State Consumer Disputes Redressal Commission
New India Assurance Co. Ltd. vs Smt. Badami Devi W/O Lat. Jhanwar Singh on 28 April, 2017
1 jkT; miHkksDrk fookn izfrrks"k vk;ksx] cSap uacj 3] jktLFkku] t;iqj izFke vihy la[;k %& 1507@2015 U;w bf.M;k ,';ksjl sa daiuh fy0] {ks=h; dk;kZy; usg: Iysl] Vksad jksM+] t;iqj jktLFkku tfj;s {ks=h; izca/kd vihykFkhZ cuke Jherh cknkeh nsoh iRuh Lo- Jh tokgj flag tkV] tkfr tkV] fuoklh Hkkj.kh] rglhy Jh ek/kksiqj ftyk lhdj jkt0 izR;FkhZ le{k ekuuh; Jh dey dqekj ckxM+h] lnL; ¼U;kf;d½ mifLFkr %& vihykFkhZ dh vksj ls Jh jfoUnz 'kekZ vf/koDrk izR;FkhZ dh vksj ls Jh vt;jkt VkafV;k vf/koDRkk vkns'k fnukad%& 28-04-2017 }kjk jkT; vk;ksx jktLFkku t;iqj ¼}kjk Jh dey dqekj ckxM+h] lnL;] U;kf;d½ ;g vihy U;w bf.M;k ,';ksjsal daiuh fy0 dh vksj ls Jherh cknkeh nsoh ds fo:) ftyk miHkksDrk fookn izfrrks"k eap] lhdj ds vkns'k fnukad 30-10-2015 ls O;fFkr gksdj is'k dhA izdj.k ds rF; bl izdkj gS ifjokfnuh dk iq= jkds'k pkS/kjh okgu QksMZ fQxks la[;k vkj-ts- 01 VsEi 015047 esa lokj gksdj vius nksLr ds lkFk tk jgk Fkk ijUrq mDr okgu dkyhdkdjh fljksgh ds ikl nq?kZVukxzLr gks x;k ftlesa 2 ifjokfnuh ds iq= dks xaHkhj pksVs vk;h vkSj mls ,l-,e-,l- vLirky t;iqj esa HkrhZ djok;k x;k tgkWa ij bZykt ds ckotwn nq?kZVuk esa vkbZ xaHkhj pksVks ds dkj.k ifjokfnuh ds iq= dh fnukad 01-09-2011 dks e`R;q gks xbZA bldh ,QvkbZvkj la[;k 623@2011 iqfyl Fkkuk uhedkFkkuk ftyk lhdj ij ntZ djokbZ xbZ gSA mDr okgu u;k dz; fd;s tkus ds dkj.k mDr okgu dk jftLVªs'ku djok;s tkus ls iwoZ gh nq?kZVukxzLr gks x;k mDr okgu dk chek foi{khx.k ds ;gkWa fnukad 09- 05-2011 dks doj uksV la[;k 865292 ds tfj;s djok;k x;k Fkk ftldh fizfe;e jkf'k 13]782@&:- vnk dh xbZ Fkh ftlesa 200:- ih-,- pktsZt isVs tek djok;s x;s Fks okgu es lokj O;fDr dh e`R;q dh n'kk esa foi{khx.k }kjk 1]00]000@&:-
fn;k tkuk r; FkkA foi{khx.k us tokc esa izkjfEHkd vkifRr;ksa esa dFku fd;k fd iz'uxr okgu QksMZ fQxks dkj dkukjke ds uke ls izkbZosV dkj iSdst ikfylh la[;k 33140031110100001713 ds rgr~ fnukad 09-05-2011 ls 08-05-2012 rd chek ikfylh dh 'krksZ ,oa lhekvksa ds v/;/khu chfer Fkh ;g ikfylh foi{khx.k dh vtesj 'kk[kk ls yh xbZ Fkh chek/kkjh }kjk chek ikfylh dh 'krksZ ,oa lhekvksa ds mYya?ku fd;s tkus ds dkj.k foi{kh chek daiuh fdlh Hkh izdkj dh {kfriwfrZ gsrq mRrjnk;h ugha gSA iz'uxr okgu dz; djus ds i'pkr~ fnukad 26-05-2011 dks vkjVhvks vtesj ds ;gkWa vLFkkbZ iathd`r gqvk okgu [kjhnus ds fnu ls vLFkkbZ jftLVªs'ku dsoy ek= 30 fnu rd dh izHkkfor jgrk gSA iz'uxr okgu fnukad 28-08-2011 dks nq?kZVukxzLr gqvk Fkk bl nq?kZVuk ds fnu bl okgu dk jftLVªs'ku ugha djok;k gqvk Fkk rFkk okgu Lokeh us bl okgu ds jftLVªs'ku gsrq nq?kZVuk ds i'pkr~ fnukad 18-10-2011 dks vkosnu fd;k FkkA /kkjk 39 ,e-oh-,DV ds eqrkfcd fcuk oS/k ,oa izHkkoh jftLVªs'ku ds lkoZtfud LFkku ,oa vU; LFkku esa okgu ugha pyk;k tk ldrkA cgl lquh ,oa i=koyh dk voyksdu fd;kA bl izdj.k esa okgu dk chek batu uacj ,oa psfll uacj ds vk/kkj ij 09- 05-2011 ls 08-05-2012 rd djok;k x;k FkkA fnukad 26-05-2011 dks vtesj vkjVhvks dk;kZy; ls vLFkkbZ iathdj.k djok;k x;k Fkk tks 30 fnu ds fy, Fkk og le; "h lekIr gks x;k rFkk nq?kZVuk fnukad 28-08-2011 dks gqbZ ml fnu u rks vLFkkbZ jftLVªs'ku Fkk u gh LFkkbZ jftLVªs'ku Fkk LALARAM Vs. ORIENTAL INSURANCE CO. LTD. & ORS. IV (2016) CPJ 158 (NC) esa ekuuh; jk"Vªh; vk;ksx }kjk fu/kkZfjr fl)kUrksa ds vuqlkj fcuk 3 jftLVªs'ku ds okgu pyk;s tkus ij ba';ksjsl a Dyse [kkfjt djuk oS/k gSA bl izdj.k eas Hkh ;gh fLFkfr gSA vr% vihy Lohdkj djds ftyk eap dk vkns'k vikLr fd;k tkrk gSA ¼ dey dqekj ckxM+h ½ lnL; ¼U;kf;d½