Andhra Pradesh High Court - Amravati
Puppala Urekha Sri vs Union Of India on 2 July, 2025
(SHOW CAUSE NOTICE BEFORE ADMISSION)
IN THE HIGH COURT OF ANDHRA PRADESH AT AMARAVATl
(SPECIAL ORIGINAL JURISDICTION)
WEDNESDAY, THE SECOND DAY OF JULY
TWO THOUSAND AND TWENTY FIVE
: PRESENT: +±'`
THE HONOURABLE SRI JUSTICE SUBBA REDDY SATTI
WRIT PETITION NO: 16218 OF 2025
Between :
1. Puppala Urekha' Sri, D/o Panduragarao,
Female, Age: 32 Years, Occ: Business,
D.No.41-13-13, Palaparthi Vari Street,
Nalla Gate Down, Krishnalanka,
Vijayawada (Urban),
NTR District. Andhra Pradesh.
2. Bhuma Sai Sandeep, S/o.Ravi Chandra babu,
Male, Age: 32 Years, Occ: Business,
R/o`D.No.41-22/2-61, Maleria Hospital Road,
Krishna Lanka, Vijayawada (Urban),
NTR District. Andhra Pradesh. .....Petitioners
AND
1. Union of India,
Rep. its Secretary, Ministry of Finance,
Jeevan Deep building 3rd Floor,
Parliament Street, New Delhi-110001.
2. Reserve Bank of India,
Rep.by its Governor,
Sansad Marg, New Delhi -110001.
3. State Bank of India
Rep by its Authorized Officer,
SBI Cards & Payment Services Ltd,
DLF Infinity Towers, Tower C, 12th Floor,
Block 2, Building 3, DLF Cyber City,
Gurgaon - 122002 (Haryana).
4. Axis Bank Ltd.,
Rep by its authorized Officer,
Trishul, Opp : Samartheswar Temple,
I Near Law Garden, EIIisbridge, Ahmedabad.
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;J.I 5I..'The Bajaj Finser`v',
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£Rep by its authorized officer,
`corporate office is located at 6th Floor,
Bajaj Finserv Corporate Office,
Off Pune-Ahmednagar Road, Viman Nagal-,
Pune -411014.
6. The Bajaj Finance Ltd.,
Rep by its a+uthorized officer,
corporate office is located at 6trl Floor,
Bajaj Finserv Corporate Office,
Off Pune-Ahmednagar Road, Viman Nagar,
Pune -4|10|4.
7. RBL Bank Limitecj,
Rep by its authorized officer,
Ca rds' Operati n.g -C|erltre,
Unit: 306 -311, 3rd Floor, JMD Megapoiis,
Sohna Road, Sector -48,
Gurugram --122 018, Haryana
8. Yes Bank Ltd.
Rep by its authorized officer,
YES BANK Tower, IFC -2, 15th Floor,
Senapati Bapat Marg,
Elphinstone (W), Mumbai 400 013,
9. Indusind Bank Ltd,
Rep by its authorized offi`cer,
Building 7,I Solitaire Corporate Park Chakala,
Andheri, Mumbai -400093.
10. CRED Cash (Dreamplug Technologies private Limited),
Rep by its authorized officer,
at No. 769 and 770, '100 Feet Road,
12th Main, HAL 2nd Stage, Indiranagar,
Bang'alore, Karnataka -560038.
ll. Finnovation Tech Solutions Private Limited,
Operates As Kreditbee,
Rep by its authorized officer,
4th FIoor, Anjaneya Techno Park,
No. 147, HAL Old Airport Road,
ISRO Colony, Kodihalli,
Bengaluru-560008, Karnataka.
12. Fatakpay Digital Private Limited,
Rep by its authorized officer,
.Ground FIr,Office No.1,
Technopo!is Knowledge Park, Mahakali Caves Rd,
Nelco Complex, Andher-I,
East Mumbai City Maharashtra.
13. StashFin, Powered and Operated by,
Akara Capital Advisors Private Limited
Rep by its authorized officer,
Unit Mos.1801-1805,1806A,1806B,
1807A,1807B and 1815,18th FIoor,
Magnum Global Park 2, Golf Course Ext Road,
Sector 58, Gurgaon -122011.
