effect that the relevant record is not traceable

421. Ex.DW37/A Nil  GPA, Agreement to Sell,  DW37 Sh. Udit  Affidavit, Cash Receipt and  Sharma  Deed  EVIDENCE:

(6) In order to prove its case the prosecution has examined as many as Ninety Three Witnesses whereas the accused have examined as many as Thirty Seven witnesses, which are put in a tabulated form as under:
   Sr.          Witness                                      Deposition
   No.
1. Ms. Kiran Dabral PW1   Ms.   Kiran   Dabral   the   then   Additional (PW1) Commissioner, South Delhi Municipal Corporation,  has in   her   examination­in­chief   deposed   on   the   following aspects:­
1. That in the month of May, 2012, she was working as Additional   Commissioner,   South   Delhi   Municipal Corporation.
2. That her duties as Additional Commissioner of the MCD   were   to   supervise   the   work   of   different departments of South and Central Zone of the MCD, including the granting of sanction for prosecution of subordinate staff, upto the employee of Group­B. CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 56 of 364
3. That   the   sanction   order   in   respect   of   Surender Kumar   Kaushik   who   was   working   as   Junior Engineer,   MCD   bears   her   signatures   at   point­A along   with   her   official   seal   and   the   same   is Ex.PW1/A.
4. That   a   request   was   received   in   their   department from   the   CBI,   along   with   SP   report   and   other relevant document annxed thereto and the file was processed   and   submitted   by   their   Vigilance Department.
5. That after considering all the facts, documents and the statements of witnesses, she considered that it is a fit case for granting sanction for prosecution of Surender Kumar Kaushik.

In her cross examination the witness has deposed on the following aspects:­  That she has been authorized by specific orders of the   Commissioner   MCD,   to   grant   sanction   for prosecution   of   the   accused   and   other   subordinate officials.

 That she has not seen the ownership documents of the properties, mentioned in the sanction order and therefore, she is not aware about the names of the owners of the said properties.

 That   she   has   not   seen   any   supporting   document regarding the details of the properties and income of the   accused   mentioned   at   page­6   of   the   sanction order.

 That she has not seen any document in support of payments   against   LIC   policies,   worth Rs.66,99,287.70p.

 That she has not seen any document in support of the   income   of   the   expenditure,   mentioned   in   her sanction   order   but   has   only   seen   the   report submitted by the IO for granting the sanction.  That she does not remember what other documents were attached with the report by the IO. 2 Ms. Sudha  PW2 Ms. Sudha Kapoor, Officer, Punjab National Bank, Kapoor (PW2) Fire Station, Rajender Nagar Branch, New Delhi  has in her   examination­in­chief   deposed   on   the   following aspects:­ CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 57 of 364

1. That   in   the   month   of   November,   2010,   she   was working as an officer, Punjab National Bank, Fire Station, Rajender Nagar Branch, New Delhi.

2. That vide seizure memo dated 28.12.2010 which is Ex.PW2/A (D­43)  she had provided the documents mentioned   therein   to   CBI   Inspector   Vikas   Kumar Pathak.

3. That the attested photocopy of locker lease deed in favour   of   Surender   Kumar   Kaushik   and   Smt. Santosh Kaushik bears  her  signatures  and official seal on all the four pages at point A and the same is Ex.PW2/B.

4. That she had compared the said lease deed from the original,   from   their   record,   and   then   got photocopied from the original.

5. That the attested photocopy of ledger sheet of locker No. 1591 in the name of Surender Kumar Kaushik and   Smt.   Santosh   Kuashik,   for   the   period,   w.e.f. 10.03.1987 to 09.04.1988 bears her signatures and official seal on all the four pages at point A and the same is Ex.PW2/C.

6. That she had compared the said ledger sheet from the   original,   from   their   record,   and   then   got photocopied from the original.

7. That the total amount paid as rent of the locker is Rs.7,600/­.

8. That the attested photocopy of authority regarding deduction of rent from the account maintained in the same branch, in case of non­payment of the rent of the locker, is Ex.PW2/D bearing her signatures and official seal at point A.

9. That she had compared it from the original, from their   record,   and   then   got   photocopied   from   the original.

10. That the attested photocopy of account opening from of   account   No.   35227   in   the   name   of   Surender Kumar   Kaushik   and   Smt.   Santosh   Kaushik,   is Ex.PW2/E  bearing her signatures and official seal at point A on all the four pages.

11. That she had compared it from the original, from their   record,   and   then   got   photocopied   from   the original.

12. That   the   computer   generated   printout   of   the statement   of   account   No.   3075000101352278   (old CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 58 of 364 No. 35227) in the name of Surender Kumar Kaushik and   Smt.   Santosh   Kaushik,   for   the   period   w.e.f. 01.01.2001   to   01.11.2010   is  Ex.PW2/F  which printout is taken from their system in the branch.

In her cross examination the witness has deposed on the following aspects:­  That she has no personal knowledge as to how the figure  of  Rs.7,600/­  has  been   arrived  towards   the rent of the locker.

 That   the   annual   payment   towards   the   rent   of   the locker is made and the same is shown in the ledger account of the customer.

 That   she   does   not   know   the   period   for   which   the amount of Rs.7,600/­ has been paid as locker rent but   the   same   can   be   ascertained   from   the   ledger account of the customer.

 That the amount of Rs.7,600/­ was the locker rent for the period w.e.f. March, 1987 to March, 1990 @ Rs. 50/­ per year and w.e.f. March 1990 to March, 1992 @ Rs. 100/­ per year, w.e.f., March, 1992 to March,   1994   @   Rs.   125/­   per   year,   w.e.f.   March 1994 to March 1996 @ Rs. 150/­ per year, w.e.f., March, 1996 to March 1998 @ Rs. 300/­ per year, w.e.f. March 1998 to March 2000 @ Rs. 350/­ per year, w.e.f. March, 2000 to March 2005 @ Rs. 500 per   year,   w.e.f.   March   2005   to   March   2009   @ Rs.550/­ per year, w.e.f. March 2009 to March 2010 @ Rs. 700/­ per year.

 That   the   lock   of   the   locker   of   the   accused   was broken open in the month of November, 2011.  That she does not know about the payment made by the accused, regarding the break open charges and the other arrears of rent.

 That   the   CBI   officials   have   not   recorded   her statement.

 That the computer from which the documents have been generated are installed in their bank and are in custody of the bank officials who operate the same.  That  Ex.PW2/F  was   generated   by   the   concerned incharge on 01.11.2010.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 59 of 364 3 Sh. HariKisan  PW3 Sh. HariKisan Gupta, Company Secretary, in Oswal Gupta (PW3) Chemical and Fertilizers Limited  has in his examination­ in­chief deposed on the following aspects:­

1. That in the year 2009, he was working as Company Secretary,   in   Oswal   Chemical   and   Fertilizers Limited.  Its new name is Oswal Greentech Limited, since the year 2011.

2. That   he   used   to   look   after   the   work   of   Oswal Chemical   and   Fertilizers   Limited   pertaining   to  its share etc.

3. That in the year 2012, the CBI officials send some letters   to   their   company,   on   which   his   assistant visited the CBI office and thereafter he also visited the CBI office, for the investigations of the present case.

4. That   vide   the   seizure   memo   dated   02.03.2012   he provided   the   relevant   information   to   the   CBI, regarding   the   shares   and   demat   account   etc., pertaining   to   the   company,   on   which   the   CBI official,   prepared   this   document   which   bears   his signatures at point A and Ex.PW3/A.

5. That   vide   this   document,   he   provided   the   attested copies   of   some   documents,   as   mentioned   in   this document, to the CBI.

6. That he provided attested photocopies of 121 pages to   the   CBI   and   all   these   photocopies   bear   his signatures, in token of attestation.

7. That   vide   letter   dated   14.03.2012   (D­83)   in pursuance   to   the   E­mail   dated   05.03.2012,   he provided   the   photocopies   of   some   documents   to Inspector   Vikas   Kumar   Pathak   and   the   same   is Ex.PW3/B  and  bears   his   signatures   on   page­2   at point A.

8. That vide  letter  dated 19.03.2012 he  provided the photocopies  of some documents to the IO and the same is Ex.PW3/C which bears the signatures of Sh. B.M. Paliwal, his Assistant.

9. That   Mr.   B.M.   Paliwal   is   still   working   in   their company.

10. That the IO Vikas Kumar Pathak had also submitted the letter to him or to his office assistant, regarding furnishing   of   required   information   pertaining   to various shares certificates.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 60 of 364

11. That   the   said   letter,   running   into   13   pages,   is attached   with  Ex.PW3/C,   as   'Annexure­II',   from page No. 8 to 20 of this document.

12. That in pursuance to this Annexure­II, he provided the information vide Annexure­III, running into 29 pages,   which   are   at   page­21   to   page­49,   of Ex.PW3/C. In his   cross   examination  the  witness  has  deposed  on the following aspects:­  That   he   provided   the   information   to   the   IO,   from their record and the same was a computer generated record.

 That   the   computers   are   in   the   custody   of   the Registrar of the Company.

 That   he   has   not   brought   the   original   of   the documents, attached with Ex.PW3/A.  That   he   has   provided   the   photocopies   of   the documents, to the CBI, from the originals.  That   he   does   not   remember   whether   the   original documents were seen by the CBI officials or not.  That they are not having the price of the shares on a particular   date,   in   their   records.     The   same   are mentioned in the share transfer deeds.

4 Sh. Neeraj Bali  PW4   Sh.   Neeraj   Bali  has   in   his   examination­in­chief (PW­4) deposed on the following aspects:­

1. That   properties   bearing   Plot   No.   A­83   &   A­84, Sector­07, Palam Extension, New Delhi were owned by him and by his father, jointly.

2. That in the year 2005 or 2006, these properties were sold to two persons namely Sh. S.K. Kaushik and his wife but he does not remember the name of his wife now.

3. That he is not known to any Deepa Sharma.

4. That property No.  A­83  was sold against the sale consideration   of  Rs.1,30,000/­,   whereas   the   other property   bearing   No.   A­84   was   sold   for consideration of Rs.55,000/­ and the payments were received through cheque.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 61 of 364

5. That   all   the   documents   of   the   properties,   were handed over  to  the purchasers, at  the time  of the sale.

In his   cross   examination  the  witness  has  deposed  on the following aspects:­  That   he   cannot   say   whether   the   property   bearing No. A­84 was sold to Smt. Deepa Sharma and Smt. Santosh Kaushik.

 That   CBI   officials   had   called   him   and   made inquiries   from   him   and   his   statement   was   also recorded.

 That   the   CBI   officials   recorded   his   statement correctly, as per his statement.

 That his father was looking after the aforesaid two properties and the sale of these two properties was not effected by him.

 That he does not remember the exact date on which his statement was recorded by the IO.  That he was never shown any sale deed by the IO, when his statement was recorded.

 That the IO was already having the cheque number of   payment   with   him.   He   had   not   disclosed   any cheque number to him.

5 Sh. Vinod Kumar PW5 Sh. Vinod Kumar Sharma, Clerk in Record Section, Sharma (PW5) MTNL,   Rajouri   Garden,   New   Delhi,   has   in   his examination­in­chief deposed on the following aspects:­

1. That during the year 2010, he was posted in Record Section,   MTNL,   Rajouri   Garden,   New   Delhi,   as Clerk and his nature of duties were to maintain the commercial record of the telephone.

2. That   on   17.09.2010,   he   handed   over   certified photocopy   of   commercial   file,   pertaining   to telephone No. 25912844, to the IO, vide production cum   seizure   memo  dated   17.09.2010,  which  bears his signatures at point A and the same is Ex.PW5/A.

3. That the file of telephone number 25912844 (D­52), page  No.  2  to  4  are  photocopies  of  note  sheet   of commercial   file,   authenticated   by   Commercial Officer   namely   Sh.   Mukund   Tewari   and   the   same was   also   handed   over   to   the   IO,   CBI   and   he identifies   the   signatures   of  Sh.   Mukund   Tewari   at point A and the same is Ex.PW5/B. CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 62 of 364

4. That   photocopies   of   the   same,   running   into   26 pages, at page­1 of 26 of file (D­52), were provided to the IO and the same are Ex.PW5/C.

5. That he know Bhagmal Singh, who was the accounts officer at Rajouri Garden, MTNL Office but he had never seen him signing or writing.

6. That   the   CBI   had   never   recorded   his   statement, however, his signatures were obtained on the letter itself.

In his   cross   examination  the  witness  has  deposed  on the following aspects:­  That the IO had never asked the payment details of phone number 25912844 from him. 

 That   he   was   having   no   concern   with   it   as   the payment   details   were   the   subject   matter   of   the account department.

 That he has not disclosed to the IO that a payment of Rs.94,202/­  was   made   against   phone   number 25912844, for the period 01.09.2000 to 08.07.2010. However,   when   confronted   with   the   statement Ex.PW5/PX the above fact was found so recorded.  That   the   phone   number   25912844   was   initially installed in the name of Sh. Laxmi Chand and it was transferred   in   the   name   of   Smt.   Raj   Kishori,   on 27.01.2000.  He had never seen the original record.  That the name of the concerned commercial officer is Mukul Tewari and not Mukund Tewari.  That the commercial officer is in possession of these records.

 That   he   does   not   know   the   date   on   which   these documents were supplied to the IO, from the custody of the commercial officer.

 That he had not stated to the IO that he had brought the   document,   from   the   custody   of   Mr.   Narender Kumar.

 That he does not know the name of the person to whom he handed over the documents, mentioned om Ex.PW5/A. 6 Sh. Salil Kumar  PW6   Sh.   Salil   Kumar,   Assistant   Manager,   Delhi   Stock (PW6) Exchange, has in his examination­in­chief deposed on the following aspects:­ CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 63 of 364

1. That during the year 2012, he was posted in Delhi Stock Exchange, as Assistant Manager, since 2009.

2. That   Sh.   Sunil   Bhatia   was   Company   Secretary   in Delhi   Stock   Exchange,   in   the   year   2009   and presently, he is chief operating officer (officiating). He is still available.

That   this   witness   has   not   been   cross   examined   by   the accused persons.

7 Smt. Anjana  PW7 Smt. Anjana Rastogi, Asstt. Manager at Najafgarh Rastogi (PW7) Road Branch of State Bank of India, New Delhi  has in her   examination­in­chief   deposed   on   the   following aspects:­

1. That in September, 2010, she was posted as Asstt. Manager at Najafgarh Road Branch of State Bank of India, New Delhi and she know Sh. Lalit Kumar Gupta   who  was  the  chief  manager,  State   Bank  of India, during the period, 

2. That she had worked with him for approximately 1½ years as well conversant with his signatures and can identify his signatures if shown to her.

This witness has not been cross examined by the accused persons.

8. Sh. Narender S.  PW8 Sh. Narender S. Bedi, Sales Co­ordinated in Hans Bedi (PW­8) Hyundai   at   69/1A,   Moti   Nagar,   New   Delhi  has   in   his examination­in­chief   the   witness   has   deposed   on   the following aspects:­

1. That in October, 2010, he was working as Sales Co­ ordinated in Hans Hyundai at 69/1A, Moti Nagar, New Delhi.

2. That   he   has   handed   over   one   envelope,   which contained one seals invoice No. A 200102561, which was in the name of Sh. Laxmi Narayan Sharma R/o Nangloi,   New   Delhi   and   one   sheet   of   subsidiary ledger.

3. That D­63, which is production­cum­seizure memo, is shown to the witness and the witness identifies his signatures   at   point   A   along   with   date   22.10.2010 and the same is Ex.PW8/A.

4. That he identifies his initials along with date at point B with the endorsement as 'received by Narender'.

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5. That the sales invoice and the copy of the subsidiary ledger were handed over by him to the IO.

In his cross examination the witness has deposed that he does   not   remember   the   name   of   the   person   from   whom these documents were received by him.

9. Sh. H.C. Doria  PW9 Sh. H. C. Doria, Sr. Manager, UCO Bank, Punjabi (PW­9) Bagh Branch, New Delhi  has in his examination­in­chief deposed on the following aspects:­

1. That in September, 2010, he was posted as second man   Sr.   Manager,   UCO   Bank,   Punjabi   Bagh Branch, New Delhi.

2. That   he   has   handed   over   some   document   to   CBI, through one production­cum­seizure memo which is Ex.PW9/A (D­4). 

3. That   the   originals   of   these   documents   are   in possession  of  the   bank  and  he  had  certified  these documents as per the record of the Bank and after comparing the same from the original.

4. That   vide   letter  dated   10.08.2010   which   is Ex.PW9/B   (D­24)  bearing   his   signatures   and official   seal   at   point   A,   he   had   provided   the documents mentioned therein to Sh. V. K. Pathak, Inspector   CBI   in   response   to   his   letter   dated 10.07.2010. 

5. That the photocopy of the documents relating to the account   number  02340110007358  which   is Ex.PW81/A was certified by him and the photocopy of the nomination form of account no. 20175 which is  Ex.PW81/B  was   certified   by   him   and   bear   his signature and official seal at point A.

6. That the certified photocopy of the pay­in slip dated 28.04.2009   for   deposit   of   cheque   bearing   no. 373772  for  Rs.27,060/­  in   the   account   of   Smt. Santosh   Kaushik   by   Sh.   Pulkit   Kaushik,   is Ex.PW9/C­1  bearing   his   signatures   at   point   A alongwith official seal.

7. That the certified photocopy of the pay­in slip dated 19.12.2009   for   deposit   of   cheque   bearing   no. 024511  for  Rs.33,750/­  in   the   account   of   Smt. Santosh   Kaushik   is  Ex.PW9/C­2  bearing   his signatures at point A alongwith official seal.

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8. That the certified photocopy of the pay­in slip dated 14.09.2009   for   deposit   of   cheque   bearing   no. 324549 for Rs.1,50,000/­ in account of Smt. Santosh Kaushik   is  Ex.PW9/C­3  bearing   his   signatures   at point A alongwith official seal.

9. That the certified photocopy of the pay­in slip dated 20.10.2009   for   deposit   of   cheque   bearing   no. 016705  for  Rs.33,750/­  in account of Smt. Santosh Kaushik   is  Ex.PW9/C­4  bearing   his   signatures   at point A alongwith official seal.

10. That the certified photocopy of the pay­in slip dated 22.09.2009   for   deposit   of   cheque   bearing   no. 513562  for  Rs.31,706/­  in account of Smt. Santosh Kaushik   is  Ex.PW9/C­5  bearing   his   signatures   at point A alongwith official seal.

11. That the certified photocopy of the pay­in slip dated 16.01.2010   for   deposit   of   cheque   bearing   no. 026755  for  Rs.33,750/­  in account of Smt. Santosh Kaushik   is  Ex.PW9/C­6  bearing   his   signatures   at point A alongwith official seal.

12. That the certified photocopy of the pay­in slip dated 05.09.2009   for   deposit   of   cash   amount   of Rs.30,000/­  in account of Smt. Santosh Kaushik is Ex.PW9/C­7  bearing   his   signatures   at   point   A alongwith official seal.

13. That the certified photocopy of the pay­in slip dated 12.06.2009   for   deposit   of   cheque   bearing   no. 475553  for  Rs.31,706/­  in account of Smt. Santosh Kaushik   is  Ex.PW9/C­8  bearing   his   signatures   at point A alongwith official seal.

14. That the certified photocopy of the pay­in slip dated 15.05.2009   for   deposit   of   cheque   bearing   no. 458863  for  Rs.31,706/­  in account of Smt. Santosh Kaushik   is  Ex.PW9/C­9  bearing   his   signatures   at point A alongwith official seal.

15. That the certified photocopy of the pay­in slip dated 28.03.2009   for   deposit   of   cash   amount   of Rs.50,000/­  in account of Smt. Santosh Kaushik is Ex.PW9/C­10  bearing   his   signatures   at   point   A alongwith official seal.

16. That the certified photocopy of the pay­in slip dated 23.06.2009   for   deposit   of   cheque   bearing   no. 046460  for  Rs.3,35,000/­  in   the   account   of   Smt. CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 66 of 364 Santosh   Kaushik   is  Ex.PW9/C­11  bearing   his signatures at point A alongwith official seal.

17. That the certified photocopy of the pay­in slip dated 11.09.2009   for   deposit   of   cheque   bearing   no. 105590 for Rs.3,35,000/­ in account of Smt. Santosh Kaushik is  Ex.PW9/C­12  bearing his signatures at point A alongwith official seal.

18. That the certified photocopy of the cheque bearing no.  127898  dated   15.09   (year   not   legible)   for Rs.30,000/­ paid to LIC of India by Smt. Santosh is Ex.PW9/D­1  bearing   his   signatures   at   point   A alongwith official seal.

19. That the certified photocopy of the cheque bearing no. 144850 dated 26.11.2009 for Rs.1,50,000/­ paid for FDR by Smt. Santosh is Ex.PW9/D­2 bearing his signatures at point A alongwith official seal.

20. That the certified photocopy of the cheque bearing no. 144846 dated 26.11.2009 for Rs.1,00,000/­ paid to   S.   K.   Kaushik   by   Smt.   Santosh   is  Ex.PW9/D­3 bearing his signatures at point A alongwith official seal.

21. That the certified photocopy of the cheque bearing no. 127894 dated 18.07.2009 for Rs.38,114/­ paid to self   by   Smt.   Santosh   is  Ex.PW9/D­4  bearing   his signatures at point A alongwith official seal.

22. That the certified photocopy of the cheque bearing no. 127848 dated 26.11.2009 for Rs.35,000/­ paid to self   by   Smt.   Santosh   is  Ex.PW9/D­5  bearing   his signatures at point A alongwith official seal.

23. That the certified photocopy of the cheque bearing no. 127890 dated 23.06.2009 for Rs.5,000/­ paid to self   by   Smt.   Santosh   is  Ex.PW9/D­6  bearing   my signatures at point A alongwith official seal.

24. That the certified photocopy of the cheque bearing no. 144855 dated 13.01.2010 for Rs.2,850/­ paid to Locker   account   by   Smt.   Santosh   is  Ex.PW9/D­7 bearing his signatures at point A alongwith official seal.

25. That the certified photocopy of the cheque bearing no. 144841 dated 10.09.2009 for Rs.21,320/­ paid to herself by Smt. Santosh is Ex.PW9/D­8 bearing his signatures at point A alongwith official seal.

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26. That the certified photocopy of the cheque bearing no. 144842 dated 13.10.2009 for Rs.2,00,000/­ paid to Pulkit Kaushik by Smt. Santosh is  Ex.PW9/D­9 bearing his signatures at point A alongwith official seal.

27. That the certified photocopy of the cheque bearing no. 144847 dated 27.11.2009 for Rs.2,30,000/­ paid to   Sh.   Rajeev   Malhotra   by   Smt.   Santosh   is Ex.PW9/D­10  bearing   his   signatures   at   point   A alongwith official seal.

28. That the certified photocopy of the cheque bearing no. 144851 dated 30.11.2009 for Rs.51,000/­ paid to Divya   Kaushik   by   Smt.   Santosh   is  Ex.PW9/D­11 bearing his signatures at point A alongwith official seal.

29. That the certified photocopy of the cheque bearing no. 159250 dated 10.04.2010 for Rs.30,000/­ paid to Post Master, GPO by Smt. Santosh is Ex.PW9/D­13 bearing his signatures at point A alongwith official seal.

30. That   the   certified   photocopy   of   the   computer generated statement of account, of account number 02340110007358  of   Smt.   Santosh   Kaushik   for   the period   29.01.2009   to   10.08.2010   is  Ex.PW9/E bearing   the   certificate   under   Banker's   book   of evidence Act alongwith his signatures at points A on all the five pages.  

31. That   vide   his   letter   dated   04.08.2011   which   is Ex.PW9/F (D­44) bearing his signatures at point A alongwith official seal, he had provided the certified copy of statement of fees/charges in respect of locker no. 420 of Smt. Santosh Kaushik and S. K. Kaushik. 

32. That   the   photocopy   of   manual   record   certified   by him is Ex.PW9/G bearing his signatures at points A and B.  In   his   cross­examination   by   the   Ld.   Counsel   for   the accused, the witness has deposed on the following aspects:

 That the pay­in slips  Ex.PW9/C­1 to Ex.PW9/C­12 and   cheques  Ex.PW9/D­1   to   Ex/PW9/D­13  were not filled in his presence.
 That Ex.PW9/E is the computer generated copy but he is not aware as to who had generated the same CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 68 of 364 and out of which computer, the same was generated and also as to who had generated the same.  That the seal at point A document  Ex.PW9/E  was affixed   by   his   clerk   whose   name   he   does   not remember.
 That he is not aware about the purpose for which the said seals were affixed on point A on document Ex.PW9/E.   That   no   enquiry   was   made   from   him   by   the   CBI official in connection of the present case.    That   he   had   not   inspected   the   originals   of documents  Ex.PW9/C­1   to   Ex.PW9/C­12  and documents Ex.PW9/D­1 to Ex.PW9/D­13.  That he  had put his seal on the photocopies which were produced before him and he personally cannot vouch about the authenticity of the documents.   That   his   clerk   had   compared   the   copies   and thereafter the seal had been put.
10 Sh. Dinesh  PW10   Sh.   Dinesh   Sharma,   Head   Clerk,   MCD Sharma (PW10) (Engineering Department), Town Hall, Delhi  has in his examination­in­chief deposed on the following aspects:­
1. That   in   the   month   of   September   2010,   he   was working   as   Head   Clerk,   MCD   (Engineering Department), Town Hall, Delhi.
2. That   the   production­cum­seizure   memo   dated 16.09.2010 (D­5) which is  Ex.PW10/A  bearing his signatures   at   point   'A'   vide   which   he   had   handed over property return file of accused S.K. Kaushik to Inspector, CBI Sh. Vikas Pathak.
3. That the file which he had handed over to Inspector Vikas Pathak, is on judicial record as D­4 and the documents in the said file had been admitted by the accused and are  Ex.P­1  to  Ex.P­27  (pertaining to accused   S.K.   Kaushik)   and  Ex.P­28  to  Ex.P­30 (Pertaining to accused Smt. Santosh Kaushik).

In his cross examination the witness has deposed that the file D­4 pertaining to property returns filed by accused S. K.   Kaushik,   also   contained   the   notesheets   running   into seven   pages   and   the   same   are   now  Ex.PW10/DX­1  to Ex.PW10/DX­7 respectively.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 69 of 364 11 Sh. Neeraj Pant  PW11   Sh.   Neeraj   Pant,   LDC,   MCD   (Building (PW11) Department), (West Zone), Rajouri Garden, Delhi  has in his examination­in­chief deposed on the following aspects:­

1. That in the month of June 2010, he was working as LDC,   MCD   (Building   Department),   (West   Zone), Rajouri Garden, Delhi.

2. That   the   production­cum­seizure   memo   dated 01.06.2010 (D­3)  Ex.PW11/A  bears his signatures at point 'A' and vide this memo, he had handed over the   personal   file   of   accused   S.   K.   Kaushik   to Inspector, CBI, Sh. B.M. Meena.

3. That the file which he had handed over to Inspector, CBI, Sh. B.M. Meena, is on judicial record as D­2 and the documents in the said file had been admitted by   the   accused   S.K.   Kaushik   and   are  Ex.P­31  to Ex.P­35.

4. That   the   affidavit   dated   01.03.2005   has   been submitted   by   accused   S.K.   Kaushik   to   the department which is Ex.PW11/B.

5. That he had also handed over the service book of accused   S.   K.   Kaushik   to   Inspector   B.M.   Meena, vide Memo Ex.PW11/A which service book (part of D­2) is on judicial record.

6. That   the   opening   page   of   the   service   book containing   the   photograph   of   the   accused   S.K. Kaushik   and   his   particulars   and   signatures   have been admitted by the accused which is Ex.P­36.

7. That vide seizure memo dated 20.06.2011 (D­36), he had supplied the details of salary of accused S.K. Kaushik   for   the   period   19.02.1986   to   June   2010 which is Ex.PW11/C bearing his signatures at point A.

8. That the details of the salary of accused has been prepared by him, as per their official record which are  Ex.PW11/D  (Running   into   18   pages)   bearing his signatures at point 'A' on all the pages.

In   his   cross   examination   the   witness   has   deposed   the following aspects:­  That he has no personal knowledge of the record.  That the service book contains all the details of the salary, which was paid to the accused.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 70 of 364  That he had prepared the salary details, on the basis of the details mentioned in the service book.  That the service book does not mention the arrears of D.A., and bonus paid to the accused.   That the details of D.A., has been mentioned in the salary details.

 That   he   had   not   requisitioned   the   supplementary bills, on the basis of which the arrears of D.A., were paid to the accused.

12 Sh. Dharmender  PW12   Sh.   Dharmender   Kumar,   Tax   Assistant   in   the Kumar (PW­12) office of Commissioner of Income­Tax, Delhi­5, at C.R. Building, ITO, New Delhi has in his examination­in­chief deposed on the following aspects:­

1. That in the month of June 2010 he was posted as Tax   Assistant   in   the   office   of   Commissioner   of Income­Tax,   Delhi­5,   at   C.R.   Building,   ITO,   New Delhi.

2. That   on   01.06.2010,   on   directions   of   his   senior officer, he visited CBI office, in the morning.

3. That in the CBI office, he was told that he had to accompany a team of CBI for search.

4. That   later   on   he   was   told   the   place   of   search   at Karampura, New Delhi.

5. That he was told that the premises of S. K. Kaushik was to be searched.

6. That they reached at the spot at about 8.00 a.m., on 01.06.2010 and the CBI team along with him and his official   colleague   Sh.   Anand  Singh,   conducted   the search at the residence of accused S.K. Kaushik, at Karampura, New Delhi.

7. That   the   CBI   officials   conducted   the   search   of residence of accused S.K. Kaushik and prepared the inventory and the memos of the articles, lying there.

8. That   they   also   seized   various   documents   of properties and LIC etc. and examined the documents and prepared the memos.

9. That the search cum seizure memo dated 01.06.2010 which is  Ex.PW12/A (D­6)  bears his signatures at point 'A' on all the six pages.

10. That   search   cum   observation   memo   dated 01.06.2010 which is  Ex.PW12/B (D­11)  bears his signatures at point 'A'.

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11. That the file (D­7) running into 188 pages; file (D­8) tunning into 118 pages; file (D­9) and file (D­10) running in to 42 pages bear his signatures at point A on all the pages.

In his   cross   examination  the  witness  has  deposed  on the following aspects:­  That the search­cum­observation memo Ex.PW12/B was   prepared   by   IO   Inspector   Pathak   whose complete name he does not remember.  That   he   was   not   asked   any   question   to   Inspector Pathak, regarding its contents and the valuation of the articles.

 That he does not know whether any electrical expert was   present,   when   the   document  Ex.PW12/B  was prepared.

 That they remained at the spot till 2.30 p.m.  That   he   does   not   remember   about   the   number   of stories built at house No. D­183, Karampura, New Delhi.

 That   he   also   does   not   remember   the   number   of rooms in the said house at the ground floor. There were several houses in the vicinity of the said house. No   person   from   the   nearby   houses   was   called   to witness the raid.

 That   he   had   seen   the   articles   mentioned   in   the seizure cum observation memo  Ex.PW12/B, at the spot.     He   has   not   compared   the   same   with   the document.

 That he does not remember the make or model of the air conditioners.

 That there was no car parked inside the house but one car was parked outside the house which was registered in the name of the accused.  That   the   registration   document   was   seen   by   him, however,   he   does   not   remember   the   year   of   the manufacture of the car.

 That   he   does   not   remember   the   contents   of   the registration certificate, now.

 That he cannot say that the registration certificate of the car bearing registration No. DL 2C­V­0049 was not seen by him.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 72 of 364  That he does not remember whether any motorcycle was parked inside the house or not.

 That he does not remember whether the RC of the motorcycle was shown to him.

 That he does not remember whether the RC of the motorcycle was seized by Inspector Pathak. 13 Sh. T.A. Menon  PW13   Sh.   T.A.   Menon,   UDC   in   the   office   of   Sub­ (PW­13) Registrar­III,   Asaf   Ali   Road,   New   Delhi  has   in   n   his examination­in­chief deposed on the following aspects:­

1. That in the month of October 2011, he was working as UDC in the office of Sub­Registrar­III, Asaf Ali Road, New Delhi.

2. That   his   nature   of   duties   were   to   check   the documents,   presented   for   registration,   along   with the Sub­Registrar.

3. That in October 2011, he visited CBI office, for the purpose of identification of the signatures of the Sub Registrar, Sh. Dalip Kumar.

4. That   the   letter   dated   123.10.2011   which   is Ex.PW13/A  (D­20), letter, dated 19.10.2011 which is  Ex.PW13/B  (D­19) and letter dated 19.11.2011 which is  Ex.PW13/C  (D­15) bear his signatures at point A.

5. That these letters were received from the office of sub   registrar,   Sh.   Dalip   Kumar,   under   his signatures.

6. That   Sh.   Dalip   Kumar,   is   presently   working   as Assistant   Value   Added   Tax   Officer   (AVTO),   Sales Tax Office, ITO, New Delhi.

In his   cross   examination  the  witness  has  deposed  on the following aspects:­  That   these   letters   were   not   signed   by   Sh.   Dalip Kumar, in his presence.

 That these letters were not dispatched by him, in his presence.

14 Sh. Sunil Kumar  PW14   Sh.   Sunil   Kumar,   UDC   in   the   office   of   Sub­ (PW­14) Registrar­I, Kashmere Gate, Delhi has in his examination­ in­chief deposed on the following aspects:­

1. That in the month of October, 2010 he was working as UDC in the office of Sub­Registrar­I, Kashmere Gate, Delhi.

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2. That   his   nature   of   duties   were   to   maintain   the records as Record Keeper.

3. That the letter dated 12.10.2010, issued by the office of Sub Registrar­1, Kashmere Gate, Delhi which is Ex.PW14/A bears signatures of Sh. Rakesh Kumar, the then Sub Registrar­1, at point 'A'.

4. That he knew Sh. Rakesh Kumar and identified his signatures as he had worked with him but he does not know his present posting.

In his cross examination the witness has deposed that this letter was not signed by Sh. Dalip Kumar, in his presence nor it not dispatched by him, in his presence. 15 Sh. B.K. Puri  PW15   Sh.   B.K.   Puri  is   the   then  Assistant   Labour (PW­15) Commissioner, District West, Labour Department who in his   examination­in­chief   has   deposed   on   the   following aspects:­

1. That in October, 2011, he was posted as Assistant Labour   Commissioner,   District   West,   Labour Department, and was also having additional charge of   Assistant   Housing   Commissioner,   Labour Department,   GNCTD,   New   Delhi   and   his   duties were to look after the pending audits and the RTI matters.

2. That   pursuant   to   a   letter   from   Inspector   CBI   Sh.

V.K.   Pathak   (witness)   had   sent   a   letter   dated 18.10.2011 (D­12) which is Ex.PW15/A vide which he   has   handed   over   the   documents   mentioned therein, to Inspector Sh. V.K. Pathak.

3. That the photocopies of the documents, which are mentioned   in   this   letter,   were   enclosed   with   the letter as 'Annexure­1', 'Annexure­2'.

This witness has not been cross examined by the accused persons.

16 Ms. Payal Sethi  PW16 Ms. Payal Sethi was the Commercial Officer in the (PW­16) office   of   DGM,   BSES,   East   Punjabi   Bagh,   New   Delhi who   has   in   her   examination­in­chief   deposed   on   the following aspects:

1. That   in   the   month   of   November,   2010,   she   was posted as Commercial Officer in the office of DGM, BSES, East Punjabi Bagh, New Delhi.
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2. That the seizure memo dated 01.11.2010 which is Ex.PW16/A (D­53) bears her signatures at point 'A' along with official stamp.
3. That   vide   this   memo,   she   had   provided   the documents mentioned therein.
4. That the consumer details of CRN No. 2640050556 of   premises   at   D/183,   Industrial   'H'   Colony,   New Delhi,   is   in   the   name   of   Lalit   Narayan   Sharma, regarding meter installation details.
5. That the details are computer generated and she had taken   printout   from   the   computer.   It   bears   her signatures   at   point   'A',   which   details   are Ex.PW16/B.
6. That   the   payment   details   during   the   period 25.05.2002   to   14.09.2010   is   computer   generated printout and it bears her signatures on both pages, at point 'A' alongwith official seal and the same is Ex.PW16/C.
7. That the total amount paid  during  the above  said period is Rs.58,980/­.

In her cross examination the witness has deposed that the data was not fed into their system by her nor the data was fed on her dictation.

17 Sh. Rajender  PW17 Sh. Rajender Singh, Inspector, Income Tax, Ward­ Singh (PW­17) 25,   D­Block,   Vikas   Bhawan,   New   Delhi  has   in   his examination­in­chief deposed on the following aspects:­

1. That in the month of November, 2010, he was posted as Inspector, Income Tax, Ward­25, D­Block, Vikas Bhawan, New Delhi.

2. That on 01.11.2010, he had handed over the letter, dated 01.11.2010 of Sh. P. N. Kaushik, Income Tax Officer,   Ward­25,   along   with   the   documents mentioned   therein,   to   Sh.   Vikas   Pathak,   Inspector CBI, at CBI office, CGO Complex, Lodhi Road, New Delhi,   which   letter   dated   01.11.2010   (D­39)   is Ex.PW17/A bearing signatures of Sh. P.N. Kaushik at point 'A' which he identified as he had seen him signing and writing in ordinary course of his duties. 

3. That   vide   letter   dated   18.10.2011   which   is Ex.PW17/B (D­55) written by Sh. P. N. Kaushik, he again   handed   over   some   documents,   mentioned therein, to Inspector Vikas Pathak.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 75 of 364 This witness has not been cross examined by the accused persons.

18 Sh. Bhupender  PW18 Sh. Bhupender Singh, Income Tax Officer, Ward­ Singh (PW­18) 41, Mayur Bhawan, New Delhi has in his examination­in­ chief deposed on the following aspects:­

1. That   in   the   month   of   September,   2011,   he   was working   as   Income   Tax   Officer,   Ward­41,   Mayur Bhawan, New Delhi.

2. That   vide   letter   dated   29.09.2011   which   is Ex.PW18/A  (D­37) bearing his signatures on both pages, at point 'A' alongwith his official stamp, he had   forwarded   the   computer   generated   year   wise details of the ITRs and the orders, u/s 143 (1) of the Income Tax Act, for the assessment year 2002­03 to 2010­11, except 2006­07, of Sh. S.K. Kaushik.

3. That the details of income return, income assessed or processed, tax deducted and balance tax for the above said assessment years, are mentioned in the letter.

4. That   the   record   and   the   attested   copies   of   the documents,   as   stated   above,   are   the   computer generated   record   and   have   been   fed   in   their computer   system   during   the   ordinary   course   of business of the Income Tax Department.

In his cross examination the witness has deposed on the following aspects:­  That   he   had   supplied   the   documents   and   the   ITR record   to   the   IO,   which   were   available   in   their system.

 That   prior   to   the   assessment   year   2002­03,   the Income Tax returns were being filed manually and the   details   were   not   maintained   or   fed   in   their computer system, prior to the said assessment year.  That he had not supplied the copies of the income tax returns to the IO, prior to the AY 2002­03.  That   the   Ld.   Defence   counsel   has   produced   the acknowledgement of income tax returns for the AY 1998­99, 1999­2000, 2000­01 and 2001­02, which are  Ex.PW18/DA,  Ex.PW18/DB,  Ex.PW18/DC  & Ex.PW18/DD respectively.

 That these returns have been filed in the Income Tax office.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 76 of 364  That the net taxable income is less than the gross taxable income.

 That it is not mandatory to file the income tax return for   a   financial   year/assessment   year,   in   case   the taxable income is below the taxable limit. 19 Sh. Hemraj  PW19   Sh.   Hemraj,   Motor   Vehicle   Inspector,   Transport (PW19) Department, GNCTD, South West District, Palam Zone, Janakpuri,   New   Delhi  has   in   his   examination­in­chief deposed on the following aspects:­

1. That during the month of November, 2010, he was posted   as   Motor   Vehicle   Inspector,   Transport Department,   GNCTD,   South   West   District,   Palam Zone, Janakpuri, New Delhi.

2. That vide memo dated 01.11.2010 (D­34) which is Ex.PW19/A he handed over the certified copy of the complete   file   in   respect   of   vehicle   No.   DL­9S   V 8557,   motorcycle,   make   Bajaj   Pulsar,   to   the   CBI Inspector Sh. Vikas Kumar Pathak.

3. That   the   certified   copies   of   the   file,   running   into eleven pages, are Ex.PW19/B, collectively. 

In his cross examination the witness has deposed that the name of the registered owner of the aforesaid vehicle is Sh. Pulkit Kaushik son of Sh. S.K. Kaushik. 20 Sh. S.R. Singhal  PW20   Sh.   S.   R.   Singhal,   M.   L.   O.,   North   Zone,   Mall (PW20) Road,   Transport   Department,   Delhi  has   in   his examination­in­chief deposed on the following aspects:­

1. That in the month of August, 2010, he was posted as M.L.O.,   North   Zone,   Mall   Road,   Transport Department, Delhi.

2. That   vide   production   cum   seizure   memo   dated 18.08.2010 (D­33) which is  Ex.PW20/A  he handed over   certified   photocopies   of   the   documents, mentioned   in   the   memo,  in   respect   of   vehicle   No. DL­2C V 0049, make Huyndai Santro, to the CBI Inspector Sh. Vikas Kumar Pathak. 

3. That   vide   this   memo,   he   supplied   certified photocopies   of   the   registration   file   of   this   car, running   into   thirteen   pages,   to   CBI   Inspector   Sh. Vikas Pathak.

4. That the certified photocopies of the said documents, are Ex.PW20/B (Colly).

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5. That   he   has   retired   from   service   in   the   month   of October, 2010 and, therefore, he has not brought the original registration file.

6. That   the   same   is   available   in   the   transport department and the same can be requisitioned from there.

In his cross examination the witness has deposed that the above   car   was   registered   in   the   name   of  Sh.   Lakshmi Narayan Sharma who is the first owner of this car. 21 Sh. P.N. Arora  PW21 Sh. P.N. Arora, Chief Corporate Officer of Akash (PW­21) Institute,   I.I.T.­J.E.E.,   at   plot   No.   4,   Sector­11,   Akash Tower, Dwarka, New Delhi has in his examination­in­chief deposed on the following aspects:­

1. That   the   letter   dated   08.10.2011   (D­45)   which   is Ex.PW21/A  bearing his signatures at point 'A' and vide this letter, he has provided the documents in the shape of Annexures 1 to 4, to the CBI Inspector Sh. Vikas Kumar Pathak.  

2. That   the   Annexures   are   the   fee   details   and   the documents, in respect of Divya Kaushik daughter of S.K.   Kaushik,   running   into   eleven   pages   and   the same are Ex.PW21/B (Colly).

In his cross examination the witness has deposed that he has   not   fed   the   records   in   their   computer   system,   from which   these   documents   were   generated   and   the   said documents are even not certified by him. 22 Sh. K.M. Ved  PW22   Sh.   K.   M.   Ved,   U.T.I.   Assets   Management (PW­22) Company Limited, as  Vice President, Vigilance Cell, at Mumbai  has   in   his   examination­in­chief   deposed   on   the following aspects:­

1. That in the  year  2010 and 2011, he was  working with  U.T.I.  Assets  Management  Company  Limited, as Vice President, Vigilance Cell, at Mumbai and he retired from service in August, 2013.

2. That   the   letters   dated   28.10.2010  (D­26);   dated 07.03.2011 (D­27); dated 20.01.2011 (D­28); dated 01.10.2010  (D­29);   and   dated   02.03.2012  (D­75), all of which bears his signatures at point 'A'.

3. That vide these letters, he had provided the certified copies of the statements of accounts, in respect of CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 78 of 364 the investor as mentioned in these letters itself, to Inspector CBI sh. Vikas Kumar Pathak.

4. That the letters are now  Ex.PW22/A;  Ex.PW22/B;

Ex.PW22/C; Ex.PW22/D and Ex.PW22/E.

5. That   the   certified   copies   of   the   statement   of accounts,   attached   with  Ex.PW22/A,   are   running into   eight   pages   and   are   now  Ex.PW22/A­1  to Ex.PW22/A­8 (Colly).

6. That   the   certified   copies   of   the   statements   of accounts,   attached   with  Ex.PW22/B,   are   running into   five   pages   and   are   now  Ex.PW22/B­1  to Ex.PW22/B­5 (Colly).

7. That   the   certified   copies   of   the   statements   of accounts,   attached   with  Ex.PW22/C,   are   running into   four   pages   and   are   now  Ex.PW22/C­1  to Ex.PW22/C­4 (Colly).

8. That   the   certified   copies   of   the   statements   of accounts,   attached   with  Ex.PW22/D,   and   is   now Ex.PW22/D­1.

9. That   the   certified   copies   of   the   statements   of accounts,   attached   with  Ex.PW22/E,   are   running into   five   pages   and   are   now  Ex.PW22/E­1  to Ex.PW22/E­5 (Colly).

In his   cross   examination  the  witness  has  deposed  on the following aspects:­  That   whenever   a   person   intends   to   purchase   any units   of   U.T.I.,   he   has   to   make   an   application   in prescribed proforma, for that purpose.  That the cheque in faovur of the U.T.I. is also to be attached with the application form.  That no person is authorized to purchase the units of the U.T.I., in the name of any other adult person.  That   the   parents   or   the   grand   parents   can purchase the units in the name of minor children.  That there are certain schemes, which are used to gift purposes and in those schemes, the units can be allotted to the grand parents or other relatives, on behalf of the minor children.

 That the record of all the applications, is maintained in the office of the Registrar, U.T.I. CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 79 of 364 23 Sh. Naveen  PW23   Sh.   Naveen   Kumar,   Businessman   into Kumar (PW­23) manufacturing   of   'Bindi'   at   J­21,   Udyog   Nagar, Peeragarhi,   New   Delhi  has   in  his   examination­in­chief deposed on the following aspects:­

1. That in the year 1998, he was running a business of manufacturing   of   'Bindi'   at   J­21,   Udyog   Nagar, Peeragarhi, New Delhi.

2. That   he   had   purchased   the   part   of   the   property bearing Municipal No. 1004 & 1005, Constructed on   Plot   No.   31,   bearing   Khasra   No.   1296/1144, measuring   117   square   yards   and   Khasra   No. 2030/1505,   measuring   33   square   yards,   from   Sh. Surender   Kumar   Kaushik,   on   06.07.1998,   for consideration of Rs.4,50,000/­.

3. That   the   details   of   the   portion   of   the   property purchased by him are mentioned in the sale deed, dated 06.07.1998.

4. That he had made the payment of  Rs.4,50,000/­  to Sh.   Surender   Kumar   Kaushik,   vide   cheque   No. 074542,   dated   06.07.1998   of   State   Bank   of   India, Punjabi Bagh.

5. That the photocopy of the sale deed is already on record and the same was registered at the office of the Sub Registrar concerned.

6. That the photocopy of the sale deed is Ex.PW23/A. This witness has not been cross examined by the accused persons.

24 Sh. Manish  PW24   Sh.   Manish   Nayyar,   Bbusinessman   /   Contractor Nayyar (PW­24) having Office at 16/46, Subash Nagar, New Delhi, has in his examination­in­chief deposed on the following aspects:­

1. That in the year 1998, he was running a business of contractor   having   office   at   16/46,   Subash   Nagar, New Delhi.

2. That   on   06.07.98,   he   had   purchased   part   of   the property   bearing   Municipal   No.   1004   &   1005, Constructed   on   plot   No.   31,   bearing   Khasra   No. 1296/1144, measuring 117 square yards and Khasra No.   2030/1505,   measuring   33   square   yards,   from Sh. Surender Kumar Kaushik, on 06.07.1998.

3. That he had made the payment of Rs. 4,50,000/­ to Sh. Surender Kumar Kaushik, vide draft bearing No. 012557, dated 02.07.1998 of Union Bank of India, CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 80 of 364 Rajouri Garden, New Delhi. Photocopy of the sale deed is on record.

4. That the same was registered at the office of the Sub Registrar concerned. Photocopy of the sale deed is Ex.PW24/A. This witness has not been cross examined by the accused persons.

25 Sh. Rajeev  PW25   Sh.   Rajeev   Malhotra,   Property   Dealer,   at   Fun Malhotra (PW­ Cinema, Moti Nagar, New Delhi, has in his examination­

25) in­chief deposed on the following aspects:­

1. That in the year 2009, he was running business of property dealing at Fun Cinema, Moti Nagar, New Delhi.

2. That on 26.11.2009, he sold his  half  share in  the property   F­265,   Sudarshan   Park   to   Smt.   Santosh Kaushik, for a consideration of Rs. 2,30,000/­.

3. That   the   second   half   share   in   the   property   was owned by Sh. Dhiraj Dua.

4. That   the   certified   copy   of   the   sale   deed,   dated 26.11.2009,   executed   by   him   and   Dhiraj   Dua   in favour of Smt. Santosh Kaushik bears his signatures at point­A.

5. That he received the payment of Rs. 2,30,000/­, vide cheque no. 144847, dated 27.11.2009, drawn upon UCO Bank, Punjabi Bagh, New Delhi.

6. That the sale deed is Ex.PW25/A (The accused have objected to the mode of proof of this document).

This witness has not been cross examined by the accused persons.

26 Sh. Surender  PW26 Sh. Surender Kumar Narang, Sub­broker of M/s.

Kumar Narang  Adinath   Capital   Services   Ltd.,   having   office   at   10, (PW­26) Paschim Enclave, Near Peeragarhi Chowk, Delhi, has in his examination­in­chief deposed on the following aspects:­

1. That   during   the   year   2008,   he   was   sub­broker   of M/s. Adinath Capital Services Ltd., having office at 10,   Paschim   Enclave,   Near   Peeragarhi   Chowk, Delhi.

2. That on 04.12.2008, he had sold his property, i.e., second floor, alongwith the roof, of property No. 10, Paschim  Enclave, Near  Peeragarhi Chowk, Delhi, CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 81 of 364 to Smt. Santosh Kaushik, vide sale deed.

3. That   the   certified   copy   of   the   sale   deed,   dated 04.12.2008 (D­18) and the original sale deed was handed   over   to   Smt.   Santosh   Kaushik,   after registration of the sale deed.

4. That he identify his signatures at point­A and also of Smt. Santosh Kaushik at point­B, as she had signed the sale deed in his presence and sale deed is now Ex.PW26/A.

5. That   the   property   was   sold   for   amount   of   Rs.

20,50,000/­ through the cheque bearing no. 380002 dated 08.12.2008, drawn upon ING Vysya Bank.

6. That the stamp duty of Rs. 82,000/­ was paid by Smt. Santosh Kaushik.

This witness has not been cross examined by the accused persons.

27 Sh. Tarif Singh  PW27 Sh. Tarif Singh, Businessman / Bricks Supplier, in (PW­27) the name of Vishal Bhatta at Bahadurgarh, Jhajjar Road, Village Dabodha, has in his examination­in­chief deposed on the following aspects:­

1. That in the year 1990, he was running the business of bricks supplier, in the name of Vishal Bhatta at Bahadurgarh, Jhajjar Road, Village Dabodha.

2. That vide sale deed dated 24.07.1990 (containing in file D­8), he had sold his agricultural land, bearing Khasra   No.   57/23,   65/3   and   65/8,   measuring   1 Bigha and 10 Biswa, situated in the area of village Mundka, Delhi, to Sh. Laxmi Chand Kaushik, for a sum of Rs.1,50,000/­ which were paid in cash.

3. That he identifies his signatures at point­A on the said sale deed, on all the three pages and the same is now Ex.PW27/A.

4. That the stamp duty of Rs.12,000/­ was paid by Sh. Laxmi Chand.

This witness has not been cross examined by the accused persons.

28      Sh. S.R.                PW28 Sh. S. R. Aggarwal, Agent for Post Office Agency
        Aggarwal (PW­           Work  has   in  his   examination­in­chief   deposed   on   the
        28)                     following aspects:­



CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                           Page No. 82 of 364

1. That he is agent for post office agency work.

2. That he know accused  S.K. Kaushik and Santosh Kaushik (both  accused  correctly  identified in  the court   by   the   witness)   as   they   are   one   of   his depositors   and   they   approached   him   for investments done in various post office schemes.

3. That   whenever   they   had   desired   for   some investments,  they handed over the amount in cash to   him   and   also   hand   over   the   photocopies   of identify documents of the investors, in the name of whom the investments were to be made.

4. That   on   receiving   the   cash   amount   and photocopies   of   the   identification   documents,   he used to fill up the application form.

5. That the application in the joint name of Geeta Devi and   Pulkit   Kaushik   for   purchase   of   Kissan   Vikas Patra worth  Rs.50,000/­  is in his handwriting and the same is Ex.PW28/A.

6. That   the   application   bears   his   stamp   with   licence number and his signatures at point A on both the pages of the application.

7. That   the   application   in   the   joint   name   of  Shiv Kumar Sharma and Pulkit Kaushik for purchase of Kissan   Vikas   Patra   worth  Rs.50,000/­,   is   in   his handwriting and the same is Ex.PW28/B.

8. That   the   application   bears   his   stamp   with   licence number  and his  signatures  at point­A on both the pages of the application.

9. That   the   application   in   the   joint   name   of  Lalit Narayan and Pulkit Kaushik for purchase of Kissan Vikas Patra worth Rs.50,000/­, is in his handwriting and the same is Ex.PW28/C.

10. That   the   application   bears   his   stamp   with   licence number  and his  signatures  at point­A on both the pages of the application.

11. That   the   application   in   the   joint   name   of  Shiv Kumar Sharma and Divya Kaushik for purchase of Kissan   Vikas   Patra   worth  Rs.50,000/­,   is   in   his handwriting and the same is Ex.PW28/D.

12. That   the   application   bears   his   stamp   with   licence number  and his  signatures  at point­A on both the pages of the application.

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13. That   the   application   in   the   joint   name   of  Shiv Kumar Sharma and Santosh Kaushik for purchase of Kissan Vikas Patra worth  Rs.50,000/­, is in his handwriting and the same is Ex.PW28/E.

14. That   the   application   bears   his   stamp   with   licence number and his signatures at point ­A on both the pages of the application.

15. That   the   application   in   the   joint   name   of  Shiv Kumar Sharma and Divya Kaushik for purchase of Kissan   Vikas   Patra   worth  Rs.50,000/­  is   in   his handwriting and the same is Ex.PW28/F.

16. That   the   application   bears   his   stamp   with   licence number  and his  signatures  at point­A on both the pages of the application.

17. That   the   application   in   the   joint   name   of  Shiv Kumar Sharma and Santosh Kaushik for purchase of Kissan Vikas  Patra worth  Rs.50,000/­  is  in his handwriting and the same is Ex.PW28/G.

18. That   the   application   bears   his   stamp   with   licence number  and his  signatures  at point­A on both the pages of the application.

19. That   the   application   in   the   joint   name   of  Divya Kaushik   and   Santosh   Kaushik  for   purchase   of Kissan   Vikas   Patra   worth  Rs.50,000/­  is   in   his handwriting and the same is Ex.PW28/H.

20. That   the   application   bears   his   stamp   with   licence number  and his  signatures  at point­A on both the pages of the application.

21. That   the   two   applications   in   the   joint   name   of Santosh Kaushik and Divya Kaushik  for purchase of Kissan Vikas Patra worth Rs.50,000/­ each are in his   handwriting   and   the   same   are  Ex.PW28/I  & Ex.PW28/I­1.     The   applications   bears   his   stamp with licence number and his signatures at point A on both the pages of the applications.

22. That   the   application   in   the   joint   name   of  Pulkit Kaushik   and   Santosh   Kaushik  for   purchase   of Kissan   Vikas   Patra   worth  Rs.50,000/­,   is   in   his handwriting and the same is Ex.PW28/J.

23. That   the   application   bears   his   stamp   with   licence number  and his  signatures  at point­A on both the pages of the application.

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24. That   the   application   in   the   joint   name   of  Divya Kaushik and Pulkit Kaushik for purchase of Kissan Vikas Patra worth Rs.50,000/­ is in his handwriting and the same is Ex.PW28/K.

25. That   the   application   bears   his   stamp   with   licence number  and his  signatures  at point­A on both the pages of the application.

26. That   the   application   in   the   joint   name   of  S.K. Kaushik   and   Santosh   Kaushik  for   purchase   of Kissan   Vikas   Patra   worth  Rs.50,000/­  is   in   his handwriting and the same is  Ex.PW28/L  (already admitted on 07.11.2014 and marked as Ex.P­98).

27. That   the   application   bears   his   stamp   with   licence number  and his  signatures  at point­A on both the pages of the application.

28. That   the   application   in   the   joint   name   of  Lalit Narayan and Pulkit Kaushik for purchase of Kissan Vikas Patra worth Rs.50,000/­ is in his handwriting and the same is Ex.PW28/M.

29. That   the   application   bears   his   stamp   with   licence number and his signatures at point A on both the pages of the application.

30. That   the   application   in   the   joint   name   of  Lalit Narayan   and   Santosh   Kaushik  for   purchase   of Kissan   Vikas   Patra   worth  Rs.50,000/­,   is   in   his handwriting and the same is Ex.PW28/N.

31. That the applications bears his stamp with licence number  and his  signatures  at point­A on both the pages of the application.

32. That the application in the joint name of Geeta Devi and   Divya   Kaushik  for   purchase   of   Kissan   Vikas Patra worth  Rs.50,000/­  is in his handwriting and the same is Ex.PW28/O.

33. That   the   application   bears   his   stamp   with   licence number  and his  signatures  at point­A on both the pages of the application.

34. That the application in the joint name of Geeta Devi and   Divya   Kaushik  for   purchase   of   Kissan   Vikas Patra worth  Rs.50,000/­  is in his handwriting and the same is Ex.PW28/P.

35. That   the   application   bears   his   stamp   with   licence number  and his  signatures  at point­A on both the CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 85 of 364 pages of the application.

36. That the application in the joint name of Geeta Devi and Santosh Kaushik for purchase of Kissan Vikas Patra worth  Rs.50,000/­, is in his handwriting and the same is Ex.PW28/Q.

37. That   the   application   bears   his   stamp   with   licence number  and his  signatures  at point­A on both the pages of the application.

38. That the application in the joint name of Geeta Devi and   Divya   Kaushik  for   purchase   of   Kissan   Vikas Patra worth  Rs.50,000/­, is in his handwriting and the same is Ex.PW28/R.

39. That   the   application   bears   his   stamp   with   licence number  and his  signatures  at point­A on both the pages of the application.

40. That   whenever   the   documents   and   cash   amount was given to him by Sh. S.K. Kaushik and Santosh Kaushik,   he   used   to   supply   them   the   receipt, regarding   acknowledgement   of   the   cash   amount received by him.

41. That since, the receipt could not be issued for more than Rs.10,000/­, he had to prepare five receipts for each application worth Rs.50,000/­.

42. That he has seen the 35 receipts, issued by him to Sh.   S.K.   Kaushik   and   Santosh   Kaushik,   worth Rs.10,000/­ each.

43. That   the   said   35   receipts   are   Ex.PW28/S­1   to Ex.PW28/S­35 respectively.

44. That he used to submit the applications alongwith the   relevant   necessary   documents   at   GPO,   New Delhi  from  there  he  used  to  get  the  Kissan Vikas Patra in the name of the applicants.

45. That the post office used to note his name on the Kissan Vikas Patras and he used to affix his stamp on the back side of the Kissan Vikas Patra.

46. That   seven   original   Kissan   Vikas   Patra   worth Rs.50,000/­ each, in the name of the applicants.

47. That these Kissan Vikas Patras were received by him   on   behalf   of   the   applicants   from   the   GPO, New Delhi and were handed over by him to S.K. Kaushik   and   Santosh   Kaushik.   Original   Kissan Vikas Patras are Ex.PW28/T­1 to Ex.PW28/T­7.

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48. That   the   applicant   S.K.   Kaushik   and   Santosh Kaushik also used to get the investments done in their PPF account, through him.

49. That he does not know Smt. Geeta Devi or Sh. Lalit Narayan or Sh. Shiv Kumar Sharma.

50. That   he   know   only   Sh.   S.K.   Kaushik   and   Smt. Santosh Kaushik, who are present in the court.

This witness has not been cross examined on behalf of the accused persons despite grant of opportunity to this effect.  29 Sh. Arjun Kumar  PW29   Sh.   Arjun   Kumar,   Director,   L.   R.   Builders   Pvt.

(PW29) Ltd.,  has   in   his  examination­in­chief   deposed   on   the following aspects:­

1. That   he   running   business   in   the   name   of   L.R. Builders Pvt. Ltd., since 1984 and he is director of the said company.

2. That   he   was   the   owner   of   property   bearing   No. 8233, 8234 & 8243, situated at New Anaj Mandi, Bara   Hindu   Rao,   Delhi­6   and   this   property consisting   of   four   storey   having   total   measuring area of 1700 sq ft.

3. That on 01.11.2007, he sold the ground floor of this property   to   Smt.   Santosh   Kaushik,   Raj   Kishori, Smt. Geeta, Sh. Lalit Narayan for Rs.1,02,00,000/­ and stamp duty of Rs.6,65,000/­ was paid by them.

4. That at the time of ICICI bank was also there in the premises.

5. That he had handed over the original sale deed to Smt.   Santosh   Kaushik,   after   registration   of   sale deed.

6. That   the   certified   copy   of   the   sale   deed   is Ex.PW29/A  and it bears my signatures at point­A on all the 31 pages. (The accused have objected to the mode of proof of this document).

7. That   the   sale   deed  Ex.PW29/A  also   bears   the signatures of accused Santosh Kaushik at point­B on all the pages.

8. That  he  has   identified   her   signatures   because  she had signed the sale deed in his presence.

9. That the detail of payments given by each vendee is mentioned at page­15 & page­16 of the sale deed.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 87 of 364 This witness has not been cross examined by the accused persons.

30 Ms. Kanupriya  PW30  Ms.  Kanupriya  Aggarwal,  Relationship  Manager Aggarwal (PW­ in ING Vysya Bank in the Wealth Management Division

30) has in  her examination­in­chief deposed on the following aspects:­

1. That in the month of June, 2011, she was working as Relationship   Manager   in   ING   Vysya   Bank   in   the wealth management division.  She was handling two branches at that time.

2. That she used to sit in the morning session at ING Vysya   Bank,   Connaught   Place   Branch   and   in   the afternoon   session,   she   used   to   sit   at   ING   Vysya Bank, Karol Bagh Branch.

3. That in the year 2011, Mr. Ramandeep Singh, the branch   operations   head,   Karol   Bagh   Branch   had directed him to hand over  some documents  to the CBI at CGO Complex, Lodhi Road.

4. That she handed over  a closed  / sealed  packet  to him, containing some documents and directed him to hand over the same to the concerned official at the CBI office.

5. That   she   had   handed   over   the   said   packet   to   the concerned official of the CBI.

6. That she does not remember the name of the said official now.

In her cross examination the witness has deposed on the following aspects:­                                                                  That her statement was not recorded by CBI, at any point of time.

 That   even   she   is   not   aware,   as   to   the   documents which were handed over to her in a sealed packet, were signed by whom and she is not aware about the contents of the documents. 

31 Ms. Dhiraj  PW31   Ms.   Dhiraj   Chhabra,   Administrative   Officer   in Chhabra (PW­31) Branch   129,   Moti   Nagar,   LIC,   New   Delhi,   has   in  her examination­in­chief deposed on the following aspects:­

1. That   on   29.10.2010,   she   was   posted   as Administrative Officer in Branch 129, Moti Nagar, LIC, New Delhi.

2. That she remained posted there, since May 2010 till May 2012.

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3. That Sh. Jai Prakash Pabri was posted as Branch Manager in the same branch.

4. That   the   letter   dated   29.10.2010   bears   the signatures   of   Sh.   Jai   Prakash   Pabri   at   point   'A' which signatures she identifies as she has seen him signing and writing in official course of duties.  The said letter is Ex.PW31/A.

5. That she also identifies the seal of Sh. Jai Prakash Pabri, at point 'B'.

6. That the aforesaid letter was accompanied with the list of policies, which bears her signatures at point 'A'   on   all   the   three   pages   and   the   same   is   now Ex.PW31/B (Colly).

7. That   she   also   identifies   the   signatures   of   Sh.   Jai Prakash Pabri, at point 'B' on page number 3.

8. That   the   status   report   alongwith   premium   paid history of LICs policies, which consists of 46 pages. The   said   status   report   is  Ex.PW31/C  (Colly).   It bears her signatures and seal at point 'A' on all the pages.

9. That   this   status   report   is   a   computer   generated report   and   was   generated   by   her   from   their computer system installed in the office.

10. That  she  was  directed   to  hand  over  the   aforesaid documents to the CBI, so she visited CBI office and handed over the same to the IO of the case.

In her cross examination the witness has deposed on the following aspects:­  That   whenever   an   insurance   policy   is   taken   by   a person, he signs the proposal form and the same is submitted at the LIC office.

 That she has not handed over any proposal form to the IO.

 That she does not remember the date on which she visited   the   CBI   office   and   handed   over   the documents to the IO.

 That   her   statement   was   not   recorded   by   the   CBI officials.

 That inquiries were made by CBI officers from her.

 That there are large number of computers installed in their office.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 89 of 364  That the computer from which she had generated the aforementioned   record,   was   not   in   her   exclusive possession.

 That  she   does   not   remember   the   exact   number   of location of the computer from which this record was generated by her.   She has no technical knowledge of the computers.

 That she does not know whether any seizure memo was  prepared  by   the  IO,  regarding   seizure   of  the documents, by her.  

 That   she   had   handed   over   the   documents   to   Mr. Pathak of the CBI.

 That no specific order in writing was given to her for handing over the documents to the CBI at the CBI office.

32 Sh. Naveen  PW32 Sh. Naveen Kumar Sharma, Employee at 5E, Rani Kumar Sharma  Jhansi Road, Jhandewalan Extension, New Delhi, has in (PW­32) his examination­in­chief deposed on the following aspects:­

1. That on 22.08.2011, he was working in the office at 5E, Rani Jhansi Road, Jhandewalan Extension, New Delhi.

2. That   the   CBI   called   for   information,   regarding investment   by   Surender   Kumar   Kaushik   and   Ms. Santosh Kaushik.

3. That   the   nature   of   his   duties   was   for   opening   of Demat   Account   and   all   other   related   activities regarding   Demat   Accounts   and   all   the   activities were controlled by Sh. Vijay Bhushan, who was the owner/proprietor.

4. That the letter dated 22.08.2011  Ex.PW32/A  bears his signatures at point 'A', vide which he submitted information, as desired by the CBI, vide annexures A & B.

5. That   Annexure   A   consisting   of   two   pages   is transaction   statement   between   22.08.2009   to 09.02.2011   and   the   same   bears   his   seal   and signatures at point 'A' on each page and the same is now Ex.PW32/B.

6. That   he   took   out   the   printout   from   the   computer system of national security depository limited.

7. That the Annexure B consisting of nine pages bear his   signatures   on  each  page  at   point  'A'  which   is Ex.PW32/C  and the same was generated from the CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 90 of 364 computer by him.

8. That after generating the record, he submitted the aforesaid documents to the IO at the CBI office.

In his   cross   examination  the  witness  has  deposed  on the following aspects:­  That there are five computer operators, working in his department and all the computers  are in their exclusive possession.

 That he is not aware as to when he received a letter from   CBI,   thereby   asking   him   to   furnish   the aforesaid documents.

 That   she   does   not   remember   as   to   when   he generated the aforesaid exhibits from the computer. The transaction date is printed on the documents.  That   there   are   6­7   computers   installed   in   his department but he is unable to tell as to from which computer the aforesaid exhibits were generated.  That   no   seizure   memo   was   prepared   by   the   CBI officials at the time of handing over the aforesaid exhibits.

 That   he   does   not   remember   if   his   statement   was recorded by the CBI officials in connection with the handing over of the aforesaid documents.  That   at   the   time   of   opening   Demat   Account,   the customer furnishes an application accompanied with the identity documents and address proof.  That he submitted the documents to the CBI which were demanded by the CBI from him.

33 Sh. Jhaggar  PW33   Sh.   Jhaggar   Singh,   Public   Relation   Officer   at Singh (PW­33) GPO, New Delhi, has in his examination­in­chief deposed on the following aspects:­

1. That he was working as Public Relation Officer at GPO,   New   Delhi,   in   the   year   2010­2011   and remained   posted   there   from   July   2007   to 31.12.2012.

2. That the letter dated 28.07.2010 (D­30) was written by   Assistant   Director   (Admn),   GPO,   New   Delhi, addressed to the CBI, vide which he submitted the desired information to the CBI officials.

3. That   along   with   the   said   letter,   he   submitted   the photocopies of the application forms along with the identity   documents,   running   into   32   pages,   to   the CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 91 of 364 CBI   officials   and   all   these   documents   bear   his signatures and seal at point 'A' on each page and are Ex.PW33/A (Colly). 

4. That the CBI officials had directed him to put his seal   and   signatures   on   these   photocopies   and   on their directions, he had put his signatures and seal on the documents.

In his   cross   examination  the  witness  has  deposed  on the following aspects:­  That he had visited the CBI office on 02.08.2010.  That   vide   letter   dated   28.07.2010   (D­30),   he   was directed by the Assistant Director (Admn.) to visit the  CBI  office  to  hand over   the  documents  to  the CBI officials.

 That  no   inquiries   were   made   by   the   CBI   officials from him.

 That   his   statement   was   not   recorded   by   the   CBI officials.

 That   vide   letter   dated   16.08.2010   (D­31)   he   had handed over some documents to the CBI.  That this letter was handed over to him by Sh. D.C. Sharma, Assistant Director (Admn.), GPO, Delhi.  That   he   identifies   his   signatures   on   this   letter   at point 'A' which is now Ex.PW33/B.  That   vide   this   letter,   he   also   handed   over   the photocopies   of   some   documents,   running   into   29 pages to the CBI.

 That he had not taken original documents with him at   the   time   of   handing   over   the   documents Ex.PW33/A (Colly) to the CBI officials.  That he is not aware as to who generated the copy of ledger (PPF) consisting of five pages, which is part of Ex.PW33/B and he is also not aware as to when the same was generated and from which computer.  That   he   does   not   have   any   personal   knowledge about the documents.

 That   no   seizure   memo   was   prepared   when   he handed over the aforesaid documents to the CBI.  That he had visited the CBI office on two occasions, but he does not remember the dates of his visit.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 92 of 364 34 Sh. Bhagmal  PW34   Sh.   Bhagmal   Singh,   Account   Officer,   MTNL, Singh (PW­34) Rajouri   Garden,   New   Delhi  has   in  his   examination­in­ chief deposed on the following aspects:­

1. That presently, he is retired from the post of Account Officer, MTNL, Rajouri Garden, New Delhi.

2. That   he   worked   as   Account   Officer   in   MTNL, Rajouri Garden from July, 2002 to 31.12.2011.

3. That   the   office/carbon   copy   of   the   letter   dated 23.09.2010 bears his signatures at point 'A' along with   his   official   stamp   and   the   same   is Ex.PW34/A(D­52).

