State Consumer Disputes Redressal Commission
Shrawan Singh S/O Shri Chhitar Singh vs National Insurance Company Limited on 10 November, 2025
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Hkh rRle; iw.kZdkfyd :Ik ls can Fks] bl dkj.k lwpuk vfoyac ugha ns ik;s vkSj u gh nsuk laHko Fkk] dk;kZy; [kqyrs gh lwpuk ns nh xbZ] rRi'pkr~ chek daiuh us losZ;j fu;qDr fd;k] ftlus ljljh rkSj ij gh losZ fd;k vkSj losZ;j dh fjiksVZ Hkh eakxus ij miyC/k ugha djkbZ xbZA 03- okgu dks Bhd djkus dk ,LVhesV vf/kd`r fjis;jj ls 13]96]270@&:i;s dk izkIr fd;k vkSj bl izdkj nq?kZVuk esa okgu iw.kZ :Ik ls VksVy ykWl gks x;k FkkA izR;FkhZ@foi{kh }kjk ekaxs x;s lHkh nLrkost vkSj vkSipkfjdrk;sa iwjh dj nh xbZ FkhA chek daiuh }kjk i= fnukad 28-01-2021] tks fnukad 06-02-2021 dks iathd`r Mkd ls Hkstk x;k Fkk] ds tfj;s mldk Dyse fujLr dj fn;k x;k] ftldk vk/kkj ;g fy;k x;k fd fnukad 04-04-2020 dh nq?kZVuk dh lwpuk fnukad 22-06-2020 dks nh xbZ] bl dkj.k Dyse fujLr fd;s tkus ;ksX; gS] tcfd ;g vk/kkj vius vki esa fof/k fo#) gS D;ksfa d fnukad 04-04-2020 dks laiw.kZ ns'k esa isUMfed dksfoM&19 ds dkj.k iw.kZ :Ik ls ykWdMkmu FkkA 04- blds vfrfjDr vihykFkhZ@ifjoknh dks ân;k?kkr Hkh gks x;k FkkA Dyse dks fujLr djus dk ,d vk/kkj ;g Hkh fy;k x;k gS fd vihykFkhZ@ifjoknh }kjk losZ;j dks lg;ksx iznku ugha fd;k x;k] ysfdu ;g vafdr ugha fd;k x;k fd D;k lg;ksx pkgk x;k Fkk vkSj D;k ugha fd;k x;kA losZ;j dh ;g ftEesnkjh gS fd og Lo;a {kfr dk vkadyu djsa] ijh{k.k djsa] vuqla/kku djsaA chfer dk dke chek daiuh dks dsoy lwpuk fn;s tkus dk gh gksrk gS] tks ns nh xbZ FkhA Dyse fujLrxh dk ;g Hkh vk/kkj fy;k x;k fd LikWV losZ ugha djk;k x;k] bl ckjs esa iwoZ esa crk;k x;k gS fd dksfoM&19 ds rgr iwjs ns'k esa ykWdMkmu Fkk] dksbZ QksVksxzkQ miyC/k ugha Fks] vr% bl dkj.k LikWV losZ ugha djk;k x;k] ;g Hkh vk/kkj fy;k x;k Fkk fd izFke lwpuk fjiksVZ ntZ ugha djkbZ xbZ FkhA pwfa d dksbZ tqeZ dkfjr ugha gqvk Fkk] blfy;s izFke lwpuk fjiksVZ ntZ 3 jktLFkku jkT; miHkksDrk vk;ksx] t;iqj vihy la[;k&595@2024 Jo.k flag cuke us'kuy ba';ksjl sa daiuh fyfeVsM ugha djkbZ xbZ FkhA Dyse dks fujLr djus dk ;g Hkh vk/kkj fy;k x;k gS fd vihykFkhZ@ifjoknh }kjk tkapdrkZ dks