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Bombay High Court

Venkatesan Ventaraman Singanallur And ... vs Idbi Bank Ltd. And Anr on 16 February, 2023

Author: Neela Gokhale

Bench: G.S. Patel, Neela Gokhale

                               6-7-OSWP-3152-2018-OSWP-8016-2019+.DOC




Gaikwad RD



   IN THE HIGH COURT OF JUDICATURE AT BOMBAY
             ORDINARY ORIGINAL CIVIL JURISDICTION
                 WRIT PETITION NO. 3152 OF 2018


AV Amarnath & Anr                                      ...Petitioners
     Versus
IDBI Bank Ltd & Anr                                  ...Respondents

                               WITH
                 WRIT PETITION NO. 262 OF 2020
                               WITH
               INTERIM APPLICATION NO. 7 OF 2020
                                 IN
                 WRIT PETITION NO. 262 OF 2020

Kuloday Plastomers Pvt Ltd                              ...Petitioner
     Versus
Union of India & Ors                                 ...Respondents

                               WITH
                WRIT PETITION (L) NO. 1124 OF 2021

Savita Satish Gowda                                     ...Petitioner
      Versus
State Bank of India Ltd                              ...Respondents

                               WITH
                WRIT PETITION (L) NO. 1538 OF 2021

Mohan Prasad Kala                                       ...Petitioner
    Versus


                              Page 1 of 17
                           16th February 2023
                               6-7-OSWP-3152-2018-OSWP-8016-2019+.DOC




State Bank of India Ltd                             ...Respondents

                               WITH
             WRIT PETITION NO. 2944 OF 2021
                               WITH
         INTERIM APPLICATION NO. 1033 OF 2020

Punit Agarwal                                          ...Petitioner
      Versus
Reserve Bank of India & Anr                         ...Respondents

                               WITH
             WRIT PETITION NO. 1946 OF 2022

PSL Corrosion Control Services Ltd & Ors              ...Petitioners
     Versus
Union of India & Ors                                ...Respondents

                               WITH
              WRIT PETITION NO. 160 OF 2023

Vijay Goverdhandas Kalantri & Anr                     ...Petitioners
      Versus
Bank of Baroda (Formerly Vijaya Bank) & Ors         ...Respondents

                               WITH
           WRIT PETITION (L) NO. 5807 OF 2021

Chandra Prakash Madrecha                               ...Petitioner
      Versus
State Bank of Inida & Anr                           ...Respondents

                               WITH
              WRIT PETITION NO. 959 OF 2021



                              Page 2 of 17
                          16th February 2023
                                 6-7-OSWP-3152-2018-OSWP-8016-2019+.DOC




Surya Prakash Madrecha                                   ...Petitioner
      Versus
State Bank of India & Anr                             ...Respondents

                                WITH
              WRIT PETITION NO. 115 OF 2023

Viraj Chetan Shah                                        ...Petitioner
       Versus
Union Bank of India                                    ...Respondent

                                WITH
              WRIT PETITION NO. 93 OF 2022

Pranav Constructions Systems Pvt Ltd & Ors              ...Petitioners
      Versus
Bank of Baroda                                         ...Respondent

                                WITH
             WRIT PETITION NO. 1743 OF 2021

Ajay Mehra                                               ...Petitioner
      Versus
State Bank of India & Ors                             ...Respondents

                                WITH
             WRIT PETITION NO. 1738 OF 2021

Yogesh Mehra                                             ...Petitioner
      Versus
State Bank of India & Ors                             ...Respondents

                                WITH
             WRIT PETITION NO. 2369 OF 2021



                               Page 3 of 17
                            16th February 2023
                                 6-7-OSWP-3152-2018-OSWP-8016-2019+.DOC




Chandra Prakash Madrecha                                 ...Petitioner
     Versus
IDBI Bank Limited & Anr                               ...Respondents

                                WITH
             WRIT PETITION NO. 2392 OF 2021

Surya Prakash Madrecha                                   ...Petitioner
      Versus
IDBI Bank Limited & Anr                               ...Respondents