4. That   vide   this   letter,   he   had   provided   the information regarding telephone No. 25912844, for the period September, 2000 till 17.09.2010, to the CBI.

5. That alongwith the letter  Ex.PW34/A, the payment detail   of   aforesaid   telephone   number,   was   also furnished to the CBI.

6. That   the   computer   generated   payment   details, running into two pages, also bear his signatures at point 'A', alongwith his official stamp and the same is now Ex.PW34/B (2 pages Collectively).

7. That   the   subscriber   of   the   above   mentioned telephone number was Smt. Raj Kishori.

8. That   the   computer   generated   print   out   regarding details of payment of abovesaid telephone number from   01.09.2000   to   09.09.2010,   containing   in   file (D­51), which is at page No. 28 to 30.

9. That it bears his signatures at point 'A' alongwith his official stamp, at page­30 and the same is now Ex.PW34/C (3 pages collectively).

10. That the payment has been made by cash, cheque and ECS.

In his   cross   examination  the  witness  has  deposed  on the following aspects:­  That   no   seizure   memo   of   documents  Ex.PW34/B and  Ex.PW34/C  was   prepared   by   the   IO,   in   his presence.

 That the payment record were being maintained in the   billing   section,   which   was   separate   from   his office.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 93 of 364  That   the   Account   Officer   CSMS,   Rajouri   Garden, was incharge of that Section.

 That he has not issued any certificate, u/s 65­B of the   Indian   Evidence   Act,   in   respect   of   the document Ex.PW34/B & Ex.PW34/C.  That   he   has   no   personal   knowledge   about   the generation of these documents.

 That   he   does   not   remember   about   the   mode   vide which   these   documents   were   handed   over   to   the CBI.

 That he has visited the CBI office once but he does not remember the exact date.

 That the CBI officials made inquiries from him by showing these files, probably, his statement was also recorded.

 That   initially,   the   telephone   was   installed   in   the name of Smt. Raj Kumari.

 That Sh. Laxmi Chand was the name of her husband.  That the payments are received by the department on behalf of the subscriber.

35 Sh. Surender  PW35   Sh.   Surender   Singh   Narwal,   Office   Assistant   in Singh Narwal  Maharaja   Surajmal   Institute   of   Technology,   C­4, (PW­35) Janakpuri, Delhi, has in his examination­in­chief deposed on the following aspects:­

1. That   in   the   year   2010,   he   was   working   as   Office Assistant   in   Maharaja   Surajmal   Institute   of Technology,  C­4, Janakpuri, Delhi,  and his  duties were   to   conduct   examination   activities   in   the institute.

2. That   the   production­cum­seizure   memo   dated 12.08.2010 (D­49) bears his signatures at point 'A' which is  Ex.PW35/A  and  vide  this  memo, he had provided   the   documents   mentioned   therein   to Inspector CBI Vikas Pathak.

3. That   the   copy   of   the   admission   form   of   Divya Kaushik   (admitted   document)   also   bears   his signatures at point 'A' in token of attestation which is now Ex.PW35/B.

4. That the letter dated 10.08.2010 was written to SP., ACB, CBI and it bears  his  signatures at point 'A' which is  Ex.PW35/C  and  this letter also bears the signatures of the then Director Dr. Sushma Dabru at point 'B'.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 94 of 364

5. That vide this letter the information sought by the CBI, was provided through a separate letter.  

6. That presently, Dr. Sushma Dabru is not working in the institute and her whereabouts are not known.

7. That he has been shown the letter, dated 10.08.2010, written to SP, ACB, CBI.

8. That it bears  signatures  of Dr. Sushma Dabru, at point   'A',   which   he   identifies   as   he   has   seen   her signing the documents during the official course of his duties and the same is now Ex.PW35/D.

9. That   vide   this   letter,   their   institute   had   provided details of expenses of Ms. Divya Kaushik for B. Tech Programme.

10. That   he   has   been   shown   the   photocopies   of   the documents   regarding   fee   structure   of   Divya Kaushik.

11. That the documents bear signatures of Dr. Sushma Dabru at point 'A', on all the three pages and are Ex.PW35/E (Colly)

12. That   as   per   these   documents,  Rs.53,000/­  were deposited   with   Guru   Gobind   Singh   Indraprastha University and the part payment of Rs.21,250/­ were deposited with their institute, as first year fee.

13. That another amount of  Rs.11,000/­  was deposited on behalf of Divya Kaushik, on 24.02.2010. In his cross examination the witness has deposed on the following aspects:­  That   two   receipts   of   payment   are   prepared   on   a single page.

 That one copy is given to the student, whereas, the acknowledgment portion is deposited in the college.  That he had handed over the documents to the CBI, himself, probably, in the year 2010 itself.  That he does not remember the exact date.  That his statement was also recorded by the CBI and the same was signed by him.

 That their college provides the books to the students against the payment of the aforementioned fees.  That   it   also   contained   the   refundable   security   of Rs.5,000/­.

 That   Dr.   Samunder   Singh,   Office   Superintendent, had   handed   over   the   photocopies   of   the   original documents to him for supplying the same to the CBI.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 95 of 364 36 Sh. Sanjay  PW36 Sh. Sanjay Sharma, Manager, Legal Cell, ICICI Sharma (PW­36) Bank, NBCC Place, Pragati Vihar, New Delhi has in his examination­in­chief deposed on the following aspects:­

1. That in the year 2011, he was working as Manager, Legal   Cell,   ICICI   Bank,   NBCC   Place,   Pragati Vihar, New Delhi.

2. That his duties as Manager (Legal) was to attend the courts   and   to   pursue   the   legal   matters/cases   on behalf of ICICI Bank.

3. That   he   visited   the   CBI   office   to   hand   over   the statements / documents on the instructions of Sh. D. Ganesh, Sr. Manager, who was working at Bombay, at that time. 

4. That he has handed over the documents, which are on record as D­73.

5. That he identifies signatures of Sh. D. Ganesh, as he worked with him and acquainted with his signatures, as he used to meet him during the course of official duties.

6. That   he   identifies   the   signatures   of   D.   Ganesh   at point 'A' on the letter dated 03.08.2011 and on the photocopy of safety bond at point 'A'. 

7. That the letter along with Annexure­I, is Ex.PW36/A and the photocopy of the application form for safety bonds is Ex.PW36/B. In his   cross   examination  the  witness  has  deposed  on the following aspects:­  That   the   entire   record   pertaining   to   the   old transactions   with   ICICI   Bank   are   maintained   at Mumbai Head Quarter.

 That he has never  seen the originals  of document Ex.PW36/B.  That he has also not seen the original record.  That CBI has recorded his statement. 37 Sh. Arun Sharma PW37   Sh.   Arun   Sharma,   Branch   Manager   at   Satellite (PW­37) Branch   of   LIC,   at   Lajpat   Nagar,   Delhi  has   in   his examination­in­chief deposed on the following aspects:­

1. That   in   the   year   2012,   he   was   posted   as   Branch Manager   at   Satellite   Branch   of   LIC,   at   Lajpat Nagar, Delhi.

2. That   vide   seizure   memo   dated   06.01.2012   (D­66) Ex.PW37/A which bears his signatures at point 'A', CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 96 of 364 he   had   handed   over   the   documents   mentioned therein to Inspector CBI, Sh. Vikas Pathak.

3. That the status report of policy No. 330655375, in the name of Sh. Surender Kumar Kaushik, which has been matured.

4. That   during   the   currency   of   this   policy,   the   total premium paid was Rs.24,100/­.

5. That the said policy was opened on 11.08.2000 and matured   in  August  2005  and  the   maturity   amount paid was Rs.37,591/­.

6. That the computer print out, running into two pages, was taken out by him from their system and bears his   signatures   at   point   'A'   and   the   same   is   now Ex.PW37/A­1.

7. That the status report of policy No. 120002810, in the name of Sh. Surender Kumar Kaushik, which has been matured.

8. That   during   the   currency   of   this   policy,   the   total premium paid was Rs.6379.60/­.

9. That   this   policy   was   opened   on   28.03.1991   and matured in March, 2011 and the maturity amount payable was Rs.1,56,800/­ and after deductions, net amount paid was Rs.59,598/­ and the deduction was of Rs.97,202/­.

10. That the computer print out, was taken out by him from their system and bears his signatures at point A which is Ex.PW37/A­2.

11. That the status report of policy No. 110998276, in the name of Sh. Surender Kumar Kaushik, which has been matured.

12. That   during   the   currency   of   this   policy,   the   total premium paid was Rs.6,350.50p.

13. That it was opened on 13.06.1990 and matured in June,   2010   and   maturity   amount   paid   was Rs.1,61,300/­.

14. That the computer print out was taken out by him from their system and bears his signatures at point 'A' which is Ex.PW37/A­3.

In his   cross   examination  the  witness  has  deposed  on the following aspects:­  That whenever a customer pays the premium of LIC policy, a receipt is issued to him and the copies of CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 97 of 364 the same are retained in their record.  That   all   the   premium   paid   by   the   customers,   are reflected   in   the   ledger   book   being   maintained   in their office.

 That he did not hand over the copies of the receipt or the ledger book to the IO.

 That his statement was never recorded in connection with this case, by the CBI.

 That   there   are   number   of   computers   being maintained in their office.

 That the computers are under the direct control of Assistant, whosoever is officiating the department.  That   he   cannot   tell   from   which   computer, Ex.PW37/A­1 to Ex.PW37/A­3 were generated and whether they were in the working order or not.  That he did not issue any certificate u/s 65­B of Indian Evidence Act to the IO, nor the same was asked by the IO.

 That he is not aware about the computer code with the help of which the documents are generated.  That   he   had   stated   to   the   CBI   officer   that   the aforesaid   documents   had   been   generated   by   him, himself. However, the witness is confronted with the statement Ex.PW37/DX where it is not so recorded.  That   he   did   not   hand   over   the   alleged   original policies to the IO, during the investigation of this case.

 That   the   endorsement   made   on  Ex.PW37/A­1 between points 'B to B­1' is not in his handwriting and he cannot say as to who had endorsed the same. 38 Sh. Lalit Narain  PW38   Sh.   Lalit   Narain   Sharma,   Property   Dealer   at Sharma (PW­38) Village Pooth Kalan, Delhi has in his examination­in­chief deposed on the following aspects:­

1. That he is running a business of Dharamkanta and also running a property dealer business at Village Pooth   Kalan,   Delhi   and   accused   Smt.   Santosh Kaushik is his real sister.

2. That   vide   seizure   memo   dated   28.11.2011   (D­72) which is Ex.PW38/A bearing his signatures at point A,   he   had   handed   over   the   documents   mentioned therein to Inspector CBI Sh. Vikas Pathak.

3. That he had handed over to the IO the photocopy of the photocopies of 21 rent receipts pertaining to the CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 98 of 364 rent   paid   by   Smt.   Santosh   Kaushik   to   him   after signing each copies of the rent receipts as he was the owner of the property No. D­183, Karampura, Delhi,   which   copies   are  Ex.PW38/A­1  to Ex.PW38/A­21 bearing his signatures at point 'A'.

4. That the original of the above rent receipts are filled by him in the case, titled as "Lalit Sharma vs. Sub Registrar, Janak Puri", pending in the court of Sh. Kuldeep   Narayan,   Ld.   ADJ,   Central   District,   Tis Hazari Courts, Delhi.

5. That he had purchased the said property in the year 1996   and   since   then,   he   had   rented   the   same   to accused Smt. Santosh Kaushik.

6. That he also has the counterfoil of the rent receipts, from   September,   2009   till   May,   2010   and   he   can produce the same, if asked so.

7. That   the   letter   dated   08.11.2011   (D­86)   which   is Ex.PW38/B  bearing his signatures at point 'A' and vide   this   letter,   he   had   submitted   the   copy   of   the income tax return to Inspector CBI Sh. Vikas Kumar Pathak, for the period 2000 to 2010­11 and the copy of registration of Shiv Shakti Dharam Kanta.

8. That the photocopy of the certificate of verification of   Dharam   Kanta,   dated   29.06.2001,   bears   his signatures at point 'A' which is Ex.PW38/B­1.

9. That the photocopies of the income tax returns for the said period, running into nine pages, bears his signatures at point 'A', on each page and the same are now Ex.PW38/C (Colly).

In his   cross   examination  the  witness  has  deposed  on the following aspects:­  That   his   statement   was   recorded   by   the   CBI officials, during investigations.  That whatever photocopies were asked by the IO, he had produced the same before him.

 That Santro Car No. DL­2CD 0049 of black color belongs   to   him   and   he   had   paid   the   value   of   the same   through   his   SBI   bank   account   at   Sultanpuri Branch.

 That he had purchased the same in February 2000 or February 2001.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 99 of 364 39 Sh. Hansraj  PW39 Sh. Hansraj Arora, Owner of Hotel Vaishnav Raj Arora (PW­39) Hotel at Gali Mochia, Paharganj, New Delhi  has in his examination­in­chief deposed on the following aspects:­

1. That in the year 1989­90, he was running a hotel in the name and style of Vaishnav Raj Hotel at Gali Mochia, Paharganj, New Delhi.

2. That receipt dated 24.02.1989 Ex.PW39/A bears his signatures at point 'A' and of his brother Narayan Dass at point 'B' (in Urdu), who is now expired.

3. That   vide   this   receipt,   they   have   received   total amount of Rs.1,35,000/­ from accused Smt. Santosh Kaushik.

4. That the registered 'Will' dated 24.02.1989 bears his signatures at point 'A'.

5. That the said 'Will' was executed by him in favour of accused   Santosh   Kaushik,   in   respect   of   his   half share of property WZ/246­B­1, Killa No.21, Mustatil No.   74,   measuring   115.55   sq.   yards,   situated   at Uttam   Nagar,   area   of   village   Hastsal,   New   Delhi and the Will is Ex.PW39/B.

6. That   another   Will   dated   24.02.1989  Ex.PW39/C which was executed by his brother Narayan Dass, who is now expired, in favour of accused Santosh Kaushik,   in   respect   of   his   half   share   of   property WZ/246­B/1,   Killa   No.21,   Mustatil   No.   74, measuring   115.55   sq.   yards,   situated   at   Uttam Nagar, area of village Hastsal, New Delhi.

7. That   he   identifies   the   signatures   of   his   brother Narayan Dass in Urdu at point 'A', as he has seen him signing this document.

8. That   the   General   Power   of   Attorney   executed   on 09.03.1989   between   his   brother   Narayan   Dass, himself   and   accused   S.K.   Kaushik,   for   sale permission in respect of property WZ/246­B/1, Killa No. 21, Mustatil No. 74, measuring 115.55 sq yards, situated   at   Uttam   Nagar,   area   of   village   Hastsal, New Delhi.

9. That the  General  power   of Attorney,  running  into three   pages,   bear   his   signatures   at   point   'A'   and signatures of his brother, in Urdu, at point 'B'.

This witness has not been cross examined by the accused persons.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 100 of 364 40 Sh. Arun Kumar  PW40 Sh. Arun Kumar Jindal, Junior Engineer, Delhi Jindal (PW­40) Jal Board  has in his examination­in­chief deposed on the following aspects:­

1. That   during   the   year   1995,   he   was   working   as Junior   Engineer,   Delhi   Jal   Board.     Smt.   Neelima Jindal is his wife.

2. That   the   General   Power   of   Attorney  Ex.PW40/A executed by his wife Smt. Neelima Jindal in favour of   Raj   Kishore   wife   of   late   Sh.   Laxmichand,   on 11.08.1997   and   he   had   signed   the   said   General Power of Attorney as a witness at point 'A' on page 3.

3. That   the   'Will',   dated   11.08.1997   executed   by   his wife   Neelima   Jindal   bears   his   signatures   as   a witness at point 'A' and the Will is now Ex.PW40/B.

4. That   the   agreement   to   sell   dated   11.08.1997 executed by his wife Smt. Neelima Jindal in favour of   Raj   Kishori,   he   had   signed   this   documents   at page­3,   at   point   'A'   and   the   same   is   now Ex.PW40/C.

5. That   the   possession   letter   dated   01.04.1995 Ex.PW40/D executed by Neelima Jindal in favour of Smt.   Raj   Kishori   and   the   same   also   bears   his signatures at point 'A' as a witness.

This witness has not been cross examined by the accused persons.

41 Sh. Manuj  Sh.  Manuj  Chadha,  Assistant   Administrative  Officer  in Chadha (PW­41) Manav   Rachna   College   of   Engineering,   Sector­43, Arawali Hills, Faridabad  has in his examination­in­chief deposed on the following aspects:­

1. That in the year 2010, he was working as Assistant Administrative Officer in Manav Rachna College of Engineering, Sector­43, Arawali Hills, Faridabad.

2. That   the   production­cum­seizure   memo   dated 12.08.2010 bears his signatures at point 'A' which is Ex.PW41/A.

3. That vide this memo he had provided the documents mentioned   therein   to   Inspector   CBI   Vikas   Kumar Pathak.

This witness has not been cross examined by the accused persons.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 101 of 364 42 Sh. Rajesh Jain  PW42 Sh. Rajesh Jain, Owner of Jewellery showroom at (PW­42) Karol Bagh, New Delhi, under the name and style of New Kusal Jewellers has in his examination­in­chief deposed on the following aspects:­

1. That in the year 2012, he was running a jewellery showroom   at   Karol   Bagh,   New   Delhi,   under   the name and style of New Kusal Jewellers, since 1989.

2. That about 3­4 years ago, he was called by the CBI at its office at Lodhi Road, New Delhi.

3. That during inquiries, the CBI officials asked him about   his   business   activities   and   also   asked   him about sale or purchase of jewellery articles to any lady, named Santosh Kaushik.

4. That   he   told   them   that   in   case,   he   had   sold   or purchased   some   jewellery   to   the   said   lady,   there must be the relevant receipts and documents in that regard, issued by them.

5. That they told him to bring the relevant documents.

6. That the same was produced by him before the CBI officials, again after a few days.

7. That he can identify those documents, if shown to him.

8. That   photocopy   of   a   certificate   dated   19.01.2008 was  shown to the witness  upon which  the witness stated that this photocopy was provided by him to the CBI officials.

9. That   the   original   of   this   document   has   been produced by this witness in the court.

10. That the witness has identified his signatures on the photocopy of this certificate at point A and B.

11. That   the   certificate   was   issued   by   him   to   Mrs. Santosh   Kaushik   on   19.01.2008,   regarding   the purchase of 361.1 gms. Gold worth Rs.3,25,000/­, from her  and the payment of the said amount was made   to   her   vide   cheque   No.   860897,   dated 19.01.2008, drawn upon State Bank of Bikaner and Jaipur, Faizroad, Karol Bagh, New Delhi.

12. That a photocopy of the PAN card was also taken from   Smt.   Santosh   Kaushik   and   her   PAN   card number was also mentioned in this certificate.

13. That the certificate bears signatures of Smt. Santosh Kaushik at point­C, photocopy of the certificate is Ex.PW42/A (part of D­77). 

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14. That he had supplied the photocopy of the certificate Ex.PW42/A  alongwith photocopy of the PAN card of Smt. Santosh Kaushik and a copy of the purchase account   of   his   firm   New   Kusal   Jewellers   for   the period w.e.f. 01.04.2007 to 31.03.2008.

15. That the CBI officials  prepared a production cum seizure memo, regarding the seizure of the aforesaid documents,   which   bears   his   signatures   at   point   A which production cum seizure memo is Ex.PW42/B (D­77).

This witness has not been cross examined by the accused persons.

43 Sh. Brij Mohan  PW43 Sh. Brij Mohan Paliwal, Secretarial Officer, Oswal Paliwal (PW­43) Greentech   Limited   (erstwhile   Oswal   Chemical   and Fertilizer Limited), at 7th  Floor, Antriksh Bhawan, K.G. Marg, New Delhi has in his examination­in­chief deposed on the following aspects:­

1. That   in   the   year   2012,   he   was   working   as Secretarial Officer in the office of Oswal Greentech Limited   (erstwhile   Oswal   Chemical   and   Fertilizer Limited), at 7th Floor, Antriksh Bhawan, K.G. Marg, New Delhi.

2. That in  the  year   1989, company  had  launched  its right cum public issue and at that time, name of the company was Bindal Agro Chem Limited.

3. That his company secretary Sh. H.K. Gupta directed him to attend the CBI office, in connection of inquiry relating to a case against Ms. Santosh Kaushik.

4. That he submitted the relevant record, asked for by the CBI officers.

5. That he can identify the records, if shown to him.

6. That the letter dated 24.02.2012 Ex.PW43/A (D­80) bears his signatures at point A and is addressed to CBI, ACB, New Delhi relating to details of shares held by Mrs. Santosh Kaushik, in the records of the company.

7. That the letter dated 01.03.2012 Ex.PW43/B (D­81) bears his signatures at point A and is addressed to CBI, ACB, New Delhi by him, relating to details of shares held by Mrs. Santosh Kaushik, in the records of the company.

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8. That the  letter  dated  19.03.2012  Ex.PW3/C  bears his  signatures  at point  A  addressed to CBI, ACB, New Delhi by him, relating to details of shares held by   Mrs.   Santosh   Kaushik,   in   the   records   of   the company.

In his   cross   examination  the  witness  has  deposed  on the following aspects:­  That his statement was not recorded by the CBI in connection with this case.

 That he had supplied the supporting documents to the CBI, which show that Smt. Santosh Kaushik was holding the shares of their company, as mentioned in Ex.PW43/A to Ex.PW43/B.  That he does not remember the exact date when he checked   the   records   pertaining   to   the   above mentioned   shares   nor   he   can   tell   as   to   when   the documents were supplied to the CBI.  That   all   the   records   pertaining   to   the   holding   of shares   by   any   customers,   are   kept   stored   in   their computers.

 That the details and the computers were under the control   of   their   registrar,   Skyline   Financial Services.

 That the details of the above mentioned shares were supplied to them by him.

 That he had telephonically asked him to submit the details.

 That he had not obtained any certificate from him under Section 65 B of the Indian Evidence Act.  That he had stated to the CBI that he was having no personal knowledge of the records. 44 Sh. Amrender  PW44   Sh.   Amrender   Kumar   Singh,   Grade­II   Labour Kumar Singh  Inspector   in   the   office   of   Labour   Commissioner,   5 (PW­44) Shamnath   Marg,   Delhi,  has   in   his   examination­in­chief deposed on the following aspects:­

1. That in the year 2005, he was working as Grade­II Labour   Inspector   in   the   office   of   Labour Commissioner, 5 Shamnath Marg, Delhi.

2. That during the above said period, he was assigned to conduct a door to door survey of Karampura area in respect of labour homes.

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3. That during that survey, he had gone to the various houses and verified about the inmates of the houses.

4. That he had prepared a survey report and submitted the same to the Housing Commissioner concerned.

5. That the original report can be produced if directed in this regard.

6. That the survey report for the year 2005 Ex.PW61/A (running into 9 pages) was  prepared by him and it bears his signatures at point 'A' on page­9.

7. That as per his survey report, property No. D­183, D­Block,   Karampura,   Delhi   was   allotted   to   Sh. Dhankvir and at the time of the survey, the same was occupied   by   Surender   Kaushik   in   the   capacity   of purchaser/owner.

8. That   the   property   No.   D­191,   Karampura,   Delhi, was   allotted   to   Laxmi   Chand   and   the   same   was occupied by him as allottee.

9. That   the   property   No.   D­192,   Karampura,   Delhi, was allotted to Parhlad and was occupied by Lalit Narain as purchaser.

In his   cross   examination  the  witness  has  deposed  on the following aspects:

 That   he   cannot   identify   the   occupiers   of   the aforesaid properties now.
 That he does not remember whether he had met the above named occupiers in the properties at the time of this survey.
 That the person who met him during the survey, had disclosed   him   the   names   of   the   occupiers   of   the properties   and   therefore,   he   had   mentioned   their names in his survey report.
 That he had not verified the status of the occupiers of the properties by checking the title document of the said properties.
45 Sh. Shailender  PW45   Sh.   Shailender   Kumar,   General   Manager   in Kumar (PW­45) Dewan   Motors,   having   its   head   office   at   Mahavir Enclave,   New   Delhi,  has   in   his   examination­in­chief deposed on the following aspects:­
1. That in the year 2011, he was working as General Manager in Dewan Motors, having its head office at Mahavir Enclave, New Delhi.
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2. That   sometime   around   the   year   2012,   the   CBI officials   made   inquiries   from   him,   regarding   a Pulsar Motorcycle, in the name of one Pulkit.
3. That he does not remember the registration number of the motorcycle now.
4. That he does not remember the complete name or parentage of said Pulkit.
5. That he had furnished the copies of their records to the CBI officials.
6. That  he   had   supplied   the   copy   of   the   registration slip/ road tax receipt and copy of the sale register to the CBI.
7. That   the   witness   is   shown   office   of   registration slip/road   tax   receipt,   dated   14.08.2008,   issued   by the RTO.
8. That the witness states that the Pulsar motorcycle was got registered, online, at the RTO office, by his office and this is a computer generated copy of the receipt issued by the RTO, in this regard.
9. That copy of the same is  Ex.PW45/A (D­90) which bears his signatures at point A.  In his   cross   examination  the  witness  has  deposed  on the following aspects:­  That the sale register was not being maintained by him.

 That   the   original   register   was   not   produced   or handed over to the CBI officials.

 That   the   registration   slip   was   generated   by   their employee and the same was not generated by him.  That   he   does   not   remember   the   date   when   he generated the copy of the registration slip.  That   he   does   not   remember   whether   the   CBI officials had recorded his statement.  That this motorcycle was purchased by the customer in cash and was not financed.

 That he had not handed over the cash receipt to the CBI.

46 Sh. Ved Prakash  PW46 Sh. Ved Prakash, Sub Registrar Punjabi Bagh Sub (PW­46) District, Govt. of NCT of Delhi, Nangloi Delhi­41, has in his examination­in­chief deposed on the following aspects:­

1. That   in   September   2011   he   was   working   as   Sub Registrar Punjabi Bagh Sub District, Govt. of NCT CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 106 of 364 of Delhi, Nangloi Delhi­41.

2. That in reply to the letter dated 13.09.2011, he had provided the certified copies of the registered sale deed dated 08.12.2008 to the CBI.

3. That his covering letter dated 28.09.2011, is already on record and the same is now  Ex.PW46/A, which bears his signatures at point­A.

4. That the certified copy of the sale deed is already Ex.PW26/A, which bears his signatures at point­C, on all the ten pages.

In his cross examination the witness has deposed that he had   not   appeared   before   any   investigating   officer   of   the CBI, at any time.

47 Sh. Krishan  PW47 Sh. Krishan Kumar, LDC, Record Keeper, in the Kumar (PW­47) office of Sub­Registrar­II, Janak Puri, New Delhi, has in his   examination­in­chief   the   witness   has   deposed   on   the following aspects:

1. That during the year 2011, he was posted as LDC, Record   Keeper,   in   the   office   of   Sub­Registrar­II, Janak Puri, New Delhi.
2. That   the   seizure   memo   dated   11.07.2011   (D­16) which is Ex.PW47/A bearing his signatures at point A and vide this memo, he has provided the certified copies of documents, mentioned therein, to inspector CBI Vikas Kumar Pathak. 
3. That   he   has   supplied   the   certified   copies,   after comparing the same with the originals and in token of comparison of the documents, he has signed the certified copies.

In his   cross   examination  the  witness  has  deposed  on the following aspects:­  That he has no personal knowledge of the document, the certified copies of the which were supplied by him to the IO.

 That   he   had   not   shown   the   originals   of   these documents to the IO and the originals were never produced before the IO.

48 Sh. Mahesh Dhar PW48   Sh.   Mahesh   Dhar   Dwivedi,   Sub­Registrar Dwivedi (PW­48) Dehradun­II  has  in  his  examination­in­chief  deposed on the following aspects:­ CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 107 of 364

1. That   during   the   period   w.e.f.   30.11.2006   to 16.07.2011,   he   was   posted   at   Dehradun   as   Sub­ Registrar Dehradun­II.

2. That   the   letter   dated   12.10.2010   (D­17)   (running into   two   pages)   bears   his   initials   on   page­I   and signatures alongwith official stamp at page­2.

3. That he identify his initials and signatures at point­ A, on both the pages. The letter is now Ex.PW48/A.

4. That vide this letter, he had provided certified copies of two sale deeds mentioned therein along with the details, to Inspector CBI, ACB, Delhi, in response to his letter dated 14.09.2010.

5. That   he   has   been   shown   the   sale   deed,   dated 12.12.2008 (Contained in the file D­8).

6. That the sale deed is running into eleven pages.

7. That he had registered this sale deed in the capacity of Sub­Registrar Dehradun­II, on 12.12.2008 which bear his signatures on back of all the pages.

8. That   the   sale   deed   was   executed   between   Smt. Neelam   Jindal   as   seller   and   S.K.   Kaushik,   as purchaser, in respect of the property mentioned in the sale deed and the same is Ex.PW48/B. This witness has not been cross examined by the accused persons.

49 Sh. Jai Malhotra  PW49 Sh. Jai Malhotra, Computer Operator, Hans Raj (PW­49) Model School, Road No. 73, Punjabi Bagh, New Delhi, has in his examination­in­chief deposed on the following aspects:

1. That since the year 2003 he is working in Hans Raj Model   School,   Road   No.   73,   Punjabi   Bagh,   New Delhi, as a computer operator.
2. That   the   production­cum­seizure   memo,   dated 12.08.2010,  Ex.PW49/A  running   into   two   pages, bears his signatures at point 'A' on both the pages.
3. That vide this memo, he had provided the documents to the IO of the CBI, which are mentioned in this memo.
4. That the Principal of the School vide her letter dated 12.08.2010  Ex.PW49/B  instructed   Smt.   Purnima Nangia and himself to assist the IO. He identifies the signatures of Mrs. R. R. Kumar, Principal of School, at point 'A' who has since retired from the service of CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 108 of 364 the school.
5. That   he   identifies   the   signatures   of   Mrs.   R.R. Kumar,   as   he   had   seen   her   signing   and   writing, during the ordinary course of his duties.
6. That   he   had   also   handed   over   the   form   of application,   for   admission   of   Ms.   Divya   Kaushik, Dated   17.07.1995,   which   is  Ex.P­109  (admitted document).
7. That another admission form in respect of Master Pulkit Kaushik, dated 28.08.1995 was handed over by him, which is already admitted documents Ex.P­ 110.
8. That another admission form in respect of Master Hardik Kaushik, dated 22.09.2001 was handed over by him, which is an admitted document as Ex.P­111.
9. That he also handed over the copy of application for full fee concession submitted by S.K. Kaushik, which is   an   admitted   document  Ex.P­112  and   another application   for   fee   concession,   dated   10.07.2003, submitted   by   S.K.   Kaushik   in   respect   of   his   son Pulkit Kaushik, is an admitted document, which is Ex.P­113.
10. That accused S. K. Kaushik also submitted another application   for   fee   concession   for   all   of   his   three children on 02.07.2004 (admitted document) Ex.P­ 114 and the same was handed over by him to the IO.
11. That   the   computer   generated   copy   in   respect   of details of fee for the period w.e.f. 1995 to 2011 in respect of Ms. Divya Kaushik; Pulkit Kaushik and Hardik Kaushik, were also handed over to the IO.
12. That the same bears the signatures of Mrs. Purnima Nangia, the Head of Fee Department, at point 'A' on each   page   and   also   the   signatures   of   the   school principal   at   point   'B'   on   each   page   and   his signatures at point 'C' on pages 9 to 16.
13. That   the   statement   running   into   sixteen   pages,   is now Ex.PW49/C (Colly).
14. That he identified her signatures as he has seen her signing   and   writing   in   the   ordinary   course   of   his duties.  

In his   cross   examination  the  witness  has  deposed  on the following aspects:­ CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 109 of 364  That   his   statement   was   recorded   by   the   CBI officials, but he does not remember the place or date of recording his statement.

 That he does not remember whether the same was being noted down by CBI officials on his dictation.  That the fee receipts or the record of deposition of the fees will not be available in the school, being an old record.  He had not seen the original fee deposit receipts.

 That   he   had   prepared   these   details   after   going through the fee registers.

 That he does not remember whether he had stated to the IO in his statement, u/s 161 Cr.P.C., that he had prepared these details  after  going through the fee registers.

 That   he   had   prepared   these   documents   by   typing these records in his computer.

 That   some   of   the   record   was   already   fed   in   the computers.

 That   the   fee   statement   for   the   year   2009­10   and 2010­11   was   prepared   on   the   basis   of   record already available in the computers.  That he does not remember whether he had stated this fact to the IO in his statement u/s 161 Cr.P.C.  That   the   statement  Ex.PW49/C  was   prepared   by Smt. Purnima Nangia and the same was typed by him.

 That the present address  of Smt. Purnima Nangia might be available in the school record.  That he had not stated about preparation of these records, in his statement u/s 161 Cr.P.C.  That Smt. Purnima Nangia is the person, who can disclose   about   the   records   from   which   she   had prepared these documents.

 That   Smt.   Purnima   Nangia   had   provided   him   the day book etc., for typing of these statements.  That CBI had not obtained any certificate from him regarding   the   computer   generated   statement Ex.PW49/C.  That he does not remember the date of preparation of these statements.

 That   he   does   not   remember   whether   the   original registers were produced before the IO or not.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 110 of 364  That no other employee of the school has produced the registers before the IO, in his presence.  That   he   does   not   remember   about   the   period   for which the statement was to be prepared.  That he had not seen the original school record, in the court today.

50 Sh. Sri Ram  PW50   Sh.   Sri   Ram,   Zonal   Inspector,   Property   Tax (PW50) Department,   West   Zone,   South   Delhi   Municipal Corporation,   New   Delhi  has   in   his   examination­in­chief deposed on the following aspects:­

1. That in September, 2011, he was working as Zonal Inspector,   Property   Tax   Department,   West   Zone, South Delhi Municipal Corporation, New Delhi.

2. That the production­cum­seizure memo (D­61) dated 15.09.2011  Ex.PW50/A  which bears his signatures at point 'A'.

3. That vide memo Ex.PW50/A he had handed over the documents   mentioned   therein   to   Sh.   Vikas   Kumar Pathak,   Inspector,   CBI,   New   Delhi,   at   CGO Complex, New Delhi.

4. That   the   certified   copy   of   property   tax   receipt pertaining to property No. WZ­246/1/B, Najafgarh, Uttam Nagar, Delhi is Ex.PW50/B.

5. That   the   property   tax   receipt   No.   557050   dated 30.06.2009  Ex.PW50/B  was   in   the   name   of   Smt. Santosh   Kaushik,   for   the   year   2009­2010, amounting to Rs. 22,612/­.

6. That the receipt is certified by Assistant Assessor & Collector,   Property   Tax,   West   Zone,   although,   he does not know his name.

In his   cross   examination  the  witness  has  deposed  on the following aspects:­  That his statement was never recorded by the CBI in connection with this case.

 That they have demanded the documents from him, in the year 2011.  He does not remember the exact date.

 That he had handed over these documents in the CBI office at CGO Complex.

 That   they   had   obtained   his   signatures   on   the undertaking when he handed over these documents.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 111 of 364  That he had seen the carbon copy of the document Ex.PW50/B  and   the   same   was   also   shown   to   the CBI officials.

 That   the   witness   has   voluntarily   explained   that original is kept by the assessee.

 That he does not remember the name of the person, who had certified this document.

 That the said official had certified these documents in his presence.

 That he does not know whether the property No. WZ 246/1/B, Main Najafgarh Road, Uttam Nagar, Delhi was constructed in the year 1970 or thereafter.  That no register regarding a particular property is maintained in their office after the introduction of unit area method, which was introduced in the year 2004.

 That he  does   not know  whether  the  record  of the aforesaid property is still in their office or not. 51 Sh. Ravi Kaushik  PW51   Sh.   Ravi   Kaushik,   Manager,   Grand   Celebration (PW­51) Banquet   Hall,   at   Pitampura,   New   Delhi  has   in   his examination­in­chief deposed on the following aspects:­

1. That presently,  he is  working as  Manager, Grand Celebration Banquet Hall, at Pitampura, New Delhi and   his   father's   name   is   late   Sh.   Laxmichand Kaushik.

2. That   they   are   two   brothers   and   one   sister;   S.K. Kaushik   is   his   elder   brother   and   Mrs.   Promila Bhardwaj is his sister.

3. That his father was working in Swantra Bharat Mill, Karampura, as Supervisor.

4. That the property bearing No. D­191, Karampura is in the name of his father.

5. That   this   property   was   earlier   situated   in   Labour Colony, owned by the authority, which he does not know.

6. That later on, in the year 1981, it was allotted to his father who expired in the year 1986.

7. That his father paid the amount for allotment, but he does not remember the amount.

8. That he does not know the name of the person who owned the property at Pitampura, i.e. F­1/U­169 or F­1/U­170.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 112 of 364

9. That he does not know the name of the owner of the flat No. D­192, Karampura, Delhi.

Since the witness was resiling from his previous statement made to the CBI, hence he was cross­examined by the Ld. PP   for   CBI   wherein   the   witness   has   deposed   on   the following aspects:­  That   he   had   visited   the   CBI   office,   during   the investigations   of   this   case   and   his   statement   was also recorded.

 That   Inspector   Vikas   Pathak   made   inquiries   from him   and   recorded   his   statement,   but   he   does   not remember the date.

 That the witness has denied the suggestion that he told   the   IO   during   his   statement   u/s   161   Cr.P.C., that his father was working as a labour.  That   he   might   have   disclosed   to   the   IO   in   his statement that an amount about Rs.3,500/­ was paid by   his   father   for   allotment   of   the   property   in   his name,   but   he   does   not   remember   about   the   exact amount.

In   his   cross­examination   by   the   Ld.   Counsel   for   the accused, the witness has deposed on the following aspects:

 That   he   completed   his   diploma   in   Hotel Management from ITDC, New Delhi.
 That in the year 1988, he went abroad for a job.  That he remained employed in France for about four years and returned to India in the year 1991.  That he used to send money from his salary to his parents at India. 
 That   his   father   also   used   to   do   some   property business.
 That his mother was also running a milk diary and was also earning some money by supply of milk.  That she also used to pay income tax and he used to file her income tax return and filed her returns from the year w.e.f. 1991 to 1994.
 That his father had also purchased about four or five plots in various colonies in Delhi.  That his mother also used to help his father in his property business and she used to get commission for the said service also.
CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 113 of 364  That   his   parents   had   also   constructed   some properties in one or two places in Delhi.  That it  is  possible  that  the  property  at  Mussoorie was purchased by his mother of her own income.  That   his   mother   executed   a   Will   in   favour   of   his brother   S.K.   Kaushik,   in   respect   of   the   said property.
 That his mother had also executed various Wills in respect of the properties owned by her in favour of his brother S.K. Kaushik, as well as himself.  That his father also used to give some money to his mother for her business.
52 Inspector Anil  PW52 Inspector Anil Bisht, Inspector in ACB, CBI, New Bisht (PW­52) Delhi  has   in   his   examination­in­chief   deposed   on   the following aspects:­
1. That   during   the   year   2010,   he   was   posted   as Inspector   in   ACB,   CBI,   New   Delhi.     Sh.   Vivek Priaydarshi was the then SP of the branch.
2. That   he   was   directed   by   the   SP   to   record   the statement of one witness Sh. Narender Singh Bedi and collect the documents, which he brought with him.
3. That he seized the documents vide production­cum­ seizure memo dated 22.10.2010.
4. That   he   also   recorded   the   statement   of   Narender Singh Bedi.
5. That   the   production­cum­seizure   memo   (D­62) Ex.PW8/A bears his signatures at point 'C' and the signatures of Narender Singh at point 'A'.
6. That the IO of this case was preoccupied, therefore, he was directed to seize the documents, by the SP.

In his   cross   examination  the  witness  has  deposed  on the following aspects:­  That no written order was  passed by the S.P. Sh.

Vivek   Priyadarshi   Singh,   to   seize   the   documents from the witness.

 That he does not remember whether the IO recorded his statement, u/s 161 Cr.P.C.

 That   no   notice   was   sent   to   him   for   joining   the investigation.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 114 of 364 53 Inspector Brij  PW53 Inspector Brij Mohan Meena, Inspector in ACB, Mohan Meena  CBI, New Delhi  has in his examination­in­chief deposed (PW­53) on the following aspects:­

1. That   during   the   year   2010,   he   was   posted   as Inspector in ACB, CBI, New Delhi.  Sh. N.M. Singh, was the then SP of the branch.

2. That he was directed by the S.P. to seize the record from MCD office, West Zone, Delhi.

3. That he seized the documents vide production­cum­ seizure   memo   dated   01.06.2010,   from   Sh.   Neeraj Pant, LDC, MCD, West Zone, Delhi.

4. That   the   production­cum­seizure   memo   (D­3) Ex.PW11/A bears his signatures at point 'B' and the signatures of Neeraj Pant at point 'A'.

5. That the IO of this case was pre­occupied, therefore, he was directed to seize the documents, by the S.P. In his   cross   examination  the  witness  has  deposed  on the following aspects:­  That no written order was  passed by the S.P. Sh.

N.M. Singh, to seize the documents from the witness.  That he does not remember whether the IO recorded his statement, u/s 161 Cr.P.C.

 That   no   notice   was   sent   to   him   for   joining   the investigation.

54  Sh. V.  PW54 Sh. V. Krithivasan, Branch Operation and Services Krithivasan (PW­ Head in ING Vysaya Bank, at Karol Bagh Branch, Delhi,

54) has in his examination­in­chief deposed on the following aspects:

1. That   in   July,   2010,   he   was   working   as   Branch Operation and Services Head in ING Vysaya Bank, at Karol Bagh Branch, Delhi.
2. That   letter   dated   29.07.2010   (D­41)  Ex.PW54/A bears  signatures of his  the then Branch Head Sh.

Jasvinder Singh, whose signatures appear at point 'A' and he identifies his signatures as he has seen him signing and writing during the ordinary course of his duties.

3. That   vide   this   letter,   the   statement   of   account bearing   account   No.  530010007623,   pertaining   to Mrs.   Santosh   Kaushik,   was   provided   to   Sh.   Vikas Pathak,   Inspector,   CBI   as   he   had   requested   to provide the same from their bank.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 115 of 364

4. That   the   statement   of   account,   (running   into   five pages), for the period 18.11.1992 to 02.09.2009 is Ex.PW54/B.

5. That he had handed over the print of the same from the   computer   and   certified   the   same   and   his signatures appears at point 'A' on all the five pages.

In his   cross   examination  the  witness  has  deposed  on the following aspects:­  That there were 10 to 20 employees of ING Vysaya Bank, Karol Bagh Branch, who were working on the computer from where this statement of account has been generated.

 That   he   does   not   remember   to   which   employee, direction was given for generating the statement of account Ex.PW54/B.  That  the   signatures   of   the   said   employee   was   not taken.

 That   on   29.07.2010,   Mr.   Jasvinder   Singh   was   in service when he signed the letter Ex.PW54/A.  He is not in bank service.  

 That he has only initiated at  Ex.PW54/A, at point 'B'.

 That   he   does   not   remember   if   the   bank   had   ever handed over any certificate u/s 65­B of the Indian Evidence Act, to the CBI.

55 Sh. Pawan Singh  PW55   Sh.   Pawan   Singh,   Nodal   Officer,   has   in   his (PW­55) examination­in­chief deposed on the following aspects:­

1. That he is working as Nodal Officer since 2005 and his   duties   are   to   provide   the   confidential   data   to their law enforcement agencies, like CBI, IB, Delhi Police, DRI, ED, Income Tax etc.

2. That   they   provide   data   like,   customer   details, location, CDRs, billing details, interception etc. and also to depose in court of law.

3. That vide letter dated 27.07.2011 Ex.PW55/A which bears his signatures at point A he had provided the payment details of mobile number 9911019242, for the   years   2008   to   2011,   which   is   a   post   paid connection,   which   is   annexed   with   this   letter   as Annexure­A, to CBI.

4. That   the   Annexure­A   to   the   said   letter   bears   his initials alongwith official seal at point 'A' and the CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 116 of 364 same is now Ex.PW55/B (Colly) (2 pages).

5. That he has also provided the copy of the customer application form along with the relevant document, i.e. voter ID card.

6. That the customer application form and the copy of voter   ID   card also  bear  his   initials   alongwith  his official   seal   at   point   'A'   and   the   same   are   now Ex.PW55/C (Colly).

In his   cross   examination  the  witness  has  deposed  on the following aspects:­  That he did not generate Annexure­A,  Ex.PW55/B nor   he   knew   the   name   of   the   person   who   has generated Ex.PW55/B.  That   the   company   verifies   the   correctness   of   the photograph of the person who applies for the mobile telephone connection.

 That   the   concerned   official   of   the   concerned department of the company verifies the photograph of   the   applicant   by   physical   verification   of   the applicant.

 That he had not obtained the source of the payments alleged to have been made, as per Ex.PW55/B. 56 Sh. N. K.  PW56   Sh.   N.   K.   Mahajan,   Asstt.   Engineer   (Civil),   in Mahajan (PW­ PWD, in the office of M­132 Division, Tihar Jail, New

56) Delhi,   has   in   his   examination­in­chief   deposed   on   the following aspects:­

1. That   presently   he   is   working   as   Asstt.   Engineer (Civil),   in   PWD,   in   the   office   of   M­132   Division, Tihar Jail, New Delhi.

2. That earlier he was posted in Valuation Office as Asstt. Valuation Officer, in CPWD at Rohit House, Tolstoy Marg, Connaught Place, New Delhi.

3. That the letter dated 21.05.2012 (D­57) addressed to DIG, CBI, ACB, New Delhi.

4. That vide this letter, he had forwarded his valuation reports   in   respect   of   two   properties,   (I)   F­265, Sudarshan Park, 2nd Floor, New Delhi and (ii) A­44, Palam, Sector­7, Dwarka, New Delhi.

5. That the letter bears his signatures at point 'A' and the same is Ex.PW56/A.

6. That   their   office   of   Chief   Engineer,   received   the request letter from CBI to value the properties, as CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 117 of 364 mentioned above.

7. That in property F­265, Sudarshan Park, 2nd Floor, New Delhi, Sh. S.K. Kaushik is the co­owner and the property at A­44, Palam, Sector­7, Dwarka, is exclusively in the name of Santosh Kaushik.

8. That the valuation report in respect of property No. F­265,   Sudarshan   Park,   2nd  Floor,   New   Delhi,   is running   into   four   pages   and   bear   his   signature alongwith official seal on all the four pages at point 'A' and the same is Ex.PW56/B.

9. That the valuation report in respect of property No. A­44,   Palam,   Sector­7,   Dwarka,   running   into   five pages, bear his signatures alongwith his official seal at point 'A' on all the five pages and the same is Ex.PW56/C.

10. That he has also valued the property No. WZ­246 B, Uttam  Nagar, New  Delhi,  owned  by  Smt.  Santosh Kaushik.

11. That the valuation report, running into four pages bear his signatures on all the pages at point 'A' and the same is  Ex.PW56/D  and the forwarding letter dated   09.03.2012   (D­76)   bears   his   signatures   at point 'A' and the same is Ex.PW56/E. In his   cross   examination  the  witness  has  deposed  on the following aspects:­  That he took the measurement of all the floors of Uttam   Nagar   property   and   made   entries   in   their routine   register.   He   has   not   brought   the   said register today.   The same was not supplied to the CBI.

 That   Mr.   Naveen   Kapoor,   Jr.   Engineer,   had accompanied   him   to   the   said   property   and   took measurements.

 That he has not taken the sample of the construction material from the said property.

 That the valuer is not supposed to take the samples of the construction material.

 That he has mentioned the year of construction as 1990,   in   his   valuation   report,   on   the   basis   of   the correspondence   letters   issued   by   the   CBI   to   our department.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 118 of 364  That   the   said   letters   are   not   attached   with   the valuation report.

 That the said property was not in occupation of any person at that time, however, a guard was present there   and   the   building   was   in   semi­finished condition.

 That he made inquiries from the neighbours of the property regarding the year of construction of the property, but none of them could disclose the year of construction of the property.

 That   as   an   expert,   he   was   unable   to   disclose   the exact year of construction of the property.  That he had mentioned the names of the owners of the properties, in his valuation reports Ex.PW56/B, Ex.PW56/C & Ex.PW56/D, as S.K. Kaushik, on the basis of the letter given to him by the CBI.  That he did not verify any document to find out the true   name   of   the   owner.   He   had   not   taken   any photograph of the property.   It took him about two hours to inspect the property.  He had not mentioned this fact in his report.

57 Sh. Rakesh  PW57   Sh.   Rakesh   Kumar,   Sub­Registrar­1,   Kashmere Kumar (PW­57) Gate, Delhi, has in his examination­in­chief deposed on the following aspects:­

1. That   in   the   year   2010,   he   was   working   as   Sub­ Registrar­1, Kashmere Gate, Delhi.

2. That vide letter Ex.PW14/A bears his signatures at point 'A', he had provided the documents mentioned therein to CBI.

3. That the certified copy of the sale deed, which he had provided to the CBI is Ex.PW29/A. In his cross examination the witness has deposed on the following aspects:­  That   the   relinquishment   deed   dated   17.03.2008 (contained in file D­8), is shown to the witness and the said relinquishment deed is Ex.PW57/DX.  That this relinquishment deed has been registered at the office of the Sub Registrar, Kashmere Gate on 17.03.2008   and   at   that   time   he   was   not   the   Sub Registrar   there   and   therefore,   the   fact   of registration of the said relinquishment deed can be verified from the record of the Sub Registrar.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 119 of 364 58 Sh. Praveen  PW58 Sh. Praveen  Kumar Rana is  the Record Keeper, Kumar Rana  Office of Sub Registrar - 1, Kashmere Gate, Delhi  who (PW­58) has   proved  the   certified   copy   of   the   sale   deed   dated 01.11.2007 which is Ex.PW29/A. This witness has not been cross examined by the accused persons.

59 Sh. Suneet  PW59 Sh. Suneet Sharma, Dy. Branch Manager, ICICI Sharma (PW­59) Bank, Noida, Sector­18 Branch has in his examination­in­ chief deposed on the following aspects:­

1. That in the month of June, 2011, he was posted in ICICI Bank, Noida Sector­18 Branch, as Dy. Branch Manager.

2. That   letter   dated   06.06.2011   (D­63)  Ex.PW59/A was issued by him on 24.05.2012, on the instructions of   his   Branch   Manager   (Operations)   Mr. Ramandeep Singh, of ING Vysya Bank, Karol Bagh Branch.

3. That he further  states  that on 24.05.2012, he was working as Branch Manager, at ING Vysya Bank, Karol Bagh.

4. That this letter bears his signatures at points 'A' and signatures of Sh. Ramandeep Singh at point 'B'.

5. That  along  with   this  letter,  certified  copies   of  the statement   of   account   pertaining   to   account   No. 530010007623   of   Smt.   Santosh   Kaushik,   running into six pages; certified true copies of the cheques mentioned in the aforesaid letter and certified true copy   of   pay­in­slip   dated   28.02.2005,   were   also supplied to the CBI officials.

6. That the certified copies of the statement of account and the certified true copies of the pay­in­slip and the cheques also bear his signatures on each page at point 'A'.

In his cross examination the witness has deposed on the following aspects:­  That he does not remember whether he had visited the CBI office for signing the letter Ex.PW59/A.  That   he   had   not   seen   the   original   vouchers,   the cheques or the original record, at the time of signing this letter.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 120 of 364 60 Sh. Daulat Ram  PW60   Sh.   Daulat   Ram   Kashyap,   Record   Keeper,   Sub­ Kashyap (PW­60) Registrar Office­III, Asaf Ali Road, New Delhi has in his examination­in­chief deposed on the following aspects:­

1. That he is presently working as Record Keeper, Sub­ Registrar Office­III, Asaf Ali Road, New Delhi.

2. That as record keeper, his duties are to maintain the record of sub registrar office, and to issue certified copies of the documents.

3. That he also attends the courts whenever received the   summons   from   the   court,   to   produce   the summoned record.

4. That he also received the summons in this case on 04.03.2017.

5. That   he   could   not   bring   the   summoned   record, pertaining to sub registrar office of Asaf Ali Road, New  Delhi,   regarding   property   bearing  Municipal No. 8243/14 and 8244/14, L.R. Complex, Nai Anaj Mandi,   Near   Bara   Hindu   Rao,   Delhi;   property agriculture land measuring 01 bighas and 06 biswas at   Khasra   No.   1135,   min.,   situated   in   Village Malikpur Kohi @ Rangpuri, Tehsil Mehrauli, New Delhi and property bearing municipal No. 1002 & 1003, constructed on leasehold plot No. 27 to 30, bearing   Khasra   No.   1298/1144   and   Khasra   No. 1506/1145, at Shivaji Street, Faiz Road, Nai Wala, Karol Bagh, Delhi and property bearing Municipal No.   1004   and   1005,   constructed   at   plot   No.   31, bearing   Khasra   No.   1296/1144   and   Khasra   No. 2030/1505 in Block No. NN, situated at Nai Wala, Karol   Bagh,   New   Delhi,   as   the   record   has   been transferred   to   the   Department   of   Delhi   Archives, GNCTD,  at  18­A,   Satsang  Vihar,  Katwaria  Sarai, New Delhi, prior to the year 2001.

This witness has not been cross examined by the accused persons.

61 Sh. Himanshu  PW61   Sh.   Himanshu,  conducted  Survey   of   Colony,   D­ (PW­61) Block, Karampura, Delhi, carried out w.e.f. 03.06.2005 to 11.06.2005, has in his examination­in­chief deposed on the following aspects:­

1. That   he   has   brought   the   summoned   record pertaining   to   Survey   of   Colony,   D­Block, Karampura, Delhi, carried out w.e.f. 03.06.2005 to CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 121 of 364 11.06.2005.

2. That he has produced the survey report file of the year   2005,   containing   the   survey   report   dated 15.06.2005.

3. That the photocopy of the same is on judicial record as Annexure­8 of letter, dated 18.10.2011 which is Ex.PW15/A and the survey report is Ex.PW61/A. In his cross examination the witness has deposed that he has no personal knowledge of the case or the record and he is not the record keeper.

62 Sh. D. C. Sharma PW62   Sh.   D.   C.   Sharma,   Assistant   Director   (Admn.), (PW­62) GPO, New Delhi, has in his examination­in­chief deposed on the following aspects:­

1. That   he   remained   posted   as   Assistant   Director (Admn.), GPO, New Delhi, during the year 2010 to 2012.

2. That the letter dated 16.08.2010 (D­31) Ex.PW33/B which bears his signatures marked at point 'A'.

3. That vide this letter, he had provided certified copy of documents as mentioned in the letter.

4. That the document was provided in pursuance to the letter received from Sh. V.K. Pathak, Inspector, CBI.

5. That  the  letter   dated  13.03.2012  (D­32)  bears  his signatures at point 'A' and the same is Ex.PW62/A.

6. That vide this letter he had provided documents, as mentioned   therein   to   Sh.   V.K.   Pathak,   Inspector, CBI.

In his cross examination the witness has deposed that he has not brought any original documents in the court. 63 Sh. Hemant (PW­ PW63   Sh.   Hemant  is   the   UDC,   Mall   Road   Transport

63) Authority, North Zone, Delhi who has in his examination­ in­chief deposed on the following aspects:­

1. That he has brought the summoned record of vehicle bearing   registration   No.  DL­2CV   0049,   make Santro  Car,  Registered  in  the  name  of  Sh. Laxmi Narain Sharam, resident of House No. 195, Village Pooth Kalan, New Delhi.

2. That the certified copy of the registration slip of the abovesaid vehicle is Ex.PW63/A.

3. That the certified copy of Fancy Number allotment CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 122 of 364 slip is Ex.PW63/B.

4. That   the   certified   copy   of   the   Form­20   for registration of Vehicle is Ex.PW63/D.

5. That   the   certified   copy   of   Form­22   (Vehicle identification certificate) is Ex.PW63/E.

6. That the certified copy  of manufacturer  invoice  is Ex.PW63/F.

7. That the certified copy of sale invoice of the agency is Ex.PW63/G.

8. That  the  certified  copy   of  insurance  policy  (cover note) is Ex.PW63/H.

9. That the certified copy of Form­60 is Ex.PW63/I.

10. That   the   certified   copy   of   Form­17   (Trade Certificate) is Ex.PW63/J,

11. That the certified copy of Form­19 (Part of Trade certificate) is Ex.PW63/K. In his   cross   examination  the  witness  has  deposed  on the following aspects:­  That he has no personal knowledge of the case or the registration of the vehicle.

 That at present, the identity documents of the owner of the vehicle, in whose name the vehicle is to be registered, are taken by the authority.  That a photocopy of identity card issued by Election Commission of India, in the name of Lalit Narain son  of   Shiv  Kumar   Sharma,  bearing  the   stamp  of Hans Hyundai, the dealer who sold the vehicle, was received in their office, alongwith other documents for  registration of  the vehicle  and the  same is  on their record.

 That  the   certified   copy   of   the   same   is   on   judicial record which is Ex.PW63/DA. 

64 Sh. Bhim Singh  PW64 Sh. Bhim Singh Singal, Branch Manager, Bank of Singal (PW­64) Baroda,   Karampura   Branch,   New   Delhi,   has   in   his examination­in­chief deposed on the following aspects:­

1. That   during   the   period   w.e.f.   February   2012   to August 2012, he was working as Branch Manager, Bank of Baroda, Karampura Branch, New Delhi.

2. That   the   certificates,   u/s   2­A   of   Bankers   Book   of Evidence   Act,   in   respect   of   statement   of   account, bearing account No. 21740100007575, in the name CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 123 of 364 of   Ms.   Divya   Kaushik,   for   the   period   w.e.f. 26.10.2002   to   04.09.2006;   account   No. 21740100007576, in the name of Pulkit Kaushik, for the period w.e.f. 26.10.2002 to 04.09.2006; account No.   21740100012673,   in   the   name   of   Hardik Kaushik,   for   the   period   w.e.f.   08.11.2007   to 04.05.2010   and   account   No.   21740100004798,   in the   name   of   Hardik   Kaushik   for   the   period   w.e.f. 08.11.2007   to   04.05.2010   and   account   No. 21740100004798,  in  the   name   of  Raj   Kishori,   for the period w.e.f. 01.09.2006 to 10.05.2012.

3. That   he   has   issued   these   certificates   under   his signatures   and   his   signatures   are   at   point   'A', alongwith the official seal on all the certificates and the same are Ex.PW64/A, Ex.PW64/B, Ex.PW64/C, Ex.PW64/D & Ex.PW64/E respectively.

4. That the certified copy of the statement of account, bearing account No. 21740100014923, in the name of   Santosh   Kaushik,   for   the   aforesaid   period   and account   No.   21740100004798   in   the   name   of   Raj Kishori wife of Laxmi Chand for aforesaid period.

5. That the statement of account bears his signatures alongwith the official seal at point 'A' on both the statements   and   the   same   are   now  Ex.PW64/F  & Ex.PW64/G, respectively.

In his cross examination the witness has deposed on the following aspects:­  That his statement was never recorded in connection with the present case by the CBI.

 That   the   statements   of   accounts   are   computer generated   statements   and   were   generated   by   Sh. R.C. Sandhu, Manager, on the demand of the CBI officials.

 That he had handed over the signed copies to Sh. R.C. Sandhu, who in turn handed over the same to the CBI officials.

 That   CBI   officials   had   not   interrogated   Sh.   R.C. Sandhu in his presence.

 That he had not personally generated any statement of account from the computers.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 124 of 364 65 Sh. R.M. Sati  PW65 Sh. R. M. Sati, Sr. Branch Manager, in Bank of (PW­65) Baroda,   Karampura   Branch,   New   Delhi,  has   in   his examination­in­chief deposed on the following aspects:­

1. That in the year 2010, he was working as Sr. Branch Manager, in Bank of Baroda, Karampura Branch, New Delhi.

2. That the letter dated 03.08.2010 bears his signatures at point A and the said letter is Ex.PW65/A.

3. That   vide   letter  Ex.PW65/A,   he   had   provided   the documents, mentioned therein to Inspector of CBI, Sh. Vikas Kumar Pathak.

4. That the letter dated 12.08.2010 bear his signatures at point 'A' and the same is Ex.PW65/B.

5. That   vide  Ex.PW65/B  letter,   he   had   provided   the documents, mentioned therein to Inspector of CBI, Sh. Vikas Kumar Pathak.

6. That along with this letter, he had also provided the statement   of   account   in   respect   of   account   No. 21740100014923 in the name of Santosh Kaushik.

7. That the computer generated statement of account is certified   by   him   and   his   signatures   alongwith   the official seal are at point 'A' which is Ex.PW65/C.

8. That   he   had   also   provided   computer   generated statement of account in respect of account bearing No. SB 28105 in the name of Pulkit Kaushik, which bears   his   seal   and   signatures   at   point   A   which Ex.PW65/D.

9. That he had also provided the computer generated statement of account in respect of account bearing No. 2174100007576 in the name of Pulkit Kaushik.

10. That this account was earlier account No. SB 28105 and   after   CBS,   the   account   No.   SB   28105   was converted into aforesaid account number.

11. That   the   statement   of   account   of   the   aforesaid account number, running into two pages, bears his signatures   and   official   seal   at   point   'A'   which   is Ex.PW65/E.

12. That   he   had   also   provided   computer   generated statement of account in respect of account bearing No. SB 28106 in the name of Divya Kaushik, which bears his seal and signatures at point 'A' and the same is Ex.PW65/F. CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 125 of 364

13. That he had also provided the computer generated statement of account in respect of account bearing No. SB 28106 9in the name of Divya Kaushik, which bears his seal and signatures at point 'A' and the same is Ex.PW65/F.

14. That he had also provided the computer generated statement of account in respect of account bearing No. 21740100007575 in the name of Divya Kaushik.

15. That this account was earlier account No. SB 28106 and   after   CBS,   the   account   No.   SB   28106   was converted into aforesaid account number.

16. That   the   statement   of   account   of   the   aforesaid account number, running into three pages, bears his signatures and official seal at point 'A' and the same is Ex.PW65/G.

17. That he had also provided the computer generated copy of account No. 21740100012673 in the name of Hardik Kaushik, running into two pages, bearing his signatures and official seal at point 'A' on each page and the same is Ex.PW65/H.

18. That the letter dated 10.11.2010 bears his signatures at point 'A' which is Ex.PW65/I and vide this letter, he   had   provided   documents,   mentioned   therein   to Sh. Vikas Pathak, Inspector, CBI.

In his   cross   examination  the  witness  has  deposed  on the following aspects:­  That he does not recollect if he ever received any requisition   in   writing   from   the   IO,   regarding   the supply of documents as have been mentioned in his examination in chief.

 That his statement was never recorded by the IO in connection with this case at any stage.  That he had not personally taken out the printouts of the   statement   of   accounts   from   the   computers. About   12­14   computers   are   maintained   in   their bank.

 That he does not remember the name of the official, who took out the printouts.  

 That the documents were sent to the CBI by post.    That a dispatch register is maintained in the bank.  That   he   has   no   personal   knowledge   of   the   bank accounts.



CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                        Page No. 126 of 364
 66      Ms. Surekha             PW66   Ms.   Surekha   Bhardwaj,   Assistant   Post   Master,
        Bhardwaj (PW­           GPO, New Delhi, has in her examination­in­chief deposed
        66)                     on the following aspects:­

1. That   during   the   year   2010,   she   was   working   as Assistant Post Master, GPO, New Delhi.

2. That the application form Ex. PW28/A for purchase of Kissan Vikas Patra, in the name of  Geeta Devi and Pulkit Kaushik  was dealt with / proceeded by her and the said application bears her signatures at point 'A­1'  & 'A­2'  on the back of the application which is Ex. PW28/A. 

3. That she had issued the Kissan Vikas Patra, in lieu of this application, which is  Ex.PW28/T­7  and the said  Kissan   Vikas   Patra   bears   her   signatures   at point 'A' along with her official stamp. 

4. That   the   application   form   for   purchase   of   Kissan Vikas   Patra   in   the   name   of  Shiv   Kumar   Sharma and Pulkit Kaushik  was proceeded by her and the said application bears her signatures at point 'A­1' &   'A­2'   on   the   back   of   the   application   which   is Ex.PW28/B. 

5. That she had issued the Kissan Vikas Patra, in lieu of this application, which is already Ex. PW28/T­6 which  Kissan   Vikas   Patra   bears   her   signature   at point 'A' along with her official stamp. 

6. That   the   application   form   for   purchase   of   Kissan Vikas Patra in the name of Lalit Narain and Pulkit Kaushik  was   proceeded   by   her   and   the   said application bears her signatures at point 'A­1' & 'A­ 2'   on   the   back   of   the   application   which   is Ex.PW28/C.

7. That she had issued the Kissan Vikas Patra, in lieu of this application, which is Ex.PW28/T­5. 

8. That   the   application   form   for   purchase   of   Kissan Vikas   Patra   in   the   name   of  Shiv   Kumar   Sharma and Divya Kaushik had been processed by her and the application bears her signatures at point 'A­1' & 'A­2'   on   the   back   of   the   application   which application is Ex.PW28/D. 

9. That she had issued the Kissan Vikas Patra, in lieu of   this   application   which   is  Ex.PW28/T­4  which Kissan Vikas Patra bears her signatures at point 'A' CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 127 of 364 alongwith her official stamp.

10. That   the   application   form   for   purchase   of   Kissan Vikas   Patra   in   the   name   of  Shiv   Kumar   Sharma and Santosh Kaushik  had been proceeded by her and   the   said   application   bears   her   signatures   at point 'A­1' & 'A­2' on the back of the application and is Ex.PW28/E.

11. That she had issued the Kissan Vikas Patra, in lieu of this application, which is Ex.PW28/T­3.  

12. That the Kissan Vikas Patra bears her signatures at point 'A' aongwith her official stamp. 

13. That   the   application   form   for   purchase   of   Kissan Vikas Patra, in the name of  Shiv Kumar Sharma and Divya Kaushik had been processed by her and application bears her signatures at point 'A­1' & 'A­ 2' on the back of the application and is Ex.PW28/F. 

14. That she had issued the Kissan Vikas Patra, in lieu of   this   application,   which   is  Ex.PW28/T­2  which Kissan Vikas Patra bears her signatures at point 'A' alongwith her official stamp. 

15. That   the   application   form   for   purchase   of   Kissan Vikas Patra, in the name of  Shiv Kumar Sharma and Santosh Kaushik had been processed by her.

16. That the application bears her signatures at point 'A­1' & 'A­2' on the back of the application and is Ex.PW28/G. 

17. That she had issued the Kissan Vikas Patra, in lieu of this application, which is Ex.PW28/T­1. 

18. That the Kissan Vikas Patra bears her signatures at point 'A' alongwith her official stamp. 

In her cross examination the witness has deposed on the following aspects:­  That her statement was never recorded by the IO in connection with this case.

 That   she   does   not   know   about   the   official   who supplied original KVP to the IO.

 That she had not supplied these documents  to the IO.  The CBI had not collected any documents from me.

 That the CBI officials  had never made any inquires from her. 

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 128 of 364  That application forms for issuance of KVP remains in the custody of the Assistant Post Master.   That dealing assistant takes acknowledgement from the applicant regarding issuance of KVP.   That a register is maintained regarding issuance of Kissan Vikas Patra. 

67 Sh. Roop Chand   PW67   Sh.   Roop   Chand,   Senior   Post   Master,   Ramesh (PW­67) Nagar,   Head   Post   Office   from   February   2012   to   June 2014  has   in   his   examination   in   chief   deposed   on   the following aspects:­

1. That he was posted as Senior Post Master, Ramesh Nagar,   Head   Post   Office   from   February   2012   to June 2014.

2. That on receipt of query from the CBI regarding the four   MIS  accounts,  he   had  sent   the  details  of   the same vide communication dated 28.03.2012 which is now  Ex.PW67/A  bearing his signatures at point A and the reference of the CBI communication at point encircled B.

3. That vide the above communication he had informed the   CBI   that   there   existed   four   MIS   accounts bearing   numbers   205581,   205582,   205294   and 205295   all   in   the   name   of   Raj   Kishore,   D­191, Karampura, Delhi.

4. That the amount in the account number 20551 was Rs.36,000/­  in account number 205582 the amount was  Rs.30,000/­  in   account   number   205294   the amount   was  Rs.45,000/­  and   in   account   number 205295 the amount was Rs.30,000/­.

5. That the MIS account number 205294 was closed on 21.07.2008.

6. That the MIS account number 205295 was closed on 21.07.2008 as per the ledger copy but on account on the   clerical   mistake   it   has   been   written   as 21.07.2012.

7. That   the   other   remaining   two   accounts   are   still operative.

8. That attested photocopies of the ledger sheet of all the   four   accounts  Ex.PW67/B,   Ex.PW67/C, Ex.PW67/D  and  Ex.PW67/E  all   bearing   his signatures at point mark A alongwith the attestation.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 129 of 364 In his   cross   examination  the  witness  has  deposed  on the following aspects:­  That   to   open   an   account   in   the   Monthly   Income Scheme,   the   applicant   has   to   submit   an   account opening form.

 That he cannot tell if the account opening forms for all the above four accounts were handed over to the CBI   but   again   clarified   that   the   same   were   not handed over to the CBI.

 That the said accounts were opened in the sub post office at Karampura.

 That the letter dated 25.02.2010 Ex.PW67/DX­1 has been issued by the Sub Post Office Karampura and hence he cannot respond with regard to its contents.  That he cannot tell in which year the accounts were opened   nor   he   has   personally   dealt   with   account opening forms.

 That   the   same   were   opened   in   Sub   post   Office Karampura whereas he was posted in the main post office at Ramesh Nagar.

 That he cannot tell whether the account holder was a male or female since the name mentioned in the same is simply "Raj Kishore".

 That   he   has   not   placed   on   record   any   document regarding   the   closure   of   the   accounts   and   the signatures present on the closing.  That it is the nominee who got the account closed by moving an application as per procedure.  That   he   has   not   handed   over   any   receipt   or application signed by the nominee showing receipt of the money.

 That he was never asked for the said document by the CBI.

 That   as   per  Ex.PW67/B  and  Ex.PW67/C,   Ravi Kaushik has been shown as the nominee.  That the ledgers of these accounts used to remain in the Sub post office.

 That he has never called these ledgers for inspection because there is no such requirement.  That   he   does   not   recollect   on   what   basis   he   had attested   these   documents   that   is   whether   only   the photocopies   were   received   or   the   same   were   got done by him after seeing the original record.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 130 of 364  That  on  requisitioning  any  record  from   any  other post office including the sub post office, the same is sent in writing.

 That he has not handed over the said requisitioning record to the CBI.

 That as on date he cannot produce any such record because he has not posted in that post office.  That the said record can be requisitioned from the concerned post office.

 That so far as he remember, no CBI officer met him in person nor recorded his statement, he only sent the   requisitioned   record   through   concern   Public Relation Inspector of his office.

