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Delhi District Court

Tis Hazari Court­Delhi vs Sh. Krishan Lal on 24 February, 2012

IN THE COURT OF SHRI VIKRAM­ CIVIL JUDGE  OF (NORTH)  DISTRICT, 
                   TIS HAZARI COURT­DELHI
                 Suit No. 185/06 [CS (OS) 871/77]

                     SUIT FOR SPECIFIC PERFORMANCE

Unique ID No.02401C0029451995
MEMO OF PARTIES:

Sh. Mahinder Lal (since deceased)
through his Legal Representatives:
1(a) Smt. Kanta Rani, 
Widow of Late Sh. Mahinder Lal,
R/o 4/5846, Dev Nagar, 
Karol Bagh, New Delhi
1(b) Sh. Rajesh Kumar,
S/o Late Sh. Mahinder Lal,
R/o 4/5846, Dev Nagar, 
Karol Bagh, New Delhi
1(c) Smt. Meena Sood,
D/o Late Sh. Mahinder Lal,
D­301, Sarvodaya Enclave,
New Delhi
1 (d) Smt. Anita Kantor
D/o Late Sh. Mahinder Lal
R/o 5106/1, Kishan Nagar,
Karol Bagh, New Delhi
                                                            ...........Plaintiffs
                                     VERSUS
Sh. Krishan Lal,
(Since deceased through legal heirs)
(1) Sh. Pyare Lal (since deceased)
S/o Late Sh. Krishan Lal
Through his legal heirs
(i)    Smt. Mohan Devi  W/o Late Sh. Pyare Lal
(ii)   Raj Kumar           S/o Late Sh. Pyare Lal
(iii) Tilak Raj            S/o Late Sh. Pyare Lal
(iv) Uttam Chand           S/o Late Sh. Pyare Lal
(v)    Rakesh Kumar        S/o Late Sh. Pyare Lal
(vi) Mohan Kumar           S/o Late Sh. Pyare Lal
(vii) Pushpa Rani          D/o Late Sh. Pyare Lal
(viii) Yudhisthir Raj      S/o Late Sh. Pyare Lal
All R/o:     H­16/648, Gali No. 13,
             Military Road, Bapa Nagar
             Karol Bagh,


Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                      1
               New Delhi - 1100 05
(2) Mr. Panna Lal ( since deceased)
S/o Late Sh. Krishan Lal
R/o 5846, Block - 4
Gali No. 6, Dev Nagar, karol Bagh
New Delhi - 11 00 05
(3) Ms. Indira
W/o Sh. Mahinder Singh
D/o Later Sh. Krishan Lal
R/o 130, Kalka Garhi
Ghaziabad (U.P)
(4) Ms. Dharam Devi
W/o Sh. Narian Singh,
D/o Late Sh. Krishan Lal
R/o 130, Kalka Garhi
Ghaziabad (U.P)
(5) Ms. Bimla Devi
W/o Sh. Shiv Dayal
D/o Late Sh. Krishan Lal
8/36, Mohalla Garhai
Delhi­ 11 00 32
(6) Ms. Prem Lata
W/o Sh. Inderjeet 
D/o Late Sh. Krishan Lal
R/o 6095, Gali Ravi Das
Nabi Karim, Paharganj,
New Delhi - 11 00 55
(7) Ms. Leelawati
W/o Sh. Jai Prakash
D/o Late Sh. Krishan Lal
R/o 6095, Gali Ravi Das
Nabi Karim, Paharganj,
New Delhi - 11 00 55
(8) Mr. Hardwari
S/o Late Sh. Krishan lal
5846, Block - 4 Gali No. 6
Dev Nagar, Karol Bagh
New Delhi - 11 00 05
(9) Mr. Brij Mohan
S/o Late Sh. Krishan Lal
5846, Block - 4, Gali No. 6
Dev Nagar, Karol Bagh
New Delhi - 11 00 05

                                                            ..........Defendants


Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                     2
 Date of Institution of suit                                 :    03.10.1977
Date on which judgment reserved                             :    28.01.2012    
Date of announcement of common judgment                     :    24.02.2012

AND ALSO IN
                             Suit No. 113/06 (1/82)

                           SUIT FOR REDEMPTION

Unique ID No.02401C0000651982
MEMO OF PARTIES:

Sh. Krishan Lal
(Since deceased through legal heirs)
(1) Sh. Pyare Lal (since deceased)
S/o Late Sh. Krishan Lal
Through his legal heirs
(i)    Smt. Mohan Devi  W/o Late Sh. Pyare Lal
(ii)   Raj Kumar           S/o Late Sh. Pyare Lal
(iii) Tilak Raj            S/o Late Sh. Pyare Lal
(iv) Uttam Chand           S/o Late Sh. Pyare Lal
(v)    Rakesh Kumar        S/o Late Sh. Pyare Lal
(vi) Mohan Kumar           S/o Late Sh. Pyare Lal
(vii) Pushpa Rani          D/o Late Sh. Pyare Lal
(viii) Yudhisthir Raj      S/o Late Sh. Pyare Lal
All R/o:     H­16/648, Gali No. 13,
             Military Road, Bapa Nagar
             Karol Bagh,
             New Delhi - 1100 05
(2) Mr. Panna Lal ( since deceased)
S/o Late Sh. Krishan Lal
R/o 5846, Block - 4
Gali No. 6, Dev Nagar, karol Bagh
New Delhi - 11 00 05
(3) Ms. Indira
W/o Sh. Mahinder Singh
D/o Later Sh. Krishan Lal
R/o 130, Kalka Garhi
Ghaziabad (U.P)
(4) Ms. Dharam Devi
W/o Sh. Narian Singh,
D/o Late Sh. Krishan Lal
R/o 130, Kalka Garhi
Ghaziabad (U.P)

Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                         3
 (5) Ms. Bimla Devi
W/o Sh. Shiv Dayal
D/o Late Sh. Krishan Lal
8/36, Mohalla Garhai
Delhi­ 11 00 32
(6) Ms. Prem Lata
W/o Sh. Inderjeet 
D/o Late Sh. Krishan Lal
R/o 6095, Gali Ravi Das
Nabi Karim, Paharganj,
New Delhi - 11 00 55
(7) Ms. Leelawati
W/o Sh. Jai Prakash
D/o Late Sh. Krishan Lal
R/o 6095, Gali Ravi Das
Nabi Karim, Paharganj,
New Delhi - 11 00 55
(8) Mr. Hardwari
S/o Late Sh. Krishan lal
5846, Block - 4 Gali No. 6
Dev Nagar, Karol Bagh
New Delhi - 11 00 05
(9) Mr. Brij Mohan
S/o Late Sh. Krishan Lal
5846, Block - 4, Gali No. 6
Dev Nagar, Karol Bagh
New Delhi - 11 00 05
                                                                     Plaintiffs...........
                                            VERSUS
Sh. Mahender Lal
(Since deceased, through legal heirs)
(i)    Smt. Kanta rani
       Wd/o Late Mahender Lal
(ii)  Sh. Rajesh
       S/o Late Mahender Lal
(iii) Smt. Meena
       D/o Late Mahender Lal
(iv) Smt. Anita
       D/o Late Mahender Lal
       All R/o: 5846, Gali No. 6
       Dev Nagar, Karol Bagh,
       New Delhi­ 11 00 05
                                                                  ..........Defendants

Date of Institution of suit                                 :    24.12.1981


Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                               4
 Date on which judgment reserved                                 :    28.01.2012           
Date of announcement of common judgment                         :    24.02.2012


COMPOSIT JUDGMENT

1.     By this composite judgment I shall decide two suits. The first suit is 
for Specific performance of contract filed by mortgagee and second suit is 
for Redemption of mortgage filed by mortgagor.
2.     Undisputed facts between parties are that Sh. Kishal Lal (herein after 
referred to as 'mortgagor') is the owner of 2 and half story building bearing 
number 4/5846 Gali No.1, Dev Nagar, Karol Bhag New Delhi (in short the 
suit  property).   On   01.02.1969   the   mortgagor   had   given   the   ground   floor 
premises on rent, comprising of two bedrooms, kitchen, store, latrine and 
varandah to Sh. Mahinder Lal (herein after referred to as 'mortgagee') vide 
rent agreement dated 01.02.1969, for Rs. 110/­ per month. On 04.06.1973 a 
simple mortgage was executed between mortgagor and mortgagee in respect 
to the suit property.
3.     On 03.10.1977 mortgagee filed a suit for specific performance against 
mortgagor. This suit is the  first suit  between parties. The suit was initially 
filed before Hon'ble High Court in Original Jurisdiction and it was registered 
as  CS  (OS) 871/77  (herein after  referred  to  as  mortgagee's  suit for  specif  
performance). 
4.     In   mortgagee's   suit,   brief   facts   as   averred   in   plaint   are   that   the 
mortgagor raised a loan of Rs. 32,000/­ on the security of suit property by 
way of simple mortgage on 4th June 1973 carrying interest @ 7 ½% p.a. from 
mortgagee. Later on 19th Dec. 1974 mortgagor agreed to sale the entire suit 
property,   including   land   under­neeth,   in   favour   of   mortgagee   for     a 
consideration of Rs. 80,000/­ and received a sum of Rs. 10,000/­ by way of 
earnest   money   and   agreed   to   receive   another   Rs.   10,000/­   by   way   of 
additional earnest money and also agreed to execute the sale deed with in 
six months. On same day mortgagor executed the receipt having received 


Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                     5
 the sum of Rs. 10,000/­. By January mid mortgagor received another sum of 
Rs. 3000/­ in cash and a post dated cheque dated 21.01.1975 for RS. 3000/­ 
was   also   paid.   On   21.01.1975   mortgagor   further   took   Rs.   3,000/­   and 
returned   the   cheque.   However   he   refused   to   to   take   the   balance   of   Rs. 
4,000/­   out   of   later   Rs.10,000/­   of   earnest   money   on   the   ground   that   he 
would take it against 'Pakki receipt' at the time of registration of sale deed. 
5.      It was also  agreed between parties that amount of mortgage of Rs. 
32,000/­ will stand as paid to the defendant towards sale consideration. It 
was also agreed that mortgagor would deliver the vacant possession of the 
portion of suit property in his occupation at the time of execution of sale 
deed. It is stated in the plaint that mortgagee was always ready and willing to 
perform his part of contract, pay the balance price and to have the sale deed 
executed in his favour but the mortgagor  has been postponing the same. 
The mortgagee issued notice upon mortgagor dated 22.04.1977 calling upon 
the   execution   of   sale   deed   with   a   request   to   obtain   the   Income   Tax 
Clearance Certificate and also the permission under Section 27 of the Urban 
land (Ceiling & Regulation) Act,  1976 from the Competent Authority.  The 
mortgagor sent a reply to the notice of mortgagee to his counsel completely 
denying the agreement to sale and the receipt of earnest money etc. and 
refused to perform his part of contract, vide reply dated 05.05.1977.
6.      It is stated in the plaint that when the agreement to sale was entered 
into,   the   only   requirement   on   the   part   of   mortgagor   was   to   obtain 
permission from the Income Tax Department i.e. Tax Clearance Certificate. 
The   Urban   Land   (Ceiling   &   Regulation)   Act   came   into   force   in   1976, 
therefore, it was for the mortgagor to obtain permission from Competent 
Authority under this Act. It was the duty of mortgagor to sign and submit 
necessary applications to the officers/departments concerned and to obtain 
permission to sell the property.
7.      The mortgagor refused to perform his part of contract and refused to 
abide by terms of agreement to sale, therefore mortgagee filed this suit for 
specific   performance.   It   is   stated   that   cause   of   action   arose   in   favour   of 

Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                       6
 mortgagee   in   August   1975   when   mortgagor   failed   to   perform   his   part   of 
contract, from various demands thereafter and finally in may 1977. 
8.      In written statement to plaint, mortgagor took preliminary objections 
that the plaint lacks the requisite particulars as it does not mention as to 
when   the   alleged   agreement   was   to   be   performed   and   whether   the 
agreement   to   sell   was   executed   by   mortgagor   in   favour   of   mortgagee   or 
whether same was oral. Mortgagor denied execution of any agreement to sell 
or   receiving   of   any   amount   in   consideration   or   earnest   money   on   19th 
December, 1974 or at any subsequent date. Mortgagor further stated that the 
alleged receipt relied by mortgagee is false and fabricated. Mortgagor further 
took objection that the suit has been instituted after enforcement of Urban 
Land   (Ceiling   &   Regulation)Act,   1976  and   as   per   Section   27(1)  of   the   Act 
there is a bar on transfer of property by any means without seeking previous 
permission   in   writing   from   Competent   Authority   after   following   special 
procedure provided under the Act.
9.      Mortgagor took further objection that the suit is not properly valued 
for   the   purpose   of   Court   fee   and   Jurisdiction   and   stated   that   in   the   suit 
plaintiff (mortgagee) has not valued the suit qua the portion which is not in 
his   possession   and   for   which   relief   of   possession   is   sought.   Another 
objection   taken   in   the   written   statement   is   that   the   plaint     is   vague   and 
indefinite as it is not written in plaint, which portion of the suit property is in 
possession of mortgagee and which portion is in possession of mortgagor. 
10.     On merits in written statement mortgagor admitted the mortgage but 
his   version   is   that   he   received   from   time   to   time   a   total   amount   of   Rs. 
25,000/­ and executed a simple mortgage on 04th June 1973 in respect to suit 
property   in   favour   of   mortgagee   with   agreed   rate   of   interest   @   7.5%   per 
annum.   Mortgagor   denied   that   he   execute   mortgage   for   Rs.   32000/­   and 
stated   that   as   he   agreed   to   pay   permissible   interest   @   7.5%   p.a.   and   the 
market   rate   was   much   more,   therefore,   mortgagee   may   have   written   the 
mortgage   amount   as   Rs.   32,000/­   instead   of   Rs.   25000/­.   Mortgagor   also 
stated   that  he   is   illiterate   person   and   can   only   sign   in   Hindi   Script.   It   is 

Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                            7
 further stated that mortgagor was paying the interest time to time but the 
mortgagee never issued any receipt. It is also stated in the written statement 
that  prior to the execution of mortgage, Smt. Kanta Rani (mortgagee's wife) 
took   ground   floor   of   the   suit   property   on   rent   of   Rs.   200/­   p.m.   and 
mortgagor himself is in occupation of Barsati Floor and first floor. 
11.     In   written   statement   mortgagor   denied   the   entire   allegation   of 
plaintiff   regarding agreement to sell dated 19.12.1974 and the subsequent 
allegations regarding payments of earnest money by various transaction, as 
false   and   incorrect.   Mortgagor   also   denied   execution   of   receipt   of   Rs. 
10,000/­   dated   19.12.1974   and   alleged   that   same   is   forged.   Mortgagor 
however   admitted   that   the   sale   deed   of   suit   property   is   with   mortgagee, 
given   at   the   time   of   execution   of   mortgage   deed.   He   also   admitted   the 
receiving of notice dated 22.04.1977 but stated that it was a frivolous notice 
and further stated that reply to that notice was duly sent on 05.05.1977. Rest, 
mortgagor denied the suit of plaintiff as false and denied that he is liable to 
perform such acts as demanded in the plaint.
12.     In   replication   the   plaintiff/mortgagee   denied   all   the   objections   as 
wrong and reiterated the contents of plaint. In addition mortgagee stated 
that mortgagor has let out entire house to Smt. Kanta Rani at Rs. 200/­p.m. 
and after execution of mortgage deed, the mortgagor,  the mortgagee and 
Mrs. Kanta Rani agreed that amount of monthly rent of Rs. 200/­ being equal 
to   the   interest   payable   by   mortgagor   to   the   mortgagee,   be   paid   by   Mrs. 
Kanta Rani to mortgagee. It is also stated that mortgagor issued instruction 
to the tenant of the first floor to attorn in favour of Mrs. Kant Rani and pay 
the rent to her, who has been paying rent to Mrs. Kant Rani. Mortgagee also 
acknowledged the payment of Rs. 200/­ p.m. from Mrs. Kanta Rani towards 
the   interest   payable   by   mortgagor   to   mortgagee.   It   is   also   added   in   the 
replication that earlier mortgagor had mortgaged the property with one Sh. 
Ramesh   Chander   and   as   there   was   a   pressing   demand   from   him,   the 
mortgagor   approached   the   plaintiff/mortgagee   for   a   loan   Of   Rs.   11,000/­ 
with   interest   @   1%   per   months   and   let   out   three   rooms   to   the 

Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                     8
 plaintiff/mortgagee on the ground floor @ Rs. 110/­ p.m. and it was agreed 
that   the   interest   on   loan   would   be   adjusted   towards   rent   payable   as   the 
amount of rent as well as of interest was same. 
13.     Plaintiff/mortgagee   further   added   in   replication   that 
defendant/mortgagor further requested for RS. 6,600/­ which again loaned 
at   the   rate   of   interest   of   1%   per   month   vide   mortgagor's   pronote   dated 
09.02.1970. However mortgagor needed more money to clear mortgage debt 
therefore   defendant/mortgagor   and   plaintiff/mortgagee   entered   into   an 
agreement dated 10.02.1970 on various terms and it was agreed that after 
this agreement defendant/mortgagor shall not further mortgage or sell the 
suit property without consent of plaintiff. It is after all these the mortgage 
deed dated 04.06.1973 was executed between parties.
14.     After completion of pleadings following issues were framed;
1.Whether   the   defendant   entered   into   the   agreement   to   sell   dated   19th 
December, 1974, with the plaintiff with respect to suit property? If so, what  
are its terms?
2.How much amount  has been paid by plaintiff  towards  the agreement of  
sale?
3.Whether  the  plaintiff   has   been   ready   and   willing   to   perform   his   part   of  
contract?
4.Whether defendant has committed breach of contract?
5.What is the effect of not applying for obtaining permission from the income  
tax officer to transfer the property and also of permission under the Urban 
Land (Ceiling & Regulation) Act, by the defendant?
6.Whether the suit has not been properly valued for the purpose of Court fee  
and Jurisdiction?
7.Relief.
15.     After the suit of mortgagee for specific performance of contract, on 
24.12.1981   mortgagor   filed   suit   for   redemption   against   mortgagee   for 
redemption   of   the   mortgage   property   i.e.   suit   property.   Vide   order   dated 
19.10.82 the suit for redemption was ordered to be tried with mortgagee's 

Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                      9
 suit for specific performance. As the   trial was held jointly all proceedings 
were conducted in mortgagee's suit for specific performance of contract. 
16.     The   mortgagor   filed   his   suit   for   redemption   on   24.12.1981.   As   per 
plaint of mortgagor in redemption suit, facts in brief are that mortgage was 
executed in respect to suit property vide registered mortgage deed dated 4th 
June, 1973 bearing as No. 3748, Addl. Book No.1, Vol. No. 3157 Page No. 76 
to 82 Distt. III, Asaf Ali Road, New Delhi.   It is stated that it was a simple 
mortgage without possession in the sum of Rs. 32,000/­ which mortgagee 
got executed by playing fraud and applying undue influence. It is stated that 
the actual amount borrowed by the mortgagor was Rs. 25,000/­ only. 
17.     Mortgagor has stated in the plaint that prior to mortgage there was an 
agreement of rent dated 01.02.1969 with respect to  ground floor portion of 
the suit property @ monthly rent of Rs. 110/­ comprising of two rooms, bath, 
kitchen, store, latrine and varandah for residential purpose. The rent note 
was renewed in favour of mortgagee's wife Smt. Kanta Rani on 7th June 1973 
@ enhanced monthly rent of Rs. 200/­ on account of increase of income tax 
and other charges as well as on making some improvements in the premises. 
It is stated that mortgagee continued to be tenant in respect to the tenanted 
premises   and   defendant   has   not   paid   any   rent   from   01.02.1969   as   the 
mortgagee agreed to adjust the same in loan amount. It is further stated by 
mortgagor that he is entitled to   adjust arrears of rent w.e.f. 01.02.1969 to 
06.06.1973 @ Rs. 110/­ and arrears of water and electricity charges paid to 
authorities   which   in   total   comes   to   Rs.   7000/­.   It   is   also   stated   that 
mortgagor is also entitled to adjust the amount of rent @ Rs. 200/­ p.m. from 
07.07.1973 to 31.12.1981 which comes to Rs. 20000/­,  therefore, amount of 
Rs. 27,000/­ is due from mortgagee. 
18.     It is also stated by mortgagor in the plaint that being worried to pay of 
the debt of mortgagee of Rs. 25,000/­ mortgagor authorised the mortgagee to 
realise the rent from the tenant of mortgagor Sh. A. Mitra on first floor, of Rs. 
155 and the mortgagee has realised a sum of Rs. 7,440/­ from Sh. A. Mitra. It 
is  therefore plaintiff has stated that the total adjustable amount from the 

Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                  10
 loan amount due from mortgagee comes to Rs. 34,440/­.
19.     Mortgagor has further stated that the mortgagee is entitled to interest 
@ 7.5% from 07.06.1973 to 31.12.1981 which comes to Rs. 15,700/­ and the 
total   amount   of   principal     due     i.e.   mortgage   money   of   Rs.   25,000/­   and 
interest due from the mortgagor to mortgagee comes to Rs. 40,700/­. On this 
calculation mortgagor has stated that after deducting the mortgagor's claim 
of arrears of rent and other expenses from the amount due to mortgagee, 
balance sum of Rs. 6,260/­ stands payable towards the satisfaction of total 
claim under the mortgage of property. 
20.     Mortgagor  has stated  in the plaint that on 14.12.1981  a  notice  was 
sent to mortgagee to acknowledge the above amount and free the mortgagor 
from his liability after accepting the same. But the mortgagee did not do so 
therefore mortgagor filed the suit for redemption. Mortgagor has prayed for 
passing decree of redemption and direct the mortgagee to hand over the 
possession   of   property   and   all   the   documents   of   title   in   respect   to   suit 
property.
21.     In   written   statement   filed   by   mortgagee   he   took   preliminary 
objections   that   there   is   novation   of   contract   between   parties   and   on 
19.12.1974 the mortgagor agreed to sell the suit property to the mortgagee 
for consideration of Rs. 80,000/­ and received a sum of Rs. 10,000/­ by way 
of earnest money and executed a receipt dated 19.12.1974 incorporating the 
terms of agreement dated 19.12.1974. It is also stated that by mid of January 
mortgagor also received another sum of Rs. 3,000/­ in cash and a post dated 
cheque of Rs. 3,000/­ dated 21.1.1975 against receipt. It is also stated that on 
21.01.1975   mortgagor     returned   the     cheque   and   took   cash,   however 
mortgagor did not take balance sum of Rs. 4,000/­ as per arrangement on 
the   ground   that   he   would   take   against   pakki   receipt   at   the   time   of 
registration   of   sale   deed.   Mortgagee   has   also   stated   that   amount   of 
mortgagee of Rs.  32,000/­ will  stand  paid to the mortgagor  by mortgagee 
towards the sale consideration on the date the sale deed is executed by the 
mortgagor to the mortgagee.

Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                    11
 22.     Mortgagee   also   objected   the   suit   stating   that   the   relationship   of 
landlord and tenant existed between mortgagor and Smt. Kanta Rani by a 
separate agreement through duly registered rent note therefore the relief of 
handing   over   the   possession   is   not   maintainable     specially     when   the 
mortgage   was   without   possession.   It   is   also   stated   that   the   suit   for 
possession is not maintainable as the mortgagee is in possession of premises 
in part performance of agreement to sell. Mortgagee also objected the suit 
for wrong valuation of suit for the purpose of Court fee and jurisdiction.
23.     On merits in written statement mortgagee denied that mortgage was 
for Rs. 25,000/­ or any fraud was played upon mortgagor. Mortgagee stated 
that mortgage amount was for Rs. 32,000/­. Mortgagee further stated that on 
07.06.1973   mortgagor   entered   into   agreement   with   Smt.   Kanta   Rani   with 
right to sublet and receive rent from the tenants already in occupation. It 
was further agreed that the interest of mortgage will be adjusted towards 
rent   of     property,   keeping   the   original   amount   intact.   Mortgagee   further 
stated that as on 19.12.1974 mortgagor entered into agreement to sell the 
suit property at Rs. 80,000/­ and   received a sum of Rs. 16,000/­   the total 
amount   received   is   Rs.   48,000/­.   Mortgagee   also   stated   that   it   was   the 
mortgagor himself who said the tenant Sh. A. Mitra to attorn  to Smt. Kanta 
Rani and pay her the rent. For rest the contents of plaint are denied being 
wrong and false.
24.     In replication to the mortgagee's written statement mortgagor stated 
that the preliminary objections are wrong and false. It is stated that there 
was never any novation of any contract either orally or in writing. Mortgagor 
further   denied   the   agreement   to   sell   the   suit   property   or   receipt   of   Rs. 
10,000/­   as   earnest   money.   Mortgagor   further   denied   the   receipt   of   Rs. 
3000/­ in cash and post dated cheque of Rs. 3000/­ or its return in exchange 
of cash.  Mortgagor also denied that he refused to accept Rs. 4000/­ on the 
ground   that   he   would   accept   it   at   the   time   of   registration   against   pakki 
receipt. The mortgagor reiterated his claim that the mortgage was for Rs. 
25,000/­ and   the mortgagee executed the deed of Rs. 32000/­. mortgagor 

Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                    12
 further stated in reply to preliminary objection no.3 that there were three 
tenants   in the  suit  property   and  he  executed  rent  note   in favour  of   Smt. 
Kanta Rani on 04.06.1973 but said rent note was never acted upon as Smt. 
Kanta Rani never paid any rent and also stated that the tenancy created on 
30.1.1969   is   already   terminated   and   mortgagee   has   not   handed   over   the 
property till date, to Smt. Kanta Rani. It is stated that Smt. Kanta Rani lives in 
the same house being wife of mortgagee and not as a tenant. It is also stated 
that   the   whole   house   was   fetching   Rs.   465/­   per   month   so   there   is   no 
question   of   giving   whole   house   on   rent   of   Rs.   200.   It   is   also   stated   in 
replication that mortgagee is living in the ground floor of suit property as 
tenant not in part performance of any agreement to sell. It is stated the the 
alleged   agreement   is   created   by   the   defendant/mortgagee   with   ulterior 
motive to grab the property. On parawise replication to written statement 
the mortgagor reiterated the content of plaint and stated that there was no 
agreement to sell. Mortgagor reiterated that the mortgagee may have written 
in the mortgage deed Rs. 32,000/­ but the correct amount was Rs.25,000/­. It 
is further stated that the rent note has been got executed by mortgagee in 
favour of Smt. Kanta Rani at the rate of Rs. 200/­ per month only because 
mortgagee wanted interest of Rs. 200/­ per month and not the actual interest 
of Rs. 156.25. It is also stated that mortgagee has taken undue advantage  of 
illiteracy of  mortgagor. It is also stated  the mortgagor asked Sh. A. Mitra to 
pay the monthly rent to the mortgagee only because  he was desirous to pay 
off the loan amount to the mortgagee speedily and Rs. 7740 paid by Sh. A. 
Mitra is adjustable in the loan amount.
25.     In   this   suit   for   redemption   of   mortgage,   on   03.09.1984   from   the 
pleadings following issues were framed;­
1.Whether the plaintiff is entitled to redeem the property?
2.If issue no.1 is is proved, how much amount the plaintiff is liable to pay for  
redeeming the property?
3.Relief.
26.     After framing issues in suit for redemption on same day this suit for 

Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                       13
 redemption   was   consolidated   with   mortgagee's   suit   for   specific 
performance   and   it   was   ordered   that   evidence   shall   be   recorded   in   the 
mortgagee's suit for specific performance. 
27.    Therefore,   in   mortgagee's   suit   for   specific   performance   the     first 
evidence was lead by mortgagee as plaintiff evidence and the mortgagor lead 
his evidence in defence.
28.    The   mortgagee   in   PE   produced   9   witnesses   to   prove   his   suit   for 
specific performance and in defence of mortgagor's suit for redemption of 
mortgage. 
29.    Plaintiff himself appeared as Pw1 and deposed on oath in the court. 
Pw1 deposed that mortgagor mortgaged the suit property with him for Rs. 
32,000/­ in presence of attesting witness Sh. Milkhi Ram. Pw1 produced the 
mortgage deed as Ex.P1. After that Pw1 explained how he paid the mortgage 
money   to   mortgagor.   Pw1   deposed   that   he   "paid   Rs.   11,000/­   in   one 
installment,   Rs.   1600/­   in   another   installment,   Rs   6600/­   in   another,   Rs. 
600/­, Rs.  220/­   and Rs.  10,000/­ Rs. 2200/­ was paid as interest and Rs. 
10,000/­ was paid before the registrar. The entire amount of Rs. 32,000/­ was 
paid before the defendant executed the mortgage deed  Ext. P1". Pw1 also 
deposed that defendant agreed to sell the suit property in his favour for Rs. 
80,000/­in all. He deposed that he paid Rs. 1500/­ to the defendant about 
one month prior to the execution agreement   and   paid Rs. 8,500/­ at the 
time of execution of agreement. This agreement was produced in evidence 
as mark X. 
30.    Pw1 deposed that Sh. Dina Nath Broker wrote  Mark X  and read the 
same to both parties and the defendant signed on the revenue stamp  of 10 
paisa at the foot of agreement in his presence after admitting the contents as 
correct. Pw1 also deposed that the defendant before signing on the revenue 
stamp made some writings on mark X at its foot. This  writing was encircled 
in  red   at the  time  of   evidence.  Pw1   also   deposed   that he  had   to  pay   Rs. 
10,000/­ within six months of the execution of Mark X for which he gave Rs. 



Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                 14
 3000/­ in cash in Jan. 1975 and gave a post dated cheque of Rs. 3000/­ dated 
21.07.75   against   the   receipt  Ext.  P2A  signed   by   defendant  in  presence   of 
Pw1. Pw1 also deposed that defendant did not cash the cheque and returned 
and took Rs. 3000/­ in cash against receipt Ext. P3. Pw1 further deposed that 
rest   amount   was   not   paid   to   defendant   as   the   defendant   stated   that   he 
would get that when he would get the sale deed executed. Pw1 also deposed 
that the mortgage amount was to be adjusted in the sale consideration of Rs. 
80,000/­ at the time of registration of sale deed.
31.    Pw1 has further deposed that he has been asking the defendant to 
obtain necessary  certificate from the income tax authorities and from Land 
Development  Office,   but  the  defendant  did  not   obtain  any   of  them.   Pw1 
deposed that he served a legal notice  Ext. P4  through  Sh.  S. C. Chhabra, 
Advocate. Pw1 produced its postal receipt  Ext. P5  and the reply to notice 
from   defendant  Ext.   P6.   Pw1   also   deposed   that   he   has   been   ready   and 
willing   to   purchase   the   suit   property   in   accordance   with   the   agreement 
between parties. Pw1 had the money ready with him to pay to defendant. 
32.    Pw1 also deposed that his wife had executed a rent note in favour of 
the defendant in respect to entire property  for Rs. 200 per month, however 
she was not to pay any rent to the defendant and the rent amount of Rs. 
200/­ was to be adjusted towards the interest on the mortgage amount. Pw1 
further deposed that in the suit property he was in possession of ground 
floor and the defendant/mortgagor  was on second floor and the first  floor 
was in possession of a tenant Sh. A. Mitra who was made liable to pay rent to 
Smt. Kanta Rani. Pw1 produced Ext. P2 written by defendant to Sh. A. Mitra 
to attorn in favour of Smt. Kanta Rani.
33.    In cross examination Pw1 stated that  Mark X  is the only document 
executed for the sale of suit property. Pw1 stated in cross that the day on 
which  Mark   X  was   executed   i.e.   19.12.1974   was   a   holiday   and   the 
defendant/mortgagor had told that he would execute the agreement on a 
stamp paper on next day. On question as to witness in agreement Pw1 stated 



Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                 15
 that defendant/mortgagor told him that a proper agreement on stamp paper 
would be executed on next day therefore it was not considered necessary  to 
pay   the   attestation   of   witness   in   the   agreement  mark   X.   Explaining   this 
further   Pw1   said   that   he   purchased   stamp   paper   on   next   day   and   asked 
defendant/mortgagor   to   execute   the   same   but   the   defendant   declined   to 
execute. Pw1 was directed to produce those stamp papers and on next date 
of  hearing. Pw1 produced those blank stamp papers along with sale original 
sale deed which were placed on record. 
34.    Pw1   was   further   questioned   for   the   blank   space   left   in  Mark   X 
regarding the date of payment of Rs. 10,000/­ to which he explained that it 
was left blank as defendant/mortgagor stated that he would tell the date on 
the next day when the formal agreement was to be executed. In later part of 
cross   examination   Pw1   stated   that   defendant   did   not   agreed   to   write   a 
regular agreement but had agreed to sell the property i.e. to execute the sale 
deed in six months. Pw1 stated in cross examination that Sh. Dina Nath did 
not sign  Mark X  as the scriber as he stated that he would sign the regular 
agreement to sell when the same would be executed. 
35.    On   next   date   of   cross   examination   Pw1   stated   that   he   do   not 
remember the exact date when he paid Rs. 3000/­ but was paid in first week 
of January 1975. Pw1 was asked for the reason why the documents  Ex.P3 
and  Ext. P2A  are undated to which no reason was assigned.   On this date 
Pw1 stated in cross examination that defendant declined to execute regular 
agreement sometimes in April, 1975. He also stated that he never stated in 
cross   examination   that   defendant   had   refused   to   execute   the   regular 
agreement on the next date of execution of document  Mark X. Pw1 stated 
that he did not issue any notice to defendant calling him to execute regular 
agreement. In cross examination as to the acknowledgment at the foot of 
Mark X  Pw1 stated that he do not know if Kishan Lal is illiterate. In cross 
examination   Pw1   further   stated   that   his   counsel   had   drafted   the   plaint 
making it a suit for recovery of Rs. 32,000/­ although the sum of Rs. 33,200/­ 



Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                16
 was due to him from defendant/mortgagor. He also stated that the suit has 
been filed for Rs. 32000/­ because his lawyer told him that suit may be filed 
for Rs. 32,000/­ and remaining amount shall be considered later.
36.     Pw1   admitted   that   he   is   tenant   in   the   house   of   defendant   since 
30.01.1969 and he executed the rent note  Ex.D­1. Pw1 also stated that one 
paper was attached to the rent note which was to the effect that defendant 
shall set off the rent payable against interest payable by defendant on the 
sum of Rs. 11,000/­. Pw1 also stated in cross examination that defendant 
had authorised him to recover the rent from tenant Sh. A. Mitra which he 
started recovering since 06.06.1973. He stated that all the rent was adjusted 
against interest payable by the defendant. Pw1 stated that he has not paid 
any rent of the premises to the defendant. 
37.     On third day of cross examination Pw1 stated that he has signed the 
replication dated 3.3.1978 after duly understanding the contents thereof as 
correct. After that a question was put to Pw1. This question is "did you get  
any separate receipt for the sum of Rs. 5200/­ allegedly paid by me to Ramesh  
Chand Gupta as stated in para 2 at page 5 of replication?" Pw1 did not gave 
reply to this question and submitted his own explanation. 
38.     Pw2 is Sh. Satish Chander Chhabra, Advocate. He came to prove the 
notice  Ext.   P4.   Pw4     stated   that  Ex.P4  was   sent   by   him   to   the   address 
mentioned in the notice under the instruction of plaintiff/mortgagee. Pw2 
also deposed that it was sent by post vide postal receipt Ex.P5. Pw2 further 
deposed that he had filed a petition for ejectment on behalf of Smt. Kanta 
Rani   wife   of   plaintiff/mortgagee   against   the   tenant   Sh.   A.   Mitra   and   sub 
tenant the defendant /mortgagor on the ground of non payment of rent and 
subletting. In cross examination Pw2 admitted that plaintiff is related to him 
and plaintiff has been his client in number of cases for last 15 years.
39.     Pw3   Ramesh   Chander   Gupta   came   to   depose   that   defendant   has 
mortgaged   the   suit   property   with   him   in   1967   or   1968   and   a   decree   for 
recovery was passed in his favour with cost. Pw3 deposed that defendant 
paid   entire   decretal   amount.   Pw3   deposed   that   receipts  Ex.Pw3/1  and 

Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                   17
 Ex.Pw3/2  are   issued   by   him.   Pw3   also   stated   that  Ex.Pw3/2  is   in   his 
handwriting.   In   cross   examination   Pw3   stated   that   defendant/mortgagor 
can only sign in Hindi, he is otherwise not an illiterate person, so far as his 
knowledge goes. Pw3 also stated that payment of decretal amount was made 
by defendant personally. 
40.     Pw4 is Sh. A. Mitra (written as K. Mitra). Pw4 deposed that he  was a 
tenant   of   defendant   on   the   first   floor   of   suit   property   @   Rs.   155/­   per 
months. Pw1 stated that he received the letter Mark­X­1 from the defendant. 
He identified the signatures of the defendant on Mark X­1. Pw4 stated that 
after receipt of letter Mark X­1 he started paying rent of the premises to Smt. 
Kanta Rani. Pw4 produced the rents receipts issued by Smt. Kanta Rani as 
Ex.Pw4/1 and Ex.Pw4/2. Pw4 also stated that defendant/mortgagor did not 
demand the rent for period which he paid to Smt. Kanta Rani. 
41.     In cross examination Pw4 stated that some times he used to pay rent 
to plaintiff/mortgagee i.e. husband of Smt. Kanta Rani and sometimes to her 
daughter. In later part Pw4 deposed that he has not received any summons 
or   notice   of   any   eviction     application,   however   stated   that 
plaintiff/mortgagee had filed one petition against him which was defended 
by defendant and he gave power of attorney to Sh. Vijay Gupta   Adv., on 
advise of defendant. Pw4 stated that he had delivered the vacant possession 
of   the   premises   to   the   defendant   and   he   had   told   that   he   would   be 
responsible for the consequences.
42.     Pw5   is   bank   official   Sh.   Y.P.   Goswami   summoned   to   prove   the 
account of Smt. Kanta Rani. Pw5 produced the certified copy of accounts 
Ex.Pw5/A  for   A/c  No.   77/A/843135  dated  03.04.1979.   Pw5  stated   that  the 
account was renewed on 02.07.1982 and produced certified copy of renewed 
account Ex.Pw5/B. Pw5 also produced correct copy of SB A/c No. 11938 of 
Smt.   Kanta   Rani   and   placed   on   record   as  Ex.Pw5/C.   Pw3   stated   that   on 
03.04.1979 Smt. Kanta Rani was having Rs. 6,000/­ in her account. The cross 
examination of this witness is not material.



Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                     18
 43.    Pw6 was summoned to prove the mortgage deed Mark A1. Pw6 stated 
that   document  Mark   A1  is   correct   copy   of   mortgage   deed.   In   cross 
examination he admitted that document  Mark D1  is also a correct copy of 
mortgage deed registered on 08.06.1973.
44.    Pw7 Sh. K.G. Supra, Advocate came to prove notice Ex.Pw7/1. He also 
produced the original notice against which  Ex.Pw7/1  was issued and also 
produced postal receipts Ex.Pw7/2 and Ex.Pw7/3. In cross examination the 
witness denied that these notices are forged.
45.    Pw8 Sh. Joginder Pal Accountant produced summoned record from 
Punjab   National   Bank   Dev   Nagar   branch   New   Delhi.   Pw8   produced   the 
account   of   M/S   Rijesh   Box   and   Carton   Makers.   This   firm   belongs   to 
Mahendfer Lal plaintiff/mortgagee. Pw8  deposed  that plaintiff  issued  two 
cheques  Ex.Pw8/1  and  Ex.Pw8/2   from his current account no.  139.  Pw8 
deposed   those   cheques   were   encashed   and   paid   at   counter   after   getting 
signatures of drawee in front of clerk and other employees of bank. In cross 
examination Pw8 stated that he is with the bank   since 08.01.1984 and the 
cheques  Ex.pw8/1  and  Ex.Pw8/2  were handed over by the manager. Pw8 
stated that earlier the cheques were misplaced and traced out recently. Pw8 
stated that he has no knowledge when the cheques were encashed neither 
he can disclosed who was the counter clerk in whose presence the cheque 
was encashed. Pw8 has no personal knowledge.
46.    When  Pw8   produced  the  cheques  Ex.Pw8/1  and  Ex.Pw8/2  Plaintiff 
was recalled to formally prove these cheques in his evidence. On his recall 
on 10.01.1986 Pw1 stated that he had issued the two cheques Ex.Pw8/1 and 
Ex.Pw8/2 to defendant. Pw8 deposed that as there was an agreement for sale 
of property, so month earlier he had issued these two cheques as advance 
for   the   payment   of   sale   consideration.   Pw1   identified   the   signatures   of 
defendant on the back of  Ex.Pw8/2. In cross examination Pw1 stated that he 
do   not   maintain   any   accounts.   Pw8   stated   that   he   did   not   accompany 
Kishan Lal for encashing the cheque in bank. Pw1 stated that in his previous 


Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                               19
 examination he had not stated that he is producing these 2 cheques. Pw8 
further stated these these cheques were given bearer as the defandant had 
told that he has no  bank account. Pw1 denied the suggestion that no such 
cheques were given and he has deposed false. Ex.Pw8/2 was put to witness 
and he admitted that in the cheque the word self is cut and name of Kishan 
Lal   is   written.   But,   volunteered   that   counter­foil  Ex.Pw8/2­A  bears   the 
signature of defendant. Pw1 denied the suggestion that those two cheques 
were in his custody.
47.     In DE. First witness Dw1 was called from Tis Hazari Court in section 
writing branch. Dw1 Sh. Puran Cahnd UDC brought the filing register dated 
19.12.1974 and deposed  that as  per this  record 19.12.1974 was a working 
day. Dw1 was not cross  examined.
48.     Dw2 is the defendant/mortgagor himself. Dw2 deposed on oath that 
plaintiff/mortgagee   was   his   tenant   in   the   suit   property   on   entire   ground 
floor since 1969. Dw2 deposed that he had taken loan of Rs. 11,000/­ from 
plaintiff during tenancy. It is also deposed that plaintiff had let some of Rs. 
6600/­   during   tenancy.   Dw2   stated   that   the   mortgage   deed   was   for   Rs. 
25,000/­ and apart from this amount he was liable to pay interest amount to 
Rs. 2500/­ to the plaintiff. Dw2 deposed that he received a sum Rs. 4,900/­ 
before Sub Registrar and there was no rent deed at that time. Dw2 stated 
that he was told that only mortgage deed is being executed. Dw2 deposed 
that he is illiterate and he signs in Hindi only. Dw2 also deposed that initially 
the   rent   was   Rs.   110/­p.m.     later   it   was   increased   to   Rs.   200/­p.m.   after 
execution of mortgage. The rent was increased on account of installation of 
furniture and  repairs. Dw2 deposed that afterward he learnt that a rent note 
had  been  got  executed  in  favour   of  Smt.   Kanta  Rani.   Dw2   stated  that  he 
never executed any lease agreement in favour of Smt. Kanta Rani. Dw2 also 
stated that interest on mortgage was 7.5%. 
49.     Dw2 also deposed that he did not paid any interest   on mortgage as 
that     was   to   be   adjusted   against   the   rent.   Dw2   also   deposed   that   Sh. 
Mohinder lal was also allowed to collect the rent from Sh. A.  Mitra. Dw2 

Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                      20
 produced   the   statement   of   account   of   the   rent   received   by 
plaintiff/mortgagee   from   Sh.   A.   Mitra   as  Ex.Dw2/1  and  Ex.Dw2/2.   Dw2 
further stated that he had not given written authority to collect rent from Sh. 
A. Mitra but it was oral. Dw2 further deposed that he is entitled to adjust the 
amount of Rs. 46,500/­ towards the mortgage amount and he  tried to remit 
balance amount due to plaintiff and a notice was issued to plaintiff through 
Mr. D. P. Jain Advocate. Carbon copy of notice was produced in evidence as 
Ex.Dw2/3. Dw2 also stated that he received reply to his notice which was 
produced in evidence as Ex.Dw2/4. Dw2 further stated that he is prepared to 
redeem the mortgage and pay the entire amount which may come due.
50.    Dw2 further  deposed that Smt. Kanta Rani filed an eviction petition 
against   him   on   the   ground   of   sub­letting   of   the   premises,   which   was 
dismissed. Certified copy of order was produced Ex.Dw2/5. He also deposed 
that Smt. Kanta Rani preferred an appeal against the dismissal of petition 
and the appeal  was also dismissed. Certified copy of order of Ld. Appellate 
Court was produced as Ex.Dw2/6.
51.    Dw2 further stated that he never entered into agreement to sell the 
suit   property.   He   deposed   that   the   document  Mark   X  does   not   bear   his 
signature   at   point   A.   Dw2   further   deposed   that   he   did   not   receive   any 
amount of Rs. 3,000/­ either by cheque or in cash. Dw2 also deposed that 
suit of Mohinder Lal is false. 
52.    In cross examination Dw2 admitted that he had mortgaged the suit 
property in favour of Sh. Ramesh Chand Gupta in 1968 for Rs. 20,000/­. Dw2 
stated   that   he   got   the   mortgage   redeemed   by   paying   the   mount   in 
installments. However witness did not answered when and by what amount 
of installment. Dw2 denied the suggestion that the property was mortgaged 
with Rsmesh Chander Gupta for Rs. 10,000/­. Dw2 stated that he executed 
pronotes of Rs. 11,000/­ and Rs. 6,600/­  for loan. Dw2 admitted that pronote 
for Rs. 6,600/­ was executed on 09.02.1970 and pronote of Rs. 11,000/­ was 
executed on 30.01.1969. Dw2 denied that he received cash loans of 1600 on 



Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                 21
 10.02.1970 and Rs. 600 on 25.05.1970. Dw2 also denied the receiving of sum 
of   Rs.   2200/­.   Dw2   admitted   his   signatures   on   pronote  Ex.Dw2/P1  and 
receipt  Ex.Dw2/P2  dated   30.01.1969.   He   also   admitted   his   signatures   on 
pronote   and   receipt  Ex.Dw2/P3  and  Ex.Dw2/P4  dated   09.02.70.   Dw2 
admitted that he appeared before Sub Registrar at the time of registration of 
mortgage deed and admitted the signatures on mortgage deed. Dw2 denied 
that he was identified by one Sh. Milkhi Ram and Sh. D.S. Lamba Advicate 
before Sub Registrar. 
53.    A suggestion was put by counsel for plaintiff/mortgagee that before 
Sub Registrar Dw2 acknowledged having previously received 10,000/­ from 
mortgagee  and  received  Rs.   22000/­  before  Sub  Registrar.   The  suggestion 
was denied as incorrect. The suggestion was again put by reforming it that 
Dw2 actually acknowledged having received 22,000 in advance and received 
Rs. 10,000/­ before Sub Registrar . Again the witness negated the  suggestion 
as incorrect and volunteered that he  received Rs. 20,100/­  and Rs. 4,900/­ 
out side the Sub Registrar's office. Dw2 admitted that mortgage deed Ex.P1 
was executed but stated that he do not know its contents as he  is illiterate. 
Dw2 denied that two chits were issued by Sub­Registrar. He stated that he 
learnt on that day that the mortgage deed has been registered. The mortgage 
deed was put to the witness and asked about the amount written on it, but 
Dw2   stated   that   he   received   only   Rs.   25000/­   not   Rs.   32,000/­.   On   the 
suggestion that Dw2 never informed the Sub­Registrar that he is not aware 
of contents of mortgage deed, Dw2 replied that he did not complained as he 
was  not  aware  about the  contents  of  mortgage  deed.   Dw2  stated   that  he 
came   to   know   about   falsity   of   mortgage   deed   only   when   Mahinder 
Lal/mortgagee filed suit for specific performance against him. Dw2 stated in 
cross examination that he do not know if any other document was presented 
for   registration   at  the  time   of   registration   of   mortgage   deed  Ex.­P1.   Dw2 
admitted   that   mortgage   deed   was   executed   on   04.06.1973   and   it   was 
presented for registration on 07.06.1973. Dw2 denied that on 06.06.1973 a 



Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                 22
 rent deed with respect to the whole property in favour of Smt. Kanta Devi in 
the sum of Rs. 200. In later part of cross examination Dw2 admitted some 
suggestions as correct. These are reproduced. "it is correct that the original  
rent deed is in my possession. It is correct that the rent deed was on stamp  
paper. It is correct that the rent deed was presented for registration before the 
sub registrar also on 07.06.1973. But I had no knowledge." Dw2 stated further 
that at the time of presentation of documents he was not told that one of the 
document was a rent deed in favour of Smt. Kanta Rani for Rs.  200/­ for 
whole house. Dw2 admitted that  Ex.Dw2/P5  is the copy of purported rent 
note in favour of Smt. Kanta Rani and admitted his signatures at point A, B, 
C & D.
54.      In further cross   examination on day 2, Dw2 stated that he had not 
inquired from Sh. A. Mitra as to what amount he has paid to Sh. Mohinder 
Lal. Dw2 stated that Sh. A. Mitra vacated first floor in 1977 and after that he 
occupied that. After this a question was put to Dw2 that whether he took 
permission from Sh. Mohinder Lal or Smt. Kanta Rani for occupying the first 
floor and barsati floor. The witness answered that he is the owner and there 
was no necessity for for taking permission from them. 
55.      Dw2   admitted   that   one   Sh.   Vijay   Gupta   was   his   advocate   in 
mortgagee's suit for specific performance. He also admitted that he used to 
consult before admitting the document. Now a question was put on  Ex.P2 
and   asked   about   the   admission   of     Mr.   Vijay   Gupta   to   the   defendant's 
signature  on this document. The witness answered that he do not know at 
all if Mr. Vijay Gupta admitted the signature on 25.10.1978 on  Ex.P2. Dw2 
was confronted with his written statement at para 2 from point A to A where 
it is written that prior to execution of mortgage deed dated 04.06.1973 Smt. 
Kanta Rani took on rent the ground floor of the said house on rent of Rs. 200, 
and the witness answered that this all is written by his counsel. Dw2 also 
admitted that his Counsel D.P. Jain filed replication in redemption suit. He 
was confronted with the replication where it is written that rent note has 
been got executed by Sh. Mahinder Lal in favour of Smt. Kanta Rani at the 

Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                               23
 rate   of   Rs.   200/­   p.m.   only   because   Sh.   Mahinder   lal   wanted   increased 
interest at the enhanced rate of Rs. 200/­ p.m. and not the actual interest at 
Rs. 156.25 p.m. When Dw2 was questioned as to his previous statement that 
he   had   not   executed   any   rent   note   in   favour   of   Smt.   Kanta   Rani   with 
confronted statement witness stated that "I do not know anything whatever  
the   lawyer   wanted   they   put   down   in   the   replication".  Dw2   was   further 
confronted with the replication at Para 4 from A to A where the mortgagor 
has stated that there is no relationship of landlord and tenant between me 
and Smt. Kanta Rani. To this, witness admitted to be written but stated that 
he do not know anything about rent deed dated 07.06.1973. The witness was 
again confronted with para 3 of replication in redemption suit where he has 
stated that rent note was got executed in favour of Smt. Kanta Rani along 
with mortgage deed, and the witness replied that it is correctly recorded. 
56.     Dw2 admitted the suggestion to be correct that Smt. Kanta Rani did 
not pay rent to him. However he state that he do not know Kanta Rani and 
state   that   Mahinder   Lal     is   his   tenant.   Dw2   further   stated   in   cross 
examination that Mahinder Lal did not pay any rent as the rent was adjusted 
against   the   mortgage  amount.   Counsel   for  plaintiff   put  a  suggection   that 
after the execution of rent note in favour of Smt. Kanta Rani Mohinder lal 
did not remain tenant on the ground floor. This suggestion was denied and 
the   witness   volunteered   that   Sh.   Mahinder   lal   is   his   tenant.   On   cross 
examination as to increase of rent from Rs.110/­ to Rs.200/­ on account of 
repairs, Dw2 explained the nature of repairs but admitted that he had not 
stated about those in earlier statement. On suggestion Dw2 denied that rent 
was not increased on account of the repairs. 
57.     Dw2 was then questioned on the notice of redemption Ex.Dw2/3 and 
asked to explain the non mention of repair in that notice while execution of 
rent note in favour of Smt. Kanta Rani. To this, witness answered "whatever 
the  lawyer   wrote   is   correct   otherwise   I   do   not   know".  To  similar   question 
regarding the mortgage amount of Rs. 32000/­ Dw2 gave same reply. 
58.     To   the   suggestion   of   counsel   for   defendant   regarding   execution   of 

Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                  24
 agreement  to sale on 19.01.1974 in favour of Sh. Mohinder Lal for sale of suit 
property Dw2 flatly denied. Dw2 also denied that it contains his signature at 
point A. Here again the witness said that  he do not know Hindi and stated 
that he can only sign in Hindi. Dw2 denied   that endorsement in Hindi at 
point   mark   Y  acknowledging   the   receipt   of   Rs.   10,000/­   is   in   his 
handwriting.   Further   the   witness   stated   that   he   cannot   read   the 
endorsement in rent note which is in Hindi and reads 'ASAL KIRAYANAMA 
VASOOL PAYA'.  (if   a witness  cannot read,  the words  recorded in capital 
letters are the word put in cross examination). Dw2 stated that he has no 
document  to show that he received 4,900 before Sub­Registrar. The witness 
stated that no amount was  received before Sub­Registrar. The amount was 
outside   the   office   of   Sub­Registrar.   In   later   part   witness   stated   that   he 
received the amount of Rs. 20,100/­ in installments but failed to explain how 
many and of what amount. Dw2 admitted that Sh. Ramesh Chander had got 
a decree against him on account  of mortgage of suit property. Dw2 denied 
the suggestions that Sh. Ramesh Chander was putting pressure for payment 
of money and for this purpose the property was agreed to be mortgaged for 
Rs. 32,000/­. An agreement dated 10.02.70 was put to Dw2 as Ex.Dw2/P7 to 
which Dw2 admitted to   having his signatures and thumb impression, but 
stated that he do not know the contents. Dw2 stated that he do not have any 
bank account. He also stated he do not have amount with him but stated 
that he will arrange for the same once he come to know how much amount 
is due (29.09.99). Counsel for mortgagee/plaintiff also put some documents 
in   cross   examination   as  Ex.Dw2/P8  and  Ex.Dw2/P9.   Lastly   counsel   for 
mortgagee gave suggestion that "your statement that the interest amount ,on  
the mortgage and the rent due to you were to be adjusted is false?  This was 
denied as incorrect.
58.     Dw3 was called to produce some record but he did not produce the 
record. Dw4 was summoned again for same record. Dw4 stated that he has 
not brought the summoned record in respect of grant of licence of stamp 
vendor in the name of Sh. Hukum Chand Suri stamp vendor as it was not 

Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                   25
 traceable.
59.     Since   the   defendant/mortgagor   has   denied   his   signatures   in 
document  Mark   X  plaintiff   appointed   handwriting   expert   to   prove   that 
signature   is   of   Kishan   Lal,   at   the   time   of   PE.   The   expert   of   plaintiff   was 
examined   as   Pw9.   Pw9   filed   its   report   as  Ex.Pw9/1  with   enlarged 
photographs  Ex.Pw9/2  to  Ex.Pw9/11  and     their   negatives  Ex.Pw9/13 
collectively. Pw9 deposed that after examination of disputed signatures  Q1 
to Q15 and comparing the same with admitted signatures of Kishan Lal A1 
to   A9  taken   from   file,   in   his   considered   opinion   the   disputed   signatures 
written as 'Kishan Lal' in Hindi are written by Kishan Lal the writer of of the 
comparative admitted signatures. 
60.     In   cross   examination   report   was   questioned   by   counsel   for 
defendant/mortgagor and the expert admitted that the date of examination 
of the signatures is not mentioned in the report. Some cross examination as 
to formation of words were put which the expert properly replied.
61.     Defendant/mortgagor   also   appointed   his   hand   writing   expert   in 
rebuttal and filed the report but that report could not be put in evidence as 
defendant's expert refused to appear and depose, despite various summons. 
Thereafter on 05.03.2001 DE was closed and matter was adjourned for final 
arguments.   Defendant   moved   an   application   for   appointment   of   another 
expert but the application was dismissed along with an application under 
order   47   filed   by   defendant/mortgagor.   The   matter   thereafter   remained 
pending for final arguments. 
62.     I have heard the arguments addressed by counsel for mortgagee Sh. S. 
P.   Jha   and   for   mortgagor   Sh.   S.   K.   Bhaduri,   at   length   and   carefully   gone 
through evidences and record. On the basis of arguments addressed by Ld. 
Counsels and the record available my finding on each issue in both  suits is 
as follows;­
63.     In  suit for specific performance filed by mortgagee.
        ISSUE No. 1.   Whether the defendant entered into the agreement to 



Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                          26
 sell   dated   19th  December,   1974,   with   the   plaintiff   with   respect   to   suit 
property? If so, what are its terms? This is the most crucial issue between 
parties.   Claim   of   mortgagee/plaintiff   is   that   the   mortgagor   executed 
document Mark.X.  As per mortgagee this document is the agreement to sell. 
At initial stage this document was challenged for deficient stamp and the 
Court   impounded   it  and   after   adjudication   the   deficient  stamp   duty   was 
paid   with   penalty   on   12.07.1982.   After   adjudication   as   to   stamp   and 
payment   of   deficient   stamp   with   penalty   the   bar   of   section   35   of   Indian 
Stamp   Act   was   removed.   However   the   defence   of   defendant   to   this 
document is of it s execution. It is the defence that defendant/mortgagor 
never   agreed   to     sell   the   suit   property   and   never   signed   on  Mark   X. 
Document Mark X is a handwritten document on a plain paper. Its contents 
in verbatim are reproduced hereunder;­
64.     It is recipt extuited at Delhi own 19/12/74 By Kishan Lal S/o Sanwaliya  
Res./ of House No. 5846 ....... Block No.4 Dev Nagar Karol Bagh New Delhi.
whereas I am owner and in propertiry position of two and Half Story Pakka  
Built House No. 5846 Gali 6 Block 4 Ward 16 Built on lees Hold Plot arya 77  
square yard.
The   Above   House   is   all   ready   Mortgages   for   the   Sum   of   Rupees   33,200   in 
favour of shri Mohinder Lal So/of Shre Azari Lal rest of House No. 5846 Gali 6 
Block 4 and the After the Above Morgase it is fre from all sarlt of Moragges  
and dispitues. I have with my free consant and will agreed to sale the Above  
House along with lees hold rights of the Plot under needh a.... with electic and  
watr fittings conession in favour of Mohinder Lal [morgegee mansion above  
for the sum of Rupee 80,000 Eighty thounds and out of the prize agreed I have  
received the sum of Rupees of then thousands in case by way of Aru....d Money  
and further earnest money of Rupees ten Thousands will be paid to me by the  
purchaser   upto   ............   (blank)   and   rugular   aggree   ment   for   sale   will   Be  
Executed by me in the foayo..r of the Purchaser up to six month and I will  
hand over entire vacant possition of the House two the purchaser and all the  
costs   the   stams   duty   and   register   charges   will   by   Paid   by   the   Purchaser  

Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                       27
 himself and taxis and othr money will be paid by me. 
        DAS HAZAAR RUPAY BARA VA NAKAD SULAD                                      Sd/­   on 
revanue stamp.
65.     The   above   is   the   document   Mark   X     in   verbatim.   This   is   the   only 
document mortgagee has produced to prove that there was an agreement to 
sale the suit property. The objection of mortgagor is that the document is 
forged and not signed by him at point A and the endorsement at point Y is 
not in his writing. The onus to prove that mortgagor agreed to sale the suit 
property is on mortgagee. To the first   objection that the document is not 
signed   it   is   submitted   by   Ld.   Counsel   for   mortgagee   Sh.   S.   P.   Jha   that 
mortgagee has fairly proved that document Mark X is signed by mortgagor. 
It is submitted that mortgagee has identified the signature of mortgagee in 
Mark   X  and   the   handwriting   expert   Pw9's   testimony   in   this   regard   is 
sufficient to negate the defence of mortgagor. It is also submitted that when 
mortgagee   produced   his   expert   evidence,   mortgagor   failed   to   negate   the 
opinion given by Pw9. Therefore, since the document Mark X is proved to be 
signed by mortgagor and since after this proof the defence that it was not 
signed by mortgagor goes, it is proved that mortgagor agreed to sell the suit 
property to  mortgagee.
66.     On the other hand counsel for mortgagor Sh. S.K. Bhaduri submitted 
that   the   document  Mark   X  is   neither   signed   by   mortgagor   nor   it   is   an 
agreement to sell. Ld. Counsel  submitted that the document Mark X is not 
an agreement to sell as it is not signed by the second party.  Ld. Counsel also 
contended that mortgagor is an illiterate man and he could only write his 
signature in Hindi. It is submitted that although mortgagor never signed in 
the document but even if the signature in Mark X at point A is of mortgagor, 
it is a fabricated document. It is also contended that the writings in Hindi " 
DAS  HAZAAR RUPAY BARA VA NAKAD SULAD" is not of mortgagor.    Ld 
Counsel further submitted that in evidence Pw1 deposed that  Mark X  was 
written by Sh. Dina Nath but he was not produced to prove the document. 



Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                    28
 Ld. Counsel referred to cross examination of Pw1 where he has stated that 
19.12.1974,   when   the   document  Mark   X  was   executed,   was   holiday   and 
submitted that this claim of Pw1 is false as Dw1 has proved that 19.12.1974 
was working day. It is submitted that as per Pw1/plaintiff/mortgagee this 
Mark X was executed on plain paper and not on stamp paper for only reason 
that 19.12.1974 was holiday, but this testimony is false as 19.12.1974 was not 
holiday and the work in Tis Hazari was going on   that day. It is submitted 
that this testimony itself clearly shows that Mark X is a false and fabricated 
document.
67.     Ld. Counsel for mortgagor further contended that that the document 
Mark   X   read   as   whole   itself   says   that   it   is   not   an   agreement   to   sell   but 
agreement   to   execute   an   agreement   to   sell.   While   contending   so,   Ld. 
Counsel   referred   to  Mark   X  where   it   is   written   that   "and   further   earnest 
money   of   Rupee   Ten   Thousands   will   be   paid   to   me   by   the   purchaser  
upto...........(blank)... and regular agreement for sale will be executed..".  Ld. 
Counsel submitted that the document itself is not a concluded agreement 
therefore suit for specific performance is not maintainable.
68.     In rebuttal Ld. Counsel for mortgagee submitted that once mortgagor 
took the defence that his signature in Mark X are forged he cannot take the 
plea of fabrication and he can not comment on the contents of documents. 
It is submitted that if the defence of mortgagor is that he has not signed on 
Mark X then he can not take altogether inconsistent plea that mark X is not 
an agreement to sell or it is fabricated.
69.     The rebuttal argument of counsel for mortgagee is not tenable. In any 
suit defendant has right to take as many grounds of defence available with 
him. Although the   defence should not not be inconsistent so as to defeat 
other   defence,   but  in   the   present   case   as   the   mortgagor   has   consistently 
stated that he is an illiterate  and he could sign only in Hindi, the defence of 
forgery   along   with   fabrication   cannot   be   taken   as   inconsistent.   Reason 
being, if a person is illiterate and is questioned with a document which may 



Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                          29
 contain his signature, but, had never in his mind for what he has signed, or 
he signs for some different purpose than what document contains, he would 
always reply that he has not signed such document. Specially in a case like 
this   where   there   are   various   documents   between   the   parties.   So   in   this 
particular case where there is no proof against the claim of mortgagor that 
he is illiterate specially for English language, the defence of fabrication is not 
inconsistent with forgery.
70.     The mortgagee is claiming specific performance of contract and for 
that mortgagee has to prove that Mark X is a valid contract. Defendant has 
every   right   to   question   the   document   in   every   aspect,   on   which   plaintiff 
bases his claim. Further as per section 9 of the Specific Relief Act , "except as 
otherwise provided in the Act where any relief is claimed under chapter II of  
the Act in respect of a contract, the person against whom the relief is claimed  
may plead  by way of defence any ground which is available to him under any  
law relating to contracts". As relied by Ld. Counsel for mortgagor, in JT 1990 
(3) SC 205  in Smt. Mayawati v. Smt. Kaushalya Devi it was held that "In a 
case of specific performance it is settled law, and indeed it cannot be doubted,  
that the jurisdiction to order specific performance of a contract is based on  
the existence of a valid and enforceable contract. The law of contract is based  
on ideal of freedom of contract and it provides the limiting principles within  
which the parties are free to make their own contracts. Where a valid and  
enforceable contract has not been made, the Court will not make a contract  
for them. Specific performance will not be ordered if the contract itself suffers  
from  some   defect   which   makes   the contract   invalid   or  unenforceable.   The  
discretion of  the Court  will  be there even though  the contract is otherwise  
valid and enforceable and it can pass a decree of specific performance even 
before there has been any breach of the contract. It is, therefore, necessary first  
to see whether there has been a valid and enforceable contract and then to see 
the nature and obligation arising out of it. The contract being foundation of  
the obligation the order of specific performance is to enforce that obligation.
(emphasis supplied)

Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                  30
 71.     The first point of argument is that whether this document Mark X is a 
contract/agreement   to   sell   or   not.   The   point   of   difference   between   Ld. 
Counsels is that Document Mark X is a  receipt only and not the agreement. 
Further   it   is   agreement   to   agreement   in   future.   Ld.   Counsel   for   the 
mortgagee   submitted   that   if   a   receipt   contains   all   the   ingredients   of 
agreement to sell it is a valid agreement to sell. In this regard Ld. Counsel 
placed reliance on  182 (2011) Delhi Law Times 350  Braham Singh Versus 
Sumitra   &   Ors,  63  (1996)   DLT   52  M/s   Agarwal   Hotels   Pvt.   Ltd/  v.   Focus 
Properties Pvt. Ltd.,  2009 (1) SLT 164  Alka Bose v. Parmatma Devi & Anr, 
2002 Vii AD (Delhi) 164 N. K. Widhani &Ors v. Ajit Prasad Jain and Judgment 
of Hon'ble High Court of Delhi passed on 24.05.05 in CS(OS) No. 256/1990 
in   Re:   S.K.   Gupta   (through   Lrs)   v.   Avtar   Singh   Bedi   &   Ors.   The   basis   of 
reliance is that "the four ingredients necessary to make an agreement to sell  
are: (I) Particulars of consideration; (ii) certainty as to parties i.e. vendor and  
the vendee; (iii) certainty as to property to be sold; and (iv) certainty as to  
other terms relating  to other terms relating to probable cost of conveyance to  
be born by the parties, time etc". (Emphasis supplied)
72.     It is in the light of above test Ld. Counsel for mortgagee submitted 
that document Mark X, though written in form of receipt, is an agreement to 
sell.   Ld.   Counsel  submitted  that  Mark  X  contains   the  name of   seller  and 
purchaser   as   Kishan   Lal   and   Mohinder   Lal   respectively,   the   property   is 
identified as House no. 5846 Block 4 Gali No.6 Dev Nagar Karol Bagh New 
Delhi, the consideration is certain for Rs. 80,000/­ and contains the advance 
payment of Rs. 10,000/­, the time frame of six month is also given and it is 
also written who has to bear the charges of registration and stamps and who 
has   to   take   permissions   and   clearance.     It   is   submitted   that   the  Mark   X 
qualifies the test  to be an agreement to sell therefore it is a valid agreement 
to sell. Further in 2009 (I) SLT 164 there was a specific issue before the Trial 
Court that "whether an agreement of sale executed only by the vendor, and  
not  by  purchaser is   valid".  To  this  issue  it was  held   by  Hon'ble   Supreme 


Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                       31
 Court that "even an oral agreement to sell is valid. If so, a written agreement  
signed by one of the parties, if it evidences such an oral agreement will also  
be  valid.  xxxxxxxxx.    In india  an   agreement  of  sale signed  by the vendor  
alone   and   delivered   to   the  purchaser,   and   accepted   by   the   purchaser,   has  
always been considered to be a valid contract. In the event of breach by the  
vendor it can be specifically enforced.
73.     Ld. Counsel for mortgagor on the other hand placed reliance on AIR 
1998 Calcutta 44   Punit Beriwala v. Suva Sanyal & Anr, where it was held 
that   "A   mere   agreement   to   agree   is   not   enforceable   in   a   Court   of   Law.  
Furthermore, it is a trite law, that in order to enforce an agreement, the same 
must     constitute   a   contract   within   the   meaning   of   section   2(g)   of   Indian  
Contract   Act.   It   must   also   be   a   lawful   one   having   a   lawful   consideration  
therefor and entered into  with a lawful object." (Emphasis supplied).
74.     Ld.   Counsel   further   placed   reliance   on  AIR   2003   Delhi   15    Ms. 
Mirahul Enterprises and Others v. Vijaya Shrivastava where it was held that 
"in   exercising   discretion,   the   court   is   obliged   to   take   into   consideration 
circumstances of the case , conduct of the parties and the respective interest  
under the contract. At the same time, it should not be lost sight of that the 
discretion has to be exercised by the court not arbitrarily but based on sound  
judicial principles. The first fundamental which must be proved beyond all  
reasonable   doubts   is   the   existence   of     a   valid   and   enforceable   contract".  
(emphasis supplied).
75.     The point  of contention was whether the receipt can be treated as 
agreement to sell which does not bear signature of vendee. As contended by 
Ld. Counsel for mortgagee the document Mark X is having name of parties, 
it   is   also   having   the   description   of   property,   it   also   contains   the 
consideration and the terms of performance of particular acts. Further as 
held by Hon'ble Supreme Court in 2009 (I) SLT 164 it is not required to be 
signed by the purchaser. Hence, a receipt could be an agreement to sell if 
contained all above requirements, but it must be a concluded agreement 
between the parties having mutuality. 

Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                     32
 76.     Second point of argument is to the validity of agreement. The one and 
consistent defence of defendant was that he is an illiterate and he could only 
sign   in   Hindi.   It   is   not   in   dispute   here   that   mortgagor   was   indebted   to 
mortgagee. The claim of mortgagee is that on 19.12.1974 mortgagor took Rs. 
10,000/­ as earnest money and executed Mark X. Mortgagee himself claims 
that   after   execution   of  Mark  X,  for   payment  of   remaining   amount   of   Rs. 
10,000/­ of earnest money he paid Rs. 3000/­ in cash and paid cheque of Rs. 
3000 dated 21.01.1975, which the mortgagor returned for cash payment of 
Rs.  3000/­. It is also claimed by mortgagee that remaining amount of Rs. 
4000/­ was not received as mortgagor stated that   he would take it against 
pakki receipt at the time of registration of sale deed. However at the same 
time it is the mortgagee who deposed against his own claim. As per Pw1 in 
cross examination the day when Mark X was executed  i.e. 19.12.1974, it was 
a  holiday.  It is  stated by  mortgagee that mortgagor  had  told  him that he 
would execute the agreement on stamp paper on next day. This proves that 
on 19.12.1974 the agreement to sell was not concluded as it was a draft one. 
But   the   testimony   of   Pw1   is   false.   Claim   of   Pw1   is     that  19.12.1974     was 
holiday. This is the reason assigned by Pw1 for making the agreement in a 
plain paper. Defendant/ mortgagor has proved the falsity of Pw1 when Dw1 
came and deposed that 19.12.1974 was working day and work was going on 
in filing counter. 
77.     Further Pw1 has deposed that defendant had told to execute proper 
agreement on next date and he purchased stamp paper on next date   and 
asked the defendant to execute the same, however the defendant declined to 
execute the agreement. Now if, as per mortgagee he purchased the stamp 
papers on next date and asked the mortgagor to execute the agreement then 
the   next   date   is   20.12.1974.   Therefore   as   per   mortgagee, 
defendant/mortgagor declined to execute the agreement on 20.12.1974. If it 
is so, then where was the occasion for the mortgagee to pay Rs. 3000/­ in 
cash and cheque of Rs.  3000/­ in the month of January 1975. How could 
mortgagee pay sum of Rs. 3000/­ on 21.01.1975 in return of cheque, issued 

Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                       33
 earlier, if mortgagor  refused to   execute proper agreement on 20.12.1974. 
Mortgagee   is   an   educated   man   and   he   is   presumed   to   be   reasonably 
prudent.  Mark   X  is   not   the   only   transaction   between   mortgagee   and 
mortgagor. It is not the only document between mortgagor and mortgagee. 
All   other   documents   executed   between   mortgagee   and   mortgagor   are 
properly drafted and most of them are registered. 
78.     As   recorded   in   verbatim   above,  Mark   X  itself   shows   that   it   is   not 
written by any expert. It is written so badly that one cannot even read it at 
first look.  The  mortgagor  is  not a literate man and he could  only  sign in 
Hindi,   still   this   unexpert   has   written   this   document   in   English   when   the 
writer himself is not good in English. What prevented the scriber to write 
this document in Hindi. What was the reason that it is written in English 
when the writer was not so good in English? If an effort is put to find the 
answer to this question   keeping in mind that this document has to used 
against   an   illiterate   person,   answer   will   become   obvious   i.e.   to   take 
advantage of his illiteracy. 
79.     As already discussed above that the plea of forgery would not become 
inconsistent with plea of fabrication in this particular case, as, unless the 
person signing the document knows the contents of document, he would 
always say he did not signed a particular document, when the contents of 
documents are put to him. A  person  does  not become liable if signature 
does   not   match   his   intention.     Therefore,   as   mortgagee   produced   expert 
opinion   the   that  Mark  X  at   point   A   is   signed   by   the   mortgagor   after 
scientifically examining and, as I do not find any flaw with the opinion of 
expert   after   looking   at   the   other   admitted   signatures   of   mortgagor,   the 
document   document  Mark   X,   though     signed   by   mortgagor,   would   bind 
mortgagor   only   if   the   mortgagor   was   aware   about   the   contents   of 
documents and if the agreement   was concluded. Though,  the mortgagor 
also filed an expert report but same was not taken in evidence as the expert 
R. P. Singh, who gave his opinion in favour of mortgagor, refused to appear 
in witness box despite various summons. The opportunity of mortgagor was 

Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                   34
 closed for late filing of process fee for issuing notice under order 16 rule 12.  
80.    The issue here is whether defendant entered into the agreement of 
sale   dated   19.12.1974.     Except   for  Mark   X,   to   prove   the   agreement, 
mortgagee has not produced anything on record. The writer of Mark X was 
also not called in witness box.  Although  mortgagee has produced various 
receipts and cheques viz.  Ex.P2A, Ex.P3 and Ex.Pw8/1 and Ex.Pw8/2. Ex.P2A 
and Ex.P3 are produced to show  that mortgagor paid the remaining amount 
of 6000/­ out of 10,000 as further earnest money, but as recorded earlier, if 
as per Pw1 the mortgagor refused to execute proper agreement on next date 
execution   of  Mark   X,   there   was   no   occasion   to   pay   the   further   earnest 
money against these receipts. Similarly Ex.P3 could not be said to be given in 
consideration of agreement to sale as it is alleged to be given on 21.01.1975. 
Surprisingly  Pw2 in his later part of cross examination retracted from his 
earlier   statement   and   went   on   deposing   that   he   never   stated   that   the 
defendant refused to execute the regular agreement on the next day of the 
execution of the document  Mark X. It is nothing but a useless attempt to 
cover up the falsity. 
81.    So   far   as   payment   by   way   of   cheques   Ex.Pw8/1   and   Ex.Pw8/2   are 
concerned at the outset these cannot be said to be given in consideration of 
alleged   agreement   to   sell   as   Pw1   when   recalled   to   prove   them   formally, 
stated that he had issued those cheques prior to execution of Mark. X. This 
fact was never pleaded by mortgagee in his plaint  or replication. Further the 
ground on which mortgagee filed the suit is that at the time of execution of 
Mark X mortgagor was given Rs. ten thousands as earnest money. This is 
what is pleaded and this is what written in Mark X. There is a stress from the 
side of mortgagee that  after receiving Rs. 10,000/­ mortgagor wrote at point 
mark Y endorsing the receipt of Rs. 10,000/­. At  point Y writing is in Hindi " 
DAS   HAZAAR   RUPAY   BARA   VA   NAKAD   SULAD".                               To   this 
defendant/mortgagor   has   specifically   denied.   The   consistence   defence   of 
mortgagor is that he could not write any thing except his signature in Hindi 



Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                35
 and   it   is   the   defence   that   this   endorsement  is   not   written   by   mortgagor. 
There is not examination by expert as to whether the sentence in Hindi at 
point Y is written by mortgagor or not. Of course, being illiterate mortgagor 
could  not give any sample handwriting. But there is no attempt from the 
side of mortgagee to show that mortgagor could write in Hindi. There is only 
one   statement   of   Sh.   Ramesh   Chander   Pw3,   where     he   said   that   "he   is 
otherwise   not   an   illiterate   person,   so   far   as   my   knowledge   goes".  This 
testimony could have helped the mortgagee had mortgagee had produced 
any   evidence   to   show   that   mortgagor   is   capable   of   writing.   However, 
mortgagee's   own   testimony   goes   against   the   claim   that   Rs.   10,000/­   was 
received by mortgagor and he made endorsement at point Y in Mark X. The 
mortgagee has stated for the first time in examination in chief that "I paid  
Rs. 1500/­ to the defendant  about  one month  prior to the execution of  the  
agreement, Rs. 8500/­ at the time of execution of the agreement mark X". This 
version has come for the first time in evidence otherwise neither it is written 
in  Mark  X  nor it is written in plaint or replication. Therefore, if in fact the 
writing in Hindi at Point Y in Mark X were of mortgagor or if the mortgagor 
was not illiterate and wrote those word in his writing, and if mortgagor was 
paid   Rs.   8500/­,   then   in   no   circumstances   he   could   have   made   a   plain 
endorsement/receipt  of Rs. 10,000/­.
82.     Therefore   from   all   aspects   the   document  Mark  X  could   not   be 
considered as agreement to sell. It is not concluded as proper agreement 
was   yet   to   be   prepared   and   it   does   not   reflect   the   mutuality   and   the 
intention   of   mortgagor   that   he   agreed   to   sell   the   suit   property.   The 
testimony   of   mortgagee,   specifically,   that  Mark  X  was   so   executed,   as 
19.12.1974   was   holiday   is   nothing   but   a   lie,   proved   by 
defendant/mortgagor's witness. 19.12.1974 was Thursday. Dw1 has proved 
that it was a working day by looking into filing register at date 19.12.1974. 
This   cannot   be   equated   with   lapse   of   memory.   If   witness   had   answered 
regarding any random date, witness could have been given benefit of doubt 
of lapse of memory. But this witness has stated that 19.12.1974 was holiday 

Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                   36
 therefore   he   did   not   purchased   stamp   paper   and   further   said   that   he 
purchased  stamp  paper  on  next  day  when mortgagor  refused  to  execute. 
The   witness   has   explained   the   day   in   connection   to   his   working   in   a 
particular manner, taking the ground of holiday as  reason for not executing 
the agreement on stamp paper. The memory as to day   may fade due to 
lapse of time but the reason cannot change by that lapse. Therefore from 
every aspect plaintiff/mortgagee failed to prove that defendant/mortgagor 
entered into agreement to sale dated 19.12.1974 with plaintiff with respect to 
the  suit property.  "It  is a settled law  that if  a contract  is to  be made,   the  
intention   of   offeree   to   accept   the   offer   must   be   expressed   without   leaving  
room for doubts as to the fact of acceptance with those of the offer. The rule is  
that the acceptance must be absolute, and must correspond with the terms of  
the offer. If the two minds were not ad idem in respect of the property to be  
sold there cannot be said to have been a contract for specific performance." JT 
1990 (3) SC 205 supra. The issue is accordingly decided against plaintiff.
83.     The   major   and   vital   issue   for   determination   of   claim   of 
plaintiff/mortgagee has gone against him. The suit of plaintiff fails on this 
ground alone. However, there are other issues involved, which though not 
necessary now, must have to be decided to finally dispose the matter. For 
determination   of   next   issues,   it   is   necessary   to   go   with   a   hypothetical 
presumption that plaintiff/mortgagor proved issue no.1 in his favour. 
84.     ISSUE No.2.­ How much amount has been paid by plaintiff towards 
agreement of sale. For determination of this issue if it is presumed that issue 
no. 1 has been decided in favour of  plaintiff, as per Mark X, mortgagor has 
already   mortgaged   the   suit   property   with   mortgagee   for   Rs.   33,200/­. 
However the registered mortgage deed Ex.P1 is for Rs. 32,000/­. As per Mark 
X the mortgage amount has to be adjusted in the consideration of sale of suit 
property. Plaintiff/mortgagor has produced receipt  Ex.P2A  and  Ex.P3. The 
defendant/mortgagor had denied his signatures on  Ex.P2A  and  Ex.P3  but 
the expert opinion says that that these are signatures of mortgagor. I do not 



Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                     37
 find   any   ground   to   dispute   the   opinion   as   there   is   no   other   report   to 
disagree.   The   signatures   in   these   receipts   appear   to   be   of   mortgagor.   As 
already   discussed   there   is   little   to   dispute   that   mortgagor   had   various 
dealings with mortgagee. But for the fact that issue no. 1 has gone against 
mortgagee and doubt has already come upon transactions purported to be 
claimed for agreement to sell, for the inconsistent testimony, these cannot 
be held to be given in agreement to sale. Further in examination in chief Pw1 
says   that   "I   paid   Rs.   11,000/­   in   one   installment,   Rs.   1600/­   in   another  
installment, Rs. 6600/­ in another, Rs. 600/­, Rs. 220/­ and Rs. 10,000/­. Rs.  
2200/­ was paid as interest and Rs. 10,000/­ was paid before Sub Registrar.  
The entire amount of Rs. 32,000/­ was paid  before the defendant executed the  
mortgage Ext.P1".  However,  if all these amount is clubbed it comes to Rs. 
42220. At one hand plaintiff is saying that he received 32,000/­ in total at 
other  point   his  statement  is  going   to  Rs.   42220.   The  testimony   of  Pw1   is 
totally inconsistent. In later part of cross examination various attempts are 
taken by Pw1 to explain his accounting but could not help the mortgagee. 
85.     Admittedly the mortgagor received Rs. 11,000/­ for the first time when 
mortgagee was taken as tenant and mutually agreed that interest at 1% p.m. 
will be adjusted against monthly rent of Rs. 110/­. Thereafter, the mortgagor 
admittedly   received   Rs.   6,600   against   pronote   dated   09.02.1970.   By   this 
amount   comes   only   for     Rs.   17,600/­.   However,   admittedly   there   is   a 
mortgage   between   parties   and   this   mortgage   is   for   Rs.   32,000/­,   though 
mortgagor   claims   that   he   received   only   Rs.   25,000/­.   So   if   there   was   an 
agreement between mortgagee and the mortgagor to sell the suit property 
and   if   earnest   money   of   Rs.   10,000/­   would   have   been   received   by 
mortgagor,   and   mortgagor   had   breached   the   agreement   on   next   date   of 
execution of Mark X, mortgagor would have received only Rs. 10,000/­ and 
mortgagee   would   have   been   entitled   to   adjust   mortgage   money   in   sale 
consideration. The amount claimed to be paid vide Ex.P2A and Ex.P3 could 
not be considered as there was no occasion   and reason for mortgagee to 
pay this amount once the mortgagor has committed breach on 20.12.1974 

Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                     38
 i.e. after execution of document Mark X dated 19.12.1974. However, as the 
mortgagee   never   agreed   to   sell,   there   is   no   question   of   payment   for 
agreement to sell.
86.      ISSUE   No.3.­   Whether   the   plaintiff   has   been   ready   and   willing   to 
perform   his   part  of   contract?   Keeping   the   hypothetical   presumption   that 
there was agreement to sell the suit property, the plaintiff/mortgagor  has 
averred, as mandatory required,   in his plaint that he has been ready and 
willing to perform his part of contract. Ld. Counsel for mortgagee argued 
that the mortgagor admits that mortgagee is wealthy man and is capable of 
paying money. It is submitted by Ld.  Counsel that the present suit is for 
specific   performance  of  agreement  to  sell  an  immovable  property  and  in 
case   of   immovable   property   time   of   performance   is   not   relevant.   Ld. 
Counsel placed reliance on 2008 (4) SCC 464 Balasaheb Dayandeo (through 
Lrs) & Ors. v. Appasaheb Dattatraya Pawar where Hon'ble Supreme Court 
relied on Constitution Bench Judgment of Hon'ble Court at para 10 and held 
that;­
                10. In Chand Rani V. Kamal Rani a Constitution Bench  
         of this Court has held that in the sale of immovable property,  
         time is not essence of the contract. 
87.      Ld.   Counsel   for   the   mortgagor   on   the   other   hand   contended   that 
though there was no agreement to sell but even if there was an agreement to 
sell the mortgagee was not ready and willing to perform his part of contract. 
Ld. Counsel submitted that the alleged agreement Mark X was executed on 
19.12.1974.   It   is   submitted   by   Ld.   Counsel   that   from   19.12.1974   till 
22.04.1977, nearly about 2 and half year the mortgagee remained silent. He 
never issued any notice nor asked the mortgagor to execute the sale deed. It 
is also stated that since some clearances are required before selling the suit 
property,   the   mortgagor   never   insisted   for   getting   that   clearance.   Ld. 
Counsel   further   submitted   that  during   those   period   Urban   Land   (Ceiling 
and regulation) Act came into force which prohibited the transfer of land 
without prior permission in writing from the concerned authority, but the 

Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                 39
 mortgagee   never   asked   the   mortgagor   for   getting   such   clearance.   Ld. 
Counsel referred to cross examination where mortgagee/Pw1 stated that he 
asked the mortgagor to execute the sale deed but never issued any notice 
calling   the   mortgagor   to   get   the   necessary   clearance   and   to   execute   sale 
deed before notice dated 22.04.1977. It is submitted that the silence on the 
part of mortgagee proves that there was no agreement to sell, and if any such 
agreement was there the mortgagee was never ready and willing to perform 
his part of contract. Ld. Counsel further submitted that plaintiff is not only 
required to show that he is ready and willing to perform his part of contract 
but he is also required to show that throughout he was ready and willing to 
perform   his   part   of   contract.   It   is   submitted   that   silence   on   the   part   of 
plaintiff for about 2 and half years shows that he was not ready and willing 
to perform his part of contract. 
88.     Ld.   Counsel   for   mortgagee/plaintiff   in   rebuttal   contended   that 
readiness and willingness has to be inferred from the capacity of plaintiff to 
pay the money. It has to be seen that whether the plaintiff was having or had 
made arrangements of the amount required to be paid in consideration. Ld. 
Counsel further submitted that if there are certain clearances to be obtained 
before execution of sale deed it is for the vendor to do so. Ld. Counsel for 
plaintiff/mortgagee placed reliance on  JT 2007 (5)  SC 514  wherein it was 
held that "If a vendor had agreed to sell the property which can be transferred  
only with sanction of some government authority, the Court has jurisdiction  
to order the vendor to apply to the authority within specified period.  It was 
also held that there is always an implied covenant on the part of vendor to do  
all things necessary to effect transfer of the property regarding which he has  
agreed to sell the same to the vendee". ( emphasis supplied)
89.     Ld.   Counsel   further   placed   reliance   on  JT   2005   (8)   SC   499,  and 
V(2000) SLT. 534
           "Readiness  and  willingness  to perform  part  of  the contract  
         has to be in spirit and substance and not in letter/form. The  
         language in section 16 (c) of Act does not require any specific  

Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                       40
          phraseology but only averments that plaintiff has performed  
         or   always   been   ready   and   willing   to   perform   his   part   of  
         contract.   Averment   of   readiness   and   willingness   is   not   a 
         mathematical formula which should only be in specif words.
90.     Ld. Counsel further placed reliance on AIR 1971 SC 234, AIR 1971 SC 
978, Air 1981 SC 234, SCR 1954 360 AIR 1930 PC 287 1969 (3) SCC 120 and 
1995   DRJ   (34),  in   support   of   his   claim   as   to   readiness   and   willingness. 
Substance of these authorities is similar to the authorities above recorded. 
91.     There is no dispute as to averment of plaintiff in the plaint as plaintiff 
has perfectly averred that he has always been and is ready and willing to 
perform his part of contract. The question under consideration came only 
when it was submitted by counsel for defendant that there is a silence on the 
part of plaintiff for about 2 and half year. In fact from the date of alleged 
agreement   till   the   date   of   notice,   for   more   than   two   years,   there   was   no 
correspondence from the side of plaintiff requiring defendant/mortgagor to 
execute the sale deed or to get necessary clearance. 
92.     Section   16   (c)   of   the   Act   provides   a   personal   bar   to   the   decree   of 
specific performance. It reads:­
                 (c) who fails to aver and prove that he has performed or  
        has   always   been   ready   and   willing   to   perform   the   essential  
        terms of the contract which are to be performed by him, other  
        than   terms   the   performance   of   which   has   been   prevented   or  
        waived   by   the   defendant.   Explanation.­   For   the   purposes   of  
        clause (c),­
        (i)  where a contract involves the payment of  money, it is not  
        essential for the plaintiff to actually tender to the defendant or  
        to deposit in court any money except when so directed by the  
        court;




Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                        41
         (ii)  the   plaintiff   must   aver   performance   of,   or   readiness   and 
        willingness   to   perform,   the   contract   according   to   its   true 
        construction.
93.     Therefore plaintiff has not only to plead but also to prove that he has 
always been ready to perform his part of contract. The term 'always been 
ready' means that the plaintiff must always be ready and willing from the 
date of agreement till filing of suit. However in the present case as, if there 
was an agreement it was for the mortgagor to get the necessary clearance for 
sale   and   as   it   is   not   disputed   that   mortgagee   was   man   of   means,   the 
readiness and willingness of mortgagee cannot be denied only because there 
is  no  document  to show  that  mortgagee  insisted   to mortgagor  to  get the 
clearance.   However   as   in   issue   no.   1   it   is   decided   that   there   was   no 
agreement   to   sale,   the   silence   of   the   mortgagee   also   gives   force   that   the 
document  Mark  X  was a secret document made without the knowledge of 
mortgagor.  Had mortgagee ever issued  notice to mortgagor  regarding the 
document  Mark  X  the   dispute   would   have   raised   earlier.   The   issue   is 
therefore decided in favour of plaintiff/mortgagee only if there was a valid 
agreement to sell.
94.     ISSUE No.4.­ Whether defendant committed breach of contract. As 
per finding of issue no.1 there is no valid agreement to sell. Defendant never 
executed   agreement   to   sell   the   suit   property   to   plaintiff/mortgagee. 
Therefore the question of breach does not arise.
95.     ISSUE No. 5.­ Effect of non applying to income tax authority and the 
authority under 
Urban Land (Ceiling and Regulation) Act. As already discussed above and 
judgments relied by Ld. Counsel for mortgagor, there is an implied covenant 
that   vendor   should   get   the   necessary   permission   from   the   concerned 
authorities. Therefore non applying to income tax authorities will not non 
suit plaintiff from grant of Specific performance. Further, section 27 of the 
Urban Land (Ceiling & Regulation) Act was declared to be unconstitutional 



Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                     42
 by Hon'ble Supreme Court in  AIR 1981 SC 234  in case of Bhim Singhji v. 
Union   of   India.   It   was   held   that   entire   Act   is   valid   except   section   27(1). 
Section 27 being severable, declared ultra vires and unconstitutional being 
beyond   the   ambit   and   scope   of   the   Act   and   violative   of   Art.   14   of   The 
Constitution. Therefore, had there been an agreement to sell it would have 
made no difference if mortgagor had not applied to Income Tax Authority.
96.     ISSUE No.6.­ Whether the suit has not been properly valued for the 
purpose of jurisdiction? The issue was framed on preliminary objection no.
3. The preliminary objection of defendant/mortgagor is that in para 17(a) of 
the   plaint,   the   plaintiff   prays   for   decree   of   specific   performance   and 
according   to   the   plaint   specific   performance   has   to   be   in   respect   to 
agreement of sale for Rs. 80,000/­. It is stated that plaintiff also claims the 
decree of possession of the property in question but for that purpose plaint 
is neither valued nor any court fee is paid. 
97.     The   defendant/mortgagor   has   not   pressed   this   issue   in   evidence. 
Section 7 of Court Fee Act provides for computation of fee payable. As per 
para   (x)   of   section   7   the   computation   of   court   fee,   in   a   suit   for   specific 
performance   of   a   contract  of   sale,   would   be   according   to   the   amount   of 
consideration. Therefore there is no question as to wrong valuation of suit 
for this relief. However, the objection is that plaintiff has claimed the relief of 
possession also but neither valued the suit for that purpose  nor  paid the 
court fee. 
98.     Ld. Counsel for plaintiff/mortgagee, at this, submitted that in a suit 
for specific performance contract of sale of immovable property the relief of 
possession is always included, as the delivery of possession remains the part 
of agreement. In this regard Ld. Counsel placed reliance on  78 (1999) DLT 
295  wherein it was held by Hon'ble Delhi High Court that in a case where 
possession of immovable property vested with vendor, even if no decree for 
possession is sought,  in suit for specific performance of contract court  is 
empowered to grant decree of possession of immovable property in favour 
of plaintiff.

Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                          43
 99.     Therefore,   as   it   was   not   necessary   to   plaintiff   to   seek   relief   of 
possession separately, just because plaintiff has asked for possession, it will 
not require him to separately value the suit for for the relief of possession. 
Possession, being part of agreement, is the consequence of same cause of 
action. Therefore as per plaint there is not defect in valuation clause in the 
plaint. The issue is decided accordingly.
100.    As this suit  was filed in the year 1977, in the very beginning when Ld. 
Counsels appeared to address the final arguments before me, Ld. Counsel 
for   plaintiff/mortgagee   was   asked   to   look   at   the   provision   of   Section   20 
Specific Relief Act. On this, substantial efforts were put by both the counsels 
and two special hearings were given for hearing on section 20. Of course the 
need to look into section 20 come only if there is an agreement to sell, and in 
the   present   case   the   vital   issue   has   gone   against   plaintiff/mortgagee. 
However,   as   Ld.   Counsels   have   addressed   on   this   factor   at   length   the 
question is looked into taking a hypothetical presumption that whatever is 
stated by plaintiff in the plaint is true.
101.    Section   20   of   Specific   Relief   Act   speaks   about   the   discretion   as   to 
decreeing specific performance. It reads:­
        20.  Discretion   as   to   decreeing   specific   performance.­­(1)   The 
        jurisdiction   to   decree   specific   performance   is   discretionary,   and   the  
        Court is not bound to grant such relief merely because it is lawful to do  
        so;   but   the   discretion   of   the   Court   is   not   arbitrary   but   sound   and  
        reasonable, guided by judicial principles and capable of correction by  
        Court of appeal.
                (2)  The   following   are   cases   in   which   the   court   may   properly 
       exercise discretion not to decree specific performance­
             (a) where the terms of the contract or the conduct of the parties at  
             the time of entering into the contract or the other circumstances 
             under   which   the   contract   was   entered   into   are   such   that   the  
             contract,   though   not   voidable,   gives   the   plaintiff   an   unfair  
             advantage over the defendant; or

Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                       44
            (b)  where   the   performance   of   the   contract   would   involve   some  
           hardship on the defendant which he did not foresee, whereas its  
           non­   performance   would   involve   no   such   hardship   on   the  
           plaintiff;
           (c)  where   the   defendant   entered   into   the   contract   under  
           circumstances which though not rendering the contract voidable, 
           makes it inequitable to enforce specific performance. 
           Explanation 1.­ Mere inadequacy of consideration, or the mere fact  
           that the contract is onerous to the defendant or improvident in its 
           nature,   shall   not   be   deemed   to   constitute   an   unfair   advantage  
           within the meaning of clause (a) or hardship within the meaning  
           of clause (b). 
           Explanation   2.­   The   question   whether   the   performance   of   a 
           contract   would   involve   hardship   on   the   defendant   within   the 
           meaning of clause (b) shall, except in cases where the hardship has  
           resulted from any act of the plaintiff subsequent to the contract, be  
           determined with reference to the circumstances existing at the time 
           of the contract.
       (3)  The   court   may   properly   exercise   discretion   to   decree   specific  
       performance in any case where the plaintiff has done substantial acts  
       or   suffered   losses   in   consequence   of   a   contract   capable   of   specific 
       performance.
       (4)   The court shall not refuse to any party specific performance of a  
       contract merely on the ground that the contract is not enforceable at  
       the instance of the other party.
102.   Ld. Counsel for plaintiff/mortgagee submitted that although this case 
has an age of 34 years in trial court itself but since the time is not an essence 
of  contract, just because this case took  so  long would  not mean that the 
specific performance cannot be granted. Ld. Counsel further submitted that 
though it is the discretion of court to decree specific performance and court 


Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                  45
 can refused to exercise the jurisdiction, but, the Court has to exercise the 
discretion judicially on sound principles. It is submitted that plaintiff has 
invested   a   huge   amount   to   purchase   the   property   in   the   year   1973.   It   is 
submitted   that   almost   half   of   sale   consideration   was   paid   to   the 
defendant/mortgagee. Ld. Counsel further stated that even if after these 34 
years   the   sale   consideration   appears   to   be   a   meager   sum   that   can   be 
compensated  to  the  vendor  by   ordering  to pay  additional  amount  taking 
into consideration the rise in price of suit property. 
103.    Ld.   Counsel   for   mortgagee/plaintiff,   in   support   of   his   contention 
placed   some   authorities.   He   placed   reliance   on  JT   2004   (6)   SC   126  P. 
D'Souza  v.   Shondrilo   Naidu,  (2002)  8 SCC 146  Nirmala  Anand   v.  Advent 
Corporation (P) Ltd. and (2007) 10 SCC 595 Vishva Nath Sharma v. Shyam 
Shankar Goela & Anr.
104.    In the case in hand if it is presumed for the purpose of deciding the 
jurisdiction   to   exercise   the   discretion   in   favour   of   plaintiff,   the   case   as 
pleaded by plaintiff would be that   he advanced a sum of   Rs. 11,000/'­ for 
monthly interest @ 1%, which was to be adjusted with the rent of Rs. 110 per 
month. Thereafter on various occasions plaintiff advanced further money to 
defendant for mortgage of suit property. As per this mortgage deed a total 
sum   of  Rs.   32,000/­ was  given  till  04.06.1973,  including     all  the  advances 
made prior to that day. Since 1969 plaintiff resided (is still residing) in suit 
property   as   tenant,   but   as   per   plaintiff   on   the   day   when   property   was 
mortgaged the old tenancy was terminated and a new tenancy agreement 
was created with  Smt.  Kanta Rani for  a sum  of Rs.  200/­.  Further, as per 
plaintiff himself the rent of the tenancy premises to be paid by Smt. Kanta 
Rani was to be adjusted against the interest of 7.5% per  annum.  Plaintiff 
himself states that defendant/mortgagor gave whole property in tenancy to 
Smt.  Kanta   Rani   and  allowed   her   to  collect  rent  of  Rs.   155/­ from  Sh.  A. 
Mitra. It is admitted position that till date plaintiff/mortgagee has not paid 
any rent to defendant/mortgagor. The stand of mortgagee is that he is not 
the tenant but Kanta Rani is the tenant so liability  to pay rent is of Smt. 

Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                     46
 Kanta Rani, but that could not be claimed as there was agreement that Smt. 
Kanta   Rani   would   pay   the   rent   to   plaintiff   in   adjustment   to   interest   on 
mortgage. 
105.    Interest   on   32,000/­   @   7.5%   per   annum   comes   to   Rs.   2300.   The 
adjustable   amount  of   of  rent @  200/­  per   month   come   to  Rs.  2400/­ per 
annum. Therefore every year plaintiff was getting Rs. 100 more with interest. 
Smt.   Kant   Rani   is   non   other   but   wife   of   plaintiff.   It   is   not   the   case   that 
plaintiff   was   not   enjoying   the   residence   in   the   tenanted   premises.   This 
tenancy  in favour  of  Smt.  Kanta Rani was  nothing  but a device to create 
distinction of parties to mortgage and lease. Otherwise the beneficiary under 
both agreements is the plaintiff. It is interesting to note here that the plaintiff 
to prove his readiness and willingness, has produced   the bank account of 
Smt.   Kanta   Rani   to   show   that   he   had   means   to   pay   the   balance 
consideration for purchase of suit property. If at one place plaintiff and Smt. 
Kanta Rani are to be treated as two difference persons, then plaintiff cannot 
claim   his   readiness   by   producing   the   accounts   of   Smt.   Kanta   Rani.   The 
whole purpose of the rent deed in favour of Smt. Kanta Rani was to make 
arrangement for adjusting the interest on mortgage against rent. 
106.    So far as adjustment of sum of Rs. 200/­ in interest is concerned it is 
acceptable as the interest for one year on mortgage comes to Rs. 2300/­ and 
the rent for one year comes to Rs. 2400/­. But it is totally unconscionable 
that defendant/mortgagor allowed Smt. Kanta Rani to collect rent from his 
tenant on first floor, which was Rs. 155/­ per month. Plaintgiff has claimed 
that this amount was also to be adjusted in interest, but the claim is false. It 
is mathematically not correct. If there was no reason for allowing Smt. Kanta 
Rani to collect rent from Sh. A. Mitra then such an agreement of defendant 
with Smt. Kanta Rani is void for the want of mutuality. There is no reciprocal 
consideration in favour of defendant for that amount. 
107.    But it is admitted case that Smt. Kanta Rani was authorised to collect 
the rent from Sh. A. Mitra and in fact received rent from him. Therefore by 
necessary   implication     and   on   mathematical   calculation,   as   claimed   by 

Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                            47
 defendant   this   amount   was   to   be   adjusted   against   principal   amount   of 
mortgage. Plaintiff has went on claiming that defendant/mortgagor has let 
entire   property   to   Smt.   Kanta   Rani   for   sum   of   Rs.   200/­.   The   defendant 
himself was residing in the suit property. It is on this claim, as it is proved on 
record   by   producing   certified   copies   of   orders,   Smt.   Kanta   Rani   filed   an 
eviction   petition   against   defendant/mortgagor   on   the   ground   of   non 
payment of rent and on the ground of subletting. 
108.    Therefore,   if   plaintiff's   claim   is   taken   as   stated   by   him,   then   this 
plaintiff   has   paid   only   Rs.   10,000/­,   (along   with   mortgage   amount   out   of 
which defendant had already paid some amount in adjustment of rent)   in 
agreement   to   sell,   but   remained   in   possession   of   suit   property   at   entire 
ground floor since 1969 without paying any rent till date. Price escalation of 
the property, if a factor to be considered judicially, then price escalation has 
also to be considered in respect to the possible rent of the property also, 
which, it could have fetched differently in different different period. Keeping 
in mind the base price of Rs. 110 in the year 1969. 
109.    The reliance of Ld. Counsel for plaintiff is  JT (2004) SC 126  where it 
was   held   by   Hon'ble   Supreme   Court   that   "It   is   not   a   case   where   the 
defendant did not foresee the hard ship. It is furthermore not a case that non  
performance of the agreement would not cause any hard ship to the plaintiff.  
The defendant  was a land lord of  the plaintiff.  He accepted part payment  
from the plaintiff from time to time without any demure any whatsoever. He  
redeemed the mortgage only upon receipt of requisite payment of money from  
the plaintiff. Even in August 1981, i.e. just two months prior to the institution  
of suit, he had accepted Rs. 20,000/­ from the plaintiff. It is therefore too late  
for  the appellant now to suggest that having  regard to escalation in price,  
respondent should be denied the benefit of the decree passed in her favour.  