14. Money view Private Limited's,
Rep by its authorized officer,
registered office address is 17/1-,
1st and 2nd Floor, The Address Building,
Outer Ring Road, Marathahalli,
KadubeesanahaIIi, Bangalore -560103.
15. One MobiKwik Systems Limited, (MobiKwik)
Rep by its authorized officer,
having its registered office situated at,
Unit No. 102, 1st Floor, Bloc`k-B,
Pegasus One, Golf Course Road,
Sector-53, Gurugram, Haryana-122003.
16. Prefr Pvc Ltd,
Rep by its authorized officer,
2nd Floor, Block 2, My Home Hub, Hitech City Rd,
Hyderab.ad, Telangana 500081.
17. Balancehero India Private Limited,(TrueBalance),
Rep by its authorized Officer,
office located at 5th floor, Huda City Centre,
Sector -29, Gurugram, Haryana-122001.
18. Olyv (Smart Coin) Pvt Ltd.,
Rep by its authorized Officer,
.lndiqube Gamma, No. 293/154/172,
2nd Floor, Outer Ring Road,
Kadubeesanahalli, Bengaluru,
Karna{aka 560103.
19. Moneymitra It Soiutions Private Lirrlited (Rupeeredee),
Rep bV its authorized Officer,
7th FIoor, Vatika Triangle,
Mehrauli-Gurgaon Road,
Bl+ock B, Sushant Lok Phase I,
Gurugram, Har\J,Ja.na -.122002.
20. Navi Finserv Limited,
Rep by its authorized Officer,
office is located at 2nd FIoor,
Vaishnavi Tech Square, Iballur Village,
Begur Hobli, Bengaluru,
Karrlataka, India, 560102.
21. Nobroker Technologies Solutions Private Limited ;
Rep by its authorized Officer,
Ground Floor, Survey No 103, Indiqube -The Fore,
Varthur, Caml.e!aram, Bangalore-560035.
22. Fibe (Social Worth Technologies Private Limited),
Rep by its authorized Officer,
Unit No. 404, The Chambers, Viman Nagar,
Pune, M-aharashtra 411014.
23. Lakara Technologies (OPC) Private` Limited,
Rep by its authorized Officer,
2nd Floor, unit B-205, Supreme Business Park,
Hiranandani Gardenm, lake Castle, Powai,
Mumbai City, Mumbai, Maharashtra-400076.
24|. Bharat Loan Company Limited,
Rep ,by its authorized Offlcer',
CLUB ROAD, P O SILCHAR, SILCHAR,
ASSAM-788001, India.
25. Paytm Limited,
Rep by its authorized Officer,
at 136, 1st FIoor, Devika Tower,
Nehru Place, New Delhi -110019.
26. M`oney Tap being Operated by
MWYN Tech Priwiate Limited,
Rep by its authorized Officer ,
G_405, 4th Floor, Gamma Block,
Sigma Soft Tech Pa,rk, Varfhur Kodi,
white field post, Bangalore -560 066, Karnataka.
27. Aditya Birla Ca`pital Ltd.
Rep. by its authorized Officer,
One World Centre, Tower 1,I
l8th Floor, Jupiter Mill C6inpound,.
841, Senapati Bapat -Marg, Elphinstone 'Road,
Mumbai 400 0'13.
28. Vivifi India Financ; pvt Ltd (FlexSalary),
Rep by-its authorized Officer,
Unit-A, 9th Floor, MJR Magnifique,
Survey No.75 & 76,KhaJ-a-guda X roads,
Raidurgam, Hyderabad, Te!angana-500008.
29. R.K. BansaI Finance Private Limited (Ram Fincorp),
Rep .by its authoriz`ed Officer,
8/9 WEA, Pusa Road, Karol Bagh,
New Delhi 110005.
30. Instamoney Technology 'Private Limited,
Rep, B-y I-ts Aut'horized Officer,
H-55, First Floor Sector-63,
Noida, Gautam Buddha Nadar, Up 201301.