                                WITH
           WRIT PETITION (L) NO. 6384 OF 2020

Rajesh G Poddar & Ors                                   ...Petitioners
      Versus
State Bank of India                                    ...Respondent

                                WITH
           WRIT PETITION (L) NO. 13989 OF 2021
                                WITH
         INTERIM APPLICATION NO. 1360 OF 2022

RJ Bio-Tech Ltd & Ors                                   ...Petitioners
      Versus
State Bank of India & Ors                             ...Respondents

                                WITH
              WRIT PETITION NO. 746 OF 2021

Kailash Shahra                                           ...Petitioner
      Versus
State Bank of India                                    ...Respondent




                               Page 4 of 17
                            16th February 2023
                                 6-7-OSWP-3152-2018-OSWP-8016-2019+.DOC




                                WITH
           WRIT PETITION (L) NO. 14651 OF 2021
                                WITH
         INTERIM APPLICATION NO. 1228 OF 2022

Harshwardhan Raghvendra Joshi                            ...Petitioner
     Versus
IDBI Bank Ltd & Ors                                   ...Respondents

                                WITH
           WRIT PETITION (L) NO. 14653 OF 2021
                                WITH
         INTERIM APPLICATION NO. 1225 OF 2022

Meena Raghavendra Joshi                                  ...Petitioner
     Versus
IDBI Bank Ltd & Ors                                   ...Respondents

                                WITH
           WRIT PETITION (L) NO. 14654 OF 2021
                                WITH
         INTERIM APPLICATION NO. 1359 OF 2022

Khadkeshwar Hatcheries Ltd & Ors                        ...Petitioners
     Versus
IDBI Bank Ltd & Ors                                   ...Respondents

                                WITH
           WRIT PETITION (L) NO. 9453 OF 2020

Urrshila Kerkar & Anr                                   ...Petitioners
      Versus
State Bank of India & Anr                             ...Respondents


                               Page 5 of 17
                            16th February 2023
                                 6-7-OSWP-3152-2018-OSWP-8016-2019+.DOC




                                WITH
           WRIT PETITION (L) NO. 9456 OF 2020

Urrshila Kerkar & Anr                                   ...Petitioners
      Versus
Kotak Mahindra Bank Ltd & Ors                         ...Respondents

                                WITH
             WRIT PETITION NO. 3145 OF 2022

M S Ambegaonkar & Anr                                   ... Petitioners
     Versus
Union of India & Ors                                  ...Respondents

                                WITH
           WRIT PETITION (L) NO. 18882 OF 2021

Vinod Poddar & Anr                                      ...Petitioners
      Versus
State Bank of India & Ors                             ...Respondents

                                WITH
             WRIT PETITION NO. 2605 OF 2021

Mamta Kishore Apparao & Anr                             ...Petitioners
      Versus
State Bank of India & Ors                             ...Respondents

                                WITH
           WRIT PETITION (L) NO. 20876 OF 2021

Purshottam Chagganlal Mandhana & Ors                    ...Petitioners
      Versus
State Bank of India & Ors                             ...Respondents



                               Page 6 of 17
                            16th February 2023
                             6-7-OSWP-3152-2018-OSWP-8016-2019+.DOC




                            WITH
               WRIT PETITION NO. 3605 OF 2021
                            WITH
        INTERIM APPLICATION NO. 2648 OF 2021

Manjula Bhatia                                       ...Petitioner
     Versus
IDBI Bank Ltd & Ors                               ...Respondents

                            WITH
               WRIT PETITION NO. 2414 OF 2021
                            WITH
         INTERIM APPLICATION NO. 2655 OF 2021

Ashok Yoginder Punj & Anr                           ...Petitioners
     Versus
IDBI Bank & Ors                                   ...Respondents

                            WITH
               WRIT PETITION NO. 3603 OF 2021
                            WITH
        INTERIM APPLICATION NO. 2646 OF 2021

Nareshchandra Sharma                                 ...Petitioner
     Versus
IDBI Bank Ltd & Ors                               ...Respondents