okgu pkyd ls ugha feyok;k x;kA pwfa d okgu pkyd mlds ;gka ls pyk x;k Fkk] fQj Hkh mls cqyok;k x;k] ysfdu rRle; tkapdrkZ ds ikl le; ugha gS] ,d vk/kkj ;g Hkh fy;k x;k gS fd ?kk;y ds vLirky esa HkrhZ gksus] bykt dh iphZ] Vksy dh iphZ izLrqr ugha dh xbZ gS] tcfd nq?kZVuk esa dksbZ ?kk;y ugha gqvk Fkk vkSj ,Ecqysal dks Vksy VsDl vnk ugha djuk gksrk gSA okgu fnukad 12-02-2019 dks Ø; fd;k x;k gS vkSj eksVj okgu vf/kfu;e ds izko/kkuksa ds vuqlkj og fQVusl dh vof/k esa FkkA eksVj okgu vf/kfu;e dh /kkjk 66 ds vuqlkj ,Ecqysal dk ijfeV ,XtEV gksrk gS] vr% blls nf'kZr gksrk gS fd Dyse dks fof/k fo#) rjhds ls fujLr fd;k x;k Fkk] tks lsok esa deh vkSj vuqfpr VªsM izsfDVl dks nf'kZr djrk gS] vr% ifjokn Lohdkj dj Dyse dh jkf'k e; gtkZus ds fnyk;s tkus dh izkFkZuk dh xbZ gSA 05- chek daiuh }kjk bl vk'k; dk tokc fn;k x;k gS fd ekeys esa bUosLVhxsVj fu;qDr fd;k x;k vkSj tkap esa ;g rF; lkeus vk;k gS fd nq?kZVuk dh lwpuk 2 ekg 18 fnu ckn nh xbZ Fkh] tks chek ikWfylh ds fu;e vkSj 'krksZa dk mYya?ku gSA nq?kZVukxzLr okgu dk fujh{k.k djus ds fy;s bUosLVhxsVj Hkstk x;k] ysfdu vihykFkhZ@ifjoknh us dksbZ tkudkjh vkSj nLrkost mls miyC/k ugha djk;sA nq?kZVuk gksus ds ckn nq?kZVukLFky ds QksVks ugha [khaps x;s vkSj LikWV losZ ugha djk;k x;kA bl izdkj nq?kZVUkk ckcr dksbZ lk{; izLrqr ugha dh xbZ gSA chek ikWfylh dh 'krksZa ds vuqlkj izFke lwpuk fjiksVZ ntZ djkuk vko';d Fkk] tks ugha djk;k x;k] nq?kZVukLFky ugha crk;k x;k vkSj okgu pkyd ls ugha feyok;k x;k] bl dkj.k ekeys esa lafnX/krk mRiUu gksrh gS] nLrkost miyC/k ugha djk;s x;s] bl ckcr vihykFkhZ@ifjoknh ds eksckby ij OgkWVLvi eSlt s Hkh fn;s x;s] ysfdu blds ckotwn dksbZ lwpuk miyC/k ugha djkbZ xbZA nq?kZVuk dh lwpuk daiuh dks bZ&esy ij Hkh nh tk ldrh Fkh] tks chek daiuh dh osclkbV ls izkIr dj bZ&esy vkbZMh ls lwpuk nh tk ldrh Fkh] tks ugha nh xbZA losZ fjiksVZ dh chek/kkjh }kjk dksbZ ekax ugha dh xbZA okgu dks VksVy ykWl crk;k x;k gS] ysfdu bl laca/k esa dksbZ lk{; miyC/k ugha gS vkSj tkap ls Hkh nq?kZVuk gksuk ugha ikbZ xbZ gSA chek daiuh us 4 jktLFkku jkT; miHkksDrk vk;ksx] t;iqj vihy la[;k&595@2024 Jo.k flag cuke us'kuy ba';ksjl sa daiuh fyfeVsM vihykFkhZ@ifjoknh dks