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Income Tax Appellate Tribunal - Chandigarh

M/S Galley Financiers & Property ... vs Ito, Patiala on 9 July, 2019

         आयकर अपील य अ धकरण,च डीगढ़  यायपीठ "ए ", च डीगढ़
                 IN THE INCOME TAX APPELLATE TRIBUNAL,
                   CHANDIGARH BENCH 'A' , CHANDIGARH

 ीमती  दवा  संह,  याय!क सद"य एवं  ीमती अ नपण
                                           ू ा% गु'ता, लेखा सद"य
           BEFORE SMT.DIVA SINGH, JUDICIAL MEMBER
        AND SMT.ANNAPURNA GUPTA, ACCOUNTANT MEMBER

                       आयकर अपील सं./ ITA No.51/Chd/2016
                       नधा रण वष  / Assessment Year : 2010-11

   M/s Galley Financiers &                        बनाम       The Income Tax Officer,
   Property Consultants Pvt. Ltd.,                           Ward-1, Patiala.
   4154/1, Inside Sirhindi Gate,
   Patiala.
    थायी लेखा सं./PAN NO: AABCG3381J
   अपीलाथ /Appellant                                               यथ /Respondent


        नधा  रती क  ओर से/Assessee by: Shri Rishabh Kapoor, Adv.
        राज व क  ओर से/ Revenue by : Smt.Chanderkanta, Sr.DR

        सन
         ु वाई क  तार$ख/Date of Hearing                      :          02.07.2019
        उदघोषणा क  तार$ख/Date of Pronouncement: 09.07.2019


                                        आदे श/ORDER

Per Annapurna Gupta, Accountant Member:

Th i s a pp e a l h a s be e n p re fe r re d by th e a s se sse e ag a in st the or de r of the C ommi ss ion e r of I n co me Ta x ( Ap p e a l s) , Pa t ia l a [( i n sh o r t 'C I T( A) '] d a te d 3 .1 1 .2 0 1 5, p a s se d u/s 25 0 ( 6) of th e I n come Ta x Ac t, 1 9 61 (h e re in a fte r re fe rre d to a s ' Act '), re la t in g to a sse ss me nt ye a r 2 0 1 0- 11 . 2 ITA No.51/Chd/2016

A.Y.2010-11

2. Earlier the above appeal of the assessee was dismissed for non prosecution by the Tribunal vide order dated 01.03.2018 and the same was recalled vide order dated 24.04.2019 passed in MA No.213/Chd/2018. Hence, this appeal before us.

3. G r oun d s ra i se d by th e a s se sse e rea d a s u nd e r:

1. That the CIT(A) has in view of the facts and circumstances of the case erred on facts and in law in upholding the impugned assessment u/s 143(3) dated 05.03.2013 assessing the income at Rs 18,89,211/-.
2. That the CIT(A) has grossly erred in law and on facts in adjudicating all the ground of appeal raised before him and has also erred in not considering the case law relied on by the appellant.
3. That the CIT(A) has in view of the facts and circumstances of the case erred on facts and in law in upholding the addition of Rs 16,14,901/-on account of share application money received during the year.
4. That the CIT(A) has grossly erred in ignoring and misinterpreting the important facts of the stand taken by the appellant qua the amount of Rs 16,14,901/-

and the CIT(A) also erred in ignoring the well settled position of law on the issue .

5. That the CIT(A) has grossly erred in upholding the additions notwithstanding the fact that the Appellant has discharged its burden of proof u/s 68 of the Act .

6. That the CIT(A) has grossly erred in ignoring and misinterpreting the facts available on record and has passed the order based on guesswork and surmises and conjectures.

3 ITA No.51/Chd/2016

A.Y.2010-11

7. That the various observations made by the CIT(A) in the appellate order are illegal, contrary to facts on record and based on surmises and conjectures.

8. That the evidence, explanation given by the appellant and the material available on record have not been properly considered and judiciously interpreted.

9. That the additions have been made on basis of mere surmises and conjectures and contrary to facts and evidence on record and cannot be justified by any material on record.

10. That the order of respondent is challenged on facts and law since the addition made by the learned AO is patently invalid, wrong and most unjustified. The said addition is also contrary to the facts, material and evidence existing on records. The impugned addition is contrary to the provisions of law and all canons of natural justice.

11. That the Id CIT (A) has failed to appreciate the fact that the books of account and audited statements of the Appellant company show that the amount of share capital was received by them through regular banking channels from the seven individuals, majority of them are existing income-tax assesses and all of them had confirmed the fact of contributing the amount of share capital.

12. That the CIT(A) has failed to appreciate the fact that all seven share investors were summoned u/s 133(6) of the Act by the respondent and all of them appeared before the respondent and acknowledged their respective investment in the Appellant company along with the complete detail of the qua the source of the said investments, Bank Statements and income tax statement

13. Because the order of the CIT(A) confirming the action of the respondent is contrary of the material facts and particulars of the case since the whole addition is on the mere suspicion of the respondent Assessing Office devoid of any corroborative/ positive evidence on record.

4 ITA No.51/Chd/2016

A.Y.2010-11

14. That the CIT(A) has erred in confirming the action of the respondent despite of the fact that the no adverse finding has been pointed out by the respondent in respect of genuineness of transaction, Investors and their creditworthiness or source of investment.

15. Because the order of the CIT(A) is bad in law since Id first appellant authority over sighted the principle laid down by the Honb'le Supreme Court in the case of CIT vs. Lovely Export (P) Ltd. [2008] 216 CTR 195, wherein the Hon'ble Apex court has held that "if share application money was received by the assessee company from alleged bogus shareholders, whose names were given to the Assessing Officer, then Department was free to proceed to reopen their individual assessments in accordance with the law but this amount of share application money could not be regarded as undisclosed income under section 68, of the asseessee company."