                            WITH
               WRIT PETITION NO. 3723 OF 2022

Rahul Suri                                           ...Petitioner
      Versus


                            Page 7 of 17
                        16th February 2023
                                 6-7-OSWP-3152-2018-OSWP-8016-2019+.DOC




Reserve Bank of India & Anr                           ...Respondents

                                WITH
             WRIT PETITION NO. 2094 OF 2022

Olympic Oil Industries Ltd & Ors                        ...Petitioners
      Versus
Indian Overseas Bank                                   ...Respondent

                                WITH
             WRIT PETITION NO. 3153 OF 2018

Venkatesan Vetaraman Singanallur & Ors                  ...Petitioners
     Versus
IDBI Bank Ltd & Anr                                   ...Respondents

                                WITH
             WRIT PETITION NO. 2852 OF 2019

Devanshu Praveen Desai                                   ...Petitioner
      Versus
State Bank of India & Ors                             ...Respondents

                                WITH
             WRIT PETITION NO. 2856 OF 2019

Deepen Arun Parekh                                       ...Petitioner
      Versus
State Bank of India & Ors                             ...Respondents

                                WITH
             WRIT PETITION NO. 3521 OF 2019

Kirankumar Chandulal Parikh                              ...Petitioner
      Versus



                               Page 8 of 17
                            16th February 2023
                                 6-7-OSWP-3152-2018-OSWP-8016-2019+.DOC




State Bank of India & Ors                             ...Respondents

                                WITH
             WRIT PETITION NO. 3365 OF 2019

Aditya Malhotra & Ors                                   ...Petitioners
      Versus
IDBI Bank Ltd & Anr                                   ...Respondents

                                WITH
             WRIT PETITION NO. 3651 OF 2019

Gautam Malhotra                                          ...Petitioner
     Versus
IDBI Bank Ltd & Anr                                   ...Respondents

                                WITH
             WRIT PETITION NO. 3649 OF 2019

Shri Arvind Dham                                         ...Petitioner
      Versus
IDBI Bank Ltd & Anr                                   ...Respondents

                                WITH
              WRIT PETITION NO. 543 OF 2022
                                WITH
      INTERIM APPLICATION (L) NO. 14710 OF 2022

Sanjay Singal                                            ...Petitioner
      Versus
Reserve Bank of India & Anr                           ...Respondents

                                WITH
          WRIT PETITION (L) NO. 32770 OF 2022



                               Page 9 of 17
                            16th February 2023
                              6-7-OSWP-3152-2018-OSWP-8016-2019+.DOC




Arun Kumar Saha                                       ...Petitioner
      Versus
Bank of Maharashtra & Ors                          ...Respondents

                             WITH
          WRIT PETITION (L) NO. 36753 OF 2022

Aksh Chandra Khurana                                  ...Petitioner
     Versus
Union of India Through its Ministry of Finance      ...Respondent

                             WITH
             CIVIL APPELLATE JURISDICTION
             WRIT PETITION NO. 8016 OF 2019
                             WITH
     INTERIM APPLICATION (ST) NO. 13434 OF 2022

Rajan Bhalchandra Datara & Anr                       ...Petitioners
      Versus
Bank of Maharashtra & Anr                          ...Respondents

                             WITH
             WRIT PETITION NO. 3186 OF 2021
                             WITH
         INTERIM APPLICATION NO. 3614 OF 2022

Prathiba Milk Industries & Ors                       ...Petitioners
      Versus
Bank of Baroda & Ors                               ...Respondents

                             WITH
         WRIT PETITION (ST) NO. 96699 OF 2020



                            Page 10 of 17
                         16th February 2023
                                6-7-OSWP-3152-2018-OSWP-8016-2019+.DOC




Shree Balaji Milk & Milk Products                       ...Petitioner
      Versus
Bank of India & Ors                                  ...Respondents

                               WITH
             WRIT PETITION NO. 3650 OF 2021

Ajit Bhagwan Kulkarni & Ors                            ...Petitioners
      Versus
Bank of Maharashtra & Anr                            ...Respondents