68 Sh. Mohan Lal  PW68   Sh.   Mohan   Lal,   Sub   Post   Master   at   Paschim (PW­68) Vihar, Delhi  has in his  examination­in­chief deposed on the following aspects:­

1. That he was posted as Sub Posts Master at Paschim Vihar, Delhi from 31.01.2011 to 31.01.2014.

2. That on receipt of query from the CBI regarding the three Recurring Deposit accounts, he had sent the details   of   the   same   vide   communication   dated 29.02.2012   which   is  Ex.PW68/A  and   bears   his signatures at point A and the reference of the CBI communication at point encircled B.

3. That vide the above communication he had informed the CBI that there existed three Recurring Deposit accounts bearing numbers (i) 344875 for Rs.5,000/­ per   month   in   the   name   of   Divya   Kaushik   and Santosh   Kaushik,   (ii)   344872   for  Rs.5,000/­  per month in the name of Divya Kaushik and Santosh Kaushik and (iii) 344871 for  Rs.5,000/­  per month in the name of Hardik Kaushik, all resident of D­ 183, Karampura, New Delhi.

4. That   all   the   three   accounts   were   opened   on 11.05.2010   with   the   check   in   period   before 01.06.2010.

5. That   he   has   also   provided   the   attested   copies   of ledger   sheets   of   all   the   above   said   R.D.   accounts bearing no. 344875, 344872 and 344871 which are Ex.PW68/B,   Ex.PW68/C  and  Ex.PW68/D respectively  bearing  his  signatures   and attestation at point B and C respectively on all the pages.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 131 of 364 In his cross examination the witness has deposed on the following aspects:­  That to open an R.D. Scheme account, the applicant has to submit an account opening form.  That  the  account  opening   forms  for  all   the  above three accounts were not handed over to the CBI and has voluntarily explained that they had never asked him for the same.

 That he cannot tell whether the above accounts have been closed or the same are still operational.  That he has never seen the account opening forms of all the three accounts.

 That he cannot tell the relationship of the nominees with the account holders.

 That   the   above   ledger   account  Ex.PW68/B  to Ex.PW68/D  have been entered in the official CPU which is under his control and supervision and has voluntarily explained that the entries are made by the Babu/Clerk and he has not made the same.  That Babu / Clerk can open and shut down the CPU for making the entries.

 That the entries have been made by the Babu on the basis of entries made in manual register and he has not checked the same personally.

 That he was never asked to submit any certification with regard to correctness of the electronic record of   the   ledgers  Ex.PW68/B  to  Ex.PW68/D  or   any certificate Under Section 65 B of Indian Evidence Act.

 That he has not brought the original ledger account book   today   for   purposes   of   comparison   with   the above record Ex.PW68/B to Ex.PW68/D.  That as on date he cannot produce original ledger record which he has  exhibited today since he has retired.

 That no CBI officer had ever met him nor recorded his statement.

 That he does not recollect the mode by which he had sent the requisitioned record that is whether it was by post or through official dak or was handed over to the CBI officers directly.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 132 of 364 69 Sh. A.K. Mahajan PW69 Sh. A. K. Mahajan, Chief Manager, UCO Bank, (PW­69) Rajendra   Place   Branch,   New   Delhi  has   in   his examination­in­chief deposed on the following aspects:­

1. That during the period 2010 to 2012, he was posted as   Chief   Manager,   UCO   Bank,   Rajendra   Place Branch, New Delhi.

2. That on receipt of query from the CBI regarding the account   of   Smt.   Raj   Kishori,   account   bearing number 6947, UCO Bank, Rajendra Place Branch, he   had   sent   the   details   of   the   same   vide communication   dated   21.07.2012   which   is Ex.PW69/A  and bearing his signatures at point A and the reference of the CBI communication at point encircled B.

3. That   alongwith   this   communication   he   had   also dispatched   four   documents   i.e.  (i)  copy   of   the account   opening   form   of   account   no.   6947   in   the name of Smt. Raj Kishori which is  Ex.PW69/B,  (ii) copy of account opening form of account No. 6941 in the name of Sh. Ravi Kaushik, the introducer of this account which is Ex.PW69/C, (iii) Statement of account in respect of account No. 6947 in the name of  Smt.  Raj   Kishori   which  is  Ex.PW69/D  bearing the signatures of his Assistant Manager Mrs. Mamta Bani which he identifies at point A having seen her while writing and signing during her official course of   duties,   and  (iv)  photocopies   of   ten   vouchers relating to account number 6947 of Smt. Raj Kishori which   are  Ex.PW69/E  (Colly,   running   into   10 pages)   bearing   signatures   of   Mrs.   Mamta   Bani which he identified at point A having seen her while writing   and   signing   during   her   official   course   of duties.

4. That on receipt of query from the CBI regarding the account of Smt. Raj Kishori, he vide communication dated   26.08.2011   vide  Ex.PW69/F  bearing   his signatures at point A and the reference of the CBI communication at point B had sent photocopies of six vouchers relating to account bearing no. 6947 to the   CBI   which   vouchers   are  Ex.PW69/G  (Colly, running   into   6   pages)   bearing   the   signatures   of some officials of the bank alongwith the seal at point which signatures he cannot identify as of now.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 133 of 364

5. That   he   had   also   dispatched   the   statement   of account   relating   to   account   no.   6947   of   Smt.   Raj Kishori  which  is  Ex.PW69/H  (running  into  single page)   bearing   the   signatures   of   some   officials alongwith   the   official   seal   at   point   A   which signatures he cannot identify.

In his   cross   examination  the  witness  has  deposed  on the following aspects:­  That   as   per   the   official   record,   the   accounts   in question were opened in the year 1988 and he was not posted in the said branch at that time and hence he   does   not   have   any   personal   knowledge   of   the same.

 That he had only got the same photocopied from the original records and attested the same.  That   the   vouchers  Ex.PW69/E  (Colly)   and Ex.PW69/G (Colly) were not executed in his tenure.  That   he   had   got   the   copies   prepared   from   the original and then got the attested the same.  That the originals are with the bank and he cannot produce the same since he has retired.  That he does not recollect if the CBI had asked the bank to hand over the original vouchers.  That  the   above   statement   of   accounts  Ex.PW69/D and  Ex.PW69/H  have   been   retrieved   from   the official computer.

 That the same are auto generated being connected to the CBS i.e. Core Banking Solutions having its server at Kolkata.

 That any officer of the bank who has been officially entrusted with the code can certify the correctness of the above record Ex.PW69/D and Ex.PW69/H.  That the CBI had not asked any officer of the bank to give any certification regarding the correctness of the   above   record   or   any   certificate   u/s   65   B   of Indian Evidence Act.

 That   the   above   document  Ex.PW69/D  and Ex.PW69/H also does not bear the certificate Under the Banker's Book of Evidence.

 That   the   account   opening   form  Ex.PW69/DX­1 belongs to the account of Sh. Ravi Kaushik.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 134 of 364  That the account opening form of Smt. Raj Kishori Ex.PW69/C  does   not   show   any   person   as   the nominee.

 That   the   CBI   had   not   asked   him   for   any   details relating to Sh. Ravi Kaushik and hence he did not provide the same to the CBI.

 That   he   recollect   having   sent   another communication / letter to the CBI but he does not find the same on record.

 That as on date he cannot produce original records as aforesaid since he has retired.

 That no CBI officer had ever met him nor recorded his statement.

 That he had sent the requisitioned record to the CBI by   hand   but   he   does   not   recollect   if   any   receipt regarding the same was issued.

70 Sh. M.R.V.  PW70 Sh. M. R. V. Subrahmanyam, General Manager in Subrahmanyam    Karvy Computershare Private Ltd. has in his examination­ (PW­70) in­chief deposed on the following aspects:­

1. That in the month of May 2012, he was working as General Manager in Karvy Computershare Private Ltd. 

2. That Narayani Mansion, H.No. 1­90/2/10/E, Vittal Rao Nagar, Madhapur, Hyderabad­500081.

3. That   on   10.05.2012,   he   provided   the   documents required by Inspector Vikas Kumar Pathak, vide his letter   No.   14660   dated   08.10.2010   vide   his   letter dated 10.05.2012.

4. That   the   letter   dated   10.05.2012   which   is Ex.PW70/A (D­88)  bearing his signatures at point A.

5. That the certificate under banker's book of evidence act,   annexed   with   the   letter   is   on   record   and   the same is Ex.PW70/B bearing his signatures at point A.

6. That the certificate is with regard to the computer generated statements of account as mentioned in the certificate.

7. That   the   statements   of   account   are  Ex.PW70/C (Colly, 23 pages).

In his   cross   examination  the  witness  has  deposed  on the following aspects:­ CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 135 of 364  That his statement was never recorded by the CBI during the investigation of this case, nor any inquiry was made from him.

 That the computer from which the data pertaining to Ex.PW70/C  (Colly)   was   allegedly   retrieved, remained in the central I.T. of Karvy and UTI.  That  the  aforesaid   exhibits   were  generated   by  his assistant whose name he does not remember.  That  the  aforesaid   exhibits   were  generated   by  his assistant on 10.05.2012.

 That  at   the   time   of   applying   for   mutual   fund,   the customer   always   submits   an   application   for   the same.

 That he did not supply any such copy of application or original to the CBI officials during investigations.  That the name shown in Ex.PW70/C i.e. the name of Sh. S.K. Sharma, Smt. Raj Kishori and Smt. Santosh Kumari   were   the   persons   who   had  applied   in   the name   of   beneficiary   for   the   purpose   of   obtaining UTI mutual fund.

 That he is not aware about the personal details of S.K.   Sharma   and   Smt.   Raj   Kishori   Sharma   who might have applied in the name of minor children Divya Kaushik for obtaining the policies.  That   the   documents  Ex.PW70/A  to  Ex.PW70/C were sent by post to the office of CBI.  That   he   can   produce   the   postal   record   regarding dispatch of the letter Ex.PW70/A if so directed. 71 Sh. P.N. Kaushik  PW71 Sh. P.N. Kaushik, Income Tax Officer, Ward 25 (PW­71) (3), Vikas Bhawan, New Delhi, has in his examination­in­ chief deposed on the following aspects:­

1. That   in   the   year   2010   he   was   posted   at   Vikas Bhawan, New Delhi as Income Tax Officer, Ward 25 (3).

2. That   pursuant   to   a   request   from   the   CBI   dated 25.06.2010,   he   had   handed   over   the   Income   Tax Return for assessment years 2006­2007 to 2009­10 relating to Smt. Santosh Kaushik to the CBI.

3. That the Income Tax Return for the assessment year 2006­07   is  Ex.P­108  (running   into   five   pages); Income Tax return for the assessment year 2007­08 is  Ex.P­107  (running into four pages); Income Tax Return for the assessment year 2008­09 is Ex.P­106 CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 136 of 364 (running into six pages) and the computer generated certified   copy   of   Income   Tax   Return   for   the assessment year 2009­10 (running into five pages) is Ex.PW71/A (D­38).

4. That   all   the   above   copies   of   Income   Tax   Return, bear his signatures on all the pages at point A.

5. That the covering letter issued by him is Ex.PW71/B (D­38)  bearing   his   signatures   at   point   A   and alongwith   the   same   he   attached   the   documents which   he   had   earlier   dispatched   vide   his communication  Ex.PW17/B   (D­55)  which documents are Ex.PW71/A.

6. That   pursuant   to   a   request   from   the   CBI   dated 26.10.2010,   he   had   handed   over   the   Income   Tax Return   for   assessment   years   2006­07   to   2008­09 relating to Smt. Raj Kishori to the CBI.

7. That the Income Tax Return for the assessment year 2006­07   is  Ex.PW71/C  (D­39)   (running   into   two pages); Income Tax Return for the assessment year 2007­08   is  Ex.PW71/D  (D­39)   (running   into   five pages) and the Income Tax return for the assessment year   2008­09   is  Ex.PW71/E  (D­39)   (running   into three pages).

8. That   all   the   above   copies   of   Income   Tax   Return, bear his signatures on all the pages at point A.

9. That the covering letter issued by him is Ex.PW17/A (D­39)   bearing   his   signatures   at   point   A.   (It   has been   observed   by   the   Court   that   the   documents Ex.P­106,  Ex.P­107,  Ex.P­108  and  Ex.PW17/A have   been   duly   admitted   by   the   accused   Smt. Santosh   Kaushik.     The   accused   Smt.   Santosh Kaushik   has   also   admitted   the   documents Ex.PW71/C,  Ex.PW71/D  and  Ex.PW71/E  relating to Smt. Raj Kishori who was her mother in law.) This witness has not been cross examined by the accused persons.

72 Sh. Lalit Kumar  PW72   Sh.   Lalit   Kumar   Gupta,   Chief   Manager,   State Gupta (PW­72) Bank of India, Nagajgarh Road Branch, New Delhi, has in examination­in­chief deposed on the following aspects:­

1. That   in   the   month   of   September   2010,   he   was working   as   Chief   Manager,   State   Bank   of   India, Nazafgarh Road Branch, New Delhi.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 137 of 364

2. That their branch received a letter dated 26.07.2010 from   CBI   requiring   the   documents/information about   S.K.   Kaushik,   Smt.   Santosh   Kaushik,   Pulkit Kaushik,   Divya   Kaushik,   Hardik   Kaushik   and   Sh. Lalit Narayan.

3. That in response to the said letter he wrote a letter dated   15.09.2010   to   Inspector   CBI   Vikas   Kumar Pathak, providing him the documents and necessary information about the above said account holder as mentioned in the letter.

4. That the letter dated 15.09.2010 bears his signatures alongwith his official seal at point A which letter is Ex.PW72/A.

5. That  the   details   of   statement   of   account   were   got prepared by him manually was  also annexed with the letter which is  Ex.PW72/B  (running into three pages).

6. That he had also provided the statement of account of   Surender   Kumar   Kaushik   having   account   No. 01190058463 (New account No. 10304166876) for the period from 15.03.2003 to 30.06.2010 which is a computer generated print out and it also bears the certificate   under   Banker's   Book   of   Evidence   Act alongwith his signatures and official seal at point A on all pages and the same is  Ex.PW72/C  (running into 25 pages).

7. That   all   the   debits/credit   vouchers   and   DDs   and cheques   which   he   had   provided   with   his   letter Ex.PW72/A are also on record.

8. That   the   FDRs   bearing   No.   30225635455   dated 17.08.2007 for  Rs.70,000/­  in the name of Sh. S.K. Kaushik is  Ex.PW72/D­1;  FD 30495484459 dated 18.09.2008   for  Rs.1,50,000/­  in   the   name   of Surender   Kaushik   is  Ex.PW72/D­2  and   FDR   No. 30495484721 dated 18.09.2008 for Rs.2,00,000/­ is Ex.PW72/D­3.

In his   cross   examination  the  witness  has  deposed  on the following aspects:­  That no CBI official ever  approached him for the purpose   of   recording   of   his   statement   or   for   the purpose inquiry from him with regard to this case.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 138 of 364  That he does not have any personal knowledge as to who was the CBI official who sent this letter to their bank since he had not personally received the same.  That   he   is   not   aware   as   to   who   was   the scribed/typist of document Ex.PW72/B.  That the typist might have checked the record of the bank   and   thereafter   he   might   have   typed Ex.PW72/B.  That the  documents  Ex.PW72/B  neither   bears   the name or signatures of the person who prepared the said document and even it does not bear date, month or year of preparing the same.

 That the documents supplied from their bank to the CBI   remained   in   the   custody   of   one   accountant whose he does not know.

 That he is not aware as to how and when and by what   means   the   documents   got   exhibited   by   him today were sent to the office of CBI and he cannot say whether the same were handed over personally or by post.

 That   the   documents  Ex.PW72/D­1,  Ex.PW72/D­2 and  Ex.PW72/D­3  supposed   to   remain   with   the customer since the same are stated to be original.  That at the time of applying for getting an FDR, the customer is required to submit an application which should contain his details like name, father's name, address and photographs etc.  That   no   such   customer   application   from   was available with them and that is why the same were not supplied to the CBI officials.

 That he does not have any personal knowledge as to whose   signatures   are   there   on  Ex.PW72/D­1, Ex.PW72/D­2 and Ex.PW72/D­3.

 That he is not aware as to who was that person who had   retrieved   documents  Ex.PW72/C  from   the computer and as to when the same were generated.  That   the   person   who   had   allegedly   retrieved   the documents  Ex.PW72/C  from the computer had put the seal of the bank as well as the seal of banker's certificate   and   thereafter   he   produced   it   for   his signatures.

 That the customer namely Surender Kumar Kaushik had opened the account on 13.07.1982 and he is not CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 139 of 364 aware   as   to   between   1982   and   1986   how   much amount   was   the   balance   in   the   account   of   S.K. Kaushik.

 That it could be possible that the balance in  the account   of   Surender   Kaushik   between   1982   and the  balance   in   the  account  of  Surender   Kaushik between 1982 and 1986 could be Rs.2,00,000/­ to Rs.4,00,000/­ but he is not aware.

 That despite the fact that the statement of account of the customer was available with their bank with effect from 13.07.1982 but still no such statement of account was ever handed over to CBI. 73 Sh. Sunil Bhatia  PW73   Sh.   Sunil   Bhatia,   Company   Secretary   at   Delhi (PW­73) Stock Exchange, has in his examination­in­chief deposed on the following aspects:­

1. That in the year 2012, he was working as Company Secretary at Delhi Stock Exchange.

2. That  pursuant   to  a   request   from   the   CBI,   he  had forwarded   the   necessary   information   as   required vide his covering letter which is Ex.PW73/A (D­70) bearing his signatures at point A.

3. That the said covering letter was accompanied with the   certified   copy   of   the   daily   quotations   w.e.f. 30.06.1989 till 24.12.1992 in respect of Oswal Agro Mills   Ltd.   Which   are  Ex.PW73/B  (running   into seventeen   pages)   bearing   the   seal   of   Delhi   Stock Exchange on each page alongwith the signatures of the   competent   officer;   certified   copy   of   the   daily quotations   w.e.f.   30.06.1989   till   24.12.1992   in respect of Oswal Greentech Ltd. Previously known as   Bindal   Agro   Chem   Limited   which   are Ex.PW73/C (running into seventeen pages) bearing the   seal   of   Delhi   Stock   Exchange   on   each   page alongwith the signatures of the competent officer.

In his   cross   examination  the  witness  has  deposed  on the following aspects:­  That the said information has been retrieved by their office from their computerized records.  That   the   above   information   is   required   to   be preserved for eight years but they are maintaining this for a longer period as well.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 140 of 364  That the  Ex.PW73/B  and  Ex.PW73/C  do not bear his signatures on all the pages.

 That   he   has   not   brought   the   original   records relating   to  Ex.PW73/B  and  Ex.PW73/C  are   the electronically   generated   record   and   is   not accompanied by any certificate under Section 65­B of Indian Evidence Act.

74 Mrs. Geeta Batra  PW74   Mrs.   Geeta   Batra,   Assistant   Chief   Accountant, (PW­74) GPF Section, Third Floor, Dr. S.P. M., Civic Center, New Delhi,   has   in   her   examination­in­chief   deposed   on   the following aspects:­

1. That in the month of October 2011, she was working as Assistant Chief Accountant, GPF Section, Third Floor, Dr. S.P. M., Civic Center, New Delhi.

2. That their office received a letter dated 26.09.2011 from   CBI  requiring  certain  documents/information from their office regarding Sh. S.K. Kaushik, J.E., MCD.

3. That she had provided the documents vide her letter dated 10.10.2011 which is Ex.PW74/A to Inspector CBI   Vikas   Kumar   Pathak   which   bears   her signatures at point A.

4. That the copy of statement of GPF account bearing no. CF­61292 (annexure A to the letter Ex.PW74/A) pertaining   to   S.K.   Kaushik,   is  Ex.PW74/B  (Colly, running into 13 pages).

5. That   as   per   the   statement,   the   balance   in   this account   as   on   30.06.2010   was  Rs.2,36,752/­ including the interest paid was Rs.1,36,725/­.

6. That the hand written summary containing  details about   contribution   and   interest   of   the   account holder was also provided by her to the CBI which is annexure B to the letter Ex.PW74/A.

7. That   the   summary   which   is  Ex.PW74/C  bears signatures of the then AAO at point A but she does not recollect his name.

In her cross examination the witness has deposed on the following aspects:­  That the record pertaining to  Ex.PW74/B  remains in the custody of one of their clerk whose name she does not know.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 141 of 364  That she is not aware as to when the said clerk had obtained the photocopy of document Ex.PW74/B.  That Ex.PW74/B are the photocopies and the same neither   bear   the   seal   of   their   office   nor   her signatures.

 That   after   an   employee   joins   duty,   his   deduction from salary towards GPF is done after one year of service.

 That thereafter the GPF is deducted from the salary on every month till the employee retires.  That   in  Ex.PW74/C  no   contribution   of   Sh.   S.K. Kaushik   towards   the   GPF   deduction   is   reflected pertaining   to   year   1996­97,   1998­99,   1999­2000, 2002­03 and 2003­2004.

 That it might be that the said deductions deducted from  the  salary  of  Sh.  S.K.  Kaushik   for   aforesaid period might not have been forwarded to their office from his parent department of MCD.

 That   the   person   who   prepared  Ex.PW74/C  might have inspected the record and thereafter prepared the aforesaid document.

 That so far as she is personally concerned, she had inspected the original record of Ex.PW74/B as and when it was placed before her.

 That she is not aware of the mode by which these documents were sent to CBI i.e. by post or by hand.  That he is not aware if any receipt was given by the CBI with regard to the receiving of documents and she   has   to   check   the   record   in   her   office   and thereafter she can say whether the same is present in their office or not.

75 Sh. Sameer Vats  PW75 Sh. Sameer Vats  is the  Data Entry Operator, Sub (PW­75) Registrar   Office   VI­A,   Pitampura,   Delhi  who   in  his examination­in­chief   has   deposed   on   the   following aspects:­

1. That he has brought the summoned record relating to   General   Power   of   Attorney   dated   14.05.1996 registered vide registration No. 7834 in Addl. Book IV, Vol. No. 86 on pages 3 to 5 and the certified copy of the same is Ex.PW75/A (D­56).

2. That on receipt of request from the CBI, the certified copy Ex.PW75/A had been sent to the Inspector CBI by the Sub Registrar Sh. Sachinder Chaudhary vide CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 142 of 364 his covering letter  Ex.PW75/B  (D­56) bearing his signatures at point Mark A. In his cross examination the witness has deposed that the entry in the original register has not been made by him and he has only brought the summoned record. 76 Sh. Sachinder  PW76 Sh. Sachinder Chaudhary is the Assistant electoral Chaudhary (PW­ registration  Officer,  AC­27, Rajouri  Garden  who  in  his

76) examination­in­chief   has   deposed   on   the   following aspects:­

1. That on receipt of request from Inspector CBI Sh. Vikas   Kumar   Pathak,   he   had   sent   the   requisite information   to   him   relating   to   General   Power   of Attorney   dated   14.05.1996   registered   vide registration NO. 7834 in Addl. Book IV, Vol. No. 86 on pages 3 to 5, which is Ex.PW75/A(D­56).

2. That the covering letter which is Ex.PW75/B (D­56) bears his signatures at point Mark A. In his cross examination the witness has deposed that the entry in the original register has not been made during his tenure or under his hand and he had only sent the certified copy of the requisitioned record to the Inspector CBI. 77 Sh. Vivek Yadav  PW77   Sh.   Vivek   Yadav  is   the  LDC   office   of   the   Sub (PW­77) Registrar­II,   Basai   Darapur,   Delhi  who   in   his examination­in­chief   has   deposed   on   the   following aspects:­

1. That he has brought the summoned record relating to   General   Power   of   Attorney   dated   27.11.2009 registered vide registration No. 11010 in Addl. Book IV, Vol. No. 12624 on pages  104 to 110 certified copy of the same is Ex.PW25/A (D­16).

2. That   he   has   also   brought   the   summoned   record relating to Lease Deed of property No. WZ­246­B/1, Nazafgarh   Road,   Uttam   Nagar,   Delhi   dated 24.09.2008 registered vide registration No. 22114 in Addl. Book I, Vol. No. 16415 on pages 15 to 20 and the certified copy of the same is Ex.P­37 (D­16) .

3. That   he   has   not   brought   the   original   record   of General   Power   of   Attorney   dated   30.09.2004 registered vide registration No. 58681 in Addl. Book No.   IV,   Vol.   10209   on   pages   104­108   since   the CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 143 of 364 serial number  has  been  wrongly mentioned  in the summons.     The   accused   has   admitted   the   above General Power of Attorney dated 30.09.2004 which is Ex.PW77/A (D­16).

In his cross examination the witness has deposed that the entry in the original register has not been made by him and he has only brought the summoned record and he has no personal knowledge of the same.

78 Sh. Surender  PW78 Sh. Surender Singh, Sub Registrar­II, Janakpuri Singh (PW­78) has deposed that on 11.07.2011, he was working as Sub Registrar­II, Janakpuri and on that day, on the request of Inspector CBI Sh. Vikas Kumar Pathak the documents i.e. General   Power   of   Attorney   dated   27.11.2009   registered vide   registration   No.   11010   in   Addl.   Book   IV,   Vol.   No. 12624   on   pages   104   to   110,   certified   copy   of   which   is Ex.PW25/A  (D­16);   certified   copy   of   Lease   Deed   of property No. WZ­246­B/1, Nazafgarh Road, Uttam Nagar, Delhi   dated   24.09.2008   registered   vide   registration   No. 22114 in Addl. Book I, Vol. No. 16415 on pages 15 to 20, which   is   already  Ex.P­37  (D­16)   and   certified   copy   of Power   of   Attorney   dated   30.09.2004   registered   vide registration no. 58681 in Addl. Book No. IV, Vol. 10209 on pages 104 to 108 which is Ex.PW77/A (D­16) were handed over to him on his direction by Sh. Krishan Kumar LDC vide   seizure   Memo  Ex.PW47/A  (D­16)   bearing   the signatures  of Sh. Krishan Kumar, LDC at point Mark A which   he   duly   identifies   having   seen   him   signing   and writing during the course of official duties while he was posted under him.

In his cross examination the witness has deposed on the following aspects:­  That the entry in the original register has not been made during his tenure of under his hand.  That he has no personal knowledge of the contents of any of these documents.

79 Sh. Kuldeep  PW79   Sh.   Kuldeep   Kumar,   Assistant   Administrative Kumar (PW­79) Officer   in   the   LIC   Branch   No.   129,   Najafgarh   Road, Shivaji Marg, Moti Nagar, Delhi, has in his examination­ in­chief deposed on the following aspects:­ CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 144 of 364

1. That   he   is   working   as   Assistant   Administrative Officer in the LIC Branch No. 129, Najafgarh Road, Shivaji Marg, Moti Nagar, Delhi since 01.06.2012.

2. That he has brought the computer generated copy of status report of policy bearing no. 330655375 which is Ex.PW79/A.

3. That the copy of the status report of the aforesaid policy is on record which is Ex.PW37/A­1 (D­66).

In his   cross   examination  the  witness  has  deposed  on the following aspects:­  That the IO CBI did not make any inquiry from or recorded his statement in connection with the above document.

 That  Ex.PW79/A  and  Ex.PW37/A­1  are   not supported   by   any   certificate   U/s   65   B   of   Indian Evidence Act.

80 Sh. Mukesh  PW80   Sh.   Mukesh   Kumar,   Assistant   Administrative Kumar (PW­80) Officer in the LIC Branch No. 11E, Kamla Nagar, Delhi, has in his examination­in­chief deposed on the following aspects:­

1. That   he   is   working   as   Assistant   Administrative Officer in the LIC Branch No. 11E, Kamla Nagar, Delhi since the last two years.

2. That   he   has   brought   the   computer   generated certified copy of status report of policy bearing No. 120002810   which   is  Ex.PW80/A  bearing  his signatures along with his official stamp at point A.

3. That the copy of the status report of the aforesaid policy is on record and the same is  Ex.PW37/A­2 (Part of D­66).

4. That  he  has   also  brought   the  computer   generated certified copy of status report of policy bearing no. 110998276   which   is  Ex.PW80/B  bearing   his signatures along with his official stamp at point A.

5. That the copy of the status report of the aforesaid policy is on record and the same is  Ex.PW37/A­3 (part of D­66).

In his cross examination the witness has deposed on the following aspects:­  That the IO CBI did not make any inquiry from or recorded his statement in connection with the above CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 145 of 364 document.

 That  Ex.PW80/A,  Ex.PW80/B  and  Ex.PW37/A­2 and  Ex.PW37/A­3  are   not   supported   by   any certificate U/s 65 B of Indian Evidence Act. 81 Ms. Shalini (PW­ PW81   Ms.   Shalini,   Sr.   Manager   in   the   UCO   Bank,

81) Punjabi   Bagh   Branch,   has   in   her   examination­in­chief deposed on the following aspects:

1. That   she   is   working   as   Sr.   Manager   in   the   UCO Bank, Punjabi Bagh Branch since August, 2016.
2. That she has brought summoned record of certified photocopy of Ex.P­94 i.e. locker signature card with respect to locker no. 428 in the joint name of Smt. Santosh Kaushik and Sh. S.K. Kaushik, opened on 13.01.2010.
3. That   certified   copy   of   application   form   hiring   of locker is Ex.P­96 which is in the joint name of Smt. Santosh Kaushik and Sh. S.K. Kaushik.
4. That she has also brought the certified photocopy of account   opening   form   of   account   No. 02340110007358   in   the   name   of   Smt.   Santosh Kaushik in two pages which is Ex.PW81/A.
5. That she has also brought the certified photocopy of account opening form of account no. 20175 in the name   of   Sh.   Ashok   Oberoi   in   one   sheet   which   is Ex.PW81/B .

In her cross examination the witness has deposed on the following aspects:­  That the above said account were not opened in her presence nor the locker was assigned by the bank in her presence.

 That the bank account was  never  operated by the account holder in her presence.

 That the locker was never operated by the account holder in her presence.

 That   she   has   no   personal   knowledge   about   the details of the account holders and the locker. 82 Ms. Sushma  PW82   Ms.   Sushma   Drabu,   Director   at   Maharaja Drabu (PW­82) Surajmal Institute of Pharmacy, has in her examination­ in­chief deposed on the following aspects:­

1. That in the year 2010, she was working as Director at Maharaja Surajmal Institute of Pharmacy.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 146 of 364

2. That   there   were   three   college   i.e.   Maharaja Surajmal   Institute   of   Technology   and   Maharaja Surajmal Institute of Management.

3. That   in   absence   of   any   director   of   either   of   the Institutes,   she   used   to   officiate   as   Director   for purpose of forwarding the letters/correspondence to the concerned University.

4. That in the said capacity of officiating Director of Maharaja Surajmal Institute of Technology, she had signed   the   letter  Ex.PW35/C  for   the   purpose   of forwarding the information to the CBI which bears her signatures at point already B.

5. That   she   had   also   signed   the   letter  Ex.PW35/D bearing her signature at point already A in the said capacity.

6. That   the   document  Ex.PW35/E  also   bears   her signatures at point A in token of attestation of the document.

7. That   he   has   not   seen   before,   the   original   of   the document  Ex.PW35/E  brought by Sh. Ashish from the Institute.

8. That after comparing of both original as copy of the same Ex.PW35/B, witness stated that it is the same document.

9. That she identifies her signatures at point A on the document  Ex.PW82/A  (D­50)   which   is   admission slip pertaining to Ms. Divya Kaushik.

10. That the photocopy of fee receipt dated 24.02.2010 is  Ex.PW82/B  (D­50)   pertaining   to   admission   of Divya Kaushik.

11. That the original of the said document is produced and shown to the witness and after the comparison of  both  the  documents,  the   witness  states  that   the documents bears her signatures at point A. In her cross examination the witness has deposed on the following aspects:­  That   she   has   no   personal   knowledge   about   the contents of the documents except that she was the forwarding officer.

 That   the   document   which   she   had   signed   i.e.   the photocopies   on   the   court   record   were   produced before  her  and  she  has  seen  the  originals   for  the CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 147 of 364 first time in the court.

 That   she   cannot   vouch   for   the   authenticity   and correctness of these document.

 That   the   CBI   official   had   never   come   to   her   nor conducted any enquiry from her at any point of time.  That   she   is   not   aware   if   the   refundable   security alongwith the book fee amounting to Rs.5,000/­ and Rs.2,500/­ respectively are refunded to the student.  That she cannot tell the date on which the tuition fee and the other charges were paid and also who had paid the same and whether they were even paid or not.

83 Ms. Neha Saxena PW83   Ms.   Neha   Saxena,   Manager,   ICICI   Bank   Ltd.

(PW83) Punjabi   Bagh   Branch,   has   in   her   examination­in­chief deposed on the following aspects:­

1. That in the year 2011, she was working with ICICI Bank   Ltd.   and   posted   as   Manager,   Punjabi   Bagh Branch.

2. That   the   letter   dated   30.07.2011,   D­25   bears   her signatures at point A and same is Ex.PW83/1.

3. That the  transaction  inquiry/statement  of  accounts (three   sheets)   of  Sh.   Surinder   Kumar   Kaushik having account no. 015501022795 from 21.05.2008 to 21.06.2011.

4. That each page of the statement of accounts bears the   certificate/stamp   alongwith   signatures   of   Sh. Ashutosh   Sarkar,   the   then   Branch   Manager   at Punjabi Bagh Branch at point A on each page and the   statement   of   account   is  Ex.PW83/2  (Colly­3 pages).

In her cross examination the witness has deposed on the following aspects:­  That   the   document  Ex.PW83/2  is   a   computer generated copy.

 That she is not aware as to who generated the copy of Ex.PW83/2 from the computer.

 That she is not aware for what purpose the official stamp at point A on Ex.PW83/2 was put or by whom it was put.  No inquiries were made from her by the CBI officials.

 That she had never seen the notice issued by CBI to ICICI Bank the reference of which finds mentioned CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 148 of 364 in Ex.PW83/1.

 That she had only signed the document  Ex.PW83/1 only at the directions of the office after the same was put up before her in a typed condition. 84 Sh. Ganesh  PW84   Sh.   Ganesh   Dandapani   Iyer,   Sr.   Manager   in   3i Dandapani Iyer  Infotech   Limited,   Tower   #5,   3rd  Floor,   International (PW­84) Infotech   Park,   Vashi,   Navi   Mumbai,   has   in  his examination­in­chief deposed on the following aspects:­

1. That in 2011, he was posted as Sr. Manager in 3i Infotech Limited, Tower #5, 3rd Floor, International Infotech Park, Vashi, Navi Mumbai.

2. That the document Ex.PW36/A bears his signatures and initials at point A and B and he identifies his signatures   and   initials   as   aforesaid   and   admits having   issued   the   said   letter.   The   documents exhibited as  Ex.PW36/B  and the witness identified his signatures at point A.

3. That   in   response   to   notice   received   from   CBI,   he had   issued   letter  Ex.PW36/A  along   with   the document Ex.PW36/B to the CBI office.

In his cross examination the witness has deposed on the following aspects:­  That he had got the document Ex.PW36/B retrieved from the office system where a scanned copy of the same was being maintained but he is not aware who scanned the same.

 That he had seen the original in the year 2000 but now it is kept somewhere in the Godown after the same was got scanned and reserved. 

 That he has not issued any certificate u/s 65B of the   Evidence   Act   with   regard   to   the   document Ex.PW36/B.  That no officer of the CBI had made any inquires from him nor he had any statement.

85 Sh. Santosh  PW85   Sh.   Santosh   Thankappan  is   the   Computer   In­ Thankappan  Charge in M/s. Akash Educational Services Pvt. Ltd. who (PW­85) in   his   examination­in­chief   deposed   on   the   following aspects:­

1. That in year 2011, he was working with the same institution and had issued the document Ex.PW21/B (11 pages), each page bears his signatures at point CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 149 of 364 A.

2. That the fee collection reports provided by him to CBI are computer generated annexure 2 and 4 to Ex.PW21/A  which   are  Ex.PW21/B1  and Ex.PW21/B2.

3. That he has brought print out of the said record with certificate u/s 65B of Evidence Act which certificates u/s 65 B of the Evidence Act is Ex.PW85/A bearing his signatures at point A. In his cross examination the witness has deposed on the following aspects:­  That   he   had   never   seen   the   original   statement   of accounts as maintained in their institute.  That   it   is   incorrect   to   say   that   as   per   document Ex.PW21/B1  a sum of  Rs.2,697/­,  Rs.20,057/­  and Rs.2,135/­  had   been   refunded   to   the   child   on account of scholarship.

 That only a sum of  Rs.2,697/­  and  Rs.2,135/­  had been refunded to the child on account of scholarship whereas  Rs.20,057/­  refunded   due   to   bouncing   of cheque after the institute received the cash and the above amount was mutually adjusted by paying an amount of Rs.17,697/­.

 That   he   was   never   called   to   the   CBI   office   for inquiry nor any inquiry was made from him by the CBI at any point of time.

86 Ms. Purnima  PW86 Ms. Purnima Nangia, Employee (Red.) Hans Raj Nangia (PW86) Model School, Road 73, Punjabi Bagh, New Delhi, has in her   examination­in­chief   deposed   on   the   following aspects:­

1. That she worked in Hans Raj Model School, Road 73, Punjabi Bagh, New Delhi for 33 years and had retired in 2014.

2. That her duties were to enter the fee in the relevant register of the school.

3. That  Ex.PW49/C  (Colly) i.e. details of fee paid by Sh.   S.K.   Kaushik   in   respect   of   his   wards   namely Divya Kaushik, Pulkit Kaushik and Hardik Kaushik and the witness thereafter identifies her signatures at   point   A   of  Ex.PW49/C  (Colly)   on   8   sheets respectively.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 150 of 364 In her cross examination the witness has deposed on the following aspects:­  That   the   document  Ex.PW49/C  (Colly)   are computer generated copies.

 That no inquiries were made in this connection of this case by any CBI official from her.  That she is not aware about the source of payment of fees.  The school has no concern with the same. 87 Sh. Ganeshi Lal  PW87 Sh. Ganeshi Lal Sagar, Registrar, Manav Rachna Sagar (PW­87) College   of   Engineering,   Faridabad,   has   in   his examination­in­chief deposed on the following aspects:­

1. That in the year 2010, he was working as Registrar, Manav Rachna College of Engineering, Faridabad.

2. That   the   document   D­47  Ex.PW87/A  bears   his signatures at point A.

3. That copy of registration cum admission from Pulkit Kaushik S/o Surinder Kaushik which is Ex.PW87/B bears his signatures at point A.

4. That photocopies of fee receipts no. 133733, 137360 and 135807 of Pulkit Kaushik S/o Surinder Kaushik which   are  Ex.PW87/C,   Ex.PW87/D  and Ex.PW87/E  respectively   bears   his   signatures   at point A.

5. That photocopy of fee receipts  no. 1785 of  Pulkit Kaushik   S/o   Surinder   Kaushik   which   is Ex.PW87/F  bears   the   signatures   of   Sh.   Manoj Chadha who worked under him as AAO at point A. In his cross examination the witness has deposed on the following aspects:­  That he does not remember the name of the person who typed the Ex.PW87/A.  That he had not personally perused the statement of fee paid by the student and he is not aware as to who   had   made   the   payment   to   their   Engineering College   for   the   fee   of   the   student   namely   Pulkit Kaushik.

 That he is also not aware as to who had issued the cheque in favour of their institute with regard to the alleged payment of fee.

 That he had not provided the originals of document Ex.PW87/A to Ex.PW87/F to the CBI officials.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 151 of 364  That he can not say as to whether original of any such   receipts   is   available   with   Manav   Rachna College of Engineering, Faridabad and he is not in a position to produce the same.

88 Smt. Neelima  PW88 Smt. Neelima Jindal is a public witness who has in Jindal (PW­88) her   examination­in­chief   deposed   on   the   following aspects:­

1. That she had been residing at A­24, Phase­I, Ashok Vihar Delhi starting from 1991 till 2016.

2. That in the year 1995 she executed a General Power of   Attorney  Ex.PW40/A  in   favour   of   Smt.   Raj Kishori   W/o   Sh.   Laxmi   Chand   R/o   D­191, Karampura, New Delhi in respect of flat no. B­4, Radha   Bhawan   Estate,   New   Circular   Road, Mussorie, Now Uttarakhand.

3. That she had also executed will  Ex.PW40/B  in her favour   and   agreement   to   Sell   dated   11.08.1997 Ex.PW40/C  in   her   favour   in   respect   of   the   said property.

4. That   she   also   executed   a   possession   letter Ex.PW40/D  in   her   favour   and   also   an   affidavit which bears his signatures at point A­1 and A­2 and colour photographs of Smt. Raj Kishori at point X and the same is now Ex.PW88/A.

5. That all the aforesaid documents bears of Smt. Raj Kishori   are   present   at   point   C   on  Ex.PW40/C  at page   no.   3   (D­8)   and   on   possession   letter Ex.PW40/C at point C.

6. That   she   had   also   executed   a   receipt   dated 06.06.1997   for   amount   of  Rs.1,92,000/­ acknowledging the receipt of amount for sale price of   the   flat   no.   B­4,   Radha   Bhawan   Estate,   New Circular Road, Mussurie, Dehradoon from Smt. Raj Kishori W/o Sh. Laxmi Chand.

7. That   the   cash   receipt   is  Ex.PW88/B  bearing   his signatures at point A1 and A2 respectively.

8. That she had also written a letter dated 24.11.2008 which  is  Ex.PW88/C  to  Sh.  S.K.  Kaushik  bearing her signatures at point A.

9. That   vide   this   letter   she   had   acknowledged   the receipt of photocopies of the documents provided by Sh. S.K. Kaushik and thereafter she had executed a sale deed based upon those documents in favour of CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 152 of 364 Sh. S.K. Kaushik.

10. That   the   sale   deed   is   on   record   and   the   same   is Ex.PW48/B  and the same bears her signatures of Sh. S.K. Kaushik at points B on all the pages.

In her cross examination the witness has deposed on the following aspects:

 That   no   enquiry   was   made   from   her   by   the   CBI officials with regard to this case. She was an income tax payee in the year 1995.
 That   she   had   disclosed   about   the   sale   of   this property in the income tax return for the said year 1995.
 That   as   per   the   receipts   dated   17.10.1992, 22.02.1994   (two   receipts),   03.04.1995   and 06.05.1995 sum of  Rs.19,200/­,  Rs.28,800/­  (each), Rs.28,800/­  and  Rs.76,800/­  respectively were paid by Sh. Laxmi Chand in respect of the aforesaid flat which   was   purchased   in   the   name   of   Sh.   Laxmi Chand.

 That   the   photocopies   of   the   said   receipts   are Ex.PW88/DX­1 to Ex.PW88/DX­5.

 That   although   entire   payment   of   the   sale consideration   of   the   aforesaid   flat   situated   at Mussurie was made by Sh. Laxmi Chand but the documents of sale were executed in favour of his wife from Smt. Raj Kishori.

 That   since   Smt.   Raj   Kishori   during   her   lifetime had   executed   a   will   in   favour   of   S.K.   Kaushik, therefore sale deed Ex.PW48/B was executed in the name of Sh. S.K. Kaushik based upon the copy of will executed by Smt. Raj Kishori and her death certificate.

 That the flat in question belong to Park Leasing and Finance Ltd and his brother in law (jeth) Sh. Ashok Gupta was its Director who had issued and executed the   receipt  Ex.PW88/DX­1  to  Ex.PW88/DX­5  in favour   of  Sh.   Laxmi  Chand   and  signatures   of   Sh. Ashok Gupta are at point A on each of the receipts.  That her brother in law Sh. A. K. Gupta had written letters   dated   29.07.1994,   03.12.1994,   27.04.1995 and   13.03.1996   which   are  Ex.PW88/DX­6  to CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 153 of 364 Ex.PW88/DX­9.

 That she can identify the signatures of her brother in law   Sh.   Ashok   Gupta   on   the   aforesaid   exhibited documents as she has seen him writing and signing.  That she is residing in a joint family with Sh. Ashok Gupta who is her chartered accountant and is still alive.

89 Sh. Raman Deep  PW89 Sh. Raman Deep Singh, Branch Operations and Singh (PW­89) Service Head, ING Vysya Bank Ltd. Karol Bagh  has in his examination­in­chief deposed on the following aspects:­

1. That in the year 2011, he was working in ING Vysya Bank Ltd. As Branch Operations and service Head in branch Karol Bagh.

2. That document D­63 which is Ex.PW59/A bears his signatures at point B.

3. That   he   identifies   the   signatures   of   Sh.   Sumeet Sharma   at   point   A   who   worked   with   him   in   ING Vysya Bank Ltd. as Branch Manager.

In her cross examination the witness has deposed on the following aspects:­  That the signatures of  Ex.PW59/A  were not put in his presence at point B and he is not aware as to who had put the signatures.

 That he is also not aware as to in what connection the seal on document  Ex.PW59/A  were put and by whom it was put.

 That he cannot recall as to who had generated the statement of account or on which date the same was generated or from which computer it was generated.  That no inquiries were made from him in connection with this case by any CBI official.

 That   he   does   not   recall   having   seen   the   original cheques as mentioned in Ex.PW59/A. 90 Sh. Hitender  PW90   Sh.   Hitender,   ITO   Ward­41   (5),   Civic   Center, (PW­90) Income   Tax   Department,   New   Delhi,   has   in   his examination­in­chief deposed on the following aspects:­

1. That at present, he is posted ITO Ward­41 (5), Civic Center, Income Tax Department, New Delhi and his duties   are   Diary/Dispatch,   receiving   of manual/paper ITR and processing of ITR and ITD System etc. CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 154 of 364

2. That he is authorized by Sh. Pankaj Kumar Kohli, Income   Tax   Officer,   Ward­41(5)   to   appear   before this Hon'ble Court alongwith summoned record.

3. That   the   authority   letter  Ex.PW90/A  bears   the signatures of Sh. Pankaj Kumar Kohli at point A.

4. That the copies of ITRs of Late Smt. Raj Kishori for the   assessment   year   2006­07,   2007­08,   2008­09 certified  by Sh. Pankaj  Kumar  Kohli,  Income Tax Officer,   War­41(5)   are  Ex.PW90/B,   Ex.PW90/C and  Ex.PW90/D  respectively   at   point   A   on   each page.

5. That   the   signatures   of   Sh.   Pankaj   Kumar   Kohli, Income Tax Officer, War­41(5) is identified by him as he is working under him.

6. That the copies of ITRs of Smt. Santosh Kaushik for the   assessment   year   2006­07,   2007­08,   2008­09, 2009­10,   2010­11,   2011­12,   2012­13,   2013­14, 2014­15,   2015­16   and   2016­17   certified   by   Sh. Pankaj   Kumar   Kohli,   Income   Tax   Officer,   War­ 41(5)   are  Ex.PW90/E,   Ex.PW90/F,   Ex.PW90/G, Ex.PW90/H, Ex.PW90/I, Ex.PW90/J, Ex.PW90/K, Ex.PW90/L,   Ex.PW90/M,   Ex.PW90/N  and Ex.PW90/P respectively at point A on each page.

7. That   the   signatures   of   Sh.   Pankaj   Kumar   Kohli, Income Tax Officer, War­41(5) is identified by him as he is working under him.

In his cross examination the witness has deposed on the following aspects:­  That the income reflected in the aforesaid income tax   return   of   the   assesses   were   accepted   by   their department.

 That any assesses filing the income tax returns gets a receipt from the office of Income Tax Department.  That the photocopies of the income tax returns of Sh. S.K.   Kaushik   for   the   assessment   year   1998­99, 1999­2000,   2000­2001   are   shown   to   the   witness, who states that he can not vouch for the authenticity of the stamp on the aforesaid income returns as to whether the same belongs to Income Tax department or not.

 That the same are marked as  Mark PW90/DX1  to Ex.PW90/DX3 for the identification purpose only.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 155 of 364 91 Sh. Anil Arora  PW91 Sh. Anil Arora, Assistant Finance Officer, BSES (PW­91) Rajdhani Power Ltd., East Punjabi Bagh, Delhi­26 has in his examination­in­chief deposed on the following aspects:­

1. That at present, he is posted in the office of BSES Rajdhani Power Ltd., East Punjabi Bagh, Delhi­26 as Assistant Finance Officer.

2. That the summoned record pertaining to Sh. Lalit Narain Sharma from their department.

3. That the letter  addressed to this  Hon'ble  Court  is Ex.PW91/A  signed   by   Sh.   Vikram   Narula   in   his present at point A.

4. That   the   computer   generated   copy   of   the   bill   of electricity   bill   dated   26.07.2017  Ex.PW91/B bearing seal and signed by Sh. Vikram Narula in his present at point A.

5. That   he   has   brought   the   original   record   of electricity   connection   no.   7Z­63176   (old   number) New Connection number 2640T3360102.

6. That the copies  of the  record pertaining  to above mentioned   electricity   connection   are  Ex.PW91/C (Colly­5   pages)   attested   by   Sh.   Bhupendra   Singh, Commercial   Officer,   District   Punjabi   Bagh,   he identified his signatures on each page at point A.

7. That he is working with Sh. Bhupendra Singh since last 5 years.

8. That  he  has   also  brought   the  computer   generated payment details from year 2002 to 2010 Ex.PW91/D (four   pages)   attested   by   Sh.   Vikram   Narula, Business  Manager  with whom  he is  working from last 1½ year and meter reading details  from year 2002   to   2010  Ex.PW91/E  (2   pages),   meter details/status  Ex.PW91/F  (1   page)   of   the   above mentioned   electricity   connection   attested   by   Sh. Bhupendra Singh alongwith his certificates u/s 65 B of Indian Evidence Act Ex.PW91/H.

9. That   the   application   for   transfer   of   electricity connection filed on 11.06.2009 by Sh. Lalit Narain Sharma for transfer of connection on his name.

10. That   the   copy   of   the   consumer   request   status attested by Sh. Bhupendra Singh at point A, same is Ex.PW91/I.

11. That the computer generated document produced by him today in the court printed in his presence by Sh.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 156 of 364 Bhupendra Singh from the official computer of the department.

In his   cross   examination  the  witness  has  deposed  on the following aspects:­  That   the   bill  Ex.PW91/B  was   paid   by   Sh.   Lalit Narain   Sharma   in   whose   name   the   electricity connection   had   been   installed   at   H.   No.   D­183, Karam Pura, New Delhi.

 That   Sh.   Dhanak   Vir   Singh   had   taken   electricity connection in H. No. D­183, Karam Pura, Delhi in the year 1964.

 That no application moved by Lalit Narain Sharma is   available   on   record   which   may   prove   that   the electricity connection was transferred on his name based upon his request.

 That Ex.PW91/I was retrieved from their computer but   the   certificate   u/s   65   B   of   Evidence   Act   was never provided to the CBI officials.  That his statement was never recorded by the CBI officials   nor   any   inquiry   was   made   from   him   in connection with this case.

92 Sh. Vikas Kumar  PW92 Sh. Vikas Kumar Pathak, Inspector in ACB, CBI, Pathak (PW­92) New Delhi, has in his examination­in­chief deposed on the following aspects:­

1. That   during   the   period   2010,   he   was   posted   as Inspector in ACB, CBI, New Delhi.

2. That   on   31.05.2010,   he   was   entrusted   with   the investigations of the present case by his the then SP Sh.   Sumit   Sharan   with   an   FIR   dated   31.05.2010 against accused S.K. Kaushik who was working as Junior Engineer, MCD, Delhi.  The carbon copy of the FIR dated 31.05.2010.

3. That he identifies the signatures of Sh. Sumit Sharan at point  A1  and  A2  on page no.6 and 7 of the FIR which FIR is Ex.PW92/A.

4. That after receiving the copy of FIR, he conducted the search at the resident of accused S.K. Kaushik at D­183,   Karampura,   New   Delhi   on   01.06.2010   in presence   of   independent   witnesses   namely   Sh. Dharemendra Kumar, Tax assistant and Sh. Anand Singh, Sr. Tax Assistant, both from the Income Tax Department.

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5. That  during   the   search  the   incriminating   material were   seized   through   search   cum   seizure   memo which was prepared by him in his own handwriting and got signed by all the team members as well as the independent witnesses.

6. That the signatures of accused Santosh Kaushik and the signatures of S.K. Kaushik were also obtained on the seizure memo and a copy of the said memo was also handed over to S.K. Kaushik, which search memo is Ex.PW12/A (D­6) bearing his signatures at point   B,   that   of   independent   witness   Dharmender Kumar at point A on all the six pages, signatures of Anand Singh at point C, that of accused Santosh at points D and of S.K. Kaushik at point E on all the pages.

7. That he had also prepared on inventory of seized documents/articles alongwith the annexure A and B and also he had observed in the said memo about the   availability   of   cash   during   the   house   search which is on record and is  Ex.PW12/B  bearing his signatures   at   point   B   and   that   of   independent witness Sh. Dharamender Kumar at point already A and that of Sh. Anand Singh at point C on all the four pages.

8. That he had also obtained the signatures of accused Santosh Kaushik at point D on all the pages.

9. That   after   the   search,   he   had   got   collected   the documents   through   Inspector   B.M.   Meena   vide memo dated 31.05.2010 already  Ex.PW11/A  (D­3) from   Neeraj   Pant,   LDC,   MCD,   Rajouri   Garden, Delhi.

10. That the service record of accused S.K. Kaushik (D­

2)   (pages   1   to   238),   Service   book   containing   21 pages are collectively Ex.PW92/B.

11. That   he   has   seized   the   documents   i.e.   property return filed by S.K. Kaushik, by Sh. Dinesh Sharma, Head   Clerk,   MCD,   Engg,   Department   on 16.09.2010 vide seizure memo Ex.PW10/A.

12. That   the   seizure   memo  Ex.PW10/A  bear   his signatures at point B.

13. That   during   the   investigation,   he   had   received   a letter   dated   18.10.2011  Ex.PW15/A  (D­12)   from Assistant Housing Commissioner, through which he CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 158 of 364 had provided the information regarding quarter No. D­183,   D­191   and   D­192,   Karampura   Colony, Najafgarh Road, Delhi.

14. That   he   had   received   the   letter   dated   12.10.2010 Ex.PW14/A  (D­13)   from   Rakesh   Kumar   Sub­ Registrar­I, Kashmere Gate, Delhi through which he had   sent   the   certified   copy   of   the   documents   as mentioned in the said letter in response to his letter dated 06.10.2010 copy of which is on record and is now  Ex.PW92/C  and   it   bears   impression   of   his signatures at point A.

15. That he had received a letter dated 19.11.2010 of Sub­Registrar­III,   Asaf   Ali   Road,   New   Delhi whereby   he   had   provided   the   copy   of   sale   deed dated   29.08.1981  Ex.PW13/C  (D­14)   executed   by Sh. Vinod Kumar, in favour of Smt. Raj Kishori.

16. That   he   had   seized   documents   vide   memo   dated 11.07.2011   vide   memo  Ex.PW47/A  (D­16)   from Krishan Kumar, LDC, Sub­Registrar­II, Janak Puri, New Delhi.

17. That the memo bears his signatures at point B and that of Krishan Kumar at point A.

18. That he had received the documents vide letter dated 12.10.2010  Ex.PW48/A  (D­17)   of   Mahesh   Dhar Dwivedi,   Sub­Registrar­II,   Dehradoon   vide   which he had provided the certified copy of the documents mentioned therein.

19. That he had received the documents vide letter dated 28.09.2011  Ex.PW46/A  (D­18)   of   Ved   Prakash, Sub­Registrar­II(A),   Punjabi   Bagh,   Nangloi,   Delhi by which he had provided the certified copy of the sale deed Ex.PW26/A.

20. That he had received the document vide letter dated 19.10.2011   already  Ex.PW13/B  (D­19)   of   Sub­ Registrar­III,   Asaf   Ali   Road,   Delhi   vide   which   he had   provided   the   photocopies   of   three   registered sale deeds as mentioned in the letter.

21. That   he   had   received   the   document   through registered   post   from   Bank   of   Baroda,   vide forwarding letter dated 12.08.2010 Ex.PW65/B (D­

21)   vide   which   he   had   received   the   documents pertaining   to   accounts   of   Pulkit   Kaushik,   Divya Kaushik,   Hardik   Kaushik   and   accused   Santosh CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 159 of 364 Kaushik maintained at Karampura Branch of Bank of Baroda.

22. That   he   had   also   received   the   document   through registered   post   from   Bank   of   Baroda,   vide forwarding letter dated 03.08.2010 Ex.PW65/A (D­

22)   vide   which   he   had   received   the   documents pertaining   to   account   of   Smt.   Raj   Kishori   Devi maintained   at   Karampura   Branch   of   Bank   of Baroda.

23. That   he   had   received   documents   vide   letter   dated 15.09.2010  Ex.PW72/A  (D­23) of  Chief  Manager, State   Bank   of   India,   Najafgarh   Road   Branch   as mentioned in the said letter.

24. That the letter also bears his signatures at point B in token of receipt of the same.

25. That   he   had   received   the   documents   vide   seizure memo   dated   16.09.2010  Ex.PW9/A  (D­24)   from H.C.   Doria,   Sr.   Manager,   UCO   Bank,   Punjabi Bagh, Delhi as mentioned in the said seizure memo and  the  said  seizure  memo  bears  his  signature   at point B.

26. That he had received the documents vide letter dated 30.07.2011   of   ICICI   Bank,   Punjabi   Bagh   Branch, Ex.PW83/1 (D­25) as mentioned in the letter.

27. That he had received the documents vide letter dated 28.10.2010 Ex.PW22/A (D­26) of UTI as mentioned therein.

28. That he had received the documents vide letter dated 07.03.2011 Ex.PW22/B (D­27) of UTI as mentioned therein.

29. That he had received the documents vide letter dated 20.01.2011 Ex.PW22/C (D­28) of UTI as mentioned therein.

30. That he had received the documents vide letter dated 01.10.2010 Ex.PW22/D (D­29) of UTI as mentioned therein.

31. That he had received the documents vide letter dated 28.07.2010   which   is   now  Ex.PW92/D  (D­30)   of Assistant Director (Admn.) as mentioned therein.

32. That the letter also bears his signature at point A as a token of receipt of the same.

33. That   he   has   also   received   a   document   vide   letter dated   16.08.2010  Ex.PW33/B  (D­31)   of   Assistant CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 160 of 364 Director (Admn.) as mentioned therein.

34. That   he   has   also   received   a   document   vide   letter dated 113.03.2012  Ex.PW62/A  (D­32) of Assistant Director (Admn.) as mentioned therein.

35. That he has also received a document vide seizure memo   dated   18.08.2010  Ex.PW20/A  (D­33)   from S.R.   Singhal,   MLO,   North   Zone,   Mall   Road, Transport Department, Delhi as mentioned therein.

36. That the seizure memo bears his signatures at point B.

37. That he has also received a document vide seizure memo   dated   01.11.2010  Ex.PW19/A  (D­34)   from Hem   Raj,   Motor   Vehicle   Inspector,   Transport Department,   South   West   District,   Palam   Zone, Janak Puri, Delhi as mentioned therein.  The seizure memo bears his signatures at point B.

38. That he had received the documents vide letter dated 22.08.2011  Ex.PW32/A  (D­35) of Bharat Bhushan Equity   Traders   Ltd.,   Rani   Jhansi   Road, Jhandewalan   Extn.,   New   Delhi   as   mentioned therein.

39. That  the  above   said  letter  bears   his   signatures   at point B as token of the receipt of the same.

40. That he had also seized the document vide seizure memo   dated   20.06.2011  Ex.PW11/C  (D­36)   from Neeraj Pant, UDC, Office of MCD Rajouri Garden, Delhi as mentioned therein.

41. That the seizure memo bears his signatures at point B.

42. That he had also received the documents vide letter dated 29.09.2011 Ex.PW18/A (D­37) of Bhupender Singh,   Income   Tax   Officer,   (Ward   No.41),   Mayur Bhawan, New Delhi as mentioned therein.

43. That   he   had   written   a   letter   dated   25.08.2010 Ex.PW92/E  (D­38)   to   Income   Tax   Officer   Ward No.25 (3), Vikas Bhawan, IP Estate, New Delhi for providing the certified copies of income tax returns for   period   1986   to   2010   pertaining   to   accused Santosh Kaushik.  The letter bears his signatures at point A.

44. That in response to his above letter, he received a letter   dated   01.09.2010   as  Ex.PW71/B  from   Sh. P.N. Kaushik, Income Tax Officer, Ward No. 25 (3) CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 161 of 364 alongwith the documents mentioned therein.

45. That he has  also received the  documents  vide  the letter dated 01.11.2010 which is Ex.PW17/A (D­39) from Sh. P.N. Kaushik, Income Tax Officer, Ward No.   25   (3)   alongwith   the   documents   mentioned therein.

46. That he had received the documents vide the letter dated   29.10.2010  Ex.PW31/A  (D­40)   from   LIC, Branch   Office   129,   Shivaji   Marg,   New   Delhi alongwith documents as mentioned therein.

47. That   he   had   received   letter   dated   29.07.2010 Ex.PW54/A  (D­41)   from   ING   Vysya   Bank,   Karol Bagh   Branch   alongwith   the   documents   mentioned therein.

48. That he had received the letter dated 18/26.08.2011 Ex.PW69/F  (D­42)   from   UCO   Bank,   Rajendra Place   Branch,   East   Patel   Nagar,   New   Delhi alongwith the documents mentioned therein.

49. That he had seized the documents vide seizure memo dated   28.12.2010  Ex.PW2/A  (D­43)   from   Smt. Sudha   Kapoor,   Officer,   Punjab   National   Bank, Rajender   Nagar,   New   Delhi   as   mentioned   in   the seizure memo.

50. That   he   had   received   the   letter   dated   04.08.2011 Ex.PW9/F  (D­44) from UCO Bank, Punjabi Bagh, Delhi   alongwith   the   documents   as   mentioned therein.

51. That   he   had   received   the   letter   dated   08.08.2011 Ex.PW21/A (D­45) from Akash Institute, New Delhi alongwith the documents mentioned therein.

52. That he had seized the documents vide production cum   seizure   memo   dated   12.08.2010  Ex.PW49/A (D­46)   bearing   his   signatures   at   point   B,   as mentioned in the memo.

53. That   he   had   received   the   letter   dated   07.08.2010 Ex.PW87/A (D­47) from Manav Rachna College of Engineering alongwith the documents as mentioned in the above letter.

54. That he had seized the documents vide production cum   seizure   memo   dated   12.08.2010   already Ex.PW41/A  (D­48) bearing his signatures at point B, as mentioned in the memo.

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55. That he had seized the documents vide production cum   seizure   memo   dated   12.08.2010   already Ex.PW35/A  (D­49) bearing his signatures at point B, as mentioned in the memo.

56. That   he   had   received   two   letters   both   dated 10.08.2010  Ex.PW35/C  and  Ex.PW35/D  (D­50) of Maharaja Surajmal Institute of Technology.

57. That   vide   letter  Ex.PW35/C,   the   intimation   was given to him through his S.P. that Sh. S.S. Narwal, an employee of the institute is being sent alongwith the requisite information/documents vide a separate letter i.e. Ex.PW35/D.

58. That   vide   letter  Ex.PW35/D,   he   had   received   the details of expenses regarding Divya Kaushik, being Engineering Institute at the time of admission in the first year (academic session 2009­2010).

59. That   he   had   seized   documents   vide   seizure   memo dated   17.09.2010  Ex.PW5/A  (D­51)   from   Vinod Kumar Sharma, Clerk, Commercial Record Section, MTNL, Main Rajouri Garden, near Vishal Cinema, New Delhi as mentioned in the memo and the memo bears his signatures at point B.

60. That   he   had   received   a   letter   dated   23.09.2010 Ex.PW34/A  (D­52)   from   Account   Officer (Revenue)­92,   office   of   General   Manager,   MTNL, Rajouri   Garden,   New   Delhi   alongwith   documents mentioned therein.

61. That  vide   this  letter,  the   statement  Ex.PW34/B  of telephone   No.   25912844   in   the   name   of   Smt.   Raj Kishori from 01.09.2000 to 08.07.2010.

62. That he had seized the documents vide seizure memo dated 01.11.2010  Ex.PW16/A  (D­53) as mentioned in   the   memo   which   seizure   memo   bears   his signatures at point B.

63. That   he   had   received   the   letter   dated   27.07.2011 Ex.PW55/A  (D­54)   from   Nodal   Officer,   Idea Cellular   Ltd.   alongwith   the   payment   of   details   of mobile number 9911019242.

64. That   he   had   received   the   letter   dated   18.10.2011 Ex.PW17/B  (D­55) from Sh. P.N. Kaushik, Income Tax Officer, Ward No. 25 (3) New Delhi alongwith the documents mentioned therein.

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65. That   he   had   received   the   letter   dated   18.10.2011 Ex.PW75/B  (D­56)   from   Sub­Registrar­VI­A, Pitampura,   Delhi   alongwith   the   documents mentioned therein.

66. That he got valuation of properties bearing no. F­ 265, Sudarshan Park, Second Floor, New Delhi and A­44, Palam, Sector­7, Dwarka, New Delhi both of accused S.K. Kaushik, from Income Tax Department and   received   the   reports   through   his   DIG   which valuation reports in respect of both the properties are on record alongwith their forwarding letter as Ex.PW56/A  and  valuation   report  Ex.PW56/B  (D­

57).

67. That he had also received another valuation report Ex.PW56/C (D­57).

68. That   he   had   also   received   the   letter   dated 09.11.2011   of   accused   Santosh   Kaushik   which   is Ex.PW92/F (D­58).

69. That vide this letter accused had provided the rate and   amount   of   shares   of   different   companies   as mentioned in the letter.

70. That   he   had   also   received   the   letter   dated 24.12.2010  from   Department   of   Post,   Karampura, New Delhi which is now Ex.PW92/G (D­59).

71. That   vide   this   letter   the   Postal   department   had provided   the   statement   of   account   bearing   no. 5965633   of   Smt.   Raj   Kishori   for   the   period 31.03.1999 to 01.04.2009 which is now Ex.PW92/H (D­59).

72. That   he   had   received   the   letter   dated   02.12.2010 from Sub Post Master, North East Area, New Delhi which is now Ex.PW92/1 (D­59).

73. That vide this letter he had received the documents as mentioned therein.

74. That   he   had   received   another   letter   dated 02.12.2010 from Sub Post Master, North East Area, New   Delhi   which   is   now  Ex.PW92/J  (D­59)   and vide   this   letter   he   had   received   the   documents   as mentioned therein.

75. That he had received the letter dated 09.08.2011 of LIC which is now Ex.PW92/K (D­60) alongwith the documents mentioned therein.

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76. That he had seized the documents vide seizure memo dated 15.09.2011 which is already  Ex.PW50/A  (D­

61) from Sh. Shri Ram, Zonal Inspector, Property Tax   Department,   West   Zone,   Ashok   Nagar,   New Delhi as mentioned in the memo and the same memo bears his signatures at point B.

77. That   he   had   received   the   letter   dated   06.06.2011 which   is   already  Ex.PW59/A  (D­63)   from   ING Vyasya   Bank,   Karol   Bagh,   New   Delhi   alongwith documents as mentioned therein.

78. That   he   had   received   a   letter   dated   21.07.2011 Ex.PW69/A  (D­64)   from   UCO   Bank,   Rajendra Place   Branch   alongwith   the   documents   mentioned therein.

79. That   he   had   received   the   letter   dated   07.12.2011 Ex.P­105  (Admitted)   (D­65)   of   accused   Santosh Kaushik and vide  this  letter  she had provided  the details of information as mentioned in the letter.

80. That he had seized the documents vide memo dated 06.01.2012  Ex.PW37/A  (D­66)   from   Sh.   Arun Sharma,   Branch   Manager,   LIC,   Lajpat   Nagar   as mentioned   in   the   said   memo   which   bears   his signatures at point B.

81. That   he   had   received   the   letter   dated   29.02.2012 Ex.PW68/A  (D­67) from Sub­Post master Paschim Vihar alongwith the documents mentioned therein.

82. That   he   had   received   the   letter   dated   02.03.2012 Ex.P­101  (Admitted)   D­68   of   accused   Surender Kaushik vide which he has provided the details of awards received Divya Kaushik from her school.

83. That   he   had   also   received   the   letter   dated 02.03.2012  Ex.P­102  (Admitted) (D­69) of accused Surender  Kaushik vide which he has  provided the details of income as well as Income Tax Returns for the assessment years, of his mother Smt. Raj Kishori as mentioned in the letter.

84. That   he   had   received   the   letter   dated   14.03.2012 Ex.PW73/A (D­70) from Delhi Stock Exchange Ltd. 

85. That   through   his   the   then   S.P.   alongwith   the documents mentioned therein.

86. That he had received a letter dated 12.01.2012 from LIC, Kamla Nagar  Branch which is  Ex.PW92/L­1 (D­71).

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87. That vide this letter he had received the documents as mentioned therein.

88. That he had seized the documents vide seizure memo dated 28.11.2011 Ex.PW38/A (D­72) from Sh. Lalit Narayan,   brother   in   law   of   accused   Surender Kaushik   as   mentioned   therein   which   bears   his signatures at point B.

89. That   he   had   received   a   letter   dated   03.08.2011 Ex.PW36/A (D­73) from 3i Infotech Ltd. New Delhi alongwith   the   documents   and   information   as mentioned therein.

90. That   he   had   received   a   letter   dated   10.10.2011 Ex.PW74/A  (D­74)   from   Assistant   Chief Accountant, GPF Section, Dr. S.P.M. Civic Center, MCD, Delhi as mentioned therein.

91. That   he   had   received   a   letter   dated   02.03.2012 Ex.PW22/E  (D­75)   from   UTI   Mutual   Fund alongwith the documents mentioned therein.

92. That he had also got valuation of property bearing no.   WZ­246B,   Uttam   Nagar,   Delhi   pertaining   to accused S.K. Kaushik from Income Tax Department and  procured   the  report  which   already  on  record alongwith its forwarding letter as  Ex.PW56/E  and valuation report Ex.PW56/D (D­76).

93. That he had seized the documents vide seizure memo dated   28.03.2012  Ex.PW42/B  (D­77)   from   Sh. Rajesh   Jain,   proprietor   of   New   Kusal   Jewellers, Karol Bagh, Delhi, as mentioned therein.

94. That  vide   this   memo   he  had   seized   the   certificate Ex.PW42/A  given   by   New   Kusal   Jewellers pertaining to purchase of gold from accused Santosh Kaushik for amount of Rs.3,25,000/­ on 19.01.2008 and   the   payment   was   made   to   accused   Santosh Kaushik   vide   cheque   bearing   no.   860897   dated 19.01.2008.

95. That he had also received a letter dated 28.03.2012 Ex.PW67/A  (D­78) from Sr. Post Master, Ramesh Nagar alongwith the documents mentioned therein.

96. That   he   had   received   a   letter   dated   24.02.2012 which   is   now  Ex.PW92/M  (D­79)   from   Oswal Greentech   Limited   alongwith   the   documents mentioned therein.

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97. That he had received letters dated 24.02.2012 and 01.03.2012   which   are   already  Ex.PW43/A  (D­80) and  Ex.PW43/B  (D­81)   respectively   from   Oswal Agro   Mills   Limited   alongwith   the   documents mentioned therein.