31. Pirama[ Capital & Housing Finance Limited, Rep By Its Authorized
officer, 4th Floor, Piramal Tower, Pe`n'insula Corporate Park, Ganpatrao
Kadam Marg, Lower PareI, lMumbai-400013.
32. Growcap Creditwise Private Limited, (FLOT), Rep By Its Authorized
officer, windsor Tower, Plot bearing No. F-1, 3rd floor, Sector-6, Noida-
WHEREAS the Petitioners above named through their Advocate
DEVALARAJU ANIL KUMAR presented this petition under Article 226 of the
Constitution of IIndia praying {ha{ in the circumstances stated in the affidavit
filed therewith, the High Court may be pleased to issue appropriate writ,
Order or direction more particularly the action of the Respondents 3 to 32 for
resorting to illegal methods for recovery of amounts from the petitioner without following due process of law as arbitrary, without Jurisdiction, exfacie illegal against Art. 19, 21 300-A of the Constitution of India and to direct the Respondents No.1 & 2 to take appropriate action against the Respondents No.3 to 32 for violating the procedure of law for recovery of amounts due rom Petitioner by conseqIJent!y restraining I.he Responc!ents .3 to 32 from, resorting to 'any illegal methods for recov-ery of amounts from the petitioner without following due process of law for recovery of the amounts due from the Petitioner.
AND WHEREAS the High Court upon perusing the petI-lion and affidavit filed herein and upon h6aring the arguments of SRI DEVALARAJU ANIL KUMAR Advocate for the Petitioners, directed issue of notice to the Respondent's herein to show cause as to why this WRIT PETITION should not be admitted.
You viz:
1. The Secretary, Ministry of Finance, Union of India, Jeevan Deep bull-ding 3rd FIoor, Parliament Street, New Delhi-110001.
2. The Governor, Reserve B-ink of India, Sansad Marg, New Delhi -
110001.
3. The Authorized Officer, State Bank of India, SBI Cards Payment Services Ltd, DLF Infinity Towers, Tower C,12th Floor, BIock 2, Building 3, DLF Cyber City, Gurgaon -122002 (Haryana).
4. The Authorized Officer, Axis Bank Ltd, Trishul, Opp Samartheswar Temple, Near Law Garden, EIlisbridge, Ahmedabad.
5. The Authorized Officer, Bajaj Finserv, Corporate Office is located a't 6th FIoor, Bajaj Finserv Co.rpora{e Office, Off Pune-Ahmednagar Road, viman Nagar, Pune -411014.
6. The Authorized Officer, -Bajaj Finance Ltd., Corporate Office is located at 6th Floor, BaJ'aj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune-411014.
7. The Authorized Officer, RBL Bank Limited, Cards Operating Centre, Unit 306-311, 3rd FIoor, JMD Megapolis, Sohna Road, Sector -48, Gurugram -122 018, Flaryaria
8. The Authorized Officer, Yes Bank Ltd., YES BANK Tower, lFC -2,15th FIoor, Senapati Bapat Marg,' Elphinstone (W), Mumbai 400 013,
9. The Authorized Officer, 'Icndusind Bank Ltd, Building 7,. Solitaire Corporate Park Chakala, Andheri, Mumbai -400093.
10. , The Authorized Offi`c6r, CRED Cash (Dreamplug Technologies private Limited), at No. 769 and 770,100 Feet Road,12th Main, HAL 2nd Stage, lndiranagar, Barigalore, Karnataka -560038. ll. The Authorized Officer, Finnovation Tech Solutions Private Limited, Operates As Kreditbee, 4th FIoor, Anjaneya Techno Park, No. 147, HAL old Airport Road`;; ISRO Colony, Kodihalli, Bengaluru-560008, Karnataka.
12. The Authorized Offic~e+, Fatakpay Digital Private Limited, Ground Flr, Office No.1, Technopolis Knowledge Park, Mahakali Caves Rd, Nelco Complex, Andher-I, Ea'S{ Mumbai City Maharashtra.
13. The AuthorI-Zed Office'r, StashFI-n, Powered and Operated by, Akara Capital Advisors P+riviate Liml-ted, Unit Nos.1801-1805,1806A, 1806B,1807A,1807B and 1815,18th FIoor, Magnum GIobal Park 2, Golf Course Ext Road Sector 58, Gurgaon -122011.