Explanation 1 appended to section 20 clearly stipulates that merely inadequacy of consideration, or mere fact that the contract is onerous to the defendant or improvident in its nature would not constitute an unfair advantage within the meaning of sub­section (2) of section 20. (emphasis Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82) 48 supplied)

110. Further submission of Ld. Counsel for plaintiff is that to balance the equity court can pass an order for making further payment. (2002) 8 SCC 146 at para 6 "It is true that grant of decree of specific performance lies in the discretion of Court and it is also well settled that it is not always necessary to grant specific performance simply for the reason that it is legal to do so. It is further well settled that the Court in discretion can impose any reasonable condition including payment of additional amount by one party to the other while granting or refusing decree of specific performance. Whether the purchaser shall be directed to pay an additional amount to the seller or converse would depend upon the facts and circumstances of a case. Ordinarily, the plaintiff is not to be denied the relief of specific performance only one account of phenomenal increase of price during the pendency of litigation. That may be, in a given case, one of the consideration besides many other to be taken into consideration for refusing the decree of specific performance. As a general rule, it cannot be held that ordinarily the plaintiff cannot be allowed to have, for her alone,the entire benefit of phenomenal increase of the value of the property during the pendency of litigation. While balancing the equities, one of the consideration to be kept in view as to who is defaulting party. It is also to be born in mind whether a party is trying to take undue advantage over the other as also the hardship that may be caused to the defendant by directing specific performance. There may be other circumstances on which parties may not have any control. The totality of circumstances is required to be seen. (emphasis supplied).

111. Further reliance is placed on (2007) 10 SCC 595 where Hon'ble Supreme while upholding the decree of specific performance directed the decree holder to pay additional sum of Rs. 5,00,000/­ to the defendant/appellant. (emphasis supplied).

112. Counsel for for mortgagor/defendant on the other hand submitted that, although there was no agreement to sale date 19.12.1974, but even if the story of plaintiff is taken as gospel truth, the conduct of plaintiff dis­ Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82) 49 entitles the plaintiff, a relief under equity. Ld. Counsel further submitted that this is not a case only of financial hardship due to escalation of price of suit property, but there are several other factors which goes in favour of defendant/mortgagor. Ld. Counsel submitted that the defendant/mortgagor is an illiterate person, the mortgagee has been residing in the suit property since 1969, he is still residing there but for this entire period of 34 years the mortgagee has not paid a single penny towards the rent. Ld. Counsel further submitted that even if in the year 1974 the rent of Rs. 200/­ was to be adjusted towards interest on mortgage, but the rent is bound to rise and if a judicial notice of rise in price is taken the mortgagor had already paid the mortgage amount of Rs. 32,000/­. Ld Counsel further submitted that mortgagee is not entitled to equitable relief as the conduct of mortgagee has never been fair and equitable. He submitted that at one place the rent in respect to the property in his possession was agreed to be adjusted towards the interest, but at the same time when his wife was authorised to collect rent from other tenant, for only reason to adjust it in principal amount, taking undue advantage, she filed eviction petition against her own landlord/mortgagor. Ld. Counsel also submitted that in this case if the mortgagor had agreed to sale the suit property on 19.12.1974 and he refused to prepare formal agreement on very next day then what was the reason for mortgagee for not taking any step for two and half years. Ld. Counsel also submitted that to seek equitable relief plaintiff must come with clean hands. It is submitted that if the testimony of plaintiff is reconciled with the facts pleaded in plaint it clearly shows that there are several facts which plaintiff had not pleaded but tried to bring at the time of evidence for the first time. Ld. Counsel further submitted that plaintiff has tried to retract from his testimony during cross examination. Further, the plaintiff's testimony as to payments made to the defendant/mortgagor, in very first para of his examination in chief, is not in consonance with what plaintiff has pleaded. It is submitted by counsel for defendant that it is proved on record that plaintiff has not come with clean hands in the court therefore plaintiff is not Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82) 50 entitled to equitable relief of specific performance.

113. In support of his contentions counsle for defendant/mortgagor placed reliance on AIR 1996 SC 2814 Lordu Mari david & Ors v. Louis Chinnaya Arogiaswamy & ors., (1999) 8 SCC 274 Mahabir Prasad Jain v. Ganga Singh, (2005) 11 SCC 454 Sahadeva Gramini (dead) By Lrs V. Perumal Gramini & Ors, AIR 2003 SC 2362 Manohar Lal @ Manohar Singh v. Maya, AIR 2003 AP 141 P. Purshottam Reddy and Anr. v. M/S Pratap Steels Ltd. and AIR 2002 Karnataka 416. (emphasis supplied)

114. In AIR 1996 SC 2814 it was held that "It is settled law that the party who seeks to avail the equitable jurisdiction of a court and ad specific performance being being equitable relief must come with clean hand. In other words the party who makes false allegations does not come with clean hands and is not entitled to the equitable relief".

115. In (2005) 11 SCC 454 Hon'ble Supreme Court upheld the findings that "There was no mutuality in the agreement inasmuch as there were no rights with corresponding duties between the parties and, therefore, the same was unenforceable in law; that the agreement was inequitable and gave unfair advantage to the appellant".

116. In AIR 2003 AP 141 it was held that "Section 20 of the Specific Relief Act 1963 preserves judicial discretion to Court as to decreeing specific performance. The Court is not bound to grant specific relief merely because it is lawfully to do so. It is true, the discretion conferred upon the courts is not arbitrary but is required to be exercised in a reasonable and sound manner guided by judicial principles. While exercising the discretion, the Court is required to meticulously consider all the facts and circumstances of the case. The Court take care to see it is not used as an instrument of oppression to have an unfair advantage to the plaintiff.

117. The facts of the case in hand are far away from the facts in the judgment relied by counsel for plaintiff. In JT 2004 (6) SC 126 P. D'Souza v. Shondrilo Naidu, as Ld. Counsel for plaintiff has put stress on this this Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82) 51 judgment, the facts were not similar to this case. Though the status of parties in that judgment is somewhat similar with the parties in this suit, but the nature of transaction between parties is totally different. Here the defendant is an illiterate person. The relation of plaintiff with defendant is such that it clearly shows that how plaintiff was able to get signatures of defendant anywhere he wanted. Plaintiff claims that his wife Smt. Kanta Rani has taken entire property form defendant on rent, and even filed eviction petition against defendant. Plaintiff has not paid even a single penny towards the rent of part of suit property which is under tenancy, where plaintiff resides. Although plaintiff claims that Smt. Kanta Rani is tenant through separate rent note, but this rent not in favour of Kanta rani is nothing but a device to adjust the interest on mortgage amount with rent payable from tenanted property. It is just a veil created to bring the difference of parties through separate document. Further as recorded in foregoing paragraphs that plaintiff has not only lied in the court but, has tried to retract from his statement which was recorded on oath. Further there is noticeable silence of 2 and half year. This silence has never been explained. This all justifies that had the defendant/mortgagor had entered into agreement to sell the suit property on 19.12.1974, for the reasons above recorded and for the fact that plaintiff is enjoying the possession of entire ground floor without paying any rent for last 34 years, under the equity, the relief of specific performance should not be granted.

118. The relief clause will be dealt with after the findings of the issues in the suit for redemption of mortgage. In redemption suit the issue no. 1 is, whether the plaintiff/mortgagor is entitled to redemption of mortgage? Right to redemption of mortgage is provided under section 60 of Trasnsfer of Property Act mortgagor can at any time redeem the mortgage. It reads;

60. Right of mortgagor to redeem.­­ At any time after the principal money has become due, the mortgagor has a right, on payment or tender, at a proper time and place, of the mortgage­money, to require the mortgagee (a) to deliver to the mortgagor the mortgage deed and all the documents relating to Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82) 52 the mortgaged property which are in possession or power of the mortgagee, xxxxxxxxxxx:

provided that the rights conferred by this section has not been extinguished by the act of parties or by decree of a Court.
119. Therefore mortgagor has every right to redeem the mortgaged property. There is an objection of mortgagee that mortgagor's suit cannot be decreed as there is a novation of contract between the parties on 19.12.1974 when mortgagor agreed to sell the suit property to mortgagee. This objection, after the finding of issues in the mortgagee's suit for specific performance, goes. Otherwise there is no bar upon mortgagor from redeeming the mortgage. The second point of argument put by Ld. Counsel for defendant is that, mortgagor for redeeming the mortgage, must know what amount is due to the mortgagee. Ld. Counsel for mortgagee referred to the cross examination of the mortgagor/Dw2 where he stated that he do not know how much amount is due to be paid to mortgagee. Therefore when mortgagor is not certain how much amount is due, he should not allowed to redeem the mortgage. This contention is again not tenable as the mortgagor issued notice to mortgagee to redeem the mortgage on 14.12.1981 and asked to acknowledge the amount as claimed by mortgagor. The calculation of amount to be paid in redemption may differ and that difference, mortgagee would have explained, but the right of mortgagor to redeem the property cannot be taken away except by decree of court or by the act of parties.
120. The mortgage deed Ex.P1 in this regard is itself clear. The mortgage was created for period of 5 years i.e. from 04.06.1973 to 04.06.1978. The limitation for redemption of mortgage as per Art. 61 of Limitation Act, 1963 is thirty years from the date when right to redeem or to recover possession accrues. Hence there is no bar either of law or by any act of parties for redemption of mortgage. Mortgagor/plaintiff is entitled to redemption of mortgage. The issue is therefore in favour of plaintiff/mortgagor.
121. ISSUE No.2 Amount to be paid under redemption.

Although this issue requires consideration after taking into all the Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82) 53 accounts of parties. But the facts in this case are so clear that no account is required for decision of this issue. Mortgagor claims that mortgage was actually for Rs. 25,000/­ but the registered mortgage deed for Rs. 32000/­. No cogent evidence is produced to show that there was any fraud played, neither plaintiff has filed this suit for declaring the mortgage null and void, on account of fraud or misrepresentation. Plaintiff has filed the suit for redemption of mortgage and the mortgage deed is of Rs. 32,000/­.

122. From the pleadings as well as documents and the findings above recorded, it is clear that the mortgage was for Rs. 32000/­ with interest @ 7.5% per annum. The interest on mortgage amount at 7.5% comes to Rs. 2300/­ per year. There is a subsequent agreement between mortgagor and the wife of mortgagee Smt. Kanta Rani when tenancy was created in her favour for Rs. 200/­. There is an admission of both the parties that the Smt. Kanta Rani was not to pay any amount to mortgagor and that amount was to be adjusted to against the interest of mortgage amount. Though the mortgagee claims difference in his status with that of Smt. Kanta Rani, but the tenancy in the name of Kanta Rani was nothing but a device to secure interest of mortgage, to be adjusted against rent payable to mortgagor. Here also mortgagor is paying Rs. 100/­ more every year than actual interest of Rs. 2300/­.

123. As the tenancy in the name of Smt. Kanta Rani was just a device to adjust the rent against interest on mortgage, there is another agreement with Smt. Kanta Rani, which mortgagor claims that it was with mortgagee, to collect the rent from Sh. A. Mitra tenant on the first floor. This agreement, as already discussed, was an agreement to adjust the amount in principal amount of mortgage. Smt. Kanta Rani has received rent from Sh. A. Mitra since July 1973 till Sh. A. Mitra remained in the tenanted premises. As per testimony of sh. A. Mitra Pw4 he remained in premises till 1977, month not mentioned. Therefore, Smt. Kanta Rani have received rent from Sh. A. Mitra, at­least till Dec. 1976. This amount of rent from Sh. A. Mitra comes to Rs. 11,005 ( @ Rs. 155/­ for 41 months i.e. from Aug. 1973 to Dec. 1976).

Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82) 54 However, in the plaint plaintiff has claimed adjustment of only Rs. 7740, on account of rent of Sh. A. Mitra. Therefore, mortgagor is also entitled to adjust this amount.

124. Further, as the amount of interest is Rs. 2300/­ per annum and the mortgagee is adjusting Rs. 2400/­ of rent, the mortgagor is also entitled to adjust the excess of Rs. 100 paid every year, which in this case comes to 3700 i.e Rs. 100 excess every year from 1974 till 2011. In all, mortgagor is entitled to adjust Rs. 11,440 (Rs. 7740 + 3700) from the mortgage amount. Thus as on date the mortgagor is liable to pay Rs. 32000/­ minus Rs. 11,440 i.e. 20,560/­.

RELIEF IN BOTH SUITS.

In view of the findings above recorded, the mortgagee's suit for specific performance deserves to be dismissed. The mortgagors suit deserves to be decreed for redemption on payment of Rs. 20,560/­ in Court. Let a preliminary decree be drawn directing the mortgagor to pay into the court a sum of Rs. 20,560/­ within 1 month from today.

Announced in the open Court                                   VIKRAM
On 24.02.2012                                                 CJ­02 (North)/Delhi
                                                              24.02.2012




Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                               55
 24.02.2012                                                             Suit No. 185/06

Present:       None. 
               Vide   separate   composite   judgment     of   suit   no.   385/06   and 

113/06, suit no. 385/06 filed for specific performance of contract is dismissed and suit no. 113/06 for redemption is held to be decreed.

Let a preliminary decree U/o 34 R 7 CPC be drawn directing the mortgagor plaintiff to deposit a sum of Rs. 20,560/­ in court within one month from today.

A separate decree sheet be prepared in suit no. 385/06 for its dismissal. Both the files shall be consigned to the Record Room after drawing final decree in suit of redemption of mortgage i.e. 113/06.



                                                       VIKRAM
                                                       CJ­02 (North)/Delhi
                                                       24.02.2012




Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82)                                 56
 24.02.2012                                                             Suit No. 113/06

Present:       None. 
               Vide   separate   composite   judgment     of   suit   no.   385/06   and 

113/06, suit no. 385/06 filed for specific performance of contract is dismissed and suit no. 113/06 for redemption is held to be decreed.

Let a preliminary decree U/o 34 R 7 CPC be drawn directing the mortgagor plaintiff to deposit a sum of Rs. 20,560/­ in court within one month from today.

A separate decree sheet be prepared in suit no. 385/06 for its dismissal. Both the files shall be consigned to the Record Room after drawing final decree in suit of redemption of mortgage i.e. 113/06.

Now to come up for filing of amount of mortgage in court on 24.03.2012.

VIKRAM CJ­02 (North)/Delhi 24.02.2012 Suit No. 185/06 [CS (OS) 871/77] & Suit No. 113/06 (1/82) 57