4. Re fe rr i ng to t he a b ove , the Ld. C o u nse l for t he asse ssee poi n te d ou t th at th e s ole is sue r a i se d i n the imp u gne d a pp e a l re l a te d to a d d i tio n ma d e of s ha r e a p p l ic a tion mon e y a moun ti ng to Rs .1 6 ,1 4 ,9 0 1 /- u /s 6 8 of the A ct o n a c cou nt of th e s a me r e ma i ni ng u ne xp la i ne d . Ta ki n g u s th ro ugh t he fa ct s of th e c a se, a s fi n d me n ti on i n th e a s se s sme n t or d e r, the Ld . C ou nse l f or th e a sse ss ee p oi n te d out tha t t he a sse sse e was a NBFC (N on Ba n k in g F i na n ce C omp a n y) e ng a ge d i n the b u si ne ss of pr ovi di n g f in a n ce a nd p r op e r ty con sul ta t ion . Th a t d ur i ng th e i m p ug ne d ye a r , the a ss e ssee ha d r e ce i ve d sh ar e a p p li ca t ion mon e y of Rs. 2 4 l a cs fr om t he fol l ow in g pe r son s:

5 ITA No.51/Chd/2016

A.Y.2010-11
1) Sh . D al j i t S in gh , # 7 81 3 - C, Rs. 2 , 00 , 0 00 /-

Pa s si R o ad, P ati a l a

2) Sh . In de r j it S in gh , # 19 2 1 , Rs. 6 , 00 , 0 00 /-

Urb an E s ta te , Ph a se- II, P a ti a l a

3) Sm t. P ar m ind er K au r, S t. No .1 2 2 , Rs. 5 0 , 00 0 /-

#12 2 2 , Gu ru N an a k N ag ar, P a ti a l a

4) Sh . J. S . D hin d sa, Mo h al l a Rs.6 , 5 0, 0 0 0 /-

Arori an , P a ti a l a

5) Sh . A mar j it S in gh , V il l . Rs.5 , 0 0, 0 0 0 /-

D ha kr a b a, P a ti a l a

6) Sh . R up in d er S in gh , S t. No . Rs. 2 , 00 , 0 00 /-

12 2 # 1 2 2 2, Gu ru Nan a k Nag ar, P a ti a l a

7) Smt. V i te sh a Be d i , 4 1 5 4 /1 Rs.2 , 00 , 0 0 0 /-

Sirh in d G a te, P at i al a

5. D ur i ng a ss e ss me n t p r oce e d in gs, the A. O . i ssue d sum mon s to t he s e pe rs on s a n d r ec or de d sta te me n ts of th ose wh o a pp e a re d i n re sp on se . Th e A. O. n ote d the vit a l p oin ts wh i ch e me r ge d f ro m t he s ta te me nt s re cor de d of the se in ve s tor s a n d a ls o no te d hi s c om me n ts on th e sa me i n a ta b ul a r f or m r e pr od u ce d a t p a ges 3 to 7 of the a sse ssme nt or de r . F r om th e s a me , h e d e r i ve d t ha t w he n the in ve stor s we re s pe ci fi ca l l y a s k e d a s to w h y th e y ha d in ve ste d i n a n un li ste d comp a n y, th e y ha d a com mon a n d cr a m me d re p ly tha t th e c omp a ny w oul d r i se i n fu tur e a nd the y w ou l d ge t be ne fi t. He f urt he r de r i ve d f rom th e sa me t ha t t he sha re hol de r s we re n ot e ve n a w a re o f th e f i na n ce gr ow t h or 6 ITA No.51/Chd/2016 A.Y.2010-11 re su lts o f th e comp a n y a n d a ls o t ha t th e comp a n y ha d not is sue d a ny n otice or le tte r c a lli n g for s ha re a pp l i ca ti on mone y a nd th a t th e sh a re h olde rs w er e j us t cl ose a ssoc i a tes of t he a sse ssee , w h o w e re tr yi ng sa v e the a s se sse e b y gi vi ng suc h st a te me n ts w i th out f ur ni sh i ng any cor r ob or a ti ve e vi de n ti a ry d ocu me n ts r e ga r d ing the s ha re s i ss ue d or ju sti fi ca tio n fo r th e sou r ce of suc h i nv e st me nt . He, the re fo re , he l d th a t th e sha re ap p li ca ti on mon e y w as on ly the ow n un di sc l ose d i n come of the a sse s see a n d add e d ba c k the s a me t o t he inc ome of th e a sse ssee u/s 6 8 o f the A ct.

6. Th e a ss e ss ee ca r r ie d t he ma tte r i n a pp e a l b e f ore the Ld. C I T( A) a n d f il e d de ta i le d su bmis si on s i n w r it i n g a ga in st the a d d it ion s o ma d e , wh i ch i s re pr od u ce d a t p a ra 5. 1 of the C I T( A) 's or d e r . The Ld. C ou ns e l for t he a sse sse e c ont e n de d tha t t he a s se s se e ha d d is ch a r ged i ts on us o f pr ovi ng t he id e n ti ty a n d c a pa ci ty of th e cre di tor s t o a d va nc e th e mon ey a nd a l so the gen ui ne ne ss o f the t r a ns a cti on a nd th e A .O . ma de th e d is a ll ow a n ce on me re susp i ci on . Tha t th e i n ve s tors ha d a c ce p te d the fa c t t ha t the i n ve s tme n t wa s ma d e b y t he m by th e i r ow n sourc e s in the sta teme n ts r e cor de d by th e A .O . a nd , th e re f ore t he re was no re a so n to tre a t th e sa me un e xp la ine d . Th e w ri tte n su b mis si ons fi le d b y the ass e ssee 7 ITA No.51/Chd/2016 A.Y.2010-11 we re fo rw a r de d to the A. O. fo r h is co m me nt s, wh o r e l ie d on the l ine of a r gume nt gi ve n i n th e a s se ssme nt or d e r a n d fu rt he r sta te d tha t a n othe r op por tu ni ty w a s gi ve n t o t he in ve s tor s to su bs ta n ti a te the s our c e of in ve stmen t a nd out of se ve n i n ve s tors, on l y t hr ee h ad r e p l ie d a n d f ur th e r tha t the ge n ui ne ne ss of t he tr a n sa c tion h a d n ot be e n p r ov e d by the a sse s see on the b a si s of w hi ch t he a d di ti on wa s ma d e by the A. O. The Ld . C I T( A) a f te r con si d e r i ng the a bove , de le te d the a dd i ti on ma d e on a c cou nt of s ha r e a p p l ic a tion mon e y re ce i ve d f ro m Shr i I n de r j it Si n gh a nd Sh r i Da l j it Si n gh on fi nd i ng th a t the s our c e of the i r inv e st me nt s ha d be e n d u ly sub s ta nt ia te d . Th e in ve stme nt ma d e by the re st wa s up h e ld by th e C I T(A ) ho ld i ng th a t th e cre d i tw or th ines s of t he in ve s tor s ha d n ot be e n d ul y p r ove d . Th e r e le va n t f in d in gs of the Ld .C I T( A) a t p a r a 5 . 3 of h is or d e r a re a s un de r :

"5.3 I have considered the submission made by the appellant and counter comments made by the Assessing Officer. The final position in respect of each of the impugned investors has emerged as under:
i). Sh. Inderjit Singh is claimed to have received Rs.6,62,000/- on 24.08.2009 from his GPF account on 24.08.2009. He has furnished a copy of the order of the Competent Authority to that effect.