nks jftLVMZ i=ksa ls lwfpr fd;k Fkk] ysfdu bUosLVhxsVj dks lg;ksx ugha fd;k x;k vkSj u gh okgu pkyd ls mls feyk;k x;kA chek Dyse] chek ikWfylh dh 'krksZa ds vuqlkj [kkfjt fd;k x;k gS] vr% dksbZ lsoknks"k ugha fd;k x;k] vr% ifjokn [kkfjt djus dh izkFkZuk dh xbZA 06- fo}ku ftyk miHkksDRkk vk;ksx }kjk vius fu.kZ; esa ;g ik;k x;k fd vihykFkhZ@ifjoknh }kjk vius okgu ds nq?kZVukxzLr gksus dh izFke lwpuk fjiksVZ ntZ ugha djokbZ xbZ vkSj u gh foi{kh }kjk pkgs x;s nLrkostksa dh iwfrZ dh xbZ gS] vr% bl dkj.k foi{kh }kjk ifjoknh ds Dyse ikWfylh ds fu;e o 'krksZa ds vuqlkj [kkfjt fd;k x;k gS] ftlesa mudk dksbZ lsoknks"k ugha gS vkSj bl izdkj ifjokn [kkfjt fd;k x;kA 07- vihykFkhZ@ifjoknh dh vksj ls Government of India - Ministry of Road Transport and Highways (MVL Section) dk ldqZyj fnukad 30-09-2021 izLrqr djus ds lkFk&lkFk fuEu uthjsa gekjs voyksdukFkZ izLrqr dh xbZ%& 1- National Insurance Company Limited Vs. B. Venkataswamy- II (2014) CPJ 65 (NC) 2- Om Prakash Vs. Reliance General Insurance Company and anr.- [2017] 11 S.C.R. 893 3- Nand Lal Palsania Vs. Iffco Tokio General Insurance Company Limited- CC No. 61/2017, Decided on- 31.05.2018, Rajasthan Stae Consumer Disputes Redressal Commission, Jaipur. 08- izR;FkhZ@foi{kh dh vksj ls fuEu uthjsa izLrqr dh xbZ gSa%& 1- ICICI Lombard General Insurance Company Limited and ors. Vs. Pawan Kumar- III (2014) CPJ 162 (NC) 2- Ashok Kumar Mishra Vs. Branch Manager, New India Assurance Company Ltd. and ors.- III (2003) CPJ 86 (NC) 3- Premlal N Ratan Vs. New India Assurance Company Ltd. and anr.- I (2003) CPJ 442 4- National Insurance Company Limited Vs. Chief Electoral Officer and ors.- I (2023) 26(SC) 5 jktLFkku jkT; miHkksDrk vk;ksx] t;iqj vihy la[;k&595@2024 Jo.k flag cuke us'kuy ba';ksjl sa daiuh fyfeVsM 5- Satya International Vs. New India Assurance Company Limited and ors. - III (2020) 236 (NC) 09- IkzLrqr'kqnk uthjksa dk llEeku v/;;u fd;k x;k] mHk;i{k dh cgl lquh xbZ ,oa i=koyh dk voyksdu fd;k x;kA 10- vihykFkhZ@ifjoknh ds fo}ku vf/koDrk dh ;g cgl gS fd eksVj okgu vf/kfu;e ds fu;e 62 esa 2 lky rd okf.kfT;d okgu ds fQVusl dh vko';drk ugha jgrh gS vkSj blh izdkj /kkjk 66¼3½ eksVj okgu vf/kfu;e ds vuqlkj ijfeV ls Hkh mUeqfDr jgrh gS] vr% bl vk/kkj ij chek daiuh mldk Dyse fof/kd :Ik ls [kkfjt ugha dj ldrhA mudh ;g Hkh cgl gS fd dksfoM ds dkj.k chek daiuh dks lwpuk nsus esa nsjh gqbZ rFkk izFke lwpuk fjiksVZ Hkh ntZ ugha djk;h tk ldhA mudh ;g Hkh cgl gS fd mfpr Dyse dks nsjh ls lwpuk nsus ds vk/kkj ij [kkfjt ugha fd;k tk ldrk gSA mudh ;g Hkh cgl gS fd losZ fjiksVZ izLRkqr ugha dh xbZ gS] tcfd muds }kjk lHkh nLrkost losZ;j dks miyC/k djk;s x;s FksA mudh ;g Hkh cgl gS fd fefuLVªh vkWQ jksM+ VªkaliksVZ ,.M gkbost ds ldqZyj ds vuqlkj fnukad 30-09-2021 rd ,sls okgu esa fQVusl ijfeV] Mªkbfoax ykblsal vkSj jftLVªs'ku dks c<+k gqvk eku fy;k x;k Fkk] tks fnukad 01-02-2020 ls igys ;k fnukad 30-09-2021 rd dh vof/k esa ,Dlik;j gks x;k] vr% bl dkj.k chek daiuh }kjk mldk mfpr Dyse xyr :Ik ls vLohdkj fd;k x;k gS vkSj bl dkj.k fo}ku ftyk miHkksDrk vk;ksx dk fu.kZ; 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nLrkost ugha fn;s x;sA chek/kkjh nq?kZVukLFky dk lR;kiu djkus esa lg;ksx ugha dj jgk gSA nq?kZVuk dh lwpuk nsjh ls fn;s tkus dk Hkh dksbZ dkj.k ugha crk;k x;kA 7 jktLFkku jkT; miHkksDrk vk;ksx] t;iqj vihy la[;k&595@2024 Jo.k flag cuke us'kuy ba';ksjl sa daiuh fyfeVsM 13- bl fjiksVZ esa ;g Hkh fy[kk x;k gS fd chek/kkjh }kjk crk;s x;s nq?kZVukLFky ij os x;s Fks] tgka chek/kkjh us mls fyf[kr c;ku fn;s Fks] ysfdu os iqu% ysdj QkM+ fn;s] nq?kZVukLFky dks Hkh lR;kfir ugha djk;k x;kA okgu dks Vks djds ys tkus] vkj-lh-] fQVusl] Mªkboj ds Mh ,y dh dkWih] pksV izfrosnu] iqfyl fjiksVZ dh dkWih] gkWfLiVy dkWUVsDV isij Hkh miyC/k ugha djk;s x;s] bl gsrq chek/kkjh dks 3 fjekb.Mj Hksts x;s] ysfdu mudk tokc izkIr ugha gqvkA chek daiuh dk i= fnukad 11-03-2021] tks Jo.k flag dks lacksf/kr gS] ftlesa ;g fy[kk x;k gS fd 3 fjekb.Mj nsus ds ckotwn Hkh tokc ugha feyk] vr% ;g fu"d"kZ fudkyk x;k fd chek/kkjh nkos dks pursue ugha djuk pkgrs gaS] vr% nkos dks can dj fn;k x;kA 14- mDr lk{; vkSj nLrkost ds izdk'k esa bl ekeys +dk voyksdu djus ls nf'kZr gksrk gS fd fnukad 04-04-2020 dks nq?kZVuk gksuk crk;k x;k] ysfdu bldh lwpuk chek daiuh dks loZizFke fnukad 22-06-2020 dks 2 ekg 18 fnu ckn