14. The Authorized Offi;er, Money view Private Limited's, registered office address is 17/1,1st and 2nd Floor, The Address Building, Outer Ring Road, Marathahalli, Kadubeesanahalli, Bangalore -560103.
15. The Authorized Officer, One MobiKwik Systems Limited, (MobiKwik), havl-ng its registered office sI-tuated at. Unit No. 102, 1st F!o9r, Block-B, Pegasus One, Golf Course Road, Sector-53, Gurugram, Haryana-122003.
16. The Authorized Officer, Prefr Pvt Ltd, 2nd Floor, Block 2, My Home Hub, Hitech City Rd, Hyderabad, Telangana 500081.
17. The Authorized Officer, Balancehero India Private Limited, (TrueBalance), office located at 5th floor, Huda City Centre, Sector-29, Gurugrarn, Haryana-122001.
18. The Authorized Offic;r, Olyv (Smart Coin) Pvt Ltd., Indiqube Gamma, No. 293,J154/172, 2nd Floor, Outer Ring F3oad, Kadubeesanahalli, Bengaluru, Karnataka 560103.
19. The Authorized Offi6-er,I Moneymitra lt 'Solutions Private Limited (Rupeeredee), 7th FIoor, Valtika Triangle, Mehrauli-Gurgaon Road, Block B, Sushant Lok Phase I, Gd'f-ugrarn, Haryana -122002.
20. The Authorized Officrer, Navi Finserv Limited, office is located at 2nd FIoor, Vaishnav.i Te5h Square, Iballur ,Village, Begur Hobli, Bengaluru, Karna{aka, India,i-560102.
21. The Authorized Officer, Nobroker Technologies Solutions Private Limited, Ground Floor, S-urvey No 103, Indiqube-The Fore, Varthur, Carmelaram, Bangalore-56oo35.
22. The Authorized Officer, Fibe (Social Worth Technologies PrI-Vale Limited), Unit No. 404,--'The Chambers, Viman Nagar, Pune, Maharashtra 411014. -J---
23. The Authorized Offi5er, Lakara Technologies (OPC) Private Limited, 2nd FIoor, unit B--205, Supreme Business Park, Hiranandani '\ ..r Gardenm, lake Castle, Pc;ivai, Mumbai City, Mumbai, Maharashtra- 400076.
24. The Authorized Officer, Bharat Loan Company Limited, CLUB ROAD, P O SILCHAR, SILCHAR, ASSAM-788001, India.
25. The Authorized Officer, Paytm Limited, at 136,1st Floor, Devika Tower, Nehru Place, New Delhi -110019.
26. The Authorized Officer, Money Tap being Operated by, MWYN Tech Private Limited, G-40'5, 4th Floor, Gamma Block, Sigma Soft Tech Park, Varthur Kodi, Whitefield Post, Bangalore -560 066, Karnataka.
27. The Authorized Officer, Aditya Birla Capital Ltd., One World centre, Tower 1,18th Flo;r, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai 400 013.
28. The Authorized Officer, Vivifi India Finance Pvt Ltd (FlexSalary), unit-A, 9+lh Floor, MJR Magnifique, Survey No.75 and 76, Khajaguda X roads, Raidurgam, Hyderab`^a,d,, Telangana-500008.
29. The Authorized Officer, R.K. Bansal Finance Private. Limited (Ram Fincorp), 8/9 WEA, Pusa Road, Karol Bagh, New Delhi 110005.
30. The Authorized Officer, lnstamoney Technology Private Limited, H-55, First FIoor Sector-63, ,Noida, Gautam Buddha Nagar, Up 201301. 31- The Authorized Offi.-der, PiramaI Capital & Housing Finance Limited, 4th Floor, PiramaI Tower, peninsula corporate park, Ganpatrao Kadam Marg, Lower PareI,'`Mumbai-400013.