Out of these proceeds, Rs.6,00,000/- have been invested with the appellant company. Thus, the genuineness of this transaction stands 8 ITA No.51/Chd/2016 A.Y.2010-11 established. The addition made on account of this investment, is therefore, deleted.

ii). Smt. Vitesha Bedi is claimed to have invested Rs.2,00,000/- with the appellant. Her bank account No.SB/10247 with Punjab & Sind Bank, Patiala shows a cash credit of Rs.2,00,000/- on 19.02.2010. On that very day it has been invested in the appellant company. Before and after these entries, her bank passbook shows negligible balances only. As per the income computation for Assessment Year 2010-11 submitted before the Assessing Officer on 28.09.2015, she has shown an income of Rs.3,67,000/- including Rs.3,60,000/- from the appellant company as salary as Director. She has claimed a deduction of Rs.1,27,000/ under section 80C. There is hardly any regular flow of funds in her bank account as is evident from the copy of her bank passbook. The specific source of the credit entry of Rs.2,00,000/- in her bank account remains unexplained. Therefore, the Assessing Officer is justified in taking adverse cognizance in respect of investment attributed to her.

iii). Sh. Rupinder Singh is claimed to have invested Rs.2,00,000/- with the appellant. His bank account No. 160634001000484 with Cooperative Bank shows a cash credit of Rs.2.24 lac on 16.02.2010 out of which Rs.2,00,000/- have been invested with the appellant on 19.02,2010. The source of the cash credit entry of Rs.2,24,000/- has not been established/stated. The balance in the bank account before and after this transaction remains negligible. Thus, his credit worthiness is not proved and the Assessing Officer has rightly taken an adverse view on the investment attributed to him.

iv). Smt. Parminder Kaur is claimed to have invested Rs.50,000/- with the appellant. She does not appear to be an income tax assessee. She has a nominal balance of slightly more than Rs.7000/- in her bank account since long. There are cash credit 9 ITA No.51/Chd/2016 A.Y.2010-11 entries of Rs.2000/- and Rs. 44,820- on 10.04.2009 and 10.08.2009. She has invested Rs. 50,000/- on 04.09.2009. After that her balance in the bank account remains nominal only. The source of deposits is also not stated/established. Thus, her creditworthiness is not established and the view taken by the Assessing Officer is upheld.

v). Sh. Amarjit Singh is stated to have invested Rs.5,00,000/- with the appellant company in January 2010. It is stated that he is a retired bank employee and had made investment out of his retirement funds. However, no evidence in support thereof has been filed by the appellant or by the alleged investor either during assessment proceedings or in appellate proceedings. In view thereof his creditworthiness and capacity remains unestablished and the view taken by the Assessing Officer is upheld.

vi). Sh.J.S. Dhindsa is alleged to have made an investment of Rs.6.5 lacs on 03.11.2009 with the appellant company. A perusal of his bank statement reveals a credit entry of Rs.8.5 lacs on 07.10.2009. Soon thereafter the account shows four cash withdrawals of Rs.50,000/- each on 10.10.2009, 14.10.2009, 19.10.2009 and 27.10.2009, before the impugned investment of Rs.6.5 lacs with the appellant company on 03.11.2009. Thereafter the bank balance of this investor remains modest at around Rs.20,000/- before closing on 05.02.2010 at Rs.5,385/-. The source of deposit of Rs.8.5 lacs on 07.10.2009 has not been explained at all. Thus, the creditworthiness of Sh. J.S.Dhindsa is not established and the view taken by the Assessing Officer is upheld.

vii). Sh. Daljit Singh is claimed to have invested Rs.2,00,000/- with the appellant out of the maturity proceeds of his fixed deposits with HDFC Bank Ltd., Patiala and SBOP, Patiala. In support of his contention, the copies of bank passbook evidencing the accumulation are furnished. 10 ITA No.51/Chd/2016

A.Y.2010-11 Therefore, the creditworthiness of this investor is established. The addition made on account of this investment deleted.

It will also be pertinent to mention here a recent decision of the Hon'ble ITAT Kolkata bench 'B' in the case of Subhlakshmi Vanijya (P.) Ltd. Vs. CIT-I, Kolkata [2015] 60 taxmann.com 60, wherein it has been held that the amendment to section 68 by insertion of proviso vide Finance Act, 2012 which casts onus on closely held company to explain source of share capital is clarificatory and hence applicable with retrospective effect. The relevant portion of the judgment is reproduced below :

"13.ae. The above discussed judgments from the Hon'ble Summit Court holding a clarificatory substantive provision as retrospective, despite the same being made applicable from a particular year, fully govern the position under consideration. It is interesting to note that the judgment of the Hon'ble jurisdictional High Court in Maithan International (supra) holding that the burden of proving the credit of share capital etc. is on a closely held company and failure to do so attracts the rigour of section 68, has been delivered on 21.1.2015, much after the amendment carried out by the Finance Act, 2012. This case pertains to pre-amendment era as the order of the tribunal assailed in this case is dated 24.6.2011. It shows that the Hon'ble High Court has also impliedly approved the proposition that the position anterior to the A. Y. 2013-14 was the same inasmuch as the onus to prove the share capital by a closely held company was on it. We, therefore, hold that the amendment to section 68 by insertion of proviso is clarificatory and hence retrospective. The contrary arguments advanced by the Id. AR, being devoid of any merit, are hereby jettisoned."