                               WITH
             WRIT PETITION NO. 1230 OF 2022

Autocrat Automotive Stamping Pvt Ltd & Ors             ...Petitioners
      Versus
Bank of India, through its Managing Director and     ...Respondents
Chief Executive Officer & Anr

                               WITH
             WRIT PETITION NO. 8375 OF 2021

Pranav Constructions Systems Pvt Ltd                    ...Petitioner
      Versus
Bank of India Ltd & Anr                              ...Respondents

                               WITH
             WRIT PETITION NO. 3748 OF 2022
                               WITH
        INTERIM APPLICATION NO. 2020 OF 2022

Meena Raghavendra Joshi                                 ...Petitioner
      Versus
Bank of Baroda & Ors                                 ...Respondents


                              Page 11 of 17
                          16th February 2023
                              6-7-OSWP-3152-2018-OSWP-8016-2019+.DOC




                             WITH
             WRIT PETITION NO. 3753 OF 2022
                             WITH
      INTERIM APPLICATION (ST) NO. 7413 OF 2022

Khadkeshwar Hatcheries Ltd & Ors                     ...Petitioners
      Versus
Bank of Baroda & Ors                               ...Respondents

                             WITH
             WRIT PETITION NO. 11454 OF 2019
                             WITH
     INTERIM APPLICATION (ST) NO. 13432 OF 2022

Shobhana R Datar                                      ...Petitioner
       Versus
Union of India Through Ministry of Law &
Justice, Department of Legal Affairs & Ors         ...Respondents

                             WITH
             WRIT PETITION NO. 3757 OF 2022
                             WITH
      INTERIM APPLICATION (ST) NO. 7330 OF 2022

Harshwardhan Raghavendra Joshi                        ...Petitioner
      Versus
Bank of Baroda & Ors                               ...Respondents

                             WITH
             WRIT PETITION NO. 3338 OF 2020

Vaibhav D Kulkarni                                    ...Petitioner


                            Page 12 of 17
                         16th February 2023
                              6-7-OSWP-3152-2018-OSWP-8016-2019+.DOC




      Versus
Reserve Bank of India through the Chief General ...Respondents
Manager & Ors
                             WITH
             WRIT PETITION NO. 4386 OF 2021

Kishor M Howale & Anr                                ...Petitioners
     Versus
The Reserve Bank of India & Ors                    ...Respondents

                             WITH
               WRIT PETITION NO. 932 OF 2020
Nikita Dilipsing Girase & Ors                ...Petitioners
      Versus
The State of Maharashtra & Ors             ...Respondents


Mr Vikram Nankani, Senior Advocate, with Vaibhav Charalwar,
     Sachin Chandrana , Akshay Dhayalkar & Aagam Mehta, i/b
     Manilal Kher Ambalal & Co, for the Petitioner in
     WP/1743/2021 & 1738/2021.
Mr Govind Solanke, for the Petitioner in WP/932/2020.
Mr Shivaji Masal, for the Petitioners in WP/3338/2021 &
     WP/4386/2021.
Mr Mukul Taly, with Sayali Gharpure i/b, S Mohamedbhai & Co, for
     the Petitioners in WP/8016/2019, WP/11454/2019.
Mr Kamini Pansare, with Mihir Beradia i/b VM Legal, for the
     Petitioners in WP/3145/2022.
Mr Siddha Pamecha, with Rukshin Ghiara i/b, Mulla Associates, for
     the Petitioner in WP/2944/2021.
Mr Devesh Juvekar, with Kavita Brid Chavan, Unnati Vijay &
     Honey Chandnani i/b, Rajni Associates, for the Petitioner in
     WPL/32770/2022.
Mr Ram Jay Narayan, with Aziz Saifee i/b, Ashwin Shanker, for the
     Petitioner in WP/3650/2022.
Mr Chirag Bhatia, for Petitioner in WP/3723/2022.
Mr Vinod Kothari, with Sonal Sanap i/b, M/s Apex Law Partners for