nh xbZ Fkh] ftldk Li"Vhdj.k vihykFkhZ@ifjoknh us vius ifjokn esa ;g fn;k gS fd ml le; dksjksuk dky Fkk rFkk mls Hkh ân;k?kkr gks x;k Fkk] ;g lgh gS fd ekpZ] 2020 ls gh dksfoM ds dkj.k lai.w kZ ns'k esa ykWdMkmu gks x;k Fkk vkSj nq?kZVuk ds fnu fnukad 04-04-2020 dks Hkh ykWdMkmu gh Fkk vkSj vihykFkhZ@ifjoknh dk okgu ,Ecqysal Fkk vkSj blh dkj.k og lM+d ij FkkA vihykFkhZ@ifjoknh us ân;k?kkr vkus ds laca/k esa dksbZ nLrkost izLrqr ugha fd;k gSA i=koyh esa chek ikWfylh dh izfr izLrqr dh xbZ gS] ftlesa dLVej ds;j] Vksy Ýh uacj rFkk bZ&esy ,Mªsl Hkh fn;k x;k gSA ;fn vihykFkhZ@ifjoknh pkgrk rks mu ij laidZ dj ldrk Fkk vkSj daiuh dh osclkbV ij miyC/k bZ&esy ij Hkh daiuh dks nq?kZVuk dh lwpuk ns ldrk Fkk] ysfdu mlds }kjk chek daiuh dks le; ij lwpuk ugha nh xbZA le; ij lwpuk ugha nsus ds dkj.k bl ekeys esa LikWV losZ ugha gks ldkA ;g ckr vyx gS fd ml le; lwpuk izkIr gks tkus ij Hkh chek daiuh nq?kZVUkLFky ij LikWV losZ djok ldrh Fkh vFkok ugha] ysfdu de ls de chek daiuh nq?kZVukLFky ds QksVksxzk¶l ;k ohfM;ksxzkQh djkdj ?kVukLFky vkSj iz'uxr okgu ds QksVks ysdj nq?kZVuk gksus ds rF; dks lR;kfir dj ldrh FkhA Lo;a vihykFkhZ@ifjoknh ds }kjk Hkh Lo;a dh vksj ls [khpsa x;s ,sls dksbZ QksVksxzk¶l 8 jktLFkku jkT; miHkksDrk vk;ksx] t;iqj vihy la[;k&595@2024 Jo.k flag cuke us'kuy ba';ksjl sa daiuh fyfeVsM chek daiuh dks miyC/k ugha djk;s x;s gSa vkSj u gh fo}ku ftyk miHkksDrk vk;ksx ds le{k izLrqr fd;s x;s gSaA 14- chek/kkjh us ;g ugha crk;k gS fd nq?kZVuk ds le; og dgka FkkA mlus viuk Mªkboj fotsUnz flag gksuk crk;k gS] ysfdu fotsUnz flag us Hkh nq?kZVuk ds laca/k esa fdlh dks lwfpr fd;k gks] ,slk rF; chek daiuh] fotsUnz flag ls fuf'pr ugha dj ikbZ gS D;ksfa d fotsUn flag dks Hkh bUosLVhxsVj ds lkeus nq?kZVuk dh tkudkjh nsus ds laca/k esa izLrqr ugha fd;k x;k gSA bl laca/k esa vuqql/a kkudrkZ dh fjiksVZ ls nf'kZr gksrk gS fd mlds }kjk 3 fjekb.Mj chek/kkjh dks fn;s x;s Fks] ysfdu mudk tokc ugha fn;k x;k FkkA 15- lk{; ls ;g Hkh nf'kZr vk;k gS fd ,Ecqysal nq?kZVukxzLr gqbZ Fkh] ysfdu iqfyl dks Hkh mlds }kjk lwpuk ugha nh xb FkhA ;fn iqfyl dks Hkh lwpuk nh xbZ gks rks ekeys dk vuqla/kku gks ldrk Fkk vkSj nq?kZVuk dh