Section 2(9)(a) in The Himachal Pradesh, Registration of Money-Lenders' Act, 1976
(a)a person who is the legal representative or is by inheritance the successor-in-interest of the estate of a deceased money-lender together with all his rights and liabilities if such person -(i)winds up the estate of such money-lender:(ii)realises outstanding loans;(iii)does not renew any existing loan, or advance any fresh loan;