                            Page 13 of 17
                         16th February 2023
                                6-7-OSWP-3152-2018-OSWP-8016-2019+.DOC




      the Petitioner in WP/8375/2021 & for the Petitioner in
      WP/93/2022.
Ms Shivani Kumbhojkar, i/b The Law Point, for the Petitioners in
      WP/2414/2021, WP/3603/2021, WP/3605/2021,
      WP/1946/2022.
Mr Ashish Pyasi, with Sneha Nanandkar & Mukul Bhagtani i/b Dhir
      & Dhir Associates, for the Petitioners in WP/3365/2019,
      WP/3651/2019 & WP/3649/2019.
Ms Jennifer Michael, with Som Sinha, Divya Vishawanath i/b M/s
      Som Sinha & Associates, for the Petitioner in WPL/36753/2022.
Mr Nirav Shah, with Yash Bhansali i/b Little & Co, for the Petitioner
      in WP/160/2023.
Mr Vivek Patil, i/b Vishnu Chavan, for the Petitioner in
      WPST/96699/2020 & WP/3186/2021 with IA/3614/2022.
Mr Malhar Zatakia, with Shradha Jadhav i/b Agam Doshi, for the
      Petitioners in WP/2094/2022.
Mr Dipak Deshmukh, with Vivek Dwivedi i/b Naik Naik & Co, for
      the Petitioners in WP/2605/2021.
Mr Kazan Shroff, with PV Narendran i/b, LEX Legal & Parnters for
      Petitioners in WPL/1124/2021, WPL/1538/2021,
      WPL/5807/2021, WP/959/2021, WP/2369/2021 &
      WP/2392/2021.
Mr AR Bamne, i/b AR Bamne & Co, for the Respondents Nos. 1 to 3 in
      WP/160/2023.
Mr NR Bubna, for Respondent/UOI in WPL/3145/2022.
Mr Ravitej Chilumuri, with Gyayak Patni, i/b Khaitan & Co, for the
      Respondent-SBI in WPL/6384/2020.
Mr Rakesh L Singh, with Shristi Shetty & Bhavesh Wadhwani, i/b
      MV Kini & Co, for Respondent No. 1-Bank of Baroda in
      WP/3186/2021, WPST/96699/2020 & WP/3753/2022.
Ms Priya Nigwekar, i/b OA Das, for Respondent No. 1/BOI, in
      WPST/96699/2020 & WP/8375/2021.
Mr Ashutosh Mishra, for Respondent No.2/UOI in WP/8375/2021.
Mr Jitendra B Mishra, with Ashutosh Misra for Respondent No.
      4/Custom in WP/262/2020.
Ms Savita Ganoo, i/b, Tanu Khatri, for Respondent No.1 in
      WPL/36753/2022.
Mr Ayaan Hafiz, for Respondent No.3/Indian Overseas Bank in


                              Page 14 of 17
                           16th February 2023
                               6-7-OSWP-3152-2018-OSWP-8016-2019+.DOC




