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[Cites 0, Cited by 0] [Section 4] [Entire Act]

Union of India - Subsection

Section 4(1) in The Insurance Regulatory And Development Authority (Investment) Regulations, 2000

(1)General Insurance Business.-Without prejudice to section 27-B of the Act, every insurer carrying on the business of general Insurance shall invest and at all times keep invested his investment assets in the manner set out below:
No. Type of Investment Percentage
(i) Government Securities Not less than 20% of Investment Assets
(ii) Government Securities Other Approved Securities Not less than 30% of Investment Assets [incl(i)above]
(iii) Investments as specified in section 27-B of Insurance Act,1938 and Schedule II subject to Exposure/Prudential Norms specified in Regulation 5:  
  (a)Approved Investments and Other Investments (Out of "(iii)(a)""Other investment" specified under (sic section )27-B(3) of the Act, shall not exceed 25% of Investment Assets) Not exceeding 55%
  (b)Housing and loans to State Government for housing and fire fighting equipment, by way of subscription or purchase of: Not less than 5%
  1. Bonds/debentures of HUDCO and National Housing Bank
  2. Bonds/debentures of Housing Finance Companies either duly accredited by National Housing Banks, for house building activities, or duly guaranteed by Government or carrying current rating of not less than"AA" by a credit rating agency registered under SEBI (Credit Rating Agencies) Regulations, 1999  
  3. Asset Backed Securities with underlying housing loans, satisfying the norms specified in the guidelines issued under these regulations.  
  (c)Investment in Infrastructure: Not less than 10%
  (Explanation.-Subscription or purchase of Bonds/Debentures, Equity and Asset Backed Securities with underlying infrastructure assets would qualify for the purpose of this requirement.  
  "Infrastructure facility" shall have the meaning as given in clause(h)of regulation 2 of Insurance Regulatory and Development Authority (Registration of Indian Insurance Companies) Amendment Regulations,2008).