98. That he had seized the documents vide seizure memo dated   02.03.2012   already  Ex.PW3/A  (D­82)   H.K. Gupta,   Company   Secretary,   Oswal   Greentech Limited as mentioned therein and the seizure memo bears his signatures at point B.

99. That he had received a letter dated 14.03.2012 of Oswal   Greentech   Limited  Ex.PW3/B  (D­83)   and letter dated 19.03.2012 of Oswal Agrro Mills Ltd. Ex.PW3/C (D­84).

100.That vide these letters he had received documents mentioned therein.

101.That   he   had   received   the   letter   dated   08.11.2011 Ex.PW38/A  (D­86)   from   Lalit   Narayan   Sharma, brother in law of accused S.K. Kaushik, vide which he had received the documents mentioned therein.

102.That   he   had   received   a   letter   dated   02.03.2012 which   is   now  Ex.PW92/N  (D­87)   vide   which accused   Santosh   Kaushik   has   provided   the information as detailed in the letter alongwith the document.

103.That the letter also bears his signatures at point A in token of the receipt of the same.

104.That   he   had   received   a   letter   dated   12.05.2012 Ex.PW70/A (D­88) from Karvy Computershare vide which the  details  of investments  made by accused Surender Kaushik in the mutual funds of UTI was provided to him.

105.That   he   had   examined   the   various   witnesses   and recorded statements of material witnesses.

106.That   he   has   recorded   the   statement   of   Sh.   Arun Sharma  Ex.PW37/DX  and   Vinod   Kumar   Sharma Ex.PW5/PX, truly and correctly whatever they had stated before him.

107.That   while   calculating   the   DA,   he   had   also calculated   1/3rd   of   the   gross   salary   income   as kitchen   expenditures   which   is   added   in   the   head "Expenditure".

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108.That   he   had   also   received   the   sanction   for prosecution   of   accused   S.K.   Kaushik   from   the competent authority.

109.That after completion of the investigation, he filed the charge sheet before this Hon'ble Court.

In his   cross   examination  the  witness  has  deposed  on the following aspects:­  That he denied that he has intentionally not taken the   complete   salary   details   and   all   the   perks   viz arrears   of   DA,   arrears   of   increment   which   the accused got as and when he was entitled to get the increment   as   per   the   rules   and   regulations   of   the MCD and the bonus which was paid to non­gazetted employees of the MCD from year to year.  That   the   accused   S.K.   Kaushik   was   being transferred   by   the   competent   authorities   from   one branch   to   other   branch   and   from   one   section   to other section.  

 That he had not verified from the MCD authorities as   to   accused   S.K.   Kaushik   remained   posted   in which zone and for what period.

 That he verified the assets left by the father of the accused   at   the   time   of   investigation,   he   came   to know that father of the accused S.K. Kaushik was owning two properties i.e. one property bearing no. flat   No.   D­191,   Karampura,   New   Delhi   and   the other property is a piece of land situation in area of Mundka, as mentioned in the charge sheet.  That   during   the   investigation,   he   did   not   come across any such movable property belonging to the father of accused S.K. Kaushik.

 That document D­7 was seized from the house of the accused   S.K.   Kaushik   during   house   search conducted   on   01.06.2010   and   it   also   bears   the signatures of both the independent witnesses at the top of each paper of document D­7.

 That the arrears of DA for the period intervening July   1994   to   September   1994   has   not   been mentioned   in   document  Ex.PW92/DX­1  which   is regarding salary w.e.f. 01.06.1994 to 14.11.1994.  That the arrears of DA for the period intervening 01.07.2006  to  September   2006  and  for   the  period between 01.06.2007 to 31.03.2007 as well as for the CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 168 of 364 period between 01.06.2007 to 31.03.2007 as well as for   the   period   between   01.07.2007   to   30.09.2007 and from 01.01.2008 to 01.03.2008 and 01.07.2009 to 30.09.2009 and 01.01.2010 to May 2010 have not mentioned   in   document  Ex.PW92/DX­2  and Ex.PW92/DX­3.

 That he cannot say that accused S.K. Kaushik had received   a   total   sum   of   Rs.   13,412/­   towards   the arrears   of   DA   during   the   aforesaid   period   which have not been included in his income by him in the documents filed alongwith the charge sheet.  That   he   has   perused   the   service   book   of   accused S.K.   Kaushik   (D­2)   and   states   that   a   sum   of Rs.27,794/­ is mentioned towards the arrears of pay for the period 15.11.1994 to 01.06.1995 have been paid to accused S.K. Kaushik.

 That the aforesaid amount has not been specifically reflected but it is included in the table reconstructed by PW11 Neeraj Pant.

 That he has seen the service book of accused S.K. Kaushik (D­2) and on page no. 14 at point 'B', a sum of  Rs.79,965/­  is mentioned towards the arrears of the   5th  pay   commission   w.e.f.   20.02.1996   to November 1999, paid to accused S.K. Kaushik.  That the aforesaid amount has not been specifically reflected but it is included in the table reconstructed by Neeraj Pant (PW11).

 That he has seen the service book of accused S.K. Kaushik (D­2) and on page no. 14 at point 'c' of the said service book, a sum of Rs.2,419/­ is mentioned towards the bonus for the period 1998­1999 for 30 days only.

 That the said amount Rs.2,419/­ has not been shown and reflected in Ex.PW11/D.   That Neeraj Pant does not speak about the addition of   the   bonus   while   reconstructing   the   table Ex.PW11/D.  That the bonus for the period 1986 to 2010 received by accused S.K. Kaushik does not find reflected in the reconstructed table Ex.PW11/D.  That he cannot tell the amount of bonus received by the accused S.K. Kaushik during the period 1986 to 2010.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 169 of 364  That the amount of bonus received by accused S.K. Kaushik   during   the   period   1986   to   2010   has   not been   included   in   the   reconstructed   table Ex.PW11/D or in the charge sheet.

 That the ITRs between the period 1998­1999, 1999­ 2000,   2000­2001   and   2001   to   2002   were   never produced before him by the accused S.K. Kaushik and whatever ITRs which were produced before him and were for the years 1991­92, 1992­1993, 1993­ 1994 had been taken on record but no such ITRs for the   year   1998­1999,   1999­2000,   2000­2001   and 2001 to 2002 which are Mark A, Mark B, Mark C and Mark D were produced.

 That during  the  period  1981 to  1986  the  accused S.K. Kaushik was unmarried and was residing with his parents and other siblings in a joint family.  That the benefit for the said period has already been given to the accused S.K. Kaushik who was serving in   other   department   i.e.   Shah   Construction Company   during   this   period   and   joined   the department i.e. MCD only thereafter.  That the kitchen expenses for the said period was not deducted for the said period i.e. 1981 to 1986.  That he made no inquiry from the Shah Construction Company   about   the   increments,   bonus   and   other benefits being received by the accused S.K. Kaushik during   the   period   1981   to   1986   and   he   therefore cannot tell about the amount under the above heads if any.

 That   he   has   prepared   the   salary   receipt   of   S.K. Kaushik from Shah Construction Company which is Rs.1,19,850/­.

 That   he   made   no   inquiry   from   Shah   Construction Company   regarding   the   salary   alongwith   other perks and benefit paid by them to the accused S.K. Kaushik between 1983 to 1986.

 That   during   the   investigation,   he   was   told   by   the accused   that   his   son   Pulkit   Kaushik   was   also assessed to income tax.

 That he was told by the accused that his mother and son were having their independent income and gave him   a   letter   with   regard   to   that   and   he   accepted what   the   accused   had  told   him   and  gave   him   the CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 170 of 364 benefit for the same.

 That the father of the accused S.K. Kaushik had expired long back and S.K. Kaushik had shown his mother   as   totally   dependent   upon   him,   in   his departmental record and therefore he did not make any   inquiry   with   regard   to   her   assets   which   she inherited from his deceased father.  That he cannot tell whether Late Sh. Laxmi Chand Kaushik, the father of the accused S.K. Kaushik was also an income tax assessee.

 That the accused had shown his mother as having independent income and the accused had given him her   ITRs   for   the   period   pertaining   to   the   period 1991   to   1994,   2005­2006,   2006­2007   and   2007­ 2008.

 That he has already given the accused the benefit on the basis of the said disclosure.

 That   he   has   neither   included   the   non­verifiable income   of   Smt.   Raj   Kishori   nor   her   expenditures while   calculating   the   disproportionate   assets   of accused S.K. Kaushik.

 That he is not aware if Smt. Raj Kishore, the mother of   the   accused   S.K.   Kaushik   had   declared   her jewellery and cash amounting to Rs.9,46,672/­ with the office of Commissioner, Income Tax under the Voluntary Disclosure Scheme in the year 1997 vide receipt  no.  1803 dated  31.12.1997  vide  photocopy Mark N.  That   he   cannot   tell   if   Late   Sh.   Laxmi   Chand,   the father   of   the   accused   S.   K.   Kaushik   had   also purchased the units from UTI.

 That during the search of the house of accused S.K. Kaushik, they had recovered and seized the original warrant of UTI in the name of late Sh. Laxmi Chand Kaushik,   the   father   of   the   accused   which   seizure memo   is  Ex.PW12/A  and   the   document   i.e.   UTI warrant is Mark A­1 (D­7), seized vide Ex.12/A (D­

6).

 That accused S.K. Kaushik has not been given the benefit of the same since he is not required to be given any benefit of the same.

 That during the search of the house of accused S.K. Kaushik, they had recovered and seized the original CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 171 of 364 interest warrant of SRF Finance Ltd in the name of Late   Sh.   Laxmi   Chand   Kaushik,   the   father   of   the accused which seizure memo is Ex.PW12/A and the documents SRF Finance Ltd.

 That interest warrants are  Mark A­2  to  Mark A­5 (D­7), seized vide Ex.12/A (D­6).

 That accused S.K. Kaushik has not been given the benefit of the same.  

 That he had made inquiries from company i.e. SRF Finance   Ltd.   asking   them   as   to   who   were   the beneficiary   of   the   FDRs   in   the   name   of   Late   Sh. Laxmi   Chand   Kaushik   but   the   said   letter   were unserved   and   hence   there   was   no   clarity   on   this issue.

 That he did not conduct any verification from the SBI   Branch   Najafgarh   Road   regarding   the encashment of interest warrant in the name of Late Sh. Laxmi Chand in his bank account.  That   he   had   seized   the   letter   dated   16.08.1996 issued by World Link Finance Ltd., Bara Khamba Road, New Delhi to the effect that Late Sh. Laxmi Chand   had   deposited   his   amount   of  Rs.15,000/­ towards fixed deposits on 26.08.1995, the maturity date   which   was   25.08.1996   vide   seizure   memo Ex.PW12/A  and   the   said   letter   is  Ex.PW92/DX­4 (D­7 page 56).

 That he had seized the FDR No. NC­015971 dated 04.01.1995 issued by World Link Finance Ltd., Bara Khamba   Road,   New   Delhi   for   an   amount   of   Rs. 20,000/­ in the name of Late Sh. Laxmi Chand vide seizure   memo   already  Ex.PW12/A  and   the   said FDR is now Ex.PW92/DX­5 (D­7 page 50).  That he had seized Nine (9) certificates issued by "The   Alp   Bachat   Co­perative   Thrift   and   Credit Society Ltd., Delhi" in the name of Late Sh. Laxmi Chand for a total sum of Rs.300/­ vide seizure memo Ex.PW12/A  and   the   said   letter   is  Ex.PW92/DX­7 (Colly, D­7, Page No. 41 to 49).

 That he had also seized two share certificates issued by Delhi  State  Consumer  Co­operative  Store Ltd., New Delhi  in the  name of  Late Sh. Laxmi Chand vide seizure memo already Ex.PW12/A and the said share   certificates   are  Ex.PW92/DX­8  (D­7­pages CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 172 of 364 39 and 40).

 That he had also seized the photocopies of twelve Kisan Vikas Patras in the name of Late Sh. Laxmi Chand for a total amount of Rs.85,000/­ vide seizure memo  Ex.PW12/A  and   the   said   photocopies   of KVPs are Ex.PW92/DX­9 (Colly, D­7­pages 24, 25, 27 to 33 and 35 to 37).

 That he had also seized the photocopy of National Saving   Certificate   in   the   name   of   Late   Sh.   Laxmi Chand for a total amount of Rs.29,000/­ vide seizure memo  Ex.PW12/A  and   the   said   photocopy   of   the NSC is Ex.PW92/DX­10 (D­7­page no. 34).  That   he   had   also   seized   the   photocopies   of   Ten Indira   Vikas   Patras   for   a   total   amount   of Rs.55,000/­ vide seizure memo Ex.PW12/A and the said photocopies of the India Vikas Patra are now Ex.PW92/DX­11 (colly, D­7­pages no. 13 to 23).  That   during   the   investigation,   he   asked   Sub­ Registrar­III,   Asaf   Ali   Road,   New   Delhi   for   the supply   of   certified   copy   of   sale   deed   dated 28.08.1995 which could not be suppled by the Sub­ Registrar   as   per   reply   given   by   Sub­Registrar­III dated 13.10.2011 as per the document D­20.  That he could take into consideration the said deed executed by one Prem Kumar Ghai in favour of Sh. Laxmi Chand.

 That the certified copy of the aforesaid sale deed is Ex.PW92/DX­12  and  the  consideration  amount  of Rs.4,50,000/­  alongwith  Rs.36,000/­  were   paid towards Stamp duty and Corporation Tax by Late Sh. Laxmi Chand.

 That   the   photocopy   of   the   sale   deed   is Ex.PW92/DX­13  and   the  copy   of   the   receipt   is Ex.PW92/DX­14.

 That he had not carried out any inquiry regarding the bank account of Late Sh. Laxmi Chand.  That   the   copies   of   banker's   cheques   bearing   no. 806706   and   806707   dated   17.12.1993   drawn   on Punjab   and   Sind   Bank,   Paschim   Puri,   Delhi   are Ex.PW92/DX­15.

 That   the   copy   of   the   sale   deed  Ex.PW92/DX­16 dated 09.03.1973 in favour of Sh. Laxmi Chand in respect   of   a   plot   measuring   200   sq.   yards   out   of CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 173 of 364 Khasra no. 36 in the area of Sultanpur, Dada Nagar Colony, Delhi was not produced before him by the accused.

 That   copies   of   the   sale   deed  Ex.PW92/DX­17 (translated   copy  Ex.PW92/DX­18)  dated 11.02.1971 in favour of Sh. Laxmi Chand in respect of a plot no.67 measuring 50 sq. yards situated at Village Singal Pur, Delhi was not produced before him by the accused.

 That copy of the sale deed  Ex.PW92/DX­19  dated 06.06.1975 in favour of one Anoop Nayyar and Sh. Laxmi   Chand   in   respect   of   entire   first   floor   of property no. 27/4, Old Rajinder Nagar, New Delhi measuring 88.1 sq. yards was not produced before him by the accused.   

 That copy of the sale deed  Ex.PW92/DX­20  dated 21.08.1995 in favour of one Anoop Nayyar and Sh. Laxmi Chand in respect of the complete basement floor of property no. 27/4, Old Rajinder Nagar, New Delhi measuring 88.1 sq. yards was not produced before him by the accused. 

 That during investigation of this case, he had seized the ITRs of Late Smt. Raj Kishori pertaining to year 1991­92,   2005­2006,   2006­2007,   2007­2008   and 2008­2009 and the incomes reflected in those ITRs of Smt. Raj Kishori were duly considered by him as her distinguished and separate income.  That had the same been produced before him, in that event   he   would   have   verified   it   from   income   tax department and included the same in the income of Late Smt. Raj Kishori.

 That   the   copies   of   the   aforesaid   ITRs   are Ex.PW92/DX­21 (Colly, 18 pages).

 That had he received a positive response from the income   tax   department   regarding   the   aforesaid ITRs,   in   that   event   he   would   have   included   the amounts reflected in the ITRs towards the income of Smt. Raj Kishori.

 That the wealth tax return of late Smt. Raj Kishori pertaining to the year 1998­1999 in respect of the property situated at Shivaji Marg, Naiwala, Karol Bagh, Delhi were not produced before him by the accused   S.K.   Kaushik,   which   copy   of   tax   return CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 174 of 364 along with tax receipts are Ex.PW92/DX­22.  That   Late   Smt.   Raj   Kishori,   i.e.   the   mother   of accused S.K. Kaushik died in the year 2008.  That he cannot say whether in the year 2008­2009 her   legal   heirs   had   submitted   her   ITR   for   the assessment year of 2008­2009 vide which her gross total   income   was   shown   to   be  Rs.2,72,890/­  and income tax of Rs.27,820/­ was paid.  That the copy of the aforesaid income tax return is Ex.PW92/DX­23.

 That   he   cannot   say   whether   in   the   aforesaid   ITR pertaining   to   year   2008­2009   a   jewellery   worth Rs.2,50,990/­  was shown to have been shown sold vide bill no. 083 dated 19.01.2008.  That he cannot say whether Late Smt. Raj Kishori during her lifetime had sold her jewellery to Rajput Jewellers,   Gurudwara   Road,   Karol   Bagh,   New Delhi   for   a   sum   of  Rs.2,50,000/­  vide   bill   dated 19.01.2008.

 That he also cannot say that Smt. Raj Kishori had received the consideration amount of  Rs.2,50,990/­ from   the   aforesaid   jewellers   by   way   of   cheque bearing   no.   189021   dated   21.01.2008   drawn   on Punjab National Bank, Prashant Vihar Delhi.  That the original copy of bill dated 19.01.2008 is Ex.PW92/DX­24  and   copy   of   aforesaid   cheque dated 21.01.2008 is Ex.PW92/DX­25.  That during investigations the accused S.K. Kaushik has not produced the following documents:

(a) 5 photocopies of shares certificates of 100 units each having its  face value of Rs.10/­ per  unit, issued by UTI in the name of Sh. Laxmi Chand Kaushik, i.e. the father of accused S.K. Kaushik which are Ex.PW92/DX­26.
(b) Two letters regarding share certificates of 500 units,   issued   by   UTI,   in   favour   of   Smt.   Raj Kishori and thereafter these were transferred in the name of accused S. K. Kaushik because Sh.

Laxmi   Chand   died   on   13.03.1996   which documents   are  Ex.PW92/DX­27  & Ex.PW92/DX­28.

(c) Photocopies of 18 share certificates of 100 units each and two share certificates of 50 units each CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 175 of 364 issued by UTI in the name of Sh. Laxmi Chand Kaushik having value of Rs.10/­ per unit and the total share certificates came to 1900 units of the value   of  Rs.19,000/­  which   are  Ex.PW92/DX­ 29.

(d) Original of letter / intimation dated 08.02.1999 containing all the details of 1900 units of shares in the name of Smt. Raj Kishori i.e. mother of accused S. K. Kaushik which were transferred in her   name   after  the   death  of   Sh.  Laxmi   Chand Kaushik which are Ex.PW92/DX­30.

(e) Intimation letter dated 23.08.1999 issued by M. N. Dastur and Company Ltd. For and on behalf of Unit Trust of India vide which all the above 1900   shares   of   Master   Shares   1986   were transferred in the name of S. K. Kaushik as per desire of Late Sh. Laxmi Chand Kaushik father of accused S. K. Kaushik which is Ex.PW92/DX­ 31 (two pages).

(f) Photocopy   of   registered   sale   deed   dated 28.08.1995   in   the   name   of   Smt.   Saubhagya Madan, executed by Late Sh. Laxmi Chand and Anoop   Nayyar   in   respect   of   Second   floor property   bearing   no.   27/4,   measuring 88.1Sq.Yards   situated   at   Old   Rajinder   Nagar, New   Delhi   for   a   sale   consideration   of Rs.1,90,000/­ with stamp duty and transfer duty of Rs.15,200/­ which is Ex.PW92/DX­32.

 That   during   investigation   he   had   seized   certain documents   pertaining   to   Smt.   Raj   Kishori   on 01.06.2010 from the house of accused S.K. Kaushik in the presence of witnesses and which are part of document (D­7) detailed as under:­

(a) A   loan   receipt   dated   12.06.1989   executed   by Indira Trading Company in favour of Smt. Raj Kishori to the effect that the aforesaid company had received a loan of  Rs.35,000/­  on interest from  Smt. Raj Kishori which  is  Ex.PW92/DX­ 33.

(b) A   loan   receipt   dated   28.05.1989   executed   by Indira Trading Company in favour of Smt. Raj Kishori to the effect that the aforesaid company CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 176 of 364 had received a loan of  Rs.30,000/­  on interest from  Smt. Raj Kishori which  is  Ex.PW92/DX­ 34.

(c) Original   statement   of   account,   of   account bearing number 011411 of Smt. Raj Kishori in Bank   of   Baroda,   Karampura,   Delhi   which showed total balance of  Rs.35,200/­  (Page no. 132 of D­7) which is Ex.PW92/DX­35.

(d) Intimation   dated   06.01.1995   sent   by   Bank   of Baroda to Smt. Raj Kishori that an amount of Rs.   250/­   had   been   debited   in   her   account bearing no. 11411 (page no. 135 of D­7) which is Ex.PW92/DX­36.

(e) Intimation   letter   sent   by   Syndicate   Bank addressed to Smt. Raj Kishori pertaining to her Saving Bank Account number 15467 regarding two   cheques   which   were   dis­honoured   on account   of   the   reasons   given   therein,   the original of which is Ex.PW92/DX­37.

(f) Letter   dated   07.08.1997   issued   by   DCM Financial   Service   Ltd.,   to   Smt.   Raj   Kishori regarding   her   FDR   No.   33852   regarding   the income earned by her on FDR during financial 1995­96 and 1996­1997 which is Ex.PW92/DX­ 38.

(g) The   copy   of   UTI   monthly   income   scheme certificate No. GMIS 1992 for 2000 units having value of Rs.10/­ of each unit, in the name of Smt. Raj Kishori and the nominee is shown to be Sh. Laxmi   Chand   and   Ravi   Kaushik   which   is Ex.PW92/DX­39.

(h) Copy of FDR dated 26.09.1997 in the name of Smt.   Raj   Kishori,   issued   by   Siel   Financial Services Limited for a sum of Rs.25,000/­ which is Ex.PW92/DX­40.

(i) Interest certificates of DCM Financial Services seized   from   the   house   of   the   accused   S.K. Kaushik but not considered which is collectively Ex.PW92/DX­41  (Pages   77,   78,   79,   80,   100, 101, 102, 103, 104, 105, 106, 107, 108 of D­7).

(j) National   Insurance   Co.   Ltd.   Policy   No. 3603016103157   which   is  Ex.PW92/DX­42 (already on page 55 of D­7 taken on record and CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 177 of 364 not considered) and premium paid vide receipt dated 28.02.1997 for a sum of Rs.3,459/­ which is Ex.PW92/DX­43.

(k) LIC Mutual Fund income warrant for month of August   1992   (page   97   of   D­7),   October   1992 (Page 96 of D­7) November 1992 (Page 95 of D­

7), January 1993 (page 93 of D­7), December 1992 (page 94 of D­7) March 1993 (page 91 of D­7) February 1993 (page 92 of D­7), May 1993 (Page 89 of D­7) April 1993 (page 90 of D­7), June 1993 (Page 88 of D­7), July 1993 (page 87 of D­7), July 1992 (Page 86 of D­7) August 1993 (page 85 of D­7) and September 1993 (page 84 D­7), September 1992 (page 83 of D­7) (Total 15 number of income warrant to the tune of Rs. 3,933.28 which are Ex.PW92/DX­44. 

 That  he   had   included   the   amounts   relating   to   the document pertaining to DCM Financial Service and LIC   Mutual   Fund   while   making   the   final calculations.  

 That he had not recorded the statement of any of the witnesses from Indira Trading Company.  That he did not verify and confirm the bank accounts and the balance lying therein in the name of Smt. Raj Kishori in Bank of Baroda, Karam Pura Brandh and   Syndicate   Bank,   Kirti   Nagar   pertaining   to account number 11411 and 15467 respectively.  That he also did not conduct any inquiry or verify the   amounts   deposited   by   Smt.   Raj   Kishori   with DCM Financial Services.

 That he did not search for the address of the DCM Financial Services or even confirm if there were any orders   from   various   courts   regarding   the appointment   of  Receivers  of   change  of  address   of communication purpose.

 That accused S.K. Kaushik had not disclosed to him that   his   mother   Smt.   Raj   Kishori   was   having   her own   jewellery   which   she   got   valued   from   P.P. Jewellers, Bank Street, KaroL Bagh, New Delhi on 25.10.1997 and 21.03.1998 and the value mentioned in the papers of P.P. Jewellers which documents are Ex.PW92/DX­45  (colly,   running   into   four   pages) CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 178 of 364 and   the   same   was   disclosed   by   her   in   her   VDI Scheme and later on 22.05.1997 she had sold this jewellery   for   an   amount   of  Rs.11,68,476/­  and Rs.6,12,223/­  vide   copies   of   bill   which   are Ex.PW92/DX­46 and Ex.PW92/DX­47.  That   the   accused   S.K.   Kaushik   had   not   produced five premium receipts issued by LIC of India in the name   of   Smt.   Raj   Kishori   which   receipts   are Ex.PW92/DX­48 (colly, running into 7 pages).  That he was not shown by the accused S.K. Kaushik during   investigation   the   original   of   LIC   Mutual Fund Certificate dated  22.06.1992 in the  name  of Smt.   Raj   Kishori   for   2000   units   which   is Ex.PW92/DX­49.

 That the accused S.K. Kaushik had not produced the originals   of   ULIP   No.  331418586,   331418587, 331418588, 331418589  and  331418590  amounting to  Rs.3,81,967/­  each,  which   are  Ex.PW92/DX­50 (colly).

 That the accused S. K. Kaushik has not produced the copies   of   Market   Plus   policies   which   were   in   the name of Smt. Raj Kishori in which he was shown as a nominee and issued by LIC of India, which was for an amount of Rs.3,80,000/­ each (total 5 in number) and two of them for the premium of  Rs.3,10,000/­ and Rs.2,50,000/­ which are Ex.PW92/DX­51.  That   the   accused   S.K.   Kaushik   has   not   produced before   him   the  death   claims  documents   received from LIC of India after the death of his mother Smt. Raj Kishori towards the benefits of the LIC policies as he was the nominee of his later mother showing that the amount received by him was  Rs.3,98,440/­ each   for  five  policies   and  Rs.3,24,947/­  for  one policy, which death claims running into  six  pages are Ex.PW92/DX­52 and the counterfoils issued by the bank towards deposit are Ex.PW92/DX­53.  That the accused S.K. Kaushik had not produced the ITRs of Smt. Raj Kishori, pertaining to year 1991­ 1992,   1992­1993,   1993­1994   which   are Ex.PW92/DX­54 (9 pages).

 That   the   accused   S.K.   Kaushik   had   not   produced original   documents   showing   receipt   of   a   sum   of CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 179 of 364 Rs.30,000/­  from   Switzerland   by   Smt.   Raj   Kishori which amount was transferred in her bank account no. 11411 in Bank of Baroda, Karampura, Delhi on 15.12.1988   which   transfer   certificate   is Ex.PW92/DX­55 (9 pages).

 That the accused S.K. Kaushik had not produced the copy   of   documents   showing   receipt   of   a   sum   of Rs.50,000/­ from Union Bank of Switzerland by Smt. Raj   Kishori   which   amount   was   transferred   in   her bank   account   no.   11411   in   Bank   of   Baroda, Karampura,   Delhi   on   19.06.1989   and   which   was sent to her by her son Ravi Kaushik, which copy of pay order is Ex.PW92/DX­56.

 That the accused S.K. Kaushik had not produced the RC of Maruti car no. DL2C5610 in the name of Smt. Raj   Kishori,   having   registration   dated   as 08.05.1990, copy of which R.C. is Ex.PW92/DX­57.  That   after   the   death   of   Sh.   Laxmi   Chand,   his movable  and immovable  properties   were  inherited by Smt. Raj Kishori and other legal heirs like, S.K. Kaushik,   Ravi   Kaushik   and   her   daughter   Promila Sharma.

 That he cannot say whether the legal heirs of Late Sh. Laxmi Chand inherited movable and immovable properties to the tune of more than Rs. One Crore or that   he   did   not   carry   out   a   fair   and   impartial investigation about the said assets which the legal heirs   including   the   accused   persons   got   in inheritance from late Sh. Laxmi Chand.  That   the   accused   Smt.   Santosh   Kaushik   had   not produced the copy of banker's cheque bearing bo. 62135  dated 13.11.1991 issued by Habib Bank AG Zurich for an amount of Rs.1,57,896/­ which amount had   been   sent   by   her   brother   in   law   Sh.   Ravi Kaushik from Switzerland in her bank account no. 12816 in Bank of Baroda, Karampura, Delhi, copy of which banker's cheque is Ex.PW92/DX­58.  That accused Santosh Kaushik had not produced her original ITRs pertaining to assessment year 1991­ 1992,   1992­1993,   1994­1995,   alongwith   challans numbering 6 pages which are Ex.PW92/DX­59.  That  he   had   not  given   the   benefit   of   the   movable assets found in the residence of the accused persons CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 180 of 364 which   were   part   of   Istri­dhan   of   accused   Santosh Kaushik   which   were   received   by   her   from   her parents and relatives at the time of marriage and thereafter   on   various   festival   occasions   which included, Air Conditioner, Sony TV, Steel Utensils, cooking   utensil,   gas   stove   with   cylinder,   washing machine and other domestic articles.  That the price and time of purchase of these articles were   informed   by   Smt.   Santosh   Kaushik   and   then they were included.

 That he had conducted an inquiry that Smt. Santosh Kaushik is the only sister of her three real brothers and four cousins.

 That father of accused Smt. Santosh Kaushik namely Shiv   Kumar   Sharma   is   a   retired   Gazetted   officer from Department of Education, NCT of Delhi.  That he cannot say whether Sh. Shiv Kumar Sharma is having a lot of immovable properties inherited by him at Village Pooth Kalan and other places.  That as per document  Ex.PW92/D  (D­30) which is letter   dated   28.07.2010   addressed   to   him,   it   has been shown by Assistant Director, GPO, Delhi that the   amount   invested   in   Kisan   Vikas   Patra   was invested   by   Lalit   Narayan   and   Geeta   Devi amounting to Rs.3,00,000/­.

 That on the day of purchase of Kisan Vikas Patra by Sh.   Shiv   Kumar   Sharma,   Geeta   Devi   and   Lalit Narayan,   Pulkit   Kaushik   and   Divya   Kaushik   had attained adulthood.

 That Smt. Santosh Kaushik had withdrawn a sum of Rs.2,54,000/­ and Rs.1,75,000/­ on 17.03.2010 from her bank account bearing no. 02340110007358 of UCO  Bank, East Punjabi Bagh, New Delhi which clearly reflected in the document Ex.PW9/E (D­24).  That  accused   S.   K.   Kaushik   and   Santosh   Kaushik had   not   produced   novation   agreement   dated 01.11.2007   and   copy   of   security   money   received through cheque by Smt. Santosh Kaushik from Sh. Arjun Kumar vide cheque dated 05.11.2007 for an amount of  Rs.2,42,250/­  in respect of the property situated at Nai Anaj Mandi, Near Filmistan, Delhi.  That   they   had   not   produced   copy   of   the   cheque issued by Deputy Post master, Ramesh Nagar, Delhi CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 181 of 364 in   favour   of   Smt.   Santosh   Kaushik   for   a   sum   of Rs.6,55,000/­  for encashment of Kisan Vikas Patra and also another cheque dated 31.10.2007 in favour of Smt. Santosh Kaushik for a sum of Rs.1,31,080/­, which   copies   of   novation   agreement   is Ex.PW92/DX­60  and   copies   of   aforesaid   cheques which are Ex.PW92/DX­61 to Ex.PW92/DX­63.  That Smt. Santosh Kaushik had not produced before him   copy   of   cheque   dated   31.10.2007   issued   by APM, GPO, New Delhi towards withdrawal of PPF amounting to  Rs.41,000/­  copy of which cheque is Ex.PW92/DX­64.

 That during the investigation he had come to know that   Smt.   Santosh   Kaushik   had   paid   a   sum   of Rs.25,50,000/­  from   her   account   by   way   of   four different cheques dated 01.11.2007 for the purchase of property situated at Nai Anaj Mandi, Delhi, copy of which cheques are  Ex.PW92/DX­65  (colly, 4 in number).

 That similarly Smt. Raj Kishori also paid the amount of   consideration   to   the   vendor   Sh.   Arjun   Kumar (HUF) towards her share in the aforesaid property by way of four different cheques dated 01.11.2007 out of her separate and independent income copies of   the   said   cheques   which   are  Ex.PW92/DX­66 (Colly).  

 That   property   no.   WZ­246/B,   Uttam   Nagar belonging to Smt. Santosh Kaushik, was on rent to Cantabil Retail India Pvt. Ltd., on a monthly rent of Rs.75,000/­.

 That after deduction of TDS from the monthly rent, Smt. Santosh Kaushik used to be paid the monthly rent by the aforesaid company, copies of which TDS certificates   numbering   in   three   are   collectively Ex.PW92/DX­67.

 That   the   aforesaid   document   were   not   produced before him during the investigations by the accused persons   but   he   collected   the   same   from   Cantabil Retail India Pvt. Ltd.

 That the accused Santosh Kaushik had not produced TDS certificates which are  Ex.PW92/DX­68  (colly. 7 in number).

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 182 of 364  That   accused   Santosh   Kaushik   had   not   produced before him the Form No.16 dated 13.02.1990 issued by Income Tax Department regarding TDS deducted on the amount received from Oswal Agro Mills Ltd. on shares owned by her, which is Ex.PW92/DX­69.  That   accused   Smt.   Santosh   Kaushik   has   not produced   before   him   two   credit   bills   both   dated 31.03.1992 issued by Nisha & Co. regarding sale shares for amount of Rs.1,30,482/­ and for another amount   of  Rs.1,63,548/­  which   are   now Ex.PW92/DX­70 and Ex.PW92/DX­71.  That   the   accused   Smt.   Santosh   Kaushik   has   not produced   before   him   dividend   warrants   issued   by Bindal Agro Chem Ltd. and Oswal Chemicals and Fertilizers   Ltd.   amounting   to  Rs.4,025/­   & Rs.22,350/­  which   warrants   dated   06.02.1993   and 07.02.1997 are Ex.PW92/DX­72 (colly).  That during the investigation accused S. K. Kaushik had   not   shown   him   a   total   income   amounting   to Rs.80,430.20ps received by him through 17 dividend warrants   starting  from   year  1994  to  2007 of  UTI Master share 1986 Scheme which income warrants are Ex.PW92/DX­73 (colly, 17 pages).  That as per the statement of Sh. K.M. Vaid recorded U/s   161   Cr.P.C.   income   of   accused   S.K.   Kaushik comes   to  Rs.1,04,034/­  but   he   has   wrongly mentioned   the   amount   as  Rs.8,27,932.63   paise  as income of accused S.K. Kaushik.

 That in the statement of Sh. K.M. Vaid, the name of other family members as unit holder of UTI have not been mentioned therein.

 That in the statement of Smt. Dheeraj Chhabra, she had   mentioned   three   policies   twice   bearing   no. 332177430   dated   20.03.2008   for   the   amount   of Rs.2,73,000/­  and   policy   no.   333033587   and 19.03.2010 for the amount of Rs.50,000/­ and policy no. 332170518 dated 18.09.2007 to 21.09.2010 for an amount of Rs.1,20,000/­.

 That the following policies were having the date of commencement   after   the   check   period   i.e. 01.06.2010:

(a) Policy no. 333033587 mentioned at Sl. No. 13 in the   statement   of   Smt.   Dheeraj   Chhabra   was CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 183 of 364 shown the date of commencement of the policy as 06.08.2010 for an amount of Rs.1,74,000/­ in the name of Smt. Santosh Kaushik. 
(b) Policy no. 333151876 mentioned at Sl. No. 17 in the   statement   of   Smt.   Dheeraj   Chhabra   was shown the date of commencement of the policy as 06.08.2010 for an amount of Rs.1,27,000/­ in the name of Smt. Santosh Kaushik. 
(c) Policy no. 33303873 mentioned at Sl. No. 4 in the   statement   of   Smt.   Dheeraj   Chhabra   was shown the date of commencement of the policy as 18.06.2010 for an amount of Rs.92,000/­ in the name of Sh. Pulkit Kaushik.
(d) Policy no. 333151875 mentioned at Sl. No. 15 in the   statement   of   Smt.   Dheeraj   Chhabra   was shown the date of commencement of the policy as 06.08.2010 for an amount of Rs.67,000/­ in the name of Sh. Surender Kaushik.
(e) Policy no. 333153452 mentioned at Sl. No. 18 in the   statement   of   Smt.   Dheeraj   Chhabra   was shown the date of commencement of the policy as 31.08.2010 for an amount of Rs.44,000/­ in the name of Sh. Surender Kaushik. 

 That Surender Kumar Kaushik was having only one LIC policy no. 330906518 dated 17.07.2007 for the amount   of  Rs.1,57,536/­  which   he   got   after surrendering the policy.

 That he has added  Rs.48,81,711/­  in the income of accused S.K. Kaushik.

 That the 13 policies out of 14 were in the name of Smt.   Raj   Kishori   and   only   one   policy   mentioned above was in the name of S.K. Kaushik even then he has   shown   the   amount   of  Rs.49,81,711/­  in   the income of S.K. Kaushik.

 That he had received a letter Ex.PW13/A by which he was intimated that the sale deed 28.08.1995 was not found correct.

 That photocopy of the sale deed dated 28.08.1995 of house   no.   1004   &   1005   shown   to   the   witness   he cannot admit or deny the said sale deed, photocopy of which sale deed is Mark PW92/DX74.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 184 of 364  That he cannot admit or deny that Sh. Laxmi Chand and his partner Anup Nayyar constructed the said house by spending Rs.11,50,000/­ and the valuation report   about   the   said   construction   was   given   by Ramesh Chandra & Associates and the copy of the said valuation report is Mark PW92/DX75.  That   he   also   cannot   admit   or   deny   regarding   the filing   of   Income   Tax   return   by   accused   Surender Kumar Kaushik for the assessment year 1999­2000 for which he had given the details about the cost of land and cost of construction of the said house, copy of which ITR is Mark PW92/DX76.

 That   the   name   of   Smt.   Raj   Kishori   has   not   been inadvertently   mentioned   in   the   heading   income   in the   chargesheet   at   serial   no.   C­14   and   only   the words had been written Smt.   That Smt. Raj Kishori obtained the amount of Rs.20 lacs  from Sh. Raj Rani Gupta through cheques no. 081220   of  Rs.5   lac  dated   22.12.2004   drawn   on PNB,   Pitam   Pura,   Delhi   and   cheque   no.   194123 dated 17.01.2005 for Rs. 15 lacs drawn on Oriental Bank   of   Commerce,   Pitam   Pura,   vide   sale   deed Ex.PW60/A.  That   he   is   not   aware   if   Smt.   Raj   Kishori   had purchased 1/3rd share of the said property from Smt. Santosh vide sale deed dated 26.06.1996, true copy of which is Mark PW92/DX­77.

 That he cannot  admit or  deny if  a relinquishment deed   was   executed   on   17.12.2004   by   Surender Kumar Kaushik, Ravi Kumar Kaushik and Promila Sharma in favour of Smt. Raj Kishori in respect of house   no.   1002   and   1003,   Nai   Wala,   Faiz   Road, Karol Bagh, Delhi which is Mark PW92/DX­78.  That he cannot admit or deny the photocopy of the pass   book   of   the   PPF   account   of   S.K.   Kaushik, which copy of the passbook is Mark PW92/DX­79.  That he was not informed by accused that Smt. Raj Kishori had taken a loan of Rs.5 lacs from Jaiveer, a   family   friend   and   this   loan   was   given   by   him through demand draft in favour of Smt. Raj Kishori issued   by   PNB,   Jhajjar   (Haryana),   photocopy   of which demand draft is Mark PW92/DX­80.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 185 of 364  That Smt. Santosh Kumari had not sold half portion of  the   house   property   no.  A­44  situated  in  Palam Colony known as Palam Extn. to Sh. Udit Sharma by executing GPA, agreement to sell dated 14.05.2010 and   also   gave   one   affidavit   and   receipt   for Rs.3,80,000/­  and   also   executed   a   Will   which documents are Mark PW92/DX­81 (colly).  That Sh. Arjun, seller of house situated in Nai Anaj Mandi near Filimistan gave her Rs.2,42,250/­ which he had taken a security from ICICI bank when the bank became the tenant and the security was given to her because the said bank was still a tenant in the house and she also got  Rs.2,50,990/­  from the sale of her jewellery to Rupal Jewellers on 22.01.2008 for the purpose of purchasing the house.    That Smt. Raj Kishori was having an account with UCO Bank and during investigation, he had seized the photocopy of vouchers mentioned in document D­42. 

 That   the   income   tax   return   filed   by   Smt.   Santosh Kaushik for the year 2005­2006 to 2009­2010, and it is also mentioned that she filed ITRs  for  the year 1991­92 & 1993­94 and that she sold her jewellery to Kusal Jewellery for Rs.3,25,000/­.  That   one   letter   was   issued   by   Land   Acquisition Officer, New Delhi to Smt. Raj Kishori, W/o Laxmi Chand,   R/o   D­191,   Karampura,   New   Delhi regarding   the   acquisition   of   property   situated   in Malikpur,   Kohi   @   Rangpuri   bearing   khasra   no. 1135   min   area   1­6   share   ½   for   appearing   before them on 26.11.1998 regarding the acquisition of her property   situated   at   Rangpuri,   which   letter   was seized by him during investigations and the same is Ex.PW92/DX­82.

 That he had also seized the copy of Will executed by Smt. Raj Kishori in favour of Surender Kaushik in respect   of   the   property   situated   at   Rangpuri   and other   movable   and   immovable   properties,   which Will is Ex.PW92/DX­83.

 That in the chargesheet under the heading Assets at serial no. B­30 to B­33 the monthly income scheme bearing nos. 270292 to 270295 dated 28.08.2002 for Rs.50,000/­  each   were   taken   by   Smt.   Raj   Kishori CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 186 of 364 and in the said schemes she had made the nominee Surender Kaushik and Ravi Kaushik both jointly and in   the   monthly   schemes   no.   205581   and   205582 dated   21.12.2006   for  Rs.36,000/­  and  Rs.30,000/­ respectively and for these two schemes the nominee is   Ravi   Kaushik   and   all   the   said   amount   of Rs.2,66,000/­  of the said schemes are still lying in the post office and has not been physically taken by Surender Kaushik or Ravi Kaushik.

 That   he   has   clubbed   the   amount   of  Rs.2,66,000/­ with the assets of accused Surender Kumar Kaushik.  That he has shown the income from post office i.e. from   PPF   Account,   MIS   Account,   term   deposit account etc. Rs.4,70,419/­ as interest from PPF and Rs.88,899/­  (interest from TDR and MIS) and total amount   of  Rs.5,59,318/­  as   income   of   Surender Kumar Kaushik.

 That   in   the   statement   of   Jhajjar   Singh   recorded under Section 161, he has mentioned that accused S.K. Kaushik earned Rs.19,819 as interest from PPF and Smt. Santosh Kaushik earned Rs.73,276/­. 93 Sh. Naveen  PW93   Sh.   Naveen   Gandas,   Lifter   in   Department   of Gandas (PW­93) Archive,  has   in   his   examination­in­chief   deposed   on   the following aspects:­

1. That he is posted as record Lifter in Department of Archive since 1997.

2. That his   duties   as  record lifter  is   to  maintain  the records and custodian of the records received from the office of Sub­Registrars situated at Delhi.

3. That   he   has   brought   the   summoned   record pertaining   to   the   sale   deed   dated   17.11.1995 bearing no. 9943, book no.1, Volume no. 8957 on pages   134   to   144   in   favour   of   Smt.   Santosh   W/o Surinder Kumar the photocopy of the same is on the record which Ex.PW93/A­1(D­19). 

4. That   he   has   also   brought   the   summoned   record pertaining   to   the   sale   deed   dated   17.11.1995 bearing no. 9945, book no.1, Volume no. 8957 on pages 156 to 166 in favour of Sh. Laxmi Chand S/o Late Sh. Bal Kisan the photocopy of the same is on the record which is Ex.PW93/A(D­19).

5. That   he   has   also   brought   the   summoned   record pertaining   to   the   sale   deed   dated   06.07.1998 CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 187 of 364 bearing no. 362, book no.1, Volume no. 15 on pages 74 to 80 executed by Sh. S.K. Kaushik in favour of Naveen   Kumar   S/o   Sh.   Chaman   Lal   Kumar   the photocopy   of   the   same   is   on   the   record   and   is Ex.PW23/A (D­20).

6. That   he   has   also   brought   the   summoned   record pertaining to the Will dated 24.02.1989 bearing no.

3310, book no. 3, Volume no. 701 on page No. 127

executed by Sh. Narayan Dass S/o Late Sh. Thakur Dass in favour of Smt. Santosh Kaushik S/o Sh. S.K. Kaushik the photocopy of the same is on the record and is Ex.PW93/A­6 (D­20).

7. That   he   has   also   brought   the   summoned   record pertaining to the Will dated 24.02.1989 bearing no.

3311, book no. 3, Volume No. 701 on page No. 128

executed by Sh. Hans Raj S/o Late Sh. Thakur Dass in   Favour   of   Smt.   Santosh   Kaushik   S/o   Sh.   S.K. Kaushik the photocopy of the same is on the record and is Ex.PW93/A­7 (D­20). 

In his cross examination the witness has deposed that he has   no   personal   knowledge   about   the   contents   of   the summoned record and he has only produced the summoned record pursuant to the summons of this Court. Defence Witnesses 94 Smt. Neelam  DW1 Smt. Neelam Grover is a family friend of the accused Grover (DW1) who   in   her   examination­in­chief   by   way   of   affidavit Ex.DW1/A has deposed on the following aspects:­

1. That in the month of November­December 2007 Smt. Raj   Kishori   who   was   the   mother   in   law   of   Smt. Santosh   Kaushik,   had   approached   her   and   her husband for a loan of Rs. 5 lacs pursuant to which she (witness) gave a loan of  Rs.2,50,000/­  through cheque to Smt. Raj Kishori and her  husband also gave a loan of Rs.2,10,000/­ through cheque to her.

2. That the said loan was returned through cheques by the accused Surender Kumar Kaushik because Smt. Raj Kishori had expired on 24.02.2008.

3. That   due   to   their   close   relations,   Smt.   Santosh Kaushik   also   approached   her   in   the   month   of December 2008 and requested for loan of Rs.4 lacs on which she gave her the said loan which returned CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 188 of 364 to her in the year 2011. 

4. That photocopies of the bank passbook account no. 0359053000005195 in her name maintained in the South   Indian   Bank   Ltd.,   Janakpuri   Branch,   are Ex.DW1/1  (Colly)   and   the   relevant   entries   are encircled at point A and B on Ex.DW1/1.

This witness has not been cross­examined by the Ld. PP for CBI   despite   having   been   granted   an   opportunity   in   this regard.

95 Sh. Sansar Singh  DW2 Sh. Sansar Singh Hooda  is also a family friend of Hooda (DW2) the accused who has in his examination­in­chief by way of affidavit   which   is  Ex.DW2/A  deposed   on   the   following aspects:­

1. That   in   the   month   of   November   2007,   Smt.   Raj Kishori approached him for  a loan of Rs.10 Lacs since she wanted to purchase the property situated in New Anaj Mandi, near Filmistan, New Delhi.

2. That on his assurance, his brother in law Sh. Anand Singh gave a cheque of  Rs.3,48,000/­ in favour of Smt. Raj Kishori and her relative Sh. Jaivir gave a Demand   Draft   of  Rs.5  lacs  in   favour   of   Smt.   Raj Kishori.

3. That in the month of November 2007 he gave a loan of  Rs.77,000/­  through   cheque   to   late   Smt.   Raj Kishori without interest.

4. That the said amount could not be repaid by Smt. Raj Kishori as she had expired on 24.02.2008 and all the amount was repaid by the accused Surender Kumar Kaushik through cheques.

5. That the copy of entry of passbook of account No. 0477/SB/01/004351   in   his   name   maintained   in Corporation   Bank,   Bahadurgarh   Branch   is Ex.DW2/1 and the relevant entry is encircled in red at Point A. This witness has not been cross­examined by the Ld. PP for CBI   despite   having   been   granted   an   opportunity   in   this regard.

96 Sh. Anand Singh  DW3   Sh.   Anand   Singh  is   the   brother   in   law   of   DW2 (DW3) Sansar   Singh   Hooda   who   in   his   examination­in­chief   by way of affidavit Ex.DW3/A has corroborated the testimony CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 189 of 364 of DW2 Sansar Singh Hooda to the effect that he had given a   loan   of  Rs.3,48,000/­  to   Smt.   Raj   Kishori   on   the assurance and guarantee of Sansar Singh Hooda.  That the son of Smt. Raj Kishori had returned the said loan amount to him through cheque on 31.03.2008.  He has placed his reliance upon the copy of entry of passbook of account no. 672210110000824   in   his   name   maintained   in   Bank   of India, Sonepat Branch which is Ex.DW3/1 and the relevant entry is encircled in red at point A. This witness has not been cross­examined by the Ld. PP for CBI   despite   having   been   granted   an   opportunity   in   this regard.

97 Smt. Chitra  DW4 Smt. Chitra Sharma is the younger sister of late Smt. Sharma (DW4) Raj   Kishori   and   in   her  examination­in­chief   by   way   of affidavit Ex.DW4/A has deposed on the following aspects:­

1. That her sister Smt. Raj Kishori and her husband were earning additional income by selling milk and from   the   sale   &   purchase   of   the   immovable property.

2. That her sister Smt. Raj Kishori was also investing her   income   in   immovable   properties   with   her husband   and   they   were   having   quite   sufficient income   to   invest   their   savings   in   immovable   & movable properties.

3. That her sister and her husband had been earning the   profits   which   they   receiving   by   selling   the immovable   properties   and   they   were   having   good earnings from the sale of the immovable properties and during their life time they had acquired number of properties due to their hard work.

4. That Smt. Santosh Kaushik wife of Surender Kumar Kaushik had been given a lot of gold, cash and other gifts at the time of her marriage and even thereafter.

5. That   Smt.   Santosh   Kaushik   had   invested   her personal istridhan, cash and assets in the purchase of immovable  properties  and moveable  assets  and she never got any financial help from her husband.

In her cross examination by the Sr. PP for CBI, the witness has deposed on the following aspects:­  That   she   knew   accused   S.K.   Kaushik   who   is   her nephew being the son of her sister.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 190 of 364  That when the stridhan as stated in her affidavit was purchased for her sister Smt. Raj Kishori, he was of tender age.

 That she had seen the stridhan but she is aware of these   things   because   being   a   family   affair   these things were often discussed by his parents.  That   her   younger   sister   got   married   after   about three to four years of the marriage of the mother of the accused  and it was  then  that her  parents  had discussed what had been given to the mother of the accused in her wedding that he came to know about the details of the articles given as mentioned in her affidavit.

 That she cannot tell exactly but approximately 250 to 300 persons must have attended the wedding of the mother of the accused S.K. Kaushik.  That   her   sister   and   brother   in   law   used   bear   the kitchen   expenses   of   S.K.   Kaushik   even   after   his wedding.

 That her sister Raj Kishori was running a diary at Karampura but he has not stated this thing in her affidavit.

 That her sister used to file Income Tax Returns and she has not mentioned this fact in her affidavit. 98 Sh. Satish Sharma DW5 Sh. Satish  Sharma  is   the  brother  of  Smt.  Santosh (DW­5) Kaushik and in his examination­in­chief by way of affidavit Ex.DW5/A has deposed on the following aspects:

1. That they had been giving gifts in cash as well as gold ornaments and traditional gifts to Smt. Santosh Kaushik and the entire family collectively had been presenting about Rs.40,000/­ per year to her.
2. That   his   sister   Smt.   Santosh   Kaushik   had   been doing the business of sale & purchase of properties and   she   had   purchased   properties   in   different areas in Delhi she had been selling the same and used to earn a lot of profit.
3. That her sister had been investing her legal income and   assets   in   moveable   property   also   i.e.   by purchasing   Kisan   Vikas   Patra,   UTI   in   LIC,   PPF, shares of different companies etc. and she had been earning by the said investments.
4. That her sister was an income Tax Assessee and she had been filing the Income Tax Returns and she was CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 191 of 364 having   her   independent   separate   and distinguishable   income   from   the   very   day   of   her marriage.

In his cross examination by the Ld. PP for CBI, the witness has deposed that he is  the real brother in law (Sala) of accused  S.K.  Kaushik  and  real  elder   brother  of  accused Santosh Kaushik.

99 Sh. Shiv Kumar  DW6   Sh.   Shiv   Kumar   Sharma  is   the   father   of   accused Sharma (DW­6) Smt. Santosh Kaushik and father  in law of accused S.K. Kaushik and he has in his examination­in­chief by way of affidavit Ex.DW6/A has corroborated the testimony of his son   DW5   Satish   Sharma   to   the   effect   that   Smt.   Santosh Kaushik  (A­2) was  earning  independently  and his  family used   to   give   her   various   gifts,   ornaments,   cash   etc.   on different occasions.  This witness has also deposed that he used to financially help Smt. Santosh Kuahsik in sale and purchasing of the various properties.  

In his cross examination by the Ld. Sr. PP for CBI, the witness has deposed on the following aspects:­  That  he   is   the   father   of   accused   Santosh  Kaushik and the accused S.K. Kaushsik is his son­in­law.  That he has not attached any document in support of the details provided in his affidavit of evidence but he can produce the document if required.  That   diary   maintained   by   him   at   the   time   of marriage   of   accused   Santosh   Kaushik   alongwith three passbooks showing the relevant entries of the expenditure   and   with   regard   to   the   amount withdrawn are  ExDW6/DX­1  (colly) i.e. one hand written diary and three original passbooks bearing account   nos.   01190027394   in   the   name   of   Smt. Geeta Devi, 01190027181 and 01190027534 in his name   and   in   the   name   of   Lalit   Narayan   all maintained in SBI, Sultanpuri). 

100 Smt. Promila  DW7 Smt. Promila Bhardwaj is the sister of accused S.K. Bhardwaj (DW7) Kaushik and in her examination­in­chief by way of affidavit Ex.DW7/A she has deposed on the following aspects:­

1. That   her   mother   was   helping   his   father   in   his business   transaction   of   sale   /   purchase   of   the property and was also looking after the milk dairy at home during the day, CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 192 of 364

2. That during his life time, her father had purchased a number of residential plots in different colonies in Delhi and her mother had also been purchasing and selling   the   properties   and   had   been   investing   her savings.  

3. That   her   Bhabhi   Smt.   Santosh   Kaushik   had   also been investing her stridhan and savings in the sale and purchase of the property and other schemes.  

4. That   her   father   had   purchased   all   the   properties with his own income and personal savings.

 

In his cross examination by the PP for CBI, the witness has deposed that the accused S.K. Kaushik is her real brother and has denied the various suggestions put by the Ld. PP for the CBI.

101 Sh. Anup Nayyar  DW9 Sh. Anup Nayyar is a Property Dealer  who in his (DW­8) examination­in­chief   has   deposed   on   the   following aspects:­

1. That   he   is   dealing   in   properties   and   had   a partnership with Late Sh. Laxmi Chand.

2. That   he   alongwith   Sh.   Laxmi   Chand   had   vide registration no. 7508 in additional book no.1. Vol. 8861 (page­168­175) dated  06.09.1995, purchased property   vide   a   sale   deed   was   executed   by   Smt. Harbans   Kaur   in   favour   of   himself   and   late   Sh. Laxmi Chand in respect of built up property bearing no. 27/4 measuring 88.1 sq. yards, situated at Old Rajinder Nagar, New Delhi.

3. That vide registration no. 10115 in additional book no.1. Vol. 8964 (pages 96­102) dated 21.11.1995, a sale deed was executed by Smt. Harbans Kaur in his favour and Sh. Laxmi Chand in respect of built up property   no.   27/4   measuring   88.1   situated   at   Old Rajinder Nagar, New Delhi.

4. That vide registration no. 6894/6849 in additional book   no.1.   Vol.   8840   (pages   173­180)   dated 21.08.1995,   a   sale   deed   was   executed   by   Smt. Harbans Kaur in his favour and Sh. Laxmi Chand in respect of built up property no. 27/4 measuring 88.1 situated at Old Rajinder Nagar, New Delhi.

5. That vide registration no. 1302 in additional book no.1. Vol. 9069 (pages 46­53) dated 13.02.1996, a sale   deed   was   executed   by   his   father   Sh.   M.L. Nayyar   and   Sh.   Laxmi   Chand   in   favour   of   Smt. CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 193 of 364 Saubhagya  Madan  in  respect   of  built  up  property no.   27/4   measuring   88.1   situated   at   Old   Rajinder Nagar, New Delhi.

6. That   after   demolishing   and   reconstructing   the property at Old Rajinder Nagar, basement and flats were constructed at first and second floors and sold to different persons and they earned a profit of Rs. 3 lacs.

7. That   he   alongwith   late   Sh.   Laxmi   Chand   also purchased a built up property bearing no. 1004 and 1005   situated   at   Naiwala   Karolbagh   Delhi   for   a total   sale   consideration   of   Rs.   9   lacs (approximately) which was divided by them equally for purchase of said property.

8. That   the   said   property   was   demolished   and reconstructed   into   basement   and   four   floors   and converted into a guest house.

9. That   both   of   them   spent   a   sum   of   Rs.   One   Lac (approximately).

10. That they obtained a valuation report in respect of the said property from M/s. Ramesh Chander and Associates   which   report   is   Ex.DW8/1   (Colly., running into 8 pages).

11. That the legal heirs of Laxmi Chand upon his death has   sold  his   share   to   Sh.  Manish   Nayaar,  Puneet Nayyar and Neelam Nayyar and earned a profit of Rs. 2 Lacs approximately.

In his cross examination by the Ld. PP for CBI, the witness has deposed on the following aspects:­  That he has not brought his bank statement to show the investment in the above properties and the profit earned thereof.

 That   he   has   not   brought   the   ITRs   to   show   the transactions in respect of above properties and the profits earned thereof.

 That   he   has   not   brought   the   permission   obtained from   MCD   with   regard   to   demolition   of   the properties as above and fresh construction thereof.  That he had obtained the permission from the MCD and also reflected the transaction in his ITRs.  That he does not maintain any ledger account with regard   his   property   dealing   and   hence   he   cannot produce the same.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 194 of 364  That   he   cannot   show   any   document   to   show   the investment   and   gain   to   Sh.   Laxmi   Chand   except mentioned in the sale deeds.

 That he was dealing with Laxmi Chand Since 1994 but   there   is   no   partnership   deed   or   registration thereof.

102 Sh. Rahul Sharma DW9 Sh. Rahul Sharma  is the Sales Manager with M/s.

(DW9) Cantabil Retail India Ltd. who  has in his examination­in­ chief deposed on the following aspects:­

1. That he is  working as  a sales  manager  with M/s. Cantabil Retail India Ltd. Having its office at B­16, Lawrence Road, New Delhi.

2. That   he   has   been   authorized   by   the   board   of directors   to   appear   in   the   present   case   which authorization is Ex.DW9/1.

3. That one shop bearing no. WZ 246, B/1 Najafgarh Road, Uttam Nagar, New Delhi has been taken on rent  by  M/s.  Cantabil  Retail   India  Ltd.  from   Smt. Santosh Kaushik.

4. That the rent paid by the said firm  M/s. Cantabil Retail India Ltd.

5. That from 05.12.2008 till date are reflected in the document Ex.DW9/2.

In his cross examination by the Ld. PP for CBI, the witness has deposed on the following aspects:­  That he has not brought the minute book containing the   resolution   authorizing   him   to   appear   in   the present case.

 That he has not brought the supporting certificate under   Section   65   B   of   Evidence   Act   in   respect   of Ex.DW9/2  which  is  the  computer  print  out  of  the details of the rent in respect of the shop in question.  That he has brought the rent agreement and he can produce the copy of same which is Mark D9/X1.  That he has not brought the original rent agreement.  That Mark D9/X1 does not bear his signatures nor he is the executant of the same.

103 Sh. Vikas (DW­ DW10   Sh.   Vikas   is   the   Single   Window   Operator   in

10) Oriental Bank of Commerce Karampura, New Delhi who has  brought   the   copy   of   the   statement   of   accounts   of account No. 520121910013565 of Smt. Santosh Kaushik CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 195 of 364 for the period 05.07.2010 to 24.07.2010 copy of which is Ex.DW10/1 and the relevant entry is encircled in red ink at point A. In his cross examination by the Ld. PP for CBI, the witness has deposed on the following aspects:­  That the document  Ex.DW10/1  is a computer print out.

 That he has not brought the certificate under Section 65   B   of   Evidence   Act   in   respect   of   the   said document.

 That the witness has voluntarily states that it only bear the signatures of Branch Manager.  That   document  Ex.DW10/1  does   not   bear   the certification under the banks book of evidence. 104 Mohd. Shahjab  DW11 Mohd. Shahjab  is the  Assistant Sales Manager in (DW­11) Axis   Bank,   Kirti   Nagar,   Branch  who   has   in   his examination­in­chief deposed on the following aspects:­

1. That he is working as Assistant Sales Manager in Axis Bank, Kirti Nagar, Branch.

2. That he had brought the summoned documents.

3. That the copy of the account opening form of Smt. Santosh   Kaushik   in   respect   of   account   no. 910010018811750 is Ex.DW11/1.

4. That   the   copy   of   the   cheque   bearing   no.   075749 dated 04.09.2010 for sum of Rs. 3 lacs in favour of Ms. Divya Jain was issued by Smt. Santosh Kaushik which copy is Ex.DW11/2.

5. That the authorization in his favour is Ex.DW11/3.

In his cross examination by Ld. PP for CBI, the witness has deposed on the following aspects:­  That he has not brought original account opening from   and   accompanying   documents   in   respect   of above account.

 That he  has  also  not  brought  the  original  cheque bearing no. 075749.

 That   the   photocopies   of   the   above   documents Ex.DW11/1  and  Ex.DW11/2  do   not   bear   any certification of correctness.

 That he has not brought the statement of account of Smt. Santosh Kaushik confirming the encashment of the said cheque.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 196 of 364 105 Sh. Pradeep  DW12   Sh.   Pradeep   Kumar  is   the  Dy.   Manager   in Kumar (DW­12) Mahanagar Telephone Nigam Ltd. Central Zone  who in his   examination­in­chief   has   deposed   on   the   following aspects:­

1. That he is working as Dy. Manager in Mahanagar Telephone Nigam Ltd. Central Zone, with office of CGO Complex, Lodhi Road, Delhi.

2. That   he   has   brought   the   summoned   record according   to   which   a  mobile   tower   of   MTNL   has been installed on the roof of House No. 10, Paschim Enclave, Main Peera Garhi Chowk, New Delhi­87.

3. That the copy of the lease deed executed between the MTNL   and   Smt.   Santosh   Kauhik   is  Ex.DW12/1 bearing his signatures on all the pages at point A and signatures of Smt. Santosh Kaushik at point B respectively.

4. That the rent details of the same from March 2009 upto September 2017 alongwith TDS certificate are collectively Ex.DW12/2 (running into 15 pages).

In his cross examination the by the Ld. PP for CBI, the witness has deposed on the following aspects:­  That Ex.DW12/2 are the computer print outs.  That   he   has   not   produced   the   certificate   under Section 65 B of evidence act in support of the same.  That it contains the signatures of Accounts Officer Sh. Bharti.

 That he personally cannot certify the correctness of the Ex.DW12/2.

 That   there   is   a   presumption   of   correctness   of   the said   document   in   view   of   the   certification   by   the Accountant.

106 Sh. Devi Prasad  DW13   Sh.   Devi   Prasad   Semwal  is   the   Sr.   Assistant   in Semwal (DW­13) DCM Financial Services who in his examination­in­chief deposed on the following aspects:­

1. That he is presently posted as Sr. Assistant in DCM Financial Services having its office at D­7/3, Okhla Phase­II, New Delhi­20.

2. That he has brought the summoned record.

3. That the original application form (3 in number) for public   deposit   scheme   by   Smt.   Raj   Kishori   are Ex.DW13/1, Ex.DW13/2 and Ex.DW13/3.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 197 of 364

4. That the details of the maturity amount in respect of the above three deposits is Ex.DW13/4 details of the maturity   amount   in   respect   of   the   above   three deposits is Ex.DW13/4.

5. That the entire maturity amount was  paid to Smt. Raj Kishori as per the official record.

In his cross examination by the Ld. PP for CBI, the witness has deposed on the following aspects:­  That   the   document  Ex.DW13/4  is   computer   print out.

 That the above details related to the year 1997.  That   he   has   not   brought   the   original   register showing the maturity amount in respect of the above deposits.

 That the document Ex.DW13/4 is computer print out and he has bot brought any supporting certificate under section 65B of evidence Act.

 That Ex.DW13/4 does not contain signatures of any authority   and  only  bears   the  seal   of  the   company which is Ex.DW13/4 has been put by him.  That   he   is   not   the   competent   officer   having   and control over the server or the CPU from which the above details have been retrieved.  That the relevant entries in the original record have not been made by him.

 That he has not produced any record from the office today to confirm that the entire maturity amount had been received by Raj Kishori.

107 Sh. Shailendra  DW14   Sh.   Shailendra   Kumar   Singh  is   the  Business Kumar Singh  Associate, Bank of Baroda has in his examination­in­chief (DW­14) deposed on the following aspects:­

1. That he is presently working as Business Associated Bank of Baroda, Branch Karampura, New Delhi.

2. That   he   has   not   brought   the   summoned   record relating to account no. 11411 of Smt. Raj Kishori and   account   no.   12816   of   Smt.   Santosh   Kumar Kaushik in the Bank of Baroda Karampura Branch and the said record relates to the year 1991.

3. That as per the office, and the said record has been weeded out being more than 10 years old.

4. That   the   certificate   in   respect   of   the   same   is Ex.DW14/1 and Ex.DW14/2.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 198 of 364 This witness has not been cross examined by the Ld. PP for CBI.

108 Sh. Nishant  DW15 Sh. Nishant Saurav is a witness from LIC who has Saurav (DW­15) in   his   examination­in­chief   deposed   on   the   following aspects:­

1. That he has brought the summoned record relating to LIC mutual fund bearing folio No. R1001088 of Smt. Raj Kishori.

2. That   the   redemption   amount   of   the   same   is Rs.20,000/­.

3. That the certificate issued by him on behalf of the LIC mutual fund to show that the said amount of Rs. 20,000/­ had been released to Smt. Raj Kishori on 28.05.1998 is Ex.DW15/1.

4. That   the   authorization   in   his   favour   by   the compliance   officer   and   company   secretary   Sh. Mayank Arora is Ex.DW15/2.

5. That   the   photocopies   of   the   counter   foils   of   the warrants  issued in favour  of Smt. Raj Kishori the holder   of   the   mutual   fund   is  Ex.PW92/DX­44 (Colly, running into 5 pages).

In his cross examination  by the Ld. PP for CBI, the witness has deposed on the following aspects:­  That he has no personal knowledge of the contents of the documents Ex.DW15/1.

 That the witness has voluntarily states that the said details have been mentioned on the basis of the mail received from the corporate office at Mumbai.  That he  has  not  placed  before this  court  the  said mails.

 That he has not brought the certificate under Section 65   B   of   Evidence   Act   in   support   of   document Ex.DW15/1.

109 Sh. Sudish Kumar DW16   Sh.   Sudish   Kumar  is   the  Field   Boy   in   Lovkush (DW­16) Ram Leela Committee who has in his examination­in­chief deposed on the following aspects:­

1. That he is  working as  Field Boy in Lovkush Ram Leela Committee (Regd.) having its office at 8233, Rani Jhasi Road, Near Filimistan Cinema, Delhi­06 and he has been authorized to appear and tender his evidence   before   this   court   vide   authorization CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 199 of 364 Ex.DW16/1.

2. That he ha brought the summoned record according to   which   a   sum   of  Rs.1,37,500/­  was   repaid/ returned   to   Smt.   Santosh   Kaushik   through   cheque bearing   no.   130807   dated   20.12.2007   payable   at Indraprastha Sahkari Bank, New Delhi, during the financial year 2007­2008.

3. That the letter  of authorized signatory of Lovkush Ramleela Committee namely Sh. Subhash Chand is Ex.DW16/2 and the copy of the statement of account is Ex.DW16/3.

In his cross examination by the Ld. PP for CBI, the witness has deposed on the following aspects:­  That he is working in the above organization for the last two years.

 That he has no personal knowledge about the above transaction.

 That the statement of account Ex.DW16/3 has not been prepared by him.

 That  Ex.DW16/3  has   not   been   retrieved   by   him personally from any system under his control.  That  Ex.DW16/3  is   not   accompanied   by   any certificate under Section 65 B of Evidence Act.  That he has not brought the original minute book by way of which a resolution has been passed by the committee   authorizing   him   to   depose   before   this court.

 That   as   per   the   record   the   refund   of   the   above amount to Smt. Santosh Kauahsik was on account of the fact that the stall which was required to be put by her in the mela was not put.

 That   he   has   not   brought   the   aforesaid   record confirming the same.

110 Sh. Praveen  DW17 Sh. Praveen Kumar is a public witness who has in Kumar (DW­17) his examination­in­chief deposed on the following aspects:­

1. That his father Sh. Vijay Kumar who is aged about 67­68 years is suffering from various ailments i.e. High BP, Diabetes, heart problem and he is unable to come to the court due to the above reasons.

2. That he can identify his signatures as he has seen him writing and signing the documents.

3. That   the   documents   already  Ex.PW92/DX­33  and CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 200 of 364 Ex.PW92/DX­34  bears the signatures of his father at point A on both the pages.

In his cross examination  by the Ld. PP for CBI, the witness has deposed on the following aspects:­  That he has not brought the medical certificate of his   father  showing  that  he  is  not   in  a  position   to appear before the court today.

 That the witness has voluntarily states that he has brought his previous medical record confirming the above ailment.

 That   he   has   no   personal   knowledge   of   the   above documents bearing the signature of his father. 111 Sh. Lalit Arora  DW18  Sh.  Lalit  Arora  is   the  Public  Relation  Inspector (DW­18) (Post) at GPO New Delhi  who has in his examination­in­ chief deposed on the following aspects:­

1. That   he   is   presently   posted   as   Public   Relation Inspector (Post) at GPO New Delhi.

2. That he has brought the summoned record.

3. That the cheque bearing no 565709 of Rs. 41,000/­ dated 31.10.2007 in favour of Smt. Santosh Kaushik was issued as PPF payment.

4. That the copy of the issue register showing the said entry is Ex.DW18/1. 

5. That the print out of the ledger account showing the relevant entry at point encircled A is Ex.DW18/2.

In his cross examination by the Ld. PP for CBI, the witness has deposed on the following aspects:­  That   he   has   not   made   the   entries   in   his   hand   in Ex.PW18/1.

