Section 2(9)(i) in The Karnataka Money-Lenders Act, 1961
(i)except for the purposes of sections 26 and 28,—(i)a loan to a trader;(ii)a loan to a money-lender who holds a valid licence; or(iii)a loan by a landlord to his tenant for financing of crops or seasonal finance of not more than fifty rupees per acre of land held by the tenant;