In the above view of the matter, the Addition made on this count is upheld to extent mentioned in relevant paras. Therefore this ground of appeal is partly allowed."

7. B e f ore u s, th e Ld .C oun se l f or th e a sse s see re i te ra te d the con te nti on ma d e b e fore the l ow e r a u th or it ie s s ta ti ng 11 ITA No.51/Chd/2016 A.Y.2010-11 tha t t he a s se s se e ha d d is ch a r ged i ts on us o f pr ovi ng t he id e n ti ty and cr e d i tw or th ine s s of th e c r e dit or s and ge n ui ne ne ss of th e tr a ns a cti on . Re fe r ri n g to the sta te me n ts re cor de d of all th e in ve stor s , th e Ld. C ou ns el f or t he a sse sse e con te nd e d t ha t a d mitt e d ly a l l the in ve stor s h ad a cce pte d t he f a ct of h a vi n g ma d e the i nv e stme nt s in t he imp ug ne d c omp a ny a nd h a d a l s o sta t e d the so urce of t he sa me . Re fe r r i ng to t he f i nd i ngs of th e Ld . C oun s e l fo r t he a sse ssee a t p a r a 5. 3 th e Ld .C ou ns e l f or the a sse ssee p oi nte d out th a t e ve n th e Ld .C I T(A ) had n ote d th e fa c t tha t Smt. Vi te s ha B e di w a s a Di re c tor in the c omp a ny d r a w i ng sa l a ry of Rs .3 . 6 0 la c s du l y di sc los e d in he r r e tu r n of in come , wh i ch w a s the so ur ce cl ai me d b y th e i nv es tor i n he r sta te me n t re co rd e d a l so . Ld .C oun se l f or the a ss e ssee poi n te d ou t t ha t thi s w a s s uf fi ci en t f or th e i n ve s tme n t ma de of Rs .2 l a cs b y h e r a s sh a re a p pli c a tio n mon e y. As f or Sh r i Ama r j it S in gh , th e Ld . C ou nse l f or t he a s se s se e po in te d out fr om p a r a 5 . 3 (v ) th a t th e i nve st or ha d sta te d tha t he w a s a re ti re d b a n k e mp l oyee a n d ma d e th e i n ve s tme n t o ut of h is re ti re me n t f un d s, w h ic h f a ct ha d re ma in e d un con tr ove r te d . Th e Ld .C ou ns e l f or the a sse ssee st a te d t ha t h a vi ng so de cl a re d the i r s our c e s i n t he s ta te me n ts re c or de d , a n d t he in ve s tor s be i ng a t no po in t a ske d to p r ove the s our ce of 12 ITA No.51/Chd/2016 A.Y.2010-11 the ir s our ce , n or th e i r cre d i tw or th in e s s e ve r be i ng d oub te d by th e A .O , the a ct ion of th e Ld .C I T( A ) i n up h old i ng t he a dd i ti on on th is cou nt w a s not i n a cco rd a n ce w i th la w . The Ld. C ou ns e l fo r th e a s se sse e fu rthe r sta te d a t B a r t ha t i t h a d a ll e vi de nce s to p r ov e the sou r ce of the i nv e st or s f or ma k i ng the i mpu gn e d i n ve s tme n t, if g iv e n an op p or tun i ty. Al te r n a tive l y, the Ld .C ou ns e l for t he a sse ssee c ont e n de d tha t th e re w a s no r e q u ire me nt und e r l a w f or the as se s se e to pr ov e the sou r ce of the sou r ce a nd r e lie d u p on the f oll ow i ng ca se l a w s in s upp or t of h is c onte nt ion :

1) C I T V s. Love ly Exp or ts P vt . Lt d. , 2 9 9 I TR 26 8 (S C ) .
2) C I T Vs . Sh r e e D a d u Au to P vt. Ltd . , I TA N o.7 0 4 of 20 0 9 ( P &H ) .
3) Pr . C I T Vs . Vi d ha ta Tow e r P vt . Ltd ., I TA N o.8 1 9 of 20 1 5 ( B om)
4) Pr . C I T Vs. M /s Acq u a ti c Re me die s P v t. Ltd . , I TA N o. 83 of 2 0 1 5 (B o m)
5) C I T Vs. M /s G a ga n d ee p I n fr a s truc tur e P vt.

Ltd ., I TA N o .1 6 1 3 of 2 0 1 4 ( B om)

8. Vi s-à -vi s t he a d di ti on ma d e o n a c cou nt of i nv e stme nt by S h ri J.S . D h in d sa of R s.6 . 5 la c s, th e Ld . C oun se l f or t he a sse sse e con te n de d th a t a ll ne ce ssa r y e vi de n ce s t o p r ove the sou rc e of th e i r i nv e stme nt s h a d b ee n fi le d t o th e CIT( A) , w ho ha d i gn or e d the sa me comp l e te ly a n d up he ld the a d d it ion . 13 ITA No.51/Chd/2016

A.Y.2010-11 Dr a w i ng our a tte n ti on to th e Pa p e r B ook f il e d b e for e us , t he Ld. C ou ns e l for t he a sse ssee po in te d o ut t o th e d oc ume n ts pl a ce d a t Pa pe r B ook p a g e N o. 3 1 a n d sta t e d th a t it w a s a se tt le me n t e n te re d i nto b y S h ri J.S . D h in d sa a nd a no the r pa r ty , i n w hi ch i t h a d b e e n a gre ed to p a y Rs. 8 ,5 0 ,0 0 0 /- t o Sh r i J.S . Dh i nd sa , wh i ch w a s p a i d t o h i m b y w a y of a d r a ft da t e d 3 . 10 . 20 0 9 . C op y of the sa me w a s pl a ce d a t Pa p e r B o ok Pa g e N o. 25 to wh i ch our a tte nt ion was d ra w n. The Ld. C ou ns e l fo r th e a s se sse e poi n te d o ut tha t it was e xp la ine d t o the Ld. C I T( A) tha t th e i n ve s tme n t ha d b e en ma de o ut of th i s a moun t r e ce ived bu t th e Ld . C I T( A) for his ow n r e a so ns h a s ch ose n to i gn or e the e vi de n ce f i le d a n d up he ld the a d d i tion ma d e .

