State Consumer Disputes Redressal Commission
Yougesh Kumar Sharma S/O Girdhari Lal vs City Fianence Consumer Fiancence India on 15 May, 2015
jkT; miHkksDrk fookn izfrrks"k vk;ksx] cSap la- 3 t;iqj ¼jkt-½ vihy la- 1164@2009 ;ksxs'k dqekj cuke flVh Qkbusal dUT;wej Qkbusal fu.kZ; fnukad % 15&05&2015 le{k % ek- ihBklhu lnL; % Jh vfuy dqekj feJk ek- lnL; %Jh dSyk'k lks;y mifLFkr vihykFkhZ % Jh x.ks'k ukjk;.k 'kekZ ,MoksdsV A jsLikMsaVl~ % vuqifLFkr A ;g vihy ifjoknh@vihykFkhZ us fo)ku ftyk eap t;iqj izFke] t;iqj ds ifjokn la- 301@2007 esa ikfjr vkns'k fnukad% 30&6&2009 ls O;fFkr gksdj is'k dh gS] ftlds )kjk ifjoknh dk ifjokn vLohdkj dj fn;k x;k Fkk A la{ksi esa izdj.k ds rF; bl izdkj gSa fd ifjoknh us foi{kh ls 22000@&:- ilZuy ykSu fy;k Fkk] ftlds isVs vko';d dVkSrh djrs gq, foi{khx.k us mls 19781@& :- fnukad 4&4&2005 dks tfj;s pSd vnk fd;s A ftldh 1494@&:- dh 9 fd'rksa esa tfj;s bZ-lh-,l- vnk;xh dh tkuh Fkh A foi{kh la- 1 us ifjoknh ds O;ogkj ls [kq'k gksdj 36000@&:-
dk _.k Lohd`r fd;k vkSj vko';d dVkSrh djrs gq, 18 twu] 2006 dks 17897@& :- dk pSd fn;kA ftldh 1660@&:- dh 9 fd'rsa tfj;s &2& bZlh,l r; dh x;ha A ftldh ifjoknh us iw.kZ vnk;xh dj nh gS A blds ckn foi{khx.k us ifjoknh dh fcuk lgefr ds 45000@&:- ilZuy ykSu Lohd`r fd;k] mlds isVs 12483@&:- dk pSd ifjoknh ds cSad [kkrs esa tek djok fn;k A tc ifjoknh dks bl bl ckr dk irk pyk rks mlus vkifRr mBkbZ fd tc og igys okys _.k dks 10 fd'rksa esa tek djok pqdk gS rc mlds [kkrs esa 12483@&:- dk pSd D;ksa tek djok;k vkSj 45000@&:- dk _.k mlds fo:) D;ksa n'kkZ;k x;k] bldk foi{khx.k us dksbZ larks"ktud tcko ugha fn;k A ifjoknh )kjk ekaxus ij Hkh LVsVesaV ugha fn;k x;k A mldk _.k [kkrk fnukad% 30&10&2006 dks cUn gks pqdk Fkk A foi{khx.k us fn% 6&11&2006 ,d pSd 1660@& :- pSd ifjoknh ds [kkrs esa yxkrs gq, Hkqxrku izkIr dj fy;k tc fd og lEiw.kZ Hkqxrku igys gh bZlh,l ds ek/;e ls dj pqdk Fkk A vr% ifjoknh us vf/kd olwy dh x;h jkf'k 1660@& :- o vU; gtkZuk fnyok;s tkus ckcr ftyk eap ds le{k ifjokn izLrqr fd;k A foi{khx.k us ftyk eap ds le{k ifjokn dk tcko izLrqr dj tkfgj fd;k gS fd ifjoknh us vizSy 2005 esa 22000@&:- dk ilZuy _.k Lohd`r djok;k Fkk] ftlesa ls ,MokUl bZ,evkbZ 1494@&:-] ba';ksjsal izhfe;e 118@& :] ØsfMV 'khYM Qhl 250@&:-] izh bZ,evkbZ 'kkWVZ isM 300@& :-] ØsfMV 'khYM Qhl 'kkWVZ isM VSDl 26@&:- o izh bZ,evkbZ 'kkWVZ isM lfoZl VSDl 31@& :- dkVdj 19781@&:- dk Hkqxrku tfj;s pSd ifjoknh dks fd;k x;k Fkk] ftldh vnk;xh 1494@&:- izfr ekg ds fglkc ls 24 leku fd'rksa esa dh tkuh Fkh] ifjoknh )kjk dsoy 1494@& :- dh 10 ekfld fd'rsa tek djokrs gh foi{kh dEiuh ls 17897@&:- dk VkWivi ykSu ysus dk fuosnu