lPpkbZ lkeus vk ldrh Fkh] vr% bl ekeys esa nq?kZVuk gksus ds rF; dks lkfcr djus ds fy;s iqfyl dk dksbZ nLrkost Hkh fjdkWMZ ij miyC/k ugha gSA fnukad 28-01-2021 ds chek daiuh ds jsiwfM;s'ku djus ls iwoZ fn;s x;s i= ds voyksdu ls ;g nf'kZr gksrk gS fd okgu dk losZ;j }kjk fujh{k.k fljlh jksM+] t;iqj ij djk;k x;k Fkk] ysfdu losZ;j dh dksbZ fjiksVZ chek daiuh dh vksj ls izLrqr ugha dh xbZ gSA ;fn ;g fjiksVZ izLrqr dh tkrh rks vo'; gh bl vk;ksx dks U;k;iw.kZ <ax ls fu.khZr djus esa enn feyrh] ysfdu losZ;j dh fjiksVZ dks izLrqr ugha dj chek daiuh us vius lafnX/k d.MDV dks Hkh mtkxj fd;k gS] bl i= esa Vksbax dk fcy vihykFkhZ@ifjoknh ls ekax x;k Fkk] ysfdu mldh dksbZ izfr vihykFkhZ@ifjoknh dh vksj ls fo}ku ftyk miHkksDrk vk;ksx ds le{k Hkh izLrqr ugha dh xbZ gSA fQVusl ,oa Vksy dh izfr Hkh ekaxh xbZ gS] ysfdu bl laca/k esa vihykFkhZ@ifjoknh dk ;g dguk jgk gS fd ,Ecqysl a dk Vksy ugha yxrk gS] blfy;s iphZ is'k ugha dh xbZ gS] tcfd fQVusl dh vko';drk Hkh fnukad 30-09-2021 ds fefuLVªh vkWQ jksM+ VªkaliksVZ ,.M gkbost ds ldqyZj ls vko';drk izrhr ugha gksrh gS D;ksfa d okgu ds fQVusl ds lac/a k esa dksbZ lwpuk bUosLVhxsVj dks rks ugha nh xbZ gS] ysfdu i=koyh ij miyC/k mParivahan lkbV ls MkmuyksM fd;s x;s iz'uxr okgu ds fooj.k Ex-5 ls ;g nf'kZr gksrk gS fd okgu dk fQVusl fnukad 11-02-2021 ls oS/k FkkA 9 jktLFkku jkT; miHkksDrk vk;ksx] t;iqj vihy la[;k&595@2024 Jo.k flag cuke us'kuy ba';ksjl sa daiuh fyfeVsM 16- vihykFkhZ@ifjoknh us ,LVhesV 13]96]270@&:i;s dk izLrqr fd;k] ysfdu bldk dksbZ mYys[k bUosLVhxsVj us viuh fjiksVZ esa ugha fd;k gS] ysfdu losZ fjiksVZ Hkh izLrqqr ugha dh xbZ gS] vr% laHko gS fd bldk mYys[k vo'; fd;k x;k gksxkA 17- Ckhek daiuh ds i= fnukad 28-01-2021 ds }kjk vihykFkhZ@ifjoknh ds eksckby ij OgkV~lvi eSlt s fd;s x;s] ysfdu mudh ikyuk ugha dh xbZA bUosLVhxsVj dh fjiksVZ ls nf'kZr gksrk gS fd bUosLVhxsVj] chek/kkjh Jo.k flag ls vo'; feyk Fkk vkSj mlus fotsUnz flag Mªkboj ls eqykdkr djus dh bPNk O;Dr dh Fkh] ysfdu mlls eqykdkr ugha djkbZ xbZ] u gh fdlh vU; lk/ku ls mlls ckr djk;h xbZA bUosLVhxsVj us viuh fjiksVZ esa ;g fy[kk gS fd vihykFkhZ@ifjoknh mls lg;ksx ugha dj jgk FkkA Lo;a bUosLVhxsVj