9. Th e Ld . D R, on th e ot he r h a n d, su p por t e d the or de r of the Ld .C I T(A ) and st a te d th a t th e c on te n ti on of t he Ld. C ou ns e l for t he a sse ssee t ha t the i nve sto rs w e re not a sk e d to su b sta n ti a te the i r sou rc e of in ve stmen ts , w ere in cor r e c t. D r a w ing o ur a tte nti on to p a ge N o.4 8 of the Pa pe r B ook , b e i n g the st a te me nt re c ord e d of Sh ri A ma rj i t S in gh one of the in ve stor s , th e Ld . D R po in te d ou t to q ue s ti on N o.1 0 w h e re i n th e in ve stor wa s a s k e d to fi le d y e a r w i se 14 ITA No.51/Chd/2016 A.Y.2010-11 de ta i ls o f i nv e stme nt a n d the s our c e of ma k i ng i n ve s tme n t. Th e sa me i s r e p rod uce d he re u nder :

" Q .1 0 H ave you m ade th e in ve stm en t in a sin gl e go or in d if f e ren t ye ar s. Pl e a se tel l th e ye ar wi s e d e ta il of in ves tme n ts an d the s ou rce s of mak in g in ve stmen t.
A: - I h ave mad e i nv estmen t in sin g l e go in J an u ar y, 2 0 10 . It i s ou t of f u n d s rec eive d at th e ti me of re tire me n t. S ta te men t of a/c wil l be f u rn ish ed on l a ter d a te. "

10 . Th e Ld . D R r e f er r i ng to th e sa me sta t e d th a t a l l the in ve s tor s we re sp e ci f ic a ll y a ske d to p r ove the sou rc e of t he in ve s tme n ts ma d e a nd , t he re fore , the con te n tion of t he Ld. C ou nse l f or th e a sse ss ee w a s in co rr e ct in thi s r e ga r d tha t the i nve s tor s we re not a s ke d to p r ove the sou r ce . Th e Ld. DR fu rt he r re l ie d on th e de c i si on of the H on 'b le D e l hi H i gh C our t i n th e f ol lo wi n g c a se s w i th r e s pe ct to the on us on t he a sse sse e to pr ove the cre d i tw or thi n e ss of the p a r tie s i n di sc ha r gi n g of its onu s t o p r ove the ge nu i ne nes s o f t he tr a ns a cti on :

1) C I T Vs . N o va P r omote r s & Fi n e ase (P ) Ltd . , I TA N o. 34 2 of 2 0 1 1 (D e l hi ) .
2) C I T N R P or tf ol i o P vt . Ltd . , I TA N o. 1 01 9 of 20 1 1 (D e l h i) .

11 . A s f or the cont e nt ion s ma d e by th e Ld .C ou n s e l f or the a sse sse e re ga r d in g t he sou rce o f i n ve s tme n t ma d e by Sh r i 15 ITA No.51/Chd/2016 A.Y.2010-11 J.S .D hi n d sa , Ld. D R f a ir l y c once de d th a t t he sou rce o f the in ve s tme n t h a d b e e n d u ly e xp la in e d a nd su b sta n ti a te d as con te n de d b y the a sse ssee .

12 . W e ha ve h e a r d th e ri v a l con te nti ons ca re fu ll y, go ne thr ou gh th e o rde r s of a u th or it ie s be low a nd also gone thr ou gh t he d ocume n ts a n d c a se l a w s r e fe r re d to b e f ore us by b oth t he p a r tie s.

13 . Vi s-à -vi s t he i nv e stme nt ma d e by S hr i J. S. Dh i nd sa of Rs. 6, 5 0 ,0 0 0 /-, w e fi n d tha t the as se s se e h a d du l y e x pl a i ne d the s our ce of the sa me a s o ut of mone y re c eive d f ro m se tt le me n t a r r i ve d at by Sh r i J.S . Dh i nd sa w it h a no the r pa r ty . Evi d e n ce s i n th is r e g a r d wer e p la ce d be f ore th e C I T( A) in th e f or m of the or de r of t he Hon 'b le P un ja b a nd H a r ya n a Hi gh C ou r t n oti n g th e f a ct of se t tl e me n t a r r i ve d be twee n t he a sse sse e a n d an oth e r p a r ty i n C r l . Mi s c. N o.M-1 98 7 7 of 20 0 9 d a te d S e p te mb e r 1 0 2 0 0 9 f or a su m of Rs. 8, 5 0 ,0 0 0 /- a nd a l so the c opy of the de ma nd d r a ft for the s a id a mou nt da t e d 3 Oc tobe r 2 0 0 9. The Ld . D R h a s b ee n u na b l e to con tr ove rt the sa me . The Ld . C I T( A) w e f in d ha s h i mse l f note d t he f a ct o f d e p osi t of Rs. 8 ,5 0 ,0 0 0 /- i n t he b a n k a ccou nt of Sh D hi nd s a on 07 -1 0 -2 0 09 and i nv e stme nt the re a fte r in the imp u gne d c o mp a ny of Rs. 6 ,5 0 ,0 0 0 /-. The 16 ITA No.51/Chd/2016 A.Y.2010-11 in ve s tme n t ma de b y Sh . Dh i nd sa , w e the re f ore hold , s ta nd s du ly e xp la i ne d an d s ub sta n ti a te d a l so ,f r om t he a mou nt of mone y r e ce i ve d by h i m on a cc oun t of se t tle me n t . I n vie w of the s a me , w e fi nd n o r e a s on to t r e a t the sh a r e app l i ca ti on mone y re ce ive d f r om Sh r i J. S. Dh i nd sa a s un e xp l a i ne d a nd di r e c t de le ti on of a d d it ion ma d e to th e e x te n t of Rs. 6, 5 0 ,0 0 0 /-.