fd;k x;k A ifjoknh ij foi{khx.k dh igys ds _.k dh jkf'k cdk;k Fkh] bl ij nksuksa i{kksa ds e/; r; gqvk fd iwoZ _.k dh cdk;k jkf'k o vU; [kpsZ dkVrs gq, ifjoknh dks 36000@& :- dk _.k fn;k tk;sxk ftldk Hkqxrku 1660@& :- dh 36 leku ekfld fd'rksa esa fd;k tk;sxk A iqjkus _.k [kkrs dh cdk;k jkf'k o vU; [kpsZ dkVdj ifjoknh &3& dks 36000@& :- esa ls 'ks"k cph jkf'k 17897@&:- tfj;s pSd fnukad% 18&1&2006 dks vnk dh x;h A blds ckn ifjoknh )kjk iqu% dEiuh ls 15978-32 :- dk VkWivi ykSu ysus dk fuosnu fd;k x;k] bl ij nksuksa i{kksa ds e/; r; gqvk fd f)rh; _.k dh cdk;k jkf'k o vU; [kpsZ dkVrs gq, ifjoknh dks 45000@& :- dk _.k Lohd`r fd;k tk;sxk] ftldk Hkqxrku ifjoknh )kjk :- 1822@& dh 42 leku ekfld fd'rksa esa fd;k tk;sxk A iqjkus _.k [kkrs dh cdk;k jkf'k o vU; [kpsZ dkVdj 'ks"k cph jkf'k 12483@&:- dk Hkqxrku tfj;s pSd fn% 30&10&2006 dks ifjoknh dks fd;k x;k A nksuksa i{kksa ds e/; ;g r; gqvk Fkk fd f)rh; _.k dh QksjDykstj pktZ jkf'k :- 1660@& :- dk Hkqxrku ifjoknh )kjk cSad ds tfj;s dj fn;k tk;sxk] blh QksjDykstj pktZ jkf'k 1660@&:- dk pSd ifjoknh ds [kkrs esa uoEcj] 2006 esa yxkdj olwyh dh x;h gS tks lgh gS] blesa foi{khx.k us dksbZ lsoknks"k ugha fd;k gS A vr% ifjoknh dk ifjokn [kkfjt fd;k tkos A geus vihykFkhZ dh cgl lquh rFkk i=koyh dk voyksdu fd;k A fo)ku ftyk eap us foLr`r fooj.k nsrs gq, leqfpr vkns'k ikfjr fd;k gS ftlesa ge gLr{ksi djus dk dksbZ dkj.k ugha ikrs gSa A ifjoknh us foi{khx.k us izFke ckj 22000@&:- dk _.k fy;k Fkk] ftlds isVs 1494@& :- izfr ekg dh nj ls 24 leku ekfld fd'rksa esa Hkqxrku fd;k tkuk Fkk A ifjoknh us 10 fd'rsa vnk djus ds ckn 36000@&:-
dk nwljk _.k Lohd`r djok;k] ftlesa foi{kh dEiuh )kjk izFke _.k dh cdk;k jkf'k o vU; [kpsZ dkVrs gq, ifjoknh dks fnukad 18&1&2006 dks 17897@& :- dk Hkqxrku tfj;s pSd fd;k x;k gS A blds ckn ifjoknh us iqu% 45000@& :- dk _.k Lohd`r djok;k gS] ftlesa foi{kh dEiuh us 45000@& :- Lohd`r'kqnk _.k jkf'k esa ls f)rh; ilZuy ykSu [kkrs dh cdk;k jkf'k 29021-57 :-] izh bZ,evkbZ 620@& :- o izh bZ,evkbZ 'kkWVZ &4& isM lfoZl VSDl 76@&:- o vU; [kpsZ dkVrs gq, 12483@&:- dk Hkqxrku tfj;s pSd fn% 30&10&2006 dks fd;k gS A bl izdkj ifjoknh us ykSu VkWivi djokrs gq, f)rh; ilZuy ykSu dh _.k jkf'k rks pqdrk dj nh] ysfdu f)rh; _.k dh QksjDykstj pktZ jkf'k 1660@&:- cdk;k Fkh] gekjs er esa mlh QksjDykstj pktZ jkf'k dh olwyh ds fy, 1660@& :- dk pSd foi{khx.k dEiuh us uoEcj] 2006 esa ifjoknh ds cSad [kkrs esa yxkdj olwyh dj dksbZ lsoknks"k dkfjr ugha fd;k gS A mijksDr foospu] fo'ys"k.k ds vk/kkj ij ifjoknh vihykFkhZ dh vihy lkjghu gksus ls [kkfjt fd;s tkus ;ksX; gS tks ,rn~)kjk [kkfjt dh tkrh gS A lnL; ihBklhu lnL;
;kno@&