us Vksy ukds ij tkdj nq?kZVuk dk Lora= :Ik ls gksus rFkk ugha gksus dk fu/kkZj.k ugha fd;k] ,slk mldh fjiksVZ ls nf'kZr gksrk gSA bUosLVhxsVj dh fjiksVZ ls nf'kZr gksrk gS fd nq?kZVuk esa dksbZ ?kk;y ugha gqvk Fkk] blfy;s fpfdRlk ds laca/k esa dksbZ nLrkost vihykFkhZ@ifjoknh ds }kjk miyC/k ugha djkbZ xbZ FkhA vfHkopuksa esa vihykFkhZ@ifjoknh us ;g crk;k gS fd mldks ân;k?kkr gks x;k Fkk] ysfdu vuqla/kkudrkZ dks mlus iSjsykbfll ls xzLr gksuk crk;k Fkk] ysfdu Lo;a dh chekjh dk dksbZ nLrkost miyC/k ugha djk;k x;k gSA bUosLVhxsVj dh fjiksVZ ls ;g Hkh nf'kZr gqvk gS fd vihykFkhZ@ifjoknh vuqla/kkudrkZ dks nq?kZVukLFky ij yk;k Fkk vkSj ogka ij mlus viuk c;ku Hkh fn;k Fkk] ysfdu ml c;ku dks mlus tcjnLrh bUosLVhxsVj ls Nhudj QkM+ fn;k] bl lac/a k es a vihykFkhZ@ifjoknh dh vksj ls tokc vfHkopuksa esa ;k cgl ds nkSjku ugha fn;k x;kA okgu dks ?kVukLFky ls Vks djds yss tkus dk nLrkost Hkh vihykFkhZ@ifjoknh ds }kjk miyC/k ugha djk;k x;k gS] tks nq?kZVuk ds rF; dh iqf"V dj ldrk FkkA chek daiuh us vius i= fnukad 22-12-2020 ls Hkh izR;FkhZ@foi{kh ls fnukad 28-01-2021 ds i= esa pkgh xbZ lwpuk;sa ekaxh Fkh] ysfdu ;g lwpuk miyC/k dj nh xbZ gks] bl ekeys esa vihykFkhZ@ifjoknh us viuh lk{; vkSj vfHkopuksa esa dqN ugha dgk gS vkSj blh dkj.k chek daiuh }kjk vius i= fnukad 11-03-2021 ls vihykFkhZ@ifjoknh dk Dyse can dj fn;k x;k Fkk] vr% bu rF;kRed fLFkfr;ksa dks ns[krs gq;s ;g nf'kZr gksrk gS fd 10 jktLFkku jkT; miHkksDrk vk;ksx] t;iqj vihy la[;k&595@2024 Jo.k flag cuke us'kuy ba';ksjl sa daiuh fyfeVsM bl ekeys esa vihykFkhZ@ifjoknh }kjk vius chek Dyse dks lSVy djkus ds fy;s vihykFkhZ@ifjoknh }kjk chek daiuh dks dksbZ mfpr enn ugha dh xbZ] ftlls chek daiuh nq?kZVuk gksus ds rF; dk fu/kkZj.k dj ldrh vkSj rRi'pkr~ vihykFkhZ@ifjoknh dks Dyse fnyok ldrh FkhA lk{; ls ;g tkfgj vk;k gS fd nq?kZVuk ds le; dksfoM dky py jgk Fkk] ysfdu mlds ckotwn Hkh vkWuykbu lHkh dke izk;% lHkh laLFkkvksa }kjk fd;s tk jgs Fks vkSj ;fn vihykFkhZ@ifjoknh pkgrk rks nq?kZVuk dh lwpuk Hkh chek diauh dks ns ldrk Fkk vkSj viuh ,Ecqysal ds {kfrxzLr gksus dh lwpuk Hkh iqfyl Fkkus esa ntZ dj ldrk Fkk] ysfdu mlds }kjk bl lac/a k esa dksbZ iz;kl ugha fd;k