 That there is no certificate under Section 65 B of Evidence Act in support of Ex.DW18/2.  That he is personally not handling the system from which the print out of Ex.PW18/2 has been taken. 112  Sh.  Rajiv Kumar  DW19 Sh.  Rajiv Kumar is the Public Relation Inspector (DW­19) (Post)   at   the   Nangloi   Post   Office  who   has   in  his examination­in­chief deposed on the following aspects:­

1. That   he   is   presently   posted   as   Public   Relation Inspector (Post) at the Nangloi post office.

2. That he has brought the summoned record.

3. That   the   copy   of   the   KVP   no.   OJBB   272839   for CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 201 of 364 Rs.5,000/­  dated   22.04.93   in   the   name   of   Laxmi Chand   and   05CC635896   for   Rs.   10,000/­   dated 22.04.93   in   the   name   of   Laxmi   Chand   are Ex.DW19/1  and  Ex.DW19/2  respectively (Previously Ex.PW92/DX­9 Colly).

4. That   the   copy   of   KVPs   No.   01AA061144   and   no. 01AA061145   for  Rs.1,000/­  each   in   the   name   of Laxmi   Chand   are  Ex.DW19/3  and  Ex.DW19/4/ respectively.

5. That he has also brought the copies of the purchase applications   containing   the   details   of   seven   KVPs bearing   no.   05CC687947,   05CC687948, 05BB274434,   OJAA064962,   OJAA064963, OJAAO64964   and   OJAA064965   for   the   various sums as mentioned against them in the application purchased by Laxmi Chand is Ex.DW19/5.

6. That the total sum of above KVPs was Rs.29,000/­.

7. That the nominee of the above KVPs was Smt. Raj Kishori.

8. That he has also brought the copies of the purchase application containing the details of the three KVPs bearing   no.   272145,   272416   and   272417   for   the various   sums   as   mentioned   against   them   in   the application   purchased   by   Laxmi   Chand   is Ex.DW19/6.

9. That the total sum of above KVPs was Rs.29,000/­.

10. That the nominee of the above KVPs was Smt. Raj Kishori.

11. That he has also brought the copies of the purchase applications containing the details of the three KVPs bearing  no.  272415,  242415  and  272417  for  tahe various   sums   as   mentioned   against   them   in   the application   purchased   by   Laxmi   Chand   is Ex.DW19/6.

12. That the total sum of above KVPs was Rs 15,000/­. The   nominee   of   the   above   KVPs   was   Smt.   Raj Kishori.

13. That he has also brought the copies of the purchase applications   containing   the   details   of   two   KVPs bearing no. 064C098005 and 064C0980010 for the various   sums   as   mentioned   against   them   in   the application   purchased   by   Laxmi   Chand   is Ex.DW19/8.     The   total   sum   of   above   KVPs   was CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 202 of 364 Rs.20,000/­ and the nominee of the above KVPs was Smt. Raj Kishori.

14. That he has also brought the copies of the purchase application   containing   the   details   of   four   Indira Vikas   Patra   (IVPs)   bearing   no.   C/3199928   dated 07.09.88,   C/3675292   dated   28.12.88,   C/3675293 dated 28.12.1988, C/3675294 dated 28.12.1988 for the various sums as mentioned against them in the list   of   IVPs   purchased   by   the   purchaser   are Ex.DW19/10 and Ex.DW19/10 respectively.

15. That the total maturity value of the above IVPs was Rs.20,000/­.

In his cross examination  by the Ld. PP for CBI, the witness has deposed on the following aspects:­  That he is posted at Nangloi branch from 2013.  That he has not handled the above transactions and ha deposed on the basis of the official record.  That he is not aware as to who received the maturity amount.

113    Sh. R.K.                 DW20 Sh. R. K. Vashishth  is  the Assistant Post Master
       Vashishth (DW­           who   in  his   examination­in­chief   has   deposed   on   the
       20)                      following aspects:­

1. That   he   is   posted   as   Assistant   Post   Master   at Ramaesh Nagar, Delhi.

2. That he has brought the letter issued by Senior Post Master   to   the   effect   that   the   record   pertaining   to cheque   no.   351526   dated   31.10.2007   for   sum   of Rs.6,55,000/­  in the name of Santosh Kaushik and cheque   no.   351590   dated   31.10.2007   for   sum   of Rs.1.03,180/­  in the name of Santosh Kaushik has been   weeded   out   on   the   basis   of   the   copy   of   the record   annexed   with   the   application   signed   by Senior Post Master.

3. That the copy of letter dated 25.10.2017 signed by Sr.   Post   Master   Sh.   Ram   Kisan   is  Ex.DW20/1 bearing the  signatures  of Sh. Ram  Kisan Sr. Post Master, Post Office Ramesh Nagar which signatures he identified having  seen him  signing and writing during the course of his official duties and the copy of the record writing during the course of his official duties   which   running   into   two   pages   and   is Ex.DW20/2.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 203 of 364 In his cross examination by the Ld. PP for CBI, the witness has deposed on the following aspects:­  That he is not personally aware of contents of the record and the correctness of the same.  That he has only brought the summoned record as directed.

114 Sh. Navin  DW21 Sh. Navin Malhotra has in his examination­in­chief Malhotra (DW­ deposed on the following aspects:­

21) 1. That he is working with PP Jewellers in the capacity of Manager since last 13 years.

2. That   the   document  Ex.DW21/1  (previously Ex.PW92/DX­45  running   into   4   pages)   which   is valuation certificate pertaining to jewellery of Smt. Raj Kishori issued by the owner of the owner of the PP   Jewellers   namely   Sh.   Pawan   Kumar   Gupta which   bears   his   signatures   at   point   A   which   he identified   having   seen   him   signing   and   writing during official course of his duties.

In his cross examination by the Ld. PP for CBI, the witness has deposed on the following aspects:­  That   Sh.   Pawan   Kumar   Gupta   is   still   alive   and presently at Karol Bagh Branch.

 That he is working in the PP Jewellers for the last 13 years.

 That he has no personal knowledge of Ex.DW21/1. 115 Sh. Nirbhay Singh DW22 Sh. Nirbhay Singh is the AAO in LIC Branch who (DW­22) in  his examination­in­chief has deposed on the following aspects:­

1. That he is presently posted as AAO in LIC Branch 129, situated at Karampura, Delhi.

2. That he has brought the status report of 13 policies bearing   no.   331418586   to   331418723, 331332036449 to 332036454 and 331706702 in the name of Smt. Raj Kishori.

3. That   during   her   life   time   she   surrendered   six policies   the   status   of   which   is  Ex.DW22/1  (colly, running into 6 pages).

4. That   after   surrendering   the   aforesaid   six   policies, Smt. Raj Kishori again investd in LIC by purchasing five policies under future plus scheme but during the said period she expired and the maturity amount of the said policies was received by her nominee the CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 204 of 364 status reports have been signed by Sh. R.P. Sharma who is their Chief Manager and bears his seal and signatures at point A on each page which signatures he   identified   having   seen   him   while   writing   and signing during his official duties.

In his cross examination by the Ld. PP for CBI, the witness has deposed on the following aspects:­  That Mr. Sharma is the Chief Manager.  That he has authorized him to appear in the court to depose on his behalf vide authorization letter dated 21.10.2017 which is Ex.DW22/DX­1.  That the status report has not been prepared by him or by Mr. Sharma.

 That it has been prepared by departmental head Sh. Sushil or by Mr. Sharma.

 That he has been prepared by departmental head Sh. Sushil Kumar Verma.

 That it has been prepared by Departmental head Sh. Sushil Kumar Verma and the same are  Ex.DW22/1 and  Ex.DW22/2  bears the signatures of Sh. Sushil Kumar Verma at point A on all the pages.  That the status report Ex.DW22/1  and  Ex.DW22/2 are not supported by any certificate under section 65 B of Evidence Act.

116 Sh. Avdhesh  DW23 Sh. Avdhesh Kumar is the Assistant Manager in Kumar (DW23) OBC  who in his examination­in­chief has deposed on the following aspects:­

1. That   he   is   posted   as   Assistant   Manager   in   OBC Basant Vihar New Delhi since last two months.

2. That he has been authorized by the Manager of the Bank vide letter Ex.DW23/1 to depose in this case.

3. That he has brought the statement of account shows that Smt. Divya Jain had issued a cheque bearing No. 479098 dated 03.01.2008 for a sum of Rs. 6 lacs in the name of Smt. Santosh Kaushik and the same was debited in the account of Smt. Divya Jain and the same which is Ex.DW23/2 (Colly, running into 8 pages)  bearing  the   seal   and  signatures   of  Branch Manager Ms. Rachita Bhargav at each page at point A.

4. That he can identify the signatures of Ms. Rachita Bhargav having seen her signing the writing during CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 205 of 364 the course of his official duties.

In his cross examination by the Ld. PP for CBI, the witness has deposed on the following aspects:­  That  Ex.DW23/2  does   not   bear   the   certification under the banker's book of evidence.  That there is no supporting certificate under Section 65 B Evidence Act in support of Ex.DW23/2. 117 Sh. Alok Kumar  DW24   Sh.   Alok   Kumar  is   the  Manager   (Facilities)   at (DW­24) ICICI Securities Ltd.  who has in his examination­in­chief deposed on the following aspects:­

1. That he is presently posted as Manager (facilities) at ICICI Securities Ltd. Lajpat Nagar, New Delhi.

2. That he has brought the summoned record.

3. That   the   copy   of   the   novation   agreement   dated 01.11.2007   is  Ex.DW24/1  (previously Ex.DW92/DX­60 running into 6 pages).

4. That   he   also   brought   the   copy   of   TDS   certificate running into 6 pages which is Ex.DW24/2 (Colly).

5. That the copy of the ledger account regarding the payment of rent to Santosh Kaushik is Ex.DW24/3.

6. That he has been authorized to deposed in this case by the Vice President (Internal Control) Smt. Mamta Sethi which letter is Ex.DW24/4.

In his cross examination the by the Ld. PP for CBI, the witness has deposed on the following aspects:­  That  Ex.DW24/1  is   only   a   copy   and   he   has   not brought the original.

 That Ex.DW24/I has not been executed by him and does not bear his signatures.

 That  Ex.DW24/2  and  Ex.DW24/3  do not bear any seal  of authentication  or  certificate  of  correctness and have not been signed by any authority.  That no supporting certificate under  Section 65 B Evidence   Act   has   been   produced   in   support   of Ex.DW24/2 and Ex.DW24/3 respectively. 118 Sh. Anup Singh  DW25 Sh. Anup Singh is the Record Keeper in the office (DW­25) of   SR­II,   Kashmere   Gate,   Delhi   who   has  brought   the summoned record as under:

1. That vide registration no. 3272, in additional book no.1 Vol. 1220 (pages 52­53) dated 30.04.1970, a CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 206 of 364 sale   deed   was   registered   by  Shiv   Murat   and  Shiv Kumar in favour of Sh. Laxmi Chand in respect of plot No.66 out of Khasra no. 25/6 of village Sahipur, Alipur Circle Delhi, measuring 150 sq. yards which was   purchased   for   total   sale   consideration   of Rs.500/­ with stamp duty of Rs. 15 and corporation tax of Rs 25 and the copy of the same is Ex.DW25/I.
2. That vide registration no. 12019 in additional book no.1   Vol.   1536   (page   42­44)   dated   14.08.1971,   a sale   deed   was   registered   by   Bahadar   Singh   and Mohan Lal in favour of Sh. Laxmi Chand and Sh.

Girwar Lal in respect of Plot no. 81 area 150 sq. yards, out of khasra no. 254, 276, 277, 278 situated in Indira Park area of village Madipur, Delhi which was   purchased   for   total   sale   consideration   of Rs.2,500/­ with stamp duty of Rs.200/­ and the same is Ex.DW25/2.

3. That vide registration no. 3191 in additional book no.1 Vol. 1954 (pages 149­150) dated 12.03.1973, a sale   deed   was   registered   by   Mukhitiar   Singh   in favour of Sh. Laxmi Chand in respect of plot no. 542 sector   1,   in   area   of   Sultanpur   in   Dada   Nagar Colony Delhi measuring 200 sq. yards which was purchased   for   a   total   sale   consideration   of   Rs. 2,000/­ with stamp duty of Rs. 60 and corporation tax   of   Rs.   100   and   the   copy   of   the   same   is Ex.DW25/1.

In his cross examination the witness has deposed that he has   only   brought   the   summoned   record   and   he   is   not personally aware of the contents of the above documents. 119 Sh. Naveen (DW­ DW26 Sh. Naveen is the record keeper in Department of

26) Delhi   Archives  who   has   in  his   examination­in­chief deposed on the following aspects:­

1. That   he   is   presently   posted   as   record   keeper   in Department of Delhi Archives, 18­A, Satsang Vihar Marg, Spl. Institutional Area, New Delhi.

2. That he has brought the summoned record as that vide registration no. 8676 in additional book no.1 Vol.   9341   (pages   116­120)   dated   27.12.1996,   a relinquishment   deed   was   executed   by   Smt.   Raj Kishori, Smt. Promila Sharma and Sh. Ravi Kaushik in favour of Sh. S.K. Kaushik S/o Sh. Laxmi Chand CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 207 of 364 in   respect   of   50%   undivided   share   of   built   up property   no.   1004  and   1005  Naiwala,   Faiz   Road, Karol   Bagh   which   relinquishment   deed   is Ex.DW26/1 .

3. That vide registration no. 7508 in additional book no.1 Vol. 8861 (page 168­175) dated 06.09.01995, a sale  deed  was   executed  by  Smt.  Harbans   Kaur   in favour of Sh. Anup Nayyar and Sh. Laxmi Chand in respect   of   built   up   property   bearing   no.   27/4 measuring 88.1 sq. yards, situated at Old Rajinder Nagar, New Delhi and the same is Ex.DW26/2.

4. That vide registration no. 10115 in additional book no.1. Vol. 8964 (pages 96­102) dated 21.11.1995, a sale  deed  was   executed  by  Smt.  Harbans   Kaur   in favour   of   Sh.   Anup   Nayyar   Sh.   Laxmi   Chand   in respect of built up property no. 27/4 measuring 88.1 situated at Old Rajinder Nagar, New Delhi and the same is Ex.DW26/3 .

5. That vide registration no. 6894/6849 in additional book   no.1   Vol.   8840   (pages   173­180)   dated 21.08.1995,   a   sale   deed   was   executed   by   Smt. Harbans Kaur in favour of Sh. Anup Nayyar and Sh. Laxmi Chand in respect of built up property no. 27/4 measuring   88.1   situated   at   Old   Rajinder   Nagar, New Delhi and the same is Ex.DW26/4 .

6. That vide registration no. 1302 in additional book no.1. Vol. 9069 (pages 46­53) dated 13.02.1996, a sale deed was executed by Sh. M.L. Nayyar and Sh. Laxmi Chand in favour of Smt. Saubhagya Madan in respect   of   built   up   property   no.   27/4   measuring 88.04  situated   at  Old  Rajinder   Nagar,  New  Delhi and the same is Ex.DW26/5 .

7. That vide registration no. 4525 in additional book no.1 Vol. 9187 (pages) 132­145) dated 26.06.1996 a sale deed was executed by Smt. Santosh in favour of Smt. Raj Kishori W/o Laxmi Chand in respect of 1/3 undivided   share   of   built   up   property   no.   1002 constructed on plot no. 27 to 30 measuring 150.5 sq. yards   bearing   Khasra   No.   12981144,   1506,   1145 situated at Nai Wala Karol Bagh, New Delhi and the same is Ex.DW26/6 .

8. That vide registration no. 7650 in additional book no.1. Vol. 8866 (page 117­124) dated 12.09.1995, a sale deed was executed by Sh. Prem Kumar Ghai in CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 208 of 364 favour  of  Sh.  Laxmi  Chand  in   respect  of  built  up property no. 1004 and 1005 constructed on plot no. 31   measuring   150   sq.   yds.   bearing   khasra   no. 1296/1144   and   2030/1505   situated   at   Naiwala Karol Bagh, New Delhi and the same is Ex.DW26/7.

In his cross examination the witness has deposed that he has   only   brought   the   summoned   record   and   he   is   not personally aware of the contents of the above documents. 120 Sh. Purushottam  DW27   Sh.   Purushottam   Kumar   Kaushik   is   the   Senior Kumar Kaushik  Manager, Syndicate Bank, Kirti Nagar Branchhas in his (DW­27) examination­in­chief deposed on the following aspects:­

1. That   he   is   posted   as   Senior   Manager,   Syndicate Bank, Kirti Nagar Branch

2. That   he   has   brought   the   original   application   for account opening in respect of Smt. Raj Kishori.

3. That the copy of the saving account opening form of Smt.   Raj   Kishori   bearing   account   no.   15467   is Ex.DW27/1 .

4. That the other summoned record in respect of the above said account is not available in their bank as the   same   has   been   weeded   out   being   old   record more than five years.

5. That   the   authority   letter   in   his   favour   to   depose before   this   court   is  Ex.DW27/2  bearing   the signatures of Sh. Hari Kumar K, Assistant General Manager.

In his cross examination by the Ld. PP for CBI, the witness has deposed that he is personally not aware of the details and   contents   of  Ex.DW27/1  and  has   only   brought   the summoned record.

121 Sh. Harshit  DW28 Sh. Harshit Anand  is the  Scale­1 Officer, Punjab Anand (DW­28) & Sind Bank, Jwalaheri Branch  has in his examination­ in­chief deposed on the following aspects:­

1. That   he   is   presently   posted   as   Scale­1   Officer, Punjab & Sind Bank, Jwalaheri Branch, New Delhi.

2. That the summoned record which was cheque dated 17.12.1993 issued from their bank is not available in the bank being old record of the year 1993 having been weeded out.

3. That   he   has   brought   a   letter   in   this   respect   duly signed by Assistant General Manager, Vinod Kumar CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 209 of 364 Pandey which is Ex.DW28/A bearing his signatures at point A. This witness has not been cross examined by the Ld. PP for CBI.

122 Sh. Hitender  DW29 Sh. Hitender  is the  Tax Assistant in Ward 41 (5/) (DW­29) Civic Centre  who has in his examination­in­chief deposed on the following aspects:­

1. That he is posted as Tax Assistant in Ward 41 (5/) Civic Centre Office of Principal CIT, New Delhi.

2. That he has  brought  the official record regarding income   tax   return   of   Smt.   Raj   Kishori   for   the assessment year 2004­2005 and 2008­09.

3. That the certified copies of both the returns are duly signed   by   Sh.   Pankaj   Kumar   Kohli,   Income   Tax Officer, Ward No. 41 (5) at point A is  Ex.DW29/1 (running into 3 pages and Ex.DW29/2 (running into 6 pages).

4. That the record pertaining to the income tax return of Smt. Raj Kishori for the assessment year 1998­99, 1999­2000, 2000­2001, 2001­2002, 2002­2003 and 2003­2004   are   not   traceable   for   the   reasons mentioned in Ex.DW29/3.

5. That he has brought the official record of the income tax   returns   for   the   assessment   year   2002­03   and 2003­2004   are   not   traceable   for   the   reasons mentioned in Ex.DW29/3.

6. That he has brought the official record of the income tax returns for the assessment year 2002­03 to 2016­ 17, except the ITR for the year 2006­2007 in respect of   Sh.   S.K.   Kaushik   and   all   these   ITRs   are Ex.DW29/4  (Colly­running into 52 pages) and the covering   letter   in   this   regard   duly   signed   by   Sh. Pankaj Kumar Kohli at point A is (objected to the mode of proof).

In his cross examination by the Ld. PP for CBI, the witness has deposed on the following aspects:­  That he has not brought any supporting certificate under Section 65 B of Evidence Act in respect of the documents  Ex.DW29/1,  Ex.DW29/2,   Ex.DW29/4 and Ex.DW29/5.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 210 of 364  That the said document have not been retrieved by him form the system under his control.  That   he   cannot   give   any   detail   with   regard   to contents of above documents.

 That he has only produced the same from the office pursuant to the summons.

123 Sh. Ramphal  DW30 Sh. Ramphal is the Assistant Manager in the State (DW­30) Bank of India, Sultanpuri who in his examination­in­chief deposed on the following aspects:­

1. That he is working as Assistant Manager in the State Bank of India, Sultanpuri branch w.e.f. 21.10.2015.

2. That he has not brought the summoned record I.e. the statement of account of Sh. Lalit Narayan and Shiv Kumar Sharma.

3. That the computerized statement of account of Sh. Lalit   Naryan   having   account   No.   10651092282   is Ex.DW30/1  (running   into   17   pages)   bearing   his signatures   and   seal   of   the   bank   on   each   page   at point A.

4. That the computerized statement of account   of Sh. Shiv   Kumar   Sharma   having   account   no. 10651089371 is Ex.DW30/2 (running into 18 pages) bearing his signatures and seal of the bank on each page at point A.

5. Tat this is the true statement of accounts of both the above persons which he himself have retrieved from the computer by applying the secret code number.

In his cross examination by the Sr. PP for CBI, the witness has deposed on the following aspects:­  That he has no personal knowledge of the contents of the above statement of accounts.  That   the   documents  Ex.DW30/1  and  Ex.DW30/2 are   computer   generated   copies   and   he   has   not brought   any   certificate   under   Section   65­B   of   the Indian Evidence Act.

124 Sh. Rakesh Negi  DW31 Sh. Rakesh Negi  is the  Inspector in Income Tax (DW­31) Department  who has in his examination­in­chief deposed on the following aspects:­

1. That he is working as an Inspector in Income Tax Department   Circle   40   (1),   New   Delhi   situated   at Civil Centre, 17th Floor, Minto Road, New Delhi.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 211 of 364

2. That he has not brought the summoned record as the same   is   not   available   in   the   office   of   the Commissioner Income Tax.

3. That a letter dated 17.10.2017 duly signed by Ms. Archana   Chaudhary,   the   then   Principal Commissioner of income Tax is Ex.DW31/1 bearing her signatures at point A which he duly identified.

4. That as per his knowledge, a Voluntarily Disclosure Scheme was launched by the Government of India, Ministry of Finance in the year 1998 but he will not be   able   to   comment   on   the   correctness   of   the certificate put to him which is Ex.DW31/2.

This witness has not been examined by the Ld. Sr. PP for CBI.

125 Sh. Sevajit (DW­ DW32 Sh. Sevajit is the Record Attendant, Department of

32) Delhi   Archives  who   in   his   examination­in­chief   has deposed on the following aspects:­

1. That he has brought the summoned record relating to sale deed in respect of the property bearing Plot No. 67, Khasra No. 25/6, Village Singalpur, (Now known   as   Shalimaar   Bagh)   Delhi   registered   on 15.02.1971 vide registration No. 1122, Addl. Book No.1, Volume 25­26, page 4 to 5 certified copy of which Ex.DW32/A (previously Ex.PW92/DX­17).

In his cross examination by the Ld. Sr. PP for CBI, the witness has deposed that he is not aware of the contents of the above document which is in Urdu nor he is executant of the same.

126 Sh. Daulat Ram  DW33 Sh. Daulat Ram Kashyap is the Record Keeper in Kashyap  the office of sub Registrar­III, Asaf Ali, Road, Delhi who (DW­33) has  brought   the   summoned   record   relating   to relinquishment deed in respect of the property bearing no. 1002 and 1003 constructed at plot no. 27 to 30, at Shivaji Street, Faiz Road, Naiwala, Karol Bagh, Delhi registered on 17.12.2004 vide registration No. 9000, Addl. Book No.1, Volume 11292, pages 68 to 76 certified copy of which is Ex.DW33/A (previously Mark­92/DX­78).

In his cross examination by the Ld. Sr. PP for CBI, the witness has deposed that he is not aware of the contents of the above document nor he is executant of the same.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 212 of 364 127 Sh. Nishant  DW34 Sh. Nishant Saurav is the Branch Manager of LIC Saurav (DW34) Mutual Funds, 25, Kasturba Gandhi, Marg, New Delhi who   has   in  his   examination­in­chief   deposed   on   the following aspects:­

1. That   he   has   not   brought   the   summoned   record relating to LIC Mutual Fund in the name of Smt. Raj Kishori as it is lying at Mumbai and being an old record is non printable form.

2. That   he   has   got   the   relevant   details   from   the Mumbai Office relating to the said LIC Mutual Fund bearing   No.   R­0101699   to   R1001088   dated 22.06.1992   in   the   name   of   Late   Smt.   Raj   Kishori which   is   already   on   record   and   is   already Ex.PW92/DX­49  and   is  Ex.DW34/A  (to   be henceforth   read   as   such)   and   the   covering   letter issued by the Mumbai Branch is Ex.DW34/B. In his cross examination by the Ld. Sr. PP for CBI, the witness has deposed on the following aspects:­  That  Ex.DW34/A  and  Ex.PW34/B  are   computer generated printouts.

 That he has received the same via­e­mail.  That he has not placed on record the certificate U/s 65/B of Indian Evidence Act in support of the above document   despite   the   summons   bearing   such instructions.

 That he is not the executant of the above document.  Tat he is personally not aware about the contents of the same.

128 Sh. H. Surya  DW35 Sh. H. Surya Prakash  is the  Branch Head of /s.

Prakash (DW­35) M.N.   Dastur   &   Company   Limited  who   has   in   his examination­in­chief deposed on the following aspects:­

1. That he is the Branch Head, M/s. M.N. Dastur & Company   Limited,   232­B,   First   Floor,   Okhla Industrial Estates, Phase­III, New Delhi­110020.

2. That the said company was discharging the duties as a   Registrar   of   Unit   Trust   of   India   from   the   year 1991 upto year 2001.

3. That he has seen covering letters dated 18.02.1999 which   is  Ex.PW92/DX­30  and   dated   23.08.1999 which is Ex.PW92/DX­31 and the same were issued by   their   company  for   and  behalf   of   Unit   Trust   of India  to  Smt.  Raj  Kishori  as   their  agreement   had CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 213 of 364 been terminated with the Unit Trust of India and all the record of Unit Trust of India had been returned to Unit Trust of India.

4. That the above said covering letter are Ex.DW35/A and Ex.DW35/B. In his cross examination the witness has deposed on the following aspects:­  That  Ex.DW35/A  and  Ex.PW35/B  are   computer generated printouts.

 That there is no certificate issued by the company U/s  65B of Indian Evidence Act in support of the above documents.

 That he is not the executant of the above documents.  That he is personally not aware about the contents of the same.

 That he also cannot vouch for the correctness and authenticity of these document.

 That he is only identifying them on the basis of the format and the letter head.

129 Sh. Hitender  DW36 Sh. Hitender  is the  Tax Assistant in the Office of (DW­36) Principal   Commissioner,   Income   Tax­14,   Civic   center, Minto Road, New Delhi  who  in his examination­in­chief has deposed on the following aspects:­

1. That   he   has   not   brought   the   summoned   record relating to income tax returns of Smt. Raj Kishori for the year 1998­1999 and 1999­2000, 2000­2001, 2001­2002, 2002­2003, 2003­2004 as he could not trace them online in their computer system wherein the   entire   record   after   the   year   2000   has   been digitalized.

2. That it appears that the returns after the year 2000 which is not available has not been filed online.

3. That   in   so   far   as   the   record   relating   to   the Voluntarily   disclosure   scheme   (VDIS)   relating   to Smt.   Raj   Kishori   is   concerned,   the   same   (Now Delhi­14),

4. That the office of Principal Commissioner Income Tax   has   reported   that   the   said   record   is   not traceable and the said record is Ex.DW36/A which bears   the   signatures   of   Sh.   Nilimesh   Baruah, Principal Commissioner, Income Tax, New Delhi­14 at point A whose signatures he can identify as he CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 214 of 364 has seen him signing during official course of his duties.

This witness has not been cross examined by the Sr. PP for the CBI.

130 Sh. Udit Sharma  DW37 Sh. Udit Sharma is a Public Witness who has in his (DW­37) examination­in­chief deposed on the following aspects:­

1. That he had purchased property bearing no. A­44 (Double Storey), Palam Extension Part­I, Sector­7, Dwarka, (known as Harijan Basti), Delhi from Smt. Santosh Kauahsik for a sum of Rs.3,80,000/­ and the documents of sale i.e. General Power of Attorney, Agreement   to   sell,   affidavit,   cash   receipt,   deed   of will were executed by Smt. Santosh Kaushik in his favour which are Ex.DW37/A (Colly, running into 8 pages   -   previously   mark  PW92/DX­81)   and   they bear   his   signatures   and   thumb   impressions   at various points as encircled A.

2. That he had taken over the physical possession of the said property from Smt. Santosh Kaushik after payment of sale consideration to her.

In his cross examination by the Ld. Sr. PP for CBI, the witness has deposed on the following aspects:­  That  he  is  presently   employed   with  Technip   India Ltd., as Contracts Manager.

 That he has not brought the originals of aforesaid documents because he does not have the same with him as the same were handed over to the subsequent purchaser by him when he sold the same.  That   he   has   not   retained   any   of   the   original documents including the receipts as he has handed over  the  same to the subsequent purchaser  whose name, address and details he cannot disclose as of now.

 That all the documents of the sale purchase as above are Notarized and not registered.

 That he does not recall if the subsequent sale was registered   but   the   subsequent   transaction   was Notarized.

 That he is neither related to them nor he is deposing falsely in this regard.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 215 of 364 STATEMENT OF ACCUSED/ DEFENCE EVIDENCE:

(7) After completion of prosecution evidence the statements of the accused Surender Kumar Kaushik (A­1) and Smt. Santosh Kaushik (A­2)   were   recorded   under   Section   313   Cr.P.C.   wherein   the   entire incriminating evidence was put to them which they have denied.   (8) The  accused  Surender Kumar Kaushik (A­1)  has stated that it is a false case and falsely made out by the Investigating Officer by illegally clubbing the separate, independent and distinguishable the income, assets, expenditures and savings of Smt. Santosh Kaushik and that of Smt. Raj Kishori (Mother of the accused who is now deceased), and that of the children of the accused person.  According to him this said clubbing has totally given an illegal, unlawful picture regarding his income, assets, expenditures and savings of accused S. K. Kaushik who has been serving as J. E. with the MCD.   It is stated that he (accused S. K. Kaushik) was earning his salary in the capacity of JE in MCD and he was also having income from other sources as mentioned in answers to the above questions and he also inherited movable   and   immovable assets from his father and mother because his father unfortunately died on 13.03.1996 and his mother died on 14.02.2008 and they left a lot of movable and immovable properties because both were earning and they had been investing and re­investing in immovable properties as well as they had been investing and re­investing in movable assets viz. UTI, Master Shares, Kissan Vikas Patras, Indra Vikas Patras, SBI Financial Ltd.   and   in   the   shares   of   different   companies   like   DCM   and   other companies and also in the schemes of LIC viz. Market Plus and Future CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 216 of 364 Plus.  It is stated that Smt. Raj Kishori also received a total amount of Rs.80,000/­ which was sent by Ravi Kaushik, her son while he was working at Switzerland during the period 1988 to 1992and this money was sent by him through Pay Order and Smt. Raj Kishori deposited the said Pay Order in her Bank Account No. 11411 of Bank of Baroda, Karampura, New Delhi.   Thus, if  all the legal income consisting of salary from MCD, income from other sources and assets movable and immovable inherited from his parents as well as gifts received at the time of marriage and after the marriage from the parents of his wife or legally analyzed with the expenses which had been incurred exclusively by   him,   then   the   figures   would   show   that   there   is   no   case   of disproportionate assets made out against accused S. K. Kaushik. (9) The accused Surender Kumar Kaushik has further stated that   similarly,   if   all   the   income   which   was   being   earned   by   Smt. Santosh Kaushik after her marriage by investing and re­investing her Istridhan  as   well   as   the   cash   amount,   Jewellery,   clothes,   electrical gadgets,   utensils,   furniture   etc.   received   as   gifts   from   her   parents, relatives, friends and well­wishers which became the Istridhan of the accused   Smt.   Santosh   Kaushik   and   the   gifts   she   received   from   her parents and brothers after marriage on the festival occasion viz. Raksha Bandhan, Diwali, Dushhera, marriage anniversaries and time to time of her visits to her parents and visits of her parents in her in­laws house and on the occasions of the birth of her three children as well as on the birthdays celebrations every year are calculated in a simple and genuine manner, there would be absolutely no amount or figure to show which CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 217 of 364 can   be   called   that   amount,   income   or   assets   is   illegal   or   unlawful.

According   to   him   thde   accused   Smt.   Santosh   Kaushik   is   a   duly educated woman who under the advice of her parents, father­in­law and mother­in­law had been investing the money in immovable properties from   where   she   could   earn   as   rent   ad   thus,   she   multiplied   her investments.     She   also   had   been   purchasing   and   selling   immovable properties as well as by investing the money in the schemes which have been launched by the different departments of Govt. of India viz. LIC, UTI, Kissan Vikas Patra and also in shares of the companies.  He has further stated that the I.O. had not intentionally taken into consideration the separate, independent and distinguishable income of Smt. Santosh Kaushik though, it was available to him from the Income Tax Returns and from the Statement of Accounts of the different banks as well as he could   have   collected   by   examining   the   persons   from   whom   she purchased the property and from the person to whom the properties were sold and all the purchase and sale of properties were document oriented  i.e.  through  Sale  Deed  as   well  as   through  the  execution  of General   Power   of   Attorney,   Agreement   to   Sell   and   other   necessary documents.     He   has   stated   that   Smt.   Santosh   Kaushik   also   received more than  Rs.  1,57,000/­  which  was  sent to  her  by  her   Dever  Ravi Kaushik while he was working in Switzerland during the period 1988 to 1992 and this money was sent by him through Pay Order which was received by her and she deposited this Pay Order in Bank Account No. 12816 in Bank of Baroda, Karampura, New Delhi.  Had the I.O. taken into consideration the separate, independent and distinguishable income CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 218 of 364 of   Smt.   Santosh   Kaushik   and   the   expenses   incurred   by   her   through cheques as well as given cash to the authorities of the schools and other institutions as well as other miscellaneous expenses, the said calculation of the income, expenses must have shown that there was absolutely no concealment   of   income   and   expenses   and   savings   by   Smt.   Santosh Kaushik   and   the   sources   of   the   incomes   of   Smt.   Santosh   Kaushik clearly show that there was absolutely no contribution of any illegal or unlawful income of her husband co­accused S.K. Kaushik.  According toh im, in fact, the I.O. had falsely and wrongly mentioned that Smt. Santosh   Kaushik   had   acquired   her   assets   from   the   ill   gotten   money illegally earned by her husband S. K. Kaushik.   He has stated that in fact, the source of income of Smt. Santosh Kaushik have been clearly shown by her by filing Income Tax Returns as well as by keeping her money   in   the   banks   in   her   own   name   clearly   show   that   she   never abetted him (her husband accused S.K. Kaushik) to collect or obtain any money through illegal or unlawful means during his service and that this fact clearly shows that he (accused S.K. Kaushik) as well as accused   Smt.   Santosh   Kaushik   have   not   committed   any   offence   as alleged   by   the   prosecution   /   CBI   under   Section   13   (1)   (e)   of   the Prevention of Corruption Act, 1988 and they have been falsely made accused  by the  I.O. by  distorting  the  figures  by illegally  unlawfully clubbing as mentioned above.  He states that he had been intimating his employer regarding the details of the properties inherited by him and the   method   how   he   inherited   and   in   fact,   he   never   purchased   any immovable property or any objectionable movable assets.  According to CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 219 of 364 him, the witnesses are false witnesses and the details facts mentioned above clearly show that the witnesses had not given the true statements. He   has   stated   that   they   are   innocent   and   they   have   been   falsely implicated and they have not committed any offence as alleged by the CBI.     In   fact,   they   are   the   victims   of   high­handedness   of   the   CBI officials who had not conducted the investigation honestly and did not bring the true facts on the file and distorted the complete facts in order to falsely implicate them.

(10) The accused Smt. Santosh Kaushik (A­2) has stated it is a false case and falsely made out by the Investigating Officer by illegally clubbing   the   separate,   independent   and   distinguishable   the   income, assets, expenditures and savings of her and that of Smt. Raj Kishori and that of the children of the accused persons.  She further stated that this said clubbing has totally given an illegal, unlawful picture regarding the income, assets, expenditures and savings of accused S.K. Kaushik who has been serving as J.E. with the MCD.   It is stated that the accused S.K. Kaushik was earning his salary in the capacity of JE in MCD and he was also having income from other sources and he also inherited movable and immovable assets from his father and mother because his father   unfortunately   died   on   13.03.1996   and   his   mother   died   on 14.02.2008 and they left a lot of movable and immovable properties because both were earning and they had been investing and re­investing in  immovable  properties  as  well as  they  had  been  investing and  re­ investing   in   movable   assets   viz.   UTI,   Master   Shares,   Kissan   Vikas Patras,   Indra   Vikas   Patras,   SBI   Financial   Ltd.   and   in   the   shares   of CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 220 of 364 different  companies  like  DCM  and  other   companies   and  also  in  the schemes of LIC viz. Market Plus and Future Plus. Smt. Raj Kishori also received   a   total   amount   of   Rs.   80,000/­   which   was   sent   by   Ravi Kaushik,   her   son   while   he   was   working   at   Switzerland   during   the period 1988 to 1992 and this money was sent by him through Pay Order and Smt. Raj Kishori deposited the said Pay Order in her Bank Account No. 11411 of Bank of Baroda, Karampura, New Delhi. Thus, if all the legal   income   consisting   of   salary   from   MCD,   income   from   other sources and assets movable and immovable inherited from his parents as well as gifts received at the time of marriage and after the marriage from   the parents  of  his  wife  are  legally  analyzed  with the  expenses which had been incurred exclusively by him, then the figures would show that there is no case of disproportionate assets made out against accused S.K. Kaushik. 

(11) According to the accused Santosh Kaushik, similarly, if all the   income   which   was   being   earned   by   her   after   her   marriage   by investing and re­investing her  Istridhan  as well as the cash amount, jewellery, clothes, electrical gadgets, utensils, furniture etc. received as gifts from her parents, relatives, friends and well­wishers which became the  Istridhan  of the accused Smt. Santosh Kaushik and the gifts she received from her parents and brothers after marriage on the festival occasions viz. Raksha Bandhan, Bhai Dooj, Diwali, Dushhera, marriage anniversaries and time to time of her visits to her parents and visits of her parents in her in­laws' house and on the occasions of the birth of her three children as well as on the birthdays celebrations every year are CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 221 of 364 calculated in a simple and genuine manner, there would be absolutely no amount or figure to show which can be called that amount, income or assets is illegal or unlawful.   Accused Smt. Santosh Kaushik states that she is a duly educated woman who under the advice of her parents, father­in­law   and   mother­in­law   had   been   investing   the   money   in immovable properties from where she could earn as rent and thus, she multiplied her investments.   She also had been purchasing and selling immovable properties and earned lot of money from this purchase and sale of the immovable properties as well as by investing the money in the schemes which have been launched by the different departments of the Govt. of India viz. LIC, UTI, Kissan Vikas Patra and also in shares of the companies.   She has stated that the I.O. had not intentionally taken into consideration her separate, independent and distinguishable income of Smt. Santosh Kaushik though, it was available to him from the Income Tax Returns and from the Statement of Accounts of the different banks as well as he could have collected by examining the persons from whom she purchased the property and from the persons to whom   the   properties   were   sold   and   all   the   purchase   and   sale   of properties were document oriented i.e. through Sale Deed as well as through the execution of General Power of Attorney, Agreement to Sell and other necessary documents. Accused Smt. Santosh Kaushik states that she also received more than Rs.1,57,000/­ which was sent to her by her Devar Ravi Kaushik while he was working in Switzerland during the period 1988 to 1992 and this money was sent by him through Pay Order which was received by her and she deposited this Pay Order in CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 222 of 364 Bank Account No. 12816 in Bank of Baroda, Karampura, new Delhi. According  to  her   had  the  I.O.  taken  into  consideration  the  separate, independent and distinguishable income of Smt. Santosh Kaushik and the expenses incurred by her through cheques as well as given cash to the  authorities  of  the  schools  and  other  institutions   as  well  as   other miscellaneous expenses, the said calculation of the income, expenses must have shown that there was absolutely no concealment of income and   expenses   and   savings   by   her   (Smt.   Santosh   Kaushik)   and   the sources   of   her   incomes   clearly   show   that   there   was   absolutely   no contribution   of   any   illegal   or   unlawful   income   of   her   husband   co­ accused   S.K.   Kaushik.     She   further   stated   that   in   fact,   the   I.O.   had falsely and wrongly mentioned that she (Smt. Santosh Kaushik) had acquired her assets from the ill gotten money illegally earned by her husband S.K. Kaushik.   She has stated that in fact, the sources of her income have been clearly shown by her by filing Income Tax Returns as well as by keeping her money in the banks in her own name clearly show that she never abetted her husband co­accused S.K. Kaushik to collect or obtain any money through illegal or unlawful means during his service and that This fact clearly shows that she and the accused S.K.   Kaushik   have   not   committed   any   offence   as   alleged   by   the prosecution   /   CBI   under   Section   13(1)(e)   of   the   Prevention   of Corruption Act, 1988 and they have been falsely made accused by the I.O. by distorting the figures by illegally and unlawfully clubbing as mentioned above.   She has also stated that the accused S.K. Kaushik had been intimating his employer regarding the details of the properties CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 223 of 364 inherited by him and the method how he inherited.   In fact, accused S.K.   Kaushik   never   purchased   any   immovable   property   or   any objectionable movable assets.   It is stated that the witnesses are false witnesses and the detail facts mentioned above clearly show that the witnesses had not given the true statements.  It is further stated that she is   innocent   and   has   been   falsely   implicated   and   they   have   not committed any offence as alleged by the CBI.   In fact, they are the victims of high­handedness of the CBI officials who had not conducted the investigation honestly and did not bring the true facts on the file and distorted the complete facts in order to falsely implicate them.   (12) In their defence, the accused have examined Thirty Seven Witnesses as discussed herein above.

 

FINDINGS & OBSERVATIONS:

(13) I   have   heard   the   arguments   advanced   before   me   by   the Learned Senior  Public  Prosecutor   for   CBI   and the  Learned  Defence Counsel. I have also considered the written memorandum of arguments filed by the prosecution as well as the defence, the evidence on record and the various authorities.  My findings are as under:
Registration of FIR:
(14) The case of the prosecution is that the present FIR has been registered on 31.05.2010 on the basis of source information.   In this regard, the prosecution has placed its reliance upon the testimony of initial Investigating Officer Inspector Vikas Pathak (PW92) and the FIR CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 224 of 364 which is Ex.PW92/A. (15) I   have   gone   through   the   testimony   of   Inspector   Vikas Pathak (PW92) who has proved that on  31.05.2010, he was entrusted with the investigations of the present case by the then SP Sh. Sumit Sharan  with  an  FIR  dated  31.05.2010 against  accused  S.K. Kaushik who was working as Junior Engineer, MCD, Delhi.  He has proved the carbon copy of the FIR dated 31.05.2010 which is Ex.PW92/A and has identified the signatures of Sh. Sumit Sharan, the then SP at point A1 and A2 on pages 6 and 7 of the FIR.
(16) The accused on their part have not disputed the registration of FIR and hence, I hold that the registration of FIR has been duly proved by the prosecution.
Fixing of Check Period:
(17) As per the prosecution case, the accused Surender Kumar Kaushik (A­1) had joined services in Municipal Corporation of Delhi as Junior   Engineer   on   19.02.1986.   The   accused   got   married   to   Smt. Santosh Kaushik (A­2) in the year 1986 and the couple has two sons namely Pulkit Kaushik and Hardik Kaushik and one daughter namely Divya Kaushik.  
(18) The   Check   Period   for   purposes   of   calculating   the Disproportionate Assets of the accused has been taken from 19.02.1986 to 01.06.2010 i.e. 24 years and 4 months  and as per the prosecution case the accused had acquired maximum assets in his own name and in the name of his family members.  It is not disputed by the accused that CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 225 of 364 they have two sons namely Pulkit Kaushik and Hardik Kaushik and one daughter namely Divya Kaushik.   The  accused have also not disputed the   check   period   of  24   years   and   4   months   (from   19.02.1986   to 01.06.2010)  as   taken   by   the   prosecution   for   calculating   the disproportionate assets.  
 

Sanction to prosecute the accused Surender Kumar Kaushik (A­1) - Proved: 

(19) The case of the prosecution is that the accused  Surender Kumar   Kaushik   (A­1)  was   the   Junior   Engineer   in   the   Municipal Corporation   of   Delhi   and   before   filing   the   charge   sheet,   they   have obtained   the   necessary   sanction   to   prosecute   the   accused   Surender Kumar   Kaushik   from   the   competent   authority.     In   this   regard,   the prosecution has placed its reliance upon the testimony of Ms. Kiran Dabral,   the   then   Additional   Commissioner,   South   Delhi   Municipal Corporation and the sanction order Ex.PW1/A. (20) Ld. Counsel for the accused has vehemently argued that the sanction given by Ms. Kiran Dabral (PW1) is bad in the eyes of law and is not a valid, legal sanction and has absolutely no force of law because the sanction was given without application of mind and without examining  the  necessary  relevant   and  admissible   documents  and   the said witness signed the sanction order mechanically.   He has further argued that the prosecution miserably failed to bring on record the file by which order dated or by which the official number of the order and by whom that is the Commissioner MCD who specifically ordered to CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 226 of 364 authorize   the   witness   Ms.   Kiran   Dabral   (PW1)   to   give   the   sanction against the accused.  It is also argued that in the absence of producing any such official order of the Commissioner MCD and legally proving such order clearly shows that Ms. Kiran Dabral (PW1) was not legally authorized   to   grant   sanction   without   the   specific   orders   of   the Commissioner MCD and in the absence of showing and bringing the said order before this Court, the sanction itself becomes totally illegal and unlawful and without any force of law and any cognizance taken by the Court on the basis of such illegal, unlawful and having any force of law the cognizance becomes illegal, unlawful and bad in the eyes of law and the whole trial is vitiated.   Ld. Counsel for the accused has also pointed out that in her cross­examination the said witness has admitted that she has not perused the personal file of the accused before granting sanction nor she has seen any document or the file, wherein the accused had informed his department about the mode of acquiring the various properties.     He   has   also   pointed   out   that   the   said   witness   has   also admitted   that   she   has   not   seen   the   ownership   documents   of   the properties mentioned in the sanction order and she is not aware about the names of the owners of the said properties nor she has seen any supporting document regarding the details of the properties and income of the accused mentioned at Page 6 of the sanction order.  It is further argued   that   the   said   witness   had   also   included   the   income   of   the accused even after the check period which is totally illegal, unlawful and   against   the   mandatory   provision   of   law   since   the   income   of   an employee for the period beyond check period cannot be included while CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 227 of 364 giving sanction for the prosecution of the employee when check period has been taken into consideration by the CBI.   It is also argued that giving of sanction is not an act which can be executed in a formal way but  the  sanctioning  authority  has  got  the  legal  duties   to  see  that  no government employee is allowed to be prosecuted by the orders of the sanctioning authority without application of  mind and without being satisfied that the accused has actually committed an offence for which sanction is being given meaning thereby signing of sanctioning orders entails the most difficult and official responsibility to satisfy herself / himself   before   giving   the   sanction   that   the   accused   had   actually committed the offence for which the sanction is/was being given.  It is further argued that the cross­examination of Ms. Kiran Dabral (PW1) shows that the sanctioning authority had signed and given the sanction without application of mind and the sanction authority had signed it without   examining   the   most   material   admissible   and   relevant documents   which   were   available   in   the   department   and   it   was mandatory   as   well   as   legally   bound   to   examine   and   analyse   those documents   before   giving   the   sanction   and   non­examining   and   non­ analyzing those documents clearly proves that the sanction authority had   signed   the   sanction   order   mechanically   without   application   of mind. 
(21) The   Prosecution,   on   the   other   hand,   have   placed   their reliance   on   the   case   of  Prakash   Singh   Badal   &   Anr.   Vs.   State   of Punjab & Ors. reported in AIR 2007 SC 1274, Rajib Ranjan & Ors.

Vs. R. Vijay Kumar  reported in  2015 (1) SCC 513,  Subramaniyam CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 228 of 364 Swamy Vs. Manmohan Singh reported in 2012 (3) SCC 64 (page 34) and   also   upon   the   Sanction   Order   dated   31.05.2012   which   is Ex.PW1/A.    (22) I have considered the rival contentions.  Before coming to the merits of the case, I may observe that the Hon'ble Apex Court had in the case of Devinder Singh Vs. State of Punjab reported in 2016 SCC online SC 357 elaborately dealt with the issues now being raised by the accused and had culled out the broad principles as under: 

"..... 42. The principles emerging from the aforesaid decisions are summarized hereunder:
I. Protection of sanction is an assurance to an honest and sincere officer to perform his duty honestly and to   the   best   of   his   ability   to   further   public   duty. However,   authority   cannot   be   camouflaged   to commit crime.
II. Once act or omission has been found to have been committed by public servant in discharging his duty it must be given liberal and wide construction so far its official nature is concerned. Public servant is not entitled   to   indulge   in   criminal   activities.   To   that extent   Section   197   CrPC   has   to   be   construed narrowly and in a restricted manner.
III. Even in facts of a case when public servant has exceeded   in   his   duty,   if   there   is   reasonable connection it will not deprive him of protection under section 197 Cr.P.C. There cannot be a universal rule to   determine   whether   there   is   reasonable   nexus between   the   act   done   and   official   duty   nor   it   is possible to lay down such rule.
CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 229 of 364 IV.   In   case   the   assault   made   is   intrinsically connected with or related to performance of official duties   sanction   would   be   necessary   under   Section 197 Cr.PC, but such relation to duty should not be pretended   or   fanciful   claim.   The   offence   must   be directly and reasonably connected with official duty to require sanction. It is no part of official duty to commit   offence.   In   case   offence   was   incomplete without   proving,   the   official   act,   ordinarily   the provisions of Section 197 Cr.P.C without apply.
V. In case sanction is necessary it has to be decided by competent authority and sanction has to be issued on the basis of sound objective assessment. The court is not to be a sanctioning authority.
VI. Ordinarily, question of sanction should be dealt with   at   the   stage   of   taking   cognizance,   but   if   the cognizance is taken erroneously and the same comes to the notice of Court at a later stage, finding to that effect  is permissible and such a plea can be taken first   time   before   appellant   court.   It   may   arise   at inception itself. There is no requirement that accused must wait till charges are framed.
VII. Question of sanction can be raised at the time of framing of charges and it can be decided prima­facie on   the   basis   of   accusation.   It   is   open   to   decide   it afresh in light of evidence adduced after conclusion of trial or at other appropriate stage.
VIII. Question of sanction may arise at any stage of proceedings.   On   a   police   or   judicial   inquiry   or   in course of evidence during trial. Whether sanction is necessary   or   not   may   have   to   be   determined   from stage   to   stage   and   material   brought   on   record depending   upon   facts   of   each   case.   Question   of sanction   can   be   considered   at   any   stage   of CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 230 of 364 proceedings. Necessity for sanction may reveal itself in the course of progress of the case and it would be open to accused to place material during the course of trial for showing what his duty was. Accused has the right to lead evidence in support of his case on merits.
IX. In some case it may not be possible to decide the question   effectively   and   finally   without   giving opportunity   to   the   defence   to   adduce   evidence. Question of good faith or bad faith may be decided on conclusion of trial....."
 

(23) Similarly,  it   was   held   in  State   of   Maharashtra   Vs.   DR Budhikota Subbarao reported in (1993) 3 Supreme Court Cases 339 as under: 

"........   So   far   public   servants   are   concerned   the cognizance of any offence, by any court, is barred by Section 197 of the Code unless sanction is obtained from the appropriate authority, if the offence, alleged to   have   been   committed,   was   in   discharge   of   the official   duty.   The   word   'cognizance'   means 'jurisdiction'   or   'the   exercise   of   jurisdiction'   or 'power   to   try   and   determine   causes'.   In   common parlance it means taking notice of. A court, therefore, is precluded from entertaining a complaint or taking notice of it or exercising jurisdiction if it is in respect of   a   public   servant   who   is   accused   of   an   offence alleged  to  have  committed  during   discharge  of  his official   duty.   The   mandatory   character   of   the protection afforded to a public servant is brought out by the expression, ' no court shall take cognizance of such offence except with the previous sanction'. Use of the words, 'no' and 'shall' make it abundantly clear that the bar on the exercise or power of the court to taken   cognizance   of   any   offence   is   absolute   and CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 231 of 364 complete.   Very   cognizance   is   barred.   That   is   the complainant cannot be taken notice of.  
 
Two questions arose for considerations - one if the offence for which the accused was charged and of   which   cognizance   was   taken   was   committed   by him during the period he was in Naval service and if it be so then whether the violations were in discharge of official duty or they were beyond it. As regards the first   question,   the   facts   disclose   that   the   act   or omission  which furnished foundation for indicating the accused either under O.S. Act or A. E. Act were related   to   the   period   when   he   was   in   service. Moreover, Section 197 of the Code as it stands after 1973, extends the protection even to a retired public servant as is clear from use of the words, 'is or was' provided   the   accusation   is   in   respect   of   an   act   or omission done or purported to have been done when such public servant as in office. By legislative fiction the officer is deemed to be a public servant under Section 197 of the Code irrespective of his retirement if the accusations against him are for act or omission done by him when he was in service. The purpose is to avoid exposing a public servant to vexatious or frivolous   prosecutions   merely   because   he   has demitted his office.
  Section   197   does   not   extend   its   protective cover   to   every   act   or   omission   done   by   a   public servant in service but restricts its scope of operation to only those acts or omissions which are done by a public   servant   in   discharge   of   official   duty.   It   has been widened further by extending protection to even those acts or omissions which are done in purported exercise of official duty. That is under the colour of office. Official duty therefore implies that the act or omission must have been done by the public servant in   course   of   his   service   and   such   act   or   omission CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 232 of 364 must   have   been   performed   as   part   of   duty   which further must have been official in nature. The section has, thus, to be constructed strictly while determining its applicability to have act or omission in course of service. Its operation has to be limited to those duties which are discharge in course of duty. But once any act   or   omission   has   been   found   to   have   been committed   by   a   public   servant   in   discharge   of   his duty   then   it   must   be   given   liberal   and   wide construction so far its official nature is concerned. For   instance   a   public   servant   is   not   entitled   to indulge   in   criminal   activities.   To   that   extent   the section   has   to   be   construed   narrowly   and   in   a restricted manner. But once it is established that act or   omission   was   done   by   the   public   servant   while discharging   his   duty   then   the   scope   of   its   being official   should   be   construed   so   as   to   advance   the objective   of   the   section   in   favour   of   the   public servant.   Otherwise   the   entire   purpose   of   affording protection to a public servant without sanction shall stand frustrated. If on facts, therefore, it is prima­ facie that the act or omission for which the accused was   charged   had   reasonable   connection   with discharge   of   his   duty   then   it   must   be   held   to   be official to which applicability of Section 197 of the Code cannot be disputed. 
  As   regards   the   second   question,   evidence shows that the papers seized from the accused were written   and  the  books  published   when  the   accused was attached with B. A. R. C. as a Second Officer­in­ Command and, therefore, the material or documents which were found by him cannot be said to have been collected or procured by him by going out of way and beyond the discharge of his duties as an officer in the Naval Department. May be some of them were secret, confidential   or   unclassified   items.   But   the   accused came   across   them   and   obtained   their   copied   in CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 233 of 364 course of his duty as an officer attached to B. A. R. C. Taking out of information obtained in course of employment   was   thus   squarely   covered   by   Section
197. Whether it was for communication or not is not material.   Retention   of   Identity   Card   issued   during service   may   be   dereliction   of   duty   but   it   was committed when  the accused  was  in service and it was issued to him while discharging his duties as a Naval  officer.   The  identity  Card   was   issued   to  the accused   as   a   retired   officer   and   consequently   the claim of   the prosecution  that the  accused  acted  in violation   of   the   provisions   of   the   Act   was   not justified. But  assuming there was violation since it was done when the accused was in service he was entitled to protection under Section 197 of the Code. Likewise the alleged information which the accused was   taking   with   him   to   United   States   having   been obtained   by   him   in   course   of   employment   and   in discharge of his duty the High Court did not commit and   error   of   law   in   recording   the   finding   that   no prosecution could be initiated unless sanction under Section 197 was obtained. Thus even the second and the   most   important   requirement   of   acting   in discharge of official duty was satisfied. Therefore, it was necessary for the prosecution to have obtained sanction for prosecuting the accused....."

(24) Applying the settled principles of law to the facts of the present case, it is apparent that the witness Ms. Kiran Dabral (PW1) who  was  the  then  Additional  Commissioner,  South  Delhi  Municipal Corporation has proved the sanction order dated 31.05.2012 in respect of accused Surender Kumar Kaushik (A­1) which is Ex.PW1/A. In so far as the accused asre concerned they have not examined even a single witness to disprove that the sanctioning authority had perused the entire CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 234 of 364 material   collected   during   investigations.   I   may   observe   that   the sanctioning   authority   had   duly   considered   all   the   documents   placed before   it   and   also   calculated   the   DA.     The   relevant   portion   of   the sanction order is reproduced as under:

".......   Whereas   the   documents   recovered   during searches has revealed substantial assets (other than those   mentioned   in   FIR)   such   as   investment   of around   Rs.51   lacs   towards   a   property   bear   Bara Hindu   Rao   Hospital   in   the   name   of   Smt.   Santosh Kaushik   (wife)   and   Smt.   Raj   Kishori   (mother), investment of Rs.20.5 lacs for purchasing First Floor of   property   no.   10   in   Paschim   Vihar,   residential house   at   Himalayan   Cottage   in   Mussorie, commercial property consisting of basement and four floors at WZ­B, 246/B  at Main Najafgarh Road in Uttam   Nagar,   Double   Storey   Building   at   Harijan Basti in Palam and property at F­265 in Sudershan Park,   investment   worth   Rs.9.5   lacs   in   Post   Office through KVPs, balance of Rs.13.5 lacs (approx.) in PPF  accounts  in  the  name  of  his   family   members, payments   worth   several   lacs   towards   premium   for LIC and different bank accounts in his name and in the name of his family members.
And   whereas,   the   investigation   disclose substantial   expenses,   investments   made   by   the accused during his service which include education expenses of children from Hans Raj model School, Manav Rachna College of Engineering, Faridabad, Maharaja Surajmal Institute of Technology etc. Whereas taking a check period of 19.02.1986 (the   date,   when   accused   joined   MCD   as   Junior Engineer) to 1.6.2010 (the date when searches were conducted   after   registration   of   this   case   on 31.5.2010) the assets acquired by Shri S.K. Kaushik are   disproportionate   to   his   known   sources   of income.....
CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 235 of 364 .....Whereas   on   the   basis   of   evidences   collected during investigation, it is found that Shri Surender Kumar Kaushik during 1986 to 2010 i.e. the period of check is found in possession of assets to the tune of Rs.84,37,204.03/­   which   is   disproportionate   to   his known   sources   of   income   which   he   could   not satisfactorily   account   for.     Investigation   further revealed   that   all   the   imovable   properties   acquired during the period are in the name of Smt. Santosh Kaushik   W/o   Shri   S.K.   Kaushik,   who   was   actively helping him inall the financial transaction and there is   no   satisfactory   explanation   for   the disproportionate assets acquired by her husband in her   name   and   her   act   constitute   the   offence punishable u/s. 109 IPC r/w 13 (2) r/w 13 (1) (e) of PC   Act,   1988   to   facilitate   her   husband   Shri   S.K. Kaushik.
And   whereas   the   said   acts   of   Shri   Surender Kumar Kaushik constitute the offence punishable u/s. 13 (2) r/w Section 13(1) (e) of PC Act, 1988.
And   whereas,  I,   Kiran   Dabral,   Addl. Commissioner, South Delhi Municipal corporation being   the   authority   competent   to   remove   Shri Surender   Kumar   Kaushik   S/o   Shri   Laxmi   Chand Kaushik,   Jr.   Engineer   from   service/   offence  after carefully   examining   the   statement   of   witnesses, documents   placed   before   me   with   regard   to allegations and circumstances of the case and after application   of   mind,   consider   that   accused   Shri Surender Kumar Kaushik, Jr. Engineer should be prosecuted   in   the   Court   of   Law   for   the   said offences.
Now,   therefore,  I,   Kiran   Dabral,   Addl. Commissioner,South Delhi Municipal Corporation hereby accord sanction u/s 19 of PC Act, 1988 for the   prosecution   of   accused   Shri   Surender   Kumar Kaushik, Jr. Engineer for these offence or offences CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 236 of 364 punishable   under   any   other   provisions   of   law   in respect of above said acts and for taking cognizance by the Hon'ble Court of competent jurisdiction......"

(25) It is writ large that the above sanction order Ex.PW1/A is a detail speaking order running into 11 pages.   In so far as the argument of the Ld. Counsels for the accused that there was no application of mind is concerned, I may observe that the application of mind can be inferred from the contents of the sanction order itself and in case, it is not sufficiently clear from the contents then only the prosecution has to produce the entire file in which the sanction order was processed by the concerned Department.  In this regard the Hon'ble Supreme Court in the case of State of Maharastra Vs. Mahesh G. Jain in Criminal Appeal No.   2345   of   2009  decided   on   28.05.2013  has   specifically   held   as under:

"...... 16. Presently, we shall proceed to deal with the contents   of   the   sanction   order.   The   sanctioning authority   has   referred   to   the   demand   of   the gratification   for   handing   over   TDS   certificate   in Form 16A of the Income Tax Act, the acceptance of illegal gratification by the accused before the panch witnesses   and   how   the   accused   was   caught   red handed.   That apart, as the order would reveal, he has fully examined the material documents, namely, the FIR, CFSL report and other relevant documents placing   in   regard   to   the   allegations   and   the statements of witnesses recorded under Section 161 of the Code and, thereafter, being satisfied he has passed the order of sanction. The learned trial judge, as it seems, apart from other reasons has found that the   sanctioning   authority   has   not   referred   to   the elementary facts and there is no objective material to CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 237 of 364 justify a subjective satisfaction.   The reasonings, in our   considered   opinion,   are   absolutely   hyper­ technical   and,   in   fact,   can   always   be   used   by   an accused as a magic trick to pave the escape route. The   reasons   ascribed   by   the   learned   trial   judge appear as if he is sitting in appeal over the order of sanction.  True it is, grant of sanction is a sacrosanct and   sacred   act   and   is   intended   to   provide   a safeguard   to   the   public   servant   against   vexatious litigation but simultaneously when there is an order of   sanction   by   the   competent   authority   indicating application of mind, the same should not be lightly dealt   with.   The   flimsy   technicalities   cannot   be allowed to become tools in the hands of an accused. In the obtaining factual matrix, we must say without any   iota   of   hesitation   that   the   approach   of   the learned   trial   Judge   as   well   as   that   of   the   learned single Judge is wholly incorrect and does not deserve acceptance...."
 

(26) The perusal of the sanction order  Ex.PW1/A  specifically confirm that the various documents with regard to the allegations and circumstances of the case were placed before the competent authority who after considering the same had accorded sanction.  The accused on their   part   have   not   been   able   to   rebut   the   evidence   adduced   by   the prosecution as herein above establishing that the entire material was placed before the competent authority who granted the sanction after going through the same.  They have also not been able to establish any non­application   of   mind   on   the   part   of   the   competent   authority   so according the sanction.  It is not established that the entire material was not placed before the said authority.  Once the sanctioning authority has testified that she had perused the documents, it means that the same CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 238 of 364 were produced before her by the CBI.  Accordingly, I do not find it to be case of non application of mind by the sanctioning authority. (27) In the light of the above, I hereby hold that the sanction to prosecute   the   accused   Surender   Kumar   Kaushik   (A­1)   stand established.  

Disproportionate   Assets   of   the   accused   during   the   check period:

Case of the Prosecution:
(28) The case of the prosecution is that the assets of the accused at the beginning of the check period i.e. on or before 19.02.1986 was Rs.45,600/­;   the   total   moveable/   immovable   assets   acquired   by   the accused Surender Kumar Kaushik in his name, in the name of his wife Smt.   Santosh   Kaushik   and   in   the   name   of   his   sons   Pulkit   Kaushik, Hardik   Kaushik   and   Divya   Kaushik   during   the   check   period   i.e. 19.02.1986   to   01.06.2010,   were   worth  Rs.1,33,37,440/­;   the   assets acquired during the check period comes to  Rs.1,32,91,840/­; the total income   of   the   accused   and   his   family   members   was   found   to   be Rs.1,64,24,435.63p; the expenditure incurred by the accused and his family members was  Rs.1,15,69,799.66p  and the likely savings of the accused was found to be Rs.48,54,635.97p.  As per the allegations, the accused Surender Kumar Kaushik while working as Junior Engineer in the MCD during 1986 to 2010 was found in possession of assets to the tune of  Rs.84,37,204.03p  in his name and in the name of his family CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 239 of 364 members which was disproportionate to his known sources of income which he could not satisfactorily account for.  Further, it is alleged that most   of   the   immovable   properties   acquired   during   the   period 19.02.1986 to 01.06.2010 were in the name of Smt. Santosh Kaushik W/o S.K. Kaushik  who was actively helping him in all the financial transaction   and   there   is   no   satisfactory   explanation   for   the disproportionate   assets   acquired   by   her   husband   in   her   name.

According to the prosecution, the evidence and the documents collected during   investigations   establishes   that   the   accused   Surender   Kumar Kaushik  (A­1)   has   amassed   assets   which   are  disproportionate  to   his known sources of income for which he could not satisfactorily account for. 

(29) In order to prove its case the prosecution has placed its heavy reliance upon the testimonies of various prosecution witnesses particularly  Sudha   Kapoor   (PW2),   V.K.   Sharma   (PW5),   H.C.   Doria (PW9), Neeraj Pant (PW11), Dharminder Kumar (PW12), T.A. Manan (PW13),   Sunil   Kumar   (PW14),   Bhupinder   Singh   (PW18),   Hem   Raj (PW19), S.R. Singhal (PW20), P.N. Arora (PW21), K.M. Vaid (PW22), Navin   Kumar   (PW23),   Manish   Kumar   (PW24),   Rajiv   Malhotra (PW25), Surender Kumar Narang (PW26), Tarif  Singh (PW27), S.R Aggarwal (PW28), Arjun Kumar (PW29), Dheeraj Chhabra (PW31), Naveen   Kumar   Sharma   (PW32),   Jhaggar   Singh   (PW33),   Bhagmal (PW34), S.K. Narwal (PW35), Lalit Kushik (PW38), Hans Raj Arora (PW39),   A.K.   Jindal   (PW40),   Manuj   Chadha   (PW41),   Rajesh   Jain (PW42), Ved Prakash (PW46), Krishan Kumar (PW47), Mahesh Dhar CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 240 of 364 Diwedi (PW48), Jai Malhotra (PW49), Shri Ram (PW50), Pawan Singh (PW55),   Daulat   Ram   Kashyap   (PW60),   B.S.   Singhal   (PW64),   R.M. Sati (PW65), A.K. Mahajan (PW69), MRV Subramanium (PW70), P.N. Kaushik (PW71), Lalit Kumar Gupta (PW72), Vivek Yadav (PW77), Sushma   Darbu   (PW82),   Neha   Saxena   (PW83),   D.   Ganesh   (PW84), Santosh. T (PW85), Purnima Nagia (PW86), G.L. Sagar (PW87), Anil Arora (PW91), Vikas Pathak (PW92) and Naveen Gandas (PW93).  (30) As   per   the   prosecution   the   Immovable   Assets,   Movable Assets,   Income   and   Expenditure   of   the   accused   Surender   Kumar Kaushik and Santosh Kaushik and their family members, in the light of the   evidence   which   has   come   on   record   and   the   consecutive Disproportionate Assets, is as under:

Movable and Immovable Assets (according to the prosecution along  with the details of the evidence adduced):
Sr. Description of assets Value in Rs. Proved by Document/ No. Exhibit 1 A property bearing no. Rs.5,10,0000/­ PW14 Sunil  Ex.PW14/A, 8243/14   and   8244/14 plus stamp duty of Kumar Ex.PW29/A, (ground   floor)   at   Nai Rs.3,32,500/­   = PW29 Arjun  Ex.PW91/C Anaj Mandi near Bara Rs.54,32,500/­ Kumar  (D­13) Hindu   Rao,   Near Filimistan,   Delhi   in name   of   Smt.   Santosh Kaushik   and   Smt.   Raj Kishori in the year Nov 2007 2 A residential flat at WZ Rs.1,35,000/­ plus PW39 Hans Raj  Ex.PW39/A B246/B­1   Uttam cost   of Arora  (D­14) Nagar, Main Najafgarh construction   of Road   in   the   name   of Rs.8,53,120/­ Smt.   Santosh   Kaushik W/o S.K Kaushik in the CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 241 of 364 Sr. Description of assets Value in Rs. Proved by Document/ No. Exhibit year 24.02.1989 3 A   double   storey Rs.2,31,000/­ plus PW47 Krishan  Ex.PW47/A, building measuring 115 stamp   duty   of Kumar  Ex.PW77/A Sq.   yards   at   Harijan Rs.11,550/­ PW 77 Vivek  (D­16) Basti,   Palam,   New Yadav Delhi   in   the   name   of Smt. Santoshi Kaushik, W/o SK. Kaushik  in the year Sep 2004 4 A   residential   house   at Rs.1,92,000/­ plus PW40 A.K.  Ex.PW40/A, B­4,   1st  Floor, stamp   duty   of Jindal B, C and D Himalayan   Cottage, Rs.45,500/­ Mussourie,   Uttrakhand PW48 Mahesh  (D­8 & D­17) owned   by   Sh.   S.K. Dhar Diwedi Kaushik by way of will dated   23.07.2000 executed by his mother Smt.   Raj   Kishori   Devi in the year Dec. 2008 5 A   property   at   Khasra Rs.5,00,00/­ PW13 T.A.  ExPW13/C no.   1135,   village stamp   duty   of Manan (D­15) Rangpuri,   Tehsil Rs.10,400/­ Mehrauli,   New   Delhi PW60 Daulat  owned   by   Sh.   S.K. Ram Kashyap  Kaushik   in   the   year August 1991 6 Property   no.   F­265   II Rs.2,30,000/­ plus PW25 Rajiv  Ex.PW25/A floor,   Sudershan   Park, stamp   duty   of Malhotra  (D­16) ND   in   the   year   Nov. Rs.4,600/­ 2009 7 Second Floor with roof Rs.20,50,000/­ PW 26 Surender Ex.PW26/A, right of property no.10, plus stamp duty of Kumar Narang Ex.PW46/A Paschim  Enclave, New Rs.82,000/­ PW46 Ved  (D­18) Delhi in the December Prakash 2008 8 A/c   no. Balance   on PW 64 Ex.PW64/B 21740100014923 in the 30.05.2010   as B.S. Singhal   Ex.PW64/C bank   of   Baroda, Zero PW65 R.M. Sati D­21 Karampura Branch, C­ 3   Karampura Commercial   Complex in the name of Santosh CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 242 of 364 Sr. Description of assets Value in Rs. Proved by Document/ No. Exhibit Kaushik   as   on 30.05.2010   balance   is '0'.
9 A/c   no. Rs.1,134/­  PW 64 Ex.PW64/E, 21740100007576 in the B.S. Singhal,  Ex.PW64/D bank   of   Baroda, PW 65 R.M. Sati (D­21) Karampura Branch, C­ 3   Karampura Commercial   Complex in   the   name   of   Pulkit Kaushik   as   on 01.06.2010  
10. A/c   no. Rs.2,23,504/­  PW 64 B.S.  Ex.PW64/F 21740100007575 in the Singhal, Ex.PW64/G bank   of   Baroda, PW65 R.M. Sati (D­21) Karampura Branch, C­ 3   Karampura Commercial   Complex in   the   name   of   Divya Kaushik   as   on 01.06.2010   11 A/c   no. Rs.2,387/­ PW 64 Ex.PW64/H 21740100012673 in the B.S. Singhal   Ex.PW64/I bank   of   Baroda, PW 65 R.M. Sati (D­21) Karampura Branch, C­ 3   Karampura Commercial   Complex in the  name  of Hardik Kaushik   as   on 01.06.2010   12 A/c   no. Rs.2,223/­ PW 64 Ex.64/A to G 21740100004798 in the B.S. Singhal   (D­89) bank   of   Baroda, PW 65 R.M. Sati Karampura Branch, C­ 3   Karampura Commercial   Complex in   the   name   of   Raj Kishori   as   on 01.06.2010   13 A/c   no.   10304166876 Rs.42,884/­ PW72 Lalit  Ex.PW   72/A, in   the   State   Bank   of Kumar Gupta Ex.PW 72/B India, Najafgarh Road, (D­23) CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 243 of 364 Sr. Description of assets Value in Rs. Proved by Document/ No. Exhibit in   the   name   of   SK Kaushik   as   on 01.06.2010   14 A/c   no. Rs.43,215/­ PW9  Ex.PW9/A, 023401100007358   in H C Doria Ex.PW9/B  the UCO bank of India, (Admitted Punjabi   Bagh   Road Ex.P­94,   95, no.7,   East   Punjabi 96) Bagh   Market,   N   D,   in D­24 the   name   of   SK Kaushik   and   Smt. Santosh Kaushik as on 01.06.2010  

15 A/c   no.   015501022795 Rs.3,766/­ PW 83 Neha  Ex.P­97 in   the   ICICI   bank, Saxena (D­25)  Punjabi   Bagh   Branch, N D in the name of SK Kaushik   as   on 01.06.2010   16 A/c   no.   509200592641 Rs.1,00,000/­ PW70 MRV  Ex.PW22/A in   the   name   of   SK Subramanium (D­26) Kaushik through which 10,000   units   were PW22 K.M.  purchased   on Vaid 30.03.2007   by   paying Rs.   100000/­   as   on 30.03.2007   17 UTI   Folio   no. Rs.25,000/­ PW70 MRV  Ex.PW22/A 509195714875   in   the Subramanium (D­26) name   of   Santosh Kaushik through which PW22 K.M.  25,00   units   were Vaid purchased   on 30.10.2006   by   paying Rs.   25000/­   as   on 30.10.2006   18 UTI equity tax savings Rs.48,000/­ PW 70 MRV  Ex.PW22/A plan having   Folio no. Subramanium D­26 10921796581   in   the name   of   SK   Kaushik PW22 K.M.  through   which Vaid 1609.658   units   were CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 244 of 364 Sr. Description of assets Value in Rs. Proved by Document/ No. Exhibit purchased   on 12.12.2008.2006   by paying   Rs.   48000/­   as on 12.12.2006   19 UTI   Folio   no. Rs.25,000/­ PW70 MRV  Ex.PW22/A 509195716162   in   the Subramanium (D­26) name   of   SK   Kaushik through   which   25,00 PW22 K.M.  units   were   purchased Vaid on   30.10.2006   by paying   Rs.   25000/­   as on 30.10.2006   20 UTI   Folio   no. Rs.5,000/­ PW 70 MRV  Ex.PW22/B, 50917263291   in   the Subramanium Ex.PW22/B­1 name   of   SK   Kaushik PW­22 K.M.  to B­5 through   which   25,00 Vaid (D­27) units   were   purchased on   12.12.1986   by paying Rs. 5000/­ as on 12.12.1986   21 UTI   Folio   no. Rs.19,000/­ PW 0 MRV  Ex.PW22/B 50917260870   in   the Subramanium (D­27) name   of   SK   Kaushik PW22 K.M.  through   which   19,00 Vaid units   were   purchased during   1991­95   by paying   Rs.   19000/­   as on 1991­95 22 KVP   Registration   no. Rs.3,50,000/­ PW33 Jhaggar  Ex.PW28/T­1 203833 in the name of Singh  to T­7 Geeta   Devi   and   Pulkit (D­10) Kaushik. Ex.PW33/A, KVP   Registration   no. PW28 S.R  Ex.PW33/B 203834 in the name of Aggarwal (D­30) Shri   Kumar   Sharma and Pulkit Kaushik.