     WPST/36753/2022.
Ms Dimple Tejani, i/b Medha Rane, for Respondent No. 1/Bank of
     Maharashtra, in WP/8016/2019 & IAST/13434/2022.
Mr Mohamedali M Chunawala, for Respondent No.2-Union of
     India, in IA/13434/2022 in WP/8016/2019, for Respondent
     No.4-Union of India, in IA/1360/2022 in WPL/13989/2021, for
     Respondent No.1-Union of India, in IA/13432/2022 in
     WP/11454/2019 & for Respondent No.4-Union of India, in
     IA/1360/2022 in WPL/13989/2021.
Mr Prasad Shenoy, with Aditi Phatak & Kirti Ojha i/b BLAC Co, for
     RBI in WP/11454/2019 and IAST/13432/2022.
Mr Inayat Ali Qureshi, i/b KK Associates, for Respondent No. 1/State
     Bank of India in WP/2605/2021.
Mr Ankur Kumar, with Akshita Jain on behalf of EZY Laws, for
     Respondent/IDBI Bank in WP/3603/2021, WP/2414/2021,
     WP/3605/2021 and WP/1946/2022.
Mr Apoorva Kulkarni, i/b, M/s Deshpande & Co, for
     Repondent/Kotak Mahindra Bank Ltd in WPL/9456/2020.
Mr Subir Kumar, with Disha Shah i/b, SDS Advocates for State
     Bank of India in WPL/1124/2021 & WPL/1538/2021 .
Mr Siddha Pamecha, with Prachi Kolambekar i/b, Thodur Associates,
     for the Respondents/Indian Overseas Bank Ltd, in
     WP/2094/2022.
Mr Nitesh Agarwal, for Respondent in WPL/32770/2022.
Mr Mudit Ahuja, with Devdatta Uchil i/b Veritas Partners, for
     Respondents No. 4 .
Mr Gaurav Jangle, with Juhi Shah i/b, IV Merchant & Co, for the
     Respondent No.4 in WPL/20876/2021.
Mr Dhannya Prasad, i/b, M/s Mannadiar & Co, for Respondent No.4
     in WP/1743/2021 and WP/1768/2021.
Mr Nishit Dhruva, with Prakash Shinde, Niyati Merchant, Yash
     Dhruva & Harsh Sheth i/b, MDP & Partners, for the Respondent
     No.1 in WP/3152/2018,
     WPL/5807/2021,WP/959/2021,WP/1153/2023,
     WP/1743/2021,WP/1738/2021,WP/2369/2021,
     WP/2392/2021, WP/3153/2018, WP/2852/2019,
     WP/2856/2019, WP/3521/2019,
     WP/3649/2019,WP/3365/2019 & WP/3651/2019, for the


                             Page 15 of 17
                          16th February 2023
                                 6-7-OSWP-3152-2018-OSWP-8016-2019+.DOC




     Respondent No.2 in WP/2944/2021, WP/3145/2022 &
     WPL/20876/2021.
Ms Akanksha Hambir, with Aishwarya Katkar i/b Rathina
     Maravarman, for Respondent No. 2/Punjab National Bank in
     WP/3723/2022 & for Respondent No. 2/Bank of Baroda in IAL/
     14710/2022 in WP/543/2022, WP/93/2022, for Respondent
     Nos. 1,2 & 3/State Bank of India in WPL/18882/2021,
     WP/746/2021, WPL/13989/2021, for Respondent No. 1/Bank of
     Maharashtra in WP/3650/2021.

                       CORAM        G.S. Patel &
                                    Neela Gokhale, JJ.
                       DATED:       16th February 2023
PC:-

1. We request the Registry to issue a notice that all Petitions pertaining to the RBI Master Circular(s) on "Wilful Defaulters" will be taken up as a group, to address the question or questions of law, viz., the challenge or challenges to these circulars. Several petitions seek that the circular(s) in question be struck down. We propose to hear parties on this issue first. Depending on the result, the petitions will either be disposed of as covered, or will then be taken up one by one in turn for the remaining challenges on the merits of individual cases. It is simply not possible to hear repeated challenges to the Master Circular(s) separately in each petition.

2. The Entire group will be listed for directions on 9th March 2023. All Advocates and parties in person are required to note this date.

3. All are also put to notice that on that day, we will schedule a hearing on the larger challenge. We will not thereafter adjourn the Page 16 of 17 16th February 2023 6-7-OSWP-3152-2018-OSWP-8016-2019+.DOC hearing on the ground that a particular matter is not listed or has not been shown on the board on the day of scheduled hearing. Counsel/ advocates for the Petitioners must coordinate among themselves so that the same arguments are not repeated. We will issue further directions on 9th March 2023.

4. In all Petitions (whether listed or not), all affidavits are to be filed in the next two weeks.



                          (Neela Gokhale, J)                                    (G. S. Patel, J)

             Digitally
             signed by
             RAJU
RAJU         DATTATRAYA
DATTATRAYA   GAIKWAD
GAIKWAD      Date:
             2023.02.17
             17:50:06
             +0530




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