32. The Authorized Offi~cer, Growcap Creditwise Private Limited, (FLOT), Windsor Tower, PIdt` bearilng No. F-1, 3rd floor, Sector-6, Noida- 201301.
are be and hereby directed to'`-'S'how cause either appearing in person Or through an Advocate, as to why+i®h the circumstances set out in the petition and the grounds filed therewith (copy enclosed) this WRIT PETITION should not be admitted, on or before 16`.07.2025, on which date the case stands posted for hearing.
The Court made the following: ORDER f£Notice Before Admissioh.
Learned Deputy Solicitor General takes notice on behalf of lst respondent.
Learned counsel for the petitioner is permitted to take out Personal notice to respondents 2 to 32 by registered post with acknowledgment due and file proof of se.ryice in the Registry.
List the matter on 16.07.2025, in the Adjourned Motion List."
Sd/-G.HELA NAIDU ASSISTANT REGISTRAR ill-FtiuE CO-r]Yjj For ASSISTANT REffiRAR To,
1. The Secretary,, Ministry of Finance, union of India; Jeevan Deep building 3rd FIoor, Parliameht`Street, New Delhi-110001.
2. The Governor, Faeserve Bank of I-ndia, sansad Marg, New Delhi -
110001.
3. The Authorized officer, state Bank of India, SBI Cards Payment services Ltd, DLF Infinity Towers, Tower C,12th Floor, Block 2, Building 3, DLF Cyber City, Gurgaon -122002 (Haryana).
4. The Authorized officer, AX``is Bank Ltd, Trishul, Opp Samar{heswar Temple, Near Law Garden, EIlisbridge, Ahmedabad.
5. The Authorized officer, Bajaj Finserv, Corporate Office is located at 6th Floor, Bajaj Finserv Corporate offI®Ce, Off Pune-Ahmednagar Road, Viman Nagar, Pune -411`Oi:4.
6. The Authorized officer, Bajaj Finance Ltd., Corporate Office I-S located at 6th FIoor, Bajaj Finseiv Corporate Office, Off Pune~Ahmednagar Road, Viman Nagar, Pune-`'4`11014.
7. The Authorized officer, RBL Bank Limited, Cards Operating Centre, unit 306_311, 3rd FIoor, JMD Megapolis, Sohna Road, Sector -48, Gurugram -122 018, FIaryana
8. The AuthorI-Zed Officer, Yes Bank Ltd., YES BANK Tower, IFC _ 2,15th FIoor, Senapati Bapat Marg, EIphinstone (W), Mumbai 400 013,
9. The Authorized Officer,.-.'lndusind Bank Ltd, Building 7, Solita+Ire \ Corporate Park Chakala, An`dheri, Mumbai -400093.
10. The Authorized Officer, CRED Cash (Dreamplug Technologies private Limited), at No. 76,9 and 770,100 Feet Road,12th Main, HAL 2nd Stage, Indiranagar, BangaI6re, Karnataka -560038. ll. The Authorized Officer, Finnovation Tech Solutions Private Limited, Operates As Kredi{bee, 4th Floor, Anjaneya Techno Park, No. 147, HAL Old Airport Road', lSRO Colony, Kodihalli, Bengaluru-560008, Karnataka.
12. The Authorized Officer, Fa{akpay Digital Private Limited, Ground Flr, Office No.1, Technopolis Knowledge Park, Mahakali Caves Rd, Nelco Complex, Andher-I, E'ast Mumbai City Maharash{ra.
13. The Authorized Officer, StashFin, Powered and Operated by, Akara Capital Advisors Priivate Limited, Unit Nos.1801-1805,1806A, 1806B,1807A,1807B and'`1815,18th Floor, Magnum GIoba! Park 2, Golf Course Ext Road Sec{dr 58, Gurgaon -122011.
14. The Authorized Officer, Money view Private Limited's, registered office address is 17/1,1-st and 2nd Floor, The Address Building, Outer Ring Road, Marathahalli, Kadubeesanahalli, Bangaiore -560103.
15. The Authorized O'ffi`cer, One MobiKwik , Systems Limited, (MobiKwik), having its red-i'stered office situated at. unit No. 102, 1st Floor, BIock-B, Pegasus OhJ+e, Golf Course Road, Sector-53, Gurugram, Haryana_122003. I
16. The Authorized Officer,- Prefr Pvt Ltd, 2nd Floor, Block 2, My Home Hub, Hitech City Rd, Hy`derabad, Telangana 500081.