KVP   Registration   no.

203835   issued   in favour of Lalit Narayan and Pulkit Kaushik.

KVP   Registration   no.

       203836   issued   in

 CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                   Page No. 245 of 364
 Sr.     Description of assets            Value in Rs.         Proved by         Document/
No.                                                                              Exhibit
       favour   of   Shiv   Kumar
       and Divya Kaushik.
       KVP   Registration   no.
       203837   issued   in
       favour   of   Shiv   Kumar
       and Santosh Kaushik.
       KVP   Registration   no.
       203838   issued   in
       favour   of   Shiv   Kumar
       Sharma   and   Pulkit
       Kaushik.
       KVP   Registration   no.
       203839   issued   in
       favour   of   Shiv   Kumar
       Sharma   and   Santosh
       Kaushik   as   on
       29.05.2010.
23     KVP   Registration   no. Rs.6,60,000/­               PW­28 S.R.        Ex.PW28/H,I
       203776 in the name of                                Aggarwal          & I­1, J, K, L,
       Santosh   Kaushik   and                                                M, N, O, P, Q
       Divya Kaushik.                                       PW33 Jhaggar      & R
       KVP   Registration   no.                             Singh
       203777 in the name of                                                  Ex.PW33/B
       Santosh   Kaushik   and
       Divya Kaushik.
                                                                              (D­31)
       KVP   Registration   no.
       203778   issued   in
       favour   of   Santosh
       Kumar   and   Divya
       Kaushik.
       KVP   Registration   no.
       203779   issued   in
       favour   of   Pulkit
       Kaushik   and   Santosh
       Kaushik.
       KVP   Registration   no.
       203780   issued   in
       favour   of   Divya
       Kaushik   and   Pulkit
       Kaushik.
       KVP   Registration   no.
       203781   issued   in

 CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                   Page No. 246 of 364
 Sr.     Description of assets            Value in Rs.         Proved by         Document/
No.                                                                              Exhibit
       favour   of   Shiv   Kumar
       Sharma   and   Santosh
       Kaushik.
       KVP   Registration   no.
       203797   issued   in
       favour of Lalit Kaushik
       and Santosh Kaushik.
       KVP   Registration   no.
       203798   issued   in
       favour of Lalit Kaushik
       and Santosh Kaushik.
       KVP   Registration   no.
       203799   issued   in
       favour   of   Geeta   Devi
       and Divya Kaushik.
       KVP   Registration   no.
       203800   issued   in
       favour   of   Geeta   Devi
       and Divya Kaushik.
       KVP   Registration   no.
       203816   issued   in
       favour   of   Geeta   Devi
       and Santosh Kaushik.
       KVP   Registration   no.
       203797   issued   in
       favour   of   Geeta   Devi
       and   Divya   Kaushik   as
       on 29.05.2010.
24     PPF account no. 13564 Rs.13,57,386/­                 PW28 S.R.         Ex.P­98, 99 &
       in   the   name   of   S.K.                          Aggarwal          100
       Kaushik.                                                               (D­31)
       PPF account no. 13565                                PW33 Jhaggar      Admitted
       in the name of Santosh                               Singh
       Kaushik.
       PPF account no. 13566
       in   the   name   of   Pulkit
       Kaushik.
       PPF account no. 13567
       in   the   name   of   Divya
       Kaushik.
       PPF account no. 21099
       in   the   name   of   Pulkit

 CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                   Page No. 247 of 364
 Sr.     Description of assets            Value in Rs.         Proved by        Document/
No.                                                                             Exhibit
       Kaushik   total   balance
       as on 01.06.2010.
25     Household   inventory          Rs.1,52,900/­         PW12             Ex.PW12/B
       items   found   available                            Dharminder       (D­11)
       at the residence of the                              Kumar
       accused   during   the
       course of house search
       including   cash   amount
       of   Rs.   51,000/­during
       the check period.
26     Vehicle   no.   DL2CV­         Rs.3,45,239/­         PW20 S.R.        Ex.PW20/A,
       0049   of   Santro   make                            Singhal          Ex.PW20/B,
       found   at   the   residence                                          Ex.PW63/A
       of   the   accused   during                                           (D­33)
       the house search as on
       06.02.2002.
27     Vehicle   no.   DL9SV­         Rs.62,767/­           PW19 Hem Raj     Ex.PW19/A
       8557   of   make   Pulsar                                             Ex.PW19/B
       Motor   Cycle   found   at                                            (D­34)
       the   residence   of   the
       accused   during   the
       house   search   as   on
       14.08.2008.
28     The value of the shares        Rs.3,19,365/­         PW92             Ex.PW92/F 
       that   have   been                                   Vikas Pathak     (D­59)
       purchased   by   Sh.   S.K.
       Kaushik   at   different
       points   of   time   during
       1988 to 2008
29     Monthly              income    Rs.50,000/­           PW92             Ex.PW92/G
       scheme 270292 opened                                 Vikas Pathak     (D­59)
       on   28.08.2002   for   Rs.
       50000/­ as on 2002
30     Monthly              income    Rs.50,000/­           PW92             Ex.PW92/H
       scheme 270293 opened                                 Vikas Pathak     (D­59)
       on   28.08.2002   for   Rs.
       50000/­ as on 2002
31     Monthly              income    Rs.50,000/­           PW92             Ex.PW92/I 
       scheme 270294 opened                                 Vikas Pathak     (D­59)
       on   28.08.2002   for   Rs.
       50000/­ as on 2002


 CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                  Page No. 248 of 364
  Sr.     Description of assets            Value in Rs.         Proved by        Document/
No.                                                                              Exhibit
32      Monthly           income       Rs.50,000/­           PW92             Ex.PW92/J
        scheme 270295 opened                                 Vikas Pathak     (D­59)
        on   28.08.2002   for   Rs.
        50000/­ as on 2002
33      Monthly           income       Rs.36,000/­           PW92             Ex.PW92/K
        scheme 205581 opened                                 Vikas Pathak     (D­59)
        on   21.12.2006   for   Rs.
        36000/­ as on 2006
34      Monthly           income       Rs.30,000/­           PW92             Ex.PW92/I 
        scheme 205582 opened                                 Vikas Pathak     (D­59)
        on   21.12.2006   for
        Rs.50,000/­ as on 2006
35      Balance in RD A/c nos.         Rs.15,000/­           PW92             Ex.PW92/I
        344871,   344872   and                               Vikas Pathak     (D­59)
        344875 in the Paschim
        Vihar Post office as on
        2010.
                            Total      Rs. 1,33,37,440/­


Income of accused Surender Kumar Kaushik and Santosh Kaushik and   their   family   during   the   check   period   (according   to   the prosecution along with the details of the evidence adduced):

Sr. Description of Income Amount of Income Proved by Documents No. (Rs.)
1. Net   salary   income   of Rs.23,37,170/­  PW11 Ex.PW11/C   & accused   S.K.   Kaushik Neeraj Pant  Ex.PW11/D   and during   the   check also period. Ex.PW92/DX­1 to DX­3, D­36
2. The   total   income   of Rs.7,06,815/­  PW18  Ex.P­108 accused   Surender   Kr. Bhupinder  Admitted ­ D­38 Kaushik which is other Singh  than salary as declared in   his   income   tax return   for   the   period 2002 to 2010.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 249 of 364 Sr. Description of Income Amount of Income Proved by Documents No. (Rs.)

3. Income   of   Santosh Rs.8,53,753/­  PW18  Ex. P­108 Kaushik   during   AY Bhupinder  Admitted ­ D­38 2010­2011   from   hose Singh  property   as   per   her income tax return year 2009­10

4. Income   of   Santosh Rs.2,84,623/­  PW71 P.N.  Ex.P­108 Kaushik   during   AY Kaushik Admitted ­ D­38 2009­2010   from   hose property   as   per   her income tax return year 2008­09

5. Income   of   Santosh Rs.2,65,806/­  Nil Ex.P­106 Kaushik   during   AY Admitted ­ D­38 2008­2009   from   hose property   as   per   her income tax return year 2007­08

6. Income   of   Santosh Rs.1,72,401/­   Nil Ex.P­107 Kaushik   during   AY Admitted ­ D­38 2007­2008   from   hose property   and   other source   as   per   her income tax return year 2006­07

7. Income   of   Santosh Rs.1,71,908/­  Nil  Ex.P­108 Kaushik   during   AY Admitted ­ D­38 2006­2007   from   hose property   as   per   her income tax return year 2005­06

8. Income   of   Raj   Kishori Rs.2,45,070/­  PW71 P.N.  Ex.PW71/A,  during   AY   2008­2009 Kaushik Ex.PW71/C to  from   the   other   source Ex.PW71/E (D­ as   per   her   income   tax 39) return year 2007­08

9. Income   of   Raj   Kishori Rs.1,48,691/­ PW 71 Ex.PW71/A,  during   AY   2007­2008 P.N. Kaushik Ex.PW71/C to  from   the   other   source Ex.PW71/E  as   per   her   income   tax (D­39) return year 2006­07 CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 250 of 364 Sr. Description of Income Amount of Income Proved by Documents No. (Rs.)

10. Income   of   Raj   Kishori Rs.87,533/­ PW71 Ex.PW71/A,  during   AY   2006­2007 P.N. Kaushik Ex.PW71/C to  from   the   other   source Ex.PW71/E  as   per   her   income   tax (D­39) return year 2005­06

11. Income   of   Sh.   S.K. Rs.827932.63p PW22 K.M.  Ex.PW22/A  Kaushik and his family Vaid (D­26) members   through various scheme of UTI in the year 2002­09

12. Income   of   Sh.   S.K. Rs.49,81,711/­ PW18  Ex.PW18/A Kaushik and his family Bhupinder  (D­37) members   through Singh  various scheme of LIC in the year 2007­10

13. Income   through   sale Rs.18,00,000/­ PW23 Navin  Ex.PW93/A, property no. 1004 and Kumar Ex.PW93/A­4, 1005 situated at Block Ex.PW93/A­5, no.   NN   at   Naiwal PW24 Manish  Ex.PW23/A, Karol Bagh, ND in the Kumar Ex.PW24/A, year 1998. (D­20 ­  PW93  Naveen Admitted) Gandas  

14. Income   from   the   sale Rs.20,00,000/­ PW60 Daulat  Ex.PW60/A  deed   executed   on Ram Kashyap  (D­20 ­  17.01.2005 by Smt. Raj Admitted) Kishori   for   the property   bearing municipal no. 1002 and 1003 situated at Block No. NN, Shivaji Street, Faiz   Road   Naiwal, Karol Bagh, ND in the year 2004.

15. Income from the sale of This   income   has Nil Admitted property   no.   A­84, already   been Palam   Extension   ND included   in   the   IT through   the   General return for the year Power   Attorney 2009­10 executed   between   Smt. Santosh   Kumari   and Smt.   Titixa   Rajora CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 251 of 364 Sr. Description of Income Amount of Income Proved by Documents No. (Rs.) executed   on 03.02.2010.

16. Income from post office Rs.4,70,419/­ Nil Admitted i.e. form PPF accounts, (interest from PPF) MIS   account   term +   Rs.88,899 deposit   accounts   etc. (interest from TDR during check period. and   MIS)   = Rs.5,59,318/­

17. Income   accrued   from Rs.12,862/­ +  Nil Admitted interest   in   bank Rs.11,626/­ +  account   of   etc   during Rs.2,875/­ check period. =Rs.27,363/­

18. Loan   obtained   in Rs.43,000/­ PW 31  Ex.PW31/A,   B policy no. 330664577. Dheeraj  & C (D­40) Chhabra

19. The   income   declared Rs.2,28,734/­ Ex.P­105  by   Santosh   Kaushik Admitted (D­65) and   Pulkit   Kaushik through   letter   dated 07.12.2011   for financial year 1991­92 to 1993­94

20. The   income   provided Rs.1,68,744/­ PW22 K.M  Ex.PW22/E, by   the   letter   no. Vaid  Ex.PW22/E­1   to UT/23/VC13/2011­12 E­5 (D­75) dtd 02.03.2012 sent by KM   Ved,   Vice President   (Vig.)   UTI Mutual   Fund,   Mumbai during 2007 to 2008.

21. The   income   of   Raj Rs.1,58,000/­  Nil Ex.P­102 Kishori   for   the   period Admitted (D­69) 1991­92 to 1993­94 as declared   by   S.K. Kaushik   in   his   letter dated   02.03.12   during 1991­94

22. The   income   of   Miss Rs.2,875/­ Nil Ex.P­101 (D­68) Divya Kaushik that has been   received   through CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 252 of 364 Sr. Description of Income Amount of Income Proved by Documents No. (Rs.) cash   rewards   as declared   by   S.K. Kaushik   in   his   letter dated   2.03.12   as   on 1991­94.

23. Income of SK Kaushik Rs.7,200/­ PW 84 D.  Ex.PW36/A & B through   is   investment Ganesh (D­73) made   in   Infotech   Ltd.

as declared in the let of D Ganesh in his letter dated   Aug3­2011 during check period.

24. Income   from   Kusal Rs.3,25,000/­ PW42 Rajesh  Ex.PW42/A & B Jwellers   received   after Jain  (D­77) sale   of   jwellery   in January   2008   during check period.

25. The   income   of   Divya Rs.20,788/­ PW­92 Vikas  Ex.PW68/A, B,  Kaushik   through   RD Pathak  C & D (D­67) A/c   no.   329685   in   the post   office   of   Paschim Vihar,   ND   as   per   the letter   of   Asstt.   Post Master, Paschim Vihar as on 2007.

Total Rs.1,64,24,435.63p Expenditure of accused Surender Kumar Kaushik and Smt. Santosh Kaushik   and   their   family   during   check   period   (according   to   the prosecution along with the details of the evidence adduced):

Sr.  Particulars of  Amount of Proved by Documents/ No. expenditure expenditure in Exhibit (Rs.)
1. Kitchen   expenditure Rs.7,79,056.66 P IO As per law taken @ one third of the salary   income   minus GPF   deduction   of   the accused   during   check period.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 253 of 364 Sr.  Particulars of  Amount of Proved by Documents/ No. expenditure expenditure in Exhibit (Rs.)

2. Locker   charge   for   the Rs.7,600/­ PW2 Sudha  Ex.PW69/F to  locker   no.   SS01591 Kapoor  Ex.PW60/H  maintained in the Punjab (D­42) National   Bank   fire PW69 A.K.  station   Rajender   Nagar Mahajan  during   10.03.1987   to 09.03.2010.

3. Locker   charge   for   the Rs.2,700/­ PW9 Ex.PW2/A to  locker   no.   428   in   the H.C. Doria Ex.PW2/F  name of Santosh Kaushik (D­43)  maintained   in   the   UCO Ex.PW91/F,  Bank Punjabi Bagh, ND Ex.PW91/G  on 13.01.2010. (D­44)

4. Payment   to   the   Aakash Rs.74,326/­ PW21 P.N.  Ex.PW21/A,  institute  for   coaching  of Arora  Ex.PW21/B &  Divya   Kaushik   during PW85 Santosh Ex.PW21/B­1 & 2007­08. B­2 (D­45)

5. Expenditure   incurred  by Rs.4,00,779/­ PW86  Ex.PW49/B &  S.K.   Kaushik   for Purnima  Ex.PW49/C educating   Pulkit Nagia  (D­46) Kaushik,   Divya   Kaushik PW49 Jai  and   Hardik   Kaushik   in Malhotra  the   Hansraj   Model school during the period 1995 to 2010.

6. Payment   made   to   the Rs.3,40,352/­ PW41 Manju  Ex.PW41/A  Manav   Rachna   college Chadha Ex.PW87/A &  of   Engineering   for PW87 G.L.  B. (D­48) education   of   Pulkit Sagar  Kaushik   27.08.06   to 19.05.2010. 

7. Payment   made   to Rs.85,250/­ PW35 S.K.  Ex.PW35/A, B,  Maharaj   Surajmal Narwal, C, D (D­49) institute   of   Technology PW82 Sushma for   coaching   of   Divya Darbu Kaushik 2009­2010.

8. Payment   of   telephone Rs.94,202/­ PW34  Ex.PW34/A & B bill no. 25912844 which Bhagmal  Ex.PW5/A, B  is   installed   at   the and C residence   of   Sh.   SK (D­51) CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 254 of 364 Sr.  Particulars of  Amount of Proved by Documents/ No. expenditure expenditure in Exhibit (Rs.) Kaushik   situated   at   D­ PW5 V.K.  183,   Karampura,   ND Sharma during   01.09.2000   to 18.05.2010.

9. Payment   made   to   the Rs.58,980/­ PW16 Payal  Ex.PW16/A, B  BSES towards electricity Sethi and C (D­53) consumption   for   the PW91 Anil  residential   premises   at Arora D­183,   Karampura,   ND 31.05.2002   to 07.05.2010.

10. Payment   made   to   the Rs.11,803/­ PW55 Pawan  Ex.PW55/A, B  IDEA   towards   payment Singh  and C (D­54) of   bill   for   mobile   no.

9911019242   during 15.11.2008   to 16.05.2010

11. Payment   made   to   the Rs.66,99,287.7p PW31 Mrs  Ex.PW31/A, B  LIC towards payment of Dheeraj  and C (D­40) premium in favour of the Chhabra family   members   during 2001­2010.

12. Expenditure   made Rs.3,66,113/­ PW22 K.M.  Ex.PW22/A (D­ towards   various   UTI Vaid 26), Ex.PW22/B, policies by SK Kaushik. PW70 MRV  B­1 to B­5 Subramanium (D­27),  Ex.PW22C, C­1  to C­4,(D­28),  Ex.PW22/D and D­1 (D­29),  Ex.PW22/E, E­1 to E­5 (D­75), Ex.PW70/A, B  & C (D­88).

13. Expenditure   of   SK Rs.1,84,444/­ PW 8 Lalit  Ex.PW38/A, A­1 Kaushik   made   towards Kushik to A­21 (D­72) his   house   rent   for   the residential   premises   no.

D­183,   situated   at karampura,   Ne   as CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 255 of 364 Sr.  Particulars of  Amount of Proved by Documents/ No. expenditure expenditure in Exhibit (Rs.) admitted   by   him   during 2001­2010.

14. Expenditure   of Rs.1,85,000/­ PW47 Krishan Ex.PW25/A,  Smt.Santosh   Kaushik Kumar Ex.PW77/A,  while   purchasing   the Ex.PW47/A property at A­82, Palam (D­16) Extension,   ND   from Narendra   Nath   Bali during 2001 to 2010.

15. Expenditure   of   Smt.   Raj Rs.4,50,000/­ +  PW93 Naveen  Ex.PW93/A­1 to Kishori while purchasing Rs.36,000/­ Gandas  A­5, Ex PW13A, the   property   bearing B, Ex.PW24/A  Municipal no. 1002 and and Ex.PW23/A  1003   situated   at   Shivaji and Ex.PW60/A Street,   Faiz   Road, (D­19) Naiwala,   ND   from Suresh   Chand   Mathur dated 30.12.2004.

16. Expenditure   of   Smt. Rs.4,50,000/­ +  PW93 Naveen  Ex.PW93/A­1 to Santosh   Kaushik   while Rs.36,000/­ Gandas A­5,  purchasing   the   property Ex.PW13A & B, bearing   Municipal   no. Ex.PW24/A, 1002   and   1003   situated Ex.PW23/A &  at   Shivaji   Street,   Faiz Ex.PW60/A Road, Naiwala, ND from (D­19) Suresh   Chand   Mathur dated 17.11.1995.

17. Expenditure of Surender Rs.12,10,000/­ (SBI PW72 Lalit  Ex.PW72/A, B  Kumar   Kaushik   while Najafgarh Road  Kumar Gupta & C,  issuing cheques in favour Branch) Ex.PW40/A to  of his mother in law and C, Ex.P­40 brother   in   law   during (D­23) 2008­09.

18. Expenditure of Surender Rs.1,527/­ PW31 Mrs  Ex.PW31/A, B  Kr.   Kaushik   while Dheeraj  & C (D­40) paying   installment   of Chhabra loan   in   LIC   policy   no.

         330664577               dated
         28.05.2008.
19.      Expenditure of Surender          Rs.22,612/­            PW50 Shri      Ex.PW50/A & B
         Kr.   Kaushik   while                                   Ram            (D­61)

      CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                 Page No. 256 of 364
 Sr.      Particulars of                        Amount of           Proved by          Documents/
No.      expenditure                         expenditure in                            Exhibit
                                                 (Rs.)
         paying house tax for the
         property at WZ 246, B­1,
         Uttam Nagar, ND dated
         30.06.2009.
20.      The           expenditure Rs.73,768/­                   PW22 K. M.         Ex.PW22/A, 
         provided by the letter no.                              Vaid               Ex.PW22/A­1 to
         UT/23/VC   13/2011­12                                                      PW22/A­8, 
         dtd   02.03.2012   sent   by                                               Ex.PW22/B­1 to
         KM Ved, Vice President                                                     B­5, 
         (Vig.)  UTI Mutual  fund,                                                  Ex.PW22/C­1 to
         Mumbai   in   the   year
                                                                                    C­4, 
         2000­06.
                                                                                    Ex.PW22/D­1, 
                                                                                    Ex.PW22/E and 
                                                                                    Ex.PW22/E­1 to
                                                                                    E­5 
                                                                                    (D­75)
                                 Total Rs.1,15,69,799.66p


      (31)             It   is   the   case   of   the   prosecution   that  the   assets   of   the

accused   at   the   beginning   of   the   check   period   i.e.   on   or   before 19.02.1986   was  Rs.45,600/­;   the   total   moveable/   immovable   assets acquired by the accused Surender Kumar Kaushik in his name, in the name of his wife Smt. Santosh Kaushik and in the name of his sons Pulkit Kaushik, Hardik Kaushik and Divya Kaushik during the check period i.e. 19.02.1986 to 01.06.2010, were worth Rs.1,33,37,440/­; the assets acquired during the check period comes to Rs.1,32,91,840/­; the total income of the accused and his family members was found to be Rs.1,64,24,435.63p; the expenditure incurred by the accused and his family members was  Rs.1,15,69,799.66p  and the likely savings of the accused   was   found   to   be  Rs.48,54,635.97p.     It   is   alleged   that   the CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 257 of 364 accused Surender Kumar Kaushik while working as Junior Engineer in the MCD during 1986 to 2010 was found in possession of assets to the tune of  Rs.84,37,204.03p  in his name and in the name of his family members,   which   is   about  51.36%  disproportionate   to   his   known sources   of   income   and   for   which   he   cannot   satisfactorily   account. Further,   as   per   the   allegations   most   of   the   immovable   properties acquired during the period 19.02.1986 to 01.06.2010 were in the name of Smt. Santosh Kaushik W/o S.K. Kaushik who was actively helping him   in   all   the   financial   transaction   and   there   is   no   satisfactory explanation for the disproportionate assets acquired by her husband in her name.  

(32) It is argued that the accused  Surender Kumar Kaushik (A­1)  has accumulated enormous wealth in the shape of movable and immovable   properties   in   his   name   and   in   the   name   of   his   family members and is hence liable for punishment under Sections 13(2) r/w 13(1)(e) of the Prevention of Corruption Act, 1988 and  Smt. Santosh Kaushik   (A­2)  has   abetted   and   facilitated   her   husband   to   commit offence   of   criminal   misconduct   defined   under   Section  13   (1)   (e)   of Prevention of Corruption Act, 1988 punishable under Section 13 (2) of the said Act and hence she has committed the offence under Section 109 of Indian Penal Code  read with  Section 13 (2)  read with  13 (1)

(d) of the Prevention of Corruption Act, 1988.   

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 258 of 364 Case of the accused:

(33) In so far as the accused Surender Kumar Kaushik (A­1) and Smt. Santosh Kaushik (A­2) are concerned, Ld. Counsel for the accused has placed his reliance upon the testimony of various Defence Witnesses.   According to the accused, their assets prior to the check period were  Rs.1,12,000/­; their assets at the end of the check period were   worth  Rs.99,31,512/­  and   hence   the   assets   acquired   by   them during the check period comes to  Rs.98,19,512/­.   The accused have further   submitted   that   their   income   during   the   check   period   was Rs.2,78,52,069/­; their expenditure during the check period was worth Rs.72,51,163/­; his likely savings were worth Rs.2,06,01,506/­ and the extent of disproportionate assets comes to  Rs.1,07,81,394/­  and hence no Disproportionate Asset is made out.   (34) The   manner   in   which   the   accused   have   calculated   their Income is put in a tabulated form as under: 
Sr. Particulars of  Amount as per Income of Income of S.K. Version of  No. Income and  CBI Santosh Kaushik  accused Period  Kaushik
1. Net salary of the Rs.23,37,170/­ Salary Nil Rs.26,10,037/­ Difference  accused S.K.  Rs.2,72,867/­ Kaushik  because the CBI  did not take into  From  consideration the  19.02.1986 to  arrears of DA  May, 2010 salary increment,  bonus etc.  PW11 (D­36)
2. Total   income Rs.7,06,815/­ Nil Rs.8,45,654/­ Difference  other   than Rs.1,39,939/­  salary   of because the CBI  CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 259 of 364 Sr. Particulars of  Amount as per Income of Income of S.K. Version of  No. Income and  CBI Santosh Kaushik  accused Period  Kaushik accused   S.K. did not take into  Kaushik consideration this  amount shown in  2002 to 2010 the ITR for the  period 1998­99 to  Admitted   by 2001 to 2002,  prosecution because these were not obtained by the CBI from the  Income Tax  Department.  

These were  produced by the  accused before the  IO during  investigation, but  not brought on the  file by the CBI.  

3. Income   of Rs.8,53,753/­ Rs.10,41,108/­ Nil Difference   due   to Santosh Kaushik 30%   rebate for   assessment (Rs.187,155/­) year 2010­11 given   to   the Period 2009­10 accused by law on the   rental   income.

      PW71 (D­55) -                                                                 This   rebate   had
      Admitted by                                                                   been  added as  the
      Prosecution                                                                   same   was   shown
                                                                                    legal deductions in
                                                                                    the   income   tax
                                                                                    return,   due   to   the
                                                                                    said   rebate   on
                                                                                    rental income. The
                                                                                    Details   are   shown
                                                                                    in   the   affidavit   of
                                                                                    Smt.   Santosh
                                                                                    Kaushik.

4.    Income   of Rs.2,84,623/­                 Rs.4,08,298/­         Nil           Difference   due   to
      Santosh Kaushik                                                               30%            rebate
      AY 2009­2010                                                                  (Rs.1,23,675/­)   on
                                                                                    rental   income   had
      Period 2008­09                                                                been   added   into
      PW71 (D­38)                                                                   the   income   shown

      CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                    Page No. 260 of 364
 Sr.   Particulars of        Amount as per          Income of     Income of S.K.     Version of 
No.   Income and               CBI                  Santosh         Kaushik         accused
      Period                                        Kaushik
      Admitted by                                                                   by the CBI. Details
      prosecution                                                                   are   shown   in
                                                                                    affidavit   of   Smt.
                                                                                    Santosh Kaushik.


5.    Income   of Rs.2,65,806/­                 Rs.3,37,806/­         Nil           Difference   due   to
      Santosh Kaushik                                                               30%            rebate
      AY 2008­2009                                                                  (Rs.72,000/­)   on
                                                                                    rental   income   had
      Period 2007­                                                                  been   added   into
      2008                                                                          the   income   shown
                                                                                    by the CBI. Details
      PW71 (D­55),                                                                  are   shown   in
      Admitted by                                                                   affidavit   of   Smt.
      prosecution                                                                   Santosh Kaushik. 

6.    Income   of Rs.1,72,401/­                 Rs.2,44,401/­         Nil           Difference   due   to
      Santosh Kaushik                                                               30%            rebate
      AY 2007­2008                                                                  (Rs.72,000/­)   on
                                                                                    rental   income   had
      Period                                                                        been   added   into
      2006­2007                                                                     the   income   shown
      PW71 (D­55)                                                                   by the CBI. Details
      Admitted by                                                                   shown   in   affidavit
      Prosecution                                                                   of   Smt.   Santosh
                                                                                    Kaushik.
7.    Income   of Rs.1,71,908/­                 Rs.2,43,908/­         Nil           Difference   due   to
      Santosh Kaushik                                                               30%            rebate
      AY 2006­2007                                                                  (Rs.72,000/­)   on
                                                                                    rental   income   had
      Period 2005­                                                                  been   added   into
      2006                                                                          the   income   shown
      PW71 (D­55)                                                                   by the CBI. Details
      Admitted by                                                                   are   shown   in
      Prosecution                                                                   affidavit   of   Smt.
                                                                                    Santosh Kaushik.

8.    Income   of   Raj Rs.2,45,070/­                   Nil           Nil           Admitted   in   the
      Kishori   AY                                                                  name   of   Smt.   Raj
      2008­2009                                                                     Kishori



      CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                    Page No. 261 of 364
 Sr.   Particulars of        Amount as per          Income of     Income of S.K.     Version of 
No.   Income and               CBI                  Santosh         Kaushik         accused
      Period                                        Kaushik
      Period 2007­
      2008
      PW71 (D­39) 
      Admitted by 
      Prosecution

9.    Income   of   Raj Rs.1,48,691/­                  ____            ___          Admitted   in   the
      Kishori   AY                                                                  name   of   Smt.   Raj
      2007­2008                                                                     Kishori

      Period 
      2006­2007

      PW71 (D­39) 
      Admitted by 
      Prosecution 
10.   Income   of   Raj Rs.87,533/­                     Nil            Nil          Admitted   in   the
      Kishori   AY                                                                  name   of   Smt.   Raj
      2006­2007                                                                     Kishori

      Period 2005­
      2006

      PW71 (D­39) 
      Admitted by 
      Prosecution

11.   Income   of   S.K. Rs.8,27,932/­          Rs.1,32,376/­    Rs.6,95,556/­      Admitted. 
      Kaushik   &   his                                                             Both   the   accused
      family   through                                                              have   been   shown
      various schemes                                                               their   separate
      of UTI                                                                        income   and   the
                                                                                    total is the same. 
      Period 2002­
      2009                                                                          These   amount   has
                                                                                    been freezed by the
      D­26, 27, 28, 29                                                              CBI. 
      & 75 (PW22/A)
12.   Income   of   S.K. Rs.49,81,711/­                 Nil      Rs.24,74,683/­     Admitted   to   the
      Kaushik and his                                                               extent           of
      family   members                                                              Rs.24,74,683/­  but
      through   various                                                             there   is   a
      LIC scheme 

      CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                    Page No. 262 of 364
 Sr.   Particulars of         Amount as per         Income of     Income of S.K.     Version of 
No.   Income and                CBI                 Santosh         Kaushik         accused
      Period                                        Kaushik
                                                                                    difference   of
      Period   2007­                                                                Rs.25,07,028/­
      2010                                                                          because   the   CBI
                                                                                    has   taken  the
      PW31/A (D­40)                                                                 premium   paid   by
                                                                                    Smt. Raj Kishori in
                                                                                    her life time to the
                                                                                    LIC.
13.   Income   through Rs.18,00,000/­                   Nil      Rs.18,00,000/­     Admitted:
      sale   of   property                                                          Rs.17,57,068/­
      No.1004­1005,
      Naiwala   Karol                                                               Sale Price:
      Bagh,   New                                                                      Rs.18,00,000
      Delhi.                                                                        Cost Price:
                                                                                      Rs.17,57,068
      Period ­ 1998                                                                 Profit:
                                                                                       Rs.42,932/­
      D­20, 23 & 24                                                                 These   facts   are
      (PW93)                                                                        mentioned   in   the
                                                                                    ITR for the year 
                                                                                    1999­2000
14.   Income   from Rs.20,00,000/­                      Nil            Nil          Admitted   the
      sale   deed   on                                                              income of Smt. Raj
      17.01.2005   by                                                               Kishori            of
      Smt.Raj   Kishori                                                             Rs.20,00,000/­.
      in favour of Raj
      Rani   Gupta   for                                                            The   property   sold
      property                                                                      by   Smt.   Raj
      No.1002­1003,                                                                 Kishori   in   her   life
      Nai Wala, Karol                                                               time   and   the
      Bagh,   New                                                                   money              was
      Delhi.                                                                        invested   the   LIC
                                                                                    schemes.
      Year 2004
      PW60 (D­20) 
15.   Income   from          This income        Rs.2,12,513/­          Nil          Profit:
      sale   of   property   has already                                                 Rs.4,85,000/­
      No. A­84 Palam         been included 
      Extension   by         in the ITR for                                         Sale Price:­
      Smt.   Santosh   to    the year 2009­                                              Rs.6,70,000/­ 
      Titixa   Rajora        2010                                                   (­)
      executed   on                                                                 Purchase price 


      CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                    Page No. 263 of 364
 Sr.   Particulars of        Amount as per          Income of     Income of S.K.     Version of 
No.   Income and               CBI                  Santosh         Kaushik         accused
      Period                                        Kaushik
      03.02.2010                                                                         Rs.1,85,000/­ =
                                                                                    Profit: 
      February, 2010                                                                Rs.4,85,000/­

      D­38A affidavit                                                               Rs.2,12,513/­ to be
      of Smt. Santosh                                                               added as a 
      Kaushik.                                                                      difference of ITR 
                                                                                    and actual sale. 
                                                                                    Due to the index 
                                                                                    inflation benefit 
                                                                                    given by the 
                                                                                    income tax 
                                                                                    department in the 
                                                                                    long terms of sale 
                                                                                    of the property.
                                                                                    CBI   had   shown
                                                                                    profit   of   only
                                                                                    Rs.2,72,187/­  as
                                                                                    per D­55 whereas,
                                                                                    profit             is
                                                                                    Rs.4,85,000/­  and
                                                                                    the CBI shown less
                                                                                    Amount of 
                                                                                    Rs.2,12,513/­

                                                                                    D­24   statement   of
                                                                                    account   of   UCO
                                                                                    bank
                                                                                    D­14   under   the
                                                                                    head                of
                                                                                    expenditure as per
                                                                                    charge sheet 
16.   Income   from  Rs.4,70,419/­  Rs.4,50,600/­                Rs.19,819/­        Admitted   by   both
      PPF   account  (interest from                                                 the   accused   as
      and various MISPPF) and plus                                                  their   separate
      termed   deposit
                     Rs.88,899/­                                                    income.
      accounts       (interest from                                                 The   CBI   had
                     TDR and MIS)                                                   shown   the   interest
      During   check                                                                Rs.88,899/­  which
                     Rs.5,59,318/­
      period                                                                        interest   was
                                                                                    earned by Smt. Raj
      PW64 & 67 (D­                                                                 Kishori   on   TDR
      32 & 59)

      CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                    Page No. 264 of 364
 Sr.   Particulars of        Amount as per          Income of     Income of S.K.     Version of 
No.   Income and               CBI                  Santosh         Kaushik         accused
      Period                                        Kaushik
                                                                                    and MIS scheme of
                                                                                    the post office and
                                                                                    this   amount   has
                                                                                    been   wrongly
                                                                                    clubbed   with   the
                                                                                    income   of   the
                                                                                    accused persons 

17.   Income   accrued Rs.12,862/­ +            Rs.14,186/­      Rs.12,862/­        Admitted   by   the
      from   interest   in Rs.11626/­ +         ING Vasya                           both   the   accused
      bank account of Rs.2875/­                 Bank                                person as per their
      etc.                                      Rs.11,626 +                         interest   earned
                           Rs.27,363/­          Rs. 2,875                           respectively   in   the
      During   check                                                                total   remains
      period                                                                        same. 

18.   Loan   obtained Rs.43,000/­                       Nil      Rs.43,000/­        Admitted   by   the
      on   Policy   No.                                                             accused
      330664577

      06.12.2007

      Ex.PW31/A (D­
      40)
19.   Income declared Rs.2,28,734/­             Rs.2,28,734/­          Nil          Admitted   by   the
      by  Smt.  Snatosh                                                             accused
      Kaushik   and
      Pulkit   Kaushik
      through   letter
      dated
      07.12.2011   for
      financial   year
      1991­92   to
      1993­94
      P­105 (D­65) 
      Admitted   by
      accused. 
20.   Income provided Rs.168744/­                       Nil      Rs.1,68,277/­      Admitted   by   the
      by the letter No.                                                             accused 
      UT/23/VC13

      Period 2007­
      2008


      CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                    Page No. 265 of 364
 Sr.   Particulars of        Amount as per          Income of     Income of S.K.     Version of 
No.   Income and               CBI                  Santosh         Kaushik         accused
      Period                                        Kaushik

      PW22/E­1 to E­
      5 (D­75)
21.   Income   of   Raj Rs.1,58,000/­                   Nil            Nil          Admitted   in   the
      Kishori   for   the                                                           name   of   Smt.   Raj
      period   1991­                                                                Kishori. 
      1992 to 1993­94
      as   declared   by
      S.K.   Kaushik   in
      his   letter   dated
      02.03.2012.
      S.K.   Kaushik
      disclosed   the
      income   of   his
      mother   as
      shown   in   the
      ITR. 

      1991 to 1994

      P­102 (D­69) 
      Admitted   on
      behalf   of   Smt.
      Raj Kishori 
22.   Income   of   Ms. Rs.2875/­                       Nil            Nil          Admitted   in   the
      Divya   Kaushik                                                               name of Ms. Divya
      that   has   been                                                             Kaushik 
      received                                                                      Wrongly   clubbed
      through   cash                                                                with the income of
      rewards   as                                                                  S.K.   Kaushik   by
      declared   by   Sh.                                                           CBI.
      S.K.Kaushik   in
      his   letter   dated
      02.03.2012
      P­101 (D­68), 
      PW71 
23.   Income   of   S.K. Rs.7200/­                      Nil      Rs.7200/­          Admitted   by   the
      Kaushik through                                                               accused
      his   investment
      made   in   3i
      Infotech   Ltd.   as
      declared   in   the
      letter   of   D

      CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                    Page No. 266 of 364
 Sr.   Particulars of    Amount as per              Income of     Income of S.K.     Version of 
No.   Income and           CBI                      Santosh         Kaushik         accused
      Period                                        Kaushik
      Ganesh   in   his
      letter dated Aug.
      3, 2011

      During check 
      period 

      PW36/A (D­73)

24.   Income   from Rs.3,25,000/­               Rs.3,25,000/­         Nil           Admitted  in  the
      Kusal   Jwellers                                                              name   Santosh
      received   after                                                              Kaushik
      sale   of   jwellery
      in   January,
      2008

      During check 
      period 
      PW41/A­B   (D­
      77)
25.   Income of Divya Rs.20,788/­               Rs.20,788/­           Nil           Admitted   in   the
      Kuashik through                                                               name   of   Santosh
      R.D.A/C   No.                                                                 Kaushik   since   the
      329685   in   the                                                             RD account was in
      post   office   of                                                            the name of Divya
      Paschim   Vihar,                                                              Kaushik and under
      New Delhi.                                                                    guardianship   of
                                                                                    Smt.   Santosh
      Period 2007                                                                   Kaushik 

      PW68/A, B & C
      (D­67)


      (35)             According   to   the   accused,   the   income   of   accused   Smt.

Santosh   Kaushik   has   not   been   taken   into   consideration   and   her independent,   separate   and   different   income   earned   during   the   check period comes to Rs.1,11,65,956/­ details of which are as under:

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 267 of 364 Sl. Description of Source Total Income Version of the accused No. of Income  Earned by accused During Check Period
1. Income   From   Post Rs.10,62,948/­  The   same   are   reflected   in Office   encashment   of document D­41 i.e. the statement Kisan   Vikas   Patra, of account of ING Vysa Bank.

Recurring   Deposit  The   CBI   did   not   give   the Account,   Withdrawal details   though   D­41   document from PPF.  has been filed by the CBI

2. Loans   taken   by   the Rs.33,90,000/­  The   same   are   reflected   in accused   from   her document D­41 i.e. the statement parents,   her   mother­in­ of account of ING Vysa Bank law,   son   and   daughter  The   CBI   did   not   give   the and Family Friends. details   though   D­41   document has been filed by the CBI

3. Income   from   UTI Rs.1,87,720/­  The   same   are   reflected   in dividend, Master Share­ document D­41 i.e. the statement Master Gain of UTI  of account of ING Vysa Bank  The   CBI   did   not   give   the details   though   D­41   document has been filed by the CBI

4. Income   during   the Rs.6,68,200/­  Rs.4,77,400/­  (Income   Less period when the income than   Tax   Slab)   &   Standard was   less   then   the deduction   30%   u/s.24(a) Taxable   slab   (ITR   was Rs.1,98,800/­ not to be filed during the period   (1987­88   to  The   CBI   did   not   consider 1989­90) and  the income during this period at 1994­95 to 2004­05) all   and   no   benefit   was   given   to (ITRs for the year 91­92, the   accused.   However,   CBI   had 92­93,   93­94   were   filed taken the ITRs for the year 91­92, because   Income   was 92­93, 93­94.

within the taxable slab.  

5. Gift   amounting   to Rs.1,57,896/­  The   said   fact   has   been Rs.1,57,896/­   given   by brought   on   the   file   in   the the brother in law (Ravi statement   of   PW92   and   the Kaushik)   sent   on document   is   marked  PW92/DX­ 13.11.1991   through 58.

         Habib Bank, AG Zurich
         vide   bankers   cheque

     CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                      Page No. 268 of 364
 Sl.       Description of Source             Total Income              Version of the accused
No.            of Income                  Earned by accused
                                            During Check
                                               Period
         No.62135   while   he   was                             The CBI did not consider it
         in   Switzerland   and                                 even though it was shown to the
         serving there.                                         IO during investigation.  

6.       Refund of Security by the Rs.1,37,500/­                 This   amount   was   given
         Managing Committee of                                  towards   the   booking   of   a   stall
         Luv   Kush   Ram   Lila                                during   the   Ram   Lila   but   the
         Committee                  on                          management   could   not   provide
         20.12.2007   through                                   this   facility   so   the   management
         cheque   No.130807                                     refunded this amount. 
         Inderprastha   Sehkari
         Bank,   shown   in   D­41                               The CBI did not consider it
         which is the copy of the                               even though it was shown to the
         statement   of   account   of                          IO during investigation. 
         ING Vysa Bank. 
7.       Management                 of Rs.1,12,500/­             Security is refundable by the
         CANTABIL   gave   the                                  accused to the tenant at the time
         security of Rs.1,12,500/­                              of   vacating   the   premises   by   the
         to the accused when they                               tenant. 
         took   her   shop   on   rent
         vide three cheques each                                 The CBI did not consider it
         for Rs.37,500/­ bearing                                even though it was shown to the
         1.No.362462                                            IO during investigation. 
         dt.15.09.2008, 

         2.No.362588
         dt.27.08.2008

         3. No.299776 
         Dt.11.11.2008
         Shown in D­41
8.       Income   through   rent Rs.27,060/­                     Part of the rent was paid by
         paid   by   MTNL   to   the                            Surender   Kumar   Narang
         accused   for   the   period                           previous   owner   of   this   premises
         December,   2008   to                                  because rent was paid by MTNL
         February,   2009   as   per                            through cheque in his favour even
         document   D­24   i.e.                                 after he sold the property till the
         Statement   of   account   of                          execution   of   the   Navogation
         UCO Bank East Punjabi                                  Agreement   between   the   MTNL
         Bagh   bearing   Cheque                                and accused. 

     CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                     Page No. 269 of 364
 Sl.        Description of Source             Total Income              Version of the accused
No.             of Income                  Earned by accused
                                             During Check
                                                Period
          No.373772              dated                            The CBI did not consider it

29.04.2009.  even though it was shown to the IO during investigation.

9. Istridhan   which   the Rs.2,35,000/­  The   accused   received   gifts, accused   got   before   and cash,   gold   and   otherwise   at   the at  the   time  of   marriage time   of   marriage,   before dated   09.12.1986   from marriage,   and   she   deposited her   parents,   in­laws, some   of   the   money   in   Punjab relatives and friends.  National Bank in the year, 1987. 

 The CBI did not consider it even though it was brought to the notice   of   the   IO   during investigation, but the IO took the statement of accounts of the PNB bank from the year 2002 and not earlier.

10. Cash   amount   and Rs.12,00,000/­  The   accused   has   been traditional gifts received receiving cash amount, gold and by the accused from her in   the   shape   of   other   gifts   from parents, relatives and in­ her   three   brothers,   parents laws   on   different uncles,   aunties   and   four   cousin festivals   and   occasions brothers   on   the   festivals   as viz   Bhaiya   Dooj, mentioned and the amount came Rakshbandhan,   Diwali, to be about Rs.40,000/­ per year Dushera   birth   of   the which is multiplied (40,000 X 24) children   and   their Rs.9,60,000/­  birthdays   celebrations,  DW­6 Shiv Kumar (father of marriage anniversary the   accused)   and   DW­5   Satish Kumar   brother   of   the   accused had deposed these facts. 

 Uncles   and   their   four   sons had also been giving Rs.10,000/­ to the accused Santosh Kaushik.

 Approx.   per   year   on   the occasion   of   festival   mentioned above  Rs.10,000/­   X   24   = Rs.2,40,000/­ CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 270 of 364 Sl. Description of Source Total Income Version of the accused No. of Income  Earned by accused During Check Period  Total Rs.12,00,000/­  The CBI did not consider it even though it was brought to the notice   of   the   IO   during investigation.

11. Income   Received   from Rs.1,87,280/­  Purchase price of the shares sale   of   shares   through Rs.1,06,750/­ Nisha   &   Co.   Share  Sale Price: Rs.2,94,030/­ brokers vide credit bills  Profit comes to  31.03.1992   which   are Rs.1,87,280/­ Ex.PW­92/DX­70   and  Original   bills   are DX­71 Ex.PW92/DX­70 & DX­71  The CBI did not consider it even though it was brought to the notice   of   the   IO   during investigation.

12. A.   The   accused   got   the A. Rs.22,465,98p  Form No.16   Ex.PW92/DX­ interest on the bonds of 69 shows the deduction.  

          Oswal Agro which were
          purchased                   on                          The                    document
          12.11.1989              vide                           Ex.PW92/DX­72  reflects   the
          Ex.PW92/DX­69                                          dividend of Rs.26,375/­. 

          B.   The   accused   got   the                          The CBI did not consider it
                                         B. Rs.4025/­
          Dividend   of   Rs.4025/­                              even though it was brought to the
          from   M/s   Bindal   Agro                             notice   of   the   IO   during
          Chem Ltd.                                              investigation.

          C.   The   accused   got   the

Dividend   of  Rs.22350/­ C. Rs.22,350/­ from M/s Oswal Chem & Fertilizer  Ex.PW2/DX­ Total:

          72                             Rs.48840/­ 

13.       The   income   received Rs.2,58,725/­                   Sale Price Rs.3,80,000/­
          from   the   sale   of   half                           Purchase Price 
          share of property No.A­                                Rs.1,21,275/­
          44, Palam, Delhi to Udit

      CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                 Page No. 271 of 364
 Sl.         Description of Source           Total Income                  Version of the accused
No.              of Income                Earned by accused
                                            During Check
                                               Period
         Sharma to DW­37                                                 Profit: Rs.2,58,725/­

                                                                      The CBI did not consider it
                                                                     even though it was brought to the
                                                                     notice   of   the   IO   during
                                                                     investigation.

Total income during the Rs.1,11,65,956/­ check period (36) According   to   the   accused,   the   CBI   has   not   taken   into consideration the income of Smt. Raj Kishori (mother of accused S.K. Kaushik), details of which are as under:

Sl. Particulars of Income  Period as per Income of Smt. Version of the No. CBI Raj Kishori  accused
1. Sale of her jewellery to  During check  Rs.2,50,990/­ She declared her  M/s Rupal Jewellers  period income in the income  Karol Bagh New Delhi  Tax return which was  vide document  filed by her legal heirs.

Ex.PW92/DX­24 &  Ex.PW92/DX­25 

2. Income during the  Check period  Rs.2,72,890/­ This income was  period 2008­2009. declared in ITR of  2008­2009 which is  Ex.PW92/DX­23. 

3. Incomes shown in the  Eight years  Total Income  ITRs from 1998 to  Rs.19,93,065/­ 2006 Rs.16,24,543/­ As per Ex.PW92/DX­ 1998­99 Rs.1,64,239/­ 46 & 47  1999­2000 Rs.24,459/­ 2000­2001 Rs.4,860/­ 2001­2002 Rs.40,811/­ 2002­2003 CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 272 of 364 Sl. Particulars of Income  Period as per Income of Smt. Version of the No. CBI Raj Kishori  accused 2003­2004  Rs.45,006/­ 2004­2005 Rs.44,660/­ 2005­2006 Rs.44,487/­ . Income/amount she  During check  Rs.85,000/­  KVP purchased by  inherited after the  period  Shri Laxmi Chand  death of her husband  Ex.PW92/DX­9  Shri Laxmi Chand who  Rs.29,000/­  National Saving  expired on 13.03.1996  Certificate which were purchased by Sh. 

                                                                                 Laxmi Chand
                                                                                 Ex.PW92/DX­10
                                                                Rs.55,000/­      Indira Vikas Patra 
                                                                                 purchased by Shri 
                                                                                 Laxmi Chand 
                                                                                 Ex.PW92/DX­11. 
                                                                Rs.30,000/­      Foreign Gift vide 
                                                                                 Ex.PW92/DX­55 
                                                                Rs.50,000/­      Foreign Gift vide 
                                                                                 Ex.PW92/DX­56 sent 
                                                                                 by his son Ravi 
                                                                                 Kaushik during check 
                                                                                 period. 
5.        Income from DCM                During check  Rs.3,459/­                Vide Ex.PW92/DX­41 
          financial limited              period                                  and DX­42. 
                                                                                 Document D­7 of CBI. 
6.        Income from LIC                During check  Rs.3,933/­                Vide Ex.PW92/DX­41 
          mutual funds warrant.          period                                  and DX­44. 
                                                                                 Document D­7 as per 
                                                                                 CBI.
                                         Total                  Rs.27,73,337/­


     (37)             As per the accused, the Total Income of Smt. Raj Kishori

(mother   of   the   accused   S.K.   Kaushik)   comes   to  Rs.80,08,558/­  i.e. Rs.27,73,337/­ plus admitted income of Rs.52,35,221/­.    (38) In   so   far   as   the  Immovable   Assets  of   the   accused   are concerned, the details of the same along with the explanation given by CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 273 of 364 the accused are put in a tabulated form as under:

Sl. Description of Value/ Price  Owner of the property Version of the No. Assets As per CBI accused
1. Property at Nai  Rs.51,00,000/­ Admitted   Raj Kishori (now Anaj Mandi,  stamp duty of  Smt. Raj Kishori spent  deceased) mother of  Filmistan  Rs.3,32,500/­  Rs.25,50,000/­ +  Surender Kaushik  (Acquired by  Total  Stamp Duty of  spent Rs.25,50,000/­ + accused in  Rs.54,32500/­ Rs.1,66,250/­ Stamp Duty  November 2007) Rs.1,66,250/­ She spent her own  money and the accused  At the time of  S.K. Kaushik did not  purchase ICICI bank  spend any money. was already tenant  and had been paying  the rent to the  purchasers i.e. Smt.  Santosh Kaushik and  Smt. Raj Kishori 
2. Residential Flat  Rs.1,35,000/­ Cost of construction   CBI had illegally WZ­244/B­1,   + Cost of  not admitted.  and unlawfully shown  Uttam Nagar, New construction the cost of  Delhi (Acquired by Rs.8,53,120/­ Smt. Santosh Kaushik  construction  accused on  purchased this built­up Rs.8,53,120/­ 24.02.1989)  property with her own  money Rs.1,35,000/­.  This property  S.K. Kaushik has not  was also given on rent  spent any money. to M/s Furniture  It was a residential  Bhandar and after in  property so its price  the month of  was less as not sold by  November 2008 that  the seller as a  the CANTABIL was  commercial. the tenant and the  purchaser was earning rent from this property
3. Double Storey  Admitted   Smt. Santosh  Building, Harijan  Rs.2,31,000/­  Kaushik took a loan of  Basti Palam (A­ Stamp duty of  Smt. Santosh Kaushik  Rs.2,35,000/­ from her
44) Palam  Rs.11550/­ purchased this built­up father Shiv Kumar  Extension, New  property with her own  Sharma  Delhi  money Rs.2,42,550/­ (Acquired by  and accused S.K.  CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 274 of 364 Sl. Description of Value/ Price  Owner of the property Version of the No. Assets As per CBI accused accused in  Kaushik has not spent   This property  September 2004) any money was fetching rent also  the same was shown in ITR for assessment  year 2005­06
4. Himalya Cottage  Rs.1,92,000/­  Accused   S.K.   Kaushik  This house was  Mussoorie  paid on  inherited   the   property got booked by Sh. 

(Acquired by  11.07.1997  in the year, 2008 after Laxmi Chand in the  accused in  stamp duty of  the death of his mother year 1994 and paid the December 2008) Rs.45,500/­ by   virtue   of   her   Will. installments of  Accused   S.K.   Kaushik Rs.1,63,200/­ till his  has   not   spent   the  cost death i.e. 13.03.1996  of   the   house   but   only and last installment of  spent   stamp   duty   of Rs.28,800/­ was paid  Rs.45,500/­ by Smt. Raj Kishori in  1997 and she expired  on 14.02.2008. 

5. Property in  Rs.50,000/­ +  This property was   Accused S.K.  Vill.Rangpuri,  Stamp Duty  purchased by Smt. Raj  Kaushik became  Tehsil Mehrauli,  Rs.10,400/­ Kishori in her name  owner by virtue of Will New Delhi  and paid all the cost  of his mother Smt. Raj  (Acquired by  from her own personal  Kishori.

        accused in August                            savings and income 
        1991)                                        and S.K. Kaushik has     Property has 
                                                     not spent any money     been acquired by the 
                                                     for this property       Govt. 1997 by 
                                                                             notification.  
6.      Property No.F­     Rs.2,30,000/­             Admitted                 The property was
        265, 2nd Floor,    + Stamp duty              This property was       also on rent and the 
        (undivided half    Rs.4600/­                 purchased by Smt.       same was shown in the
        portion) Sudershan                           Santosh Kaushik in her ITR of Smt. Santosh 
        Park, New Delhi                              name with her own       Kaushik in the year 
        (Acquired by                                 income and money of  2009­2010.
        accused in                                   Rs.2,34,600/­ and 
        November 2009)                               accused S.K. Kaushik 
                                                     has not spent any 
                                                     money for this property

7.      Property No.10,      Rs.20,50,000/­          Admitted                          At the time of 
        2nd floor, Paschimi  + stamp duty            This property was                purchase MTNL had 
        Enclave, New         Rs.82000/­              purchased by Smt.                already affixed tower 
        Delhi                                        Santosh Kaushik in her           on the roof and was 

     CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                             Page No. 275 of 364
      Sl.      Description of        Value/ Price       Owner of the property           Version of the
     No.          Assets             As per CBI                                           accused
            (Acquired by                               name with her own           paying rent about 
            accused on                                 money Rs.21,32,000/­        Rs.10,000/­ per month 
            08.12.2008)                                and accused S.K.            has been shown in 
                                                       Kaushik has not spent       ITR.
                                                       any money for this 
                                                       property.



       (39)             Further, in so far as the Movable Assets of the accused are

concerned,   they   have   provided   their   explanation   with   regard   to   the same, which are put in the tabulated form as under: 

Sl. Description of Assets Year of Value/ Price  Version of the accused No. Acquisition As per CBI as per CBI 
1. A/c in Bank of Baroda  30.05.2010 Balance:  Nil Karampura branch, Delhi  Nil of Smt. Santosh Kaushik 
2. A/c in Bank of Baroda  01.06.2010 Rs.1,134/­ Account holder is the son  Karampura branch, Delhi  of Santosh Kaushik and  of Pulkit Kaushik S.K. Kaushik. It is his  personal saving
3. A/c in Bank of Baroda  01.06.2010 Rs.2,23,504/­ Account holder is the  Karampura branch, Delhi  Daughter of Santosh  of Divya Kaushik Kaushik and S.K.  Kaushik. It is her  personal saving given by  parents maternal  grandfather and mother  and other relatives. 
4. A/c in Bank of Baroda  01.06.2010 Rs.2,387/­ Account holder is the Son  Karampura branch, Delhi  of Santosh Kaushik and  of Hardik Kaushik S.K. Kaushik. It is his  personal saving
5. A/c in Bank of Baroda  01.06.2010 Rs.2,223/­ Account   holder   was   the Karampura branch, Delhi  mother   of   the   accused of Smt.Raj Kishori Surender Kaushik and the savings were her personal saving.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 276 of 364 Sl. Description of Assets Year of Value/ Price  Version of the accused No. Acquisition As per CBI as per CBI 

6.  A/C in the State Bank of  01.06.2010 Rs.42,884/­ Admitted  since   the India, Najafgarh Road  account   belongs   to Branch in the name of  accused Surender Kumar accused Surender Kumar  Kaushik

7.  A/C UCO Bank Punjabi  01.06.2010 Rs.43,215/­ The bank account is in the Bagh in the name of Santosh name   of   Smt.   Santosh Kaushik & Surender  kaushik and it is her own Kaushik personal   saving exclusively and the name of S.K. Kaushik is only for the locker of this bank. 

8.  A/C ICICI bank Punjab  01.06.2010 Rs.3,766/­ Admitted  Bagh Branch in the name of The   bank   accounts Accused Surinder Kumar  pertains   to   Surinder Kaushik. Kumar Kaushik and it is his   own   personal   saving exclusively.

9. UTI Policy  30.03.2007 Rs.1,00,000/­ Admitted  No.509200592641 of  The same pertains to S.K.  S.K.Kaushik Kaushik No.of Units  10000  

10. UTI Policy  30.10.2006 Rs.25,000/­ Admitted No.509195714875 of  Santosh Kaushik The same pertains to Smt. No. of Units 2500 Santosh Kaushik

11. UTI Equity Tax Saving plan  12.12.2006 Rs.48,000/­ Admitted Folio No.10921796581 S.K.Kaushik The same pertains to S.K. Kaushik

12. UTI Folio  30.10.2006 Rs.25,000/­ Admitted No.509195716162  S.K.Kaushik The   same   pertains   to 2500 Units S.K.Kaushik

13. UTI Folio No.50917263291  12.12.1986 Rs.5000/­ Admitted in the name of Sh. S.K.  Kaushik  The same pertains to S.K. Kaushik CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 277 of 364 Sl. Description of Assets Year of Value/ Price  Version of the accused No. Acquisition As per CBI as per CBI 

14. UTI Folio No.50917260870  1991­1995 Rs.19,000/­ Admitted in the name of Sh. S.K.  Kaushik   The   accused Surinder   Kumar   Kaushik did not spend any money. 

 These units were  inherited by S.K. Kaushik  from his mother who  inherited the same from  her husband before his  death. 

 All these have been taken   by   the   CBI   under the   heading   of expenditure also and thus these were calculated in a double way. 

15. KVP Regn. 29.05.2010 Rs.3,50,000/­ Not admitted

a) No.203833 in the name of Geeta Devi   CBI wrongly shown & Pulkit Kaushik the assets of accused S.K. Kaushik   and   Santosh

b) No.203834 Kaushik.

in the name of Shiv Kumar  Sharma & Pulkit Kaushik  The   purchasers Geeta   Devi,   Shiv   Kumar

c) No.203835  Shrama and Lalit Narain in the name of Lalit Naraina are the father, mother and & Pulkit Kaushik brother   of   Smt.   Santosh Kaushik   accused

d) No.203836  respectively.

in the name of Shiv Kumar  Sharma & Divya Kaushik  All these KVP were purchased   by   the   person

e) No.203837  whose name is appearing in the name of Shiv Kumar  as   first   name   with   their Sharma & Santosh Kaushik own money. 

        f)No.203838                                                                The             accused
        in the name of Shiv Kumar                                                 persons did not spend any
        Sharma & Divya Kaushik

       CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                         Page No. 278 of 364
  Sl.        Description of Assets              Year of            Value/ Price     Version of the accused
 No.                                         Acquisition           As per CBI
                                             as per CBI 
        g) No.203839                                                              money for these KVP.  
        in the name of Shiv Kumar 
        Sharma & Divya Kaushik
16.     KVP Regn.                           29.05.2010       Rs.6,00,000/­        Admitted 
        a) No.203776
        in the name of Santosh                                                    a) No.203776
        Kaushik & Divya Kaushik                                                   in the name of Santosh 
                                                                                  Kaushik & Divya Kaushik


        b) No.203777                                                              b) No.203777
        in the name of Santosh                                                    in the name of Santosh 
        Kaushik & Divya Kaushik                                                   Kaushik & Divya Kaushik

                                                                                  c) No.203778
        c) No.203778                                                              in the name of Santosh 
        in the name of Santosh                                                    Kaushik & Divya Kaushik
        Kaushik & Divya Kaushik


        d) No.203779                                                              d) The investment was 
        in the name of Pulkit                                                     made  by the person with 
        Kaushik &  Santosh                                                        the first name.
        Kaushik 
                                                                                  e) The investment was 
        e) No.203780                                                              made  by the person with 
        (wrongly mentioned as                                                     the first name.
        20378)
        in the name of Divya 
        Kaushik & & Pulkit 
        Kaushik
                                                                                  f)   The   investment   was
        f) No.203781                                                              made  by the person with
        in the name of Shiv Kumar                                                 the first name.
        & Santosh Kaushik

        g) No.203797                                                              g)   The   investment   was
        in the name of Lalit &                                                    made  by the person with
        Santosh Kaushik                                                           the first name.

        h) No.203798                                                              h)   The   investment   was
        in the name of Lalit &                                                    made  by the person with
        Santosh Kaushik                                                           the first name.

       CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                        Page No. 279 of 364
  Sl.        Description of Assets              Year of            Value/ Price     Version of the accused
 No.                                         Acquisition           As per CBI
                                             as per CBI 

        i) No.203799                                                              i). The investment was 
        in the name of Geeta Devi                                                 made  by the person with 
        & Divya Kaushik                                                           the first name.

        j) No.203800                                                              j). The investment was 
        in the name of Geeta Devi                                                 made  by the person with 
        & Divya Kaushik                                                           the first name.

        k) No.203816                                                              k). The investment was 
        in the name of Geeta Devi                                                 made  by the person with 
        & Santosh Kaushik                                                         the first name.

        l) No.203817 (wrongly                                                     l).   The   investment   was
        mentioned as 203797)                                                      made  by the person with
        in the name of Geeta Devi                                                 the first name.
        & Divya Kaushik
17.     PPF A/C 13564 in the name           01.06.2010       Rs.13,57,386/­        Admitted to the 
        S.K.Kaushik                                                               extent of Rs.2,57,087/­ 
                                                                                  alongwith interest of 
                                                                                  Rs.73,676/­

        PPF A/C 13565 in the name                                                  Admitted to the 
        Santosh                                                                   extent of Rs.1,35,626/­ 
        Kaushik                                                                   alongwith the interest of 
                                                                                  Rs.19819/­

                                                                                   The   PPF   account
        PPF A/C 13566 in the name                                                 was   opened   in   the   year
        Pulkit Kaushik                                                            1997   and   yearly
                                                                                  subscription   was   being
                                                                                  deposited  by  the  account
                                                                                  holder which came to be
                                                                                  Rs.2,92,465/­  alongwith
                                                                                  interest of Rs.1,16,159/­
                                                                                   The   PPF   account
                                                                                  was   opened   in   the   year
                                                                                  1997   and   yearly
        PPF A/C 13567 in the name                                                 subscription   was   being
        Divya Kaushik                                                             deposited  by  the  account
                                                                                  holder which came to be
                                                                                  Rs.3,92,161/­  alongwith


       CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                         Page No. 280 of 364
  Sl.        Description of Assets              Year of            Value/ Price     Version of the accused
 No.                                         Acquisition           As per CBI
                                             as per CBI 
                                                                                  interest of Rs.1,55,397/­
                                                                                   
                                                                                   The   PPF   account
        PPF A/C 21099 in the name                                                 was   opened   in   the   year
        Hardik Kaushik                                                            1997   and   yearly
                                                                                  subscription   was   being
        (wrongly mentioned as                                                     deposited  by  the  account
        Pulkit Kaushik)                                                           holder which came to be
                                                                                  Rs.2,80,541/­  alongwith
                                                                                  interest of Rs.1,05,937/­
18.     House Hold Inventory         01.06.2010              Rs.1,52,900/­         The   Accused   S.K.
        regarding the items found at                                              Kaushik   and   Santsoh
        the time of raid.                                                         Kaushik   were   living   in
                                                                                  joint   family   with   his
        Cash amount Rs.51,000/­                                                   parents   and   who
                                                                                  purchased   most   of   the
                                                                                  articles/ item which were
                                                                                  lying   in   the   kitchen   at
                                                                                  time of raid and a number
                                                                                  of   household   and   other
                                                                                  necessary   articles   were
                                                                                  given   as   a   gift   by   the
                                                                                  parents   of   Santosh
                                                                                  Kaushik at the time of her
                                                                                  marriage   and   thereafter
                                                                                  regularly   on   all   the
                                                                                  festivals, occasions as per
                                                                                  the   family   traditions   and
                                                                                  thus   the   accused   person
                                                                                  did not spend money upon
                                                                                  the above said articles.

                                                                                   All  the  items  in the
                                                                                  kitchen   and   house   were
                                                                                  purchased   by   the  mother
                                                                                  in law and father in law
                                                                                  of   Smt.   Santosh   Kaushik
                                                                                  and she got a number of
                                                                                  articles in dowry from her
                                                                                  parents at the time of her
                                                                                  marriage.



       CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                         Page No. 281 of 364
  Sl.        Description of Assets              Year of            Value/ Price     Version of the accused
 No.                                         Acquisition           As per CBI
                                             as per CBI 
                                                                                   The   accused   have
                                                                                  admitted   only   cash
                                                                                  amount   of  Rs.51,000/­
                                                                                  which   was   withdrawn
                                                                                  from   the   saving   Bank
                                                                                  account   in   UCO   Bank
                                                                                  which amount was kept at
                                                                                  home   for   emergency
                                                                                  purposes for the accused
                                                                                  persons   and   their   three
                                                                                  children.