14 . F or th e ba l a n ce , o n goi ng th ro ugh t he or de r of t he A. O. , w e f i nd t hat th e A .O . h a d tre a te d t he sh a re app l i ca ti on mone y r e ce i ve d a s un e x pl a i ne d a nd i ng e n ui ne tr a n sa ct ion , si nc e he f oun d th a t t he in ve stor s cou l d not of fe r a p la u si b le re a son or e xp l an a tio n f or ma k i n g th e i n ve s tmen t i n the comp a ny co ns id e r i ng the f a ct th a t i n ve s tme n ts ha d b e e n ma de i n p r e c e d ing ye a r s a ls o b ut the a sse ss ee comp a n y h a d not gi v e n a ny d i vi de nd a nd wa s n ot d oi n g th e w or k of he r b a l fa r mi ng for wh i ch p u rp or te d ly the i nve s tors ha d p ut the ir mon e y a n d no sha re ce r ti f ic a te s ha d bee n i ss ue d to the m. Th is is e vi de nt fr om th e comme nts of th e A .O . re cor de d i n ta b ul a r f or m i n t he a s se ss me nt or de r a t pa g e s 3 to 7 a s un d e r :

S. Particular A m ou n t Gist of s t ate m e n t C om m e n ts N o. s re c o r d e d
1. Sh.Inderjit ----00,000/-

• Invested Rs.50,000 • Investing money Singh s/o invested in September 1999 since 1999 and Sr.Amarjit during the 17 ITA No.51/Chd/2016 A.Y.2010-11 Singh, r/o year pumping more and • Invested 1921, Urban more money till Rs.6,00,000/- in Estate, 2010 and also did September, 2009 Phase-11, not get any dividend Patiala • Invested till date. It is Rs.1,00,000 in certainly against the October, 2010 principles of human probability as • Retired in 2009 upheld by Hon'ble • Only one office in apex Court in the the premises case of CIT vs P.K. 4154/1, Sirhind Noorjahan reported Gate, Patiala. in 237 ITR 570. The contention of the • No dividend has shareholder is nor been received till acceptable as a date.

                                                        retired government
                       •   Purpose           for        employee will not
                           investment is that           invest in an unlisted
                           the company may              NBFC who is not
                           arrange      suitable        giving    him       any
                           land    for   herbal         return            since
                           farming and will get         inception    is     not
                           higher returns.              acceptable     to      a
                                                        rational      human
                       •   As informed he was           mind as decided in
                           allotted       75000         Sumati Dayal vs CIT
                           equity shares but            reported in 214 ITR
                           could not show the           801 (SC).
                           same      either   in
                           physical mode or         •   The company is not
                           Demat form and               doing the work like
                           promised to show             purchase of land for
                           later. Promised but          herbal farming etc.
                           never    shown    till       rather it is engaged
                           date of passing of           in money lending
                           order.                       business and other
                                                        consultations      for
                       •   No     advertisement         purchase            of
                           was given    by the          movable/immovable
                           company        calling       property          and
                           for             share        earning       interest
                           application    money
                                                        thereon.          The
                           and he come to               memorandum and
                           know     about     the       Articles            of
                           share issue from the         Association do not
                           Directors as they            permit the company
                           were known to me.            to carry out such
                       •   Retired                      business of herbal
                           Government                   farming     (as    per
                           employee                     object clause)
                                                    •   No share certificates
                                                        were shown means
                                                        that the assessee is
                                        18                         ITA No.51/Chd/2016
                                                                        A.Y.2010-11



                                                                  misrepresenting the
                                                                  facts     to    the
                                                                  department       by
                                                                  producing      such
                                                                  persons.
                                                              •   It is establishes the
                                                                  fact that the share
                                                                  holder has never
                                                                  visited the premises
                                                                  as there are two
                                                                  companies running
                                                                  from     the    same
                                                                  premises since long.


2.   Sh.Daljit       100,000/-
                                 •   Invested   Rs.40,000     •   Investing      since
     Singh, 7813-
                                     in 1999                      1999 and did not
     C,      Passi
                                                                  get any dividend.
     Road, Patiala               •   Invested
                                     Rs.50,000/-     in           It    is    certainly
                                     September, 2000              against           the
                                                                  principles of human
                                 •   Invested   Rs.30,000
                                                                  probability        as
                                     in 2001
                                                                  upheld by Hon'ble
                                 •   Invested                     apex Court in the
                                     Rs.1,00,000        in        case of CIT vs P.K.
                                     1.9.2009                     Noorjahan reported
                                                                  in 237 ITR 570.
                                 •   Only one office in
                                     the         premises     •   The company is not
                                     4154/1,       Sirhind        engaged in the work
                                     Gate, Patiala.               like purchase of
                                                                  land    for   herbal
                                 •   No dividend has
                                                                  farming etc. rather
                                     been received till
                                                                  it is engaged in
                                     date.
                                                                  money        lending
                                 •   Purpose          for         business        and
                                     investment is that           earning     interest
                                     the company may              thereon.
                                     arrange     suitable
                                                              •   No share certificates
                                     land    for  herbal
                                                                  were shown means
                                     farming.
                                                                  that the assessee is
                                 •   Allotted        32000        misrepresenting the
                                     shares but could not         facts     to      the
                                     show the same and            department         by
                                     promised to show             producing       such
                                     later. Promised not          persons.
                                     fulfilled till date of
                                                              •   It is establishes the
                                     passing the order.
                                                                  fact that the share
                                 •   No    advertisement          holder has never
                                     was given   by the           visited the premises
                                     company       calling        as there are two
                                     for            share         companies running
                                        19                         ITA No.51/Chd/2016
                                                                        A.Y.2010-11



                                     application   money          from   the     same
                                     and come to know             premises since long.
                                     from my brother
                                                              •   As claimed by the
                                     Amarjit Singh,.
                                                                  assessee   Sh.Daljit
                                 •   Retired                      Singh has invested
                                     Government                   Rs.200000/- during
                                     employee                     the     year     but
                                                                  Sh.Daljit Singh in
                                                                  his statement stated
                                                                  that he has invested
                                                                  Rs.1,00,000/-. Thus
                                                                  the claim of the
                                                                  assessee has no
                                                                  basis.