17. The Authorized Officer, Balancehero India Private Limited, (TrueBalance), office locat`6d at 5th floor, Huda City Centre, Sector-29, Gurugrarn, Haryana-122'00'1.
18. The Authorized Officer, OIyv (Smart Coin) Pvt Ltd., lndiqube Gamma, No. 293/154/172, 2nd Floor, Outer Ring Road, Kadubeesanahalii, Bengalurll, Karnataka 560103.
•*~. .
19. The Authorized Office.r, Moneymitra lt So'utions Private Limited (Rupeeredee), 7th Floor, Vatika Triangle, Mehrauli-Gurgaon Road, Block B, Sushant Lok Phase i, Gti+rugrarn, Haryana -122002.
20. The Authorized Officer, Navi Finserv Limited, office is located at 2nd FIoor, Vaishnavi Tech Square, IbaIIur Village, Begur Hobli, Bengaluru, Karnataka, India-, 560102.
21. The Authorized Offic-er, Nobroker Technologies Solutions Private Limited, Ground Floor, Sulrvey N-o 1-03, ind-iqube-The Fore, -v-arthur, Carmelaram, Bangalore-560035.
22. The Authorized Officer,. Fibe (Social Worth Technologies Private Limited), Unit No. 404, 'The Chambersi Viman Nagar, Punei Maharashtra 411014.
23. The Authorized Offi'c`er, Lakara Technologies I(OPC) Private Limited-, 2nd Floor, unit a-:2o5, Supreme Business Park, Hiranandani Gardenm, lake Castle, Powai, Mumbai City, Mumbai, Maharashtra- 400076.
24. The Authorized Officer, Bharat Loan Company Limited, CLUB ROAD, P O SILCHAR, SILCHAR, ASSAM-788001, India.
25. The Authorized Offic-er', Paytm Limited, at 136,1st Floor, Devika Tower, Nehru Place, New-Delhi -110019.
26. The Authorized Offi-cer, Money Tap being Operated by, MWYN Tech Private Limited, G-405, 4th Floor, Gamma BIock, Sigma Soft Tech park, varthur Kodi, Whitefi;id Post, Bangalore -560 066, Karnataka.
27. The Authorized Offi;er, Aditya Birla Capital Ltd., One World Centre, Tower 1,18th Flo`or, Jupiter Mill Compound, 841, Senapati Bapat Marg, EIphinstone Road, Mumbai 400 013.
28. The Authorized OffiQ+er, Vivifi India Finance Pv{ Ltd (FIexSalary), Unit-A, 9th FIoor, MJR Maghifique, Survey No.75 and 7_6, Khajaguda X roads, Raidurgam, Hyderabad, Telangana-500008.
29. The Authorized Officer, R.K. Bansal Finance Private Limited (Ram Fincorp), 8/9 WEA, Plus; Road, KaroI Bagh, New Delhi 110005.
30. The Authorized Officer, lnstamoney Technology Private Limited,
-.<``-
H-55, First Floor Sector-63;`'.Noida, Gautam Buddha Nagar, Up 20130,1. 31] The Authorized Offi-c'er. Piramal Capital & Housing F-lnance Limited, 4th Floor, PiramaI Tower, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, 'Mumbai-400013.
32. The Authorized Offi`'cer, Growcap Ore.ditwise Private Limited, (FLOT), Windsor Tower, PIot bearing No. F-1, 3rd floor, Sector-6, Noida- 201301. (Addresses 1 to 32 by RPAD) one cc to SRI. DEVALARAJU ANIL KUMAR, Advocate [OPUC] one cc to Deputy Solicitor General of India, High' Court of Andhra Pradesh. [OPUC] 35' One spare copy i .`\-
KN HIGH COURT SRS,J DATED:02/07/2025 LIST THE MATTER ON i6.07.2025, IN THE ADJOURNED MOTION LIST NO"CE BEFORE ADMISSION WP.No.16218 of 2025 i I.I.lip 'l I--I... .+-` ` i