                                                                                   The   cost   of   the
                                                                                  articles   mentioned   as
                                                                                  Rs.1,52,900/­  by   CBI   is
                                                                                  not admitted  because the
                                                                                  accused   persons   did   not
                                                                                  spend   any   money   on   the
                                                                                  items/   household   articles
                                                                                  lying there. 

                                                                                   The   remaining
                                                                                  amount   of  Rs.1,01,900/­
                                                                                  was   wrongly   clubbed   by
                                                                                  CBI   into   the   income   of
                                                                                  accused Surender Kumar
                                                                                  Kaushik 
19.     Car No.DL­2CV­0049                  06.02.2002       Rs.3,45,239/­        Not admitted
        Santro 
                                                                                  The car was registered in
                                                                                  the name of Lalit Narain
                                                                                  Sharma   (PW38)   brother
                                                                                  of   Smt.   Santosh   Kaushik
                                                                                  as   per   document   (D­72).
                                                                                  The   accused   never
                                                                                  purchased   this   car   and
                                                                                  they were not the owners 
20.     Motorcycle Vehicle No.DL­           14.08.2008       Rs.62,767/­          It   is   registered   in   the
        9SV­8557                                                                  name   of   Pulkit   Kaushik
                                                                                  who   purchased   with   his
                                                                                  own   money   and   the
                                                                                  accused   did   not


       CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                         Page No. 282 of 364
  Sl.        Description of Assets              Year of            Value/ Price     Version of the accused
 No.                                         Acquisition           As per CBI
                                             as per CBI 
                                                                                  contribute any money for
                                                                                  purchasing this vehicle.

21.     Shares   of             different                                         Admitted 
        companies 
                                                                                  All the shares are in the
        Oswal Agro Mill,               1988­2008             Rs.3,19,365/­        name of Santosh Kaushik
        Oswal Chem. & F.E.                                                        and   she   purchased   with
        Reliance Cem V.E.                                                         her own money.
        Oswal Chem & F.E.
22.     Monthly   Income   Scheme 2002                       Rs.50,000/­          Not Admitted 
        270292
        Opened   on   28.08.2002   for                                             These schemes were
        Rs.50,000/­                                                               purchased   by   Smt.   Raj
                                                                                  Kishori   the   deceased
                                                                                  mother   of   S.K.   Kaushik
                                                                                  with   her   own   personal
                                                                                  savings.

                                                                                   She   nominated   her
                                                                                  sons   S.K.   Kaushik   and
                                                                                  Ravi   Kaushik   for   the
                                                                                  schemes

                                                                                   This   money   is   still
                                                                                  lying   in   the   post   office
                                                                                  and   had   not   been
                                                                                  withdrawn   by   nominees
                                                                                  as they were not allowed
                                                                                  by the CBI.
23.     Monthly   Income   Scheme 2002                       Rs.50,000/­          Not Admitted 
        270293
        Opened   on   28.08.2002   for                                             These schemes were
        Rs.50,000/­                                                               purchased   by   Smt.   Raj
                                                                                  Kishori   the   deceased
                                                                                  mother   of   S.K.   Kaushik
                                                                                  with   her   own   personal
                                                                                  savings.

                                                                                   She   nominated   her
                                                                                  sons   S.K.   Kaushik   and
                                                                                  Ravi   Kaushik   for   the


       CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                         Page No. 283 of 364
  Sl.        Description of Assets              Year of            Value/ Price     Version of the accused
 No.                                         Acquisition           As per CBI
                                             as per CBI 
                                                                                  schemes

                                                                                   This   money   is   still
                                                                                  lying   in   the   post   office
                                                                                  and   had   not   been
                                                                                  withdrawn   by   nominees
                                                                                  as they were not allowed
                                                                                  by the CBI. 
24.     Monthly   Income   Scheme 2002                       Rs.50,000/­          Not Admitted 
        270294
        Opened   on   28.08.2002   for                                             These schemes were
        Rs.50,000/­                                                               purchased   by   Smt.   Raj
                                                                                  Kishori   the   deceased
                                                                                  mother   of   S.K.   Kaushik
                                                                                  with   her   own   personal
                                                                                  savings.

                                                                                   She   nominated   her
                                                                                  sons   S.K.   Kaushik   and
                                                                                  Ravi   Kaushik   for   the
                                                                                  schemes

                                                                                   This   money   is   still
                                                                                  lying   in   the   post   office
                                                                                  and   had   not   been
                                                                                  withdrawn   by   nominees
                                                                                  as they were not allowed
                                                                                  by the CBI. 
25.     Monthly   Income   Scheme 2002                       Rs.50,000/­          Not Admitted 
        270295
        Opened   on   28.08.2002   for                                             These schemes were
        Rs.50,000/­                                                               purchased   by   Smt.   Raj
                                                                                  Kishori   the   deceased
                                                                                  mother   of   S.K.   Kaushik
                                                                                  with   her   own   personal
                                                                                  savings.

                                                                                   She   nominated   her
                                                                                  sons   S.K.   Kaushik   and
                                                                                  Ravi   Kaushik   for   the
                                                                                  schemes



       CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                         Page No. 284 of 364
  Sl.        Description of Assets              Year of            Value/ Price     Version of the accused
 No.                                         Acquisition           As per CBI
                                             as per CBI 
                                                                                   This   money   is   still
                                                                                  lying   in   the   post   office
                                                                                  and   had   not   been
                                                                                  withdrawn   by   nominees
                                                                                  as they were not allowed
                                                                                  by the CBI. 

26.     Monthly   Income   Scheme 2006                       Rs.36,000/­          Not Admitted 
        205581
        Opened   on   21.12.2006   for                                             These schemes were
        Rs.50,000/­.                                                              purchased   by   Smt.   Raj
                                                                                  Kishori   the   deceased
                                                                                  mother   of   S.K.   Kaushik
                                                                                  with   her   own   personal
                                                                                  savings.

                                                                                   She   nominated   her
                                                                                  sons   S.K.   Kaushik   and
                                                                                  Ravi   Kaushik   for   the
                                                                                  schemes

                                                                                   This   money   is   still
                                                                                  lying   in   the   post   office
                                                                                  and   had   not   been
                                                                                  withdrawn   by   nominees
                                                                                  as they were not allowed
                                                                                  by the CBI. 
27.     Monthly   Income   Scheme 2006                       Rs.30,000/­          Not Admitted 
        205582
        Opened   on   21.12.2006   for                                             These schemes were
        Rs.50,000/­                                                               purchased   by   Smt.   Raj
                                                                                  Kishori   the   deceased
                                                                                  mother   of   S.K.   Kaushik
                                                                                  with   her   own   personal
                                                                                  savings.

                                                                                   She   nominated   her
                                                                                  sons   S.K.   Kaushik   and
                                                                                  Ravi   Kaushik   for   the
                                                                                  schemes

                                                                                       This   money   is   still


       CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                         Page No. 285 of 364
       Sl.           Description of Assets            Year of            Value/ Price     Version of the accused
      No.                                          Acquisition           As per CBI
                                                   as per CBI 
                                                                                        lying   in   the   post   office
                                                                                        and   had   not   been
                                                                                        withdrawn   by   nominees
                                                                                        as they were not allowed
                                                                                        by the CBI. 
     28.      Balance   amount   in 2010                           Rs.15,000/­          Admitted 
              recurring   account   Nos.
              344871,   344872   and                                                    The   account   was   opened
              344875   in   the   Post   Office,                                        by   Smt.   Santosh   Kaushik
              at   Paschim   Vihar,   New                                               with   her   own   money   for
              Delhi.                                                                    herself,   her   son   Hardik
                                                                                        and her daughter Divya. 


             (40)             According to the accused, the total assets calculated by the

CBI during the check period are worth  Rs.1,33,37,440/­  whereas the total   assets   of   the   accused   Surender   Kaushik   (A­1)   are   worth Rs.4,24,776/­;  the assets of accused Smt. Santosh Kaushik (A­2) are wroth Rs.63,21,063/­ and the assets of Smt. Raj Kishori (now deceased) are worth Rs.30,73,673/­ and hence, CBI has shown an excess amount of Rs.35,17,928/­.

(41) Now   coming   to   the  Expenditure  of   the   accused,   the accused have provided their explanation with regard to the same, which is as under:

Sl. Particulars of Amount of Expenditure of Expenditure of Version of the No. Expenditure  expenditure as accused Santosh accused S.K. accused per CBI Kaushik Kaushik 
1. Kitchen Rs.7,79,056.66p Rs.60,000/­ Rs.4,18,980.66p CBI   clubbed   the expenditure expenses taken   @   one incurred   by   the third   of   the parents   of   S.K. salary   income Kaushik   i.e. during   the Rs.2,40,000/­  as CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 286 of 364 Sl. Particulars of Amount of Expenditure of Expenditure of Version of the No. Expenditure  expenditure as accused Santosh accused S.K. accused per CBI Kaushik Kaushik  check period the   accused   was residing   in   joint family   for   the year   1986­2008 and   expenses   of Rs.60,056/­  by the   parents   of Santosh   Kaushik by way of grains, Ghee   and   other grocery items. 
2. Locker   charge Rs.7600/­ Rs.7600/­ Nil Admitted   by for   the   locker Santosh No.SSo1591 Kaushik maintained   in the   P.N.B during   the period 10.03.1987   to 09.03.2010
3. Locker Rs.2700/­ Rs.2700/­ Nil Admitted   by charges for the Santosh locker No. 428 Kaushik  in the name of Santosh Kaushik   UCO Bank   Punjabi Bagh, Delhi  as   on 13.01.2010
4. Payment to the Rs.74,326/­ Rs. 74,326/­ Nil Admitted   by Aakash Santosh Institute   for Kaushik  coaching   of The   fees   paid Divya   Kaushik from her account during   the in   ING   Vyas period   2007­ Bank   as   shown 08 in   document   D­ 41 CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 287 of 364 Sl. Particulars of Amount of Expenditure of Expenditure of Version of the No. Expenditure  expenditure as accused Santosh accused S.K. accused per CBI Kaushik Kaushik 
5. Expenditure Rs.4,00,779/­ Rs.3,74,224/­ Nil Admitted   by incurred   by Santosh Surinder Kaushik  paid Kumar from   her   own Kaushik   for saving.
      educating                                                                        No documents or
      Pulkit Kaushik,                                                                  witness
      Divya   Kaushik                                                                  produced   by   the
      and   Hardik                                                                     CBI to show the
      Kaushik   in   the                                                               expenditure   of
      Hansraj Model                                                                    Rs.4,00,779/­  as
      School   during                                                                  mentioned   in   D­
      the   period                                                                     5
      1995 to 2010
                                                                                       CBI   has   shown
                                                                                       the   excess
                                                                                       amount   of
                                                                                       Rs.26,555/­.
6.    Payment   made Rs.3,40,352/­               Nil               Rs.1,70,352/­       CBI Clubbed the
      to   the   Manav                                                                 expenses   of
      Rachna                                                                           Rs.90,000/­
      College   of                                                                     incurred   by
      Engineering                                                                      maternal
      for   education                                                                  grandfather   Shiv
      of   Pulkit                                                                      Kr.   Sharma   and
      Kaushik                                                                          expenses
      during   the                                                                     Rs.80,000/­
      period                                                                           incurred   by
      27.08.2006   to                                                                  maternal   uncle
      19.05.2010                                                                       Lalit Narain 

7.    Payment   made Rs.85,250/­                 Rs.74,250/­       Rs.11,000/­         Admitted   ­
      to   Maharaj                                                                     Jointly   paid   by
      Surajmal                                                                         both the accused
      Institute   of                                                                   from   their
      Technology for                                                                   accounts/income
      coaching   of                                                                    savings.
      Divya   Kaushik
      during   the
      period   2009­
      10



        CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                   Page No. 288 of 364
 Sl.   Particulars of       Amount of              Expenditure of   Expenditure of      Version of the
No.   Expenditure        expenditure as          accused Santosh    accused S.K.         accused
                            per CBI                  Kaushik           Kaushik 
8.    Payment   of Rs.94,202/­                   Nil               Nil               Telephone
      telephone   bill                                                               connection   was
      No.25912844                                                                    booked   by   Smt.
      which   is                                                                     Laxmi   Chand
      installed at the                                                               and   after   his
      residence   of                                                                 death            the
      Surinder                                                                       telephone   was
      Kumar                                                                          transferred   in
      Kaushik                                                                        the name of Smt.
      situated   at   D­                                                             Raj   Kishori   and
      183,                                                                           bill   was   paid
      Karampura,                                                                     from   UCO   bank
      Delhi   during                                                                 Rajindra Palace,
      the   period                                                                   through   ECS
      01.09.2000   to                                                                from her account
      18.05.2010                                                                     and   both   the
                                                                                     accused   has   not
                                                                                     spent any money.
9.    Payment   made Rs.58,980/­                 Nil               Nil               Expenditure
      to   BSES                                                                      towards   BSES
      towards                                                                        had already been
      electricity                                                                    include   1/3rd
      consumption                                                                    kitchen   expenses
      for   premises                                                                 as   mentioned   in
      No.D­183,                                                                      D1
      Karampura,
      Delhi   during
      the   period
      31.05.2002   to
      07.05.2010
10.   Payment   made Rs.11,803/­                 Nil               Rs.11,803/­       Admitted   by   the
      to   the   Idea                                                                accused
      towards
      payment of bill
      for   Mobile   of
      telephone
      No.991101924
      2     during   the
      period
      15.11.2008   to
      16.05.2010




        CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                 Page No. 289 of 364
 Sl.   Particulars of      Amount of               Expenditure of   Expenditure of        Version of the
No.   Expenditure       expenditure as           accused Santosh    accused S.K.           accused
                           per CBI                    Kaushik          Kaushik 
11.   Payment   made Rs.6699287.7                Rs.9,98,468/­     Rs.8,31,936/­       The   CBI   has
      to   the   LIC                                                                   wrongly   given
      towards                                                                          the   figure   of
      payment   of                                                                     expenditure   to
      premium   in                                                                     the   LIC   of
      favour   of   the                                                                Rs.66,99,287.07
      family                                                                           p
      members                                                                           
      during   the
      period   2001­
      2010

12.   Expenditure    Rs.3,66,113/­               Rs.74,977/­       Rs.1,97,000/­       CBI   has   taken
      made   towards                                                                   Rs.94,136/­
      various   UTI                                                                    excess.   CBI   has
      policy   of                                                                      not been able to
      Surinder                                                                         produce   any
      Kumar                                                                            document   or
      Kaushik                                                                          witness   to   prove
                                                                                       its Version. 
13.   Expenditure   of Rs.1,84,444/­             Rs.1,84,444/­     Nil                 Admitted   as   per
      S.K.Kaushik                                                                      the rent was paid
      made   towards                                                                   by   Santosh
      the House rent                                                                   Kaushik   to   her
      for   residential                                                                brother   Lalit
      premises   D­                                                                    Narain.
      183,
      Karampura,
      New   Delhi
      during   the
      period   2001­
      2010
14.   Expenditure   of Rs.1,85,000/­             Rs.1,85,000/­     Nil                 Admitted 
      Santosh                                                                          By   accused
      Kaushik   while                                                                  Santosh
      purchasing   the                                                                 Kaushik
      property   No.
      A­84,   Palam
      Extension,
      New   Delhi   as
      on 30.12.2004




        CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                   Page No. 290 of 364
 Sl.   Particulars of        Amount of             Expenditure of    Expenditure of    Version of the
No.   Expenditure        expenditure as          accused Santosh     accused S.K.       accused
                             per CBI                 Kaushik            Kaushik 
15.   Expenditure   of Rs.4,50,000/­ +           Nil                Nil              Expenses   made
      Raj   Kishori Rs.36,000/­                                                      by   Smt.   Raj
      while                                                                          Kishori,   mother
      purchasing   the                                                               of   the   accused
      property                                                                       S.K.Kaushik   in
      bearing                                                                        her   life   time,
      No.1002­1003                                                                   when   the   father
      Nai   Karol                                                                    of   the   accused
      Bagh,   New                                                                    was also alive.
      Delhi   from
      Suresh   Chand
      Mathur   as   on
      17.11.1995
16.   Expenditure   of Rs.4,50,000/­ +           Rs.4,50,000/­ +    Nil              Admitted and the
      Santosh           Rs.36,000/­              Rs.36,000/­                         same was sold to
      Kaushik   while                                                                Smt. Raj Kishori
      purchasing   the                                                               for   amount   of
      property                                                                       Rs.4,90,000/­  as
      bearing                                                                        the   IO   was
      No.1002­1003                                                                   shown   the   sale
      Nai   Karol                                                                    deed   but   he   has
      Bagh,   New                                                                    not   excluded
      Delhi   from                                                                   from              the
      Suresh   Chand                                                                 expenditure   of
      Mathur   as   on                                                               Santosh Kaushik
      17.11.1995 
17.   Expenditure   of Rs.12,10,000/­            Nil                Nil              CBI   could   not
      Surinder                                                                       prove   the   issue
      Kumar                                                                          of   cheque   as
      Kaushik   while                                                                mentioned. 
      issuing   cheque
      in   favour   of
      mother   in   law
      and  brother   in
      law during the
      period   2008­
      09
18.   Expenditure   of Rs.1527/­                 Nil                Rs.1527/­        Admitted 
      Surinder
      Kumar
      Kaushik   while
      paying   the
      installment   of

        CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                Page No. 291 of 364
 Sl.   Particulars of         Amount of             Expenditure of    Expenditure of         Version of the
No.   Expenditure          expenditure as         accused Santosh     accused S.K.            accused
                              per CBI                 Kaushik           Kaushik 
      loan   in   LIC
      Policy   as   on
      28.05.2008
19.   Expenditure   of Rs.22,612/­               Rs.22612/­                Nil            Admitted 
      Surender
      Kumar
      Kaushik   while
      paying   house
      tax   while
      property
      No.WZ­246,
      B/1,   Uttam
      Nagar,   New
      Delhi   as   on
      30.06.2009
20.   Expenditure      Rs.73,768/­               Rs.4,977/­ spent          Nil            Rs.40,000/­  was
      provided   by                              by Smt.  Santosh                         invested   by   Shri
      letter   No.UT                             Kaushik                                  Shiv   Kumar   and
      23/   VC13                                                                          Rs.28,790/­  was
      during   the                                                                        invested   by   Smt
      period   2000­                                                                      Raj Kishori from
      2006                                                                                their           own
                                                                                          personal   income
                                                                                          and savings 

      Total              Rs.1,15,69,899.66       Rs.25,49,578.90     Rs.16,42,583/­


        (42)             According to the accused, the CBI has wrongly shown an
excess   expenditure   of  Rs.43,18,736/­  and   the   DA   calculated   by   the accused is as under:
S. Particulars  Amount as per CBI  Amount as per No.  accused.
1. Assets Prior to check period  Rs.45,600/­ Rs.1,12,000/­
2. Assets at the end of check  Rs.1,33,37,440/­ Rs.99,31,512/­ period 
3. Assets Acquired during the  Rs.1,32,91,884/­  Rs.98,19,512/­ check period (2­1)  CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 292 of 364
4. Income During the check  Rs.1,64,24,435.63 Rs.2,78,52,069/­ period 
5. Expenditure during the  Rs.1,15,69,799.66 Rs.72,51,163/­ check period.
6. Likely saving (4­5)  Rs.48,54,635.97 Rs.2,06,01,506/­
7. Extent of disproportionate  Rs.84,37,204.03/­ Rs.(­)1,07,81,394/­ Assets (3­6)    (43) Ld. Counsel for the accused has argued that the extent of Disproportionate Assets comes to Rs.(­)1,07,81,394/­ and hence no DA is made out. 

Findings of the Court:

(44) I have considered the rival contentions and the manner in which the immovable assets, movable assets, expenditure and income of the accused and his family have been calculated.  After having gone through the material placed on record before this Court and the rival contentions made before me, my findings with regard to the case put forth by them is capitulated in a tabulated form as under:
Assets of accused S.K. Kaushik at the beginning of check period:

Sr.   Period /              Amount, Documents             Amount of salary as     View of the Court
No. Description of           & witness as per              per the Accused
       Assets                  prosecution
1.        Net Salary        Rs.45,600/­              That   he   had                 The   certificate
          income of S.K.    (During the period       worked   as   JE   in      issued   by   Shah
          Kaushik from      14.01.1982 to            M/s.            Shah       Construction Company
          14.01.1982 to     14.01.1986  @            Construction   and         dated   23.11.1983
          14.01.1986        Rs.1,425/­ the accused   Co.   w.e.f.   March,      which   is  Ex.P­34  has
          (total 48         got total salary of      1981   to   January,       been   issued   for   the
          months).          Rs.68,400/­              1986 for five years        working   of   accused
                            [i.e. 48 X Rs.1,425/­ =  as   the   said            S.K.   Kaushik   during
                            Rs.68,400/­ and 2/3  rd  company   was              the   period   01.08.1981

      CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                    Page No. 293 of 364
of the same comes to  constructing to 23.11.1983.   As per Rs. 45,600/­ after  Meridian   and   got the said certificate the deducting 1/ 3rd  salary   and   other monthly   salary   of   the Kitchen Expenses] emoluments. accused   was    That the IO did Rs.1,425/­.  The IO has Document  Ex.P­345 not   take calculated   the   salary at page no. 23 of the Rs.66,400/­  the income   for   the   said file   D­2   (Service total   income   for period on the basis of Book)   only   one   page the said period and the   salary  reflected   in Ex.P­36 of the service the   total   assets the   certificate   and  the book   has   been become   amounting IO has also calculated admitted   by   the to  Rs.1,12,000/­  at the   salary   beyond   the accused S.K. Kaushik. the   beginning   of date   23.11.1983   till check period.   14.01.1986.

Admitted   by   accused and hence, no witness  The   version   of was   examined   by   the the   accused   is prosecution   in   this accepted   and   the   net regard. salary of S.K. Kaushik from   14.01.1982   to 14.01.1986 is taken as Rs.1,12,000/­.

Assets at the end of check period (19.02.1986 to 01.06.2010):

Sr. Description of Assets Amount as per the Case of the Amount determined by No. and Period prosecution accused the Court and view of the Court thereof 
1. A   property   bearing Rs.51,00,000/­ plus Admitted by the  Accepted as admitted by no.   8243/14   and Stamp duty of  accused  the accused 8244/14   (ground Rs.3,32,500/­.
     floor)   at   Nai   Anaj     Total 
     Mandi   near   Bara          Rs.54,32,500/­
     Hindu   Rao,   Near
     Filmistan,   Delhi   in
     name of Smt. Santosh
     Kaushik   and   Smt.
     Raj   Kishori  in   the
     year Nov 2007.
2. A   residential   flat   at Rs.1,35,000/­ plus  Admitted by the  Accepted as admitted by WZ   B246/B­1   Uttam the accused CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 294 of 364 Sr. Description of Assets Amount as per the Case of the Amount determined by No. and Period prosecution accused the Court and view of the Court thereof  Nagar,   Main construction for  accused  Najafgarh Road in the Rs.8,53,120/­ name of Smt. Santosh Total Rs.9,88,120/­ Kaushik  W/o   S.K Kaushik   in   the   year 24.02.1989
3. A   double   storey Rs.2,31,000/­ plus  Admitted by the  Accepted as admitted by building   measuring stamp duty of  accused the accused 115   Sq.   yards   at Rs.11,550/­ Harijan Basti, Palam, Total Rs.2,43,550/­ New   Delhi   in   the name   of  Smt. Santoshi   Kaushik W/o   S.K.   Kaushik   in the   year  September 2004
4. A residential house at Rs.1,92,000/­ paid  Admitted by the  Accepted as admitted by B­4,   1st  Floor, on 11.07.1997 plus accused the accused Himalayan   Cottage, stamp duty of  Mussourie, Rs.45,500/­ Uttrakhand owned by Total Rs.2,37,500/­ S.K. Kaushik  by way of   Will   dated 23.07.2000  executed by   his   mother   Smt. Raj   Kishori   Devi   in the   year  December 2008
5. A property at Khasra Rs.50,000/­ plus  Admitted by the  Accepted as admitted by no.   1135,   village stamp duty of  accused the accused Rangpuri,   Tehsil Rs.10,400/­ Mehrauli,   New   Delhi Total Rs.60,400/­ owned   by  S.K. Kaushik  in  August 1991
6. Property no. F­265 II Rs.2,30,000/­ plus  Admitted by the  Accepted as admitted by floor,   Sudershan Stamp duty of  accused the accused Park,   New   Delhi   in CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 295 of 364 Sr. Description of Assets Amount as per the Case of the Amount determined by No. and Period prosecution accused the Court and view of the Court thereof  the joint name of Smt. Rs.4,600/­ Santoish   Kaushik Total Rs.2,34,600/­ and   Smt.   Vidya   Devi in the year November 2009
7. Second   Floor   with Rs.20,50,000/­ plus Admitted by the  Accepted as admitted by roof right of property stamp duty of  accused the accused no.10,   Paschim Rs.82,000/­ Enclave, New Delhi in Total  the   name   of  Smt. Rs.21,32,000/­ Santosh   Kaushik  in December 2008
8. A/c   no. Balance on  Admitted by the  Accepted as admitted by 21740100014923   in 30.05.2010 as Zero accused the accused the   bank   of   Baroda, Karampura   Branch, C­3   Karampura Commercial   Complex in   the   name   of Santosh   Kaushik  as on   30.05.2010 balance is 0
9. A/c   no. Rs.1,134/­ Admitted by the  Accepted as admitted by 21740100007576   in accused the accused the   bank   of   Baroda, Karampura   Branch, C­3   Karampura Commercial   Complex in the name of  Pulkit Kaushik  as   on 01.06.2010
10. A/c   no. Rs.2,23,504/­ Admitted by the  Accepted as admitted by 21740100007575   in accused the accused the   bank   of   Baroda, Karampura   Branch, C­3   Karampura Commercial   Complex in the name of  Divya CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 296 of 364 Sr. Description of Assets Amount as per the Case of the Amount determined by No. and Period prosecution accused the Court and view of the Court thereof  Kaushik  as   on 01.06.2010
11. A/c   no. Rs.2,387/­ Admitted by the  Accepted as admitted by 21740100012673   in accused the accused the   bank   of   Baroda, Karampura   Branch, C­3   Karampura Commercial   Complex in the name of Hardik Kaushik  as   on 01.06.2010
12. A/c   no. Rs2,223/­ Admitted by the  The bank account is in  21740100004798   in accused being in the name of Smt. Raj  the   bank   of   Baroda, the name of Smt. Kishori and hence, in  Karampura   Branch, Raj Kishori, the  my view, it cannot be  C­3   Karampura mother of  added in the assets of  Commercial   Complex accused S.K.  accused S.K. Kaushik  in   the   name   of  Smt. Kaushik. and Santosh Kaushik.  Raj   Kishori  as   on 01.06.2010
13. A/c  no.  10304166876 Rs.42,884/­ Admitted Accepted as admitted by in   the   state   bank   of the accused India,   Najafgarh Road,   New   Delhi­ 110015 in the name of S.K.   Kaushik  as   on 01.06.2010 
14. A/c   no. Rs. 43,215/­ Admitted Accepted as admitted by 023401100007358   in the accused the   UCO   bank   of India,   Punjabi   Bagh Road   no.7,   East Punjabi Bagh Market, N   D,   in   the   name   of S.K.   Kaushik   and Smt.   Santosh Kaushik  as   on 01.06.2010 CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 297 of 364 Sr. Description of Assets Amount as per the Case of the Amount determined by No. and Period prosecution accused the Court and view of the Court thereof 

15. A/c   no. Rs.3,766/­ Admitted Accepted as admitted by 015501022795   in   the the accused ICICI   bank,   Punjabi Bagh Branch, N D in the   name   of  S.K. Kaushik   as   on 01.06.2010 

16. A/c   no. Rs.1,00,000/­ Admitted Accepted as admitted by 509200592641   in   the the accused name of S.K. Kaushik through which 10,000 units   were   purchased on   30.03.2007   by paying   Rs.1,00,000/­ as on 30.03.2007

17. UTI   Folio   no. Rs.25,000/­ Admitted Accepted as admitted by 509195714875   in   the the accused name   of  Santosh Kaushik  through which   25,00   units were   purchased   on 30.10.2006 by paying Rs.25,000/­   as   on 30.10.2006 

18. UTI   equity   tax Rs.48,000/­ Admitted Accepted as admitted by savings   plan   having the accused Folio   no.

      10921796581   in   the
      name of S.K. Kaushik
      through           which
      1609.658   units   were
      purchased            on
      12.12.2008.2006   by
      paying Rs.48,000/­ as
      on 12.12.2006 
19.   UTI   Folio   no. Rs.25,000/­                          Admitted          Accepted as admitted by
      509195716162   in   the                                                  the accused
      name of S.K. Kaushik


      CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                    Page No. 298 of 364
 Sr. Description of Assets Amount as per the                      Case of the      Amount determined by
No.     and Period          prosecution                           accused         the Court and view of
                                                                                    the Court thereof 
      through   which   25,00
      units   were   purchased
      on   30.10.2006   by
      paying Rs. 25000/­ as
      on 30.10.2006  
20.   UTI   Folio   no. Rs.5,000/­                           Admitted             Accepted as admitted by
      50917263291   in   the                                                      the accused
      name of S.K. Kaushik
      through   which   25,00
      units   were   purchased
      on   12.12.1986   by
      paying   Rs.   5000/­   as
      on 12.12.1986
21.   UTI   Folio   no. Rs.19,000/­                          Admitted             Accepted as admitted by
      50917260870   in   the                                                      the accused
      name  of  SK  Kaushik
      through   which   19,00
      units   were   purchased
      during   1991­95   by
      paying Rs. 19000/­ as
      on 1991­95
22.   KVP   Registration  no. Rs.8,00,000/­                  These KVP's           Shiv Kumar 
      203835   issued   in                                   have been in the     Sharma is the father in 
      favour   of       Lalit                                joint name and       law of accused S.K. 
      Narayan   and   Pulkit                                 purchased by the     Kaushik (A­1) and 
      Kaushik      as   on                                   persons whose        father of accused 
      29.05.2010                                             name appears         Santosh Kaushik (A­2).
      (Rs.50,000/­)                                          first and he paid 
                                                             the cost of the    Geeta Devi is the 
      KVP   Registration  no.                                KVP's and the     mother in law of 
      203817   issued   in                                   name of second    accused S.K. Kaushik 
      favour  of  Geeta Devi                                 person is only    (A­1) and mother of 
      and   Divya   Kaushik                                  mentioned for     accused Santosh 
                                                             the purpose of    Kaushik (A­2).
      as   on   29.05.2010

any eventuality   Lalit Narayan is  (Rs.50,000/­) in future.  the brother in law  KVP   Registration  no. (Sala) of accused S.K.  These KVP's do  Kaushik (A­1) and  203798   issued   in not belong to the brother of accused  CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 299 of 364 Sr. Description of Assets Amount as per the Case of the Amount determined by No. and Period prosecution accused the Court and view of the Court thereof  favour   of  Lalit accused S.K.  Santosh Kaushik (A­2).

    Narayan           and                                  Kaushik or his     
    Santosh   Kaushik  as                                  wife Smt.          The statement of 
    on         29.05.2010                                  Santosh           account of accused S.K.
    (Rs.50,000/­)                                          Kaushik.          Kaushik which is 
                                                                             Ex.PW72/C confirm 
    KVP   Registration  no.                                                  transfer of 
    203834 in the name of                                                    Rs.10,00,000/­ from the 
    Shiv   Kumar   Sharma                                                    account of accused S. 
    and   Pulkit   Kaushik                                                   K. Kaushik to the 
    as   on   29.05.2010                                                     account of Smt. Geeta 
    (Rs.50,000/­)                                                            Devi on 17.04.2008 vide
                                                                             cheque no. 563419 
    KVP   Registration  no.                                                  reflecting debit entry 
    203836   issued   in                                                     dated 17.04.2008 and 
    favour of Shiv Kumar                                                     there is a corresponding
    and   Divya   Kaushik                                                    credit entry dated 
                                                                             17.04.2008 in the 
    as   on   29.05.2010
                                                                             passbook Ex.DW6/DX­
    (Rs.50,000/­)
                                                                             1 of Smt. Geeta Devi.   
    KVP   Registration  no.
    203837   issued   in                                                      The evidence on 
    favour of Shiv Kumar                                                     record confirms that the
                                                                             KVPs in question were 
    and Santosh Kaushik
                                                                             prepared thereafter on 
    as   on   29.05.2010
                                                                             29.05.2010 in joint 
    (Rs.50,000/­)
                                                                             names of in laws of 
                                                                             accused S.K. Kaushik / 
    KVP   Registration  no.
                                                                             paternal family of 
    203838   issued   in
                                                                             accused Santosh 
    favour of Shiv Kumar                                                     Kaushik.
    Sharma   and   Pulkit
    Kaushik      as   on                                                      The said KVPs 
    29.05.2010                                                               were found in 
    (Rs.50,000/­)                                                            possession of accused S.
                                                                             K. Kaushik and Smt. 
    KVP   Registration  no.                                                  Santosh Kaushik and 
    203839   issued   in                                                     there is no explanation 
    favour of Shiv Kumar                                                     by the accused persons 
    Sharma and Santosh                                                       in this regard, which is 

    CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                    Page No. 300 of 364
 Sr. Description of Assets Amount as per the                    Case of the   Amount determined by
No.     and Period          prosecution                         accused      the Court and view of
                                                                               the Court thereof 
    Kaushik      as   on                                                     incriminating qua them.
    29.05.2010                                                                
    (Rs.50,000/­)                                                             The accused have 
                                                                             not produced any 
    KVP   Registration  no.                                                  legally admissible 
    203781   issued   in                                                     evidence to show that 
    favour   of       S.K.                                                   the amounts of KVPs 
    Kaushik and Santosh                                                      were not paid them or 
    Kaushik      as   on                                                     that the amount was 
    29.05.2010                                                               paid by the persons in 
    (Rs.50,000/­)                                                            whose name they stand 
                                                                             and hence the said 
                                                                             amount is liable to be 
    KVP   Registration  no.
                                                                             attributed towards their 
    203833 in the name of
                                                                             movable assets 
    Geeta   Devi   and
                                                                             acquired by them. 
    Pulkit Kaushik  as on
                                                                              
    29.05.2010                                                                In so far as the 
    (Rs.50,000/­)                                                            KVP in the name of 
    KVP   Registration  no.                                                  Lalit Narayan is 
    203797   issued   in                                                     concerned, perusal of 
    favour   of       Lalit                                                  the passbook 
    Narayan   and   Pulkit                                                   Ex.DW6/DX­1 clearly 
    Kaushik      as   on                                                     shows that on 
    29.05.2010                                                               29.05.2010 no amount 
    (Rs.50,000/­)                                                            was withdrawn to 
                                                                             prepare the KVP to the 
    KVP   Registration  no.                                                  tune of Rupees One Lac 
    203800   issued   in                                                     or of Rupees Fifty 
    favour  of  Geeta Devi                                                   Thousand for 
    and   Divya   Kaushik                                                    preparation of KVP 
    as   on   29.05.2010                                                     along with his sister 
    (Rs.50,000/­)                                                            Smt. Santosh Kaushik.

    KVP   Registration  no.                                                   In respect of the 
    203816   issued   in                                                     three KVPs 
    favour  of  Geeta Devi                                                   Ex.PW28/T­3, 
    and Santosh Kaushik                                                      Ex.PW28/M and 
    as   on   29.05.2010                                                     Ex.PW28/N (total 
    (Rs.50,000/­)                                                            amounting to 

    CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                    Page No. 301 of 364
 Sr. Description of Assets Amount as per the                    Case of the   Amount determined by
No.     and Period          prosecution                         accused      the Court and view of
                                                                               the Court thereof 
                                                                             Rs.1,50,000/­, there is 
    KVP   Registration  no.                                                  no corresponding entry 
    203799   issued   in                                                     in the passbook of Lalit 
    favour  of  Geeta Devi                                                   Narayan to show that 
    and   Divya   Kaushik                                                    the amount of the said 
    as   on   29.05.2010                                                     KVPs have been 
    (Rs.50,000/­)                                                            withdrawn from the 
                                                                             passbook either in cash 
    KVP   Registration  no.                                                  or through cheque 
    203779   issued   in                                                     which has been paid to 
    favour   of  Pulkit                                                      the postal authorities.
    Kaushik and Santosh                                                       
    Kaushik      as   on                                                      The KVPs in the 
    29.05.2010                                                               name of Shiv Kumar & 
    (Rs.50,000/­)                                                            Others which are 
                                                                             Ex.PW28/T­2, 
    KVP   Registration  no.                                                  Ex.PW28/T­4, 
    203780   issued   in                                                     Ex.PW28/T­5, 
    favour   of  Divya                                                       Ex.PW28/T­6, 
    Kaushik   and   Pulkit                                                   Ex.PW28/T­7 and 
    Kaushik      as   on                                                     Ex.PW28/L (total 
    29.05.2010                                                               amounting to 
    (Rs.50,000/­)                                                            Rs.3,00,000/­) are in 
                                                                             joint name of Shiv 
                                                                             Kumar Kaushik with 
                                                                             Pulkit Kaushik, Divya 
                                                                             Kaushik, Santosh 
                                                                             Kaushik.  It is evident 
                                                                             from the perusal of the 
                                                                             passbook of Shiv Kumar
                                                                             Sharma which is 
                                                                             Ex.DW6/DX­4 that 
                                                                             there is no entry of 
                                                                             withdrawal of this huge 
                                                                             amount of Rupees Three
                                                                             Lacs from his account.
                                                                              
                                                                              In so far as the 
                                                                             KVPs in the name of 


    CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                    Page No. 302 of 364
 Sr. Description of Assets Amount as per the                    Case of the   Amount determined by
No.     and Period          prosecution                         accused      the Court and view of
                                                                               the Court thereof 
                                                                             Smt. Geeta Devi are 
                                                                             concerned, the same are
                                                                             Ex.PW28/T­1, 
                                                                             Ex.PW28/O, 
                                                                             Ex.PW28/P, 
                                                                             Ex.PW28/Q and 
                                                                             Ex.PW28/R which are 
                                                                             in the joint name of 
                                                                             Geeta Devi with Divya 
                                                                             Kaushik, Santosh 
                                                                             Kaushik for amount of 
                                                                             Rs.2,00,000/­.  Perusal 
                                                                             of the passbook of Smt. 
                                                                             Geeta Devi which is 
                                                                             Ex.PW6/DX­1 shows 
                                                                             that there was no 
                                                                             withdrawal of this huge 
                                                                             amount of Rupees two 
                                                                             lacs from the account, 
                                                                             thereby proving that 
                                                                             they have not purchased
                                                                             these KVP's. 

                                                                              The explanation 
                                                                             put forth by the accused
                                                                             falls flat in view of the 
                                                                             testimony of S.R. 
                                                                             Aggarwal (PW28) who 
                                                                             was the agent of the 
                                                                             post office and has 
                                                                             proved that all the said 
                                                                             KVPs were purchased 
                                                                             by accused S. K. 
                                                                             Kaushik and Smt. 
                                                                             Santosh Kaushik 
                                                                             through him, as they 
                                                                             have provided the cash 
                                                                             amount to him for 
                                                                             purchase of KVPs and 


    CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                    Page No. 303 of 364
 Sr. Description of Assets Amount as per the                      Case of the   Amount determined by
No.     and Period          prosecution                           accused      the Court and view of
                                                                                 the Court thereof 
                                                                               also provided the 
                                                                               documents of the 
                                                                               persons in whose name 
                                                                               the amounts invested in 
                                                                               these KVPs.  He has 
                                                                               also proved that he is 
                                                                               not known to any 
                                                                               person by the name of 
                                                                               Smt. Geeta Devi 
                                                                               (mother in law), Lalit 
                                                                               Narayan Sharma 
                                                                               (brother in law) and 
                                                                               Shiv Kumar Sharma 
                                                                               (Father in law). 

                                                                                Therefore, it is 
                                                                               evident that the accused
                                                                               S.K. Kaushik and Smt. 
                                                                               Santosh Kaushik have 
                                                                               invested such a huge 
                                                                               amount from their ill­
                                                                               gotten money and while 
                                                                               accepting the version of
                                                                               the prosecution, the 
                                                                               amount of Rupees Eight
                                                                               Lacs is accepted.
23.   KVP   Registration  no. Rs.1,50,000/­                  Admitted          Accepted as admitted by
      203776 in the name of                                                    the accused
      Santosh Kaushik and
      Divya Kaushik  as on
      29.05.2010
      (Rs.50,000/­)

      KVP   Registration  no.
      203777 in the name of
      Divya   Kaushik   and
      Santosh   Kaushik  as
      on         29.05.2010
      (Rs.50,000/­)


      CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                    Page No. 304 of 364
 Sr. Description of Assets Amount as per the                      Case of the     Amount determined by
No.     and Period          prosecution                           accused        the Court and view of
                                                                                   the Court thereof 
      KVP   Registration  no.
      203778   issued   in
      favour   of  Santosh
      Kumar   and   Divya
      Kaushik      as   on
      29.05.2010
      (Rs.50,000/­)
24.   PPF   account   no. Rs.13,57,386/­                     Admitted by the  Accepted as admitted by
      13564 in the name of                                   accused          the accused
      S.K. Kaushik.
      PPF   account   no.
      13565 in the name of
      Santosh Kaushik.
      PPF   account   no.
      13566 in the name of
      Pulkit Kaushik.
      PPF   account   no.
      13567 in the name of
      Divya Kaushik.
      PPF   account   no.
      21099 in the name of
      Pulkit   Kaushik   total
      balance   as   on
      01.06.2010.
25.   Household   inventory Rs.1,52,900/­                    Accused has          The prosecution 
      items found available                                  admitted only       has conceded that the 
      at the residence of the                                Rs.51,000/­         benefit of Rs.1,01,900/­ 
      accused   during   the                                 found during the    be given to the accused 
      course   of   house                                    search of the       persons since the 
      search including cash                                  residence of the    accused might have 
      amount   of   Rs.                                      accused and         received the said 
      51,000/­during   the                                   cash belongs to     household from their 
      check period.                                          accused Smt.        relatives.
                                                             Santosh Kaushik      Therefore, in my 
                                                             who has kept        view the asset of the 
                                                             this amount at      accused comes to 
                                                             the house for       Rs.51,000/­.  
                                                             emergency 
                                                             purposes and all


      CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                      Page No. 305 of 364
 Sr. Description of Assets Amount as per the                      Case of the      Amount determined by
No.     and Period          prosecution                           accused         the Court and view of
                                                                                    the Court thereof 
                                                             other items 
                                                             which were lying
                                                             in the house and 
                                                             kitchen, these 
                                                             were purchased 
                                                             and late Sh. 
                                                             Laxmi Chand 
                                                             and Late Smt. 
                                                             Raj Kishori of 
                                                             the accused and 
                                                             the household 
                                                             articles, she got 
                                                             from her parents
                                                             at the time of her
                                                             marriage and 
                                                             after marriage 
                                                             till the date of 
                                                             raid.
26.   Vehicle   no.   DL2CV­ Rs.3,45,239/­                   This vehicle was      The accused has 
      0049   of   Santro   make                              purchased by Sh.     not produced any 
      found at the residence                                 Lalit Narain         evidence on record to 
      of the accused during                                  Sharma (brother      show the income of 
      the   house   search   as                              in law of            Lalit Narayan Sharma 
      on 06.02.2002.                                         accused S.K.         and the trail of amount 
                                                             Kaushik) with        paid by him to the 
                                                             his own money        agency from where the 
                                                             and was              said vehicle / car was 
                                                             registered in his    purchased.  The 
                                                             own name and         accused has also not 
                                                             hence accused        produced any evidence 
                                                             persons had          in support of his 
                                                             noting to do with    explanation.  
                                                             it.                   Perusal of the 
                                                                                  passbook of Lalit 
                                                                                  Narayan which is 
                                                                                  Ex.DW6/DX­4 shows 
                                                                                  that as on 05.02.2002 
                                                                                  the balance amount in 
                                                                                  the passbook was 
                                                                                  Rs.1,78,979.32p and the

      CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                       Page No. 306 of 364
 Sr. Description of Assets Amount as per the                      Case of the     Amount determined by
No.     and Period          prosecution                           accused        the Court and view of
                                                                                   the Court thereof 
                                                                                 car was purchased on 
                                                                                 06.02.2002 and there is 
                                                                                 no withdrawal from the 
                                                                                 account of such huge 
                                                                                 amount either by cash 
                                                                                 or by cheque.

                                                                                  Therefore, no 
                                                                                 satisfactory explanation
                                                                                 is forthcoming by the 
                                                                                 accused persons and in 
                                                                                 my view this amount 
                                                                                 cannot be reduced from 
                                                                                 the assets of the 
                                                                                 accused persons and the
                                                                                 version of the 
                                                                                 prosecution is accepted.
27.   Vehicle   no.   DL9SV­ Rs.62,767/­                     This vehicle was     Perusal of 
      8557   of   make   Pulsar                              purchased by Sh.    statement of account of 
      Motor Cycle found at                                   Pulkit Kaushik      accused which is 
      the   residence   of   the                             (son of the         Ex.PW72/C shows that 
      accused   during   the                                 accused) with       the amount of 
      house   search   as   on                               his own money,      Rs.1,08,000/­ had been 

14.08.2008. savings and gifts transferred from the  he received from account of accused S.  his grand  K. Kaushik to the  maternal parents account of his son  and other  Pulkit Kaushik on  relatives and  31.07.2008 vide cheque  was registered in no. 116122 which  his own name  clearly shows that the  and he was filing purchase amount of the  Income Tax  said motorcycle was  Returns in  given by accused S. K.  19912­92, so  Kaushik to his son and  accused persons  therefore the contention had noting to do  that Pulkit Kaushik has  with it.

purchased the said  motorcycle from his  CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 307 of 364 Sr. Description of Assets Amount as per the Case of the Amount determined by No. and Period prosecution accused the Court and view of the Court thereof  own income, is  unacceptable.

28. The   value   of   the Rs.3,19,365/­ Admitted Accepted as admitted by shares that have been the accused purchased by Sh. S.K. Kaushik   at   different points   of   time   during 1988 to 2008

29. Monthly   income Rs.50,000/­ Admitted Accepted as admitted by scheme   270292 the accused opened on 28.08.2002 for Rs. 50000/­ as on 2002

30. Monthly   income Rs.50,000/­ Admitted Accepted as admitted by scheme   270293 the accused opened on 28.08.2002 for Rs. 50000/­ as on 2002

31. Monthly   income Rs.50,000/­ Admitted Accepted as admitted by scheme   270294 the accused opened on 28.08.2002 for Rs. 50000/­ as on 2002

32. Monthly   income Rs.50,000/­  Admitted Accepted as admitted by scheme   270295 the accused opened on 28.08.2002 for Rs. 50000/­ as on 2002

33. Monthly   income Rs.36,000/­ Admitted Accepted as admitted by scheme   205581 the accused opened on 21.12.2006 for Rs. 36000/­ as on 2006

34. Monthly   income Rs.30,000/­ Admitted Accepted as admitted by scheme   205582 the accused opened on 21.12.2006 for Rs. 50000/­ as on CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 308 of 364 Sr. Description of Assets Amount as per the Case of the Amount determined by No. and Period prosecution accused the Court and view of the Court thereof  2006

35. Balance   in   RD   A/c Rs.15,000/­ Admitted Accepted as admitted by nos.   344871,   344872 the accused and   344875   in   the Paschim   Vihar   Post office as on 2010.

Total Rs.1,32,34,317/­   Hence, the assets of  the accused at the end of  the check period are Rupees   One   Crore,   Thirty   Two   Lacs,   Thirty   Four   Thousand, Thirteen Hundred and Seventeen (Rs.1,32,34,317/­).

Income of the accused S.K. Kaushik (A­1) during check period i.e. 19.02.1986 to 01.06.2010:

Sr. Description of Amount of Amount as per the Amount determined by the No. Income Income as per accused Court and view of the the CBI Court thereof 
1. Net   salary Rs.23,37,170/­  Rs.26,10,037/­  The   accused   S.K. income   of Kaushik   has   provided   the accused   S.K. Difference of  calculations   of   the   arrears Kaushik   during Rs.2,72,867/­ of   DA   paid   to   him   during the   check because the CBI  the   period   15.11.94   to period. did not take into  01.06.94   and   20.02.96   to consideration the  November  1999 which  fact arrears of DA  is mentioned in the service salary increment,  book D­2.  

bonus etc.   The total salary of the accused   during   the   check period   comes   to Rs.24,37,170/­;   total arrears   of   DA   comes   to Rs.1,21,171/­  and   total amount of Bonus comes to Rs.51,696/­.



      CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                       Page No. 309 of 364
 Sr.    Description of           Amount of            Amount as per the     Amount determined by the
No.       Income              Income as per             accused               Court and view of the
                                 the CBI                                          Court thereof 
                                                                           In   my   view   the
                                                                          submissions of the accused
                                                                          is   accepted.   The   total
                                                                          income of the accused from
                                                                          salary   is   accepted   as
                                                                          Rs.26,10,037/­.
2.    The total income Rs.7,06,815/­                Rs.8,45,654/­          The ITR has been filed
      of   accused                                                        during the check period and
      Surender   Kr.                                Difference of         30%   rebate   under   Section
      Kaushik   which                               Rs.1,39,939/­         24   (a)   of   the   Income   Tax
      is   other   than                             because the CBI       Act   has   been   explained   by
      salary           as                           did not take into     the accused. 
      declared   in   his                           consideration this     Therefore, in my view
      income   tax                                  amount shown in       the amount of Rs.1,39,939/­
      return   for   the                            the ITR for the       is liable to be added in the
      period   2002   to                            period 1998­99 to     income of the accused and
      2010.                                         2001 to 2002.         the   submissions   of   the
                                                                          accused   is   accepted.
                                                                          Hence,   the   total   income   is
                                                                          accepted as Rs.8,45,654/­.
3.    Income   of   Raj Rs.2,45,070/­               Denied by the          This   is   the   income   of
      Kishori   during                              accused as his own    Smt.   Raj   Kishori,   the
      AY   2008­2009                                income and claims     mother   of   accused   S.K.
      from   the   other                            it is the             Kaushik.  
      source   as   per                             independent            In my view the amount
      her   income   tax                            income of his         of  Rs.2,45,070/­  cannot be
      return   year                                 mother Smt. Raj       added in the income  of the
      2007­8                                        Kishori               accused   S.K.   Kaushik
                                                                          during the check period.
4.    Income   of   Raj Rs.1,48,691/­               Denied by the          This   is   the   income   of
      Kishori   during                              accused as his own    Smt.   Raj   Kishori,   the
      AY   2007­2008                                income and claims     mother   of   accused   S.K.
      from   the   other                            it is the             Kaushik.
      source   as   per                             independent            In my view the amount
      her   income   tax                            income of his         of  Rs.1,48,691/­  cannot be
      return   year                                 mother Smt. Raj       added in the income  of the
      2006­7                                        Kishori               accused   S.K.   Kaushik
                                                                          during the check period.
5.    Income   of   Raj Rs.87,533/­                 Denied by the          This   is   the   income   of
      Kishori   during                              accused as his own    Smt.   Raj   Kishori,   the

      CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                     Page No. 310 of 364
 Sr.    Description of           Amount of            Amount as per theAmount determined by the
No.       Income              Income as per             accused          Court and view of the
                                 the CBI                                     Court thereof 
      AY   2006­2007                                income and claims mother   of   accused   S.K.
      from   the   other                            it is the         Kaushik.
      source   as   per                             independent        In my view the amount
      her   income   tax                            income of his     of  Rs.87,533/­   cannot   be
      return   year                                 mother Smt. Raj   added in the income  of the
      2005­6                                        Kishori           accused   S.K.   Kaushik
                                                                      during the check period.
6.    Income   of   Sh.      Rs.8,27,932.63p        Admitted          Accepted   as   income
      S.K.   Kaushik                                                  admitted   by   the   accused
      and   his   family                                              S.K. Kaushik
      members
      through   various
      scheme   of   UTI
      in   the   year
      2002­09
7.    Income   of   Sh.      Rs.49,81,711/­         Admitted             Accepted   as   income
      S.K.   Kaushik                                                     admitted   by   the   accused
      and   his   family                                                 S.K. Kaushik
      members
      through   various
      scheme   of   LIC
      in   the   year
      2007­10
8.    Income   through       Rs.18,00,000/­         Admitted             Accepted   as   income
      sale   property                                                    admitted   by   the   accused
      no.   1004   and                                                   S.K. Kaushik
      1005 situated at
      Block no. NN at
      Naiwal   Karol
      Bagh, ND in the
      year 1998.
9.    Income from the        Rs.20,00,000/­         Denied by the         This   is   the   income   of
      sale           deed                           accused as his own   Smt.   Raj   Kishori,   the
      executed   on                                 income and claims    mother   of   accused   S.K.
      17.01.2005   by                               it is the            Kaushik.
      Smt. Raj Kishori                              independent           In my view the sum of
      for   the   property                          income of his        Rs.20,00,000/­   cannot   be
      bearing                                       mother Smt. Raj      added in the income  of the
      municipal   no.                               Kishori from sale    accused   S.K.   Kaushik
      1002   and   1003                             of the property      during the check period.
      situated at Block

      CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                   Page No. 311 of 364
 Sr.    Description of           Amount of            Amount as per the   Amount determined by the
No.       Income              Income as per             accused           Court and view of the
                                 the CBI                                     Court thereof 
      No.   NN,   Shivaji
      Street,   Faiz
      Road   Naiwal,
      Karol Bagh, ND
      in   the   year
      2004.
10.   Income   from          Rs.5,59,318/­          Admitted             Accepted   as   income
      post   office   i.e.                                               admitted   by   the   accused
      form   PPF                                                         S.K. Kaushik
      accounts,   MIS
      account   term
      deposit accounts
      etc.   during
      check period.
11.   Income   accrued       Rs.27,363/­            Admitted             Accepted   as   income
      from   interest   in                                               admitted   by   the   accused
      bank account of                                                    S.K. Kaushik
      etc during check
      period.
12.   Loan   obtained        Rs.43,000/­            Admitted             Accepted   as   income
      in   policy   no.                                                  admitted   by   the   accused
      330664577.                                                         S.K. Kaushik
13.   The   income           Rs.2,28,734/­          Admitted             Accepted   as   income
      declared   by                                                      admitted   by   the   accused
      Santosh Kaushik                                                    S.K. Kaushik
      and   Pulkit
      Kaushik through
      letter   dated
      07.12.2011   for
      financial   year
      1991­92   to
      1993­94
14.   The   income           Rs.1,68,744/­          Admitted             Accepted   as   income
      provided   by   the                                                admitted   by   the   accused
      letter          no.                                                S.K. Kaushik
      UT/23/VC13/20
      11­12   dtd
      02.03.2012   sent
      by   KM   Ved,
      Vice   President
      (Vig.)   UTI

      CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                   Page No. 312 of 364
 Sr.    Description of              Amount of         Amount as per the   Amount determined by the
No.       Income                 Income as per          accused           Court and view of the
                                    the CBI                                  Court thereof 
      Mutual   Fund,
      Mumbai   during
      2007 to 2008.
15.   The   income   of         Rs.1,58,000/­       Denied by the         This   is   the   income   of
      Raj   Kishori   for                           accused as his own   Smt.   Raj   Kishori,   the
      the period 1991­                              income and claims    mother   of   accused   S.K.
      92 to 1993­94 as                              it is the            Kaushik.
      declared by S.K.                              independent           In my view the sum of
      Kaushik   in   his                            income of his        Rs.1,58,00,000/­ cannot be
      letter   dated                                mother Smt. Raj      added in the income  of the
      02.03.12   during                             Kishori.             accused   S.K.   Kaushik
      1991­94                                                            during the check period.
16.   The   income   of         Rs.2,875/­          Admitted             Accepted   as   income
      Miss   Divya                                                       admitted   by   the   accused
      Kaushik that has                                                   S.K. Kaushik
      been   received
      through   cash
      rewards   as
      declared by S.K.
      Kaushik   in   his
      letter   dated
      2.03.12   as   on
      1991­94.
17.   Income   of   SK          Rs.7,200/­          Admitted             Accepted   as   income
      Kaushik through                                                    admitted   by   the   accused
      is   investment                                                    S.K. Kaushik
      made in Infotech
      Ltd. as declared
      in   the   let   of   D
      Ganesh   in   his
      letter   dated   3rd
      August   2011
      during   check
      period.
18.   Income   from             Rs.3,25,000/­       Admitted             Accepted   as   income
      Kusal   Jwellers                                                   admitted   by   the   accused
      received   after                                                   S.K. Kaushik
      sale   of   jwellery
      in January 2008
      during   check
      period.

      CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                   Page No. 313 of 364
 Sr.    Description of           Amount of            Amount as per the        Amount determined by the
No.       Income              Income as per             accused                Court and view of the
                                 the CBI                                          Court thereof 

19.   The   income   of Rs.20,788/­         Admitted            Accepted   as   income
      Divya   Kaushik                                           admitted   by   the   accused
      through   RD   A/c                                        S.K. Kaushik
      no.   329685   in
      the post office of
      Paschim   Vihar,
      ND   as   per   the
      letter   of   Asstt.
      Post   Master,
      Paschim   Vihar
      as on 2007.

Total Income of the accused S.K. Kaushik (A­1): Rs.1,24,48,356.63p Hence, the Total income of the accused S.K. Kaushik (A­1) is Rupees One   Crore,   Twenty   Four   Lacs,   Forty   Eight   Thousand,   Three Hundred Fifty Six and Sixty Three Paise (Rs.1,24,48,356.63p).

Income of accused Smt. Santosh Kaushik (A­2) during check period i.e. 19.02.1986 to 01.06.2010:

Sr. Description of Amount as per Amount as per the Amount determined by the No. Income the CBI/ accused  Court and view of the Prosecution Court thereof Case
1. Income   of Rs.8,53,753/­  Rs.10,41,108/­  The ITR has been filed Santosh Kaushik during the check period and during AY 2010­ Difference   of 30%   rebate   under   Section 2011 from house Rs.1,87,155/­due to 24   (a)   of   the   Income   Tax property   as   per 30%   rebate   given Act   has   been   explained   by her   income   tax to   the   accused   by the   accused   Smt.   Santosh return   year law   on   the   rental Kaushik.
      2009­10                                       income.
                                                                               In my view,  a sum  of
                                                                              Rs.1,87,155/­ is liable to be
                                                                              added in the income of the
                                                                              accused Santosh Kaushik.


      CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                          Page No. 314 of 364
 Sr.    Description of         Amount as per         Amount as per the       Amount determined by the
No.       Income                the CBI/               accused               Court and view of the
                               Prosecution                                      Court thereof
                                  Case
                                                                         Hence,   the   total
                                                                        income   of   Smt.   Santosh
                                                                        Kauhik   under   this   head   is
                                                                        Rs.10,41,108/­.
2.    Income   of Rs.2,84,623/­                     Rs.4,08,298/­        The ITR has been filed
      Santosh Kaushik                                                   during the check period and
      during AY 2009­                               Difference   of 30%   rebate   under   Section
      2010 from house                               Rs.1,23,675/­due to 24   (a)   of   the   Income   Tax
      property   as   per                           30%   rebate   on Act   has   been   explained   by
      her   income   tax                            rental income       the   accused   Smt.   Santosh
      return   year                                                     Kaushik. 
      2008­09
                                                                             In   my   view   a   sum   of
                                                                            Rs.1,23,675/­ is liable to be
                                                                            added in the income of the
                                                                            accused   Smt.   Santosh
                                                                            Kaushik.

                                                                             Hence,   the   total
                                                                            income   of   accused   Smt.
                                                                            Santosh Kaushik under this
                                                                            head is Rs.4,08,298/­.

3.    Income   of Rs.2,65,806/­                     Rs.3,37,806/­          The ITR has been filed
      Santosh Kaushik                                                     during the check period and
      during AY 2008­                               Difference   of 30%   rebate   under   Section
      2009 from house                               Rs.72,000/­  due   to 24   (a)   of   the   Income   Tax
      property   as   per                           30%   rebate   on Act   has   been   explained   by
      her   income   tax                            rental income         the   accused   Smt.   Santosh
      return   year                                                       Kaushik.
      2007­08
                                                                             In   my   view   a   sum   of
                                                                            Rs.72,000/­  is   liable   to   be
                                                                            added in the income of the
                                                                            accused   Smt.   Santosh
                                                                            Kaushik.
                                                                             
                                                                             Hence,   the   total
                                                                            income of accused Santosh


      CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                        Page No. 315 of 364
 Sr.    Description of         Amount as per         Amount as per the       Amount determined by the
No.       Income                the CBI/               accused               Court and view of the
                               Prosecution                                      Court thereof
                                  Case
                                                                          Kaushik under this head is
                                                                          Rs.3,37,806/­.
4.    Income   of Rs.1,72,401/­                     Rs.2,44,401/­          The ITR has been filed
      Santosh Kaushik                                                     during the check period and
      during AY 2007­                               Difference   of 30%   rebate   under   Section
      2008 from house                               Rs.72,000/­  due   to 24   (a)   of   the   Income   Tax
      property   and                                30%   rebate   on Act   has   been   explained   by
      other   source   as                           rental income         the accused. 
      per   her   income
      tax   return   year                                                    In   my   view   a   sum   of
      2006­07                                                               Rs.72,000/­  is   liable   to   be
                                                                            added in the income of the
                                                                            accused   Smt.   Santosh
                                                                            Kaushik.

                                                                           Hence,   the   total
                                                                          income of accused Santosh
                                                                          Kaushik under this head is
                                                                          Rs.2,44,401/­.
5.    Income   of Rs.1,71,908/­                     Rs.2,43,908/­          The ITR has been filed
      Santosh Kaushik                                                     during the check period and
      during AY 2006­                               Difference   of 30%   rebate   under   Section
      2007 from house                               Rs.72,000/­  due   to 24   (a)   of   the   Income   Tax
      property   as   per                           30%   rebate   on Act   has   been   explained   by
      her   income   tax                            rental income         the accused. 
      return   year
      2005­06                                                                In   my   view   a   sum   of
                                                                            Rs.72,000/­  is   liable   to   be
                                                                            added in the income of the
                                                                            accused Santosh Kaushik.
                                                                             
                                                                             Hence,   the   total
                                                                            income of accused Santosh
                                                                            Kaushik under this head is
                                                                            Rs.2,43,908/­.
6.    Income from the        Rs.2,72,187/­          CBI   had   shown        The   difference   in   the
      sale   of   property   This   income   has    profit   of   only      income   of  Rs.2,12,513/­
      no. A­84, Palam        already   been         Rs.2,72,187/­   as      cannot   be   added   since   the
      Extension   ND         included   in   the    per D­55, whereas,      ITR   for   the   year   2009­10


      CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                        Page No. 316 of 364
 Sr.    Description of      Amount as per Amount as per the Amount determined by the
No.       Income               the CBI/          accused            Court and view of the
                             Prosecution                                 Court thereof
                                 Case
through   the IT return for the the actual profit is (D­55) filed on 08.12.2010 General   Power year 2009­10 Rs.4,85,000/­   and confirms   that   the   accused Attorney the CBI shown less Smt. Santosh Kaushik (A­2) executed amount   of has   only   shown   a   sum   of between   Smt. Rs.2,12,513/­ Rs.2,72,487/­  as   her   total Santosh   Kumari Capital   Gains   which and   Smt.   Titixa amount   has   already   been Rajora   executed considered by the CBI.

on 03.02.2010.

 Hence, in my view the income   of   the   accused Santosh Kaushik under this head is Rs.2,72,187/­

7. The   income Rs.2,28,734/­ Admitted Accepted   as   income declared   by admitted by the accused Santosh Kaushik and   Pulkit Kaushik through letter   dated 07.12.2011   for financial   year 1991­92   to 1993­94 Additional Income as of accused Santosh Kaushik (A­2):

8. Income from  The entires are  Rs.10,62,948/­  Only the difference in Post Office  mentioned in the  amount   i.e.   maturity encashment of  statement of  amount   minus   actual Kisan Vikas  account  amount   of   the   KVP Patra,  Ex.PW54/A (D­ purchased, can be added as Recurring  41).  However,  income of the accused and Deposit  the accused have not the entire amount. The Account,  not provided the  accused have not been able withdrawal from actual value of  to   provide   the   detailed PPF. the KVPs on  break­up   of   the   amount which it was  invested by them in different purchased and  KVPs,   RD   account,   PPF also the maturity account and their difference amount.  Hence,  amount.  

no plausible  explanation is  CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 317 of 364 Sr. Description of Amount as per Amount as per the Amount determined by the No. Income the CBI/ accused  Court and view of the Prosecution Court thereof Case offered by the   The   accused   Smt. accused and the  Santosh   Kaushik   has   not benefit of the  been able to prove whether same cannot be  the   amount   was   received given. from   the   PPF   account   or encashment   of   KVPs   or Recurring Deposits. 

 Therefore, in my view no benefit of the same can be   given  to   the   accused Smt. Santosh Kaushik.

9. Loans taken by  The said amount  Rs.33,90,000/­  The   accused   Smt. the accused  cannot be added  Santosh   Kaushik   has from her  in the additional  examined   her   family parents, her  income of the  members   and   relatives   / mother­in­law,  accused since  friends   who   have  orally son and  the accused has  deposed   about   the   loan daughter and  not proved  being given to the accused.  family friends.  having taken the   Apart   from   the friendly loans in  statement   of   accused accordance with  Ex.PW54/1 (D­41) there is law.  Accused  no other document to prove Smt. Santosh  the said loan transactions. 

Kaushik has   Neither   the   accused involved all her  Smt.   Santosh   Kaushik   has near relatives to  shown these transactions in adjust the ill­ her Income Tax Returns for gotten money of  the respective years nor her her husband Sh. 

parents and brother (family S.K. Kaushik in  members) who claimed they the shape of  have given her a loan have personal loans  done so.   

with ulterior    motive.

 The   bank   passbooks, Statement   of   Account   etc. on which the accused Smt. Santosh   Kaushik   (A­2)   has placed her reliance, do not reflect   availability   such   a CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 318 of 364 Sr. Description of Amount as per Amount as per the Amount determined by the No. Income the CBI/ accused  Court and view of the Prosecution Court thereof Case huge amount or withdrawal thereof. 

 Therefore, in my view no benefit of the same can be given to the accused Smt. Santosh Kaushik.

10. Income from  The income of  Rs.1,87,720/­  The   accused   Smt. UTI dividend,  S.K. Kaushik and Santosh   Kaushik   has   filed Master­Share­ his family  ITRs for the period 2002 to Master Gain of  members have  2009 and had declared her UTI already been  income through these ITRs taken into  and   the   Investigating account by the  Officer   has   already   given CBI from the  the   benefit   of   the   total period 2002 to  income   as   shown   in   the 2009 amounting  ITRs. 

to  Rs.8,27,932.63p   The accused Smt.  Santosh Kaushik has not  However, the  specified the UTI Folio  entires reflected  number under which she is  in the statement  claiming the dividends as  of account  her income.

                            Ex.PW54/A (D­
                            41) may pertain                              Therefore, in my view 
                            to the UTI                                  this amount cannot be 
                            dividend, Master                            added as additional income 
                            Share & Master                              of the accused Santosh 
                            Gain for the                                Kaushik.
                            abovesaid period
                            and hence the 
                            said amount is 
                            included and 
                            cannot be added 
                            in the income of 
                            the accused as 
                            such.



      CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                   Page No. 319 of 364
 Sr.    Description of         Amount as per Amount as per the Amount determined by the
No.       Income                 the CBI/           accused       Court and view of the
                               Prosecution                            Court thereof
                                   Case
11.   Income during         Admittedly the     Rs.6,28,200/­   The   accused   Smt.
      the period when       accused have not                  Santosh   Kaushik   has   not
      the income was        filed the ITRs for                filed   any   documentary
      less than the         the year 1987­88                  evidence   on   record   to
      Taxable slab          to 1989­90 and                    establish   her   income   of
      (ITR was not be       1994­95 to 2004­                  Rs.6,68,200/­.  
      filled during the     05 and the ITRs 
      period 1987­88        filed during the                   Though   the   defence
      to 1989­90) and       period 1991­92,                   witnesses have deposed that
      1994­95 to            92­93 and 93­94                   Smt.   Raj   Kishori   was
      2004­05 (ITRs         have been                         running   a   milk   dairy   and
      for the year 91­      considered by                     both Sh. Laxmi Chand and
      92, 92­93, 93­94      the CBI benefit                   Smt.  Raj  Kishori  had their
      were filed            of which i.e.                     independent   income   from
      because Income        Rs.2,28,734/­                     the milk dairy. 
      was within the        has already been                   
      taxable slab)         given to the                       Apart   from   the   oral
                            accused.                          testimony   of   the   defence
                                                              witnesses,   there   is   no
                            This income has                   document   on   record   to
                            been declared by                  establish this version of the
                            accused Santosh                   accused.  
                            Kaushik and 
                            Pulkit Kaushik                     Hence, in my view the
                            vide letter dated                 amount   of  Rs.6,68,200/­
                            07.12.2011                        cannot   be   added   in   the
                                                              income of the accused S.K.
                                                              Kaushik   or   Santosh
                                                              Kaushik.
12.   Gift amounting        The said amount  Rs.1,57,896/­.    The   accused   Smt.
      to Rs.1,57,896/­      may be added in                   Santosh Kaushik has placed
      given by the          the income of the                 her reliance upon the copy
      brother in law        accused.                          of   banker's   cheque
      Ravi Kaushik                                            Ex.PW92/DX­58.  
      send on 
      13.11.1991                                                   The   CBI   has   also
      through Habib                                               conceded   that   this   amount
      Bank, AG                                                    be  added  in   the  income   of
      Zurich vide                                                 the accused.


      CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010             Page No. 320 of 364
 Sr.    Description of         Amount as per         Amount as per the   Amount determined by the
No.       Income                the CBI/               accused           Court and view of the
                               Prosecution                                  Court thereof
                                  Case
      bankers cheque                                                     Therefore, in my view
      No. 62135 while                                                   the   benefit   of   amount   of
      he was in                                                         Rs.1,57,896/­  be   added   in
      Switzerland and                                                   the additional income of the
      serving there.                                                    accused.
13.   Refund of             The amount has  Rs.1,37,500/­                Sh.   Sudhish   Kumar
      security by the       been firstly                                (DW16)   the   Field   Boy   in
      Managing              invested and                                Luv   Kush   Ram   Lila
      Committee of          then refunded to                            Committee has proved that
      Luv Kush Ram          the accused and                             a sum of  Rs.1,37,500/­  was
      Lila Committee        hence cannot be                             paid by the accused but the
      on 20.12.2007         added in the                                management   could   not
      through cheque        income of the                               provide   the   facility   to   the
      No. 130807            accused.                                    accused   and   hence   the
      Inderprastha                                                      amount   was   refunded   to
      Sehkari Bank,                                                     her.  
      shown in D­41 
      which is the                                                       Therefore, the amount
      copy of the                                                       which   was   invested   by   the
      statement of                                                      accused   was   later   on
      account of ING                                                    refunded to her and hence,
      Vysa Bank                                                         it   cannot   be   added   in   the
                                                                        income   of   the   accused
                                                                        Santosh Kaushik.
14.   Management of         The amount has  Rs.1,12,500/­                The   accused   Smt.
      Cantabil gave         already been                                Santosh   Kaushik   has   not
      the security of       included in the                             shown   the   security   amount
      Rs.1,12,500/­ to      income of the                               of  Rs.1,12,500/­  in her ITR
      the accused           accused in the                              for the year 2008­2009. 
      Santosh Kaushik       ITR for the 
      when they took        Assessment Year                              Therefore, in my view
      her shop on rent      2008­09 as                                  the amount of Rs.1,12,500/­
      vide three            declared by the                             cannot   be   added   in   the
      cheques each          accused Santosh                             additional   income   of   the
      for Rs.37,500/­       Kaushik.                                    accused   Smt.   Santosh
      bearing                                                           Kaushik.
      1. No. 362462 
      dt.15.09.2008,

      2. No. 362588 

      CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                    Page No. 321 of 364
 Sr.    Description of         Amount as per         Amount as per the   Amount determined by the
No.       Income                the CBI/               accused           Court and view of the
                               Prosecution                                  Court thereof
                                  Case
      dt.11.11.2008

      3. No. 299776 
      dt.11.11.2008
      shown in D­41
15.   Income through        The amount has  Rs.27,060/­                  Accused   has   not
      rent paid by          already been                                shown   the   rent   paid   by
      MTNL to the           included in the                             MTNL   to   the   tune   of
      accused for the       income of the                               Rs.27,060/­  in   her   ITR   for
      period                accused in the                              the year 2009­2010. 
      December 2008         ITR for the 
      to February           Assessment Year 
      2009 as per           2009­10 as                                   Therefore, in my view
      document D­24         declared by the                             the   amount   of  Rs.27,060/­
      i.e. Statement of     accused Santosh                             cannot   be   added   in   the
      account of UCO        Kaushik.                                    additional   income   of   the
      Bank, East                                                        accused   Smt.   Santosh
      Punjabi Bagh                                                      Kaushik.
      bearing cheque 
      No. 373772 
      dated 
      29.04.2009
16.   Istridhan which       No documentary  Rs.2,35,000/­                The   accused   Smt.
      the accused got       evidence has                                Santosh   Kaushik   has   not
      before and at         been produced                               placed   on   record   any
      the time of           by the accused                              document to prove the said
      marriage dated        and only                                    income   of  Rs.2,35,000/­
      09.12.1986 from       examined her                                under the head of Istridhan.
      her parents, in­      father Shiv 
      laws, relatives       Kumar Sharma                                 The   accused   Smt.
      and friends           (DW6) who has                               Santosh   Kaushik   has
                            orally deposed                              examined   her   father   Shiv
                            before this Court                           Kumar Sharma (DW6) who
                            only to save the                            has   deposed   orally   in   this
                            accused from                                regard.  
                            penal 
                            consequences.                                Assuming   the   version
                                                                        of   the   accused   as   correct,
                                                                        the amount of Istridhan i.e.
                                                                        Rs.2,35,000/­  is   added   in

      CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                    Page No. 322 of 364
 Sr.    Description of         Amount as per         Amount as per the   Amount determined by the
No.       Income                the CBI/               accused           Court and view of the
                               Prosecution                                  Court thereof
                                  Case
                                                                        the   additional   income   of
                                                                        accused   Smt.   Santosh
                                                                        Kaushik.
17.   Cash amount            No              Rs.12,00,000/­             The   accused   Smt.
      and traditional       documentary                                 Santosh   Kaushik   has   not
      gifts received by     evidence has                                placed   on   record   any
      the accused           been produced                               document to prove the said
      from her              by the accused                              income of Rs.12,00,000/­.  
      parents,              and only 
      relatives and in­     examined her                                 The   accused   Smt.
      laws on different     brother Satish                              Santosh   Kaushik   has
      festivals and         Kumar Sharma                                examined   her   uncle   Satish
      occasions vix         (DW5) and                                   Kumar Sharma (DW5) and
      Bhaiya Dooj,          father Shiv                                 her   father   Shiv   Kumar
      Rakshabandhan,        Kumar Sharma                                Sharma   (DW6)   who   have
      Diwali,               (DW6) who have                              deposed   orally   and   not
      Dushera, birth        orally deposed                              placed   on   record   any
      of the children       before this Court                           documentary   evidence   in
      and their             only to save the                            this regard.  
      birthday              accused from 
      celebrations,         penal                                        Therefore, in my view
      marriage              consequences.                               the   accused   has   not   been
      anniversary                                                       able to prove her income of
                             The                                       Rs.12,00,000/­.
                            evidence 
                            produced by the 
                            accused is 
                            without any 
                            substance and 
                            hence 
                            formulated a 
                            flimsy formula 
                            by calculating a 
                            fixed income for 
                            24 years 
                            continuously 
                            which is 
                            amounting to 
                            Rs.9,60,000/­ 
                            and 

      CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                   Page No. 323 of 364
 Sr.    Description of        Amount as per Amount as per the      Amount determined by the
No.       Income                 the CBI/         accused          Court and view of the
                               Prosecution                            Court thereof
                                   Case
                            Rs.2,40,000/­ 
                            which is highly 
                            unbelievable.  
                            The witnesses 
                            are interested 
                            witnesses being 
                            the family 
                            members of the 
                            accused and the 
                            averments made 
                            by the accused 
                            are after 
                            thoughts. 
18.   Income                Benefit of the   Rs.1,87,280/­         The   accused   has
      Received from         same may be                           placed   on   record   the
      sale of shares        given to the                          original   bills   which   are
      through Nisha         accused.                              Ex.PW92/DX­70               &
      & Co. share                                                 Ex.PW9/DX­71.  
      brokers vide                                                 Therefore, in my view
      credit bills                                                the amount of Rs.1,87,280/­
      31.03.1992                                                  is liable to be added in the
      which are                                                   income of the accused.
      Ex.PW92/DX­
      70 to DX­71 
19.   A.  The accused       Benefit of the          Rs.48,840/­    The   accused   Smt.
      got the interest      same may be                           Santosh Kaushik has placed
      on the bonds of       given to the                          on record Form 16 which is
      Oswal Agro            accused.                              Ex.PW92/DX­2                  which
      which were                                                  shows   the   deduction   of
      purchased on                                                TDS.
      12.11.1989                                                   
      Ex.PW92/DX­                                                  The                    document
      69                                                          Ex.PW92/DX­72  shows the
                                                                  dividend   of  Rs.26,375/­.
      B.   The accused                                            Even the CBI concedes that
      got the dividend                                            the   benefit   of   the   same   be
      of Rs.4,025/­                                               given to the accused.  
      from M/s.                                                    Therefore, in my view
      Bindal Agro                                                 the amount of Rs.48,840/­ is
      Chem Ltd.

      CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010              Page No. 324 of 364
 Sr.    Description of         Amount as per         Amount as per the   Amount determined by the
No.       Income                the CBI/               accused           Court and view of the
                               Prosecution                                  Court thereof
                                  Case
      C.  The accused                                                   liable   to   the   added   in   the
      got the Dividend                                                  additional   income   of   the
      of Rs.22,350/­                                                    accused   Smt.   Santosh
      from M/s. Oswal                                                   Kaushik.
      Chem & 
      Fertilizer 
      Ex.PW92/DX­
      72
20.   The income            No legally        Rs.2,58,725/­              In order to prove this 
      received from         admissible                                  transaction the accused 
      the sale of half      document has                                have examined Sh. Udit 
      share of              been produced                               Sharma as DW37.  
      property No. A­       by the accused to
      44, Palam,            prove this                                   I may observe that all 
      Delhi to Udit         transaction.                                the documents relied upon 
      Sharma (DW37)                                                     by the accused which are 
                                                                        Ex.DW37/A are notarized 
                                                                        and not registered.  Even 
                                                                        otherwise the said 
                                                                        documents have not been 
                                                                        proved in accordance with 
                                                                        law since the originals of 
                                                                        the same have not been 
                                                                        produced before the Court 
                                                                        and only the photocopies 
                                                                        have been filed by the 
                                                                        accused.  

                                                                Therefore, in my view 
                                                               the benefit of the same 
                                                               cannot be given to the 
                                                               accused Smt. Santosh 
                                                               Kaushik.

Total Income of the accused Santosh Kaushik (A­2) = Rs.34,05,458/­ (45) Therefore,   the   income   of   accused  S.K.   Kaushik   (A­1) during check period comes to  Rs.1,24,48,356.63p  and the income of CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 325 of 364 accused  Smt. Santosh Kaushik (A­2)  during check period comes to Rs.34,05,458/­  and the total Income of accused S.K. Kaushik and his family comes to  Rupees One Crore, Fifty Eight Lacs, Fifty Three Thousand,   Eight   Hundred   Fourteen   and   Sixty   Three   Paise (Rs.1,58,53,814.63p).

Expenditure of the accused S.K. Kaushik (A­1) and Santsoh Kaushik  (A­2) during the check period i.e. 19.02.1986 to 01.06.2010:

Sr.  Particulars of Amount as per Amount as per Value determined by No. expenditure CBI accused the Court & view of the Court thereof
1. Kitchen expenditure Rs.7,79,056.66P CBI   clubbed   the  Since the net  taken   @   one   third expenses   incurred income of the accused  of   the   salary by   the   parents   of has been determined by  income minus GPF S.K.   Kaushik   i.e. the Court at  deduction   of   the Rs.2,40,000/­  as Rs.1,80,29,374.63p and  accused   during the   accused   was hence, the 1/3rd kitchen  check period. residing   in   joint expenses of the accused  family for the year also stand increased  1986­2008   and which calculations are  expenses   of as under:
Rs.60,056/­  by the parents of Santosh Rs.1,80,29,374.63 minus Kaushik by way of Rs.1,64,24,435.63 =  grains,   Ghee   and Rs.16,04,939/­ other   grocery   One third of  items.  Rs.16,04,939/­ comes to  Rs.5,34,480/­  Rs.7,79,056.66p +  Rs.5,34,480/­ =   Rs.13,13,536.66p  Therefore, in my  view the kitchen  expenditure out of the  salary income of the  CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 326 of 364 Sr.  Particulars of Amount as per Amount as per Value determined by No. expenditure CBI accused the Court & view of the Court thereof accused S.K. Kaushik is  Rs.13,13,536.66p
2. Locker   charge   for Rs.7,600/­ Rs.7,600/­ Accepted as expenditure the   locker   no. is admitted by the  SS01591 accused maintained   in   the Punjab   National Bank   fire   station Rajender   Nagar during   10.03.1987 to 09.03.2010.
3. Locker   charge   for Rs.2,700/­ Rs.2,700/­ Accepted as expenditure the   locker   no.   428 is admitted by the  in   the   name   of accused Santosh   Kaushik maintained   in   the UCO Bank Punjabi Bagh,   ND   on 13.01.2010.
4. Payment   to   the Rs.74,326/­ Rs.74,326/­ Accepted as expenditure Aakash institute for is admitted by the  coaching   of   Divya accused Kaushik   during 2007­08.
5. Expenditure Rs.4,00,779/­ Rs.3,74,224/­  The prosecution  incurred   by   S.K. has proved the fee  Kaushik   for Admitted   by details which are  educating   Pulkit Santosh   Kaushik Ex.PW49/C (D­46)  Kaushik,   Divya paid from her own showing the expenditure Kaushik   and saving. to the tune of  Hardik   Kaushik   in No   documents   or Rs.4,00,779/­.

the   Hansraj   Model witness   produced  Hence, expenditure school   during   the by the CBI to show under this head is  period   1995   to the   expenditure   of Rs.4,00,779/­. 2010. Rs.4,00,779/­  as mentioned in D­5 According   to   the accused,   CBI   has shown   the   excess CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 327 of 364 Sr.  Particulars of Amount as per Amount as per Value determined by No. expenditure CBI accused the Court & view of the Court thereof amount   of Rs.26,555/­

6. Payment   made   to Rs.3,40,352/­ Rs.1,70,352/­  The fee details  the   Manav   Rachna Ex.PW87/A (D­47)  college   of CBI   Clubbed   the reflects that an amount  Engineering   for expenses of Rs.85,165/­ was paid  education   of   Pulkit Rs.90,000/­ by Sh. Shiv Kumar  Kaushik 27.08.06 to incurred   by Sharma through cheque  19.05.2010.  maternal No. 685394 dated  grandfather   Shiv 29.08.2006.  Therefore,  Kumar   Sharma the benefit of the same is and   expenses liable to be given to the  Rs.80,000/­ accused.  

                                                          incurred         by
                                                          maternal   uncle  Also, in so far as 
                                                          Lalit Narain        the amount of Rs.4,835/­
                                                                              deposited in cash is 
                                                                              concerned, the accused 
                                                                              have failed to prove that
                                                                              the same was not 
                                                                              deposited by them.
                                                                               The expenditure 
                                                                              under this head is 
                                                                              accepted as 
                                                                              Rs.2,55,187/­.
7.      Payment   made   to Rs.85,250/­                   Rs.85,250/­         Accepted as expenditure
        Maharaj   Surajmal                                                    is admitted by the 
        institute           of                                                accused S.K. Kaushik
        Technology   for
        coaching   of   Divya
        Kaushik   2009­
        2010.
8.      Payment             of Rs.94,202/­                Telephone                 Initially               the
        telephone   bill   no.                            connection   was         telephone   connection
        25912844   which   is                             booked   by   Sh.        was in the name of Sh.
        installed   at   the                              Laxmi   Chand   and      Laxmi Chand, the father
        residence of Sh. SK                               after his death the      of accused S.K. Kaushik
        Kaushik situated at                               telephone   was          and   after   his   death,   it
        D­183, Karampura,                                 transferred   in   the   was   transferred   in   the
        ND             during                             name   of   Smt.   Raj   name   of   Smt.   Raj


       CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                         Page No. 328 of 364
 Sr.         Particulars of          Amount as per           Amount as per              Value determined by
No.          expenditure               CBI                    accused                the Court & view of the
                                                                                          Court thereof
        01.09.2000            to                          Kishori   and   bill      Kishori. 
        18.05.2010.                                       was   paid   from          Therefore,   in   my
                                                          UCO              Bank     view the  version  of the
                                                          Rajindra   Palace,        accused is accepted and
                                                          through ECS from          the   amount   of
                                                          her   account   and       Rs.94,202/­   cannot   be
                                                          both   the   accused      added in the expenditure

has   not   spent   any of   the   accused   S.K. money.  Kaushik.  

9. Payment   made   to Rs.58,980/­ Expenditure  As per the evidence the   BSES   towards towards BSES had on record (Ex.PW16/A,  electricity already   been Ex.PW16/B &  consumption for the included   1/3rd Ex.PW16/C) the  residential premises kitchen   expenses electricity connection  at   D­183, as   mentioned   in was installed in the  Karampura,   ND D1 name of Lalit Narayan  31.05.2002   to Sharma at the address  07.05.2010. D/183, Industrial H  Colony, New Delhi with  which the accused have  nothing to do.  It is not  clear from the record  whether the connection  is used for commercial  or residential purposes. 

 

 There is nothing on record to show that the  electricity bills were  paid by the accused S.K. Kaushik or Smt. Santosh Kaushik.

 Therefore, in my  view the amount of  Rs.58,980/­ cannot be  added in the expenditure of the accused S.K.  Kaushik.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 329 of 364 Sr.  Particulars of Amount as per Amount as per Value determined by No. expenditure CBI accused the Court & view of the Court thereof

10. Payment   made   to Rs.11,803/­ Rs.11,803/­ Accepted as expenditure the   IDEA   towards is admitted by the  payment   of   bill   for accused S.K. Kaushik.

        mobile               no.
        9911019242 during
        15.11.2008   to
        16.05.2010
11.     Payment   made   to Rs.66,99,287.7p               The CBI had given      The   Investigating
        the   LIC   towards                               totally incorrect     Officer   has   calculated
        payment                of                         figures since Smt.    the   amount   of   all   the
        premium   in   favour                             Raj Kishori paid      LICs taken by Smt. Raj
        of   the   family                                 only                  Kishori            whereas
        members   during                                  Rs.22,10,000/­ to     according   to   the
        2001­2010.                                        the LIC and           accused   Smt.   Raj
                                                          Rs.26,58,883/­ has    Kishori   had   initially
                                                          been wrongly          invested  Rs.20,00,000/­
                                                          added by the CBI      which she received from
                                                          with the said         the sale of the property
                                                          amount.  The          and   again   re­invested
                                                          difference of         the   maturity   amount   by
                                                          Rs.48,68,883.70p      purchasing   other   LIC
                                                          as per document       policies   and   therefore,
                                                          D­40.  Accused        she   had   invested
                                                          S.K. Kaushik paid     Rs.22,10,000/­  in   the
                                                          only Rs.8,31,936/­    LIC   which   have   been
                                                          to LIC for his own    wrongly   shown   by   the
                                                          policies and Smt.     IO   as   expenditures   of
                                                          Santosh Kaushik       the accused.
                                                          paid Rs.9,98,468/­ 
                                                          for her policies       Therefore, the case
                                                          and her children      of   accused   is   accepted
                                                          and the CBI has       and the total amount of
                                                          illegally clubbed     expenditure   under   this
                                                          the said amount.      head is Rs.18,30,404/­ 
                                                                                (i.e.  Rs.9,98,468/­   +
                                                                                Rs.8,31,936/­). 
12.     Expenditure   made Rs.3,66,113/­                  Admitted by the       Accepted as expenditure
        towards   various                                 accused               is admitted by the 
        UTI policies by SK                                                      accused S.K. Kaushik
        Kaushik.


       CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                      Page No. 330 of 364
 Sr.         Particulars of          Amount as per           Amount as per          Value determined by
No.          expenditure               CBI                    accused            the Court & view of the
                                                                                      Court thereof
13.     Expenditure   of   SK      Rs.1,84,444/­          Admitted by the       Accepted as expenditure
        Kaushik   made                                    accused               is admitted by the 
        towards   his   house                                                   accused S.K. Kaushik
        rent   for   the
        residential premises
        no. D­183, situated
        at   karampura,   Ne
        as admitted by him
        during 2001­2010.
14.     Expenditure of Smt.        Rs.1,85,000/­          Admitted by the       Accepted as expenditure
        Santosh   Kaushik                                 accused               is admitted by the 
        while   purchasing                                                      accused S.K. Kaushik
        the   property   at   A­
        82,             Palam
        Extension, ND from
        Narendra Nath Bali
        during   2001   to
        2010.
15.     Expenditure of Smt.        Rs.4,50,000/­ +        Denied by the          The said property 
        Raj   Kishori   while      Rs.36,000/­ =          accused as Smt.       had been purchased by 
        purchasing   the           Rs.4,86,000/­          Raj Kishori had       Smt. Raj Kishori, the 
        property   bearing                                purchased the         mother of the accused 
        Municipal no. 1002                                property out of her   S.K. Kaushik and hence,
        and   1003   situated                             own earnings.         in my view the amount 
        at   Shivaji   Street,                                                  of Rs.4,86,000/­ cannot 
        Faiz             Road,                                                  be added in the 
        Naiwala,   ND   from                                                    expenditure of the 
        Suresh   Chand                                                          accused.
        Mathur   dated
        30.12.2004.
16.     Expenditure of Smt.        Rs.4,50,000/­ +        Admitted by the       Accepted as expenditure
        Santosh   Kaushik          Rs.36,000/­ =          accused               is admitted by the 
        while   purchasing         Rs.4,86,000/­                                accused S.K. Kaushik
        the           property
        bearing   Municipal
        no. 1002 and 1003
        situated   at   Shivaji
        Street,   Faiz   Road,
        Naiwala,   ND   from
        Suresh   Chand
        Mathur   dated

       CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010                     Page No. 331 of 364
 Sr.         Particulars of          Amount as per           Amount as per        Value determined by
No.          expenditure               CBI                    accused          the Court & view of the
                                                                                    Court thereof
        17.11.1995.
17.     Expenditure   of Rs.12,10,000/­                   Not admitted by       The prosecution 
        Surender   Kumar (SBI Najafgarh                   the accused since    has proved the 
        Kaushik   while Road Branch)                      the CBI could not    statement of account of 
        issuing   cheques   in                            produce any          accused S.K. Kaushik 
        favour   of   his                                 evidence.            bearing No. 
        mother   in   law   and                                                103044166876 which is 
        brother   in   law                                                     Ex.PW72/C (D­23) 

during 2008­09. which confirms that an  amount of  Rs.10,00,000/­ was  credited in the account  of  Smt. Geeta Devi the  mother in law of  accused S.K. Kaushik on 17.04.2008 through  cheque no. 453419 and  a corresponding entry is also reflected in the  passbook of Smt. Geeta  Devi Ex.DW6/DX­1.  

 

 However, the  prosecution has not  been able to prove the  transaction dated  25.11.2009 for  Rs.2,10,000/­ by Pulkit  Kaushik to Lalit  Narayan Kaushik.

 

 In my view the  expenditure of the  accused S.K. Kaushik  comes to Rs.10,00,000/­.

18. Expenditure   of Rs.1,527/­ Admitted by the  Accepted as expenditure Surender   Kr. accused is admitted by the  Kaushik   while accused S.K. Kaushik paying   installment of   loan   in   LIC policy   no.

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 332 of 364 Sr.  Particulars of Amount as per Amount as per Value determined by No. expenditure CBI accused the Court & view of the Court thereof 330664577   dated 28.05.2008.

19. Expenditure   of Rs.22,612/­ Admitted by the  Accepted as expenditure Surender   Kr. accused is admitted by the  Kaushik   while accused S.K. Kaushik paying   house   tax for   the   property   at WZ 246, B­1, Uttam Nagar,   ND   dated 30.06.2009.

20. The   expenditure Rs.73,768/­ Admitted by the  Accepted as expenditure provided   by   the accused is admitted by the  letter no. UT/23/VC accused S.K. Kaushik 13/2011­12   dtd 02.03.2012   sent   by KM   Ved,   Vice President   (Vig.) UTI   Mutual   fund, Mumbai in the year 2000­06.

Total Rs.63,01,049.66p Hence, the total expenditure of the accused S.K. Kaushik (A­1) and Santosh   Kaushik   (A­2)   during   the   check   period   i.e.  19.02.1986   to 01.06.2010 is Rupees Sixty Three Lacs, One Thousand, Forty Nine and Sixty Six Paise (Rs.63,01,049.66p). (46) In view of my above discussion, the Assets of the accused at the beginning of the check period comes to Rs.1,12,2000/­; the assets of the accused during the check period comes to Rs.1,32,34,317/­; Total income of the accused S.K. Kaushik (A­1) and Smt. Santosh Kaushik (A­2) comes to Rs.1,58,53,814.63p and the expenditure of the accused comes to Rs.63,01,049.66p. 

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 333 of 364 (47) Now   coming   to   the   calculation   of   the   Disproportionate Asset of the accused S.K. Kaushik  by accepting the version of the accused that his mother Smt. Raj Kishori was having independent income, which calculations are as under:

Sr.                               Description                           Amount
No.
1.        Assets prior to the check period:                       Rs.1,12,000/­.
2.        Assets at the end of check period:                      Rs.1,32,34,317/­

3. Assets acquired during the check period (2­1): Rs.1,31,22,317/­ (Rs.1,32,34,317/­ minus Rs.1,12,000/­)

4. Income during the check period: Rs.1,58,53,814.63p

5. Expenditure during the check period: Rs.63,01,049.66p

6. Likely savings (4­5) Rs.95,52,764.97p (Rs.1,58,53,814.63p minus Rs.63,01,049.66p)

7. Extent of Disproportionate Assets (3­6): Rs.35,69,552.03p (Rs.1,31,22,317­ minus Rs.95,52,764.97p)

8. % of DA    = DA X 100 22.51%                                Income = 35,69,552.03 X 100    1,58,53,814.63 (48) Now   coming   to   the   calculation   of   the   Disproportionate Asset of the accused S.K. Kaushik  by accepting the version of the prosecution   that   Smt.   Raj   Kishori   was   not   having   independent income  since   the   service  record   of   the   accused   S.K.   Kaushik   (A­1) shows that he had filed an affidavit which is  Ex.PW11/B  (D­4, page CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 334 of 364

156)   before   the   Department   to   the   effect   that   his   mother   Smt.   Raj Kishori   was   entirely   dependent   upon   her,   which   calculations   are   as under:

Sr.                               Description                              Amount
No.
1.        Assets prior to the check period:                          Rs.1,12,000/­
2.        Assets at the end of check period:                         Rs.1,32,36,540/­

3. Assets acquired during the check period (2­1): Rs.1,31,24,540/­ (Rs.1,32,36,540/­ minus Rs.1,12,000/­)

4. Income during the check period: Rs.1,84,93,108.63p

5. Expenditure during the check period: Rs.90,91,251.66p

6. Likely savings (4­5) Rs.94,01,856.97p (Rs.1,84,93,108.63p minus Rs.90,91,251.66p)

7. Extent of Disproportionate Assets (3­6): Rs.37,22,683.03p (Rs.1,31,24,540­ minus Rs.94,01,056.97p)

8. % of DA    = DA X 100 20.13%                                Income = 34,11,552.03 X 100    1,84,93,108.63 (49) Either­ways, it is evident from the aforesaid that the assets of the accused persons were disproportionate to their known sources of income.

(50) In   view   of   my  above   discussion,   I   hereby  hold   that  the accused S.K. Kaushik (A­1)  while working as Junior Engineer in the MCD during 1986 to 2010 was found in possession of disproportionate assets to the tune of Rs.35,69,552.03p in his name and in the name of CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 335 of 364 his family members which was 22.51% disproportionate to his known sources of income, which he failed to explain satisfactorily.

Allegations under Section 109 of Indian Penal Code:

(51) The   case   of   the   prosecution   is   that   the   accused   Smt. Santosh Kaushik (A­2) who is the wife of accused S.K. Kaushik (A­1) has abetted and facilitated her husband S.K. Kaushik to commit offence of   criminal   misconduct   as   defined   under  Section   13   (1)   (e)  of   the Prevention of Corruption Act, 1988 punishable under Section 109 of Indian Penal Code  read with  Section 13 (1) (e) & Section 13 (2) of the Prevention of Corruption Act, 1988.   (52) Ld. Counsel for the accused has vehemently argued that the accused Smt. Santosh Kaushik has never been a Public Servant or Government Servant before her marriage or after her marriage.   It is argued that she was married to the accused Surender Kumar Kaushik on

09.12.1986 and not being a public servant, the provisions of Prevention of Corruption Act are not applicable upon her and the CBI has illegally, unlawfully and with malafide intention has made her  an accused by applying section 109 Indian Penal Code.   It is further argued that the accused Smt. Santosh Kaushik has not done any illegal and unlawful act which may attract the provision of Section 109 IPC against her as alleged   by   the   CBI   in   this   case,   since   she   never   abetted   accused Surender Kumar Kaushik for acquiring any kind of asset movable or immovable   in   her   name   by   earning   any   illegal   and   unlawful gratification during his service while discharging his duties as a public CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 336 of 364 servant and the accused Surender Kumar Kaushik never did any act in the   discharge   of   his   duties   as   a   public   servant   by   doing   any   act   or omission which can be said to be against the mandatory provisions of the law which governed him as a public servant. (53) Ld.   Counsel   for   the   accused   has   further   argued   that   the accused   Surender   Kumar   Kaushik   (A­1)   has   submitted   the   detailed comparative   tables   with   regard   to   his   income,   income   of   his   wife, income of his parents, his assets, assets in the name of his wife and assets in the name of his mother Smt. Raj Kishori (now deceased) and also Comparative Expenditure Tables in his name and his wife, and in the  name  of   his  mother   Smt.  Raj  Kishori and  all  these  comparative tables clearly shows that the accused was never found in possession of any disproportionate assets as alleged by the CBI in the Tables prepared by them.  It is also argued that the abetment of the offence can be said to be made out against the main accused and if the main accused has not  committed any offence so the abettor  cannot be made liable for abetment  and in the present case the main accused Surender Kumar Kaushik has not committed any offence as defined under Section 13(2) r/w   13(1)(e)   of   the   Prevention   of   Corruption   Act,   1988   read   with Section 109 of IPC.  It is further argued that the prosecution could not point that the accused Surender Kumar Kaushik acquired any property in his name or in the name of his wife or any other person with his own money, or ill­gotten money as alleged by the prosecution, in fact, the accused Surender Kumar Kaushik did not receive any ill­gotten money during his service, the CBI has falsely alleged the allegations against CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 337 of 364 him and the accused Smt. Santosh Kaushik had also not committed any offence   under  Section   13(2)   r/w   13(1)(e)   of   the   Prevention   of Corruption Act, 1988 read with Section 109 IPC. (54) I   have   considered   the   rival   contentions.   The  question whether   private   person   i.e.   wife   of   accused   can   be   prosecuted   and punished under Section 109 of Indian Penal Code for abetting public servant for offence punishable under Section 13(1)(e) of Prevention of Corruption Act is answered by the Hon'ble Supreme Court in the case of P. Nallamal Vs.  State, represented by Inspector of Police reported in AIR 1999 Supreme Court 2556 : (1999) 6 SCC 559.  The Hon'ble Supreme Court has specifically dealt with the provisions of PC Act of 1988 and PC Act of 1947 in view of the above question and it has been held that: 

"...... before dealing with the contentions advanced by the appellants we may point out that Section 4 of the   P.C.   Act   confers   exclusive   jurisdiction   to Special Judges appointed under the P. C. Act to try the offences specified in Section 3(1) of the P. C. Act.   To   understand   the   exclusivity   of   such jurisdiction   it   is   advantageous   to   extract   Section 4(1) of the P. C. Act as under:
Not   withstanding   anything   contained   in   the Code  of   Criminal   Procedure,   1973   (2   of 1974), or in any other law for the time being in force, the offences specified in sub­section(1) of 3 shall be tried by special Judges only."

(55) The Hon'ble Court further observed that:

"...... It is true that Section 11 deals with a case of abetment   of   offences   defined   under   Section   8   and CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 338 of 364 section   9,   and   it   is   also   true   that   Section   12 specifically   deals   with   the   case   of   abetment   of offences   under   Sections   7   and   11.     But   that   is   no ground to hold that P.C. Act does not contemplate abetment of any of the offences specified in Section 13 of the P. C. Act.....
.....  It   may   be   remembered   that   this   Court   has   held   in  M.   Krishna   Reddy   Vs.   State   Deputy   Superintendent   of   Police,   Hyderabad   {1992   (4) SCC  45} thus:
An analysis of Section 5(1)(e) of the Act, 1947 which   corresponds   to   Section   13(1)(e)   of   the new Act of 1988 shows that it is not the mere acquisition   of   property   that   constitutes   an offence under the provisions of the Act but it is the   failure   to   satisfactorily   account   for   such possession   that   makes   the   possession objectionable as offending the law....."
(56) It is further held that  "......  Section   13   of   the   P.   C.   Act   is   enacted   as   a substitute   for   Sections   161   to   165­A   of   the   Penal Code  which  were  part  of  Chapter  IX  of that  Code under the title "All offences by or relating to public servants".   Those   sections   were   deleted   from   the Penal Code contemporaneous with the enactment of Section 31 of the P. C. Act (vide Section 31 of P.C. Act.)   It is appropriate to point out here that in the original   old   PC   Act   there   was   no   provision analogous   to   Section   13(1)(e),   but   on   the recommendation   of   Santhanam   Committee   the   said Act was amended in 1964 by incorporating Section   5(1)(e)   in   the   old   P.   C.   Act.   Parliament   later proceeded   to   "consolidate   and   amend   the   law relating to prevention of corruption" and in the Bill troduced for that purpose the following was declared CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 339 of 364 as per the Statement of Objects and Reasons thereof:
The prevention of Corruption Act, 1947, was amended in 1964 based on the recommendations of the   Santhanam   committee.   There   are   provisions   in Chapter IX of the Indian Penal Code to deal with public servants and those who abet them by way of the criminal misconduct, there are also provisions in the Criminal  Law  Amendment  Ordinance,  1944, to enable   attachment   of   ill­gotten   wealth.     The   Bill Seeks   to   incorporate   all   these   provision   with modifications   so   as   to   make   the   provisions   more effective   in   combating   corruption   among   public servants......"
 

(57) Thus, one of the objects of the new Act was to incorporate all the provisions to make them more effective. Section 165­A of the Penal Code read like this :

"Punishment   for   abetment   of   offences   defined   in section   165.­Whoever   abets   any   offence   punishable under section 161 or section 165, whether or not that offence is committed in consequence of the abetment, shall   be   punished   with   imprisonment   of   either description   for   a   term   which   may   extend   to   three years, or with fine, or with both"

Therefore, the legislative intent is manifest that abettors   of   all   the   different   offences   under   Section 13(1)(e) of the P. C. Act should also be dealt with alongwith the public servant in the same trial held by the Special Judge. 

There   is   no   force   in   the   contention   that   the offences under Section 13(1)(e) cannot be abetted by another person. "Abetment" is defined in Section 107 of the Penal Code as under:

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 340 of 364 "107.   Abetment   of   a   thing.­A   person   abets   the doing of a thing, who­ First.­Instigates   any   person   to   do   that   thing;   or Secondly,­ Engages with one or more other person or persons in any conspiracy for the doing of that thing,   if   an   act   or   illegal   omission   takes   place   in pursuance of that conspiracy, and in order to the doing of that thing;  or Thirdly.­Intentionally aids, by   any   act   or   illegal   omission,   the   doing   of   that thing"
For the "First" clause (i.e. instigation) the following Explanation is added to the section:
"Explanation   1.­   A   person   who,   by   willful misrepresentation,   or   by   willful   concealment   of   a material   fact   which   he   is   bound   to   disclose, voluntarily causes or procures, or attempts to cause  or procure, a thing to be done, is said to instigate the doing of that thing"

For the "Thirdly" clause  (i.e.   intentionally aids) the following Explanation is added: 

"Explanation 2.­ Whoever, either prior to or at the time of the commission of an act, does anything in order to facilitate the commission of that act, and thereby facilitates the commission thereof, is said to aid the doing of that act.".

(58) The Hon'ble Supreme Court has adopted the illustrations cited by Sh. Shanti Bhushan to amplify the cases of abetments under Clause 3 of Section 107 of Indian Penal Code viz­a­viz section 13 (1)

(e) of P. C. Act 1988.  The first illustration of the cites is this:

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 341 of 364 "..... If A, a close relative of the public servant tells him of how other public servants have become more wealthy   by   receiving   bribes   and   A   persuades   the public servant to do the same in order to become rich and  the   public  servant   acts   accordingly.     If  it  is   a proved position there cannot be any doubt that A has abetted the offence by instigation.
(59) Next illustration is this:
".....  Four   persons   including   the   public   servant decide to raise a bulk amount through bribery and the remaining persons prompt the public servant to keep such money in their names.  If this is a proved position then   all   the   said   persons   are   guilty   of   abetment through conspiracy.  
(60) The last illustration is this:
"........ If a public servant tells A, a close friend of him, that   he   has   acquired   considerable   wealth   through bribery but he cannot keep them as he has no known source of income to account, he requests A to keep the said   wealth   in   A's   name,   and   A   obliges   the   public servant  in doing so.   If it is a proved position A is guilty of abetment falling under the "Thirdly" clause of Section 107 of the Penal Code.....  
 
Such illustrations are apt examples of how the offence under Section 13(1)(e) of the P. C. Act can be abetted by non­public servants. The only mode of prosecuting such offender is through the trial envisaged in the P. C. Act.
 
The bare perusal of the P.C. Act 1988 shows that there is no provision of abetment of the offence U/s 13(1)(e) of the said act, therefore the Prosecution can definitely fall  back upon section  109 of IPC.   Under  the said CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 342 of 364 section   the   public   servant   has   to   explain   and   his failure   results   into   the   offence   for   possession   of alleged   Disproportionate   Assets.   This   opportunity   is only with the public servant and private individual has no such opportunity to explain, but this does not lead to   the   conclusion   that   except   the   public   servant, nobody   /   private   individual   can   be   tried   for   having abetted the said offence.  
The   absence   of   the   provision   for   abetment   of   the offence  of  criminal   misconduct  falling  under   section 13(1)(e) of P. C. Act 1988 will lead the conclusion that the   legislature   did   not   want   to   wipe   out   all   the provisions of Indian Penal Code except section 161 to 165­A, which are found in the present P. C. Act 1988.  
Further, under section 3 of P. C. Act 1988, the Special Judge   has   powers   to   try   not   only   the   offences punishable under the P. C. Act but also any conspiracy to commit or any attempt to commit or any abetment of any offence punishable under the said act.  The offence U/s 13(1)(e) is a distinct offence by itself and therefore the Special Judge has jurisdiction to try not only that offence against that offender who committed the same but   also   try   persons   who   had   either   conspired   to commit the same or attempted to commit the same or abetted the same......."  

(61) Recently,   the   Hon'ble   Supreme   Court   in   case   of  J. Jayalalitha Vs. State of Karnataka reported in 2017 (VI) SCC 263 has held that:

"........ In re the charge of abetment and conspiracy in general,   the   Trial   Court,   while   dealing   with   the defence plea that a non public servant could not be prosecuted for the offence under Section 109 IPC in a   trial   constituted   under   the   Act,   relied   on   the CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 343 of 364 decision of this Court in P. Nallammal (supra) to the effect   that   the   acquisition   and   possession   of   any property   by   a   public   servant   is   capable   of   being abetted   and   that   there   is   neither   an   express   nor implied exclusion of the 1988 Act to deal with such a situation. The Trial Court noted that under Section 3 of the 1988 Act, the Special Judge had the power to try   not   only   an   offence   punishable   under   the   said statute   but   also   one   for   conspiracy   to   commit   or attempt   to   commit   or   abetment   of   any   offence thereunder.   The   Trial   Court   thus   held   that   private individuals could be prosecuted by the Special Court under the Act on the ground that they had conspired with   and   abetted   the   act   of   criminal   misconduct committed by a public servant within the meaning of Section 13(1)(e) of the 1988 Act......
..........   The   Trial   Court   held   that   even   private individuals could be prosecuted for the offence under Section 109 of I.P.C. and we find that the Trial Court was right in coming to the conclusion relying on the decision of Nallammal (supra), wherein it was observed that acquisition and possession by a public servant was capable   of   being   abetted,   and   observed   that   Under Section 3 of the 1988 Act, the Special Judge had the power   to   try   offences   punishing   even   abetment   or conspiracy of the offences mentioned in the PC Act and in our opinion, the Trial Court correctly held in this matter that private individuals can be prosecuted by the Court on the ground that they have abetted the act of criminal misconduct falling under Section 13(1)(e) of the 1988 Act committed by the public servant......"

(62) The Hon'ble Supreme Court has re­iterated its judgment in case of P. Nallamal Vs.  State, represented by Inspector of Police and CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 344 of 364 upheld the conviction of accused private person i.e. Ms. Shashikala.  (63) Therefore,   it   can   be   concluded   from   the   above   that   the private individual i.e. wife of the accused can be prosecuted and be punished   under   section   109   of   IPC   for   abetting   the   act   of   criminal misconduct falling under section 13(1)(e) of P. C. Act 1988 committed by the public servant i.e. the accused husband.    (64) After having expressed my view on each item, I would like to add further reasons as to why I have rejected the defence version on the point of the item of big values like jewellery, money transactions, etc.   First   of   all,   I   will   refer   to   the   concept   of   "known   sources   of income" as employed in Secton 13(1)(e) and explanation appended to it of Prevention of Corruption Act 1988. This concept has been very precisely described by Hon'ble Supreme Court of India in State of M. P. Vs. Awadh Kishore Gupta  reported in  AIR 2004 SC 517,  relevant portion of the same is reproduced as under :

"....... Section 13 deals with various situations when a public   servant   can   be   said   to   have   committed criminal misconduct. Clause (e) of sub­section (1) of the   Section   is   pressed   into   service   against   the accused.     The   same   is   applicable   when   the   public servant or any person on his behalf, is in possession or has, at any time during the period of his office, been   in   possession,   for   which   the   public   servant cannot satisfactorily account pecuniary resources or property   disproportionate   to   his   known   sources   of income.   Clause (e) of sub­section (1) of Section 13 corresponds   to   clause   (e)   of   sub­section   (1)   of Section 5 of the Prevention of Corruption Act, 1947 (referred   to   as   'Old   Act').     But   there   has   been drastical   amendments.     Under   the   new   clause,   the CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 345 of 364 earlier concept of "known sources of income" has undergone a radical change.  As per the explanation appended, the prosecution is relieved of the burden of   investigating   into   "source   of   income"   of   an accused   to   a   large   extent,   as   it   is   stated   in   the explanation that "known sources of income" mean income received from any lawful source, the receipt of which has been intimated in accordance with the provisions of any law, rules orders for the time being applicable   to   a   public   servant.     The   expression "known sources of income" has reference to sources known   to   the   prosecution   after   thorough investigation of the case.   It is not, and cannot be contended   that   "known   sources   of   income"   means sources   known   to   the   accused.     The   prosecution cannot, in the very nature of things, be expected to know the affairs of an accused person.  Those will be matters   "specially   within   the   knowledge"   of   the accused,   within  the  meaning  of  Section  106  of  the Indian   Evidence   Act,   1872   (in   short   the   'Evidence Act'). 
The   phrase   "known   sources   of   income"   in Section 13(1)(e) {old section 5(1)(e)} has clearly the emphasis   on   the   word   "income".     It   would   be primary to observe that qua the public servant, the income   would  be   what   is   attached   to   his   office  or post,   commonly   known   as   remuneration   or   salary. The term "income" by itself, is elastic and has a wide connotation.   Whatever comes in or is received, is income.     But,   however,   wide   the   import   and connotation of the term "income", it is incapable of being   understood   as   meaning   receipt   having   no nexus   to   one's   labur,   or   expertise,   or   property,   or investment, and having further a source which may or may not yield aregular revenue.   These essential characteristics   are   vital   in   understanding   the   term "income".     Therefore,   it   can   be   said   that,   though "income"   is   receipt   in   the   hand   of   its   recepient, CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 346 of 364 every receipt would not partake into the character of income.  Qua the public servant, whatever return he gets of his service, will be the primary item of his income.   Other incomes which can conceivably are income qua the public servant, will be in the regular receipt from (a) his property, or (b) his investment. A receipt from windfall, or gains of graft, crime, or immoral secretions by persons prima facie would not be receipt from the "known sources of income" of a public servant.
The   legislature   has   advisedly   used   the expression   "satisfactorily   account".    The  emphasis must   be   on   the   word   "satisfactorily"   and   the legislature has, thus, deliberately cast a burden on the accused not only to offer a plausible explanation as to how he came by his large wealth, but also to satisfy the Court that his explanation was worthy of acceptance."
 

(65) The abovequoted proposition of  law can be dissected as under:

"Known   source   of   income"   should   normally   be taken   as   the   "remuneration/salary"   of   the   public servant.  If there is a "windfall", the burden is upon the   public   servant   to   offer   explanation   to   the Investigating   Officer/prosecution   and   thereafter   to the court. Such explanation must pass three tests : 
(i) The windfalls should be intimated to the  department by the  public servant. 
(ii)  There should be plausible explanation as to   how he received huge amounts.
(iii) Such explanation must satisfy the court that it  is worthy of credence.
(66) Although,   the   accused   persons   have   examined   witnesses and   have   shown   the   windfalls   in   their   ITRs   and   intimated   the CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 347 of 364 department but that is not sufficient. It appears to be case where the accused   started   laundering   the   unlawful   money   in   a   very   calculated manner   by   carefully   showing   it   in   the   ITRs   and   by   creating   the necessary   paper   work.   If   a   simplistic   view   is   taken,   hardly   any delinquent public person would be brought to the net, which has been spread by virtue of Section 13(1)(e) of Prevention of Corruption Act, 1988. In the present case the court cannot ignore that all the joint KVPs were preapred in the names of accused persons and their children along with the in­laws of the accused S.K. Kaushik in very weired way, which are not generally seen in the human relations.   Section 114 of Indian Evidence Act  permits that court to raise the necessary inference from the facts and circumstances of the case as seen from the angle of normal human conduct. The manner in which huge amount of money is being transferred as reflected in the various entries in the passbook, is a proof that some other activity than which is lawful for a public servant was being carried out by S.K. Kaushik (A­1) and Santosh Kaushik (A­2).

The   relevant   entries   in   the   passbooks/   statement   of   account   of   the accused S.K. Kaushik (A­1) and Santosh Kaushik (A­2) are as under:

Entries in the Statement of Account of S.K. Kaushik (A­1) Sr. Particular of Issued by In Favour of Amount  Exhibits No. Cheque & Bank
1. Cheque No. 505004 S. K. Kaushik Pulkit Kaushik  Rs.27,000/­ Ex.P­47  dated 28.07.2005 S/o S. K.  (D­23) SBI   Najafgarh Kaushik Road,   New   Delhi­ 110015 CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 348 of 364 Sr. Particular of Issued by In Favour of Amount  Exhibits No. Cheque & Bank
2. Cheque No. 505011 S. K. Kaushik Pulkit Kaushik  Rs30,000/­ Ex.P­50 dated 24.05.2006 S/o S. K.  (D­23) SBI   Najafgarh Kaushik Road,   New   Delhi­ 110015
3. Cheque No. 505007 S. K. Kaushik Pulkit Kaushik  Rs10,000/­ Ex.P­51 dated 24.05.2006 S/o S. K.  (D­23) SBI   Najafgarh Kaushik Road,   New   Delhi­ 110015
4. Cheque No. 563419 S. K. Kaushik Smt. Geeta  Rs.10,00,000/­ Ex.PW6/DX­1  dated 17.04.2008 Devi SBI   Najafgarh The   credit Road,   New   Delhi­ entry   dated 110015 17.04.2008 reflected   in Ex.DW6/DX1, i.e.   the Passbook   of Smt.   Geeta Devi   and corresponding debit   entry   is reflected   in statement   of account Ex.PW72/C  of accused   S.   K. Kaushik   as debit  entry   i.e. 17.04.2008
5. Cheque No. 563404 S. K. Kaushik Smt. Raj  Rs 1,10,000/­ Ex.P­66 dated 08.11.2007 Kishori  (D­23) SBI   Najafgarh Road,   New   Delhi­ 110015
6. Cheque No. 563406 S. K. Kaushik Smt. Raj  Rs 1,50,000/­ Ex.P­68 dated 03.12.2007 Kishori  (D­23) SBI   Najafgarh Road,   New   Delhi­ CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 349 of 364 Sr. Particular of Issued by In Favour of Amount  Exhibits No. Cheque & Bank 110015
7. Cheque No. 563409 S. K. Kaushik Smt. Raj  Rs 1,35,000/­ Ex.P­75 dated 05.01.2008 Kishori  SBI   Najafgarh Road,   New   Delhi­ 110015 Total Rs.14,62,000/­ Relevant entires in the statement of account of Smt. Santosh Kaushik (UCO Bank Punjabi Bagh):
Sr. Particular of Issued by In Favour of Amount  Exhibits No. Cheque & Bank
1. Cheque No. 144846  Santosh S. K. Kaushik Rs.1,00,000/­ Ex.PW9/D­3 Kaushik dated 26.11.2009 UCO  Bank, Punjabi Bagh,   New   Delhi­ 110026
2. Cheque No. 144842 Santosh Pulkit Kaushik  Rs.2,00,000/­ Ex.PW9/D­9 Kaushik S/o S. K. Kaushik dated 13.10.2009 UCO  Bank, Punjabi Bagh,   New   Delhi­ 110026
3. Cheque No. 144841 Santosh Divya Kaushik  Rs.51,000/­ Ex.PW9/D­11 Kaushik D/o S. K. Kaushik dated 30.11.2009 UCO  Bank, Punjabi Bagh,   New   Delhi­ 110026 Total Amount (A): Rs.3,51,000/­ CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 350 of 364 Relevant   entires   in   the   Statement   of   Account   of   Smt.   Santosh Kaushik (A­2) of ING Vysya Bank: 
Sr. Particular of Issued by In Favour of Amount Exhibits No. Cheque / Reference No. & Bank
1. Entry   dated Santosh Pulkit Kaushik  Rs.20,000/­ Ex.PW54/B 21.08.2008 Kaushik S/o S.K. Kaushik  (Statement of  pertaining   to Account) cheque/   reference No.  AF­1414822  in account   of   Smt. Santosh   Kaushik maintained   at   ING Vysya   Bank   Ltd., Karol   Bagh,   New Delhi ­110015
2. Entry   dated Santosh Divya Kaushik  Rs.1,20,000/­ Ex.PW54/B 21.08.2008 Kaushik D/o S.K. Kaushik  (Statement of  pertaining   to Account) cheque/   reference No.  AF­1414823  in account   of   Smt. Santosh   Kaushik maintained   at   ING Vysya   Bank   Ltd., Karol   Bagh,   New Delhi ­110015
3. Entry   dated Santosh Hardik Kaushik  Rs.1,50,000/­ Ex.PW54/B 22.08.2008 Kaushik S/o S.K. Kaushik  (Statement of  pertaining   to Account) cheque/   reference No.  AF­1414821  in account   of   Smt. Santosh   Kaushik maintained   at   ING Vysya   Bank   Ltd., Karol   Bagh,   New Delhi ­110015
4. Entry   dated Santosh Divya Kaushik  Rs.2,00,000/­ Ex.PW54/B 01.10.2008 Kaushik D/o S.K. Kaushik  (Statement of  CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 351 of 364 Sr. Particular of Issued by In Favour of Amount Exhibits No. Cheque / Reference No. & Bank pertaining   to Account) cheque/   reference No.  AF­1414824  in account   of   Smt. Santosh   Kaushik maintained   at   ING Vysya   Bank   Ltd., Karol   Bagh,   New Delhi ­110015 Total Amount (B): Rs.5,90,000/­ Total Amount (A) + (B): Rs.9,41,000/­ (67) The above entires clearly establishes the transfer of huge amounts.   Although, the accused have stated that they and Smt. Raj Kishori   had   huge   income   but   no   substantial   proof   is   forthcoming, except what I have admitted as herien above. When they claim that joint KVPs   were   prepared,   they   must   explain   and   give   a   plausible explanation to the huge amounts of KVPs suddenly preapred in the joint names.  The details of the various KVPs are as under:
Sr. KVP Number Exhibit No. Name of Amount paid  Mode of No. beneficiary Payment
1. KVP Registration  Ex.PW28/C Lalit Narayan  Rs.50,000/­ Cash no. 203835, dated  and Pulkit  29.05.2010 Kaushik
2. KVP Registration  Ex.PW28/R Geeta Devi and  Rs.50,000/­ Cash no. 203817, dated  Divya Kaushik 29.05.2010
3. KVP Registration  Ex.PW28/N Lalit Narayan  Rs.50,000/­ Cash no. 203798, dated  and Santosh  29.05.2010 Kaushik CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 352 of 364 Sr. KVP Number Exhibit No. Name of Amount paid  Mode of No. beneficiary Payment
4. KVP Registration  Ex.PW28/B Shiv Kumar  Rs.50,000/­ Cash no. 203834, dated  Sharma and  29.05.2010 Pulkit Kaushik
5. KVP Registration  Ex.PW28/D Shiv Kumar and  Rs.50,000/­ Cash no. 203836,  dated Divya Kaushik 29.05.2010
6. KVP Registration  Ex.PW28/E Shiv Kumar and  Rs.50,000/­ Cash no. 203837, dated  Santosh Kaushik 29.05.2010 
7. KVP Registration  Ex.PW28/F Shiv Kumar  Rs.50,000/­ Cash no. 203838, dated  Sharma and  29.05.2010 Pulkit Kaushik
8. KVP Registration  Ex.PW28/G Shiv Kumar  Rs.50,000/­ Cash no. 203839, dated  Sharma and  29.05.2010 Santosh Kaushik as on  29.05.2010
9. KVP Registration  Ex.PW28/L S.K. Kaushik  Rs.50,000/­ Cash no. 203781, dated  and Santosh  29.05.2010 Kaushik

10. KVP Registration  Ex.PW28/A Geeta Devi and  Rs.50,000/­ Cash no. 203833, dated  Pulkit Kaushik 29.05.2010

11. KVP Registration  Ex.PW28/M Lalit Narayan  Rs.50,000/­ Cash no. 203797, dated  and Pulkit   29.05.2010 Kaushik

12. KVP Registration  Ex.PW28/P Geeta Devi and  Rs.50,000/­ Cash no. 203800, dated  Divya Kaushik 29.05.2010

13. KVP Registration  Ex.PW28/Q Geeta Devi and  Rs.50,000/­ Cash no. 203816, dated  Santosh Kaushik 29.05.2010

14. KVP Registration  Ex.PW28/O Geeta Devi and  Rs.50,000/­ Cash no. 203799, dated  Divya Kaushik  29.05.2010 CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 353 of 364 Sr. KVP Number Exhibit No. Name of Amount paid  Mode of No. beneficiary Payment

15. KVP Registration  Ex.PW28/J Pulkit Kaushik  Rs.50,000/­ Cash no. 203779, dated  and Santosh  29.05.2010 Kaushik

16. KVP Registration  Ex.PW28/K Divya Kaushik  Rs.50,000/­ Cash no. 203780, dated  and Pulkit  29.05.2010 Kaushik

17. KVP Registration  Ex.PW28/I Santosh Kaushik Rs.50,000/­ Cash no. 203776, dated  and Divya  29.05.2010 Kaushik

18. KVP Registration  Ex.PW28/H Divya Kaushik  Rs.50,000/­ Cash no. 203777, dated  and Santosh  29.05.2010 Kaushik

19. KVP Registration  Ex.PW28/I­1 Santosh Kaushik Rs.50,000/­ Cash no. 203778, dated  and Divya  29.05.2010 Kaushik Total Amount: Rs.9,50,000/­ (68) It is evident from the documents on record that the above Kisan Vikas Patras totalling Rs.9,50,000/­ were purchased in cash.  In this regard, the testimony of agent of Post Office Sh. S.R. Aggarwal (PW28)   is   very   clear   who   has   proved   that   all   the   said   KVPs   were purchased   by   accused  S.   K.   Kaushik   and   Smt.   Santosh   Kaushik through   him,  as   they   have   provided   the   cash   amount   to   him   for purchase of KVPs and also provided the documents of the persons in whose name the amounts invested in these KVPs.   He has also proved that he does not know any person by the name of Smt. Geeta Devi (mother in law), Lalit Narayan Sharma (brother in law) and Shiv Kumar Sharma (Father in law).  The relevant portion of his examination in chief is reproduced as under:

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 354 of 364 "....... I am agent for post office agency work. I know accused S.K. Kaushik and Santosh Kaushik, who are present in the court today, as they are one of   my   depositors   and   they   approached   me   for investments   done   in   various   post   office   schemes. Whenever, they had desired for some investments, they handed over the amount in cash to me and also   hand   over   the   photocopies   of   the   identity documents of the investors, in the name of whom the investments were to be made.  On receiving the cash   amount   and   photocopies   of   the   identity documents, I used to fill up the application forms..... ........ I used to submit the applications along with the   relevant   necessary   documents   at   GPO,   New Delhi and from there I used to get the Kissan Vikas Patra in the name of the applicants.  The post office used to note my name on the Kissan Vikas Patras and I used to affix my stamp on the back side of the Kissan Vikas Patra.
I   have   seen   seven   original   Kissan   Vikas Patra worth Rs.50,000/­ each, in the name of the applicants.  These   Kissan   Vikas   Patras   were received by me on behalf of the applicants from the GPO, new Delhi and where handed over by me to   S.K.   Kaushik   and   Santosh   Kaushik.     The original Kissan Vikas Patras are now Ex.PW28/T­ 1 to Ex.PW28/T­7.
The   applicant   S.K.   Kaushik   and   Santosh Kaushik also used to get the investments done in their PPF account, through me.
I do not know Smt. Geeta Devi or Sh. Lalit Narayan or Sh. Shiv Kumar Sharma.   I know only Sh. S.K. Kaushik and Smt. Santosh Kaushik, who are present in the court today....."
CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 355 of 364 (69) Further,  the  perusal  of   the  statement   of  account   of  S.K. Kaushik which is  Ex.PW72/C (D­23); statement of account of Smt. Santosh Kaushik which is Ex.PW54/A (D­41); passbook of Smt. Geeta Devi which is  Ex.DW6/DX­1; passbook of Sh. Shiv Kumar which is Ex.DW6/DX­6  and   the   passbook   of   Lalit   Narayan   which   is Ex.DW6/DX­4 show that there are no withdrawals of such an amount on 29.05.2010.  The source of this huge amount of cash given by S.K. Kaushik and Smt. Santosh Kaushik to Sh. S.R. Aggarwal (PW28) for purposes of prepartionof KVP's in joint names has not been explained.

This   establishes   that   the   accused   S.K.   Kaushik   and   Smt.   Santosh Kaushik have invested huge amount from their ill­gotten money.  (70)   In so far as the accused Smt. Santosh Kaushik (A­2) is concerned, she claimed that she had taken loans from her parents, her mother in  law, son, daughter and family friends  which she had repaid as reflected from her Statement of Account Ex.PW45/1 (D­41).  In this regard, I may observe that the only evidence is the oral testimonies of the witnesses and no document has been placed on record.  There are no corresponding entries with regard to the giving of loans by her parents, mother in law and family friends etc. as claimed by her.  The Statement of Account Ex.PW45/1 (D­41) only confirm one sided transactions (i.e. from Santosh Kaushik to her parental family) but does not confirm the loans   given  by  her   parents,  mother   in  law  and  family  friends.    The statement of account on which she places her reliance only confirms the transfer of amount from the account of Smt. Santosh Kaushik to the other persons which cannot be taken as her additional income.  It is a CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 356 of 364 settled law that when an accused claims that a loan had been taken from the parents or family members, it is necessary for the accused to explain for what purpose she had required  huge loan amount and also prove the receipt of the loans and thereafter give a plausible explanation to the huge   amounts   given   by   the   said   persions   which   according   to   the accused Smt. Santosh Kaushik (A­2) she had repaid.   In the present case, the only explanation given is with regard to the repayment but there is no evidence with regard to the loans and gifts as claimed by her. Hence, in view of my discussion as aforesaid, whatever explanation has been given by the accused for small amounts, the same has been duly accepted by me. 

(71) I may also observe that huge amounts as aforesaid are not only   to   be   explained   by   accused   by   simply   showing   ITRs,   etc.   and calling the witnesses in defence, but they should lead the evidence of such   a   nature   which   convinces   the   court   that   the   said   loans   were genuine   transactions.  Where   there   is   a   'windfall',   the   burden   is higher   upon   the   public   servant   to   prove   the   same   convincingly. When there are frequent 'windfalls' occuring to the public servants, the court will have no option but to reject such claims lock, stock and barrel. 

(72) The   accused   have   brought   on   record   their   Income   Tax Returns Income Tax Returns as well as the ITRs of Smt. Raj Kishori, details of which are as under:

 
CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 357 of 364 Income Tax Returns of Smt. Santosh Kaushik (A­2):
Sr. Assessment year / Amount of Amount from Income from Refund if Documents / No. Date of filing of income House other sources any Exhibit No. ITR claimed  property
1. 1991­1992, ITR  Rs.29,750/­ Rs.29,750/­ Nil Nil Ex.PW92/DX­ filed on 26.11.1992 59 (colly)
2. 1992­1993, ITR  Rs.51,450/­ Rs.51,450/­ Nil Nil Ex.PW92/DX­ filed on 26.11.1992 59 (colly)
3. 1994­1995, ITR  Rs. 65,600/­ Rs. 65,600/­ Nil Ex.PW92/DX­ filed on 08.07.1994 59 (colly)
4. 2006­2007, ITR  Rs. 1,73,261/­ Rs.1,68,000/­ Rs.5,261.00 Nil Ex.P­108  filed on 23.11.2007 (D­38)
5. 2007­2008, ITR  Rs.1,73,873/­ Rs.1,68,000/­ Rs.5,873.00 Nil Ex.P­107  filed on 23.11.2007 (D­38)
6. 2008­2009, ITR  Rs.2,71,026.00 Rs.1,68,000/­ Rs. 82,619.00 Nil Ex.P­106  filed on 07.08.2008 (D­38)
7. 2009­2010, ITR  Rs. 2,93,192/­ Rs. 2,88,575/­ Rs. 4,617.00 Rs.59,272/­ Ex.PW71/A  filed on 31.07.2009 (D­38)
8. 2010­2011, ITR  Rs.10,23,088/­ Rs.4,37,264/ Rs.3,13,337/­ Nil Part of  filed on 08.12.2010 Long term  Ex.PW17/B  capital gain:  (D­55) Rs.2,72,487/­ Income Tax Returns of Smt. Raj Kishori:
Sr. Assessment year / Amount of Amount Income from Refund Documents / No. Date of filing of income from House other sources if any Exhibit No. ITR claimed  property
1. 1991­1992 ITR  Rs.30,400/­ Nil Rs.30,400/­ Nil Ex.PW92/DX­53 filed on 26.11.1992
2. 1992­1993 ITR  Rs.50,500/­ Nil Rs.50,500/­ Nil Ex.PW92/DX­53 filed on 26.11.1992
3. 1994­1995 ITR  Rs.65,600/­ Nil Rs.65,600/­ Nil Ex.PW92/DX­53 filed on 08.07.1994
4. 2000­2001 ITR  Rs.24,459/­ Nil Rs.24,459/­ Nil Ex.PW92/DX­21 filed on 30.06.2000
5. 2001­2002 ITR  Rs.4,860/­ Nil Rs.4,860/­ Nil Ex.PW92/DX­21 filed on 30.07.2001 CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 358 of 364 Sr. Assessment year / Amount of Amount Income from Refund Documents / No. Date of filing of income from House other sources if any Exhibit No. ITR claimed  property
6. 2002­2003 ITR  Rs.40,811/­ Nil Rs.40,811/­ Nil Ex.PW92/DX­21 filed on 22.05.2002
7. 2003­2004 /  Rs.45,006/­ Nil Rs.45,006/­ Nil Ex.PW92/DX­21 (Illegible)
8. 2004­2005 /  Rs.44,660/­ Nil Rs.44,660/­ Nil Ex.PW92/DX­21 (Illegible)
9. 2005­2006 ITR  Rs.44,487/­ Nil Rs.44,487/­ Nil Ex.PW92/DX­21 filed on 26.07.2005
10. 2006­2007   ITR Rs.87,533/­ Nil Rs.87,533/­ Nil Ex.PW71/C  filed on 26.07.2006
11. 2007­2008   ITR Rs.1,50,278/­ Nil Rs.1,50,278/­ Nil Ex.PW71/D  filed on 25.07.2007
12. 2008­2009   ITR Rs.2,72,890/­ Nil Rs.2,72,890/­ Nil  Ex.PW71/E filed on 07.08.2008 (73) In so far as the Income Tax Returns of the accused S.K. Kaushik   (A­1)   which   are  Ex.PW18/A   (collectively),   Ex.PW18/DA, Ex.PW18/DB, Ex.PW18/DC  and  Ex.PW18/DD  are concerned, same are not disputed.  

(74) Though   the   accused   S.K.   Kaushik   (A­1)   claims   that   his mother   Smt.   Raj   Kishori   was   having   huge   source   of   income   and jewellery which she had initially purchased and later on sold, he has not been able to satisfactorily prove the independent income of Smt. Raj Kishori.  The Income Tax Returns of the accused Santosh Kaushik (A­

2)   reflecting   huge   income   are   not   commensurate   to   the   various transactions as reflected in the tables herein above.  Huge jewellery as claimed by the accused belonging to late Smt. Raj Kishori is not worthy of credence.  The perusal of the above Income Tax Returns show that CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 359 of 364 the accused Smt. Santosh Kaushik (A­2) has not shown anywhere the alleged loans taken by her from her family members and family friends. Placing the Income Tax Returns on record is not sufficient.  The source of money as reflected in the ITRs needs to be explained. [Ref.:   J. Jayalalitha Vs. State of Karnataka reported in 2017 (VI) SCC 263]. (75) In   these   circumstances,   I   hold   that   the   accused   Smt. Santosh Kaushik (A­2)  had abetted and facilitated her husband S.K. Kaushik (A­1) to commit act of criminal misconduct as defined under Section   13   (1)   (e)   of   the   Prevention   of   Corruption   Act,   1988.   I, therefore, hold her guilty of the offence of abetment punishable under Section 109 of Indian Penal Code  read with  Section 13 (1) (e) and Section 13 (2) of the Prevention of Corruption Act.

FINAL CONCLUSIONS:

(76) In   the   case   of  Sharad   Birdhichand   Sarda   Vs.   State   of Maharastra,  reported in  AIR 1984 SC 1622, the Apex Court has laid down   the   tests   which   are   pre­requisites   before   conviction   should   be recorded, which are as under:
1. The circumstances from which the conclusion of guilt  is to be drawn  should be  fully established.

The circumstances concerned 'must or should' and not 'may be' established;

2. The facts so established should be consistent only with the hypothesis of the guilt of the accused, that is to say, they should not be explainable on any other hypothesis except that the accused is guilty;

CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 360 of 364

3. The circumstances should be of conclusive nature and tendency;

4. They   should   exclude   every   possible   hypothesis except the one to be proved; and 

5. There must be a chain of evidence so complete as not   to   leave   any   reasonable   ground   for   the conclusion   consistent   with   the   innocence   of   the accused   and   must   show   that   in   all   human probability   the   act   must   have   been   done   by   the accused (77) Applying the settled principles of law to the facts of the present case, it stands established that the present case was registered on 31.05.2010 against the accused S.K. Kaushik (A­1) who was posted as Junior Engineer in Municipal Corporation of Delhi and his wife Smt. Santosh Kaushik (A­2).   It has also been established that the accused S.K. Kaushik joined services in Municipal Corporation of Delhi Junior Engineer on 19.02.1986.  It has also been established and not disputed by the accused that the accused S.K. Kaushik (A­1) got married to Smt. Santosh Kaushik (A­2) in the year 1986 and the couple has two sons namely Pulkit Kaushik and Hardik Kaushik and one daughter Divya Kaushik.  The father of accused S.K. Kaushik (A­1) namely Sh. Laxmi Chand was working as Supervisor in Folding Department in Swatantra Bharat Mill (sister concern of DC) and took VRS in the year 1990.  Sh. Laxmi Chand had expired on 13.03.1996 and his wife Smt. Raj Kishori (mother   of   accused   Surender   Kumar   Kaushik)   had   expired   on 14.02.2008.  The accused has one brother namely Sh. Ravi Kaushik and one   sister   namely   Promila   Sharma   who   are   having   their   own independent   sources   of   income.   Further,   the   Check   Period   has   been CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 361 of 364 taken from 19.02.1986 to 01.06.2010.  As per the charge sheet, during the check period the assets of the accused at the beginning of the check period   i.e.   on   or   before   19.02.1986   were  Rs.45,600/­;   the   total moveable/ immovable assets acquired by the accused S.K. Kaushik in his   name   and   in  the   name  of   his   family  members   during  the   check period i.e. 19.02.1986 to 01.06.2010, were worth Rs.1,33,37,440/­ and the assets acquired during the check period were Rs.1,32,91,840/­; the total income of the accused and his family members was found to be Rs.1,64,24,435.63p; the expenditure incurred by the accused and his family members was  Rs.1,15,69,799.66p  and the likely savings of the accused was found to be Rs.48,54,635.97p.  As per the charge sheet the accused S.K. Kaushik was found in possession of assets to the tune of Rs.84,37,204.03p in his name and in the name of his family members which was disproportionate to his known sources of income which he could not satisfactorily account for.   (78) In order to prove its case the prosecution has examined as many as 93 witnesses and in order to rebut the case of the prosecution, the accused have examined 37 witnesses. (79) After considering the testimonies of the various witnesses, documentary   evidence   and   the   rival   contentions,   the   version   of   the accused that his mother Smt. Raj Kishori was having her independent income has been accepted.  It stands established that the Assets of the accused at the beginning of the check period were Rs.1,12,2000/­; the assets of the accused during the check period were  Rs.1,32,34,317/­; total   income   of   the   accused   S.K.   Kaushik   (A­1)   and   Smt.   Santosh CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 362 of 364 Kaushik   (A­2)   was  Rs.1,58,53,814.63p  and   the   expenditure   of   the accused was  Rs.63,01,049.66p.   In the light of the above findings, I hereby hold that the accused S.K. Kaushik was found in possession of disproportionate assets to the tune of Rs.35,69,552.03p in his name and in the name of his family members which was 22.51% disproportionate to his known sources of income.

(80) Even   otherwise,   if   the   version   of   the   prosecution   is accepted   to   the   extent   that   Smt.   Raj   Kishori   was   not   having   her independent   income   and   totally   dependent   upon   the   accused   S.K. Kaushik as the accused S.K. Kaushik had given a declaration to his department had his mother Smt. Raj Kishori was totally dependent upon him,   the   assets   of   the   accused   prior   to   the   check   period   are Rs.1,12,000/­; the assets at the end of check period are Rs.1,32,36,540/­ and the Assets acquired during the check period are  Rs.1,31,24,540/­. Further, the Total Income of  the accused S.K. Kaushik and Santosh Kaushik   during   the   check   period   is  Rs.1,84,93,108.63p  and Expenditure during the check period is Rs.90,91,251.66p and therefore, the   accused   S.K.   Kaushik   was   found   in   possession   of   assets disproportionate   to   his   known   sources   of   income   to   the   tune   of Rs.34,11,552.03p in his name and in the name of his family members which was 20.13% disproportionate to his known sources of income. (81) This being the background,  I hold that the accused S.K. Kaushik (A­1)  while working as Junior Engineer in the MCD during 1986 to 2010 was found in possession of assets disproportionate to his CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 363 of 364 known sources of income to the tune of Rs.35,69,552.03p in his name and   in   the   name   of   his   family   members   which   is  22.51% disproportionate to his known sources of income and I, therefore, hold him guilty of the offence of criminal misconduct under Section 13 (1)

(e) punishable under Section 13 (2) of the Prevention of Corruption Act, 1988.

(82) Further, I hold that the accused Smt. Santosh Kaushik (A­

2)   had   abetted   and   facilitated   her   husband   S.K.   Kaushik   (A­1)   to commit act of criminal misconduct as defined under Section 13 (1) (e) of the Prevention of Corruption Act, 1988 and she is, therefore, held guilty   for   the   offence   of   abetment   punishable   under  Section   109   of Indian Penal Code read with Section 13 (1) (e) & Section 13 (2) of the Prevention of Corruption Act. 

(83) Both the accused are accordingly convicted.   (84) Be listed for arguments on sentence on 23.04.2018.

Digitally signed
                                                       KAMINI               by KAMINI LAU

                                                       LAU                  Date: 2018.04.21
                                                                            18:13:22 +0530
Announced in the open court                                  (Dr. KAMINI LAU)
Dated: 21.04.2018                                     Special Judge (PC Act), CBI­01,

        Central District, Tis Hazari Courts,                    Delhi CBI Vs. Surender Kumar Kaushik & Anr., RC No. 24(A)/2010 Page No. 364 of 364