3.   Sh.Amarjit     5,00,000/-
                                 •   Invested                 •   Invested in 2010
     Singh, 15-A,   invested
                                     Rs.5,00,000        in        and did not get any
     Hembagh,       during the
                                     Janyuary, 2010               dividend.     It    is
     Patiala        year
                                                                  certainly against the
                                 •   Two offices in the
                                                                  principles of human
                                     premises    4154/1,
                                                                  probability        as
                                     Sirhind        Gate,
                                                                  upheld by Hon'ble
                                     Patiala. One M/s
                                                                  apex Court in the
                                     Galley and other of
                                                                  case of CIT vs P.K.
                                     Avancer Finlease.
                                                                  Noorjahan reported
                                 •   No dividend has              in 237 ITR 570.
                                     been received till
                                                              •   The company is in
                                     date.
                                                                  money        lending
                                 •   Invested      in   the       business etc. and
                                     company with the             charging    interest
                                     though that it is a          thereon and is not
                                     growing       company        giving any dividend
                                     and      will    given       to shareholders.
                                     benefit in long run.
                                                              •   No share certificates
                                 •   Allotted       50000         were shown means
                                     shares but could not         that the assessee is
                                     show the same and            misrepresenting the
                                     promised to show             facts     to      the
                                     later. But he did not        department         by
                                     keep his work.               producing       such
                                                                  persons.
                                 •   No     advertisement
                                     was given by the         •   The contention of
                                     company        calling       the shareholder is
                                     for             share        not acceptable as a
                                     application    money         retired government
                                     and come to know             employee will not
                                     from the Directors           invest in an unlisted
                                     as they were known           NBFC who is not
                                     to me.                       giving    him     any
                                                                  return          since
                                 •   Investment      made
                                                                  inception    is   not
                                       20                       ITA No.51/Chd/2016
                                                                     A.Y.2010-11



                                     out of retirement         acceptable   to   a
                                     funds but no proof        rational     human
                                     for the same given.       mind as decided in
                                                               Sumati Dayal vs CIT
                                 •   Retired       Chief
                                                               reported in 214 ITR
                                     Manager        from
                                                               801 (SC).
                                     Punjab & Sind Bank


4.   Smt.Vitesha    2,00,000/-
                                 •   Invested Rs.20,000    •   Investing      since
     Bedi,
                                     on 1.4.99                 1999 and did not
     Director,
                                                               get any dividend.
     4154/1,                     •   Invested Rs.5,000/-
     Sirhindi                        on 17.12.99               It    is    certainly
     Gate,                                                     against           the
                                 •   Invested Rs.25,000
     Patiala.                                                  principles of human
                                     on 31.3.2001
                                                               probability        as
                                 •   Invested                  upheld by Hon'ble
                                     Rs.1,05,000     on        apex Court in the
                                     1.10.2001                 case of CIT vs P.K.
                                                               Noorjahan reported
                                 •   Invested
                                                               in 237 ITR 570.
                                     Rs.15,000/-     on
                                     31.1.2002                 Pumping more and
                                                               more money not
                                 •   Invested
                                                               getting any return
                                     Rs.3,00,000/-   on
                                                               thereon is illogical
                                     15.3.2007
                                                               and irrational to a
                                 •   Invested                  rational mind.
                                     Rs.5,75,000/-   on
                                                           •   As claimed by the
                                     31.3.2008
                                                               assessee
                                 •   Invested                  Smt.Vitesha     Bedi
                                     Rs.2,00,000/-   on        has         invested
                                     1.4.2011                  Rs.2,00,000/-
                                                               during the year but
                                                               Sh.Daljit Singh in
                                                               his statement stated
                                                               that he has invested
                                                               Rs.2,00,000/-     on
                                                               1/4/2011 (List of
                                                               investment on file).
                                                               Thus the claim of
                                                               the assessee has no
                                                               basis.




5.   Sh.J.S.        6,50,000/-
                                 •   Invested              •   Invested in 2009
     Dhindsa, r/o   invested
                                     Rs.6,50,000     in        and did not get any
     New Officers   during the
                                     September, 2009           dividend.     It    is
     Colony, 117,   year
                                                               certainly against the
     Patiala                     •   Two offices in the
                                                               principles of human
                                     premises   4154/1,
                                                               probability        as
                                      21                         ITA No.51/Chd/2016
                                                                      A.Y.2010-11



                                   Sirhind        Gate,         upheld by Hon'ble
                                   Patiala. One M/s             apex Court in the
                                   Galley and other of          case of CIT vs P.K.
                                   Avancer Finlease.            Noorjahan reported
                                                                in 237 ITR 570.
                               •   No dividend has
                                   been received till       •   The company is in
                                   date.                        money        lending
                                                                business etc. and
                               •   Invested in the
                                                                charging    interest
                                   company          to
                                                                thereon and is not
                                   support         the
                                                                giving any dividend
                                   company to rise
                                                                to shareholders.
                               •   Allotted shares but
                                                            •   No share certificates
                                   do not remember
                                                                were shown means
                                   the     number     of
                                                                that the assessee is
                                   shares. He could not
                                                                misrepresenting the
                                   show      the  share
                                                                facts     to      the
                                   certificates     and
                                                                department         by
                                   promised to show
                                                                producing       such
                                   later.
                                                                persons.
                               •   No     advertisement
                                                            •   From the statement
                                   was given by the
                                                                it is evident that the
                                   company        calling
                                                                amount was given
                                   for share application
                                                                to     support     the
                                   money     and come
                                                                company and not as
                                   to know from the
                                                                an investment.
                                   Directors as they
                                   were known to me.
                               •   Investment made by
                                   cheque but did not
                                   produce the pass
                                   book.


6.   Parminder      50,000
                               •                            Father    of Ms.Parminder
     Kaur     d/o
                                                            Kaur       appeared   and
     S.Misra
                                                            stated     that she has
     Singh,
                                                            settled   abroad.
     St.No.122,
     1222, Guru                                             How a person could
     Nanak                                                  forego          his/her
     Nagar,                                                 investment and is not
     Patiala                                                concerned about the
                                                            return     on    money
                                                            invested. Moreover, the
                                                            case is same like other
                                                            so called investors i.e.
                                                            not     getting      any
                                                            money/return in the
                                                            form of dividend etc. till
                                                            date.
7.   Rupinder       2,00,000
                               •                            Father of Ms.Parminder
     Kaur     d/o
                                                22                         ITA No.51/Chd/2016
                                                                                A.Y.2010-11



      S.Misra                                                       Kaur     appeared           and
      Singh,                                                        stated that she             has
      St.No.122,                                                    settled abroad.
      1222, Guru
                                                                    How a person could
      Nanak
                                                                    forego          his/her
      Nagar,
                                                                    investment and is not
      Patiala
                                                                    concerned about the
                                                                    return     on    money
                                                                    invested. Moreover, the
                                                                    case is same like other
                                                                    so called investors i.e.
                                                                    not     getting      any
                                                                    money/return in the
                                                                    form of dividend etc. till
                                                                    date.