x;k] vr% ;g ,d ,slk ekeyk gS] ftlesa nq?kZVuk dk rF; gh chek daiuh fu/kkZfjr ugha dj ikbZ gSA lk{; ls ;g nf'kZr gqvk gS fd bl ekeys esa chek daiuh }kjk vius losZ;j dh fjiksVZ lk{; esa izLrqr ugha dh xbZ gS] tcfd chek daiuh us vius i= esa ;g Lohdkj fd;k gS fd ,sls losZ;j us fljlh jksM+] t;iqj ij okgu dk fujh{k.k fd;k FkkA bl izdkj chek daiuh Hkh okgu dh lgh fLFkfr dks fo}ku ftyk miHkksDrk vk;ksx ds le{k ykus esa vleFkZ jgh gSA vihykFkhZ@ifjoknh dk ;g dguk jgk gS fd mlds mfpr Dyse dks chek daiuh lwpuk nsjh ls fn;s tkus ds vk/kkj ij [kkfjt ugha dj ldrh] ysfdu bl ekeys esa nq?kZVuk dks gh vihykFkhZ@ifjoknh }kjk lkfcr ugha fd;k x;k gS D;ksfa d bl laca/k esa laiq"Vdkjh lk{; dk vHkko gS] vr% ,slk ugha dgk tk ldrk gS fd vihykFkhZ@ifjoknh dk mfpr Dyse gks] ftls chek daiuh us vuko';d :Ik ls [kkfjt dj fn;k gksA 18- vr% mijksDr foospukuqlkj gekjh jk; esa vihykFkhZ@ifjoknh fnukad 04-04-2020 dks mldh ,Ecqysal dh nq?kZVuk ds rF; dks lkfcr ugha dj ik;k gS vkSj nq?kZVuk ds lac/a k esa chek daiuh dks lwpuk vuko';d :Ik ls 2 ekg 18 fnu dh nsjh ls nh xbZ gS rFkk iqfyl esa Hkh dksbZ lwpuk ntZ ugha djkbZ xbZ gS rFkk vuqla/kkudrkZ dks mfpr lg;ksx ugha fd;k x;k gS] vr% bl dkj.k chek daiuh }kjk mlds Dyse dks cn djus esa vFkok fujLr djus esa fdlh izdkj dh voS/kkfudrk fd;k tkuk nf'kZr ugha gksrk gS vkSj bl laca/k esa fo}ku ftyk miHkksDrk vk;ksx }kjk tks fu"d"kZ fudkyk x;k gS] og rF;ksa vkSj fof/k ij 11 jktLFkku jkT; miHkksDrk vk;ksx] t;iqj vihy la[;k&595@2024 Jo.k flag cuke us'kuy ba';ksjl sa daiuh fyfeVsM vk/kkfjr gksuk ik;k tkrk gS] vr% vihy vLohdkj dj [kkfjt dh tkus ;ksX; ikbZ tkrh gSA vkns'k vr% vihykFkhZ@ifjoknh Jo.k flag }kjk izLrqr vihy fo#) izR;FkhZ@foi{kh us'kuy ba';ksjsal daiuh fyfeVsM [kkfjt dh tkrh gS rFkk fo}ku ftyk miHkksDrk fookn izfrrks"k vk;ksx] t;iqj f}rh;] t;iqj }kjk ifjokn izdj.k la[;k 192@2021 cmuoku Jo.k flag cuke us'kuy ba';ksjsal daiuh fyfeVsM esa ikfjr fu.kZ; fnukad 28-10-2024 iq"V fd;k tkrk gSA vihy dk [kpkZ i{kdkjku viuk&viuk ogu djsaxsA fu.kZ; dh ,d izfr ds lkFk fo}ku ftyk miHkksDrk vk;ksx dk fjdkWMZ vfoyac okil ykSVk;k tkosA ¼jkefuokl lkjLor½ ¼fueZy flag esM+roky½ lnL; lnL; ¼U;kf;d½ @lk{kh ikjhd@