15 . Th e AO th e re f ore , we f i nd , tre a te d the in ve stme nt a s un e xp la ine d fi n d in g it hi gh l y imp r ob a b l e fo r any s ane pe r son t o in ve st i n a comp a n y gi vi ng n o r e tu r ns a n d wh i ch wa s i nd u lgi n g i n a cti vi ti e s oth e r th a n thos e f or w h ic h t he in ve s tor s h a d put i n the i r mon e y e x pe cti n g high r e tu r ns the re fr om. He a l so not e d th a t no sh a r e c e r ti fi c a te s e vi de n ci ng the sh a r e s w a s p ro du ce d be f ore hi m a n d a l so tha t th e in ve stor s w e re un a w a re of the f in a n cia ls of t he a sse sse e comp a n y. Th e A .O . , w e fi nd , ha s n ot re c orde d a ny fi nd i ng v i s-a -vi s t he c re d it wo rt hin e ss o f the i nve st or s b e i ng dou b tfu l , i n hi s e n tire no te s on hi s obs e r va t ions fr om t he sta te me n ts re co rd e d of t he i nve s tor s. A t th e sa me ti me ,w e fi nd , th a t th e i n ve s tor s ha d s ta ted t ha t the i nve stme nt s h a d be e n ma d e th r oug h b a nk i ng c ha n n e l s a nd the ir so ur ce s of in ve s tme n t a s be i ng sa l a r y a s di r e c tor fr om the a sse ssee 23 ITA No.51/Chd/2016 A.Y.2010-11 comp a ny i n t he ca se of S mt. Vi de sh a B e d i a n d r e t ire me nt fu nd s of S h. A ma r j it S i ng h w h o cl a ime d to b e a r et ir e d b a nk e mp loy ee . Th e se f a cts we f in d me n ti on e d i n t he CI T( A) 's or de r itse l f a t pa ra 5. 3 r e p r od uce d a bo ve . H a ving cl a ime d so, w e f in d , no fu r the r q ue stion s w e re a ske d fr om t he in ve s tor s.

16 . O n the co ntr a r y, w e fi n d, t he Ld .C I T(A ), h a s up he ld t he a dd i ti on f or a tot a ll y d i ff e re n t rea s on f r om th a t r e co rde d by the A .O , ho ld i ng th a t t he cre di tw or th i ne ss of the in ve stors re ma in e d u np r ove d . Th e Ld .C I T(A ) ha s gi ve n f i nd i ngs a b out ca sh be in g i mm e d ia te l y de p osi te d i n th e b a nk acc oun t of Smt. Vi te s ha B e d i, Sh r i Rup i nd e r Si n gh , Smt. P a r m i n de r Ka u r a nd has u p he ld t he a d d iti on for th is re a s on. But t he Ld. C I T( A) d id so w i th out giv in g th e a s se s se e a n o pp or tu ni ty to r e b u t o r con tr ove r t h i s a d v e r se ob se r va ti on s. Th e f in d in gs dou b ti ng the so ur ce of in ve stme nts was ne ve r ma d e b y t he A. O, bu t w e re ma d e b y the CI T( A ) onl y a n d w e f ind th a t he di d not a ff or d t he a sse ssee a n op p or tun it y to e xp lai n t he sa me a l so. Th e a ss e s see a l l a lon g j us tif ie d the gen ui ne ne ss of t he tr a n sa ct ion , cou nt e r in g t he fi n di n gs of the A O, a n d the C I T(A ) d i d n ot up h ol d th e a dd iti on for th e same r e a s on a s th e A O bu t f or a tota l l y d i ffe ren t r e a s on tha t too w i th out con fr on ti ng hi s a d v e r se ob se r v a ti ons to t he a sse ss ee . Th is 24 ITA No.51/Chd/2016 A.Y.2010-11 a ct of t he Ld . C I T( A) , we ho ld , is ag a in st a ll ca n non s/p r in ci p l e s of n a tur a l justi ce . The Ld . C oun se l fo r the a sse sse e h as st a te d be f ore us a t B a r tha t he h as a l l e vi de n ce s to p r ove the sou r ce of i nv e st me nt ma de . I n the in te re st of j us tice , we , the re f ore , con si d e r i t f it to r e store the is sue ba c k to th e fi l e of the Ld. C I T( A) to a d j u d i ca te t he is sue a f re s h a ft e r g iv in g th e a sse ssee d ue op p or tun i ty of he a r i n g. Th e a s s e sse e i s f ree to f il e a ll e v ide nce s in su p por t of hi s con te nti on.

17 . I n the r e sul t, the a p pe a l of th e as se s se e p a r tl y a l lo we d for sta ti st ic a l p ur p ose s.

O r de r p r o n o u n ce d i n t he O p e n C ou r t .

       Sd/-                                            Sd/-
     दवा  संह                                      अ नपणू ा% ग'ु ता
 (DIVA SINGH )                                (ANNAPURNA GUPTA)
 याय!क सद"य/Judicial Member                  लेखा सद"य/Accountant Member
 दनांक /Dated: 09th July, 2019
*रती*
आदे श क    त*ल+प अ,े+षत/ Copy of the order forwarded to :
   1. अपीलाथ / The Appellant
   2.   यथ / The Respondent
   3. आयकर आयु-त/ CIT

4. आयकर आयु-त (अपील)/ The CIT(A)

5. +वभागीय त न0ध, आयकर अपील$य आ0धकरण, च2डीगढ़/ DR, ITAT, CHANDIGARH

6. गाड फाईल/ Guard File आदे शानस ु ार/ By order, सहायक पंजीकार/ Assistant Registrar 25 ITA No.51/Chd/2016 A.Y.2010-11